Sample records for family housing loans

  1. 75 FR 27949 - Single Family Housing Guaranteed Loan Program

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-05-19

    ... Part 1980 RIN 0575-AC83 Single Family Housing Guaranteed Loan Program AGENCY: Rural Housing Service... Family Housing Guaranteed Loan Program (SFHGLP) regulation. This action is taken to achieve savings for... to the Branch Chief, Regulations and Paperwork Management Branch, U.S. Department of Agriculture...

  2. 75 FR 10194 - Direct Single Family Housing Loans and Grants

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-03-05

    ... Part 3550 RIN 0575-AC81 Direct Single Family Housing Loans and Grants AGENCY: Rural Housing Service... to amend its regulations for the Direct Single Family Housing Loans by reinstating language to enable... via the U.S. Postal Service to the Branch Chief, Regulations and Paperwork Management Branch, U.S...

  3. 78 FR 65582 - Single Family Housing Direct Loan Program

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-11-01

    ... contains notices to the public of #0;the proposed issuance of rules and regulations. The purpose of these... CFR Part 3550 RIN 0575-AC88 Single Family Housing Direct Loan Program AGENCY: Rural Housing Service, USDA. ACTION: Proposed rule and information collection; extension of public comment period. SUMMARY...

  4. 24 CFR 510.1 - Multi-family property loans.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 3 2010-04-01 2010-04-01 false Multi-family property loans. 510.1 Section 510.1 Housing and Urban Development Regulations Relating to Housing and Urban Development...-family property loans. (a) In cases in which a corporation is a borrower on a section 312 loan, the...

  5. 76 FR 52305 - Notice of Funding Availability: Section 515 Multi-Family Housing Preservation Revolving Loan Fund...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-08-22

    ... DEPARTMENT OF AGRICULTURE Rural Housing Service Notice of Funding Availability: Section 515 Multi...: Rural Housing Service, USDA. ACTION: Notice. SUMMARY: The Rural Housing Service of Rural Development..., Financial and Loan Analyst, Multi-Family Housing, U.S. Department of Agriculture, Rural Housing Service...

  6. 24 CFR 510.1 - Multi-family property loans.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 3 2011-04-01 2010-04-01 true Multi-family property loans. 510.1 Section 510.1 Housing and Urban Development Regulations Relating to Housing and Urban Development... URBAN DEVELOPMENT SLUM CLEARANCE AND URBAN RENEWAL SECTION 312 REHABILITATION LOAN PROGRAM § 510.1 Multi...

  7. 76 FR 17936 - Federal Housing Administration (FHA): Notice of FHA PowerSaver Home Energy Retrofit Loan Pilot...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-03-31

    ... Housing Administration (FHA): Notice of FHA PowerSaver Home Energy Retrofit Loan Pilot Program AGENCY...: Notice. SUMMARY: This notice announces HUD's FHA Home Energy Retrofit Loan Pilot Program (Retrofit Pilot... to conduct an Energy Efficient Mortgage Innovation pilot program targeted to the single family...

  8. 76 FR 79050 - Federal Home Loan Bank Housing Goals: Mortgage Reporting Amendments

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-12-21

    ... FEDERAL HOUSING FINANCE AGENCY 12 CFR Part 1281 RIN 2590-AA48 Federal Home Loan Bank Housing Goals... governing housing goals for the Federal Home Loan Banks (Banks) to make those requirements consistent with... Section 1205 of the Housing and Economic Recovery Act of 2008 (HERA) amended the Federal Home Loan Bank...

  9. 7 CFR 3560.621 - Loan closing.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 15 2010-01-01 2010-01-01 false Loan closing. 3560.621 Section 3560.621 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, DEPARTMENT OF AGRICULTURE DIRECT MULTI-FAMILY HOUSING LOANS AND GRANTS On-Farm Labor Housing § 3560.621 Loan closing. Applicants...

  10. 77 FR 40785 - Single Family Housing Guaranteed Loan Program

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-07-11

    ... to exceed 0.5 percent of the outstanding principal balance of the loan for the life of the loan. The... the loan; and (B) an annual fee not to exceed 0.5 percent of the outstanding balance of the loan for... principal balance of the loan for the life of the loan. The annual fee will be calculated when the loan is...

  11. 24 CFR 280.50 - Loan requirements.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Loan requirements. 280.50 Section... DEVELOPMENT GRANT PROGRAMS NEHEMIAH HOUSING OPPORTUNITY GRANTS PROGRAM Program Operation § 280.50 Loan requirements. (a) Loan requirements. A loan made to a family purchasing a home constructed or substantially...

  12. 7 CFR 3550.152 - Loan payments.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 15 2011-01-01 2011-01-01 false Loan payments. 3550.152 Section 3550.152 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, DEPARTMENT OF AGRICULTURE DIRECT SINGLE FAMILY HOUSING LOANS AND GRANTS Regular Servicing § 3550.152 Loan payments. (a) Payment terms. Unless the loan documents specify...

  13. 7 CFR 3550.152 - Loan payments.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 15 2014-01-01 2014-01-01 false Loan payments. 3550.152 Section 3550.152 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, DEPARTMENT OF AGRICULTURE DIRECT SINGLE FAMILY HOUSING LOANS AND GRANTS Regular Servicing § 3550.152 Loan payments. (a) Payment terms. Unless the loan documents specify...

  14. 7 CFR 3550.152 - Loan payments.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 15 2010-01-01 2010-01-01 false Loan payments. 3550.152 Section 3550.152 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, DEPARTMENT OF AGRICULTURE DIRECT SINGLE FAMILY HOUSING LOANS AND GRANTS Regular Servicing § 3550.152 Loan payments. (a) Payment terms. Unless the loan documents specify...

  15. 7 CFR 3550.152 - Loan payments.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 7 Agriculture 15 2013-01-01 2013-01-01 false Loan payments. 3550.152 Section 3550.152 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, DEPARTMENT OF AGRICULTURE DIRECT SINGLE FAMILY HOUSING LOANS AND GRANTS Regular Servicing § 3550.152 Loan payments. (a) Payment terms. Unless the loan documents specify...

  16. 7 CFR 3550.152 - Loan payments.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 7 Agriculture 15 2012-01-01 2012-01-01 false Loan payments. 3550.152 Section 3550.152 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, DEPARTMENT OF AGRICULTURE DIRECT SINGLE FAMILY HOUSING LOANS AND GRANTS Regular Servicing § 3550.152 Loan payments. (a) Payment terms. Unless the loan documents specify...

  17. 24 CFR 30.40 - Loan guarantees for Indian housing.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 1 2011-04-01 2011-04-01 false Loan guarantees for Indian housing... for Indian housing. (a) General. The Assistant Secretary for Public and Indian Housing (or his/her... guarantees for Indian housing. (b) Continuing violation. Each day that a violation continues shall constitute...

  18. 24 CFR 30.40 - Loan guarantees for Indian housing.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 24 Housing and Urban Development 1 2013-04-01 2013-04-01 false Loan guarantees for Indian housing... for Indian housing. (a) General. The Assistant Secretary for Public and Indian Housing (or his/her... guarantees for Indian housing. (b) Continuing violation. Each day that a violation continues shall constitute...

  19. 24 CFR 30.40 - Loan guarantees for Indian housing.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 1 2010-04-01 2010-04-01 false Loan guarantees for Indian housing... for Indian housing. (a) General. The Assistant Secretary for Public and Indian Housing (or his/her... guarantees for Indian housing. (b) Continuing violation. Each day that a violation continues shall constitute...

  20. 24 CFR 30.40 - Loan guarantees for Indian housing.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 24 Housing and Urban Development 1 2012-04-01 2012-04-01 false Loan guarantees for Indian housing... for Indian housing. (a) General. The Assistant Secretary for Public and Indian Housing (or his/her... guarantees for Indian housing. (b) Continuing violation. Each day that a violation continues shall constitute...

  1. 24 CFR 30.40 - Loan guarantees for Indian housing.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 24 Housing and Urban Development 1 2014-04-01 2014-04-01 false Loan guarantees for Indian housing... for Indian housing. (a) General. The Assistant Secretary for Public and Indian Housing (or his/her... guarantees for Indian housing. (b) Continuing violation. Each day that a violation continues shall constitute...

  2. 76 FR 66860 - Single Family Housing Guaranteed Loan Program

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-10-28

    ... percent of the outstanding principal balance of the loan for the life of the loan. The intent of the... of 0.3 percent of the outstanding principal balance will be required in order that the SFHGLP may... to charge an annual fee of 0.3 percent of the outstanding principal balance of the loan for the life...

  3. 7 CFR 1940.568 - Single Family Housing programs appropriations not allocated by State.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 7 Agriculture 13 2012-01-01 2012-01-01 false Single Family Housing programs appropriations not... appropriations not allocated by State. The following program funds are kept in a National Office reserve and are... 523 Land Development Fund. (c) Section 524 Rural Housing Site Loans. (d) Section 509 Compensation for...

  4. 7 CFR 1940.568 - Single Family Housing programs appropriations not allocated by State.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 13 2014-01-01 2013-01-01 true Single Family Housing programs appropriations not... appropriations not allocated by State. The following program funds are kept in a National Office reserve and are... 523 Land Development Fund. (c) Section 524 Rural Housing Site Loans. (d) Section 509 Compensation for...

  5. 7 CFR 1940.568 - Single Family Housing programs appropriations not allocated by State.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 7 Agriculture 13 2013-01-01 2013-01-01 false Single Family Housing programs appropriations not... appropriations not allocated by State. The following program funds are kept in a National Office reserve and are... 523 Land Development Fund. (c) Section 524 Rural Housing Site Loans. (d) Section 509 Compensation for...

  6. 7 CFR 1940.568 - Single Family Housing programs appropriations not allocated by State.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 13 2010-01-01 2009-01-01 true Single Family Housing programs appropriations not... appropriations not allocated by State. The following program funds are kept in a National Office reserve and are... 523 Land Development Fund. (c) Section 524 Rural Housing Site Loans. (d) Section 509 Compensation for...

  7. 7 CFR 1940.568 - Single Family Housing programs appropriations not allocated by State.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 13 2011-01-01 2009-01-01 true Single Family Housing programs appropriations not... appropriations not allocated by State. The following program funds are kept in a National Office reserve and are... 523 Land Development Fund. (c) Section 524 Rural Housing Site Loans. (d) Section 509 Compensation for...

  8. 7 CFR 3560.61 - Loan security.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 15 2010-01-01 2010-01-01 false Loan security. 3560.61 Section 3560.61 Agriculture... DIRECT MULTI-FAMILY HOUSING LOANS AND GRANTS Direct Loan and Grant Origination § 3560.61 Loan security... collateral. (2) The amount of the loan against the collateral does not exceed its estimated security value...

  9. 7 CFR 3560.67 - Rates and terms for section 515 loans.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... housing, loans will be amortized over a period not to exceed the lesser of the economic life of the... Section 3560.67 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, DEPARTMENT OF AGRICULTURE DIRECT MULTI-FAMILY HOUSING LOANS AND GRANTS Direct Loan and Grant Origination...

  10. 7 CFR 3560.74 - Loan for final payments.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... AGRICULTURE DIRECT MULTI-FAMILY HOUSING LOANS AND GRANTS Direct Loan and Grant Origination § 3560.74 Loan for... than to build another property in the same location; or (2) The MFH has been maintained to such an...

  11. 34 CFR 682.100 - The Federal Family Education Loan programs.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false The Federal Family Education Loan programs. 682.100... POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Purpose and Scope § 682.100 The Federal Family Education Loan programs. (a) This part governs the following four programs...

  12. 75 FR 68748 - Notice of Funding Availability (NOFA): Section 515 Multi-Family Housing Preservation Revolving...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-11-09

    ... Independence Avenue, SW., Washington, DC 20250-0781 or by telephone at (202) 720-1094 or (202) 720-1610, TDD... Loan Division, Multi- Family Housing STOP 0781 (Room 1263-S) or by telephone at (202) 720- 1094 or (202...

  13. 7 CFR 3550.108 - Security requirements (loans only).

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 15 2010-01-01 2010-01-01 false Security requirements (loans only). 3550.108 Section..., DEPARTMENT OF AGRICULTURE DIRECT SINGLE FAMILY HOUSING LOANS AND GRANTS Section 504 Origination and Section 306C Water and Waste Disposal Grants § 3550.108 Security requirements (loans only). When the total...

  14. 76 FR 31312 - Federal Family Education Loan Program

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-05-31

    ... DEPARTMENT OF EDUCATION Federal Family Education Loan Program AGENCY: Federal Student Aid, Department of Education. ACTION: Notice inviting guaranty agencies to submit proposals to participate in a... participate in the Federal Family Education Loan (FFEL) Program to submit proposals to enter into a Voluntary...

  15. HUD PowerSaver Pilot Loan Program

    DOE Office of Scientific and Technical Information (OSTI.GOV)

    Zimring, Mark; Hoffman, Ian

    2010-12-10

    The U.S. Department of Housing and Urban Development (HUD) recently announced the creation of a pilot loan program for home energy improvements. The PowerSaver loan program is a new, energy-focused variant of the Title I Property Improvement Loan Insurance Program (Title I Program) and is planned for introduction in early 2011. The PowerSaver pilot will provide lender insurance for secured and unsecured loans up to $25,000 to single family homeowners. These loans will specifically target residential energy efficiency and renewable energy improvements. HUD estimates the two-year pilot will fund approximately 24,000 loans worth up to $300 million; the program ismore » not capped. The Federal Housing Administration (FHA), HUD's mortgage insurance unit, will provide up to $25 million in grants as incentives to participating lenders. FHA is seeking lenders in communities with existing programs for promoting residential energy upgrades.« less

  16. 75 FR 52429 - Guaranteed Single Family Housing Loans

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-08-26

    ... other than foreclosure is recommended to resolve the delinquency. Use of special loan servicing does not... weekly in its Statistical Release H.15. This default maximum allowable interest rate is determined using... weekly in its Statistical Release H.15. * * * * * Mortgage payment to income ratio. This ratio is defined...

  17. 7 CFR 3560.555 - Eligibility requirements for off-farm labor housing loans and grants.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ...) Eligibility for loans. Applicants for off-farm labor housing loans must be: (1) A broad-based nonprofit... requirements of § 3560.55, excluding § 3560.55(a)(6). A broad-based nonprofit organization is a nonprofit...

  18. 7 CFR 3560.555 - Eligibility requirements for off-farm labor housing loans and grants.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ...) Eligibility for loans. Applicants for off-farm labor housing loans must be: (1) A broad-based nonprofit... requirements of § 3560.55, excluding § 3560.55(a)(6). A broad-based nonprofit organization is a nonprofit...

  19. 7 CFR 3560.555 - Eligibility requirements for off-farm labor housing loans and grants.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ...) Eligibility for loans. Applicants for off-farm labor housing loans must be: (1) A broad-based nonprofit... requirements of § 3560.55, excluding § 3560.55(a)(6). A broad-based nonprofit organization is a nonprofit...

  20. Family Open House

    Science.gov Websites

    Search Family Open House Join us for an afternoon of science fun. The Fermilab Family Open House is a party for children of all ages to learn about the world of physics. The Open House is supported by Open House? Check out our YouTube video to learn more! Explore physics concepts with hands-on

  1. 7 CFR 3560.505 - Agency loans to finance purchases of REO properties.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 15 2010-01-01 2010-01-01 false Agency loans to finance purchases of REO properties. 3560.505 Section 3560.505 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, DEPARTMENT OF AGRICULTURE DIRECT MULTI-FAMILY HOUSING LOANS AND GRANTS Management and Disposition of Real Estate Owned (REO)...

  2. 78 FR 37101 - Rules of Practice and Procedure: Enterprise and Federal Home Loan Bank Housing Goals Related...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-06-20

    ...: Enterprise and Federal Home Loan Bank Housing Goals Related Enforcement Amendment AGENCY: Federal Housing... a housing plan or failure of an Enterprise to submit information on its housing activities. An.... Statutory and Regulatory Background 1. Enterprise Enforcement for Housing Plan and Failure To Submit Housing...

  3. Family Housing and Services.

    ERIC Educational Resources Information Center

    Murphy-Chadwick, Nancy; And Others

    Recognizing the need for a strong family housing program to support a student body composed of many nontraditional students, Texas Woman's University converted a traditional residence hall into a family housing unit with an after-school and summer recreation program. The majority of residents in family housing are single mothers with children who…

  4. 24 CFR 8.25 - Public housing and multi-family Indian housing.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 1 2010-04-01 2010-04-01 false Public housing and multi-family... multi-family Indian housing. (a) Development and alteration of public housing and multi-family Indian...-family Indian housing. (2) The requirements of § 8.23 shall apply to public housing and multi-family...

  5. 24 CFR 8.25 - Public housing and multi-family Indian housing.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 24 Housing and Urban Development 1 2013-04-01 2013-04-01 false Public housing and multi-family... multi-family Indian housing. (a) Development and alteration of public housing and multi-family Indian...-family Indian housing. (2) The requirements of § 8.23 shall apply to public housing and multi-family...

  6. 24 CFR 8.25 - Public housing and multi-family Indian housing.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 24 Housing and Urban Development 1 2014-04-01 2014-04-01 false Public housing and multi-family... multi-family Indian housing. (a) Development and alteration of public housing and multi-family Indian...-family Indian housing. (2) The requirements of § 8.23 shall apply to public housing and multi-family...

  7. 24 CFR 8.25 - Public housing and multi-family Indian housing.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 1 2011-04-01 2011-04-01 false Public housing and multi-family... multi-family Indian housing. (a) Development and alteration of public housing and multi-family Indian...-family Indian housing. (2) The requirements of § 8.23 shall apply to public housing and multi-family...

  8. 24 CFR 8.25 - Public housing and multi-family Indian housing.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 24 Housing and Urban Development 1 2012-04-01 2012-04-01 false Public housing and multi-family... multi-family Indian housing. (a) Development and alteration of public housing and multi-family Indian...-family Indian housing. (2) The requirements of § 8.23 shall apply to public housing and multi-family...

  9. Student Loan Programs: Lower Interest Rates and Higher Loan Volume Have Increased Federal Consolidation Loan Costs. Testimony before the Committee on Education and the Workforce, House of Representatives. GAO-04-568T

    ERIC Educational Resources Information Center

    US General Accounting Office, 2004

    2004-01-01

    This statement focuses on issues related to consolidation loans and their cost implications for taxpayers and borrowers. Consolidation loans, available under the Department of Education?s (Education's) two major student loan programs?the Federal Family Education Loan Program (FFELP) and the William D. Ford Direct Loan Program (FDLP)?help borrowers…

  10. 77 FR 72247 - Rules of Practice and Procedure: Enterprise and Federal Home Loan Bank Housing Goals Related...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-12-05

    ...: Enterprise and Federal Home Loan Bank Housing Goals Related Enforcement Amendment AGENCY: Federal Housing... a housing plan or failure of an Enterprise to submit information on its housing activities, except... Desk, First Floor, on business days between 9 a.m. and 5 p.m. U.S. Mail, United Parcel Service, Federal...

  11. 77 FR 66087 - Federal Perkins Loan Program, Federal Family Education Loan Program, and William D. Ford Federal...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-11-01

    ...The Secretary amends the Federal Perkins Loan (Perkins Loan) program, Federal Family Education Loan (FFEL) program, and William D. Ford Federal Direct Loan (Direct Loan) program regulations. These final regulations implement a new Income-Contingent Repayment (ICR) plan in the Direct Loan program based on the President's ``Pay As You Earn'' repayment initiative, incorporate recent statutory changes to the Income-Based Repayment (IBR) plan in the Direct Loan and FFEL programs, and streamline and add clarity to the total and permanent disability (TPD) discharge process for borrowers in loan programs under title IV of the Higher Education Act of 1965, as amended (HEA). These final regulations implementing a new ICR plan and the statutory changes to the IBR plan will assist borrowers in repaying their loans while the changes to the TPD discharge process will reduce burden for borrowers who are disabled and seeking a discharge of their title IV debt.

  12. 24 CFR 573.4 - Loan term.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 3 2010-04-01 2010-04-01 false Loan term. 573.4 Section 573.4 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued) OFFICE OF... COMMUNITY FACILITIES LOAN GUARANTEE RECOVERY FUND § 573.4 Loan term. The term of the loan to be guaranteed...

  13. Student Consolidation Loans: Potential Effects of Making Fiscal Year 2006 Consolidation Loans Exclusively through the Direct Loan Program. Report to the Ranking Minority Member, Committee on Education and the Workforce, House of Representatives. GAO-06-195

    ERIC Educational Resources Information Center

    Ashby, Cornelia M.

    2005-01-01

    Under the Federal Family Education Loan Program (FFELP) and the Federal Direct Loan Program (FDLP), the government guarantees and makes consolidation loans to help borrowers manage their student loan debt. By combining loans into one and extending repayment, monthly repayments are reduced. Unlike other student loans, consolidation loans carry a…

  14. 7 CFR 3560.626 - Affirmative Fair Housing Marketing Plan.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 15 2010-01-01 2010-01-01 false Affirmative Fair Housing Marketing Plan. 3560.626 Section 3560.626 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, DEPARTMENT OF AGRICULTURE DIRECT MULTI-FAMILY HOUSING LOANS AND GRANTS On-Farm Labor Housing § 3560.626 Affirmative Fair Housing Marketing Plan...

  15. 24 CFR 201.41 - Loan servicing.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Loan servicing. 201.41 Section 201... DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES TITLE I PROPERTY IMPROVEMENT AND MANUFACTURED HOME LOANS Loan Administration § 201.41 Loan servicing. (a) Generally...

  16. 24 CFR 201.11 - Loan maturities.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Loan maturities. 201.11 Section 201... DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES TITLE I PROPERTY IMPROVEMENT AND MANUFACTURED HOME LOANS Loan and Note Provisions § 201.11 Loan maturities. (a...

  17. Department of Education's College Construction Loan Programs. Hearing before a Subcommittee of the Committee on Government Operations. House of Representatives, Ninety-Eighth Congress, Second Session.

    ERIC Educational Resources Information Center

    Congress of the U. S., Washington, DC. House Committee on Government Operations.

    This document records the hearing of a Subcommittee of the House on its 3-month investigation of the College Housing Loan Program and the Academic Facilities Loan Program, which are administered by the Department of Education. These programs have awarded about $5 billion in loans to finance the construction of dormitories, dining halls, student…

  18. 24 CFR 242.89 - Supplemental loans.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Supplemental loans. 242.89 Section... DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES MORTGAGE INSURANCE FOR HOSPITALS Miscellaneous Requirements § 242.89 Supplemental loans. A loan, advance of credit...

  19. 24 CFR 81.12 - Low- and Moderate-Income Housing Goal.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 1 2010-04-01 2010-04-01 false Low- and Moderate-Income Housing... (FANNIE MAE) AND THE FEDERAL HOME LOAN MORTGAGE CORPORATION (FREDDIE MAC) Housing Goals § 81.12 Low- and... mortgages on housing for low- and moderate-income families (“the Low- and Moderate-Income Housing Goal”) is...

  20. 24 CFR 201.41 - Loan servicing.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Loan servicing. 201.41 Section 201.41 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued) OFFICE OF ASSISTANT SECRETARY FOR HOUSING-FEDERAL HOUSING COMMISSIONER, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE...

  1. 24 CFR 201.41 - Loan servicing.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false Loan servicing. 201.41 Section 201.41 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued) OFFICE OF ASSISTANT SECRETARY FOR HOUSING-FEDERAL HOUSING COMMISSIONER, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE...

  2. 24 CFR 201.41 - Loan servicing.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 24 Housing and Urban Development 2 2014-04-01 2014-04-01 false Loan servicing. 201.41 Section 201.41 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued) OFFICE OF ASSISTANT SECRETARY FOR HOUSING-FEDERAL HOUSING COMMISSIONER, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE...

  3. 24 CFR 201.41 - Loan servicing.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false Loan servicing. 201.41 Section 201.41 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued) OFFICE OF ASSISTANT SECRETARY FOR HOUSING-FEDERAL HOUSING COMMISSIONER, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE...

  4. Analysis of USAREUR Family Housing.

    DTIC Science & Technology

    1985-04-01

    Standard Installation/Division Personnel System SJA ................ Staff Judge Advocate SPSS ............... Statistical Package for the...for Projecting Family Housing Requirements. a. Attempts to define USAREUR’s programmable family housing deficit Sbased on the FHS have caused anguish ...responses using the Statistical Package for the Social Sciences ( SPSS ) computer program. E-2 ANNEX E RESPONSE TO ESC HOUSING QUESTIONNAIRE Section Page I

  5. Families Experiencing Housing Instability: The Effects of Housing Programs on Family Routines and Rituals

    PubMed Central

    Mayberry, Lindsay S.; Shinn, Marybeth; Benton, Jessica Gibbons; Wise, Jasmine

    2013-01-01

    Maintenance of family processes can protect parents, children, and families from the detrimental effects of extreme stressors, such as homelessness. When families cannot maintain routines and rituals, the stressors of poverty and homelessness can be compounded for both caregivers and children. However, characteristics of living situations common among families experiencing homelessness present barriers to the maintenance of family routines and rituals. We analyzed 80 in-depth interviews with parents who were experiencing or had recently experienced an instance of homelessness. We compared their assessments of challenges to family schedules, routines, and rituals across various living situations, including shelter, transitional housing programs, doubled up (i.e. living temporarily with family/friend), and independent housing. Rules common across shelters and transitional housing programs impeded family processes, and parents felt surveilled and threatened with child protective service involvement in these settings. In doubled up living situations, parents reported adapting their routines to those of the household and having parenting interrupted by opinions of friends and family members. Families used several strategies to maintain family rituals and routines in these living situations and ensure consistency and stability for their children during an otherwise unstable time. PMID:24826832

  6. Families experiencing housing instability: the effects of housing programs on family routines and rituals.

    PubMed

    Mayberry, Lindsay Satterwhite; Shinn, Marybeth; Benton, Jessica Gibbons; Wise, Jasmine

    2014-01-01

    Maintenance of family processes can protect parents, children, and families from the detrimental effects of extreme stressors, such as homelessness. When families cannot maintain routines and rituals, the stressors of poverty and homelessness can be compounded for both caregivers and children. However, characteristics of living situations common among families experiencing homelessness present barriers to the maintenance of family routines and rituals. We analyzed 80 in-depth interviews with parents who were experiencing or had recently experienced an instance of homelessness. We compared their assessments of challenges to family schedules, routines, and rituals across various living situations, including shelter, transitional housing programs, doubled-up (i.e., living temporarily with family or friends), and independent housing. Rules common across shelters and transitional housing programs impeded family processes, and parents felt surveilled and threatened with child protective service involvement in these settings. In doubled-up living situations, parents reported adapting their routines to those of the household and having parenting interrupted by opinions of friends and family members. Families used several strategies to maintain family routines and rituals in these living situations and ensure consistency and stability for their children during an otherwise unstable time. (c) 2014 APA, all rights reserved.

  7. Housing Policy Act, 31 August 1989.

    PubMed

    1989-01-01

    The goal of this Act is to establish medium and longterm housing policy for Venezuela. The policy is to be implemented by both the private and public sectors and has as targets the provision of housing for 700,000 families between 1989 and 1994, 1,000,000 families between 1994 and 1999, and 1,300,00 families between 1999 and 2004. The priority for the public sector will be provision of housing assistance to families earning under the amount of 3 minimum monthly wages. Priority will also be given to areas that are strategic for decentralization programs and that have a deficit of housing. Assistance is to consist of comprehensive housing programs and can include provision of plots of land with basic services, housing units, loans for constructing and purchasing housing, houses to be leased or sold, rent subsidies, and technical and legal services. Beneficiaries must be contributors to the housing savings program and, in general, not own a house, although special assistance is available for remodeling and enlarging housing. Beneficiaries will receive assistance on the basis of family income and the housing solution provided. Housing assistance is to be financed by the following: 1) 5% of the government's yearly budget; 2) compulsory housing savings of workers in both the public and private sectors consisting of an amount equal to 3% of monthly wages not in excess of the amount of 10 minimum monthly wages, 1% paid by workers and 2% paid by employers; 3) cash reserve resources of mortgage institutions; and 4) private sector funds. Funds obtained from these different sources are to be used for different purposes, as specified by the Act. In addition, the Act also authorizes the government to exempt from payment of various taxes persons involved in the housing projects contemplated by the Act. Further provisions of the Act set forth rules on a guaranty fund to be established to cover housing loans, the creation of the National Housing Council to cooperate in defining

  8. 12 CFR 1282.12 - Single-family housing goals.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 7 2011-01-01 2011-01-01 false Single-family housing goals. 1282.12 Section... GOALS AND MISSION Housing Goals § 1282.12 Single-family housing goals. (a) Single-family housing goals. An Enterprise shall be in compliance with a single-family housing goal if its performance under the...

  9. 24 CFR 200.50 - Building loan agreement.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Building loan agreement. 200.50 Section 200.50 Housing and Urban Development Regulations Relating to Housing and Urban Development... Building loan agreement. The mortgagor and mortgagee must execute a building loan agreement approved by the...

  10. 24 CFR 200.22 - Operating loss loans.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Operating loss loans. 200.22 Section 200.22 Housing and Urban Development Regulations Relating to Housing and Urban Development... Operating loss loans. An insured loan to cover the operating losses of a project with an existing...

  11. 24 CFR 1007.35 - Loan terms.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 4 2010-04-01 2010-04-01 false Loan terms. 1007.35 Section 1007.35... LOAN GUARANTEES FOR NATIVE HAWAIIAN HOUSING § 1007.35 Loan terms. To be eligible for guarantee under this part, the loan shall: (a) Be made for a term not exceeding 30 years; (b) Bear interest (exclusive...

  12. Sewing machines and bank loans, farming and family planning.

    PubMed

    Sai, F A; Nsarkoh, J D

    1980-03-01

    Half of a $10,000 grant was given by the International Planned Parenthood Federation (IPPF) to finance the rural development project activities of Danfa, a village of about 835 people in Ghana. In this community the women are hard working but doubly disadvantaged. Along with a high illiteracy rate, the women are limited by inadequate income due to underemployment, under productivity, unfavorable farming conditions, and a lack of resources. Large families, frequent pregnancies, poor mother and child health, and high infant mortality all make matters worse for both the rural farm wife and her family. The project began with a nucleus of women that soon grew to between 24-30. Members soon formed small groups according to their occupational interests. The women grasped the self-help idea immediately. Once or twice a month there were demonstrations and the group worked together in such activities as making soap and pomade, preparing meals, and sewing. Meetings generally ended with a general group brainstorming and then members gathered in smaller groups to review their activities and plan for the future. During the 1st year of the project the men in the group rarely attended meetings. The group gave priority attention to their community's urgent need for working capital. 15 women farmers who met the criteria determined by the group received loans in the 1st round; only 8 satisfied the criteria in the 2nd round. At the beginning of the small loans scheme, the group decided to seek bigger loans from the bank if members proved credit worthy. This requirement was satisfied, and the group began negotiations for a loan with the Agricultural Development Bank. The group received the total group loan. The Ghana Home Science Association considers the project to be successful in several respects. Team spirit has developed the group, and the women play important and respected roles. Family planning problems are regularly presented for discussion, but it is difficult to correlate

  13. 24 CFR 1007.30 - Security for loan.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 4 2010-04-01 2010-04-01 false Security for loan. 1007.30 Section... SECTION 184A LOAN GUARANTEES FOR NATIVE HAWAIIAN HOUSING § 1007.30 Security for loan. (a) In general. A... Lands is used as collateral or security for the loan, the following additional provisions apply: (1...

  14. 78 FR 67465 - Loan Guaranty: Maximum Allowable Attorney Fees

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-11-12

    ... foreclosure attorney fee. This fee recognizes the additional work required to resume the foreclosure action, while also accounting for the expectation that some work from the previous action may be utilized in... for legal fees in connection with the termination of single-family housing loans, including...

  15. 24 CFR 241.1050 - Method of loan payment.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 24 Housing and Urban Development 2 2014-04-01 2014-04-01 false Method of loan payment. 241.1050 Section 241.1050 Housing and Urban Development Regulations Relating to Housing and Urban Development...-Eligibility Requirements § 241.1050 Method of loan payment. The loan shall provide for monthly payments on the...

  16. 24 CFR 241.1050 - Method of loan payment.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Method of loan payment. 241.1050 Section 241.1050 Housing and Urban Development Regulations Relating to Housing and Urban Development...-Eligibility Requirements § 241.1050 Method of loan payment. The loan shall provide for monthly payments on the...

  17. 24 CFR 232.565 - Maximum loan amount.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Maximum loan amount. 232.565 Section 232.565 Housing and Urban Development Regulations Relating to Housing and Urban Development... URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES...

  18. The Determination of Navy Family Housing Requirements

    DTIC Science & Technology

    1992-04-01

    for greater precision and responsiveness, closer scrutiny of Navy family housing programs, and internal initiatives relating to quality management ...DETERMINATION SYSTEM Overview For almost 20 years, the Navy has used a semiautomated system to project family housing requirements. This process is managed ... Family Housing Management Institute (FHMI) materials, and management specifications maintained by NAVFAC and FACSO. FINDINGS Theory We believe that the

  19. 75 FR 9246 - Cooperative Share Loan Insurance

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-03-01

    ... DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT [Docket No. FR-5376-N-14] Cooperative Share Loan... comments on the subject proposal. New guidance for cooperative housing loan insurance will be published to update existing policies, and better enable mortgagees to submit cooperative share loans for FHA...

  20. 7 CFR 1955.111 - Sale of real estate for RH purposes (housing).

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... HOUSING SERVICE, RURAL BUSINESS-COOPERATIVE SERVICE, RURAL UTILITIES SERVICE, AND FARM SERVICE AGENCY, DEPARTMENT OF AGRICULTURE (CONTINUED) PROGRAM REGULATIONS (CONTINUED) PROPERTY MANAGEMENT Disposal of... Housing Act of 1949, as amended, (RH property). Single family units (generally which secured loans made...

  1. 7 CFR Exhibit F to Subpart I of... - Site Option Loan to Technical Assistance Grantees

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... AGENCY, DEPARTMENT OF AGRICULTURE (CONTINUED) PROGRAM REGULATIONS (CONTINUED) HOUSING Self-Help Technical... will build their own homes by the self-help method. An SO loan will be considered only when sites... that will be needed as building sites by self-help families participating in the TA self-help housing...

  2. 7 CFR 3565.208 - Maximum loan term.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, DEPARTMENT OF AGRICULTURE GUARANTEED RURAL RENTAL HOUSING PROGRAM Loan Requirements § 3565.208 Maximum loan term. (a... guaranteed loan exceed the lesser of 40 years or the remaining economic life of the project. (b) Prepayment...

  3. 76 FR 6555 - Loan Guaranty Revised Loan Modification Procedures

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-02-07

    ... due date for payments. Modifications usually adjust the terms of the loan agreement by: capitalizing delinquent interest, advances, or other amounts due; extending the repayment terms; changing the interest... guaranteed housing loans in default. Specifically, changes are made to requirements related to maximum...

  4. 24 CFR 886.329a - Preferences for occupancy by elderly families.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... elderly families. 886.329a Section 886.329a Housing and Urban Development REGULATIONS RELATING TO HOUSING... DIRECT LOAN PROGRAM, SECTION 202 SUPPORTIVE HOUSING FOR THE ELDERLY PROGRAM AND SECTION 811 SUPPORTIVE... Preferences for occupancy by elderly families. (a) Election of preference for occupancy by elderly families—(1...

  5. 78 FR 5433 - Annual Notice of Interest Rates of Federal Student Loans Made Under the Federal Family Education...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-01-25

    ... Federal Family Education Loan Program AGENCY: Federal Student Aid, Department of Education. ACTION: Notice... under the Federal Family Education Loan (FFEL) Program. The Chief Operating Officer takes this action to give notice of FFEL Program loan interest rates to the public. DATES: This notice is effective January...

  6. 32 CFR 644.138 - Family housing leasing program.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 32 National Defense 4 2011-07-01 2011-07-01 false Family housing leasing program. 644.138 Section... PROPERTY REAL ESTATE HANDBOOK Acquisition Acquisition by Leasing § 644.138 Family housing leasing program... for the leasing of family housing units to the Division or District Engineer. Each military element...

  7. 32 CFR 644.138 - Family housing leasing program.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 32 National Defense 4 2010-07-01 2010-07-01 true Family housing leasing program. 644.138 Section... PROPERTY REAL ESTATE HANDBOOK Acquisition Acquisition by Leasing § 644.138 Family housing leasing program... for the leasing of family housing units to the Division or District Engineer. Each military element...

  8. 32 CFR 644.417 - For MCA family housing.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 32 National Defense 4 2011-07-01 2011-07-01 false For MCA family housing. 644.417 Section 644.417... family housing. The Act of 1 September 1954, Pub. L. 765, 83rd Congress (68 Stat. 1119), as amended by... Construction-Army Family Housing at Military Installations and Facilities.” ...

  9. 32 CFR 644.417 - For MCA family housing.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 32 National Defense 4 2010-07-01 2010-07-01 true For MCA family housing. 644.417 Section 644.417... family housing. The Act of 1 September 1954, Pub. L. 765, 83rd Congress (68 Stat. 1119), as amended by... Construction-Army Family Housing at Military Installations and Facilities.” ...

  10. 77 FR 70179 - Notice of HUD-Held Multifamily and Healthcare Loan Sale

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-11-23

    ... Multifamily and Healthcare Loan Sale AGENCY: Office of the Assistant Secretary for Housing--Federal Housing...'s intention to sell certain unsubsidized multifamily and healthcare mortgage loans, without Federal... certain unsubsidized mortgage loans (Mortgage Loans) secured by multifamily and healthcare properties...

  11. 24 CFR 945.205 - Designated housing for disabled families.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... families. 945.205 Section 945.205 Housing and Urban Development Regulations Relating to Housing and Urban... DISABLED AND ELDERLY FAMILIES Application and Approval Procedures § 945.205 Designated housing for disabled families. (a) General. (1) In general, HUD will approve designated projects for disabled families only if...

  12. 7 CFR 1980.370 - Loan servicing.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 14 2010-01-01 2009-01-01 true Loan servicing. 1980.370 Section 1980.370 Agriculture... REGULATIONS (CONTINUED) GENERAL Rural Housing Loans § 1980.370 Loan servicing. RHS encourages Lenders to... sufficient servicing and counseling to meet the objectives of the loan. Loan servicing should be approached...

  13. 7 CFR 3550.52 - Loan purposes.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... added to the loan amount in excess of the area loan limit and appraised value of the house. (e) Loan..., insurance premiums, real estate tax advances, or preliminary foreclosure costs; or (ii) If a loan of $5,000..., and loan closing fees; and appraisal, surveying, environmental, tax monitoring, and other technical...

  14. 76 FR 11256 - Notice of HUD-Held Healthcare Loan Sale (HCLS 2011-1)

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-03-01

    ... Healthcare Loan Sale (HCLS 2011-1) AGENCY: Office of the Assistant Secretary for Housing--Federal Housing... certain unsubsidized healthcare mortgage loans, without Federal Housing Administration (FHA) insurance, in... 2011-1 of certain unsubsidized mortgage loans (Mortgage Loans) secured by healthcare properties located...

  15. Student Loans: Direct Loan Default. Report to Congressional Requesters.

    ERIC Educational Resources Information Center

    Bovbjerg, Barbara D.

    This report presents data on default rates within two major federal student loan programs, the Federal Direct Loan Program (FDLP) and the Federal Family Education Loan Program (FFELP). Data from the National Student Loan Data System for 1997 and 1998 indicate that, overall, direct and guaranteed student loan programs had similar default rates--6.6…

  16. An Analysis of Military Family Housing Energy Consumption.

    DTIC Science & Technology

    1987-09-01

    not change their behavior (27:39). Voluntary Conservation Manual. (20) "Energy Management for Navy Family Housing: A Manual for Voluntary Residential...CA. November 1981. 19. ------- Energy Management for Navy Family Housing A Manual for Voluntary Residential Energy Conservat,n. Report Number NPRDC...ftG? 129 AN ANAYSIS OF MILITARY FAMILY HOUSING ENEM / CONSUMPTION(U) AIR FORCE INST OF TECH MRIOHT-PATTERSON RFI OH SCHOOL OF SYSTEMS AND LOGISTICS

  17. 7 CFR Exhibit E to Subpart K of... - Guide Letter to Delinquent FmHA or Its Successor Agency Under Public Law 103-354 Single Family...

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... Agency Under Public Law 103-354 Single Family Housing Loan Borrowers E Exhibit E to Subpart K of Part... Agency Under Public Law 103-354 Single Family Housing Loan Borrowers Dear (name of borrower): This is to.... Their counseling services include advice on debt levels and credit purchases, consumer and cost...

  18. 7 CFR 3550.52 - Loan purposes.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... added to the loan amount in excess of the area loan limit and appraised value of the house. (e) Loan... and approved furnaces and space heaters that use fuel that is commonly used, economical, and...

  19. 7 CFR 3550.52 - Loan purposes.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... added to the loan amount in excess of the area loan limit and appraised value of the house. (e) Loan... and approved furnaces and space heaters that use fuel that is commonly used, economical, and...

  20. Leaving Homelessness Behind: Housing Decisions among Families Exiting Shelter1

    PubMed Central

    Fisher, Benjamin W.; Mayberry, Lindsay; Shinn, Marybeth; Khadduri, Jill

    2014-01-01

    Because homelessness assistance programs are designed to help families, it is important for policymakers and practitioners to understand how families experiencing homelessness make housing decisions, particularly when they decide not to use available services. This study explores those decisions using in-depth qualitative interviews with 80 families recruited in shelters across four sites approximately six months after they were assigned to one of four conditions (permanent housing subsidies, project-based transitional housing, community-based rapid re-housing, and usual care). Familiar neighborhoods near children’s schools, transportation, family and friends, and stability were important to families across conditions. Program restrictions on eligibility constrained family choices. Subsidized housing was the most desired intervention and families leased up at higher rates than in other studies of poor families. Respondents were least comfortable in and most likely to leave transitional housing. Uncertainty associated with community-based rapid re-housing generated considerable anxiety. Across interventions, many families had to make unhappy compromises, often leading to further moves. Policy recommendations are offered. PMID:25258503

  1. 76 FR 47225 - Mortgage and Loan Insurance Programs Under the National Housing Act-Debenture Interest Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-08-04

    ... Programs Under the National Housing Act--Debenture Interest Rates AGENCY: Office of the Assistant Secretary... in the interest rates to be paid on debentures issued with respect to a loan or mortgage insured by... interest rate for debentures issued under section 221(g)(4) of the Act during the 6-month period beginning...

  2. 76 FR 4127 - Mortgage and Loan Insurance Programs Under the National Housing Act-Debenture Interest Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-01-24

    ... Programs Under the National Housing Act--Debenture Interest Rates AGENCY: Office of the Assistant Secretary... in the interest rates to be paid on debentures issued with respect to a loan or mortgage insured by... interest rate for debentures issued under section 221(g)(4) of the Act during the 6-month period beginning...

  3. 75 FR 41510 - Mortgage and Loan Insurance Programs Under the National Housing Act-Debenture Interest Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-07-16

    ... Programs Under the National Housing Act--Debenture Interest Rates AGENCY: Office of the Assistant Secretary... in the interest rates to be paid on debentures issued with respect to a loan or mortgage insured by...). The interest rate for debentures issued under section 221(g)(4) of the Act during the 6-month period...

  4. 77 FR 42754 - Mortgage and Loan Insurance Programs Under the National Housing Act-Debenture Interest Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-07-20

    ... Programs Under the National Housing Act--Debenture Interest Rates AGENCY: Office of the Assistant Secretary... in the interest rates to be paid on debentures issued with respect to a loan or mortgage insured by... interest rate for debentures issued under section 221(g)(4) of the Act during the 6-month period beginning...

  5. 75 FR 5339 - Mortgage and Loan Insurance Programs Under the National Housing Act-Debenture Interest Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-02-02

    ... Programs Under the National Housing Act--Debenture Interest Rates AGENCY: Office of the Assistant Secretary... in the interest rates to be paid on debentures issued with respect to a loan or mortgage insured by... interest rate for debentures issued under section 221(g)(4) of the Act during the 6-month period beginning...

  6. 78 FR 4427 - Mortgage and Loan Insurance Programs Under the National Housing Act-Debenture Interest Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-01-22

    ... Programs Under the National Housing Act--Debenture Interest Rates AGENCY: Office of the Assistant Secretary... in the interest rates to be paid on debentures issued with respect to a loan or mortgage insured by... interest rate for debentures issued under section 221(g)(4) of the Act during the 6-month period beginning...

  7. 78 FR 44580 - Mortgage and Loan Insurance Programs Under the National Housing Act-Debenture Interest Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-07-24

    ... Programs Under the National Housing Act--Debenture Interest Rates AGENCY: Office of the Assistant Secretary... in the interest rates to be paid on debentures issued with respect to a loan or mortgage insured by... interest rate for debentures issued under section 221(g)(4) of the Act during the 6-month period beginning...

  8. 77 FR 4359 - Mortgage and Loan Insurance Programs Under the National Housing Act-Debenture Interest Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-01-27

    ... Programs Under the National Housing Act--Debenture Interest Rates AGENCY: Office of the Assistant Secretary... in the interest rates to be paid on debentures issued with respect to a loan or mortgage insured by...). The interest rate for debentures issued under section 221(g)(4) of the Act during the 6-month period...

  9. Housing and Neighborhood Characteristics and Latino Farmworker Family Well-Being.

    PubMed

    Arcury, Thomas A; Trejo, Grisel; Suerken, Cynthia K; Grzywacz, Joseph G; Ip, Edward H; Quandt, Sara A

    2015-10-01

    Housing quality and neighborhood characteristics affect individual health and family well-being. This analysis describes characteristics of farmworker housing and neighborhoods and delineates the associations of housing and local neighborhood with indicators of family well-being. Mothers in North Carolina farmworker families (n = 248) completed interviews in 2011-2012. Family well-being measures included stress, family conflict, and outward orientation. Housing measures included ownership and facilities, and neighborhood measures included heavy traffic and driving time to grocery stores. Families experienced elevated stress and conflict, and limited outward orientation. Few owned their homes, which were generally crowded. Few had enclosed play spaces for their children. For many, traffic made it difficult to walk on the street. Housing and neighborhood characteristics were related to increased stress and limited outward orientation. Housing and neighborhood characteristics are important for research on the health of families in vulnerable populations, such as farmworker families.

  10. Housing and Neighborhood Characteristics and Latino Farmworker Family Well-Being

    PubMed Central

    Arcury, Thomas A.; Trejo, Grisel; Suerken, Cynthia K.; Grzywacz, Joseph G.; Ip, Edward H.; Quandt, Sara A.

    2014-01-01

    Housing quality and neighborhood characteristics affect individual health and family well-being. This analysis describes characteristics of farmworker housing and neighborhoods and delineates the associations of housing and local neighborhood with indicators of family well-being. Mothers in North Carolina farmworker families (n=248) completed interviews in 2011-2012. Family well-being measures included stress, family conflict, and outward orientation. Housing measures included ownership and facilities, and neighborhood measures included heavy traffic and driving time to grocery stores. Families experienced elevated stress and conflict, and limited outward orientation. Few owned their homes, which were generally crowded. Few had enclosed play spaces for their children. For many, traffic made it difficult to walk on the street. Housing and neighborhood characteristics were related to increased stress and limited outward orientation. Housing and neighborhood characteristics are important for research on the health of families in vulnerable populations, such as farmworker families. PMID:25367531

  11. 75 FR 33704 - Loan Guaranty: Elimination of Redundant Regulations

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-06-15

    ... budgetary impact of entitlements, grants, user fees, or loan programs or the rights and obligations of..., Handicapped, Housing, Indians, Individuals with disabilities, Loan programs--housing and community development...

  12. 7 CFR 1980.411 - Loan purposes.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, RURAL BUSINESS-COOPERATIVE... REGULATIONS (CONTINUED) GENERAL Business and Industrial Loan Program § 1980.411 Loan purposes. Loans to... improving, developing or financing business, industry and employment and improving the economic and...

  13. Housing Matters for Families: Promising Practices from Child Welfare Agencies.

    PubMed

    Cunningham, Mary; Pergamit, Michael

    There is growing acknowledgement that housing can provide more than shelter, a basic need. Housing can also act as a foundation, helping families stay together.The provision of housing as a prevention or protective strategy against child maltreatment has not been widely used by child welfare agencies. A small subset of child welfare agencies across the country, however, is incorporating housing into their response to cases of child abuse and neglect. Using qualitative data from ongoing studies of HUD's Family Unification Program (FUP) and the Children's Bureau supportive housing demonstration for high-need child welfare involved families, we describe some of the promising practices agencies are implementing and testing. Though evaluations of these programs are not yet complete, there is a lot the field can learn from these approaches. This paper provides an overview of seven promising strategies: (1) partnering with public housing agencies and leveraging resources; (2) assessing the housing needs of child welfare involved families; (3) triaging and providing housing resources based on needs; (4) providing housing first, not. last; (5) developing housing stability plans and shared case plans; (6) screening families into housing, rather than screening out; and (7) providing housing search assistance.

  14. 12 CFR 1282.14 - Special Affordable Housing Goal.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ...”) Insurance Program, 12 U.S.C. 1715z-20; mortgages guaranteed under the Rural Housing Service's Single Family...-going, sustainable efforts to ensure that additional loans that meet the goal are originated. (iv... of the Community Support Program; or (B) Community development credit unions; community development...

  15. FPL designs meet family housing needs

    Treesearch

    G. E. Sherwood

    1972-01-01

    The Forest Products Laboratory (FPL) has developed five house plans for low-cost rural houses to demonstrate cost-saving principles of construction, The plans feature simplicity of design, but provide structurally sound houses that fulfill the needs of many families. To determine to what extent the plans were used, how they met the needs and the acceptance standards of...

  16. 7 CFR 3560.73 - Subsequent loans.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    .... Loan requests to add units to comply with accessibility requirements may be processed as a subsequent loan; however, loan requests to add units to meet market demand will be processed as an initial loan... over a period not to exceed the lesser of the economic life of the housing being financed or 50 years...

  17. 7 CFR 3560.73 - Subsequent loans.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    .... Loan requests to add units to comply with accessibility requirements may be processed as a subsequent loan; however, loan requests to add units to meet market demand will be processed as an initial loan... over a period not to exceed the lesser of the economic life of the housing being financed or 50 years...

  18. 7 CFR 3560.73 - Subsequent loans.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    .... Loan requests to add units to comply with accessibility requirements may be processed as a subsequent loan; however, loan requests to add units to meet market demand will be processed as an initial loan... over a period not to exceed the lesser of the economic life of the housing being financed or 50 years...

  19. 7 CFR 3560.73 - Subsequent loans.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    .... Loan requests to add units to comply with accessibility requirements may be processed as a subsequent loan; however, loan requests to add units to meet market demand will be processed as an initial loan... over a period not to exceed the lesser of the economic life of the housing being financed or 50 years...

  20. Microeconomic loans and health education to families in impoverished communities: implications for the HIV pandemic.

    PubMed

    Sherer, Renslow D; Bronson, John D; Teter, Caroline J; Wykoff, Randolph F

    2004-01-01

    Poverty is among the root causes of death and poor health worldwide. Project HOPE's Village Health Bank (VHB) program is a public health intervention that combines integrated microcredit lending and health education. Groups of 18 to 25 women receive small loans, and biweekly, one-hour health education sessions. Since 1993, about 50,000 women in 949 VHBs have participated in seven countries in the Americas, Africa, and Southeast Asia, receiving more than US$25 million in loans and 8,445 hours of health education. Members of VHBs are charged modest interest rates that enable them to become self-sufficient (eg, able to cover all operating charges, including the costs of the health education staff, and the necessary loan capital to continue without infusion of outside resources). The VHB program produces substantial economic improvements for individuals and groups, and benefits in health knowledge and behaviors, including increased utilization of healthcare services. Data from Guatemala, Malawi, and Thailand demonstrate that VHBs in countries with high HIV prevalence have been comparably successful in spite of the enormous added burdens of chronic illness, deaths, and orphans in need of support. For example, in 2004, 48 percent of 266 VHB members in Malawi experienced at least one death in their household in the preceding year, and 67 percent housed one or more orphans with an average of two orphans per household. Because of the unique combination of increased household economic stability and improved health knowledge, the VHB program is now being adapted to families of people affected by HIV/AIDS, including orphans.

  1. An Evaluation of Privatized Military Family Housing: Lessons Learned

    DTIC Science & Technology

    2012-06-01

    NAVAL POSTGRADUATE SCHOOL MONTEREY, CALIFORNIA MBA PROFESSIONAL REPORT An Evaluation of Privatized Military Family Housing...TYPE AND DATES COVERED MBA Professional Report 4. TITLE AND SUBTITLE An Evaluation of Privatized Military Family Housing: Lessons Learned 5...Peeler et al. 2007, chap. 5, 105). Baldwin (1996) reports that during the 1960s and 1970s military family housing privatization programs fell out of

  2. Increasing the Supply of Family Housing

    DTIC Science & Technology

    1988-09-01

    exhausted. The most cost-effective action is to remodel on-base family housing units to create denser, multifamily configurations. Installation managers ...rnm (V) INCREASING THE SUPPLYoOF FAMILY HOUSING Report AL720RI September 1988 Douglas M. Brown g M’"L-CTE JAN 2 61981 U Prepared pursuant to...Department of Defense Contract MDA903-85-C-0 139. The views expressed here are those of the Logistics Management Institute at the time of issue but not

  3. Satellite Communities: Proposal for a New Housing Program

    ERIC Educational Resources Information Center

    Weissbourd, Bernard

    1972-01-01

    Proposes that the Federal Government should embark on a land-acquisition program for new satellite communities; that antidiscrimination laws should be enforced by lending authorities and savings and loan associations; that existing subsidies for housing should be redirected toward low-income families; and that the government should provide funds…

  4. 78 FR 73407 - Information Sharing Among Federal Home Loan Banks

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-12-06

    ... Home Loan Banks AGENCY: Federal Housing Finance Agency. ACTION: Final rule. SUMMARY: Section 1207 of the Housing and Economic Recovery Act of 2008 (HERA) amended the Federal Home Loan Bank Act (Bank Act... to each Federal Home Loan Bank (Bank) information relating to the financial condition of all other...

  5. White House Conference on Families: Work and Families.

    ERIC Educational Resources Information Center

    J.C. Penney Co., Inc., New York, NY.

    This report on the White House Conference on Families (WHCF) was prepared by the J.C. Penney Company for corporate leaders. Background information on the WHCF, issues related to families and work, a depiction of the changing work force, and policy recommendations are included in the report. Recommendations focus on flextime, flexible leave…

  6. 7 CFR 1924.115 - Single Family Housing site evaluation.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 12 2011-01-01 2011-01-01 false Single Family Housing site evaluation. 1924.115 Section 1924.115 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING... Work § 1924.115 Single Family Housing site evaluation. (a) Site review. The site approval official will...

  7. 24 CFR 266.636 - Insuring new loans for defaulted projects.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... AUTHORITIES HOUSING FINANCE AGENCY RISK-SHARING PROGRAM FOR INSURED AFFORDABLE MULTIFAMILY PROJECT LOANS Contract Rights and Obligations Claim Procedures § 266.636 Insuring new loans for defaulted projects. The... projects. 266.636 Section 266.636 Housing and Urban Development Regulations Relating to Housing and Urban...

  8. 38 CFR 36.4346 - Cooperative loans.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 38 Pensions, Bonuses, and Veterans' Relief 2 2010-07-01 2010-07-01 false Cooperative loans. 36... Cooperative loans. (a) To be eligible for guaranty or insurance, any loan of the following types shall require... of residential units in any housing development, cooperative or otherwise, the title to which...

  9. Family Housing Self-Help Program: Evaluation and Recommendations for Improvements.

    DTIC Science & Technology

    1986-07-01

    the Army Housing Management Division, Facilities Branch, Office of the Chief of Engineers (OCE), under reimbursable Work Unit QH5, " Family Housing Self...40-A171 466 FAMILY HOUSIN G SB -HEL PROGRAM: KVJ A I N 1/1 u NLASSIFIED L 86 CEI I -T-8 6 /901 IL H I LAl 51 , L 40-N1 L6 132 2= 1.25 LA.11...Laboratory July 1986 Family Housing Self-Help Evaluation and Improvement AD-A171 466 Family Housing Self-Help Program: Evaluation and Recommendations for

  10. 76 FR 29147 - Federal Home Loan Bank Investments

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-05-20

    ...-AA32 Federal Home Loan Bank Investments AGENCY: Federal Housing Finance Agency; Federal Housing Finance...-adopting existing investment regulations that apply to the Federal Home Loan Banks (Banks) and that were...' investment in mortgage-backed securities (MBS) and certain asset-backed securities (ABS) that were previously...

  11. 24 CFR 200.25 - Supplemental loans.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 24 Housing and Urban Development 2 2014-04-01 2014-04-01 false Supplemental loans. 200.25 Section 200.25 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued) OFFICE OF ASSISTANT SECRETARY FOR HOUSING-FEDERAL HOUSING COMMISSIONER, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT GENERAL INTRODUCTION TO FHA...

  12. 24 CFR 200.25 - Supplemental loans.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false Supplemental loans. 200.25 Section 200.25 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued) OFFICE OF ASSISTANT SECRETARY FOR HOUSING-FEDERAL HOUSING COMMISSIONER, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT GENERAL INTRODUCTION TO FHA...

  13. 24 CFR 200.25 - Supplemental loans.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false Supplemental loans. 200.25 Section 200.25 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued) OFFICE OF ASSISTANT SECRETARY FOR HOUSING-FEDERAL HOUSING COMMISSIONER, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT GENERAL INTRODUCTION TO FHA...

  14. 24 CFR 200.25 - Supplemental loans.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Supplemental loans. 200.25 Section 200.25 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued) OFFICE OF ASSISTANT SECRETARY FOR HOUSING-FEDERAL HOUSING COMMISSIONER, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT GENERAL INTRODUCTION TO FHA...

  15. 24 CFR 200.25 - Supplemental loans.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Supplemental loans. 200.25 Section 200.25 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued) OFFICE OF ASSISTANT SECRETARY FOR HOUSING-FEDERAL HOUSING COMMISSIONER, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT GENERAL INTRODUCTION TO FHA...

  16. 7 CFR 3560.63 - Loan limits.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... limitations will be set on loan amounts: (1) For all loan applicants who will receive benefits from the low... receive low-income housing tax credit benefits and who are comprised solely of nonprofit organizations... necessary relocation costs incurred. (3) For all other loan applicants who will not receive low-income...

  17. 7 CFR 3560.63 - Loan limits.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... limitations will be set on loan amounts: (1) For all loan applicants who will receive benefits from the low... receive low-income housing tax credit benefits and who are comprised solely of nonprofit organizations... necessary relocation costs incurred. (3) For all other loan applicants who will not receive low-income...

  18. 7 CFR 3560.63 - Loan limits.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... limitations will be set on loan amounts: (1) For all loan applicants who will receive benefits from the low... receive low-income housing tax credit benefits and who are comprised solely of nonprofit organizations... necessary relocation costs incurred. (3) For all other loan applicants who will not receive low-income...

  19. 7 CFR 3560.63 - Loan limits.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... limitations will be set on loan amounts: (1) For all loan applicants who will receive benefits from the low... receive low-income housing tax credit benefits and who are comprised solely of nonprofit organizations... necessary relocation costs incurred. (3) For all other loan applicants who will not receive low-income...

  20. 7 CFR 3560.63 - Loan limits.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... limitations will be set on loan amounts: (1) For all loan applicants who will receive benefits from the low... receive low-income housing tax credit benefits and who are comprised solely of nonprofit organizations... necessary relocation costs incurred. (3) For all other loan applicants who will not receive low-income...

  1. In Their Own Words: Exploring Family Pathways to Housing Instability.

    PubMed

    Gultekin, Laura; Brush, Barbara L

    2017-02-01

    Housing instability threatens the health and well-being of millions of families across the United States, yet little is known about the characteristics or housing trajectories of at-risk families. To address this gap in our understanding of family risk for housing instability and homelessness, we undertook a qualitative descriptive study utilizing a convenience sample of 16 mothers recruited from a housing service agency living in Detroit and receiving emergency services to avoid homelessness. Participants completed the Brief Patient Health Questionnaire (PHQ), then narrated their life events and reasons for housing instability and disclosed desired interventions for homelessness prevention. Data analysis reveals that women experienced high rates of previously undisclosed trauma, broken family relationships, early parenting responsibilities, social isolation, and system failures that contributed to recurrent episodes of housing instability. We argue that housing instability is a symptom of multiple chronic underlying issues that need more than a temporary financial patch.

  2. Screening for Housing Instability and Homelessness Among Families Undergoing Child Maltreatment Investigation.

    PubMed

    Farrell, Anne F; Dibble, Kate E; Randall, Kellie G; Britner, Preston A

    2017-09-01

    This paper reports results of mixed methods, population survey of housing instability, and homelessness. Child welfare personnel conducted the Quick Risks and Assets for Family Triage (QRAFT), a three-question screening tool intended to identify housing instability and homelessness. The QRAFT requires users to assess family housing history, current housing arrangement, and current housing condition, on a four-point scale from "asset/not a risk" to "severe risk." The QRAFT was completed among 6828 families undergoing new child maltreatment investigations. Approximately 5.4% of families demonstrated significant to severe housing problems; approximately one-third exhibited moderate housing risk. Housing problems and homelessness were significantly associated with the outcome of child welfare investigations; among families with substantiated child welfare determinations, 21% demonstrated significant to severe housing risk, a significantly higher proportion than among families where the investigation outcome was unsubstantiated or differential response (i.e., voluntary services). Of significant to severe housing risk families, 15.7% later met eligibility criteria for a supportive housing intervention, suggesting that housing concerns combined with substantial parent and child functional difficulties. Qualitative data indicated the QRAFT was perceived as easy to administer, effective as a screening tool, and useful to "apply the housing lens" early in child welfare involvement. © Society for Community Research and Action 2017.

  3. 7 CFR 15b.41 - Multi-family rental housing.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 1 2011-01-01 2011-01-01 false Multi-family rental housing. 15b.41 Section 15b.41... ACTIVITIES RECEIVING FEDERAL FINANCIAL ASSISTANCE Other Aid, Benefits, or Services § 15b.41 Multi-family...-family rental housing. (b) New construction. (1) Recipients receiving assistance from the Department for...

  4. 7 CFR 15b.41 - Multi-family rental housing.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 1 2010-01-01 2010-01-01 false Multi-family rental housing. 15b.41 Section 15b.41... ACTIVITIES RECEIVING FEDERAL FINANCIAL ASSISTANCE Other Aid, Benefits, or Services § 15b.41 Multi-family...-family rental housing. (b) New construction. (1) Recipients receiving assistance from the Department for...

  5. 78 FR 53433 - Annual Notice of Interest Rates of Federal Student Loans Made Under the Federal Family Education...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-08-29

    ... Notice of Interest Rates of Federal Student Loans Made Under the Federal Family Education Loan Program... Federal Student Aid announces the interest rates for the period July 1, 2013, through June 30, 2014, for..., 2010. The Chief Operating Officer takes this action to give notice of FFEL Program loan interest rates...

  6. Report on Marketing Practices in the Federal Family Education Loan Program

    ERIC Educational Resources Information Center

    US Senate, 2007

    2007-01-01

    This report was prepared by the Chairman's Staff of the Senate Health, Education, Labor and Pensions Committee setting forth the findings of an investigation into marketing practices in the Federal Family Education Loan program ("FFEL"). Evidence uncovered by the Chairman's investigation demonstrates that many FFEL lenders routinely…

  7. Long-term housing subsidies and SSI/SSDI income: Creating health-promoting contexts for families experiencing housing instability with disabilities.

    PubMed

    Glendening, Zachary S; McCauley, Erin; Shinn, Marybeth; Brown, Scott R

    2018-04-01

    Though disability and housing instability are discussed separately in public health literature, few studies address families at their intersection. As a result, little is known about families who experience both homelessness and disability, how many receive disability benefits like SSI and SSDI, or the influence of those benefits on health-promoting outcomes like housing stability and self-sufficiency. Moreover, no previous research compares the ability of different housing and service interventions to increase disability benefit access. We examine relationships between disabilities and SSI/SSDI income reported when families enter emergency shelters and later health-promoting outcomes (housing stability and self-sufficiency) and how housing interventions affect SSI/SSDI receipt. Families in the (name removed) Study (N = 1857) were interviewed in emergency shelters, randomly offered of one of three housing interventions or usual care (i.e., no immediate referral to any intervention beyond shelter), and re-interviewed 20 months later. A third of families reported a disability at shelter entry. SSI/SSDI coverage of these families increased nearly 10% points over 20 months but never exceeded 40%. Disabilities predicted greater housing instability, food insecurity, and economic stress and less work and income. Among families reporting disabilities, SSI/SSDI receipt predicted fewer returns to emergency shelter, and more income despite less work. Offers of long-term housing subsidies increased SSI/SSDI receipt. Many families experiencing homelessness have disabilities; those receiving SSI/SSDI benefits have better housing and income outcomes. Providing families experiencing homelessness with long-term housing subsidies and SSI/SSDI could improve public health. Copyright © 2017 Elsevier Inc. All rights reserved.

  8. 7 CFR Exhibit C to Subpart G of... - Subordination by the Government for Use With Rural Housing Site Loans

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Housing Site Loans Whereas, The United States of America acting through the Farmers Home Administration or... shall retain a first lien or security interest in the above-described property in an amount of $___. Such first lien will be released only when satisfactory evidence is provided indicating that the lot...

  9. 24 CFR 945.205 - Designated housing for disabled families.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 24 Housing and Urban Development 4 2014-04-01 2014-04-01 false Designated housing for disabled... URBAN DEVELOPMENT DESIGNATED HOUSING-PUBLIC HOUSING DESIGNATED FOR OCCUPANCY BY DISABLED, ELDERLY, OR DISABLED AND ELDERLY FAMILIES Application and Approval Procedures § 945.205 Designated housing for disabled...

  10. 24 CFR 945.205 - Designated housing for disabled families.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 24 Housing and Urban Development 4 2013-04-01 2013-04-01 false Designated housing for disabled... URBAN DEVELOPMENT DESIGNATED HOUSING-PUBLIC HOUSING DESIGNATED FOR OCCUPANCY BY DISABLED, ELDERLY, OR DISABLED AND ELDERLY FAMILIES Application and Approval Procedures § 945.205 Designated housing for disabled...

  11. 24 CFR 945.205 - Designated housing for disabled families.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 4 2011-04-01 2011-04-01 false Designated housing for disabled... URBAN DEVELOPMENT DESIGNATED HOUSING-PUBLIC HOUSING DESIGNATED FOR OCCUPANCY BY DISABLED, ELDERLY, OR DISABLED AND ELDERLY FAMILIES Application and Approval Procedures § 945.205 Designated housing for disabled...

  12. 24 CFR 945.205 - Designated housing for disabled families.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 24 Housing and Urban Development 4 2012-04-01 2012-04-01 false Designated housing for disabled... URBAN DEVELOPMENT DESIGNATED HOUSING-PUBLIC HOUSING DESIGNATED FOR OCCUPANCY BY DISABLED, ELDERLY, OR DISABLED AND ELDERLY FAMILIES Application and Approval Procedures § 945.205 Designated housing for disabled...

  13. 24 CFR 1000.104 - What families are eligible for affordable housing activities?

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... affordable housing activities? 1000.104 Section 1000.104 Housing and Urban Development Regulations Relating... Activities § 1000.104 What families are eligible for affordable housing activities? The following families... Indian area. (b) A non-low income Indian family may receive housing assistance in accordance with § 1000...

  14. 26 CFR 1.42-3 - Treatment of buildings financed with proceeds from a loan under an Affordable Housing Program...

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... pursuant to section 721 of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA... from a loan under an Affordable Housing Program established pursuant to section 721 of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA). 1.42-3 Section 1.42-3 Internal Revenue...

  15. Women's housing conditions in Bangladesh.

    PubMed

    Shefali, M K

    1996-01-01

    This news article describes women's housing conditions, housing policy, and pilot programs to house poor women in Bangladesh. Although Bangladesh has a constitution that reinforces the equal status of women, in practice, men dominate and patrilineal customs determine inheritance and property rights. Religious affiliation also determines land tenure and inheritance. Muslim women can inherit 12.5% of their husband's property if there are children. 25% is inherited if wives are without children. Hindu women without sons can inherit their husband's property, but not parental property. Many families refuse to release property to women without a fight. Women, regardless of ownership of land, rarely control or use their land. The custom of requiring men to maintain wives during the marriage, and daughters until marriage, creates obstacles to women's decision making about property. Without collateral and other security women are unable to secure bank loans. Many women are also constrained by the requirement of male consent or guarantees for bank transactions. Banks do not have a gender responsive criteria for selecting loan recipients. The government does not provide sufficient housing to satisfy the growing housing needs due to population growth. Some housing is available from slum landlords. A National Housing Policy was formulated in 1993. Priority would be given to the housing needs of low income women in urban areas and women-headed households with income below the poverty line. The policy does not address the underlying factors that prevent equal access to housing for women. The government prepared a Human Settlement and Urban Development proposal for the Habitat II conference. The plan did not address gender issues. Special efforts are being made by nongovernmental groups to meet the housing needs of professional women and for some disadvantaged women.

  16. 32 CFR 644.358 - Deposit of proceeds from disposal of family housing in the family housing management account.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... housing in the family housing management account. 644.358 Section 644.358 National Defense Department of Defense (Continued) DEPARTMENT OF THE ARMY (CONTINUED) REAL PROPERTY REAL ESTATE HANDBOOK Disposal Reports...) Title 42 U.S.C. 1594a-1(b) provides that the proceeds from the disposition of Department of Defense...

  17. 32 CFR 644.358 - Deposit of proceeds from disposal of family housing in the family housing management account.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... housing in the family housing management account. 644.358 Section 644.358 National Defense Department of Defense (Continued) DEPARTMENT OF THE ARMY (CONTINUED) REAL PROPERTY REAL ESTATE HANDBOOK Disposal Reports...) Title 42 U.S.C. 1594a-1(b) provides that the proceeds from the disposition of Department of Defense...

  18. 32 CFR 644.358 - Deposit of proceeds from disposal of family housing in the family housing management account.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... housing in the family housing management account. 644.358 Section 644.358 National Defense Department of Defense (Continued) DEPARTMENT OF THE ARMY (CONTINUED) REAL PROPERTY REAL ESTATE HANDBOOK Disposal Reports...) Title 42 U.S.C. 1594a-1(b) provides that the proceeds from the disposition of Department of Defense...

  19. 32 CFR 644.358 - Deposit of proceeds from disposal of family housing in the family housing management account.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... housing in the family housing management account. 644.358 Section 644.358 National Defense Department of Defense (Continued) DEPARTMENT OF THE ARMY (CONTINUED) REAL PROPERTY REAL ESTATE HANDBOOK Disposal Reports...) Title 42 U.S.C. 1594a-1(b) provides that the proceeds from the disposition of Department of Defense...

  20. 32 CFR 644.358 - Deposit of proceeds from disposal of family housing in the family housing management account.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... housing in the family housing management account. 644.358 Section 644.358 National Defense Department of Defense (Continued) DEPARTMENT OF THE ARMY (CONTINUED) REAL PROPERTY REAL ESTATE HANDBOOK Disposal Reports...) Title 42 U.S.C. 1594a-1(b) provides that the proceeds from the disposition of Department of Defense...

  1. 7 CFR 1924.115 - Single Family Housing site evaluation.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 12 2010-01-01 2010-01-01 false Single Family Housing site evaluation. 1924.115... SERVICE, RURAL BUSINESS-COOPERATIVE SERVICE, RURAL UTILITIES SERVICE, AND FARM SERVICE AGENCY, DEPARTMENT... Work § 1924.115 Single Family Housing site evaluation. (a) Site review. The site approval official will...

  2. 76 FR 49477 - Termination of Federal Home Loan Bank Resolution Funding Corporation Obligation

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-08-10

    ... FEDERAL HOUSING FINANCE AGENCY [No. 2011-N-08] Termination of Federal Home Loan Bank Resolution... Federal Housing Finance Agency (FHFA) has determined that, as of July 15, 2011, the Federal Home Loan...). FOR FURTHER INFORMATION CONTACT: Joseph A. McKenzie, Associate Director, Division of Federal Home Loan...

  3. 24 CFR 201.21 - Manufactured home loan eligibility.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false Manufactured home loan eligibility... AUTHORITIES TITLE I PROPERTY IMPROVEMENT AND MANUFACTURED HOME LOANS Eligibility and Disbursement Requirements § 201.21 Manufactured home loan eligibility. (a) Borrower eligibility. To be eligible for a manufactured...

  4. 24 CFR 201.21 - Manufactured home loan eligibility.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false Manufactured home loan eligibility... AUTHORITIES TITLE I PROPERTY IMPROVEMENT AND MANUFACTURED HOME LOANS Eligibility and Disbursement Requirements § 201.21 Manufactured home loan eligibility. (a) Borrower eligibility. To be eligible for a manufactured...

  5. 24 CFR 201.21 - Manufactured home loan eligibility.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Manufactured home loan eligibility... AUTHORITIES TITLE I PROPERTY IMPROVEMENT AND MANUFACTURED HOME LOANS Eligibility and Disbursement Requirements § 201.21 Manufactured home loan eligibility. (a) Borrower eligibility. To be eligible for a manufactured...

  6. 24 CFR 201.21 - Manufactured home loan eligibility.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 24 Housing and Urban Development 2 2014-04-01 2014-04-01 false Manufactured home loan eligibility... AUTHORITIES TITLE I PROPERTY IMPROVEMENT AND MANUFACTURED HOME LOANS Eligibility and Disbursement Requirements § 201.21 Manufactured home loan eligibility. (a) Borrower eligibility. To be eligible for a manufactured...

  7. 75 FR 9867 - Discontinuation of the Notice of Availability of Funding; Multi-Family Housing, Single Family...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-03-04

    ... documents other than rules #0;or proposed rules that are applicable to the public. Notices of hearings #0... Discontinuation of the Notice of Availability of Funding; Multi- Family Housing, Single Family Housing AGENCY... is to inform the public that the U.S. Department of Agriculture, Rural Development's Rural Housing...

  8. 24 CFR 232.535 - Loan multiples-minimum principal.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Loan multiples-minimum principal. 232.535 Section 232.535 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued) OFFICE OF ASSISTANT SECRETARY FOR HOUSING-FEDERAL HOUSING COMMISSIONER, DEPARTMENT OF...

  9. 24 CFR 232.586 - Minimum principal loan amount.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Minimum principal loan amount. 232.586 Section 232.586 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued) OFFICE OF ASSISTANT SECRETARY FOR HOUSING-FEDERAL HOUSING COMMISSIONER, DEPARTMENT OF...

  10. 24 CFR 203.50 - Eligibility of rehabilitation loans.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ..., based upon the sum of the estimated cost of rehabilitation and the Commissioner's estimate of the value... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Eligibility of rehabilitation loans... Properties § 203.50 Eligibility of rehabilitation loans. A rehabilitation loan which meets the requirements...

  11. 7 CFR 1924.119 - Site Loans.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 12 2010-01-01 2010-01-01 false Site Loans. 1924.119 Section 1924.119 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, RURAL BUSINESS-COOPERATIVE... CONSTRUCTION AND REPAIR Planning and Performing Site Development Work § 1924.119 Site Loans. Subdivisions...

  12. 7 CFR 1980.469 - Loan servicing.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, RURAL BUSINESS-COOPERATIVE... REGULATIONS (CONTINUED) GENERAL Business and Industrial Loan Program § 1980.469 Loan servicing. The lender is.... Adverse trends in the borrower's operation or an imbalanced position in the balance sheet which has not...

  13. 7 CFR 1980.469 - Loan servicing.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, RURAL BUSINESS-COOPERATIVE... REGULATIONS (CONTINUED) GENERAL Business and Industrial Loan Program § 1980.469 Loan servicing. The lender is.... Adverse trends in the borrower's operation or an imbalanced position in the balance sheet which has not...

  14. 7 CFR 1951.877 - Loan agreements.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... property being insured or the amount of the loan. Hazard insurance includes fire, windstorm, lightning... Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, RURAL BUSINESS... agreements. (a) A loan agreement will have been executed by the RDLF intermediary and OCS or HHS for each...

  15. 7 CFR Exhibit C to Subpart G of... - Subordination by the Government for Use With Rural Housing Site Loans

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... Housing Site Loans C Exhibit C to Subpart G of Part 1822 Agriculture Regulations of the Department of..., Subpt. G, Exh. C Exhibit C to Subpart G of Part 1822—Subordination by the Government for Use With Rural... Public Law 103-354, U.S. Department of Agriculture. (42 U.S.C. 1480; delegation of authority by the...

  16. 7 CFR 3555.209 - Rural Energy Plus loans.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 15 2014-01-01 2014-01-01 false Rural Energy Plus loans. 3555.209 Section 3555.209... AGRICULTURE GUARANTEED RURAL HOUSING PROGRAM (Eff. 9-1-14) Underwriting the Property § 3555.209 Rural Energy Plus loans. Loans guaranteed under Rural Energy Plus provisions are for the purchase of energy...

  17. Alternative Approaches to the Family Life Cycle in the Analysis of Housing Consumption.

    ERIC Educational Resources Information Center

    McLeod, P. B.; Ellis, J. R.

    1983-01-01

    Used loan-approval data to analyze the effects of life-cycle stage on housing consumption. The detailed typologies were not generally superior to the more simplified approaches, except for per capita consumption. For per capita consumption, price, and quality, clear evidence is found for structural nonhomogeneity across life-cycle stages. (JAC)

  18. 7 CFR 1980.420 - Loan guarantee limits.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, RURAL BUSINESS...) PROGRAM REGULATIONS (CONTINUED) GENERAL Business and Industrial Loan Program § 1980.420 Loan guarantee... factors involved, including but not limited to: (1) Borrower's management. The borrower's management, and...

  19. Impact of a New York City Supportive Housing Program on Housing Stability and Preventable Health Care among Homeless Families.

    PubMed

    Lim, Sungwoo; Singh, Tejinder P; Hall, Gerod; Walters, Sarah; Gould, L Hannah

    2018-03-12

    To assess the impact of a New York City supportive housing program on housing stability and preventable emergency department (ED) visits/hospitalizations among heads of homeless families with mental and physical health conditions or substance use disorders. Multiple administrative data from New York City and New York State for 966 heads of families eligible for the program during 2007-12. We captured housing events and health care service utilization during 2 years prior to the first program eligibility date (baseline) and 2 years postbaseline. We performed sequence analysis to measure housing stability and compared housing stability and preventable ED visits and hospitalizations between program participants (treatment group) and eligible applicants not placed in the program (comparison group) via marginal structural modeling. We matched electronically collected data. Eighty-seven percent of supportive housing tenants experienced housing stability in 2 years postbaseline. Compared with unstably housed heads of families in the comparison group, those in the treatment group were 0.60 times as likely to make preventable ED visits postbaseline (95% CI = 0.38, 0.96). Supportive housing placement was associated with improved housing stability and reduced preventable health care visits among homeless families. © Health Research and Educational Trust.

  20. LEED (Trademark) for Homes - Pilot Study: Evaluation for Use in Army Family Housing

    DTIC Science & Technology

    2007-11-01

    Star certification requirements. Once the LEED® for Homes tool is formally launched, Army Family Housing program managers will issue policy on...ER D C/ CE R L TR -0 7 -4 5 Sustainability Sustainability in Army Family Housing LEED® for Homes— Pilot Study Evaluation for Use in Army... Family Housing Lisa Bobotas and Matt Hinson Center of Standardization for Army Family Housing, Norfolk District Also: Paul Christensen, Gary

  1. Interrelationships between childbearing and housing transitions in the family life course.

    PubMed

    Kulu, Hill; Steele, Fiona

    2013-10-01

    Research has examined the effect of family changes on housing transitions and childbearing patterns within various housing types. Although most research has investigated how an event in one domain of family life depends on the current state in another domain, the interplay between them has been little studied. This study examines the interrelationships between childbearing decisions and housing transitions. We use rich longitudinal register data from Finland and apply multilevel event history analysis to allow for multiple births and housing changes over the life course. We investigate the timing of fertility decisions and housing choices with respect to each other. We model childbearing and housing transitions jointly to control for time-invariant unobserved characteristics of women, which may simultaneously influence their fertility behavior and housing choices, and we show how joint modeling leads to a deeper understanding of the interplay between the two domains of family life.

  2. The Parent Loan Trap

    ERIC Educational Resources Information Center

    Wang, Marian; Supiano, Beckie; Fuller, Andrea

    2012-01-01

    As the cost of college has spiraled ever upward and median family income has fallen, the loan program, called Parent PLUS, has become indispensable for increasing numbers of parents desperate to make their children's college plans work. Last year the government disbursed $10.6-billion in Parent PLUS loans to just under a million families. Even…

  3. 24 CFR 242.46 - Insured advances-building loan agreement.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Insured advances-building loan... AUTHORITIES MORTGAGE INSURANCE FOR HOSPITALS Construction § 242.46 Insured advances—building loan agreement... execute a building loan agreement, approved by HUD, setting forth the terms and conditions under which...

  4. 38 CFR 1.512 - Disclosure of loan guaranty information.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... 38 Pensions, Bonuses, and Veterans' Relief 1 2013-07-01 2013-07-01 false Disclosure of loan guaranty information. 1.512 Section 1.512 Pensions, Bonuses, and Veterans' Relief DEPARTMENT OF VETERANS... loan, specially adapted housing grant, loan to finance acquisition of Department of Veterans Affairs...

  5. 38 CFR 1.512 - Disclosure of loan guaranty information.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... 38 Pensions, Bonuses, and Veterans' Relief 1 2012-07-01 2012-07-01 false Disclosure of loan guaranty information. 1.512 Section 1.512 Pensions, Bonuses, and Veterans' Relief DEPARTMENT OF VETERANS... loan, specially adapted housing grant, loan to finance acquisition of Department of Veterans Affairs...

  6. 38 CFR 1.512 - Disclosure of loan guaranty information.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... 38 Pensions, Bonuses, and Veterans' Relief 1 2014-07-01 2014-07-01 false Disclosure of loan guaranty information. 1.512 Section 1.512 Pensions, Bonuses, and Veterans' Relief DEPARTMENT OF VETERANS... loan, specially adapted housing grant, loan to finance acquisition of Department of Veterans Affairs...

  7. 38 CFR 1.512 - Disclosure of loan guaranty information.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 38 Pensions, Bonuses, and Veterans' Relief 1 2011-07-01 2011-07-01 false Disclosure of loan guaranty information. 1.512 Section 1.512 Pensions, Bonuses, and Veterans' Relief DEPARTMENT OF VETERANS... loan, specially adapted housing grant, loan to finance acquisition of Department of Veterans Affairs...

  8. 38 CFR 1.512 - Disclosure of loan guaranty information.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 38 Pensions, Bonuses, and Veterans' Relief 1 2010-07-01 2010-07-01 false Disclosure of loan guaranty information. 1.512 Section 1.512 Pensions, Bonuses, and Veterans' Relief DEPARTMENT OF VETERANS... loan, specially adapted housing grant, loan to finance acquisition of Department of Veterans Affairs...

  9. 7 CFR 1980.420 - Loan guarantee limits.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, RURAL BUSINESS...) PROGRAM REGULATIONS (CONTINUED) GENERAL Business and Industrial Loan Program § 1980.420 Loan guarantee... lending authority; and (5) Trends and conditions. Current trends and economic conditions. [53 FR 40401...

  10. 24 CFR 891.700 - Prepayment of loans.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... (Continued) OFFICE OF THE ASSISTANT SECRETARY FOR HOUSING-FEDERAL HOUSING COMMISSIONER, DEPARTMENT OF HOUSING... and Individuals-Section 162 Assistance § 891.700 Prepayment of loans. (a) Prepayment prohibition. The prepayment (whether in whole or in part) or the assignment or transfer of physical and financial assets of...

  11. 77 FR 42265 - Notice of Funding Availability: Section 515 Multi-Family Housing Preservation Revolving Loan Fund...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-07-18

    ... DEPARTMENT OF AGRICULTURE Rural Housing Service Notice of Funding Availability: Section 515 Multi... Housing Service, USDA. ACTION: Notice. SUMMARY: The Rural Housing Service of Rural Development previously... of Agriculture, Rural Housing Service, 4949 Kirschling Court, Stevens Point, Wisconsin 54481 or by...

  12. Student Consolidation Loans: Further Analysis Could Lead to Enhanced Default Assumptions for Budgetary Cost Estimates. Report to the Chairman, Committee on the Budget, House of Representatives. GAO-04-843

    ERIC Educational Resources Information Center

    Ashby, Cornelia M.

    2004-01-01

    This study investigated: (1) differences between the Federal Family Education Loan Program (FFELP) and William D. Ford Federal Direct Loan Program (FDLP) consolidation loans and borrowers; (2) the extent to which borrowers with student loans under one program obtain consolidation loans under the other; and (3) how FFELP and FDLP borrower and loan…

  13. 38 CFR 17.804 - Loan approval criteria.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... of substance abuse, are financially able to pay their share of costs of maintaining the residence... Transitional Housing Loan Program § 17.804 Loan approval criteria. Upon consideration of the application... references, (b) Demonstrated ability to successfully address the needs of substance abusers as determined by...

  14. 38 CFR 17.804 - Loan approval criteria.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... of substance abuse, are financially able to pay their share of costs of maintaining the residence... Transitional Housing Loan Program § 17.804 Loan approval criteria. Upon consideration of the application... references, (b) Demonstrated ability to successfully address the needs of substance abusers as determined by...

  15. 38 CFR 17.804 - Loan approval criteria.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... of substance abuse, are financially able to pay their share of costs of maintaining the residence... Transitional Housing Loan Program § 17.804 Loan approval criteria. Upon consideration of the application... references, (b) Demonstrated ability to successfully address the needs of substance abusers as determined by...

  16. 38 CFR 17.804 - Loan approval criteria.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... of substance abuse, are financially able to pay their share of costs of maintaining the residence... Transitional Housing Loan Program § 17.804 Loan approval criteria. Upon consideration of the application... references, (b) Demonstrated ability to successfully address the needs of substance abusers as determined by...

  17. 38 CFR 17.804 - Loan approval criteria.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... of substance abuse, are financially able to pay their share of costs of maintaining the residence... Transitional Housing Loan Program § 17.804 Loan approval criteria. Upon consideration of the application... references, (b) Demonstrated ability to successfully address the needs of substance abusers as determined by...

  18. Supportive Housing for Homeless Families: Foster Care Outcomes and Best Practices. Summary

    ERIC Educational Resources Information Center

    Lenz-Rashid, Sonja

    2013-01-01

    The "Supportive Housing for Homeless Families: Foster Care Outcomes and Best Practices" report describes the outcome evaluation of Cottage Housing Incorporated's Serna Village program in Sacramento, California. Serna Village is a supportive housing program serving homeless families. Outcomes from the program illustrate that it is…

  19. 1996-2004 Trends in the Single-Family Housing Market: Spatial Analysis of the Residential Sector

    DOE Office of Scientific and Technical Information (OSTI.GOV)

    Anderson, Dave M.; Elliott, Douglas B.

    2006-09-05

    This report provides a detailed geographic analysis of two specific topics affecting the residential sector. First, we performed an analysis of new construction market trends using annual building permit data. We report summarized tables and national maps to help illustrate market conditions. Second, we performed a detailed geographic analysis of the housing finance market. We analyzed mortgage application data to provide citable statistics and detailed geographic summarization of the residential housing picture in the US for each year in the 1996-2004 period. The databases were linked to geographic information system tools to provide various map series detailing the results geographically.more » Looking at these results geographically may suggest potential new markets for TD programs addressing the residential sector that have not been considered previously. For example, we show which lenders affect which regions and which income or mortgage product classes. These results also highlight the issue of housing affordability. Energy efficiency R&D programs focused on developing new technology for the residential sector must be conscious of the costs of products resulting from research that will eventually impact the home owner or new home buyer. Results indicate that home values as a proportion of median family income in Building America communities are closely aligned with the national average of home value as a proportion of median income. Other key findings: • The share of home building and home buying activity continues to rise steadily in the Hot-Dry and Hot-Humid climate zones, while the Mixed-Humid and Cold climate zone shares continue to decline. Other zones remain relatively stable in terms of share of housing activity. • The proportion of home buyers having three times the median family income for their geography has been steadily increasing during the study period. • Growth in the Hispanic/Latino population and to a lesser degree in the Asian

  20. 75 FR 54020 - Federal Housing Administration Risk Management Initiatives: New Loan-to-Value and Credit Score...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-09-03

    ... DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT 24 CFR Ch. II [Docket No. FR-5404-N-02] Federal... Development, Office of Housing, Department of Housing and Urban Development, 451 7th Street, SW., Room 9278... downpayment. Gifts from family members, charitable organizations, employers, and government entities are also...

  1. Vulnerabilities in the Stafford Student Loan Program.

    ERIC Educational Resources Information Center

    Thompson, Lawrence H.

    This testimony before the House Subcommittee on Postsecondary Education addresses the need for improving student financial aid programs administered by the Department of Education, and in particular, the Stafford Student Loan Programs. The testimony begins with a brief review of the default problems involving student loans. Next, an examination is…

  2. 24 CFR 201.53 - Disposition of manufactured home loan property.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Disposition of manufactured home... AND OTHER AUTHORITIES TITLE I PROPERTY IMPROVEMENT AND MANUFACTURED HOME LOANS Default Under the Loan Obligation § 201.53 Disposition of manufactured home loan property. Where the lender obtains title to...

  3. 24 CFR 201.53 - Disposition of manufactured home loan property.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 24 Housing and Urban Development 2 2014-04-01 2014-04-01 false Disposition of manufactured home... AND OTHER AUTHORITIES TITLE I PROPERTY IMPROVEMENT AND MANUFACTURED HOME LOANS Default Under the Loan Obligation § 201.53 Disposition of manufactured home loan property. Where the lender obtains title to...

  4. 24 CFR 201.53 - Disposition of manufactured home loan property.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false Disposition of manufactured home... AND OTHER AUTHORITIES TITLE I PROPERTY IMPROVEMENT AND MANUFACTURED HOME LOANS Default Under the Loan Obligation § 201.53 Disposition of manufactured home loan property. Where the lender obtains title to...

  5. Faculty Housing Assistance: A Model for Success.

    ERIC Educational Resources Information Center

    Mertens, Cynthia A.; Beaudoin, Ralph H.

    1993-01-01

    Santa Clara University (California), located where housing costs are high, has developed a faculty housing assistance program to retain faculty. It consists of a shared appreciation mortgage loan, a low interest down payment loan program, and a rental stipend program to give tenure-track faculty an opportunity to save for home purchase. (MSE)

  6. The Impact of Public Housing Policy on Family Social Work Theory and Practice

    ERIC Educational Resources Information Center

    McCarty, Dawn

    2008-01-01

    Social workers are the professionals most engaged with families living in low-income and subsidized housing and most familiar with the problems associated with inadequate housing. Yet the discussion of public housing policy has been left largely to economists and housing activists and the clear implications for family social work practice have not…

  7. The Housing Question of Young Families in Cheliabinsk

    ERIC Educational Resources Information Center

    Gurevich, M. A.; Radilovskaia, T. Iu.

    2009-01-01

    In the city's target program to implement the national project "Accessible and Comfortable Housing for the Citizens of Russia," in Cheliabinsk a great deal of attention is being focused on supplying young families with housing. The financing of the program for 2006 to 2010 comes to 17,884,000 rubles, provided from city, oblast, and…

  8. 7 CFR 1822.278 - Special requirements for RHS section 523 loans (loans to organizations providing sites for self...

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... to organizations providing sites for self-help housing). 1822.278 Section 1822.278 Agriculture... organizations providing sites for self-help housing). Loans to organizations which will provide sites for self... exceptions: (a) Eligibility. The applicant must be a nonprofit organization engaged in assisting self-help...

  9. 7 CFR 1822.278 - Special requirements for RHS section 523 loans (loans to organizations providing sites for self...

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... to organizations providing sites for self-help housing). 1822.278 Section 1822.278 Agriculture... organizations providing sites for self-help housing). Loans to organizations which will provide sites for self... exceptions: (a) Eligibility. The applicant must be a nonprofit organization engaged in assisting self-help...

  10. 7 CFR 1822.278 - Special requirements for RHS section 523 loans (loans to organizations providing sites for self...

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... to organizations providing sites for self-help housing). 1822.278 Section 1822.278 Agriculture... organizations providing sites for self-help housing). Loans to organizations which will provide sites for self... exceptions: (a) Eligibility. The applicant must be a nonprofit organization engaged in assisting self-help...

  11. 7 CFR 1822.278 - Special requirements for RHS section 523 loans (loans to organizations providing sites for self...

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... to organizations providing sites for self-help housing). 1822.278 Section 1822.278 Agriculture... organizations providing sites for self-help housing). Loans to organizations which will provide sites for self... exceptions: (a) Eligibility. The applicant must be a nonprofit organization engaged in assisting self-help...

  12. 7 CFR 1822.278 - Special requirements for RHS section 523 loans (loans to organizations providing sites for self...

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... to organizations providing sites for self-help housing). 1822.278 Section 1822.278 Agriculture... organizations providing sites for self-help housing). Loans to organizations which will provide sites for self... exceptions: (a) Eligibility. The applicant must be a nonprofit organization engaged in assisting self-help...

  13. Guaranteed Loans: Just Plain Expensive

    ERIC Educational Resources Information Center

    Petri, Thomas E.

    2007-01-01

    The investigation of New York State's attorney general, Andrew M. Cuomo, into the questionable practices of lenders in federal student-loan programs has helped raise public awareness of one of the greatest scams in our government: The Federal Family Education Loan program, otherwise known as the guaranteed-student-loan program, is unnecessarily…

  14. 34 CFR 682.408 - Loan disbursement through an escrow agent.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Administration of the Federal Family Education Loan Programs by a Guaranty Agency § 682.408 Loan disbursement through an... 34 Education 3 2010-07-01 2010-07-01 false Loan disbursement through an escrow agent. 682.408...

  15. 75 FR 12775 - Notice of HUD-Held Multifamily and Healthcare Loan Sale

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-03-17

    ...-Held Multifamily and Healthcare Loan Sale AGENCY: Office of the Assistant Secretary for Housing... announces HUD's intention to sell certain unsubsidized multifamily and healthcare mortgage loans, without...) secured by multifamily and healthcare properties located throughout the United States. The Mortgage Loans...

  16. 75 FR 41877 - Insured Healthcare Facilities 232 Loan Application

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-07-19

    ... DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT [Docket No. FR-5376-N-65] Insured Healthcare Facilities 232 Loan Application AGENCY: Office of the Chief Information Officer, HUD. ACTION: Notice. SUMMARY... Proposal: Insured Healthcare Facilities 232 Loan Application. OMB Approval Number: 2502-New. Form Numbers...

  17. 75 FR 16821 - Insured Healthcare Facilities 232 Loan Application

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-04-02

    ... DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT [Docket No. FR-5376-N-23] Insured Healthcare Facilities 232 Loan Application AGENCY: Office of the Chief Information Officer, HUD. ACTION: Notice. SUMMARY...: Title of Proposal: Insured Healthcare Facilities 232 Loan Application. OMB Approval Number: 2502-New...

  18. 24 CFR 570.709 - Allocation of loan guarantee assistance.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 24 Housing and Urban Development 3 2013-04-01 2013-04-01 false Allocation of loan guarantee assistance. 570.709 Section 570.709 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued) OFFICE OF ASSISTANT SECRETARY FOR COMMUNITY PLANNING AND DEVELOPMENT, DEPARTMENT OF...

  19. 24 CFR 570.709 - Allocation of loan guarantee assistance.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 24 Housing and Urban Development 3 2014-04-01 2013-04-01 true Allocation of loan guarantee assistance. 570.709 Section 570.709 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued) OFFICE OF ASSISTANT SECRETARY FOR COMMUNITY PLANNING AND DEVELOPMENT, DEPARTMENT OF...

  20. 24 CFR 570.709 - Allocation of loan guarantee assistance.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 24 Housing and Urban Development 3 2012-04-01 2012-04-01 false Allocation of loan guarantee assistance. 570.709 Section 570.709 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued) OFFICE OF ASSISTANT SECRETARY FOR COMMUNITY PLANNING AND DEVELOPMENT, DEPARTMENT OF...

  1. 24 CFR 570.709 - Allocation of loan guarantee assistance.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 3 2011-04-01 2010-04-01 true Allocation of loan guarantee assistance. 570.709 Section 570.709 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued) OFFICE OF ASSISTANT SECRETARY FOR COMMUNITY PLANNING AND DEVELOPMENT, DEPARTMENT OF...

  2. 24 CFR 570.709 - Allocation of loan guarantee assistance.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 3 2010-04-01 2010-04-01 false Allocation of loan guarantee assistance. 570.709 Section 570.709 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued) OFFICE OF ASSISTANT SECRETARY FOR COMMUNITY PLANNING AND DEVELOPMENT, DEPARTMENT OF...

  3. 24 CFR 232.540 - Method of loan payment and amortization period.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Method of loan payment and amortization period. 232.540 Section 232.540 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued) OFFICE OF ASSISTANT SECRETARY FOR HOUSING-FEDERAL HOUSING COMMISSIONER...

  4. 12 CFR 338.8 - Compilation of loan data in register format.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 4 2010-01-01 2010-01-01 false Compilation of loan data in register format... OF GENERAL POLICY FAIR HOUSING Recordkeeping § 338.8 Compilation of loan data in register format. Banks and other lenders required to file a Home Mortgage Disclosure Act loan application register (LAR...

  5. 12 CFR 338.8 - Compilation of loan data in register format.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 5 2012-01-01 2012-01-01 false Compilation of loan data in register format... OF GENERAL POLICY FAIR HOUSING Recordkeeping § 338.8 Compilation of loan data in register format. Banks and other lenders required to file a Home Mortgage Disclosure Act loan application register (LAR...

  6. 12 CFR 338.8 - Compilation of loan data in register format.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 4 2011-01-01 2011-01-01 false Compilation of loan data in register format... OF GENERAL POLICY FAIR HOUSING Recordkeeping § 338.8 Compilation of loan data in register format. Banks and other lenders required to file a Home Mortgage Disclosure Act loan application register (LAR...

  7. Illinois White House Conference on Families: State Report.

    ERIC Educational Resources Information Center

    1980

    This report describes the process designed in Illinois to respond to President Carter's initiative for a White House Conference on Families. It also describes the product of that process: recommendations in ten topic areas of importance to the American family. Extensive discussions of such topics as children and parents, education, marriage,…

  8. 12 CFR 1263.9 - Makes long-term home mortgage loans requirement.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 9 2013-01-01 2013-01-01 false Makes long-term home mortgage loans requirement. 1263.9 Section 1263.9 Banks and Banking FEDERAL HOUSING FINANCE AGENCY FEDERAL HOME LOAN BANKS MEMBERS OF THE BANKS Eligibility Requirements § 1263.9 Makes long-term home mortgage loans requirement. An...

  9. 12 CFR 1263.9 - Makes long-term home mortgage loans requirement.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 7 2011-01-01 2011-01-01 false Makes long-term home mortgage loans requirement. 1263.9 Section 1263.9 Banks and Banking FEDERAL HOUSING FINANCE AGENCY FEDERAL HOME LOAN BANKS MEMBERS OF THE BANKS Eligibility Requirements § 1263.9 Makes long-term home mortgage loans requirement. An...

  10. An Economic Analysis of Military Family Housing: Should the Government Continue to Privatize?

    DTIC Science & Technology

    2009-03-01

    installations family housing operating budget. This would mean 5 local commanders would be buying the additional inventory assets and paying for them...initiatives during the 1990s enabled junior enlisted members’ access to on-base military family housing, a large portion of the inventory was old and...Board Task Force to report on the Quality of Life in the military. The report featured a section on the poor state of DoD’s military family housing

  11. 75 FR 54900 - Notice of HUD-Held Multifamily and Healthcare Loan Sale (MHLS 2010-2)

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-09-09

    ... Multifamily and Healthcare Loan Sale (MHLS 2010-2) AGENCY: Office of the Assistant Secretary for Housing... announces HUD's intention to sell certain unsubsidized multifamily and healthcare mortgage loans, without... unsubsidized mortgage loans (Mortgage Loans) secured by multifamily and healthcare properties located...

  12. Environmental sustainability assessment of family house alternatives and application of green technologies

    NASA Astrophysics Data System (ADS)

    Moňoková, A.; Vilčeková, S.; Mečiarová, Ľ.; Krídlová Burdová, E.

    2017-10-01

    Transition to environmentally friendly technologies provides a comprehensive solution to problem of creating an economic value without destroying the nature. Buildings using green technologies lead to lower operating costs, healthier living and working environment and protect the environment more. The aim of this paper is to assess the environmental impact of two alternatives of family house designed as conventional building and building with green technologies. Evaluated family house are located in village Kokšov Bakša, which is situated 12 km south-east from city of Košice, a metropolis of eastern Slovakia. This analysis investigates the role of applied green technologies in single family houses for impact categories: global warming potential (GWP), acidification potential (AP) and eutrophication potential (EP) expressed as CO2eq, SO2eq and PO4 3- eq within “Cradle to Grave” boundary by using the LCA assessment method. The main contribution of the study is a proof that green technologies have significant part in the reduction of environmental impacts. Results show that alternative of family house designed as green one contributes to CO2eq, SO2eq and PO4 3- eq emissions by 81%, 73% and 35% less than alternative of conventional family house, respectively.

  13. 24 CFR 880.612a - Preference for occupancy by elderly families.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... PERSONS WITH DISABILITIES PROGRAM) SECTION 8 HOUSING ASSISTANCE PAYMENTS PROGRAM FOR NEW CONSTRUCTION Management § 880.612a Preference for occupancy by elderly families. (a) Election of preference for occupancy...; the loan commitment; the bid invitation; the owner's management plan, or any underwriting or financial...

  14. 24 CFR 880.612a - Preference for occupancy by elderly families.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... PERSONS WITH DISABILITIES PROGRAM) SECTION 8 HOUSING ASSISTANCE PAYMENTS PROGRAM FOR NEW CONSTRUCTION Management § 880.612a Preference for occupancy by elderly families. (a) Election of preference for occupancy...; the loan commitment; the bid invitation; the owner's management plan, or any underwriting or financial...

  15. 24 CFR 880.612a - Preference for occupancy by elderly families.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... PERSONS WITH DISABILITIES PROGRAM) SECTION 8 HOUSING ASSISTANCE PAYMENTS PROGRAM FOR NEW CONSTRUCTION Management § 880.612a Preference for occupancy by elderly families. (a) Election of preference for occupancy...; the loan commitment; the bid invitation; the owner's management plan, or any underwriting or financial...

  16. 7 CFR 3565.301 - Loan standards.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... GUARANTEED RURAL RENTAL HOUSING PROGRAM Processing Requirements § 3565.301 Loan standards. An approved lender... creditworthiness; (b) Property, vacancy, market vacancy or collection loss; (c) Rental concessions and rent levels...

  17. 77 FR 30307 - Notice of HUD-Held Multifamily and Healthcare Loan Sale (MHLS 2012-2)

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-05-22

    ... Multifamily and Healthcare Loan Sale (MHLS 2012-2) AGENCY: Office of the Assistant Secretary for Housing... announces HUD's intention to sell certain unsubsidized multifamily and healthcare mortgage loans, without... loans (Mortgage Loans) secured by multifamily and healthcare properties located throughout the United...

  18. The Affordable Housing Crisis: Residential Mobility of Poor Families and School Mobility of Poor Children.

    ERIC Educational Resources Information Center

    Crowley, Sheila

    2003-01-01

    Helping poor families increase their residential stability can have direct bearing on school stability and student academic achievement. Discusses the role of housing in child and family wellbeing; residential mobility and school performance; residential mobility and housing problems; housing affordability; (federal housing policy); homeownership;…

  19. Managing the Federal Direct Student Loan Program. Hearing before the Human Resources and Intergovernmental Relations Subcommittee of the Committee on Government Operations. House of Representatives, One Hundred Third Congress, First Session (June 10, 1993).

    ERIC Educational Resources Information Center

    Congress of the U. S., Washington, DC. House Committee on Government Operations.

    The House Subcommittee on Human Resources and Intergovernmental Relations met to hear testimony from leaders in government and higher education on managing the federal direct student loan program. Focus was on the Department of Education's plans to correct existing management problems of the Guaranteed Student Loan Program and implement the…

  20. Repaying Your Student Loans, 2003-2004. [Braille Version].

    ERIC Educational Resources Information Center

    Office of Federal Student Aid (ED), Washington, DC.

    This Braille publication explores available options on federal student loans so that borrowers can avoid repayment problems and manage and repay their debts. The guide contains information on repayment plans for Perkins loans, Direct Loans, and Federal Family Education Loans. The repayment options discussed include consolidation, deferment, and…

  1. The Hidden Costs of Direct Loans

    ERIC Educational Resources Information Center

    Bruns, Kevin

    2007-01-01

    For more than 40 years, student-loan providers have helped millions of American families achieve the kinds of dreams made possible by the best higher-education system in the world. Federal guaranteed loans, or loans made by individual lenders that are backed by the federal government, have made college more affordable by being the lowest-cost…

  2. Improving the Financial Aid Delivery Process and the Federal Family Education Loan Program: Program Recommendations.

    ERIC Educational Resources Information Center

    Coalition for Student Loan Reform, Washington, DC.

    This publication presents a set of eight recommended reforms and improvements for delivering financial aid to postsecondary students especially the Federal Family Education Loan Program (FFELP). The recommendations are: (1) make applying for student aid simpler for students; (2) assure the continued availability of a dependable, reliable source of…

  3. Adapting and Pilot Testing a Parenting Intervention for Homeless Families in Transitional Housing.

    PubMed

    Holtrop, Kendal; Holcomb, Jamila E

    2018-01-24

    Intervention adaptation is a promising approach for extending the reach of evidence-based interventions to underserved families. One highly relevant population in need of services are homeless families. In particular, homeless families with children constitute more than one third of the total homeless population in the United States and face several unique challenges to parenting. The purpose of this study was to adapt and pilot test a parenting intervention for homeless families in transitional housing. An established adaptation model was used to guide this process. The systematic adaptation efforts included: (a) examining the theory of change in the original intervention, (b) identifying population differences relevant to homeless families in transitional housing, (c) adapting the content of the intervention, and (d) adapting the evaluation strategy. Next, a pilot test of the adapted intervention was conducted to examine implementation feasibility and acceptability. Feasibility data indicate an intervention spanning several weeks may be difficult to implement in the context of transitional housing. Yet, acceptability of the adapted intervention among participants was consistently high. The findings of this pilot work suggest several implications for informing continued parenting intervention research and practice with homeless families in transitional housing. © 2018 Family Process Institute.

  4. 12 CFR Appendix IV to Part 27 - Home Loan Data Submission

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 1 2014-01-01 2014-01-01 false Home Loan Data Submission IV Appendix IV to Part 27 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY FAIR HOUSING HOME LOAN DATA SYSTEM Pt. 27, App. IV Appendix IV to Part 27—Home Loan Data Submission ER21JN94.003 ER21JN94...

  5. 12 CFR Appendix IV to Part 27 - Home Loan Data Submission

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 1 2013-01-01 2013-01-01 false Home Loan Data Submission IV Appendix IV to Part 27 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY FAIR HOUSING HOME LOAN DATA SYSTEM Pt. 27, App. IV Appendix IV to Part 27—Home Loan Data Submission ER21JN94.003 ER21JN94...

  6. 12 CFR Appendix IV to Part 27 - Home Loan Data Submission

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 1 2011-01-01 2011-01-01 false Home Loan Data Submission IV Appendix IV to Part 27 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY FAIR HOUSING HOME LOAN DATA SYSTEM Pt. 27, App. IV Appendix IV to Part 27—Home Loan Data Submission ER21JN94.003 ER21JN94...

  7. 12 CFR Appendix IV to Part 27 - Home Loan Data Submission

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 1 2012-01-01 2012-01-01 false Home Loan Data Submission IV Appendix IV to Part 27 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY FAIR HOUSING HOME LOAN DATA SYSTEM Pt. 27, App. IV Appendix IV to Part 27—Home Loan Data Submission ER21JN94.003 ER21JN94...

  8. 12 CFR Appendix IV to Part 27 - Home Loan Data Submission

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 1 2010-01-01 2010-01-01 false Home Loan Data Submission IV Appendix IV to Part 27 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY FAIR HOUSING HOME LOAN DATA SYSTEM Pt. 27, App. IV Appendix IV to Part 27—Home Loan Data Submission ER21JN94.003 ER21JN94...

  9. 76 FR 55407 - Announcement of Funding Awards; Public and Indian Housing Family Self-Sufficiency Program Under...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-09-07

    ...; Public and Indian Housing Family Self-Sufficiency Program Under the Resident Opportunity and Self... (NOFA) for the Public and Indian Housing Family Self-Sufficiency Program Under the Resident Opportunity.... Appendix A--List of Public and Indian Housing Family Self-Sufficiency Program Under the Resident...

  10. Military Construction and Family Housing Program. Fiscal Year (FY) 2001 Budget Estimates

    DTIC Science & Technology

    2000-02-01

    Department of the Air Force Military Construction and Family Housing Program Fiscal Year (FY) 2001 Budget Estimates Justification Data...Department of the Air Force Military Construction and Military Family Housing Program Summary Fiscal Year 2001 Appropriation Authorization Request... FISCAL YEAR 2001 (DOLLARS IN THOUSANDS) STATE/COUNTRY INSTALLATION TITLE APPROP REQUEST AUTH REQUEST PAGE INSIDE THE U.S. ALABAMA

  11. Home for now: A mixed-methods evaluation of a short-term housing support program for homeless families.

    PubMed

    Meschede, Tatjana; Chaganti, Sara

    2015-10-01

    The use of short-term rental subsidy vouchers offers a new approach to addressing the housing needs of families facing homelessness. In Massachusetts, the Family Home pilot program placed homeless families in housing instead of shelter, providing two years of rental subsidy plus support services with the goal of enabling families to maintain market rate housing. This mixed-method case study complements staff and participant interview data with participant survey and administrative data to evaluate the implementation and short-term outcomes of Family Home in one region. Data point to improved family well-being in housing but also persistent barriers to achieving longer-term housing and economic stability. Of the families who had exited the program at the end of the study, one quarter were able to retain their housing at market rate, only 9% returned to shelter, and one in five moved in with families/friends. Lack of affordable housing in a high rental cost region and jobs that pay living wages were among the major reasons that families struggled to maintain housing. This research points to the need for integrating supportive services from the program's start, including targeted workforce development, to plan for the end of the short-term rental subsidy. Copyright © 2015 Elsevier Ltd. All rights reserved.

  12. Better Homes and Families: Housing Markets and Young Couple Stability in Sweden

    ERIC Educational Resources Information Center

    Lauster, Nathanael T.

    2008-01-01

    I model the relationship between aspects of the housing market influenced by housing policy and couple stability for cohabiting couples in Sweden. Using data on 3,851 cohabiting couples obtained from the Swedish Family Survey of 1992, I examine the effects of housing market characteristics on couple outcomes. I focus on three housing variables,…

  13. Are the Poor Needy? Are the Needy Poor? The Distribution of Student Loans and Grants by Family Income Quartile in Canada

    ERIC Educational Resources Information Center

    Usher, Alex

    2004-01-01

    This study is one part of a two-part inquiry into subsidies for post-secondary education in Canada. Based on a combination of administrative and survey data, the study estimates the distribution of student loans and grants by family income quartile. The estimates suggest that roughly 40 percent of all loans and grants go to students from families…

  14. 34 CFR 674.34 - Deferment of repayment-Federal Perkins loans, NDSLs and Defense loans.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... graduate fellowship program approved by the Secretary; (iii) Engaged in graduate or post-graduate... money, gifts, loans, housing, food, clothes, car, medical and dental care, and payment of college costs. (9) In determining a borrower's Federal education debt burden under paragraphs (e)(4) of this section...

  15. 34 CFR 674.34 - Deferment of repayment-Federal Perkins loans, NDSLs and Defense loans.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... graduate fellowship program approved by the Secretary; (iii) Engaged in graduate or post-graduate... money, gifts, loans, housing, food, clothes, car, medical and dental care, and payment of college costs. (9) In determining a borrower's Federal education debt burden under paragraphs (e)(4) of this section...

  16. 34 CFR 674.34 - Deferment of repayment-Federal Perkins loans, NDSLs and Defense loans.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... graduate fellowship program approved by the Secretary; (iii) Engaged in graduate or post-graduate... money, gifts, loans, housing, food, clothes, car, medical and dental care, and payment of college costs. (9) In determining a borrower's Federal education debt burden under paragraphs (e)(4) of this section...

  17. 12 CFR Appendix I to Part 27 - Monthly Home Loan Activity Format

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 1 2011-01-01 2011-01-01 false Monthly Home Loan Activity Format I Appendix I to Part 27 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY FAIR HOUSING HOME LOAN DATA SYSTEM Pt. 27, App. I Appendix I to Part 27—Monthly Home Loan Activity Format EC22SE91...

  18. 12 CFR Appendix I to Part 27 - Monthly Home Loan Activity Format

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 1 2013-01-01 2013-01-01 false Monthly Home Loan Activity Format I Appendix I to Part 27 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY FAIR HOUSING HOME LOAN DATA SYSTEM Pt. 27, App. I Appendix I to Part 27—Monthly Home Loan Activity Format EC22SE91...

  19. 12 CFR Appendix I to Part 27 - Monthly Home Loan Activity Format

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 1 2014-01-01 2014-01-01 false Monthly Home Loan Activity Format I Appendix I to Part 27 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY FAIR HOUSING HOME LOAN DATA SYSTEM Pt. 27, App. I Appendix I to Part 27—Monthly Home Loan Activity Format EC22SE91...

  20. 12 CFR Appendix I to Part 27 - Monthly Home Loan Activity Format

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 1 2012-01-01 2012-01-01 false Monthly Home Loan Activity Format I Appendix I to Part 27 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY FAIR HOUSING HOME LOAN DATA SYSTEM Pt. 27, App. I Appendix I to Part 27—Monthly Home Loan Activity Format EC22SE91...

  1. 12 CFR Appendix I to Part 27 - Monthly Home Loan Activity Format

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 1 2010-01-01 2010-01-01 false Monthly Home Loan Activity Format I Appendix I to Part 27 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY FAIR HOUSING HOME LOAN DATA SYSTEM Pt. 27, App. I Appendix I to Part 27—Monthly Home Loan Activity Format EC22SE91...

  2. 77 FR 15116 - Notice of Proposed Information Collection: Comment Request; FHA-Insured Mortgage Loan Servicing...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-03-14

    ... Information Collection: Comment Request; FHA- Insured Mortgage Loan Servicing for Performing Loans; MIP Processing, Escrow Administration, Customer Service, Servicing Fees and 235 Loans AGENCY: Office of the Assistant Secretary for Housing, HUD. ACTION: Notice. SUMMARY: The proposed information collection...

  3. 7 CFR 1962.7 - Securing unpaid balances on unsecured loans.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 14 2010-01-01 2009-01-01 true Securing unpaid balances on unsecured loans. 1962.7 Section 1962.7 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE... Security § 1962.7 Securing unpaid balances on unsecured loans. The County Supervisor will take a lien on a...

  4. 7 CFR 1962.7 - Securing unpaid balances on unsecured loans.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 14 2011-01-01 2011-01-01 false Securing unpaid balances on unsecured loans. 1962.7 Section 1962.7 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE... Security § 1962.7 Securing unpaid balances on unsecured loans. The County Supervisor will take a lien on a...

  5. 78 FR 75215 - Qualified Mortgage Definition for HUD Insured and Guaranteed Single Family Mortgages

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-12-11

    ... home financing under programs designed for low- and moderate-income individuals and families, and... Benefits HUD's final rule, in effect, reclassifies a sizeable group (about 19 percent) of Title II loans... definition, HUD clarifies for commenters that housing counseling fees and rehabilitation consultant fees...

  6. 76 FR 71593 - Notice of HUD-Held Multifamily and Healthcare Loan Sale (MHLS 2012-1)

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-11-18

    ... Multifamily and Healthcare Loan Sale (MHLS 2012-1) AGENCY: Office of the Assistant Secretary for Housing... notice announces HUD's intention to sell certain unsubsidized multifamily and healthcare mortgage loans... Loans) secured by multifamily and healthcare properties located throughout the United States. The...

  7. 12 CFR 1291.12 - Affordable Housing Reserve Fund.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 7 2010-01-01 2010-01-01 false Affordable Housing Reserve Fund. 1291.12 Section 1291.12 Banks and Banking FEDERAL HOUSING FINANCE AGENCY HOUSING GOALS AND MISSION FEDERAL HOME LOAN BANKS' AFFORDABLE HOUSING PROGRAM § 1291.12 Affordable Housing Reserve Fund. (a) Deposits. If a...

  8. 24 CFR 81.14 - Special Affordable Housing Goal.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 24 Housing and Urban Development 1 2013-04-01 2013-04-01 false Special Affordable Housing Goal. 81.14 Section 81.14 Housing and Urban Development Office of the Secretary, Department of Housing and... MAE) AND THE FEDERAL HOME LOAN MORTGAGE CORPORATION (FREDDIE MAC) Housing Goals § 81.14 Special...

  9. 24 CFR 81.14 - Special Affordable Housing Goal.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 24 Housing and Urban Development 1 2014-04-01 2014-04-01 false Special Affordable Housing Goal. 81.14 Section 81.14 Housing and Urban Development Office of the Secretary, Department of Housing and... MAE) AND THE FEDERAL HOME LOAN MORTGAGE CORPORATION (FREDDIE MAC) Housing Goals § 81.14 Special...

  10. 24 CFR 81.14 - Special Affordable Housing Goal.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 24 Housing and Urban Development 1 2012-04-01 2012-04-01 false Special Affordable Housing Goal. 81.14 Section 81.14 Housing and Urban Development Office of the Secretary, Department of Housing and... MAE) AND THE FEDERAL HOME LOAN MORTGAGE CORPORATION (FREDDIE MAC) Housing Goals § 81.14 Special...

  11. Financing Home Energy and Renewable Energy Improvements with FHA PowerSaver Loans (Fact Sheet)

    DOE Office of Scientific and Technical Information (OSTI.GOV)

    Not Available

    2014-07-01

    This fact sheet is a revision to the PowerSaver Loan Benefits fact sheet from April 2014. It describes how the U.S. Department of Housing and Urban Development (HUD) PowerSaver Loan Program offers borrowers low-cost FHA-insured loans to make energy-saving improvements to their homes.

  12. 24 CFR 266.100 - Qualified housing finance agency (HFA).

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false Qualified housing finance agency... AUTHORITIES HOUSING FINANCE AGENCY RISK-SHARING PROGRAM FOR INSURED AFFORDABLE MULTIFAMILY PROJECT LOANS Housing Finance Agency Requirements § 266.100 Qualified housing finance agency (HFA). (a) Qualifications...

  13. 24 CFR 266.100 - Qualified housing finance agency (HFA).

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Qualified housing finance agency... AUTHORITIES HOUSING FINANCE AGENCY RISK-SHARING PROGRAM FOR INSURED AFFORDABLE MULTIFAMILY PROJECT LOANS Housing Finance Agency Requirements § 266.100 Qualified housing finance agency (HFA). (a) Qualifications...

  14. 24 CFR 266.100 - Qualified housing finance agency (HFA).

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 24 Housing and Urban Development 2 2014-04-01 2014-04-01 false Qualified housing finance agency... AUTHORITIES HOUSING FINANCE AGENCY RISK-SHARING PROGRAM FOR INSURED AFFORDABLE MULTIFAMILY PROJECT LOANS Housing Finance Agency Requirements § 266.100 Qualified housing finance agency (HFA). (a) Qualifications...

  15. 24 CFR 266.100 - Qualified housing finance agency (HFA).

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false Qualified housing finance agency... AUTHORITIES HOUSING FINANCE AGENCY RISK-SHARING PROGRAM FOR INSURED AFFORDABLE MULTIFAMILY PROJECT LOANS Housing Finance Agency Requirements § 266.100 Qualified housing finance agency (HFA). (a) Qualifications...

  16. 75 FR 16493 - Announcement of Funding Awards for the Public and Indian Housing Family Self-Sufficiency Program...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-04-01

    ... Awards for the Public and Indian Housing Family Self-Sufficiency Program Under the Resident Opportunity... (NOFA) for the Public and Indian Housing Family Self-Sufficiency Program under the Resident Opportunity... Public and Indian Housing Family Self-Sufficiency Program under the Resident Opportunity and Self...

  17. 77 FR 14540 - Announcement of Funding Awards for the Public and Indian Housing Family Self-Sufficiency Program...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-03-12

    ... Awards for the Public and Indian Housing Family Self-Sufficiency Program Under the Resident Opportunity... Funding Availability (NOFA) for the Public and Indian Housing Family Self-Sufficiency Program under the... amounts of the 238 awards made under the Public and Indian Housing Family Self-Sufficiency Program under...

  18. 12 CFR 338.4 - Fair housing poster.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 4 2011-01-01 2011-01-01 false Fair housing poster. 338.4 Section 338.4 Banks... HOUSING Advertising § 338.4 Fair housing poster. (a) Each bank engaged in extending loans for the purpose... dwelling shall conspicuously display either the Equal Housing Lender poster set forth in paragraph (b) of...

  19. 12 CFR 338.4 - Fair housing poster.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 5 2013-01-01 2013-01-01 false Fair housing poster. 338.4 Section 338.4 Banks... HOUSING Advertising § 338.4 Fair housing poster. (a) Each bank engaged in extending loans for the purpose... dwelling shall conspicuously display either the Equal Housing Lender poster set forth in paragraph (b) of...

  20. 12 CFR 338.4 - Fair housing poster.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 4 2010-01-01 2010-01-01 false Fair housing poster. 338.4 Section 338.4 Banks... HOUSING Advertising § 338.4 Fair housing poster. (a) Each bank engaged in extending loans for the purpose... dwelling shall conspicuously display either the Equal Housing Lender poster set forth in paragraph (b) of...

  1. 12 CFR 338.4 - Fair housing poster.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 5 2012-01-01 2012-01-01 false Fair housing poster. 338.4 Section 338.4 Banks... HOUSING Advertising § 338.4 Fair housing poster. (a) Each bank engaged in extending loans for the purpose... dwelling shall conspicuously display either the Equal Housing Lender poster set forth in paragraph (b) of...

  2. 12 CFR 338.4 - Fair housing poster.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 5 2014-01-01 2014-01-01 false Fair housing poster. 338.4 Section 338.4 Banks... HOUSING Advertising § 338.4 Fair housing poster. (a) Each bank engaged in extending loans for the purpose... dwelling shall conspicuously display either the Equal Housing Lender poster set forth in paragraph (b) of...

  3. 34 CFR 682.508 - Assignment of a loan.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Assignment of a loan. 682.508 Section 682.508 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Federal Guaranteed Student Loan Programs...

  4. Housing, Equipment, and Design Research and Scholarship: A Family and Consumer Sciences Perspective.

    ERIC Educational Resources Information Center

    Beamish, Julia O.; Ahn, Mira; Seiling, Sharon

    2001-01-01

    Analysis of research on housing, equipment, and design (n=333) in the Journal of Home Economics/Journal of Family and Consumer Sciences (1985-2000), Home Economics Research Journal/Family and Consumer Sciences Research Journal (1985- 2000), and Housing and Society (1985-1999) found that articles declined by more than 50% and behavior theories were…

  5. 24 CFR 573.5 - Underwriting standards and availability of loan guarantee assistance.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... Relating to Housing and Urban Development (Continued) OFFICE OF ASSISTANT SECRETARY FOR COMMUNITY PLANNING... its discretion, accept the underwriting standards of the Financial Institution making a loan to a... acceptable financial risk under HUD's generally applicable loan underwriting standards based on the following...

  6. Como reembolsar sus prestamos para estudiantes (Repaying Your Student Loans).

    ERIC Educational Resources Information Center

    Office of Federal Student Aid (ED), Washington, DC.

    This guide, written in Spanish, discusses how to repay student loans. Following a general introduction, the guide discusses the grace period before repayment and repayment requirements. Repayment plans are described for Perkins Loans, Direct Loans, and Federal Family Education Loans. Repayment options are discussed, including consolidation,…

  7. 7 CFR 3560.102 - Housing project management.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 15 2010-01-01 2010-01-01 false Housing project management. 3560.102 Section 3560.102... § 3560.102 Housing project management. (a) General. Borrowers hold final responsibility for housing project management and must ensure that operations comply with the terms of all loan or grant documents...

  8. 7 CFR 1951.885 - Loan classifications.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 14 2011-01-01 2011-01-01 false Loan classifications. 1951.885 Section 1951.885 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, RURAL BUSINESS... obtain proper documentation or any other deviations from prudent lending practices. Adverse trends in the...

  9. 7 CFR 1951.885 - Loan classifications.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 14 2010-01-01 2009-01-01 true Loan classifications. 1951.885 Section 1951.885 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, RURAL BUSINESS... obtain proper documentation or any other deviations from prudent lending practices. Adverse trends in the...

  10. 7 CFR Exhibit B to Subpart F of... - Suggested Outline for Seeking Information From Lenders on Credit Criteria for Graduation of...

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... on Credit Criteria for Graduation of Single Family Housing Loans B Exhibit B to Subpart F of Part 1951 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, RURAL... Seeking Information From Lenders on Credit Criteria for Graduation of Single Family Housing Loans Date...

  11. Health-related quality of life of medical students in a Brazilian student loan programme.

    PubMed

    Lins, Liliane; Carvalho, Fernando Martins; Menezes, Marta Silva; Porto-Silva, Larissa; Damasceno, Hannah

    2016-08-01

    This study aimed to evaluate the health-related quality of life of medical students participating in a large Brazilian government loan programme for undergraduate students in private schools.A cross-sectional study in a stratified sample of students from a private medical school in Salvador, Brazil, evaluated their health-related quality of life by using a Brazilian Portuguese version of the 36-item Short Form Health Survey questionnaire (SF-36).Students supported by the loan programme consistently presented lower mean scores in all SF-36 domains and in the physical and mental component summary scores than those who were not in the programme. Students supported by the loan programme presented systematically lower physical and mental component mean scores, after stratification by age, gender, school year, physical activity, sleepiness, headache, having a car, having a housemaid, living with family, and living in a rented house.The loan programme has enabled less wealthy undergraduate students to attend private medical schools in Brazil. However, this support is insufficient to improve students' health-related quality of life during medical school, as compared with students who do not participate in the programme. Because of a poorer health-related quality of life, students supported by the loan programme deserve special attention from private medical schools.

  12. 77 FR 42085 - Federal Perkins Loan Program, Federal Family Education Loan Program, and William D. Ford Federal...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-07-17

    ... cohorts. Chart 1--Summary of the Proposed Regulations Issue and key features Benefits Cost/transfers... focus on issues related to streamlining institutional reporting requirements and proposed regulations... committee (the ``Loans Committee'') would address Federal student loan issues. The regulations considered by...

  13. 3 CFR - White House Task Force on Middle-Class Working Families

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 3 The President 1 2010-01-01 2010-01-01 false White House Task Force on Middle-Class Working... Task Force on Middle-Class Working Families Memorandum for the Heads of Executive Departments and... times. To these ends, I hereby direct the following: Section 1. White House Task Force on Middle-Class...

  14. Market for Hawaii hardwood lumber in new single-family houses on Oahu, Hawaii

    Treesearch

    John D. Zinnikas; R. Sidney Boone

    1967-01-01

    The total potential market for flooring, siding, and cabinet and millwork in new single-family houses on Oahu was between 10½ and 11 million board feet of lumber in 1963. The total possible market for lumber in new single-family house construction from 1965 to 1970 is estimated at 18 to 23 million square feet of floor-ing, 28 to 36 million square feet of...

  15. 77 FR 76414 - William D. Ford Federal Direct Loan Program

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-12-28

    ... DEPARTMENT OF EDUCATION 34 CFR Part 685 RIN 1840-AC94 [Docket ID ED-2008-OPE-0009] William D. Ford... Loan (Perkins Loan) Program; the Federal Family Education Loan (FFEL) Program; and the William D. Ford.... Accordingly, 34 CFR part 685 is corrected as follows: PART 685--WILLIAM D. FORD FEDERAL DIRECT LOAN PROGRAM 0...

  16. 78 FR 77450 - Fannie Mae and Freddie Mac Loan Purchase Limits: Request for Public Input on Implementation Issues

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-12-23

    ... reductions in Freddie Mac's and Fannie Mae's loan purchase limits. In short, no final decision on loan... decision to direct the setting of new and lower loan purchase limits by the Enterprises. A Plan for Setting... FEDERAL HOUSING FINANCE AGENCY [No. 2013-N-18] Fannie Mae and Freddie Mac Loan Purchase Limits...

  17. Affordable Housing: A Crisis for Wisconsin Families. A WisKids Count Special Report.

    ERIC Educational Resources Information Center

    Wisconsin Council on Children and Families Inc., Madison.

    Growing up in poor quality, unsafe, and/or overcrowded housing magnifies all the other challenges and disadvantages that go along with poverty. Noting that as more and more families in Wisconsin and nationwide struggle to achieve sustainable housing, the connection between housing and child well-being is becoming increasingly obvious, this WisKids…

  18. 7 CFR 3560.623 - Housing management and operations.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 15 2010-01-01 2010-01-01 false Housing management and operations. 3560.623 Section... Housing management and operations. Borrowers with on-farm labor housing loans must: (a) Develop and submit to the Agency a management plan in a format specified by the Agency. At a minimum, the management...

  19. 78 FR 9936 - Federal Housing Administration (FHA): PowerSaver Home Energy Retrofit Loan Pilot Program...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-02-12

    ... Administration (FHA): PowerSaver Home Energy Retrofit Loan Pilot Program: Extension of Pilot Program AGENCY...: On March 31, 2011, HUD published a notice that announced HUD's FHA Home Energy Retrofit Loan Pilot Program (Retrofit Pilot Program) known as FHA PowerSaver, which is a pilot program conducted for loans...

  20. 76 FR 22913 - Notice of Proposed Information Collection: Comment Request; Emergency Homeowners' Loan Program...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-04-25

    ... DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT [Docket No. FR-5484-N-13] Notice of Proposed Information Collection: Comment Request; Emergency Homeowners' Loan Program Data Elements AGENCY: Office of... information: Title of Proposal: Emergency Homeowners' Loan Program Data Elements. OMB Control Number, if...

  1. Changes to indoor air quality as a result of relocating families from slums to public housing

    NASA Astrophysics Data System (ADS)

    Burgos, Soledad; Ruiz, Pablo; Koifman, Rosalina

    2013-05-01

    One largely unstudied benefit of relocating families from slums to public housing is the potential improvement in indoor air quality (IAQ). We compared families that moved from slums to public housing with those that remained living in slums in Santiago, Chile in terms of fine particulate matter (PM2.5) as main indicator of change. A cross-sectional study of 98 relocated families and 71 still living in slums was carried out, obtaining indoor and outdoor samples by a Personal Environmental Monitor. Home characteristics, including indoor air pollution sources were collected through questionnaires. Multivariate regression models included the intervention (public housing or slum), indoor pollution sources, outdoor PM2.5 and family characteristics as predictors. Indoor PM2.5 concentrations were higher in slums (77.8 μg m-3 [SD = 35.7 μg m-3]) than in public housing (55.7 μg m-3 [SD = 34.6 μg m-3], p < 0.001). Differences between indoor and outdoor PM2.5 were significant only in the slum houses. The multivariate analysis showed that housing intervention significantly decreased indoor PM2.5 (10.4 μg m-3) after adjusting by the other predictors. Outdoor PM2.5 was the main predictor of indoor PM2.5. Other significant factors were water heating fuels and indoor smoking. Having infants 1-23 months was associated with a lowering of indoor PM2.5. Our results suggest that a public housing program that moves families from slums to public housing improves indoor air quality directly and also indirectly through air pollution sources.

  2. 7 CFR 1942.122 - Actions prior to loan closing and start of construction.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 13 2010-01-01 2009-01-01 true Actions prior to loan closing and start of...) RURAL HOUSING SERVICE, RURAL BUSINESS-COOPERATIVE SERVICE, RURAL UTILITIES SERVICE, AND FARM SERVICE... Rescue and Other Small Community Facilities Projects § 1942.122 Actions prior to loan closing and start...

  3. 12 CFR 926.5 - Housing associate application process.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... provide the applicant and the Finance Board with a copy of the Bank's decision resolution. (3) File. The... 12 Banks and Banking 7 2010-01-01 2010-01-01 false Housing associate application process. 926.5 Section 926.5 Banks and Banking FEDERAL HOUSING FINANCE BOARD FEDERAL HOME LOAN BANK MEMBERS AND HOUSING...

  4. White House Conference on Families: Summary of State Reports. Volume One.

    ERIC Educational Resources Information Center

    White House Conference on Families, Washington, DC.

    This compilation contains the verbatim texts of recommendations made by states' delegates from 16 northeastern states participating in the Baltimore regional conference of the White House Conference on Families. The recommendations are organized by topic for each of the individual states. Topics include the following as related to the family: work…

  5. 7 CFR 1940.578 - Housing Preservation Grant (HPG) program.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 13 2010-01-01 2009-01-01 true Housing Preservation Grant (HPG) program. 1940.578 Section 1940.578 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING... Allocation of Loan and Grant Program Funds § 1940.578 Housing Preservation Grant (HPG) program. (a) Amount...

  6. 34 CFR 682.204 - Maximum loan amounts.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Maximum loan amounts. 682.204 Section 682.204 Education..., DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM General Provisions § 682.204 Maximum... a full academic year, the maximum annual amount that the student may receive may not exceed the...

  7. The Family. Preserving America's Future. A Report to the President from the White House Working Group on the Family.

    ERIC Educational Resources Information Center

    Domestic Policy Council, Washington, DC.

    The White House Working Group on the Family was mandated to study how government at all levels could be made supportive of American families (i.e., how a pro-family policy could be implemented). This report on the status of family life in the United States opens with guidelines by which to judge public policy and its effects on the family. The…

  8. Annual Demographic Data for Migrant Family Housing Centers: 1980 Harvest Season.

    ERIC Educational Resources Information Center

    Trabing, Mark R.

    The Office of Migrant Services' (OMS) summary presents demographic data on the 2,500 migrant families in 25 housing centers in 14 California counties in 1980. The typical migrant family in an OMS center is shown to be a Mexican family of 4, with 2 parents between the ages of 18 and 44, who have completed 2 to 6 years of school, and have 2 to 3…

  9. White House Conference on Families: Summary of State Reports. Volume Three.

    ERIC Educational Resources Information Center

    White House Conference on Families, Washington, DC.

    This compilation contains the verbatim texts of recommendations made by states' delegates from 20 western states participating in the Los Angeles regional conference of the White House Conference on Families. The recommendations are organized by topic for each of the individual states. Topics include the following as related to the family: child…

  10. 12 CFR 626.6025 - Equal housing lender poster.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 7 2014-01-01 2014-01-01 false Equal housing lender poster. 626.6025 Section... § 626.6025 Equal housing lender poster. (a) Each Farm Credit institution that makes loans for the... by a dwelling shall post and maintain an Equal Housing Lender Poster in the lobby of each of its...

  11. 12 CFR 626.6025 - Equal housing lender poster.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Equal housing lender poster. 626.6025 Section... § 626.6025 Equal housing lender poster. (a) Each Farm Credit institution that makes loans for the... by a dwelling shall post and maintain an Equal Housing Lender Poster in the lobby of each of its...

  12. 12 CFR 626.6025 - Equal housing lender poster.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 7 2013-01-01 2013-01-01 false Equal housing lender poster. 626.6025 Section... § 626.6025 Equal housing lender poster. (a) Each Farm Credit institution that makes loans for the... by a dwelling shall post and maintain an Equal Housing Lender Poster in the lobby of each of its...

  13. 12 CFR 626.6025 - Equal housing lender poster.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 7 2012-01-01 2012-01-01 false Equal housing lender poster. 626.6025 Section... § 626.6025 Equal housing lender poster. (a) Each Farm Credit institution that makes loans for the... by a dwelling shall post and maintain an Equal Housing Lender Poster in the lobby of each of its...

  14. 12 CFR 626.6025 - Equal housing lender poster.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Equal housing lender poster. 626.6025 Section... § 626.6025 Equal housing lender poster. (a) Each Farm Credit institution that makes loans for the... by a dwelling shall post and maintain an Equal Housing Lender Poster in the lobby of each of its...

  15. Guaranteed Student Loans: GAO High Risk Series.

    ERIC Educational Resources Information Center

    Comptroller General of the U.S., Washington, DC.

    As part of a larger program to identify and analyze federal programs at high risk for waste, fraud, abuse and mismanagement, this publication presents an evaluation of the Federal Family Education Loan Program (FFELP), formerly the Guaranteed Student Loan Program. The analysis argues that the program has not been successful in protecting the…

  16. 12 CFR 160.121 - Investment in state housing corporations.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 1 2014-01-01 2014-01-01 false Investment in state housing corporations. 160... AND INVESTMENT § 160.121 Investment in state housing corporations. (a) Any Federal savings association..., loans to, or commitments to lend to any state housing corporation; provided, that such obligations or...

  17. 12 CFR 160.121 - Investment in state housing corporations.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 1 2012-01-01 2012-01-01 false Investment in state housing corporations. 160... AND INVESTMENT § 160.121 Investment in state housing corporations. (a) Any Federal savings association..., loans to, or commitments to lend to any state housing corporation; provided, that such obligations or...

  18. 12 CFR 560.121 - Investment in State housing corporations.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 6 2013-01-01 2012-01-01 true Investment in State housing corporations. 560... Investment in State housing corporations. (a) Any savings association to the extent it has legal authority to... state housing corporation; provided, that such obligations or loans are secured directly, or indirectly...

  19. 12 CFR 560.121 - Investment in State housing corporations.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 5 2011-01-01 2011-01-01 false Investment in State housing corporations. 560... Investment in State housing corporations. (a) Any savings association to the extent it has legal authority to... state housing corporation; provided, that such obligations or loans are secured directly, or indirectly...

  20. 12 CFR 560.121 - Investment in State housing corporations.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 6 2012-01-01 2012-01-01 false Investment in State housing corporations. 560... Investment in State housing corporations. (a) Any savings association to the extent it has legal authority to... state housing corporation; provided, that such obligations or loans are secured directly, or indirectly...

  1. 12 CFR 160.121 - Investment in state housing corporations.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 1 2013-01-01 2013-01-01 false Investment in state housing corporations. 160... AND INVESTMENT § 160.121 Investment in state housing corporations. (a) Any Federal savings association..., loans to, or commitments to lend to any state housing corporation; provided, that such obligations or...

  2. 12 CFR 560.121 - Investment in State housing corporations.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 6 2014-01-01 2012-01-01 true Investment in State housing corporations. 560... Investment in State housing corporations. (a) Any savings association to the extent it has legal authority to... state housing corporation; provided, that such obligations or loans are secured directly, or indirectly...

  3. SBS symptoms in relation to dampness and ventilation in inspected single-family houses in Sweden.

    PubMed

    Smedje, Greta; Wang, Juan; Norbäck, Dan; Nilsson, Håkan; Engvall, Karin

    2017-10-01

    To investigate the relationships between symptoms compatible with the sick building syndrome (SBS) in adults and building dampness and ventilation in single-family houses. Within the Swedish BETSI study, a national sample of single-family houses were inspected by professional building experts, and adults living in the houses answered a questionnaire on SBS. Relationships between building factors and SBS were analysed using logistic regression. Of the respondents, 23% reported having had weekly SBS symptoms during the last three months. A large proportion of houses exhibited building or construction problems. In total, 40% of houses had dampness problems in the foundation, and this was related to a higher prevalence of both mucous and dermal symptoms, and any SBS symptoms. Furthermore, high air humidity was related to more symptoms, with the relationship with absolute humidity being stronger than that with relative humidity or moisture load. Symptoms were also more prevalent in houses with a high U value, reflecting a poor thermal insulation. Compared to natural ventilation, living in a house with mechanical supply and exhaust ventilation was related to a lower prevalence of general symptoms and any SBS symptoms, but there were only weak associations between measured air exchange rate and symptoms. A large proportion of single-family houses have dampness problems in the foundation, and pollutants may enter the living space of the house and affect the health of the occupants. Furthermore, absolute air humidity should be measured more often in indoor air studies.

  4. Final Report on the Audit of DoD Leasing of Family Housing at Ellsworth Air Force Base

    DTIC Science & Technology

    1990-08-24

    In October 1989, we announced our audit of DoD Leasing of Family Housing. One of the audit objectives was to determine whether the Services acquire...market cannot support Military family housing, the Services then request funding to either lease or build on or near Military installations. During the ... audit we found that a required housing market analysis was not performed to determine the availability of adequate private sector housing to satisfy

  5. Family size and expectations about housing in the later nineteenth century: three Yorkshire towns.

    PubMed

    Atkinson, Paul

    2011-01-01

    This article illustrates how cultural history can deepen the understanding of demographic change, presenting evidence about ways in which rising working-class expectations about appropriate living standards may have created additional pressures on the perceived costs of child-rearing. Among the key areas of family consumption, housing costs are selected for examination. It is shown that higher expectations about appropriate housing quality put pressure on family budgets, augmented by the rising cost of like-for-like housing. The discussion considers expectations about the size of the dwelling and attitudes to furnishing the home, and suggests that these rising expectations helped encourage family limitation. Existing accounts of the fertility decline which stress the role of rising expectations are often too generalised: this article illustrates what can be gained by adding detail and geographical variation.

  6. Detail, Facture, and Colour in the Architecture of Polish Single-Family Houses after 1989

    NASA Astrophysics Data System (ADS)

    Sztafrowski, Marek

    2017-10-01

    The article presents single-family houses architecture transformations since 1989, with particularly close attention paid to the significance of detail, facture, and colour. The article presents the architecture as an art of designing and building facilities with both use and aesthetic value, an art of shaping space and building forms. Architectural work should correspond to the intended function, technique, economic and aesthetic requirements, thus shaping all elements of human immediate environment, both inside and outside of the building. Architecture of the building is perceived as form, structure, and function, as well as detail, facture, and colour. Facture and colour are created through materials used for external finishes. The solid of the building is noticed first while looking at the building, then the finishes detail such as colour, facture, and detail. Materials for external finishes are commonly selected for their aesthetic value equally with their technical characteristics. The detail was always a characteristic element of style. However, currently the fashion for details can be observed, the fashion for usage of materials for external finishes and inter-connected with that colour and facture. The architecture of Polish single-family houses underwent considerable metamorphosis after system change of 1989 - from destitute in form, devoid in detail and colour socmodernism, to architecture extremely varied in terms of form, utilised structures, materials, and detail. Hence, appearance of the phenomenon called fashion can be observed in the architecture, understood as constant changeability, seeking novelty, and creation based on opinion-forming centres. The architectural fashion consists of form, function, structure, building materials, detail, facture, and colour trends, e.g. after rejecting socmodernism, steep roofs characteristic for single-family houses trend started. After 1989, initially individual single-family house projects were created; however

  7. 24 CFR 888.113 - Fair market rents for existing housing: Methodology.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 4 2010-04-01 2010-04-01 false Fair market rents for existing... DIRECT LOAN PROGRAM, SECTION 202 SUPPORTIVE HOUSING FOR THE ELDERLY PROGRAM AND SECTION 811 SUPPORTIVE HOUSING FOR PERSONS WITH DISABILITIES PROGRAM) SECTION 8 HOUSING ASSISTANCE PAYMENTS PROGRAM-FAIR MARKET...

  8. 24 CFR 888.111 - Fair market rents for existing housing: Applicability.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 4 2010-04-01 2010-04-01 false Fair market rents for existing... DIRECT LOAN PROGRAM, SECTION 202 SUPPORTIVE HOUSING FOR THE ELDERLY PROGRAM AND SECTION 811 SUPPORTIVE HOUSING FOR PERSONS WITH DISABILITIES PROGRAM) SECTION 8 HOUSING ASSISTANCE PAYMENTS PROGRAM-FAIR MARKET...

  9. Federal Student Loan Programs: Are They Meeting the Needs of Students and Schools? Hearing before the Committee on Government Reform, House of Representatives, One Hundred Ninth Congress, First Session (May 26, 2005). Serial Number 109-31

    ERIC Educational Resources Information Center

    US House of Representatives, 2005

    2005-01-01

    The Committee on Government Reform, chaired by Tom Davis (R-VA) convened this oversight hearing to examine Federal Student Loan Programs, specifically the management and performance of the Federal Family Education Loan Program and the William D. Ford Federal Direct Loan Program. The Committee focused on the Department of Education initiatives to…

  10. Experiences of adults with high-care needs and their family members with housing and support pathways in Australia.

    PubMed

    McIntyre, Deborah; Fleming, Jennifer; Foster, Michele; Tweedy, Sean

    2017-09-01

    Many adults aged less than 65 years with high-care needs resulting from acquired disabilities are unable to access age-appropriate housing and support, and reside in residential aged care or live with family members who may struggle to navigate the disability support system. This qualitative study aimed to investigate the experiences of adults with high-care needs and their family members regarding pathways related to housing and support. Two in-depth semi-structured interviews were conducted six months apart with 21 people aged 18 to 65 with high-care needs of varying etiology and living in different housing settings. Nineteen family members involved in decision-making about housing and supports were also interviewed. Thematic data analysis yielded five themes: (1) Traveling in different directions; (2) "the fight, the battle and the war"; (3) willing but wanting; (4) uncertainty and vulnerability; and (5) redefining social roles and relationships. Current disability policy is not satisfying the housing and support requirements of adults with high-care needs and their families. The findings provide rigorous, empirical evidence which indicate the urgent need to improve access to affordable, individualized housing and support packages, including financial, practical and informational support for family members involved in caring roles. Implications for Rehabilitation Individual preferences are an important consideration in housing and support arrangements for younger people with high-care needs alongside needs-based solutions. Individualized funding approaches may provide flexibility of care and choice in housing and support for people with disability. Family members willingly provide substantial informal care, support and advocacy for younger people with high needs but perceive their role as a constant "battle". Payment of family members in recognition of caring work was perceived as a solution to relieve family hardship and ensure optimal care.

  11. 12 CFR Appendix A to Part 203 - Form and Instructions for Completion of HMDA Loan/Application Register

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 2 2011-01-01 2011-01-01 false Form and Instructions for Completion of HMDA..., numerals, or a combination of both. 2. Date Application Received a. Enter the date the loan application was... (any loan other than FHA, VA, FSA, or RHS loans) Code 2—FHA-insured (Federal Housing Administration...

  12. Viewing Education Loans through a Myopic Lens. Discussion Paper 2008-05

    ERIC Educational Resources Information Center

    Gandhi, Sima J.

    2008-01-01

    Although the federal government dedicated nearly $40 billion to funding student loans in 2006, only 60 percent of potential students from low-income families attend college, compared with 90 percent from high-income families. This paper argues that enrollment rates are lower than they could be because potential students undervalue loan subsidies,…

  13. 77 FR 3998 - U.S. Department of Agriculture Multi-Family Housing Program 2012 Industry Forums-Open...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-01-26

    ... DEPARTMENT OF AGRICULTURE Rural Housing Service U.S. Department of Agriculture Multi-Family Housing Program 2012 Industry Forums--Open Teleconference and/or Web Conference Meetings AGENCY: Rural Housing Service, USDA. [[Page 3999

  14. Reframing the Student Loan Costing Debate: The Benefits of Competition

    ERIC Educational Resources Information Center

    Galloway, Fred; Wilson, Hoke

    2005-01-01

    As debate in Washington heats up regarding congressional reauthorization of the Higher Education Act, a central question involves what to do about the continued coexistence of the two student loan programs--the Federal Family Education Loan Program (FFELP) and the Direct Loan Program (DLP). With hundreds of millions of dollars at stake for banks,…

  15. 7 CFR Exhibit B to Subpart F of... - Suggested Outline for Seeking Information From Lenders on Credit Criteria for Graduation of...

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... Lenders on Credit Criteria for Graduation of Single Family Housing Loans B Exhibit B to Subpart F of Part... (CONTINUED) PROGRAM REGULATIONS (CONTINUED) SERVICING AND COLLECTIONS Analyzing Credit Needs and Graduation... Seeking Information From Lenders on Credit Criteria for Graduation of Single Family Housing Loans Date...

  16. 7 CFR Exhibit B to Subpart F of... - Suggested Outline for Seeking Information From Lenders on Credit Criteria for Graduation of...

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... Lenders on Credit Criteria for Graduation of Single Family Housing Loans B Exhibit B to Subpart F of Part... (CONTINUED) PROGRAM REGULATIONS (CONTINUED) SERVICING AND COLLECTIONS Analyzing Credit Needs and Graduation... Seeking Information From Lenders on Credit Criteria for Graduation of Single Family Housing Loans Date...

  17. 7 CFR Exhibit B to Subpart F of... - Suggested Outline for Seeking Information From Lenders on Credit Criteria for Graduation of...

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... Lenders on Credit Criteria for Graduation of Single Family Housing Loans B Exhibit B to Subpart F of Part... (CONTINUED) PROGRAM REGULATIONS (CONTINUED) SERVICING AND COLLECTIONS Analyzing Credit Needs and Graduation... Seeking Information From Lenders on Credit Criteria for Graduation of Single Family Housing Loans Date...

  18. 76 FR 8748 - Loan Repayment Program for Repayment of Health Professions Educational Loans

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-02-15

    ... Nurse Anesthetists.). (l) Podiatry: D.P.M. (m) Physical Rehabilitation Services: Physical Therapy... program site determined by the Secretary. Loan repayment sites are characterized by physical, cultural... allopathic medicine, family medicine, internal medicine, pediatrics, geriatric medicine, obstetrics and...

  19. 7 CFR 3550.63 - Maximum loan amount.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... self-help housing will be calculated by adding the total of the market value of the lot (including... amount. Total secured indebtedness must not exceed the area loan limit or market value limitations... appraisal, tax monitoring fee, and the charge to establish an escrow account for taxes and insurance will...

  20. 7 CFR 3550.63 - Maximum loan amount.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... self-help housing will be calculated by adding the total of the market value of the lot (including... amount. Total secured indebtedness must not exceed the area loan limit or market value limitations... appraisal, tax monitoring fee, and the charge to establish an escrow account for taxes and insurance will...

  1. 7 CFR 3550.63 - Maximum loan amount.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... self-help housing will be calculated by adding the total of the market value of the lot (including... amount. Total secured indebtedness must not exceed the area loan limit or market value limitations... appraisal, tax monitoring fee, and the charge to establish an escrow account for taxes and insurance will...

  2. 7 CFR 3550.63 - Maximum loan amount.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... self-help housing will be calculated by adding the total of the market value of the lot (including... amount. Total secured indebtedness must not exceed the area loan limit or market value limitations... appraisal, tax monitoring fee, and the charge to establish an escrow account for taxes and insurance will...

  3. 7 CFR 3550.63 - Maximum loan amount.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... self-help housing will be calculated by adding the total of the market value of the lot (including... amount. Total secured indebtedness must not exceed the area loan limit or market value limitations... appraisal, tax monitoring fee, and the charge to establish an escrow account for taxes and insurance will...

  4. [Child health environment in the context of relocating of camp site families to social housing].

    PubMed

    Burgos, Soledad; Sigala, Fiorenza; Argueta, Luzmila; Iglesias, Verónica

    2015-01-01

    Housing interventions aimed at overcoming poverty can lead to changes in the health status of children by modifying risk factors in their physical and social environment the aim was to identify children's environmental health factors to change with the relocation of families from slums to public housing. A cross-sectional study was conducted in children ages 2-8 years old of families relocated to public housing (n=115) who were compared to children residing in slums (n=88) in Santiago, Chile. Family socioeconomic characteristics, indoor environment and neighborhoods were collected. It was included respiratory symptoms, accidents and maternal-child care of children. χ2, Fisher and Mann-Whitney test were used to compare groups. There were differences in households related to pets keeping, presence of humidity/molds in homes, types of fuels, and perceived safety problems in neighborhoods (p<0.05). The families from slums reported higher tenancy of pets (73.8% v/s 32.2%%), humidity/molds in homes (43.,2% v/s 18.3%), use of wood for heating (39.8% v/s 0.0%), compared with families of public housing. Residents of public housing perceived more safety problems in neighborhood, and children have more asthma related symptoms and have lower diversity of accidents in home. Among the factors studied, indoor air quality and safety in neighborhoods could be linked to changes from the relocation of families. This reinforces the need to deepen the positive and negative influences of residential mobility of these groups focused on child welfare perspective. Copyright © 2015 Sociedad Chilena de Pediatría. Publicado por Elsevier España, S.L.U. All rights reserved.

  5. Halving Student Loan Interest Rates Is Unaffordable and Ineffective. WebMemo No. 1308

    ERIC Educational Resources Information Center

    Riedl, Brian M.

    2007-01-01

    The House of Representatives will likely vote this week on a proposal to halve the 6.8 percent interest rate on subsidized student loans as part of the new congressional majority's 100-Hour agenda. This document presents six problems with halving student loan interest rates and argues that, rather than providing billions in new federal subsidies,…

  6. Subsidy Estimates for Guaranteed and Direct Student Loans. A CBO Paper

    ERIC Educational Resources Information Center

    Humphrey, Justin

    2005-01-01

    The federal government assists students and their parents in meeting the costs of postsecondary education through two student loan programs, the Federal Family Education Loan Program and the William D. Ford Direct Loan Program. Although the two programs provide similar benefits to borrowers, their structures and operations differ greatly. As a…

  7. Housing & Home Furnishings Curriculum Guide. Energy and the Family.

    ERIC Educational Resources Information Center

    Davidson, Jane S.; Morris, Carol

    This curriculum guide on housing and home furnishings, covering one of the five content areas of the Energy and the Family Curriculum Guide, has been designed to provide learning experiences and identify resources that can be used to develop units of study related to energy usage and conservation. The guide is intended for use in comprehensive…

  8. 76 FR 52271 - Institutions and Lender Requirements Relating to Education Loans, Student Assistance General...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-08-22

    ... DEPARTMENT OF EDUCATION 34 CFR Part 668 [Docket ID ED-2009-OPE-0003] RIN 1840-AC95 Institutions and Lender Requirements Relating to Education Loans, Student Assistance General Provisions, Federal Perkins Loan Program, Federal Family Education Loan Program, and William D. Ford Federal Direct Loan...

  9. 77 FR 9177 - Federal Housing Administration (FHA): Suspension of Section 238(c) Single-Family Mortgage...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-02-16

    ... DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT 24 CFR Part 203 [Docket No. FR-5461-F-02] RIN 2502..., Director, Office of Single Family Program Development, Office of Housing, Department of Housing and Urban... the private sector. This rule does not impose any federal mandates on any state, local, or tribal...

  10. Help My House Program Profile

    EPA Pesticide Factsheets

    Learn about Help My House, a program that helps participants reduce their utility bills by nearly 35 percent through low-cost loans for EE improvements. Learn more about the key features, approaches, funding sources, and achievements of this program.

  11. "Sedentary" Homeless Children in S. Paulo, Brazil: Their Houses, Their Families, Their Lifestyles.

    ERIC Educational Resources Information Center

    Rabinovich, Elaine Pedreira

    This study examined the lifestyle of children from a sedentary grouping of 20 homeless families living under a viaduct in Sao Paulo, Brazil. The study particularly focused on issues related to this lifestyle, including dimensions of housing and cultural variations in housing related to child development and child rearing. The lifestyle of the…

  12. Federal Family Education Loan Program: Increased Department of Education Oversight of Lender and School Activities Needed to Help Ensure Program Compliance. Report to Congressional Requesters. GAO-07-750

    ERIC Educational Resources Information Center

    Scott, George A.

    2007-01-01

    Concerns have been raised about the Department of Education's (Education) role in overseeing the lenders and schools that participate in the largest of the federal government's student loan programs, the Federal Family Education Loan Program (FFELP). GAO was asked to analyze Education's use of its oversight, guidance, and enforcement authorities…

  13. 34 CFR 682.506 - Limitations on maximum loan amounts.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Limitations on maximum loan amounts. 682.506 Section 682.506 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Federal Guaranteed...

  14. 34 CFR 682.504 - Issuance of Federal loan guarantees.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Issuance of Federal loan guarantees. 682.504 Section 682.504 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Federal Guaranteed...

  15. 7 CFR 1951.218 - Use of Rural Development loans and grants for other purposes.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ...) RURAL HOUSING SERVICE, RURAL BUSINESS-COOPERATIVE SERVICE, RURAL UTILITIES SERVICE, AND FARM SERVICE... Servicing of Community and Direct Business Programs Loans and Grants § 1951.218 Use of Rural Development... the Administrator of the Rural Housing Service or Rural Business-Cooperative Service that has the...

  16. Housing instability and alcohol problems during the 2007-2009 US recession: the moderating role of perceived family support.

    PubMed

    Murphy, Ryan D; Zemore, Sarah E; Mulia, Nina

    2014-02-01

    The 2007-2009 US economic recession was marked by unprecedented rates of housing instability and relatively little is known about how this instability impacted alcohol problems. While previous studies have linked homelessness to increased rates of alcohol use and abuse, housing instability during a recession impacts a much larger segment of the population and usually does not result in homelessness. Using a nationally representative sample of US adults, this study examines the association between housing instability during the recession and alcohol outcomes. Additionally, we assess whether this association is moderated by perceived family support. In multivariate negative binomial regressions, both trouble paying the rent/mortgage (vs. stable housing) and lost (vs. stable) housing were associated with experiencing more negative drinking consequences and alcohol dependence symptoms. However, these associations were moderated by perceived family support. In contrast to those with low perceived family support, participants with high perceived family support reported relatively few alcohol problems, irrespective of housing instability. Furthermore, while job loss was strongly associated with alcohol problems in univariate models, no significant associations between job loss and alcohol outcomes were observed in multivariate models that included indicators of housing instability. Findings point to the importance of the informal safety net and suggest that alcohol screening and abuse prevention efforts should be intensified during periods of recession, particularly among those who experience housing instability.

  17. 76 FR 18366 - Federal Home Loan Bank Liabilities

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-04-04

    ... attachment for Book-entry consolidated obligations. 1270.19 Reference to certain Department of Treasury... authorized Federal Home Loan Bank (Bank) liabilities and book-entry procedures for COs, as new part 1270 of... Agency and Recent Legislation Effective July 30, 2008, the Housing and Economic Recovery Act of 2008...

  18. 76 FR 68773 - Notice of Proposed Information Collection: Comment Request; FHA-Insured Mortgage Loan Servicing...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-11-07

    ... DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT [Docket No. FR-5484-N-34] Notice of Proposed Information Collection: Comment Request; FHA- Insured Mortgage Loan Servicing Involving the Claims and Conveyance Process, Property Inspection/Preservation AGENCY: Office of the Assistant Secretary for Housing...

  19. 78 FR 74157 - Notice of HUD-Held Multifamily Loan Sale (MLS 2014-1)

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-12-10

    ... Multifamily Loan Sale (MLS 2014-1) AGENCY: Office of the Assistant Secretary for Housing--Federal Housing...-profit Corporations on December 12, 2013 (MLS 2014-1). This notice also describes generally the bidding... Partners, LLC, c/o The Debt Exchange, 133 Federal Street, 10th Floor, Boston, MA 02111, Attention: MLS 2014...

  20. The Impact of Increased Loan Utilization among Low Family Income Students.

    ERIC Educational Resources Information Center

    Mortenson, Thomas G.

    This study used economic investment theory and attitudinal survey data to examine the relationship between the decline in low-income participation in higher education and the substitution of loans for grants in federal student financial aid programs. Loans are seen to substantially decrease the net benefits of college attendance to low-income…

  1. 75 FR 78730 - Federal Housing Administration (FHA): Notice of FHA PowerSaver Home Energy Retrofit Loan Pilot...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-12-16

    ... Efficient Mortgage Innovation pilot program targeted to the single family housing market, and the Retrofit... effort. The November 10, 2010, notice solicited public comment and invited lenders interested in... public comments and expressions of interest from lenders is December 27, 2010. This notice extends the...

  2. GAO's Views on the Default Task Force's Recommendations for Reducing Default Costs in the Guaranteed Student Loan Program. Testimony before the Subcommittee on Postsecondary Education, Committee on Education and Labor, House of Representatives.

    ERIC Educational Resources Information Center

    Gainer, William J.

    This General Accounting Office (GAO) testimony before the Subcommittee on Postsecondary Education, Committee on Education and Labor, House of Representatives, concerns the findings of the task force that addressed the increasing costs of student loan defaults. The task force report is considered, generally, to provide additional incentives and…

  3. Options Available for Providing Family Housing to Navy Families in the Continental United States

    DTIC Science & Technology

    1994-06-01

    the Revitalization Backlog 64 4. Revise VHA and BAQ Determination Procedures 65 C. FUTURE RESEARCH ........ ................ .. 65 APPENDIX...OVERVIEW Succeeding chapters will research the three family housing options in detail and conclude with recommendations. Chapter II will provide an...advantages and disadvantages of each of the three options. Chapter VI will provide an analysis of the research leading to the conclusions and recommendations

  4. 69. BUILDING NO. 3250, FAMILY HOUSING (GENERAL/COLONEL), LOOKING SOUTHWEST AT ...

    Library of Congress Historic Buildings Survey, Historic Engineering Record, Historic Landscapes Survey

    69. BUILDING NO. 3250, FAMILY HOUSING (GENERAL/COLONEL), LOOKING SOUTHWEST AT NORTHEAST SIDE OF BUILDING. BUILT IN 1890, THIS IS ONE OF THE OLDEST STRUCTURES AT PICATINNY. - Picatinny Arsenal, State Route 15 near I-80, Dover, Morris County, NJ

  5. 34 CFR 682.102 - Obtaining and repaying a loan.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Obtaining and repaying a loan. 682.102 Section 682.102 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Purpose and Scope § 682.102...

  6. 24 CFR 1005.105 - What are eligible loans?

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... § 203.12(b)(2) of this title for FHA mortgage insurance. (f) Lack of access to private financial markets... borrower must certify that the borrower lacks access to private financial markets. Borrower certification... 24 Housing and Urban Development 4 2010-04-01 2010-04-01 false What are eligible loans? 1005.105...

  7. Root Causes of the Housing Bubble

    NASA Astrophysics Data System (ADS)

    Kaizoji, Taisei

    In this chapter we investigate root causes of the recent US housing bubble which has been caused a serious downturn in US economic growth since autumn of 2008. We propose a simple model of housing markets in order to indicate the possible determinants of recent housing prices. Utilizing the model, we verify a number of hypotheses which have been proposed in the recent literature on the housing bubbles. We suggest that the main causes of the housing bubble from 2000 to 2006 are (1) non-elastic housing supply in the metropolitan areas, and (2) declines in the mortgage loan rate and the housing premium by the massive mortgage credit expansion. We also suggest that these factors were strongly influenced by policies that governments and the Federal Reserve Board performed.

  8. 42 CFR 417.937 - Loan and loan guarantee provisions.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 42 Public Health 3 2010-10-01 2010-10-01 false Loan and loan guarantee provisions. 417.937 Section... HEALTH CARE PREPAYMENT PLANS Administration of Outstanding Loans and Loan Guarantees § 417.937 Loan and loan guarantee provisions. (a) Disbursement of loan proceeds. The principal amount of any loan made or...

  9. 7 CFR 1751.103 - Loan and loan advance requirements.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 11 2010-01-01 2010-01-01 false Loan and loan advance requirements. 1751.103 Section... Telecommunications Modernization Plan § 1751.103 Loan and loan advance requirements. (a) For information about loan... February 13, 1996, RUS will make RUS hardship loans, RUS cost-of-money loans, and RTB loans for facilities...

  10. Section 202: Present Problems--Proposed Alternatives. Hearing before the Subcommittee on Housing and Consumer Interests of the Select Committee on Aging. House of Representatives, Ninety-Eighth Congress, Second Session.

    ERIC Educational Resources Information Center

    Congress of the U.S., Washington, DC. House Select Committee on Aging.

    This document contains testimony and prepared statements from the Congressional hearing called to review program operations of the section 202 Direct Loan Program, a federal housing effort for the elderly and handicapped. Witnesses include the Deputy Assistant Secretary for Multifamily Housing, U.S. Department of Housing and Urban Development…

  11. Family and housing instability: Longitudinal impact on adolescent emotional and behavioral well-being.

    PubMed

    Fowler, Patrick J; Henry, David B; Marcal, Katherine E

    2015-09-01

    This study investigated the longitudinal effects of family structure changes and housing instability in adolescence on functioning in the transition to adulthood. A model examined the influence of household composition changes and mobility in context of ethnic differences and sociodemographic risks. Data from the National Longitudinal Study of Adolescent Health measured household and residential changes over a 12-month period among a nationally representative sample of adolescents. Assessments in young adulthood measured rates of depression, criminal activity, and smoking. Findings suggested housing mobility in adolescence predicted poorer functioning across outcomes in young adulthood, and youth living in multigenerational homes exhibited greater likelihood to be arrested than adolescents in single-generation homes. However, neither family structure changes nor its interaction with residential instability or ethnicity related to young adult outcomes. Findings emphasized the unique influence of housing mobility in the context of dynamic household compositions. Copyright © 2015 Elsevier Inc. All rights reserved.

  12. 75 FR 4100 - Affirmative Fair Housing, Marketing (AFHM) Plan-Multifamily Housing, Affirmative Fair Housing...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-01-26

    ..., Marketing (AFHM) Plan-Multifamily Housing, Affirmative Fair Housing Marketing (AFHM) Plan-Single Family Housing and Affirmative Fair Housing Marketing (AFHM) Plan- Cooperatives/Condominiums AGENCY: Office of... for marketing to ensure that they meet the Fair Housing guidelines concerning the manner in which...

  13. Phase II Private Sector Financed Military Family Housing Elmendorf Air Force Base, Alaska

    DTIC Science & Technology

    2004-06-01

    collection of information, including suggestions for reducing this burden, to Washington Headquarters Services, Directorate for Information Operations and...of Proposed Action and Alternatives Phase II Private Sector Financed Military Family Housing 2-11 Existing mature trees within the housing area...would be retained in place to the maximum extent practicable. Removal of mature trees would be avoided wherever possible in order to retain the

  14. States Create Low-Cost Loan Programs to Help Middle Class Pay for College.

    ERIC Educational Resources Information Center

    Blumenstyk, Goldie

    1990-01-01

    State low-interest college loans programs for middle-class families have emerged in response to restrictions on federally subsidized Stafford Loans. The key difference between federal and state programs is that most state programs require student borrowers and cosigners to prove good credit risks, reducing loan default and making the programs…

  15. Employers Should Help Pay Student Loans for Their Workers

    ERIC Educational Resources Information Center

    Wrubel, Paul R.

    2008-01-01

    The troubled student-loan market is a hot topic among legislators, policy makers, and the public. Two recurring issues are how to ensure that enough funds are available to students and how to ensure that lenders are fully repaid. Yet despite all the talk about loans, little has been proposed to help college students and their families with the…

  16. 77 FR 54877 - Guaranteed Rural Rental Housing Low Loan-to-Cost Ratio

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-09-06

    .... FOR FURTHER INFORMATION CONTACT: Monica Cole, Financial and Loan Analyst, USDA Rural Development... 20250-0781. Email: monica.cole@wdc.usda.gov . Telephone: (202) 720-1251. This number is not toll-free...

  17. 75 FR 81096 - Federal Home Loan Bank Housing Goals

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-12-27

    ...) 408-2537, or Rafe R. Ellison, Senior Program Analyst, (202) 408-2968, Office of Housing and Community... mortgage lending and related community investment. See 12 U.S.C. 1421 et seq. The System is composed of 12... management, liquidity for a member's short-term needs, and additional funds for housing finance and community...

  18. 24 CFR 290.27 - Up-front grants and loans.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... URBAN DEVELOPMENT HUD-OWNED PROPERTIES DISPOSITION OF MULTIFAMILY PROJECTS AND SALE OF HUD-HELD MULTIFAMILY MORTGAGES Disposition of Multifamily Projects § 290.27 Up-front grants and loans. (a) General. HUD... development costs as part of the disposition of a multifamily housing project that is HUD-owned, upon making a...

  19. 24 CFR 290.27 - Up-front grants and loans.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... URBAN DEVELOPMENT HUD-OWNED PROPERTIES DISPOSITION OF MULTIFAMILY PROJECTS AND SALE OF HUD-HELD MULTIFAMILY MORTGAGES Disposition of Multifamily Projects § 290.27 Up-front grants and loans. (a) General. HUD... development costs as part of the disposition of a multifamily housing project that is HUD-owned, upon making a...

  20. 24 CFR 1000.120 - May a recipient use Indian preference or tribal preference in selecting families for housing...

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 4 2010-04-01 2010-04-01 false May a recipient use Indian preference or tribal preference in selecting families for housing assistance? 1000.120 Section 1000.120... AMERICAN HOUSING ACTIVITIES Affordable Housing Activities § 1000.120 May a recipient use Indian preference...

  1. Normative beliefs about sharing housing with an older family member.

    PubMed

    Coleman, Marilyn; Ganong, Lawrence

    2008-01-01

    The aims of this study were: (a) to examine general perceptions of filial obligations toward sharing housing with older parents and stepparents; and (b) to assess the effects of selected contextual factors on those normative beliefs. A national sample of 579 men and 582 women (mean age = 44.6, SD = 17.2) responded to a multiple segment factorial vignette in which an older parent or stepparent was portrayed as needing help with housing. Respondents thought that parents should be helped more than stepparents, younger adults with greater resources were more obligated to help older parents and stepparents than were those with meager resources, and older parents and stepparents with greater need acuity were expected to be helped more than older parents and stepparents with less serious housing needs. Attitudes about co-residence were based on family obligation norms, beliefs about repaying older adults for past help, perceived relationship quality, other demands on the younger adult's resources, the older person's resources, and moral responsibilities to assist.

  2. 34 CFR 682.206 - Due diligence in making a loan.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Due diligence in making a loan. 682.206 Section 682.206 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM General Provisions § 682.206...

  3. 7 CFR 3560.552 - Program objectives.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... AGRICULTURE DIRECT MULTI-FAMILY HOUSING LOANS AND GRANTS Off-Farm Labor Housing § 3560.552 Program objectives. (a) In addition to the objectives stated in § 3560.52, off-farm labor housing loan and grant funds... 7 Agriculture 15 2010-01-01 2010-01-01 false Program objectives. 3560.552 Section 3560.552...

  4. HIV Prevention in Gay Family and House Networks: Fostering Self-Determination and Sexual Safety.

    PubMed

    Levitt, Heidi M; Horne, Sharon G; Freeman-Coppadge, Darren; Roberts, Tangela

    2017-10-01

    Many gay, bisexual, and transgender (GBT) people of color (POC) join house and/or constructed family communities, which serve as support networks composed mostly of other non-biologically related GBT/POC. These networks can decrease or increase the risk of exposure to HIV via multiple mechanisms (e.g., providing informal sexual safety education versus stigmatizing family members with HIV, encouraging sexual safety practices versus unsafe escorting, teaching self-care versus substance use) but act to support family members in the face of social and economic hardship. Researchers interviewed ten members of these social networks in the Boston metro area of the US and produced a saturated grounded theory analysis to explore the role of gay family/house networks in HIV risk management. While network members utilized HIV prevention resources, interviewees described how their efficacy was related to the intentions of leadership and strength of kinship boundaries within their community, economic opportunities, and communication skills. Clinical and research implications are discussed.

  5. 7 CFR 3575.40 - Equal opportunity and Fair Housing Act requirements.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 15 2010-01-01 2010-01-01 false Equal opportunity and Fair Housing Act requirements. 3575.40 Section 3575.40 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, DEPARTMENT OF AGRICULTURE GENERAL Community Programs Guaranteed Loans § 3575.40 Equal...

  6. 24 CFR 1000.108 - How is HUD approval obtained by a recipient for housing for non low-income Indian families and...

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... recipient for housing for non low-income Indian families and model activities? 1000.108 Section 1000.108... AMERICAN HOUSING ACTIVITIES Affordable Housing Activities § 1000.108 How is HUD approval obtained by a.... Assistance to non low-income Indian families must be in accordance with § 1000.110. Proposals may be...

  7. The Fiscal and Social Costs of Consolidating Student Loans at Fixed Interest Rates. Working Paper No. 104

    ERIC Educational Resources Information Center

    Hassett, Kevin A.; Shapiro, Robert J.

    2004-01-01

    The federal government's student loan programs have been very successful, with two-thirds of all students or their families relying on loans provided or subsidized by the federal government. One of these student loan programs allows student borrowers to consolidate their previous loans into a single loan at a subsidized fixed rate based on the…

  8. 7 CFR 1955.2 - Policy.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, RURAL BUSINESS-COOPERATIVE... REGULATIONS (CONTINUED) PROPERTY MANAGEMENT Liquidation of Loans Secured by Real Estate and Acquisition of... sale of the property by the borrower (except for Multiple Family Housing (MFH) loans subject to...

  9. White House Conference on Families: Summary of State Reports. Volume Two.

    ERIC Educational Resources Information Center

    White House Conference on Families, Washington, DC.

    This compilation contains the verbatim texts of recommendations made by states' delegates from 11 midwest and southern states participating in the Minneapolis regional conference of the White House Conference on Families. The recommendations are organized by topic for each of the individual states. Topics include the following as related to the…

  10. An Initial Econometric Consideration of Supply and Demand in the Guaranteed Student Loan Program.

    ERIC Educational Resources Information Center

    Bayus, Barry; Kendis, Kurt

    1982-01-01

    In this econometric model of the Guaranteed Student Loan Program (GSLP), supply is related to banks' liquidity and yield curves, all lenders' economic costs and returns, and Student Loan Marketing Association activity. GSLP demand is based on loan costs, family debt position, and net student need for financial aid. (RW)

  11. An Analysis of Implementing a Rental Policy within the DoD’s Military Family Housing Program

    DTIC Science & Technology

    1994-06-01

    801 authorizes the government to contract with local businesses for family housing units built to service standards. Under this program the government...housing." [Ref. 4:p.1] DMRD 910 was not approved. 2. DMRD 966: Operating MFH as a Business Enterprise The next DMRD that addressed military family ... business -like manner are: 1. F-using managers would obtain control of their staffing, purchasing and increased contracting authority. Managers could

  12. 7 CFR 3560.200 - OMB control number.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... AGRICULTURE DIRECT MULTI-FAMILY HOUSING LOANS AND GRANTS Multi-Family Housing Occupancy § 3560.200 OMB control... response, including time for reviewing instructions, searching existing data sources, gathering and...

  13. 7 CFR 3560.200 - OMB control number.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... AGRICULTURE DIRECT MULTI-FAMILY HOUSING LOANS AND GRANTS Multi-Family Housing Occupancy § 3560.200 OMB control... response, including time for reviewing instructions, searching existing data sources, gathering and...

  14. 7 CFR 3560.200 - OMB control number.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... AGRICULTURE DIRECT MULTI-FAMILY HOUSING LOANS AND GRANTS Multi-Family Housing Occupancy § 3560.200 OMB control... response, including time for reviewing instructions, searching existing data sources, gathering and...

  15. 7 CFR 3560.200 - OMB control number.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... AGRICULTURE DIRECT MULTI-FAMILY HOUSING LOANS AND GRANTS Multi-Family Housing Occupancy § 3560.200 OMB control... response, including time for reviewing instructions, searching existing data sources, gathering and...

  16. 7 CFR 3560.200 - OMB control number.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... AGRICULTURE DIRECT MULTI-FAMILY HOUSING LOANS AND GRANTS Multi-Family Housing Occupancy § 3560.200 OMB control... response, including time for reviewing instructions, searching existing data sources, gathering and...

  17. Low Energy Technology. A Unit of Instruction in Housing and Home Environment. Single Family Homes--Multi-Family Homes--Mobile Homes.

    ERIC Educational Resources Information Center

    Beaulieu, Barbara; And Others

    This unit of instruction on selection and living styles for energy conservation in single-family and multi-family housing and mobile homes was designed for use by home economics teachers in Florida high schools and by home economics extension agents as they work with their clientele. It is one of a series of 11 instructional units (see note)…

  18. Student-Loan Inquiry Expands to Examine Issues of Race

    ERIC Educational Resources Information Center

    Basken, Paul

    2007-01-01

    Federal and state officials investigating the student-loan industry are turning their attention to matters of race, hoping to protect students of the nation's historically black colleges. But the colleges themselves are not sure they want the help. New York's attorney general, Andrew M. Cuomo, and the chairman of the U.S. House education…

  19. Credit Reform. Key Credit Agencies Had Difficulty Making Reasonable Loan Program Cost Estimates. Report to Congressional Requesters.

    ERIC Educational Resources Information Center

    General Accounting Office, Washington, DC. Accounting and Information Management Div.

    This report finds problems in the ability of the five major federal credit agencies to reasonably estimate subsidy costs related to the $216.6 billion in direct loans and $712.4 billion in loan guarantees issued by the federal government. The five agencies are the Small Business Administration (SBA) and the departments of Education, Housing and…

  20. 12 CFR 32.7 - Residential real estate loans, small business loans, and small farm loans.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 1 2012-01-01 2012-01-01 false Residential real estate loans, small business loans, and small farm loans. 32.7 Section 32.7 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY LENDING LIMITS § 32.7 Residential real estate loans, small business loans, and small...

  1. 12 CFR 32.7 - Residential real estate loans, small business loans, and small farm loans.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 1 2011-01-01 2011-01-01 false Residential real estate loans, small business loans, and small farm loans. 32.7 Section 32.7 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY LENDING LIMITS § 32.7 Residential real estate loans, small business loans, and small...

  2. 7 CFR Exhibit B-3 to Subpart I of... - Pre-Construction and Construction Phase Breakdown

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... interviews; obtain house plans; prepare cost estimates; begin search for land; submit family applications to... loan amounts requested; the lender reviews family loan dockets; preliminary title search of each... self-help grantees have several groups of families in various stages of progress during the period of...

  3. 7 CFR Exhibit B-3 to Subpart I of... - Pre-Construction and Construction Phase Breakdown

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... interviews; obtain house plans; prepare cost estimates; begin search for land; submit family applications to... loan amounts requested; the lender reviews family loan dockets; preliminary title search of each... self-help grantees have several groups of families in various stages of progress during the period of...

  4. 7 CFR Exhibit B-3 to Subpart I of... - Pre-Construction and Construction Phase Breakdown

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... interviews; obtain house plans; prepare cost estimates; begin search for land; submit family applications to... loan amounts requested; the lender reviews family loan dockets; preliminary title search of each... self-help grantees have several groups of families in various stages of progress during the period of...

  5. 7 CFR Exhibit B-3 to Subpart I of... - Pre-Construction and Construction Phase Breakdown

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... interviews; obtain house plans; prepare cost estimates; begin search for land; submit family applications to... loan amounts requested; the lender reviews family loan dockets; preliminary title search of each... self-help grantees have several groups of families in various stages of progress during the period of...

  6. 78 FR 12032 - U.S. Department of Agriculture Multi-Family Housing Program 2013 Industry Forums-Open...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-02-21

    ... DEPARTMENT OF AGRICULTURE Rural Housing Service U.S. Department of Agriculture Multi-Family Housing Program 2013 Industry Forums--Open Teleconference and/or Web Conference Meetings AGENCY: Rural... at www.ascr.usda.gov , or write to: U.S Department of Agriculture, Office of the Assistance Secretary...

  7. 78 FR 42750 - Notice of Request for Extension of a Currently Approved Information Collection

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-07-17

    ... under Section 517(d) of Title V of the Housing Act of 1949, as amended, to issue loan guarantees for the... individuals and families acquire or construct a single family residence in a rural area with loans made by...

  8. Social-structural properties and HIV prevention among young men who have sex with men in the ballroom house and independent gay family communities.

    PubMed

    Young, Lindsay E; Jonas, Adam B; Michaels, Stuart; Jackson, Joel D; Pierce, Mario L; Schneider, John A

    2017-02-01

    The endogenous social support systems of young Black men who have sex with men (YBMSM), like surrogate families and social networks, are considered crucial assets for HIV prevention in this population. Yet, the extent to which these social systems foster sexual health protections or risks remains unclear. We examine the networked patterns of membership in ballroom houses and independent gay families, both Black gay subcultures in the United States, and how these memberships are related to HIV protective and risk traits of members. Drawing from a population-based sample of 618 YBMSM living in Chicago between June 2013 and July 2014, we observe a suite of protective and risk traits and perform bivariate analyses to assess each of their associations with being a member of a house or family. We then present an analysis of the homophilous and heterophilous mixing on these traits that structures the patterns of house and family affiliations among members. The bivariate analyses show that members of the house and family communities were more likely than non-members to report protective traits like being aware of PrEP, having health coverage, having a primary care doctor, and discouraging sex drug use among peers. However, members were also more likely to engage in the use of sex drugs. With respect to how these traits inform specific house/family affiliations, results show that members who had a recent HIV test, who were PrEP aware, or who engaged in exchange sex were more likely to belong to the same house or family, while HIV positive individuals were less likely to cluster within houses or families. These findings provide insights regarding the strengths and vulnerabilities of the house and gay family communities that can inform more culturally specific interventions that build on the existing human and social capital in this milieu. Copyright © 2016 Elsevier Ltd. All rights reserved.

  9. Social-structural properties and HIV prevention among young men who have sex with men in the ballroom house and independent gay family communities

    PubMed Central

    Young, Lindsay E.; Jonas, Adam B.; Michaels, Stuart; Jackson, Joel D.; Pierce, Mario L.; Schneider, John A.

    2016-01-01

    The endogenous social support systems of young Black men who have sex with men (YBMSM), like surrogate families and social networks, are considered crucial assets for HIV prevention in this population. Yet, the extent to which these social systems foster sexual health protections or risks remains unclear. We examine the networked patterns of membership in ballroom houses and independent gay families, both Black gay subcultures in the United States, and how these memberships are related to HIV protective and risk traits of members. Drawing from a population-based sample of 618 YBMSM living in Chicago between June 2013 and July 2014, we observe a suite of protective and risk traits and perform bivariate analyses to assess each of their associations with being a member of a house or family. We then present an analysis of the homophilous and heterophilous mixing on these traits that structures the patterns of house and family affiliations among members. The bivariate analyses show that members of the house and family communities were more likely than non-members to report protective traits like being aware of PrEP, having health coverage, having a primary care doctor, and discouraging sex drug use among peers. However, members were also more likely to engage in the use of sex drugs. With respect to how these traits inform specific house/family affiliations, results show that members who had a recent HIV test, who were PrEP aware, or who engaged in exchange sex were more likely to belong to the same house or family, while HIV positive individuals were less likely to cluster within houses or families. These findings provide insights regarding the strengths and vulnerabilities of the house and gay family communities that can inform more culturally specific interventions that build on the existing human and social capital in this milieu. PMID:27987435

  10. House battles over UN family planning funds.

    PubMed

    1997-05-09

    The House International Relations Subcommittee on Operations and Human Rights approved HR 1253 by voice vote on April 10, 1997. HR 1253 is a reauthorization of State Department programs for fiscal years 1998 and 1999. Republican anti-choice subcommittee chair Chris Smith inserted language which prohibits the State Department from funding the UNFPA, the UN family planning program. The restriction would only be lifted if President Clinton certifies that the UNFPA has ended all activities in China or that no government-coerced abortions have taken place in China during the previous 12 months. Since neither change is likely, the Smith provision would effectively bar the US from funding the UNFPA, even though the agency does not support abortion services. The State Department authorization was then taken up by the full House International Relations Committee as part of HR 1486, a bill which would reorganize foreign policy operations. By a 23-16 vote on May 6, the committee approved an amendment which deleted the Smith provision and instead stipulated that US funds cannot be used for UNFPA programs in China. Pro-choice representative Tom Campbell sponsored the amendment which deleted the Smith provision. President Clinton's proposed budget for fiscal year 1998 also includes the Campbell provision.

  11. 77 FR 29988 - Notice of Submission for OMB Review; Federal Student Aid; William D. Ford Federal Direct Loan...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-05-21

    ... benefits under the Department of Defense's Student Loan Repayment Program, or having a federal education... DEPARTMENT OF EDUCATION Notice of Submission for OMB Review; Federal Student Aid; William D. Ford... her William D. Ford Federal Direct Loan (Direct Loan) or Federal Family Education Loan (FFEL) Program...

  12. Environmental Assessment: Military Family Housing Privatization Maxwell Air Force Base

    DTIC Science & Technology

    2005-06-01

    Ray L. Raton Mildred J . Worthy February 9, 2005 Lt. Colonel David W. Maninez Deputy Commander, 42nd MSG 50 South LeMay Plaza (Bldg 804) Maxwell ...Environmental Assessment Military Family Housing Privatization Maxwell Air Force Base United States Air Force Air Education and Training Command... Maxwell Air Force Base, Alabama June 2005 Report Documentation Page Form ApprovedOMB No. 0704-0188 Public reporting burden for the collection of

  13. 77 FR 28572 - Notice of Submission for OMB Review; Federal Student Aid; Loan Verification Certificate for...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-05-15

    ... (LVC) will serve as the means by which the U.S. Department of Education (the Department) collects certain information from commercial holders of Federal Family Education Loan (FFEL) Program loans that a... DEPARTMENT OF EDUCATION Notice of Submission for OMB Review; Federal Student Aid; Loan...

  14. 75 FR 39035 - Housing Choice Voucher (HCV) Family Self-Sufficiency (FSS) Program

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-07-07

    ...) Family Self-Sufficiency (FSS) Program AGENCY: Office of the Chief Information Officer, HUD. ACTION... Department is soliciting public comments on the subject proposal. The FSS program, which was established in... coordinate the use of public housing assistance and assistance under the Section 8 rental certificate and...

  15. Energy Efficiency Potential in the U.S. Single-Family Housing Stock

    DOE Office of Scientific and Technical Information (OSTI.GOV)

    Wilson, Eric J.; Christensen, Craig B.; Horowitz, Scott G.

    Typical approaches for assessing energy efficiency potential in buildings use a limited number of prototypes, and therefore suffer from inadequate resolution when pass-fail cost-effectiveness tests are applied, which can significantly underestimate or overestimate the economic potential of energy efficiency technologies. This analysis applies a new approach to large-scale residential energy analysis, combining the use of large public and private data sources, statistical sampling, detailed building simulations, and high-performance computing to achieve unprecedented granularity - and therefore accuracy - in modeling the diversity of the single-family housing stock. The result is a comprehensive set of maps, tables, and figures showing themore » technical and economic potential of 50 plus residential energy efficiency upgrades and packages for each state. Policymakers, program designers, and manufacturers can use these results to identify upgrades with the highest potential for cost-effective savings in a particular state or region, as well as help identify customer segments for targeted marketing and deployment. The primary finding of this analysis is that there is significant technical and economic potential to save electricity and on-site fuel use in the single-family housing stock. However, the economic potential is very sensitive to the cost-effectiveness criteria used for analysis. Additionally, the savings of particular energy efficiency upgrades is situation-specific within the housing stock (depending on climate, building vintage, heating fuel type, building physical characteristics, etc.).« less

  16. A decision support model for improving a multi-family housing complex based on CO2 emission from electricity consumption.

    PubMed

    Hong, Taehoon; Koo, Choongwan; Kim, Hyunjoong

    2012-12-15

    The number of deteriorated multi-family housing complexes in South Korea continues to rise, and consequently their electricity consumption is also increasing. This needs to be addressed as part of the nation's efforts to reduce energy consumption. The objective of this research was to develop a decision support model for determining the need to improve multi-family housing complexes. In this research, 1664 cases located in Seoul were selected for model development. The research team collected the characteristics and electricity energy consumption data of these projects in 2009-2010. The following were carried out in this research: (i) using the Decision Tree, multi-family housing complexes were clustered based on their electricity energy consumption; (ii) using Case-Based Reasoning, similar cases were retrieved from the same cluster; and (iii) using a combination of Multiple Regression Analysis, Artificial Neural Network, and Genetic Algorithm, the prediction performance of the developed model was improved. The results of this research can be used as follows: (i) as basic research data for continuously managing several energy consumption data of multi-family housing complexes; (ii) as advanced research data for predicting energy consumption based on the project characteristics; (iii) as practical research data for selecting the most optimal multi-family housing complex with the most potential in terms of energy savings; and (iv) as consistent and objective criteria for incentives and penalties. Copyright © 2012 Elsevier Ltd. All rights reserved.

  17. 7 CFR 3560.604 - Restrictions on use of funds.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... family of the applicant when the applicant is an individual farm owner, family farm corporation, family farm partnership, or a member of an association of farmers. Immediate family includes mother, father..., DEPARTMENT OF AGRICULTURE DIRECT MULTI-FAMILY HOUSING LOANS AND GRANTS On-Farm Labor Housing § 3560.604...

  18. Final Environmental Assessment for the Military Family Housing Privatization Initiative

    DTIC Science & Technology

    2006-09-01

    Year 2005 through 2009: VOCE = .016 * Trips NOxE = .015 * Trips PM10E = .0022 * Trips COE = .262 * Trips Appendix A Additional Materials Final...Environmental Assessment Page A-39 Military Family Housing Privatization Initiative Robins Air Force Base, Georgia Year 2010 and beyond: VOCE ...yr) = VOCE * DPYII/2000 NOx (tons/yr) = NOxE * DPYII/2000 PM10 (tons/yr) = PM10E * DPYII/2000 CO (tons/yr) = COE * DPYII/2000 Where: Area of

  19. 12 CFR Appendix III to Part 27 - Fair Housing Lending Inquiry/Application Log Sheet

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 1 2010-01-01 2010-01-01 false Fair Housing Lending Inquiry/Application Log Sheet III Appendix III to Part 27 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY FAIR HOUSING HOME LOAN DATA SYSTEM Pt. 27, App. III Appendix III to Part 27—Fair Housing Lending...

  20. Federal Family Education Loan Information System. Weak Computer Controls Increase Risk of Unauthorized Access to Sensitive Data. Report to the Secretary of Education.

    ERIC Educational Resources Information Center

    General Accounting Office, Washington, DC. Accounting and Information Management Div.

    This report presents an evaluation of the general controls over the Federal Family Education Loan Program (FFELP) information system maintained and operated by a contractor for the U.S. Department of Education (ED), which administers FFELP. The evaluation found that ED's general controls over the FFELP information system did not adequately protect…

  1. Family Leave Legislation in the U.S. House: Voting on the Family and Medical Leave Act of 1990.

    ERIC Educational Resources Information Center

    Monroe, Pamela A.; And Others

    1995-01-01

    A model of roll call voting by House members on the Family and Medial Leave Act (FMLA) of 1990 was tested. Found that support for the FMLA was tied to a range of dispositional and contextual demand variables: conservatism, presidential support, etc. The model accurately predicted 90% of the votes. (RJM)

  2. 75 FR 80790 - Multi-Family Housing Program 2011 Industry Forums-Open Teleconference and/or Web Conference Meetings

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-12-23

    ...--Open Teleconference and/or Web Conference Meetings AGENCY: Rural Housing Service, USDA. ACTION: Notice. SUMMARY: This Notice announces a series of teleconference and/or Web conference meetings regarding the USDA Multi-Family Housing Program. The teleconference and/or Web conference meetings will be scheduled...

  3. 78 FR 18725 - Homeless Emergency Assistance and Rapid Transition to Housing: Rural Housing Stability Assistance...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-03-27

    ... Assistance program is to rehouse or improve the housing situations of individuals and families who are... and families who are in imminent danger of losing housing; and improve the ability of the lowest... individuals and families in housing situations who are in dire need of assistance due to the physical...

  4. 7 CFR 1955.55 - Taking abandoned real or chattel property into custody and related actions.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    .... (a) Determination of abandonment. (Multi-family housing type loans will be handled in accordance with... loan balance plus recoverable costs do not exceed the State Director's loan approval authority, the... managed in accordance with 7 CFR part 3560. (ii) If the unpaid loan balance plus recoverable costs exceeds...

  5. 77 FR 36478 - Notice of Request for Extension of a Currently Approved Information Collection

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-06-19

    ... support of the Single Family Housing Direct Loans and Grants programs. The collection involves the use of... consideration. FOR FURTHER INFORMATION CONTACT: Migdaliz Bernier, Finance and Loan Analyst, Single Family... information is estimated to average 6 minutes per response. Respondents: Individuals and business already...

  6. State of New Mexico wind site survey loan program

    DOE Office of Scientific and Technical Information (OSTI.GOV)

    Reynolds, R.D.

    1981-12-01

    This pilot project made available to the citizens of New Mexico, interested in wind energy, the loan of a wind data accumulator for one year so that they could determine if their site was suitable for the installation of a wind generator prior to their investment in a wind system. A nominal fee of $35.00 was charged for a year to help defray maintenance expenses. The Physical Science Laboratory meteorologist installed a 3-cup anemometer usually on a 30' telescoping mast at each site after looking over the exposure and making recommendations to the Site Owner. The electronic odometer was eithermore » housed inside a house or mounted to the mast in its lockable case. There are a total of 21 sets for loan. The site owners read their data once per week and mailed a data card in to the Physical Science Laboratory. The annual wind climatology for each site was computed and the owners advised of the suitability of their site for wind generation of electricity. An updated wind climatology for New Mexico was prepared utilizing this new data.« less

  7. 76 FR 37779 - Rural Broadband Access Loans and Loan Guarantees Program

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-06-28

    ... DEPARTMENT OF AGRICULTURE Rural Utilities Service Rural Broadband Access Loans and Loan Guarantees... of $325,663,157 in loan funds for the Rural Broadband Access Loans and Loan Guarantees Program for... identifying a definite funding amount. The maximum amount of a loan under this authority will be $75 million...

  8. Staff Report on the Guaranteed Student Loan Program, Belmont Task Force Recommendations. Prepared for the Subcommittee on Postsecondary Education of the Committee on Education and Labor.

    ERIC Educational Resources Information Center

    Congress of the U.S., Washington, DC. House Committee on Education and Labor.

    Recommendations of the Belmont Task Force concerning the problem of student loan defaults are offered to the U.S. House of Representatives. The task force concludes that the purpose of the Guaranteed Student Loan (GSL) program has changed significantly in the last decade. While originally established as a loan of convenience for middle-income…

  9. Costs and Policy Options for Federal Student Loan Programs. A CBO Study

    ERIC Educational Resources Information Center

    Lucas, Deborah; Moore, Damien

    2010-01-01

    The Department of Education oversees various programs to help students pay for the costs of postsecondary education. This Congressional Budget Office (CBO) study focuses on the two largest student loan programs created under the authority of the Higher Education Act of 1965 (as amended): (1) The Federal Family Education Loan (FFEL) program, which…

  10. Multivariate Analysis of Student Loan Defaulters at Texas A&M University--Kingsville

    ERIC Educational Resources Information Center

    Barone, Sandra; Steiner, Matt; Teszler, Natali

    2005-01-01

    This study examines the default behavior of 5,177 undergraduate student borrowers who attended Texas A&M University--Kingsville (TAMUK) and entered repayment of their TG-guaranteed Federal Family Education Loan Program (FFELP) loans between October 1, 1998 and September 30, 2002 (fiscal years 1999-2002). Using the Department of Education's…

  11. Multivariate Analysis of Student Loan Defaulters at Prairie View A&M University

    ERIC Educational Resources Information Center

    Barone, Sandra

    2006-01-01

    This study examines the default behavior of 3,325 undergraduate student borrowers who attended Prairie View A&M University (PVAMU) and entered repayment on their TG-guaranteed Federal Family Education Loan Program (FFELP) loans between October 1, 2000 and September 30, 2002 (fiscal years 2001-2002). Using the Department of Education's official…

  12. 34 CFR 682.300 - Payment of interest benefits on Stafford and Consolidation loans.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Payment of interest benefits on Stafford and Consolidation loans. 682.300 Section 682.300 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL...

  13. Neighborhood and housing disorder, parenting, and youth adjustment in low-income urban families.

    PubMed

    Jocson, Rosanne M; McLoyd, Vonnie C

    2015-06-01

    Using two waves of data, this study examined relations among neighborhood and housing disorder, parents' psychological distress, parenting behaviors, and subsequent youth adjustment in a low-income, multiethnic sample of families with children aged 6-16. Results supported the hypothesized indirect relation between disorder and youth outcomes via parenting processes. Higher levels of neighborhood and housing disorder were associated with higher levels of parents' psychological distress, which was in turn related to more frequent use of harsh and inconsistent discipline strategies and lower parental warmth. More frequent use of harsh and inconsistent discipline was associated with higher levels of youth internalizing and externalizing behaviors 3 years later. Housing disorder contributed more strongly to parents' psychological distress than neighborhood disorder, whereas neighborhood disorder contributed more strongly to youth externalizing behaviors compared to housing disorder. Multiple-group analyses showed that the patterns of relations were similar for younger and older children, and for girls and boys.

  14. 7 CFR 3560.100 - OMB control number.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... AGRICULTURE DIRECT MULTI-FAMILY HOUSING LOANS AND GRANTS Direct Loan and Grant Origination § 3560.100 OMB... response, including time for reviewing instructions, searching existing data sources, gathering and...

  15. 7 CFR 3560.100 - OMB control number.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... AGRICULTURE DIRECT MULTI-FAMILY HOUSING LOANS AND GRANTS Direct Loan and Grant Origination § 3560.100 OMB... response, including time for reviewing instructions, searching existing data sources, gathering and...

  16. 7 CFR 3560.100 - OMB control number.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... AGRICULTURE DIRECT MULTI-FAMILY HOUSING LOANS AND GRANTS Direct Loan and Grant Origination § 3560.100 OMB... response, including time for reviewing instructions, searching existing data sources, gathering and...

  17. 7 CFR 3560.100 - OMB control number.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... AGRICULTURE DIRECT MULTI-FAMILY HOUSING LOANS AND GRANTS Direct Loan and Grant Origination § 3560.100 OMB... response, including time for reviewing instructions, searching existing data sources, gathering and...

  18. 7 CFR 3560.100 - OMB control number.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... AGRICULTURE DIRECT MULTI-FAMILY HOUSING LOANS AND GRANTS Direct Loan and Grant Origination § 3560.100 OMB... response, including time for reviewing instructions, searching existing data sources, gathering and...

  19. 7 CFR 3550.66 - Interest rate.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 15 2010-01-01 2010-01-01 false Interest rate. 3550.66 Section 3550.66 Agriculture... DIRECT SINGLE FAMILY HOUSING LOANS AND GRANTS Section 502 Origination § 3550.66 Interest rate. Loans will be written using the applicable RHS interest rate in effect at loan approval or loan closing...

  20. 7 CFR 3550.66 - Interest rate.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 15 2011-01-01 2011-01-01 false Interest rate. 3550.66 Section 3550.66 Agriculture... DIRECT SINGLE FAMILY HOUSING LOANS AND GRANTS Section 502 Origination § 3550.66 Interest rate. Loans will be written using the applicable RHS interest rate in effect at loan approval or loan closing...

  1. 7 CFR 3550.66 - Interest rate.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 7 Agriculture 15 2013-01-01 2013-01-01 false Interest rate. 3550.66 Section 3550.66 Agriculture... DIRECT SINGLE FAMILY HOUSING LOANS AND GRANTS Section 502 Origination § 3550.66 Interest rate. Loans will be written using the applicable RHS interest rate in effect at loan approval or loan closing...

  2. 7 CFR 3550.66 - Interest rate.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 15 2014-01-01 2014-01-01 false Interest rate. 3550.66 Section 3550.66 Agriculture... DIRECT SINGLE FAMILY HOUSING LOANS AND GRANTS Section 502 Origination § 3550.66 Interest rate. Loans will be written using the applicable RHS interest rate in effect at loan approval or loan closing...

  3. 7 CFR 3550.66 - Interest rate.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 7 Agriculture 15 2012-01-01 2012-01-01 false Interest rate. 3550.66 Section 3550.66 Agriculture... DIRECT SINGLE FAMILY HOUSING LOANS AND GRANTS Section 502 Origination § 3550.66 Interest rate. Loans will be written using the applicable RHS interest rate in effect at loan approval or loan closing...

  4. 7 CFR Exhibit E to Subpart K of... - Guide Letter to Delinquent FmHA or Its Successor Agency Under Public Law 103-354 Single Family...

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 7 Agriculture 13 2013-01-01 2013-01-01 false Guide Letter to Delinquent FmHA or Its Successor Agency Under Public Law 103-354 Single Family Housing Loan Borrowers E Exhibit E to Subpart K of Part..., Subpt. K, Exh. E Exhibit E to Subpart K of Part 1944—Guide Letter to Delinquent FmHA or Its Successor...

  5. 7 CFR Exhibit E to Subpart K of... - Guide Letter to Delinquent FmHA or Its Successor Agency Under Public Law 103-354 Single Family...

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 7 Agriculture 13 2012-01-01 2012-01-01 false Guide Letter to Delinquent FmHA or Its Successor Agency Under Public Law 103-354 Single Family Housing Loan Borrowers E Exhibit E to Subpart K of Part..., Subpt. K, Exh. E Exhibit E to Subpart K of Part 1944—Guide Letter to Delinquent FmHA or Its Successor...

  6. 7 CFR Exhibit E to Subpart K of... - Guide Letter to Delinquent FmHA or Its Successor Agency Under Public Law 103-354 Single Family...

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 13 2014-01-01 2013-01-01 true Guide Letter to Delinquent FmHA or Its Successor Agency Under Public Law 103-354 Single Family Housing Loan Borrowers E Exhibit E to Subpart K of Part..., Subpt. K, Exh. E Exhibit E to Subpart K of Part 1944—Guide Letter to Delinquent FmHA or Its Successor...

  7. 24 CFR 982.615 - Shared housing: Occupancy.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... Housing § 982.615 Shared housing: Occupancy. (a) Sharing a unit. An assisted family may reside in shared housing. In shared housing, an assisted family shares a unit with the other resident or residents of the unit. The unit may be a house or an apartment. (b) Who may share a dwelling unit with assisted family...

  8. 24 CFR 982.615 - Shared housing: Occupancy.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... Housing § 982.615 Shared housing: Occupancy. (a) Sharing a unit. An assisted family may reside in shared housing. In shared housing, an assisted family shares a unit with the other resident or residents of the unit. The unit may be a house or an apartment. (b) Who may share a dwelling unit with assisted family...

  9. 24 CFR 982.615 - Shared housing: Occupancy.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... Housing § 982.615 Shared housing: Occupancy. (a) Sharing a unit. An assisted family may reside in shared housing. In shared housing, an assisted family shares a unit with the other resident or residents of the unit. The unit may be a house or an apartment. (b) Who may share a dwelling unit with assisted family...

  10. 24 CFR 982.615 - Shared housing: Occupancy.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... Housing § 982.615 Shared housing: Occupancy. (a) Sharing a unit. An assisted family may reside in shared housing. In shared housing, an assisted family shares a unit with the other resident or residents of the unit. The unit may be a house or an apartment. (b) Who may share a dwelling unit with assisted family...

  11. 24 CFR 982.615 - Shared housing: Occupancy.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... Housing § 982.615 Shared housing: Occupancy. (a) Sharing a unit. An assisted family may reside in shared housing. In shared housing, an assisted family shares a unit with the other resident or residents of the unit. The unit may be a house or an apartment. (b) Who may share a dwelling unit with assisted family...

  12. 24 CFR 888.405 - Amount of the retroactive Housing Assistance Payments.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... DIRECT LOAN PROGRAM, SECTION 202 SUPPORTIVE HOUSING FOR THE ELDERLY PROGRAM AND SECTION 811 SUPPORTIVE... retroactive payment, a project owner must, if the information is available, submit documentation of occupancy...

  13. 24 CFR 888.405 - Amount of the retroactive Housing Assistance Payments.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... DIRECT LOAN PROGRAM, SECTION 202 SUPPORTIVE HOUSING FOR THE ELDERLY PROGRAM AND SECTION 811 SUPPORTIVE... retroactive payment, a project owner must, if the information is available, submit documentation of occupancy...

  14. How CBO Analyzes the Sources of Lenders' Interest Income on Guaranteed Student Loans. A CBO Report

    ERIC Educational Resources Information Center

    Alsalam, Nabeel

    2004-01-01

    The Federal Family Education Loan (FFEL) program guarantees loans for postsecondary education to students and their parents at a limited interest rate. However, limiting borrowers' rates creates a danger that lenders will not be willing to participate in the program if their costs of financing and servicing the loans exceed the interest rates they…

  15. 7 CFR 1951.10 - Application of payments on production type loan accounts.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 14 2011-01-01 2011-01-01 false Application of payments on production type loan accounts. 1951.10 Section 1951.10 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, RURAL BUSINESS-COOPERATIVE SERVICE, RURAL UTILITIES SERVICE, AND FARM SERVICE AGENCY, DEPARTMENT OF AGRICULTURE (CONTINUED)...

  16. 7 CFR 1951.10 - Application of payments on production type loan accounts.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 14 2010-01-01 2009-01-01 true Application of payments on production type loan accounts. 1951.10 Section 1951.10 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, RURAL BUSINESS-COOPERATIVE SERVICE, RURAL UTILITIES SERVICE, AND FARM SERVICE AGENCY, DEPARTMENT OF AGRICULTURE (CONTINUED)...

  17. 7 CFR 1951.10 - Application of payments on production type loan accounts.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 7 Agriculture 14 2012-01-01 2012-01-01 false Application of payments on production type loan accounts. 1951.10 Section 1951.10 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, RURAL BUSINESS-COOPERATIVE SERVICE, RURAL UTILITIES SERVICE, AND FARM SERVICE AGENCY, DEPARTMENT OF AGRICULTURE (CONTINUED)...

  18. 7 CFR 1951.10 - Application of payments on production type loan accounts.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 14 2014-01-01 2014-01-01 false Application of payments on production type loan accounts. 1951.10 Section 1951.10 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, RURAL BUSINESS-COOPERATIVE SERVICE, RURAL UTILITIES SERVICE, AND FARM SERVICE AGENCY, DEPARTMENT OF AGRICULTURE (CONTINUED)...

  19. 7 CFR 1951.10 - Application of payments on production type loan accounts.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 7 Agriculture 14 2013-01-01 2013-01-01 false Application of payments on production type loan accounts. 1951.10 Section 1951.10 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, RURAL BUSINESS-COOPERATIVE SERVICE, RURAL UTILITIES SERVICE, AND FARM SERVICE AGENCY, DEPARTMENT OF AGRICULTURE (CONTINUED)...

  20. 8 CFR 245a.5 - Temporary disqualification of certain newly legalized aliens from receiving benefits from...

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ..., wages, loan, loan guarantees, or otherwise, which is furnished by the Federal Government directly, or...; Emergency Assistance; State Aid; Aid to Families with Dependent Children) 13.780 Low-Income Home Energy... Multifamily Rental Housing for Low and Moderate Income Families (Below Market Interest Rate) 14.136 Department...

  1. 12 CFR 32.7 - Residential real estate loans, small business loans, and small farm loans (“Supplemental Lending...

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 1 2014-01-01 2014-01-01 false Residential real estate loans, small business loans, and small farm loans (âSupplemental Lending Limits Programâ). 32.7 Section 32.7 Banks and Banking..., small business loans, and small farm loans (“Supplemental Lending Limits Program”). (a) Residential real...

  2. 12 CFR 32.7 - Residential real estate loans, small business loans, and small farm loans (“Supplemental Lending...

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 1 2013-01-01 2013-01-01 false Residential real estate loans, small business loans, and small farm loans (âSupplemental Lending Limits Programâ). 32.7 Section 32.7 Banks and Banking..., small business loans, and small farm loans (“Supplemental Lending Limits Program”). (a) Residential real...

  3. 34 CFR 682.215 - Income-based repayment plan.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... for the year the borrower certifies family size. Support includes money, gifts, loans, housing, food... holder determines— (A) Each borrower's percentage of the couple's total eligible loan debt; (B) The...

  4. 24 CFR 886.334 - Execution of housing assistance payments contract.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... DIRECT LOAN PROGRAM, SECTION 202 SUPPORTIVE HOUSING FOR THE ELDERLY PROGRAM AND SECTION 811 SUPPORTIVE... Market Rent or the exception rent provided in § 886.310 in effect at the time of execution of the...

  5. Financial Audit. Federal Family Education Loan Program's Financial Statements for Fiscal Years 1993 and 1992. Report to the Congress and the Secretary of Education.

    ERIC Educational Resources Information Center

    General Accounting Office, Washington, DC.

    This report presents findings of an audit of the Principal Statements of the Department of Education's (ED) Federal Family Education Loan Program (FFELP) and its internal controls and compliance with laws and regulations for the fiscal years ending September 30, 1993, and September 30, 1992. The audit investigated whether the Principal Statements…

  6. Drowning in Debt: The Emerging Student Loan Crisis. Charts You Can Trust

    ERIC Educational Resources Information Center

    Dillon, Erin; Carey, Kevin

    2009-01-01

    The authors find that college students are borrowing more and taking on riskier forms of debt than ever before. If tuition increases continue to grow faster than inflation and family income and grant aid fails to keep pace, the authors project that more students will be left with few choices beyond student loans--and, increasingly, private loans.…

  7. 24 CFR 888.115 - Fair market rents for existing housing: Manner of publication.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 4 2010-04-01 2010-04-01 false Fair market rents for existing..., SECTION 202 DIRECT LOAN PROGRAM, SECTION 202 SUPPORTIVE HOUSING FOR THE ELDERLY PROGRAM AND SECTION 811... MARKET RENTS AND CONTRACT RENT ANNUAL ADJUSTMENT FACTORS Fair Market Rents § 888.115 Fair market rents...

  8. 7 CFR 3550.73 - Manufactured homes.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... AGRICULTURE DIRECT SINGLE FAMILY HOUSING LOANS AND GRANTS Section 502 Origination § 3550.73 Manufactured homes... 502 loans on manufactured homes are subject to the same conditions as all other section 502 loans. (a... loans will be made on a manufactured home sold by any entity that is not an approved dealer-contractor...

  9. 34 CFR 685.221 - Income-based repayment plan.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... for the year the borrower certifies family size. Support includes money, gifts, loans, housing, food... of the couple's total eligible loan debt; (B) The adjusted monthly payment for each borrower by...

  10. 75 FR 66699 - Farm Loan Programs Loan Making Activities; Correction

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-10-29

    ... Loan Programs Loan Making Activities; Correction AGENCY: Farm Service Agency, USDA. ACTION: Proposed rule; correction. SUMMARY: This document contains a correction to the proposed rule titled ``Farm Loan Programs Loan Making Activities'' that was published September 23, 2010. The Farm Service Agency (FSA) is...

  11. 7 CFR 1956.54 - Definitions.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... SERVICE, RURAL UTILITIES SERVICE, AND FARM SERVICE AGENCY, DEPARTMENT OF AGRICULTURE (CONTINUED) PROGRAM REGULATIONS (CONTINUED) DEBT SETTLEMENT Debt Settlement-Farm Loan Programs and Multi-Family Housing § 1956.54... the purposes of servicing Farm Loan Programs loans, debt forgiveness is defined as a reduction or...

  12. 7 CFR 1956.54 - Definitions.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... SERVICE, RURAL UTILITIES SERVICE, AND FARM SERVICE AGENCY, DEPARTMENT OF AGRICULTURE (CONTINUED) PROGRAM REGULATIONS (CONTINUED) DEBT SETTLEMENT Debt Settlement-Farm Loan Programs and Multi-Family Housing § 1956.54... the purposes of servicing Farm Loan Programs loans, debt forgiveness is defined as a reduction or...

  13. 75 FR 28542 - Notice of Funds Availability for the Section 533 Housing Preservation Grants for Fiscal Year 2010

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-05-21

    ... Notice of Funds Availability for the Section 533 Housing Preservation Grants for Fiscal Year 2010 AGENCY... applications under its Housing Preservation Grant program. The set-aside funding for the Rural Economic Area... Housing Preservation and Direct Loan Division, USDA Rural Development, Stop 0781, 1400 Independence Avenue...

  14. House agrees with president that delay in international family planning aid causes harm.

    PubMed

    1997-02-14

    On February 13, the U.S. House of Representatives approved (220-209) HJR 36, which would release funds for the overseas family planning program administered by the United States Agency for International Development (USAID) on March 1. Under the initial spending measure approved as part of the omnibus appropriations package passed in September 1996, funds would have been released on July 1 (9 months into the budget year), unless President Clinton determined the delay was having a "negative impact on the proper functioning of the family planning assistance program". On January 31, President Clinton determined that the budget freeze of these funds would "cause serious, irreversible, and avoidable harm". The vote on HJR 36 will not affect the stipulation that the money for the year must be released in month-by-month installments. The president's decision was based on a report by USAID which showed that withholding funds would have the following results: 50 million condoms, 4.8 million cycles of birth control pills, and 500,000 IUDs would not be provided; and 17 of 95 USAID-funded family planning programs in 50 countries might have to be closed. The Foreign Operations funding bill for fiscal year 1996 had already decreased funds for family planning by 35% from the previous year to $356 million; a compromise between the House and Senate increased this amount to $385 million for fiscal year 1997. The House, on February 13, also passed HR 581 (231-194), which would reinstate a policy of Presidents Reagan and Bush: any organization receiving U.S. family planning aid would have to certify that it did not provide abortions, even if other sources paid for them, except in cases of life endangerment, rape, or incest. Such organizations must also certify that they would not violate or lobby to change abortion laws, except in opposition to coercive abortion or involuntary sterilization. Passage of this bill, which was introduced by Representative Christopher Smith (R-NJ) and which

  15. Student Loan Default and Repayment in Kentucky

    ERIC Educational Resources Information Center

    Kentucky Council on Postsecondary Education, 2016

    2016-01-01

    As college costs continue to rise, student loan default and repayment are issues of increasing concern to students and families, colleges and universities, and state and federal governments. Helping students borrow responsibly and manage their debt are vitally important to maintaining college access and affordability and increasing the education…

  16. 24 CFR 882.403 - ACC, housing assistance payments contract, and lease.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... DIRECT LOAN PROGRAM, SECTION 202 SUPPORTIVE HOUSING FOR THE ELDERLY PROGRAM AND SECTION 811 SUPPORTIVE... contracted for is the total of the Moderate Rehabilitation Fair Market Rents for all the units. The fee for...

  17. 75 FR 21022 - Announcement of Funding Awards for the Housing Choice Voucher Family Self-Sufficiency...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-04-22

    ...In accordance with Section 102(a)(4)(C) of the Department of Housing and Urban Development Reform Act of 1989, this announcement notifies the public of funding decisions made by the Department for funding under Notice PIH 2009-40 (HA) for the Housing Choice Voucher Family Self-Sufficiency (HCV/FSS) Administrative Fee funding. This announcement contains the consolidated names and addresses of those award recipients selected for funding based on the funding priority categories established in the NOFA.

  18. Randomized Trial of Intensive Housing Placement and Community Transition Services for Episodic and Recidivist Homeless Families

    PubMed Central

    Mitchell, Kristen; Pareti, Lauren; DeGenova, Joe; Heller, Anne; Hannigan, Anthony; Gholston, Jennifer

    2013-01-01

    Objectives. We compared Home to Stay, a pilot of intensive housing placement and community transition services for episodic and recidivist homeless families, with a standard services approach. Methods. Using intention-to-treat analyses, we conducted a modified randomized trial of 138 Home to Stay client families and a control group of 192 client families receiving standard shelter services. Results. Home to Stay clients exited shelter more quickly than clients in the control group (Cox regression, P < .001), more commonly exited shelter with housing subsidies (75% vs 56%), stayed out of shelter longer (Cox regression, P = .011), and spent fewer total days in shelter (376 days vs 449 days). Home to Stay performed best with clients who entered shelter within 180 days of the pilot’s start date and had less impact on clients entering shelter before that time. Conclusions. Relative to standard services, Home to Stay services can accelerate exit from shelter and reduce return to shelter and total sheltered days for episodic and recidivist homeless families. Standard shelter services may be able to narrow this performance gap by incentivizing work with all episodic and recidivist homeless families. PMID:24148053

  19. 7 CFR 3560.62 - Technical, legal, insurance, and other services.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... SERVICE, DEPARTMENT OF AGRICULTURE DIRECT MULTI-FAMILY HOUSING LOANS AND GRANTS Direct Loan and Grant... requirements in § 3560.105. (e) Surety bonding. Applicants must comply with the surety bonding provisions of 7...

  20. 77 FR 29988 - Notice of Submission for OMB Review; Federal Student Aid; William D. Ford Federal Direct Loan...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-05-21

    ... borrowers in the William D. Ford Federal Direct Loan (Direct Loan) and Federal Family Education Loan (FFEL... DEPARTMENT OF EDUCATION Notice of Submission for OMB Review; Federal Student Aid; William D. Ford... mailed to [email protected] or mailed to U.S. Department of Education, 400 Maryland Avenue SW., LBJ...

  1. Establishing special needs car seat loan program.

    PubMed

    Bull, M J; Stroup, K B; Stout, J; Doll, J P; Jones, J; Feller, N

    1990-04-01

    Car seat loan and rental programs have provided many families with low-cost access to child restraints. When an infant or child is unable to be accommodated in a standard car seat or seat belt owing to physical or medical problems, parents of these children have few, if any available resources. The establishment and operation of a loan program at the Indiana University School of Medicine for children who are medically fragile is reviewed in this article. This program was developed by the Automotive Safety for Children Program at the James Whitcomb Riley Hospital for Children, Indiana University Medical Center, to meet the special transportation needs of children with respiratory, orthopaedic, and other medical and physical difficulties. A summary table is included to highlight restraints that have performed satisfactorily during dynamic crash tests and are used to meet patient transportation needs at Riley Hospital. Guidelines for establishing and maintaining a child restraint loan program for children with special needs are outlined to encourage replication of this effort.

  2. 75 FR 7559 - Native American Housing Assistance and Self-Determination Reauthorization Act of 2008: Negotiated...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-02-22

    ... DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT 24 CFR Part 1000 [Docket No. FR-5275-N-05] Native American Housing Assistance and Self-Determination Reauthorization Act of 2008: Negotiated Rulemaking... governing the IHBG and Title VI Loan Guarantee programs are located in part 1000 of HUD's regulations in...

  3. 77 FR 15115 - Notice of Proposed Information Collection: Comment Request; FHA-Insured Mortgage Loan Servicing...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-03-14

    ... Conveyance Process, Property Inspection/Preservation AGENCY: Office of the Assistant Secretary for Housing... Mortgage Loan Servicing Involving the Claims and Conveyance Process, Property Inspection/Preservation. OMB... for Preservation and Protection, HUD-50012, Mortgagees Request for Extension of Time Requirements, HUD...

  4. 7 CFR 4279.75 - Sale or assignment of guaranteed loan.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... borrower's immediate families, officers, directors, stockholders, other owners, or a parent, subsidiary or...) or any successor section will not be guaranteed. (a) Single note system. The entire loan is evidenced...

  5. In Sickness and in Debt: Do Mounting Medical Bills Predict Payday Loan Debt?

    PubMed

    Bickham, Trey; Lim, Younghee

    2015-01-01

    Cash-strapped families sometimes turn to small, short-term loans with exorbitant fees—payday loans—to cope with mounting medical bills. Given that about three-fourths of payday loan customers are repeat borrowers, consumer advocates and policymakers have increasingly raised voices of concern about the use of payday loans to finance various household expenses, including, among other things, medical bills. The present study hypothesized that increases in medical debt are associated with increases in payday loan debt among a sample of Chapter 7 bankruptcy filers. The results of a multivariate tobit regression analysis showed that medical debt was associated with increased payday loan debt, controlling for various types of debt and other socioeconomic variables. This article concludes with implications of the results for social work policy- and direct-practice.

  6. 24 CFR 203.261 - Calculation of periodic MIP.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES SINGLE FAMILY MORTGAGE INSURANCE Contract Rights and Obligations Mortgage Insurance Premiums...

  7. 24 CFR 203.265 - Mortgagee's late charge and interest.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES SINGLE FAMILY MORTGAGE INSURANCE Contract Rights and Obligations Mortgage Insurance Premiums...

  8. 24 CFR 203.261 - Calculation of periodic MIP.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES SINGLE FAMILY MORTGAGE INSURANCE Contract Rights and Obligations Mortgage Insurance Premiums...

  9. 24 CFR 203.265 - Mortgagee's late charge and interest.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES SINGLE FAMILY MORTGAGE INSURANCE Contract Rights and Obligations Mortgage Insurance Premiums...

  10. Should All Student Loan Payments Be Income-Driven? Trade-Offs and Challenges. White Paper

    ERIC Educational Resources Information Center

    Asher, Lauren; Cheng, Diane; Thompson, Jessica

    2014-01-01

    This white paper analyzes the potential effects of requiring income-driven repayment for all federal loans as well as relying on paycheck withholding for loan payments, with particular attention to the implications for low-income students and families. The Institute for College Access & Success (TICAS) also examines the relevance and evolution…

  11. 77 FR 13530 - Funding for the Conservation Loan Program; Farm Loan Programs

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-03-07

    ... DEPARTMENT OF AGRICULTURE Farm Service Agency Funding for the Conservation Loan Program; Farm Loan... Service Agency (FSA) now has funding for and is accepting guaranteed loan applications for the Conservation Loan (CL) Program. Due to a lack of program funding for direct CLs, direct loan applications are...

  12. 13 CFR 109.410 - Loan limits-loans to Eligible Small Business Concerns.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... ADMINISTRATION INTERMEDIARY LENDING PILOT PROGRAM Requirements for ILP Intermediary Loans to Small Businesses § 109.410 Loan limits—loans to Eligible Small Business Concerns. No small business (including Affiliates... 13 Business Credit and Assistance 1 2012-01-01 2012-01-01 false Loan limits-loans to Eligible...

  13. 13 CFR 109.410 - Loan limits-loans to Eligible Small Business Concerns.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... ADMINISTRATION INTERMEDIARY LENDING PILOT PROGRAM Requirements for ILP Intermediary Loans to Small Businesses § 109.410 Loan limits—loans to Eligible Small Business Concerns. No small business (including Affiliates... 13 Business Credit and Assistance 1 2014-01-01 2014-01-01 false Loan limits-loans to Eligible...

  14. 13 CFR 109.410 - Loan limits-loans to Eligible Small Business Concerns.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... ADMINISTRATION INTERMEDIARY LENDING PILOT PROGRAM Requirements for ILP Intermediary Loans to Small Businesses § 109.410 Loan limits—loans to Eligible Small Business Concerns. No small business (including Affiliates... 13 Business Credit and Assistance 1 2013-01-01 2013-01-01 false Loan limits-loans to Eligible...

  15. 75 FR 56487 - Loan Policies and Operations; Loan Purchases From FDIC

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-09-16

    ...-AC62 Loan Policies and Operations; Loan Purchases From FDIC AGENCY: Farm Credit Administration. ACTION... authority to purchase from the Federal Deposit Insurance Corporation loans to farmers, ranchers, producers... Federal Deposit Insurance Corporation loans to farmers, ranchers, producers or harvesters of aquatic...

  16. 24 CFR 203.477 - Certificate by lender when loan assigned.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... a good right to assign. (c) The mortgage transaction did not involve a first mortgage and the... AUTHORITIES SINGLE FAMILY MORTGAGE INSURANCE Contract Rights and Obligations Rehabilitation Loans § 203.477...

  17. 24 CFR 982.608 - Congregate housing: Voucher housing assistance payment.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... HOUSING AND URBAN DEVELOPMENT SECTION 8 TENANT BASED ASSISTANCE: HOUSING CHOICE VOUCHER PROGRAM Special... the zero-bedroom payment standard amount on the PHA payment standard schedule. For a family residing in congregate housing in an exception area, the payment standard is the HUD-approved zero-bedroom...

  18. 7 CFR 1955.51 - Purpose.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... SERVICE, RURAL UTILITIES SERVICE, AND FARM SERVICE AGENCY, DEPARTMENT OF AGRICULTURE (CONTINUED) PROGRAM...-Cooperative Service (RBS) andherein referred to as “Agency.” This subpart does not apply to Farm Service Agency, Farm Loan Programs, or to RHS single family housing loans or community program loans sold without...

  19. 24 CFR 203.282 - Mortgagee's late charge and interest.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES SINGLE FAMILY MORTGAGE INSURANCE Contract Rights and Obligations Mortgage Insurance Premiums-One...

  20. 24 CFR 203.282 - Mortgagee's late charge and interest.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES SINGLE FAMILY MORTGAGE INSURANCE Contract Rights and Obligations Mortgage Insurance Premiums-One...