Sample records for multilateral development banks

  1. The world bank’s role in tourism development

    Microsoft Academic Search

    Shaun Mann

    2007-01-01

    Over the last four decades, commitment to tourism as a development strategy for developing economies has fluctuated within the World Bank. This article reviews the bank’s experience from 1966 to the present as it has evolved through various phases of its own institutional role towards development. Today, driven by strong country demand, there is renewed interest within the bank in

  2. Advanced multilateration theory, software development, and data processing: The MICRODOT system

    NASA Technical Reports Server (NTRS)

    Escobal, P. R.; Gallagher, J. F.; Vonroos, O. H.

    1976-01-01

    The process of geometric parameter estimation to accuracies of one centimeter, i.e., multilateration, is defined and applications are listed. A brief functional explanation of the theory is presented. Next, various multilateration systems are described in order of increasing system complexity. Expected systems accuracy is discussed from a general point of view and a summary of the errors is listed. An outline of the design of a software processing system for multilateration, called MICRODOT, is presented next. The links of this software, which can be used for multilateration data simulations or operational data reduction, are examined on an individual basis. Functional flow diagrams are presented to aid in understanding the software capability. MICRODOT capability is described with respect to vehicle configurations, interstation coordinate reduction, geophysical parameter estimation, and orbit determination. Numerical results obtained from MICRODOT via data simulations are displayed both for hypothetical and real world vehicle/station configurations such as used in the GEOS-3 Project. These simulations show the inherent power of the multilateration procedure.

  3. Development of tissue bank

    PubMed Central

    Narayan, R. P.

    2012-01-01

    The history of tissue banking is as old as the use of skin grafting for resurfacing of burn wounds. Beneficial effects of tissue grafts led to wide spread use of auto and allograft for management of varied clinical conditions like skin wounds, bone defects following trauma or tumor ablation. Availability of adequate amount of tissues at the time of requirement was the biggest challenge that forced clinicians to find out techniques to preserve the living tissue for prolonged period of time for later use and thus the foundation of tissue banking was started in early twentieth century. Harvesting, processing, storage and transportation of human tissues for clinical use is the major activity of tissue banks. Low temperature storage of processed tissue is the best preservation technique at present. Tissue banking organization is a very complex system and needs high technical expertise and skilled personnel for proper functioning in a dedicated facility. A small lapse/deviation from the established protocol leads to loss of precious tissues and or harm to recipients as well as the risk of transmission of deadly diseases and tumors. Strict tissue transplant acts and stringent regulations help to streamline the whole process of tissue banking safe for recipients and to community as whole. PMID:23162240

  4. Multilateral Agencies in the Construction of the Global Agenda on Education

    ERIC Educational Resources Information Center

    King, Kenneth

    2007-01-01

    This article traces the construction of the educational dimension of the global development agenda over the period 1990 to 2006. It argues that the multilateral agencies, and notably the World Bank, UNICEF, UNESCO and UNDP, played vital roles in designing the architecture of this world agenda, supported at a key stage by the Development Assistance…

  5. World Bank Group

    NSDL National Science Digital Library

    The World Bank group consists of IBRD (International Bank for Reconstruction and Development); IDA (International Development Agency); IFC (International Finance Corporation); MIGA (Multilateral Investment Guarantee Agency); and ICSID (International Centre for Settlement of Investment Disputes). Visitors to the site will find information on the goals and activities of these agencies. Press releases, project reports and speeches by World Bank officials are also available at the site. The highlight of the site is the publications section which contains various online versions of World Bank periodicals such as World Bank News, Environment Matters, Finance & Development (discussed in the March 21, 1997 Scout Report) and Private Sector Notes, among others.

  6. Development and validation of a multilateral index to determine economic status in developing countries: the Patient Financial Eligibility Tool (PFET).

    PubMed

    Saba, Joseph; Audureau, Etienne; Bizé, Marion; Koloshuk, Barbara; Ladner, Joël

    2013-04-01

    The objective was to develop and validate a multilateral index to determine patient ability to pay for medication in low- and middle-income countries. Primary data were collected in 2009 from 117 cancer patients in China, India, Thailand, and Malaysia. The initial tool included income, expenditures, and assets-based items using ad hoc determined brackets. Principal components analysis was performed to determine final weights. Agreement (Kappa) was measured between results from the final tool and from an Impact Survey (IS) conducted after beginning drug therapy to quantify a patient's actual ability to pay in terms of number of drug cycles per year. The authors present the step-by-step methodology employed to develop the tool on a country-by-country basis. Overall Cronbach value was 0.84. Agreement between the Patient Financial Eligibility Tool (PFET) and IS was perfect (equal number of drug cycles) for 58.1% of patients, fair (1 cycle difference) for 29.1%, and poor (>1 cycle) for 12.8%. Overall Kappa was 0.76 (P<0.0001). The PFET is an effective tool for determining an individual's ability to pay for medication. Combined with tiered models for patient participation in the cost of medication, it could help to increase access to high-priced products in developing countries. PMID:23276290

  7. Apps for Development: World Bank

    NSDL National Science Digital Library

    The World Bank is stepping up to the new media plate by asking concerned app developers to bring out their innovative software applications that "move us a step closer toward solving some of the world's most pressing problems." On the site, visitors can look over all of the apps that have been submitted as part of this initiative, and they are all quite interesting. They include "Food Factor", which gives users a quick visual reference of global food security, and "Forecasting the MDGs", which lets users learn which countries are likely to achieve the Millennium Development Goals established by the World Bank. Visitors can view all of the submissions and sort them out by topic, region of the world and title.

  8. Embedding Korea's unification multilaterally

    Microsoft Academic Search

    Hanns W. Maull; Sebastian Harnisch

    2002-01-01

    The traditional view that bi- and multilateral security arrangements are mutually exclusive is misleading. Since the Korean War the multilateral UN Armistice regime and strong bilateral alliances have kept peace and stability on the Korean Peninsula. In the 1990s, multilateral security institutions such as KEDO have become more important in supplementing bilateral security treaties. Reflecting upon a future Korean Unification,

  9. Privatization and bank performance in developing countries

    Microsoft Academic Search

    Narjess Boubakri; Jean-Claude Cosset; Klaus Fischer; Omrane Guedhami

    2005-01-01

    We examine the postprivatization performance of 81 banks from 22 developing countries. Our results suggest that: (i) On average, banks chosen for privatization have a lower economic efficiency, and a lower solvency than banks kept under government ownership. (ii) In the postprivatization period, profitability increases but, depending on the type of owner, efficiency, risk exposure and capitalization may worsen or

  10. Regionalism versus Multilateralism

    Microsoft Academic Search

    L. Alan Winters

    1999-01-01

    November 1996Do the forces that regional integration arrangements set up encourage or discourage a trend toward globally freer trade? We don't know yet.The literature on regionalism versus multilateralism is growing as economists and political scientists grapple with the question of whether regional integration arrangements are good or bad for the multilateral system. Are regional integration arrangements \\

  11. Banking on Accountability? Strengthening Budget Oversight and Public Sector Auditing in Emerging Economies

    Microsoft Academic Search

    CARLOS SANTISO

    2006-01-01

    This study reviews a decade of support by the World Bank and the Inter-American Development Bank to parliaments and external audit agencies in Latin America. It underscores recent developments in development finance reflecting a broader understanding of the determinants of fiscal credibility and financial integrity. It reveals a learning curve in multilateral assistance to budget oversight institutions. It argues that

  12. A multilateral design methodology for development contexts : a framework for the Dharavi potters

    E-print Network

    Razvi, Amina S. (Amina Sultana), 1975-

    2002-01-01

    The migration from rural areas to urban environments, and the continuous growth of the current population has caused an increasing shortage of low-in come urban housing in developing countries. In addition, the high cost ...

  13. Papers of Selected Institutes Asian Development Bank

    E-print Network

    . Toward a harmonious countryside: rural development survey results of the People's Republic of China, 20101 Papers of Selected Institutes Asian Development Bank --Economics Working Paper Series Akyüz. Financial development and economic growth in developing Asia, 2010, No.233, Pp.54. Ferrarini, Benno. Trade

  14. Banking, Technology Workers and Their Career Development.

    ERIC Educational Resources Information Center

    Armstrong, Lesley; West, Jim

    2001-01-01

    An Australian bank developed a four-stage career development strategy for information technology workers: (1) career coaching sessions with executives; (2) career coaching seminars for line managers and team leaders; (3) staff career planning workshops; and (4) online career development support. The program resulted in increased satisfaction,…

  15. Banking on Development: Private Banks ans Aid Donors in Developing Countries

    Microsoft Academic Search

    Javier Rodríguez; Javier Santiso

    2007-01-01

    Over the past decade we have witnessed a double convergence. Aid donors have developed a growing interest in the private sector while private banks have set about creating corporate social responsibility programs, sustainable lending and microfinance programmes. As a consequence, the dialogue between private banks and aid donors has been intensifying, opening new avenues for collaboration. The aim of this

  16. Competitive and value effects of bank privatization in developed countries

    Microsoft Academic Search

    Isaac Otchere

    2009-01-01

    A special issue of the Journal of Banking and Finance (2005) devoted to the performance of privatized banks in middle- and low-income countries shows mixed results. In this paper, we present evidence that shows that privatized banks in developed countries have experienced significant improvements in operating performance. The improvement in performance remains significant after controlling for persistence in bank performance.

  17. 12 CFR Appendix 1 to Part 24 - CD-1-National Bank Community Development (Part 24) Investments

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    12 Banks and Banking 1 2014-01-01 2014-01-01 false CD-1-National Bank Community Development (Part 24) Investments 1 Appendix 1 To Part 24 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE...

  18. 12 CFR Appendix 1 to Part 24 - CD-1-National Bank Community Development (Part 24) Investments

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    12 Banks and Banking 1 2012-01-01 2012-01-01 false CD-1-National Bank Community Development (Part 24) Investments 1 Appendix 1 To Part 24 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE...

  19. 12 CFR Appendix 1 to Part 24 - CD-1-National Bank Community Development (Part 24) Investments

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    12 Banks and Banking 1 2013-01-01 2013-01-01 false CD-1-National Bank Community Development (Part 24) Investments 1 Appendix 1 To Part 24 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE...

  20. Essays on banking and corporate finance in developing countries

    E-print Network

    Gormley, Todd A

    2006-01-01

    This dissertation consists of three essays that examine banking and corporate finance in developing countries. Specifically, it explores the theoretical and empirical implications of open capital markets, foreign bank ...

  1. The World Bank's role

    SciTech Connect

    Cartselos, T.

    1993-11-01

    The World Bank is fast becoming an important institution in the emerging international private power industry. Aside from being a significant source of debt and equity capital through its traditional lending programs and its private sector merchant banking arm, the International Finance Corp. (IFC), the World Bank often wields influence beyond its capability to directly fund investments. World Bank review of power proposals can either make or break a project requiring multilateral financing. Independent Energy recently interviewed Anthony Churchill of the World Bank at his offices in Washington to gain some insight on the role the Bank is playing in the development and realignment of the global energy sector. Churchill is currently the principal advisor to the vice president of Finance and Private Sector Development at the Bank and was formerly director of the Industry and Energy Department. An economist, has has been with the World Bank for more than 29 years. As principal advisor, Churchill is instrumental in determining policy for the Bank's activities in restructuring the energy sectors of many rapidly growing economies in the developing world.

  2. State Banks, Institutions, and Financial Development

    Microsoft Academic Search

    Svetlana Andrianova; Panicos Demetriades; Anja Shortland

    We present a locational model of banking with two types of pri- vate banks, honest and opportunistic, and a state bank that is assumed to be less efficient. Opportunistic banks choose whether to honor their contracts with depositors depending on the probability of contract enforcement. We de- rive three types of equilibria, which depend on institutional quality: a \\

  3. Influence of Central Bank on the Economic Development

    Microsoft Academic Search

    Valentina Grozdeva

    2001-01-01

    The study makes analysis of the influence of the Central bank on the economic development in connection with the bank system. With that end in view active money, interest rate, exchange rate, inflation and unemployment have been considered in the conditions of central banking and Currency Board. Economic essence of E-money have been also discussed. On the base of analysis

  4. Emergence of multilateral proto-institutions in global health and new approaches to governance: analysis using path dependency and institutional theory.

    PubMed

    Gómez, Eduardo J; Atun, Rifat

    2013-01-01

    The role of multilateral donor agencies in global health is a new area of research, with limited research on how these agencies differ in terms of their governance arrangements, especially in relation to transparency, inclusiveness, accountability, and responsiveness to civil society. We argue that historical analysis of the origins of these agencies and their coalition formation processes can help to explain these differences. We propose an analytical approach that links the theoretical literature discussing institutional origins to path dependency and institutional theory relating to proto institutions in order to illustrate the differences in coalition formation processes that shape governance within four multilateral agencies involved in global health. We find that two new multilateral donor agencies that were created by a diverse coalition of state and non-state actors, such as the Global Fund to Fight AIDS, Tuberculosis and Malaria and GAVI, what we call proto-institutions, were more adaptive in strengthening their governance processes. This contrasts with two well-established multilateral donor agencies, such as the World Bank and the Asian Development Bank, what we call Bretton Woods (BW) institutions, which were created by nation states alone; and hence, have different origins and consequently different path dependent processes. PMID:23663485

  5. Multilateral contracting and prevention.

    PubMed

    Pope, Brandon; Deshmukh, Abhijit; Johnson, Andrew; Rohack, James

    2014-04-01

    Incentives created through contracts can be used as a means of decentralized control in healthcare systems to ensure more efficient healthcare. In this paper, we consider an insurer contracting with a consumer and a provider. We focus on the trade-off between ex ante moral hazard and insurance, and consider both consumer and provider incentives in the insurer's contracting problem in the presence of unobservable preventive efforts. We study two cases of provider efforts: those that complement consumer efforts and those that substitute for consumer efforts. In the first case, our results show that the provider must have greater incentives when the consumer is healthy to induce effort and that inducing provider effort allows an insurer to offer a more complete insurance contract relative to the bilateral benchmark. In the second case, we state conditions under which these conclusions continue to hold. On the basis of our findings, we discuss the implications and challenges of multilateral contracting in practice. PMID:23554156

  6. Item Banking for Local Test Development: Practitioner's Handbook.

    ERIC Educational Resources Information Center

    Arter, Judith A.; Estes, Gary D.

    This handbook is intended for persons who might develop or use an item bank to support their testing program. An item bank is defined as a "large collection of distinguishable test items," with "large" explained as meaning that the number of items available is greater than the number to be used in any one test. The first section of the handbook…

  7. Multilateral Research Opportunities in Ground Analogs

    NASA Technical Reports Server (NTRS)

    Corbin, Barbara J.

    2015-01-01

    The global economy forces many nations to consider their national investments and make difficult decisions regarding their investment in future exploration. International collaboration provides an opportunity to leverage other nations' investments to meet common goals. The Humans In Space Community shares a common goal to enable safe, reliable, and productive human space exploration within and beyond Low Earth Orbit. Meeting this goal requires efficient use of limited resources and International capabilities. The International Space Station (ISS) is our primary platform to conduct microgravity research targeted at reducing human health and performance risks for exploration missions. Access to ISS resources, however, is becoming more and more constrained and will only be available through 2020 or 2024. NASA's Human Research Program (HRP) is actively pursuing methods to effectively utilize the ISS and appropriate ground analogs to understand and mitigate human health and performance risks prior to embarking on human exploration of deep space destinations. HRP developed a plan to use ground analogs of increasing fidelity to address questions related to exploration missions and is inviting International participation in these planned campaigns. Using established working groups and multilateral panels, the HRP is working with multiple Space Agencies to invite International participation in a series of 30- day missions that HRP will conduct in the US owned and operated Human Exploration Research Analog (HERA) during 2016. In addition, the HRP is negotiating access to Antarctic stations (both US and non-US), the German :envihab and Russian NEK facilities. These facilities provide unique capabilities to address critical research questions requiring longer duration simulation or isolation. We are negotiating release of international research opportunities to ensure a multilateral approach to future analog research campaigns, hoping to begin multilateral campaigns in the latter facilities by 2017. Collaborative use of analog facilities and shared investment in the development of spaceflight countermeasures through multilateral campaigns or missions that leverage the global scientific community will focus high quality research and provide sufficient power to accelerate the development of countermeasures and drive sound recommendations for exploration missions. This panel will provide an overview of efforts to encourage and facilitate multilateral collaboration in analog missions or campaigns and describe the facilities currently under consideration to reach the common goal of enabling safe, reliable, and productive human space exploration.

  8. New multilateral well architecture in heterogeneous reservoirs 

    E-print Network

    Jia, Hongqiao

    2004-09-30

    Multilateral well technology has been widely used in the world oil fields. There still has technical limitation of these kinds of well structure. This thesis presents a new multilateral well architecture which is more ...

  9. Trust and distrust in online banking: Their role in developing countries

    Microsoft Academic Search

    John “Skip” Benamati; Mark A. Serva

    2007-01-01

    Similar to the adoption of automatic teller machines, banks around the world are looking at online banking services as the next technology to reduce costs while maintaining or enhancing services to the customer. In developing countries, the low cost of online banking may enable banks to reach new customers, much like the cell phone offered new possibilities in telephony. Banks

  10. International Multilateral Educational Aid Received by China: History, Characteristics, and Effects

    ERIC Educational Resources Information Center

    Yuchi, Zhao

    2012-01-01

    Thirty years have passed since China began its reform and opening up, to formally accept multilateral educational aid from international organizations, and multilateral educational assistance has made contributions that cannot be overlooked to the reform and development of China's education. This article reviews the history of China's acceptance…

  11. 12 CFR 345.25 - Community development test for wholesale or limited purpose banks.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ...wholesale or limited purpose bank pursuant to the following criteria...development loan data provided by the bank, such as data on loans outstanding...are not routinely provided by private investors; and (3) The bank's responsiveness to...

  12. 12 CFR 25.25 - Community development test for wholesale or limited purpose banks.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ...wholesale or limited purpose bank pursuant to the following criteria...development loan data provided by the bank, such as data on loans outstanding...are not routinely provided by private investors; and (3) The bank's responsiveness to...

  13. 12 CFR 228.25 - Community development test for wholesale or limited purpose banks.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ...wholesale or limited purpose bank pursuant to the following criteria...development loan data provided by the bank, such as data on loans outstanding...are not routinely provided by private investors; and (3) The bank's responsiveness to...

  14. 12 CFR 25.25 - Community development test for wholesale or limited purpose banks.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ...wholesale or limited purpose bank pursuant to the following criteria...development loan data provided by the bank, such as data on loans outstanding...are not routinely provided by private investors; and (3) The bank's responsiveness to...

  15. 12 CFR 345.25 - Community development test for wholesale or limited purpose banks.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ...wholesale or limited purpose bank pursuant to the following criteria...development loan data provided by the bank, such as data on loans outstanding...are not routinely provided by private investors; and (3) The bank's responsiveness to...

  16. 12 CFR 25.25 - Community development test for wholesale or limited purpose banks.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ...wholesale or limited purpose bank pursuant to the following criteria...development loan data provided by the bank, such as data on loans outstanding...are not routinely provided by private investors; and (3) The bank's responsiveness to...

  17. 12 CFR 228.25 - Community development test for wholesale or limited purpose banks.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ...wholesale or limited purpose bank pursuant to the following criteria...development loan data provided by the bank, such as data on loans outstanding...are not routinely provided by private investors; and (3) The bank's responsiveness to...

  18. 12 CFR 345.25 - Community development test for wholesale or limited purpose banks.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ...wholesale or limited purpose bank pursuant to the following criteria...development loan data provided by the bank, such as data on loans outstanding...are not routinely provided by private investors; and (3) The bank's responsiveness to...

  19. 12 CFR 25.25 - Community development test for wholesale or limited purpose banks.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ...wholesale or limited purpose bank pursuant to the following criteria...development loan data provided by the bank, such as data on loans outstanding...are not routinely provided by private investors; and (3) The bank's responsiveness to...

  20. 12 CFR 345.25 - Community development test for wholesale or limited purpose banks.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ...wholesale or limited purpose bank pursuant to the following criteria...development loan data provided by the bank, such as data on loans outstanding...are not routinely provided by private investors; and (3) The bank's responsiveness to...

  1. 12 CFR 228.25 - Community development test for wholesale or limited purpose banks.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ...wholesale or limited purpose bank pursuant to the following criteria...development loan data provided by the bank, such as data on loans outstanding...are not routinely provided by private investors; and (3) The bank's responsiveness to...

  2. 12 CFR 345.25 - Community development test for wholesale or limited purpose banks.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ...wholesale or limited purpose bank pursuant to the following criteria...development loan data provided by the bank, such as data on loans outstanding...are not routinely provided by private investors; and (3) The bank's responsiveness to...

  3. 12 CFR 25.25 - Community development test for wholesale or limited purpose banks.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ...wholesale or limited purpose bank pursuant to the following criteria...development loan data provided by the bank, such as data on loans outstanding...are not routinely provided by private investors; and (3) The bank's responsiveness to...

  4. 12 CFR 228.25 - Community development test for wholesale or limited purpose banks.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ...wholesale or limited purpose bank pursuant to the following criteria...development loan data provided by the bank, such as data on loans outstanding...are not routinely provided by private investors; and (3) The bank's responsiveness to...

  5. 12 CFR 228.25 - Community development test for wholesale or limited purpose banks.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ...wholesale or limited purpose bank pursuant to the following criteria...development loan data provided by the bank, such as data on loans outstanding...are not routinely provided by private investors; and (3) The bank's responsiveness to...

  6. Development and evaluation of online evidence based guideline bank system.

    PubMed

    Park, Myonghwa

    2006-01-01

    The purpose of this study was to develop and evaluate the online evidence-based nursing practice guideline bank system to support the best evidence-based decision in the clinical and community practice settings. The main homepage consisted of seven modules for introduction of site, EBN, guideline bank, guideline development, guideline review, related sites, and community. The major contents in the guidelines were purpose, developer, intended audience, method of development, target population, testing, knowledge components, and evaluation. Electronic versions of the guidelines were displayed by XML, PDF, and PDA versions. The system usability were evaluated by general users, guideline developers, and guideline reviewers on the web and the results showed high scores of satisfaction. This online evidence-based guideline bank system could support nurses' best and cost-effective clinical decision using the sharable standardized guidelines with education module of evidence based nursing. PMID:17102227

  7. The Effects of Bank Ownership Type on Banking Relationships and Multiple Banking in Developing Economies Detailed Evidence from India

    Microsoft Academic Search

    Allen N. Berger; Leora F. Klapper; Maria Soledad Martinez Peria; Rida Zaidi

    2005-01-01

    There is extensive research on banking relationships, multiple banking, and bank ownership types - foreign-owned, state-owned, and private, domestically-owned banks. However, no prior studies to our knowledge have directly tested the abilities of these ownership types to provide the main banking relationship or second banking relationship with firms, or investigated the effects of these ownership types in determining whether firms

  8. Recent trends and developments in e-banking in an underdeveloped nation -- an empirical study

    Microsoft Academic Search

    Jiaqin Yang; Kh Tanveer Ahmed

    2009-01-01

    This paper describes a case study about the major issues and challenges in the development of the electronic banking (e-banking) industry of a relatively underdeveloped nation. This research shows that even in many less developed nations, the application of e-banking can help their local banks reduce operating costs and provide a better and fast service to their customers. The research

  9. Determinants of Bank Profitability in a Developing Economy: Empirical Evidence from the China Banking Sector

    Microsoft Academic Search

    Fadzlan Sufian

    2009-01-01

    The Chinese banking sector has undergone noteworthy financial reforms, which significantly metamorphosed the banking system. This article seeks to examine the determinants of the profitability of the Chinese banking sector. The empirical analysis is confined to the four State Owned Commercial Banks (SOCBs) and the 12 Joint Stock Commercial Banks (JSCBs) during the postreform period of 2000–2007. The empirical findings

  10. 12 CFR Appendix 1 to Part 24 - CD-1-National Bank Community Development (Part 24) Investments

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    12 Banks and Banking 1 2011-01-01 2011-01-01...Community Development (Part 24) Investments 1 Appendix 1 To Part 24 Banks and Banking COMPTROLLER OF THE CURRENCY...AND OTHER PUBLIC WELFARE INVESTMENTS Pt. 24, App. 1...

  11. 12 CFR Appendix 1 to Part 24 - CD-1-National Bank Community Development (Part 24) Investments

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    12 Banks and Banking 1 2010-01-01 2010-01-01...Community Development (Part 24) Investments 1 Appendix 1 To Part 24 Banks and Banking COMPTROLLER OF THE CURRENCY...AND OTHER PUBLIC WELFARE INVESTMENTS Pt. 24, App. 1...

  12. An evaluation of the financial performance of the African Development Bank

    Microsoft Academic Search

    Charles Okeahalam; Victor Murinde

    2004-01-01

    This paper analyses the financial performance of the African Development Bank. A two-pronged approach is applied. Firstly, we conduct a discussion of the role of development banks and the difficulties of finding an appropriate measure with which to assess their performance. Secondly, we develop a data set of the balance sheet and income statements of the African Development Bank (ADB)

  13. An analysis of GAVI, the Global Fund and World Bank support for human resources for health in developing countries.

    PubMed

    Vujicic, Marko; Weber, Stephanie E; Nikolic, Irina A; Atun, Rifat; Kumar, Ranjana

    2012-12-01

    Shortages, geographic imbalances and poor performance of health workers pose major challenges for improving health service delivery in developing countries. In response, multilateral agencies have increasingly recognized the need to invest in human resources for health (HRH) to assist countries in achieving their health system goals. In this paper we analyse the HRH-related activities of three agencies: the Global Alliance for Vaccines and Immunisation (GAVI); the Global Fund for Aids, Tuberculosis, and Malaria (the Global Fund); and the World Bank. First, we reviewed the type of HRH-related activities that are eligible for financing within each agency. Second, we reviewed the HRH-related activities that each agency is actually financing. Third, we reviewed the literature to understand the impact that GAVI, Global Fund and World Bank investments in HRH have had on the health workforce in developing countries. Our analysis found that by far the most common activity supported across all agencies is short-term, in-service training. There is relatively little investment in expanding pre-service training capacity, despite large health worker shortages in developing countries. We also found that the majority of GAVI and the Global Fund grants finance health worker remuneration, largely through supplemental allowances, with little information available on how payment rates are determined, how the potential negative consequences are mitigated, and how payments are to be sustained at the end of the grant period. Based on the analysis, we argue there is an opportunity for improved co-ordination between the three agencies at the country level in supporting HRH-related activities. Existing initiatives, such as the International Health Partnership and the Health Systems Funding Platform, could present viable and timely vehicles for the three agencies to implement this improved co-ordination. PMID:22333685

  14. Central Bank Independence and the Lessons for Transition Economies from Developed and Developing Countries

    Microsoft Academic Search

    Helmut Wagner

    1999-01-01

    There is nowadays a wide consensus among economists that central banks should be independent. The substantiation of this claim was derived from the modern theory of monetary policy and from empirical experiences with central bank independence, both concentrated on developed industrial countries. This paper analyzes the question of the lessons that might be drawn from this for transition countries. The

  15. Qualitative Development of the PROMIS® Pediatric Stress Response Item Banks

    PubMed Central

    Gardner, William; Pajer, Kathleen; Riley, Anne W.; Forrest, Christopher B.

    2013-01-01

    Objective?To describe the qualitative development of the Patient-Reported Outcome Measurement Information System (PROMIS®) Pediatric Stress Response item banks.?Methods?Stress response concepts were specified through a literature review and interviews with content experts, children, and parents. A library comprising 2,677 items derived from 71 instruments was developed. Items were classified into conceptual categories; new items were written and redundant items were removed. Items were then revised based on cognitive interviews (n = 39 children), readability analyses, and translatability reviews.?Results?2 pediatric Stress Response sub-domains were identified: somatic experiences (43 items) and psychological experiences (64 items). Final item pools cover the full range of children’s stress experiences. Items are comprehensible among children aged ?8 years and ready for translation.?Conclusions?Child- and parent-report versions of the item banks assess children’s somatic and psychological states when demands tax their adaptive capabilities. PMID:23124904

  16. World Bank eAtlas of the Millennium Development Goals

    NSDL National Science Digital Library

    The World Bank established a set of Millennium Development Goals as both a challenge to poor countries to demonstrate "good governance" and to wealthy nations as a spur that would hopefully encourage them to support economic and social development. Recently, the World Bank created this visually engaging and sophisticated interactive atlas to track those eight goals, which include the promotion of gender equality, combating disease, and reducing child mortality. Visitors can click on any of these eight goals and they will be able to view maps of the world that document the progress that has been made in each nation. Clicking on each nation individually brings up clear and easy-to-read tables that chart additional changes within each separate goal. Visitors can export the data for their own use, and they can also resize the map to demonstrate the changes made over the past few years.

  17. Establishment, operation and development of a donor human milk bank.

    PubMed

    Biasini, Augusto; Stella, Marcello; Malaigia, Laura; China, Mariachiara; Azzalli, Milena; Laguardia, Maria Chiara; Rizzo, Vittoria

    2013-10-01

    Human milk is very valuable in premature infant nutrition. The collection, screening, processing and distribution of donor human milk are described in this report. These activities take place in the Donor Human Milk Bank (DHMB) of the Large Romagna Area (LRA) in Italy, the development of which is also described here. Over the years, the activities of this bank, which is located in Cesena Hospital, in the center of the LRA, have developed from an informal and domestic-level activity to become a multistep controlled process designed to prevent the possibility of disease transmission. This little food-supply industry, run by a multi-disciplinary team with strict rules and diverse responsibilities, complies with the Hazards Analysis and Critical Control Points (HACCP) system. PMID:23891355

  18. Reservoir studies of new multilateral well architecture 

    E-print Network

    Sarfare, Manoj Dnyandeo

    2004-09-30

    Hydrocarbon recovery from conventional reservoirs is decreasing and the need to produce oil cheaply from mature, marginal and unconventional reservoirs poses a big challenge to the industry today. Multilateral well technology ...

  19. New multilateral well architecture in heterogeneous reservoirs

    E-print Network

    Jia, Hongqiao

    2004-09-30

    NEW MULTILATERAL WELL ARCHITECTURE IN HETEROGENEOUS RESERVOIRS A Thesis by HONGQIAO JIA Submitted to the Office of Graduate Studies of Texas A&M University in partial fulfillment of the requirements for the degree of MASTER... OF SCIENCE May 2004 Major Subject: Petroleum Engineering NEW MULTILATERAL WELL ARCHITECTURE IN HETEROGENEOUS RESERVOIRS A Thesis by HONGQIAO JIA Submitted to the Office of Graduate Studies of Texas A...

  20. Online banking: a field study of drivers, development challenges, and expectations

    Microsoft Academic Search

    Adel M Aladwani

    2001-01-01

    Online banking is the newest and least understood delivery channel for retail banking services. Yet, few, if any, studies were reported quantifying the issues relevant to this cutting-edge technology. This paper reports the results of a quantitative study of the perceptions of banks’ executive and IT managers and potential customers with regard to the drivers, development challenges, and expectations of

  1. Universal banking and the financing of industrial development

    Microsoft Academic Search

    Charles W. Calomiris

    1995-01-01

    In universal banking, large banks operate extensive networks of branches, provide many different services, hold several claims on firms (including equity and debt), and participate directly in the corporate governance of firms that rely on the banks for funding or as insurance underwriters. In this paper, the author contrasts the cost of financing industrialization in the United States and in

  2. Fostering Multilateral Involvement in Analog Research

    NASA Technical Reports Server (NTRS)

    Cromwell, Ronita L.

    2015-01-01

    International collaboration in space flight research is an effective means for conducting investigations and utilizing limited resources to the fullest extent. Through these multilateral collaborations mutual research questions can be investigated and resources contributed by each international partner to maximize the scientific benefits to all parties. Recently the international partners embraced this approach to initiate collaborations in ground-based space flight analog environments. In 2011, the International Analog Research Working Group was established, and later named the International Human Space Flight Analog Research Coordination Group (HANA). Among the goals of this working group are to 1) establish a framework to coordinate research campaigns, as appropriate, to minimize duplication of effort and enhance synergy; 2) define what analogs are best to use for collaborative interests; and 3) facilitate interaction between discipline experts in order to have the full benefit of international expertise. To accomplish these goals, HANA is currently engaged in developing international research campaigns in ground-based analogs. Plans are being made for an international solicitation for proposals to address research of common interest to all international partners. This solicitation with identify an analog environment that will best accommodate the types of investigations requested. Once selected, studies will be integrated into a campaign and implemented at the analog site. Through these combined efforts, research beneficial to all partners will be conducted efficiently to further address human risks of space exploration.

  3. Item Banking.

    ERIC Educational Resources Information Center

    Rudner, Lawrence

    1999-01-01

    Discusses the advantages and disadvantages of using item banks while providing useful information to those who are considering implementing an item banking project in their school district. The primary advantage of item banking is in test development. Also describes start-up activities in implementing item banking. (SLD)

  4. Harnessing Information for Development. A proposal for a World Bank Group Strategy

    Microsoft Academic Search

    E. Talero; P. Gaudette

    1996-01-01

    Examines how the World Bank Group should harness the information revolution for its mission of poverty alleviation and sustainable economic development. The paper discusses the information revolution, its significance for economies and societies as a whole, the needs of and opportunities for developing countries, the responsibilities of governments, and what the World Bank Group can do to facilitate the flow

  5. Information, Institutions and Banking Sector Development in West Africa

    Microsoft Academic Search

    Panicos Demetriadesand; David Fielding

    2009-01-01

    Using a new panel dataset for banks in eight West African countries, we explore the factors that exacerbate or alleviate excess liquidity, and the factors that promote or retard the rate of growth of banks’ assets. Loan default rates in the region are high, and variations in the rate impact on liquidity and asset growth. However, the size of this

  6. Trade and trade finance developments in 14 developing countries post September 2008 - a World Bank survey

    Microsoft Academic Search

    Mariem Malouche

    2009-01-01

    In the aftermath of the Lehman Brothers collapse in September 2008, drop in the supply of trade finance, a critical engine for trade transactions, has become an acute concern for the development community. Banks were increasing pricing on trade finance transactions to cover increased funding costs and higher credit risks, and trade was dropping drastically in most countries, with global

  7. The World Bank, Support for Universities, and Asymmetrical Power Relations in International Development

    ERIC Educational Resources Information Center

    Collins, Christopher S.; Rhoads, Robert A.

    2010-01-01

    This article examines the role of the World Bank in advancing higher education sectors in the developing world, considering in particular the increasing power and strength of a global knowledge-based economy. Given the powerful role that intergovernmental organizations such as the World Bank play in shaping global economic policies, the authors…

  8. Linking Sustainable Agriculture and Community Development: The Lowcountry Food Bank's Use of Locally Grown Foods

    Microsoft Academic Search

    Kenneth L. Robinson; Kathleen K. Robinson; Carlos Carpio; David Hughes

    2007-01-01

    Food banks throughout the South have historically helped meet the nutritional needs of low income families, but are not often involved in community development efforts aimed at creating sustainable agricultural situations. In this paper we seek to critically evaluate a food bank's efforts to enhance small- scale farm operations, increase the quality and quantity of their products, and enhance distribution

  9. The impact of recent developments in the banking community on black-owned banks

    Microsoft Academic Search

    Irvin L. Dallas

    1982-01-01

    The increased popularity of money market funds among small investors and the legislation to revise Section 190) of the Federal Reserve Act, Regulation Q, have caused a great deal of controversy in the American banking industry and the nation's capitol. Money market funds, which are no-load mutual funds, pool the money of investors to purchase highyielding and short-term low-risk liquid

  10. Multilateral, regional and bilateral energy trade governance

    SciTech Connect

    Leal-Arcas, Rafael; Grasso, Costantino; Rios, Juan Alemany (Queen Mary Univ. of London (United Kingdom))

    2014-12-01

    The current international energy trade governance system is fragmented and multi-layered. Streamlining it for greater legal cohesiveness and international political and economic cooperation would promote global energy security. The current article explores three levels of energy trade governance: multilateral, regional and bilateral. Most energy-rich countries are part of the multilateral trading system, which is institutionalized by the World Trade Organization (WTO). The article analyzes the multilateral energy trade governance system by focusing on the WTO and energy transportation issues. Regionally, the article focuses on five major regional agreements and their energy-related aspects and examines the various causes that explain the proliferation of regional trade agreements, their compatibility with WTO law, and then provides several examples of regional energy trade governance throughout the world. When it comes to bilateral energy trade governance, this article only addresses the European Union’s (EU) bilateral energy trade relations. The article explores ways in which gaps could be filled and overlaps eliminated whilst remaining true to the high-level normative framework, concentrating on those measures that would enhance EU energy security.

  11. Development of protected endorsement for online banking using mobile phones

    NASA Astrophysics Data System (ADS)

    Narayana, Galla; Venkateswarlu, Tammineni; Kumar, G. S. P.; Padmavathamma, Mokkala; Sreekanth, G.; Delhibabu, K.; Prasad, A. R.

    2013-03-01

    Securing Online Banking transactions for customer is the primary goal of financial institutions that provides Internet banking facility. Mobile phones play an important role in our society as more and more functions having been integrated within mobile phones, such as Internet browsing, mobile banking, and shopping. Mobiles phones can be used to secure ATM card pins by sending to the customer directly rather than in emails or by other means which has a possibility of hacking. In this paper we have proposed method of generating a Private Key Security Token by bank authentication servers which uses IMSI registers and IMEI number of client's mobile registered. The key is generated by implementing RIPE MD160 and Hex Encode Algorithm. Token received is valid only for that client mobile only and can be generated upon request by customer dynamically. The client is given a PIN and a Master Key when registered to the Online Banking Services. If in case a client's mobile is lost, authentication is done using Unique Master Key, else the Private Key Token is used there by making transactions secured and simple without the need of carrying any USB Tokens. The additional functionality provides the client more security on their transactions. Due to this Phishing attacks by the hackers is avoided.

  12. Multilateral Tariff Cooperation during the Formation of Free Trade Areas

    Microsoft Academic Search

    Kyle Bagwell; Robert W. Staiger

    1997-01-01

    The authors consider the impact of the formation of free-trade agreements on multilateral tariff cooperation. They assume that countries are limited to self-enforcing multilateral arrangements that balance the gains from deviating against the costs of an ensuing trade war. The authors find that the emergence of free-trade areas will be accompanied by a temporary retreat from liberal multilateral trade policies,

  13. Multilateral tariff cooperation during the formation of customs unions

    Microsoft Academic Search

    Kyle Bagwell; Robert W. Staiger

    1997-01-01

    We study the implications of customs-union formation for multilateral tariff cooperation. We model cooperation in multilateral trade policy as self-enforcing, in that it involves balancing the current gains from deviating unilaterally from an agreed-upon trade policy against the future losses from forfeiting the benefits of multilateral cooperation that such a unilateral defection would imply. The early stages of the process

  14. Bank Supervision and Surveillance: A Critical Case Study Analysis of the Bank of Commerce and Development (Libya)

    Microsoft Academic Search

    Atsede Woldie; Ihab M Dofan

    This paper is based on desk research drawing on both theoretical and empirical literature on prudential regulation and supervision for the banking sector in Libya. The focus of the study is on the tools and techniques that the Central Bank of Libya uses to uncover and correct weaknesses in the banking system and to prevent bank failure from causing broader

  15. Developing an Initial Physical Function Item Bank from Existing Sources.

    ERIC Educational Resources Information Center

    Bode, Rita K.; Cella, David; Lai, Jin-shei; Heinemann, Allen W.

    2003-01-01

    Illustrates incremental item banking using health-related quality of life data collected from two samples of patients receiving cancer treatment (n=1,755 and n=1,544). Results support findings from previous studies that have equated separate instruments by co-calibrating their items. (SLD)

  16. 4.1 INTroDuCTIoN Recent research at the Asian Development Bank (ADB) on Asian regional

    E-print Network

    Kammen, Daniel M.

    4.1 INTroDuCTIoN Recent research at the Asian Development Bank (ADB) on Asian regional integration Bank for International Cooperation, and the World Bank, present a comprehensive review of the region. By reducing trade and transport margins, infrastructure promises a neat reconciliation of private interests

  17. Does the sequence of plant dominants affect mycorrhiza development in simulated succession on spoil banks?

    Microsoft Academic Search

    David Püschel; Jana Rydlová; Miroslav Vosátka

    2008-01-01

    The aim of this field study was to examine how the development of arbuscular mycorrhizal fungi (AMF) on coal mine spoil banks\\u000a is affected by the presence of plants with different mycorrhizal status. A 3-year trial was conducted on the freshly created\\u000a spoil bank Vršany, North-Bohemian coal basin, the Czech Republic. Three plant species – non-mycotrophic annual Atriplex sagittata, highly

  18. The Role of Multilateral Institutions in International Trade Cooperation

    Microsoft Academic Search

    Giovanni Maggi

    1999-01-01

    The World Trade Organization (WFO) lacks the power to directly enforce agreements. It is, therefore, important to understand what role the WTO can play to facilitate international cooperation and whether a multilateral institution can offer distinct advantages over a web of bilateral agreements. This paper examines two potential benefits of a multilateral trade institution: first, verifying violations of the agreements

  19. Multilateral Privacy in Clouds: Requirements for Use in Industry

    E-print Network

    Paris-Sud XI, Université de

    . That sort of cloud service is named IaaS (Infrastructure as a Service). Since for data security and privacy as for privacy. Keywords: multilateral privacy, privacy, data security, data protection, cloud computing, cloudsMultilateral Privacy in Clouds: Requirements for Use in Industry Ina Schiering1, Markus Hansen2 1i

  20. Learner Interpretations of Shared Space in Multilateral English Blogging

    ERIC Educational Resources Information Center

    Yang, Yu-Feng

    2011-01-01

    This qualitative study aims to understand how English learners interpret shared space in an online multilateral English blogging context and how their interpretations of shared space contribute to their multilateral exchange experience. Twenty-four Asian learners of English from two different universities--one in Japan and one in…

  1. Assessment of bank gully development and vegetation coverage on the Chinese Loess Plateau

    NASA Astrophysics Data System (ADS)

    Li, Zhen; Zhang, Yan; Zhu, Qingke; He, Yuanmei; Yao, Wenjun

    2015-01-01

    Gully erosion is a serious environmental problem and the primary source of sediment loss on the Loess Plateau of China, yet previous research focusing on bank gullies is limited. An assessment of bank gully development is needed as a basis for predicting erosion rates under the effects of vegetation cover and land use change. To estimate bank gully retreat rates under different land uses, assess the factors leading to bank gully development and model gully area growth rate at the catchment scale, 30 catchments with an average area of 39.0 ha were selected in the southeastern part of the Loess Plateau. QuickBird images (0.61 m resolution) obtained in 2003 and 2010 were interpreted to delineate bank gully features, and a 5 m resolution digital elevation model was used to extract topographic factors. The results showed that from 2003 to 2010, the maximum retreat rates of bank gully heads in the 30 investigated catchments ranged between 0.23 and 1.08 m yr- 1, with an average of 0.51 m yr- 1. The ratio of bank gully growth area to valley area changed from 0.49 to 9.45%, depending on land use, with average increases of 3.94, 4.00 and 2.09% for the three land use types identified, i.e. mixed use, grassland and forestland, respectively. Correlation analysis indicated that the effects of topographic factors on bank gullies decreased as vegetation coverage increased in upslope drainage areas and that vegetation coverage exceeding 60% in upslope drainage areas can significantly control bank gully development. A model was built to predict the bank gully area growth rate (Ra, m2 yr- 1) with upslope drainage area (Ai, m2), local slope gradient (S, m m- 1) and the proportion of the area with vegetation coverage below 60% in upslope drainage areas (?0.6) at the catchment scale. The regression equation is in the form Ra = 0.1540[(?0.6Ai)0.24S]3.2588. Compared with previous studies, vegetation is a factor in this model, which would be helpful for assessing the influence of vegetation cover on bank gully development.

  2. Development of superconductive microwave filters for mobile communications and filter banks

    Microsoft Academic Search

    B. Marcilhac; Y. Lemaitre; D. Mansart; J. C. Mage

    1999-01-01

    The development of superconductive microwave filters connected to the use of cooled electronics is now in the critical phase of system integration. All the different steps of filter development, design and fabrication must be controlled, reproducible and technically realisable by conventional microelectronics tools. We developed filters for mobile communications and filter banks with the goal of optimising these aspects. Lanthanum

  3. World Bank's Global Development Learning Network: Sharing Knowledge Electronically between Nations To "Fight Poverty."

    ERIC Educational Resources Information Center

    Lorenzo, George

    2002-01-01

    Describes the Global Development Learning Network (GDLN), a satellite-driven global communication system developed by the World Bank to help developing countries fight poverty and share in a global exchange of information. Explains Distance Learning Centers that are used by private and public organizations and institutions for distance education…

  4. Development of Type 1 Diabetes in Wild Bank Voles Associated With Islet Autoantibodies and the Novel Ljungan Virus

    PubMed Central

    Niklasson, Bo; Heller, Knud E.; Schønecker, Bryan; Bildsøe, Mogens; Daniels, Terri; Hampe, Christiane S.; Widlund, Per; Simonson, William T.; Schaefer, Jonathan B.; Daniels, Terri; Rutledge, Elizabeth; Bekris, Lynn; Lindberg, A. Michael; Johansson, Susanne; Örtqvist, Eva; Persson, Bengt

    2003-01-01

    Wild bank voles (Clethrionomys glareolus) may develop diabetes in laboratory captivity. The aim of this study was to test whether bank voles develop type 1 diabetes in association with Ljungan virus. Two groups of bank voles were analyzed for diabetes, pancreas histology, autoantibodies to glutamic acid decarboxylase (GAD65), IA-2, and insulin by standardized radioligand-binding assays as well as antibodies to in vitro transcribed and translated Ljungan virus antigens. Group A represented 101 trapped bank voles, which were screened for diabetes when euthanized within 24 hours of capture. Group B represented 67 bank voles, which were trapped and kept in the laboratory for 1 month before being euthanized. Group A bank voles did not have diabetes. Bank voles in group B (22/67; 33%) developed diabetes due to specific lysis of pancreatic islet beta cells. Compared to nondiabetic group B bank voles, diabetic animals had increased levels of GAD65 (P < .0001), IA-2 (P < .0001), and insulin (P = .03) autoantibodies. Affected islets stained positive for Ljungan virus, a novel picorna virus isolated from bank voles. Ljungan virus inoculation of nondiabetic wild bank voles induced beta-cell lysis. Compared to group A bank voles, Ljungan virus antibodies were increased in both nondiabetic (P < .0001) and diabetic (P = .0015) group B bank voles. Levels of Ljungan virus antibodies were also increased in young age at onset of newly diagnosed type 1 diabetes in children (P < .01). These findings support the hypothesis that the development of type 1 diabetes in captured wild bank voles is associated with Ljungan virus. It is speculated that bank voles may have a possible zoonotic role as a reservoir and vector for virus that may contribute to the incidence of type 1 diabetes in humans. PMID:12745669

  5. Efficiency in Reaching the Millennium Development Goals. World Bank Working Paper.

    ERIC Educational Resources Information Center

    Jayasuriya, Ruwan, Ed.; Wodon, Quentin, Ed.

    The Millennium Development Goals (MDGs) provide clear targets and areas of focus for international organizations such as the World Bank. At a conceptual level, to reduce poverty and hunger, to improve education and health indicators, and to promote gender equality and sustainable development, countries can either increase the resources they…

  6. Gangs, Soldiers and "Idle Girls": Constructions of Youth and Development in World Bank Discourse

    ERIC Educational Resources Information Center

    Luttrell-Rowland, Mikaela

    2007-01-01

    This article examines the World Bank's recent World Development Report on youth and development (2007) as an empirical example to explore the links between the employment of "group identity" and the use of policy frameworks. Drawing on feminist theory to analyse the representations of young people put forward within the report, this article…

  7. Simulating Retail Banking for Banking Students

    ERIC Educational Resources Information Center

    Supramaniam, Mahadevan; Shanmugam, Bala

    2009-01-01

    The purpose of this study was to examine the implementation flow and development of retail bank management simulation based training system which could provide a comprehensive knowledge about the operations and management of banks for the banking students. The prototype of a Retail banking simulation based training system was developed based on…

  8. Technical, economic and risk analysis of multilateral wells 

    E-print Network

    Arcos Rueda, Dulce Maria

    2009-05-15

    some of the suitable reservoir applications: square4 Heavy oil reservoir: Steam assisted gravity drainage is possible with a multilateral well whereby the vertical steam injector and the producer are combined into one wellbore with two laterals...

  9. Temperature behavior in the build section of multilateral wells 

    E-print Network

    Romero Lugo, Analis Alejandra

    2005-11-01

    Intelligent well completions are increasingly being used in horizontal, multilateral, and multi-branching wells. Such completions are equipped with permanent sensors to measure temperature and pressure profiles, which must ...

  10. The Development of a Mobile Application in a Collaborative Banking System

    Microsoft Academic Search

    Cristian CIUREA

    2010-01-01

    This paper presents a taxonomy of mobile applications with accent on collaborative mobile applications. The development of mobile applications is described in comparison with the other types of informatics applications. Collaborative banking systems are presented in order to create the context in which the Collaborative Multicash Servicedesk (CMS) application will be integrated. The mobile applications are analyzed as auto-adaptive applications

  11. Volume 30, Issue 3 Bank competition, institution and economic development: Evidence from Asia

    E-print Network

    Boyer, Edmond

    development and macroeconomic dynamic in Asia, since capital inflow could be in a form of foreign direct investments come into a country, any policy to boost banking competition becomes necessary. In this phase in 2009. It is also indicated that a large part of such foreign capital flows to Asia, the most promising

  12. A Professional Development Program for Primary School English Language Teachers in Turkey: Designing a Materials Bank

    ERIC Educational Resources Information Center

    Daloglu, Aysegul

    2004-01-01

    This paper presents and discusses an in-service teacher development program that focussed on establishing a materials bank for English language teachers at a private primary school in Ankara, Turkey, and teachers' evaluations of the program. The program aimed to lead to teacher change as growth and learning, to address school-based needs, and to…

  13. Object-Oriented System Development in a Banking Project: Methodology, Experience, and Conclusions.

    ERIC Educational Resources Information Center

    Burkle, Ute; And Others

    1995-01-01

    Discusses the development of a successful object-oriented (OO) system designed for use in banking, beginning with initial failure of the project using a traditional life-cycle approach. Three features that made the OO phase successful are identified: employing OO techniques; combining these techniques with a guideline, the tools-and-materials…

  14. The role of muscle development in the transition to endothermy in nestling bank swallows, Riparia riparia

    Microsoft Academic Search

    Richard L. Marsh; Steven J. Wickler

    1982-01-01

    We examined the transition from ectothermy to endothermy in nestling bank swallows (Riparia riparia) by measuring the peak metabolic response to cold (PMR) in groups of nestlings. Additionally aerobic capacity, as assessed by citrate synthase activity (CS), and contractile function, as assessed by myofibrillar ATPase activity (mATPase) were measured in the pectoralis and mixed leg muscles during development. During the

  15. Multi-lateral shearing interferometry: Principle and application to X-ray phase imaging

    NASA Astrophysics Data System (ADS)

    Primot, Jérôme; Rizzi, Julien; Mercère, Pascal; Idir, Mourad; Bon, Pierre; Wattellier, Benoit; Druart, Guillaume; Vincent, Grégory; Haïdar, Riad; Weitkamp, Timm; Guérineau, Nicolas; Monneret, Serge

    2012-07-01

    Multi-lateral shearing interferometry [1] is an evolution of the classical lateral shearing interferometry: a grating based technique used for optical testing. Firstly developed for adaptive optics, for ultra-intense lasers characterization, or for lens testing, in visible or infrared, it has now been applied to visible quantitative phase microscopy of biological samples. The purpose of this paper is to present the transfer of this technique to the X-ray domain, stressing on the basic property of propagation invariance.

  16. Development and Validation of the Biobanking Attitudes and Knowledge Survey (BANKS)

    PubMed Central

    Wells, Kristen J.; Arevalo, Mariana; Meade, Cathy D.; Gwede, Clement K.; Quinn, Gwendolyn P.; Luque, John S.; Miguel, Gloria San; Watson, Dale; Phillips, Rebecca; Reyes, Carmen; Romo, Margarita; West, Jim; Jacobsen, Paul B.

    2014-01-01

    Background No validated multi-scale instruments exist that measure community members’ views on biobanking and biospecimen donation. This study describes the development and psychometric properties of the English-language BANKS (Biobanking Attitudes aNd Knowledge Survey). Methods The BANKS was created by item generation through review of scientific literature, focus groups with community members, and input from a community advisory board. Items were refined through cognitive interviews. Content validity was assessed through an expert panel review. Psychometric properties of the BANKS were assessed in a sample of 85 community members. Results The final BANKS includes 3 scales: Attitudes, Knowledge, and Self-Efficacy; as well as 3 single items, which evaluated receptivity and intention to donate a biospecimen for research. Cronbach's alpha coefficients for two scales that use Likert response format indicated high internal consistency (Attitudes: ?=.88; Self-Efficacy: ?=.95). Content validity indices were moderate, ranging from 0.69 to 0.89. Intention to donate blood and intention to donate urine were positively correlated with attitudes, knowledge, self-efficacy, and receptivity to learning more about biobanking (p's range from .029 to <.001). Conclusions The final BANKS shows evidence of satisfactory reliability and validity, is easy to administer, and is a promising tool to inform biospecimen research. Additional studies should be conducted with larger samples considering biospecimen donation to further assess the instrument's reliability and validity. Impact A valid and reliable instrument measuring community members’ views about biobanking may help researchers evaluate relevant communication interventions to enhance understanding, intention, and actual biospecimen donation. A Spanish-language BANKS is under development. PMID:24609846

  17. Clean energy for development investment framework: the World Bank Group action plan

    SciTech Connect

    NONE

    2007-03-06

    In September 2005 the Development Committee requested the World Bank to develop an Investment Framework for Clean Energy and Development - in the context of the Gleneagles Communique on Climate Change, Clean Energy and Sustainable Development which was issued in July 2005. This Action Plan provides an update of work undertaken to date as well as actions planned by the World Bank Group (WBG) in support of the Clean Energy for Development Investment Framework (CEIF). The Action Plan relies on partnerships, including with the International Financial Institutions (IFIs) and the private sector. While it concentrates on maximizing and extending existing instruments, it provides for continued dialogue with governments and the private sector on new approaches to accelerate the transition to a low carbon economy. In addition to increased investments, the private sector has an important role to play in closing the investment gap in many countries. Projects such as Bujagali (Uganda), Nam Theun II (Laos) and China and India Thermal Power Plant Rehabilitation projects are examples of how partnerships with the private sector can work, both on financing but also on enhancing the overall regulatory framework for enhanced partnerships. The report was prepared for the 15 April 2007 Development Committee meeting, a joint committee of the Board of Governors of the World Bank and the International Monetary Fund on the transfer of real resources to developing countries. 3 figs., 3 tabs., 5 annexes.

  18. ECONOMIC DEVELOPMENT AND SOCIAL RESPONSIBILITY The Portuguese Food Banks

    Microsoft Academic Search

    HENRIQUE MANUEL PIMENTEL REIS; MARIA TERESA GOMES VALENTE DA COSTA

    2008-01-01

    The elimination of poverty and the fight against social exclusion became one of the main challenges of the development and human rights since the end of 20th century and continues in the 21st. In the last decades we have observed how development has brought new social events to the world, introducing new realities in modern societies and giving them very

  19. A new approach to select multi-lateral well candidates using a fuzzy-logic based computer model 

    E-print Network

    Colmenares Diaz, Luis Carlos

    1998-01-01

    developed a new easy, simple and fast, yet technically sound, method to screen candidate wells for possible application of multi-lateral technology. The new screening method is based on the simulation of human thinking by using a fuzzy logic model...

  20. Bank ownership type and banking relationships

    Microsoft Academic Search

    Allen N. Berger; Leora F. Klapper; Maria Soledad Martinez Peria; Rida Zaidi

    2008-01-01

    We formulate and test hypotheses about the role of bank ownership type—foreign, state-owned, and private domestic banks—in banking relationships. Our application uses data from India, an important developing nation. The empirical results are consistent with all of our hypotheses with regard to foreign banks. First, these banks tend to establish relationships with relatively transparent firms. Second, firms that have relationships

  1. A parametric study on the benefits of drilling horizontal and multilateral wells in coalbed methane reservoirs

    SciTech Connect

    Maricic, N.; Mohaghegh, S.D.; Artun, E. [Chevron Energy Technology Co., Houston, TX (USA)

    2008-12-15

    Recent years have witnessed a renewed interest in development of coalbed methane (CBM) reservoirs. Optimizing CBM production is of interest to many operators. Drilling horizontal and multilateral wells is gaining Popularity in many different coalbed reservoirs, with varying results. This study concentrates on variations of horizontal and multilateral-well configurations and their potential benefits. In this study, horizontal and several multilateral drilling patterns for CBM reservoirs are studied. The reservoir parameters that have been studied include gas content, permeability, and desorption characteristics. Net present value (NPV) has been used as the yard stick for comparing different drilling configurations. Configurations that have been investigated are single-, dual-, tri-, and quad-lateral wells along with fishbone (also known as pinnate) wells. In these configurations, the total length of horizontal wells and the spacing between laterals (SBL) have been studied. It was determined that in the cases that have been studied in this paper (all other circumstances being equal), quadlateral wells are the optimum well configuration.

  2. The World Bank: An Online Atlas of the Millennium Development Goals

    NSDL National Science Digital Library

    The World Bank established a set of Millennium Development Goals as both a challenge to poor countries to demonstrate "good governance" and to wealthy nations as a spur that would hopefully encourage them to support economic and social development. Recently, the World Bank created this visually engaging and sophisticated interactive atlas to track those eight goals, which include the promotion of gender equality, combating disease, and reducing child mortality. Visitors can click on any of these eight goals and they will be able to view maps of the world that document the progress that has been made in each nation. Clicking on each nation individually brings up clear and easy-to-read tables that chart additional changes within each separate goal. Visitors can export the data for their own use, and they can also resize the map to demonstrate the changes made over the past few years.

  3. Geoecological aspects of comprehensive development of Tomsk left-bank area

    NASA Astrophysics Data System (ADS)

    Seryakov, S.; Seryakova, R.; Baranova, A.; Potseluyev, A.

    2015-01-01

    The article deals with the unique geoecological characteristics of the left bank of the river Tom' within Tomsk area (Russia). The authors suggest methodological approaches to land management in regions with intensive interaction of ecosystems and technogenic complexes. It proves the necessity to use the systems approach and estimating method to solve the tasks of urban development and land management. The authors make a conclusion about the most rational land use of the studied area in terms of ecologized land management.

  4. A new generation of multilateral well enhances small gas field economics

    E-print Network

    Atse, Jean-Philippe

    2004-09-30

    The main objective of this study is to investigate the applicability of a new multilateral well architecture in the domain of small size and offshore gas fields. The new architecture completely reverses the current multilateral technology...

  5. Timing of fire relative to seed development controls availability of non-serotinous aerial seed banks

    NASA Astrophysics Data System (ADS)

    Michaletz, S. T.; Johnson, E. A.; Mell, W. E.; Greene, D. F.

    2012-11-01

    The existence of non-serotinous, non-sprouting species in fire regimes where serotiny confers an adaptive advantage is puzzling, particularly when these species recruit poorly from soil seed banks or from burn edges. In this paper, white spruce (Picea glauca (Moench) Voss) was used to show that the timing of fire relative to seed development can control aerial seed bank availability for non-serotinous species. To estimate seed survival in closed cones during crown fires, cone heating was simulated using a one-dimensional conduction model implemented in a computational fluid dynamics (Navier-Stokes) fire spread model. To quantify the area burned when germinable seed would be contained in closed cones, empirical fire occurrence and seed development (germinability and cone opening) data were compared for multiple locations across the white spruce range. Approximately 12% of cones contained viable seed following crown fire simulations (0.072 m s-1 mean spread rate; 9147 kW m-1 mean intensity), and roughly half of the historical area burned resulted from fires that occurred when closed cones would contain germinable seed. Post-fire recruitment from in situ aerial seed banks can occur for non-serotinous species, and may be an important cause of their existence in fire regimes to which they otherwise seem poorly suited.

  6. Enhancing self-report assessment of PTSD: development of an item bank.

    PubMed

    Del Vecchio, Nicole; Elwy, A Rani; Smith, Eric; Bottonari, Kathryn A; Eisen, Susan V

    2011-04-01

    The authors report results of work to enhance self-report posttraumatic stress disorder (PTSD) assessment by developing an item bank for use in a computer-adapted test. Computer-adapted tests have great potential to decrease the burden of PTSD assessment and outcomes monitoring. The authors conducted a systematic literature review of PTSD instruments, created a database of items, performed qualitative review and readability analysis, and conducted cognitive interviews with veterans diagnosed with PTSD. The systematic review yielded 480 studies in which 41 PTSD instruments comprising 993 items met inclusion criteria. The final PTSD item bank includes 104 items representing each of the Diagnostic and Statistical Manual of Mental Disorders, Fourth Edition (DSM-IV; American Psychiatric Association [APA], 1994), PTSD symptom clusters (reexperiencing, avoidance, and hyperarousal), and 3 additional subdomains (depersonalization, guilt, and sexual problems) that expanded the assessment item pool. PMID:21351175

  7. Multilateral Security in Mobile Applications and Location Based Services

    Microsoft Academic Search

    Mario Hoffmann; Jan Peters; Ulrich Pinsdorf

    Due to the many current weaknesses of security mechanisms in mobile technology, location based services essentially depend on security aware middleware and reliable multilateral security concepts. Neither the latest operating systems of mobile devices nor current concepts in wireless communication GPRS, WLAN, or Bluetooth meet the security requirements needed to establish sustainable trust between consumers and producers. This paper presents

  8. Does Regionalism Help or Hinder Multilateralism? An Empirical Evaluation

    Microsoft Academic Search

    Antoni Estevadeordal; Caroline Freund; Emanuel Ornelas

    Summary: We empirically examine the effects of regionalism on external trade liberalization using industry-le vel data on applied MFN tariffs and bilateral preferences for ten Latin American countries from 1989-2001. This unique data set allows us to examine whether products where preferences loom large are more or less likely to be liberalized at the multilateral level. Our results imply that

  9. The Core of an Economy with Multilateral Environmental Externalities

    Microsoft Academic Search

    Henry Tulkens; Parkash Chander

    1997-01-01

    When environmental externalities are international - i.e. transfrontier - they most often are multilateral and embody public good characteristics. Improving upon inefficient laissez-faire equilibria requires voluntary cooperation for which the game-theoretic core concept provides optimal outcomes that have interesting properties against free riding. To define the core, however, the characteristic function of the game associated with the economy (which specifies

  10. Development of an EtherCAT enabled digital servo controller for the Green Bank Telescope

    NASA Astrophysics Data System (ADS)

    Whiteis, Peter G.; Mello, Melinda J.

    2012-09-01

    EtherCAT (Ethernet for Control Automation Technology) is gaining wide spread popularity in the automation industry as a real time field bus based on low cost, Ethernet hardware. EtherCAT maximizes use of 100Mbps Ethernet hardware by using a collision free ring topology, efficient Ethernet frame utilization (> 95%), and data exchange "on the fly". These characteristics enable EtherCAT to achieve Master to Slave node data exchange rates of > 1000 Hz. The Green Bank Telescope, commissioned in 2000, utilizes an analog control system for motion control of 8 elevation and 16 azimuth motors. This architecture, while sufficient for observations at frequencies up to 50GHz, has significant limitations for the current scientific goals of observing at 115GHz. Accordingly, the Green Bank staff has embarked on a servo upgrade project to develop a digital servo system which accommodates development and implementation of advanced control algorithms. This paper describes how the new control system requirements, use of existing infrastructure and budget constraints led us to define a distributed motion control architecture where EtherCAT real-time Ethernet was selected as the communication bus. Finally, design details are provided that describe how NRAO developed a custom EtherCAT-enabled motor controller interface for the GBT's legacy motor drives in order to provide technical benefits and flexibility not available in commercial products.

  11. 31 CFR 26.2 - Availability of project listings.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ...Office of Multilateral Development Banks of the Department of the...Administration (NOAA), and the Bank Information Center (BIC) (which is a private, nongovernmental organization...each multilateral development bank (MDB) of project...

  12. 31 CFR 26.2 - Availability of project listings.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ...Office of Multilateral Development Banks of the Department of the...Administration (NOAA), and the Bank Information Center (BIC) (which is a private, nongovernmental organization...each multilateral development bank (MDB) of project...

  13. Sediment transport and development of banner banks and sandwaves in an extreme tidal system: Upper Bay of Fundy, Canada

    NASA Astrophysics Data System (ADS)

    Li, Michael Z.; Shaw, John; Todd, Brian J.; Kostylev, Vladimir E.; Wu, Yongsheng

    2014-07-01

    Multibeam sonar mapping and geophysical and geological groundtruth surveys were coupled with tidal current and sediment transport model calculations to investigate the sediment transport and formation processes of the complex seabed features off the Cape Split headland in the upper Bay of Fundy. The Cape Split banner bank, composed of coarse to very coarse sand, is a southwest-northeast oriented, large tear-drop shaped sand body with superimposed sand waves that show wavelengths from 15 to 525 m and heights from 0.5 to 19 m. Isolated and chains of barchan dunes occur on top of a shadow bank to the southeast of the banner bank. The barchan dunes are composed of well-sorted medium sand and are oriented northwest-southeast. Their mean height and width are 1.5 and 55 m, respectively. A gravel bank, with an elongated elliptical shape and west-east orientation, lies in the Minas Passage erosional trough east of the headland to form the counterpart to the sandy Cape Split banner bank. The southern face is featureless but the northern face is covered by gravel megaripples. Tidal model predictions and sediment transport calculations show that the formation of the banner bank and the gravel bank are due to the development of the transient counter-clockwise and clockwise tidal eddies respectively to the west and east of the headland. The formation of barchan dunes is controlled by the nearly unidirectional flow regime in outer Scots Bay. Sand waves on the flanks of the Cape Split banner bank show opposite asymmetry and the barchan dunes are asymmetric to the northeast. The tidal current and sediment transport predictions corroborate bedform asymmetry to show that sand wave migration and net sediment transport is to southwest on the northern flank of the banner bank but to northeast on the southern bank. Long-term migration of the Scots Bay barchan dunes is to the northeast. Spring-condition tidal currents can cause frequent mobilization and high-stage transport over the banner bank and barchan dunes. Strong currents in Minas Passage can cause infrequent low-stage transport over the megarippled northern face but are not high enough to mobilize the coarser gravels on the southern face of the gravel bank.

  14. Development of coral banks in Porcupine Seabight: do they have Mediterranean ancestors?

    Microsoft Academic Search

    Ben De Mol; Jean-Pierre Henriet; Miquel Canals

    This paper presents an overview of the spatial distribution and morphology of coral banks in the Porcupine Seabight in relation to their environmental settings. The study area is characterised by well-delimited clusters of coral banks, each featuring typical bank morphology and environmental setting. In the central part of the basin, two mound provinces can be identified: a set of complex

  15. Development of Multimedia Messaging Service (MMS)-based receipt system for mobile banking

    Microsoft Academic Search

    Mohd Hilmi Hasan; Aklili Khalid

    2010-01-01

    Mobile devices are becoming more important in daily lives and they also have gained increasing acceptance in banking services, for example Short Messaging Service (SMS)-based m-banking system. In this particular system, an SMS receipt will be delivered to users for any transactions done. Though we could gain many benefits out of it, SMS is considered as informal receipt for banking

  16. Banking on the Internet.

    ERIC Educational Resources Information Center

    Internet Research, 1996

    1996-01-01

    Electronic ground was broken in 1995 with the development of the completely Internet-based bank Security First Network Bank. This article discusses the need for developing online services, outlines the reasons for the formation of an Internet-based bank and argues that to remain competitive financial services providers must provide easier customer…

  17. Coordination of International Risk-Reduction Investigations by the Multilateral Human Research Panel for Exploration

    NASA Technical Reports Server (NTRS)

    Charles, John B.; Bogomolov, Valery V.

    2015-01-01

    Effective use of the unique capabilities of the International Space Station (ISS) for risk reduction on future deep space missions involves preliminary work in analog environments to identify and evaluate the most promising techniques, interventions and treatments. This entails a consolidated multinational approach to biomedical research both on ISS and in ground analogs. The Multilateral Human Research Panel for Exploration (MHRPE) was chartered by the five ISS partners to recommend the best combination of partner investigations on ISS for risk reduction in the relatively short time available for ISS utilization. MHRPE will also make recommendations to funding agencies for appropriate preparatory analog work. In 2011, NASA's Human Research Program (HRP) and the Institute of Biomedical Problems (IBMP) of the Russian Academy of Science, acting for MHRPE, developed a joint US-Russian biomedical program for the 2015 one-year ISS mission (1YM) of American and Russian crewmembers. This was to evaluate the possibilities for multilateral research on ISS. An overlapping list of 16 HRP, 9 IBMP, 3 Japanese, 3 European and 1 Canadian investigations were selected to address risk-reduction goals in 7 categories: Functional Performance, Behavioral Health, Visual Impairment, Metabolism, Physical Capacity, Microbial and Human Factors. MHRPE intends to build on this bilateral foundation to recommend more fully-integrated multilateral investigations on future ISS missions commencing after the 1YM. MHRPE has also endorsed an on-going program of coordinated research on 6-month, one-year and 6-week missions ISS expeditions that is now under consideration by ISS managers. Preparatory work for these missions will require coordinated and collaborative campaigns especially in the psychological and psychosocial areas using analog isolation facilities in Houston, Köln and Moscow, and possibly elsewhere. The multilateral Human Analogs research working group (HANA) is the focal point of those planning discussions, with MHRPE coordinating between the national programs and then supporting implementation on ISS. Experience gained during preparations for the 1YM has identified improvements in both American and Russian processes to enable well-integrated investigations on all subsequent ISS expeditions. Among those is that the greatest efficiency is to be gained with investigations that are fully integrated from their conception, with co-principal investigators, a consolidated proposal and integrated plans for crewmember time and other flight-related resources. Analog investigations preceding future ISS expeditions will employ these lessons in efficiency to evaluate the techniques and tools to be validated aboard ISS. In this way, the resources and capabilities of ISS can be applied most efficiently to solving the problems facing astronauts of all nations in missions deep into the solar system.

  18. Palestinian refugees in the West Bank and Gaza Strip: health = development.

    PubMed

    Husseini, A S

    1996-01-01

    This paper seeks to identify measures to ameliorate health risks of displaced persons (Palestinian refugees) and to explore the integral relationship between health and development in Palestine. The health status of Palestinian refugees in the West Bank and Gaza Strip is still a source of concern to the newly formed national authority. The health status and socio-economic characteristics of Palestinian refugees are discussed in relation to the major health risks affecting the refugee population. Some measures to ameliorate those risks and to alleviate this burden from the backs of refugees are identified, and the complex relationship between health and development is explored. It is concluded that there is a need for more involvement and participation of refugees themselves in identifying and providing solutions for their problems. PMID:8818304

  19. Application of a computerized vibroacoustic data bank for random vibration criteria development

    NASA Technical Reports Server (NTRS)

    Ferebee, R. C.

    1982-01-01

    A computerized data bank system was developed for utilization of large amounts of vibration and acoustic data to formulate component random vibration design and test criteria. This system consists of a computer, graphics tablets, and a dry silver hard copier which are all desk top type hardware and occupy minimal space. Currently, the data bank contains data from the Saturn 5 and Titan 3 flight and static test programs. The vibration and acoustic data are stored in the form of power spectral density and one third octave band plots over the frequency range from 20 to 2000 Hz. The data were stored by digitizing each spectral plot by tracing with the graphics tablet. The digitized data were statistically analyzed, and the resulting 97.5 percent confidence levels were stored on tape along with the appropriate structural parameters. Standard extrapolation procedures were programmed for prediction of component random vibration test criteria for new launch vehicle and payload configurations. A user's manual is included to guide potential users through the programs.

  20. Three-D multilateration: A precision geodetic measurement system

    NASA Technical Reports Server (NTRS)

    Escobal, P. R.; Ong, K. M.; Vonroos, O. H.; Shumate, M. S.; Jaffe, R. M.; Fliegel, H. F.; Muller, P. M.

    1973-01-01

    A technique of satellite geodesy for determining the relative three dimensional coordinates of ground stations within one centimeter over baselines of 20 to 10,000 kilometers is discussed. The system is referred to as 3-D Multilateration and has applications in earthquake hazard assessment, precision surveying, plate tectonics, and orbital mechanics. The accuracy is obtained by using pulsed lasers to obtain simultaneous slant ranges between several ground stations and a moving retroreflector with known trajectory for aiming the lasers.

  1. Applying Banks' Typology of Ethnic Identity Development and Curriculum Goals to Story Content, Classroom Discussion, and the Ecology of Classroom and Community: Phase One. Instructional Resource No. 24.

    ERIC Educational Resources Information Center

    Tomlinson, Louise M.

    This instructional resource describes ways in which J. A. Banks' typology of the stages of ethnic identity development and related curriculum goals can be applied to literacy instruction. Banks' definitions of the stages of development and the curriculum goals for each stage are provided. Strategies for analyzing materials and developing relevant…

  2. Security Multilateralism in Asia: Views from the United States and japan

    Microsoft Academic Search

    Ralph Cossa; Akiko Fukushima; Stephan Haggard; Daniel J. Pinkston

    1999-01-01

    In this policy paper, two leading authorities on the topic--one Japanese and one American--take a look at the rise of regional multilateralism in Asia. Akiko Fukushima’s monograph provides a rich historical background on Japan’s periodic flirtation with multilateralism, including the disappointments during the inter- war and immediate post-war period. Dr. Fukushima traces renewed interest in multilateralism to a thaw in

  3. THE ROLE OF SMALL SCALE WASTEWATER TREATMENT IN THE DEVELOPMENT OF WATER RESOURCES IN WEST BANK OF PALESTINE

    Microsoft Academic Search

    M. Y. Sbeih

    SUMMARY -There has been substantial developments in wastewater management and treatment technology worldwide during the past decades. Approximately 95% of the generated wastewater in the world as well as 93% in the West Bank is released to the environment without treatment. Wastewater has been identified as the main land based point source pollutant causing contamination of the marine environment. The

  4. The systematic strategy of knowledge management in elementary school administration the development of distributed object oriented knowledge bank

    Microsoft Academic Search

    CHIEN-HSUN TSENG; CHUN-YU CHEN; CHIH-LIAO CHU

    This study makes efforts in developing the object-oriented knowledge management system with effective sharing mechanism in elementary school administration. In base of Taiwan's elementary school education, we need to use the systematic strategy of knowledge management, building the index of knowledge bank, knowledge map of human resource, and knowledge base system of professional documents. And we make system evaluation by

  5. Developing the Communicative Participation Item Bank: Rasch Analysis Results from a Spasmodic Dysphonia Sample

    ERIC Educational Resources Information Center

    Baylor, Carolyn R.; Yorkston, Kathryn M.; Eadie, Tanya L.; Miller, Robert M.; Amtmann, Dagmar

    2009-01-01

    Purpose: The purpose of this study was to conduct the initial psychometric analyses of the Communicative Participation Item Bank--a new self-report instrument designed to measure the extent to which communication disorders interfere with communicative participation. This item bank is intended for community-dwelling adults across a range of…

  6. The development and deployment of Common Data Elements for tissue banks for translational research in cancer – An emerging standard based approach for the Mesothelioma Virtual Tissue Bank

    PubMed Central

    Mohanty, Sambit K; Mistry, Amita T; Amin, Waqas; Parwani, Anil V; Pople, Andrew K; Schmandt, Linda; Winters, Sharon B; Milliken, Erin; Kim, Paula; Whelan, Nancy B; Farhat, Ghada; Melamed, Jonathan; Taioli, Emanuela; Dhir, Rajiv; Pass, Harvey I; Becich, Michael J

    2008-01-01

    Background Recent advances in genomics, proteomics, and the increasing demands for biomarker validation studies have catalyzed changes in the landscape of cancer research, fueling the development of tissue banks for translational research. A result of this transformation is the need for sufficient quantities of clinically annotated and well-characterized biospecimens to support the growing needs of the cancer research community. Clinical annotation allows samples to be better matched to the research question at hand and ensures that experimental results are better understood and can be verified. To facilitate and standardize such annotation in bio-repositories, we have combined three accepted and complementary sets of data standards: the College of American Pathologists (CAP) Cancer Checklists, the protocols recommended by the Association of Directors of Anatomic and Surgical Pathology (ADASP) for pathology data, and the North American Association of Central Cancer Registry (NAACCR) elements for epidemiology, therapy and follow-up data. Combining these approaches creates a set of International Standards Organization (ISO) – compliant Common Data Elements (CDEs) for the mesothelioma tissue banking initiative supported by the National Institute for Occupational Safety and Health (NIOSH) of the Center for Disease Control and Prevention (CDC). Methods The purpose of the project is to develop a core set of data elements for annotating mesothelioma specimens, following standards established by the CAP checklist, ADASP cancer protocols, and the NAACCR elements. We have associated these elements with modeling architecture to enhance both syntactic and semantic interoperability. The system has a Java-based multi-tiered architecture based on Unified Modeling Language (UML). Results Common Data Elements were developed using controlled vocabulary, ontology and semantic modeling methodology. The CDEs for each case are of different types: demographic, epidemiologic data, clinical history, pathology data including block level annotation, and follow-up data including treatment, recurrence and vital status. The end result of such an effort would eventually provide an increased sample set to the researchers, and makes the system interoperable between institutions. Conclusion The CAP, ADASP and the NAACCR elements represent widely established data elements that are utilized in many cancer centers. Herein, we have shown these representations can be combined and formalized to create a core set of annotations for banked mesothelioma specimens. Because these data elements are collected as part of the normal workflow of a medical center, data sets developed on the basis of these elements can be easily implemented and maintained. PMID:18397527

  7. The Baltics -- Banking Crises Observed

    Microsoft Academic Search

    Alex Fleming; Lily Chu

    1996-01-01

    Lessons learned from banking crises in three Baltic republics -- crises that all developed in the context of simultaneous transition and adjustment, putting tremendous strain on banks and their enterprise borrowers.Fleming, Chu, and Bakker compare the banking crises experienced in Estonia, Latvia, and Lithuania, examining the causes, effects, and policy responses.The starting point for the three banking systems was the

  8. Game theoretical multi-agent modelling of coalition formation for multilateral trades

    SciTech Connect

    Yeung, C.S.K.; Poon, A.S.Y.; Wu, F.F. [Univ. of Hong Kong (Hong Kong). Dept. of Electrical Engineering] [Univ. of Hong Kong (Hong Kong). Dept. of Electrical Engineering

    1999-08-01

    In recent years, the electric utility industries world wide have been undergoing deregulation to introduce competitiveness in the generation, transmission , and distribution of electric power. The once centralized system planning and operation management must be remodelled to adapt to the new market structure. In particular, the trading mechanism needs to be totally revised as any party may get involved in this free-market, subject to the unavoidable constraints such as generation volumes, physical transmission means, and days-ahead scheduling. This paper presents a multi-agent model in conjunction with game theory to resolve the coalition formation for multilateral trades. The authors have implemented the model using the Java programming language and the JATLite/JAT0.3 agent development tools developed by Stanford University.

  9. RAPID APPRAISAL OF THE PHILIPPINE COMPLIANCE WITH, AND IMPLEMENTATION OF ITS VARIOUS MULTILATERAL ENVIRONMENTAL AGREEMENTS' OBLIGATIONS

    Microsoft Academic Search

    SUMMARY This study evaluates the implementation of 10 multilateral environmental agreements to which the Philippines is a signatory and\\/or has ratifi ed. Out of these 10 multilateral environmental agreements eight are global, and 2 are regional. They represent various environmental concerns, such as climate change, ozone depletion, biodiversity, bio-safety, heritage sites, forests, oceans and seas, and transboundary air pollution. Using

  10. The World Bank's Participatory Development Approach in the Country Assistance Strategy (CAS) Paper for the Republic of Senegal: Rhetoric or Reality?

    E-print Network

    Ndiaye, Rokhaya

    2009-12-18

    The aim of this thesis is to study the World Bank's participatory development process in the 2007 Country Assistance Strategy (CAS) for the Republic of Senegal. I seek to shed light on the question of whether or not the Bank is willing to follow...

  11. Automation of vibroacoustic data bank for random vibration criteria development. [for the space shuttle and launch vehicles

    NASA Technical Reports Server (NTRS)

    Ferebee, R. C.

    1982-01-01

    A computerized data bank system was developed for utilization of large amounts of vibration and acoustic data to formulate component random vibration design and test criteria. This system consists of a computer, graphics tablet, and a dry-silver hard copier which are all desk-top type hardware and occupy minimal space. The data bank contains data from the Saturn V and Titan III flight and static test programs. The vibration and acoustic data are stored in the form of power spectral density and one-third octave band plots over the frequency range from 20 to 2000 Hz. The data was stored by digitizing each spectral plot by tracing with the graphics tablet. The digitized data was statistically analyzed and the resulting 97.5% probability levels were stored on tape along with the appropriate structural parameters. Standard extrapolation procedures were programmed for prediction of component random vibration test criteria for new launch vehicle and payload configurations. This automated vibroacoustic data bank system greatly enhances the speed and accuracy of formulating vibration test criteria. In the future, the data bank will be expanded to include all data acquired from the space shuttle flight test program.

  12. Bank Terminals

    NASA Technical Reports Server (NTRS)

    1978-01-01

    In the photo, employees of the UAB Bank, Knoxville, Tennessee, are using Teller Transaction Terminals manufactured by SCI Systems, Inc., Huntsville, Alabama, an electronics firm which has worked on a number of space projects under contract with NASA. The terminals are part of an advanced, computerized financial transaction system that offers high efficiency in bank operations. The key to the system's efficiency is a "multiplexing" technique developed for NASA's Space Shuttle. Multiplexing is simultaneous transmission of large amounts of data over a single transmission link at very high rates of speed. In the banking application, a small multiplex "data bus" interconnects all the terminals and a central computer which stores information on clients' accounts. The data bus replaces the maze-of wiring that would be needed to connect each terminal separately and it affords greater speed in recording transactions. The SCI system offers banks real-time data management through constant updating of the central computer. For example, a check is immediately cancelled at the teller's terminal and the computer is simultaneously advised of the transaction; under other methods, the check would be cancelled and the transaction recorded at the close of business. Teller checkout at the end of the day, conventionally a time-consuming matter of processing paper, can be accomplished in minutes by calling up a summary of the day's transactions. SCI manufactures other types of terminals for use in the system, such as an administrative terminal that provides an immediate printout of a client's account, and another for printing and recording savings account deposits and withdrawals. SCI systems have been installed in several banks in Tennessee, Arizona, and Oregon and additional installations are scheduled this year.

  13. World Bank challenge.

    PubMed

    Carty, W P

    1992-01-01

    Founded in 1945 to meet the needs of post-war European reconstruction, the World Bank was formerly know as the International Bank for Reconstruction and Development. While Bank principals increasingly recognize the relationship between population growth and economic development, social investments in family planning have traditionally been less important than conventional Bank activities. Bank staff are generally maladroit in relating to demographic issues and favor carefully designed infrastructure projects over Third World social projects. Dr. Thomas Merrick has recently been appointed Senior Population Adviser to the World Bank. In this position, Dr. Merrick must accomplish the formidable task of convincing skeptical Bank economists that population is directly relevant to their work. He plans to argue the importance of population activities on a country- and issue-specific basis and stress population and family planning policies' bearing on capital formation, health, education, environment, job creation, urban development, and other Bank sectors. Dr. Merrick will also have to build up the number and competence of the World Bank's demographic staff. After having accomplished these internal tasks, the new Senior Population Adviser may also need to address the World Bank's tendency to work with recipient officials who give only low priority to borrowing for family planning. PMID:12344705

  14. From Early Child Development to Human Development: Investing in Our Children's Future. Proceedings of a World Bank Conference (Washington, D.C., April 10-11, 2000).

    ERIC Educational Resources Information Center

    Young, Mary Eming, Ed.

    In April 2000, the World Bank hosted a global conference that addressed the benefits and challenges of investing in early child development (ECD). The landmark conference brought together the world's leading experts, academicians, practitioners, and policymakers to focus on various aspects of ECD. This volume contains the proceedings of the…

  15. DORMAN computer program (study 2.5). Volume 2: User's guide and programmer's guide. [development of data bank for computerized information storage of NASA programs

    NASA Technical Reports Server (NTRS)

    Wray, S. T., Jr.

    1973-01-01

    The DORMAN program was developed to create and modify a data bank containing data decks which serve as input to the DORCA Computer Program. Via a remote terminal a user can access the bank, extract any data deck, modify that deck, output the modified deck to be input to the DORCA program, and save the modified deck in the data bank. This computer program is an assist in the utilization of the DORCA program. The program is dimensionless and operates almost entirely in integer mode. The program was developed on the CDC 6400/7600 complex for implementation on a UNIVAC 1108 computer.

  16. About Banking.

    ERIC Educational Resources Information Center

    Pieslak, Raymond F.

    The student manual for high school level special needs students was prepared to provide deaf students with the basic fundamentals of banking. Five units are presented covering the topics of banks and banking services, checking accounts, other services of banks, savings accounts, and other investments. Each lesson was carefully written for easy…

  17. The development of arbuscular mycorrhiza in two simulated stages of spoil-bank succession

    Microsoft Academic Search

    David Püschel; Jana Rydlová; Miroslav Vosátka

    2007-01-01

    A greenhouse experiment based on a dual mode of mycorrhizal inoculation simulated the formation of mycorrhizal symbiosis at two different stages of plant succession on coalmine spoil banks. The model plants were inoculated either with propagules of the arbuscular mycorrhizal fungi (AMF) Glomus mosseae BEG95, which represented the initial stages of succession, or were provided with the pre-established extraradical mycelium

  18. Early Child Development in Latin America and the Caribbean: List of Projects with World Bank Support.

    ERIC Educational Resources Information Center

    World Bank, Washington, DC. Human Development Network.

    In recent years the World Bank, currently the largest single funding source for education and health programs in the world, has put new emphasis on reaching children in the years before they enter school. Despite the acknowledged benefits to be gained from investing in education, schooling in Latin America has failed to keep pace with the…

  19. Development and application of ice bank precooling equipment used in litchi producing area

    Microsoft Academic Search

    Wang Qian; Xu Wei; Dai Shaobi

    2011-01-01

    A new type of small-size ice bank precooling equip- ment used in litchi producing area is proposed, ice is applied as cold source in this kind of equipment so that it can be operated in litchi orchard without electric power, schematic diagram is given, the principle and characteristics are introduced, ice volume for precooling 500kg litchi is calculated. It shows

  20. Lessons Learned in Rural Finance: The Experience of the Inter-American Development Bank

    Microsoft Academic Search

    Mark D. Wenner

    2002-01-01

    This paper reviews the Bank's lending experience in rural finance and extracts the lessons learned from that experience. It is based on a review of project documents, evaluation reports, and interviews. A sample of 27 projects were studied in detail. Although the review of IDB projects is far from exhaustive, it nevertheless serves to identify some important lessons for the

  1. The queen conch fishery on Pedro Bank, Jamaica: discovery, development, management

    Microsoft Academic Search

    Karl A Aiken; G Andre Kong; Stephen Smikle; Robin Mahon; Richard Appeldoorn

    1999-01-01

    The history, methods, problems and regulation of fishing of the last remaining large queen conch resource in the world, located on a Jamaican fishing bank, are examined. The fishery activities for the queen conch, Strombus gigas Linnaeus are briefly described with the main activities in the industrial sector which produce the bulk of the harvest, which is exported. There are

  2. Developing an Institutional Knowledge Bank at Ohio State University: From Concept to Action Plan.

    ERIC Educational Resources Information Center

    Rogers, Sally A.

    2003-01-01

    There is a growing interest among academic institutions in collecting, preserving, and creating value-added services from digital content produced in teaching and research. Ohio State University plans to build on existing initiatives to create an institutional repository called the Knowledge Bank. An implementation plan and cost assessment are in…

  3. Developing biological resource banks as a supporting tool for wildlife reproduction and conservation

    Microsoft Academic Search

    Trinidad Leon-Quinto; Miguel A. Simon; Rafael Cadenas; Jonathan Jones; Francisco J. Martinez-Hernandez; Juan M. Moreno; Astrid Vargas; Fernando Martinez; Bernat Soria

    2009-01-01

    This work presents a Biological Resource Bank generated as a complementary supporting tool for the reproduction and the in situ and ex situ conservation of the Iberian lynx. In its design we prioritized the preservation of a maximum of the current genetic and biological diversity of the population, and the harmless collection of the samples. To provide future reproductive opportunities

  4. Reconstruction and Developments in the Banking Sector of Bosnia and Herzegovina

    Microsoft Academic Search

    Ali COKUN; Erkan ILGÜN

    Bosnia and Herzegovina (BIH) is a young republic in t he South Eastern Europe, which become independent from Yugoslavia in 1992. The independency was a though process and the economy of BIH seriously damaged in the civil war period during 1992- 1995. But BIH Economy has been reconstructed and improved by taking important steps after the war. BIH Banking sector

  5. PROMIS Pediatric Peer Relationships Scale: Development of a Peer Relationships Item Bank as Part of Social Health Measurement

    PubMed Central

    DeWalt, Darren A.; Thissen, David; Stucky, Brian D.; Langer, Michelle M.; DeWitt, Esi Morgan; Irwin, Debra E.; Lai, Jin-Shei; Yeatts, Karin B.; Gross, Heather E.; Taylor, Olivia; Varni, James W.

    2013-01-01

    Objective This study’s objective was to develop a measure of social health using item response theory as part of the Patient Reported Outcomes Measurement Information System (PROMIS). Methods After candidate items were generated from review of prior literature, focus groups, expert input, and cognitive interviews, items were administered to youth aged 8–17 as part of the PROMIS pediatric large scale testing. Exploratory and confirmatory factor analyses were used to assess dimensionality and to identify instances of local dependence. Items that met the unidimensionality criteria were subsequently calibrated using Samejima’s Graded Response Model. Differential item functioning was examined by gender and age. Results The sample included 3,048 youth who completed the questionnaire (51.8% female, 60% white, and 22.7% with chronic illness). The initial conceptualization of social function and sociability did not yield unidimensional item banks. Rather, factor analysis revealed dimensions contrasting peer relationships and adult relationships. The analysis also identified dimensions formed by responses to positively versus negatively worded items. The resulting 15-item bank measures quality of peer relationships and has strong psychometric characteristics as a full bank or an 8-item short form. Conclusions The PROMIS pediatric peer relationships scale demonstrates good psychometric characteristics and addresses an important aspect of child health. PMID:23772887

  6. A new generation of multilateral well enhances small gas field economics 

    E-print Network

    Atse, Jean-Philippe

    2004-09-30

    The main objective of this study is to investigate the applicability of a new multilateral well architecture in the domain of small size and offshore gas fields. The new architecture completely reverses the current ...

  7. Exchange Bank Position Description

    E-print Network

    Ravikumar, B.

    Exchange Bank Position Description Position Title: Web Technical Administrator FLSA Status: Non applications to support Bank operations · Administer existing vendor supplied web based applications. · Work with vendors and consultants that provide web applications or content. · Work with LAN Administrator to develop

  8. The role of security, privacy, usability and reputation in the development of online banking

    Microsoft Academic Search

    Luis Vicente Casaló; Carlos Flavián; Miguel Guinaliu

    2007-01-01

    Purpose – The purpose of this research is to analyse the influence of perceived web site security and privacy, usability and reputation on consumer trust in the context of online banking. Moreover, the paper also aims to analyse the trust-commitment relationship since commitment is a key variable for establishing successful long-term relationships with customers. Design\\/methodology\\/approach – The paper describes the

  9. Structural Development of an Oceanic Detachment Fault System, Atlantis Bank, Southwest Indian Ridge

    Microsoft Academic Search

    E. A. Miranda; B. E. John; G. Hirth; H. Dick

    2002-01-01

    In slow-spreading environments, both magmatic and tectonic processes accommodate spreading, where the latter can be manifested in the form of an extensional detachment fault system. The detachment fault system of Atlantis Bank, an oceanic core complex formed at the intersection of the Southwest Indian Ridge and the Atlantis II transform, is dissected by transform-parallel normal faults that provide unique cross-sections

  10. It’s Time for Green Banking Management in Romania

    Microsoft Academic Search

    Ioana Florentina Savu

    2012-01-01

    In the current Romanian economic climate banks will have to develop a series of initiatives in order to reduce environmental impact. The article is intended to define banks ecological behavior and establish the role of non – governmental organizations and banking products in bank’s ecological management. It focuses on projects that banks can undertake in partnership with environmental organizations such

  11. Effects of vegetation on chemical and mineralogical characteristics of soils developed on a decantation bank from a copper mine.

    PubMed

    Cerqueira, Beatriz; Vega, Flora A; Silva, Luis F O; Andrade, Luisa

    2012-04-01

    Open cast mining has a strong impact on the environment, the intensity depending on the morphology of the deposit and on the nature of the minerals. At Touro mine (NW Spain) there is a large area covered by tailings, one of which, called the "sedimentation bank", was used to deposit sludge resulting from the extraction of copper in the flotation plant. Three zones were selected and the soils were sampled to analyse the changes brought about by vegetation on the chemical and mineralogical properties of the soils developed over the sedimentation bank and its development over time. The vegetation increased the pH, contents of organic material, nitrogen, clay and free oxides of Fe and Al, and the cationic exchange capacity of the soils. The decrease in the sulphide content, benefited by the vegetation process, led to a reduction in the total content of Cr and Cu. The vegetation also contributed towards the alteration of the primary minerals. The transformation of jarosite, the formation of nanocrystals of hematite, goethite, hydroxypolymers, and amorphous minerals that contained Cu, Cr and Pb were observed. Nevertheless the high Cu and Cr contents indicate that it is advisable to change the restoration process. PMID:22356872

  12. Online Banking Authentication Using Mobile Phones

    Microsoft Academic Search

    Xing Fang; Justin Zhan

    2010-01-01

    Online banking authentication plays an important role in the field of online banking security. In past years, a number of methods, including password token, short message password, and USB token, have been developed for online banking authentication. In this paper, we introduce a new authentication protocol for online banking. Our approach enhances performance and robustness against various attacks by using

  13. Moving toward multilateral mechanisms for the fuel cycle

    SciTech Connect

    Panasyuk,A.; Rosenthal,M.; Efremov, G. V.

    2009-04-17

    Multilateral mechanisms for the fuel cycle are seen as a potentially important way to create an industrial infrastructure that will support a renaissance and at the same time not contribute to the risk of nuclear proliferation. In this way, international nuclear fuel cycle centers for enrichment can help to provide an assurance of supply of nuclear fuel that will reduce the likelihood that individual states will pursue this sensitive technology, which can be used to produce nuclear material directly usable nuclear weapons. Multinational participation in such mechanisms can also potentially promote transparency, build confidence, and make the implementation of IAEA safeguards more effective or more efficient. At the same time, it is important to ensure that there is no dissemination of sensitive technology. The Russian Federation has taken a lead role in this area by establishing an International Uranium Enrichment Center (IUEC) for the provision of enrichment services at its uranium enrichment plant located at the Angarsk Electrolysis Chemical Complex (AECC). This paper describes how the IUEe is organized, who its members are, and the steps that it has taken both to provide an assured supply of nuclear fuel and to ensure protection of sensitive technology. It also describes the relationship between the IUEC and the IAEA and steps that remain to be taken to enhance its assurance of supply. Using the IUEC as a starting point for discussion, the paper also explores more generally the ways in which features of such fuel cycle centers with multinational participation can have an impact on safeguards arrangements, transparency, and confidence-building. Issues include possible lAEA safeguards arrangements or other links to the IAEA that might be established at such fuel cycle centers, impact of location in a nuclear weapon state, and the transition by the IAEA to State Level safeguards approaches.

  14. Cultivating Change: Building on Emergency Food by Incorporating Fresh, Local Produce Into Hamilton's Food Banks to Overcome the Good Food Gap

    Microsoft Academic Search

    Lynnette Hornung

    2011-01-01

    Multilaterally, Canada’s food system is not succeeding – this is related to jurisdictional disconnect in policy objectives and outcomes between aspects of the system. This “good food gap” requires integrated, system-focused solutions.Considering an ecosystems approach to biocultural anthropology and the community food security perspective, this thesis studied food banks’ use of fresh, local produce in Hamilton, Ontario – a city

  15. Techno-Political Space Cooperation: A Longitudinal Analysis of NASA's Bilateral and Multilateral Agreements

    NASA Technical Reports Server (NTRS)

    Hudiburg, John J.

    2004-01-01

    NASA's international programs are both numerous and successful, with over two thousand international agreements forming a foundation of U.S. government cooperation that involved over half the United Nation's membership. Previous research, by the author, into these agreements has identified five variables underlying NASA's international cooperation efforts and these variables form a framework for explaining international cooperation behavior on a macro-level. This paper builds upon that research to effectively explain lower-level patterns of cooperation in NASA's experience. Two approaches for analyzing the space agency's history are used: aggregation of all agreements and a cluster (disaggregated) analysis of four key segments. While researchers of NASA's international cooperation often considered individual cases first, and then generalize to macro-level explanations. This study, in contrast, begins by considering all agreements together in order to explain as much as possible at the macro level before proceeding to lower tier explanations. These lower tier assessments are important to understanding regional and political influences on bilateral and multilateral cooperation. In order to accomplish this lower-tier analysis, the 2000 agreements are disaggregated into logical groupings enabling an analysis of important questions and clearer focus on key patterns concerning developing states, such as the role of international institutions or privatization on international cooperation in space technology.

  16. Mile High Wetland Bank

    NSDL National Science Digital Library

    The site listed here is provided by an environmental consulting firm that works with commercial and private landowners to establish Wetland Banks. An innovative concept (and growing reality) that has received mixed reviews from scientists, Wetland Banking attempts to combine the goals of developers (i.e., to develop a certain area) and wetland conservationists (i.e., to maintain/ restore areas of intact wetlands). If misused, this approach could work against wetland conservation; if properly instated, however, Wetland Banking might offer an alternative to the currently poor success rate of wetland mitigation projects. This resource by Mile High Wetlands Group, LLC, offers background information on Wetland banking, with an emphasis on the Group's local area (Colorado).

  17. Cold-water Coral Mound Development Controlled by Sea Level Fluctuation on the Lower Slope of Great Bahama Bank

    NASA Astrophysics Data System (ADS)

    Correa, T. B.; Eberli, G. P.; Grasmueck, M.; Reed, J.

    2008-05-01

    Cold-water coral mounds are constructed by a combined mechanism of coral growth and trapping of sediments. The interaction between these factors is complex; changes in the ratio of coral growth to sedimentation rates can result in mound burial or erosion. Thus, in addition to biological and hydrodynamic factors, sediment input is critical to mound formation, growth and senescence. We therefore conducted interdisciplinary Autonomous Underwater Vehicle (AUV) and submersible surveys on three coral mound fields on the slope of Great Bahama Bank. Our multibeam maps revealed a high abundance of coral mounds with diverse morphologies. Meanwhile, sub- bottom profiles showed differences on echo-characters; a high-amplitude reflection underlying the mounds is interpreted to have formed during sea level fall, while thick sediment deposits onlapping the strong reflection suggest more recent deposition. The sub-surface data indicate that cold-water coral mound development is controlled by sea level fluctuation. The mechanism proposed is the following: during lowstand period, the platform was exposed resulting in minimal sedimentation rates on slope areas of GBB. Furthermore, faster flow through a more restricted and narrow Straits, contributing to early cementation and exposure of hard substrates. These conditions facilitated colonization of the lower slope areas of GBB by cold-water corals during the last glacial maximum. When sea level began to rise again, flooding occurred on the bank and offbank sediments were transported to slope areas of GBB, contributing to mound growth or burial. Although the submersible samples do not reach the high-amplitude reflection, the sediment samples can be used to test whether or not platform-derived sediments of the GBB contribute to mound development. We are currently analyzing the modal composition and mineralogy of the sediments entrapped in the mounds to verify the provenance of grains and calculating the coral growth rates, so we can affirm that cold-water coral mounds are built up during sea level highstand.

  18. The development of the Garden Banks block 388 FPF mooring system

    SciTech Connect

    Dove, P.G.S.; Librino, F.; Scovell, D.C.

    1995-12-01

    This paper discusses work conducted during the design, procurement and installation of Enserch Exploration, Inc.`s Garden Banks 388 FPF mooring system. The design began with the execution of a trade-off study evaluating and comparing previously installed floating production moorings in the Gulf of Mexico, coupled with evaluation of new concepts and emphasis on cost effective solutions. The design effort involved dynamic analysis and wind tunnel and model tank testing, all in accordance with the newly completed API document RP 2FP1. Inspection of various components from the Placid GC-29 FPS moorings (installed in 1987 and recovered in 1990) determined that sections of chain, jacketed spiral strand wire rope, submersible buoys and connectors could be reused with suitable refurbishment. The excellent condition of the rig`s onboard winching system also resulted in the reuse of the windlasses, with specified upgrades. Because a sufficient amount of used wire was not available, a bare spiral strand wire rope construction was adopted, including zinc anodes in the new sections, rather than jacketed strand. The lack of cost effective installation vessels in the Gulf of Mexico at the time of the installation bid posed challenges to Enserch. However, an innovative preset mooring installation scheme involving Heeremac`s SSCV Balder on its own moorings was adopted. Since the vessel was already in the Gulf of Mexico on contract for other projects, a cost effective contract was negotiated. The results of this effort led to considerable cost savings for Enserch, compared to conventional FPF mooring systems previously installed in the Gulf of Mexico.

  19. A Localized and Secure Method for Transferring Bank Information by SMS for Persian Banks

    Microsoft Academic Search

    Mohammad Hassan Shirali-shahreza

    2008-01-01

    Nowadays m-banking (mobile banking) is widely used in many banks. It has embarked upon supply of various services based on different systems and with the aid of various services such as the Short Message Service (SMS). However in developing countries such as Iran, m-banking is facing some challenges. One of these challenges is the issue of language of this system,

  20. World Bank Institute

    NSDL National Science Digital Library

    The World Bank has a number of specialized units designed to perform research in order to allow the organization to make informed policy decisions throughout the world. This website happens to provide information on the World Bank Institute, which effectively serves as the capacity development arm of the Bank and also "helps countries share and apply global and local knowledge to meet development challenges". On the Institute's site, visitors can find out about its various programs, which include work on preventing HIV/AIDS risk in the Balkans and scholarships designed to promote knowledge sharing and capacity building in the developing world. Visitors will want to pay close attention to the Publications area, as they may view or download working papers from a wide range of topics, including energy policy, labor force development, and development economics.

  1. World Bank: Biodiversity

    NSDL National Science Digital Library

    Many people are familiar with the World Bank's work in the areas of international finance and economic development, but they may not be aware of their work in the area of biodiversity. The World Bank happens to be the world's largest financier of biodiversity, and their work includes supporting the sustainable use of biodiversity outside protected areas, eradication of alien species, and land conservation. First-time visitors may wish to start their journey through the site by clicking on the "What's New" area. Here they will find reports on biodiversity, the role of indigenous peoples in biodiversity conservation, and a review of the World Bank's conservation projects during the past twenty years. Another way to look through the materials on the site is by using the drop-down menus that read "Topic", "Country", and "Region/Income". Visitors can also read overview statements that cover the Bank's work on biodiversity and poverty, biosafety, and mountain ecosystems.

  2. Evaluating the World Bank's Role in Supporting Structural Adjustment in Developing Countries With Special Reference to Egypt

    Microsoft Academic Search

    Amal Nagah Elbeshbishi

    2000-01-01

    This discussion focuses on the effect that World Bank adjustment loans have on a variety of economic indicators. The study is applied to five MENA countries (Egypt, Jordan, Algeria, Morocco, and Tunisia). ^ The findings of the current study support the theory of a positive impact of World Bank adjustment loans on GDP, GNP per capita, exports growth rates, Gross

  3. 12 CFR 1290.6 - Bank community support programs.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... (ii) Describe how the Bank will address identified credit...market opportunities in the Bank's district for targeted community...associates, and public and private economic development organizations in the Bank's district in...

  4. 12 CFR 1290.6 - Bank community support programs.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... (ii) Describe how the Bank will address identified credit...market opportunities in the Bank's district for targeted community...associates, and public and private economic development organizations in the Bank's district in...

  5. 12 CFR 1290.6 - Bank community support programs.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... (ii) Describe how the Bank will address identified credit...market opportunities in the Bank's district for targeted community...associates, and public and private economic development organizations in the Bank's district in...

  6. 76 FR 70069 - Federal Home Loan Bank Community Support Amendments

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-11-10

    ...district; (ii) Describe how the Bank will address identified credit...market opportunities in the Bank's district for targeted community...associates, and public and private economic development organizations in the Bank's district in...

  7. 12 CFR 944.6 - Bank community support programs.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... (ii) Describe how the Bank will address identified credit...market opportunities in the Bank's district for targeted community...associates, and public and private economic development organizations in the Bank's district in...

  8. 12 CFR 1290.6 - Bank community support programs.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... (ii) Describe how the Bank will address identified credit...market opportunities in the Bank's district for targeted community...associates, and public and private economic development organizations in the Bank's district in...

  9. Module No: 410323Commercial Documents and Banking Transactions

    E-print Network

    Module No: 410323Commercial Documents and Banking Transactions Module Title: Co in topics relevant to commercial documents and banking transactions 2. enable students to develop of commercial documents and banking transactions A/4 tackle some social, economic and other topics

  10. Multilateration (local and Wide area) as a distributed sensor system: Lower bounds of accuracy

    Microsoft Academic Search

    G. Galati; M. Leonardi; M. Tosti

    2008-01-01

    The aims of this work is to analyse the Cramer Rao lower bound (CRLB) for passive location of radio sources, as in multilateration (MLAT) systems and in their wide area version. The CRLB is used, in this paper, as the analysis method for the accuracy of position estimation using different measurements, related in a non-linear way to the target kinematics

  11. Research on the relationship between DOP and the number of stations for multilateration system

    Microsoft Academic Search

    Xinxin Pei; Zhigang Huang; Yanbo Zhu; Wei Liu

    2010-01-01

    The positioning precision of multilateration system is relevant with the location of remote stations which is reflected by dilution of precision (DOP). It is a common sense that adding a new station will improve the positioning precision because of the decreasing of DOP. However, nobody has declared the quality relationship between the number of stations and DOP. In this paper,

  12. Multilateral versus Bilateral and Regional Trade Liberalization: explaining China's pursuit of free trade agreements (FTAs)

    Microsoft Academic Search

    Ka Zeng

    2010-01-01

    In recent years, at the same time it has pursued multilateral trade negotiations via membership in the World Trade Organization (WTO), China has embraced a regional approach to trade liberalization by negotiating a number of bilateral or regional free trade agreements (FTAs) with its trading partners. This paper examines China's increasingly active FTA diplomacy and seeks to explain China's motives

  13. Multilateral Transport Games F.B. Shepherd, G.T. Wilfong

    E-print Network

    Wilfong, Gordon

    result of Scarf in game theory. We end with a summary of many open problems. Keywords: Interdomain that provides end-to-end connectivity not by design of a centralized authority or by mutual agreement on some of a certain multilateral transport game is nonempty due to a classical result of Scarf. However, we do

  14. Multilateral Disarmament and the Special Session: Twelfth Conference on the United Nations of the Next Decade.

    ERIC Educational Resources Information Center

    Stanley Foundation, Muscatine, IA.

    The report discusses issues relating to multilateral disarmament in the context of the Special Session of the United Nations General Assembly to be convened in 1978. Intended as a forum for the exchange of ideas of government leaders from the United States and other nations about the international peace-keeping role of the United Nations, the…

  15. U.S. Trade Policy: The Emergence of Regional and Bilateral Alternatives to Multilateralism

    E-print Network

    Sussex, University of

    - 1 - U.S. Trade Policy: The Emergence of Regional and Bilateral Alternatives to Multilateralism Excerpts from Existing Papers: Cobbled Together for University of Sussex Trade Conference September 28 #12;- 2 - Historical Overview of Postwar U.S. Trade Policy From the 1940's, when the postwar

  16. Education and Development: Evidence for New Priorities. World Bank Discussion Papers No. 95.

    ERIC Educational Resources Information Center

    Haddad, Wadi D.; And Others

    Education has been recognized as the cornerstone of economic and social development. Now it is even more important as technological change and new methods of production transform the world economy. Development will depend more and more on knowledge-intensive industries, agriculture, and services. The continuing economic crisis, however, is…

  17. Measuring resilience after spinal cord injury: Development, validation and psychometric characteristics of the SCI-QOL Resilience item bank and short form.

    PubMed

    Victorson, David; Tulsky, David S; Kisala, Pamela A; Kalpakjian, Claire Z; Weiland, Brian; Choi, Seung W

    2015-05-01

    Objective To describe the development and psychometric properties of the Spinal Cord Injury - Quality of Life (SCI-QOL) Resilience item bank and short form. Design Using a mixed-methods design, we developed and tested a resilience item bank through the use of focus groups with individuals with SCI and clinicians with expertise in SCI, cognitive interviews, and item-response theory based analytic approaches, including tests of model fit and differential item functioning (DIF). Setting We tested a 32-item pool at several medical institutions across the United States, including the University of Michigan, Kessler Foundation, the Rehabilitation Institute of Chicago, the University of Washington, Craig Hospital and the James J. Peters/Bronx Department of Veterans Affairs medical center. Participants A total of 717 individuals with SCI completed the Resilience items. Results A unidimensional model was observed (CFI = 0.968; RMSEA = 0.074) and measurement precision was good (theta range between -3.1 and 0.9). Ten items were flagged for DIF, however, after examination of effect sizes we found this to be negligible with little practical impact on score estimates. The final calibrated item bank resulted in 21 retained items. Conclusion This study indicates that the SCI-QOL Resilience item bank represents a psychometrically robust measurement tool. Short form items are also suggested and computer adaptive tests are available. PMID:26010971

  18. JOINT WORLD BANK INSTITUTE/EPA CHINA WORKSHOP ON ENFORCEMENT AND COMPLIANCE - E&C ROLES IN DEALING WITH CURRENT AND PROJECTED MAJOR ENVIRONMENTAL ISSUES IN CHINA'S ECONOMIC DEVELOPMENT

    EPA Science Inventory

    The World Bank Institute (WBI) provides funding for economic development in China. Modules of this funding are specifically dedicated for environmental protection projects. One of these modules is the development of compliance and enforcement. This is broken down into identifi...

  19. Phenological bud bank development of Bouteloua gracilis, Hesperostipa comata, and Pascopyrum smithii during drought in the Northern Great Plains

    Technology Transfer Automated Retrieval System (TEKTRAN)

    Vegetative reproduction in rangelands relies on tiller recruitment from belowground bud banks. Improved understanding of species-specific bud production and phenology would facilitate timing of aboveground management strategies. Twelve individual plants of the warm season grass (Bouteloua gracilis...

  20. Online banking applications and community bank performance

    Microsoft Academic Search

    Ram N. Acharya; Albert Kagan; Srinivasa Rao Lingam

    2008-01-01

    Purpose – The purpose of this paper is to examine the impact of online banking intensity on the financial performance of community banks. Design\\/methodology\\/approach – This study estimates online banking intensity and bank performance indices using a combination of primary and secondary data. Online banking intensity is specified as a latent construct and estimated using web feature data collected from

  1. INSTRUMENT DEVELOPMENT FOR THE GREEN BANK SOLAR RADIO BURST SPECTROMETER (GB/SRBS)

    E-print Network

    White, Stephen

    to receive solar radio emissions with adequate temporal and spectral resolution to probe a wide variety polarization inverted-vee style antenna, a high dynamic range, low noise amplifier, and a specially developed sweep-frequency spectrometer covering the 20-70 MHz band. The frequency and temporal resolutions are 30

  2. Trends in Private Sector Development in World Bank Education Projects. Policy Research Working Paper Series.

    ERIC Educational Resources Information Center

    Sosale, Shobhana

    The private sector is playing an increasingly important role in financing and providing educational services in many countries. (Often the term "private sector" encompasses households' out-of-pocket expenses rather than describing for-profit or not-for-profit sectors.) Private sector development has not arisen primarily through public policy…

  3. Banking on it: Public policy and the ethics of stem cell research and development

    Microsoft Academic Search

    Mita Giacomini; Francoise Baylis; Jason Robert

    2007-01-01

    If the therapeutic potential of stem cell-based therapies is ever realized, demand for stem cells and derivative tissues will be tremendous and will create new challenges for health care systems, especially publicly funded health care systems. We propose a framework for the ethical analysis of stem cell research and development that considers the welfare of communities, tissue recipients, and cell

  4. Radio for Education and Development: Case Studies, Volume I. World Bank Staff Working Paper No. 266.

    ERIC Educational Resources Information Center

    Spain, Peter L.; And Others

    Six papers describe use of the radio for in-school and out-of-school formal education in this first volume of working papers on how radio can and is being used for education and development. Part one on in-school education contains: a Nicaraguan project to teach mathematics to first grade children (including curriculum, materials, teacher…

  5. Earth Science World ImageBank (ESWIB): A Comprehensive Collection of Geoscience Images Being Developed by the American Geological Institute

    NASA Astrophysics Data System (ADS)

    Howe, A. W.; Keane, C. M.

    2003-12-01

    Although there are geoscience images available in numerous locations around the World Wide Web, there is no universal comprehensive digital archive where teachers, students, scientists, and the general public can gather images related to the Earth Sciences. To fill this need, the American Geological Institute (AGI) is developing the largest image database available: the Earth Science World ImageBank (ESWIB). The goal of ESWIB is to provide a variety of users with free access to high-quality geoscience images and technical art gathered from photographers, government organizations, and scientists. Each image is cataloged by location, author, image rights, and a detailed description of what the image shows. Additionally, images are cataloged using keywords from AGI's precise Georef indexing methodology. Students, teachers, and the general public can search or browse and download these images for use in slide show presentations, lectures, papers, or for other educational and outreach uses. This resource can be used for any age level, in any kind of educational venue. Users can also contribute images of their own to the database through the ESWIB website. AGI is scanning these images at a very high resolution (16 x 20 inches) and depending on the author's rights, is making high-resolution copies (digital or print) available for non-commercial and commercial purposes. This ImageBank is different from other photo sites available in that the scope has more breadth and depth than other image resources, and the images are cataloged with a very high grade of detail and precision, which makes finding needed images fast and easy. The image services offered by ESWIB are also unique, such as the low-cost commercial options and high quality image printouts. AGI plans on adding more features to ESWIB in the future, including connecting this resource to the up-coming online Glossary of Geology, a geospatial search option, using the images to make generic PowerPoint presentations that teachers can use and/or modify for their classes, lesson plans related to using the ImageBank, and a `photo of the day' section that will highlight a particular photo which stands out. AGI began work on this project in August of 2002 with the initial scanning and editing of images. ESWIB currently has over 1,300 images cataloged and searchable through the database homepage. In addition to the cataloged images, there are approximately 6,700 images waiting to be edited and cataloged, and over 10,000 images identified for submission at this point. AGI is constantly soliciting images in an attempt to expand the database. Through press releases, e-mail announcements, and our member societies, AGI publicized the launch of ESWIB in June of 2003. Since the launch, ESWIB has received over 300,000 image views as well as publicity in Space Daily, Russian and German news sites, various links through science websites, and most recently in Science Magazine's NetWatch section (August 29th, 2003).

  6. World Bank: News & Broadcast

    NSDL National Science Digital Library

    From logistics to international development, the World Bank's News & Broadcast website is worth bookmarking, particularly for public policy types, international affairs scholars, and anyone with a penchant for global matters. The homepage presents a news area, complete with icons which indicate whether there is video or audio associated with each item. Not only is it a good way to learn about the World Bank's activities, it is another way to stay on top of economic development strategies, political unrest, and foreign investment patterns. Visitors to the site can search all of the media available here, look over the World Bank's YouTube channel, and sign up for their RSS feed. Those persons looking for specific types of information can find a number of categories, including "Speeches", and "Issue Briefs".

  7. Banking on it: public policy and the ethics of stem cell research and development.

    PubMed

    Giacomini, Mita; Baylis, Francoise; Robert, Jason

    2007-10-01

    If the therapeutic potential of stem cell-based therapies is ever realized, demand for stem cells and derivative tissues will be tremendous and will create new challenges for health care systems, especially publicly funded health care systems. We propose a framework for the ethical analysis of stem cell research and development that considers the welfare of communities, tissue recipients, and cell sources in relation to a range of stem cell production and distribution options. Ethical desiderata include: equitable access, maximized potential therapeutic benefit across demographic and disease groups, and reasonable cost. Other ethical priorities include the minimization of stem cell line and tissue wastage, risk of immune rejection, risk of transmitting diseases, the use of human embryos, and risk to those contributing source cells. We array plausible sources of stem cells and distribution strategies to characterize 12 potential models for producing and distributing cells and tissues in the future. We describe "personalized", "matched", and "universalized" models, and compare the ethical acceptability of these models. Popular and scientific discourses about stem cells typically emphasize personalized or matched stem cell distribution models. We show that universalized models may ultimately best serve the interest of taxpayers, communities and patients who hold high stakes in the therapeutic success of stem cell science. They are therefore highly worthy of scientific pursuit. This conclusion is provisional and the framework must be reapplied as scientific knowledge, technological capacity and ethical mores evolve. PMID:17590489

  8. Are foreign banks always the best? Comparison of state-owned, private and foreign banks in India

    Microsoft Academic Search

    Rudra Sensarma

    2006-01-01

    Researchers have used different approaches and techniques to measure bank performance but most of these studies have been restricted to developed economies. Among the few papers that exist for developing economies, either efficiency or productivity of banks have been estimated based on which inferences about the banking industry have been made. In this paper we estimate efficiency of Indian banks

  9. Measuring depression after spinal cord injury: Development and psychometric characteristics of the SCI-QOL Depression item bank and linkage with PHQ-9.

    PubMed

    Tulsky, David S; Kisala, Pamela A; Kalpakjian, Claire Z; Bombardier, Charles H; Pohlig, Ryan T; Heinemann, Allen W; Carle, Adam; Choi, Seung W

    2015-05-01

    Objective To develop a calibrated spinal cord injury-quality of life (SCI-QOL) item bank, computer adaptive test (CAT), and short form to assess depressive symptoms experienced by individuals with SCI, transform scores to the Patient Reported Outcomes Measurement Information System (PROMIS) metric, and create a crosswalk to the Patient Health Questionnaire (PHQ)-9. Design We used grounded-theory based qualitative item development methods, large-scale item calibration field testing, confirmatory factor analysis, item response theory (IRT) analyses, and statistical linking techniques to transform scores to a PROMIS metric and to provide a crosswalk with the PHQ-9. Setting Five SCI Model System centers and one Department of Veterans Affairs medical center in the United States. Participants Adults with traumatic SCI. Main Outcome Measures Spinal Cord Injury - Quality of Life (SCI-QOL) Depression Item Bank Results Individuals with SCI were involved in all phases of SCI-QOL development. A sample of 716 individuals with traumatic SCI completed 35 items assessing depression, 18 of which were PROMIS items. After removing 7 non-PROMIS items, factor analyses confirmed a unidimensional pool of items. We used a graded response IRT model to estimate slopes and thresholds for the 28 retained items. The SCI-QOL Depression measure correlated 0.76 with the PHQ-9. Conclusions The SCI-QOL Depression item bank provides a reliable and sensitive measure of depressive symptoms with scores reported in terms of general population norms. We provide a crosswalk to the PHQ-9 to facilitate comparisons between measures. The item bank may be administered as a CAT or as a short form and is suitable for research and clinical applications. PMID:26010968

  10. Mozilla Digital Memory Bank

    NSDL National Science Digital Library

    The Center for History and New Media at George Mason University doesn't shy away from provocative digital archive projects, and the Mozilla Digital Memory Bank is certainly one such work. Drawing on support from the Alfred P. Sloan Foundation and the Mozilla Foundation this site serves as a permanent, open, peer-produced digital archive of Mozilla history. Users are welcome to start by browsing the "Memory Bank" section, which includes blogs, interviews, documents, testimonials, and press releases. For those with a geographical bent, there is the "Mozilla Map", which lets users find out where in the world Mozilla developers and users are located. And for those who can't make up their mind about where to start, they can just click on over to the "Featured Bank Deposit" and start reading.

  11. Academic Interventions Bank Training.

    ERIC Educational Resources Information Center

    Jenkins, Tom; Torrens, Meg

    This paper describes development of a bank of interventions in response to individual student needs identified by Student Study Teams (SSTs) in the Horry County (South Carolina) school district. It also describes the training of SST members in the selection, application, and monitoring of each intervention. Following a survey that identified basic…

  12. HPCwire Job Bank

    NSDL National Science Digital Library

    HPCwire Job Bank has become the matchmaker site of choice for bringing together the best talent and the leading employers in HPC commercial computing, research, academia, and the entire ecosystem of suppliers and users of HPC systems and technology, representing career opportunities in hardware, software, middleware, sales, marketing, consulting, design, development, engineering, research, testing, customer support and production.

  13. Timing of fire relative to seed development may enable non-serotinous species to recolonize from the aerial seed banks of fire-killed trees

    NASA Astrophysics Data System (ADS)

    Michaletz, S. T.; Johnson, E. A.; Mell, W. E.; Greene, D. F.

    2013-07-01

    The existence of non-serotinous, non-sprouting species in fire regimes where serotiny confers an adaptive advantage is puzzling, particularly when these species recruit poorly from soil seed banks or from burn edges. In this paper, white spruce (Picea glauca (Moench) Voss) was used to show how the timing of fire relative to seed development may permit non-serotinous species to recolonize burned areas from the aerial seed banks of fire-killed trees. To estimate survival of seeds within closed cones during crown fires, cone heating was simulated using a one-dimensional conduction model implemented in a three-dimensional computational fluid dynamics fire behavior model. To quantify the area burned when germinable seed would be contained within closed cones during a mast year, empirical fire occurrence and seed development (germinability and cone opening) data were compared for multiple locations across the white spruce range. Approximately 12% of cones contained viable seed following crown fire simulations (0.072 m s-1 mean spread rate; 9147 kW m-1 mean intensity), and roughly half of the historical area burned resulted from fires that occurred when closed cones would contain germinable seed. Together, these results suggest that non-serotinous species may recolonize burned areas from in situ aerial seed banks, and that this may be an important cause of their existence in fire regimes to which they otherwise seem poorly suited.

  14. The HRD Competencies as Perceived by the Human Resource Development Professionals in Banks in Cote d'Ivoire

    ERIC Educational Resources Information Center

    Konan, Affoue Zitagisele

    2010-01-01

    The purposes of this study were to identify how Ivorian HRD professionals in banks perceived their current expertise levels of the HRD competencies, and how these professionals perceived the importance of these competencies needed to be successful in their occupations. In addition, this study determined competencies that are perceived to have the…

  15. The Pricing of Bonds and Bank Loans in International Markets: An Empirical Analysis of Developing Countries' Foreign Borrowing

    Microsoft Academic Search

    Sebastian Edwards

    1986-01-01

    The purpose of this paper is to compare the pricing of bank loans and bonds in international markets. The results obtained, using data on LDC debtors, indicate that in both markets the country risk premium has responded to some of the variables suggested by the theory. However, the way in which these variables affect the risk premium differs across these

  16. Leviathan as a Minority Shareholder: A Study of Equity Purchases by the Brazilian National Development Bank (BNDES), 1995-2003

    Microsoft Academic Search

    Sergio G. Lazzarini; Aldo Musacchio

    2011-01-01

    There is a growing literature comparing the performance of private vs. state-owned companies. Yet, there is little work examining the effects of having the government as a minority shareholder of private companies. We conduct such a study using data for 296 publicly-traded corporations in Brazil, looking at the effects of equity purchases by the National Bank for Economic and Social

  17. General Banking Conditions 2009 General Banking Conditions

    E-print Network

    Franssen, Michael

    or to the integrity of the financial system. 3 Activities and objectives The Customer provides information to the Bank activities. The Bank may give goods, docu- ments of title, securities or financial instruments that belongGeneral Banking Conditions 2009 r #12;#12;1 General Banking Conditions (Version 2009

  18. DORMAN computer program (study 2.5). Volume 1: Executive summary. [development of data bank for computerized information storage of NASA programs

    NASA Technical Reports Server (NTRS)

    Stricker, L. T.

    1973-01-01

    The DORCA Applications study has been directed at development of a data bank management computer program identified as DORMAN. Because of the size of the DORCA data files and the manipulations required on that data to support analyses with the DORCA program, automated data techniques to replace time-consuming manual input generation are required. The Dynamic Operations Requirements and Cost Analysis (DORCA) program was developed for use by NASA in planning future space programs. Both programs are designed for implementation on the UNIVAC 1108 computing system. The purpose of this Executive Summary Report is to define for the NASA management the basic functions of the DORMAN program and its capabilities.

  19. Commercial Bank Exposure and Sensitivity to the Real Estate Market

    Microsoft Academic Search

    Marcus T. Allen; Jeff Madura; Kenneth J. Wiant

    1995-01-01

    In this study, we assess the balance sheet exposure of commercial banks to the real estate market, and develop a hypothesis on the potential systematic effects of real estate conditions across banks. By applying a seemingly unrelated regression (SUR) model to bank portfolios, we test for the relation between bank values and a real estate market proxy after controlling for

  20. Robbing Banks with Their Own Software-an Exploit Against Norwegian Online Banks

    Microsoft Academic Search

    Yngve Espelid; André N. Klingsheim; Kjell Jørgen Hole

    2008-01-01

    The banking industry in Norway has developed a new security infrastruc- ture for conducting commerce on the Internet. The initiative, called BankID, aims to become a national ID infrastructure supporting services such as authentication and digital signatures for the entire Norwegian population. This paper describes a man-in-the-middle vulnerability in online banking applications using BankID. An exploit has been implemented and

  1. Construction of Haptic Transmission Network for Haptic Broadcasting by Articulated Multilateral Control

    NASA Astrophysics Data System (ADS)

    Ishii, Takumi; Katsura, Seiichiro

    Recently, haptic broadcasting technology has received considerable attention, and the construction of haptic broadcasting network is desired. In this paper, we propose a method of the construction of haptic transmission networks for haptic broadcasting by articulated multilateral control. The proposed method can be used to realize the following; 1) real-time-controlled haptic transmission between many systems and 2) change in the number of systems without modifying the control systems. As a result, it is possible to receive force feedback from remote environments when many haptic devices are connected to each other. The experimental results prove the feasibility of the proposed method.

  2. Designing Agricultural Development Projects for the Small Scale Farmers: Some Lessons from the World Bank Assistance Small Holder Oil Palm Development Scheme in Nigeria

    NASA Astrophysics Data System (ADS)

    Orewa, S. I.

    The study was carried out to investigate farmers reasons for intercropping their oil palm farms with food and other cash crops rather than the sole oil palm planting arrangement specified for participation in the World Bank Assistance Smallholder Oil Palm development project financed during the 1975-83 period. The study was conducted at the Ekuku-Agbor Tree Crop Unit Zone (to the East) and Mosogar Tree Crop Unit Zone (to the Southwest) of the old Bendel State of Nigeria. A total of 35 oil palm farmers were randomly selected from each zone for the study. The study tried to identify the size of oil palm cultivated, types of food and cash crops planted and the proportion consumed and sold and the sufficiency of labour for various farm activities. The study showed that the average oil palm farm size at Ekuku-Agbor zone was smaller (about 1.57 ha) and more fragmented while for Mosogar zone it was 2.28 ha. However a greater percentage (over 65%) of the farms at both locations were within 0.01-2.00 ha farm size range which could be said to be relatively small. The study revealed that among other factors the farmers desire to ensure adequate family food needs which equates to food security and some cash to meet regular family financial needs necessitated their intercropping of the oil palm farms. Others include the need to maximize the returns from the use of labour which they considered a major limiting factor in farm maintenance and to take advantage of the relative high unit price of cassava and its products that prevailed then by cultivating on any available land space including the palm plantations and thereby increasing their farm income.

  3. Effects of the Terra Nova offshore oil development on benthic macro-invertebrates over 10 years of development drilling on the Grand Banks of Newfoundland, Canada

    NASA Astrophysics Data System (ADS)

    Paine, Michael D.; DeBlois, Elisabeth M.; Kilgour, Bruce W.; Tracy, Ellen; Pocklington, Patricia; Crowley, Roger D.; Williams, Urban P.; Gregory Janes, G.

    2014-12-01

    This paper describes effects of drilling with water and synthetic-based drilling muds on benthic macro-invertebrates over 10 years at the Terra Nova offshore oil development. As such, the paper provides insight on the effects of relatively new synthetic-based drilling muds (SBMs), and makes an important contribution to our understanding of the long-term chronic effects of drilling on benthic communities. The Terra Nova Field is located approximately 350 km offshore on the Grand Banks of Newfoundland (Canada). Sediment and invertebrate samples were collected in 1997 (baseline) prior to drilling, and subsequently in 2000, 2001, 2002, 2004, 2006, 2008 and 2010. Approximately 50 stations were sampled in each year at distances of less than 1 to approximately 20 km from drill centres. Summary benthic invertebrate community measures examined were total abundance, biomass, richness, diversity and multivariate measures of community composition based on non-Metric Dimensional Scaling (nMDS). Decreases in abundance, biomass and richness were noted at one station located nearest (0.14 km) to a drill centre in some environmental effects monitoring (EEM) years. These decreases coincided with higher levels of tracers of drill muds in sediments (barium and >C10-C21 hydrocarbons). Abundances of selected individual taxa were also examined to help interpret responses when project-related effects on summary measures occurred. Enrichment effects on some tolerant taxa (e.g., the polychaete family Phyllodocidae and the bivalve family Tellinidae) and decreased abundances of sensitive taxa (e.g., the polychaete families Orbiniidae and Paraonidae) were detected to within approximately 1-2 km from discharge source. Lagged responses three to five years after drilling started were noted for Phyllodocidae and Tellinidae, suggesting chronic or indirect effects. Overall, results of benthic community analyses at Terra Nova indicate that effects on summary measures of community composition were spatially limited but, as seen elsewhere, some taxa were more sensitive to drilling discharges.

  4. The security concern on internet banking adoption among Malaysian banking customers.

    PubMed

    Sudha, Raju; Thiagarajan, A S; Seetharaman, A

    2007-01-01

    The existing literatures highlights that the security is the primary factor which determines the adoption of Internet banking technology. The secondary information on Internet banking development in Malaysia shows a very slow growth rate. Hence, this study aims to study the banking customers perception towards security concern and Internet banking adoption through the information collected from 150 sample respondents. The data analysis reveals that the customers have much concern about security and privacy issue in adoption of Internet banking, whether the customers are adopted Internet banking or not. Hence, it infers that to popularize Internet banking system there is a need for improvement in security and privacy issue among the banking customers. PMID:19069993

  5. Measuring anxiety after spinal cord injury: Development and psychometric characteristics of the SCI-QOL Anxiety item bank and linkage with GAD-7.

    PubMed

    Kisala, Pamela A; Tulsky, David S; Kalpakjian, Claire Z; Heinemann, Allen W; Pohlig, Ryan T; Carle, Adam; Choi, Seung W

    2015-05-01

    Objective To develop a calibrated item bank and computer adaptive test to assess anxiety symptoms in individuals with spinal cord injury (SCI), transform scores to the Patient Reported Outcomes Measurement Information System (PROMIS) metric, and create a statistical linkage with the Generalized Anxiety Disorder (GAD)-7, a widely used anxiety measure. Design Grounded-theory based qualitative item development methods; large-scale item calibration field testing; confirmatory factor analysis; graded response model item response theory analyses; statistical linking techniques to transform scores to a PROMIS metric; and linkage with the GAD-7. Setting Five SCI Model System centers and one Department of Veterans Affairs medical center in the United States. Participants Adults with traumatic SCI. Main Outcome Measures Spinal Cord Injury-Quality of Life (SCI-QOL) Anxiety Item Bank Results Seven hundred sixteen individuals with traumatic SCI completed 38 items assessing anxiety, 17 of which were PROMIS items. After 13 items (including 2 PROMIS items) were removed, factor analyses confirmed unidimensionality. Item response theory analyses were used to estimate slopes and thresholds for the final 25 items (15 from PROMIS). The observed Pearson correlation between the SCI-QOL Anxiety and GAD-7 scores was 0.67. Conclusions The SCI-QOL Anxiety item bank demonstrates excellent psychometric properties and is available as a computer adaptive test or short form for research and clinical applications. SCI-QOL Anxiety scores have been transformed to the PROMIS metric and we provide a method to link SCI-QOL Anxiety scores with those of the GAD-7. PMID:26010966

  6. Development and calibration of an item bank for the assessment of activities of daily living in cardiovascular patients using Rasch analysis

    PubMed Central

    2013-01-01

    Background To develop and calibrate the activities of daily living item bank (ADLib-cardio) as a prerequisite for a Computer-adaptive test (CAT) for the assessment of ADL in patients with cardiovascular diseases (CVD). Methods After pre-testing for relevance and comprehension a pool of 181 ADL items were answered on a five-point Likert scale by 720 CVD patients, who were recruited in fourteen German cardiac rehabilitation centers. To verify that the relationship between the items is due to one factor, a confirmatory factor analysis (CFA) was conducted. A Mokken analysis was computed to examine the double monotonicity (i.e. every item generates an equivalent order of person traits, and every person generates an equivalent order of item difficulties). Finally, a Rasch analysis based on the partial credit model was conducted to test for unidimensionality and to calibrate the item bank. Results Results of CFA and Mokken analysis confirmed a one factor structure and double monotonicity. In Rasch analysis, merging response categories and removing items with misfit, differential item functioning or local response dependency reduced the ADLib-cardio to 33 items. The ADLib-cardio fitted to the Rasch model with a nonsignificant item-trait interaction (chi-square=105.42, df=99; p=0.31). Person-separation reliability was 0.81 and unidimensionality could be verified. Conclusions The ADLib-cardio is the first calibrated, unidimensional item bank that allows for the assessment of ADL in rehabilitation patients with CVD. As such, it provides the basis for the development of a CAT for the assessment of ADL in patients with cardiovascular diseases. Calibrating the ADLib-cardio in other than rehabilitation cardiovascular patient settings would further increase its generalizability. PMID:23914735

  7. Ranking the Banks

    NSDL National Science Digital Library

    Ranking the Banks, sponsored by American Banker, does just what the title suggests: ranks banks, worldwide. Five catagories of banks -- World Banks, Thrifts, Industry, Bank Holding Companies, and Commercial banks -- are subdivided into a number of different subcatagories including Top 100 Banking Companies in Assets, Top 100 World Banking Companies in Deposits, and Top 25 Lead Legal Advisers. Each compilation of data is ranked and tabled and the current ranking is displayed against the last. All tables are clearly dated, and those exclusive to American Banker online are highlighted with an icon.

  8. Internet Banking System Prototype

    E-print Network

    Alnaqeib, Rami; Jalab, Hamid A; Zaidan, M A; Hmood, Ali K

    2010-01-01

    Internet Banking System refers to systems that enable bank customers to access accounts and general information on bank products and services through a personal computer or other intelligent device. Internet banking products and services can include detailed account information for corporate customers as well as account summery and transfer money. Ultimately, the products and services obtained through Internet Banking may mirror products and services offered through other bank delivery channels. In this paper, Internet Banking System Prototype has been proposed in order to illustrate the services which is provided by the Bank online services.

  9. Are private banks more efficient than public banks?

    Microsoft Academic Search

    Alexei Karas; Koen Schoors; Laurent Weill

    2010-01-01

    AbstractWe study whether bank efficiency is related to bank ownership in Russia. We find that foreign banks are more efficient than domestic private banks and, surprisingly, that domestic private banks are not more efficient than domestic public banks. These results are not driven by the choice of production process, the bank’s environment, management’s risk preferences, the bank’s activity mix or

  10. What Do People Think about Disabled Youth and Employment in Developed and Developing Countries? Results from an E-Discussion Hosted by the World Bank

    ERIC Educational Resources Information Center

    Roggero, Paola; Tarricone, Rosanna; Nicoli, Marco; Mangiaterra, Viviana

    2006-01-01

    Even though there are good examples of people with disabilities mainstreamed in the labour market (Bruyere et al., 2004), the situation is still far from being positive, particularly when labour markets are in constant flux due to rapid globalization and technological change, unless new approaches are adopted. In light of this, the World Bank

  11. Is bank supervision central to central banking?

    Microsoft Academic Search

    Joe Peek; Eric S. Rosengren; Geoffrey M. B. Tootell

    1999-01-01

    Recently, several central banks have lost their bank supervisory responsibilities, in part because it has not been shown that supervisory authority improves the conduct of monetary policy. This paper finds that confidential bank supervisory information could help the Board staff more accurately forecast important macroeconomic variables and is used by FOMC members to guide monetary policy. These findings suggest that

  12. Study of feasible and sustainable multilateral approach on nuclear fuel cycle

    SciTech Connect

    Kuno, Y.; Tazaki, M. [University of Tokyo, Tokyo (Japan); Japan Atomic Energy Agency - JAEA, 4-49 Muramatsu, Tokai-mura, Naka-gun, Ibaraki 319-1184 (Japan); Akiba, M.; Takashima, R.; Izumi, Y.; Tanaka, S. [University of Tokyo, Tokyo (Japan)

    2013-07-01

    Despite the Fukushima accident it is undeniable that nuclear power remains one of the most important methods to handle global growth of economic/energy consumption and issues with greenhouse gases. If the demand for nuclear power increases, the demand for not only the generation of power but also for refining uranium (U), conversion, enrichment, re-conversion, and fuel manufacturing should increase. In addition, concerns for the proliferation of 'Sensitive Nuclear Technologies' (SNT) should also increase. We propose a demand-side approach, where nuclear fuel cycle (NFC) activities would be implemented among multiple states. With this approach, NFC services, in particular those using SNTs, are multilaterally executed and controlled, thereby preventing unnecessary proliferation of SNTs, and enabling safe and appropriate control of nuclear technologies and nuclear materials. This proposal would implement nuclear safety and security at an international level and solve transport issues for nuclear fuels. This proposal is based on 3 types of cooperation for each element of NFC: type A: cooperation for 3S only, services received; Type B: cooperation for 3S, MNA (Multilateral Nuclear Activities) without transfer of ownership to MNA; and Type C cooperation for 3S, MNA holding ownership rights. States involved in the 3 types of activity should be referred to as partner states, host states, and site states respectively. The feasibility of the proposal is discussed for the Asian region.

  13. Organization and Management of the International Space Station (ISS) Multilateral Medical Operations

    NASA Technical Reports Server (NTRS)

    Duncan, J. M.; Bogomolov, V. V.; Castrucci, F.; Koike, Y.; Comtois, J. M.; Sargsyan, A. E.

    2007-01-01

    The goal of this work is to review the principles, design, and function of the ISS multilateral medical authority and the medical support system of the ISS Program. Multilateral boards and panels provide operational framework, direct, and supervise the ISS joint medical operational activities. The Integrated Medical Group (IMG) provides front-line medical support of the crews. Results of ongoing activities are reviewed weekly by physician managers. A broader status review is conducted monthly to project the state of crew health and medical support for the following month. All boards, panels, and groups function effectively and without interruptions. Consensus prevails as the primary nature of decisions made by all ISS medical groups, including the ISS medical certification board. The sustained efforts of all partners have resulted in favorable medical outcomes of the initial fourteen long-duration expeditions. The medical support system appears to be mature and ready for further expansion of the roles of all Partners, and for the anticipated increase in the size of ISS crews.

  14. World Bank: Globalization

    NSDL National Science Digital Library

    The word globalization is thrown around with reckless abandon by numerous parties these days, and as a result, the very notion of such a force is somewhat elusive. While this website from the World Bank may not end all of the fierce academic and pragmatic debates that rage on about globalization, it does offers some perspective from this organization on this wide-ranging phenomenon. The site itself contains audio and video selections, issue briefs, a data and statistics section, and an area dedicated to current research on the subject underway by the World Bank. The issue briefs are definitely worth a look as they address such questions as What is Globalization? and Does More International Trade Openness Increase World Poverty? The selection of videos is also quite nice, particularly a recent talk by Michael Moore (the former director-general of the World Trade Organization) entitled Globalization & Development: Its Implications & Institutions.

  15. The World Bank and Natural Catastrophe Funding

    Microsoft Academic Search

    Rodney Lester

    ABSTRACT The World Bank (the Bank) is one ,of the ,major financiers of post-disaster reconstruction with 101 loans having been approved,in the last 20 years for a sum,in excess of $US7.4 billion. The Bank is also a major lender for practices ofrisk mitigation. However, this is heavily concentrated in a few large developing,countries. While natural disaster risk management ,is not

  16. Strategic online banking adoption

    Microsoft Academic Search

    Rubén Hernández-Murillo; Gerard Llobet; Roberto Fuentes

    2010-01-01

    In this paper we study the determinants of banks’ decisions to adopt a transactional website for their customers. Using a panel of commercial banks in the United States for the period 2003–2006, we show that although bank-specific characteristics are important determinants of banks’ adoption decisions, competition also plays a prominent role. The extent of competition is related to the geographic

  17. JAMAICA & e–BANKING

    Microsoft Academic Search

    Peter W Jones

    2004-01-01

    In Jamaica there has been some improvement in electronic banking referred to e- banking worldwide. We are definitely on the road to this ultimate digital revolution. Especially with products coming out of National Commercial Bank (primarily) and to Bank Of Nova Scotia to a lesser extent. You can either go online or via telephone and pay a number of bills

  18. Capacity building on systems engineering, management and projects control for the nanosatc-br cubesat development program - library & data-bank building up

    NASA Astrophysics Data System (ADS)

    Farias, Tiago Travi; Schuch, Nelson Jorge; Lourencena Caldas Franke, Lucas; Moro, Pietro Fernando; Ramos Manica, Thales; Cupertino Durao, Otavio S.; Jaenisch, Guilherme Paul; Escobar B, Eduardo; Zavareze da Costa, Leonardo; Balestrin, Maurício Ricardo; Camargo Silveira, Iago; Francisco Mozzaquatro Wen, João

    The Capacity Building (CB) on Systems Engineering, Management && Projects Control for the Brazilian NANOSATC-BR Cubesat Development Program - library && data-bank building up results are presented. The Program && its CB involves a partnership between the INPE's Southern Regional Space Research - CRS/INPE - MCTI and the Federal University of Santa Maria - UFSM, through the Santa Maria Space Science Laboratory LACESM/CT - UFSM. The NANOSATC-BR Program consists of two nanosatellites, the NANOSATC-BR1, a 1U standard CubeSat, that is predicted to be launched in the first semester of 2014 (the first Brazilian CubeSat which will be launched) and the NANOSATC-BR2 - 2U CubeSat, which is expected to be launched in the first semester of 2015. The main goal of this paper is to introduce the application of Systems Engineering, Management && Projects Control documentation methodologies in the library building up and data-bank procedures for the CB, Program and its Projects: NANOSATC-BR 1 && 2. These CB, Program and Projects have support from the Brazilian Space Agency (AEB).

  19. World Bank: Annual Report 2012

    NSDL National Science Digital Library

    2012-01-01

    The World Bank offers trenchant commentary on a wide range of issues of global import, including food production, gender inequality, development practices, and higher education initiatives. As a result, the World Bank's Annual Report is given close attention by people all over the world. The 314-page report offers thoughtful commentary on all manner of activities, and it is beautifully designed and executed. The first page starts with a list of summary statistics, such as the number of people who gained access to basic health services and how many teachers were recruited or trained as a result of World Bank activities. Visitors can learn all about the World Bank's initiatives in the report or download smaller sections like "Responding with Global Knowledge and Experience" and "World Bank For Results 2012." Visitors can also look over the Corporate Scorecard, which includes a snapshot of results achieved by partner countries with support from the Bank. The Report is available in eight different languages, including Spanish, French, Chinese, and Japanese. [KMG

  20. VALUE CREATION AND APPROPRIATION IN MULTILATERALLY CONNECTED FIRMS: THE ROLE OF SYNERGISTIC AND CONFLICTING RESOURCE INTERDEPENDENCIES IN ALLIANCE PORTFOLIOS10

    Microsoft Academic Search

    Ulrich Wassmer

    We draw on the resource-based view and advance a model on value creation and appropriation in multilaterally connected firms. We suggest that value creation in alliance portfolios is a function of the value created from synergistic resource combinations involving resources accessed from different partners and the value destroyed by incompatibilities between a focal firm's resource combinations and those deployed by

  1. 75 FR 11986 - Public Comments for Multilateral Negotiations in the World Trade Organization on Expansion of the...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-03-12

    ...Comments for Multilateral Negotiations in the World Trade Organization on Expansion of the...duty elimination by certain members of the World Trade Organization (WTO). The specific...dosage-form products by their INNs from the World Health Organization (WHO). (Table...

  2. World Bank: Anticorruption [pdf[

    NSDL National Science Digital Library

    In its many different guises, corruption around the world tends to affect the poor, who are often the most reliant on the provision of public services, and are also least likely to be able to pay the extra costs associated with bribery and fraud. The World Bank has identified corruption as "the single greatest obstacle to economic and social development," and thusly has set up this anticorruption website to serve as an online resource for policy-makers, non-governmental organizations (NGOs), and other interested parties. On the site, the World Bank lays out its strategy for combating corruption, which includes increasing political accountability, strengthening civil society participation, and improving public sector management. The site also contains a number of helpful resources, such as toolkits for assessing government performance in this area, and information and reports on various regional and country-based approaches to dealing with corruption. The site is rounded out by a calendar of events and key strategy documents, such as "Reforming Public Institutions and Strengthening Governance, A World Bank Strategy."

  3. Productivity computations for multilateral, branched and other generalized and extended well concepts

    SciTech Connect

    Larsen, L.

    1996-12-31

    Simple methods are presented for productivity computations for multilateral, branched and other generalized and extended well concepts, mostly based on computations of pseudoradial skin factors for systems of connected wells, intervals or fractures with a common bottomhole pressure (or potential). Also included are applications to perforation size situations. For symmetric cases, either with respect to formation boundaries or with respect to a rotational surface around the well-system axis, simple closed-form expressions are presented. Similar, although more complex, expressions are also given for linear symmetric cases with 3 or 4 wells or branches. For other cases a numerical approach is outlined. The accuracy of the direct results depends on the vertical component and horizontal distance between well elements, and on methods used to compute skin values of individual well elements, but numerical schemes to improve the results have also been outlined.

  4. Stream Bank Stability in Eastern Nebraska

    USGS Publications Warehouse

    Soenksen, Phillip J.; Turner, Mary J.; Dietsch, Benjamin J.; Simon, Andrew

    2003-01-01

    Dredged and straightened channels in eastern Nebraska have experienced degradation leading to channel widening by bank failure. Degradation has progressed headward and affected the drainage systems upstream from the modified reaches. This report describes a study that was undertaken to analyze bank stability at selected sites in eastern Nebraska and develop a simplified method for estimating the stability of banks at future study sites. Bank cross sections along straight reaches of channel and geotechnical data were collected at approximately 150 sites in 26 counties of eastern Nebraska. The sites were categorized into three groups based on mapped soil permeability. With increasing permeability of the soil groups, the median cohesion values decreased and the median friction angles increased. Three analytical methods were used to determine if banks were stable (should not fail even when saturated), at risk (should not fail unless saturated), or unstable (should have already failed). The Culmann and Agricultural Research Service methods were based on the Coulomb equation and planar failure; an indirect method was developed that was based on Bishop's simplified method of slices and rotational failure. The maximum angle from horizontal at which the bank would be stable for the given soil and bank height conditions also was computed with the indirect method. Because of few soil shear-strength data, all analyses were based on the assumption of homogeneous banks, which was later shown to be atypical, at least for some banks. Using the Culmann method and assuming no soil tension cracks, 67 percent of all 908 bank sections were identified as stable, 32 percent were at risk, and 1 percent were unstable; when tension cracks were assumed, the results changed to 58 percent stable, 40 percent at risk, and 1 percent unstable. Using the Agricultural Research Service method, 67 percent of all bank sections were identified as stable and 33 percent were at risk. Using the indirect method, 62 percent of all bank sections were identified as stable and 31 percent were at risk; 3 percent were unstable, and 3 percent were outside of the range of the tables developed for the method. For each of the methods that were used, the largest percentage of stable banks and the smallest percentage of at risk banks was for the soil group with the lowest soil permeability and highest median cohesion values. A comparison of the expected stable bank angles for saturated conditions and the surveyed bank angles indicated that many of the surveyed bank angles were considerably less than the maximum expected stable bank angles despite the banks being classified as at risk or unstable. For severely degraded channels along straight reaches this was not expected. It was expected that they would have angles close to the maximum stable angle as they should have been failing from an oversteepened condition. Several explanations are possible. The channel reaches of some study sites have not yet been affected to a significant degree by degradation; study sites were selected throughout individual basins and severe degradation has not yet extended to some sites along upper reaches; and some reaches have experienced aggradation as degradation progresses upstream. Another possibility is that some bank sections have been affected by lateral migration processes, which typically result in shallow bank angles on the inside bend of the channel. Another possibility is that the maximum expected stable bank angles are too steep. The stability methods used were well established and in essential agreement with each other, and there was no reason to question the geometry data. This left non-representative soil data as a probable reason for computed stable bank angles that, at least in some cases, are overly steep. Based on an examination of the cohesion data, to which the stable bank-angle calculations were most sensitive, both vertical and horizontal variability in soil properti

  5. World Bank Annual Report 1997

    NSDL National Science Digital Library

    World Bank.

    1997-01-01

    The 1997 edition of this report, which chronicles the activities of the International Bank for Reconstruction and Development (IBRD) and the International Development Association (IDA) for the last fiscal year, discusses Bank programs, operations, financial highlights, and approved projects. Central to this report are the detailed regional progress reports. The full report, excluding the financial statements, is available in HTML. The full report with financial statements can be obtained in Adobe Acrobat (.pdf) format (250 pages, arranged in sections). Interested users may refer to the 1996 Annual Report (discussed in the December 20, 1996 Scout Report).

  6. Stock Markets, Banks, and Economic Growth

    Microsoft Academic Search

    Ross Levine; Sara Zervos

    1998-01-01

    Do well-functioning stock markets and banks promote long-run economic growth? This paper shows that stock market liquidity and banking development both positively predict growth, capital accumulation, and productivity improvements when entered together in regressions, even after controlling for economic and political factors. The results are consistent with the views that financial markets provide important services for growth and that stock

  7. Intelligent Question Bank and Examination System

    Microsoft Academic Search

    ANG TAN FONG; HU HENG SIEW; LIP YEE; LIEW CHEE SUN

    2006-01-01

    Question bank can be described as the databank that keeps all the examination questions whether pre-existing or created by user while web based examination system is an online assessment tool that used to evaluate students' performance. In this paper, we develop and implement an online Intelligent Question Bank and Examination System (IQBAES), which make use of open source technology. This

  8. Commercial Bank Lending to SMEs in Poland

    Microsoft Academic Search

    Melanie Feakins

    2004-01-01

    This paper explores the processes of financial intermediation that are used by commercial banks in their interactions with SMEs in Poland. The paper develops an argument for examining the empirical realities of commercial bank involvement with the SME sector within the context of economic transformation by suggesting that the connection between them influences the trajectories of economic change within transition.

  9. Macroeconomic Aspects of Systemic Bank Restructuring

    Microsoft Academic Search

    Peter Nyberg

    1997-01-01

    Systemic bank problems arise for a large number of causes and in spite of both active banking supervision and market discipline. Once a problem has emerged, swift action is needed to limit further losses, avoid financial destabilization, and regain efficient markets. The restructuring exercise is essentially microeconomic in nature, but has strong links to the development of the whole economy.

  10. Bank Loan Commitment Contracts: Data, Theory, and Tests

    Microsoft Academic Search

    Richard L. Shockley; Anjan V. Thakor

    1997-01-01

    Over 80 per cent of all commercial bank lending to corporations in the U.S. is done via bank loan commitments. Yet the authors have little empirical knowledge of loan commitment contracts. In this paper they describe the rich contractual structure of bank loan commitments based on data pertaining to over 2,500 contracts. The authors then develop a model which demonstrates

  11. On the role of bank staff in online customer purchase

    Microsoft Academic Search

    Mark Durkin

    2007-01-01

    Purpose – This paper reports the findings of the latest, quantitative phase of a continuing study that explores the impact of the internet on bank-customer relationships. The specific aim is to shed light on customers' own views about when, how and in which circumstances personal contact with bank staff remains appropriate despite developments in online banking. Design\\/methodology\\/approach – Building on

  12. Technological Change and Skill Formation in the Bank Sector.

    ERIC Educational Resources Information Center

    Groot, Loek F. M.; de Grip, Andries

    1991-01-01

    Explores educational structure shifts in Netherlands banking caused by technological developments. A cross-section analysis of 100 local banks shows that diffusion of office automation has positively affected the skill level and share of vocationally skilled workers. Automated banks also use recruitment policies to adjust skill structure more…

  13. Development and psychometric characteristics of the SCI-QOL Bladder Management Difficulties and Bowel Management Difficulties item banks and short forms and the SCI-QOL Bladder Complications scale.

    PubMed

    Tulsky, David S; Kisala, Pamela A; Tate, Denise G; Spungen, Ann M; Kirshblum, Steven C

    2015-05-01

    Objective To describe the development and psychometric properties of the Spinal Cord Injury - Quality of Life (SCI-QOL) Bladder Management Difficulties and Bowel Management Difficulties item banks and Bladder Complications scale. Design Using a mixed-methods design, a pool of items assessing bladder and bowel-related concerns were developed using focus groups with individuals with spinal cord injury (SCI) and SCI clinicians, cognitive interviews, and item response theory (IRT) analytic approaches, including tests of model fit and differential item functioning. Setting Thirty-eight bladder items and 52 bowel items were tested at the University of Michigan, Kessler Foundation Research Center, the Rehabilitation Institute of Chicago, the University of Washington, Craig Hospital, and the James J. Peters VA Medical Center, Bronx, NY. Participants Seven hundred fifty-seven adults with traumatic SCI. Results The final item banks demonstrated unidimensionality (Bladder Management Difficulties CFI = 0.965; RMSEA = 0.093; Bowel Management Difficulties CFI = 0.955; RMSEA = 0.078) and acceptable fit to a graded response IRT model. The final calibrated Bladder Management Difficulties bank includes 15 items, and the final Bowel Management Difficulties item bank consists of 26 items. Additionally, 5 items related to urinary tract infections (UTI) did not fit with the larger Bladder Management Difficulties item bank but performed relatively well independently (CFI = 0.992, RMSEA = 0.050) and were thus retained as a separate scale. Conclusion The SCI-QOL Bladder Management Difficulties and Bowel Management Difficulties item banks are psychometrically robust and are available as computer adaptive tests or short forms. The SCI-QOL Bladder Complications scale is a brief, fixed-length outcomes instrument for individuals with a UTI. PMID:26010964

  14. Aircraft Materials Test Bank

    NSDL National Science Digital Library

    This Microsoft Word document from the Aerospace Manufacturing Education Project provides a bank of test questions on materials used in the aircraft industry. 35 test questions and their correct answers are included in this test bank.

  15. Aircraft Fasteners Test Bank

    NSDL National Science Digital Library

    This Microsoft Word document from the Aerospace Manufacturing Education Project provides a bank of test questions on the use of fasteners in the aerospace industry. Eighty three test questions and their correct answers are included in this test bank.

  16. Investment Banks Goldman Sachs

    E-print Network

    Aronov, Boris

    Investment Banks Goldman Sachs Merrill Lynch Morgan Stanley UBS Bear Stearns JP Morgan Chase Financial Corporation PNC Bank Wachovia Asset Management Firms Acadian Asset Management Alliance Capital Numeric Investors Old Mutual Asset Management Oppenheimer Capital Pareto Investment Management Limited

  17. World Bank Group: Climate Change

    NSDL National Science Digital Library

    Located within the World Bank's Environment Department, the Climate Change team "provides resources and expertise for the World Bank's participation in international climate change negotiations under the United Nations Framework Convention on Climate Change and provides technical advice to the World Bank's Global Environment Facility Program." Understandably, the site contains a brief explication of the key themes surrounding contemporary concerns about climate change, along with offering a detailed discussion of the various programs and research projects with which the Climate Change group is engaged directly or in tandem with other related organizations and institutions. From the main page, visitors can read about the nature of international climate change (and its disproportionate effects on the developing world), peruse a list of relevant online publications, and read press releases from the Climate Change team.

  18. Global Soil Moisture Data Bank

    NSDL National Science Digital Library

    Robock, Alan

    This Data Bank is a collection of more than 400 observations of primarily Asian soil moisture. The data are freely available, and can be used for studying patterns of soil moisture variation, developing and testing land surface models, and ground truth for remote sensing.

  19. Snow Bank Detectives

    NSDL National Science Digital Library

    Audrey C. Rule

    2005-01-01

    Local professors teamed up with a fourth-grade teacher to show students the similarities and differences between sedimentary rock layers and snow banks. Students observed and drew snow banks and explored the effects of melting and salting on the snow banks.

  20. European Central Bank

    NSDL National Science Digital Library

    Together with the national central banks of the European Union, the European Central Bank (ECB) collects statistical information and governs the European System of Central Banks (ESCB). Legal texts about the ECB, the ESCB, and the European Monetary Union (EMI) are provided in addition to press releases, speeches, euro area statistics and selected publications of the EMI (in eleven European languages).

  1. Cord-Blood Banking

    MedlinePLUS

    ... match in these cases. Back Continue Is Banking Right for You? If you are considering banking your newborn's cord blood, be sure to discuss your options with your obstetrician. Here are a few questions to consider before choosing a cord-blood bank: What are the pros and cons of public ...

  2. Knowledge Management in Banks

    Microsoft Academic Search

    Liang Ping; Wu Kebao

    2010-01-01

    In modern times, more and more banks are operating with knowledge. So, this paper first discusses the definitions of knowledge and knowledge management, and then analyzes the necessities and feasibilities for knowledge management in banks. At the end of the paper, it studies ways for banks to manage knowledge, which include incentive mechanism, knowledge capital management and three levels of

  3. Coral reefs and the World Bank.

    PubMed

    Hatziolos, M

    1997-01-01

    The World Bank¿s involvement in coral reef conservation is part of a larger effort to promote the sound management of coastal and marine resources. This involves three major thrusts: partnerships, investments, networks and knowledge. As an initial partner and early supporter of the International Coral Reef Initiative (ICRI), the Bank serves as the executive planning committee of ICRI. In partnership with the World Conservation Union and the Great Barrier Reef Marine Park Authority, the Bank promotes the efforts towards the establishment and maintenance of a globally representative system of marine protected areas. In addition, the Bank invested over $120 million in coral reef rehabilitation and protection programs in several countries. Furthermore, the Bank developed a ¿Knowledge Bank¿ that would market ideas and knowledge to its clients along with investment projects. This aimed to put the best global knowledge on environmentally sustainable development in the hands of its staff and clients. During the celebration of 1997, as the International Year of the Reef, the Bank planned to cosponsor an associated event that would highlight the significance of coral reefs and encourage immediate action to halt their degradation to conserve this unique ecosystem. PMID:12295815

  4. Stem cell banking: between traceability and identifiability

    PubMed Central

    2010-01-01

    Stem cell banks are increasingly seen as an essential resource of biological materials for both basic and translational research. Stem cell banks support transnational access to quality-controlled and ethically sourced stem cell lines from different origins and of varying grades. According to the Organisation for Economic Co-operation and Development, advances in regenerative medicine are leading to the development of a bioeconomy, 'a world where biotechnology contributes to a significant share of economic output'. Consequently, stem cell banks are destined to constitute a pillar of the bioeconomy in many countries. While certain ethical and legal concerns are specific to the nature of stem cells, stem cell banking could do well to examine the approaches fostered by tissue banking generally. Indeed, the past decade has seen a move to simplify and harmonize biological tissue and data banking so as to foster international interoperability. In particular, the issues of consent and of traceability illustrate not only commonalities but the opportunity for stem cell banking to appreciate the lessons learned in biobanking generally. This paper analyzes convergence and divergence in issues surrounding policy harmonization, transnational sharing, informed consent, traceability and return of results in the context of stem cell banks. PMID:20923580

  5. World Bank and the private sector

    SciTech Connect

    Daffern, E.

    1986-07-01

    The principal objective of the World Bank is to promote development of the less developed countries. It does this through extensive research, discussion, and advice, and also through financing projects in both the public and private sectors. The bank (together with IDA, its soft-loan affiliate) undertakes comprehensive analysis of government policy and potential projects through loans of US$12 to 15 billion/year. The World Bank group works extensively with the private sector both in the projects it supports and in raising funds to finance its operations. The private sector actively participates in bank-supported projects through project execution arrangements, in joint ventures, and in cofinancing. The IFC, the bank's private-sector affiliate, directly supports private investment in developing countries through loans and equity participation. In the energy sector, the bank has actively promoted policy overhaul and has supported numerous projects. During 1985, it visited 50 international energy companies as part of a program to encourage the private sector to invest more in developing countries. The bank is currently working to develop solutions to several problems identified during these meetings.

  6. Space medicine policy development for the International Space Station

    NASA Astrophysics Data System (ADS)

    Grigoriev, Anatoly I.; Williams, Richard S.; Comtois, Jean-Marc; Damann, Volker; Tachibana, Shoichi; Nicogossian, Arnauld E.; Bogomolov, Valery V.; Pool, Sam L.; Sargsyan, Ashot E.; Knowingkov, Oleg L.; Doarn, Charles R.

    2009-09-01

    Providing medical care capability in a multinational setting in space is a daunting challenge. As the International Space Station (ISS) has taken shape over the last decade the space medicine community of the ISS partners has established a foundation with which to govern medical policy, medial processes, and medical care during the ISS Program. This foundation was predicated on a rich history of bilateral and multilateral cooperation among space faring nations. Three key organizations were established, they include the agency or senior level Multilateral Medical Policy Board (MMPB), the Multilateral Space Medicine Board (MSMB), and the Multilateral Medical Operations Panel (MMOP). All three are staffed by senior medical personnel within each of the partner organizations of the ISS and each has specific roles and responsibilities. These three entities strive to protect the human element of spaceflight through highly effective interaction in a multilingual, multicultural program. This paper reviews the creation of this tripartite approach to the development of medical policy for ISS.

  7. Legitimacy Building in the Evolution of Small-Firm Multilateral Networks: A Comparative Study of Success and Demise

    Microsoft Academic Search

    Sherrie E. Human; Keith G. Provan

    2000-01-01

    This article reports a longitudinal examination and comparison of two multilateral networks of small and medium-sized firms in the U.S. wood-products manufacturing industry. The research focused on how each of these networks built legitimacy over the course of their early evolution, from the pre-network field, to initial formation and growth, and toward sustainment, culminating in the success of one and

  8. Multilateral Energy Cooperation in Northeast Asia: A Focus on Oil and Natural Gas Development

    Microsoft Academic Search

    Keun-Wook Paik

    \\u000a During the last few years, new geoeconomic patterns have been rapidly replacing past geopolitical alignments due to Sino-Soviet\\u000a rapprochement, normalization between South Korea and the former Soviet Union, economic cooperation between South Korea and\\u000a the People’s Republic of China, the improving political relationships between the United States and North Korea and Japan\\u000a and North Korea, and a somewhat improved inter-Korean

  9. Singing all the Way to the Bank: The Case for Economic Development through Music in Cape Verde

    Microsoft Academic Search

    Samer Saab

    2005-01-01

    There has been an increasing awareness within the developed world that the cultural industries may play an important role in economic development. The fact that most of the commercial cultural industries have relatively low distribution costs, and that the gains from the mass production of a ‘hit’ recording can be substantial, have alerted policy makers to the possibility of a

  10. SEED BANKS FOR MAGNETIC FLUX COMPRESSION GENERATORS

    SciTech Connect

    Fulkerson, E S

    2008-05-14

    In recent years the Lawrence Livermore National Laboratory (LLNL) has been conducting experiments that require pulsed high currents to be delivered into inductive loads. The loads fall into two categories (1) pulsed high field magnets and (2) the input stage of Magnetic Flux Compression Generators (MFCG). Three capacitor banks of increasing energy storage and controls sophistication have been designed and constructed to drive these loads. One bank was developed for the magnet driving application (20kV {approx} 30kJ maximum stored energy.) Two banks where constructed as MFCG seed banks (12kV {approx} 43kJ and 26kV {approx} 450kJ). This paper will describe the design of each bank including switching, controls, circuit protection and safety.

  11. 12 CFR 1270.17 - Liability of Banks, FHFA, Office of Finance and Federal Reserve Banks.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... Liability of Banks, FHFA, Office of Finance and Federal Reserve Banks. 1270.17... Banks and Banking FEDERAL HOUSING FINANCE AGENCY FEDERAL HOME LOAN BANKS LIABILITIES... Liability of Banks, FHFA, Office of Finance and Federal Reserve Banks. The...

  12. 12 CFR 1270.17 - Liability of Banks, FHFA, Office of Finance and Federal Reserve Banks.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... Liability of Banks, FHFA, Office of Finance and Federal Reserve Banks. 1270.17... Banks and Banking FEDERAL HOUSING FINANCE AGENCY FEDERAL HOME LOAN BANKS LIABILITIES... Liability of Banks, FHFA, Office of Finance and Federal Reserve Banks. The...

  13. 12 CFR 1270.17 - Liability of Banks, FHFA, Office of Finance and Federal Reserve Banks.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... Liability of Banks, FHFA, Office of Finance and Federal Reserve Banks. 1270.17... Banks and Banking FEDERAL HOUSING FINANCE AGENCY FEDERAL HOME LOAN BANKS LIABILITIES... Liability of Banks, FHFA, Office of Finance and Federal Reserve Banks. The...

  14. World Bank: Africa

    NSDL National Science Digital Library

    The World Bank does a great deal of development work throughout Africa, and it is by far the largest provider of assistance on the continent. As of 2007, their portfolio of projects under implementation was over $19 billion. They are also involved with working with a wide range of government partners on the "Africa Action Plan", which is concerned with everything from reducing and mitigating violent conflicts to promoting private sector-led growth and job creation. Visitors can learn about the Plan on the site, and they can also utilize the drop-down menus on the homepage to learn about initiatives and topics in every country on the continent. Along the left-side of the homepage, visitors can explore a number of thematic areas, such as "Data & Statistics", "Development Topics", and "Partnerships". Additionally, visitors with very specific needs can look under the "Resources For" area. Here there are resources organized for government officials, businesses, youth, and so on.

  15. Brazilian Bank Check Handwritten Legal Amount Recognition

    Microsoft Academic Search

    Cinthia Obladen De Almendra Freitas; Abdenaim El Yacoubi; Flávio Bortolozzi; Robert Sabourin

    2000-01-01

    This paper presents a system that is being developed for the recognition of the handwritten legal amount in Brazilian bank checks. Our strategy used to approach the handwritten legal amount recognition problem puts on evidence the key-words: \\

  16. Information externality, bank structure, and growth 

    E-print Network

    Doh, Bo-Eun

    2004-09-30

    , it examines factors that contribute to the promotion of economic growth that come from a concentrated banking system. There is substantial evidence of a positive relationship between financial markets development and long term output growth. Little is known...

  17. The evolution of the World Bank`s environmental guidelines

    SciTech Connect

    Aggarwal, S.K. [Aggarwal (Sanjeev K.), Lorton, VA (United States); Weaver, K.L. [Westinghouse Electric Corp., Orlando, FL (United States)

    1997-12-31

    The World Bank Group is continually reviewing its environmental guidelines to be more effective in achieving sustainable development. In 1995 and 1996, the World Bank proposed significant changes to the existing 1988 environmental guidelines. The new guidelines focus on pollution prevention, including cleaner production and good management techniques rather than end-of-pipe controls. The guidelines have been designed to (1) be protective of human health and the environment; (2) have acceptable levels of mass loadings; (3) recommend emission levels based on commercially proven and widely used technologies; (4) follow the current regulatory and technology trends which encourage pollution prevention; (5) be cost-effective; and (6) promote the adoption of good management practices which boost productivity and energy efficiency. The Handbook will be updated periodically to reflect technological advances and address emerging environmental issues. This paper addresses the processes which the World Bank utilized in determining the goals, structure, format, and content of its proposed environmental guidelines in the Pollution Prevention and Abatement Handbook. This paper will explore the role of consultants, lawyers, international agencies, industrial groups, and environmental groups in formulating the guidelines. Several environmental programs from the OECD and the developing countries were reviewed while designing these guidelines. A comparison will be made of the guidelines with those of other financial institutions and regulatory agencies. Several financial institutions including private banks and insurance companies have indicated that they would use the guidelines even for projects not financed by the World Bank. Hence, the guidelines will have a major impact on investments in the developing countries.

  18. Aid, Development, and Education

    ERIC Educational Resources Information Center

    Klees, Steven J.

    2010-01-01

    The world faces pervasive poverty and inequality. Hundreds of billions of dollars in international aid have been given or loaned to developing countries though bilateral and multilateral mechanisms, at least, ostensibly, in order to do something about these problems. Has such aid helped? Debates around this question have been ongoing for decades,…

  19. Genesis of channel bank overhangs in the Niger Delta and analysis of mechanisms of failure

    Microsoft Academic Search

    T. K. S. Abam

    1997-01-01

    The instability of channel banks carries a significant economic implication because of its effect on navigation and channel commercial development. The impact of bank instability in the Niger Delta is accentuated by the dense network of rivers and creeks. The occurrence of overhangs in channel banks is not restricted to stratified banks in which clay overlies sand. Field observation and

  20. Flow dynamics of multi-lateral jets injection into a round pipe flow

    NASA Astrophysics Data System (ADS)

    Thong, Chia X.; Kalt, Peter A. M.; Dally, Bassam B.; Birzer, Cristian H.

    2015-01-01

    Controlling the mixing field of turbulent jets is an important approach in optimizing practical combustion systems. The use of multi-lateral jets upstream from the nozzle exit to control mixing fields is one particular method. Existing studies have investigated jets into a confined cross-flow (JICCF) for dilution mixing, but there is a paucity of data available on the fundamentals for turbulent mixing capabilities of JICCF. The current study investigates the flow structures and Primary Reynolds number mixing characteristics within a round pipe flow modified by four equi-spaced, lateral side injectors. Experiments are conducted in a primary water jet flow that is modified with smaller jets located one central (axial) jet diameter upstream of the nozzle exit. Flow structures and mixing within the nozzle are non-intrusively characterized using simultaneous planar optical techniques. Planar laser-induced fluorescence is used to measure the scalar mixing of the side and axial jet streams, and particle imaging velocimetry is used to measure the planar velocities. Several cases are investigated with variable primary flow to explore the influence of cross-flow velocity on the induced mixing structures within the nozzle. By varying the momentum ratio, three characteristic flow modes are identified within the primary flow, namely streaming mode, impinging mode, and backflow mode. The impact of these modes on the flow and scalar fields is presented and discussed.

  1. Stem cell banking: between traceability and identifiability

    Microsoft Academic Search

    Bartha M Knoppers; Rosario Isasi

    2010-01-01

    Stem cell banks are increasingly seen as an essential resource of biological materials for both basic and translational research.\\u000a Stem cell banks support transnational access to quality-controlled and ethically sourced stem cell lines from different origins\\u000a and of varying grades. According to the Organisation for Economic Co-operation and Development, advances in regenerative medicine\\u000a are leading to the development of a

  2. The Porcupine Bank Canyon coral mounds: oceanographic and topographic steering of deep-water carbonate mound development and associated phosphatic deposition

    NASA Astrophysics Data System (ADS)

    Mazzini, A.; Akhmetzhanov, A.; Monteys, X.; Ivanov, M.

    2012-06-01

    The head of a canyon system extending along the western Porcupine Bank (west of Ireland) and which accommodates a large field of giant carbonate mounds was investigated during two cruises (INSS 2000 and TTR-13). Multibeam and sidescan sonar data (600-1,150 m water depth) suggest that the pre-existing seabed topography acts as a significant factor controlling mound distribution and shape. The mounds are concentrated along the edges of the canyon or are associated with a complex fault system traced around the canyon head, comprising escarpments up to 60 m high and several km long. The sampling for geochemical and petrographic analysis of numerous types of authigenic deposits was guided by sidescan sonar and video recordings. Calcite-cemented biogenic rubble was observed at the top and on the flanks of the carbonate mounds, being associated with both living and dead corals ( Lophelia pertusa, Madrepora oculata and occasional Desmophyllum cristagalli). This can plausibly be explained by dissolution of coral debris facilitated by strong currents along the mound tops and flanks. In turn, the dissolved carbon is recycled and precipitated as interstitial micrite. Calcite, dolomite and phosphatic hardgrounds were identified in samples from the escarpment framing the eastern part of the survey area. The laterally extensive phosphatic hardgrounds represent a novel discovery in the region, supplying hard substrata for the establishment of new coral colonies. Based on existing knowledge of regional oceanographic conditions, complemented with new CTD measurements, it is suggested that water column stratification, enhanced bottom currents, and upwelling facilitate the deposition of organic matter, followed by phosphatisation leading to the formation of phosphate-glauconite deposits. The occurrence of strong bottom currents was confirmed by means of video observations combined with acoustic and sampling data, providing circumstantial evidence of fine- to medium-grained sand. Evidently, slope breaks such as escarpments and deep-water canyon headwalls are important structural elements in the development of mature carbonate mounds induced by deep-water coral growth. Stable isotope data show no evidence of methane-derived carbon in the carbonates and lithified sediments of the Porcupine Bank Canyon mounds.

  3. International accounting harmonization, banking regulation, and Islamic banks

    Microsoft Academic Search

    Rifaat Ahmed Abdel Karim

    2001-01-01

    Islamic banks perform both commercial and investment banking services but do not establish firewalls to separate these two services legally, financially, and managerially. Unlike conventional commercial banks, Islamic banks are prohibited from charging or paying of interest. Instead, Islamic banks offer profit-sharing investment accounts, such that investors' return depends on the return on the assets financed by the investors' funds.

  4. Determinants of Internet banking adoption by banks in India

    Microsoft Academic Search

    Pooja Malhotra; Balwinder Singh

    2007-01-01

    Purpose – The current exploratory study is an attempt to discover the factors affecting a bank's decision to adopt Internet banking in India. Particularly, it seeks to examine the relationship between the bank's adoption decision and various bank and market characteristics. Design\\/methodology\\/approach – The data for this study consist of panel data of 88 banks in India covering the financial

  5. Developing an Open Resource Bank for Interactive Teaching of STEM: Perspecives of School Teachers and Teacher Educators

    ERIC Educational Resources Information Center

    Hassler, Bjoern; Hennessy, Sara; Knight, Simon; Connolly, Teresa

    2014-01-01

    Much of the current literature related to Open Educational Resource (OER) development and practice concentrates on higher education, although a growing body of work is also emerging for the primary and secondary school sectors. This article examines the user perspectives of teachers and teacher educators, regarding: discovery of teaching…

  6. Development of a Postacute Hospital Item Bank for the New Pediatric Evaluation of Disability Inventory-Computer Adaptive Test

    ERIC Educational Resources Information Center

    Dumas, Helene M.

    2010-01-01

    The PEDI-CAT is a new computer adaptive test (CAT) version of the Pediatric Evaluation of Disability Inventory (PEDI). Additional PEDI-CAT items specific to postacute pediatric hospital care were recently developed using expert reviews and cognitive interviewing techniques. Expert reviews established face and construct validity, providing positive…

  7. Poverty and Hunger: Issues and Options for Food Security in Developing Countries. A World Bank Policy Study.

    ERIC Educational Resources Information Center

    Reutlinger, Shlomo; And Others

    Food security means access by all people at all times to enough food for an active and healthy life. Available data suggest that more than 700 million people in the developing world lack the food necessary for such a life. No problem of underdevelopment may be more serious or have such important implications for the long-term growth of low-income…

  8. Alterations in bottom sediment physical and chemical characteristics at the Terra Nova offshore oil development over ten years of drilling on the grand banks of Newfoundland, Canada

    NASA Astrophysics Data System (ADS)

    DeBlois, Elisabeth M.; Paine, Michael D.; Kilgour, Bruce W.; Tracy, Ellen; Crowley, Roger D.; Williams, Urban P.; Janes, G. Gregory

    2014-12-01

    This paper describes sediment composition at the Terra Nova offshore oil development. The Terra Nova Field is located on the Grand Banks approximately 350 km southeast of Newfoundland, Canada, at an approximate water depth of 100 m. Surface sediment samples (upper 3 cm) were collected for chemical and particle size analyses at the site pre-development (1997) and in 2000-2002, 2004, 2006, 2008 and 2010. Approximately 50 stations have been sampled in each program year, with stations extending from less than 1 km to a maximum of 20 km from source (drill centres) along five gradients, extending to the southeast, southwest, northeast, northwest and east of Terra Nova. Results show that Terra Nova sediments were contaminated with >C10-C21 hydrocarbons and barium-the two main constituents of synthetic-based drilling muds used at the site. Highest levels of contamination occurred within 1 to 2 km from source, consistent with predictions from drill cuttings dispersion modelling. The strength of distance gradients for >C10-C21 hydrocarbons and barium, and overall levels, generally increased as drilling progressed but decreased from 2006 to 2010, coincident with a reduction in drilling. As seen at other offshore oil development sites, metals other than barium, sulphur and sulphide levels were elevated and sediment fines content was higher in the immediate vicinity (less than 0.5 km) of drill centres in some sampling years; but there was no strong evidence of project-related alterations of these variables. Overall, sediment contamination at Terra Nova was spatially limited and only the two major constituents of synthetic-based drilling muds used at the site, >C10-C21 hydrocarbons and barium, showed clear evidence of project-related alternations.

  9. FORENSIC DNA BANKING LEGISLATION IN DEVELOPING COUNTRIES: PRIVACY AND CONFIDENTIALITY CONCERNS REGARDING A DRAFT FROM TURKISH LEGISLATION1

    PubMed Central

    ?LG?L?, Önder; ARDA, Berna

    2014-01-01

    This paper presents and analyses, in terms of privacy and confidentiality, the Turkish Draft Law on National DNA Database prepared in 2004, and concerning the use of DNA analysis for forensic objectives and identity verification in Turkey. After a short introduction including related concepts, we evaluate the draft law and provide articles about confidentiality. The evaluation reminded us of some important topics at international level for the developing countries. As a result, the need for sophisticated legislations about DNA databases, for solutions to issues related to the education of employees, and the technological dependency to other countries emerged as main challenges in terms of confidentiality for the developing countries. As seen in the Turkish Draft Law on National DNA Database, the protection of the fundamental rights and freedoms requires more care during the legislative efforts. PMID:25477772

  10. World Bank: Africa

    NSDL National Science Digital Library

    The World Bank does a great deal of development work throughout Africa, and it is by far the largest provider of assistance on the continent. As of 2007, their portfolio of projects under implementation was over $19 billion. They are also involved with working with a wide range of government partners on the "Africa Action Plan", which is concerned with everything from reducing and mitigating violent conflicts to promoting private sector-led growth and job creation. Visitors can learn about the Plan on the site, and they can also utilize the drop-down menus on the homepage to learn about initiatives and topics in every country on the continent. Along the left-side of the homepage, visitors can explore a number of thematic areas, such as Data, Research, and News.

  11. The World Bank's innovation market.

    PubMed

    Wood, Robert Chapman; Hamel, Gary

    2002-11-01

    Large, tradition-bound organizations can make space for radical, low-cost (and therefore low-risk) innovations. Just ask executives at the World Bank. The story of this best practice begins in 1998, when a young new-products group at the international funding agency proposed holding an Innovation Marketplace to capture novel ideas within the Bank for alleviating poverty. The forum, which eventually was opened to external participants, let people informally present their antipoverty ideas to potential funding sources. Funders could move among hundreds of booths and evaluate proposals for, say, a program that would provide postdisaster reconstruction insurance in developing countries or a vaccination development initiative. The marketplace truncated the Bank's standard project-review processes, which often stretched to a year or more, and gave funders permission to make commitments in the tens of thousands of dollars, rather than in the tens of millions more typical of Bank-financed projects. The marketplace concept met with some skepticism at the beginning. Some senior executives at the Bank felt no group had the right to spend the agency's money without following its well-established resource allocations process. But the marketplace team believed an open process for allocating grants would produce more breakthrough ideas in the long run than a centralized one. In this article, the authors describe how the new-products team brainstormed to create a market for ideas, how it got senior management's support, and how it has expanded on the original concept for these innovation marketplaces. The program's success, they contend, offers hope both for the world's poor and for business leaders looking to find new ideas under the hard crust of corporate dogma, conformance, and bureaucracy. PMID:12422794

  12. Bank Director Magazine

    NSDL National Science Digital Library

    Created for directors of financial companies, Bank Director Magazine is a quarterly publication that examines issues of importance to bank directors. The online publication includes the complete table of contents, as well as a selection of articles from the current issue. The site also features a directory of names, addresses, and phone numbers of M&A investment banking and law firms, consulting firms, and technology and retail delivery companies.

  13. The European Central Bank: The Bank that rules Europe? 

    E-print Network

    Howarth, D.

    2009-01-01

    The power of the European Central Bank (ECB) is rooted in its independence established in the Maastricht Treaty of 1992. This power is reinforced though the bank’s monetary policy credibility—achieved through meeting its ...

  14. Are private banks more efficient than public banks? Evidence from Russia

    Microsoft Academic Search

    Alexei Karas; Koen Schoors; Laurent Weill

    2008-01-01

    We study whether bank efficiency is related to bank ownership in Russia. We find that foreign banks are more efficient than domestic private banks and – surprisingly – that domestic private banks are not more efficient than domestic public banks. These results are not driven by the choice of production process, the bank’s environment, management’s risk preferences, the bank’s activity

  15. Historical Statistics on Banking

    NSDL National Science Digital Library

    Historical Statistics on Banking (HSOB), from the Federal Deposit Insurance Corporation, "provides annual statistical information on the banking industry beginning in 1934." The site contains commercial banking reports, savings institution reports, and bank and thrift failure reports from 1934 to 1999. The Milestones feature offers a chronological retrospective on the FDIC's collection and use of data. Although the database is fairly easy to use, the HSOB Help section contains additional detailed instructions on saving and printing charts, and also offers a helpful glossary of terms used.

  16. Flower Garden Banks (northwest Gulf of Mexico): Environmental characteristics and human interaction. Final report

    SciTech Connect

    Deslarzes, K.J.P.

    1998-10-01

    This report is a multidisciplinary update of various topics concerning the Banks -- oceanography, meteorology, commercial fishing, recreation, military activities, hydrocarbon development, and potential environmental impacts. The area surrounding the Flower Garden Banks is increasingly active with oil and gas development.

  17. Aspects of alluvial river bank recession: some examples from the Niger delta

    Microsoft Academic Search

    T. K. S. Abam

    1997-01-01

    The recession of alluvial channel banks occurs as a sequence of mass movements or by gradual dissolution of bank materials.\\u000a Criteria for recognizing and interpreting bank recessions due to mass movement and\\/or erosion are presented. Using back analysis\\u000a technique, slope development processes are reconstructed as a sequence of bank failure episodes and erosional events. Various\\u000a mechanisms of mass bank failure

  18. Corporate governance and banking regulation

    E-print Network

    Alexander, Kern

    The globalisation of banking markets has raised important issues regarding corporate governance regulation for banking institutions. This research paper addresses some of the major issues of corporate governance as it relates to banking regulation...

  19. Earth Science World Image Bank

    NSDL National Science Digital Library

    2004-01-01

    Visitors to the ImageBank can view and download photographs, remote imagery, and slide shows. The images are related to earth and space science topics such as dinosaurs, earthquakes, volcanoes, rocks and minerals, mining and petroleum, groundwater, planets and astronomical phenomena, and others. The site contains thousands of images and is searchable by category, continent, country, or keyword. A teachers' section provides links to educational materials such as books, posters, slide shows, professional development materials, scholarship information, and other resources.

  20. China's Banking Reform

    Microsoft Academic Search

    Dick Nanto; Radha Sinha

    2002-01-01

    This article discusses the main problems facing the Chinese banking system and concludes that, despite serious problems, the risk seems small that, in the near future, a financial crisis will occur that will pose severe problems for the international financial system. An internal financial crisis, however, could occur. Without government support, the economic viability of many of China's banks is

  1. Auditory filter bank inversion

    Microsoft Academic Search

    L. Lin; W. H. Holines; Eliathamby Ambikairajah

    2001-01-01

    Models of auditory filtering using the Gammatone filter bank are useful tools in speech processing. A perceptually accurate auditory inversion model has applications in speech and audio coding. This paper proposes a new auditory filter bank inversion method using a least squares optimization technique. The proposed method is computationally efficient and its low delay makes it suitable for frame-by-frame processing.

  2. Banking (Conservatively) with Optimists

    Microsoft Academic Search

    Michael Manove; A. Jorge Padilla

    1999-01-01

    Commercial banks frequently encounter optimistic entrepreneurs whose perceptions are biased by wishful thinking. Bankers are left with a difficult screening problem: separating realistic entrepreneurs from optimists who may be clever, knowledgeable, and completely sincere. We build a game-theoretic model of the screening process. We show that although entrepreneurs may practice self-restraint to signal realism, competition may lead banks to be

  3. GenBank

    PubMed Central

    Benson, Dennis A.; Karsch-Mizrachi, Ilene; Lipman, David J.; Ostell, James; Rapp, Barbara A.; Wheeler, David L.

    2000-01-01

    The GenBank® sequence database incorporates publicly available DNA sequences of >55 000 different organisms, primarily through direct submission of sequence data from individual laboratories and large-scale sequencing projects. Most submissions are made using the BankIt (Web) or Sequin programs and accession numbers are assigned by GenBank staff upon receipt. Data exchange with the EMBL Data Library and the DNA Data Bank of Japan helps ensure comprehensive worldwide coverage. GenBank data is accessible through NCBI’s integrated retrieval system, Entrez, which integrates data from the major DNA and protein sequence databases along with taxonomy, genome, mapping and protein structure information, plus the biomedical literature via PubMed. Sequence similarity searching is provided by the BLAST family of programs. Complete bimonthly releases and daily updates of the GenBank database are available by FTP. NCBI also offers a wide range of WWW retrieval and analysis services based on GenBank data. The GenBank database and related resources are freely accessible via the NCBI home page at http://www.ncbi.nlm.nih.gov PMID:10592170

  4. GenBank.

    PubMed

    Benson, Dennis A; Cavanaugh, Mark; Clark, Karen; Karsch-Mizrachi, Ilene; Lipman, David J; Ostell, James; Sayers, Eric W

    2013-01-01

    GenBank® (http://www.ncbi.nlm.nih.gov) is a comprehensive database that contains publicly available nucleotide sequences for almost 260 000 formally described species. These sequences are obtained primarily through submissions from individual laboratories and batch submissions from large-scale sequencing projects, including whole-genome shotgun (WGS) and environmental sampling projects. Most submissions are made using the web-based BankIt or standalone Sequin programs, and GenBank staff assigns accession numbers upon data receipt. Daily data exchange with the European Nucleotide Archive (ENA) and the DNA Data Bank of Japan (DDBJ) ensures worldwide coverage. GenBank is accessible through the NCBI Entrez retrieval system, which integrates data from the major DNA and protein sequence databases along with taxonomy, genome, mapping, protein structure and domain information, and the biomedical journal literature via PubMed. BLAST provides sequence similarity searches of GenBank and other sequence databases. Complete bimonthly releases and daily updates of the GenBank database are available by FTP. To access GenBank and its related retrieval and analysis services, begin at the NCBI home page: www.ncbi.nlm.nih.gov. PMID:23193287

  5. GenBank.

    PubMed

    Benson, Dennis A; Karsch-Mizrachi, Ilene; Lipman, David J; Ostell, James; Wheeler, David L

    2008-01-01

    GenBank (R) is a comprehensive database that contains publicly available nucleotide sequences for more than 260 000 named organisms, obtained primarily through submissions from individual laboratories and batch submissions from large-scale sequencing projects. Most submissions are made using the web-based BankIt or standalone Sequin programs and accession numbers are assigned by GenBank staff upon receipt. Daily data exchange with the European Molecular Biology Laboratory Nucleotide Sequence Database in Europe and the DNA Data Bank of Japan ensures worldwide coverage. GenBank is accessible through NCBI's retrieval system, Entrez, which integrates data from the major DNA and protein sequence databases along with taxonomy, genome, mapping, protein structure and domain information, and the biomedical journal literature via PubMed. BLAST provides sequence similarity searches of GenBank and other sequence databases. Complete bimonthly releases and daily updates of the GenBank database are available by FTP. To access GenBank and its related retrieval and analysis services, begin at the NCBI Homepage: www.ncbi.nlm.nih.gov. PMID:18073190

  6. GenBank.

    PubMed

    Benson, Dennis A; Karsch-Mizrachi, Ilene; Lipman, David J; Ostell, James; Sayers, Eric W

    2010-01-01

    GenBank is a comprehensive database that contains publicly available nucleotide sequences for more than 300,000 organisms named at the genus level or lower, obtained primarily through submissions from individual laboratories and batch submissions from large-scale sequencing projects, including whole genome shotgun (WGS) and environmental sampling projects. Most submissions are made using the web-based BankIt or standalone Sequin programs, and accession numbers are assigned by GenBank staff upon receipt. Daily data exchange with the European Molecular Biology Laboratory Nucleotide Sequence Database in Europe and the DNA Data Bank of Japan ensures worldwide coverage. GenBank is accessible through the NCBI Entrez retrieval system, which integrates data from the major DNA and protein sequence databases along with taxonomy, genome, mapping, protein structure and domain information, and the biomedical journal literature via PubMed. BLAST provides sequence similarity searches of GenBank and other sequence databases. Complete bi-monthly releases and daily updates of the GenBank database are available by FTP. To access GenBank and its related retrieval and analysis services, begin at the NCBI homepage: www.ncbi.nlm.nih.gov. PMID:19910366

  7. GenBank.

    PubMed

    Benson, Dennis A; Karsch-Mizrachi, Ilene; Lipman, David J; Ostell, James; Sayers, Eric W

    2011-01-01

    GenBank® is a comprehensive database that contains publicly available nucleotide sequences for more than 380,000 organisms named at the genus level or lower, obtained primarily through submissions from individual laboratories and batch submissions from large-scale sequencing projects, including whole genome shotgun (WGS) and environmental sampling projects. Most submissions are made using the web-based BankIt or standalone Sequin programs, and accession numbers are assigned by GenBank staff upon receipt. Daily data exchange with the European Nucleotide Archive (ENA) and the DNA Data Bank of Japan (DDBJ) ensures worldwide coverage. GenBank is accessible through the NCBI Entrez retrieval system that integrates data from the major DNA and protein sequence databases along with taxonomy, genome, mapping, protein structure and domain information, and the biomedical journal literature via PubMed. BLAST provides sequence similarity searches of GenBank and other sequence databases. Complete bimonthly releases and daily updates of the GenBank database are available by FTP. To access GenBank and its related retrieval and analysis services, begin at the NCBI Homepage: www.ncbi.nlm.nih.gov. PMID:21071399

  8. GenBank.

    PubMed

    Benson, Dennis A; Karsch-Mizrachi, Ilene; Clark, Karen; Lipman, David J; Ostell, James; Sayers, Eric W

    2012-01-01

    GenBank® is a comprehensive database that contains publicly available nucleotide sequences for more than 250,00 formally described species. These sequences are obtained primarily through submissions from individual laboratories and batch submissions from large-scale sequencing projects, including whole-genome shotgun (WGS) and environmental sampling projects. Most submissions are made using the web-based BankIt or standalone Sequin programs, and accession numbers are assigned by GenBank staff upon receipt. Daily data exchange with the European Nucleotide Archive (ENA) and the DNA Data Bank of Japan (DDBJ) ensures worldwide coverage. GenBank is accessible through the NCBI Entrez retrieval system, which integrates data from the major DNA and protein sequence databases along with taxonomy, genome, mapping, protein structure and domain information, and the biomedical journal literature via PubMed. BLAST provides sequence similarity searches of GenBank and other sequence databases. Complete bimonthly releases and daily updates of the GenBank database are available by FTP. To access GenBank and its related retrieval and analysis services, begin at the NCBI home page: www.ncbi.nlm.nih.gov. PMID:22144687

  9. GenBank.

    PubMed

    Benson, Dennis A; Clark, Karen; Karsch-Mizrachi, Ilene; Lipman, David J; Ostell, James; Sayers, Eric W

    2014-01-01

    GenBank is a comprehensive database that contains publicly available nucleotide sequences for over 280,000 formally described species. These sequences are obtained primarily through submissions from individual laboratories and batch submissions from large-scale sequencing projects, including whole-genome shotgun and environmental sampling projects. Most submissions are made using the web-based BankIt or standalone Sequin programs, and GenBank staff assign accession numbers upon data receipt. Daily data exchange with the European Nucleotide Archive and the DNA Data Bank of Japan ensures worldwide coverage. GenBank is accessible through the National Center for Biotechnology Information (NCBI) Entrez retrieval system, which integrates data from the major DNA and protein sequence databases along with taxonomy, genome, mapping, protein structure and domain information, and the biomedical journal literature via PubMed. BLAST provides sequence similarity searches of GenBank and other sequence databases. Complete bimonthly releases and daily updates of the GenBank database are available by FTP. To access GenBank and its related retrieval and analysis services, begin at the NCBI home page: www.ncbi.nlm.nih.gov. PMID:24217914

  10. GenBank.

    PubMed

    Benson, Dennis A; Karsch-Mizrachi, Ilene; Lipman, David J; Ostell, James; Sayers, Eric W

    2009-01-01

    GenBank is a comprehensive database that contains publicly available nucleotide sequences for more than 300,000 organisms named at the genus level or lower, obtained primarily through submissions from individual laboratories and batch submissions from large-scale sequencing projects. Most submissions are made using the web-based BankIt or standalone Sequin programs, and accession numbers are assigned by GenBank(R) staff upon receipt. Daily data exchange with the European Molecular Biology Laboratory Nucleotide Sequence Database in Europe and the DNA Data Bank of Japan ensures worldwide coverage. GenBank is accessible through the National Center for Biotechnology Information (NCBI) Entrez retrieval system, which integrates data from the major DNA and protein sequence databases along with taxonomy, genome, mapping, protein structure and domain information, and the biomedical journal literature via PubMed. BLAST provides sequence similarity searches of GenBank and other sequence databases. Complete bimonthly releases and daily updates of the GenBank database are available by FTP. To access GenBank and its related retrieval and analysis services, begin at the NCBI Homepage: www.ncbi.nlm.nih.gov. PMID:18940867

  11. Why Food Banks?

    Microsoft Academic Search

    Geoffrey Lougheed

    2009-01-01

    The following is a speech give at Laurentian University. This educational facility, just as the other 2 colleges in Sudbury, has an active food bank. You will find my words open a dialogue as to the history, reasoning and future of food banks. I have given a wide scope of activities that fall under the tent of food security.

  12. Precision Capacitor Bank

    Microsoft Academic Search

    A. H. Bushnell; J. B. Ennis; M. Dobrino; P. Gaywood

    2007-01-01

    Summary form only given. High voltage capacitor banks may be required to deliver precise amounts of energy to the load. Various industrial and scientific systems including lasers, magnets and flash lamps may require precise and repeatable energy delivery. This paper discusses the design of capacitor banks to meet these requirements. This includes precise voltage control and stable capacitors. Film capacitors

  13. 12 CFR 211.22 - Interstate banking operations of foreign banking organizations.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    12 Banks and Banking 2 2014-01-01 2014-01-01 false Interstate banking operations of foreign banking organizations. 211.22 Section 211.22 Banks and Banking FEDERAL RESERVE SYSTEM BOARD OF GOVERNORS OF THE...

  14. 12 CFR 152.19 - Conversion to National banking association or state bank.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    12 Banks and Banking 1 2014-01-01 2014-01-01 false Conversion to National banking association or state bank. 152.19 Section 152.19 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY...

  15. 12 CFR 211.22 - Interstate banking operations of foreign banking organizations.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    12 Banks and Banking 2 2010-01-01 2010-01-01 false Interstate banking operations of foreign banking organizations. 211.22 Section 211.22 Banks and Banking FEDERAL RESERVE SYSTEM BOARD OF GOVERNORS OF THE...

  16. 12 CFR 211.22 - Interstate banking operations of foreign banking organizations.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    12 Banks and Banking 2 2011-01-01 2011-01-01 false Interstate banking operations of foreign banking organizations. 211.22 Section 211.22 Banks and Banking FEDERAL RESERVE SYSTEM BOARD OF GOVERNORS OF THE...

  17. 12 CFR 211.22 - Interstate banking operations of foreign banking organizations.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    12 Banks and Banking 2 2012-01-01 2012-01-01 false Interstate banking operations of foreign banking organizations. 211.22 Section 211.22 Banks and Banking FEDERAL RESERVE SYSTEM BOARD OF GOVERNORS OF THE...

  18. 12 CFR 211.22 - Interstate banking operations of foreign banking organizations.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    12 Banks and Banking 2 2013-01-01 2013-01-01 false Interstate banking operations of foreign banking organizations. 211.22 Section 211.22 Banks and Banking FEDERAL RESERVE SYSTEM BOARD OF GOVERNORS OF THE...

  19. 12 CFR 152.19 - Conversion to National banking association or state bank.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    12 Banks and Banking 1 2012-01-01 2012-01-01 false Conversion to National banking association or state bank. 152.19 Section 152.19 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY...

  20. 12 CFR 152.19 - Conversion to National banking association or state bank.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    12 Banks and Banking 1 2013-01-01 2013-01-01 false Conversion to National banking association or state bank. 152.19 Section 152.19 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY...

  1. Ex-situ conservation of Black poplar in Europe: genetic diversity in nine gene bank collections and their value for nature development

    Microsoft Academic Search

    V. Storme; A. Vanden Broeck; B. Ivens; D. Halfmaerten; J. Van Slycken; S. Castiglione; F. Grassi; T. Fossati; J. E. Cottrell; H. E. Tabbener; F. Lefèvre; C. Saintagne; S. Fluch; V. Krystufek; K. Burg; S. Bordács; A. Borovics; K. Gebhardt; B. Vornam; A. Pohl; N. Alba; D. Agúndez; C. Maestro; E. Notivol; J. Bovenschen; B. C. van Dam; J. van der Schoot; B. J. Vosman; W. Boerjan; M. J. M. Smulders

    2004-01-01

    Populus nigra L. is a pioneer tree species of riparian ecosystems that is threatened with extinction because of the loss of its natural habitat. To evaluate the existing genetic diversity of P. nigra within ex-situ collections, we analyzed 675 P. nigra L. accessions from nine European gene banks with three amplified fragment length polymorphism (AFLP) and five microsatellite [or simple

  2. Florida Human Service Task Bank. Volume 2. Final Report of the Florida Board of Regents Office of Career Planning and Curriculum Development for the Human Services.

    ERIC Educational Resources Information Center

    State Univ. System of Florida, Tallahassee.

    This practical guide for training and personnel specialists working in the human service agencies provides an understanding of how the Human Service Task Bank and the Manpower Management Information System (MMIS) (described in HE 007 310) can be used to address personnel and training problems. The Manpower Management Information System and the…

  3. World Bank Development Sector Adjustment Operation Life Line to Nigerian Universities: Impact on Information Demand and Supply in the University of Agriculture, Makurdi Library.

    ERIC Educational Resources Information Center

    Ozowa, Vincent Nnamdi

    1995-01-01

    Provides an overview of the rationale behind the World Bank credit line to Nigerian universities and examines the impact of the credit facility on the information demand and supply in the University of Agriculture, Makurdi Library (Nigeria). Discusses problems, such as poor quantity and quality of books and journals, lack of equipment, and lack of…

  4. World Bank Series on Integrated Resource Recovery

    Microsoft Academic Search

    Mark F. Cantley

    1986-01-01

    In 1981 a three-year global research and development project of Integrated Resource Recovery (waste recycling) was initiated by the United Nations Development Program (UNDP). The World Bank, through its Water Supply and Urban Development Department, acted as executing agency. The goal of the project was to explore ways for achieving economic and social benefits through sustainable resource recovery activities in

  5. Exploiting bank locality in multi-bank memories

    Microsoft Academic Search

    Guilin Chen; Mahmut T. Kandemir; Hendra Saputra; Mary Jane Irwin

    2003-01-01

    Bank locality can be defined as localizing the number of load\\/store accesses to a small set of memory banks at a given time. An optimizing compiler can modify a given input code to improve its bank locality. There are several practical advantages of enhancing bank locality, the most important of which is reduced memory energy consumption. Recent trends indicate that

  6. 11.10 Filter Banks What Are Filter Banks?

    E-print Network

    Fowler, Mark

    1/7 11.10 Filter Banks #12;2/7 What Are Filter Banks? Often need to slice up a "wideband" signal into various "subbands" Figure from Porat's Book #12;3/7 Filter Banks Application: Cell Phone Basestation FDMA Converter & ADC Filter Bank Demod Demod Demod Antenna ... ...User 1 User M ff2f1 1 GHz ... ... User 1

  7. The World Bank's Support for Science and Technology.

    ERIC Educational Resources Information Center

    Weiss, Charles, Jr.

    1985-01-01

    Discusses the World Bank's role in helping scientific and technological development in developing countries. Areas considered include bank support for science and technology, agricultural research/extension, international agricultural and health research, education and training, support for industrial innovation, energy, research and policy, and…

  8. GenBank

    PubMed Central

    Benson, Dennis A.; Clark, Karen; Karsch-Mizrachi, Ilene; Lipman, David J.; Ostell, James; Sayers, Eric W.

    2015-01-01

    GenBank® (http://www.ncbi.nlm.nih.gov/genbank/) is a comprehensive database that contains publicly available nucleotide sequences for over 300 000 formally described species. These sequences are obtained primarily through submissions from individual laboratories and batch submissions from large-scale sequencing projects, including whole-genome shotgun and environmental sampling projects. Most submissions are made using the web-based BankIt or standalone Sequin programs, and GenBank staff assign accession numbers upon data receipt. Daily data exchange with the European Nucleotide Archive and the DNA Data Bank of Japan ensures worldwide coverage. GenBank is accessible through the NCBI Entrez retrieval system, which integrates data from the major DNA and protein sequence databases along with taxonomy, genome, mapping, protein structure and domain information, and the biomedical journal literature via PubMed. BLAST provides sequence similarity searches of GenBank and other sequence databases. Complete bimonthly releases and daily updates of the GenBank database are available by FTP. PMID:25414350

  9. GenBank.

    PubMed

    Benson, Dennis A; Clark, Karen; Karsch-Mizrachi, Ilene; Lipman, David J; Ostell, James; Sayers, Eric W

    2015-01-01

    GenBank(®) (http://www.ncbi.nlm.nih.gov/genbank/) is a comprehensive database that contains publicly available nucleotide sequences for over 300 000 formally described species. These sequences are obtained primarily through submissions from individual laboratories and batch submissions from large-scale sequencing projects, including whole-genome shotgun and environmental sampling projects. Most submissions are made using the web-based BankIt or standalone Sequin programs, and GenBank staff assign accession numbers upon data receipt. Daily data exchange with the European Nucleotide Archive and the DNA Data Bank of Japan ensures worldwide coverage. GenBank is accessible through the NCBI Entrez retrieval system, which integrates data from the major DNA and protein sequence databases along with taxonomy, genome, mapping, protein structure and domain information, and the biomedical journal literature via PubMed. BLAST provides sequence similarity searches of GenBank and other sequence databases. Complete bimonthly releases and daily updates of the GenBank database are available by FTP. PMID:25414350

  10. Developing Item Banks for Measuring Pediatric Generic Health-Related Quality of Life: An Application of the International Classification of Functioning, Disability and Health for Children and Youth and Item Response Theory

    PubMed Central

    Gandhi, Pranav K.; Thompson, Lindsay A.; Tuli, Sanjeev Y.; Revicki, Dennis A.; Shenkman, Elizabeth; Huang, I-Chan

    2014-01-01

    The purpose of this study was to develop item banks by linking items from three pediatric health-related quality of life (HRQoL) instruments using a mixed methodology. Secondary data were collected from 469 parents of children aged 8-16 years. The International Classification of Functioning, Disability and Health-Children and Youth (ICF-CY) served as a framework to compare the concepts of items from three HRQoL instruments. The structural validity of the individual domains was examined using confirmatory factor analyses. Samejima's Graded Response Model was used to calibrate items from different instruments. The known-groups validity of each domain was examined using the status of children with special health care needs (CSHCN). Concepts represented by the items in the three instruments were linked to 24 different second-level categories of the ICF-CY. Eight item banks representing eight unidimensional domains were created based on the linkage of the concepts measured by the items of the three instruments to the ICF-CY. The HRQoL results of CSHCN in seven out of eight domains (except personality) were significantly lower compared with children without special health care needs (p<0.05). This study demonstrates a useful approach to compare the item concepts from the three instruments and to generate item banks for a pediatric population. PMID:25268926

  11. Core 4: Image Bank

    NSDL National Science Digital Library

    This Image Bank supplements the coursework for Core 4: The Shaping of the Modern World, an introductory course offered by the History Department of Brooklyn College. The Image Bank indexes numerous historical images spanning from the Scientific Revolution to the present. The images are divided into eight major topic indexes: Ancien Regime and Critics; Age of Revolutions; Industry and Society; Liberalism and Nationalism; Varieties of Imperialism; The World Turned Upside Down; Fascism, Depression & WWII; and, The World Since 1945. Indexes for major topics contain clustered subtopics, allowing users to locate relevant images quickly. This Image Bank presents students and educators with a valuable, visual method for understanding Modern Western History.

  12. Consumers’ attitudes towards online and mobile banking in China

    Microsoft Academic Search

    Sylvie Laforet; Xiaoyan Li

    2005-01-01

    Purpose – The aim of this study is to investigate the market status for online\\/mobile banking in China. With the recent and forecasted high growth of Chinese electronic banking, it has the potential to develop into a world-scale internet economy and requires examination. Design\\/methodology\\/approach – The demographic, attitudinal and behavioural characteristics of online and mobile bank users were examined. Respondents

  13. The Evolution of Online Banking

    Microsoft Academic Search

    Douglas Ross

    The purpose of this paper is to explore the success of U.S. banks in utilizing online banking as a distribution channel for their products and services. The emergence of the Internet as a distribution medium of revolutionary potential in the mid-1990s was greeted by the majority of banks with reservation and caution. At the beginning of this era banks were

  14. Commercial Banks Efficiency in Tanzania

    Microsoft Academic Search

    Jehovaness Aikaeli

    Abstract Efficient banking,system reflects a sound intermediation process and hence the banks’ due contribution to economic growth. If commercial banks are functioning efficiently, monetary policies are likely to be effective. This study is motivated by the fact that, though banking sector is the largest part of the financial system in Tanzania, little is known about its efficiency status. Secondary time

  15. Tobacco control, global health policy and development: towards policy coherence in global governance

    PubMed Central

    Collin, Jeff

    2015-01-01

    The WHO Framework Convention on Tobacco Control (FCTC) demonstrates the international political will invested in combating the tobacco pandemic and a newfound prominence for tobacco control within the global health agenda. However, major difficulties exist in managing conflicts with foreign and trade policy priorities, and significant obstacles confront efforts to create synergies with development policy and avoid tensions with other health priorities. This paper uses the concept of policy coherence to explore congruence and inconsistencies in objectives, policy, and practice between tobacco control and trade, development and global health priorities. Following the inability of the FCTC negotiations to satisfactorily address the relationship between trade and health, several disputes highlight the challenges posed to tobacco control policies by multilateral and bilateral agreements. While the work of the World Bank has demonstrated the potential contribution of tobacco control to development, the absence of non-communicable diseases from the Millennium Development Goals has limited scope to offer developing countries support for FCTC implementation. Even within international health, tobacco control priorities may be hard to reconcile with other agendas. The paper concludes by discussing the extent to which tobacco control has been pursued via a model of governance very deliberately different from those used in other health issues, in what can be termed ‘tobacco exceptionalism’. The analysis developed here suggests that non-communicable disease (NCD) policies, global health, development and tobacco control would have much to gain from re-examining this presumption of difference. PMID:22345267

  16. National Task Bank. Tasks in Social Welfare and Rehabilitation Services, Administration, Money Payments.

    ERIC Educational Resources Information Center

    Upjohn (W.E.) Inst. for Employment Research, Washington, DC.

    The National Task Bank of 547 tasks in the public welfare field was developed from tasks written by eight states and by the Social and Rehabilitation Service. This document describes the background and development of the bank and outlines the procedures used. The task bank illustrates 13 functional cagegories of data, people, and things for…

  17. Regeneration of Cyperaceae, with particular reference to seed ecology and seed banks

    Microsoft Academic Search

    Mary Allessio Leck; Wolfgang Schütz

    2005-01-01

    Cyperaceae (sedges) are an important component of many ecosystems. To understand better their regeneration, we examined seed ecology, including dispersal, seed characteristics, and germination behavior that relate to seed bank development and persistence. We also evaluated sedge seed banks from 104 studies, representing a wide array of habitats. Sedge seed bank development and persistence were associated with germination and dormancy

  18. 77 FR 60119 - Formations of, Acquisitions by, and Mergers of Bank Holding Companies

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-10-02

    ...Bank of Kansas City (Dennis Denney, Assistant Vice President) 1 Memorial Drive, Kansas City, Missouri 64198-0001: 1. Luxury Development Partners, Inc., Wichita, Kansas; to become a bank holding company by acquiring, together with its...

  19. 12 CFR 900.2 - Terms relating to Bank operations, mission and supervision.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ...funding for targeted community lending and affordable housing, including advances made under a Bank's Rural Development Funding (RDF) program, offered under section 10(j)(10) of the Act (12 U.S.C. 1430(j)(10)); a Bank's Urban...

  20. 12 CFR 900.2 - Terms relating to Bank operations, mission and supervision.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ...funding for targeted community lending and affordable housing, including advances made under a Bank's Rural Development Funding (RDF) program, offered under section 10(j)(10) of the Act (12 U.S.C. 1430(j)(10)); a Bank's Urban...

  1. Bank market structure and entrepreneurship

    Microsoft Academic Search

    Tammy M. Rogers

    This paper investigates the impact of bank market structure differences within U.S. states on entrepreneurial activity. A\\u000a panel model is used to evaluate differences in new firm starts within the states relative to the bank market structure and\\u000a competition. The results indicate that states with more small banks, as measured by the number of unit banks, and banks with\\u000a more

  2. Fall Math Idea Bank

    NSDL National Science Digital Library

    Wendy Petti

    2014-01-01

    This math idea bank includes autumn themed hands-on activities focused on the topics of leaves, spiders, and pumpkins. Also included in this resource are links to online activities and websites for research.

  3. Tree-bank grammars

    SciTech Connect

    Charniak, E. [Brown Univ., Providence, RI (United States)

    1996-12-31

    By a {open_quotes}tree-bank grammar{close_quotes} we mean a context-free grammar created by reading the production rules directly from hand-parsed sentences in a tree bank. Common wisdom has it that such grammars do not perform well, though we know of no published data on the issue. The primary purpose of this paper is to show that the common wisdom is wrong. In particular, we present results on a tree-bank grammar based on the Penn Wall Street Journal tree bank. To the best of our knowledge, this grammar outperforms all other non-word-based statistical parsers/grammars on this corpus. That is, it outperforms parsers that consider the input as a string of tags and ignore the actual words of the corpus.

  4. The Multilateral Disarmament Process. Conference on the United Nations of the Next Decade (16th, Warwick, Bermuda, June 21-26, 1981).

    ERIC Educational Resources Information Center

    Stanley Foundation, Muscatine, IA.

    This is a report of a conference held in Bermuda in 1981 to discuss a multilateral approach to disarmament. The conference was an informal, off-the-record exchange of ideas and opinions among 24 diplomats and scholars from 18 countries and two international agencies. Participants considered current disarmament concepts, assessed UN disarmament…

  5. IT governance: Objectives and assurances in internet banking

    Microsoft Academic Search

    Shi-Ming Huang; Wei-Cheng Shen; David C. Yen; Ling-Yi Chou

    This paper develops and tests a new factor of the trust model in electronic commerce; namely, internet banking. Internal control of internet banking is very consistent with high levels of trust factors such as security, privacy, and other risk issues. However, this type of association has not yet been widely recognized as a trusted model from the consumer's electronic commerce

  6. Building a Common Enterprise Technical Architecture for an Universal Bank

    Microsoft Academic Search

    Jianguang Sun; Yan Chen

    2010-01-01

    Researches on enterprise architecture mainly focus on business process organizing, software development, enterprise application integration and etc., but not much emphasis is focused on the enterprise technical architecture and its components. The paper proposed a domain based integrated enterprise technical architecture for a universal bank, helping to build common patterns to manage bank's technical IT applications and infrastructure in a

  7. The use of prepaid cards for banking the poor

    Microsoft Academic Search

    Francesc Prior; Javier Santoma

    2008-01-01

    Prepaid products can become an effective instrument for banking the poor, as they can be used for collecting microdeposits and so operate as a low-cost account. Prepaid platforms have characteristics that make them especially useful for developing low-cost microfinance business models. Indeed, customers using prepaid systems do not need bank accounts or debit or credit cards. Prepaid issuers do not

  8. 12 CFR 614.4352 - Farm Credit Banks and agricultural credit banks.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ...Banking 7 2013-01-01 2013-01-01 false Farm Credit Banks and agricultural credit banks. 614.4352 Section 614.4352 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS...

  9. 12 CFR 614.4352 - Farm Credit Banks and agricultural credit banks.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ...Banking 7 2014-01-01 2014-01-01 false Farm Credit Banks and agricultural credit banks. 614.4352 Section 614.4352 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS...

  10. 12 CFR 614.4352 - Farm Credit Banks and agricultural credit banks.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ...Banking 7 2012-01-01 2012-01-01 false Farm Credit Banks and agricultural credit banks. 614.4352 Section 614.4352 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS...

  11. 12 CFR 614.4352 - Farm Credit Banks and agricultural credit banks.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ...Banking 6 2011-01-01 2011-01-01 false Farm Credit Banks and agricultural credit banks. 614.4352 Section 614.4352 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS...

  12. 12 CFR 225.101 - Bank holding company's subsidiary banks owning shares of nonbanking companies.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ...to shares owned indirectly by a bank holding company through a banking...as to shares held directly by the bank holding company. A contrary interpretation would impair the right that member banks controlled by bank holding...

  13. 12 CFR 614.4070 - Loans and chartered territory-Farm Credit Banks, agricultural credit banks, Federal land bank...

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ...2013-01-01 false Loans and chartered territory-Farm Credit Banks, agricultural credit banks, Federal...4070 Section 614.4070 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS...

  14. 12 CFR 614.4070 - Loans and chartered territory-Farm Credit Banks, agricultural credit banks, Federal land bank...

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ...2011-01-01 false Loans and chartered territory-Farm Credit Banks, agricultural credit banks, Federal...4070 Section 614.4070 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS...

  15. 12 CFR 614.4070 - Loans and chartered territory-Farm Credit Banks, agricultural credit banks, Federal land bank...

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ...2012-01-01 false Loans and chartered territory-Farm Credit Banks, agricultural credit banks, Federal...4070 Section 614.4070 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS...

  16. 12 CFR 614.4070 - Loans and chartered territory-Farm Credit Banks, agricultural credit banks, Federal land bank...

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ...2014-01-01 false Loans and chartered territory-Farm Credit Banks, agricultural credit banks, Federal...4070 Section 614.4070 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS...

  17. 40 CFR 1037.715 - Banking.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ...2012-07-01 2012-07-01 false Banking. 1037.715 Section 1037.715 Protection...HEAVY-DUTY MOTOR VEHICLES Averaging, Banking, and Trading for Certification § 1037.715 Banking. (a) Banking is the retention...

  18. 40 CFR 1036.715 - Banking.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ...2013-07-01 2013-07-01 false Banking. 1036.715 Section 1036.715 Protection...HEAVY-DUTY HIGHWAY ENGINES Averaging, Banking, and Trading for Certification § 1036.715 Banking. (a) Banking is the retention...

  19. 40 CFR 1036.715 - Banking.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ...2014-07-01 2014-07-01 false Banking. 1036.715 Section 1036.715 Protection...HEAVY-DUTY HIGHWAY ENGINES Averaging, Banking, and Trading for Certification § 1036.715 Banking. (a) Banking is the retention...

  20. 40 CFR 1037.715 - Banking.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ...2013-07-01 2013-07-01 false Banking. 1037.715 Section 1037.715 Protection...HEAVY-DUTY MOTOR VEHICLES Averaging, Banking, and Trading for Certification § 1037.715 Banking. (a) Banking is the retention...

  1. 40 CFR 1037.715 - Banking.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ...2014-07-01 2014-07-01 false Banking. 1037.715 Section 1037.715 Protection...HEAVY-DUTY MOTOR VEHICLES Averaging, Banking, and Trading for Certification § 1037.715 Banking. (a) Banking is the retention...

  2. 40 CFR 1036.715 - Banking.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ...2012-07-01 2012-07-01 false Banking. 1036.715 Section 1036.715 Protection...HEAVY-DUTY HIGHWAY ENGINES Averaging, Banking, and Trading for Certification § 1036.715 Banking. (a) Banking is the retention...

  3. 31 CFR 515.320 - Domestic bank.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ...Domestic bank. The term domestic bank shall mean any branch or office...a designated foreign country; any bank or trust company incorporated under...district of the United States, or any private bank or banker subject to...

  4. 31 CFR 515.320 - Domestic bank.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ...Domestic bank. The term domestic bank shall mean any branch or office...a designated foreign country; any bank or trust company incorporated under...district of the United States, or any private bank or banker subject to...

  5. 31 CFR 515.320 - Domestic bank.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ...Domestic bank. The term domestic bank shall mean any branch or office...a designated foreign country; any bank or trust company incorporated under...district of the United States, or any private bank or banker subject to...

  6. 31 CFR 515.320 - Domestic bank.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ...Domestic bank. The term domestic bank shall mean any branch or office...a designated foreign country; any bank or trust company incorporated under...district of the United States, or any private bank or banker subject to...

  7. 31 CFR 515.320 - Domestic bank.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ...Domestic bank. The term domestic bank shall mean any branch or office...a designated foreign country; any bank or trust company incorporated under...district of the United States, or any private bank or banker subject to...

  8. 31 CFR 500.320 - Domestic bank.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ...Domestic bank. The term domestic bank shall mean any branch or office...any designated foreign country: Any bank or trust company incorporated under...district of the United States, or any private bank or banker subject to...

  9. Seminar on Factual and Numerical Data Banks. Final Report (Rabat, Morocco, February 21-24, 1984).

    ERIC Educational Resources Information Center

    United Nations Educational, Scientific and Cultural Organization, Paris (France). General Information Programme.

    The proceedings of a seminar on factual and numerical data banks are described. Seminar objectives were to: (1) make potential users aware of the value of data banks in their respective disciplines and inform them of the tools available; (2) identify national and regional data bank requirements; and (3) define a strategy for development in this…

  10. Reaction of European Bank stock prices to events of the Asian and Russian Financial crises

    E-print Network

    Boyer, Edmond

    1 Reaction of European Bank stock prices to events of the Asian and Russian Financial crises Céline of the Asian and Russian financial crises for a sample of European banks. This issue is of importance regarding financial fragility and contagion effects within the banking industry. We develop an event study methodology

  11. Independence within Government : A Comparative Perspective on Central Banking in Norway 1945-1970

    Microsoft Academic Search

    Christian Venneslan; Ragnar Trøite; Christoffer Kleivset; Bastian Klunde

    2012-01-01

    This article surveys the degree of central bank independence in Norway between 1945 and 1970. By comparing the developments in Norway with those of Sweden and the United Kingdom, it is shown that the Norwegian central bank had less room for maneuver than in the other countries. In spite of a high legal independence, the actual performance of central bank

  12. Antecedents of online banking satisfaction and loyalty: empirical evidence from Finland

    Microsoft Academic Search

    Heikki Karjaluoto; Lasse Jarvenpaa; Ville Kauppi

    2009-01-01

    This study endeavours to contribute to a better understanding of Service Quality (SQ) in online banking by examining the various dimensions related to creating a satisfactory online banking experience. The authors develop a conceptual model and test it with a convenience sample of 183 online banking users. The empirical test of the model finds strong support for the links between

  13. Automated Test Item Banking. Final Report for Period January 1977-February 1978.

    ERIC Educational Resources Information Center

    Ree, Malcolm James

    The computer can assist test construction in the following four ways: (1) storage or banking of test items; (2) banking of item attributes; (3) test construction; and (4) test printing. Automated Item Banking (AIB) is a computerized item storage and test construction system which illustrates these capabilities. It was developed, implemented, and…

  14. Criteria Used by Private Bank Officers to Evaluate New Ventures: An Analysis of Gaps and Shortcomings

    Microsoft Academic Search

    Bjørnar Reitan; Sigmund J. Waagø

    2004-01-01

    This paper is an analysis of the criteria used by private bank officers in Norway when evaluating and validating new venture proposals. A questionnaire was administered to 130 private bank officers in four Norwegian banks to determine the criteria they use to decide on funding new ventures. The response rate was 83.1%. A list of forty-two criteria was developed, building

  15. How Do Individuals Choose Banks? An Application to Household Level Data from Turkey

    Microsoft Academic Search

    Oya Pinar Ardic; Uygar Yuzereroglu

    2009-01-01

    This paper uses a multinomial probit model to analyze individuals' choice of banks based on the types of banking services they use, their own characteristics, and their own perceptions about important factors in banking. Previous studies on this topic, which are limited in number, concentrate on the U.S. where financial markets are well-developed. This analysis uses a unique individual level

  16. Provision of electronic banking in the UK and the Republic of Ireland

    Microsoft Academic Search

    Elizabeth Daniel

    1999-01-01

    Electronic or online banking is the newest delivery channel to be offered by the retail banks in many developed countries and there is wide agreement that this channel will have a significant impact on the market. Aims to quantify the current provision of electronic services by major retail banking organisations in the UK and the Republic of Ireland. Additional insight

  17. Master of Science in Banking and Finance Banking and Finance

    E-print Network

    Krause, Rolf

    Entrepreneurship Writing Business Plans 3 Risk Management 6 Behavioural finance 6 Introductory Corporate GovernanceMaster of Science in Banking and Finance Banking and Finance Goals and Contents The Master in Banking and Finance has been designed to provide graduates with the necessary tools and skills

  18. Master of Science in Banking and Finance Banking and Finance

    E-print Network

    Krause, Rolf

    Analysis 6 Financial Intermediation 6 Economics of Information or Behavioural Finance 6 Applied StatisticsMaster of Science in Banking and Finance Banking and Finance Goals and Contents The Master in Banking and Finance has been designed to provide graduates with the necessary tools and skills

  19. Development of a Parent-Report Cognitive Function Item Bank Using Item Response Theory and Exploration of its Clinical Utility in Computerized Adaptive Testing

    PubMed Central

    Butt, Zeeshan; Zelko, Frank; Cella, David; Krull, Kevin R.; Kieran, Mark W.; Goldman, Stewart

    2011-01-01

    Objective?The purpose of this study is to report the reliability, validity, and clinical utility of a parent-report perceived cognitive function (pedsPCF) item bank.?Methods?From the U.S. general population, 1,409 parents of children aged 7–17 years completed 45 pedsPCF items. Their psychometric properties were evaluated using Item Response Theory (IRT) approaches. Receiver operating characteristic (ROC) curves and discriminant function analysis were used to predict clinical problems on child behavior checklist (CBCL) scales. A computerized adaptive testing (CAT) simulation was used to evaluate clinical utility.?Results?The final 43-item pedsPCF item bank demonstrates no item bias, has acceptable IRT parameters, and provides good prediction of related clinical problems. CAT simulation resulted in correlations of 0.98 between CAT and the full-length pedsPCF.?Conclusions?The pedsPCF has sound psychometric properties, U.S. general population norms, and a brief-yet-precise CAT version is available. Future work will evaluate pedsPCF in other clinical populations in which cognitive function is important. PMID:21378106

  20. HAZARDOUS SUBSTANCES DATA BANK (HSDB)

    EPA Science Inventory

    Hazardous Substances Data Bank (HSDB) is a factual, non-bibliographic data bank focusing upon the toxicology of potentially hazardous chemicals. It is enhanced with data from such related areas as emergency handling procedures, environmental fate, human exposure, detection method...

  1. Integrated Framework for Information Security in Mobile Banking Service Based on Smart Phone

    Microsoft Academic Search

    Yong-Nyuo Shin; Myung Geun Chun

    2010-01-01

    \\u000a Since Apple launched the iPhone service in November 2009 in Korea, smartphone banking users are increasing dramatically, forcing\\u000a lenders to develop new products to deal with such demand. The bank of korea took the lead in jointing together to create a\\u000a mobile banking application that each bank can adapt for its own use. In providing smartphone services, it is of

  2. DOE/ANL/HTRI heat exchanger tube vibration data bank

    SciTech Connect

    Halle, H.; Chenoweth, J.M.; Wambsganss, M.W.

    1980-02-01

    Development of a new heat exchanger tube vibration data bank at Argonne National Laboratory is described. Comprehensive case histories on heat exchangers that have experienced tube-vibration problems and units that have been trouble-free are accumulated and this information is rendered available for evaluation, improvement, and development of vibration-prediction methods and design guidelines. Discussions include difficulties in generating a data bank, data form development, and solicitation efforts. Also included are 15 case histories upon which the data bank will be built. As new case histories are received, they will be assembled and published as addenda to this report.

  3. Integrated Learning with International Banking Executives

    ERIC Educational Resources Information Center

    Zinke, Sabine; Briault, Steve

    2007-01-01

    The article describes an in-house executive development programme run by the authors in a leading banking group in the CEE region. The programme attempts to follow a systemic approach to learning and contains a mix of elements including action learning, classroom teaching, study, peer support and feedback and "learning visits" to participants'…

  4. World Bank Atlas. [Twenty-Fourth Edition.

    ERIC Educational Resources Information Center

    World Bank, Washington, DC.

    This edition of the World Bank Atlas presents curent economic and social data for 185 countries and territories in the world. A number of maps, tables, and graphs highlight key relationships and trends in the development of the countries. The atlas includes data on population, gross national product (GNP), share of agriculture in gross domestic…

  5. Basel Committee on Banking Supervision

    E-print Network

    McNeil, Alexander J.

    § Basel Committee on Banking Supervision International Convergence of Capital Measurement, or for additions/changes to the mailing list, should be sent to: Bank for International Settlements Press © Bank for International Settlements 2005. All rights reserved. Brief excerpts may be reproduced

  6. The Diffusion of Online Banking

    Microsoft Academic Search

    Laura Bradley; Kate Stewart

    2003-01-01

    The financial services environment has been subject to changes on many fronts. Technological change and the advent of the Internet are among the most dramatic and challenging areas of change for the sector. This paper looks at retail banking and its adoption of online banking, in particular the factors driving and inhibiting adoption by banks. An international Delphi study confirms

  7. Assicurativo | Bancario | Finanziario DEUTSCHE BANK

    E-print Network

    Schettini, Raimondo

    Assicurativo | Bancario | Finanziario DEUTSCHE BANK CHI SIAMO Deutsche Bank, fondata nel 1870 Bank è uno dei principali istituti di credito internazionali presenti in Italia con circa 4.000 dipen sportelli (con forte concentrazione in Lombardia, Liguria, Campania e Puglia), 7 sedi Private Wealth

  8. PLATFORMS FOR DNA BANKING

    Technology Transfer Automated Retrieval System (TEKTRAN)

    The accelerated use of genomic technology in biological research portends a changing pattern in the use of genetic resource collections and fuels the desire among researchers to establish DNA banks. DNA sequencing of herbarium sheet specimens, cell cultures and germplasm offers a new approach to st...

  9. Joseph Banks: Pacific pictures

    Microsoft Academic Search

    Patricia Fara

    2003-01-01

    When Joseph Banks sailed to the Pacific with James Cook, two cultures clashed against each other. The Europeans looked down on the islanders as noble savages, but the local people were also amazed by these international encounters. Lacking any innate feelings of inferiority, they negotiated with their strange visitors, and resented attempts to indoctrinate Omai, a Tahitian, with the virtues

  10. Snow Bank Detectives

    ERIC Educational Resources Information Center

    Olson, Eric A.; Rule, Audrey C.; Dehm, Janet

    2005-01-01

    In the city where the authors live, located on the shore of Lake Ontario, children have ample opportunity to interact with snow. Water vapor rising from the relatively warm lake surface produces tremendous "lake effect" snowfalls when frigid winter winds blow. Snow piles along roadways after each passing storm, creating impressive snow banks. When…

  11. A bank management audit

    E-print Network

    Kennemer, Hoyt Granville

    1957-01-01

    on loans (Table IV, Item $) as a percentage of total earnings, however have ranged from 6. $ to 11 1 per cent below the average for member banks, The reason for these diffezences is zev'ealed, by Table V. This table shows that United. States Government...

  12. National Trade Data Bank

    NSDL National Science Digital Library

    National Trade Data Bank, U. S. Department of Commerce: Over 300,000 documents which include over 130 information programs from over 20 federal sources such as the Department's Foreign Trader's Index, the Export Yellow Pages, the Trade Opportunities Program, and Market Research Reports.

  13. Banking on Child Nutrition.

    ERIC Educational Resources Information Center

    Briley, Margaret; McBride, Andrea M.; Roberts-Gray, Cynthia

    1997-01-01

    The child-care facility is rapidly growing into the role of gatekeeper on food intake for children. This article describes guidelines for children's nutritional needs, what children are actually eating, how to make menus more nutritious (including recipes), how to strengthen menus and keep food costs low, and the use of food banks. (EV)

  14. Bank-a-Budget

    ERIC Educational Resources Information Center

    Karls, Doris; Jordan, Elaine

    1978-01-01

    The article gives procedures for consumer foods teachers to use to actively involve students in making independent food purchasing decisions according to the school foods lab budget and food buying principles. Included are forms used to keep records for each lab: unit bank account, meat lab evaluation, and market order. (MF)

  15. Money, credit and banking

    Microsoft Academic Search

    Aleksander Berentsen; Gabriele Camera; Christopher Waller

    2007-01-01

    In monetary models where agents are subject to trading shocks there is typically an ex post inefficiency since some agents are holding idle balances while others are cash constrained. This problem creates a role for financial intermediaries, such as banks, who accept nominal deposits and make nominal loans. In general, financial intermediation improves the allocation. The gains in welfare come

  16. Idea Bank: Skyping Science

    NSDL National Science Digital Library

    Adam Held

    2010-10-01

    Last year, the author of this month's Idea Bank had his 11th-grade physics students in Shanghai, China work with students from Chicago, Illinois. Both sets of students were given a list of questions and problems and asked to work together via Skype--a free

  17. Development of stem cells from umbilical cord blood and blood banking: "non-controversial" and "free of political and ethical debate"?

    PubMed

    Skene, Loane

    2012-03-01

    Opponents of human embryo research have understandably welcomed pluripotent stem cells being derived from body cells including cells from umbilical cords after childbirth. The cord would otherwise be discarded and embryos are not destroyed. However, there are other ethical, legal and political issues in cord blood collection, whether for the child's future use, or a public blood bank. Information and consent procedures may be misleading. Some parents have false hopes about potential outcomes. The right of access to stored blood and other benefits is sometimes uncertain for children and their families. Private stem cell repositories may compete with public ones. People may want to impose conditions on donation. Quality control may be an issue. PMID:22558901

  18. Bank erosion events and processes in the Upper Severn basin

    NASA Astrophysics Data System (ADS)

    Lawler, D. M.; Couperthwaite, J.; Bull, L. J.; Harris, N. M.

    This paper examines river bank retreat rates, individual erosion events, and the processes that drive them in the Upper Severn basin, mid-Wales, UK. Traditional erosion pin networks were used to deliver information on patterns of downstream change in erosion rates. In addition, the novel automatic Photo-Electronic Erosion Pin (PEEP) monitoring system was deployed to generate near-continuous data on the temporal distribution of bank erosion and accretion: this allowed focus on the magnitude and timing of individual erosional and depositional events in relation to specific flow episodes. Erosion dynamics data from throughout the Upper Severn basin are combined with detailed information on bank material properties and spatial change in channel hydraulics derived from direct field survey, to assess the relationships between flow properties and bank erosion rates. Results show that bank erosion rates generally increase downstream, but relate more strongly to discharge than to reach-mean shear stress, which peaks near the basin head. Downstream changes in erosion mechanisms and boundary materials, across the upland/lowland transition (especially the degree of development of composite bank material profiles), are especially significant. Examples of sequences of bank erosion events show how the PEEP system can (a) quantify the impact of individual, rather than aggregated, forcing events, (b) reveal the full complexity of bank response to given driving agents, including delayed erosion events, and (c) establish hypotheses of process-control in bank erosion systems. These findings have important implications for the way in which bank erosion problems are researched and managed. The complex responses demonstrated have special significance for the way in which bank processes and channel-margin sediment injections should be handled in river dynamics models.

  19. Development of a 3D Model for the Assessment of Vulnerability Due to Sea Level Rise on the Historic Strawbery Banke

    NASA Astrophysics Data System (ADS)

    Jefferson, M.; Curran, B.; Routhier, M.; Mulukutla, G. K.; Hall, C. L.

    2011-12-01

    The study of climate change is now starting to be widely researched around the world. One prominent exception to this fact is within the discipline of Historic Preservation. With the likelihood of climate change causing sea levels to rise over decades to come, historical preservationists are now looking for data and information which can help them mitigate potential threats to our cultural heritage along our sea coasts. Some such information that can be helpful in understanding these threats includes geographic information such as the locations of artifacts, fossils, and historic structures as well as their vertical elevation above mean sea level. In an effort to build a set of protocols to help preservations study these threats, our work is currently focusing on a historic living history museum site known as Strawbery Banke in Portsmouth, New Hampshire. This poster features a subset of this work that was completed through undergraduate student internships funded by the Joan and James Leitzel Center at the University of New Hampshire. This subset of work focused on the creation a 3D model of the study site. Two aspects of the creation of this model involved the completion of a topographic ground survey and the 3D digital mapping of the site itself. The ground survey was completed with the use of standard surveying techniques and tools and the 3D digital mapping was completed with the use of ArcScene, a software which is part of the ArcGIS suite. This work was completed in conjunction with a larger study funded by the National Geographic Society to better understand how sea level rise and the effects of storm surges are putting the historic structures at Strawbery Banke at risk.

  20. Fostering public cord blood banking and research in Canada.

    PubMed

    Isasi, Rosario; Dalpe, Gratien; Knoppers, Bartha M

    2013-12-01

    In June 2013, Canadian Blood Services (CBS) established the National Public Cord Blood Bank (NPCBB) accessible to Canadian and international patients and researchers. The NPCBB promotes efforts that contribute to research and improved clinical care by making units not suitable for banking or transplantation available for research. In the context of the NPCBB of the CBS, this article will focus on the practical tools (e.g., consent protocols) developed to optimize umbilical cord blood (UCB) banking and research while enabling ethical provenance of UCB stem cells. The Canadian approach represents an ideal model for comparison as it is a country in which the national public bank (and other regional/provincial public banks) coexists with private companies. PMID:24304072

  1. 12 CFR 619.9145 - Farm Credit Bank.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... Banks and Banking 7 2013-01-01 2013-01-01 false Farm Credit Bank. 619.9145 Section 619.9145 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9145 Farm Credit Bank....

  2. 12 CFR 619.9145 - Farm Credit Bank.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Banks and Banking 6 2010-01-01 2010-01-01 false Farm Credit Bank. 619.9145 Section 619.9145 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9145 Farm Credit Bank....

  3. 12 CFR 619.9145 - Farm Credit Bank.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... Banks and Banking 6 2011-01-01 2011-01-01 false Farm Credit Bank. 619.9145 Section 619.9145 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9145 Farm Credit Bank....

  4. 12 CFR 619.9145 - Farm Credit Bank.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... Banks and Banking 7 2014-01-01 2014-01-01 false Farm Credit Bank. 619.9145 Section 619.9145 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9145 Farm Credit Bank....

  5. 12 CFR 619.9145 - Farm Credit Bank.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... Banks and Banking 7 2012-01-01 2012-01-01 false Farm Credit Bank. 619.9145 Section 619.9145 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9145 Farm Credit Bank....

  6. Neighborly Relations: the Tumen development project and China's security strategy

    Microsoft Academic Search

    Carla P. Freeman

    2010-01-01

    This article considers why China has continued to support multilateral efforts to develop the Tumen River Delta region despite the failure of these efforts to achieve significant economic results. It argues that China has sustained its critical role in Tumen development because the project has served multiple objectives consistent with China's approach to managing its security along its land borders,

  7. 12 CFR 615.5452 - Law governing rights and obligations of Federal Reserve Banks, Farm Credit banks, and Funding...

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ...and obligations of Federal Reserve Banks, Farm Credit banks, and Funding Corporation...any person against Federal Reserve Banks, Farm Credit banks, and Funding Corporation...Section 615.5452 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT...

  8. 12 CFR 615.5452 - Law governing rights and obligations of Federal Reserve Banks, Farm Credit banks, and Funding...

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ...and obligations of Federal Reserve Banks, Farm Credit banks, and Funding Corporation...any person against Federal Reserve Banks, Farm Credit banks, and Funding Corporation...Section 615.5452 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT...

  9. 12 CFR 615.5452 - Law governing rights and obligations of Federal Reserve Banks, Farm Credit banks, and Funding...

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ...and obligations of Federal Reserve Banks, Farm Credit banks, and Funding Corporation...any person against Federal Reserve Banks, Farm Credit banks, and Funding Corporation...Section 615.5452 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT...

  10. 12 CFR 615.5452 - Law governing rights and obligations of Federal Reserve Banks, Farm Credit banks, and Funding...

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ...and obligations of Federal Reserve Banks, Farm Credit banks, and Funding Corporation...any person against Federal Reserve Banks, Farm Credit banks, and Funding Corporation...Section 615.5452 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT...

  11. Cord blood banking: a historical perspective.

    PubMed

    Navarrete, Cristina; Contreras, Marcela

    2009-10-01

    Umbilical cord blood (UCB) contains stem and progenitor cells capable of restoring haematopoietic and immunological function in vivo. UCB is currently used as an alternative source of haematopoietic stem cells for transplantation in patients suffering from haematological malignancies, bone marrow failures and inherited metabolic disorders. In order to facilitate transplantation, large repositories of frozen cord blood units (CBUs) from altruistic donations have been established in many parts of the world and to date there are more than 300,000 units stored worldwide. These products have been banked under stringent quality conditions, in order to ensure their safety and efficacy. The development and evolution of the policies and procedures currently in use in cord blood banking have been largely influenced by the clinical results of cord blood transplantation. This review aims to provide a historical overview of the various developments in the field of cord blood banking from its inception, highlighting the relevant aspects in their collection, banking and release that are known to influence the clinical outcome of these transplants. PMID:19796273

  12. 75 FR 10795 - Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-03-09

    ...Acquisition of Shares of Bank or Bank Holding Companies The notificants listed below...CFR 225.41) to acquire a bank or bank holding company. The factors that are considered...Smith Associated Banking Corporation, Hot Springs, Arkansas; and indirectly...

  13. Virtual blood bank.

    PubMed

    Wong, Kit Fai

    2011-01-01

    Virtual blood bank is the computer-controlled, electronically linked information management system that allows online ordering and real-time, remote delivery of blood for transfusion. It connects the site of testing to the point of care at a remote site in a real-time fashion with networked computers thus maintaining the integrity of immunohematology test results. It has taken the advantages of information and communication technologies to ensure the accuracy of patient, specimen and blood component identification and to enhance personnel traceability and system security. The built-in logics and process constraints in the design of the virtual blood bank can guide the selection of appropriate blood and minimize transfusion risk. The quality of blood inventory is ascertained and monitored, and an audit trail for critical procedures in the transfusion process is provided by the paperless system. Thus, the virtual blood bank can help ensure that the right patient receives the right amount of the right blood component at the right time. PMID:21383930

  14. Governing Banking’s Future: A View from the Fed

    Microsoft Academic Search

    H. Robert Heller

    \\u000a No one who studies the history of American banking can fail to be struck by the ever-present tension between market forces\\u000a and the regulatory presence. In the early years of the Republic, the First and Second Banks of the United States provided\\u000a an anchor to America’s emerging banking system, but many Americans saw those institutions as an anchor that impeded

  15. Bank Portfolios and the Bank Lending Channel in Austria

    Microsoft Academic Search

    Johann Burgstaller; Johannes Kepler

    This paper analyzes the adjustments in the structure of assets and liabilities of the Austrian banking sector taking place after a monetary tightening. Following increases in short-term interest rates, the share of loans to non-banks in interest-earning assets rises, which is at odds with predictions from the bank lending channel of monetary policy transmission. An extension of credit to nonfinancial

  16. Measuring the post-adoption customer perception of mobile banking services.

    PubMed

    Yu, Tai-Kuei; Fang, Kwoting

    2009-02-01

    With liberalization and internalization in the financial market and progress in information technology, banks face dual competitive pressures to provide service quality and administrative efficiency. That these recent developments are fueled by technology might misleadingly suggest that the adoption of mobile banking is largely based on technological criteria. The purpose of this study is to establish a better measurement model for postadoption user perception of mobile banking services. Based on 458 valid responses of mobile banking users, the results show that the instrument, consisting of 21 items and 6 factors, is a reliable, valid, and useful measurement for assessing the postadoption perception of mobile banking. PMID:19018694

  17. 12 CFR 225.101 - Bank holding company's subsidiary banks owning shares of nonbanking companies.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ...CONTINUED) BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM BANK HOLDING COMPANIES AND CHANGE IN BANK CONTROL (REGULATION Y) Regulations Financial Holding Companies Interpretations § 225.101 Bank holding company's subsidiary banks...

  18. The effects of culture on banking strategy : a study of three banks in three countries

    E-print Network

    Kuroiwa, Seiichi

    2006-01-01

    Every company pursues a different strategy, and banks are no different. In the banking industry, each bank performs its business based on its own business strategies. Japanese banks have different strategies, but in terms ...

  19. 12 CFR 615.5144 - Banks for cooperatives and agricultural credit banks.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ...and agricultural credit banks. 615.5144 Section 615.5144 Banks and Banking FARM CREDIT...ADMINISTRATION FARM CREDIT SYSTEM FUNDING AND FISCAL...OPERATIONS Investment Management § 615.5144 Banks for cooperatives...

  20. 12 CFR 615.5144 - Banks for cooperatives and agricultural credit banks.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ...and agricultural credit banks. 615.5144 Section 615.5144 Banks and Banking FARM CREDIT...ADMINISTRATION FARM CREDIT SYSTEM FUNDING AND FISCAL...OPERATIONS Investment Management § 615.5144 Banks for cooperatives...

  1. 12 CFR 615.5144 - Banks for cooperatives and agricultural credit banks.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ...and agricultural credit banks. 615.5144 Section 615.5144 Banks and Banking FARM CREDIT...ADMINISTRATION FARM CREDIT SYSTEM FUNDING AND FISCAL...OPERATIONS Investment Management § 615.5144 Banks for cooperatives...

  2. 12 CFR 615.5144 - Banks for cooperatives and agricultural credit banks.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ...and agricultural credit banks. 615.5144 Section 615.5144 Banks and Banking FARM CREDIT...ADMINISTRATION FARM CREDIT SYSTEM FUNDING AND FISCAL...OPERATIONS Investment Management § 615.5144 Banks for cooperatives...

  3. Banks and Corporate Control in Japan

    Microsoft Academic Search

    Randall Morck; Masao Nakamura

    1999-01-01

    Using a large sample of Japanese firm level data, we find that Japanese banks act primarily in the short term interests of creditors when dealing with firms outside bank groups. Corporate control mechanisms other than bank oversight appear necessary in these firms. When dealing with firms in bank groups, banks may act in the broader interests of a range of

  4. Understanding the high profitability of Chinese banks

    Microsoft Academic Search

    Horst Löchel; Helena Xiang Li

    2011-01-01

    The big Chinese state-owned banks came as winners out of the global financial crisis. According to the Banker ranking, Chinese banks led the global banking profitability ranking through the years from 2008 to 2010 and contributed one fifth of global banking profits in 2010. The Chinese banking sector, which was deemed as wholly insolvent ten years ago, was reborn like

  5. FOSTERING MULTI-LATERAL COOPERATION BETWEEN THE GOVERNMENTS OF DOMINICAN REPUBLIC, COLOMBIA, AND THE UNITED STATES TO ENHANCE THE PROTECTION OF HIGH-ACTIVITY RADIOACTIVE SOURCES

    SciTech Connect

    Butler, Nicholas; McCaw, Erica E.; Wright, Kyle A.; Medina, Maximo

    2009-10-06

    The Global Threat Reduction Initiative (GTRI) reduces and protects vulnerable nuclear and radiological material located at civilian sites worldwide from sabotage, theft or diversion. The GTRI has worked successfully with foreign countries to remove and protect nuclear and radioactive materials including high-activity sources used in medical, commercial, and research applications. There are many barriers to successful bilateral cooperation that must be overcome including language, preconceived perceptions, long distances, and different views on the threat and protection requirements. Successful cooperation is often based on relationships and building trusting relationships takes time. In the case of Dominican Republic, the GTRI first received contact in 2008 from the Government of Dominican Republic. They requested cooperation that was similar to the tri-partite cooperation between Colombia, Mexico and the United States. Throughout the region it was widely known that the GTRI’s cooperation with the Government of Colombia was a resounding success resulting in the securing of forty sites; the consolidation of numerous disused/orphan sources at a secure national storage facility; and, the development of a comprehensive approach to security including, inter alia, training and sustainability. The Government of Colombia also showcased this comprehensive approach to thirteen Central American and Caribbean countries at a GTRI regional security conference held in Panama in October 2004. In 2007, Colombia was an integral component of GTRI multi-lateral cooperation initiation in Mexico. As a result, twenty two of Mexico’s largest radioactive sites have been upgraded in the past eighteen months. These two endeavors served as catalysts for cooperation opportunities in the Dominican Republic. Representatives from the Colombian government were aware of GTRI’s interest in initiating cooperation with the Government of Dominican Republic and to facilitate this cooperation, they traveled to the Dominican Republic and provided briefings and presentations which demonstrated its successful cooperation with the GTRI. Shortly after that visit, the Government of Dominican Republic agreed to move forward and requested that the cooperative efforts in Dominican Republic be performed in a tripartite manner, leveraging the skills, experience, and resources of the Colombians, and the financial and technical support of the United States. As a result, two of Dominican Republic’s largest radioactive sites had security upgrades in place within 90 days of the cooperation visit in December 2008.

  6. 77 FR 46762 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-08-06

    ...Corp., and thereby indirectly acquire voting shares of The Middlefield Banking Company, both in Middlefield, Ohio, and Emerald Bank, Dublin; Ohio. B. Federal Reserve Bank of Atlanta (Chapelle Davis, Assistant Vice President) 1000 Peachtree...

  7. 78 FR 15014 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-03-08

    ...their views in writing to the Reserve Bank indicated for that notice or to the...March 25, 2013. A. Federal Reserve Bank of Cleveland (Nadine Wallman, Vice...acquire additional voting shares West View Savings Bank, both in Pittsburgh,...

  8. 77 FR 65888 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-10-31

    ...than November 15, 2012. A. Federal Reserve Bank of Minneapolis (Jacqueline G. King, Community...indirectly acquire voting shares of First Security Bank--West, Beulah, North Dakota, and Valley Bank and Trust, Mapleton, Iowa. Board of...

  9. 76 FR 63620 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-10-13

    ...Millennium Bankshares, Inc., parent of Alliance Bank, both in Topeka, Kansas. In connection with this application, Calvin Berkley...thereby indirectly retain voting shares of Alliance Bank, both in Topeka, Kansas. C. Federal Reserve Bank of San Francisco...

  10. 12 CFR 7.1003 - Money lent at banking offices or at other than banking offices.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    12 Banks and Banking 1 2010-01-01 2010-01-01 false Money lent at banking offices or at other than banking offices. 7.1003 Section 7.1003 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE...

  11. 12 CFR 552.2-7 - Conversion to National banking association or State bank.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    12 Banks and Banking 6 2014-01-01 2012-01-01 true Conversion to National banking association or State bank. 552.2-7 Section 552.2-7 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE...

  12. 12 CFR 7.1003 - Money lent at banking offices or at other than banking offices.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    12 Banks and Banking 1 2011-01-01 2011-01-01 false Money lent at banking offices or at other than banking offices. 7.1003 Section 7.1003 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE...

  13. 12 CFR 552.2-7 - Conversion to National banking association or State bank.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    12 Banks and Banking 5 2011-01-01 2011-01-01 false Conversion to National banking association or State bank. 552.2-7 Section 552.2-7 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE...

  14. 12 CFR 7.1003 - Money lent at banking offices or at other than banking offices.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    12 Banks and Banking 1 2013-01-01 2013-01-01 false Money lent at banking offices or at other than banking offices. 7.1003 Section 7.1003 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE...

  15. 12 CFR 7.1003 - Money lent at banking offices or at other than banking offices.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    12 Banks and Banking 1 2012-01-01 2012-01-01 false Money lent at banking offices or at other than banking offices. 7.1003 Section 7.1003 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE...

  16. 12 CFR 7.1003 - Money lent at banking offices or at other than banking offices.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    12 Banks and Banking 1 2014-01-01 2014-01-01 false Money lent at banking offices or at other than banking offices. 7.1003 Section 7.1003 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE...

  17. 12 CFR 552.2-7 - Conversion to National banking association or State bank.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    12 Banks and Banking 6 2012-01-01 2012-01-01 false Conversion to National banking association or State bank. 552.2-7 Section 552.2-7 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE...

  18. 12 CFR 552.2-7 - Conversion to National banking association or State bank.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    12 Banks and Banking 5 2010-01-01 2010-01-01 false Conversion to National banking association or State bank. 552.2-7 Section 552.2-7 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE...

  19. 12 CFR 552.2-7 - Conversion to National banking association or State bank.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    12 Banks and Banking 6 2013-01-01 2012-01-01 true Conversion to National banking association or State bank. 552.2-7 Section 552.2-7 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE...

  20. Kenyan Shilling KES Stanbic Bank, Nairobi Namibian Dollar NAD Standard Bank Namibia, Ltd, Windhoek

    E-print Network

    Qian, Ning

    Skandinaviska Enskilda Banken (SEB), Stockholm Swiss Franc CHF Credit Suisse, Zurich Bahrain Dinar BHD HSBC Bank PLC, London Israeli Shekel ILS HSBC Bank PLC, London Jordanian Dinar JOD HSBC Bank PLC, London Kuwaiti Dinar KWD HSBC Bank PLC, London Omani Rial OMR HSBC Bank PLC, London Qatari Rial QAR HSBC Bank PLC

  1. 12 CFR 250.200 - Investment in bank premises by holding company banks.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    12 Banks and Banking 3 2011-01-01 2011-01-01 false Investment in bank premises by holding...Section 250.200 Banks and Banking FEDERAL RESERVE SYSTEM...Interpretations § 250.200 Investment in bank premises by...

  2. 12 CFR 250.200 - Investment in bank premises by holding company banks.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    12 Banks and Banking 3 2010-01-01 2010-01-01 false Investment in bank premises by holding...Section 250.200 Banks and Banking FEDERAL RESERVE SYSTEM...Interpretations § 250.200 Investment in bank premises by...

  3. Vocational Education and Training: A Review of World Bank Investment. World Bank Discussion Papers 51.

    ERIC Educational Resources Information Center

    Middleton, John; Demsky, Terry

    A study of a representative sample of 121 World Bank-funded vocational education and training components suggests that the level of economic development and consequent size and dynamism of industrial employment powerfully influence the outcome of such education and training. Consequently, future investment strategies should differ among countries…

  4. ESTABELECIMENTO IN VITRO DE ESTRELÍCIA (Strelitzia reginae Banks.) In vitro stablisment of strelitzia (Strelitzia reginae Banks.)

    Microsoft Academic Search

    Duarte de Oliveira Paiva; Renato Paiva; Moacir Pasqual; Luciano Vilela Paiva

    SUMMARY Strelitzia (Strelitzia reginae Banks.) is a tropical ornamental plant of expressive commercial value. Its development however is slow and the production of seedlings is reduced. Thus the use of tissue culture is an alternative for its propagation. The objective of this work was to evaluate the in vitro behavior of this specie as well as the viability of the

  5. 31 CFR 515.314 - Banking institution.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... 3 2012-07-01 2012-07-01 false Banking institution. 515.314 Section 515.314...REGULATIONS General Definitions § 515.314 Banking institution. The term banking institution shall include any person...

  6. 31 CFR 515.314 - Banking institution.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... 3 2013-07-01 2013-07-01 false Banking institution. 515.314 Section 515.314...REGULATIONS General Definitions § 515.314 Banking institution. The term banking institution shall include any person...

  7. 31 CFR 515.314 - Banking institution.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 3 2010-07-01 2010-07-01 false Banking institution. 515.314 Section 515.314...REGULATIONS General Definitions § 515.314 Banking institution. The term banking institution shall include any person...

  8. 31 CFR 515.314 - Banking institution.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 3 2011-07-01 2011-07-01 false Banking institution. 515.314 Section 515.314...REGULATIONS General Definitions § 515.314 Banking institution. The term banking institution shall include any person...

  9. 31 CFR 500.314 - Banking institution.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 3 2010-07-01 2010-07-01 false Banking institution. 500.314 Section 500.314...REGULATIONS General Definitions § 500.314 Banking institution. The term banking institution shall include any person...

  10. 31 CFR 515.314 - Banking institution.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... 3 2014-07-01 2014-07-01 false Banking institution. 515.314 Section 515.314...REGULATIONS General Definitions § 515.314 Banking institution. The term banking institution shall include any person...

  11. 78 FR 25858 - National Practitioner Data Bank

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-05-03

    ...0906-AA87 National Practitioner Data Bank AGENCY: Health Resources and Services...entitled ``National Practitioner Data Bank'' which appeared in the April 5, 2013...Director, Division of Practitioner Data Banks, Bureau of Health Professions,...

  12. Idea Bank: Changing Misconceptions

    NSDL National Science Digital Library

    Tara Holzmiller

    2008-12-01

    During student-centered learning activities, students actively engage in their own learning based on individual prior understandings. It can be difficult for a teacher to know if students fully understand the concepts being presented, especially if they do not comment or ask questions because they are shy or afraid of getting something wrong. Teachers may not know students' true ideas until they express themselves on a written summative exam, and then it is often too late to correct them before rushing off to the next topic. Therefore, the author uses pretests, daily learning logs, and posttests to assess student learning and change misconceptions. She shares her strategy in this month's Idea Bank.

  13. US-Canada Great Lakes Regional Specimen Bank Feasibility Study.

    PubMed

    Kerry, A; Edmonds, C J; Landon, L; Yonker, T L

    1993-11-01

    A study to examine the feasibility of establishing a Regional Specimen Bank in the Great Lakes area of the United States and Canada has recently been initiated by the Michigan Audubon Society. There are several existing formal and informal specimen banking facilities active in the region but their combined adequacy has not been evaluated. This feasibility study will establish the need and use of a regional bank and the institution(s) necessary to satisfy this need will be recommended. The study will address the scope required to meet present and future needs including the types of specimens to be represented in the bank, geographic coverage and protocols for collection, shipping, processing, analysis and storage. A management policy of the bank will be developed encompassing business operation, costs, governing structure and personnel requirements. The legal requirements of the bank will be determined with regards to the acquisition of samples, transport across national boundaries, access to specimens and information, and liability during operation. An effective information dissemination network will be recommended that is compatible with national and international partners, will facilitate technology and information transfer and support the quality and status of the bank. Determination of secure, long-term funding sources will be one of the key elements to ensuring a safe repository. This feasibility study is funded by the Great Lakes Protection Fund. PMID:8272827

  14. The World Bank: HIV and AIDS

    NSDL National Science Digital Library

    UNAIDS (The Joint United Nations Programme on HIV/AIDS) and the World Bank worked together to create the AIDS Economics site to help improve understanding of the economics of HIV/AIDS and to "help researchers and policymakers in developing countries to define and implement humane, cost-effective policies to fight the disease." The highlight of the site is the summary of the findings and statistical appendices from Confronting AIDS: Public Priorities in a Global Epidemic, a World Bank report. The full text of the report will be available shortly. The site also features a toolkit to assist consultants in assessing the implications of HIV/AIDS in the distribution of development assistance. Visitors to the site can also sign up for AIDS Economics, a free electronic newsletter.

  15. Determinants of banks selection in USA, Taiwan and Ghana

    Microsoft Academic Search

    Charles Blankson; Julian Ming-Sung Cheng; Nancy Spears

    2007-01-01

    Purpose – The aim of this paper is to investigate bank choice\\/selection criteria in a range of cultural and country economic scenarios. More specifically, the purpose of this study is to understand international consumers' selection criteria of banks using the USA, Taiwan, and Ghana as illustrations. Design\\/methodology\\/approach – Following a literature review, the paper adopts the classical multi-step scale development

  16. Cold-water coral banks and submarine landslides: a review

    Microsoft Academic Search

    Ben De Mol; Veerle Huvenne; Miquel Canals

    2009-01-01

    This paper aims to review the relation between cold-water coral bank development and submarine landslides. Both are common\\u000a features on continental margins, but so far it has not been reviewed which effect—if at all—they may have upon each other.\\u000a Indirect and direct relations between coral banks and landslides are evaluated here, based on four case studies: the Magellan\\u000a Mound Province

  17. Impact of Digital Revolution on the Structure of Nigerian Banks

    Microsoft Academic Search

    A. A. Agboola; D. Olalekan Yinusa; O. O. Ologunde

    2009-01-01

    The study examined the extent to which digital revolution has affected the organizational structure of Nigerian banks. Twenty-five banks were selected for the study in south-western Nigeria. Interview was conducted for middle and top level managers and questionnaire was developed and administered to the other staff using a five-point Likert scale to determine the attitudes and opinions of the staff

  18. Early Childhood Development through an Integrated Program: Evidence from the Philippines. Impact Evaluation Series No. 2. World Bank Policy Research Working Paper 3922-IE

    ERIC Educational Resources Information Center

    Armecin, Graeme; Behrman, Jere R.; Ghuman, Sharon; Gultiano, Socorro; King, Elizabeth M.; Lee, Nanette

    2006-01-01

    More attention and resources have been devoted in recent years to early childhood development (ECD) in low- and middle-income countries. Rigorous studies on the effectiveness of ECD-related programs for improving children's development in various dimensions in the developing world are scant. The authors evaluate an important ECD initiative of the…

  19. Assessing and differentiating the quality of Internet-based services: a case of online banking in Taiwan

    Microsoft Academic Search

    Chian-Son Yu

    2008-01-01

    This study investigates the assessment and differentiation of the quality of online banking services. A hypothesis is developed, followed by the presentation of a methodology that combines a service quality measurement model and an importance–performance matrix to help banks differentiate service quality and thus effectively increase the satisfaction of existing customers (old customers). Competitive features among banks are also incorporated

  20. Innovation Funds for Higher Education: A Users' Guide for World Bank Funded Projects. Education Working Paper Series. Number 1

    ERIC Educational Resources Information Center

    Saint, William

    2005-01-01

    The Education Working Paper Series is produced by the Education Unit at the World Bank (HDNED). It provides an avenue for World Bank staff to publish and disseminate preliminary education findings to encourage discussion and exchange ideas within the World Bank and among the broader development community. This Guide seeks to help those who design…

  1. Jeu de Banque et Banque de Jeux: Proficiency-Oriented Strategies for Teaching the French Banking System.

    ERIC Educational Resources Information Center

    Recker, Jo Ann M.

    Instructions and ideas for classroom use of "Jeu de Banque" (The Bank Game), an instructional game about the French banking system developed by the French Association of Banks, are presented. The structure and content of the game are discussed in terms of the American Council on the Teaching of Foreign Languages/Educational Testing Service…

  2. Can cord blood banks transform into induced pluripotent stem cell banks?

    PubMed

    Zhou, Hongyan; Rao, Mahendra S

    2015-06-01

    The discovery of induced pluripotent stem cells (iPSCs) and the rapid evolution of clinically compliant protocols to generate such lines from a variety of tissue sources has raised the possibility that personalized medicine may be achievable in the near future. Several strategies to deliver iPSCs for iPSC-derived cell-based therapy have been proposed: one such model has been the cell-banking model, using processes developed by the cord blood industry. The cord blood industry has evolved primarily as a banking model in which units of cord blood harvested from discarded placenta are stored either in a public or a private cord blood bank for future use. The consideration of a cord blood-like banking model has been further spurred by the realization that this population of cells is an ideal starting sample to generate pluripotent cells. Spurred by these technological advances, major efforts are underway to develop a current Good Manufacturing Practice-compliant protocol to generate iPSCs from cord blood and to develop a haplobanking strategy. In this article, we discuss the issues that may affect such an effort. PMID:25770678

  3. Beyond satisfaction: customer attachment to retail banks

    Microsoft Academic Search

    Abdullah Aldlaigan; Francis Buttle

    2005-01-01

    Purpose – This research paper seeks to investigate the different types of attachment that customers develop towards retail banks. Design\\/methodology\\/approach – The approach blends literature reviews, in addition to qualitative and quantitative methods. The primary research programme analyses data from seven focus groups, 39 one-on-one interviews and 1,058 individual consumer questionnaires. Findings – Identifies three forms of positive attachment, based

  4. Financial distress, bank debt restructurings, and layoffs

    Microsoft Academic Search

    A. Jorge Padilla; Alejandro Requejo

    2000-01-01

    .   We develop a model of a financially distressed firm to analyze the implications of a bank debt restructuring when the operational\\u000a characteristics of the firm's project for the post-distress period are endogenously determined as part of the workout. We\\u000a establish a formal link between the debt restructuring and operational actions such as employee layoffs, and show how these\\u000a actions

  5. The Guaranty of Bank Deposits

    E-print Network

    Hopper, E.B.

    1913-06-01

    in that the sound banks must then pay the losses of the poor banksi that the cost of prem­ ium is more than the benefits derivedi that it is a double tax on bankers deposits} that the risk of any one bank can­ not be limited and that it involves too much...

  6. Tumour Banking: The Spanish Design

    Microsoft Academic Search

    M. M. Morente; E. de Alava; P. L. Fernandez

    2007-01-01

    In the last decade the technical advances in high throughput techniques to analyze DNA, RNA and proteins have had a potential major impact on prevention, diagnosis, prognosis and treatment of many human diseases. Key pieces in this process, mainly thinking about the future, are tumour banks and tumour bank networks. To face these challenges, diverse suitable models and designs can

  7. Case Study: Online Banking Security

    Microsoft Academic Search

    Kjell Jørgen Hole; Vebjørn Moen; Thomas Tjøstheim

    2006-01-01

    A description of attack scenarios over a two-year period illustrates several key security issues with Internet banking systems in Norway. Given the banks' security-by-obscurity policy, online customers knew little about security levels and falsely believed their assets were safe

  8. Enhanced Authentication In Online Banking

    Microsoft Academic Search

    Gregory D. Williamson

    The online banking environment has grown tremendously over the past several years and will continue to grow as financial institutions continue to strive to allow customers to complete money transfers, pay bills, and access critical information online. During this same time, online banking has been plagued by Internet criminals and fraudsters attempting to steal customer information. Phishing, pharming, and other

  9. Introduction to Composites: Test Bank

    NSDL National Science Digital Library

    This Microsoft Word document from the Aerospace Manufacturing Education Project provides a bank of test questions on the use of composite materials in the aerospace industry. These questions are intended to accompany a PowerPoint presentation, which may be found here along with other accompanying materials. Fifty test questions and their correct answers are included in this test bank.

  10. Bank erosion in cold regions

    SciTech Connect

    Gatto, L.W. (Army Cold Regions Research and Engineering Lab., Hanover, NH (United States). Geological Sciences Branch)

    1993-03-01

    River and lake bank erosion is caused by multiple processes and influenced by many conditions that interact in complex ways. Their importance will vary spatially and temporally due in large part to regional and seasonal differences in climate, hydrology and soils. In cold areas, these normally complex interactions are further complicated because the same process or condition may cause erosion at one time and prevent erosion at another. Bank sediments when frozen may be more resistant to erosion than when unfrozen. However, during the process of freezing, soil structure can be disrupted and sediment pore water can be drawn to the freezing zone within the soil; ice formation may make bank sediment more susceptible to erosion during spring thaw. Ice that has been forced onto and piled upon a shore by wind or thermal expansion can cause considerable localized damage and yet can also protect shores against winter waves and nearshore currents. Ice push can form sediment ramparts that protect the toe of a bank. Spray from winds and waves can freeze to banks, covering them with a protective layer of ice. When river or lake water levels are high enough, however, ice can erode banks by shoving, gouging and disrupting bank sediment. This paper reviews the state of knowledge regarding the importance of cold regions factors in determining the erodibility and erosion of bank sediments. Ongoing investigations to improve methods of erosion prediction in cold climates will also be detailed.

  11. Measuring the Multilateral Allocation of Rents: Wyoming Low-Sulfur Coal

    Microsoft Academic Search

    Scott E. Atkinson; Joe Kerkvliet

    1986-01-01

    This article develops a general econometric procedure for determining the amount of rent captured by buyers and sellers of goods produced under any market structure. We use this technique to measure the rents earned by firms involved in the extraction, transportation, and consumption of low-sulfur Wyoming coal. Statistical results indicate that railroads and coal producers each capture about 23% of

  12. Forensic DNA data banking by state crime laboratories.

    PubMed

    McEwen, J E

    1995-06-01

    This article reports the results of a survey of the responsible crime laboratories in the first 19 states with legislation establishing forensic DNA data banks. The survey inquired into the labs' policies and procedures regarding the collection, storage, and analysis of samples; the retention of samples and data; search protocols; access to samples and data by third parties; and related matters. The research suggests that (1) the number of samples collected from convicted offenders for DNA data banking has far surpassed the number that have been analyzed; (2) data banks have already been used in a small but growing number of cases, to locate suspects and to identify associations between unresolved cases; (3) crime labs currently plan to retain indefinitely the samples collected for their data banks; and (4) the nature and extent of security safeguards that crime labs have implemented for their data banks vary among states. The recently enacted DNA Identification Act (1994) will provide $40 million in federal matching grants to states for DNA analysis activities, so long as states comply with specified quality-assurance standards, submit to external proficiency testing, and limit access to DNA information. Although these additional funds should help to ease some sample backlogs, it remains unclear how labs will allocate the funds, as between analyzing samples for their data banks and testing evidence samples in cases without suspects. The DNA Identification Act provides penalties for the disclosure or obtaining of DNA data held by data banks that participate in CODIS, the FBI's evolving national network of DNA data banks, but individual crime labs must also develop stringent internal safeguards to prevent breaches of data-bank security. PMID:7762572

  13. DNA banking and DNA databanking by academic and commercial laboratories

    SciTech Connect

    McEwen, J.E. [Eunice Kennedy Shriver Center, Waltham, MA (United States)]|[Boston College Law School, Newton, MA (United States); Reilly, P.R. [Eunice Kennedy Shriver Center, Waltham, MA (United States)

    1994-09-01

    The advent of DNA-based testing is giving rise to DNA banking (the long-term storage of cells, transformed cell lines, or extracted DNA for subsequent retrieval and analysis) and DNA data banking (the indefinite storage of information derived from DNA analysis). Large scale acquisition and storage of DNA and DNA data has important implications for the privacy rights of individuals. A survey of 148 academically based and commercial DNA diagnostic laboratories was conducted to determine: (1) the extent of their DNA banking activities; (2) their policies and experiences regarding access to DNA samples and data; (3) the quality assurance measures they employ; and (4) whether they have written policies and/or depositor`s agreements addressing specific issues. These issues include: (1) who may have access to DNA samples and data; (2) whether scientists may have access to anonymous samples or data for research use; (3) whether they have plans to contact depositors or retest samples if improved tests for a disorder become available; (4) disposition of samples at the end of the contract period if the laboratory ceases operations, if storage fees are unpaid, or after a death or divorce; (5) the consequence of unauthorized release, loss, or accidental destruction of samples; and (6) whether depositors may share in profits from the commercialization of tests or treatments developed in part from studies of stored DNA. The results suggest that many laboratories are banking DNA, that many have already amassed a large number of samples, and that a significant number plan to further develop DNA banking as a laboratory service over the next two years. Few laboratories have developed written policies governing DNA banking, and fewer still have drafted documents that define the rights and obligations of the parties. There may be a need for increased regulation of DNA banking and DNA data banking and for better defined policies with respect to protecting individual privacy.

  14. 12 CFR 337.11 - Effect on other banking practices.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    12 Banks and Banking 5 2014-01-01 2014-01-01 false Effect on other banking practices. 337.11 Section 337.11 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION REGULATIONS AND STATEMENTS OF GENERAL POLICY...

  15. 12 CFR 204.8 - International banking facilities.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    12 Banks and Banking 2 2013-01-01 2013-01-01 false International banking facilities. 204.8 Section 204.8 Banks and Banking FEDERAL RESERVE SYSTEM BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM RESERVE...

  16. 12 CFR 204.8 - International banking facilities.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    12 Banks and Banking 2 2011-01-01 2011-01-01 false International banking facilities. 204.8 Section 204.8 Banks and Banking FEDERAL RESERVE SYSTEM BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM RESERVE...

  17. 12 CFR 337.11 - Effect on other banking practices.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    12 Banks and Banking 5 2012-01-01 2012-01-01 false Effect on other banking practices. 337.11 Section 337.11 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION REGULATIONS AND STATEMENTS OF GENERAL POLICY...

  18. 12 CFR 337.11 - Effect on other banking practices.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    12 Banks and Banking 4 2011-01-01 2011-01-01 false Effect on other banking practices. 337.11 Section 337.11 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION REGULATIONS AND STATEMENTS OF GENERAL POLICY...

  19. 12 CFR 337.11 - Effect on other banking practices.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    12 Banks and Banking 5 2013-01-01 2013-01-01 false Effect on other banking practices. 337.11 Section 337.11 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION REGULATIONS AND STATEMENTS OF GENERAL POLICY...

  20. 12 CFR 204.8 - International banking facilities.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    12 Banks and Banking 2 2014-01-01 2014-01-01 false International banking facilities. 204.8 Section 204.8 Banks and Banking FEDERAL RESERVE SYSTEM BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM RESERVE...

  1. 12 CFR 1806.204 - Applications for Bank Enterprise Awards.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ...2010-01-01 false Applications for Bank Enterprise Awards. 1806.204 Section 1806.204 Banks and Banking...FUND, DEPARTMENT OF THE TREASURY BANK ENTERPRISE AWARD PROGRAM Awards § 1806.204 Applications for Bank...

  2. 12 CFR 614.4000 - Farm Credit Banks.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... Banks and Banking 6 2011-01-01 2011-01-01 false Farm Credit Banks. 614.4000 Section 614.4000 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Lending Authorities...

  3. 12 CFR 614.4000 - Farm Credit Banks.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... Banks and Banking 7 2012-01-01 2012-01-01 false Farm Credit Banks. 614.4000 Section 614.4000 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Lending Authorities...

  4. 12 CFR 614.4000 - Farm Credit Banks.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... Banks and Banking 7 2013-01-01 2013-01-01 false Farm Credit Banks. 614.4000 Section 614.4000 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Lending Authorities...

  5. 12 CFR 614.4000 - Farm Credit Banks.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... Banks and Banking 7 2014-01-01 2014-01-01 false Farm Credit Banks. 614.4000 Section 614.4000 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Lending Authorities...

  6. Umbilical cord blood banking: beyond the public-private divide.

    PubMed

    O'Connor, Michelle A C; Samuel, Gabrielle; Jordens, Christopher F C; Kerridge, Ian H

    2012-03-01

    Umbilical cord blood is a source of haematopoietic progenitor cells, which are used to treat a range of malignant, genetic, metabolic and immune disorders. Until recently, cord blood was either collected through donations to publicly funded cord blood banks for use in allogeneic transplantation, or stored in commercial cord blood banks for use in autologous transplantation. The line between public and private cord blood banking is being blurred by the emergence of "hybrid" models that combine aspects of both the public and private systems. The authors describe these hybrid models and argue that their emergence is explained by both market forces and public sector policy They propose that the future of the sector will depend heavily on several key developments that will differentially affect public, private and hybrid banking models. PMID:22558903

  7. Credit risk management system of a commercial bank in Tanzania

    Microsoft Academic Search

    Evelyn Richard; Marcellina Chijoriga; Erasmus Kaijage; Christer Peterson; Hakan Bohman

    2008-01-01

    Purpose – The purpose of this paper is to develop a conceptual model to be used further in understanding credit risk management (CRM) system of commercial banks (CBs) in an economy with less developed financial sector. Design\\/methodology\\/approach – The paper reviews existing literature that consists mostly evidence from developed countries. A study model is proposed with amendment to fit Tanzania's

  8. Constitutional Prospects for the Implementation of Funding and Governance Reforms in Latin American Higher Education

    ERIC Educational Resources Information Center

    Bernasconi, Andres

    2007-01-01

    The rationale for comprehensive reform of Latin American higher education crystallized in the mid-1990s in policy documents published by the World Bank and the Inter-American Development Bank. This "Washington consensus" of the multilateral banks advocated, among other measures, greater reliance on private sources of funding, increased…

  9. Deutsche Bank Deutsche Bank S.p.A. la consociata italiana di Deutsche Bank AG che, con oltre

    E-print Network

    Robbiano, Lorenzo

    Deutsche Bank Deutsche Bank S.p.A. è la consociata italiana di Deutsche Bank AG che, con oltre 100.000 collaboratori in più di 72 Paesi nel mondo, vanta più di 24 milioni di clienti. Deutsche Bank ricerca brillanti

  10. PDBe: Protein Data Bank in Europe

    PubMed Central

    Velankar, S.; Best, C.; Beuth, B.; Boutselakis, C. H.; Cobley, N.; Sousa Da Silva, A. W.; Dimitropoulos, D.; Golovin, A.; Hirshberg, M.; John, M.; Krissinel, E. B.; Newman, R.; Oldfield, T.; Pajon, A.; Penkett, C. J.; Pineda-Castillo, J.; Sahni, G.; Sen, S.; Slowley, R.; Suarez-Uruena, A.; Swaminathan, J.; van Ginkel, G.; Vranken, W. F.; Henrick, K.; Kleywegt, G. J.

    2010-01-01

    The Protein Data Bank in Europe (PDBe) (http://www.ebi.ac.uk/pdbe/) is actively working with its Worldwide Protein Data Bank partners to enhance the quality and consistency of the international archive of bio-macromolecular structure data, the Protein Data Bank (PDB). PDBe also works closely with its collaborators at the European Bioinformatics Institute and the scientific community around the world to enhance its databases and services by adding curated and actively maintained derived data to the existing structural data in the PDB. We have developed a new database infrastructure based on the remediated PDB archive data and a specially designed database for storing information on interactions between proteins and bound molecules. The group has developed new services that allow users to carry out simple textual queries or more complex 3D structure-based queries. The newly designed ‘PDBeView Atlas pages’ provide an overview of an individual PDB entry in a user-friendly layout and serve as a starting point to further explore the information available in the PDBe database. PDBe’s active involvement with the X-ray crystallography, Nuclear Magnetic Resonance spectroscopy and cryo-Electron Microscopy communities have resulted in improved tools for structure deposition and analysis. PMID:19858099

  11. Wetland mitigation banking for the oil and gas industry: Assessment, conclusions, and recommendations

    SciTech Connect

    Wilkey, P.L.; Sundell, R.C.; Bailey, K.A.; Hayes, D.C.

    1994-01-01

    Wetland mitigation banks are already in existence in the United States, and the number is increasing. To date, most of these banks have been created and operated for mitigation of impacts arising from highway or commercial development and have not been associated with the oil and gas industry. Argonne National Laboratory evaluated the positive and negative aspects of wetland mitigation banking for the oil and gas industry by examining banks already created for other uses by federal, state, and private entities. Specific issues addressed in this study include (1) the economic, ecological, and technical effectiveness of existing banks; (2) the changing nature of local, state, and federal jurisdiction; and (3) the unique regulatory and jurisdictional problems affecting bank developments associated with the oil and gas industry.

  12. Putting Interoperability to the Test: Building a Large Reusable Assessment Item Bank

    ERIC Educational Resources Information Center

    Sclater, Niall; MacDonald, Mary

    2004-01-01

    The COLA project has been developing a large bank of assessment items for units across the Scottish further education curriculum since May 2003. These will be made available to learners mainly via colleges' virtual learning environments (VLEs). Many people have been involved in the development of the COLA assessment item bank to ensure a high…

  13. The World Bank New Discourse and the 1999 Education Sector Strategy.

    ERIC Educational Resources Information Center

    de Siqueira, Angela C.

    The climate of growing dissatisfaction in the developing world seems to have led to some changes in the World Bank's main discourse. The current World Bank president, James Wolfensohn, pointed out the existence of a "human crisis," besides the overemphasized financial one. He proposed a new development framework taking into account the widening…

  14. Bioinformatics Activity Bank

    NSDL National Science Digital Library

    2012-01-01

    This resource is designed for educators hoping to teach students about the world of biotechnology and bioinformatics, and the lesson plans here are top-notch. The lessons span a variety of topics, including applied mathematics, DNA, and genetics. Visitors can scroll through six sections, including Organisms and Evolution or Proteins and Proteomics. Visitors can scroll through each area, keeping in mind that each activity is categorized by grade level, subject area, and type. For those looking for specific areas, they will find a set of activity filters that can be used to easily identify specific resources. Some of the activity offerings here include "Genetic Disorder Research," "What is Cloning?" and "DNA Detectives: Extract your Own DNA." Finally, visitors can visit In The News to learn more about ongoing activities at the Bioinformatics Activities Bank. [KMG

  15. Credit Unions vs. Banks

    NSDL National Science Digital Library

    Ng, Thiam Hee.

    1998-01-01

    This week's In the News looks at the debate between the banks and credit unions over the issues of membership. The nine resources discussed provide background information about the debate and the arguments from both sides of the issue. On February 25, 1998, the Supreme Court ruled that the National Credit Union Administration's policy of permitting federal credit unions to serve multiple unrelated groups was unlawful. As a result, the credit union lobby persuaded the House of Representatives to overwhelmingly pass HR 1151, the Credit Union Membership Access Act, by a vote of 411-8. HR 1151 will allow credit unions to form multiple common bonds with certain limitations. Similar legislation is now under consideration in the Senate.

  16. Legal issues for blood banks.

    PubMed

    Bierig, J R

    1994-04-01

    This article first examines the standard of care applied by courts in litigation brought against blood banks by persons who contracted the acquired immunodeficiency syndrome (AIDS) from a transfusion. It describes cases that have held as a matter of law that a blood bank was not negligent if it followed the screening procedures recommended by the government and the medical profession at the time of the transfusion. The article also sets forth cases that have allowed the issue of alleged negligence by the blood bank to be decided by a jury--even if the blood bank complied with governing regulatory and professional guidelines. It analyzes the reasoning applied in each line of cases. It then discusses judicial approaches to applications of the statute of limitations in transfusion-transmitted AIDS cases. The second part of the article addresses AIDS-related confidentiality issues for blood banks. Specifically, it examines (a) record-keeping procedures that blood banks should consider and (b) approaches to informing donors that their identities may not be kept confidential. It provides general guidelines for blood banks on how to minimize exposure to liability for breach of confidentiality. PMID:8166596

  17. Best practice guidelines for the operation of a donor human milk bank in an Australian NICU.

    PubMed

    Hartmann, B T; Pang, W W; Keil, A D; Hartmann, P E; Simmer, K

    2007-10-01

    Until the establishment of the PREM Bank (Perron Rotary Express Milk Bank) donor human milk banking had not occurred in Australia for the past 20 years. In re-establishing donor human milk banking in Australia, the focus of the PREM Bank has been to develop a formal and consistent approach to safety and quality in processing during the operation of the human milk bank. There is currently no existing legislation in Australia that specifically regulates the operation of donor human milk banks. For this reason the PREM Bank has utilised existing and internationally recognised management practices for managing hazards during food production. These tools (specifically HACCP) have been used to guide the development of Standard Operating Procedures and Good Manufacturing Practice for the screening of donors and processing of donor human milk. Donor screening procedures are consistent with those recommended by other human milk banks operating internationally, and also consistent with the requirements for blood and tissue donation in Australia. Controlled documentation and record keep requirements have also been developed that allow complete traceability from individual donation to individual feed dispensed to recipient and maintain a record of all processing and storage conditions. These operational requirements have been developed to reduce any risk associated with feeding pasteurised donor human milk to hospitalised preterm or ill infants to acceptable levels. PMID:17913402

  18. Understanding Bank Runs: The Importance of Depositor-Bank Relationships

    E-print Network

    Iyer, Rajkamal

    We use unique depositor-level data for a bank that faced a run to understand the factors that affect depositor behavior. We find uninsured depositors are most likely to run. Deposit insurance helps, but is only partially ...

  19. Early Use of Computers in Swiss Banks

    Microsoft Academic Search

    Hans Neukom

    2004-01-01

    What caused large, conservative Swiss banks to venture into using computers barely 10 years after computers were first available? Swiss banks proved to be early technology users. We explain why, and how, Swiss banks invested in computers. Case studies of two major Swiss banks provide interesting insights into their business patterns in the years after World War II and their

  20. Bank regulation and the credit crunch

    Microsoft Academic Search

    Joe Peek; Eric Rosengren

    1995-01-01

    This study investigates the direct link between regulatory enforcement actions and the shrinkage of bank loans to sectors likely to be bank dependent. We partition the shrinkage due to loan supply into the component due to explicit regulatory enforcement actions and that due to a voluntary response by bank management to low capital-to-asset ratios. We find that banks with formal

  1. Understanding registration influences for electronic banking

    Microsoft Academic Search

    Mark Durkin

    2007-01-01

    The growth in online or e-banking has resulted in customers interacting with their banks through remote technological channels to a greater extent. That said, there is much variation in online banking registration and adoption levels and little is understood about actual customer motivators and perceived barriers to registration for online banking services. As part of a larger study exploring the

  2. 31 CFR 535.320 - Domestic bank.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ...Domestic bank. (a) The term domestic bank shall mean any branch or office...not Iran or an Iranian entity: any bank or trust company incorporated under...district of the United States, or any private bank or banker subject to...

  3. Privatization matters: Bank efficiency in transition countries

    Microsoft Academic Search

    John P. Bonin; Iftekhar Hasan; Paul Wachtel

    2005-01-01

    To investigate the impact of bank privatization in transition countries, we take the largest banks in six relatively advanced countries, namely, Bulgaria, the Czech Republic, Croatia, Hungary, Poland and Romania. Income and balance sheet characteristics and efficiency measures computed from stochastic frontiers are compared across four bank ownership types. Our empirical results support the hypotheses that foreign-owned banks are most

  4. 31 CFR 535.320 - Domestic bank.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ...Domestic bank. (a) The term domestic bank shall mean any branch or office...not Iran or an Iranian entity: any bank or trust company incorporated under...district of the United States, or any private bank or banker subject to...

  5. 31 CFR 535.320 - Domestic bank.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ...Domestic bank. (a) The term domestic bank shall mean any branch or office...not Iran or an Iranian entity: any bank or trust company incorporated under...district of the United States, or any private bank or banker subject to...

  6. 31 CFR 535.320 - Domestic bank.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ...Domestic bank. (a) The term domestic bank shall mean any branch or office...not Iran or an Iranian entity: any bank or trust company incorporated under...district of the United States, or any private bank or banker subject to...

  7. 31 CFR 535.320 - Domestic bank.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ...Domestic bank. (a) The term domestic bank shall mean any branch or office...not Iran or an Iranian entity: any bank or trust company incorporated under...district of the United States, or any private bank or banker subject to...

  8. Macroeconomic Implications of Bank Capital Requirements

    E-print Network

    Spino, Claude

    . equity financing. Hence, in this paper we closely follow their method and use bank-level data. We group requirements bind especially for the largest banks; b) bank assets and deposits are pro-cyclical while equity and the bank equity-to-asset ratio. In our model financial intermediaries are subject to a constant minimum

  9. Ownership Structure, Deregulation, and Bank Risk Taking

    Microsoft Academic Search

    Anthony Saunders; Elizabeth Strock; Nickolaos G. Travlos

    1990-01-01

    This paper investigates the relationship between bank ownership structure and risk taking. It is hypothesized that stockholder controlled banks have incentives to take higher risk than managerially controlled banks and that these differences in risk become more pronounced in periods of deregulation. In support of this hypothesis, the authors show that stockholder controlled banks exhibit significantly higher risk taking behavior

  10. From the private bank to the joint-stock bank: the case of France

    E-print Network

    Boyer, Edmond

    1 From the private bank to the joint-stock bank: the case of France (second half of the 19th very restrictive conditions; the major banking-house system (haute banque), comprising private banks as the starting point of the banking revolution in France. Initially, the credit crisis which accompanied

  11. Case Studies for Management Development in Bangladesh. Fourth Book. Parepared for the World Bank/Bangladesh Management Education and Training Project.

    ERIC Educational Resources Information Center

    McLean, Gary N.

    This document contains five case studies of management and finance situations in Bangladesh, which are intended to foster classroom discussion and thereby advance management development in that country. One to four discussion questions follow each case study. The titles and authors of the case studies on management are: "Azir Ahmed & Co., Business…

  12. Case Studies for Management Development in Bangladesh. Third Book. Prepared for the World Bank/Bangladesh Management Education and Training Project.

    ERIC Educational Resources Information Center

    McLean, Gary N.

    This document contains 10 case studies of management situations in Bangladesh, which are intended to foster classroom discussion and thereby advance management development in that country. Two to four discussion questions follow each case study. Three case studies on the subject of pay and compensation were prepared by Abu Hossain Siddique; the…

  13. Rapid Population Growth and Human Carrying Capacity: Two Perspectives. World Bank Staff Working Papers No. 690 and Population and Development Series No. 15.

    ERIC Educational Resources Information Center

    Mahar, Dennis J., Ed.; And Others

    Two perspectives on carrying capacity and population growth are examined. The first perspective, "Carrying Capacity and Rapid Population Growth: Definition, Cases, and Consequences" (Robert Muscat), explores the possible meanings of the idea of carrying capacity under developing country conditions, looks at historical and present-day cases of…

  14. Environmental determinants of banking efficiency in Austria

    Microsoft Academic Search

    Franz R. Hahn

    2007-01-01

    The great majority of Austrian banks operate on a regional or local basis and only a few banks provide their services on a\\u000a national or even international scale. Obviously, the market environments regional or local banks face are different from that\\u000a of nationwide operating banks. Casual evidence suggests that local markets condition is a very important external determinant\\u000a of banking

  15. Geology of the South Texas shelf banks

    E-print Network

    Lindquist, Paul

    1978-01-01

    areas, by shelly muds. The banks represent a unique marine environment, and the. ' r recognit'on in the geologic column is of major importance in paleoenvironmental interpretations and exploration for hydrocarbons. This study integrates piston... surrounding the banks. An isopach map of the sediments above a reflect- ing horizon (labeled a ) was prepared for Southern Bank. The limits of shelly surface sediments away from the coralgal banks were mapped for Southern, Baker, Dream, and Hospital Banks...

  16. Vector computer memory bank contention

    NASA Technical Reports Server (NTRS)

    Bailey, D. H.

    1985-01-01

    A number of vector supercomputers feature very large memories. Unfortunately the large capacity memory chips that are used in these computers are much slower than the fast central processing unit (CPU) circuitry. As a result, memory bank reservation times (in CPU ticks) are much longer than on previous generations of computers. A consequence of these long reservation times is that memory bank contention is sharply increased, resulting in significantly lowered performance rates. The phenomenon of memory bank contention in vector computers is analyzed using both a Markov chain model and a Monte Carlo simulation program. The results of this analysis indicate that future generations of supercomputers must either employ much faster memory chips or else feature very large numbers of independent memory banks.

  17. Idea Bank: The Invented Cell

    NSDL National Science Digital Library

    Daniel M. Levin

    2010-12-01

    Thoughtful teachers allow students to pursue the relationship between structure and function before learning about particular organelles, usually through an analogy to a factory or some other complex system (Crooks and Sheldon 2005). In this Idea Bank, th

  18. Idea Bank: Explaining Biological Phenomena

    NSDL National Science Digital Library

    Daniel M. Levin

    2010-09-01

    In this Idea Bank, the author provides two classroom activities that integrate argumentation, explanation, and the use of evidence with biology content. The first example fits within an ecology unit; the second works well in one on evolution. These exampl

  19. Blood Banking in Living Droplets

    E-print Network

    Samot, Josh

    Blood banking has a broad public health impact influencing millions of lives daily. It could potentially benefit from emerging biopreservation technologies. However, although vitrification has shown advantages over traditional ...

  20. The East Anglian Eye Bank.

    PubMed

    Knights, P

    1991-07-01

    The first Corneal Bank in East Anglia is located at the BUPA Hospital in Norwich, a joint venture between NHS, BUPA and the Lions Clubs International (District 101 EA). There was insufficient space to accommodate the Bank at the West Norwich Hospital where the Ophthalmic Department is situated and so, at the suggestion of the BUPA Hospital Manager, Mr Paul Hanke, It came to the BUPA Colney Lane site. PMID:1802078