Sample records for accurate mitigation credits

  1. 12 CFR 702.108 - Risk mitigation credit.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 7 2013-01-01 2013-01-01 false Risk mitigation credit. 702.108 Section 702.108... CORRECTIVE ACTION Net Worth Classification § 702.108 Risk mitigation credit. (a) Who may apply. A credit union may apply for a risk mitigation credit if on any of the current or three preceding effective dates...

  2. 12 CFR 702.108 - Risk mitigation credit.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 7 2012-01-01 2012-01-01 false Risk mitigation credit. 702.108 Section 702.108... CORRECTIVE ACTION Net Worth Classification § 702.108 Risk mitigation credit. (a) Who may apply. A credit union may apply for a risk mitigation credit if on any of the current or three preceding effective dates...

  3. 12 CFR 702.108 - Risk mitigation credit.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Risk mitigation credit. 702.108 Section 702.108... CORRECTIVE ACTION Net Worth Classification § 702.108 Risk mitigation credit. (a) Who may apply. A credit union may apply for a risk mitigation credit if on any of the current or three preceding effective dates...

  4. 12 CFR 702.108 - Risk mitigation credit.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 7 2014-01-01 2014-01-01 false Risk mitigation credit. 702.108 Section 702.108... CORRECTIVE ACTION Net Worth Classification § 702.108 Risk mitigation credit. (a) Who may apply. A credit union may apply for a risk mitigation credit if on any of the current or three preceding effective dates...

  5. 12 CFR 702.108 - Risk mitigation credit.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Risk mitigation credit. 702.108 Section 702.108... CORRECTIVE ACTION Net Worth Classification § 702.108 Risk mitigation credit. (a) Who may apply. A credit union may apply for a risk mitigation credit if on any of the current or three preceding effective dates...

  6. 12 CFR 217.145 - Recognition of credit risk mitigants for securitization exposures.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... recognize the credit risk mitigant, but only as provided in this section. (b) Collateral. (1) Rules of...*) to original exposure amount (SE), Where: (i) SE* = max {0, [SE−C × (1−Hs−Hfx)]}; (ii) SE = the amount... type haircuts (Hs) in Table 1 to § 217.132 of this subpart; (ii) A Board-regulated institution must use...

  7. 12 CFR 3.145 - Recognition of credit risk mitigants for securitization exposures.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 1 2014-01-01 2014-01-01 false Recognition of credit risk mitigants for..., but only as provided in this section. (b) Collateral. (1) Rules of recognition. A national bank or... adjusted exposure amount (SE*) to original exposure amount (SE), Where: (i) SE* = max {0, [SE−C × (1−Hs−Hfx...

  8. 12 CFR 324.145 - Recognition of credit risk mitigants for securitization exposures.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... recognize the credit risk mitigant, but only as provided in this section. (b) Collateral—(1) Rules of... original exposure amount (SE), where: (i) SE* equals max {0, [SE − C × (1− Hs − Hfx)]}; (ii) SE equals the... must use the collateral type haircuts (Hs) in Table 1 to § 324.132 of this subpart; (ii) An FDIC...

  9. Mountain State Mitigation Credit Company (banker)

    EPA Pesticide Factsheets

    MSMCC is a mitigation bank working to restore Buffalo Creek. Buffalo Creek watershed will be successfully restored from the headwaters down to establish complete “watershed restoration” that is consistent with the Mitigation Rule.

  10. 13 CFR 123.21 - What is a mitigation measure?

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 13 Business Credit and Assistance 1 2011-01-01 2011-01-01 false What is a mitigation measure? 123.21 Section 123.21 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Overview § 123.21 What is a mitigation measure? A mitigation measure is something done for the purpose of...

  11. 13 CFR 123.21 - What is a mitigation measure?

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 13 Business Credit and Assistance 1 2013-01-01 2013-01-01 false What is a mitigation measure? 123.21 Section 123.21 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Overview § 123.21 What is a mitigation measure? A mitigation measure is something done for the purpose of...

  12. 13 CFR 123.21 - What is a mitigation measure?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false What is a mitigation measure? 123.21 Section 123.21 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Overview § 123.21 What is a mitigation measure? A mitigation measure is something done for the purpose of...

  13. 13 CFR 123.21 - What is a mitigation measure?

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 13 Business Credit and Assistance 1 2014-01-01 2014-01-01 false What is a mitigation measure? 123.21 Section 123.21 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Overview § 123.21 What is a mitigation measure? A mitigation measure is something done for the purpose of...

  14. 13 CFR 123.21 - What is a mitigation measure?

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 13 Business Credit and Assistance 1 2012-01-01 2012-01-01 false What is a mitigation measure? 123.21 Section 123.21 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Overview § 123.21 What is a mitigation measure? A mitigation measure is something done for the purpose of...

  15. 12 CFR 717.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... mitigation of identity theft. 717.90 Section 717.90 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS FAIR CREDIT REPORTING Identity Theft Red Flags § 717.90 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope. This section applies to a...

  16. 12 CFR 717.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... mitigation of identity theft. 717.90 Section 717.90 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS FAIR CREDIT REPORTING Identity Theft Red Flags § 717.90 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope. This section applies to a...

  17. 12 CFR 717.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... mitigation of identity theft. 717.90 Section 717.90 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS FAIR CREDIT REPORTING Identity Theft Red Flags § 717.90 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope. This section applies to a...

  18. 12 CFR 717.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... mitigation of identity theft. 717.90 Section 717.90 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS FAIR CREDIT REPORTING Identity Theft Red Flags § 717.90 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope. This section applies to a...

  19. Collective credit allocation in science

    PubMed Central

    Shen, Hua-Wei; Barabási, Albert-László

    2014-01-01

    Collaboration among researchers is an essential component of the modern scientific enterprise, playing a particularly important role in multidisciplinary research. However, we continue to wrestle with allocating credit to the coauthors of publications with multiple authors, because the relative contribution of each author is difficult to determine. At the same time, the scientific community runs an informal field-dependent credit allocation process that assigns credit in a collective fashion to each work. Here we develop a credit allocation algorithm that captures the coauthors’ contribution to a publication as perceived by the scientific community, reproducing the informal collective credit allocation of science. We validate the method by identifying the authors of Nobel-winning papers that are credited for the discovery, independent of their positions in the author list. The method can also compare the relative impact of researchers working in the same field, even if they did not publish together. The ability to accurately measure the relative credit of researchers could affect many aspects of credit allocation in science, potentially impacting hiring, funding, and promotion decisions. PMID:25114238

  20. 13 CFR 123.409 - Which pre-disaster mitigation loan requests will SBA consider for funding?

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 13 Business Credit and Assistance 1 2012-01-01 2012-01-01 false Which pre-disaster mitigation loan requests will SBA consider for funding? 123.409 Section 123.409 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.409 Which pre-disaster...

  1. 13 CFR 123.409 - Which pre-disaster mitigation loan requests will SBA consider for funding?

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 13 Business Credit and Assistance 1 2011-01-01 2011-01-01 false Which pre-disaster mitigation loan requests will SBA consider for funding? 123.409 Section 123.409 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.409 Which pre-disaster...

  2. 13 CFR 123.409 - Which pre-disaster mitigation loan requests will SBA consider for funding?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Which pre-disaster mitigation loan requests will SBA consider for funding? 123.409 Section 123.409 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.409 Which pre-disaster...

  3. 13 CFR 123.409 - Which pre-disaster mitigation loan requests will SBA consider for funding?

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 13 Business Credit and Assistance 1 2014-01-01 2014-01-01 false Which pre-disaster mitigation loan requests will SBA consider for funding? 123.409 Section 123.409 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.409 Which pre-disaster...

  4. 13 CFR 123.409 - Which pre-disaster mitigation loan requests will SBA consider for funding?

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 13 Business Credit and Assistance 1 2013-01-01 2013-01-01 false Which pre-disaster mitigation loan requests will SBA consider for funding? 123.409 Section 123.409 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.409 Which pre-disaster...

  5. 13 CFR 123.400 - What is the Pre-Disaster Mitigation Loan Program?

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... Mitigation Loan Program? 123.400 Section 123.400 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.400 What is the Pre-Disaster Mitigation Loan Program? The Pre-Disaster Mitigation Loan Program allows SBA to make low interest, fixed rate loans to...

  6. 13 CFR 123.400 - What is the Pre-Disaster Mitigation Loan Program?

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... Mitigation Loan Program? 123.400 Section 123.400 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.400 What is the Pre-Disaster Mitigation Loan Program? The Pre-Disaster Mitigation Loan Program allows SBA to make low interest, fixed rate loans to...

  7. 13 CFR 123.400 - What is the Pre-Disaster Mitigation Loan Program?

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... Mitigation Loan Program? 123.400 Section 123.400 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.400 What is the Pre-Disaster Mitigation Loan Program? The Pre-Disaster Mitigation Loan Program allows SBA to make low interest, fixed rate loans to...

  8. 13 CFR 123.400 - What is the Pre-Disaster Mitigation Loan Program?

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... Mitigation Loan Program? 123.400 Section 123.400 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.400 What is the Pre-Disaster Mitigation Loan Program? The Pre-Disaster Mitigation Loan Program allows SBA to make low interest, fixed rate loans to...

  9. 13 CFR 123.400 - What is the Pre-Disaster Mitigation Loan Program?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Mitigation Loan Program? 123.400 Section 123.400 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.400 What is the Pre-Disaster Mitigation Loan Program? The Pre-Disaster Mitigation Loan Program allows SBA to make low interest, fixed rate loans to...

  10. 13 CFR 123.408 - How does your business apply for a pre-disaster mitigation loan?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... mitigation community in which the business is located. (The local or State coordinator's written statement... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false How does your business apply for a pre-disaster mitigation loan? 123.408 Section 123.408 Business Credit and Assistance SMALL BUSINESS...

  11. Optimal advanced credit releases in ecosystem service markets.

    PubMed

    BenDor, Todd K; Guo, Tianshu; Yates, Andrew J

    2014-03-01

    Ecosystem service markets are popular policy tools for ecosystem protection. Advanced credit releases are an important factor affecting the supply side of ecosystem markets. Under an advanced credit release policy, regulators give ecosystem suppliers a fraction of the total ecosystem credits generated by a restoration project before it is verified that the project actually achieves the required ecological thresholds. In spite of their prominent role in ecosystem markets, there is virtually no regulatory or research literature on the proper design of advanced credit release policies. Using U.S. aquatic ecosystem markets as an example, we develop a principal-agent model of the behavior of regulators and wetland/stream mitigation bankers to determine and explore the optimal degree of advance credit release. The model highlights the tension between regulators' desire to induce market participation, while at the same time ensuring that bankers successfully complete ecological restoration. Our findings suggest several simple guidelines for strengthening advanced credit release policy.

  12. Optimal Advanced Credit Releases in Ecosystem Service Markets

    NASA Astrophysics Data System (ADS)

    BenDor, Todd K.; Guo, Tianshu; Yates, Andrew J.

    2014-03-01

    Ecosystem service markets are popular policy tools for ecosystem protection. Advanced credit releases are an important factor affecting the supply side of ecosystem markets. Under an advanced credit release policy, regulators give ecosystem suppliers a fraction of the total ecosystem credits generated by a restoration project before it is verified that the project actually achieves the required ecological thresholds. In spite of their prominent role in ecosystem markets, there is virtually no regulatory or research literature on the proper design of advanced credit release policies. Using U.S. aquatic ecosystem markets as an example, we develop a principal-agent model of the behavior of regulators and wetland/stream mitigation bankers to determine and explore the optimal degree of advance credit release. The model highlights the tension between regulators' desire to induce market participation, while at the same time ensuring that bankers successfully complete ecological restoration. Our findings suggest several simple guidelines for strengthening advanced credit release policy.

  13. Landscape equivalency analysis: methodology for estimating spatially explicit biodiversity credits.

    PubMed

    Bruggeman, Douglas J; Jones, Michael L; Lupi, Frank; Scribner, Kim T

    2005-10-01

    We propose a biodiversity credit system for trading endangered species habitat designed to minimize and reverse the negative effects of habitat loss and fragmentation, the leading cause of species endangerment in the United States. Given the increasing demand for land, approaches that explicitly balance economic goals against conservation goals are required. The Endangered Species Act balances these conflicts based on the cost to replace habitat. Conservation banking is a means to manage this balance, and we argue for its use to mitigate the effects of habitat fragmentation. Mitigating the effects of land development on biodiversity requires decisions that recognize regional ecological effects resulting from local economic decisions. We propose Landscape Equivalency Analysis (LEA), a landscape-scale approach similar to HEA, as an accounting system to calculate conservation banking credits so that habitat trades do not exacerbate regional ecological effects of local decisions. Credits purchased by public agencies or NGOs for purposes other than mitigating a take create a net investment in natural capital leading to habitat defragmentation. Credits calculated by LEA use metapopulation genetic theory to estimate sustainability criteria against which all trades are judged. The approach is rooted in well-accepted ecological, evolutionary, and economic theory, which helps compensate for the degree of uncertainty regarding the effects of habitat loss and fragmentation on endangered species. LEA requires application of greater scientific rigor than typically applied to endangered species management on private lands but provides an objective, conceptually sound basis for achieving the often conflicting goals of economic efficiency and long-term ecological sustainability.

  14. Forecasting the value of credit scoring

    NASA Astrophysics Data System (ADS)

    Saad, Shakila; Ahmad, Noryati; Jaffar, Maheran Mohd

    2017-08-01

    Nowadays, credit scoring system plays an important role in banking sector. This process is important in assessing the creditworthiness of customers requesting credit from banks or other financial institutions. Usually, the credit scoring is used when customers send the application for credit facilities. Based on the score from credit scoring, bank will be able to segregate the "good" clients from "bad" clients. However, in most cases the score is useful at that specific time only and cannot be used to forecast the credit worthiness of the same applicant after that. Hence, bank will not know if "good" clients will always be good all the time or "bad" clients may become "good" clients after certain time. To fill up the gap, this study proposes an equation to forecast the credit scoring of the potential borrowers at a certain time by using the historical score related to the assumption. The Mean Absolute Percentage Error (MAPE) is used to measure the accuracy of the forecast scoring. Result shows the forecast scoring is highly accurate as compared to actual credit scoring.

  15. 13 CFR 123.403 - When is your business eligible to apply for a pre-disaster mitigation loan?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false When is your business eligible to apply for a pre-disaster mitigation loan? 123.403 Section 123.403 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.403 When is your business...

  16. National Wetland Mitigation Banking Study. Commercial Wetland Mitigation Credit Markets: Theory and Practice.

    DTIC Science & Technology

    1995-11-01

    based on established and incentive for Delta compliance. functioning replacement wetlands. Perhaps the most compelling reason given for why The permit...developed mitigation plans powerful incentive for ventures to carefully site, for the Cricket Creek site in accordance with the plan, and execute the...Opportunity. Lev, Esther (with field assistance by Peter Zika ) for the Lane County Council of Governments, 1988 (revised 1990), Preliminary Inventory of

  17. Hellsgate Big Game Winter Range Wildlife Mitigation Site Specific Management Plan for the Hellsgate Project.

    DOE Office of Scientific and Technical Information (OSTI.GOV)

    Berger, Matthew T.; Judd, Steven L.

    This report contains a detailed site-specific management plan for the Hellsgate Winter Range Wildlife Mitigation Project. The report provides background information about the mitigation process, the review process, mitigation acquisitions, Habitat Evaluation Procedures (HEP) and mitigation crediting, current habitat conditions, desired future habitat conditions, restoration/enhancements efforts and maps.

  18. 13 CFR 123.406 - What is the interest rate on a pre-disaster mitigation loan?

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ...-disaster mitigation loan? 123.406 Section 123.406 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.406 What is the interest rate on a pre-disaster mitigation loan? The interest rate on a pre-disaster mitigation loan will be fixed at 4 percent...

  19. 13 CFR 123.406 - What is the interest rate on a pre-disaster mitigation loan?

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ...-disaster mitigation loan? 123.406 Section 123.406 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.406 What is the interest rate on a pre-disaster mitigation loan? The interest rate on a pre-disaster mitigation loan will be fixed at 4 percent...

  20. 13 CFR 123.406 - What is the interest rate on a pre-disaster mitigation loan?

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ...-disaster mitigation loan? 123.406 Section 123.406 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.406 What is the interest rate on a pre-disaster mitigation loan? The interest rate on a pre-disaster mitigation loan will be fixed at 4 percent...

  1. 13 CFR 123.406 - What is the interest rate on a pre-disaster mitigation loan?

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ...-disaster mitigation loan? 123.406 Section 123.406 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.406 What is the interest rate on a pre-disaster mitigation loan? The interest rate on a pre-disaster mitigation loan will be fixed at 4 percent...

  2. Wildlife and Wildlife Habitat Mitigation Plan for Hungry Horse Hydroelectric Project, Final Report.

    DOE Office of Scientific and Technical Information (OSTI.GOV)

    Bissell, Gael

    1985-01-01

    This report describes the proposed mitigation plan for wildlife losses attributable to the construction of the Hungry Horse hydroelectric project. In this report, mitigation objectives and alternatives, the recommended mitigation projects, and the crediting system for each project are described by each target species. Mitigation objectives for each species (group) were established based on the loss estimates but tailored to the recommended projects. 13 refs., 3 figs., 19 tabs.

  3. 13 CFR 123.408 - How does your business apply for a pre-disaster mitigation loan?

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... pre-disaster mitigation loan? 123.408 Section 123.408 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.408 How does your business apply for a... complete Pre-Disaster Mitigation Small Business Loan Application (application) within the announced filing...

  4. 13 CFR 123.408 - How does your business apply for a pre-disaster mitigation loan?

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... pre-disaster mitigation loan? 123.408 Section 123.408 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.408 How does your business apply for a... complete Pre-Disaster Mitigation Small Business Loan Application (application) within the announced filing...

  5. 13 CFR 123.408 - How does your business apply for a pre-disaster mitigation loan?

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... pre-disaster mitigation loan? 123.408 Section 123.408 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.408 How does your business apply for a... complete Pre-Disaster Mitigation Small Business Loan Application (application) within the announced filing...

  6. 13 CFR 123.408 - How does your business apply for a pre-disaster mitigation loan?

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... pre-disaster mitigation loan? 123.408 Section 123.408 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.408 How does your business apply for a... complete Pre-Disaster Mitigation Small Business Loan Application (application) within the announced filing...

  7. 77 FR 67744 - Fair Credit Reporting (Regulation V); Correction

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-11-14

    ... of furnishers and users of consumer reports. To mitigate the impact of these changes on users of the... BUREAU OF CONSUMER FINANCIAL PROTECTION 12 CFR Part 1022 [Docket No. CFPB-2012-0041] RIN 3170-AA06 Fair Credit Reporting (Regulation V); Correction AGENCY: Bureau of Consumer Financial Protection...

  8. 13 CFR 123.412 - What happens if SBA declines your business' pre-disaster mitigation loan request?

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... business' pre-disaster mitigation loan request? 123.412 Section 123.412 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.412 What happens if SBA declines your business' pre-disaster mitigation loan request? If SBA declines your business...

  9. 13 CFR 123.405 - How much can your business borrow with a pre-disaster mitigation loan?

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... with a pre-disaster mitigation loan? 123.405 Section 123.405 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.405 How much can your business borrow with a pre-disaster mitigation loan? Your business, together with its affiliates, may...

  10. 13 CFR 123.405 - How much can your business borrow with a pre-disaster mitigation loan?

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... with a pre-disaster mitigation loan? 123.405 Section 123.405 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.405 How much can your business borrow with a pre-disaster mitigation loan? Your business, together with its affiliates, may...

  11. 13 CFR 123.405 - How much can your business borrow with a pre-disaster mitigation loan?

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... with a pre-disaster mitigation loan? 123.405 Section 123.405 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.405 How much can your business borrow with a pre-disaster mitigation loan? Your business, together with its affiliates, may...

  12. 13 CFR 123.405 - How much can your business borrow with a pre-disaster mitigation loan?

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... with a pre-disaster mitigation loan? 123.405 Section 123.405 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.405 How much can your business borrow with a pre-disaster mitigation loan? Your business, together with its affiliates, may...

  13. 13 CFR 123.405 - How much can your business borrow with a pre-disaster mitigation loan?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... with a pre-disaster mitigation loan? 123.405 Section 123.405 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.405 How much can your business borrow with a pre-disaster mitigation loan? Your business, together with its affiliates, may...

  14. Harmonic Allocation of Authorship Credit: Source-Level Correction of Bibliometric Bias Assures Accurate Publication and Citation Analysis

    PubMed Central

    Hagen, Nils T.

    2008-01-01

    Authorship credit for multi-authored scientific publications is routinely allocated either by issuing full publication credit repeatedly to all coauthors, or by dividing one credit equally among all coauthors. The ensuing inflationary and equalizing biases distort derived bibliometric measures of merit by systematically benefiting secondary authors at the expense of primary authors. Here I show how harmonic counting, which allocates credit according to authorship rank and the number of coauthors, provides simultaneous source-level correction for both biases as well as accommodating further decoding of byline information. I also demonstrate large and erratic effects of counting bias on the original h-index, and show how the harmonic version of the h-index provides unbiased bibliometric ranking of scientific merit while retaining the original's essential simplicity, transparency and intended fairness. Harmonic decoding of byline information resolves the conundrum of authorship credit allocation by providing a simple recipe for source-level correction of inflationary and equalizing bias. Harmonic counting could also offer unrivalled accuracy in automated assessments of scientific productivity, impact and achievement. PMID:19107201

  15. Habitat Evaluation Procedures (HEP) Report : Grand Coulee Dam Mitigation, 1996-1999 Technical Report.

    DOE Office of Scientific and Technical Information (OSTI.GOV)

    Kieffer, B.; Singer, Kelly; Abrahamson, Twa-le

    1999-07-01

    The purpose of this Habitat Evaluation Procedures (HEP) study was to determine baseline habitat units and to estimate future habitat units for Bonneville Power Administration (BPA) mitigation projects on the Spokane Indian Reservation. The mitigation between BPA and the Spokane Tribe of Indians (STOI) is for wildlife habitat losses on account of the construction of Grand Coulee Dam. Analysis of the HEP survey data will assist in mitigation crediting and appropriate management of the mitigation lands.

  16. 16 CFR 681.1 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ..., and mitigation of identity theft. 681.1 Section 681.1 Commercial Practices FEDERAL TRADE COMMISSION THE FAIR CREDIT REPORTING ACT IDENTITY THEFT RULES § 681.1 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope. This section applies to financial institutions and...

  17. 16 CFR 681.1 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ..., and mitigation of identity theft. 681.1 Section 681.1 Commercial Practices FEDERAL TRADE COMMISSION THE FAIR CREDIT REPORTING ACT IDENTITY THEFT RULES § 681.1 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope. This section applies to financial institutions and...

  18. 16 CFR 681.1 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ..., and mitigation of identity theft. 681.1 Section 681.1 Commercial Practices FEDERAL TRADE COMMISSION THE FAIR CREDIT REPORTING ACT IDENTITY THEFT RULES § 681.1 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope. This section applies to financial institutions and...

  19. 12 CFR 391.22 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... mitigation of identity theft. 391.22 Section 391.22 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION... Reporting § 391.22 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope... identity theft, including financial, operational, compliance, reputation, or litigation risks. (4) Credit...

  20. 12 CFR 391.22 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... mitigation of identity theft. 391.22 Section 391.22 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION... Reporting § 391.22 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope... identity theft, including financial, operational, compliance, reputation, or litigation risks. (4) Credit...

  1. 12 CFR 391.22 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... mitigation of identity theft. 391.22 Section 391.22 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION... Reporting § 391.22 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope... identity theft, including financial, operational, compliance, reputation, or litigation risks. (4) Credit...

  2. 13 CFR 123.406 - What is the interest rate on a pre-disaster mitigation loan?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false What is the interest rate on a pre... ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.406 What is the interest rate on a pre-disaster mitigation loan? The interest rate on a pre-disaster mitigation loan will be fixed at 4 percent...

  3. 12 CFR 217.36 - Guarantees and credit derivatives: substitution treatment.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... treatment. 217.36 Section 217.36 Banks and Banking FEDERAL RESERVE SYSTEM BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM CAPITAL ADEQUACY OF BOARD-REGULATED INSTITUTIONS Risk-Weighted Assets-Standardized Approach... is scheduled to fulfil its obligation on the hedged exposure. If a credit risk mitigant has embedded...

  4. 12 CFR 334.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... mitigation of identity theft. 334.90 Section 334.90 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION REGULATIONS AND STATEMENTS OF GENERAL POLICY FAIR CREDIT REPORTING Identity Theft Red Flags § 334.90 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope. This section applies to a...

  5. 12 CFR 222.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... mitigation of identity theft. 222.90 Section 222.90 Banks and Banking FEDERAL RESERVE SYSTEM (CONTINUED) BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM FAIR CREDIT REPORTING (REGULATION V) Identity Theft Red Flags § 222.90 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope...

  6. 12 CFR 571.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... mitigation of identity theft. 571.90 Section 571.90 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE TREASURY FAIR CREDIT REPORTING Identity Theft Red Flags § 571.90 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope. This section applies to a financial...

  7. 12 CFR 171.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... mitigation of identity theft. 171.90 Section 171.90 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY FAIR CREDIT REPORTING Identity Theft Red Flags § 171.90 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope. This section applies to a financial...

  8. 12 CFR 171.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... mitigation of identity theft. 171.90 Section 171.90 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY FAIR CREDIT REPORTING Identity Theft Red Flags § 171.90 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope. This section applies to a financial...

  9. 12 CFR 571.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... mitigation of identity theft. 571.90 Section 571.90 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE TREASURY FAIR CREDIT REPORTING Identity Theft Red Flags § 571.90 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope. This section applies to a financial...

  10. 12 CFR 171.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... mitigation of identity theft. 171.90 Section 171.90 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY FAIR CREDIT REPORTING Identity Theft Red Flags § 171.90 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope. This section applies to a financial...

  11. 12 CFR 334.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... mitigation of identity theft. 334.90 Section 334.90 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION REGULATIONS AND STATEMENTS OF GENERAL POLICY FAIR CREDIT REPORTING Identity Theft Red Flags § 334.90 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope. This section applies to a...

  12. 12 CFR 571.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... mitigation of identity theft. 571.90 Section 571.90 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE TREASURY FAIR CREDIT REPORTING Identity Theft Red Flags § 571.90 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope. This section applies to a financial...

  13. 12 CFR 334.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... mitigation of identity theft. 334.90 Section 334.90 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION REGULATIONS AND STATEMENTS OF GENERAL POLICY FAIR CREDIT REPORTING Identity Theft Red Flags § 334.90 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope. This section applies to a...

  14. 12 CFR 334.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... mitigation of identity theft. 334.90 Section 334.90 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION REGULATIONS AND STATEMENTS OF GENERAL POLICY FAIR CREDIT REPORTING Identity Theft Red Flags § 334.90 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope. This section applies to a...

  15. 12 CFR 222.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... mitigation of identity theft. 222.90 Section 222.90 Banks and Banking FEDERAL RESERVE SYSTEM (CONTINUED) BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM FAIR CREDIT REPORTING (REGULATION V) Identity Theft Red Flags § 222.90 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope...

  16. 12 CFR 571.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... mitigation of identity theft. 571.90 Section 571.90 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE TREASURY FAIR CREDIT REPORTING Identity Theft Red Flags § 571.90 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope. This section applies to a financial...

  17. 16 CFR 681.1 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ..., and mitigation of identity theft. 681.1 Section 681.1 Commercial Practices FEDERAL TRADE COMMISSION THE FAIR CREDIT REPORTING ACT IDENTITY THEFT RULES § 681.1 Duties regarding the detection, prevention, and mitigation of identity theft. Link to an amendment published at 77 FR 72715, Dec. 6, 2012. (a...

  18. 13 CFR 123.402 - Can your business include its relocation as a mitigation measure in an application for a pre...

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... relocation as a mitigation measure in an application for a pre-disaster mitigation loan? 123.402 Section 123.402 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.402 Can your business include its relocation as a mitigation measure in an application...

  19. 13 CFR 123.402 - Can your business include its relocation as a mitigation measure in an application for a pre...

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... relocation as a mitigation measure in an application for a pre-disaster mitigation loan? 123.402 Section 123.402 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.402 Can your business include its relocation as a mitigation measure in an application...

  20. 13 CFR 123.402 - Can your business include its relocation as a mitigation measure in an application for a pre...

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... relocation as a mitigation measure in an application for a pre-disaster mitigation loan? 123.402 Section 123.402 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.402 Can your business include its relocation as a mitigation measure in an application...

  1. 13 CFR 123.402 - Can your business include its relocation as a mitigation measure in an application for a pre...

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... relocation as a mitigation measure in an application for a pre-disaster mitigation loan? 123.402 Section 123.402 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.402 Can your business include its relocation as a mitigation measure in an application...

  2. 13 CFR 123.403 - When is your business eligible to apply for a pre-disaster mitigation loan?

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... apply for a pre-disaster mitigation loan? 123.403 Section 123.403 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.403 When is your business... Mitigation Small Business Loan Application to SBA (see § 123.408 for what SBA's considers to be a complete...

  3. 13 CFR 123.403 - When is your business eligible to apply for a pre-disaster mitigation loan?

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... apply for a pre-disaster mitigation loan? 123.403 Section 123.403 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.403 When is your business... Mitigation Small Business Loan Application to SBA (see § 123.408 for what SBA's considers to be a complete...

  4. 13 CFR 123.403 - When is your business eligible to apply for a pre-disaster mitigation loan?

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... apply for a pre-disaster mitigation loan? 123.403 Section 123.403 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.403 When is your business... Mitigation Small Business Loan Application to SBA (see § 123.408 for what SBA's considers to be a complete...

  5. 13 CFR 123.403 - When is your business eligible to apply for a pre-disaster mitigation loan?

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... apply for a pre-disaster mitigation loan? 123.403 Section 123.403 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.403 When is your business... Mitigation Small Business Loan Application to SBA (see § 123.408 for what SBA's considers to be a complete...

  6. 12 CFR 41.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... mitigation of identity theft. 41.90 Section 41.90 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY FAIR CREDIT REPORTING Identity Theft Red Flags § 41.90 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope. This section applies to a financial institution or...

  7. 12 CFR 41.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... mitigation of identity theft. 41.90 Section 41.90 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY FAIR CREDIT REPORTING Identity Theft Red Flags § 41.90 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope. This section applies to a financial institution or...

  8. 12 CFR 41.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... mitigation of identity theft. 41.90 Section 41.90 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY FAIR CREDIT REPORTING Identity Theft Red Flags § 41.90 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope. This section applies to a financial institution or...

  9. 12 CFR 41.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... mitigation of identity theft. 41.90 Section 41.90 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY FAIR CREDIT REPORTING Identity Theft Red Flags § 41.90 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope. This section applies to a financial institution or...

  10. Credit risk evaluation based on social media.

    PubMed

    Yang, Yang; Gu, Jing; Zhou, Zongfang

    2016-07-01

    Social media has been playing an increasingly important role in the sharing of individuals' opinions on many financial issues, including credit risk in investment decisions. This paper analyzes whether these opinions, which are transmitted through social media, can accurately predict enterprises' future credit risk. We consider financial statements oriented evaluation results based on logit and probit approaches as the benchmarks. We then conduct textual analysis to retrieve both posts and their corresponding commentaries published on two of the most popular social media platforms for financial investors in China. Professional advice from financial analysts is also investigated in this paper. We surprisingly find that the opinions extracted from both posts and commentaries surpass opinions of analysts in terms of credit risk prediction. Copyright © 2015 Elsevier Inc. All rights reserved.

  11. Modeling with uncertain science: estimating mitigation credits from abating lead poisoning in Golden Eagles.

    PubMed

    Fitts Cochrane, Jean; Lonsdorf, Eric; Allison, Taber D; Sanders-Reed, Carol A

    2015-09-01

    Challenges arise when renewable energy development triggers "no net loss" policies for protected species, such as where wind energy facilities affect Golden Eagles in the western United States. When established mitigation approaches are insufficient to fully avoid or offset losses, conservation goals may still be achievable through experimental implementation of unproven mitigation methods provided they are analyzed within a framework that deals transparently and rigorously with uncertainty. We developed an approach to quantify and analyze compensatory mitigation that (1) relies on expert opinion elicited in a thoughtful and structured process to design the analysis (models) and supplement available data, (2) builds computational models as hypotheses about cause-effect relationships, (3) represents scientific uncertainty in stochastic model simulations, (4) provides probabilistic predictions of "relative" mortality with and without mitigation, (5) presents results in clear formats useful to applying risk management preferences (regulatory standards) and selecting strategies and levels of mitigation for immediate action, and (6) defines predictive parameters in units that could be monitored effectively, to support experimental adaptive management and reduction in uncertainty. We illustrate the approach with a case study characterized by high uncertainty about underlying biological processes and high conservation interest: estimating the quantitative effects of voluntary strategies to abate lead poisoning in Golden Eagles in Wyoming due to ingestion of spent game hunting ammunition.

  12. 13 CFR 123.401 - What types of mitigation measures can your business include in an application for a pre-disaster...

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... can your business include in an application for a pre-disaster mitigation loan? 123.401 Section 123.401 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster... a pre-disaster mitigation loan? To be included in a pre-disaster mitigation loan application, each...

  13. 13 CFR 123.401 - What types of mitigation measures can your business include in an application for a pre-disaster...

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... can your business include in an application for a pre-disaster mitigation loan? 123.401 Section 123.401 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.401 What types of mitigation measures can your business include in an application for...

  14. 13 CFR 123.401 - What types of mitigation measures can your business include in an application for a pre-disaster...

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... can your business include in an application for a pre-disaster mitigation loan? 123.401 Section 123.401 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.401 What types of mitigation measures can your business include in an application for...

  15. 13 CFR 123.401 - What types of mitigation measures can your business include in an application for a pre-disaster...

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... can your business include in an application for a pre-disaster mitigation loan? 123.401 Section 123.401 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.401 What types of mitigation measures can your business include in an application for...

  16. 13 CFR 123.401 - What types of mitigation measures can your business include in an application for a pre-disaster...

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... can your business include in an application for a pre-disaster mitigation loan? 123.401 Section 123.401 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.401 What types of mitigation measures can your business include in an application for...

  17. 12 CFR Appendix J to Part 717 - Interagency Guidelines on Identity Theft Detection, Prevention, and Mitigation

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    .... Detecting Red Flags The Program's policies and procedures should address the detection of Red Flags in... Detection, Prevention, and Mitigation J Appendix J to Part 717 Banks and Banking NATIONAL CREDIT UNION...—Interagency Guidelines on Identity Theft Detection, Prevention, and Mitigation Section 717.90 of this part...

  18. 12 CFR Appendix J to Part 717 - Interagency Guidelines on Identity Theft Detection, Prevention, and Mitigation

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    .... Detecting Red Flags The Program's policies and procedures should address the detection of Red Flags in... Detection, Prevention, and Mitigation J Appendix J to Part 717 Banks and Banking NATIONAL CREDIT UNION...—Interagency Guidelines on Identity Theft Detection, Prevention, and Mitigation Section 717.90 of this part...

  19. 12 CFR Appendix J to Part 717 - Interagency Guidelines on Identity Theft Detection, Prevention, and Mitigation

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    .... Detecting Red Flags The Program's policies and procedures should address the detection of Red Flags in... Detection, Prevention, and Mitigation J Appendix J to Part 717 Banks and Banking NATIONAL CREDIT UNION...—Interagency Guidelines on Identity Theft Detection, Prevention, and Mitigation Section 717.90 of this part...

  20. 12 CFR Appendix J to Part 717 - Interagency Guidelines on Identity Theft Detection, Prevention, and Mitigation

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    .... Detecting Red Flags The Program's policies and procedures should address the detection of Red Flags in... Detection, Prevention, and Mitigation J Appendix J to Part 717 Banks and Banking NATIONAL CREDIT UNION...—Interagency Guidelines on Identity Theft Detection, Prevention, and Mitigation Section 717.90 of this part...

  1. 13 CFR 123.402 - Can your business include its relocation as a mitigation measure in an application for a pre...

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... participating in the Pre-Disaster Mitigation Program and SFHAs or visit the FEMA Web site at http://www.fema.gov. ... relocation as a mitigation measure in an application for a pre-disaster mitigation loan? 123.402 Section 123.402 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster...

  2. 13 CFR 123.407 - When does your business apply for a pre-disaster mitigation loan and where does your business get...

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... a pre-disaster mitigation loan and where does your business get an application? 123.407 Section 123.407 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.407 When does your business apply for a pre-disaster mitigation loan and where does...

  3. 13 CFR 123.407 - When does your business apply for a pre-disaster mitigation loan and where does your business get...

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... a pre-disaster mitigation loan and where does your business get an application? 123.407 Section 123.407 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.407 When does your business apply for a pre-disaster mitigation loan and where does...

  4. 13 CFR 123.407 - When does your business apply for a pre-disaster mitigation loan and where does your business get...

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... a pre-disaster mitigation loan and where does your business get an application? 123.407 Section 123.407 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.407 When does your business apply for a pre-disaster mitigation loan and where does...

  5. 13 CFR 123.407 - When does your business apply for a pre-disaster mitigation loan and where does your business get...

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... a pre-disaster mitigation loan and where does your business get an application? 123.407 Section 123.407 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.407 When does your business apply for a pre-disaster mitigation loan and where does...

  6. 13 CFR 123.407 - When does your business apply for a pre-disaster mitigation loan and where does your business get...

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... a pre-disaster mitigation loan and where does your business get an application? 123.407 Section 123.407 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.407 When does your business apply for a pre-disaster mitigation loan and where does...

  7. 13 CFR 123.107 - How much can I borrow for post-disaster mitigation for my home?

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ...-disaster mitigation for my home? 123.107 Section 123.107 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Home Disaster Loans § 123.107 How much can I borrow for post-disaster... that the approved home disaster loan amount be increased by the lesser of the cost of the mitigation...

  8. 13 CFR 123.107 - How much can I borrow for post-disaster mitigation for my home?

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ...-disaster mitigation for my home? 123.107 Section 123.107 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Home Disaster Loans § 123.107 How much can I borrow for post-disaster... that the approved home disaster loan amount be increased by the lesser of the cost of the mitigation...

  9. 13 CFR 123.107 - How much can I borrow for post-disaster mitigation for my home?

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ...-disaster mitigation for my home? 123.107 Section 123.107 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Home Disaster Loans § 123.107 How much can I borrow for post-disaster... that the approved home disaster loan amount be increased by the lesser of the cost of the mitigation...

  10. 13 CFR 123.107 - How much can I borrow for post-disaster mitigation for my home?

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ...-disaster mitigation for my home? 123.107 Section 123.107 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Home Disaster Loans § 123.107 How much can I borrow for post-disaster... that the approved home disaster loan amount be increased by the lesser of the cost of the mitigation...

  11. Consumer Education Resources: Credit, Credit Problems, Home Mortgages & Equity Loans.

    ERIC Educational Resources Information Center

    Eastern Michigan Univ., Ypsilanti. National Inst. for Consumer Education.

    This document contains five lists of consumer resources pertaining to credit, credit problems, and home mortgages and equity loans. The first list, targeted at adults, provides information on general credit, applying for credit and contracts, seniors and women and credit, credit options and costs, credit protection, credit reports and bureaus, and…

  12. 12 CFR 217.135 - Guarantees and credit derivatives: double default treatment.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ...: KDD = Ko × (0.15 + 160 × PDg), Where: (1) ER11OC13.048 (2) PDg = PD of the protection provider. (3... formula for b provided in Table 1 in § 217.131, with PD equal to the lesser of PDo and PDg; and (7) M... mitigation benefits of a guarantee or credit derivative covering an exposure described in § 217.134(a)(1) by...

  13. 7 CFR 1030.55 - Transportation credits and assembly credits.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 9 2011-01-01 2011-01-01 false Transportation credits and assembly credits. 1030.55... assembly credits. (a) Each handler operating a pool distributing plant described in § 1030.7(a), (b), (d... shall receive an assembly credit on the portion of such milk eligible for the credit pursuant to...

  14. 7 CFR 1030.55 - Transportation credits and assembly credits.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 9 2010-01-01 2009-01-01 true Transportation credits and assembly credits. 1030.55... assembly credits. (a) Each handler operating a pool distributing plant described in § 1030.7(a), (b), (d... shall receive an assembly credit on the portion of such milk eligible for the credit pursuant to...

  15. 7 CFR 1030.55 - Transportation credits and assembly credits.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 7 Agriculture 9 2013-01-01 2013-01-01 false Transportation credits and assembly credits. 1030.55... assembly credits. (a) Each handler operating a pool distributing plant described in § 1030.7(a), (b), (d... shall receive an assembly credit on the portion of such milk eligible for the credit pursuant to...

  16. 7 CFR 1030.55 - Transportation credits and assembly credits.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 7 Agriculture 9 2012-01-01 2012-01-01 false Transportation credits and assembly credits. 1030.55... assembly credits. (a) Each handler operating a pool distributing plant described in § 1030.7(a), (b), (d... shall receive an assembly credit on the portion of such milk eligible for the credit pursuant to...

  17. 7 CFR 1030.55 - Transportation credits and assembly credits.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 9 2014-01-01 2013-01-01 true Transportation credits and assembly credits. 1030.55... assembly credits. (a) Each handler operating a pool distributing plant described in § 1030.7(a), (b), (d... shall receive an assembly credit on the portion of such milk eligible for the credit pursuant to...

  18. 20 CFR 210.6 - Service credited for creditable military service.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 20 Employees' Benefits 1 2010-04-01 2010-04-01 false Service credited for creditable military... RETIREMENT ACT CREDITABLE RAILROAD SERVICE § 210.6 Service credited for creditable military service. Any calendar month in which an employee performed creditable military service, as defined in part 212 of this...

  19. Fair credit reporting medical information regulations. Final rules.

    PubMed

    2005-11-22

    The OCC, Board, FDIC, OTS, and NCUA (Agencies) are publishing final rules to implement section 411 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act). The final rules create exceptions to the statute's general prohibition on creditors obtaining or using medical information pertaining to a consumer in connection with any determination of the consumer's eligibility, or continued eligibility, for credit for all creditors. The exceptions permit creditors to obtain or use medical information in connection with credit eligibility determinations where necessary and appropriate for legitimate purposes, consistent with the Congressional intent to restrict the use of medical information for inappropriate purposes. The final rules also create limited exceptions to permit affiliates to share medical information with each other without becoming consumer reporting agencies. The final rules are substantially similar to the rules adopted by the Agencies on an interim final basis in June 2005.

  20. The optimal inventory policy for EPQ model under trade credit

    NASA Astrophysics Data System (ADS)

    Chung, Kun-Jen

    2010-09-01

    Huang and Huang [(2008), 'Optimal Inventory Replenishment Policy for the EPQ Model Under Trade Credit without Derivatives International Journal of Systems Science, 39, 539-546] use the algebraic method to determine the optimal inventory replenishment policy for the retailer in the extended model under trade credit. However, the algebraic method has its limit of application such that validities of proofs of Theorems 1-4 in Huang and Huang (2008) are questionable. The main purpose of this article is not only to indicate shortcomings but also to present the accurate proofs for Huang and Huang (2008).

  1. 20 CFR 211.7 - Compensation credited for creditable military service.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 20 Employees' Benefits 1 2010-04-01 2010-04-01 false Compensation credited for creditable military... RETIREMENT ACT CREDITABLE RAILROAD COMPENSATION § 211.7 Compensation credited for creditable military service... for each month of military service, provided the employee's combined monthly railroad and military...

  2. 12 CFR 614.4352 - Farm Credit Banks and agricultural credit banks.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Farm Credit Banks and agricultural credit banks. 614.4352 Section 614.4352 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Lending and Leasing Limits § 614.4352 Farm Credit Banks and agricultural credit...

  3. 12 CFR 614.4352 - Farm Credit Banks and agricultural credit banks.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Farm Credit Banks and agricultural credit banks. 614.4352 Section 614.4352 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Lending and Leasing Limits § 614.4352 Farm Credit Banks and agricultural credit...

  4. Long-range Ising model for credit portfolios with heterogeneous credit exposures

    NASA Astrophysics Data System (ADS)

    Kato, Kensuke

    2016-11-01

    We propose the finite-size long-range Ising model as a model for heterogeneous credit portfolios held by a financial institution in the view of econophysics. The model expresses the heterogeneity of the default probability and the default correlation by dividing a credit portfolio into multiple sectors characterized by credit rating and industry. The model also expresses the heterogeneity of the credit exposure, which is difficult to evaluate analytically, by applying the replica exchange Monte Carlo method to numerically calculate the loss distribution. To analyze the characteristics of the loss distribution for credit portfolios with heterogeneous credit exposures, we apply this model to various credit portfolios and evaluate credit risk. As a result, we show that the tail of the loss distribution calculated by this model has characteristics that are different from the tail of the loss distribution of the standard models used in credit risk modeling. We also show that there is a possibility of different evaluations of credit risk according to the pattern of heterogeneity.

  5. Modelling utility-scale wind power plants. Part 2: Capacity credit

    NASA Astrophysics Data System (ADS)

    Milligan, Michael R.

    2000-10-01

    As the worldwide use of wind turbine generators in utility-scale applications continues to increase, it will become increasingly important to assess the economic and reliability impact of these intermittent resources. Although the utility industry appears to be moving towards a restructured environment, basic economic and reliability issues will continue to be relevant to companies involved with electricity generation. This article is the second in a two-part series that addresses modelling approaches and results that were obtained in several case studies and research projects at the National Renewable Energy Laboratory (NREL). This second article focuses on wind plant capacity credit as measured with power system reliability indices. Reliability-based methods of measuring capacity credit are compared with wind plant capacity factor. The relationship between capacity credit and accurate wind forecasting is also explored. Published in 2000 by John Wiley & Sons, Ltd.

  6. Flood Risk, Flood Mitigation, and Location Choice: Evaluating the National Flood Insurance Program's Community Rating System.

    PubMed

    Fan, Qin; Davlasheridze, Meri

    2016-06-01

    Climate change is expected to worsen the negative effects of natural disasters like floods. The negative impacts, however, can be mitigated by individuals' adjustments through migration and relocation behaviors. Previous literature has identified flood risk as one significant driver in relocation decisions, but no prior study examines the effect of the National Flood Insurance Program's voluntary program-the Community Rating System (CRS)-on residential location choice. This article fills this gap and tests the hypothesis that flood risk and the CRS-creditable flood control activities affect residential location choices. We employ a two-stage sorting model to empirically estimate the effects. In the first stage, individuals' risk perception and preference heterogeneity for the CRS activities are considered, while mean effects of flood risk and the CRS activities are estimated in the second stage. We then estimate heterogeneous marginal willingness to pay (WTP) for the CRS activities by category. Results show that age, ethnicity and race, educational attainment, and prior exposure to risk explain risk perception. We find significant values for the CRS-creditable mitigation activities, which provides empirical evidence for the benefits associated with the program. The marginal WTP for an additional credit point earned for public information activities, including hazard disclosure, is found to be the highest. Results also suggest that water amenities dominate flood risk. Thus, high amenity values may increase exposure to flood risk, and flood mitigation projects should be strategized in coastal regions accordingly. © 2015 Society for Risk Analysis.

  7. 13 CFR 123.204 - How much can your business borrow for post-disaster mitigation?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... for post-disaster mitigation? 123.204 Section 123.204 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Physical Disaster Business Loans § 123.204 How much can your business borrow... approved physical disaster business loan to repair or replace your damaged business real estate and other...

  8. Awarding Credit Where Credit Is Due: Effective Practices for the Implementation of Credit by Exam. Adopted Spring 2014

    ERIC Educational Resources Information Center

    Academic Senate for California Community Colleges, 2014

    2014-01-01

    Credit by Exam is a mechanism employed in the California community colleges as a means of granting credit for student learning outside of the traditional classroom. In some instances, credit by exam is the means used to award college credit for structured learning experiences in a secondary educational setting, while in other instances knowledge…

  9. Mitigation for one & all: An integrated framework for mitigation of development impacts on biodiversity and ecosystem services

    DOE Office of Scientific and Technical Information (OSTI.GOV)

    Tallis, Heather, E-mail: htallis@tnc.org; Kennedy, Christina M., E-mail: ckennedy@tnc.org; Ruckelshaus, Mary

    Emerging development policies and lending standards call for consideration of ecosystem services when mitigating impacts from development, yet little guidance exists to inform this process. Here we propose a comprehensive framework for advancing both biodiversity and ecosystem service mitigation. We have clarified a means for choosing representative ecosystem service targets alongside biodiversity targets, identified servicesheds as a useful spatial unit for assessing ecosystem service avoidance, impact, and offset options, and discuss methods for consistent calculation of biodiversity and ecosystem service mitigation ratios. We emphasize the need to move away from area- and habitat-based assessment methods for both biodiversity and ecosystemmore » services towards functional assessments at landscape or seascape scales. Such comprehensive assessments more accurately reflect cumulative impacts and variation in environmental quality, social needs and value preferences. The integrated framework builds on the experience of biodiversity mitigation while addressing the unique opportunities and challenges presented by ecosystem service mitigation. These advances contribute to growing potential for economic development planning and execution that will minimize impacts on nature and maximize human wellbeing. - Highlights: • This is the first framework for biodiversity and ecosystem service mitigation. • Functional, landscape scale assessments are ideal for avoidance and offsets. • Servicesheds define the appropriate spatial extent for ecosystem service mitigation. • Mitigation ratios should be calculated consistently and based on standard factors. • Our framework meets the needs of integrated mitigation assessment requirements.« less

  10. 26 CFR 1.1374-6 - Credits and credit carryforwards.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... liability described in section 38(c)(1). The tentative minimum tax described in section 55(b) is determined... 55(b)(2). (c) Examples. The rules of this section are illustrated by the following examples. Example... rules applying to C corporations. Any other credits or credit carryforwards, such as foreign tax credits...

  11. MitiGate; an online meta-analysis database for quantification of mitigation strategies for enteric methane emissions.

    PubMed

    Veneman, Jolien B; Saetnan, Eli R; Clare, Amanda J; Newbold, Charles J

    2016-12-01

    The body of peer-reviewed papers on enteric methane mitigation strategies in ruminants is rapidly growing and allows for better estimation of the true effect of each strategy though the use of meta-analysis methods. Here we present the development of an online database of measured methane mitigation strategies called MitiGate, currently comprising 412 papers. The database is accessible through an online user-friendly interface that allows data extraction with various levels of aggregation on one hand and data-uploading for submission to the database allowing for future refinement and updates of mitigation estimates as well as providing easy access to relevant data for integration into modelling efforts or policy recommendations. To demonstrate and verify the usefulness of the MitiGate database those studies where methane emissions were expressed per unit of intake (293 papers resulting in 845 treatment comparisons) were used in a meta-analysis. The meta-analysis of the current database estimated the effect size of each of the mitigation strategies as well as the associated variance and measure of heterogeneity. Currently, under-representation of certain strategies, geographic regions and long term studies are the main limitations in providing an accurate quantitative estimation of the mitigation potential of each strategy under varying animal production systems. We have thus implemented the facility for researchers to upload meta-data of their peer reviewed research through a simple input form in the hope that MitiGate will grow into a fully inclusive resource for those wishing to model methane mitigation strategies in ruminants. Copyright © 2016 Elsevier B.V. All rights reserved.

  12. 13 CFR 123.204 - How much can your business borrow for post-disaster mitigation?

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... for post-disaster mitigation? 123.204 Section 123.204 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Physical Disaster Business Loans § 123.204 How much can your business borrow... can request an increase in the approved physical disaster business loan by the lesser of the cost of...

  13. 13 CFR 123.204 - How much can your business borrow for post-disaster mitigation?

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... for post-disaster mitigation? 123.204 Section 123.204 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Physical Disaster Business Loans § 123.204 How much can your business borrow... can request an increase in the approved physical disaster business loan by the lesser of the cost of...

  14. 13 CFR 123.204 - How much can your business borrow for post-disaster mitigation?

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... for post-disaster mitigation? 123.204 Section 123.204 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Physical Disaster Business Loans § 123.204 How much can your business borrow... can request an increase in the approved physical disaster business loan by the lesser of the cost of...

  15. 13 CFR 123.204 - How much can your business borrow for post-disaster mitigation?

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... for post-disaster mitigation? 123.204 Section 123.204 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Physical Disaster Business Loans § 123.204 How much can your business borrow... can request an increase in the approved physical disaster business loan by the lesser of the cost of...

  16. Credit Where Credit Is Due: Working with Our Service Members to Provide Credit for Experiential Learning

    ERIC Educational Resources Information Center

    Boerner, Heather

    2013-01-01

    The awarding of prior learning credits for military students goes back to World War II, when the American Council on Education (ACE) first translated military training to college credit. Since then, the practice has expanded. More than 2,000 colleges and universities accept military training as a form of credit, explains Cathy Sandeen, ACE's vice…

  17. 75 FR 17976 - WNC Tax Credits 38, LLC, WNC Tax Credits 39, LLC, WNC Housing Tax Credits Manager, LLC and WNC...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-04-08

    ... Credits 38, LLC, WNC Tax Credits 39, LLC, WNC Housing Tax Credits Manager, LLC and WNC & Associates, Inc... collectively, the ``Funds''), WNC Housing Tax Credits Manager, LLC (the ``Manager'') and WNC & Associates, Inc... credit under the Internal Revenue Code of 1986, as amended. The Manager is a California limited liability...

  18. Ray Effect Mitigation Through Reference Frame Rotation

    DOE PAGES

    Tencer, John

    2016-05-01

    The discrete ordinates method is a popular and versatile technique for solving the radiative transport equation, a major drawback of which is the presence of ray effects. Mitigation of ray effects can yield significantly more accurate results and enhanced numerical stability for combined mode codes. Moreover, when ray effects are present, the solution is seen to be highly dependent upon the relative orientation of the geometry and the global reference frame. It is an undesirable property. A novel ray effect mitigation technique of averaging the computed solution for various reference frame orientations is proposed.

  19. 76 FR 40946 - WNC Tax Credits 40, LLC, WNC Tax Credits 41, LLC, WNC Housing Tax Credits Manager 2, LLC, WNC...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-07-12

    ... Credits 40, LLC, WNC Tax Credits 41, LLC, WNC Housing Tax Credits Manager 2, LLC, WNC National Partners... (``Fund 41'') (each a ``Fund,'' and collectively, the ``Funds''), WNC Housing Tax Credits Manager 2, LLC (the ``Manager''), WNC National Partners, LLC (``WNC National Partners'') and WNC & Associates, Inc...

  20. 13 CFR 123.107 - How much can I borrow for post-disaster mitigation for my home?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ...-disaster mitigation for my home? 123.107 Section 123.107 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Home Disaster Loans § 123.107 How much can I borrow for post-disaster... disaster loan to repair or replace your damaged primary residence and personal property. [67 FR 62337, Oct...

  1. 12 CFR 615.5172 - Production credit association and agricultural credit association investment in farmers' notes...

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Production credit association and agricultural....5172 Production credit association and agricultural credit association investment in farmers' notes... of the Farm Credit Bank or agricultural credit bank and each production credit association and...

  2. Dual-Credit in Kentucky

    ERIC Educational Resources Information Center

    Stephenson, Lisa G.

    2013-01-01

    Credit-based transition programs provide high school students with opportunities to jump start their college education. The Kentucky Community and Technical College System (KCTCS) offers college credit through dual-credit programs. While KCTCS dual-credit offerings have been successful in helping high school students start their college education…

  3. Credit: A Teaching Unit.

    ERIC Educational Resources Information Center

    Clanton, Brandolyn; And Others

    Intended for teachers of secondary school students, five lessons on consumer credit are presented. In the first lesson students identify and evaluate sources of credit, compare some of the costs and benefits of credit, and learn to apply criteria used in evaluating applications for credit. In the second lesson, students learn about two basic types…

  4. 12 CFR 614.4070 - Loans and chartered territory-Farm Credit Banks, agricultural credit banks, Federal land bank...

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ..., agricultural credit banks, Federal land bank associations, Federal land credit associations, production credit associations, and agricultural credit associations. 614.4070 Section 614.4070 Banks and Banking FARM CREDIT... land credit associations, production credit associations, and agricultural credit associations. (a) A...

  5. 75 FR 17083 - Fiduciary Duties at Federal Credit Unions; Mergers and Conversions of Insured Credit Unions...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-04-05

    ... Credit Unions; Mergers and Conversions of Insured Credit Unions; Correction AGENCY: National Credit Union... Federal credit unions and mergers and conversions of insured credit unions. The proposed rule as published... Conversions of Insured Credit Unions) in the e-mail subject line.'' [[Page 17084

  6. A user credit assessment model based on clustering ensemble for broadband network new media service supervision

    NASA Astrophysics Data System (ADS)

    Liu, Fang; Cao, San-xing; Lu, Rui

    2012-04-01

    This paper proposes a user credit assessment model based on clustering ensemble aiming to solve the problem that users illegally spread pirated and pornographic media contents within the user self-service oriented broadband network new media platforms. Its idea is to do the new media user credit assessment by establishing indices system based on user credit behaviors, and the illegal users could be found according to the credit assessment results, thus to curb the bad videos and audios transmitted on the network. The user credit assessment model based on clustering ensemble proposed by this paper which integrates the advantages that swarm intelligence clustering is suitable for user credit behavior analysis and K-means clustering could eliminate the scattered users existed in the result of swarm intelligence clustering, thus to realize all the users' credit classification automatically. The model's effective verification experiments are accomplished which are based on standard credit application dataset in UCI machine learning repository, and the statistical results of a comparative experiment with a single model of swarm intelligence clustering indicates this clustering ensemble model has a stronger creditworthiness distinguishing ability, especially in the aspect of predicting to find user clusters with the best credit and worst credit, which will facilitate the operators to take incentive measures or punitive measures accurately. Besides, compared with the experimental results of Logistic regression based model under the same conditions, this clustering ensemble model is robustness and has better prediction accuracy.

  7. Credit where It's Due

    ERIC Educational Resources Information Center

    Lillis, Finbar

    2004-01-01

    Credit can be used to recognise all kinds of achievements. But there are no short cuts to doing it properly. Perhaps the clever thing to do is to take the best of practice in using credit, to observe closely how credit impacts on the reform of all education in the UK, and learn from these experiences. As the notion of credit gains currency across…

  8. Sex of respondent and credit attitudes as predictors of credit card use and debt payment.

    PubMed

    McCall, Michael; Eckrich, Donald W

    2006-06-01

    Researchers have suggested there may be sex differences in attitudes towards credit card possession and use. Undergraduates, 41 men and 41 women, completed a survey regarding their attitudes towards credit, credit card use, and repayment. Analysis indicated sex played a significant moderating role between number of credit cards used and the importance of paying off monthly balances. Women possessed more credit cards than men and engaged in more frequent shopping. Number of credit cards increased with paying off of monthly balances. Data are discussed in terms of the importance of managing credit card debt in an increasingly cashless society.

  9. Consumer Handbook to Credit Protection Laws.

    ERIC Educational Resources Information Center

    Board of Governors of the Federal Reserve System, Washington, DC.

    The five sections of this consumer handbook are The Cost of Credit, Applying for Credit, Credit Histories and Records, Correcting Credit Mistakes, and Complaining about Credit. Each section discusses relevant legislation: Truth in Lending, the Equal Credit Opportunity Act, and the Fair Credit Reporting Act. Topics discussed in section I include…

  10. Global assessment of technological innovation for climate change adaptation and mitigation in developing world.

    PubMed

    Adenle, Ademola A; Azadi, Hossein; Arbiol, Joseph

    2015-09-15

    Concerns about mitigating and adapting to climate change resulted in renewing the incentive for agricultural research investments and developing further innovation priorities around the world particularly in developing countries. In the near future, development of new agricultural measures and proper diffusion of technologies will greatly influence the ability of farmers in adaptation and mitigation to climate change. Using bibliometric approaches through output of academic journal publications and patent-based data, we assess the impact of research and development (R&D) for new and existing technologies within the context of climate change mitigation and adaptation. We show that many developing countries invest limited resources for R&D in relevant technologies that have great potential for mitigation and adaption in agricultural production. We also discuss constraints including weak infrastructure, limited research capacity, lack of credit facilities and technology transfer that may hinder the application of innovation in tackling the challenges of climate change. A range of policy measures is also suggested to overcome identified constraints and to ensure that potentials of innovation for climate change mitigation and adaptation are realized. Copyright © 2015 Elsevier Ltd. All rights reserved.

  11. 26 CFR 1.1374-6 - Credits and credit carryforwards.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... income described in section 55(b)(2). (c) Examples. The rules of this section are illustrated by the... under the rules applying to C corporations. Any other credits or credit carryforwards, such as foreign... 1374 tax are subject to the limitations described in section 38(c) and section 53(c), respectively, as...

  12. 26 CFR 1.1374-6 - Credits and credit carryforwards.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... income described in section 55(b)(2). (c) Examples. The rules of this section are illustrated by the... under the rules applying to C corporations. Any other credits or credit carryforwards, such as foreign... 1374 tax are subject to the limitations described in section 38(c) and section 53(c), respectively, as...

  13. 26 CFR 1.1374-6 - Credits and credit carryforwards.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... income described in section 55(b)(2). (c) Examples. The rules of this section are illustrated by the... under the rules applying to C corporations. Any other credits or credit carryforwards, such as foreign... 1374 tax are subject to the limitations described in section 38(c) and section 53(c), respectively, as...

  14. 26 CFR 1.1374-6 - Credits and credit carryforwards.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... income described in section 55(b)(2). (c) Examples. The rules of this section are illustrated by the... under the rules applying to C corporations. Any other credits or credit carryforwards, such as foreign... 1374 tax are subject to the limitations described in section 38(c) and section 53(c), respectively, as...

  15. Research: The Effect of Wetland Mitigation Banking on the Achievement of No-Net-Loss.

    PubMed

    BROWN; LANT

    1999-04-01

    / This study determines whether the 68 wetland mitigation banks in existence in the United States through 1 January 1996 are achieving no-net-loss of wetland acreage nationally and regionally. Although 74% of the individual banks achieve no-net-loss by acreage, overall, wetland mitigation banks are projected to result in a net loss of 21,328 acres of wetlands nationally, 52% of the acreage in banks, as already credited wetland acreages are converted to otheruses. While most wetland mitigation banks are using appropriate compensation methods and ratios, several of the largest banks use preservation or enhancement, instead of restoration or creation. Most of these preservation/enhancement banks use minimum mitigation ratios of 1:1, which is much lower than ratios given in current guidelines. Assuming that mitigation occurs in these banks as preservation at the minimum allowable ratio, ten of these banks, concentrated in the western Gulf Coast region, will account for over 99% of projected net wetland acreage loss associated with banks. We conclude that wetland mitigation banking is a conceptually sound environmental policy and planning tool, but only if applied according to recently issued guidelines that ensure no-net-loss of wetland functions and values. Wetland mitigation banking inevitably leads to geographic relocation of wetlands, and therefore changes, either positively or negatively, the functions they perform and ecosystem services they provide. KEY WORDS: Mitigation banking; Wetlands; Army Corps of Engineers; No-net-loss

  16. Dynamic Virtual Credit Card Numbers

    NASA Astrophysics Data System (ADS)

    Molloy, Ian; Li, Jiangtao; Li, Ninghui

    Theft of stored credit card information is an increasing threat to e-commerce. We propose a dynamic virtual credit card number scheme that reduces the damage caused by stolen credit card numbers. A user can use an existing credit card account to generate multiple virtual credit card numbers that are either usable for a single transaction or are tied with a particular merchant. We call the scheme dynamic because the virtual credit card numbers can be generated without online contact with the credit card issuers. These numbers can be processed without changing any of the infrastructure currently in place; the only changes will be at the end points, namely, the card users and the card issuers. We analyze the security requirements for dynamic virtual credit card numbers, discuss the design space, propose a scheme using HMAC, and prove its security under the assumption the underlying function is a PRF.

  17. 12 CFR 561.12 - Consumer credit.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ...; loans in the nature of overdraft protection; and credit extended in connection with credit cards. ... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Consumer credit. 561.12 Section 561.12 Banks... AFFECTING ALL SAVINGS ASSOCIATIONS § 561.12 Consumer credit. The term consumer credit means credit extended...

  18. 12 CFR 614.4530 - Special loans, production credit associations and agricultural credit associations.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Special Lending Programs § 614.4530 Special loans, production credit associations and agricultural credit associations. Under policies approved by the bank... associations may make the following special types of loans on commodities covered by price support programs...

  19. Credit Card Quiz.

    ERIC Educational Resources Information Center

    Marks, Jeff

    2000-01-01

    Describes an activity in which students design credit cards and discover for themselves the mathematical realities of buying on credit. Employs multiple-intelligence theory to increase the chance that all students will be reached. (YDS)

  20. Quality of urban forest carbon credits

    Treesearch

    Neelam C. Poudyala; Jacek P. Siry; J.M. Bowker

    2011-01-01

    While the urban forest is considered an eligible source of carbon offset credits, little is known about its market potential and the quality aspects of the credits. As credit suppliers increase in number and credit buyers become more interested in purchasing carbon credits, it is unclear whether and how urban forest carbon credits can perform relative to the other...

  1. Comment on Geoengineering with seagrasses: is credit due where credit is given?

    NASA Astrophysics Data System (ADS)

    Oreska, Matthew P. J.; McGlathery, Karen J.; Emmer, Igino M.; Needelman, Brian A.; Emmett-Mattox, Stephen; Crooks, Stephen; Megonigal, J. Patrick; Myers, Doug

    2018-03-01

    In their recent review, ‘Geoengineering with seagrasses: is credit due where credit is given?,’ Johannessen and Macdonald (2016) invoke the prospect of carbon offset-credit over-allocation by the Verified Carbon Standard as a pretense for their concerns about published seagrass carbon burial rate and global stock estimates. Johannessen and Macdonald (2016) suggest that projects seeking offset-credits under the Verified Carbon Standard methodology VM0033: Methodology for Tidal Wetland and Seagrass Restoration will overestimate long-term (100 yr) sediment organic carbon (SOC) storage because issues affecting carbon burial rates bias storage estimates. These issues warrant serious consideration by the seagrass research community; however, VM0033 does not refer to seagrass SOC ‘burial rates’ or ‘storage.’ Projects seeking credits under VM0033 must document greenhouse gas emission reductions over time, relative to a baseline scenario, in order to receive credits. Projects must also monitor changes in carbon pools, including SOC, to confirm that observed benefits are maintained over time. However, VM0033 allows projects to conservatively underestimate project benefits by citing default values for specific accounting parameters, including CO2 emissions reductions. We therefore acknowledge that carbon crediting methodologies such as VM0033 are sensitive to the quality of the seagrass literature, particularly when permitted default factors are based in part on seagrass burial rates. Literature-derived values should be evaluated based on the concerns raised by Johannessen and Macdonald (2016), but these issues should not lead to credit over-allocation in practice, provided VM0033 is rigorously followed. These issues may, however, affect the feasibility of particular seagrass offset projects.

  2. The identification of credit card encoders by hierarchical cluster analysis of the jitters of magnetic stripes.

    PubMed

    Leung, S C; Fung, W K; Wong, K H

    1999-01-01

    The relative bit density variation graphs of 207 specimen credit cards processed by 12 encoding machines were examined first visually, and then classified by means of hierarchical cluster analysis. Twenty-nine credit cards being treated as 'questioned' samples were tested by way of cluster analysis against 'controls' derived from known encoders. It was found that hierarchical cluster analysis provided a high accuracy of identification with all 29 'questioned' samples classified correctly. On the other hand, although visual comparison of jitter graphs was less discriminating, it was nevertheless capable of giving a reasonably accurate result.

  3. Credit Hours with No Set Time: A Study of Credit Policies in Asynchronous Online Education

    ERIC Educational Resources Information Center

    Prasuhn, Frederick Carl

    2014-01-01

    U.S. public university system policies were examined to learn how credit hours were determined for asynchronous online education. Findings indicated that (a) credit hour meaning and use are not consistent, (b) primary responsibility for credit hour decisions was at the local level, and (c) no policies exist to guide credit hour application for…

  4. Microcredit in theory and practice: using randomized credit scoring for impact evaluation.

    PubMed

    Karlan, Dean; Zinman, Jonathan

    2011-06-10

    Microcredit institutions spend billions of dollars fighting poverty by making small loans primarily to female entrepreneurs. Proponents argue that microcredit mitigates market failures, spurs micro-enterprise growth, and boosts borrowers' well-being. We tested these hypotheses with the use of an innovative, replicable experimental design that randomly assigned individual liability microloans (of $225 on average) to 1601 individuals in the Philippines through credit scoring. After 11 to 22 months, we found evidence consistent with unmet demand at the current price (a roughly 60% annualized interest rate): Net borrowing increased in the treatment group relative to controls. However, the number of business activities and employees in the treatment group decreased relative to controls, and subjective well-being declined slightly. We also found little evidence that treatment effects were more pronounced for women. However, we did find that microloans increase ability to cope with risk, strengthen community ties, and increase access to informal credit. Thus, microcredit here may work, but through channels different from those often hypothesized by its proponents.

  5. 40 CFR 89.207 - Credit calculation.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... determining credit availability from all engine families generating credits: Emission credits = (Std−FEL... families requiring credits to offset emissions in excess of the standard: Emission credits = (Std−FEL) × (Volume) × (AvgPR) × (UL) × (10−6) Where: Std = the applicable Tier 1 NOX nonroad engine emission standard...

  6. 40 CFR 89.207 - Credit calculation.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... determining credit availability from all engine families generating credits: Emission credits = (Std−FEL... families requiring credits to offset emissions in excess of the standard: Emission credits = (Std−FEL) × (Volume) × (AvgPR) × (UL) × (10−6) Where: Std = the applicable Tier 1 NOX nonroad engine emission standard...

  7. 40 CFR 89.207 - Credit calculation.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... determining credit availability from all engine families generating credits: Emission credits = (Std−FEL... families requiring credits to offset emissions in excess of the standard: Emission credits = (Std−FEL) × (Volume) × (AvgPR) × (UL) × (10−6) Where: Std = the applicable Tier 1 NOX nonroad engine emission standard...

  8. Credit Cards. Bulletin No. 721. (Revised.)

    ERIC Educational Resources Information Center

    Fox, Linda Kirk

    This cooperative extension bulletin provides basic information about credit cards and their use. It covers the following topics: types of credit cards (revolving credit, travel and entertainment, and debit); factors to consider when evaluating a credit card (interest rates, grace period, and annual membership fee); other credit card costs (late…

  9. 7 CFR 4280.139 - Credit quality.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 15 2010-01-01 2010-01-01 false Credit quality. 4280.139 Section 4280.139 Agriculture... Improvements Program Section B. Guaranteed Loans § 4280.139 Credit quality. The lender must determine credit quality and must address all of the elements of credit quality in a written credit analysis, including...

  10. 12 CFR 614.4540 - Other financing institution access to Farm Credit Banks and agricultural credit banks for funding...

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ...) Otherwise expose the Farm Credit Bank or agricultural credit bank to safety and soundness risks. (e) Notice... Credit Banks and agricultural credit banks for funding, discount, and other similar financial assistance. 614.4540 Section 614.4540 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN...

  11. The Crisis in Credit and the Rise of Non-Credit

    ERIC Educational Resources Information Center

    Arena, Meaghan L.

    2013-01-01

    With institutions of higher education experiencing lower completion rates than our international counterparts and with rising student loan debt, the American higher education system is in crisis. As faculty members and administrators work to solve these growing problems in the credit-bearing side of higher education, the non-credit side is largely…

  12. 12 CFR 703.6 - Credit analysis.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Credit analysis. 703.6 Section 703.6 Banks and... ACTIVITIES § 703.6 Credit analysis. A Federal credit union must conduct and document a credit analysis on an... Federal Deposit Insurance Corporation. A Federal credit union must update this analysis at least annually...

  13. 12 CFR 703.6 - Credit analysis.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Credit analysis. 703.6 Section 703.6 Banks and... ACTIVITIES § 703.6 Credit analysis. A Federal credit union must conduct and document a credit analysis on an... Federal Deposit Insurance Corporation. A Federal credit union must update this analysis at least annually...

  14. Reports on...Credit and Other Financial Issues.

    ERIC Educational Resources Information Center

    TRW Information Systems and Services, Orange, CA.

    This document contains 29 two-page reports on credit, business credit, direct marketing, and real estate data prepared by the credit reporting company, TRW, for consumers. Topics covered are the following: consumer credit reports, how to obtain a copy of a consumer credit report, how credit bureaus compile consumer credit reports, the role of…

  15. Optimizing congestion and emissions via tradable credit charge and reward scheme without initial credit allocations

    NASA Astrophysics Data System (ADS)

    Zhu, Wenlong; Ma, Shoufeng; Tian, Junfang

    2017-01-01

    This paper investigates the revenue-neutral tradable credit charge and reward scheme without initial credit allocations that can reassign network traffic flow patterns to optimize congestion and emissions. First, we prove the existence of the proposed schemes and further decentralize the minimum emission flow pattern to user equilibrium. Moreover, we design the solving method of the proposed credit scheme for minimum emission problem. Second, we investigate the revenue-neutral tradable credit charge and reward scheme without initial credit allocations for bi-objectives to obtain the Pareto system optimum flow patterns of congestion and emissions; and present the corresponding solutions are located in the polyhedron constituted by some inequalities and equalities system. Last, numerical example based on a simple traffic network is adopted to obtain the proposed credit schemes and verify they are revenue-neutral.

  16. Credit cues and impression management: a preliminary attempt to explain the credit card effect.

    PubMed

    McCall, Michael; Trombetta, Jessica; Gipe, Aimee

    2004-08-01

    Prior research had suggested that individuals would estimate higher product values and even tip more in the presence of credit cues. In the absence of a clear theoretical interpretation of this credit card effect we propose that this tendency is an impression management strategy such that credit cue exposure influences perceptions of the self and focuses attention on individual wealth. Thus, in the presence of others, credit cues serve to enhance images of the self. Preliminary data in support of this alternative theoretical perspective are presented.

  17. The "Negative" Credit Card Effect: Credit Cards as Spending-Limiting Stimuli in New Zealand

    ERIC Educational Resources Information Center

    Lie, Celia; Hunt, Maree; Peters, Heather L.; Veliu, Bahrie; Harper, David

    2010-01-01

    The "credit card effect" describes a finding where greater value is given to consumer items if credit card logos are present. One explanation for the effect is that credit cards elicit spending behavior through associative learning. If this is true, social, economic and historical contexts should alter this effect. In Experiment 1, Year…

  18. Consumer credit as a novel marker for economic burden and health after cancer in a diverse population of breast cancer survivors in the USA.

    PubMed

    Dean, Lorraine T; Schmitz, Kathryn H; Frick, Kevin D; Nicholas, Lauren H; Zhang, Yuehan; Subramanian, S V; Visvanathan, Kala

    2018-06-01

    Consumer credit may reflect financial hardship that patients face due to cancer treatment, which in turn may impact ability to manage health after cancer; however, credit's relationship to economic burden and health after cancer has not been evaluated. From May to September 2015, 123 women with a history of breast cancer residing in Pennsylvania or New Jersey completed a cross-sectional survey of demographics, socioeconomic position, comorbidities, SF-12 self-rated health, economic burden since cancer diagnosis, psychosocial stress, and self-reported (poor to excellent) credit quality. Ordinal logistic regression evaluated credit's contribution to economic burden and self-rated health. Mean respondent age was 64 years. Mean year from diagnosis was 11.5. Forty percent of respondents were Black or Other and 60% were White. Twenty-four percent self-reported poor credit, and 76% reported good to excellent credit quality. In adjusted models, changing income, using savings, borrowing money, and being unable to purchase a health need since cancer were associated with poorer credit. Better credit was associated with 7.72 ([1.22, 14.20], p = 0.02) higher physical health t-score, and a - 2.00 ([- 3.92, - 0.09], p = 0.04) point change in psychosocial stress. This exploratory analysis establishes the premise for consumer credit as a marker of economic burden and health for breast cancer survivors. Future work should validate these findings in larger samples and for other health conditions. Stabilizing and monitoring consumer credit may be a potential intervention point for mitigating economic burden after breast cancer.

  19. 75 FR 64785 - Corporate Credit Unions

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-10-20

    ...NCUA is issuing final amendments to its rule governing corporate credit unions. The major revisions involve corporate credit union capital, investments, asset-liability management, governance, and credit union service organization (CUSO) activities. The amendments establish a new capital scheme, including risk-based capital requirements; impose new prompt corrective action requirements; place various new limits on corporate investments; impose new asset-liability management controls; amend some corporate governance provisions; and limit a corporate CUSO to categories of services preapproved by NCUA. In addition, this rulemaking contains conforming amendments to rules governing Prompt Corrective Action (for natural person credit unions); Investments and Deposit Activities (for federal credit unions); Administrative Actions, Adjudicative Hearings, Rules of Practice and Procedure, and Investigations; and Involuntary Liquidation of Federal Credit Unions and Adjudication of Creditor Claims Involving Federally Insured Credit Unions. These amendments will strengthen individual corporates and the corporate credit union system as a whole.

  20. 12 CFR 619.9020 - Agricultural credit banks.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Agricultural credit banks. 619.9020 Section 619.9020 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9020 Agricultural credit banks. Agricultural credit banks are those banks created by the merger of a Farm Credit...

  1. 12 CFR 619.9020 - Agricultural credit banks.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Agricultural credit banks. 619.9020 Section 619.9020 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9020 Agricultural credit banks. Agricultural credit banks are those banks created by the merger of a Farm Credit...

  2. 13 CFR 120.390 - Revolving credit.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 13 Business Credit and Assistance 1 2013-01-01 2013-01-01 false Revolving credit. 120.390 Section 120.390 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Special Purpose Loans Caplines Program § 120.390 Revolving credit. (a) CapLines finances eligible small businesses...

  3. 13 CFR 120.390 - Revolving credit.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Revolving credit. 120.390 Section 120.390 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Special Purpose Loans Caplines Program § 120.390 Revolving credit. (a) CapLines finances eligible small businesses...

  4. 13 CFR 120.390 - Revolving credit.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 13 Business Credit and Assistance 1 2014-01-01 2014-01-01 false Revolving credit. 120.390 Section 120.390 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Special Purpose Loans Caplines Program § 120.390 Revolving credit. (a) CapLines finances eligible small businesses...

  5. 13 CFR 120.390 - Revolving credit.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 13 Business Credit and Assistance 1 2011-01-01 2011-01-01 false Revolving credit. 120.390 Section 120.390 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Special Purpose Loans Caplines Program § 120.390 Revolving credit. (a) CapLines finances eligible small businesses...

  6. 13 CFR 120.390 - Revolving credit.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 13 Business Credit and Assistance 1 2012-01-01 2012-01-01 false Revolving credit. 120.390 Section 120.390 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Special Purpose Loans Caplines Program § 120.390 Revolving credit. (a) CapLines finances eligible small businesses...

  7. Wanaket Wildlife Area Management Plan : Five-Year Plan for Protecting, Enhancing, and Mitigating Wildlife Habitat Losses for the McNary Hydroelectric Facility.

    DOE Office of Scientific and Technical Information (OSTI.GOV)

    Confederated Tribes of the Umatilla Indian Reservation Wildlife Program

    The Confederated Tribes of the Umatilla Indian Reservation (CTUIR) propose to continue to protect, enhance, and mitigate wildlife and wildlife habitat at the Wanaket Wildlife Area. The Wanaket Wildlife Area was approved as a Columbia River Basin Wildlife Mitigation Project by the Bonneville Power Administration (BPA) and Northwest Power Planning Council (NWPPC) in 1993. This management plan will provide an update of the original management plan approved by BPA in 1995. Wanaket will contribute towards meeting BPA's obligation to compensate for wildlife habitat losses resulting from the construction of the McNary Hydroelectric facility on the Columbia River. By funding themore » enhancement and operation and maintenance of the Wanaket Wildlife Area, BPA will receive credit towards their mitigation debt. The purpose of the Wanaket Wildlife Area management plan update is to provide programmatic and site-specific standards and guidelines on how the Wanaket Wildlife Area will be managed over the next five years. This plan provides overall guidance on both short and long term activities that will move the area towards the goals, objectives, and desired future conditions for the planning area. The plan will incorporate managed and protected wildlife and wildlife habitat, including operations and maintenance, enhancements, and access and travel management. Specific project objectives are related to protection and enhancement of wildlife habitats and are expressed in terms of habitat units (HU's). Habitat units were developed by the US Fish and Wildlife Service's Habitat Evaluation Procedures (HEP), and are designed to track habitat gains and/or losses associated with mitigation and/or development projects. Habitat Units for a given species are a product of habitat quantity (expressed in acres) and habitat quality estimates. Habitat quality estimates are developed using Habitat Suitability Indices (HSI). These indices are based on quantifiable habitat features such as

  8. Limited take-up of health coverage tax credits: a challenge to future tax credit design.

    PubMed

    Dorn, Stan; Varon, Janet; Pervez, Fouad

    2005-10-01

    The Trade Act of 2002 created federal tax credits to subsidize health coverage for certain early retirees and workers displaced by international trade. Though small, this program offers the opportunity to learn how to design future tax credits for larger groups of uninsured. During September 2004, the most recent month for which there are data about all forms of Trade Act credits, roughly 22 percent of eligible individuals received credits. The authors find that health insurance tax credits are more likely to reach their target populations if such credits: 1) limit premium costs for the low-income uninsured and do not require full premium payments while applications are pending; 2) provide access to coverage that beneficiaries value, including care for preexisting conditions; 3) are combined with outreach that uses easily understandable, multilingual materials and proactive enrollment efforts; and 4) feature a simple application process involving one form filed with one agency.

  9. 12 CFR 614.4125 - Funding and discount relationships between Farm Credit Banks or agricultural credit banks and...

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ..., Risk Management, Farm Credit System Insurance Corporation. (f) A direct lender association shall... Administration office that the Chief Examiner designates, and the Director, Risk Management, Farm Credit System... Credit Banks or agricultural credit banks and direct lender associations. 614.4125 Section 614.4125 Banks...

  10. Efficient Credit Assignment through Evaluation Function Decomposition

    NASA Technical Reports Server (NTRS)

    Agogino, Adrian; Turner, Kagan; Mikkulainen, Risto

    2005-01-01

    Evolutionary methods are powerful tools in discovering solutions for difficult continuous tasks. When such a solution is encoded over multiple genes, a genetic algorithm faces the difficult credit assignment problem of evaluating how a single gene in a chromosome contributes to the full solution. Typically a single evaluation function is used for the entire chromosome, implicitly giving each gene in the chromosome the same evaluation. This method is inefficient because a gene will get credit for the contribution of all the other genes as well. Accurately measuring the fitness of individual genes in such a large search space requires many trials. This paper instead proposes turning this single complex search problem into a multi-agent search problem, where each agent has the simpler task of discovering a suitable gene. Gene-specific evaluation functions can then be created that have better theoretical properties than a single evaluation function over all genes. This method is tested in the difficult double-pole balancing problem, showing that agents using gene-specific evaluation functions can create a successful control policy in 20 percent fewer trials than the best existing genetic algorithms. The method is extended to more distributed problems, achieving 95 percent performance gains over tradition methods in the multi-rover domain.

  11. Follow Up: Credit Card Caution

    ERIC Educational Resources Information Center

    Cahill, Timothy P.

    2007-01-01

    In "Pushing Plastic," ("The New England Journal of Higher Education", Summer 2007), John Humphrey notes that many college administrators justify their credit card solicitations by suggesting that credit card access will help students learn to manage their own finances. Instead, credit card debt will teach thousands of students…

  12. Credit Scores, Race, and Residential Sorting

    ERIC Educational Resources Information Center

    Nelson, Ashlyn Aiko

    2010-01-01

    Credit scores have a profound impact on home purchasing power and mortgage pricing, yet little is known about how credit scores influence households' residential location decisions. This study estimates the effects of credit scores on residential sorting behavior using a novel mortgage industry data set combining household demographic, credit, and…

  13. 76 FR 79531 - Corporate Credit Unions

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-12-22

    ... exclude CLF stock subscriptions, based on the asset's negligible credit risk and to facilitate corporate... removing paragraphs (c)(3) and (f)(4) and adding paragraph (h) to read as follows: Sec. 704.6 Credit risk... NATIONAL CREDIT UNION ADMINISTRATION 12 CFR Part 704 RIN 3133-AD95 Corporate Credit Unions AGENCY...

  14. 49 CFR 260.13 - Credit reform.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... appropriations, direct payment of a Credit Risk Premium by the Applicant or a non-Federal infrastructure partner... 49 Transportation 4 2010-10-01 2010-10-01 false Credit reform. 260.13 Section 260.13... REHABILITATION AND IMPROVEMENT FINANCING PROGRAM Overview § 260.13 Credit reform. The Federal Credit Reform Act...

  15. Author Credit for Transdisciplinary Collaboration

    PubMed Central

    Xu, Jian; Ding, Ying; Malic, Vincent

    2015-01-01

    Transdisciplinary collaboration is the key for innovation. An evaluation mechanism is necessary to ensure that academic credit for this costly process can be allocated fairly among coauthors. This paper proposes a set of quantitative measures (e.g., t_credit and t_index) to reflect authors’ transdisciplinary contributions to publications. These measures are based on paper-topic probability distributions and author-topic probability distributions. We conduct an empirical analysis of the information retrieval domain which demonstrates that these measures effectively improve the results of harmonic_credit and h_index measures by taking into account the transdisciplinary contributions of authors. The definitions of t_credit and t_index provide a fair and effective way for research organizations to assign credit to authors of transdisciplinary publications. PMID:26375678

  16. 12 CFR 704.6 - Credit risk management.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS CORPORATE CREDIT UNIONS § 704.6 Credit risk management. (a) Policies. A corporate credit union must operate... transaction counterparty, set as a percentage of capital. In addition to addressing deposits and securities...

  17. 12 CFR 704.6 - Credit risk management.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS CORPORATE CREDIT UNIONS § 704.6 Credit risk management. (a) Policies. A corporate credit union must operate... transaction counterparty, set as a percentage of capital. In addition to addressing deposits and securities...

  18. 12 CFR 704.6 - Credit risk management.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS CORPORATE CREDIT UNIONS § 704.6 Credit risk management. (a) Policies. A corporate credit union must operate... transaction counterparty, set as a percentage of capital. In addition to addressing deposits and securities...

  19. 12 CFR 704.6 - Credit risk management.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS CORPORATE CREDIT UNIONS § 704.6 Credit risk management. (a) Policies. A corporate credit union must operate... transaction counterparty, set as a percentage of capital. In addition to addressing deposits and securities...

  20. 12 CFR 561.12 - Consumer credit.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 5 2011-01-01 2011-01-01 false Consumer credit. 561.12 Section 561.12 Banks... AFFECTING ALL SAVINGS ASSOCIATIONS § 561.12 Consumer credit. The term consumer credit means credit extended... real estate and chattel liens secured by mobile homes and leases of personal property to consumers that...

  1. Your Credit Rights: An Instructional Unit on Consumer Credit Protection. Revised.

    ERIC Educational Resources Information Center

    Jensen, Barbara J.; And Others

    This instructional guide adds two new sections to the original guide published in May 1982. The guide was designed to assist educators in teaching the topics of consumer credit and consumer credit protection to secondary and postsecondary students in various economics and business courses, as well as in adult and community education courses. The…

  2. 12 CFR 614.4720 - Letters of credit.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Banks for Cooperatives and Agricultural Credit Banks Financing International Trade § 614.4720 Letters of credit. Banks for cooperatives and agricultural credit banks, under policies adopted by their boards of directors...

  3. Optimal replenishment and credit policy in supply chain inventory model under two levels of trade credit with time- and credit-sensitive demand involving default risk

    NASA Astrophysics Data System (ADS)

    Mahata, Puspita; Mahata, Gour Chandra; Kumar De, Sujit

    2018-03-01

    Traditional supply chain inventory modes with trade credit usually only assumed that the up-stream suppliers offered the down-stream retailers a fixed credit period. However, in practice the retailers will also provide a credit period to customers to promote the market competition. In this paper, we formulate an optimal supply chain inventory model under two levels of trade credit policy with default risk consideration. Here, the demand is assumed to be credit-sensitive and increasing function of time. The major objective is to determine the retailer's optimal credit period and cycle time such that the total profit per unit time is maximized. The existence and uniqueness of the optimal solution to the presented model are examined, and an easy method is also shown to find the optimal inventory policies of the considered problem. Finally, numerical examples and sensitive analysis are presented to illustrate the developed model and to provide some managerial insights.

  4. Who Gets the Credit? Who Pays the Consequences? The Illinois Tuition Tax Credit. Special Report.

    ERIC Educational Resources Information Center

    Pathak, Arohi; Keenan, Nancy

    In 1999, Illinois enacted a tuition tax credit program. Tax credit supporters suggest tax credits help low-income students. However, opponents argue that they disproportionately benefit higher-income families whose children are already attending private schools and may decrease already limited resources available to public schools. New data from…

  5. 12 CFR 619.9015 - Agricultural credit associations.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Agricultural credit associations. 619.9015 Section 619.9015 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9015 Agricultural credit associations. Agricultural credit associations are associations created by the merger of...

  6. Science-based approach for credible accounting of mitigation in managed forests.

    PubMed

    Grassi, Giacomo; Pilli, Roberto; House, Jo; Federici, Sandro; Kurz, Werner A

    2018-05-17

    The credibility and effectiveness of country climate targets under the Paris Agreement requires that, in all greenhouse gas (GHG) sectors, the accounted mitigation outcomes reflect genuine deviations from the type and magnitude of activities generating emissions in the base year or baseline. This is challenging for the forestry sector, as the future net emissions can change irrespective of actual management activities, because of age-related stand dynamics resulting from past management and natural disturbances. The solution implemented under the Kyoto Protocol (2013-2020) was accounting mitigation as deviation from a projected (forward-looking) "forest reference level", which considered the age-related dynamics but also allowed including the assumed future implementation of approved policies. This caused controversies, as unverifiable counterfactual scenarios with inflated future harvest could lead to credits where no change in management has actually occurred, or conversely, failing to reflect in the accounts a policy-driven increase in net emissions. Instead, here we describe an approach to set reference levels based on the projected continuation of documented historical forest management practice, i.e. reflecting age-related dynamics but not the future impact of policies. We illustrate a possible method to implement this approach at the level of the European Union (EU) using the Carbon Budget Model. Using EU country data, we show that forest sinks between 2013 and 2016 were greater than that assumed in the 2013-2020 EU reference level under the Kyoto Protocol, which would lead to credits of 110-120 Mt CO 2 /year (capped at 70-80 Mt CO 2 /year, equivalent to 1.3% of 1990 EU total emissions). By modelling the continuation of management practice documented historically (2000-2009), we show that these credits are mostly due to the inclusion in the reference levels of policy-assumed harvest increases that never materialized. With our proposed approach, harvest

  7. Credit Constraints for Higher Education

    ERIC Educational Resources Information Center

    Solis, Alex

    2012-01-01

    This paper exploits a natural experiment that produces exogenous variation on credit access to determine the effect on college enrollment. The paper assess how important are credit constraints to explain the gap in college enrollment by family income, and what would be the gap if credit constraints are eliminated. Progress in college and dropout…

  8. 12 CFR 614.4720 - Letters of credit.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 7 2012-01-01 2012-01-01 false Letters of credit. 614.4720 Section 614.4720 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Banks for Cooperatives and Agricultural Credit Banks Financing International Trade § 614.4720 Letters of credit. Banks...

  9. 12 CFR 704.6 - Credit risk management.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Credit risk management. 704.6 Section 704.6... CREDIT UNIONS § 704.6 Credit risk management. (a) Policies. A corporate credit union must operate according to a credit risk management policy that is commensurate with the investment risks and activities...

  10. Seeking Good Credit--And Keeping It

    ERIC Educational Resources Information Center

    Fraser, Katie

    2007-01-01

    Young people often have their first brush with credit when they leave home to start work or enter college. It is important to teach students about credit early, before they turn 18 and become eligible to sign up for credit cards in their own name. Credit poses risks for the unwary, and many young people get burned. They may pay high annual…

  11. 12 CFR 619.9145 - Farm Credit Bank.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Farm Credit Bank. 619.9145 Section 619.9145 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9145 Farm Credit Bank. The term Farm Credit Bank refers to a bank resulting from the mandatory merger of the Federal land...

  12. 12 CFR 619.9145 - Farm Credit Bank.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Farm Credit Bank. 619.9145 Section 619.9145 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9145 Farm Credit Bank. The term Farm Credit Bank refers to a bank resulting from the mandatory merger of the Federal land...

  13. The Tax Credit Debate

    ERIC Educational Resources Information Center

    McNamara, William

    1978-01-01

    The controversy between tuition tax credit and the Carter Administration's proposed tuition grants is examined. Opposition to the tax credit plan from various sources is discussed, as well as its advocates' contention that it would help middle-income college students. (LBH)

  14. Classification of debtor credit status and determination amount of credit risk by using linier discriminant function

    NASA Astrophysics Data System (ADS)

    Aidi, Muhammad Nur; Sari, Resty Indah

    2012-05-01

    A decision of credit that given by bank or another creditur must have a risk and it called credit risk. Credit risk is an investor's risk of loss arising from a borrower who does not make payments as promised. The substantial of credit risk can lead to losses for the banks and the debtor. To minimize this problem need a further study to identify a potential new customer before the decision given. Identification of debtor can using various approaches analysis, one of them is by using discriminant analysis. Discriminant analysis in this study are used to classify whether belonging to the debtor's good credit or bad credit. The result of this study are two discriminant functions that can identify new debtor. Before step built the discriminant function, selection of explanatory variables should be done. Purpose of selection independent variable is to choose the variable that can discriminate the group maximally. Selection variables in this study using different test, for categoric variable selection of variable using proportion chi-square test, and stepwise discriminant for numeric variable. The result of this study are two discriminant functions that can identify new debtor. The selected variables that can discriminating two groups of debtor maximally are status of existing checking account, credit history, credit amount, installment rate in percentage of disposable income, sex, age in year, other installment plans, and number of people being liable to provide maintenance. This classification produce a classification accuracy rate is good enough, that is equal to 74,70%. Debtor classification using discriminant analysis has risk level that is small enough, and it ranged beetwen 14,992% and 17,608%. Based on that credit risk rate, using discriminant analysis on the classification of credit status can be used effectively.

  15. Comparison of Affective Credit Attitude Scores and Credit Use of College Students at Two Points in Time.

    ERIC Educational Resources Information Center

    Hayhoe, Celia Ray

    2002-01-01

    A study of 120 college students' use of credit in 1997 and 1999 showed that, during that time, 60 students graduated; 41 had more credit cards in 1999 than 1997; 62 had fewer; and 32 were repaying student loans. Affective credit attitude scores for those with four or more credit cards and for students who had graduated were lower in 1999 than in…

  16. Stochastic user equilibrium model with a tradable credit scheme and application in maximizing network reserve capacity

    NASA Astrophysics Data System (ADS)

    Han, Fei; Cheng, Lin

    2017-04-01

    The tradable credit scheme (TCS) outperforms congestion pricing in terms of social equity and revenue neutrality, apart from the same perfect performance on congestion mitigation. This article investigates the effectiveness and efficiency of TCS on enhancing transportation network capacity in a stochastic user equilibrium (SUE) modelling framework. First, the SUE and credit market equilibrium conditions are presented; then an equivalent general SUE model with TCS is established by virtue of two constructed functions, which can be further simplified under a specific probability distribution. To enhance the network capacity by utilizing TCS, a bi-level mathematical programming model is established for the optimal TCS design problem, with the upper level optimization objective maximizing network reserve capacity and lower level being the proposed SUE model. The heuristic sensitivity analysis-based algorithm is developed to solve the bi-level model. Three numerical examples are provided to illustrate the improvement effect of TCS on the network in different scenarios.

  17. Validation of a Formula for Assigning Continuing Education Credit to Printed Home Study Courses

    PubMed Central

    Hanson, Alan L.

    2007-01-01

    Objectives To reevaluate and validate the use of a formula for calculating the amount of continuing education credit to be awarded for printed home study courses. Methods Ten home study courses were selected for inclusion in a study to validate the formula, which is based on the number of words, number of final examination questions, and estimated difficulty level of the course. The amount of estimated credit calculated using the a priori formula was compared to the average amount of time required to complete each article based on pharmacists' self-reporting. Results A strong positive relationship between the amount of time required to complete the home study courses based on the a priori calculation and the times reported by pharmacists completing the 10 courses was found (p < 0.001). The correlation accounted for 86.2% of the total variability in the average pharmacist reported completion times (p < 0.001). Conclusions The formula offers an efficient and accurate means of determining the amount of continuing education credit that should be assigned to printed home study courses. PMID:19503705

  18. 12 CFR 619.9140 - Farm Credit bank(s).

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Farm Credit bank(s). 619.9140 Section 619.9140 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9140 Farm Credit bank(s). Except as otherwise defined, the term Farm Credit bank(s) includes Farm Credit Banks...

  19. 12 CFR 619.9140 - Farm Credit bank(s).

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Farm Credit bank(s). 619.9140 Section 619.9140 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9140 Farm Credit bank(s). Except as otherwise defined, the term Farm Credit bank(s) includes Farm Credit Banks...

  20. Nitrogen credits after peanut

    USDA-ARS?s Scientific Manuscript database

    Cooperative Extension throughout the Southeast currently recommends 22-67 kg N/ha credit to subsequent crops following peanut. However, these values are not supported in the peer-reviewed literature. Most of the peer-reviewed literature has shown that N credits to subsequent crops are negligible. Da...

  1. Rating climate risks to credit worthiness

    NASA Astrophysics Data System (ADS)

    Mathiesen, Karl

    2018-06-01

    Credit ratings agencies are now accounting for climate change risks in their ratings of credit worthiness. This could incentivize climate risk reduction efforts if it allows organizations access to cheaper credit. Karl Mathiesen investigates the extent to which this is happening in practice.

  2. 24 CFR 206.37 - Credit standing.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... CONVERSION MORTGAGE INSURANCE Eligibility; Endorsement Eligible Mortgagors § 206.37 Credit standing. Each mortgagor must have a general credit standing satisfactory to the Secretary. ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Credit standing. 206.37 Section 206...

  3. Credit Constraints in Education

    ERIC Educational Resources Information Center

    Lochner, Lance; Monge-Naranjo, Alexander

    2012-01-01

    We review studies of the impact of credit constraints on the accumulation of human capital. Evidence suggests that credit constraints have recently become important for schooling and other aspects of households' behavior. We highlight the importance of early childhood investments, as their response largely determines the impact of credit…

  4. 20 CFR 211.14 - Maximum creditable compensation.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 20 Employees' Benefits 1 2010-04-01 2010-04-01 false Maximum creditable compensation. 211.14... CREDITABLE RAILROAD COMPENSATION § 211.14 Maximum creditable compensation. Maximum creditable compensation for calendar years after 1984 is the maximum annual taxable wage base defined in section 3231(e)(2)(B...

  5. 12 CFR 614.4000 - Farm Credit Banks.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... institutions. (3) Farm Credit Banks, in their capacity as certified agricultural mortgage marketing facilities... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Farm Credit Banks. 614.4000 Section 614.4000 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Lending...

  6. A Mechanism for Anonymous Credit Card Systems

    NASA Astrophysics Data System (ADS)

    Tamura, Shinsuke; Yanase, Tatsuro

    This paper proposes a mechanism for anonymous credit card systems, in which each credit card holder can conceal individual transactions from the credit card company, while enabling the credit card company to calculate the total expenditures of transactions of individual card holders during specified periods, and to identify card holders who executed dishonest transactions. Based on three existing mechanisms, i.e. anonymous authentication, blind signature and secure statistical data gathering, together with implicit transaction links proposed here, the proposed mechanism enables development of anonymous credit card systems without assuming any absolutely trustworthy entity like tamper resistant devices or organizations faithful both to the credit card company and card holders.

  7. 10 CFR 490.502 - Creditable actions.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 10 Energy 3 2012-01-01 2012-01-01 false Creditable actions. 490.502 Section 490.502 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.502 Creditable actions. A fleet or covered person becomes entitled to alternative...

  8. 10 CFR 490.502 - Creditable actions.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 10 Energy 3 2011-01-01 2011-01-01 false Creditable actions. 490.502 Section 490.502 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.502 Creditable actions. A fleet or covered person becomes entitled to alternative...

  9. 10 CFR 490.502 - Creditable actions.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 10 Energy 3 2014-01-01 2014-01-01 false Creditable actions. 490.502 Section 490.502 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.502 Creditable actions. A fleet or covered person becomes entitled to alternative...

  10. 10 CFR 490.502 - Creditable actions.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 10 Energy 3 2013-01-01 2013-01-01 false Creditable actions. 490.502 Section 490.502 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.502 Creditable actions. A fleet or covered person becomes entitled to alternative...

  11. 10 CFR 490.502 - Creditable actions.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 10 Energy 3 2010-01-01 2010-01-01 false Creditable actions. 490.502 Section 490.502 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.502 Creditable actions. A fleet or covered person becomes entitled to alternative...

  12. 12 CFR 614.4010 - Agricultural credit banks.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Agricultural credit banks. 614.4010 Section 614.4010 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Lending Authorities § 614.4010 Agricultural credit banks. (a) Long-term real estate lending. Except to the...

  13. 20 CFR 606.2 - Total credits allowable.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 20 Employees' Benefits 3 2010-04-01 2010-04-01 false Total credits allowable. 606.2 Section 606.2 Employees' Benefits EMPLOYMENT AND TRAINING ADMINISTRATION, DEPARTMENT OF LABOR TAX CREDITS UNDER THE... credits allowable. The total credits allowed to an employer subject to the tax imposed by section 3301 of...

  14. 12 CFR 614.4010 - Agricultural credit banks.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Agricultural credit banks. 614.4010 Section 614.4010 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Lending Authorities § 614.4010 Agricultural credit banks. (a) Long-term real estate lending. Except to the...

  15. 76 FR 11164 - Removing References to Credit Ratings in Regulations; Proposing Alternatives to the Use of Credit...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-03-01

    ... of the regulations governing the investment activities of natural person Federal credit unions (FCUs..., investment activities, and capital risk-weighting of corporate credit unions. 12 CFR part 704. There is also... regulations. For investments, the proposal generally replaces the minimum credit rating requirement with a...

  16. 12 CFR 614.4000 - Farm Credit Banks.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Farm Credit Banks. 614.4000 Section 614.4000 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Lending Authorities § 614.4000 Farm Credit Banks. (a) Long-term real estate lending. Except to the extent such...

  17. 47 CFR 97.505 - Element credit.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... 47 Telecommunication 5 2014-10-01 2014-10-01 false Element credit. 97.505 Section 97.505... SERVICE Qualifying Examination Systems § 97.505 Element credit. (a) The administering VEs must give credit... Not applicable Elements 3 and 4. (2) Advanced; General; or Technician granted before March 21, 1987...

  18. 20 CFR 227.5 - Employer tax credits.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 20 Employees' Benefits 1 2010-04-01 2010-04-01 false Employer tax credits. 227.5 Section 227.5... SUPPLEMENTAL ANNUITIES § 227.5 Employer tax credits. Employers are entitled to tax credits if they pay non.... The tax credits for each month equal the sum of the reductions for employer pensions in the...

  19. 48 CFR 1632.607 - Tax credit.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 48 Federal Acquisition Regulations System 6 2011-10-01 2011-10-01 false Tax credit. 1632.607... 1632.607 Tax credit. FAR 32.607 has no practical application to FEHBP contracts. The statutory... may not offset debts to the Fund by a tax credit which is solely a Government obligation. ...

  20. 40 CFR 91.1307 - Credit calculation.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ....1307 Credit calculation. For each participating engine family, emission credits (positive or negative..., to the nearest gram. ASTM E29-93a has been incorporated by reference. See § 91.6. Consistent units... for an engine family whether generating positive or negative in-use emission credits: ER04oc96.053...

  1. 47 CFR 97.505 - Element credit.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 47 Telecommunication 5 2011-10-01 2011-10-01 false Element credit. 97.505 Section 97.505... SERVICE Qualifying Examination Systems § 97.505 Element credit. (a) The administering VEs must give credit... operator license grant: Elements 2 and 3. (2) An unexpired (or expired but within the grace period for...

  2. 47 CFR 97.505 - Element credit.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... 47 Telecommunication 5 2013-10-01 2013-10-01 false Element credit. 97.505 Section 97.505... SERVICE Qualifying Examination Systems § 97.505 Element credit. (a) The administering VEs must give credit... operator license grant: Elements 2 and 3. (2) An unexpired (or expired but within the grace period for...

  3. 47 CFR 97.505 - Element credit.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... 47 Telecommunication 5 2012-10-01 2012-10-01 false Element credit. 97.505 Section 97.505... SERVICE Qualifying Examination Systems § 97.505 Element credit. (a) The administering VEs must give credit... operator license grant: Elements 2 and 3. (2) An unexpired (or expired but within the grace period for...

  4. 76 FR 34010 - Credit Risk Retention

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-06-10

    ... 2501-AD53 Credit Risk Retention AGENCIES: Office of the Comptroller of the Currency, Treasury (OCC... credit risk retention requirements of section 15G of the Securities Exchange Act of 1934, as added by the Dodd-Frank Wall Street Reform and Consumer Protection Act (``Credit Risk NPR'' or ``proposed rule...

  5. 48 CFR 1632.607 - Tax credit.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 48 Federal Acquisition Regulations System 6 2010-10-01 2010-10-01 true Tax credit. 1632.607... 1632.607 Tax credit. FAR 32.607 has no practical application to FEHBP contracts. The statutory... may not offset debts to the Fund by a tax credit which is solely a Government obligation. ...

  6. 7 CFR 3565.211 - Interest credit.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 7 Agriculture 15 2012-01-01 2012-01-01 false Interest credit. 3565.211 Section 3565.211... AGRICULTURE GUARANTEED RURAL RENTAL HOUSING PROGRAM Loan Requirements § 3565.211 Interest credit. (a... assistance in the form of interest credit, to the extent necessary to reduce the agreed-upon rate of interest...

  7. 7 CFR 3565.211 - Interest credit.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 15 2010-01-01 2010-01-01 false Interest credit. 3565.211 Section 3565.211... AGRICULTURE GUARANTEED RURAL RENTAL HOUSING PROGRAM Loan Requirements § 3565.211 Interest credit. (a... assistance in the form of interest credit, to the extent necessary to reduce the agreed-upon rate of interest...

  8. 7 CFR 3565.211 - Interest credit.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 7 Agriculture 15 2013-01-01 2013-01-01 false Interest credit. 3565.211 Section 3565.211... AGRICULTURE GUARANTEED RURAL RENTAL HOUSING PROGRAM Loan Requirements § 3565.211 Interest credit. (a... assistance in the form of interest credit, to the extent necessary to reduce the agreed-upon rate of interest...

  9. Cracking the Credit Hour

    ERIC Educational Resources Information Center

    Laitinen, Amy

    2012-01-01

    The basic currency of higher education--the credit hour--represents the root of many problems plaguing America's higher education system: the practice of measuring time rather than learning. "Cracking the Credit Hour" traces the history of this time-based unit, from the days of Andrew Carnegie to recent federal efforts to define a credit…

  10. 11 CFR 100.55 - Extension of credit.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... substantially similar to extensions of credit to nonpolitical debtors that are of similar risk and size of... 11 Federal Elections 1 2010-01-01 2010-01-01 false Extension of credit. 100.55 Section 100.55... Contribution (2 U.S.C. 431(8)) § 100.55 Extension of credit. The extension of credit by any person is a...

  11. 48 CFR 2132.607 - Tax credit.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 48 Federal Acquisition Regulations System 6 2011-10-01 2011-10-01 false Tax credit. 2132.607... Contract Debts 2132.607 Tax credit. FAR 32.607 has no practical application to FEGLI Program contracts. The... Government, contractors may not offset debts to the Fund by a tax credit that is solely a Government...

  12. 48 CFR 31.201-5 - Credits.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... REQUIREMENTS CONTRACT COST PRINCIPLES AND PROCEDURES Contracts With Commercial Organizations 31.201-5 Credits... cost and received by or accruing to the contractor shall be credited to the Government either as a cost reduction or by cash refund. See 31.205-6(j)(3) for rules governing refund or credit to the Government...

  13. 49 CFR 1325.2 - Credit agreements.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... 49 Transportation 9 2012-10-01 2012-10-01 false Credit agreements. 1325.2 Section 1325.2... FEDERAL OFFICE OR THEIR REPRESENTATIVES § 1325.2 Credit agreements. (a) All agreements to extend credit to... parties to the agreement. A copy of each such agreement must be filed with this Board's Bureau of...

  14. 49 CFR 1325.2 - Credit agreements.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 49 Transportation 9 2010-10-01 2010-10-01 false Credit agreements. 1325.2 Section 1325.2... FEDERAL OFFICE OR THEIR REPRESENTATIVES § 1325.2 Credit agreements. (a) All agreements to extend credit to... parties to the agreement. A copy of each such agreement must be filed with this Board's Bureau of...

  15. 48 CFR 2132.607 - Tax credit.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 48 Federal Acquisition Regulations System 6 2010-10-01 2010-10-01 true Tax credit. 2132.607... Contract Debts 2132.607 Tax credit. FAR 32.607 has no practical application to FEGLI Program contracts. The... Government, contractors may not offset debts to the Fund by a tax credit that is solely a Government...

  16. 26 CFR 1.41-8 - Alternative incremental credit.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 26 Internal Revenue 1 2010-04-01 2010-04-01 true Alternative incremental credit. 1.41-8 Section 1... Credits Against Tax § 1.41-8 Alternative incremental credit. (a) Determination of credit. At the election... alternative incremental research credit (AIRC) in section 41(c)(4) for any taxable year of the taxpayer...

  17. 12 CFR 1026.12 - Special credit card provisions.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 8 2012-01-01 2012-01-01 false Special credit card provisions. 1026.12 Section...-End Credit § 1026.12 Special credit card provisions. (a) Issuance of credit cards. Regardless of the purpose for which a credit card is to be used, including business, commercial, or agricultural use, no...

  18. 12 CFR 1026.12 - Special credit card provisions.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 9 2014-01-01 2014-01-01 false Special credit card provisions. 1026.12 Section...-End Credit § 1026.12 Special credit card provisions. (a) Issuance of credit cards. Regardless of the purpose for which a credit card is to be used, including business, commercial, or agricultural use, no...

  19. 12 CFR 1026.12 - Special credit card provisions.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 8 2013-01-01 2013-01-01 false Special credit card provisions. 1026.12 Section...-End Credit § 1026.12 Special credit card provisions. (a) Issuance of credit cards. Regardless of the purpose for which a credit card is to be used, including business, commercial, or agricultural use, no...

  20. 12 CFR 704.3 - Corporate credit union capital.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Corporate credit union capital. 704.3 Section... CORPORATE CREDIT UNIONS § 704.3 Corporate credit union capital. (a) Capital plan. A corporate credit union... activities, and the periodic review and reassessment of the capital position of the corporate credit union...

  1. Tax Credits for Education.

    ERIC Educational Resources Information Center

    Maxwell, James A.; And Others

    This report is comprised of two separate papers, "A Tax Credit for Certain Educational Expenses" by James A. Maxwell and Bernard L. Weinstein and "Income Tax Credits for Tuitions and Gifts in Nonpublic School Education" by Roger A. Freeman. The first paper is based on the assumption that provision of financial relief to parents who send their…

  2. 12 CFR 226.12 - Special credit card provisions.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 3 2010-01-01 2010-01-01 false Special credit card provisions. 226.12 Section... SYSTEM TRUTH IN LENDING (REGULATION Z) Open-End Credit § 226.12 Special credit card provisions. (a) Issuance of credit cards. Regardless of the purpose for which a credit card is to be used, including...

  3. 12 CFR 226.12 - Special credit card provisions.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 3 2013-01-01 2013-01-01 false Special credit card provisions. 226.12 Section... SYSTEM (CONTINUED) TRUTH IN LENDING (REGULATION Z) Open-End Credit § 226.12 Special credit card provisions. (a) Issuance of credit cards. Regardless of the purpose for which a credit card is to be used...

  4. 12 CFR 226.12 - Special credit card provisions.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 3 2011-01-01 2011-01-01 false Special credit card provisions. 226.12 Section... SYSTEM TRUTH IN LENDING (REGULATION Z) Open-End Credit § 226.12 Special credit card provisions. (a) Issuance of credit cards. Regardless of the purpose for which a credit card is to be used, including...

  5. 12 CFR 226.12 - Special credit card provisions.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 3 2014-01-01 2014-01-01 false Special credit card provisions. 226.12 Section... SYSTEM (CONTINUED) TRUTH IN LENDING (REGULATION Z) Open-End Credit § 226.12 Special credit card provisions. (a) Issuance of credit cards. Regardless of the purpose for which a credit card is to be used...

  6. 12 CFR 226.12 - Special credit card provisions.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 3 2012-01-01 2012-01-01 false Special credit card provisions. 226.12 Section... SYSTEM TRUTH IN LENDING (REGULATION Z) Open-End Credit § 226.12 Special credit card provisions. (a) Issuance of credit cards. Regardless of the purpose for which a credit card is to be used, including...

  7. 76 FR 54991 - Corporate Credit Unions

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-09-06

    ... believes the credit risk of carrying this asset is negligible and warrants such treatment, as CLF stock is... credit union excludes the consolidated assets of such programs from risk-weighted assets pursuant to... paragraphs (c)(3) and (f)(4) and adding new p(h) to read as follows: Sec. 704.6 Credit risk management...

  8. 48 CFR 1819.7209 - Credit agreements.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... 48 Federal Acquisition Regulations System 6 2013-10-01 2013-10-01 false Credit agreements. 1819... agreements. (a) The credit permits the mentor to include the cost it expends on a mentor-protégé agreement as... Plan. The following provisions apply to all credit mentor-protégé agreements: (1) Developmental...

  9. 76 FR 41590 - Equal Credit Opportunity

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-07-15

    ... the credit decision; (2) the range of possible scores under the model used; (3) up to four key factors that adversely affected the consumer's credit score (or up to five factors if the number of inquiries... credit score was a factor in the adverse action decision, even if it was not a significant factor, the...

  10. Mammography screening credit card and compliance.

    PubMed

    Schapira, D V; Kumar, N B; Clark, R A; Yag, C

    1992-07-15

    Screening for breast cancer using mammography has been shown to be effective in reducing mortality from breast cancer. The authors attempted to determine if use of a wallet-size plastic screening "credit" card would increase participants' compliance for subsequent mammograms when compared with traditional methods of increasing compliance. Two hundred and twenty consecutive women, ages 40-70 years, undergoing their first screening mammography were recruited and assigned randomly to four groups receiving (1) a reminder plastic credit card (2) reminder credit card with written reminder; (3) appointment card; and (4) verbal recommendation. Return rates of the four groups were determined after 15 months. The return rate for subsequent mammograms was significantly higher for participants (72.4%) using the credit card than for participants (39.8%) exposed to traditional encouragement/reminders (P less than 0.0001). The credit card was designed to show the participant's screening anniversary, and the durability of the card may have been a factor in increasing the return rate. The use of reminder credit cards may increase compliance for periodic screening examinations for other cancers and other chronic diseases.

  11. 12 CFR 226.11 - Treatment of credit balances.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 3 2010-01-01 2010-01-01 false Treatment of credit balances. 226.11 Section... SYSTEM TRUTH IN LENDING (REGULATION Z) Open-End Credit § 226.11 Treatment of credit balances. When a credit balance in excess of $1 is created on a credit account (through transmittal of funds to a creditor...

  12. 48 CFR 1819.7209 - Credit agreements.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... ADMINISTRATION SOCIOECONOMIC PROGRAMS SMALL BUSINESS PROGRAMS NASA Mentor-Protégé Program 1819.7209 Credit agreements. (a) The credit permits the mentor to include the cost it expends on a mentor-protégé agreement as... Plan. The following provisions apply to all credit mentor-protégé agreements: (1) Developmental...

  13. 40 CFR 89.207 - Credit calculation.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... Trading Provisions § 89.207 Credit calculation. (a) Requirements for calculating NO X credits from Tier 1...) × (Volume) × (AvgPR) × (UL) × (10−6) Where: Std = the applicable Tier 1 NOX nonroad engine emission standard...) of this section, to be applied to Tier 1 NOX credits to be banked or traded for determining...

  14. Verification of 'learning credits' by GP appraisers.

    PubMed

    Murie, Jill; Wakeling, Judy

    2011-11-01

    The RCGP CPD Learning Credits system aims to enable GPs to demonstrate knowledge and skills relevant to their daily practice. Credits are self-assessed and will form part of the 'evidence' necessary for successful revalidation. At an appraisal, GP appraisers verify the credits in terms of the time spent on the CPD activity and its impact on the GP's practice. The purpose of this study was to examine the extent to which GPs (as appraisees) are able to self-assess their own learning and, as appraisers, verify credits in a standardised way. All 17 GP appraisers in NHS Lanarkshire were invited to participate in a study, which triangulated three sources of evidence on credits: self-rating, peer-assessment and workshop discussion. The resultant data were analysed on an Excel spreadsheet. Outcomes included self-assessed credit value, peer-assessed mean score (range) and free text. Of the 17 appraisers, 15 completed the paperwork and 13 attended the workshop. GPs' self-assessed learning credits were equivalent to peer-assessed score in 5/15 cases, but considered overestimates in 4/15 and underestimates in 6/15 cases. The most extreme variance was for an oncology module, where the variance ranged from 28% to 200% of the self-assessed score. GPs have a variable understanding of how to award themselves learning credits and of how to judge the credits of potential appraisees. Without adequate resources for appraisal training, validated instruments, calibration and reliability, verification of the learning credit system will be flawed by its subjective and arbitrary nature.

  15. 49 CFR 536.8 - Conditions for trading of credits.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... 49 Transportation 6 2013-10-01 2013-10-01 false Conditions for trading of credits. 536.8 Section... SAFETY ADMINISTRATION, DEPARTMENT OF TRANSPORTATION TRANSFER AND TRADING OF FUEL ECONOMY CREDITS § 536.8 Conditions for trading of credits. (a) Trading of credits. If a credit holder wishes to trade credits to...

  16. 49 CFR 536.8 - Conditions for trading of credits.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... 49 Transportation 6 2014-10-01 2014-10-01 false Conditions for trading of credits. 536.8 Section... SAFETY ADMINISTRATION, DEPARTMENT OF TRANSPORTATION TRANSFER AND TRADING OF FUEL ECONOMY CREDITS § 536.8 Conditions for trading of credits. (a) Trading of credits. If a credit holder wishes to trade credits to...

  17. 49 CFR 536.8 - Conditions for trading of credits.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... 49 Transportation 6 2012-10-01 2012-10-01 false Conditions for trading of credits. 536.8 Section... SAFETY ADMINISTRATION, DEPARTMENT OF TRANSPORTATION TRANSFER AND TRADING OF FUEL ECONOMY CREDITS § 536.8 Conditions for trading of credits. (a) Trading of credits. If a credit holder wishes to trade credits to...

  18. 17 CFR 256.255 - Accumulated deferred investment tax credits.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... investment tax credits. 256.255 Section 256.255 Commodity and Securities Exchanges SECURITIES AND EXCHANGE... investment tax credits. (a) This account shall be credited and account 411.5, Investment tax credit, debited with investment tax credits deferred by companies which do not apply such credits as a reduction of the...

  19. Credit scoring analysis using weighted k nearest neighbor

    NASA Astrophysics Data System (ADS)

    Mukid, M. A.; Widiharih, T.; Rusgiyono, A.; Prahutama, A.

    2018-05-01

    Credit scoring is a quatitative method to evaluate the credit risk of loan applications. Both statistical methods and artificial intelligence are often used by credit analysts to help them decide whether the applicants are worthy of credit. These methods aim to predict future behavior in terms of credit risk based on past experience of customers with similar characteristics. This paper reviews the weighted k nearest neighbor (WKNN) method for credit assessment by considering the use of some kernels. We use credit data from a private bank in Indonesia. The result shows that the Gaussian kernel and rectangular kernel have a better performance based on the value of percentage corrected classified whose value is 82.4% respectively.

  20. 75 FR 57820 - National Credit Union Administration Restoration Plan

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-09-22

    ... NATIONAL CREDIT UNION ADMINISTRATION National Credit Union Administration Restoration Plan AGENCY: National Credit Union Administration (NCUA). ACTION: Approval of National Credit Union Administration restoration plan. On September 16, 2010, the National Credit Union Administration (NCUA) implemented a...

  1. A neural network model for credit risk evaluation.

    PubMed

    Khashman, Adnan

    2009-08-01

    Credit scoring is one of the key analytical techniques in credit risk evaluation which has been an active research area in financial risk management. This paper presents a credit risk evaluation system that uses a neural network model based on the back propagation learning algorithm. We train and implement the neural network to decide whether to approve or reject a credit application, using seven learning schemes and real world credit applications from the Australian credit approval datasets. A comparison of the system performance under the different learning schemes is provided, furthermore, we compare the performance of two neural networks; with one and two hidden layers following the ideal learning scheme. Experimental results suggest that neural networks can be effectively used in automatic processing of credit applications.

  2. 76 FR 13504 - Conversions of Insured Credit Unions

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-03-14

    ... Conversions of Insured Credit Unions AGENCY: National Credit Union Administration (NCUA). ACTION: Final rule... phrase ``Regional Director'' in NCUA's rule on credit union to mutual savings bank conversions. For... for the review and approval of certain types of credit union conversions from the Regional Directors...

  3. Contribution of Anaerobic Digesters to Emissions Mitigation and Electricity Generation Under U.S. Climate Policy

    PubMed Central

    2011-01-01

    Livestock husbandry in the U.S. significantly contributes to many environmental problems, including the release of methane, a potent greenhouse gas (GHG). Anaerobic digesters (ADs) break down organic wastes using bacteria that produce methane, which can be collected and combusted to generate electricity. ADs also reduce odors and pathogens that are common with manure storage and the digested manure can be used as a fertilizer. There are relatively few ADs in the U.S., mainly due to their high capital costs. We use the MIT Emissions Prediction and Policy Analysis (EPPA) model to test the effects of a representative U.S. climate stabilization policy on the adoption of ADs which sell electricity and generate methane mitigation credits. Under such policy, ADs become competitive at producing electricity in 2025, when they receive methane reduction credits and electricity from fossil fuels becomes more expensive. We find that ADs have the potential to generate 5.5% of U.S. electricity. PMID:21761880

  4. Contribution of anaerobic digesters to emissions mitigation and electricity generation under U.S. climate policy.

    PubMed

    Zaks, David P M; Winchester, Niven; Kucharik, Christopher J; Barford, Carol C; Paltsev, Sergey; Reilly, John M

    2011-08-15

    Livestock husbandry in the U.S. significantly contributes to many environmental problems, including the release of methane, a potent greenhouse gas (GHG). Anaerobic digesters (ADs) break down organic wastes using bacteria that produce methane, which can be collected and combusted to generate electricity. ADs also reduce odors and pathogens that are common with manure storage and the digested manure can be used as a fertilizer. There are relatively few ADs in the U.S., mainly due to their high capital costs. We use the MIT Emissions Prediction and Policy Analysis (EPPA) model to test the effects of a representative U.S. climate stabilization policy on the adoption of ADs which sell electricity and generate methane mitigation credits. Under such policy, ADs become competitive at producing electricity in 2025, when they receive methane reduction credits and electricity from fossil fuels becomes more expensive. We find that ADs have the potential to generate 5.5% of U.S. electricity.

  5. 76 FR 16235 - Corporate Credit Unions, Technical Corrections

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-03-23

    ... NATIONAL CREDIT UNION ADMINISTRATION 12 CFR Part 707 RIN 3133-AD58 Corporate Credit Unions... 2010, NCUA issued technical corrections to its corporate credit union rule, published in the Federal... October 2010, NCUA published a comprehensive overhaul to its corporate credit union rule, 12 CFR part 704...

  6. Materialism and credit card use by college students.

    PubMed

    Pinto, M B; Parente, D H; Palmer, T S

    2000-04-01

    Much has been written in the popular press on credit card use and spending patterns of American college students. The proliferation of credit cards and their ease of acquisition ensure that students today have more opportunities for making more credit purchases than any other generation of college students. Little is known about the relationship between students' attitudes towards materialism and their use of credit cards. A study was conducted at three college campuses in the northeastern part of the United States where a total of 1,022 students were surveyed. Students' attitudes toward use of credit and their credit card balances were evaluated relative to their scores on Richins and Dawson's Materialism Scale (1992). Our findings suggest no significant difference between those individuals scoring high versus low on the Materialism Scale in terms of the number of credit cards owned and the average balance owed. Individuals high on materialism, however, significantly differed in terms of their uses for credit cards and their general attitude toward their use.

  7. Meeting Summary, Credit Trading Work Group

    DOE Office of Scientific and Technical Information (OSTI.GOV)

    Kevin Bryan

    2000-12-07

    OAK-B135 Credit Trading Work Group Meeting Summary. The purpose of the meeting is to: (1) Provide an opportunity for NWCC Work Group Members, NWCC Members, and invited expert participants to hear an overview of the draft NWCC Credit Trading Report and to critically review and discuss the report's recommendations and principles. (2) Hear presentations from several perspectives of other experts on credit trading which provide: (a) a brief summary of credit trading activities they are involved in, and (b) critical responses to the NWCC draft report. (3) Identify how the report can be improved at the big picture level. Attemptmore » to resolve issues or concerns if necessary. (4) Discuss the recommendations and credit trading principles in detail and attempt to reach consensus on these sections for presentation to the NWCC. (5) Discuss if any of the outreach and communication recommendations in the report should be conducted by the NWCC.« less

  8. Credit scoring analysis using kernel discriminant

    NASA Astrophysics Data System (ADS)

    Widiharih, T.; Mukid, M. A.; Mustafid

    2018-05-01

    Credit scoring model is an important tool for reducing the risk of wrong decisions when granting credit facilities to applicants. This paper investigate the performance of kernel discriminant model in assessing customer credit risk. Kernel discriminant analysis is a non- parametric method which means that it does not require any assumptions about the probability distribution of the input. The main ingredient is a kernel that allows an efficient computation of Fisher discriminant. We use several kernel such as normal, epanechnikov, biweight, and triweight. The models accuracy was compared each other using data from a financial institution in Indonesia. The results show that kernel discriminant can be an alternative method that can be used to determine who is eligible for a credit loan. In the data we use, it shows that a normal kernel is relevant to be selected for credit scoring using kernel discriminant model. Sensitivity and specificity reach to 0.5556 and 0.5488 respectively.

  9. 12 CFR 614.4810 - Standby letters of credit.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 7 2012-01-01 2012-01-01 false Standby letters of credit. 614.4810 Section 614.4810 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Banks for Cooperatives and Agricultural Credit Banks Financing International Trade § 614.4810 Standby...

  10. 12 CFR 614.4040 - Production credit associations.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Section 614.4040 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Lending Authorities § 614.4040 Production credit associations. (a) Loan terms. (1) Production... the producing or harvesting operation (2) Subject to policies approved by the funding bank, production...

  11. Credit-Card Bill Seeks to Protect Students but Could Limit Their Access to Credit

    ERIC Educational Resources Information Center

    Field, Kelly

    2009-01-01

    Congress passed legislation last week that would shield students and other consumers from sudden spikes in interest rates and fees, but that could make it harder for young people to access credit to pay for college. The legislation would extend broad new consumer protections to all credit-card holders, offering special protections to college…

  12. Evaluating the effectiveness of flood damage mitigation measures by the application of Propensity Score Matching

    NASA Astrophysics Data System (ADS)

    Hudson, P.; Botzen, W. J. W.; Kreibich, H.; Bubeck, P.; Aerts, J. C. J. H.

    2014-01-01

    The employment of damage mitigation measures by individuals is an important component of integrated flood risk management. In order to promote efficient damage mitigation measures, accurate estimates of their damage mitigation potential are required. That is, for correctly assessing the damage mitigation measures' effectiveness from survey data, one needs to control for sources of bias. A biased estimate can occur if risk characteristics differ between individuals who have, or have not, implemented mitigation measures. This study removed this bias by applying an econometric evaluation technique called Propensity Score Matching to a survey of German households along along two major rivers major rivers that were flooded in 2002, 2005 and 2006. The application of this method detected substantial overestimates of mitigation measures' effectiveness if bias is not controlled for, ranging from nearly € 1700 to € 15 000 per measure. Bias-corrected effectiveness estimates of several mitigation measures show that these measures are still very effective since they prevent between € 6700-14 000 of flood damage. This study concludes with four main recommendations regarding how to better apply Propensity Score Matching in future studies, and makes several policy recommendations.

  13. Evaluating the effectiveness of flood damage mitigation measures by the application of propensity score matching

    NASA Astrophysics Data System (ADS)

    Hudson, P.; Botzen, W. J. W.; Kreibich, H.; Bubeck, P.; Aerts, J. C. J. H.

    2014-07-01

    The employment of damage mitigation measures (DMMs) by individuals is an important component of integrated flood risk management. In order to promote efficient damage mitigation measures, accurate estimates of their damage mitigation potential are required. That is, for correctly assessing the damage mitigation measures' effectiveness from survey data, one needs to control for sources of bias. A biased estimate can occur if risk characteristics differ between individuals who have, or have not, implemented mitigation measures. This study removed this bias by applying an econometric evaluation technique called propensity score matching (PSM) to a survey of German households along three major rivers that were flooded in 2002, 2005, and 2006. The application of this method detected substantial overestimates of mitigation measures' effectiveness if bias is not controlled for, ranging from nearly EUR 1700 to 15 000 per measure. Bias-corrected effectiveness estimates of several mitigation measures show that these measures are still very effective since they prevent between EUR 6700 and 14 000 of flood damage per flood event. This study concludes with four main recommendations regarding how to better apply propensity score matching in future studies, and makes several policy recommendations.

  14. 40 CFR 1033.720 - Trading emission credits.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 40 Protection of Environment 33 2011-07-01 2011-07-01 false Trading emission credits. 1033.720... CONTROLS CONTROL OF EMISSIONS FROM LOCOMOTIVES Averaging, Banking, and Trading for Certification § 1033.720 Trading emission credits. (a) Trading is the exchange of emission credits between certificate holders. You...

  15. 40 CFR 1033.720 - Trading emission credits.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... 40 Protection of Environment 34 2012-07-01 2012-07-01 false Trading emission credits. 1033.720... CONTROLS CONTROL OF EMISSIONS FROM LOCOMOTIVES Averaging, Banking, and Trading for Certification § 1033.720 Trading emission credits. (a) Trading is the exchange of emission credits between certificate holders. You...

  16. 40 CFR 1033.720 - Trading emission credits.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... 40 Protection of Environment 34 2013-07-01 2013-07-01 false Trading emission credits. 1033.720... CONTROLS CONTROL OF EMISSIONS FROM LOCOMOTIVES Averaging, Banking, and Trading for Certification § 1033.720 Trading emission credits. (a) Trading is the exchange of emission credits between certificate holders. You...

  17. 40 CFR 1033.720 - Trading emission credits.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... 40 Protection of Environment 33 2014-07-01 2014-07-01 false Trading emission credits. 1033.720... CONTROLS CONTROL OF EMISSIONS FROM LOCOMOTIVES Averaging, Banking, and Trading for Certification § 1033.720 Trading emission credits. (a) Trading is the exchange of emission credits between certificate holders. You...

  18. 12 CFR 614.4050 - Agricultural credit associations.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... respective funding banks; and (C) Any certified agricultural mortgage marketing facility, as defined by... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Agricultural credit associations. 614.4050 Section 614.4050 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND...

  19. 40 CFR 1033.720 - Trading emission credits.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 40 Protection of Environment 32 2010-07-01 2010-07-01 false Trading emission credits. 1033.720... CONTROLS CONTROL OF EMISSIONS FROM LOCOMOTIVES Averaging, Banking, and Trading for Certification § 1033.720 Trading emission credits. (a) Trading is the exchange of emission credits between certificate holders. You...

  20. 25 CFR 140.23 - Credit at trader's risk.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 25 Indians 1 2010-04-01 2010-04-01 false Credit at trader's risk. 140.23 Section 140.23 Indians....23 Credit at trader's risk. Credit given Indians will be at the trader's own risk, as no assistance... accept pawns or pledges of personal property by Indians to obtain credit or loans. ...

  1. 12 CFR 704.3 - Corporate credit union capital.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 7 2012-01-01 2012-01-01 false Corporate credit union capital. 704.3 Section... CORPORATE CREDIT UNIONS § 704.3 Corporate credit union capital. (a) Capital requirements. (1) A corporate... percent or greater. (2) To ensure it meets its capital requirements, a corporate credit union must develop...

  2. 12 CFR 704.3 - Corporate credit union capital.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 7 2014-01-01 2014-01-01 false Corporate credit union capital. 704.3 Section... CORPORATE CREDIT UNIONS § 704.3 Corporate credit union capital. (a) Capital requirements. (1) A corporate... percent or greater. (2) To ensure it meets its capital requirements, a corporate credit union must develop...

  3. 12 CFR 704.3 - Corporate credit union capital.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 7 2013-01-01 2013-01-01 false Corporate credit union capital. 704.3 Section... CORPORATE CREDIT UNIONS § 704.3 Corporate credit union capital. (a) Capital requirements. (1) A corporate... percent or greater. (2) To ensure it meets its capital requirements, a corporate credit union must develop...

  4. 12 CFR 226.21 - Treatment of credit balances.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 3 2011-01-01 2011-01-01 false Treatment of credit balances. 226.21 Section... SYSTEM TRUTH IN LENDING (REGULATION Z) Closed-End Credit § 226.21 Treatment of credit balances. When a credit balance in excess of $1 is created in connection with a transaction (through transmittal of funds...

  5. 12 CFR 226.21 - Treatment of credit balances.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 3 2010-01-01 2010-01-01 false Treatment of credit balances. 226.21 Section... SYSTEM TRUTH IN LENDING (REGULATION Z) Closed-End Credit § 226.21 Treatment of credit balances. When a credit balance in excess of $1 is created in connection with a transaction (through transmittal of funds...

  6. An Anonymous Credit Card System

    NASA Astrophysics Data System (ADS)

    Androulaki, Elli; Bellovin, Steven

    Credit cards have many important benefits; however, these same benefits often carry with them many privacy concerns. In particular, the need for users to be able to monitor their own transactions, as well as bank’s need to justify its payment requests from cardholders, entitle the latter to maintain a detailed log of all transactions its credit card customers were involved in. A bank can thus build a profile of each cardholder even without the latter’s consent. In this paper, we present a practical and accountable anonymous credit system based on ecash, with a privacy preserving mechanism for error correction and expense-reporting.

  7. A Guide to Credit Transfer

    ERIC Educational Resources Information Center

    Walls, Sandra; Pardy, John

    2010-01-01

    This guide is intended for students, career counsellors and others assisting vocational education and training (VET) students in the credit transfer process. It is based on research that set out to identify the core elements required to negotiate successful pathways from VET to higher education. Credit transfer structures between Deakin University…

  8. Converting Work into College Credits

    ERIC Educational Resources Information Center

    Hoffman, Joseph A.

    1976-01-01

    The Cooperative Education Program conducted by the New Jersey Department of Labor and Industry and Thomas A. Edison College enables State labor department employees to work toward college degrees by attending free classes, taking college-level examinations for college credit, and converting work and life experiences into college credits.…

  9. Tuition Tax Credits: Other Benefits.

    ERIC Educational Resources Information Center

    Williams, Walter E.

    1982-01-01

    Comments on educational issues which could be favorably affected by the passage of the Packwood-Moynihan Tuition Tax Credit bill. Indicates that tuition tax credits can help parents seek better schools and give those with low incomes a greater role in finding the best educational alternatives for their children. (JOW)

  10. 7 CFR 1.79 - Credits.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 7 Agriculture 1 2012-01-01 2012-01-01 false Credits. 1.79 Section 1.79 Agriculture Office of the Secretary of Agriculture ADMINISTRATIVE REGULATIONS Cooperative Production of Television Films § 1.79 Credits. On films on which the Department or one of its agencies provides special assistance it shall be...

  11. 7 CFR 1.79 - Credits.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 1 2011-01-01 2011-01-01 false Credits. 1.79 Section 1.79 Agriculture Office of the Secretary of Agriculture ADMINISTRATIVE REGULATIONS Cooperative Production of Television Films § 1.79 Credits. On films on which the Department or one of its agencies provides special assistance it shall be...

  12. 7 CFR 1.79 - Credits.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 1 2014-01-01 2014-01-01 false Credits. 1.79 Section 1.79 Agriculture Office of the Secretary of Agriculture ADMINISTRATIVE REGULATIONS Cooperative Production of Television Films § 1.79 Credits. On films on which the Department or one of its agencies provides special assistance it shall be...

  13. 7 CFR 1.79 - Credits.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 7 Agriculture 1 2013-01-01 2013-01-01 false Credits. 1.79 Section 1.79 Agriculture Office of the Secretary of Agriculture ADMINISTRATIVE REGULATIONS Cooperative Production of Television Films § 1.79 Credits. On films on which the Department or one of its agencies provides special assistance it shall be...

  14. Future Tuition Tax Credit Legislation.

    ERIC Educational Resources Information Center

    Wood, R. Craig

    1983-01-01

    Analyzing the United States Supreme Court decision in "Mueller v. Allen" declaring that certain forms of tuition tax credit are not unconstitutional, the author points out that school administrators should monitor legislative activities and be active in state policymaking or the future may hold larger tax credits and direct financial…

  15. Tuition Tax Credits. Issuegram 19.

    ERIC Educational Resources Information Center

    Augenblick, John; McGuire, Kent

    Approaches for using the federal income tax system to aid families of pupils attending private schools include: tax credits, tax deductions, tax deferrals, and education savings incentives. Tax credit structures can be made refundable and made sensitive to taxpayers' income levels, the level of education expenditures, and designated costs.…

  16. 7 CFR 1.79 - Credits.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 1 2010-01-01 2010-01-01 false Credits. 1.79 Section 1.79 Agriculture Office of the Secretary of Agriculture ADMINISTRATIVE REGULATIONS Cooperative Production of Television Films § 1.79 Credits. On films on which the Department or one of its agencies provides special assistance it shall be...

  17. 40 CFR 1042.720 - Trading emission credits.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 40 Protection of Environment 33 2011-07-01 2011-07-01 false Trading emission credits. 1042.720..., Banking, and Trading for Certification § 1042.720 Trading emission credits. (a) Trading is the exchange of... further trading transactions. (b) You may trade actual emission credits as described in this subpart. You...

  18. 49 CFR 260.15 - Credit risk premium.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 49 Transportation 4 2010-10-01 2010-10-01 false Credit risk premium. 260.15 Section 260.15... REHABILITATION AND IMPROVEMENT FINANCING PROGRAM Overview § 260.15 Credit risk premium. (a) Where available... pay to the Administrator a Credit Risk Premium adequate to cover that portion of the subsidy cost not...

  19. 40 CFR 1042.720 - Trading emission credits.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... 40 Protection of Environment 33 2014-07-01 2014-07-01 false Trading emission credits. 1042.720..., Banking, and Trading for Certification § 1042.720 Trading emission credits. (a) Trading is the exchange of... further trading transactions. (b) You may trade actual emission credits as described in this subpart. You...

  20. 40 CFR 1042.720 - Trading emission credits.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... 40 Protection of Environment 34 2013-07-01 2013-07-01 false Trading emission credits. 1042.720..., Banking, and Trading for Certification § 1042.720 Trading emission credits. (a) Trading is the exchange of... further trading transactions. (b) You may trade actual emission credits as described in this subpart. You...

  1. 40 CFR 1042.720 - Trading emission credits.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... 40 Protection of Environment 34 2012-07-01 2012-07-01 false Trading emission credits. 1042.720..., Banking, and Trading for Certification § 1042.720 Trading emission credits. (a) Trading is the exchange of... further trading transactions. (b) You may trade actual emission credits as described in this subpart. You...

  2. 40 CFR 1042.720 - Trading emission credits.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 40 Protection of Environment 32 2010-07-01 2010-07-01 false Trading emission credits. 1042.720..., Banking, and Trading for Certification § 1042.720 Trading emission credits. (a) Trading is the exchange of... further trading transactions. (b) You may trade actual emission credits as described in this subpart. You...

  3. 48 CFR 32.608-2 - Interest credits.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... 48 Federal Acquisition Regulations System 1 2012-10-01 2012-10-01 false Interest credits. 32.608-2... REQUIREMENTS CONTRACT FINANCING Contract Debts 32.608-2 Interest credits. (a) An equitable interest credit... contract at some time during the period to which the interest charge applied, provided an interest penalty...

  4. 48 CFR 32.608-2 - Interest credits.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 48 Federal Acquisition Regulations System 1 2011-10-01 2011-10-01 false Interest credits. 32.608-2... REQUIREMENTS CONTRACT FINANCING Contract Debts 32.608-2 Interest credits. (a) An equitable interest credit... contract at some time during the period to which the interest charge applied, provided an interest penalty...

  5. Credit scores, cardiovascular disease risk, and human capital.

    PubMed

    Israel, Salomon; Caspi, Avshalom; Belsky, Daniel W; Harrington, HonaLee; Hogan, Sean; Houts, Renate; Ramrakha, Sandhya; Sanders, Seth; Poulton, Richie; Moffitt, Terrie E

    2014-12-02

    Credit scores are the most widely used instruments to assess whether or not a person is a financial risk. Credit scoring has been so successful that it has expanded beyond lending and into our everyday lives, even to inform how insurers evaluate our health. The pervasive application of credit scoring has outpaced knowledge about why credit scores are such useful indicators of individual behavior. Here we test if the same factors that lead to poor credit scores also lead to poor health. Following the Dunedin (New Zealand) Longitudinal Study cohort of 1,037 study members, we examined the association between credit scores and cardiovascular disease risk and the underlying factors that account for this association. We find that credit scores are negatively correlated with cardiovascular disease risk. Variation in household income was not sufficient to account for this association. Rather, individual differences in human capital factors—educational attainment, cognitive ability, and self-control—predicted both credit scores and cardiovascular disease risk and accounted for ∼45% of the correlation between credit scores and cardiovascular disease risk. Tracing human capital factors back to their childhood antecedents revealed that the characteristic attitudes, behaviors, and competencies children develop in their first decade of life account for a significant portion (∼22%) of the link between credit scores and cardiovascular disease risk at midlife. We discuss the implications of these findings for policy debates about data privacy, financial literacy, and early childhood interventions.

  6. Credit scores, cardiovascular disease risk, and human capital

    PubMed Central

    Israel, Salomon; Caspi, Avshalom; Belsky, Daniel W.; Harrington, HonaLee; Hogan, Sean; Houts, Renate; Ramrakha, Sandhya; Sanders, Seth; Poulton, Richie; Moffitt, Terrie E.

    2014-01-01

    Credit scores are the most widely used instruments to assess whether or not a person is a financial risk. Credit scoring has been so successful that it has expanded beyond lending and into our everyday lives, even to inform how insurers evaluate our health. The pervasive application of credit scoring has outpaced knowledge about why credit scores are such useful indicators of individual behavior. Here we test if the same factors that lead to poor credit scores also lead to poor health. Following the Dunedin (New Zealand) Longitudinal Study cohort of 1,037 study members, we examined the association between credit scores and cardiovascular disease risk and the underlying factors that account for this association. We find that credit scores are negatively correlated with cardiovascular disease risk. Variation in household income was not sufficient to account for this association. Rather, individual differences in human capital factors—educational attainment, cognitive ability, and self-control—predicted both credit scores and cardiovascular disease risk and accounted for ∼45% of the correlation between credit scores and cardiovascular disease risk. Tracing human capital factors back to their childhood antecedents revealed that the characteristic attitudes, behaviors, and competencies children develop in their first decade of life account for a significant portion (∼22%) of the link between credit scores and cardiovascular disease risk at midlife. We discuss the implications of these findings for policy debates about data privacy, financial literacy, and early childhood interventions. PMID:25404329

  7. Alternative Methods for the Awarding of College Credit: Credit by Examination for Articulated High School Courses. Adopted Spring 2013

    ERIC Educational Resources Information Center

    Academic Senate for California Community Colleges, 2013

    2013-01-01

    Colleges have long had mechanisms for awarding students credit for prior learning, from evaluating transcripts to establishing standards for the units and course credit to be associated with designated scores on nationally and internationally recognized curricula and exams. While the processes for awarding credit via these traditional mechanisms…

  8. Credit use: psychological perspectives on a multifaceted phenomenon.

    PubMed

    Kamleitner, Bernadette; Hoelzl, Erik; Kirchler, Erich

    2012-01-01

    Consumer borrowing is a highly topical and multifaceted phenomenon as well as a popular subject for study. We focus on consumer credit use and review the existing literature. To categorize what is known we identify four main psychological perspectives on the phenomenon: credit use as (1) a reflection of the situation, (2) a reflection of the person, (3) a cognitive process, and (4) a social process. On top of these perspectives we view credit use as a process that entails three distinct phases: (1) processes before credit acquisition, (2) processes at credit acquisition, and (3) processes after credit acquisition. We review the international literature along a two-tier structure that aligns the psychological perspectives with a process view of credit. This structure allows us to identify systematic concentrations as well as gaps in the existing research. We consolidate what is known within each perspective and identify what seems to be most urgently missing. Some of the most important gaps relate to research studying credit acquisition from the perspective of credit use as a reflection of the person or as a social process. In particular, research on credit use as a reflection of the person appears to focus exclusively on the first stage of the credit process. We conclude with a discussion that reaches across perspectives and identifies overarching gaps, trends, and open questions. We highlight a series of implicit linkages between perspectives and the geographical regions in which studies related to the perspectives were conducted. Beyond diagnosing a geographical imbalance of research, we argue for future research that systematically addresses interrelations between perspectives. We conclude with a set of global implications and research recommendations.

  9. Habitat Evaluation Procedures (HEP) Report; Iskuulpa Wildlife Mitigation and Watershed Project, Technical Report 1998-2003.

    DOE Office of Scientific and Technical Information (OSTI.GOV)

    Quaempts, Eric

    U.S. Fish and Wildlife Service (USFWS) Habitat Evaluation Procedures (HEP) were used to determine the number of habitat units credited to evaluate lands acquired and leased in Eskuulpa Watershed, a Confederated Tribes of the Umatilla Indian Reservation watershed and wildlife mitigation project. The project is designed to partially credit habitat losses incurred by BPA for the construction of the John Day and McNary hydroelectric facilities on the Columbia River. Upland and riparian forest, upland and riparian shrub, and grasslands cover types were included in the evaluation. Indicator species included downy woodpecker (Picuides puhescens), black-capped chickadee (Pams atricopillus), blue grouse (Beadragapusmore » obscurus), great blue heron (Ardea herodias), yellow warbler (Dendroica petschia), mink (Mustela vison), and Western meadowlark (Sturnello neglects). Habitat surveys were conducted in 1998 and 1999 in accordance with published HEP protocols and included 55,500 feet of transects, 678 m2 plots, and 243 one-tenth-acre plots. Between 123.9 and f 0,794.4 acres were evaluated for each indicator species. Derived habitat suitability indices were multiplied by corresponding cover-type acreages to determine the number of habitat units for each species. The total habitat units credited to BPA for the Iskuulpa Watershed Project and its seven indicator species is 4,567.8 habitat units. Factors limiting habitat suitability are related to the direct, indirect, and cumulative effects of past livestock grazing, road construction, and timber harvest, which have simplified the structure, composition, and diversity of native plant communities. Alternatives for protecting and improving habitat suitability include exclusion of livestock grazing or implementation of restoration grazing schemes, road de-commissioning, reforestation, large woody debris additions to floodplains, control of competing and unwanted vegetation, reestablishing displaced or reduced native vegetation

  10. 48 CFR 32.608-2 - Interest credits.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... following procedures: (1) Interest at the rate under 52.232-17 shall be charged on the reduced debt from the... REQUIREMENTS CONTRACT FINANCING Contract Debts 32.608-2 Interest credits. (a) An equitable interest credit... 48 Federal Acquisition Regulations System 1 2010-10-01 2010-10-01 false Interest credits. 32.608-2...

  11. 23 CFR 140.914 - Credits for improvements.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... Reimbursement for Railroad Work § 140.914 Credits for improvements. (a) Credit shall be made to the project for additions or improvements which provide for higher quality or increased service capability of the operating... 23 Highways 1 2010-04-01 2010-04-01 false Credits for improvements. 140.914 Section 140.914...

  12. 5 CFR 610.408 - Use of credit hours.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Flexible and Compressed Work Schedules § 610.408 Use of credit hours. Members of the Senior Executive Service (SES) may not accumulate credit hours under an alternative work schedule. Any credit hours...

  13. Under-Body Blast Mitigation: Stand-Alone Seat Safety Activation System

    DTIC Science & Technology

    2014-04-01

    Restraints, Airbags or other protection systems) to mitigate injury to the occupant during the onset of the event. Injuries may occur as soon as 2.5 ms...cost-effective sensor to accurately and consistently deploy airbags and other pyrotechnic restraint systems based on accelerometers and other...Circuitry are critically important in order to activate the initiators of air bags and pyrotechnic restraint system such as airbags at the very first

  14. Rubrics as a Mitigating Instrument for Bias in the Grading of Student Writing

    ERIC Educational Resources Information Center

    Gerritson, Michael

    2013-01-01

    The practice of grading student writing often seems arbitrary and unfair to students. It is important to students and educators that writing is fairly and accurately assessed in order to facilitate demonstrable improvement in their composition. This research addressed a specific writing rubric as a method to mitigate implicit or subconscious…

  15. Evaluating fuel complexes for fire hazard mitigation planning in the southeastern United States

    Treesearch

    Anne G. Andreu; Dan Shea; Bernard R. Parresol; Roger D. Ottmar

    2012-01-01

    Fire hazard mitigation planning requires an accurate accounting of fuel complexes to predict potential fire behavior and effects of treatment alternatives. In the southeastern United States, rapid vegetation growth coupled with complex land use history and forest management options requires a dynamic approach to fuel characterization. In this study we assessed...

  16. Online Dual Credits: Measuring the Relationship between Grades Earned in Rural High School Dual Credit Courses and Grades Earned in Post High School College Credit

    ERIC Educational Resources Information Center

    Childs, Joe L.

    2017-01-01

    The extensive body of research into the relationship between online dual credit coursework and the academic success in subsequent coursework for South Dakota students is not well known. South Dakota students are flocking toward the online dual credit option for a number of reasons--reduction in tuition, expedient degree attainment, and to…

  17. Store Security. Credit Card Fraud.

    ERIC Educational Resources Information Center

    Brockway, Jerry

    The manual, intended for use by adults and not in the high school classroom situation, presents material directed toward assisting in the reduction of credit card crime. This teaching guide is organized in three sections which deal with the nature of and major reasons for credit card fraud, the types of hot card runners, and methods of reducing…

  18. 78 FR 63380 - Farm Credit Administration Board Policy Statements

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-10-24

    ... FARM CREDIT ADMINISTRATION 12 CFR Chapter VI Farm Credit Administration Board Policy Statements AGENCY: Farm Credit Administration. ACTION: Notice of policy statements and index. SUMMARY: The Farm Credit Administration (FCA), as part of its annual public notification process, is publishing for notice...

  19. The Student Credit Hour: Counting What Counts

    ERIC Educational Resources Information Center

    Wellman, Jane

    2005-01-01

    The article discusses the student credit hour (SCH). The author begins with a rethinking of the basic unit of measurement in American higher education--the SCH. The credit hour was developed at the turn of the 20th century as a measure of student time in the classroom: one hour per week in class for one semester equalled one SCH. The credit hour…

  20. Correlates of credit card ownership in men and women.

    PubMed

    Yang, Bijou; Lester, David

    2005-06-01

    In a sample of 352 students, correlates of credit card ownership differed by sex. For both men and women, credit card ownership was predicted by their affective attitude toward credit cards. However, whereas for men concern with money as a tactic for gaining power predicted credit card ownership, for women feelings of insecurity about having sufficient money and having a conservative approach to money predicted credit card ownership.

  1. Credit risk identification and suggestions of electricity market

    NASA Astrophysics Data System (ADS)

    He, Chuan; Wang, Haichao; Chen, Zhongyuan; Hao, Yuxing; Jiang, Hailong; Qian, Hanhan; Wang, Meibao

    2018-03-01

    The power industry has a long history of credit problems, and the power industry has credit problems such as power users defaulting on electricity bills before the new electricity reform. With the reform of the power system, the credit problems in the power industry will be more complicated. How to effectively avoid the risk factors existing in the course of market operation and how to safeguard the fairness and standardization of market operation is an urgent problem to be solved. This paper first describes the credit risk in power market, and analyzes the components of credit risk identification in power market, puts forward suggestions on power market risk management.

  2. 12 CFR 1400.1 - Farm Credit System Insurance Corporation.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 9 2013-01-01 2013-01-01 false Farm Credit System Insurance Corporation. 1400.1 Section 1400.1 Banks and Banking FARM CREDIT SYSTEM INSURANCE CORPORATION ORGANIZATION AND FUNCTIONS Organization and Functions § 1400.1 Farm Credit System Insurance Corporation. The Farm Credit...

  3. 12 CFR 1400.1 - Farm Credit System Insurance Corporation.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 9 2012-01-01 2012-01-01 false Farm Credit System Insurance Corporation. 1400.1 Section 1400.1 Banks and Banking FARM CREDIT SYSTEM INSURANCE CORPORATION ORGANIZATION AND FUNCTIONS Organization and Functions § 1400.1 Farm Credit System Insurance Corporation. The Farm Credit...

  4. 12 CFR 1400.1 - Farm Credit System Insurance Corporation.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 7 2011-01-01 2011-01-01 false Farm Credit System Insurance Corporation. 1400.1 Section 1400.1 Banks and Banking FARM CREDIT SYSTEM INSURANCE CORPORATION ORGANIZATION AND FUNCTIONS Organization and Functions § 1400.1 Farm Credit System Insurance Corporation. The Farm Credit...

  5. 12 CFR 1400.1 - Farm Credit System Insurance Corporation.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 10 2014-01-01 2014-01-01 false Farm Credit System Insurance Corporation. 1400.1 Section 1400.1 Banks and Banking FARM CREDIT SYSTEM INSURANCE CORPORATION ORGANIZATION AND FUNCTIONS Organization and Functions § 1400.1 Farm Credit System Insurance Corporation. The Farm Credit...

  6. 12 CFR 1400.1 - Farm Credit System Insurance Corporation.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 7 2010-01-01 2010-01-01 false Farm Credit System Insurance Corporation. 1400.1 Section 1400.1 Banks and Banking FARM CREDIT SYSTEM INSURANCE CORPORATION ORGANIZATION AND FUNCTIONS Organization and Functions § 1400.1 Farm Credit System Insurance Corporation. The Farm Credit...

  7. Consumer Survival: Money Management, Credit, Bankruptcy.

    ERIC Educational Resources Information Center

    Allen, Judy L.

    1983-01-01

    To teach money management effectively, an examination of credit use today and a profile of the person in financial trouble are needed. If credit patterns and bankruptcy are understood, recommendations can be made about curriculum content for money management. (SK)

  8. 76 FR 10209 - Corporate Credit Unions

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-02-24

    ... natural person credit unions (NPCUs) may wish to form new corporates. Previous corporate chartering... NCUA's standards for evaluating applications. It also included detailed timelines for processing... natural person representatives of natural person credit unions (NPCUs)--``the subscribers''--may charter a...

  9. 75 FR 1057 - Farm Credit Administration Board; Regular Meeting

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-01-08

    ... FARM CREDIT ADMINISTRATION Farm Credit Administration Board; Regular Meeting AGENCY: Farm Credit Administration. SUMMARY: Notice is hereby given, pursuant to the Government in the Sunshine Act (5 U.S.C. 552b(e)(3)), of the regular meeting of the Farm Credit Administration Board (Board). Date and Time: The...

  10. 10 CFR 490.507 - Credit activity reporting requirements.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 10 Energy 3 2011-01-01 2011-01-01 false Credit activity reporting requirements. 490.507 Section 490.507 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.507 Credit activity reporting requirements. (a) A covered...

  11. 10 CFR 490.507 - Credit activity reporting requirements.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 10 Energy 3 2013-01-01 2013-01-01 false Credit activity reporting requirements. 490.507 Section 490.507 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.507 Credit activity reporting requirements. (a) A covered...

  12. 10 CFR 490.507 - Credit activity reporting requirements.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 10 Energy 3 2010-01-01 2010-01-01 false Credit activity reporting requirements. 490.507 Section 490.507 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.507 Credit activity reporting requirements. (a) A covered...

  13. 10 CFR 490.507 - Credit activity reporting requirements.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 10 Energy 3 2012-01-01 2012-01-01 false Credit activity reporting requirements. 490.507 Section 490.507 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.507 Credit activity reporting requirements. (a) A covered...

  14. 10 CFR 490.507 - Credit activity reporting requirements.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 10 Energy 3 2014-01-01 2014-01-01 false Credit activity reporting requirements. 490.507 Section 490.507 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.507 Credit activity reporting requirements. (a) A covered...

  15. 7 CFR 1005.80 - Transportation credit balancing fund.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 9 2010-01-01 2009-01-01 true Transportation credit balancing fund. 1005.80 Section... MARKETING AREA Order Regulating Handling Marketwide Service Payments § 1005.80 Transportation credit balancing fund. The market administrator shall maintain a separate fund known as the Transportation Credit...

  16. 7 CFR 1007.80 - Transportation credit balancing fund.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 9 2010-01-01 2009-01-01 true Transportation credit balancing fund. 1007.80 Section... AREA Order Regulating Handling Marketwide Service Payments § 1007.80 Transportation credit balancing fund. The market administrator shall maintain a separate fund known as the Transportation Credit...

  17. 12 CFR 741.222 - Credit union service organizations.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Credit union service organizations. 741.222 Section 741.222 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS..., including check cashing services, sale of negotiable checks, money orders, and electronic transaction...

  18. 7 CFR 1005.80 - Transportation credit balancing fund.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 7 Agriculture 9 2012-01-01 2012-01-01 false Transportation credit balancing fund. 1005.80 Section... MARKETING AREA Order Regulating Handling Marketwide Service Payments § 1005.80 Transportation credit balancing fund. The market administrator shall maintain a separate fund known as the Transportation Credit...

  19. 7 CFR 1007.80 - Transportation credit balancing fund.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 9 2014-01-01 2013-01-01 true Transportation credit balancing fund. 1007.80 Section... AREA Order Regulating Handling Marketwide Service Payments § 1007.80 Transportation credit balancing fund. The market administrator shall maintain a separate fund known as the Transportation Credit...

  20. 7 CFR 1007.80 - Transportation credit balancing fund.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 9 2011-01-01 2011-01-01 false Transportation credit balancing fund. 1007.80 Section... AREA Order Regulating Handling Marketwide Service Payments § 1007.80 Transportation credit balancing fund. The market administrator shall maintain a separate fund known as the Transportation Credit...

  1. 7 CFR 1007.80 - Transportation credit balancing fund.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 7 Agriculture 9 2012-01-01 2012-01-01 false Transportation credit balancing fund. 1007.80 Section... AREA Order Regulating Handling Marketwide Service Payments § 1007.80 Transportation credit balancing fund. The market administrator shall maintain a separate fund known as the Transportation Credit...

  2. 7 CFR 1007.80 - Transportation credit balancing fund.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 7 Agriculture 9 2013-01-01 2013-01-01 false Transportation credit balancing fund. 1007.80 Section... AREA Order Regulating Handling Marketwide Service Payments § 1007.80 Transportation credit balancing fund. The market administrator shall maintain a separate fund known as the Transportation Credit...

  3. 7 CFR 1005.80 - Transportation credit balancing fund.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 9 2011-01-01 2011-01-01 false Transportation credit balancing fund. 1005.80 Section... MARKETING AREA Order Regulating Handling Marketwide Service Payments § 1005.80 Transportation credit balancing fund. The market administrator shall maintain a separate fund known as the Transportation Credit...

  4. 7 CFR 1005.80 - Transportation credit balancing fund.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 9 2014-01-01 2013-01-01 true Transportation credit balancing fund. 1005.80 Section... MARKETING AREA Order Regulating Handling Marketwide Service Payments § 1005.80 Transportation credit balancing fund. The market administrator shall maintain a separate fund known as the Transportation Credit...

  5. 7 CFR 1005.80 - Transportation credit balancing fund.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 7 Agriculture 9 2013-01-01 2013-01-01 false Transportation credit balancing fund. 1005.80 Section... MARKETING AREA Order Regulating Handling Marketwide Service Payments § 1005.80 Transportation credit balancing fund. The market administrator shall maintain a separate fund known as the Transportation Credit...

  6. 77 FR 8184 - Foreign Tax Credit Splitting Events

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-02-14

    ... Foreign Tax Credit Splitting Events AGENCY: Internal Revenue Service (IRS), Treasury. ACTION: Notice of... these proposed regulations. The regulations affect taxpayers claiming foreign tax credits. Special... of the Federal Register.] Sec. 1.909-6 Pre-2011 foreign tax credit splitting events. [The text of...

  7. 75 FR 71526 - Corporate Credit Unions, Technical Corrections

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-11-24

    ... NATIONAL CREDIT UNION ADMINISTRATION 12 CFR Part 704 RIN 3133-AD58 Corporate Credit Unions... request for comments. SUMMARY: NCUA is issuing technical corrections to its corporate credit union rule... for submitting comments. NCUA Web site: http://www.ncua.gov/Resources/RegulationsOpinionsLaws/Proposed...

  8. 20 CFR 606.20 - Cap on tax credit reduction.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 20 Employees' Benefits 3 2010-04-01 2010-04-01 false Cap on tax credit reduction. 606.20 Section... Tax Credit Reduction § 606.20 Cap on tax credit reduction. (a) Applicability. Subsection (f) of section 3302 of FUTA authorizes a limitation (cap) on the reduction of tax credits by reason of an...

  9. Expanding coverage via tax credits: trade-offs and outcomes.

    PubMed

    Pauly, M; Herring, B

    2001-01-01

    In this paper we discuss various options for using refundable tax credits to reduce the number of uninsured persons. The effect of tax credits on the number of uninsured depends on the form of the credit scheme adopted. Moreover, since large subsidies for private insurance directed to low-income persons have never been implemented, there is considerable uncertainty about the effect of various tax credit proposals. We find that small credits will do little to reduce the number of uninsured but that credits covering about half of the premium for a benchmark policy might have a significant effect, especially if they take a fixed-dollar form and can be used for policies with few restrictions. Finally, we discuss the normative issues surrounding the "costs" of these credits schemes, and the policy issues raised by the uncertainty of the effects.

  10. 48 CFR 2131.201-5 - Credits.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 48 Federal Acquisition Regulations System 6 2011-10-01 2011-10-01 false Credits. 2131.201-5 Section 2131.201-5 Federal Acquisition Regulations System OFFICE OF PERSONNEL MANAGEMENT, FEDERAL... PRINCIPLES AND PROCEDURES Contracts With Commercial Organizations 2131.201-5 Credits. The provisions of FAR...

  11. 48 CFR 1631.201-70 - Credits.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 48 Federal Acquisition Regulations System 6 2011-10-01 2011-10-01 false Credits. 1631.201-70 Section 1631.201-70 Federal Acquisition Regulations System OFFICE OF PERSONNEL MANAGEMENT FEDERAL... AND PROCEDURES Contracts With Commercial Organizations 1631.201-70 Credits. The provisions of FAR 31...

  12. 48 CFR 1631.201-70 - Credits.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 48 Federal Acquisition Regulations System 6 2010-10-01 2010-10-01 true Credits. 1631.201-70 Section 1631.201-70 Federal Acquisition Regulations System OFFICE OF PERSONNEL MANAGEMENT FEDERAL... AND PROCEDURES Contracts With Commercial Organizations 1631.201-70 Credits. The provisions of FAR 31...

  13. Prefrontal system dysfunction and credit card debt.

    PubMed

    Spinella, Marcello; Yang, Bijou; Lester, David

    2004-10-01

    Credit card use often involves a disadvantageous allocation of finances because they allow for spending beyond means and buying on impulse. Accordingly they are associated with increased bankruptcy, anxiety, stress, and health problems. Mounting evidence from functional neuroimaging and clinical studies implicates prefrontal-subcortical systems in processing financial information. This study examined the relationship of credit card debt and executive functions using the Frontal System Behavior Scale (FRSBE). After removing the influences of demographic variables (age, sex, education, and income), credit card debt was associated with the Executive Dysfunction scale, but not the Apathy or Disinhibition scales. This suggests that processes of conceptualizing and organizing finances are most relevant to credit card debt, and implicates dorsolateral prefrontal dysfunction.

  14. 40 CFR 80.315 - How are credits used and what are the limitations on credit use?

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 40 Protection of Environment 16 2010-07-01 2010-07-01 false How are credits used and what are the... compliance with the transferee's averaging standard, regardless of the transferee's good faith belief that... standards under § 80.195 during the 2005 and 2006 averaging periods. Such credits may be used to demonstrate...

  15. 40 CFR 80.315 - How are credits used and what are the limitations on credit use?

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... 40 Protection of Environment 17 2013-07-01 2013-07-01 false How are credits used and what are the... compliance with the transferee's averaging standard, regardless of the transferee's good faith belief that... standards under § 80.195 during the 2005 and 2006 averaging periods. Such credits may be used to demonstrate...

  16. 40 CFR 80.315 - How are credits used and what are the limitations on credit use?

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... 40 Protection of Environment 17 2012-07-01 2012-07-01 false How are credits used and what are the... compliance with the transferee's averaging standard, regardless of the transferee's good faith belief that... standards under § 80.195 during the 2005 and 2006 averaging periods. Such credits may be used to demonstrate...

  17. 40 CFR 80.315 - How are credits used and what are the limitations on credit use?

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... 40 Protection of Environment 17 2014-07-01 2014-07-01 false How are credits used and what are the... compliance with the transferee's averaging standard, regardless of the transferee's good faith belief that... standards under § 80.195 during the 2005 and 2006 averaging periods. Such credits may be used to demonstrate...

  18. 40 CFR 80.315 - How are credits used and what are the limitations on credit use?

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 40 Protection of Environment 16 2011-07-01 2011-07-01 false How are credits used and what are the... compliance with the transferee's averaging standard, regardless of the transferee's good faith belief that... standards under § 80.195 during the 2005 and 2006 averaging periods. Such credits may be used to demonstrate...

  19. 75 FR 80678 - Conversions of Insured Credit Unions

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-12-23

    ... Conversions of Insured Credit Unions AGENCY: National Credit Union Administration (NCUA). ACTION: Interim... of the phrase ``Regional Director'' in NCUA's rule on credit union to mutual savings bank conversions and to add the same revised definition of that phrase to NCUA's rule on conversions to nonfederal...

  20. 12 CFR 614.4030 - Federal land credit associations.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... authorized by their respective funding banks; and (iii) Any certified agricultural mortgage marketing... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Federal land credit associations. 614.4030 Section 614.4030 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND...

  1. 49 CFR 536.7 - Treatment of carryback credits.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 49 Transportation 6 2010-10-01 2010-10-01 false Treatment of carryback credits. 536.7 Section 536.7 Transportation Other Regulations Relating to Transportation (Continued) NATIONAL HIGHWAY TRAFFIC... Treatment of carryback credits. (a) Carryback credits earned in a compliance category in any model year may...

  2. 26 CFR 31.3302(b)-1 - Additional credit against tax.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 26 Internal Revenue 15 2010-04-01 2010-04-01 false Additional credit against tax. 31.3302(b)-1... credit against tax. (a) In general. In addition to the credit against the tax allowable for contributions... credit allowable against the tax for such year shall be the aggregate of the additional credits allowable...

  3. 12 CFR 226.11 - Treatment of credit balances; account termination.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 3 2011-01-01 2011-01-01 false Treatment of credit balances; account... credit balances; account termination. (a) Credit balances. When a credit balance in excess of $1 is created on a credit account (through transmittal of funds to a creditor in excess of the total balance due...

  4. Dual Credit/Dual Enrollment and Data Driven Policy Implementation

    ERIC Educational Resources Information Center

    Lichtenberger, Eric; Witt, M. Allison; Blankenberger, Bob; Franklin, Doug

    2014-01-01

    The use of dual credit has been expanding rapidly. Dual credit is a college course taken by a high school student for which both college and high school credit is given. Previous studies provided limited quantitative evidence that dual credit/dual enrollment is directly connected to positive student outcomes. In this study, predictive statistics…

  5. 12 CFR 704.17 - State-chartered corporate credit unions.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... provided under the laws of the state in which it was chartered. (b) A state-chartered corporate credit... 12 Banks and Banking 6 2010-01-01 2010-01-01 false State-chartered corporate credit unions. 704.17... CORPORATE CREDIT UNIONS § 704.17 State-chartered corporate credit unions. (a) This part does not expand the...

  6. 12 CFR 721.4 - How may a credit union apply to engage in an activity that is not preapproved as within a credit...

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 6 2011-01-01 2011-01-01 false How may a credit union apply to engage in an activity that is not preapproved as within a credit union's incidental powers? 721.4 Section 721.4 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS INCIDENTAL POWERS...

  7. 12 CFR 2.3 - Distribution of credit life insurance income.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 1 2014-01-01 2014-01-01 false Distribution of credit life insurance income. 2... CREDIT LIFE INSURANCE § 2.3 Distribution of credit life insurance income. (a) Distribution of credit life... percent), who is involved in the sale of credit life insurance to loan customers of the national bank, to...

  8. 10 CFR 490.505 - Credit accounts.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 10 Energy 3 2013-01-01 2013-01-01 false Credit accounts. 490.505 Section 490.505 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle... covered person who obtains an alternative fueled vehicle credit. (b) DOE shall send to each fleet and...

  9. 10 CFR 490.505 - Credit accounts.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 10 Energy 3 2012-01-01 2012-01-01 false Credit accounts. 490.505 Section 490.505 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle... covered person who obtains an alternative fueled vehicle credit. (b) DOE shall send to each fleet and...

  10. 10 CFR 490.505 - Credit accounts.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 10 Energy 3 2010-01-01 2010-01-01 false Credit accounts. 490.505 Section 490.505 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle... covered person who obtains an alternative fueled vehicle credit. (b) DOE shall send to each fleet and...

  11. 10 CFR 490.505 - Credit accounts.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 10 Energy 3 2014-01-01 2014-01-01 false Credit accounts. 490.505 Section 490.505 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle... covered person who obtains an alternative fueled vehicle credit. (b) DOE shall send to each fleet and...

  12. 10 CFR 490.505 - Credit accounts.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 10 Energy 3 2011-01-01 2011-01-01 false Credit accounts. 490.505 Section 490.505 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle... covered person who obtains an alternative fueled vehicle credit. (b) DOE shall send to each fleet and...

  13. The Credit Hour and Public Budgeting.

    ERIC Educational Resources Information Center

    Wellman, Jane V.

    2003-01-01

    Discusses the ways the credit hour has come to be used by public funding systems in higher education. The literature review shows that the credit hour has become a barrier to innovation and a way to create systemic inequities between institutions or sectors in resource allocation. (SLD)

  14. 48 CFR 2131.201-5 - Credits.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 48 Federal Acquisition Regulations System 6 2010-10-01 2010-10-01 true Credits. 2131.201-5 Section 2131.201-5 Federal Acquisition Regulations System OFFICE OF PERSONNEL MANAGEMENT, FEDERAL EMPLOYEES... PRINCIPLES AND PROCEDURES Contracts With Commercial Organizations 2131.201-5 Credits. The provisions of FAR...

  15. 40 CFR 403.7 - Removal credits.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... 40 Protection of Environment 30 2013-07-01 2012-07-01 true Removal credits. 403.7 Section 403.7 Protection of Environment ENVIRONMENTAL PROTECTION AGENCY (CONTINUED) EFFLUENT GUIDELINES AND STANDARDS GENERAL PRETREATMENT REGULATIONS FOR EXISTING AND NEW SOURCES OF POLLUTION § 403.7 Removal credits. (a...

  16. 76 FR 59237 - Equal Credit Opportunity

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-09-26

    ... report information concerning credit applications made by women or minority-owned businesses and by small... report information concerning credit applications made by women or minority- owned businesses and by... opportunities of women-owned, minority-owned, and small businesses.'' ECOA Section 704B became effective on the...

  17. Pueblo Community College, Dual Credit Handbook, 1998-99.

    ERIC Educational Resources Information Center

    Griffith, Mary

    This Dual Credit Handbook from Pueblo Community College (CO) provides information and guidelines to assist instructors in meeting their assignment. These guidelines apply to dual credit courses offered to high school students during their regular school hours, for which students receive high school- and college-level credit simultaneously. This…

  18. 49 CFR 260.17 - Credit risk premium analysis.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 49 Transportation 4 2010-10-01 2010-10-01 false Credit risk premium analysis. 260.17 Section 260... Financial Assistance § 260.17 Credit risk premium analysis. (a) When Federal appropriations are not available to cover the total subsidy cost, the Administrator will determine the Credit Risk Premium...

  19. 20 CFR 601.4 - Certification for tax credit.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 20 Employees' Benefits 3 2010-04-01 2010-04-01 false Certification for tax credit. 601.4 Section 601.4 Employees' Benefits EMPLOYMENT AND TRAINING ADMINISTRATION, DEPARTMENT OF LABOR ADMINISTRATIVE... and Additional Tax Credit and Grant Purposes § 601.4 Certification for tax credit. (a) Within 30 days...

  20. Student Participation under Random and Delayed Credit Contingencies

    ERIC Educational Resources Information Center

    Aspiranti, K. B.; McCleary, D. F.; McCleary, L. N.; Ga-lyon, C. E.; Blondin, C. A.; Yaw, J. S.; Williams, R. L.

    2013-01-01

    The authors examined the effects of randomized and delayed credit on the percentage of college students participating at four pre-defined levels on each class discussion day: non-participation, credit-level participation, frequent participation, and dominant participation. Although the same amount of participation credit was available to students…

  1. Earned Income Credit Utilization by Welfare Recipients: A Case Study of Minnesota's Earned Income Credit Program

    ERIC Educational Resources Information Center

    Hirasuna, Donald P.; Stinson, Thomas F.

    2007-01-01

    This paper examines utilization of a state earned income credit by AFDC and TANF recipients. Although utilization percentages are increasing, we find that among TANF recipients in 1999, 45.7 percent of all households and 34.8 percent of eligible households did not receive the state earned income credit. Moreover, we find that utilization may…

  2. 7 CFR 1980.308 - Full faith and credit.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 14 2010-01-01 2009-01-01 true Full faith and credit. 1980.308 Section 1980.308...) PROGRAM REGULATIONS (CONTINUED) GENERAL Rural Housing Loans § 1980.308 Full faith and credit. The loan note guarantee constitutes an obligation supported by the full faith and credit of the United States...

  3. 7 CFR 1980.308 - Full faith and credit.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 14 2011-01-01 2011-01-01 false Full faith and credit. 1980.308 Section 1980.308...) PROGRAM REGULATIONS (CONTINUED) GENERAL Rural Housing Loans § 1980.308 Full faith and credit. The loan note guarantee constitutes an obligation supported by the full faith and credit of the United States...

  4. 27 CFR 19.267 - Adjustments for credited tax.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... balance of the tax credit to one or more following tax returns until the tax credit is exhausted. (26 U.S... tax. 19.267 Section 19.267 Alcohol, Tobacco Products and Firearms ALCOHOL AND TOBACCO TAX AND TRADE BUREAU, DEPARTMENT OF THE TREASURY LIQUORS DISTILLED SPIRITS PLANTS Claims Rules Regarding Credits...

  5. 10 CFR 490.503 - Credit allocation.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 10 Energy 3 2012-01-01 2012-01-01 false Credit allocation. 490.503 Section 490.503 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle... described in section 490.507 of this part, DOE shall allocate one credit for each alternative fueled vehicle...

  6. 10 CFR 490.503 - Credit allocation.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 10 Energy 3 2011-01-01 2011-01-01 false Credit allocation. 490.503 Section 490.503 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle... described in section 490.507 of this part, DOE shall allocate one credit for each alternative fueled vehicle...

  7. 10 CFR 490.503 - Credit allocation.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 10 Energy 3 2014-01-01 2014-01-01 false Credit allocation. 490.503 Section 490.503 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle... described in section 490.507 of this part, DOE shall allocate one credit for each alternative fueled vehicle...

  8. 10 CFR 490.503 - Credit allocation.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 10 Energy 3 2013-01-01 2013-01-01 false Credit allocation. 490.503 Section 490.503 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle... described in section 490.507 of this part, DOE shall allocate one credit for each alternative fueled vehicle...

  9. 10 CFR 490.503 - Credit allocation.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 10 Energy 3 2010-01-01 2010-01-01 false Credit allocation. 490.503 Section 490.503 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle... described in section 490.507 of this part, DOE shall allocate one credit for each alternative fueled vehicle...

  10. 7 CFR 3575.3 - Full faith and credit.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 15 2010-01-01 2010-01-01 false Full faith and credit. 3575.3 Section 3575.3... AGRICULTURE GENERAL Community Programs Guaranteed Loans § 3575.3 Full faith and credit. The Loan Note Guarantee constitutes an obligation supported by the full faith and credit of the United States and is not...

  11. 7 CFR 1779.3 - Full faith and credit.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 12 2014-01-01 2013-01-01 true Full faith and credit. 1779.3 Section 1779.3... AGRICULTURE (CONTINUED) WATER AND WASTE DISPOSAL PROGRAMS GUARANTEED LOANS § 1779.3 Full faith and credit. The Loan Note Guarantee constitutes an obligation supported by the full faith and credit of the United...

  12. 7 CFR 3575.3 - Full faith and credit.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 7 Agriculture 15 2012-01-01 2012-01-01 false Full faith and credit. 3575.3 Section 3575.3... AGRICULTURE GENERAL Community Programs Guaranteed Loans § 3575.3 Full faith and credit. The Loan Note Guarantee constitutes an obligation supported by the full faith and credit of the United States and is not...

  13. 7 CFR 3575.3 - Full faith and credit.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 15 2011-01-01 2011-01-01 false Full faith and credit. 3575.3 Section 3575.3... AGRICULTURE GENERAL Community Programs Guaranteed Loans § 3575.3 Full faith and credit. The Loan Note Guarantee constitutes an obligation supported by the full faith and credit of the United States and is not...

  14. 7 CFR 1779.3 - Full faith and credit.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 12 2011-01-01 2011-01-01 false Full faith and credit. 1779.3 Section 1779.3... AGRICULTURE (CONTINUED) WATER AND WASTE DISPOSAL PROGRAMS GUARANTEED LOANS § 1779.3 Full faith and credit. The Loan Note Guarantee constitutes an obligation supported by the full faith and credit of the United...

  15. 7 CFR 3555.108 - Full faith and credit.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 15 2014-01-01 2014-01-01 false Full faith and credit. 3555.108 Section 3555.108... AGRICULTURE GUARANTEED RURAL HOUSING PROGRAM (Eff. 9-1-14) Loan Requirements § 3555.108 Full faith and credit. (a) General. The Loan Note Guarantee constitutes an obligation supported by the full faith and credit...

  16. 7 CFR 1779.3 - Full faith and credit.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 7 Agriculture 12 2012-01-01 2012-01-01 false Full faith and credit. 1779.3 Section 1779.3... AGRICULTURE (CONTINUED) WATER AND WASTE DISPOSAL PROGRAMS GUARANTEED LOANS § 1779.3 Full faith and credit. The Loan Note Guarantee constitutes an obligation supported by the full faith and credit of the United...

  17. 7 CFR 3575.3 - Full faith and credit.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 15 2014-01-01 2014-01-01 false Full faith and credit. 3575.3 Section 3575.3... AGRICULTURE GENERAL Community Programs Guaranteed Loans § 3575.3 Full faith and credit. The Loan Note Guarantee constitutes an obligation supported by the full faith and credit of the United States and is not...

  18. 7 CFR 762.103 - Full faith and credit.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 7 Agriculture 7 2013-01-01 2013-01-01 false Full faith and credit. 762.103 Section 762.103... AGRICULTURE SPECIAL PROGRAMS GUARANTEED FARM LOANS § 762.103 Full faith and credit. (a) Fraud and misrepresentation. The loan guarantee constitutes an obligation supported by the full faith and credit of the United...

  19. 7 CFR 1779.3 - Full faith and credit.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 7 Agriculture 12 2013-01-01 2013-01-01 false Full faith and credit. 1779.3 Section 1779.3... AGRICULTURE (CONTINUED) WATER AND WASTE DISPOSAL PROGRAMS GUARANTEED LOANS § 1779.3 Full faith and credit. The Loan Note Guarantee constitutes an obligation supported by the full faith and credit of the United...

  20. 7 CFR 3575.3 - Full faith and credit.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 7 Agriculture 15 2013-01-01 2013-01-01 false Full faith and credit. 3575.3 Section 3575.3... AGRICULTURE GENERAL Community Programs Guaranteed Loans § 3575.3 Full faith and credit. The Loan Note Guarantee constitutes an obligation supported by the full faith and credit of the United States and is not...

  1. 17 CFR 256.411.5 - Investment tax credit.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 17 Commodity and Securities Exchanges 3 2010-04-01 2010-04-01 false Investment tax credit. 256.411... HOLDING COMPANY ACT OF 1935 Income and Expense Accounts § 256.411.5 Investment tax credit. (a) This account shall be debited with the amounts of investment tax credits related to service company property...

  2. How To Be...Credit Smart. "Straight Talk" Series.

    ERIC Educational Resources Information Center

    American Financial Services Association, Washington, DC. Consumer Credit Education Foundation.

    Designed for first-time borrowers, this pamphlet describes the basics of credit as a part of personal financial planning. Following a self-quiz (with answers) that tests the reader's knowledge of credit, the pamphlet provides guidelines for responsible credit use and outlines steps to take if debt problems occur. Topics covered include the…

  3. 17 CFR 256.411.5 - Investment tax credit.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 17 Commodity and Securities Exchanges 3 2011-04-01 2011-04-01 false Investment tax credit. 256.411... HOLDING COMPANY ACT OF 1935 Income and Expense Accounts § 256.411.5 Investment tax credit. (a) This account shall be debited with the amounts of investment tax credits related to service company property...

  4. 5 CFR 550.1405 - Crediting compensatory time off.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... ADMINISTRATION (GENERAL) Compensatory Time Off for Travel § 550.1405 Crediting compensatory time off. (a) Upon a... employee is entitled to credit for compensatory time off for travel under the conditions specified in this... employee's request for credit of compensatory time off for travel may be denied if the request is not filed...

  5. 5 CFR 550.1405 - Crediting compensatory time off.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... ADMINISTRATION (GENERAL) Compensatory Time Off for Travel § 550.1405 Crediting compensatory time off. (a) Upon a... employee is entitled to credit for compensatory time off for travel under the conditions specified in this... employee's request for credit of compensatory time off for travel may be denied if the request is not filed...

  6. 5 CFR 550.1405 - Crediting compensatory time off.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... ADMINISTRATION (GENERAL) Compensatory Time Off for Travel § 550.1405 Crediting compensatory time off. (a) Upon a... employee is entitled to credit for compensatory time off for travel under the conditions specified in this... employee's request for credit of compensatory time off for travel may be denied if the request is not filed...

  7. 5 CFR 550.1405 - Crediting compensatory time off.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... ADMINISTRATION (GENERAL) Compensatory Time Off for Travel § 550.1405 Crediting compensatory time off. (a) Upon a... employee is entitled to credit for compensatory time off for travel under the conditions specified in this... employee's request for credit of compensatory time off for travel may be denied if the request is not filed...

  8. 5 CFR 550.1405 - Crediting compensatory time off.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... ADMINISTRATION (GENERAL) Compensatory Time Off for Travel § 550.1405 Crediting compensatory time off. (a) Upon a... employee is entitled to credit for compensatory time off for travel under the conditions specified in this... employee's request for credit of compensatory time off for travel may be denied if the request is not filed...

  9. 12 CFR 614.4810 - Standby letters of credit.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... party in the performance of an obligation. (b) As a matter of sound banking practice, banks for... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Standby letters of credit. 614.4810 Section 614.4810 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Banks...

  10. Assigning Publication Credit in Collaborative Research.

    ERIC Educational Resources Information Center

    Bridgwater, Carol Austin; And Others

    Publication credit has taken on great significance with the advent of an increasingly competitive academic job market and the decline in federal funds for psychological research. Policies regarding assignment of publication credit help to mold the careers of academic psychologists. A sample of psychologists was asked to endorse what they…

  11. 47 CFR 90.910 - Bidding credits.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... Telecommunication FEDERAL COMMUNICATIONS COMMISSION (CONTINUED) SAFETY AND SPECIAL RADIO SERVICES PRIVATE LAND....910 Bidding credits. A winning bidder that qualifies as a very small business, as defined in § 90.912(b)(2), or a consortium of very small businesses may use a bidding credit of 35 percent to lower the...

  12. 7 CFR 1738.31 - Full faith and credit.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 11 2010-01-01 2010-01-01 false Full faith and credit. 1738.31 Section 1738.31... AGRICULTURE RURAL BROADBAND ACCESS LOANS AND LOAN GUARANTEES Types of Loans § 1738.31 Full faith and credit. Loan guarantees made under this part are supported by the full faith and credit of the United States. ...

  13. 7 CFR 763.3 - Full faith and credit.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 7 Agriculture 7 2013-01-01 2013-01-01 false Full faith and credit. 763.3 Section 763.3 Agriculture... SPECIAL PROGRAMS LAND CONTRACT GUARANTEE PROGRAM § 763.3 Full faith and credit. (a) The land contract guarantee constitutes an obligation supported by the full faith and credit of the United States. The Agency...

  14. 7 CFR 1738.31 - Full faith and credit.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 11 2011-01-01 2011-01-01 false Full faith and credit. 1738.31 Section 1738.31... AGRICULTURE RURAL BROADBAND ACCESS LOANS AND LOAN GUARANTEES Types of Loans § 1738.31 Full faith and credit. Loan guarantees made under this part are supported by the full faith and credit of the United States. ...

  15. 7 CFR 763.3 - Full faith and credit.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 7 2014-01-01 2014-01-01 false Full faith and credit. 763.3 Section 763.3 Agriculture... SPECIAL PROGRAMS LAND CONTRACT GUARANTEE PROGRAM § 763.3 Full faith and credit. (a) The land contract guarantee constitutes an obligation supported by the full faith and credit of the United States. The Agency...

  16. 26 CFR 1.41-9 - Alternative simplified credit.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 26 Internal Revenue 1 2010-04-01 2010-04-01 true Alternative simplified credit. 1.41-9 Section 1.41-9 Internal Revenue INTERNAL REVENUE SERVICE, DEPARTMENT OF THE TREASURY INCOME TAX INCOME TAXES Credits Against Tax § 1.41-9 Alternative simplified credit. [Reserved] For further guidance, see § 1.41-9T...

  17. 26 CFR 1.25A-3 - Hope Scholarship Credit.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 26 Internal Revenue 1 2014-04-01 2013-04-01 true Hope Scholarship Credit. 1.25A-3 Section 1.25A-3... Rates During A Taxable Year § 1.25A-3 Hope Scholarship Credit. (a) Amount of the credit—(1) In general. Subject to the phaseout of the education tax credit described in § 1.25A-1(c), the Hope Scholarship Credit...

  18. 26 CFR 1.25A-3 - Hope Scholarship Credit.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 26 Internal Revenue 1 2013-04-01 2013-04-01 false Hope Scholarship Credit. 1.25A-3 Section 1.25A-3... Rates During A Taxable Year § 1.25A-3 Hope Scholarship Credit. (a) Amount of the credit—(1) In general. Subject to the phaseout of the education tax credit described in § 1.25A-1(c), the Hope Scholarship Credit...

  19. 26 CFR 1.25A-3 - Hope Scholarship Credit.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 26 Internal Revenue 1 2012-04-01 2012-04-01 false Hope Scholarship Credit. 1.25A-3 Section 1.25A-3... Rates During A Taxable Year § 1.25A-3 Hope Scholarship Credit. (a) Amount of the credit—(1) In general. Subject to the phaseout of the education tax credit described in § 1.25A-1(c), the Hope Scholarship Credit...

  20. A health insurance tax credit for uninsured workers.

    PubMed

    Zelenak, L

    2001-01-01

    This paper describes a new system of tax credits to help low-income workers pay for health insurance. The system would be designed to subsidize health insurance coverage for workers who are currently uninsured, or who pay high premiums for nongroup insurance. Anyone age 19 or older who is not covered by Medicaid, Medicare, or employer-sponsored health insurance would be eligible for a health insurance tax credit (HITC), administered through the Internal Revenue Service. The base amount of the proposed credit would be $2,000 per year for each covered individual, but this amount would be adjusted for the individual's age and sex, according to the effect of age and sex on the cost of insurance coverage. The base amount of the credit would be reduced by $150 for every $1,000 by which a person's income exceeded 200% of the federal poverty level, thus limiting HITC eligibility to lower-income workers. To encourage participation in the credit program, most of the credit would be available through an advance payment system, with final reconciliation after year's end.

  1. 7 CFR 4280.139 - Credit quality.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... credit analysis, including adequacy of equity, cash flow, collateral, history, management, and the current status of the industry for which credit is to be extended. (a) Cash flow. All efforts will be made... paragraph (d)(2) of this section for loans of $600,000 or less. Cash equity injection, as discussed in...

  2. 7 CFR 4280.139 - Credit quality.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... credit analysis, including adequacy of equity, cash flow, collateral, history, management, and the current status of the industry for which credit is to be extended. (a) Cash flow. All efforts will be made... paragraph (d)(2) of this section for loans of $600,000 or less. Cash equity injection, as discussed in...

  3. 7 CFR 4280.139 - Credit quality.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... credit analysis, including adequacy of equity, cash flow, collateral, history, management, and the current status of the industry for which credit is to be extended. (a) Cash flow. All efforts will be made... paragraph (d)(2) of this section for loans of $600,000 or less. Cash equity injection, as discussed in...

  4. 7 CFR 763.3 - Full faith and credit.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 7 Agriculture 7 2012-01-01 2012-01-01 false Full faith and credit. 763.3 Section 763.3 Agriculture... SPECIAL PROGRAMS LAND CONTRACT GUARANTEE PROGRAM (Eff. 1-3-12) § 763.3 Full faith and credit. (a) The land contract guarantee constitutes an obligation supported by the full faith and credit of the United States...

  5. 5 CFR 1315.13 - Commodity Credit Corporation payments.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 5 Administrative Personnel 3 2013-01-01 2013-01-01 false Commodity Credit Corporation payments... PAYMENT § 1315.13 Commodity Credit Corporation payments. As provided in § 1315.1(d), the provisions of... Credit Corporation (CCC) pursuant to Section 4(h) of the Act of June 29, 1948 (15 U.S.C. 714b(h)) (“CCC...

  6. 5 CFR 1315.13 - Commodity Credit Corporation payments.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 5 Administrative Personnel 3 2014-01-01 2014-01-01 false Commodity Credit Corporation payments... PAYMENT § 1315.13 Commodity Credit Corporation payments. As provided in § 1315.1(d), the provisions of... Credit Corporation (CCC) pursuant to Section 4(h) of the Act of June 29, 1948 (15 U.S.C. 714b(h)) (“CCC...

  7. 5 CFR 1315.13 - Commodity Credit Corporation payments.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 5 Administrative Personnel 3 2011-01-01 2011-01-01 false Commodity Credit Corporation payments... PAYMENT § 1315.13 Commodity Credit Corporation payments. As provided in § 1315.1(d), the provisions of... Credit Corporation (CCC) pursuant to Section 4(h) of the Act of June 29, 1948 (15 U.S.C. 714b(h)) (“CCC...

  8. 5 CFR 1315.13 - Commodity Credit Corporation payments.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 5 Administrative Personnel 3 2012-01-01 2012-01-01 false Commodity Credit Corporation payments... PAYMENT § 1315.13 Commodity Credit Corporation payments. As provided in § 1315.1(d), the provisions of... Credit Corporation (CCC) pursuant to Section 4(h) of the Act of June 29, 1948 (15 U.S.C. 714b(h)) (“CCC...

  9. Credit Card Attitudes and Behaviors of College Students

    ERIC Educational Resources Information Center

    Joo, S.-H.; Grable, J. E.; Bagwell, D. C.

    2005-01-01

    At a southwestern public university, 242 students responded to a questionnaire about their credit-card use and attitudes. The results revealed that about 70 percent of the students held one or more credit cards, and about 10 percent had five or more credit cards. Twenty-two percent never kept copies of their charge slips, and only 49 percent paid…

  10. 26 CFR 1.1502-3 - Consolidated tax credits.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... paragraph (d) of this section for the rule that limits the group's use of a section 38 credit carryover or... $120,000 + $(65,000), or $55,000. The group may include $55,000 of T's Year 1 unused section 38 credits...) Determination of amount of consolidated credit—(1) In general. The credit allowed by section 38 for a...

  11. 26 CFR 1.1502-3 - Consolidated tax credits.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... paragraph (d) of this section for the rule that limits the group's use of a section 38 credit carryover or... $120,000 + $(65,000), or $55,000. The group may include $55,000 of T's Year 1 unused section 38 credits...) Determination of amount of consolidated credit—(1) In general. The credit allowed by section 38 for a...

  12. 26 CFR 1.1502-3 - Consolidated tax credits.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... paragraph (d) of this section for the rule that limits the group's use of a section 38 credit carryover or... $120,000 + $(65,000), or $55,000. The group may include $55,000 of T's Year 1 unused section 38 credits...) Determination of amount of consolidated credit—(1) In general. The credit allowed by section 38 for a...

  13. 26 CFR 1.1502-3 - Consolidated tax credits.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... paragraph (d) of this section for the rule that limits the group's use of a section 38 credit carryover or... $120,000 + $(65,000), or $55,000. The group may include $55,000 of T's Year 1 unused section 38 credits...) Determination of amount of consolidated credit—(1) In general. The credit allowed by section 38 for a...

  14. 26 CFR 1.23-1 - Residential energy credit.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 26 Internal Revenue 1 2011-04-01 2009-04-01 true Residential energy credit. 1.23-1 Section 1.23-1... Rates During A Taxable Year § 1.23-1 Residential energy credit. (a) General rule. Section 23 or former section 44C provides a residential energy credit against the tax imposed by chapter 1 of the Internal...

  15. 26 CFR 1.23-1 - Residential energy credit.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 26 Internal Revenue 1 2014-04-01 2013-04-01 true Residential energy credit. 1.23-1 Section 1.23-1... Rates During A Taxable Year § 1.23-1 Residential energy credit. (a) General rule. Section 23 or former section 44C provides a residential energy credit against the tax imposed by chapter 1 of the Internal...

  16. 26 CFR 1.23-1 - Residential energy credit.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 26 Internal Revenue 1 2013-04-01 2013-04-01 false Residential energy credit. 1.23-1 Section 1.23-1... Rates During A Taxable Year § 1.23-1 Residential energy credit. (a) General rule. Section 23 or former section 44C provides a residential energy credit against the tax imposed by chapter 1 of the Internal...

  17. 26 CFR 1.23-1 - Residential energy credit.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 26 Internal Revenue 1 2010-04-01 2010-04-01 true Residential energy credit. 1.23-1 Section 1.23-1... Rates During A Taxable Year § 1.23-1 Residential energy credit. (a) General rule. Section 23 or former section 44C provides a residential energy credit against the tax imposed by chapter 1 of the Internal...

  18. 26 CFR 1.23-1 - Residential energy credit.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 26 Internal Revenue 1 2012-04-01 2012-04-01 false Residential energy credit. 1.23-1 Section 1.23-1... Rates During A Taxable Year § 1.23-1 Residential energy credit. (a) General rule. Section 23 or former section 44C provides a residential energy credit against the tax imposed by chapter 1 of the Internal...

  19. British and American attitudes toward credit cards.

    PubMed

    Yang, Bijou; James, Simon; Lester, David

    2006-04-01

    American university students owned more than twice as many credit cards as British university students. However, scores on a credit card attitude scale predicted the number of cards owned by respondents in both countries.

  20. 76 FR 34985 - Farm Credit System Insurance Corporation Board Meeting

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-06-15

    ... FARM CREDIT SYSTEM INSURANCE CORPORATION Farm Credit System Insurance Corporation Board Meeting AGENCY: Farm Credit System Insurance Corporation. SUMMARY: Notice is hereby given of the regular meeting of the Farm Credit System Insurance Corporation Board (Board). Date and Time: The meeting of the...

  1. 78 FR 54893 - Farm Credit Administration Board; Sunshine Act Meeting

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-09-06

    ... FARM CREDIT ADMINISTRATION Farm Credit Administration Board; Sunshine Act Meeting AGENCY: Farm Credit Administration. SUMMARY: Notice is hereby given, pursuant to the Government in the Sunshine Act, of the regular meeting of the Farm Credit Administration Board (Board). DATE AND TIME: The regular...

  2. 78 FR 67362 - Farm Credit Administration Board Sunshine Act Meeting

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-11-12

    ... FARM CREDIT ADMINISTRATION Farm Credit Administration Board Sunshine Act Meeting AGENCY: Farm Credit Administration. SUMMARY: Notice is hereby given, pursuant to the Government in the Sunshine Act, of the regular meeting of the Farm Credit Administration Board (Board). DATE AND TIME: The regular...

  3. 78 FR 9691 - Farm Credit Administration Board; Sunshine Act Meeting

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-02-11

    ... FARM CREDIT ADMINISTRATION Farm Credit Administration Board; Sunshine Act Meeting AGENCY: Farm Credit Administration. SUMMARY: Notice is hereby given, pursuant to the Government in the Sunshine Act, of the regular meeting of the Farm Credit Administration Board (Board). DATE AND TIME: The regular...

  4. 78 FR 73534 - Farm Credit Administration Board; Sunshine Act Meeting

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-12-06

    ... FARM CREDIT ADMINISTRATION Farm Credit Administration Board; Sunshine Act Meeting AGENCY: Farm Credit Administration. SUMMARY: Notice is hereby given, pursuant to the Government in the Sunshine Act, of the regular meeting of the Farm Credit Administration Board (Board). DATE AND TIME: The regular...

  5. Retailer's optimal credit period and cycle time in a supply chain for deteriorating items with up-stream and down-stream trade credits

    NASA Astrophysics Data System (ADS)

    Mahata, Gour Chandra

    2015-09-01

    In practice, the supplier often offers the retailers a trade credit period and the retailer in turn provides a trade credit period to her/his customer to stimulate sales and reduce inventory. From the retailer's perspective, granting trade credit not only increases sales and revenue but also increases opportunity cost (i.e., the capital opportunity loss during credit period) and default risk (i.e., the percentage that the customer will not be able to pay off his/her debt obligations). Hence, how to determine credit period is increasingly recognized as an important strategy to increase retailer's profitability. Also, the selling items such as fruits, fresh fishes, gasoline, photographic films, pharmaceuticals and volatile liquids deteriorate continuously due to evaporation, obsolescence and spoilage. In this paper, we propose an economic order quantity model for the retailer where (1) the supplier provides an up-stream trade credit and the retailer also offers a down-stream trade credit, (2) the retailer's down-stream trade credit to the buyer not only increases sales and revenue but also opportunity cost and default risk, and (3) the selling items are perishable. Under these conditions, we model the retailer's inventory system as a profit maximization problem to determine the retailer's optimal replenishment decisions under the supply chain management. We then show that the retailer's optimal credit period and cycle time not only exist but also are unique. We deduce some previously published results of other researchers as special cases. Finally, we use some numerical examples to illustrate the theoretical results.

  6. 24 CFR 92.221 - Match credit.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 1 2010-04-01 2010-04-01 false Match credit. 92.221 Section 92.221 Housing and Urban Development Office of the Secretary, Department of Housing and Urban Development HOME... grant equivalent of a below-market interest rate loan is credited at the time of the loan closing. (3...

  7. Learning from the Past: Dual Credit

    ERIC Educational Resources Information Center

    Mansell, Nicole; Justice, Madeline

    2014-01-01

    This study involved identifying, categorizing, and comparing critical incidents related to qualifying dual credit high school students' decisions to enroll or not to enroll in dual credit coursework in either a traditional or early college high school. The purpose of the study was (a) to identify the reasons qualifying students decide to enroll in…

  8. 13 CFR 120.333 - Are there any special credit criteria?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... addition to regular credit evaluation criteria, SBA shall weigh the greater risk associated with energy... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Are there any special credit criteria? 120.333 Section 120.333 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS...

  9. 77 FR 26758 - Sunshine Act Meeting; Farm Credit Administration Board

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-05-07

    ... FARM CREDIT ADMINISTRATION Sunshine Act Meeting; Farm Credit Administration Board AGENCY: Farm Credit Administration. SUMMARY: Notice is hereby given, pursuant to the Government in the Sunshine Act (5 U.S.C. 552b(e)(3)), of the regular meeting of the Farm Credit Administration Board (Board). DATES...

  10. Credit Squeeze Exposes Weaknesses in Investments

    ERIC Educational Resources Information Center

    Blumenstyk, Goldie; Field, Kelly

    2008-01-01

    This article reports that the credit crisis tying global financing systems into knots has left hundreds of colleges scrambling for cash to pay their bills and to cover the spiking interest on their debts. While it is still unclear to what extent the federal government's new $700-billion bailout package will help unwind the credit tangle, the…

  11. Integration and Improvement of Geophysical Root Biomass Measurements for Determining Carbon Credits

    NASA Astrophysics Data System (ADS)

    Boitet, J. I.

    2013-12-01

    Carbon trading schemes fundamentally rely on accurate subsurface carbon quantification in order for governing bodies to grant carbon credits inclusive of root biomass (What is Carbon Credit. 2013). Root biomass makes up a large chunk of the subsurface carbon and is difficult, labor intensive, and costly to measure. This paper stitches together the latest geophysical root measurement techniques into site-dependent recommendations for technique combinations and modifications that maximize large-scale root biomass measurement accuracy and efficiency. "Accuracy" is maximized when actual root biomass is closest to measured root biomass. "Efficiency" is maximized when time, labor, and cost of measurement is minimized. Several combinations have emerged which satisfy both criteria under different site conditions. Use of ground penetrating radar (GPR) and/or electrical resistivity tomography (ERT) allow for large tracts of land to be surveyed under appropriate conditions. Among other characteristics, GPR does best with detecting coarse roots in dry soil. ERT does best in detecting roots in moist soils, but is especially limited by electrode configuration (Mancuso, S. 2012). Integration of these two technologies into a baseline protocol based on site-specific characteristics, especially soil moisture and plants species heterogeneity, will drastically theoretically increase efficiency and accuracy of root biomass measurements. Modifications of current measurement protocols using these existing techniques will also theoretically lead to drastic improvements in both accuracy and efficiency. These modifications, such as efficient 3D imaging by adding an identical electrode array perpendicular to the first array used in the Pulled Array Continuous Electrical Profiling (PACEP) technique for ERT, should allow for more widespread application of these techniques for understanding root biomass. Where whole-site measurement is not feasible either due to financial, equipment, or

  12. 12 CFR 704.11 - Corporate Credit Union Service Organizations (Corporate CUSOs).

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 7 2012-01-01 2012-01-01 false Corporate Credit Union Service Organizations (Corporate CUSOs). 704.11 Section 704.11 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS CORPORATE CREDIT UNIONS § 704.11 Corporate Credit Union Service Organizations...

  13. 12 CFR 704.11 - Corporate Credit Union Service Organizations (Corporate CUSOs).

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 7 2014-01-01 2014-01-01 false Corporate Credit Union Service Organizations (Corporate CUSOs). 704.11 Section 704.11 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS CORPORATE CREDIT UNIONS § 704.11 Corporate Credit Union Service Organizations...

  14. 12 CFR 704.11 - Corporate Credit Union Service Organizations (Corporate CUSOs).

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 7 2013-01-01 2013-01-01 false Corporate Credit Union Service Organizations (Corporate CUSOs). 704.11 Section 704.11 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS CORPORATE CREDIT UNIONS § 704.11 Corporate Credit Union Service Organizations...

  15. 76 FR 62066 - Sunshine Act Meeting; Farm Credit Administration Board

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-10-06

    ... FARM CREDIT ADMINISTRATION Sunshine Act Meeting; Farm Credit Administration Board AGENCY: Farm Credit Administration. SUMMARY: Notice is hereby given, pursuant to the Government in the Sunshine Act (5 U.S.C. 552b(e)(3)), of the regular meeting of the Farm Credit Administration Board (Board). DATE AND...

  16. 77 FR 47068 - Farm Credit Administration Board; Sunshine Act Meeting

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-08-07

    ... FARM CREDIT ADMINISTRATION Farm Credit Administration Board; Sunshine Act Meeting AGENCY: Farm Credit Administration. SUMMARY: Notice is hereby given, pursuant to the Government in the Sunshine Act (5 U.S.C. 552b(e)(3)), of the regular meeting of the Farm Credit Administration Board (Board). DATE AND...

  17. 26 CFR 1.41-8T - Alternative incremental credit (temporary).

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 26 Internal Revenue 1 2010-04-01 2010-04-01 true Alternative incremental credit (temporary). 1.41... INCOME TAXES Credits Against Tax § 1.41-8T Alternative incremental credit (temporary). (a) [Reserved] For... alternative simplified credit (ASC) and attaches the completed form to the taxpayer's timely filed (including...

  18. 26 CFR 1.469-3T - Passive activity credit (temporary).

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 26 Internal Revenue 6 2010-04-01 2010-04-01 false Passive activity credit (temporary). 1.469-3T... TAX (CONTINUED) INCOME TAXES Taxable Year for Which Deductions Taken § 1.469-3T Passive activity credit (temporary). (a) Computation of passive activity credit. The taxpayer's passive activity credit...

  19. 40 CFR 1033.710 - Averaging emission credits.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    .... You may average emission credits only as allowed by § 1033.740. (b) You may certify one or more engine... all emission-credit transactions in that model year is greater than or equal to zero. (c) If you...

  20. 12 CFR 701.19 - Benefits for employees of Federal credit unions.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Benefits for employees of Federal credit unions... CREDIT UNIONS ORGANIZATION AND OPERATION OF FEDERAL CREDIT UNIONS § 701.19 Benefits for employees of Federal credit unions. (a) General authority. A federal credit union may provide employee benefits...

  1. 7 CFR 1980.308 - Full faith and credit and indemnification.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 7 Agriculture 14 2013-01-01 2013-01-01 false Full faith and credit and indemnification. 1980.308... Full faith and credit and indemnification. (a) Full faith and credit. The loan note guarantee constitutes an obligation supported by the full faith and credit of the United States and is incontestable...

  2. 7 CFR 1980.308 - Full faith and credit and indemnification.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 14 2014-01-01 2014-01-01 false Full faith and credit and indemnification. 1980.308... Full faith and credit and indemnification. (a) Full faith and credit. The loan note guarantee constitutes an obligation supported by the full faith and credit of the United States and is incontestable...

  3. 7 CFR 1980.308 - Full faith and credit and indemnification.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 7 Agriculture 14 2012-01-01 2012-01-01 false Full faith and credit and indemnification. 1980.308... Full faith and credit and indemnification. (a) Full faith and credit. The loan note guarantee constitutes an obligation supported by the full faith and credit of the United States and is incontestable...

  4. 26 CFR 1.41-9T - Alternative simplified credit (temporary).

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 26 Internal Revenue 1 2010-04-01 2010-04-01 true Alternative simplified credit (temporary). 1.41... INCOME TAXES Credits Against Tax § 1.41-9T Alternative simplified credit (temporary). (a) Determination... provisions of the alternative simplified credit (ASC) in section 41(c)(5) for any taxable year of the...

  5. The Development and Structure of Consumer Credit in Japan

    DTIC Science & Technology

    1989-06-01

    specializing in granting credit to their shoppers, mainly as a means of promoting sales.15 However, the biggest of these stores, the Marui chain of department...stores, has made credit into a profit-making activity of its own. In a 1980s shift in strategy, Marui was successful in reorienting its clientele from...a lower income, working class shopper to a younger, credit-using customer. In early 1988, Marui had issued 9.6 million credit cards. 16 Its annual

  6. Credit Enhancement Overview Guide

    DOE Office of Scientific and Technical Information (OSTI.GOV)

    Financing Solutions Working Group

    2014-01-01

    Provides considerations for state and local policymakers and energy efficiency program administrators designing and implementing successful credit enhancement strategies for residential and commercial buildings.

  7. 23 CFR 180.1 - Cross-reference to credit assistance.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 23 Highways 1 2014-04-01 2014-04-01 false Cross-reference to credit assistance. 180.1 Section 180.1 Highways FEDERAL HIGHWAY ADMINISTRATION, DEPARTMENT OF TRANSPORTATION PAYMENT PROCEDURES CREDIT ASSISTANCE FOR SURFACE TRANSPORTATION PROJECTS § 180.1 Cross-reference to credit assistance. The regulations...

  8. 23 CFR 180.1 - Cross-reference to credit assistance.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 23 Highways 1 2013-04-01 2013-04-01 false Cross-reference to credit assistance. 180.1 Section 180.1 Highways FEDERAL HIGHWAY ADMINISTRATION, DEPARTMENT OF TRANSPORTATION PAYMENT PROCEDURES CREDIT ASSISTANCE FOR SURFACE TRANSPORTATION PROJECTS § 180.1 Cross-reference to credit assistance. The regulations...

  9. 23 CFR 180.1 - Cross-reference to credit assistance.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 23 Highways 1 2011-04-01 2011-04-01 false Cross-reference to credit assistance. 180.1 Section 180.1 Highways FEDERAL HIGHWAY ADMINISTRATION, DEPARTMENT OF TRANSPORTATION PAYMENT PROCEDURES CREDIT ASSISTANCE FOR SURFACE TRANSPORTATION PROJECTS § 180.1 Cross-reference to credit assistance. The regulations...

  10. 23 CFR 180.1 - Cross-reference to credit assistance.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 23 Highways 1 2010-04-01 2010-04-01 false Cross-reference to credit assistance. 180.1 Section 180.1 Highways FEDERAL HIGHWAY ADMINISTRATION, DEPARTMENT OF TRANSPORTATION PAYMENT PROCEDURES CREDIT ASSISTANCE FOR SURFACE TRANSPORTATION PROJECTS § 180.1 Cross-reference to credit assistance. The regulations...

  11. 26 CFR 20.2014-1 - Credit for foreign death taxes.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 26 Internal Revenue 14 2010-04-01 2010-04-01 false Credit for foreign death taxes. 20.2014-1....2014-1 Credit for foreign death taxes. (a) In general. (1) A credit is allowed under section 2014... any foreign country (hereinafter referred to as “foreign death taxes”). The credit is allowed only for...

  12. 26 CFR 20.2014-1 - Credit for foreign death taxes.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 26 Internal Revenue 14 2012-04-01 2012-04-01 false Credit for foreign death taxes. 20.2014-1....2014-1 Credit for foreign death taxes. (a) In general. (1) A credit is allowed under section 2014... any foreign country (hereinafter referred to as “foreign death taxes”). The credit is allowed only for...

  13. 26 CFR 20.2014-1 - Credit for foreign death taxes.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 26 Internal Revenue 14 2013-04-01 2013-04-01 false Credit for foreign death taxes. 20.2014-1....2014-1 Credit for foreign death taxes. (a) In general. (1) A credit is allowed under section 2014... any foreign country (hereinafter referred to as “foreign death taxes”). The credit is allowed only for...

  14. 26 CFR 20.2014-1 - Credit for foreign death taxes.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 26 Internal Revenue 14 2014-04-01 2013-04-01 true Credit for foreign death taxes. 20.2014-1....2014-1 Credit for foreign death taxes. (a) In general. (1) A credit is allowed under section 2014... any foreign country (hereinafter referred to as “foreign death taxes”). The credit is allowed only for...

  15. 26 CFR 20.2014-1 - Credit for foreign death taxes.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 26 Internal Revenue 14 2011-04-01 2010-04-01 true Credit for foreign death taxes. 20.2014-1....2014-1 Credit for foreign death taxes. (a) In general. (1) A credit is allowed under section 2014... any foreign country (hereinafter referred to as “foreign death taxes”). The credit is allowed only for...

  16. Drought processes, modeling, and mitigation

    NASA Astrophysics Data System (ADS)

    Mishra, Ashok K.; Sivakumar, Bellie; Singh, Vijay P.

    2015-07-01

    Accurate assessment of droughts is crucial for proper planning and management of our water resources, environment, and ecosystems. The combined influence of increasing water demands and the anticipated impacts of global climate change has already raised serious concerns about worsening drought conditions in the future and their social, economic, and environmental impacts. As a result, studies on droughts are currently a major focal point for a broad range of research communities, including civil engineers, hydrologists, environmentalists, ecologists, meteorologists, geologists, agricultural scientists, economists, policy makers, and water managers. There is, therefore, an urgent need for enhancing our understanding of droughts (e.g. occurrence, modeling), making more reliable assessments of their impacts on various sectors of our society (e.g. domestic, agricultural, industrial), and undertaking appropriate adaptation and mitigation measures, especially in the face of global climate change.

  17. 10 CFR 490.506 - Alternative fueled vehicle credit transfers.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 10 Energy 3 2011-01-01 2011-01-01 false Alternative fueled vehicle credit transfers. 490.506 Section 490.506 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.506 Alternative fueled vehicle credit transfers. (a) Any fleet...

  18. 10 CFR 490.506 - Alternative fueled vehicle credit transfers.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 10 Energy 3 2013-01-01 2013-01-01 false Alternative fueled vehicle credit transfers. 490.506 Section 490.506 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.506 Alternative fueled vehicle credit transfers. (a) Any fleet...

  19. 10 CFR 490.506 - Alternative fueled vehicle credit transfers.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 10 Energy 3 2010-01-01 2010-01-01 false Alternative fueled vehicle credit transfers. 490.506 Section 490.506 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.506 Alternative fueled vehicle credit transfers. (a) Any fleet...

  20. 10 CFR 490.506 - Alternative fueled vehicle credit transfers.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 10 Energy 3 2012-01-01 2012-01-01 false Alternative fueled vehicle credit transfers. 490.506 Section 490.506 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.506 Alternative fueled vehicle credit transfers. (a) Any fleet...