Sample records for world bank technical

  1. Poverty in Albania: A Qualitative Assessment. World Bank Technical Paper.

    ERIC Educational Resources Information Center

    De Soto, Hermine; Gordon, Peter; Gedeshi, Ilir; Sinoimeri, Zamira

    This World Bank qualitative assessment of poverty in Albania outlines five objectives: (1) it seeks to develop the understanding of poverty in the country by involving poor Albanians in a process of exploring the causes, nature, extent of poverty and its effects; (2) it is intended to support the Growth and Poverty Reduction Strategy Paper (GPRS),…

  2. World Bank Journals

    NSDL National Science Digital Library

    The World Bank has recently added full-text journal articles to its Website. The World Bank Research Observer is geared towards non-specialist readers who have an interested in bank research. It includes articles on such matters as development economics, new World Bank research, and development policy. The World Bank Economic Review is a professional journal, published three times a year, that focuses on "World Bank-sponsored research that emphasizes empirical applications." Journals are searchable by article and by issue, as well as by author and keyword.

  3. Development News: World Bank

    NSDL National Science Digital Library

    Development News, or DevNews, is the World Bank's daily Web-based newsletter. Available in English, French, and Spanish, DevNews offers feature stories on recent advances and challenges in world development. The newsletter also links to a daily summary of approved loans, speeches given by World Bank officials, an events calendar, and World Bank press releases. Articles from February 1999 to the present can be found in the free archive.

  4. World Bank Group: Climate Change

    NSDL National Science Digital Library

    Located within the World Bank's Environment Department, the Climate Change team "provides resources and expertise for the World Bank's participation in international climate change negotiations under the United Nations Framework Convention on Climate Change and provides technical advice to the World Bank's Global Environment Facility Program." Understandably, the site contains a brief explication of the key themes surrounding contemporary concerns about climate change, along with offering a detailed discussion of the various programs and research projects with which the Climate Change group is engaged directly or in tandem with other related organizations and institutions. From the main page, visitors can read about the nature of international climate change (and its disproportionate effects on the developing world), peruse a list of relevant online publications, and read press releases from the Climate Change team.

  5. World Bank Experts Guide

    NSDL National Science Digital Library

    Created with reporters and editors in mind, the World Bank Experts Guide provides World Bank experts that are available to comment on to the media on a wide variety of topics. The list of experts may be viewed by name of expert or by subject. Each expert is given his or her own Webpage, which includes a short biography, expertise, and languages spoken, along with a photograph and related links. For ease of use, several "hot topics" are highlighted including AIDS/HIV and debt relief. This site gives an awe-inspiring look at the variety of experts working for the World Bank.

  6. World Bank: Biodiversity

    NSDL National Science Digital Library

    Many people are familiar with the World Bank's work in the areas of international finance and economic development, but they may not be aware of their work in the area of biodiversity. The World Bank happens to be the world's largest financier of biodiversity, and their work includes supporting the sustainable use of biodiversity outside protected areas, eradication of alien species, and land conservation. First-time visitors may wish to start their journey through the site by clicking on the "What's New" area. Here they will find reports on biodiversity, the role of indigenous peoples in biodiversity conservation, and a review of the World Bank's conservation projects during the past twenty years. Another way to look through the materials on the site is by using the drop-down menus that read "Topic", "Country", and "Region/Income". Visitors can also read overview statements that cover the Bank's work on biodiversity and poverty, biosafety, and mountain ecosystems.

  7. The World Bank's Role in Human Resource Development in Sub-Saharan Africa: Education, Training, and Technical Assistance. A World Bank Operations Evaluation Study.

    ERIC Educational Resources Information Center

    Ridker, Ronald G.

    This study explores the recent trend where African countries have shown a decline in expansion of their school systems and in replacing expatriates engaged in vital public and private activity. The study explores policy options and traces the evolution of World Bank ideas and actions to help practitioners design policies and programs better…

  8. World Bank Photo Library

    NSDL National Science Digital Library

    New from the World Bank, this photography library offers over 500 online images of development from around the world. The pictures, works of art in their own right, cover an extensive range of subjects including people, nature, and urban environments. Registration is required. Users may, however, browse the library by entering "guest" in the user name field and "browse" as the password. The library offers both a simple keyword search, as well as an advanced search which allows users to search for images in specific fields including country, topic, photographer, and description. The photographs, marked with a World Bank stamp, are displayed in large thumbnails and include accompanying information.

  9. World Bank Institute

    NSDL National Science Digital Library

    The World Bank has a number of specialized units designed to perform research in order to allow the organization to make informed policy decisions throughout the world. This website happens to provide information on the World Bank Institute, which effectively serves as the capacity development arm of the Bank and also "helps countries share and apply global and local knowledge to meet development challenges". On the Institute's site, visitors can find out about its various programs, which include work on preventing HIV/AIDS risk in the Balkans and scholarships designed to promote knowledge sharing and capacity building in the developing world. Visitors will want to pay close attention to the Publications area, as they may view or download working papers from a wide range of topics, including energy policy, labor force development, and development economics.

  10. World Bank Research Website

    NSDL National Science Digital Library

    The World Bank has collected its economic research so that users can access it through one easy-to-use Webpage. Research is organized into three main sections: Topics, Project Sites, and Key Outputs. These topics are further broken down into subcategories, which are accessible from the front page via pull-down menus or hyperlinked lists. The site also contains a What's New column, which lists the titles of new World Bank resources and classifies them by document type, such as working paper, evaluations of research, and project. Finally, the World Bank Research Website gives a short list of featured resources, which include research on hot topics such as poverty, civil war, and world development.

  11. World Bank: News & Broadcast

    NSDL National Science Digital Library

    From logistics to international development, the World Bank's News & Broadcast website is worth bookmarking, particularly for public policy types, international affairs scholars, and anyone with a penchant for global matters. The homepage presents a news area, complete with icons which indicate whether there is video or audio associated with each item. Not only is it a good way to learn about the World Bank's activities, it is another way to stay on top of economic development strategies, political unrest, and foreign investment patterns. Visitors to the site can search all of the media available here, look over the World Bank's YouTube channel, and sign up for their RSS feed. Those persons looking for specific types of information can find a number of categories, including "Speeches", and "Issue Briefs".

  12. World Bank: Globalization

    NSDL National Science Digital Library

    The word globalization is thrown around with reckless abandon by numerous parties these days, and as a result, the very notion of such a force is somewhat elusive. While this website from the World Bank may not end all of the fierce academic and pragmatic debates that rage on about globalization, it does offers some perspective from this organization on this wide-ranging phenomenon. The site itself contains audio and video selections, issue briefs, a data and statistics section, and an area dedicated to current research on the subject underway by the World Bank. The issue briefs are definitely worth a look as they address such questions as What is Globalization? and Does More International Trade Openness Increase World Poverty? The selection of videos is also quite nice, particularly a recent talk by Michael Moore (the former director-general of the World Trade Organization) entitled Globalization & Development: Its Implications & Institutions.

  13. World Bank: Global Challenges

    NSDL National Science Digital Library

    The World Bank works to combat poverty and to increase development opportunities around the world, but they also have selected six strategic themes that focus in on global development. First-time visitors to the site can listen to World Bank President Robert B. Zoellick talk about these themes, and they may also wish to follow along with the accompanying slideshow. Themes include global public goods, the Arab world, and middle-income countries. By clicking on one of these themes, visitors can read comprehensive reports, working papers, or take a look at presentations that explore these areas in greater detail. Many of these information sources are contained within a "Highlights" area. Visitors with a penchant for economic development, international political economy, or international affairs will find this site very useful. It's also easy to see how these materials might be used in a classroom setting to spark discussion or debate about some of these very timely matters.

  14. World Bank: China

    NSDL National Science Digital Library

    The World Bank has a number of marvelous country profile websites, and their site dedicated to China is top-notch. It's not just a simple demographic overview of this dynamic country; it is a series of meditations on the state of their economy, political culture, urban development, and other affairs. First-time users will want to look at the "Country-At-A-Glance" section at the top of the homepage to get a thumbnail sketch of the country's current state of affairs. Over on the left-hand side of the page, visitors can look over the "Projects & Programs" area, which talks about the Bank's activities in the country, which include energy efficiency projects and sustainable biodiversity conservation works. Moving on, the "What's New" area features opinion pieces from World Bank officials, press releases, and information about lending policies. Users are also invited to sign up for their RSS feed and email updates here.

  15. Living with trees: Policies for forestry management in Zimbabwe. World Bank technical paper

    SciTech Connect

    Bradley, P.N.; McNamara, K.

    1993-01-01

    Living with Trees, is an account of the results of a joint World Bank and Zimbabwe Forestry Commission study, in which the status, use and future of Zimbabwes forest, woodland and tree resources are reviewed. The first chapter is, in effect, an executive summary, capturing the major themes of the review and presenting them within a framework which targets the key policy issues affecting forestry in Zimbabwe. The second chapter is a national overview and deals with land, agriculture and economic structural adjustments, which are key policy concerns in Zimbabwe. Within the national context, chapter 2 also reflects on the form and role of the Forestry Commission. This provides a macroeconomic setting for the subsequent chapters which detail social and industrial forestry issues.

  16. World Bank: Anticorruption [pdf[

    NSDL National Science Digital Library

    In its many different guises, corruption around the world tends to affect the poor, who are often the most reliant on the provision of public services, and are also least likely to be able to pay the extra costs associated with bribery and fraud. The World Bank has identified corruption as "the single greatest obstacle to economic and social development," and thusly has set up this anticorruption website to serve as an online resource for policy-makers, non-governmental organizations (NGOs), and other interested parties. On the site, the World Bank lays out its strategy for combating corruption, which includes increasing political accountability, strengthening civil society participation, and improving public sector management. The site also contains a number of helpful resources, such as toolkits for assessing government performance in this area, and information and reports on various regional and country-based approaches to dealing with corruption. The site is rounded out by a calendar of events and key strategy documents, such as "Reforming Public Institutions and Strengthening Governance, A World Bank Strategy."

  17. World Bank: Open Development

    NSDL National Science Digital Library

    The World Bank strives to make information about its activities and projects widely accessible, and the Open Development webpage is designed to help with that aspect of their work. Here, visitors can check out various "open" features, including their "Open Data" initiative and their "Open Solutions" area. The "Open Solutions" area includes various apps that help interested parties use the World Bank's data via their various handheld devices. Moving on, the "Blogs" area includes posts on related subjects, with titles like "Improving Public Health with Open Data" and "Taking Stock of the Role of Statistics in Economic Development". Visitors are also encouraged to offer their feedback on the site, and they can also sign up to join their Twitter feed.

  18. World Bank Integrity

    NSDL National Science Digital Library

    Created as part of the World Bank Group, the Integrity Vice Presidency "independently investigates allegations of corruption and fraud." On their homepage, much of the material is covered within three primary sections: "Fighting Fraud & Corruption", "Investigating Staff Misconduct", and "Allegations". In the "Fighting Fraud & Corruption" area, visitors can learn about completed investigations and learn about the outcomes, which in many cases include sanctions and debarments. Moving on, the "Investigating Staff Misconduct" area includes information about recent investigations into partner organizations who have worked with the World Bank in the past and alleged abuses regarding travel fraud, abuse of authority, and corruption within infrastructure projects. Visitors may also wish to scroll down on the homepage to look over their annual report and check out news updates.

  19. World Bank: Africa

    NSDL National Science Digital Library

    The World Bank does a great deal of development work throughout Africa, and it is by far the largest provider of assistance on the continent. As of 2007, their portfolio of projects under implementation was over $19 billion. They are also involved with working with a wide range of government partners on the "Africa Action Plan", which is concerned with everything from reducing and mitigating violent conflicts to promoting private sector-led growth and job creation. Visitors can learn about the Plan on the site, and they can also utilize the drop-down menus on the homepage to learn about initiatives and topics in every country on the continent. Along the left-side of the homepage, visitors can explore a number of thematic areas, such as "Data & Statistics", "Development Topics", and "Partnerships". Additionally, visitors with very specific needs can look under the "Resources For" area. Here there are resources organized for government officials, businesses, youth, and so on.

  20. World Bank: Africa

    NSDL National Science Digital Library

    The World Bank does a great deal of development work throughout Africa, and it is by far the largest provider of assistance on the continent. As of 2007, their portfolio of projects under implementation was over $19 billion. They are also involved with working with a wide range of government partners on the "Africa Action Plan", which is concerned with everything from reducing and mitigating violent conflicts to promoting private sector-led growth and job creation. Visitors can learn about the Plan on the site, and they can also utilize the drop-down menus on the homepage to learn about initiatives and topics in every country on the continent. Along the left-side of the homepage, visitors can explore a number of thematic areas, such as Data, Research, and News.

  1. World Bank Annual Report 1999

    NSDL National Science Digital Library

    World Bank.

    "Fiscal year 1999 (FY99) was a year of continued -- and formidable -- challenges," begins the World Bank Annual Report 1999. It goes on to list the financial crises in Brazil, Asia, and Russia and the natural disasters that struck the Caribbean, Asia, and Central America. And through it all, the World Bank was there. This report charts global economic progress and explains the World Bank's involvement in many aspects of the world economy. Broken into smaller reports, World Bank's annual report looks at the surprising rise of poverty, the issues surrounding Y2K and banking assistance, and the progress in anti-corruption efforts, among other issues. Also included are letters from the chairman, highlights, and summaries of improved projects.

  2. Adjusting Educational Policies: Conserving Resources while Raising School Quality. World Bank Discussion Papers, Africa Technical Department Series, No. 132.

    ERIC Educational Resources Information Center

    Fuller, Bruce, Ed.; Habte, Aklilu, Ed.

    Progress made by African governments toward improving their educational policies is described in this collection of papers, which were presented at a conference cosponsored by the World Bank and the U.S. Agency for International Development (USAID). Since the mid-1980s, several educational policy adjustment programs have been initiated in…

  3. World Bank: Annual Report 2010

    NSDL National Science Digital Library

    The World Bank's Annual Report and the website that accompanies the report are full of data about the world's 79 poorest countries that the World Bank aids through its International Bank for Reconstruction and Development and the International Development Association. The 32-page report covers the period from July 2009 to June 2010. Visitors will find that the website for the Report contains a lot of interactive features for a better understanding of the global poverty situation which the World Bank is trying to help alleviate. The "Data & Research" tab near the top of any page has an "At a Glance" section that features several "Analytical Tools". Visitors won't want to miss the "iSimulate", which allows for performing macroeconomic simulations; "ADePT", which is a software platform for automated economic analysis; and "PovCalNet", which is a poverty analysis tool that "assess[es] global poverty incidence figures."

  4. World Bank: Annual Report 2012

    NSDL National Science Digital Library

    2012-01-01

    The World Bank offers trenchant commentary on a wide range of issues of global import, including food production, gender inequality, development practices, and higher education initiatives. As a result, the World Bank's Annual Report is given close attention by people all over the world. The 314-page report offers thoughtful commentary on all manner of activities, and it is beautifully designed and executed. The first page starts with a list of summary statistics, such as the number of people who gained access to basic health services and how many teachers were recruited or trained as a result of World Bank activities. Visitors can learn all about the World Bank's initiatives in the report or download smaller sections like "Responding with Global Knowledge and Experience" and "World Bank For Results 2012." Visitors can also look over the Corporate Scorecard, which includes a snapshot of results achieved by partner countries with support from the Bank. The Report is available in eight different languages, including Spanish, French, Chinese, and Japanese. [KMG

  5. World Bank Atlas: Population, Per Capita Product and Growth Rates.

    ERIC Educational Resources Information Center

    World Bank, Washington, DC.

    The ninth edition of the World Bank Atlas shows estimates of population, gross national product, and per capita production of 189 countries and territories for 1972. The data presented in the atlas are the result of the work of the World Bank Group whose major purpose is to provide both financial and technical assistance and to improve the living…

  6. Apps for Development: World Bank

    NSDL National Science Digital Library

    The World Bank is stepping up to the new media plate by asking concerned app developers to bring out their innovative software applications that "move us a step closer toward solving some of the world's most pressing problems." On the site, visitors can look over all of the apps that have been submitted as part of this initiative, and they are all quite interesting. They include "Food Factor", which gives users a quick visual reference of global food security, and "Forecasting the MDGs", which lets users learn which countries are likely to achieve the Millennium Development Goals established by the World Bank. Visitors can view all of the submissions and sort them out by topic, region of the world and title.

  7. The World Bank's ECB Experience.

    ERIC Educational Resources Information Center

    Mackay, Keith

    2002-01-01

    Focuses on the evaluation capacity building (ECB) outreach activities of the World Bank with regard to provision of advice and assistance to individual governments. The primary story is that of the ECB lessons learned through working with a range of governments; the secondary story is how ECB is becoming a recognized and valued activity within the…

  8. The world bank’s role in tourism development

    Microsoft Academic Search

    Shaun Mann

    2007-01-01

    Over the last four decades, commitment to tourism as a development strategy for developing economies has fluctuated within the World Bank. This article reviews the bank’s experience from 1966 to the present as it has evolved through various phases of its own institutional role towards development. Today, driven by strong country demand, there is renewed interest within the bank in

  9. The World Bank Sustainable Development Unit

    E-print Network

    Sohoni, Milind

    the World Bank to review the service delivery aspects of rural water schemes in various Indian states. HasThe World Bank June 2008 Sustainable Development Unit South Asia Region Report 44789 Public Report has been prepared by Smita Misra (Sr. Economist, SASDU, World Bank), the Task Manager

  10. Earth Science World Image Bank

    NSDL National Science Digital Library

    2012-08-31

    If you want to go around the world via thousands of visually stimulating and engaging photographs, this is a good place to start. Provided by the American Geological Institute (AGI), the Earth Science World Image bank website contains over 6,000 images related to the geophysical sciences for use by educators, the public, and the geoscience community. The photos are contained within a few dozen categories, which include coal, dinosaurs, and paleontology. Visitors can also use the Browse Images link to move around the collection. Each image includes a brief description, along with related information, such as the photographer. Users will find that the archive is updated frequently and return visits will be obligatory.

  11. Renewable energy investment by the World Bank

    Microsoft Academic Search

    Eric Martinot

    2001-01-01

    World Bank Group lending for renewable energy accelerated in the 1990s and resulted in 17 approved projects with $700 million in Bank loans and $230 million in grants by the Global Environment Facility. The Bank's 1999 energy-sector strategy Fuel for Thought charted new directions for renewable energy investment. The present paper considers the implementation challenges of Fuel for Thought strategies

  12. Water resources management. World Bank policy paper

    Microsoft Academic Search

    K. W. Easter; G. Feder; G. Le Moigne; A. M. Duda; E. Forsyth

    1993-01-01

    Water resources have been one of the most important areas of World Bank lending during the past three decades. Through its support for sector work and investments in irrigation, water supply, sanitation, flood control, and hydropower, the Bank has contributed to the development of many countries and helped provide essential services to many communities. Moreover, the Bank and governments have

  13. Global health governance and the World Bank

    PubMed Central

    Ruger, Jennifer Prah

    2014-01-01

    With the Paul Wolfowitz era behind it and new appointee Robert Zoellick at the helm, it is time for the World Bank to better define its role in an increasingly crowded and complex global health architecture, says Jennifer Prah Ruger, health economist and former World Bank speechwriter. PMID:17972367

  14. The World Bank's View of Early Childhood.

    ERIC Educational Resources Information Center

    Penn, Helen

    2002-01-01

    Explores World Bank's view of early childhood as an example of the globalization of childhood, arguing that the Bank's policies exacerbate the gap between rich and poor nations and between rich and poor within countries, and affect children's lives adversely. Explores inherent contradictions of policies that draw on traditional Anglo-American…

  15. World Bank Annual Report 1997

    NSDL National Science Digital Library

    World Bank.

    1997-01-01

    The 1997 edition of this report, which chronicles the activities of the International Bank for Reconstruction and Development (IBRD) and the International Development Association (IDA) for the last fiscal year, discusses Bank programs, operations, financial highlights, and approved projects. Central to this report are the detailed regional progress reports. The full report, excluding the financial statements, is available in HTML. The full report with financial statements can be obtained in Adobe Acrobat (.pdf) format (250 pages, arranged in sections). Interested users may refer to the 1996 Annual Report (discussed in the December 20, 1996 Scout Report).

  16. World Bank Atlas. [Twenty-Fourth Edition.

    ERIC Educational Resources Information Center

    World Bank, Washington, DC.

    This edition of the World Bank Atlas presents curent economic and social data for 185 countries and territories in the world. A number of maps, tables, and graphs highlight key relationships and trends in the development of the countries. The atlas includes data on population, gross national product (GNP), share of agriculture in gross domestic…

  17. Earth Science World Image Bank

    NSDL National Science Digital Library

    2004-01-01

    Visitors to the ImageBank can view and download photographs, remote imagery, and slide shows. The images are related to earth and space science topics such as dinosaurs, earthquakes, volcanoes, rocks and minerals, mining and petroleum, groundwater, planets and astronomical phenomena, and others. The site contains thousands of images and is searchable by category, continent, country, or keyword. A teachers' section provides links to educational materials such as books, posters, slide shows, professional development materials, scholarship information, and other resources.

  18. World Bank Teachers and Students Home Page

    NSDL National Science Digital Library

    The World Bank Site (reviewed in the September 25, 1997 Scout Report for Business and Economics) now has a section specifically devoted to educational resources. Educational material found here relates to topics relevant to the World Bank's larger mission of reducing international poverty and raising the standard of living for people in developing nations. For instance, the Learning Materials area focuses on sustainable development, with learning modules on Population Growth Rate and Access to Safe Water, as well as graphs, charts, and questions for students and teachers to explore. Students have the opportunity to get their own work published in the Sustainable Development Post, an online newspaper with student contributors from around the world. Other areas of the site offer resources on specific issues, such as AIDS, climate change, and gender, or on particular regions and countries. Teachers and students can also use the site to learn more about the World Bank and its mission, read views on development from people around the world, and learn how to use data and other tools available at the World Bank site. Sections of the site are yet to be completed, but on the whole, there are plenty of resources to keep classrooms busy.

  19. The evolution of the World Bank`s environmental guidelines

    SciTech Connect

    Aggarwal, S.K. [Aggarwal (Sanjeev K.), Lorton, VA (United States); Weaver, K.L. [Westinghouse Electric Corp., Orlando, FL (United States)

    1997-12-31

    The World Bank Group is continually reviewing its environmental guidelines to be more effective in achieving sustainable development. In 1995 and 1996, the World Bank proposed significant changes to the existing 1988 environmental guidelines. The new guidelines focus on pollution prevention, including cleaner production and good management techniques rather than end-of-pipe controls. The guidelines have been designed to (1) be protective of human health and the environment; (2) have acceptable levels of mass loadings; (3) recommend emission levels based on commercially proven and widely used technologies; (4) follow the current regulatory and technology trends which encourage pollution prevention; (5) be cost-effective; and (6) promote the adoption of good management practices which boost productivity and energy efficiency. The Handbook will be updated periodically to reflect technological advances and address emerging environmental issues. This paper addresses the processes which the World Bank utilized in determining the goals, structure, format, and content of its proposed environmental guidelines in the Pollution Prevention and Abatement Handbook. This paper will explore the role of consultants, lawyers, international agencies, industrial groups, and environmental groups in formulating the guidelines. Several environmental programs from the OECD and the developing countries were reviewed while designing these guidelines. A comparison will be made of the guidelines with those of other financial institutions and regulatory agencies. Several financial institutions including private banks and insurance companies have indicated that they would use the guidelines even for projects not financed by the World Bank. Hence, the guidelines will have a major impact on investments in the developing countries.

  20. Analysis of the World Bank's pharmaceutical lending.

    PubMed

    Rodríguez-Monguió, Rosa; Rovira, Joan; Seoane-Vázquez, Enrique

    2007-04-01

    This article analyzes the World Bank's lending activity on pharmaceuticals and medical products (PMP) during the fiscal years (FY) 1999-2001 by regions, borrower and supplier country, and procurement method. Data for the study derived from the World Bank Project and the Business Warehouse databases. The information included all Bank projects approved during the study period. Information for the PMP procurement contracts was extracted for the health sector components of all sector projects awarded. Contract dollar amount was aggregated by borrower and supplier countries. A total of 365 contracts of PMP for a value of US$ 364.5 million (2001 prices) were awarded. International competitive bidding was the most common procurement method used representing 46.0% of the total PMP contracts amount. Domestic providers supplied 52.5% of the PMP contracts managed by the borrower countries. Twenty-two countries accounted for 97.0% of the total PMP purchased during the period of analysis. Only a small fraction of the Bank activity was directed to the pharmaceutical sector. There is a need for more involvement of the World Bank to increase accessibility, affordability and rational use of pharmaceuticals and medical products. An evaluation of the different procurement methods and their implications on drug quality and prices should be performed. PMID:16824640

  1. World Bank: Global Challenges: Fragile States

    NSDL National Science Digital Library

    The World Bank is concerned with many parts of the developing world, but they are particularly interested in the so-called "fragile states". Loosely defined, "fragile states" are countries "facing particularly severe development challenges such as weak institutional capacity, poor governance, political instability, and frequently on-going violence or the legacy effects of past severe conflict." To provide policy makers and others with information on their work in this area, the Bank has created this website. The material on the site includes a number of slideshow features and essays that address the fight against poverty in these countries, along with "best-practices" approaches to solving some of these seemingly intractable problems. Near the bottom of the page, visitors can click on sections such as "Conflict Prevention and Reconstruction" to learn more about the Bank's work in places like the Sudan and also take a look through the tremendously helpful "Economics of Conflict" website.

  2. The World Bank Group Energy Strategy

    E-print Network

    Kammen, Daniel M.

    and Climate Change: A Strategic Framework for the World Bank Group EI extractive industry EITI Extractive..............................................................................................................................20 Appendix 1: Scope of the Energy Sector's Activities and Development CIF Climate Investment Funds CO2 carbon dioxide CTF Clean Technology Fund DCCSF Development

  3. The World Bank and School Library Services.

    ERIC Educational Resources Information Center

    Mahar, Mary Helen

    1984-01-01

    Describes formation of the seminar on School Libraries/Media Centers held on October 19, 1982, at the World Bank, Washington, D.C. Highlights include seminar writers, summaries of three background papers (teaching-learning role of media centers/libraries; organization, structure, staffing and administration; perspective from developing countries);…

  4. Uncommon Knowledge: World Bank Policy and the Unmaking of the Knowledge Economy in Africa

    ERIC Educational Resources Information Center

    Obamba, Milton O.

    2013-01-01

    The World Bank is clearly one of the most influential global intergovernmental operators for international development assistance. In recent decades, the Bank and other agencies have invested immense technical and financial resources in a troubled and unprecedented mission of revitalizing and restructuring the development of education in Africa. A…

  5. Technical and allocative efficiency in European banking

    Microsoft Academic Search

    Sophocles N. Brissimis; Manthos D. Delis; Efthymios G. Tsionas

    2010-01-01

    This paper specifies an empirical framework for estimating both technical and allocative efficiency using the translog cost-share system, thus providing a solution to the issue known in the literature as the Greene problem. The model is applied to a large panel of European banks and the results are compared with those of a model that does not include an allocative

  6. The World Bank: HIV and AIDS

    NSDL National Science Digital Library

    UNAIDS (The Joint United Nations Programme on HIV/AIDS) and the World Bank worked together to create the AIDS Economics site to help improve understanding of the economics of HIV/AIDS and to "help researchers and policymakers in developing countries to define and implement humane, cost-effective policies to fight the disease." The highlight of the site is the summary of the findings and statistical appendices from Confronting AIDS: Public Priorities in a Global Epidemic, a World Bank report. The full text of the report will be available shortly. The site also features a toolkit to assist consultants in assessing the implications of HIV/AIDS in the distribution of development assistance. Visitors to the site can also sign up for AIDS Economics, a free electronic newsletter.

  7. Wake up, World Bank and FAO.

    PubMed

    Brown, L

    1996-01-01

    Many countries will probably find it increasingly difficult to provide adequate food supplies to their populations as they continue to grow in the years ahead. The author explains that no country can develop and implement an effective food policy without first understanding what levels of crop production the world can reasonably sustain under real-life constraints. Cropland is shrinking in the face of urban sprawl; irrigation water is being diverted in ever greater quantities for industrial and municipal needs; fertilizer use in much of the world has reached a saturation point, beyond which extra doses do not increase the harvest; and the overall protein-producing efficiency of the world's agricultural system is declining, as newly prosperous Asian populations shift increasingly from direct grain consumption to meat. Demand also continues to grow by almost 90 million people annually. However, these and other constraints, such as the effects of soil erosion and air pollution on crop yields, are given little weight in the global grain production projections by the World Bank and the UN Food and Agriculture Organization. The economists who do the forecasting rely mostly upon an extrapolation of past production trends, inferring that world farmers will be able to sustain the rapid growth in the world grain harvest realized during 1960-90. Simple extrapolation from past trends never works over the long term. World Bank and FAO econometricians need to understand that food production has actually fallen over the past five years and incorporate that realization into their projections for the future. Failure to do so could lead to serious underinvestment in the areas of family planning and agricultural research. PMID:12291322

  8. Vocational Education and Training: A Review of World Bank Investment. World Bank Discussion Papers 51.

    ERIC Educational Resources Information Center

    Middleton, John; Demsky, Terry

    A study of a representative sample of 121 World Bank-funded vocational education and training components suggests that the level of economic development and consequent size and dynamism of industrial employment powerfully influence the outcome of such education and training. Consequently, future investment strategies should differ among countries…

  9. Mapping for Results: The World Bank

    NSDL National Science Digital Library

    2007-01-01

    The effective visual representation of key demographic data through the use of dynamic maps is a powerful tool for policymakers, journalists, and others. The World Bank developed such a program in 2010 as part of the Mapping for Results website. So far, their team has analyzed over 2,500 World Bank-financed projects and geo-coded more than 30,000 locations spanning 144 countries. Visitors can look over the featured articles on the homepage to get a flavor of the projects here, which include stories like "Mapping for Results Goes Local" and "Mapping the Financial Sector in Africa." Visitors can use the interactive map to view projects by country or indicator, which include population density, malnutrition, and infant mortality. Visitors can also learn about the Methodology deployed throughout the maps, which will be useful to those persons looking to understand the inner workings of this complex undertaking. Visitors can sign up to receive updates about the site via Twitter or RSS feed.

  10. World Bank: Asia Alternative Energy Program

    NSDL National Science Digital Library

    A number of private and public concerns continue to search for alternative energy sources, and some of them have contributed mightily to the wide array of emerging technologies in this important area. The Asia Alternative Energy Program (ASTAE) was created in 1992 by the World Bank in order to maintain support for a broad range of alternative energy projects and related activities throughout Asia. ASTAE partners and staff members work with a portfolio valued at over $1.3 billion in order to identify such projects, and those interested in such projects would do well to take a closer look through this site. Some of the resources on the site include a number of reports, informational tables about their lending operations, and a selection of additional Web-based resources. The site concludes with a short video that describes recent achievements in increasing access to modern energy services in several client countries served by such endeavors.

  11. World Bank: Asia Alternative Energy Program

    NSDL National Science Digital Library

    2005-01-01

    A number of private and public concerns continue to search for alternative energy sources, and some of them have contributed mightily to the wide array of emerging technologies in this important area. The Asia Alternative Energy Program (ASTAE) was created in 1992 by the World Bank in order to maintain support for a broad range of alternative energy projects and related activities throughout Asia. ASTAE partners and staff members work with a portfolio valued at over $1.3 billion in order to identify such projects, and those interested in such projects would do well to take a closer look through this site. Some of the resources on the site include a number of reports, informational tables about their lending operations, and a selection of additional Web-based resources. The site concludes with a short video that describes recent achievements in increasing access to modern energy services in several client countries served by such endeavors.

  12. Water Sector -Aid Funded Business with the World Bank

    E-print Network

    Glasgow, University of

    million people live in countries experiencing water stress or scarcity. By 2035, it is projected that 3Water Sector - Aid Funded Business with the World Bank Scotland Development International Produced and shington, DC 15 June, 2010 #12;CONTENTS PAGE WORLD BANK WATER SECTOR OVERVIEW: Water Sector Overview 2 tion

  13. Rethinking the World Bank Agenda for Chinese Higher Education Reform

    ERIC Educational Resources Information Center

    Ma, Jinyuan

    2014-01-01

    This article explores the way in which the World Bank has worked effectively with China in higher education. It investigates whether or not the cooperation between the two has changed in line with their changing relationship. More specifically, it discusses whether the World Bank's China agenda reflects the reform package of…

  14. Six Questions about The World Bank's 2020 Education Sector Strategy

    ERIC Educational Resources Information Center

    Shafiq, M. Najeeb

    2011-01-01

    Based on interviews with World Bank staff in April 2011, this article answers six questions about the World Bank's Education Sector Strategy 2020 (ESS 2020): (1) What is the ESS 2020? (2) What is it not? (3) How was the development process of the ESS 2020 different from that of past Strategies? (4) How are the policy recommendations of the ESS…

  15. Technical, scale and allocative efficiencies of Turkish banking industry

    Microsoft Academic Search

    Ihsan Isik; M. Kabir Hassan

    2002-01-01

    This paper investigates input and output efficiency in the Turkish banking industry to understand the impact of size, international variables, ownership, control and governance on profit, cost, allocative, technical, pure technical and scale efficiency measures. Employing a non-parametric approach along with a parametric approach, we estimate the efficiency of Turkish banks over the 1988–1996 period. This period allows us to

  16. The Changing Role of the WORLD BANK in Global Health

    PubMed Central

    Ruger, Jennifer Prah

    2005-01-01

    The World Bank began operations on June 25, 1946. Although it was established to finance European reconstruction after World War II, the bank today is a considerable force in the health, nutrition, and population (HNP) sector in developing countries. Indeed, it has evolved from having virtually no presence in global health to being the world’s largest financial contributor to health-related projects, now committing more than $1 billion annually for new HNP projects. It is also one of the world’s largest supporters in the fight against HIV/AIDS, with commitments of more than $1.6 billion over the past several years. I have mapped this transformation in the World Bank’s role in global health, illustrating shifts in the bank’s mission and financial orientation, as well as the broader changes in development theory and practice. Through a deepened understanding of the complexities of development, the World Bank now regards investments in HNP programs as fundamental to its role in the global economy. PMID:15623860

  17. Rhetoric and Reality: World Bank and CIDA Gender Policies

    ERIC Educational Resources Information Center

    Hales, Jennifer

    2007-01-01

    The picture the World Bank paints of the world is an optimistic one: living standards are higher than ever before, humanity is progressing, and situations for women are improving. If this is really the case, why then does "the impoverishment of hundreds of millions of people" throughout the world continue? (Chossudovsky 1997, 33). Why do "the…

  18. Educational Neocolonialism and the World Bank: A Rancičrean Reading

    ERIC Educational Resources Information Center

    Anwaruddin, Sardar M.

    2014-01-01

    In this article, I employ Jacques Rancičre's conception of an explicative order to explore how the World Bank contributes to the global project of educational neocolonialism. I argue that the Bank operates as a Master Explicator who taps into students' "inability" to learn by themselves. It explicates concepts such as…

  19. World Bank Policy on Education: A Personal Account

    ERIC Educational Resources Information Center

    Psacharopoulos, George

    2006-01-01

    Based on the author's over two decades of association with the World Bank, this paper reviews the institution's policies and practice on education. It describes why education policy, as revealed by operations, shifted dramatically since the early Bank projects on education and identifies the reasons for such a shift. The paper argues that the…

  20. World Bank Education Policy: Do the Neoliberal Critiques Still Apply?

    ERIC Educational Resources Information Center

    Oise, Francine Menashy

    2007-01-01

    Throughout much of the 1990s, the overriding critique of the World Bank was placed on its neoliberal mandate, reflected in its various education measures. However, recently the Bank seems to have taken a notable shift away from this ideological stance in its rhetoric and initiatives. This paper attempts to ascertain the degree to which the…

  1. World Bank Group - International Monetary Fund (IMF) Annual Meetings 1997

    NSDL National Science Digital Library

    The World Bank Group and the International Monetary Fund (IMF) held its 1997 Annual Meeting in Hong Kong. The site contains the text of the Annual Meeting Speech titled The Challenge of Inclusion by John D. Wolfenshon, President of the World Bank, and the Per Jacobsson Lecture titled Asian Monetary Cooperation presented by Joseph Yam, chief executive of the Hong Kong Monetary Authority. Speeches by Michael Camdessus, George Soros and Dato Seri Dr Mahathir Bin Mohamad (Prime Minister of Malaysia) are also available. The 1997 Annual Reports of the IMF and World Bank Group can also be viewed at the site. The Focus on Asia section contains various relevant speeches, publications, and other information on Asia produced by the World Bank Group and the International Monetary Fund.

  2. Banking on Knowledge: The New Knowledge Projects of the World Bank.

    ERIC Educational Resources Information Center

    King, Kenneth

    2002-01-01

    Examines the tensions and debates at the heart of the World Bank's desire to become a knowledge agency. Discusses implications of the Bank's changing priorities towards education, trade-off between knowledge sharing versus knowledge development, and use of information and communications technology to create a global knowledge hypermarket called…

  3. Wave basin model tests of technical-biological bank protection

    NASA Astrophysics Data System (ADS)

    Eisenmann, J.

    2012-04-01

    Sloped embankments of inland waterways are usually protected from erosion and other negative im-pacts of ship-induced hydraulic loads by technical revetments consisting of riprap. Concerning the dimensioning of such bank protection there are several design rules available, e.g. the "Principles for the Design of Bank and Bottom Protection for Inland Waterways" or the Code of Practice "Use of Standard Construction Methods for Bank and Bottom Protection on Waterways" issued by the BAW (Federal Waterways Engineering and Research Institute). Since the European Water Framework Directive has been put into action special emphasis was put on natural banks. Therefore the application of technical-biological bank protection is favoured. Currently design principles for technical-biological bank protection on inland waterways are missing. The existing experiences mainly refer to flowing waters with no or low ship-induced hydraulic loads on the banks. Since 2004 the Federal Waterways Engineering and Research Institute has been tracking the re-search and development project "Alternative Technical-Biological Bank Protection on Inland Water-ways" in company with the Federal Institute of Hydrology. The investigation to date includes the ex-amination of waterway sections where technical- biological bank protection is applied locally. For the development of design rules for technical-biological bank protection investigations shall be carried out in a next step, considering the mechanics and resilience of technical-biological bank protection with special attention to ship-induced hydraulic loads. The presentation gives a short introduction into hydraulic loads at inland waterways and their bank protection. More in detail model tests of a willow brush mattress as a technical-biological bank protec-tion in a wave basin are explained. Within the scope of these tests the brush mattresses were ex-posed to wave impacts to determine their resilience towards hydraulic loads. Since the developing pore water pressure is significant considering the slope stability under hydraulic load, particular atten-tion is paid to the interaction of willow roots and pore water pressure. Furthermore the occurring ero-sion is determined. The methods of measurements, test conditions and executions as well as first results will be presented.

  4. Thinking about the World Bank’s “accordion” geography of financial globalization

    Microsoft Academic Search

    M. Coleman

    2002-01-01

    Two “flagship” World Bank reports, entitled The Long March—A Reform Agenda for Latin America and the Caribbean In The Next Decade (1997) and the World Development Report, 1999–2000 (2000), are the subject of this paper. Both publications attempt to come to terms with the policy and practice of structural adjustment in the context of a new geography of global finance.

  5. World Bank plans major expansion in renewable funding

    SciTech Connect

    Kaplan, D.

    1994-03-15

    The World Bank plans to increase its funding for renewable energy projects to more than $100 million annually in coming years. Last year, 15 percent of the Bank's $23.7 billion financing went to energy projects. But of that, renewables received less than $10 million. Environmentalists and sustainable energy groups have long criticized the World Bank for its reluctance to finance renewable energy projects, and its almost exclusive funding of large-scale hydro, coal and gas plants. But in the coming months, the bank plans to unveil several major solar thermal initiatives, which will place a series of 100 megawatt to 200 MW pilot projects in selected countries. And that should just be the beginning. With renewables' costs coming down, and the expense of hooking up rural areas to national electric grids rising, the bank clearly will be more interested in alternative energy sources. Almost certainly, bank funding for renewables should exceed $100 million annually in the near future. Because its bylaws require it to fund the least cost option, it has had no choice but to fund traditional energy sources. However, with costs for biomass, solar thermal and photovoltaics all declining, in some cases these now may be the least cost option.

  6. The world bank, health policy reforms and the poor

    Microsoft Academic Search

    Mohammed Nuruzzaman

    2007-01-01

    Over the years, since the mid-1990s, World Bank-prescribed health policy reforms have successfully introduced market-based private-managed healthcare model in the developing world. This article presents a portrait of the private healthcare model, explores the factors that facilitated the introduction of this model in developing countries and examines the impact of the model on the health rights and health conditions of

  7. Public Policy for the Private Sector: World Bank

    NSDL National Science Digital Library

    _Public Policy for the Private Sector_ is a quarterly journal published by the World Bank's Finance, Private Sector, and Infrastructure Network (FPSI). Recently, new documents concerning Finance, Water, and Post-Privatization Performance have been added to this ongoing collection of policy and case study notes.

  8. World Bank Okays Public Interest in Higher Education

    ERIC Educational Resources Information Center

    Post, David; Clipper, Lutitia; Enkhbaatar, D.; Manning, Anitra; Riley, Thomas; Zaman, Husam

    2004-01-01

    This essay review discusses the report of The Task Force on Higher Education and Society (TFHES), convened in 1998 by the World Bank but independently financed and staffed in collaboration with UNESCO and several foundations. "Peril and Promise" marks an historic turning point in the framework for postsecondary educational planning. Rate-of-return…

  9. Structural adjustment, state power & genocide: the World Bank & Rwanda

    Microsoft Academic Search

    Andy Storey

    2001-01-01

    The Rwandan genocide of 1994 has been partly attributed by some commentators to state weakness or collapse, and the weakness or collapse has in turn been partly attributed to the policies of the World Bank and the IMF. Neither argument is valid, and to advance them is to misunderstand the extent to which state power is a persistent and potent

  10. The World Bank Atlas, 1995. 27th Edition.

    ERIC Educational Resources Information Center

    World Bank, Washington, DC.

    This twenty-seventh World Bank Atlas presents key social and economic information for every country on the globe organized under three headings, People, Economy, and Environment. The emphasis is on how these themes are important in the development process. A new addition is that of a new measure of GNP per capita converted at purchasing power…

  11. The World Bank Policies: Damned if You Do, Damned if You Don't.

    ERIC Educational Resources Information Center

    de Moura Castro, Claudio

    2002-01-01

    A former employee of the World Bank discusses the logic behind multilateral development banks and how they operate, bank ideology and the nature of policy formation, educational and other reforms as loan conditions, the inability of development banks to enforce implementation of their policies in countries receiving loans, and whether the banks

  12. Security and Usability: The Gap in Real-World Online Banking

    E-print Network

    Van Oorschot, Paul

    Security and Usability: The Gap in Real-World Online Banking Mohammad Mannan, P.C. van Oorschot}@scs.carleton.ca ABSTRACT Online banking is one of the most sensitive tasks performed by general Internet users. Most traditional banks now offer online banking services, and strongly encourage customers to do online banking

  13. External Audit Requirements of Banking Systems around the World Hemantha Herath * and Pranesh Kumar**

    E-print Network

    Bolch, Tobias

    1 External Audit Requirements of Banking Systems around the World Hemantha Herath * and Pranesh of External Audit Requirements of Banking Systems around the World Abstract: There is growing complexity requirements of banks. In this paper, we study the external auditing requirements of banking systems around

  14. World Bank eAtlas of the Millennium Development Goals

    NSDL National Science Digital Library

    The World Bank established a set of Millennium Development Goals as both a challenge to poor countries to demonstrate "good governance" and to wealthy nations as a spur that would hopefully encourage them to support economic and social development. Recently, the World Bank created this visually engaging and sophisticated interactive atlas to track those eight goals, which include the promotion of gender equality, combating disease, and reducing child mortality. Visitors can click on any of these eight goals and they will be able to view maps of the world that document the progress that has been made in each nation. Clicking on each nation individually brings up clear and easy-to-read tables that chart additional changes within each separate goal. Visitors can export the data for their own use, and they can also resize the map to demonstrate the changes made over the past few years.

  15. Railways and energy. World Bank staff working paper

    SciTech Connect

    Alston, L.L.

    1984-01-01

    This paper addresses questions which arise in discussions about the effects which increases in oil prices have on railway development. Part I of the paper reviews the relative energy efficiencies of rail and of road transport, and measures for decreasing railway energy consumption. Only energy used for traction is considered. Part II is a review of the factors which determine the economic viability of railway electrification, and includes a methodology which can readily be used for prefeasibility analyses to determine whether a more detailed study is warranted. (Copyright (c) 1984 The International Bank for Reconstruction and Development/The World Bank.)

  16. Foreign Banks in the United States Since World War II: A Useful Fringe

    Microsoft Academic Search

    Adrian E. Tschoegl

    2000-01-01

    Foreign banks have had an organizational presence in the United States since the early 1800s. Until after World War II, the foreign banks' presence was generally limited. They engaged in trade finance, and in some cases ethnic banking. The growth really dates to the period from the mid-1960s to 1990. Banks are service firms, and their growth reflects a demand

  17. Reforming the World Bank: From Social-Liberalism to Neo-Liberalism

    ERIC Educational Resources Information Center

    Girdwood, John

    2007-01-01

    Using an analytics of government perspective, it is argued that neo-liberalism as an art of government, especially its form as North American advanced liberal political reason, has shaped enterprise governance and managerial reform at the World Bank. With a focus on the World Bank as a financial banking enterprise, the article explores questions…

  18. Of texts and practices: Empowerment and organisational cultures in world bank-funded rural development programmes

    Microsoft Academic Search

    Anthony Bebbington; David Lewis; Simon Batterbury; Elizabeth Olson; M. Shameem Siddiqi

    2007-01-01

    The World Bank's recent concern for ‘empowerment’ grows out of longer standing discussions of participation, non-governmental organisations (NGOs) and civil society. While commitments to empowerment enter World Bank texts with relative ease, their practice within Bank-funded projects is far more contingent, and the meanings they assume become much more diverse. This paper considers the relationship between such texts and the

  19. Is the World Bank Education Policy Adequate for Fighting Poverty? Some Evidence from Latin America

    ERIC Educational Resources Information Center

    Bonal, Xavier

    2004-01-01

    This paper focuses on the relationship between the World Bank's education policy and the recent anti-poverty priorities and strategies that shape the present Bank's agenda for development. The paper provides a critical assessment of the explicit strategies of the World Bank's education policies aimed at fighting poverty by identifying the…

  20. The World Bank Depository Library Program: Directory of Libraries. January 1992.

    ERIC Educational Resources Information Center

    World Bank, Washington, DC.

    This directory lists World Bank depository libraries that have agreed to work with the World Bank as active partners in the dissemination of Bank materials by promoting their use among the libraries' different groups of readers. Entries are organized alphabetically by the depository library's country and city, and the entries typically include the…

  1. Managing Climate Risk. Integrating Adaptation into World Bank Group Operations

    SciTech Connect

    Van Aalst, M. [Global Environment Facility Program, The International Bank for Reconstruction and Development, World Bank Group, Washington, DC (United States)

    2006-08-15

    Climate change is already taking place, and further changes are inevitable. Developing countries, and particularly the poorest people in these countries, are most at risk. The impacts result not only from gradual changes in temperature and sea level but also, in particular, from increased climate variability and extremes, including more intense floods, droughts, and storms. These changes are already having major impacts on the economic performance of developing countries and on the lives and livelihoods of millions of poor people around the world. Climate change thus directly affects the World Bank Group's mission of eradicating poverty. It also puts at risk many projects in a wide range of sectors, including infrastructure, agriculture, human health, water resources, and environment. The risks include physical threats to the investments, potential underperformance, and the possibility that projects will indirectly contribute to rising vulnerability by, for example, triggering investment and settlement in high-risk areas. The way to address these concerns is not to separate climate change adaptation from other priorities but to integrate comprehensive climate risk management into development planning, programs, and projects. While there is a great need to heighten awareness of climate risk in Bank work, a large body of experience on climate risk management is already available, in analytical work, in country dialogues, and in a growing number of investment projects. This operational experience highlights the general ingredients for successful integration of climate risk management into the mainstream development agenda: getting the right sectoral departments and senior policy makers involved; incorporating risk management into economic planning; engaging a wide range of nongovernmental actors (businesses, nongovernmental organizations, communities, and so on); giving attention to regulatory issues; and choosing strategies that will pay off immediately under current climate conditions. There are several ways in which the World Bank Group can continue helping its clients better manage climate risks to poverty reduction and sustainable development: Integrating climate risk management into the project cycle, by adopting early risk identification (for instance by applying a quick and simple risk-screening tool) and following up throughout the design process if necessary. Integrating climate risk management into country and sector dialogues, especially in countries and sectors that are particularly vulnerable. Enhancing internal support for and coordination of climate risk management by, for example, expanding analytical work and capacity for cross-support by the Global Climate Change Team and the Hazard Management Unit of the World Bank and by actively developing climate risk management activities within regional departments. Supporting the establishment of proper financing mechanisms for adaptation, using, for example, the Investment Framework for Clean Energy and Development. New funding mechanisms created under the United Nations Framework Convention on Climate Change (UNFCCC) and being made operational by the Global Environment Facility (GEF), as well as the Kyoto Protocol, should be used to leverage maximum adaptation results within the Bank's broad range of development activities and investments. By enhancing climate risk management, the World Bank Group will be able to address the growing risks from climate change and, at the same time, make current development investments more resilient to climate variability and extreme weather events. In that way, climate risk management will not only guard the Bank's investments in a changing climate but will also improve the impact of development efforts right now.

  2. The World Bank, Support for Universities, and Asymmetrical Power Relations in International Development

    ERIC Educational Resources Information Center

    Collins, Christopher S.; Rhoads, Robert A.

    2010-01-01

    This article examines the role of the World Bank in advancing higher education sectors in the developing world, considering in particular the increasing power and strength of a global knowledge-based economy. Given the powerful role that intergovernmental organizations such as the World Bank play in shaping global economic policies, the authors…

  3. The World Bank New Discourse and the 1999 Education Sector Strategy.

    ERIC Educational Resources Information Center

    de Siqueira, Angela C.

    The climate of growing dissatisfaction in the developing world seems to have led to some changes in the World Bank's main discourse. The current World Bank president, James Wolfensohn, pointed out the existence of a "human crisis," besides the overemphasized financial one. He proposed a new development framework taking into account the widening…

  4. Assessing the Impacts of Intergovernmental Economic Organizations: The Case of the World Bank and Nonformal Education.

    ERIC Educational Resources Information Center

    Schechter, Michael G.

    A preliminary investigation into the World Bank's support of non-formal education in less-developed countries discusses the role of education in the development process, the Bank's concern with education, and its funding of non-formal education projects. The Bank's involvement in education projects is described, from support for upper division…

  5. The World Bank Rural Development Field Staff Distance Learning and Training Strategy.

    ERIC Educational Resources Information Center

    Mortera-Gutierrez, Fernando

    The Rural Development Distance Learning and Training Strategy targets locally recruited field staff of the World Bank Rural Sector. Field staff at the bank's mission offices worldwide are heterogeneous in terms of culture, ethnicity, race, gender, social class, and religion. However, they have the following in common: they follow the Bank's work…

  6. Poverty Reduction and the World Bank. Progress in Fiscal 1996 and 1997.

    ERIC Educational Resources Information Center

    World Bank, Washington, DC.

    This report reviews progress in implementation of the World Bank's poverty reduction strategy during fiscal 1996-97. Chapter 1, "The World Bank's Poverty Reduction Strategy and Future Directions," outlines elements in the poverty reduction strategy: policies to promote broad-based labor-demanding growth and increase the productivity and economic…

  7. Innovation Funds for Higher Education: A Users' Guide for World Bank Funded Projects. Education Working Paper Series. Number 1

    ERIC Educational Resources Information Center

    Saint, William

    2005-01-01

    The Education Working Paper Series is produced by the Education Unit at the World Bank (HDNED). It provides an avenue for World Bank staff to publish and disseminate preliminary education findings to encourage discussion and exchange ideas within the World Bank and among the broader development community. This Guide seeks to help those who design…

  8. Paying for Education: How the World Bank and the International Monetary Fund Influence Education in Developing Countries.

    ERIC Educational Resources Information Center

    Alexander, Nancy C.

    2001-01-01

    Reviews the roles of the International Monetary Fund (IMF) and World Bank from 1980 to the present, distinguishing between two types of impacts they exert in the education sector of borrowing countries (the World Bank's direct involvement in education and economic reform and Structural Adjustment Programs financed by the IMF and World Bank). The…

  9. Suppose There Were a "World Bank" for American Education?

    ERIC Educational Resources Information Center

    Heyneman, Stephen P.

    2007-01-01

    About 120 nations can borrow from an international bank for the purposes of financing domestic educational improvement. The United States is a donor to this bank, but by virtue of its economic development, it cannot borrow. Nevertheless, the virtues of having such a facility might be worth considering within the United States. This article briefly…

  10. The World Bank's Shift Away from Neoliberal Ideology: Real or Rhetoric?

    ERIC Educational Resources Information Center

    Adhikary, Rino Wiseman

    2012-01-01

    Some literature on World Bank education policies after 1999 tries to project a shift away of the Bank from its 1980s neoliberal mandate. This article argues that the shift is only in the form of rhetoric, which facilitates a hidden agenda of creating a worldwide higher education market, leaving the poor with primary education only. At the…

  11. Institutional development, the world bank, and India's new agricultural extension programme

    Microsoft Academic Search

    Mick Moore

    1984-01-01

    The new World Bank?sponsored and funded Training and Visit system of agricultural extension represents a major attempt by the Bank to promote institutional development. The very considerable investment has in fact resulted in little change or improvement in the quality of extension. The reasons lie in failure to analyse the cause of the weakness of the previous extension systems, inherent

  12. The effects of customers' mobile experience and technical support on the intention to use mobile banking.

    PubMed

    Chung, Namho; Kwon, Soon Jae

    2009-10-01

    While mobile banking has become an integral part of banking activities, it has also caused systems-related stress and consequent distrust among mobile banking users. This study looks into the phenomenon of technology adoption for mobile banking users and identifies potential factors that nurture positive intentions toward mobile banking usage. It examines the effects of a customer's mobile experience and technical support on mobile banking acceptance and explains how some variables affect this intention. After a literature review, the method of empirical analysis using a structured questionnaire is developed. Hierarchical Moderated Regression Analyses (HMRA) is used to examine the model. We find that mobile experience and technical support tend to strengthen the relationship between technological characteristics and a customer's intention to use the mobile technology. PMID:19772441

  13. Mergers and acquisitions in the Malaysian banking industry: technical and scale efficiency effects

    Microsoft Academic Search

    Fadzlan Sufian

    2007-01-01

    Employing an event study with a three-year window analysis together with the non-parametric frontier approach, Data Envelopment Analysis (DEA), this paper investigates the effects of mergers and acquisitions on Malaysian banks' technical and scale efficiency. The results suggest that the merger has resulted in a higher mean technical efficiency of the Malaysian banking sector post-merger. In five out of the

  14. Does service quality implementation mediate the relationship between technical service quality and performance: an empirical examination of banks in Jordan

    Microsoft Academic Search

    Mamoun N. Akroush

    2009-01-01

    This study examines the mediation effect of service quality implementation on the relationship between technical service quality and banks performance. Drawing on relevant literature, the author empirically tested a model of technical service quality, service quality implementation and performance on a sample of 346 managers of banks in Jordan. The study findings have indicated significant implications for banks managers in

  15. Early Child Development in Latin America and the Caribbean: List of Projects with World Bank Support.

    ERIC Educational Resources Information Center

    World Bank, Washington, DC. Human Development Network.

    In recent years the World Bank, currently the largest single funding source for education and health programs in the world, has put new emphasis on reaching children in the years before they enter school. Despite the acknowledged benefits to be gained from investing in education, schooling in Latin America has failed to keep pace with the…

  16. Energy loans from the World Bank: a controversy that won't go away

    Microsoft Academic Search

    1981-01-01

    When the US withdrew support for an energy-loan facility to be affiliated with the World Bank, it reversed US policy toward Third World development and signaled the Reagan Administration's preference for linking aid and foreign policy through bilateral aid. The debate continues, however, because of the economic problems of nonoil-producing developing countries and their need to develop new energy sources.

  17. Empowering Communities for Improved Educational Outcomes: Some Evaluation Findings from the World Bank

    ERIC Educational Resources Information Center

    Nielsen, H. Dean

    2007-01-01

    Community involvement in the management of schools--community empowerment--is a growing phenomenon in the developing world. Many see it as a way to increase the relevance of schools, school attendance, and ultimately to improve learning outcomes. Increasingly, World Bank lending for basic education includes growing support for community…

  18. 1998 Spring Meetings of the International Monetary Fund and World Bank Group

    NSDL National Science Digital Library

    International Monetary Fund.

    1998-01-01

    The 1998 Annual Meeting of the International Monetary Fund and World Bank Group was held from April 13-17, 1998 in Washington DC. The site features the schedule of events, transcripts of press conferences and briefings, and various communiques. Topics discussed at the meeting include the current world economic outlook, Asian lessons for Latin America, and trends in development indicators.

  19. Gangs, Soldiers and "Idle Girls": Constructions of Youth and Development in World Bank Discourse

    ERIC Educational Resources Information Center

    Luttrell-Rowland, Mikaela

    2007-01-01

    This article examines the World Bank's recent World Development Report on youth and development (2007) as an empirical example to explore the links between the employment of "group identity" and the use of policy frameworks. Drawing on feminist theory to analyse the representations of young people put forward within the report, this article…

  20. Paying Taxes The global picture01 Contacts For further information, or to discuss any of the findings in this report please contact: World Bank Group

    E-print Network

    Simeon Djankov; Bob Morris; Caralee Mcliesh; Susan Symons; Rita Ramalho; John Whiting; Simeon Djankov

    The World Bank’s Doing Business Project and PricewaterhouseCoopers are delighted to share with you the results of a survey which has been conducted as part of the World Bank Doing Business report (www.doingbusiness.org/taxes) to look at and compare tax regimes around the world. The results focus on the need for governments to ensure the effectiveness of the tax systems they implement, and for companies to appreciate the benefits of making tax reporting more transparent. The effectiveness of a tax system relies on well-informed policy decision-making and the ability of businesses to comply with legislation. This publication considers improvements from the perspective of both government and business. The conclusions are based on the findings of a survey on paying taxes which looked at the position of a standard modest-sized company in each of 175 countries. The work was carried out by the World Bank during the months of April to July 2006, with the support of PricewaterhouseCoopers in terms of tax technical data and the methodology to be applied for the calculation of total tax rate. The survey represents a significant step forward in facilitating a comparison of the world’s tax regimes. We aim to build on the foundation laid, and to further improve this information in

  1. The World Bank, pensions, and income (in)security in the global south.

    PubMed

    Paul, S S; Paul, J A

    1995-01-01

    The authors describe and analyze recent reductions and reorganizations of public pension programs in Latin America, as well as trends in pensions in the global South more broadly. They consider the role of the World Bank in the current pension "reform" process and situate the Bank's policies in the context of privatization, reduction of social budgets, and other aspects of structural adjustment. Chilean pension changes are analyzed in particular, showing that even by the Bank's criteria, the reforms have not been successful. The authors then discuss pension changes in China, where the World Bank is also deeply involved. The article concludes with the consideration of a number of arguments about pensions and support mechanisms in later life--including family support and means-tested welfarism--and argues in favor of global policy approaches, such as globally funded pensions and full access by older persons to productive and remunerated labor. PMID:8575868

  2. Efficiency in Reaching the Millennium Development Goals. World Bank Working Paper.

    ERIC Educational Resources Information Center

    Jayasuriya, Ruwan, Ed.; Wodon, Quentin, Ed.

    The Millennium Development Goals (MDGs) provide clear targets and areas of focus for international organizations such as the World Bank. At a conceptual level, to reduce poverty and hunger, to improve education and health indicators, and to promote gender equality and sustainable development, countries can either increase the resources they…

  3. REORIENTING WORLD BANK INVOLVEMENT WITH URBAN TRANSPORT IN EUROPE AND CENTRAL ASIA

    Microsoft Academic Search

    Slobodan Mitric

    2003-01-01

    Responding to an acute funding and supply crisis in urban public transport services during the past decade, the World Bank made eight loans benefiting about 20 cities in ex-socialist countries in Europe and Central Asia (ECA). The main strategy for the first five projects, now completed, was to make loans for fleet replacement and rehabilitation, conditional on restructuring publicly owned

  4. Education Achievements and School Efficiency in Rural Bangladesh. World Bank Discussion Papers, 319.

    ERIC Educational Resources Information Center

    Khandker, Shahidur R.

    Two of the largest World Bank investment projects in Bangladesh are the general education project and the female secondary scholarship and assistance project. This paper evaluates the expected results of these educational projects using the household and school survey data recently collected in rural Bangladesh. Bangladesh spends only 2 percent of…

  5. Responding to Deforestation: Productive Conservation, the World Bank, and Beekeeping in Rondonia, Brazil

    Microsoft Academic Search

    J. Christopher Brown

    2001-01-01

    Productive conservation, a sustainable development concept for the Amazon, ideally leads to economic development in rural areas with conservation of rain forest ecosystems. This study evaluates the human and environmental dynamics of productive conservation in Rondonia, Brazil, using as a case study beekeeping, which has been promoted by the World Bank-funded Rondonia Natural Resources Development Project. Promoters of beekeeping have

  6. Caribbean Region: Access, Quality, and Efficiency in Education. A World Bank Country Study.

    ERIC Educational Resources Information Center

    World Bank, Washington, DC.

    This study explores education and training systems of the Caribbean nations that are members both of The World Bank and the Caribbean Group for Cooperation in Economic Development (CGCED). The study does not attempt to provide a detailed blueprint for each country or set of institutions or present new research findings. Overall, the emphasis is to…

  7. Education in Asia: A Comparative Study of Cost and Financing. World Bank Regional and Sectoral Studies.

    ERIC Educational Resources Information Center

    Tan, Jee-Peng; Mingat, Alain

    Data analyzed in this study are drawn from varied sources including documents provided by governments in the context of the World Bank's operational activity. The data on a basic set of indicators were assembled for a core of 11 Asian countries (Bangladesh, China, India, Indonesia, Korea, Malaysia, Nepal, Papua New Guinea, the Philippines, Sri…

  8. World Bank's Global Development Learning Network: Sharing Knowledge Electronically between Nations To "Fight Poverty."

    ERIC Educational Resources Information Center

    Lorenzo, George

    2002-01-01

    Describes the Global Development Learning Network (GDLN), a satellite-driven global communication system developed by the World Bank to help developing countries fight poverty and share in a global exchange of information. Explains Distance Learning Centers that are used by private and public organizations and institutions for distance education…

  9. The World Bank Indian Urban Water Report (July 2012) Yet Again, Thinking Backwards

    E-print Network

    Sohoni, Milind

    presents a few "business plans" for the organization of urban water supply and sanitation systems (WSSThe World Bank Indian Urban Water Report (July 2012) Yet Again, Thinking Backwards Milind Sohoni1 on reform in the urban water sector in India. This WB report focuses on institutional and financial

  10. The World Bank: An Online Atlas of the Millennium Development Goals

    NSDL National Science Digital Library

    The World Bank established a set of Millennium Development Goals as both a challenge to poor countries to demonstrate "good governance" and to wealthy nations as a spur that would hopefully encourage them to support economic and social development. Recently, the World Bank created this visually engaging and sophisticated interactive atlas to track those eight goals, which include the promotion of gender equality, combating disease, and reducing child mortality. Visitors can click on any of these eight goals and they will be able to view maps of the world that document the progress that has been made in each nation. Clicking on each nation individually brings up clear and easy-to-read tables that chart additional changes within each separate goal. Visitors can export the data for their own use, and they can also resize the map to demonstrate the changes made over the past few years.

  11. World wide web implementation of the Langley technical report server

    NASA Technical Reports Server (NTRS)

    Nelson, Michael L.; Gottlich, Gretchen L.; Bianco, David J.

    1994-01-01

    On January 14, 1993, NASA Langley Research Center (LaRC) made approximately 130 formal, 'unclassified, unlimited' technical reports available via the anonymous FTP Langley Technical Report Server (LTRS). LaRC was the first organization to provide a significant number of aerospace technical reports for open electronic dissemination. LTRS has been successful in its first 18 months of operation, with over 11,000 reports distributed and has helped lay the foundation for electronic document distribution for NASA. The availability of World Wide Web (WWW) technology has revolutionized the Internet-based information community. This paper describes the transition of LTRS from a centralized FTP site to a distributed data model using the WWW, and suggests how the general model for LTRS can be applied to other similar systems.

  12. Defense Technical Information Center Referral Data Bank Directory.

    ERIC Educational Resources Information Center

    Horton, Hazel T.

    This eighth edition of the directory identifies and describes specialized scientific and technical information sources which have the capacity and willingness to serve the defense community in their fields of expertise. These information sources are operated or supported by the Department of Defense and other federal agencies and include…

  13. Clean energy for development investment framework: the World Bank Group action plan

    SciTech Connect

    NONE

    2007-03-06

    In September 2005 the Development Committee requested the World Bank to develop an Investment Framework for Clean Energy and Development - in the context of the Gleneagles Communique on Climate Change, Clean Energy and Sustainable Development which was issued in July 2005. This Action Plan provides an update of work undertaken to date as well as actions planned by the World Bank Group (WBG) in support of the Clean Energy for Development Investment Framework (CEIF). The Action Plan relies on partnerships, including with the International Financial Institutions (IFIs) and the private sector. While it concentrates on maximizing and extending existing instruments, it provides for continued dialogue with governments and the private sector on new approaches to accelerate the transition to a low carbon economy. In addition to increased investments, the private sector has an important role to play in closing the investment gap in many countries. Projects such as Bujagali (Uganda), Nam Theun II (Laos) and China and India Thermal Power Plant Rehabilitation projects are examples of how partnerships with the private sector can work, both on financing but also on enhancing the overall regulatory framework for enhanced partnerships. The report was prepared for the 15 April 2007 Development Committee meeting, a joint committee of the Board of Governors of the World Bank and the International Monetary Fund on the transfer of real resources to developing countries. 3 figs., 3 tabs., 5 annexes.

  14. Improving Women's Access to Higher Education: A Review of World Bank Project Experience. ASHE Annual Meeting Paper.

    ERIC Educational Resources Information Center

    Dundar, Halil; Haworth, Jennifer

    This working paper reviews World Bank project experience in gender issues within higher education over the last two decades. The study's objectives were to: (1) assess the attention given by the Bank has given to gender issues in postsecondary education; (2) examine policies to increase women's access to postsecondary education; and (3)…

  15. Your Money or Your Life! A Critical Canadian Perspective on the World Bank's "Reform Agenda" for Higher Education

    ERIC Educational Resources Information Center

    Woodhouse, Howard

    2011-01-01

    In 1998 the World Bank published a "Reform Agenda" for higher education in the new millennium designed to accelerate privatization and the restructuring of the academic workforce. Before analyzing the report, I consider how changes in Canadian universities reflect the growth of the "knowledge-based economy." I then provide a critique of the Bank's…

  16. The World Bank and Private Provision of Schooling: A Look through the Lens of Sociological Theories of Organizational Hypocrisy

    ERIC Educational Resources Information Center

    Mundy, Karen; Menashy, Francine

    2014-01-01

    In this article, we explore how the World Bank operationalizes its focus on poverty alleviation in one of the most controversial arenas of educational change: the expansion of privately provided schooling. We argue that the Bank's role in promoting private provision has been far more complicated than most critics have discerned. It has…

  17. Neoliberalism and the World Bank: Economic Discourse and the (Re)Production of Gendered Identity(ies)

    ERIC Educational Resources Information Center

    Griffin, Penny

    2007-01-01

    This article examines the World Bank's discourse of neoliberalism with a view to understanding how this informs and sustains the Bank's policies and practices in particularly gendered ways. "Neoliberalism" is, here, a discursive structure that constitutes a powerful and pervasive contemporary model of economic development, resting on assumptions…

  18. The health systems funding platform and World Bank legacy: the gap between rhetoric and reality

    PubMed Central

    2013-01-01

    Global health partnerships created to encourage funding efficiencies need to be approached with some caution, with claims for innovation and responsiveness to development needs based on untested assumptions around the potential of some partners to adapt their application, funding and evaluation procedures within these new structures. We examine this in the case of the Health Systems Funding Platform, which despite being set up some three years earlier, has stalled at the point of implementation of its key elements of collaboration. While much of the attention has been centred on the suspension of the Global Fund’s Round 11, and what this might mean for health systems strengthening and the Platform more broadly, we argue that inadequate scrutiny has been made of the World Bank’s contribution to this partnership, which might have been reasonably anticipated based on an historical analysis of development perspectives. Given the tensions being created by the apparent vulnerability of the health systems strengthening agenda, and the increasing rhetoric around the need for greater harmonization in development assistance, an examination of the positioning of the World Bank in this context is vital. PMID:23497327

  19. Earth Science World ImageBank (ESWIB): A Comprehensive Collection of Geoscience Images Being Developed by the American Geological Institute

    Microsoft Academic Search

    A. W. Howe; C. M. Keane

    2003-01-01

    Although there are geoscience images available in numerous locations around the World Wide Web, there is no universal comprehensive digital archive where teachers, students, scientists, and the general public can gather images related to the Earth Sciences. To fill this need, the American Geological Institute (AGI) is developing the largest image database available: the Earth Science World ImageBank (ESWIB). The

  20. Security and usability: the gap in real-world online banking

    Microsoft Academic Search

    Mohammad Mannan; P. C. van Oorschot

    2008-01-01

    Online banking is one of the most sensitive tasks performed by general Internet users. Most traditional banks now offer online banking services, and strongly encourage customers to do online banking with 'peace of mind.' Although banks heavily advertise an apparent '100% online security guarantee,' typically the fine print makes this conditional on users fulfilling certain security requirements. We examine some

  1. SecurityandUsability: TheGapinReal-World OnlineBanking

    Microsoft Academic Search

    Mohammad Mannan; P. C. van Oorschot

    2007-01-01

    Online banking is one of the most sensitive tasks performed by general Internet users. Most traditional banks now offer online banking services, and strongly encourage customers to do online banking with 'peace of mind.' Although banks heavily advertise an apparent '100% online security guaran- tee,' typically the fine print makes this conditional on users fulfilling certain security requirements. We examine

  2. A program to develop the domestic natural gas industry in Indonesia: Case history of two World Bank projects

    SciTech Connect

    Klass, D.L. (Institute of Gas Technology, Chicago, IL (United States)); Khwaja, S. (World Bank, Washington, DC (United States))

    1991-01-01

    Indonesia depends heavily on revenues from the export of LNG and oil, the availability of which appears to be decreasing. It is therefore making a strong effort to accelerate development of a domestic natural gas industry. A high priority has been given to the conversion of power plants and city gas systems, including local industries and commercial facilities, from liquid fuels to natural gas. This will release more oil for export, help to meet the objectives of Repelita V, and provide substantial environmental benefits. The World Bank recently provided loans to the Indonesian Government for two projects that are aimed at substituting natural gas for oil and manufactured gas in domestic markets. One project involves expansion of the gas distribution systems of Indonesia's natural gas utility (PGN) in three cities: Jakarta and Bogor in Java, and Medan in Sumatra. The project also includes training programs for PGN staff and an energy pricing policy study to be carried out by Indonesia's Ministry of Mines and Energy. The second project involves expansion of the supply of natural gas for Surabaya and twelve other towns in its vicinity in East Java, and further expansion of Medan's supply system. Technical assistance will be provided to enhance the skills ofPGN and the Ministry of Mines and Energy, and a Gas Technology Unit similar to the Institute of Gas Technology will be established at Indonesia's Research and Development Center for Oil and Gas (LEMIGAS) in Jakarta. 14 refs., 3 figs., 11 tabs.

  3. The management and design of economic development projects: A case study of World Bank electricity projects in Egypt

    SciTech Connect

    El Sabaa, S.M.

    1992-01-01

    This study is concerned with the efficiency of World Bank projects in Egypt. The study seeks improvements in the methods of evaluating public sector projects in Egypt. To approaches are employed: (1) project identification to optimally allocate Egypt's and World Bank's resources; (2) project appraisal to assess the economic viability and efficiency of investments. The electricity sector is compared with the agriculture sector as a means of employing project identification for priority ordering of investment for development in Egypt. The key criteria for evaluation are the impacts of developments of each sector upon Egypt's national objectives and needs. These include employment opportunities, growth, alleviation of poverty, cross comparison of per capita consumption in each sector, economic rate of return, national security, balance of payments and foreign debt. The allocation of scarce investments would have been more efficient in agriculture than in electricity in meeting Egypt's national objectives and needs. World Bank lending programs in Egypt reveal a priority ordering of electricity over agriculture and rural development. World Bank development projects in Egypt have not been optimally identified, and its programs have not followed an efficient allocation of World Bank's and Egypt's resources. The key parameters in evaluating economic viability and efficiency of development projects are: (1) the discount rate (the opportunity cost of public funds); (2) the exchange rate; and (3) the cost of major inputs, as approximated by shadow prices of labor, water, electricity, and transportation for development projects. Alternative approaches to estimating the opportunity cost of public funds are made. The parameters in evaluating the efficiency of projects have not been accurately estimated in the appraisal stage of the World Bank projects in Egypt, resulting in false or misleading information concerning the economic viability and efficiency of the projects.

  4. Weather risk management in Mozambique: Technical note on current and planned weather stations and their potential

    E-print Network

    Tadross, Mark

    2008 the Africa Agriculture and Rural Development (AFTAR) department of the World Bank undertook, The World Bank. #12;M. Tadross and A. Lotsch. Weather risk management in Mozambique i Contents: 1 and preparation phase was supported by the World Bank's Commodity Risk Management Group (CRMG) through technical

  5. Fuelwood consumption and deforestation in African countries. World Bank staff working paper

    SciTech Connect

    Anderson, D.; Fishwick, R.

    1984-01-01

    The paper reviews recent reports on the level and growth of fuelwood consumption in Africa, and on the ecological, economic and possible micro-climatic effects of deforestation. It then reviews the economic and operational aspects of policies open to governments (1) to encourage fuelwood conservation, (2) to facilitate the substitution of commercial energy for fuelwood, where desirable on grounds of relative costs, (3) in developing the traditional functions of the forestry services in maintaining the forest reserves and undertaking plantings in watersheds and shelterbelts, and (4) in promoting the practice of agro-forestry, i.e. the planting and maintenance of trees in copses and around farms by the farm families themselves. All four are important, but it is argued that (4) offers considerable promise in terms of increased planting rates, low budgetary requirements, ecological benefits and good economic and financial rates of return. The importance of the policy environment for the success of each is also discussed, as are the various research, education, training and other requirements of (4). (Copyright (c) 1984 The International Bank for Reconstruction and Development/The World Bank.)

  6. In the best interests of youth or neoliberalism? The World Bank and the New Global Youth Empowerment Project

    Microsoft Academic Search

    Mayssoun Sukarieh; Stuart Tannock

    2008-01-01

    Youth, and youth employment especially, have jumped to the forefront of the international development agenda, driven by new funding and reporting priorities of the World Bank and allied international and national aid organisations. Despite the seductive rhetoric of youth empowerment, however, we argue that the new turn to youth serves primarily to serve the goal of insulating the increasingly contested

  7. In the Best Interests of Youth or Neoliberalism? The World Bank and the New Global Youth Empowerment Project

    ERIC Educational Resources Information Center

    Sukarieh, Mayssoun; Tannock, Stuart

    2008-01-01

    Youth, and youth employment especially, have jumped to the forefront of the international development agenda, driven by new funding and reporting priorities of the World Bank and allied international and national aid organisations. Despite the seductive rhetoric of youth empowerment, however, we argue that the new turn to youth serves primarily to…

  8. Using Quantitative Data in World Bank Per-Student Funding Reform Projects: Data, Designs and Dilemmas in Transition Countries

    ERIC Educational Resources Information Center

    Levacic, Rosalind

    2014-01-01

    Since the late 1980s, education systems have increasingly moved to allocating funding for general education by means of a per-student formula. The trend started with developed economies and moved to transition and developing economies, where the World Bank has promoted the adoption of per-student funding (PSF). But promoting a particular reform,…

  9. Knowledge Aid as Instrument of Regulation: World Bank's Non-Lending Higher Education Support for Ethiopia

    ERIC Educational Resources Information Center

    Molla, Tebeje

    2014-01-01

    In the context of low-income countries, the role of donors in public policymaking is of great importance. Donors use a combination of lending and non-lending instruments as pathways of influence to shape policy directions in aid-recipient countries. This paper reports some findings from a doctoral study on the role of the World Bank in the recent…

  10. Interrogating an Omission: The Absence of a Rights-Based Approach to Education in World Bank Policy Discourse

    ERIC Educational Resources Information Center

    Menashy, Francine

    2013-01-01

    This study provides a discursive analysis of World Bank policy documents in order to reveal the stark omission of a rights-based approach to education, while highlighting instead the support of an economic-instrumentalist approach. Plausible explanations are provided to shed light on this exclusion, including the feasibility critique of education…

  11. The History and Problems in the Making of Education Policy at the World Bank 1960-2000

    ERIC Educational Resources Information Center

    Heyneman, S. P.

    2003-01-01

    The reports seem contradictory. With about three billion dollars per year in new loan commitments, the World Bank has become the single largest source of development capital in the field of international education. These resources help expand educational opportunities for young women in South Asia and rebuild primary schools following civil…

  12. The World Bank's Position on Early Child Education in Brazil: A Critical Assessment of Contributions and Shortcomings

    ERIC Educational Resources Information Center

    Fernandes, Sabrina

    2014-01-01

    In 2010, the World Bank published a policy study on early child education (ECE) developments in Brazil, entitled "Early Child Education: Making Programs Work for Brazil's Most Important Generation. Development." This paper analyses the report's assessment of ECE policy in Brazil as well as the recommendations it provides. A…

  13. december 1, 2012 vol xlviI nos 47 & 48 EPW Economic & Political Weekly22 World Bank's Urban Water

    E-print Network

    Sohoni, Milind

    presents a few "business plans" for the organisation of urban water supply and sanitation (WSS) systemsI nos 47 & 48 23 of WSS functions from urban local bod- ies (ULBs), efficiency, operations's Urban Water Report on India Thinking Backwards Milind Sohoni The latest World Bank report on reform

  14. Economics, health and development: some ethical dilemmas facing the World Bank and the international community.

    PubMed

    Wagstaff, A

    2001-08-01

    The World Bank is committed to "work[ing] with countries to improve the health, nutrition and population outcomes of the world's poor, and to protect[ing] the population from the impoverishing effects of illness, malnutrition and high fertility".(1) Ethical issues arise in the interpretation of these objectives and in helping countries formulate strategies and policies. It is these ethical issues--which are often not acknowledged by commentators--that are the subject of this paper. It asks why there should be a focus on the poor, and explores the link between improving the health of the poor, and reducing health inequalities between the poor and better-off. It discusses difficult ethical issues at both the global level (including debt relief and the link between country ownership and donor commitment) and the country level (including user fees and whether providing assistance to the non-poor may in the long run be a way of helping the poor). PMID:11479358

  15. Earth Science World ImageBank (ESWIB): A Comprehensive Collection of Geoscience Images Being Developed by the American Geological Institute

    NASA Astrophysics Data System (ADS)

    Howe, A. W.; Keane, C. M.

    2003-12-01

    Although there are geoscience images available in numerous locations around the World Wide Web, there is no universal comprehensive digital archive where teachers, students, scientists, and the general public can gather images related to the Earth Sciences. To fill this need, the American Geological Institute (AGI) is developing the largest image database available: the Earth Science World ImageBank (ESWIB). The goal of ESWIB is to provide a variety of users with free access to high-quality geoscience images and technical art gathered from photographers, government organizations, and scientists. Each image is cataloged by location, author, image rights, and a detailed description of what the image shows. Additionally, images are cataloged using keywords from AGI's precise Georef indexing methodology. Students, teachers, and the general public can search or browse and download these images for use in slide show presentations, lectures, papers, or for other educational and outreach uses. This resource can be used for any age level, in any kind of educational venue. Users can also contribute images of their own to the database through the ESWIB website. AGI is scanning these images at a very high resolution (16 x 20 inches) and depending on the author's rights, is making high-resolution copies (digital or print) available for non-commercial and commercial purposes. This ImageBank is different from other photo sites available in that the scope has more breadth and depth than other image resources, and the images are cataloged with a very high grade of detail and precision, which makes finding needed images fast and easy. The image services offered by ESWIB are also unique, such as the low-cost commercial options and high quality image printouts. AGI plans on adding more features to ESWIB in the future, including connecting this resource to the up-coming online Glossary of Geology, a geospatial search option, using the images to make generic PowerPoint presentations that teachers can use and/or modify for their classes, lesson plans related to using the ImageBank, and a `photo of the day' section that will highlight a particular photo which stands out. AGI began work on this project in August of 2002 with the initial scanning and editing of images. ESWIB currently has over 1,300 images cataloged and searchable through the database homepage. In addition to the cataloged images, there are approximately 6,700 images waiting to be edited and cataloged, and over 10,000 images identified for submission at this point. AGI is constantly soliciting images in an attempt to expand the database. Through press releases, e-mail announcements, and our member societies, AGI publicized the launch of ESWIB in June of 2003. Since the launch, ESWIB has received over 300,000 image views as well as publicity in Space Daily, Russian and German news sites, various links through science websites, and most recently in Science Magazine's NetWatch section (August 29th, 2003).

  16. The Regulation and Supervision of Banks around the World: A New Database

    Microsoft Academic Search

    Ross Levine; James Barth

    2001-01-01

    This new and comprehensive database on the regulation and supervision of banks in 107 countries should better inform advice about bank regulation and supervision and lower the marginal cost of empirical research.International consultants on bank regulation and supervision for developing countries often base their advice on how their home country does things, for lack of information on practice in other

  17. Are hybrid umbilical cord blood banks really the best of both worlds?

    PubMed

    Guilcher, Gregory M T; Fernandez, Conrad V; Joffe, Steven

    2015-03-01

    Since the first use of umbilical cord blood (UCB) as a medical therapy, the number of UCB banks worldwide has grown. Public UCB banks offer the option of altruistic donation, whereas private banks allow a product to be stored for the exclusive use of the paying client. With many more UCB products banked privately than publicly in countries such as the USA, hybrid models blending aspects of public and private banking have been proposed. One such bank is in operation in the UK. In this paper we review the hybrid UCB model and conclude that it offers limited benefit to the general public. Furthermore, compared with private banking, this model provides few advantages and potential disadvantages to private clients. PMID:24825373

  18. Moving International Technical Communication Forward: A World Englishes Approach

    ERIC Educational Resources Information Center

    Bokor, Michael Jarvis Kwadzo

    2011-01-01

    This article explores how the English language contributes to cross-boundary communication failure and establishes that there is an "English language problem" that has not been adequately addressed in preparing United States native English-speaking students for international technical communication tasks. For example, U.S. technical communication…

  19. Growth May Be Good for the Poor - But are IMF and World Bank Policies Good for Growth?

    NSDL National Science Digital Library

    This short paper critiques a publication of the World Bank's Development Research Group entitled Growth Is Good for the Poor. The original report concluded that "growth generally does benefit the poor and that anyone who cares about the poor should favor the growth-enhancing policies of good rule of law, fiscal discipline, and openness to international trade." By way of critique, this report considers the reasons why economic growth has slowed dramatically over the past two decades, and examines the ways in which IMF and World Bank policies may be accountable for this decline in economic growth. The paper offers several examples to support its assertions, and also notes some discrepancies in the original report's research. Presented in HTML format, the paper includes several supporting appendices, as well as a helpful bibliography and footnotes.

  20. It is time to free the World Bank By Jeffrey Sachs

    E-print Network

    pushed for debt relief in ways that would weaken bank finances. The US demands to run the bank, including the US, agreed to urge developed countries that have not done so "to make concrete efforts towards administration has so far shown no concrete efforts towards 0.7 per cent. Third, the US has advanced an unlikely

  1. The Vision of Students Enrolled in European Technical Universities Regarding Tomorrow'S World

    NASA Astrophysics Data System (ADS)

    Du?e, Dan-Maniu; Neme?, C?t?lin

    2014-11-01

    Starting from Michael Rendell and his team's "Managing tomorrow's people", this paper sets out to build a possible future of leadership in European technical universities. We can ask ourselves if European technical universities could exist in a Blue, Green and Orange World. How would they look like and how efficient would "corporate" universities be, assuming that the Blue World would prevail in the next 10 years. What should their development strategies be and what labor markets would absorb its graduates? What if universities would be in the Green or Orange World? What leaders should they have then? Starting from these questions we try to construct possible scenarios for a European reality

  2. The World Bank's Participatory Development Approach in the Country Assistance Strategy (CAS) Paper for the Republic of Senegal: Rhetoric or Reality?

    E-print Network

    Ndiaye, Rokhaya

    2009-12-18

    The aim of this thesis is to study the World Bank's participatory development process in the 2007 Country Assistance Strategy (CAS) for the Republic of Senegal. I seek to shed light on the question of whether or not the Bank is willing to follow...

  3. 78 FR 47210 - National Practitioner Data Bank and Privacy Act; Exempt Records System; Technical Correction

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-08-05

    ...CFR Part 5b RIN 0906-AA97 National Practitioner Data Bank and Privacy Act; Exempt...Privacy Act regulations. The National Practitioner Data Bank (NPDB) system of records...Hughes, Acting Director, Division of Practitioner Data Banks, Bureau of Health...

  4. 76 FR 14793 - Procedures for Monitoring Bank Secrecy Act Compliance and Fair Credit Reporting: Technical...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-03-18

    ...RIN 3064-AD76 Procedures for Monitoring Bank Secrecy Act Compliance and Fair Credit...the Treasury's rules that implement the Bank Secrecy Act. DATES: Effective March 18...326.8, requires every State nonmember bank to establish and maintain procedures...

  5. ICED Data Bank on International Programs of Higher Educational Institutions. Technical and Final Report for Year of Research June 1, 1970 to May 31, 1971.

    ERIC Educational Resources Information Center

    Brumberg, Stephan F.

    The ICED Data Bank is an information system which collects and stores data on international programs conducted by accredited 4-year colleges and universities in the US. The types of international programs defined by the Data Bank are: area studies, topical, other on-campus, work-study and in-service, training, faculty abroad, exchange, technical

  6. World bank EMCP malaria project in Orissa, India — A field reality

    PubMed Central

    Patil, Rajan R; Kumar, Ravi K

    2011-01-01

    Background: Under the National Vector Borne Disease Control Program, the Enhanced Malaria Control Project (EMCP) with World Bank assistance was implemented in India, in the eastern state of Orissa. Aims: This article tries to analyze the possible reasons for the poor performance of EMCP in a few states of India. Settings and Design: The eastern state of India is taken as a case study for looking into systemic, human resource, and logistics related issues that could explain the poor performance of EMCP in a few states of India. Materials and Methods: Field visits were made to some selected EMCP areas in the state of Orissa. Operational issues-related implementation of various components of the project were scrutinized. Statistical analysis: Not Applicable. Results: While the project was highly successful in a few states of India, it had limited success in some states. It was learnt that the honorarium meant for Fever Treatment depot [FTD] work was divided among all the malaria workers. In high-risk areas, presumptive radical treatment was being carried on by malaria workers for every case of fever. Using Rapid Diagnostic Tests (RDTs) in such areas seemed to have no relevance. The laboratory technician ignored malaria work, due to a high work load and no additional incentive. In the Primary Health Centers (PHCs) the Medical officers had either not visited the village under indoor residual spray or symbolically visited only five to six houses. Cement tanks had to be built for larvivorus fish breeding. However, they had not been mad. Conclusions: The success of a public health program is dependent more on project implementation, management, monitoring, and evaluation of project activities than the volume of financial resource allocation. PMID:23507915

  7. Investing in amnesia, or fantasy and forgetfulness in the World Bank's approach to healthcare reform in sub-Saharan Africa.

    PubMed

    Epprecht, M

    1997-01-01

    "Investing in Health," the World Bank's 1993 World Development Report, and a follow-up report, "Better Health in Africa," advocate investments in Third World health sectors as a means of increasing individual productivity and strengthening economic growth. Both reports maintain that structural adjustment policies have enhanced the physical health of low-income populations by improving the fiscal health of business elites. This essay critiques the World Bank's approach through a historical analysis of health care problems in sub-Saharan Africa with an emphasis on the devastating effects of colonialism, patriarchy, and imperialism. Although these documents contain many useful recommendations for Western donors (e.g., recognition of the destructive potential of alcohol and tobacco, the need for state regulation over key parts of the health sector, and the effects of gender on health status), they reflect an "investment in amnesia" regarding historical evidence on health care reform in Africa and an erroneous assumption that Western biomedicine is politically neutral. Foreign aid has tended to serve the needs of multinational corporations rather than African populations. Recommended, in place of structural adjustment policies, are measures such as a massive rebuilding of Africa's urban infrastructure, the enforcement of minimum wage laws, the preservation of ecosystems that supply traditional medicines, attention to the ecologic and health consequences of economic growth, and a feminist-led reproductive rights movement. PMID:12321262

  8. From Early Child Development to Human Development: Investing in Our Children's Future. Proceedings of a World Bank Conference (Washington, D.C., April 10-11, 2000).

    ERIC Educational Resources Information Center

    Young, Mary Eming, Ed.

    In April 2000, the World Bank hosted a global conference that addressed the benefits and challenges of investing in early child development (ECD). The landmark conference brought together the world's leading experts, academicians, practitioners, and policymakers to focus on various aspects of ECD. This volume contains the proceedings of the…

  9. “The World's Local Bank”: Glocalisation as a Strategy in Corporate Branding Discourse

    Microsoft Academic Search

    Veronika Koller

    2007-01-01

    This paper looks at how HSBC banking group represent themselves in their externally oriented discourse as a brand combining the global and the local. Drawing on a variety of samples such as history brochures, advertisements and websites, the study combines quantitative and qualitative methods in its analysis of how visual and linguistic elements function to construct the HSBC brand. It

  10. Ranking the Banks

    NSDL National Science Digital Library

    Ranking the Banks, sponsored by American Banker, does just what the title suggests: ranks banks, worldwide. Five catagories of banks -- World Banks, Thrifts, Industry, Bank Holding Companies, and Commercial banks -- are subdivided into a number of different subcatagories including Top 100 Banking Companies in Assets, Top 100 World Banking Companies in Deposits, and Top 25 Lead Legal Advisers. Each compilation of data is ranked and tabled and the current ranking is displayed against the last. All tables are clearly dated, and those exclusive to American Banker online are highlighted with an icon.

  11. Tribunal on the policies of the International Monetary Fund and the World Bank, West Berlin, September 26-29, 1988: verdict. Permanent Peoples' Tribunal.

    PubMed

    1990-01-01

    At the request of the American Association of Jurists, the Permanent Peoples' Tribunal was called upon to consider violations of international law of the self-determination of peoples by the International Monetary Fund and the World Bank, as well as to make proposals for change. The Tribunal declared the request to be admissible, in accordance with Article 3 of the Statutes; therefore, the International Monetary Fund and the World Bank were informed, in application of the provisions of Articles 14 and 15. The Tribunal convened in West Berlin, September 26-29, 1988. Presented here is the report of the Tribunal, including its verdict and proposals for action. PMID:2332266

  12. Estimating input-specific technical inefficiency: The case of the Tunisian banking industry

    Microsoft Academic Search

    Mohamed E. Chaffai

    1997-01-01

    This paper presents an econometric model to estimate input-specific technical efficiency, ISTE, in a panel data framework. It extends the few existing models to estimate ISTE. It can be applied to any flexible functional form and technical inefficiency is firm-specific and time-variant. This model is applied to obtain estimates of technical inefficiency specific to factors of production in the Tunisian

  13. An analysis of GAVI, the Global Fund and World Bank support for human resources for health in developing countries.

    PubMed

    Vujicic, Marko; Weber, Stephanie E; Nikolic, Irina A; Atun, Rifat; Kumar, Ranjana

    2012-12-01

    Shortages, geographic imbalances and poor performance of health workers pose major challenges for improving health service delivery in developing countries. In response, multilateral agencies have increasingly recognized the need to invest in human resources for health (HRH) to assist countries in achieving their health system goals. In this paper we analyse the HRH-related activities of three agencies: the Global Alliance for Vaccines and Immunisation (GAVI); the Global Fund for Aids, Tuberculosis, and Malaria (the Global Fund); and the World Bank. First, we reviewed the type of HRH-related activities that are eligible for financing within each agency. Second, we reviewed the HRH-related activities that each agency is actually financing. Third, we reviewed the literature to understand the impact that GAVI, Global Fund and World Bank investments in HRH have had on the health workforce in developing countries. Our analysis found that by far the most common activity supported across all agencies is short-term, in-service training. There is relatively little investment in expanding pre-service training capacity, despite large health worker shortages in developing countries. We also found that the majority of GAVI and the Global Fund grants finance health worker remuneration, largely through supplemental allowances, with little information available on how payment rates are determined, how the potential negative consequences are mitigated, and how payments are to be sustained at the end of the grant period. Based on the analysis, we argue there is an opportunity for improved co-ordination between the three agencies at the country level in supporting HRH-related activities. Existing initiatives, such as the International Health Partnership and the Health Systems Funding Platform, could present viable and timely vehicles for the three agencies to implement this improved co-ordination. PMID:22333685

  14. Bank Information Center

    NSDL National Science Digital Library

    Bank Information Center (BIC) is a nonprofit, independent, non-governmental organization that "provides information and strategic support to NGOs and social movements throughout the world on the projects, policies and practices of the World Bank and other Multilateral Development Banks (MDBs)." The organization's Website contains information about BIC's ongoing activities and offers useful publications and toolkits for those interested in and involved with MDBs. The Toolkits for Activists section includes fact sheets that explain the inner workings of the World Bank, covering topics such as basic information about the World Bank, the Country Assistance Strategy, World Bank policy framework, and information on World Bank's lending. Each fact sheet is available in both .pdf and HTML formats. The publications section offers a variety of resources including papers, case studies, and meeting reports, many of which are available online. Also provided are links to other monitoring organizations around the world and several online forums. An information services page will be added soon.

  15. Poverty and Policy in Latin America and the Caribbean. World Bank Technical Paper No. 467.

    ERIC Educational Resources Information Center

    Wodon, Quentin T.

    Although the progress toward poverty reduction remains sluggish, other dimensions of social welfare in the Latin American and Caribbean (LAC) region show signs of improvement. Adult literacy and school enrollment rates, life expectancy at birth, access to safe water, and nutrition indicators are improving. However, other factors demonstrate that…

  16. Implementing Educational Policies in Tanzania. World Bank Discussion Papers No. 86. Africa Technical Department Series.

    ERIC Educational Resources Information Center

    Galabawa, C. J.

    Of the three East African British colonies (Kenya, Uganda, and Tanzania), Tanzania was the least well off at the time of independence in 1961. At that time, only 16,691 students were enrolled in secondary schools, and all general education at higher levels was provided outside the country. Thus, the goals of post-independence educational policy…

  17. Water-pollution control: guidelines for project planning and financing. World Bank technical paper

    Microsoft Academic Search

    R. C. Palange; A. Zavala

    1987-01-01

    This publication provides guidelines to managers, supervisors, and others who are involved with decisions on filling needs for water-pollution-control facilities, but who may be lacking the detailed background in engineering, economics, financial management, or other applicable specialties. Political and economic planning leaders, who must provide the financial resources and overall policies, will also find the document useful in making themselves

  18. Reforming Education in the Regions of Russia. World Bank Technical Paper No. 457.

    ERIC Educational Resources Information Center

    Canning, Mary; Moock, Peter; Heleniak, Timothy

    After the breakup of the Soviet Union, reforms of Russia's educational system included rapid decentralization of responsibilities to the regions, but without commensurate transfer of resources or clarification of government roles and responsibilities. Problems were greatly worsened by the severe fiscal stringency of the 1990s. This paper examines…

  19. Financing, Efficiency, and Equity in Albanian Education. World Bank Technical Paper.

    ERIC Educational Resources Information Center

    Palomba, Geremia; Vodopivec, Milan

    When Albania began its transition to a market economy, its education was geared to meeting the productive needs of a controlled economy and the social and ideological needs of a socialist state. Expanding the economy's long-term productive capacity in a market environment and building a democratic system called for thorough reform of the education…

  20. Implementing Educational Policies in Swaziland. World Bank Discussion Papers No. 88. Africa Technical Department Series.

    ERIC Educational Resources Information Center

    Magalula, Cisco

    At the time of independence in 1968, education in Swaziland was characterized by poor quality, uneven distribution of schools, high dropout and repeater rates, serious shortages of teachers, and inappropriate and highly academic curricula. This paper describes the status of present-day education in Swaziland in terms of the effect of government…

  1. World Bank Contribution to Building National HIV/AIDS Monitoring and Evaluation Capacity in Africa: Going beyond Indicator Development and Conceptual Training

    ERIC Educational Resources Information Center

    Wilson, David

    2004-01-01

    International commitment to the human immunodeficiency virus-acquired immunodeficiency syndrome (HIV/AIDS) epidemic has grown rapidly in recent years, stimulated by the leadership of the Joint United Nations Programme on HIV/AIDS (UNAIDS) and its cosponsors and supported by a range of new mechanisms. These include the World Bank's Multi-Country…

  2. Literacy for What? Literacy for Whom? The Politics of Literacy Education and Neocolonialism in UNESCO- and World Bank-Sponsored Literacy Programs

    ERIC Educational Resources Information Center

    Wickens, Corrine M.; Sandlin, Jennifer A.

    2007-01-01

    This article explores literacy education, especially the kinds practiced and promoted by organizations such as the World Bank and the United Nations Educational, Scientific, and Cultural Organization (UNESCO), as a form of neocolonialism. Although researchers in other educational contexts have examined how schooling and education operate as a form…

  3. What Do People Think about Disabled Youth and Employment in Developed and Developing Countries? Results from an E-Discussion Hosted by the World Bank

    ERIC Educational Resources Information Center

    Roggero, Paola; Tarricone, Rosanna; Nicoli, Marco; Mangiaterra, Viviana

    2006-01-01

    Even though there are good examples of people with disabilities mainstreamed in the labour market (Bruyere et al., 2004), the situation is still far from being positive, particularly when labour markets are in constant flux due to rapid globalization and technological change, unless new approaches are adopted. In light of this, the World Bank

  4. Closing the Gap in Education and Technology. World Bank Latin American and Caribbean Studies.

    ERIC Educational Resources Information Center

    de Ferranti, David; Perry, Guillermo E.; Gill, Indermit; Guasch, J. Luis; Maloney, William F.; Sanchez-Paramo, Carolina; Schady, Norbert

    This document examines the gap between the Latin America and Caribbean region and the world's developed nations in the areas of education and technology. It also examines policies and strategies to close the gap. The following are among the specific topics discussed: (1) skills upgrading and innovation policies (the major actors; the role of…

  5. Uganda: The Challenge of Growth and Poverty Reduction. A World Bank Country Study.

    ERIC Educational Resources Information Center

    World Bank, Washington, DC.

    This report examines the outcomes of economic reform in Uganda and defines issues that Uganda must address in medium- and long-term strategies for poverty reduction. With a per capita income of approximately $220, Uganda is one of the poorest countries in the world. Its economy and social indicators bear the marks of nearly 15 years of political…

  6. Child Health in China. World Bank Staff Working Papers, Number 767.

    ERIC Educational Resources Information Center

    Young, Mary E.; Prost, Andre

    Utilizing mainly Chinese publications, this paper reviews the existing data on childhood diseases in order to assess the health status and morbidity patterns of Chinese children. China's infant mortality rate is among the very lowest in the developing world. The number of post-neonatal deaths as a proportion of total infant deaths has decreased to…

  7. How Commercial Banks Use the World Wide Web: A Content Analysis.

    ERIC Educational Resources Information Center

    Leovic, Lydia K.

    New telecommunications vehicles expand the possible ways that business is conducted. The hypermedia portion of the Internet, the World Wide Web, is such a telecommunications device. The Web is presently one of the most flexible and dynamic methods for electronic information dissemination. The level of technological sophistication necessary to…

  8. Balancing water demands with supplies: The role of management in a world of increasing scarcity. World Bank technical paper

    SciTech Connect

    Frederick, K.D.

    1993-01-01

    The paper deals with the increasingly important topic of how to balance water demands with supplies. It examines the experience of Organization for Economic Cooperation and Development (OECD) countries in influencing the behavior of water users, and draws lessons from attempts to manage demand by imposing water use regulations and employing economic incentives. The paper points out that there can be no blueprint for applying demand management practices as most countries and communities differ in their response to regulations, encouragement and incentives. Nevertheless the guiding principles described should be of considerable value to those wishing to introduce demand management techniques into their nation's water equation.

  9. Universities in Africa: Strategies for Stabilization and Revitalization. World Bank Technical Paper No. 194, Africa Technical Department Series.

    ERIC Educational Resources Information Center

    Saint, William S.

    This publication presents the results of a study on how to overcome the current crisis of quality, relevance and finance in African universities. The analysis developed from the 1988 policy study, "Education in Sub-Saharan Africa," and discussion within the Donors to African Education Working Group on Higher Education. In 12 chapters the report…

  10. Assessing Engineering Education in Sub-Saharan Africa. World Bank Technical Paper Number 197, Africa Technical Department Series.

    ERIC Educational Resources Information Center

    Zymelman, Manuel, Ed.

    This guide to assessing engineering education in Sub-Saharan Africa consists of three sections, covering: (1) assessment of qualitative and quantitative needs; (2) assessment of the engineering education institution in developing countries; and (3) methods of forecasting demand for engineers; assessment of the efficiency of engineering training…

  11. Efficiency in European banking

    Microsoft Academic Search

    Y. Altunba?; E. P. M. Gardener; P. Molyneux; B. Moore

    2001-01-01

    This paper extends the established literature on modelling the cost characteristics of banking markets by applying the flexible Fourier functional form and stochastic cost frontier methodologies to estimate scale economies, X-inefficiencies and technical change for a large sample of European banks between 1989 and 1997. The results reveal that scale economies are widespread for smallest banks and those in the

  12. Banking on Diversity

    ERIC Educational Resources Information Center

    Roach, Ronald

    2010-01-01

    Few organizations have as racially and culturally diverse a work force as the organizations that make up the World Bank Group. Of its 13,000 employees, nearly 60 percent of whom are located in downtown Washington, D.C., and the rest scattered across 160 offices around the globe, nearly every nation in the world is represented in the World Bank

  13. The effects of mid-career military enlistment on civilian career prospects: evidence from the Australian banking industry during World War II

    Microsoft Academic Search

    Andrew J. Seltzer

    2007-01-01

    This paper uses personnel records of employees from an Australian bank to analyse the labour market consequences of career\\u000a interruptions due to voluntary military service during the Second World War. The records contain the employees’ career position\\u000a and pay histories, and pre-war outcomes are used to control for selection bias caused by non-random enlistment. It is shown\\u000a that, despite losing

  14. The status of bank lending to SMES in the Middle East and North Africa region : the results of a joint survey of the Union of Arab Bank and the World Bank

    Microsoft Academic Search

    Roberto Rocha; Subika Farazi; Rania Khouri; Douglas Pearce

    2011-01-01

    Among the principal constraints for SME lending is the lack of SME transparency, poor credit information from credit registries and bureaus, and weak creditor rights. If constraints can be addressed, lending can potentially reach bank targets of 21 percent. State banks still play an important role in financing SMEs in the MENA region, but they use less sophisticated risk management

  15. Learning from All? The World Bank, Aid Agencies and the Construction of Hegemony in Education for Development

    ERIC Educational Resources Information Center

    Verger, Antoni; Edwards, D. Brent, Jr.; Altinyelken, Hulya Kosar

    2014-01-01

    This paper explores the nature and quality of the participation that characterises the Bank's consultations with external actors and examines the extent to which the Bank is responsive to such feedback when it comes to defining its policy preferences and strategies in the education domain. It draws on a case study of the participatory process…

  16. JOINT WORLD BANK INSTITUTE/EPA CHINA WORKSHOP ON ENFORCEMENT AND COMPLIANCE - E&C ROLES IN DEALING WITH CURRENT AND PROJECTED MAJOR ENVIRONMENTAL ISSUES IN CHINA'S ECONOMIC DEVELOPMENT

    EPA Science Inventory

    The World Bank Institute (WBI) provides funding for economic development in China. Modules of this funding are specifically dedicated for environmental protection projects. One of these modules is the development of compliance and enforcement. This is broken down into identifi...

  17. World Development Report 2005

    NSDL National Science Digital Library

    This annual report released by the World Bank draws on surveys of over 30,000 firms in 53 developing countries, along with various country case studies sponsored by the World Bank. Released in September 2004, the 288-page report highlights opportunities to improve its investment climates by expanding the opportunities and incentives for firms of all types. Throughout its rather broad scope, the report suggests that governments remove barriers to competition, along with placing a premium on delivering the basic foundations for increased investment, such as creating a stable infrastructure and securing property rights. The report also details what the international community can do to assist in this long-term process and also provides some helpful indicators of world development, along with technical and methodological notes. It is worth noting that the report is available in a number of different languages.

  18. Overview of US AID-World Bank-NASA Collaboration to Address Water Management Issues in the MENA Region

    NASA Technical Reports Server (NTRS)

    Habib, Shahid

    2012-01-01

    The World Bank, USAID and NASA have recently established a joint project to study multiple issues pertaining to water related applications in the Middle East North Africa (MENA) region. The main concentration of the project is on utilization of remote sensing data and hydrological models to address crop irrigation and mapping, flood mapping and forecasting, evapotranspiration and drought problems prevalent in this large geographic area. Additional emphases are placed on understanding the climate impact on these areas as well. Per IPCC 2007 report, by the end of this century MENA region is projected to experience an increase of 3 C to 5 C rise in mean temperatures and a 20% decline in precipitation. This poses a serious problem for this geographic zone especially when majority of the hydrological consumption is for the agriculture sector and the remaining amount is for domestic consumption. The remote sensing data from space is one of the best ways to study such complex issues and further feed into the decision support systems. NASA's fleet of Earth Observing satellites offer a great vantage point from space to look at the globe and provide vital signs necessary to maintain healthy and sustainable ecosystem. These observations generate multiple products such as soil moisture, global precipitation, aerosols, cloud cover, normalized difference vegetation index, land cover/use, ocean altimetry, ocean salinity, sea surface winds, sea surface temperature, ozone and atmospheric gases, ice and snow measurements, and many more. All of the data products, models and research results are distributed-via the Internet freely through out the world. This project will utilize several NASA models such as global Land Data Assimilation System (LDAS) to generate hydrological states and fluxes in near real time. These LDAS products will then be further compared with other NASA satellite observations (MODIS, VIIRS, TRMM, etc.) and other discrete models to compare and optimize evapotranspiration, soil moisture and crop irrigation, droUght assessment and water balance. The floods being a critical disaster in many of the MENA countries, NASA's global flood mapping and modeling framework (CREST) will be customized for country specific needs and delivered to the remote sensing organizations for their future use. Finally, capacity building is a critical part of this project and NASA will assist in this effort as well.

  19. An assessment of biofuel use and burning of agricultural waste in the developing world

    Microsoft Academic Search

    Rosemarie Yevich; Jennifer A. Logan

    2003-01-01

    We present an assessment of biofuel use and agricultural field burning in the developing world. We used information from government statistics, energy assessments from the World Bank, and many technical reports, as well as from discussions with experts in agronomy, forestry, and agro-industries. We estimate that 2060 Tg biomass fuel was used in the developing world in 1985; of this,

  20. An assessment of biofuel use and burning of agricultural waste in the developing world

    Microsoft Academic Search

    Rosemarie Yevich; Jennifer A. Logan

    2002-01-01

    (1) We present an assessment of biofuel use and agricultural field burning in the developing world. We used information from government statistics, energy assessments from the World Bank, and many technical reports, as well as from discussions with experts in agronomy, forestry, and agro-industries. We estimate that 2060 Tg biomass fuel was used in the developing world in 1985; of

  1. Central Banking Resource Center

    NSDL National Science Digital Library

    Central Banks of the World is a pointers page to central banks and central bank information for over 45 countries, as well as multilateral financial institutions, research and training establishments, and conference information. To show how little is generally known about the history of central banking in the United States, this site includes an email message sent to the webmaster of the First Bank of the United States, promoting a certain software company's web interactivity applications. Of course, since the First Bank of the United States was closed in 1811, its web site is primarily historical. The Central Banks site lists over 30 Internet directories and pointers pages that list the First Bank of the United States as a functioning financial institution. To help remedy this situation, the site includes a pointer to a brief history of banking in the US.

  2. Jeffrey Sachs: How I'd fix the World Bank -Jun. 26, 2007 1 SAVE THIS | EMAIL THIS | Close

    E-print Network

    not to dream about achieving the goals, since the managers don't want to be responsible for ambitious targets's governments. American conservatives cheered, as this crusade played to their prejudices about the bank of technology. When poor American farmers lacked electricity, the U.S. established the Rural Electrification

  3. Tobacco Industry attempts to counter the World Bank Report Curbing the Epidemic and obstruct the WHO Framework Convention on Tobacco Control

    PubMed Central

    Mamudu, Hadii M; Hammond, Ross

    2008-01-01

    In 1999 the World Bank published a landmark study on the economics of tobacco control, Curbing the Epidemic: Governments and the Economics of Tobacco Control (CTE), which concluded that tobacco control brings unprecedented health benefits without harming economies, threatening the transnational tobacco companies’ ability to use economic arguments to dissuade governments from enacting tobacco control policies and supporting the WHO Framework Convention on Tobacco Control (FCTC). We used tobacco industry documents to analyze how tobacco companies worked to discredit CTE. They hired public relations firms, had academics critique CTE, hired consultants to produce “independent” estimates of the importance of tobacco to national economies, and worked through front groups, particularly the International Tobacco Growers’ Association, to question CTE’s findings. These efforts failed, and the report remains an authoritative economic analysis of global tobacco control during the ongoing FCTC negotiations. The industry’s failure suggests that the World Bank should continue their analytic work on the economics of tobacco control and make tobacco control part of its development agenda. PMID:18950924

  4. Efficiency of the Polish banking industry: Foreign versus domestic banks

    Microsoft Academic Search

    Olena Havrylchyk

    2006-01-01

    The present paper investigates the efficiency of the Polish banking industry between 1997 and 2001. Our preferred methodology is Data Envelopment Analysis, which allows us to distinguish between cost, allocative, technical, pure technical, and scale efficiency. Additionally, we perform a number of tests to investigate whether domestic and foreign banks come from the same population. Finally, we attempt to shed

  5. Core 4: Image Bank

    NSDL National Science Digital Library

    This Image Bank supplements the coursework for Core 4: The Shaping of the Modern World, an introductory course offered by the History Department of Brooklyn College. The Image Bank indexes numerous historical images spanning from the Scientific Revolution to the present. The images are divided into eight major topic indexes: Ancien Regime and Critics; Age of Revolutions; Industry and Society; Liberalism and Nationalism; Varieties of Imperialism; The World Turned Upside Down; Fascism, Depression & WWII; and, The World Since 1945. Indexes for major topics contain clustered subtopics, allowing users to locate relevant images quickly. This Image Bank presents students and educators with a valuable, visual method for understanding Modern Western History.

  6. 78 FR 40152 - World Trade Center Health Program Scientific/Technical Advisory Committee; Nominations of Candidates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-07-03

    ...Disease Control and Prevention World Trade Center Health Program...of Candidates to Serve on the World Trade Center Health Program...nominations for membership on the World Trade Center (WTC) Health...occupational physicians, at least two of whom have experience...

  7. The Magic of Money and Banking

    Microsoft Academic Search

    Eric J. Gouvin

    2010-01-01

    This chapter analyzes the banking system in the wizarding world of Harry Potter and compares it to the salient features of the banking system in the Muggle world. The chapter begins with a brief history of money. Although the economies in both the wizarding world and the Muggle world use money, there are striking differences between those worlds on this

  8. Goodbye Washington consensus? Hello Washington confusion? A reviewof the World Bank's economic growth in the 1990s: Learning from adecade of reform

    Microsoft Academic Search

    Dani Rodrik

    2006-01-01

    Proponents and critics alike agree that the policies spawned by the\\u000d\\u000a\\u0009Washington Consensus have not produced the desired results. The debate\\u000d\\u000a\\u0009now is not over whether the Washington Consensus is dead or alive,\\u000d\\u000a\\u0009but over what will replace it. An important marker in this intellectual\\u000d\\u000a\\u0009terrain is the World Bank's Economic Growth in the 1990s: Learning\\u000d\\u000a\\u0009from a Decade of

  9. The Internet as a Reference Tool: Accessing Scientific and Technical Information via the World Wide Web.

    ERIC Educational Resources Information Center

    Mosier, Mona L.

    Los Alamos National Laboratory's Research Library has developed a World Wide Web (WWW) page to allow laboratory staff, as well as individuals from around the world, access to information via the Internet. While many Web pages offer information solely on the organization, the Los Alamos National Laboratory page provides links to reference materials…

  10. Poverty and Hunger: Issues and Options for Food Security in Developing Countries. A World Bank Policy Study.

    ERIC Educational Resources Information Center

    Reutlinger, Shlomo; And Others

    Food security means access by all people at all times to enough food for an active and healthy life. Available data suggest that more than 700 million people in the developing world lack the food necessary for such a life. No problem of underdevelopment may be more serious or have such important implications for the long-term growth of low-income…

  11. Poverty and Ethnicity: A Cross-Country Study of Roma Poverty in Central Europe. World Bank Technical Paper.

    ERIC Educational Resources Information Center

    Revenga, Ana; Ringold, Dena; Tracy, William Martin

    Roma, or "gypsies," are the main poverty risk group in many countries of central and eastern Europe. Living standards for the Roma have deteriorated more severely during the region's transition to a market economy than they have for other population groups, and Roma have been poorly positioned to take advantage of emerging economic and civic…

  12. World Development Sources (WDS)

    NSDL National Science Digital Library

    1997-01-01

    World Development Sources is the "digital repository" of World Bank documents. It houses a searchable database of development-related reports produced since 1988 by the World Bank. These include Staff Appraisal Reports (SARs), World Bank President's Reports and Memoranda, Economic and Sector Work, Evaluation Reports and Studies, and Global Environment Facility (GEF) and Montreal Protocol Project documents. It also contains working papers and publications produced by the World Bank since 1993. All of these papers can be viewed online using the TMS Sequoia plug-in (available at the site for Windows and Macintosh).

  13. Creating SNePS/Greenfoot Agents and Worlds SNeRG Technical Note 46

    E-print Network

    Shapiro, Stuart C.

    . The Greenfoot Tutorial 1 takes as an example a simple "Wombats" scenario ­ a 2D grid-based World with such Actors as Leaves and Wombats that move around the grid eating Leaves. The subject of this document

  14. Entering the World of Work: A Curriculum for Two-Year Technical Students.

    ERIC Educational Resources Information Center

    McClung, Xavier V.

    2002-01-01

    Argues that students in two-year technical programs need courses that train them in job and job-hunting skills. The transition from school to work can be difficult, and a job-skills class can prepare them for some of the changes inherent in the process. Itemizes job search strategies. (NB)

  15. Bank insolvencies : cross-country experience

    Microsoft Academic Search

    Gerard Caprio Jr.; Daniela Klingebiel

    1996-01-01

    Few areas of the world have escaped significant losses from episodes of bank insolvency. Bank insolvency is more costly in the developing world, where losses represent a greater share of income. The authors present data on bank insolvency episodes since the late 1970s. This new database can be used in conjunction with readily available data. Information and insights are presented

  16. Medical Laboratory Technician--Hematology, Serology, Blood Banking & Immunohematology, 10-4. Military Curriculum Materials for Vocational and Technical Education.

    ERIC Educational Resources Information Center

    Ohio State Univ., Columbus. National Center for Research in Vocational Education.

    This course, the third of three courses in the medical laboratory technician field adapted from military curriculum materials for use in vocational and technical education, was designed as a refresher course for student self-study and evaluation. It is suitable for use by advanced students or beginning students participating in a supervised…

  17. 38 CFR 11.81 - Rediscounts with Federal Reserve Banks.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ...VETERANS AFFAIRS LOANS BY BANKS ON AND PAYMENT OF ADJUSTED SERVICE CERTIFICATES Loans by Banks on Adjusted Service Certificates Under Section 502 of the World War Adjusted Compensation Act...Rediscounts with Federal Reserve Banks. Upon the endorsement...

  18. 38 CFR 11.81 - Rediscounts with Federal Reserve Banks.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ...VETERANS AFFAIRS LOANS BY BANKS ON AND PAYMENT OF ADJUSTED SERVICE CERTIFICATES Loans by Banks on Adjusted Service Certificates Under Section 502 of the World War Adjusted Compensation Act...Rediscounts with Federal Reserve Banks. Upon the endorsement...

  19. Joint US\\/UK Epoch World Magnetic Model 1995. Technical report

    Microsoft Academic Search

    J. M. Quinn; R. J. Coleman; D. L. Shiel

    1995-01-01

    This report contains a detailed summary of the data used, analyses performed, modeling techniques employed, and results obtained during the course of the 1995 Epoch World Magnetic Modeling effort. This report also contains the GEOMAG algorithm and describes its uses and limitations. Charts derived from the WMM-95 model and the GEOMAG algorithm for both the main geomagnetic field components and

  20. An Atlas of Nuclear Energy. A Non-Technical World Portrait of Commercial Nuclear Energy.

    ERIC Educational Resources Information Center

    Ball, John M.

    This atlas is a nontechnical presentation of the geography and history of world commercial nuclear power with particular emphasis on the United States. Neither pro- nor antinuclear, it presents commercial nuclear power data in a series of specially prepared, easily read maps, tables, and text. The first section (United States) includes information…

  1. Consumer acceptance of online banking: an extension of the technology acceptance model

    Microsoft Academic Search

    Tero Pikkarainen; Kari Pikkarainen; Heikki Karjaluoto; Seppo Pahnila

    2004-01-01

    Advances in electronic banking technology have created novel ways of handling daily banking affairs, especially via the online banking channel. The acceptance of online banking services has been rapid in many parts of the world, and in the leading e- banking countries the number of e-banking contracts has exceeded 50 percent. Investigates online banking acceptance in the light of the

  2. Dynamics of spatial clustering of schistosomiasis in the Yangtze River Valley at the end of and following the World Bank Loan Project.

    PubMed

    Hu, Yi; Xiong, Chenglong; Zhang, Zhijie; Luo, Can; Ward, Michael; Gao, Jie; Zhang, Lijuan; Jiang, Qingwu

    2014-06-01

    The 10-year (1992-2001) World Bank Loan Project (WBLP) contributed greatly to schistosomiasis control in China. However, the re-emergence of schistosomiasis in recent years challenged the long-term progress of the WBLP strategy. In order to gain insight in the long-term progress of the WBLP, the spatial pattern of the epidemic was investigated in the Yangtze River Valley between 1999-2001 and 2007-2008. Two spatial cluster methods were jointly used to identify spatial clusters of cases. The magnitude and number of clusters varied during 1999-2001. It was found that prevalence of schistosomiasis had been greatly reduced and maintained at a low level during 2007-2008, with little change. Besides, spatial clusters most frequently occurred within 16 counties in the Dongting Lake region and within 5 counties in the Poyang Lake region. These findings precisely pointed out the prior places for future public health planning and resource allocation of schistosomiasis. PMID:24530858

  3. Ionospheric characteristics for archiving at the World Data Centers. Technical report

    SciTech Connect

    Gamache, R.R.; Reinisch, B.W.

    1990-12-01

    A database structure for archiving ionospheric characteristics at uneven data rates was developed at the July 1989 Ionospheric Informatics Working Group (IIWG) Lowell Workshop in Digital Ionogram Data Formats for World Data Center Archiving. This structure is proposed as a new URSI standard and is being employed by the World Data Center A for solar terrestrial physics for archiving characteristics. Here the database has been slightly refined for the application and programs written to generate these database files using as input Digisonde 256 ARTIST data, post processed by the ULCAR ADEP (ARTIST Data Editing Program) system. The characteristics program as well as supplemental programs developed for this task are described here. The new software will make it possible to archive the ionospheric characteristics from the Geophysics Laboratory high latitude Digisonde network, the AWS DISS and the international Digisonde networks, and other ionospheric sounding networks.

  4. Eye Bank Association of America

    MedlinePLUS

    ... Donor Sabbath Awards & Grants Patricia Aiken-O’Neill Scholarship Richard Lindstrom/EBAA Research Fund EBAA Networking Grants ... Sight Award Crystal Cornea Award Jachin Misko Memorial Scholarship for Technical Advancement in Eye Banking About Us ...

  5. Tumour Banking: The Spanish Design

    Microsoft Academic Search

    M. M. Morente; E. de Alava; P. L. Fernandez

    2007-01-01

    In the last decade the technical advances in high throughput techniques to analyze DNA, RNA and proteins have had a potential major impact on prevention, diagnosis, prognosis and treatment of many human diseases. Key pieces in this process, mainly thinking about the future, are tumour banks and tumour bank networks. To face these challenges, diverse suitable models and designs can

  6. Joint US/UK Epoch World Magnetic Model 1995. Technical report

    SciTech Connect

    Quinn, J.M.; Coleman, R.J.; Shiel, D.L.

    1995-04-01

    This report contains a detailed summary of the data used, analyses performed, modeling techniques employed, and results obtained during the course of the 1995 Epoch World Magnetic Modeling effort. This report also contains the GEOMAG algorithm and describes its uses and limitations. Charts derived from the WMM-95 model and the GEOMAG algorithm for both the main geomagnetic field components and their secular variations are presented on Mercator and polar stereographic projections. Additionally, the numerical values of the main geomagnetic field components and their secular variations are tabulated on a 5-degree worldwide grid.

  7. World Bank PovertyNet

    NSDL National Science Digital Library

    PovertyNet, an important resource center for researchers and activists working to understand and alleviate poverty, contains several other, though more general, topic sections; a library of research papers and reports; occasional special features; datasets; a newsletter; and a Web Guide on Poverty.

  8. The Robert C. Byrd Green Bank Telescope K. O'Neil and D.J. Pisano

    E-print Network

    O'Neil, Karen

    24944 Abstract. The Robert C. Byrd Green Bank Telescope is the world's largest fully steerable radio Bank Telescope is the world's largest fully steerable radio telescope. The Green Bank Telescope (GBTThe Robert C. Byrd Green Bank Telescope K. O'Neil and D.J. Pisano NRAO, PO Box 2, Green Bank, WV

  9. Central Bank Communication and Policy Effectiveness

    Microsoft Academic Search

    Michael Woodford

    2005-01-01

    A notable change in central banking over the past 15 years has been a world-wide movement toward increased communication by central banks about their policy decisions, the targets that they seek to achieve through those decisions, and the central bank's view of the economy's likely future evolution. This paper considers the role of such communication in the successful conduct of

  10. Equilibrium analysis, banking, contagion and financial fragility

    Microsoft Academic Search

    Dimitrios P. Tsomocos

    2003-01-01

    In this paper a general equilibrium model of an economy with incomplete markets (GEI) with money and default is examined. The model is a simplified version of the real world consisting of a non-bank private sector, banks, a central bank, a government and a regulator. It is used to analyse actions by policy-makers and to identify policy relevant empirical work.

  11. Brain banking in the United States.

    PubMed

    Hulette, Christine M

    2003-07-01

    Many of us who conduct research based on disorders that uniquely affect the human nervous system are involved directly or indirectly with brain banks. Brain banking is by its very nature a multi-disciplinary endeavor that requires close collaboration with our colleagues in clinical departments and also with the families and patients who are donors of brain tissue. These brain tissues will ultimately be used for many types of basic science investigations. Thus, many brain banks are as unique as the basic research programs that they serve. However, there are some commonalities in the field of brain banking. This paper represents a broad overview of brain banking and the issues that are common to all brain banks. Legal and ethical concerns regarding confidentiality of donor records and donor recruitment procedures, as well as safety precautions for technical staff, tissue banking methods and disbursement will be discussed. Finally, issues surrounding financial support for brain banks will be considered. PMID:12901698

  12. Bank Mergers

    NSDL National Science Digital Library

    Ng, Thiam Hee.

    This week's In the News exaimnes the recent flurry of merger activities in the banking sector. The ten resources discussed provide the details of the recent three big banking mergers and the likely effects on efficiency, lending and consumers. On April 6, 1998, Citibank, the second largest bank in America, announced that it will be merging with Travelers Group, a large financial services firm, in a deal worth $80 billion -- the largest merger deal ever. Only a week later, BankAmerica announced it would merge with NationsBank to create the first coast-to-coast bank in America, in a deal worth $60 billion. The third deal took place on the same day, when First Chicago NBD and Banc One announced they will be merging in a deal valued at $30 billion.

  13. 76 FR 81947 - World Trade Center Health Program Scientific/Technical Advisory Committee (WTCHP STAC or Advisory...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-12-29

    ...Disease Control and Prevention World Trade Center Health Program...make recommendations to the World Trade Center (WTC) Program...Human Services (HHS), the World Trade Center (WTC) Health...comments should be limited to two pages and submitted to the...

  14. 77 FR 14017 - World Trade Center Health Program Scientific/Technical Advisory Committee (WTCHP STAC or Advisory...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-03-08

    ...Disease Control and Prevention World Trade Center Health Program...make recommendations to the World Trade Center (WTC) Program...Human Services (HHS), the World Trade Center (WTC) Health...comments should be limited to two pages and submitted to the...

  15. 76 FR 64088 - World Trade Center Health Program Scientific/Technical Advisory Committee (WTCHP STAC or Advisory...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-10-17

    ...Docket Number NIOSH-248] World Trade Center Health Program...make recommendations to the World Trade Center (WTC) Program...Human Services (HHS), the World Trade Center (WTC) Health...comments should be limited to two pages and submitted to the...

  16. Development of tissue bank.

    PubMed

    Narayan, R P

    2012-05-01

    The history of tissue banking is as old as the use of skin grafting for resurfacing of burn wounds. Beneficial effects of tissue grafts led to wide spread use of auto and allograft for management of varied clinical conditions like skin wounds, bone defects following trauma or tumor ablation. Availability of adequate amount of tissues at the time of requirement was the biggest challenge that forced clinicians to find out techniques to preserve the living tissue for prolonged period of time for later use and thus the foundation of tissue banking was started in early twentieth century. Harvesting, processing, storage and transportation of human tissues for clinical use is the major activity of tissue banks. Low temperature storage of processed tissue is the best preservation technique at present. Tissue banking organization is a very complex system and needs high technical expertise and skilled personnel for proper functioning in a dedicated facility. A small lapse/deviation from the established protocol leads to loss of precious tissues and or harm to recipients as well as the risk of transmission of deadly diseases and tumors. Strict tissue transplant acts and stringent regulations help to streamline the whole process of tissue banking safe for recipients and to community as whole. PMID:23162240

  17. Development of tissue bank

    PubMed Central

    Narayan, R. P.

    2012-01-01

    The history of tissue banking is as old as the use of skin grafting for resurfacing of burn wounds. Beneficial effects of tissue grafts led to wide spread use of auto and allograft for management of varied clinical conditions like skin wounds, bone defects following trauma or tumor ablation. Availability of adequate amount of tissues at the time of requirement was the biggest challenge that forced clinicians to find out techniques to preserve the living tissue for prolonged period of time for later use and thus the foundation of tissue banking was started in early twentieth century. Harvesting, processing, storage and transportation of human tissues for clinical use is the major activity of tissue banks. Low temperature storage of processed tissue is the best preservation technique at present. Tissue banking organization is a very complex system and needs high technical expertise and skilled personnel for proper functioning in a dedicated facility. A small lapse/deviation from the established protocol leads to loss of precious tissues and or harm to recipients as well as the risk of transmission of deadly diseases and tumors. Strict tissue transplant acts and stringent regulations help to streamline the whole process of tissue banking safe for recipients and to community as whole. PMID:23162240

  18. Mozilla Digital Memory Bank

    NSDL National Science Digital Library

    The Center for History and New Media at George Mason University doesn't shy away from provocative digital archive projects, and the Mozilla Digital Memory Bank is certainly one such work. Drawing on support from the Alfred P. Sloan Foundation and the Mozilla Foundation this site serves as a permanent, open, peer-produced digital archive of Mozilla history. Users are welcome to start by browsing the "Memory Bank" section, which includes blogs, interviews, documents, testimonials, and press releases. For those with a geographical bent, there is the "Mozilla Map", which lets users find out where in the world Mozilla developers and users are located. And for those who can't make up their mind about where to start, they can just click on over to the "Featured Bank Deposit" and start reading.

  19. For internal use only Corporate Banking & Securities: Markets

    E-print Network

    Scholz, Bernhard

    and other key emerging markets. Together, we drive forward innovative solutions that lead the global banking industry. About Markets In the world's financial markets, Deutsche Bank's Markets function is recognized

  20. TECHNICAL ASSESSMENT PANEL For Reference

    E-print Network

    Groppi, Christopher

    of Representatives, U.S.A. , . .: #12;REPORT of the TECHNICAL ASSESSMENT PANEL for the 300 foot RADIO TELESCOPE at GREEN BANK, WV SUMMARY The 300 foot Radio Telescope at Green Bank, West Virginia which collapsed under The 300 foot diameter Radio Telescope at Green Bank was designed and built over a period of two years

  1. Trust and distrust in online banking: Their role in developing countries

    Microsoft Academic Search

    John “Skip” Benamati; Mark A. Serva

    2007-01-01

    Similar to the adoption of automatic teller machines, banks around the world are looking at online banking services as the next technology to reduce costs while maintaining or enhancing services to the customer. In developing countries, the low cost of online banking may enable banks to reach new customers, much like the cell phone offered new possibilities in telephony. Banks

  2. 38 CFR 11.80 - Sale or discount of note by holding bank.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ...CERTIFICATES Loans by Banks on Adjusted Service Certificates...Under Section 502 of the World War Adjusted Compensation...discount of note by holding bank. Any bank holding...of section 502 of the World War Adjusted Compensation...discount or rediscount by the bank which made the...

  3. 38 CFR 11.80 - Sale or discount of note by holding bank.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ...CERTIFICATES Loans by Banks on Adjusted Service Certificates...Under Section 502 of the World War Adjusted Compensation...discount of note by holding bank. Any bank holding...of section 502 of the World War Adjusted Compensation...discount or rediscount by the bank which made the...

  4. 77 FR 4820 - World Trade Center Health Program Scientific/Technical Advisory Committee (WTCHP STAC or Advisory...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-01-31

    ...to make recommendations to the World Trade Center (WTC) Program...Human Services (HHS), the World Trade Center (WTC) Health Program...comments should be limited to two pages and submitted to the contact...Efforts will be made to provide the two-page written comments...

  5. Occupational Task Analyses for the Development of Business Education Model Curricula with Emphasis on Banking and Financial Occupations. State Technical Committee Report.

    ERIC Educational Resources Information Center

    Delaware State Board for Vocational Education, Milford.

    This guide, prepared for the Delaware State Board of Education and the State Department of Public Instruction, is intended to assist individuals developing curricula to prepare students for entry-level positions in various banking and financial occupations. It is divided into three sections, each of which consists of a cross-referenced listing of…

  6. Interstate banking, bank consolidation, and bank lending to small business

    Microsoft Academic Search

    John T. Rose

    1993-01-01

    Proponents and critics of interstate banking argue over the implications of nationwide banking for bank lending to small business. This study explores the patterns of (1) bank consolidation at the national level and (2) the share of domestic-bank commercial lending extended to small firms, specifically, small manufacturing firms, over the period 1976–90. The evidence indicates that despite the trend toward

  7. Bridging the Gap between the Technical Communication Classroom and the Internship: Teaching Social Consciousness and Real-World Writing

    ERIC Educational Resources Information Center

    Bourelle, Tiffany

    2012-01-01

    Service-learning projects and traditional internships both prepare the student of technical communication for the workforce in many ways. What is lacking in the scholarship is a discussion of how to successfully link these two ideas. To help teachers implement courses that bridge the gap between service-learning projects and internships, I discuss…

  8. Branch Banking, Bank Competition, and Financial Stability

    Microsoft Academic Search

    Mark Carlson; Kris James Mitchener

    2006-01-01

    It is often argued that branching stabilizes banking systems by facilitating diversification of bank portfolios; however, previous empirical research on the Great Depression offers mixed support for this view. Using data on national banks from the 1920s and 1930s, we show that branch banking raises the level of competition and increases exit from the banking system. This consolidation strengthens the

  9. Online banking applications and community bank performance

    Microsoft Academic Search

    Ram N. Acharya; Albert Kagan; Srinivasa Rao Lingam

    2008-01-01

    Purpose – The purpose of this paper is to examine the impact of online banking intensity on the financial performance of community banks. Design\\/methodology\\/approach – This study estimates online banking intensity and bank performance indices using a combination of primary and secondary data. Online banking intensity is specified as a latent construct and estimated using web feature data collected from

  10. Early Childhood Development through an Integrated Program: Evidence from the Philippines. Impact Evaluation Series No. 2. World Bank Policy Research Working Paper 3922-IE

    ERIC Educational Resources Information Center

    Armecin, Graeme; Behrman, Jere R.; Ghuman, Sharon; Gultiano, Socorro; King, Elizabeth M.; Lee, Nanette

    2006-01-01

    More attention and resources have been devoted in recent years to early childhood development (ECD) in low- and middle-income countries. Rigorous studies on the effectiveness of ECD-related programs for improving children's development in various dimensions in the developing world are scant. The authors evaluate an important ECD initiative of the…

  11. A Better World for All

    NSDL National Science Digital Library

    According to this new report from the World Bank, 1.2 billion people worldwide live on less than $1 a day; another 1.6 billion people live on less than $2 a day. "A Better World for All" outlines the concerns and goals for setting the groundwork to reduce global poverty. Loaded with charts, graphs, and images, this 28-page report, available in HTML and .pdf formats, allows readers to understand the basic goals of the World Bank. Here readers will find an overview of seven of the World Bank's main issues including poverty, education, infant and child mortality, and the environment. Also included are a questions and answers section, links, and goals and indicators. While "A Better World for All" doesn't offer the kind of in-depth information that experts in development seek, it gives an excellent, easy-to-understand introduction to the kinds of global problems the World Bank studies and strives to solve.

  12. Computational Science Technical Note CSTN-036 Ising Model Scaling Behaviour on z-Preserving Small-World Networks

    E-print Network

    Hawick, Ken

    , Massey University}, year = {2006}, number = {{arXiv.org Condensed Matter: cond-mat/0611763}}, month = {February}, keywords = {Ising; scaling; small-world}, series = {arXiv.org Condensed Matter: cond-mat/0611763 transition models. The Ising model provides a valuable test model for studying phase transitions on various

  13. Quality issues in tissue banking: quality management systems - a review.

    PubMed

    Von Versen, R; Mönig, H J; Salai, M; Bettin, D

    2000-01-01

    The situation in tissue banking changed radically and fundamentally at the beginning of the 1990s. The essential causes are on the one hand, the continually increasing demand for human cells and tissue and other biological material for clinical use and research, and on the other hand, the rapid progress in the medical, technical and natural sciences. Biotechnology in particular, has profited from this. Modern tissue banks could no longer be imagined without its methods.A consequence of these developments and a prerequisite for the fulfilment of the derived requirements is the necessity for national and international cooperation as well as the harmonisation of ethical principles and quality assurance standards and regulations (von Versen (1999) Ann Chir Gynaecol 88: 215-220). The introduction of an all-encompassing Quality Management System (QMS) is a suitable instrument for this purpose.After the presentation of explanations and definitions of quality terminology, this article describes the use of the international standard ISO 9000 as a general QMS, which embraces both the specific methodology as well as the general aspects of Quality Management (research and development, design control, education and training, documentation, traceability, management control, corrective action, etc.) in tissue banking. The individual elements of this system are explained and selected examples are described. The authors look upon this QMS as an indispensable instrument for harmonisation and international cooperation in tissue banking.Finally, the use of such a standard would be a positive sign to the regulatory authorities and the public that tissue banking is making a visible effort to introduce a world-class QMS in its operations. PMID:15256944

  14. Addressing Tax Risks Involving Bank Losses

    E-print Network

    unknown authors

    ax risk bank loss risk bank loss tax risk bank loss tax bank loss tax risk bank loss tax risk tax risk bank loss tax risk bank loss tax risk bank loss tax risk bank loss bank loss risk tax bank loss risk tax risk tax bank loss risk tax bank loss risk tax bank loss tax bank loss risk tax bank loss risk tax bank loss risk tax bank loss risk oss risk tax bank loss risk tax bank loss risk tax bank loss risk tax bank loss risk tax bank loss risk tax isk bank loss tax risk bank loss tax risk bank loss tax risk bank loss tax risk bank loss tax isk tax bank loss risk tax bank loss risk tax bank loss risk tax bank loss risk tax bank loss risk tax bank loss risk tax bank loss risk tax ank loss tax risk bank loss tax risk bank loss tax risk bank loss tax risk bank loss tax risk bank loss ax bank loss risk tax bank loss risk tax bank loss risk tax bank loss risk tax bank loss risk tax bank loss risk tax bank loss risk tax bank ax risk bank loss tax risk bank loss tax risk bank loss tax risk bank loss tax risk bank loss tax risk ba ank loss risk tax bank loss risk tax bank loss risk tax ?? risk tax bank loss risk tax bank loss risk tax bank loss risk tax bank loss risk tax b

  15. Bank It!

    NSDL National Science Digital Library

    2012-01-01

    In this game students explore the concept of probability in conjunction with addition of money. The object of the game is to have the most money at the end or reach $5 first. Throughout the game students collect coins for the number(s) rolled on each turn, but once the number 1 is rolled they lose all that they haven't banked.

  16. Human Resources Planning in the Republic of Korea. Improving Technical Education and Vocational Training. World Bank Staff Working Papers Number 554.

    ERIC Educational Resources Information Center

    Lee, Kye-Woo

    During the 1980s the Korean economy will have to undergo far-reaching structural changes. The major problems faced by the Korean labor market continue to be an excessive demand for college graduates and an excessive supply of high school graduates. Their solution requires a renewed national commitment to human resource development with emphasis on…

  17. Measurement and Meaning: Combining Quantitative and Qualitative Methods for the Analysis of Poverty and Social Exclusion in Latin America. World Bank Technical Paper.

    ERIC Educational Resources Information Center

    Gacitua-Mario, Estanislao, Ed.; Wodon, Quentin, Ed.

    This report consists of a collection of case studies from Latin America combining qualitative and quantitative research methods for the analysis of poverty within a social exclusion framework. The first chapter provides an overview of the differences between quantitative and qualitative methods, and the gains from using both types of methods in…

  18. Bank Terminals

    NASA Technical Reports Server (NTRS)

    1978-01-01

    In the photo, employees of the UAB Bank, Knoxville, Tennessee, are using Teller Transaction Terminals manufactured by SCI Systems, Inc., Huntsville, Alabama, an electronics firm which has worked on a number of space projects under contract with NASA. The terminals are part of an advanced, computerized financial transaction system that offers high efficiency in bank operations. The key to the system's efficiency is a "multiplexing" technique developed for NASA's Space Shuttle. Multiplexing is simultaneous transmission of large amounts of data over a single transmission link at very high rates of speed. In the banking application, a small multiplex "data bus" interconnects all the terminals and a central computer which stores information on clients' accounts. The data bus replaces the maze-of wiring that would be needed to connect each terminal separately and it affords greater speed in recording transactions. The SCI system offers banks real-time data management through constant updating of the central computer. For example, a check is immediately cancelled at the teller's terminal and the computer is simultaneously advised of the transaction; under other methods, the check would be cancelled and the transaction recorded at the close of business. Teller checkout at the end of the day, conventionally a time-consuming matter of processing paper, can be accomplished in minutes by calling up a summary of the day's transactions. SCI manufactures other types of terminals for use in the system, such as an administrative terminal that provides an immediate printout of a client's account, and another for printing and recording savings account deposits and withdrawals. SCI systems have been installed in several banks in Tennessee, Arizona, and Oregon and additional installations are scheduled this year.

  19. Third World debts

    SciTech Connect

    Sweet, W.

    1980-07-25

    World oil prices are responsible for new concerns about the health of the international banking system, particularly the $60 billion in annual deficits of the developing countries. If the banks continue lending money to these countries in hopes of repayment in better times, they could jeopardize their financial position; but if they stop the loans, they will jeopardize repayment of the present debts. High US interest rates, heavy goods and technology, economic sanctions imposed by the US in response to Russia's invasion of Afghanistan, and the unregulated Eurocurrency market have contributed to the problem. No one knows how great a loss the capital markets can sustain and still survive. New banking arrangements by the World Bank and other institutions are still unproven. 19 references. (DCK)

  20. Banking Theory, Deposit Insurance, and Bank Regulation

    Microsoft Academic Search

    Douglas W. Diamond; Philip H. Dybvig

    1986-01-01

    I. Introduction The last several years have seen extensive change in the U.S. banking industry. ' In the 1950s and 1960s the banking industry was a symbol of stability. By contrast, recent years have seen the greatest frequency of bank failures since the Great Depression. During the same period, the banking environment has undergone the most significant changes since 1933,

  1. Simulating Retail Banking for Banking Students

    ERIC Educational Resources Information Center

    Supramaniam, Mahadevan; Shanmugam, Bala

    2009-01-01

    The purpose of this study was to examine the implementation flow and development of retail bank management simulation based training system which could provide a comprehensive knowledge about the operations and management of banks for the banking students. The prototype of a Retail banking simulation based training system was developed based on…

  2. Central banking, free banking, and financial crises

    Microsoft Academic Search

    Roger W. Garrison

    1996-01-01

    A Summary View In the Keynesian view, the central bank is a part of an extramarket remedy to a market malady. Investment markets are inherently unstable; government control of the economy's money supply is an important element in macroeconomic stabilization policy. The case against central banking—and for free banking—reverses the characterization of both remedy and malady. Free banking is a

  3. General Banking Conditions 2009 General Banking Conditions

    E-print Network

    Franssen, Michael

    or to the integrity of the financial system. 3 Activities and objectives The Customer provides information to the Bank activities. The Bank may give goods, docu- ments of title, securities or financial instruments that belongGeneral Banking Conditions 2009 r #12;#12;1 General Banking Conditions (Version 2009

  4. Technical assistance and the transfer of remote sensing technology. [for economic development

    NASA Technical Reports Server (NTRS)

    Chipman, R.

    1977-01-01

    The transfer of technology from industrialized countries to the third world is a very complicated process and one that requires a great deal of research and development. The political and social obstacles to this transfer are generally greater than the technical obstacles, but technical assistance programs have neither the competence nor the inclination to deal with these factors adequately. Funding for technical assistance in remote sensing is now expanding rapidly, and there is a growing need for institutions to study and promote the effective use of this technology for economic development. The United Nations, the Food and Agriculture Organization, the World Bank, the United States Agency for International Development and the Canadian technical assistance agencies take different approaches to the problem and deal with the political pressures in different ways.

  5. Consumer World

    NSDL National Science Digital Library

    Dworsky, Edgar.

    1997-01-01

    "Consumer World has gathered over 1400 of the most useful consumer resources on the Internet." The brain child of Edgar Dworsky, a consumer education consultant for the Federal Trade Commission, the site offers information on issues from the latest FTC scam to consumer banking to hospital rankings to tax cutting tips to cheap airline flights and more. Information is arranged in myriad, sometimes overlapping, ways. It often takes a few clicks to access specific information, but perseverance will reveal that this site is content-rich.

  6. World Development Indicators

    NSDL National Science Digital Library

    Published by the World Bank Group, World Development Indicators is an annual report containing statistical data on global topics such as people, environment, the economy, and states and markets. The Website for World Development Indicators provides all of the text of the report, but it only contains a small selection of the tables offered in the actual report, which is available on CD ROM for purchasing.

  7. Does bancassurance add value for banks? – Evidence from mergers and acquisitions between European banks and insurance companies

    Microsoft Academic Search

    Zhian Chen; Jianzhong Tan

    2011-01-01

    This paper investigates the risk and wealth effects of 72 mergers and acquisitions between banks in Europe and insurance companies during the period 1989–2004. The empirical results indicate that acquirers’ total risks remain constant relative to the world, home market indices and home banking indices. There are no changes for the systematic risks (beta) with respect to the world market

  8. Cooperation with the World of Work in Technical and Vocational Education: A. The Policy Level--Studies from Hungary, Romania, and Sweden and B-- The Institution Level--A Study from the Russian Federation.

    ERIC Educational Resources Information Center

    United Nations Educational, Scientific, and Cultural Organization, Berlin (Germany).

    This document contains a synthesis paper and four case studies of cooperation with the world of work in vocational and technical education (VTE) in Hungary, Romania, Russia, and Sweden. "Synthesis" (R. Barry Hobart) considers the common social and economic variables affecting VTE in the four study countries. The three case studies focusing on…

  9. Learning to Do: Values for Learning and Working Together in a Globalized World. An Integrated Approach to Incorporating Values Education in Technical and Vocational Education and Training. UNESCO-APNIEVE Sourcebook No. 3

    ERIC Educational Resources Information Center

    Quisumbing, Lourdes R., Ed.; de Leo, Joy, Ed.

    2005-01-01

    This new Sourcebook provides information on how to teach values for learning and working together in a globalized world. It is designed for educators and trainers of technical and vocational education and training (TVET). Its emphasis is on the integrated development of the whole person within the context of lifelong learning and TVET, in…

  10. The World Report on Disability

    ERIC Educational Resources Information Center

    Bickenbach, Jerome

    2011-01-01

    The World Report on Disability, a joint endeavor of the World Health Organization and the World Bank, launched in June 2011, is an astonishing achievement that will set the standard for disability studies research for evidence-informed policy for years to come. The product of collaborative and participatory work between organizations of persons…

  11. The technical basis for air pathway assessment of resuspended radioactive aerosols: LLNL experiences at seven sites around the world

    SciTech Connect

    Shinn, J.H.

    1993-09-01

    There is a large uncertainty in quantifying the inhalation pathway and the aerosol emission rate in human health assessments of radioactive-contamination sites. The need for site-specific assessments led to formation of our team of specialists at LLNL, who have participated in numerous field campaigns around the world. Our goal was to obtain all the information necessary for determining potential human exposures and to estimate source terms for turbulent transport of the emissions during both normal and disturbed soil conditions. That is, measurements were made of the key variables to quantify the suspended aerosols at the actual contamination sites, but different scenarios for habitation, site management, and site cleanup were included. The most notable locations of these site-investigations were the Marshall Islands (Bikini, Enewetak, and Rongelap), Nevada Test Site (GMX, Little Feller, Palanquin, and Plutonium Valley), Tonopah (Nevada--site of Roller Coaster), Savannah River Lab (South Carolina--H-Area site), Johnston Island (cleanup of rocket-impact site), Chernobyl (Ukraine--grass field end sandy beach sites near Nuclear Power Plant Unit 4), and Palomares (Spain--site of aircraft accident). This discussion will review the variables quantified, methods developed, general results, uncertainty of estimations, and recommendations for future research that are a result of our experience in these field studies.

  12. Diving into Real World Challenges

    ERIC Educational Resources Information Center

    Saldana, Matt; Rodden, Leslie

    2012-01-01

    In this article, the authors discuss how educators can engage students in real world learning using their academic knowledge and technical skills. They describe how school districts have discovered that the world of robotics can help students use technical skills to solve simulated problems found in the real world, while understanding the…

  13. Essays on banking

    E-print Network

    Erel, Isil

    2006-01-01

    This thesis consists of two chapters that investigate two important issues in banking of the past decade: the effect of banking consolidation on the borrowers and the regulatory capital requirements for banks. The first ...

  14. Cord-Blood Banking

    MedlinePLUS

    ... severe combined immunodeficiency . There are two types of banks that store cord blood: Public banks collect donated cord blood for research or for ... collected, anonymously marked, and sent to a public bank to potentially save the life of another child ...

  15. Investment Banks Goldman Sachs

    E-print Network

    Aronov, Boris

    Brown Brothers Harriman Fidelity HSBC Money Center Banking Bank of America CIBC Citigroup Mellon Financial Corporation PNC Bank Wachovia Asset Management Firms Acadian Asset Management Alliance Capital Management Baring Asset Management Dimensional Fund Advisors First Quadrant New Amsterdam Partners

  16. Internet Banking System Prototype

    E-print Network

    Alnaqeib, Rami; Jalab, Hamid A; Zaidan, M A; Hmood, Ali K

    2010-01-01

    Internet Banking System refers to systems that enable bank customers to access accounts and general information on bank products and services through a personal computer or other intelligent device. Internet banking products and services can include detailed account information for corporate customers as well as account summery and transfer money. Ultimately, the products and services obtained through Internet Banking may mirror products and services offered through other bank delivery channels. In this paper, Internet Banking System Prototype has been proposed in order to illustrate the services which is provided by the Bank online services.

  17. Asian Development Bank

    NSDL National Science Digital Library

    Created in 1966, the Asian Development Bank (ADB) is headquartered in Manila. Their operations extend across 67 countries, and their primary mission is "to help its developing member countries reduce poverty and improve the quality of life of their people." In order to achieve this goal, ADB offers loans, technical assistance, grants, advice, and knowledge. Along the top of their homepage, visitors can make their way through the following sections: "Projects", "Countries", "News & Events", "Topics", and "Publications". The "Topics" area is a good place to start, as it contains information about some of their signature programs, which range from work on preventing bird flu outbreaks to law and policy reform throughout the region. Moving on, the "Publications" area is a real treat for policy types, and visitors can look at recent documents like "Revitalization of Historic Inner-City Areas in Asia".

  18. Annual Bank Conference on Development Economics

    NSDL National Science Digital Library

    Since 1988, the World Bank Group (described in the September 25, 1997 Scout Report for Business & Economics) has addressed issues of economic architecture, corporate governance, crime, land reform, and the economics of transition at the Annual Bank Conference on Development Economics (ABCDE). Currently, papers from previous ABCDE's are available online with a keynote addresses, such as by nobel laureate James Tobin, and interested individuals are invited to comment on forthcoming conference papers at the ABCDE homepage.

  19. Commercial Bank and Bank Holding Company Database

    NSDL National Science Digital Library

    The Report of Condition and Income database, provided by the Federal Reserve Bank of Chicago, contains financial data for all banks regulated by the Federal Reserve System, Federal Deposit Insurance Corporation and Comptroller of the Currency. Merger Data contains information on all "bank acquisitions and mergers since 1985." The Merger Data is available in either ASCII or SAS format. Quarterly Call Report Data contains "income and balance sheet items for all the banks" from the first quarter of 1989. The data are on an individual bank basis and are downloadable in zipped SAS transport data file format.

  20. Central bank Financial Independence

    Microsoft Academic Search

    J. Ramon Martinez-Resano

    2004-01-01

    Central bank independence is a multifaceted institutional design. The financial component has been seldom analysed. This paper intends to set a comprehensive conceptual background for central bank financial independence. Quite often central banks are modelled as robot like maximizers of some goal. This perspective neglects the fact that central bank functions are inevitably deployed on its balance sheet and have

  1. Strategic online banking adoption

    Microsoft Academic Search

    Rubén Hernández-Murillo; Gerard Llobet; Roberto Fuentes

    2010-01-01

    In this paper we study the determinants of banks’ decisions to adopt a transactional website for their customers. Using a panel of commercial banks in the United States for the period 2003–2006, we show that although bank-specific characteristics are important determinants of banks’ adoption decisions, competition also plays a prominent role. The extent of competition is related to the geographic

  2. World Health Organization

    MedlinePLUS

    ... management Burning Ebola waste safely More top stories » Ebola outbreak Ebola virus disease » Food safety World Health ... through the Life-course More commentaries Resources on Ebola Stories from countries Publications, technical guidelines Fact sheet ...

  3. Bioinformatics Activity Bank

    NSDL National Science Digital Library

    This resource is designed for educators hoping to teach students about the world of biotechnology and bioinformatics, and the lesson plans here are top-notch. The lessons span a variety of topics, including applied mathematics, DNA, and genetics. Visitors can scroll through six sections, including Organisms and Evolution or Proteins and Proteomics. Visitors can scroll through each area, keeping in mind that each activity is categorized by grade level, subject area, and type. For those looking for specific areas, they will find a set of activity filters that can be used to easily identify specific resources. Some of the activity offerings here include "Genetic Disorder Research," "What is Cloning?," and "DNA Detectives: Extract your Own DNA." Finally, visitors can visit In The News to learn more about ongoing activities at the Bioinformatics Activities Bank.

  4. 12 CFR 303.182 - Establishing, moving or closing a foreign branch of an insured state nonmember bank.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ...of an insured state nonmember bank. 303.182 Section 303.182 Banks and Banking FEDERAL DEPOSIT...of an insured state nonmember bank. (a) Notice procedures...been located on a site on the World Heritage List or on...

  5. 12 CFR 303.182 - Establishing, moving or closing a foreign branch of an insured state nonmember bank.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ...of an insured state nonmember bank. 303.182 Section 303.182 Banks and Banking FEDERAL DEPOSIT...of an insured state nonmember bank. (a) Notice procedures...been located on a site on the World Heritage List or on...

  6. A Terminology Data Bank for Translators (TEAM).

    ERIC Educational Resources Information Center

    Schulz, J.

    1980-01-01

    The TEAM system is a data bank developed in Germany for translators of specialized technical, economic, and scientific texts. The system is described in nontechnical language, with attention to multilingual terminology, multiword terms, phraseology, definitions and contexts, synonyms, grammatical data, and data organization and retrieval. (MSE)

  7. Productivity growth, market structure, and technological change: evidence from the rural banking sector

    Microsoft Academic Search

    Michael Devaney; William Weber

    2000-01-01

    Linear programming techniques are used to estimate the Malmquist productivity index for the US rural banking sector over the period 1990 to 1993. The index decomposes productivity growth into pure technical efficiency change, scale efficiency change, and technological change. Rural bank productivity growth for the three-year period averaged 11% and was attributed to technological change rather than pure technical change

  8. Consumers’ attitudes towards online and mobile banking in China

    Microsoft Academic Search

    Sylvie Laforet; Xiaoyan Li

    2005-01-01

    Purpose – The aim of this study is to investigate the market status for online\\/mobile banking in China. With the recent and forecasted high growth of Chinese electronic banking, it has the potential to develop into a world-scale internet economy and requires examination. Design\\/methodology\\/approach – The demographic, attitudinal and behavioural characteristics of online and mobile bank users were examined. Respondents

  9. World Development Report 2004

    NSDL National Science Digital Library

    Recently released, this annual report on the state of world development (written by staff members at the World Bank) is an important document that adopts as its main thesis that broad improvements in human welfare around the globe will not occur unless "poor people receive wider access to affordable, better quality services in health, education, water, sanitation, and electricity." From this main site, visitors can download an executive summary of the report's findings, or download any of the work's chapters, which range in content from the importance of government action and the framework for social provision. Equally compelling are the sections that detail how the World Bank worked with a wide range of stakeholders about the report's content and main ideas, and still another section that contains the transcription of an electronic discussion held about the draft edition of the report in the spring of 2003.

  10. Islamic banking and finance: on its way to globalization

    Microsoft Academic Search

    M. Mansoor Khan; M. Ishaq Bhatti

    2008-01-01

    Purpose – The main objective of this paper is to highlight the unprecedented growth of Islamic banking and finance in the contemporary finance world. It captures the advancements of Islamic banking and finance industry across the tools, systems, sectors, markets and over 75 countries from Africa, Asia, Europe and North America. Design\\/methodology\\/approach – The paper deals with the paradigm of

  11. Bank panics and the endogeneity of central banking

    Microsoft Academic Search

    Gary Gorton; Lixin Huang

    2006-01-01

    Central banking is intimately related to liquidity provision to banks during times of crisis, the lender-of-last-resort function. This activity arose endogenously in certain banking systems. Depositors lack full information about the value of bank assets, so that during macroeconomic downturns they monitor their banks by withdrawing in a banking panic. The likelihood of panics depends on the industrial organization of

  12. The UK Stem Cell Bank: Securing the Past, Validating the Present, Protecting the Future1

    Microsoft Academic Search

    Neil Stephens; Paul Atkinson; Peter Glasner

    2008-01-01

    In 2004 the United Kingdom opened the world's first stem cell bank. The UK Stem Cell Bank takes donations of ethically approved stem cell lines, tests them, grows larger stocks, and re-distributes the material internationally. As such the Bank has an important guardianship role in the international movement of human embryonic stem cell lines. It also enacts a particular future

  13. The measurement of end-user computing satisfaction of online banking services: empirical evidence from Finland

    Microsoft Academic Search

    Kari Pikkarainen; Tero Pikkarainen; Heikki Karjaluoto; Seppo Pahnila

    2006-01-01

    Purpose – Although research into the adoption and use of online banking services has grown in many parts of the world, the centre of attention has been largely on determinants of online banking adoption, not on users' satisfaction with use. This paper aims to test and validate the End-User Computing Satisfaction (EUCS) model in order to investigate online banking users'

  14. Minority-Owned Banks

    NSDL National Science Digital Library

    The latest installment from this quarterly report from the Federal Reserve Board of Governors lists minority-owned banks by state. Data include assets, deposits, and established dates. The data from this study, from the banks that participate in the Department of the Treasury's Minority Bank Deposit Program, are compiled from "Consolidated Reports of Condition and Income filed quarterly by banks (FFIEC 031 through 034) and from other information in the Board's National Information Center database."

  15. Commercial Banking Industry Survey.

    ERIC Educational Resources Information Center

    Bright Horizons Children's Centers, Cambridge, MA.

    Work and family programs are becoming increasingly important in the commercial banking industry. The objective of this survey was to collect information and prepare a commercial banking industry profile on work and family programs. Fifty-nine top American commercial banks from the Fortune 500 list were invited to participate. Twenty-two…

  16. Bank of Japan

    NSDL National Science Digital Library

    The Bank of Japan serves as Japan's central bank. The web site contains publications such as Quarterly Economic Outlook, Balance of Payments Monthly, and Economic Statistics Monthly. Visitors can also find press releases, Governor's speeches and statistics on prices, money, interest rates, exchange rates, and the Bank of Japan accounts.

  17. Bank Diversification and Incentives

    Microsoft Academic Search

    Gyöngyi Lóránth; Alan Morrison

    2008-01-01

    This paper analyzes the consequences of bank diversification into fee-based businesses. Universal banks raise welfare by expanding the range of services available to entrepreneurs. However, because they may choose to rescue failed entrepreneurs in order to sell them fee-based financial services, universal banks provide weaker incentives. Adopting a holding company structure and devolving liquidation decisions to the lending division partially

  18. European Central Bank

    NSDL National Science Digital Library

    Together with the national central banks of the European Union, the European Central Bank (ECB) collects statistical information and governs the European System of Central Banks (ESCB). Legal texts about the ECB, the ESCB, and the European Monetary Union (EMI) are provided in addition to press releases, speeches, euro area statistics and selected publications of the EMI (in eleven European languages).

  19. Snow Bank Detectives

    NSDL National Science Digital Library

    Audrey C. Rule

    2005-01-01

    Local professors teamed up with a fourth-grade teacher to show students the similarities and differences between sedimentary rock layers and snow banks. Students observed and drew snow banks and explored the effects of melting and salting on the snow banks.

  20. Shadow banking regulation

    Microsoft Academic Search

    Tobias Adrian; Adam B. Ashcraft

    2012-01-01

    Shadow banks conduct credit intermediation without direct, explicit access to public sources of liquidity and credit guarantees. Shadow banks contributed to the credit boom in the early 2000s and collapsed during the financial crisis of 2007-09. We review the rapidly growing literature on shadow banking and provide a conceptual framework for its regulation. Since the financial crisis, regulatory reform efforts

  1. Banking on the Internet.

    ERIC Educational Resources Information Center

    Internet Research, 1996

    1996-01-01

    Electronic ground was broken in 1995 with the development of the completely Internet-based bank Security First Network Bank. This article discusses the need for developing online services, outlines the reasons for the formation of an Internet-based bank and argues that to remain competitive financial services providers must provide easier customer…

  2. Green Bank (National Radio Astronomical Observatory)

    NASA Astrophysics Data System (ADS)

    Murdin, P.

    2000-11-01

    Located in Green Bank, Pocahontas County, West Virginia. The site of the world's largest fully steerable radio telescope, which was under construction during 1999 and 2000. The National Radio Astronomy Observatory (NRAO) is a facility of the US National Science Foundation, and is operated under a cooperative agreement by Associated Universities, Inc. (AUI)....

  3. Towards secure information systems in online banking

    Microsoft Academic Search

    Zakaria Karim; Karim Mohammed Rezaul; Aliar Hossain

    2009-01-01

    In this era of globalization, information security is becoming more important because the world is becoming highly interconnected with the Internet. At present customers can do banking online which is easy and time saving and at the same time they are vulnerable to threats. This paper seeks to investigate the current debate regarding the threats and vulnerabilities of the information

  4. The World Report on Disability and People with Intellectual Disabilities

    ERIC Educational Resources Information Center

    Officer, Alana; Shakespeare, Tom

    2013-01-01

    The "World Report on Disability" was requested by the World Health Assembly, the governing body of the World Health Organization (WHO). Because disability is broader than health, WHO partnered with the World Bank. The "World Report" was published in 2011 and provides a comprehensive scientific analysis on the global situation…

  5. Using Development-Oriented Equity Investment as a Tool for Restructuring Transition Banking Sectors

    Microsoft Academic Search

    Helo Meigas

    2001-01-01

    November 2001Development-oriented equity investment, undertaken in the context of World Bank projects, can assist in promoting sound banking systems, especially through its positive impact on bank governance. This was the experience of Swedfund Financial Markets that made equity investments in banks in the Baltic republics of Estonia, Latvia, and Lithuania.Over the past 10 years the three Baltic republics have undertaken

  6. Bahrain's offshore banking center

    SciTech Connect

    Gerakis, A.S.; Roncesvalles, O.

    1983-01-01

    The economic effects of Bahrain's schemes for licensing offshore banking units (OBUs) were the immediate response of major international banks and the financial services the banking center has rendered by improving regional money and exchange markets at a time when a Middle East link was needed to service the increasing demand for oil-wealth banking services. Bahrain's leadership also created a favorable climate. Aggressive competition from banks in Kuwait and Saudi Arabia have caused some friction, but informal supervision by the Bahrain Monetary Agency (BMA) should be able to avoid serious difficulty. Bahrain's success required a banking infrastructure, a free-enterprise system, a willingness to maintain banking standards, a country small enough to benefit directly from OBU income, and a gap in nearby competing centers. 39 references, 1 figure, 5 tables. (DCK)

  7. Quantifying bank storage of variably saturated aquifers.

    PubMed

    Li, Hailong; Boufadel, Michel C; Weaver, James W

    2008-01-01

    Numerical simulations were conducted to quantify bank storage in a variably saturated, homogenous, and anisotropic aquifer abutting a stream during rising stream stage. Seepage faces and bank slopes ranging from 1/3 to 100/3 were simulated. The initial conditions were assumed steady-state flow with water draining toward the stream. Then, the stream level rose at a constant rate to the specified elevation of the water table given by the landward boundary condition and stayed there until the system reached a new steady state. This represents a highly simplified version of a real world hydrograph. For the specific examples considered, the following conclusions can be made. The volume of surface water entering the bank increased with the rate of stream level rise, became negligible when the rate of rise was slow, and approached a positive constant when the rate was large. Also, the volume decreased with the dimensionless parameter M (the product of the anisotropy ratio and the square of the domain's aspect ratio). When M was large (>10), bank storage was small because most pore space was initially saturated with ground water due to the presence of a significant seepage face. When M was small, the seepage face became insignificant and capillarity began to play a role. The weaker the capillary effect, the easier for surface water to enter the bank. The effect of the capillary forces on the volume of surface water entering the bank was significant and could not be neglected. PMID:18657116

  8. The Origins of Banking Panics: Models, Facts, and Bank Regulation

    Microsoft Academic Search

    Charles W. Calomiris; Gary Gorton

    1991-01-01

    Banking panics are the central event informing and rationalizing government intervention into the banking industry. In the last decade progress has been made in understanding the origins of panics. This essay reviews recent theoretical and empirical work on the origins of banking panics. New evidence on the causes of banking panics is introduced. Banking panics do not appear to have

  9. The socio-technical construction of precision bombing : a study of shared control and cognition by humans, machines, and doctrine during World War II

    E-print Network

    O'Mara, Raymond P. (Raymond Patrick)

    2011-01-01

    This dissertation examines the creation and initial use of the precision bombing system employed by the United States Army Air Forces during World War II in the opening phase of the Combined Bomber Offensive against Germany. ...

  10. Maximizing the phylogenetic diversity of seed banks.

    PubMed

    Griffiths, Kate E; Balding, Sharon T; Dickie, John B; Lewis, Gwilym P; Pearce, Tim R; Grenyer, Richard

    2015-04-01

    Ex situ conservation efforts such as those of zoos, botanical gardens, and seed banks will form a vital complement to in situ conservation actions over the coming decades. It is therefore necessary to pay the same attention to the biological diversity represented in ex situ conservation facilities as is often paid to protected-area networks. Building the phylogenetic diversity of ex situ collections will strengthen our capacity to respond to biodiversity loss. Since 2000, the Millennium Seed Bank Partnership has banked seed from 14% of the world's plant species. We assessed the taxonomic, geographic, and phylogenetic diversity of the Millennium Seed Bank collection of legumes (Leguminosae). We compared the collection with all known legume genera, their known geographic range (at country and regional levels), and a genus-level phylogeny of the legume family constructed for this study. Over half the phylogenetic diversity of legumes at the genus level was represented in the Millennium Seed Bank. However, pragmatic prioritization of species of economic importance and endangerment has led to the banking of a less-than-optimal phylogenetic diversity and prioritization of range-restricted species risks an underdispersed collection. The current state of the phylogenetic diversity of legumes in the Millennium Seed Bank could be substantially improved through the strategic banking of relatively few additional taxa. Our method draws on tools that are widely applied to in situ conservation planning, and it can be used to evaluate and improve the phylogenetic diversity of ex situ collections. Maximizar la Riqueza Filogenética de los Bancos de Semillas. PMID:25196170

  11. Society of Automotive Engineers (SAE) Technical Paper 2006-01-1041 Paper presented at SAE 2006 World Congress & Exposition, April 5, 2006, Detroit, MI

    E-print Network

    Gruner, Sol M.

    Society of Automotive Engineers (SAE) Technical Paper 2006-01-1041 Paper presented at SAE 2006 and Fundamental Advances in Thermal Fluid Sciences 2006. Vol. SP-2015. (Society of Automotive Engineers, Troy, MI and reducing emissions play an essential role in the design of the new-generation automotive internal

  12. To our students, faculty and staff: As of April 30, 2009, the World Health Organization (WHO) will be using the technical

    E-print Network

    Dasgupta, Dipankar

    ) will be using the technical scientific name H1N1 influenza A for swine flu. 1. What is Swine Flu Swine flu. What is unusual about the present strain? The new strain is a hybrid of swine, human and avian flu but the level of virulence is not yet clear. 2. Does Swine Flu affect humans? Swine flu viruses that cause

  13. Why our human-sized world behaves classically, not quantum-mechanically: A popular non-technical exposition of a new idea

    E-print Network

    C. L. Herzenberg

    2007-01-13

    This article provides a popular, largely non-technical explanation of how large objects can behave classically while smaller objects behave quantum mechanically, based on the effect of the presence of cosmic expansion velocities in extended objects. This article is intended to provide a more accessible presentation of concepts introduced in earlier papers that address this long-standing enigma in physics.

  14. Bank for International Settlements

    NSDL National Science Digital Library

    The Bank for International Settlements (BIS), a creation of the Hague Conference of 1930, is "a[n international] central banking institution" whose aim is "to promote the co-operation of central banks and to provide additional facilities for international financial operations." Its web site provides a detailed profile of BIS, along with its basic texts and charters. However, the power of the site is its publication section, a small but growing list of full text publications (Adobe Acrobat [.pdf] format only), highlighted by the quarterly International Banking and Financial Market Developments, a "commentary on recent developments in international banking, securities and global derivatives markets based on partial information available for the [most recent quarter] and on more detailed banking data for [the previous quarter]." The site also contains BIS Review, "a collection of important articles and speeches by senior central bankers."

  15. Our World Their World

    ERIC Educational Resources Information Center

    Brisco, Nicole

    2011-01-01

    Build, create, make, blog, develop, organize, structure, perform. These are just a few verbs that illustrate the visual world. These words create images that allow students to respond to their environment. Visual culture studies recognize the predominance of visual forms of media, communication, and information in the postmodern world. This…

  16. Cooperative Banks and Financial Stability

    Microsoft Academic Search

    Martin Cihák; Heiko Hesse

    2007-01-01

    Cooperative banks are an important, and growing, part of many financial systems. This paper empirically analyzes the role of cooperative banks in financial stability. Contrary to some suggestions in the literature, we find that cooperative banks are more stable than commercial banks. This finding is due to the lower volatility of the cooperative banks' returns, which more than offsets their

  17. Banking Scope and Financial Innovation

    Microsoft Academic Search

    Arnoud W A Boot; Anjan V Thakor

    1997-01-01

    We explore the implications of financial system design for financial innovation. We begin with assumptions about the investment opportunities of firms, their observable attributes, and the roles of commercial banks, investment banks, and the financial market. We examine the borrower's choice between bank and financial market funding, the commercial bank's choice of monitoring capacity, and the investment bank's choice of

  18. Bank Record Processing

    NASA Technical Reports Server (NTRS)

    1982-01-01

    Barnett Banks of Florida, Inc. operates 150 banking offices in 80 Florida cities. Banking offices have computerized systems for processing deposits or withdrawals in checking/savings accounts, and for handling commercial and installment loan transactions. In developing a network engineering design for the terminals used in record processing, an affiliate, Barnett Computing Company, used COSMIC's STATCOM program. This program provided a reliable network design tool and avoided the cost of developing new software.

  19. Banking: shop and compare.

    PubMed

    O'Brien, Jennifer A; DeJarnette, Sherry

    2014-01-01

    There are many reasons to take a critical look at the practice's banking relationship(s)--technology advancements, security measures, improvements in available services, recent banking enhancements designed specifically for medical practices, the impact of the financial crisis on bank ratings and stability, changing practice needs, opportunities for operational automation at the practice--and it is just simply smart to periodically evaluate and compare the features, pricing, and potential savings offered by vendors. PMID:25108982

  20. Bank Director Magazine

    NSDL National Science Digital Library

    Created for directors of financial companies, Bank Director Magazine is a quarterly publication that examines issues of importance to bank directors. The online publication includes the complete table of contents, as well as a selection of articles from the current issue. The site also features a directory of names, addresses, and phone numbers of M&A investment banking and law firms, consulting firms, and technology and retail delivery companies.

  1. The European Central Bank: The Bank that rules Europe? 

    E-print Network

    Howarth, D.

    2009-01-01

    The power of the European Central Bank (ECB) is rooted in its independence established in the Maastricht Treaty of 1992. This power is reinforced though the bank’s monetary policy credibility—achieved through meeting its price stability mandate...

  2. Historical Statistics on Banking

    NSDL National Science Digital Library

    Historical Statistics on Banking (HSOB), from the Federal Deposit Insurance Corporation, "provides annual statistical information on the banking industry beginning in 1934." The site contains commercial banking reports, savings institution reports, and bank and thrift failure reports from 1934 to 1999. The Milestones feature offers a chronological retrospective on the FDIC's collection and use of data. Although the database is fairly easy to use, the HSOB Help section contains additional detailed instructions on saving and printing charts, and also offers a helpful glossary of terms used.

  3. A quality system for placental blood banking.

    PubMed

    Sirchia, G; Rebulla, P; Mozzi, F; Lecchi, L; Lazzari, L; Ratti, I

    1998-06-01

    A Quality System for Placental Blood Banking aimed at the transplantation of haematopoietic stem cells to related and unrelated allogeneic recipients is described. It includes the organizational structure, procedures, processes and resources needed to implement quality management. The Quality System described in this article is based on ISO 9002, a model for quality assurance in production, installation and servicing developed in 1987 and revised in 1994 by the International Organization for Standardization. ISO 9002 includes 20 clauses that provide guidance for the implementation of the Quality System. The development of the Quality System is started by the Placental Blood Bank Medical Director with the definition of a General Quality Plan including: (1) the written description of the Mission, Objectives, Technical and Organizational Policies, and Staff Organization Chart; (2) the definition and acquisition of adequate financial, human and structural resources; (3) the appointment of a Quality System Head, who must identify the Placental Blood Banking process together with the Placental Blood Bank personnel; implement a documentation plan; identify quality indicators; start regular internal audit; report audit results to the Medical Director for review. Following staff training and qualification, the Quality System is launched. The Placental Blood Bank can then undergo audit by an external inspector and be finally certified for compliance to ISO 9002. The Quality System must be maintained and subjected to external audit at regular intervals so that certification is confirmed. PMID:9712493

  4. Should Banks Be Diversified? Evidence from Individual Bank Loan Portfolios

    Microsoft Academic Search

    Iftekhar Hasan; Anthony Saunders

    2006-01-01

    We study the effect of loan portfolio focus versus diversification on the return and the risk of 105 Italian banks over the period 1993–99 using data on bank-by-bank exposures to different industries and sectors. We find that diversification is not guaranteed to produce superior performance and\\/or greater safety for banks. For high-risk banks, diversification reduces bank return while producing riskier

  5. American Association of Tissue Banks

    MedlinePLUS

    ... AATB here for more information ="imageslider.next()"> Tissue Bank Specialist Certification AATB offers a program for Certification ... prep and other meetings and training workshops >> Accredited Bank Search AATB’s Accreditation Program ensures that tissue-banking ...

  6. FDIC Banking Review, October 1999

    NSDL National Science Digital Library

    The FDIC's monthly publication Banking Review includes the article "Financially Distressed Banks: How Effective Are Enforcement Actions in the Supervision Process?" which looks at some effects of bank examinations.

  7. Cracking Bank PINs by Playing Mastermind

    NASA Astrophysics Data System (ADS)

    Focardi, Riccardo; Luccio, Flaminia L.

    The bank director was pretty upset noticing Joe, the system administrator, spending his spare time playing Mastermind, an old useless game of the 70ies. He had fought the instinct of telling him how to better spend his life, just limiting to look at him in disgust long enough to be certain to be noticed. No wonder when the next day the director fell on his chair astonished while reading, on the newspaper, about a huge digital fraud on the ATMs of his bank, with millions of Euros stolen by a team of hackers all around the world. The article mentioned how the hackers had 'played with the bank computers just like playing Mastermind', being able to disclose thousands of user PINs during the one-hour lunch break. That precise moment, a second before falling senseless, he understood the subtle smile on Joe's face the day before, while training at his preferred game, Mastermind.

  8. Religious perspectives on umbilical cord blood banking.

    PubMed

    Jordens, Christopher F C; O'Connor, Michelle A C; Kerridge, Ian H; Stewart, Cameron; Cameron, Andrew; Keown, Damien; Lawrence, Rabbi Jeremy; McGarrity, Andrew; Sachedina, Abdulaziz; Tobin, Bernadette

    2012-03-01

    Umbilical cord blood is a valuable source of haematopoietic stem cells. There is little information about whether religious affiliations have any bearing on attitudes to and decisions about its collection, donation and storage. The authors provided information about umbilical cord blood banking to expert commentators from six major world religions (Catholicism, Anglicanism, Islam, Judaism, Hinduism and Buddhism) and asked them to address a specific set of questions in a commentary. The commentaries suggest there is considerable support for umbilical cord blood banking in these religions. Four commentaries provide moral grounds for favouring public donation over private storage. None attach any particular religious significance to the umbilical cord or to the blood within it, nor place restrictions on the ethnicity or religion of donors and recipients. Views on ownership of umbilical cord blood vary. The authors offer a series of general points for those who seek a better understanding of religious perspectives on umbilical cord blood banking. PMID:22558902

  9. 75 FR 67731 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-11-03

    ...both of Victor, Iowa; Corydon State Bank, Corydon, Iowa; First State Bank of Colfax, Colfax, Iowa; Maxwell State Bank, Maxwell, Iowa; Pocahontas State Bank, Pocahontas, Iowa; and Panora State Bank, Panora, Iowa. Board of...

  10. 75 FR 69444 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-11-12

    ...both of Victor, Iowa; Corydon State Bank, Corydon, Iowa; First State Bank of Colfax, Colfax, Iowa; Maxwell State Bank, Maxwell, Iowa; Pocahontas State Bank, Pocahontas, Iowa; and Panora State Bank, Panora, Iowa. Board of...

  11. Overflowing the Banks

    NSDL National Science Digital Library

    This lesson will teach students about levees and how they are designed to hold a river in its bank. They will construct a model of a river bank and explore how levees can cause water levels to back up into smaller streams and tributaries, causing floods.

  12. iBank

    ERIC Educational Resources Information Center

    Bermundo, Cesar B.; Bermundo, Alex B.; Ballester, Rex C.

    2012-01-01

    iBank is a project that utilizes a software to create an item Bank that store quality questions, generate test and print exam. The items are from analyze teacher-constructed test questions that provides the basis for discussing test results, by determining why a test item is or not discriminating between the better and poorer students, and by…

  13. Rural banking in Africa

    Microsoft Academic Search

    Gerard van Empel

    2010-01-01

    Many people in the vast rural areas of Africa lack access to financial services, and most commercial banks are not interested in moving into these areas due to their low income levels, lack of scale economies, and poor infrastructure. Also, few banks actually understand the most common economic activity in rural areas: agriculture. Consequently, the absence of financial institutions in

  14. Bank Community Development Corporations.

    ERIC Educational Resources Information Center

    Illinois State Dept. of Commerce and Community Affairs, Springfield.

    This handbook provides a brief overview of bank and bank holding company community development corporations (CDCs), the types of activities for which they can be used, the legal requirements in establishing such an entity, and how they are organized and operated. Case studies, including studies of the Shorebank Corporation of Chicago, the First…

  15. 12 CFR 250.200 - Investment in bank premises by holding company banks.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    12 Banks and Banking 3 2011-01-01 2011-01-01 false Investment in bank premises by holding company banks. 250.200 Section 250.200 Banks and Banking FEDERAL RESERVE SYSTEM (CONTINUED) BOARD OF GOVERNORS OF...

  16. 12 CFR 250.200 - Investment in bank premises by holding company banks.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    12 Banks and Banking 3 2010-01-01 2010-01-01 false Investment in bank premises by holding company banks. 250.200 Section 250.200 Banks and Banking FEDERAL RESERVE SYSTEM (CONTINUED) BOARD OF GOVERNORS OF...

  17. 12 CFR 204.121 - Bankers' banks.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    12 Banks and Banking 2 2011-01-01 2011-01-01 false Bankers' banks. 204.121 Section 204.121 Banks and Banking FEDERAL RESERVE SYSTEM BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM RESERVE REQUIREMENTS OF...

  18. 12 CFR 204.121 - Bankers' banks.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    12 Banks and Banking 2 2010-01-01 2010-01-01 false Bankers' banks. 204.121 Section 204.121 Banks and Banking FEDERAL RESERVE SYSTEM BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM RESERVE REQUIREMENTS OF...

  19. Swiss Bank Dormant Accounts Web Site

    NSDL National Science Digital Library

    1997-01-01

    The Swiss Bankers Association provides this site, listing "all currently known dormant [bank] accounts" that were opened prior to the end of World War II by non-Swiss Citizens. The list can be browsed alphabetically, and contains only name and available information on last reported town and country. Also included is a listing of those given power of attorney by the account holders, as well as information on the individuals who gave power of attorney. This site provides information on how to file a claim, a claim form, and a list of contact offices for Ernst & Young, creators of this site. This list is an attempt by the SBA to "find the rightful owners of dormant accounts that were opened in Swiss banks prior to and during World War II." It is important in light of the recent news about the whereabouts of Holocaust victims' assets (discussed in the May 16, 1997 Scout Report).

  20. WORLD METEOROLOGICAL ORGANIZATION

    E-print Network

    Lindau, Ralf

    WORLD METEOROLOGICAL ORGANIZATION INTERGOVERNMENTAL OCEANOGRAPHIC COMMISSION (OF UNESCO) JOINT WMO/IOC TECHNICAL COMMISSION FOR OCEANOGRAPHY AND MARINE METEOROLOGY ADVANCES IN THE APPLICATIONS OF MARINE CLIMATOLOGY The Dynamic Part of the WMO Guide to the Applications of Marine Meteorology WMO/TD-No. 1081 2003

  1. GenBank

    PubMed Central

    Benson, Dennis A.; Clark, Karen; Karsch-Mizrachi, Ilene; Lipman, David J.; Ostell, James; Sayers, Eric W.

    2015-01-01

    GenBank® (http://www.ncbi.nlm.nih.gov/genbank/) is a comprehensive database that contains publicly available nucleotide sequences for over 300 000 formally described species. These sequences are obtained primarily through submissions from individual laboratories and batch submissions from large-scale sequencing projects, including whole-genome shotgun and environmental sampling projects. Most submissions are made using the web-based BankIt or standalone Sequin programs, and GenBank staff assign accession numbers upon data receipt. Daily data exchange with the European Nucleotide Archive and the DNA Data Bank of Japan ensures worldwide coverage. GenBank is accessible through the NCBI Entrez retrieval system, which integrates data from the major DNA and protein sequence databases along with taxonomy, genome, mapping, protein structure and domain information, and the biomedical journal literature via PubMed. BLAST provides sequence similarity searches of GenBank and other sequence databases. Complete bimonthly releases and daily updates of the GenBank database are available by FTP. PMID:25414350

  2. Using GenBank.

    PubMed

    Wheeler, David

    2007-01-01

    GenBank(R) is a comprehensive database of publicly available DNA sequences for more than 205,000 named organisms and for more than 60,000 within the embryophyta, obtained through submissions from individual laboratories and batch submissions from large-scale sequencing projects. Daily data exchange with the European Molecular Biology Laboratory (EMBL) in Europe and the DNA Data Bank of Japan ensures worldwide coverage. GenBank is accessible through the National Center for Biotechnology Information (NCBI) retrieval system, Entrez, which integrates data from the major DNA and protein sequence databases with taxonomy, genome, mapping, protein structure, and domain information and the biomedical journal literature through PubMed. BLAST provides sequence similarity searches of GenBank and other sequence databases. Complete bimonthly releases and daily updates of the GenBank database are available through FTP. GenBank usage scenarios ranging from local analyses of the data available through FTP to online analyses supported by the NCBI Web-based tools are discussed. To access GenBank and its related retrieval and analysis services, go to the NCBI Homepage at http://www.ncbi.nlm.nih.gov. PMID:18287687

  3. The New Economics of Banking

    Microsoft Academic Search

    David T. Llewellyn

    1999-01-01

    All aspects of banking business are being radically transformed and to an extent that is changing the fundamental economics of the banking firm and the banking industry. This is because of three dominant factors: a series of powerful pressures acting simultaneously; technology is changing the very core of banking business: infor-mation advantages, processing, moni-toring, delivery, etc; and because, as a

  4. The Anatomy of Bank Diversification

    Microsoft Academic Search

    Ralf Elsas; Andreas Hackethal; Markus Holzhaeuser

    2006-01-01

    We use panel data from nine countries over the period 1996 to 2003 to test how revenue diversi-fication in conjunction with increasing bank size affects bank value. Using a comprehensive framework for bank performance measurement, we find no evidence for a conglomerate discount, unlike studies concerned with industrial firms. Rather, revenue diversification increases bank profitability and is associated with higher

  5. The Evolution of Online Banking

    Microsoft Academic Search

    Douglas Ross

    The purpose of this paper is to explore the success of U.S. banks in utilizing online banking as a distribution channel for their products and services. The emergence of the Internet as a distribution medium of revolutionary potential in the mid-1990s was greeted by the majority of banks with reservation and caution. At the beginning of this era banks were

  6. NOAA Technical Report NMFS 32 Nutrient Distributions for

    E-print Network

    was established in 1983 to replace two subcategories of the Technical Reports series: "Special Scientific Report32 NOAA Technical Report NMFS 32 Nutrient Distributions for Georges Bank and Adjacent Waters, and publishes statistics on various phases of the industry. The NOAA Technical Report NMFS series

  7. Bank diversification, market structure and bank risk taking: theory and evidence from U.S. commercial banks

    Microsoft Academic Search

    Martin Goetz

    2012-01-01

    This paper studies how a bank’s diversification affects its own risk taking behavior and the risk taking of competing, nondiversified banks. By combining theories of bank organization, market structure and risk taking, I show that greater geographic diversification of banks changes a bank’s lending behavior and market interest rates, which also has ramifications for nondiversified competitors due to interactions in

  8. Mile High Wetland Bank

    NSDL National Science Digital Library

    The site listed here is provided by an environmental consulting firm that works with commercial and private landowners to establish Wetland Banks. An innovative concept (and growing reality) that has received mixed reviews from scientists, Wetland Banking attempts to combine the goals of developers (i.e., to develop a certain area) and wetland conservationists (i.e., to maintain/ restore areas of intact wetlands). If misused, this approach could work against wetland conservation; if properly instated, however, Wetland Banking might offer an alternative to the currently poor success rate of wetland mitigation projects. This resource by Mile High Wetlands Group, LLC, offers background information on Wetland banking, with an emphasis on the Group's local area (Colorado).

  9. Statistics on Banking

    NSDL National Science Digital Library

    The FDIC Statistics on Banking is a "quarterly publication that provides aggregate financial and structure information on FDIC-insured institutions, with summary totals by state and charter type." The latest figures for third quarter 1997 are now available.

  10. Tree-bank grammars

    SciTech Connect

    Charniak, E. [Brown Univ., Providence, RI (United States)

    1996-12-31

    By a {open_quotes}tree-bank grammar{close_quotes} we mean a context-free grammar created by reading the production rules directly from hand-parsed sentences in a tree bank. Common wisdom has it that such grammars do not perform well, though we know of no published data on the issue. The primary purpose of this paper is to show that the common wisdom is wrong. In particular, we present results on a tree-bank grammar based on the Penn Wall Street Journal tree bank. To the best of our knowledge, this grammar outperforms all other non-word-based statistical parsers/grammars on this corpus. That is, it outperforms parsers that consider the input as a string of tags and ignore the actual words of the corpus.

  11. Fall Math Idea Bank

    NSDL National Science Digital Library

    Wendy Petti

    2014-01-01

    This math idea bank includes autumn themed hands-on activities focused on the topics of leaves, spiders, and pumpkins. Also included in this resource are links to online activities and websites for research.

  12. Banking Data and Research

    NSDL National Science Digital Library

    Humphrey, Ruth Kobylecky.

    This article on free banking data and research, created by Ruth Kobylecky Humphrey for the American Library Association, includes an index of annotations on a wide range of federal and association Websites that offer financial information and help for their members. The index is broken into several sections including Federal Agencies, The Federal Reserve System, International Banking, and the Secondary Market. Within each section, the entries are arranged in alphabetical order and carefully annotated.

  13. The International Energy Agency`s role in world-wide wind energy development

    SciTech Connect

    Rangi, R. [Natural Resources Canada, Ottawa, Ontario (Canada); Ancona, D. [Dept. of Energy, Washington, DC (United States)

    1997-12-31

    Wind energy is now being deployed world-wide at a rapidly increasing rate and the International Energy Agency (IEA) has a changing role in its growth. IEA was founded in 1974 within the framework of the Organization for Economic Cooperation and Development (OECD) to collaborate on comprehensive international energy programs. IEA membership consists of eighteen parties from sixteen countries and the European Commission. Recently there has been increasing interest in IEA participation from both OECD and non-OECD countries. Non-OECD countries participating in various IEA Agreements include: China, India, Israel, Korea, and Russia. Because of its diverse international makeup, the IEA is viewed as a source of reliable technical and economic information. The World Bank has approached the Executive Committee for Wind Energy R & D, through the IEA Renewable Energy Working Party, to assist in the expansion of wind deployment. In addition, IEA is moving from R & D programs to include tracking of implementation incentives offered by its members.

  14. SYSTRA-SQ: a new measure of bank service quality

    Microsoft Academic Search

    Abdullah H. Aldlaigan; Francis A. Buttle

    2002-01-01

    We describe the development of a new scale designed to measure service quality perceptions of retail bank customers. Empirical studies were performed in two waves. First, qualitative research was undertaken in the form of seven focus groups and 39 one-to-one interviews. These produced 963 text items that described customers’ service quality perceptions. These were categorised against the technical and functional

  15. Women farmers' access to credit from rural banks in Ghana

    Microsoft Academic Search

    Mamudu A. Akudugu; Irene S. Egyir; Akwasi Mensah-Bonsu

    2009-01-01

    Purpose – The purpose of this paper is to examine women farmers' access to credit from rural banks (RBs) in the Upper East region of Ghana. The paper examines the nature of credit supply by the RBs to their customers and the proportion that goes to women over a ten year period. It proposes the modelling of socio-economic, technical and

  16. 12 CFR 1261.14 - Vacant Bank directorships.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    12 Banks and Banking 7 2011-01-01 2011-01-01 false Vacant Bank directorships. 1261.14 Section 1261.14 Banks and Banking FEDERAL HOUSING FINANCE AGENCY FEDERAL HOME LOAN BANKS FEDERAL HOME LOAN BANK...

  17. 12 CFR 1261.14 - Vacant Bank directorships.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    12 Banks and Banking 7 2010-01-01 2010-01-01 false Vacant Bank directorships. 1261.14 Section 1261.14 Banks and Banking FEDERAL HOUSING FINANCE AGENCY FEDERAL HOME LOAN BANKS FEDERAL HOME LOAN BANK...

  18. Technical Report Series on Global Modeling and Data Assimilation. Volume 32; Estimates of AOD Trends (2002 - 2012) Over the World's Major Cities Based on the MERRA Aerosol Reanalysis

    NASA Technical Reports Server (NTRS)

    Provencal, Simon; Kishcha, Pavel; Elhacham, Emily; daSilva, Arlindo M.; Alpert, Pinhas; Suarez, Max J.

    2014-01-01

    NASA's Global Modeling and Assimilation Office has extended the Modern-Era Retrospective Analysis for Research and Application (MERRA) tool with five atmospheric aerosol species (sulfates, organic carbon, black carbon, mineral dust and sea salt). This inclusion of aerosol reanalysis data is now known as MERRAero. This study analyses a ten-year period (July 2002 - June 2012) MERRAero aerosol reanalysis applied to the study of aerosol optical depth (AOD) and its trends for the aforementioned aerosol species over the world's major cities (with a population of over 2 million inhabitants). We found that a proportion of various aerosol species in total AOD exhibited a geographical dependence. Cities in industrialized regions (North America, Europe, central and eastern Asia) are characterized by a strong proportion of sulfate aerosols. Organic carbon aerosols are dominant over cities which are located in regions where biomass burning frequently occurs (South America and southern Africa). Mineral dust dominates other aerosol species in cities located in proximity to the major deserts (northern Africa and western Asia). Sea salt aerosols are prominent in coastal cities but are dominant aerosol species in very few of them. AOD trends are declining over cities in North America, Europe and Japan, as a result of effective air quality regulation. By contrast, the economic boom in China and India has led to increasing AOD trends over most cities in these two highly-populated countries. Increasing AOD trends over cities in the Middle East are caused by increasing desert dust.

  19. 12 CFR 615.5144 - Banks for cooperatives and agricultural credit banks.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ...2010-01-01 false Banks for cooperatives and agricultural credit banks...ADMINISTRATION FARM CREDIT SYSTEM FUNDING AND FISCAL AFFAIRS... § 615.5144 Banks for cooperatives and agricultural credit banks...authorized by the banks for cooperatives' or...

  20. 31 CFR 1010.652 - Special measures against Myanmar Mayflower Bank and Asia Wealth Bank.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ...against Myanmar Mayflower Bank and Asia Wealth Bank. 1010.652 Section 1010...against Myanmar Mayflower Bank and Asia Wealth Bank. (a) Definitions. For purposes of this section: (1) Asia Wealth Bank means all headquarters,...

  1. 31 CFR 1010.652 - Special measures against Myanmar Mayflower Bank and Asia Wealth Bank.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ...against Myanmar Mayflower Bank and Asia Wealth Bank. 1010.652 Section 1010...against Myanmar Mayflower Bank and Asia Wealth Bank. (a) Definitions. For purposes of this section: (1) Asia Wealth Bank means all headquarters,...

  2. 31 CFR 103.187 - Special measures against Myanmar Mayflower Bank and Asia Wealth Bank.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ...against Myanmar Mayflower Bank and Asia Wealth Bank. 103.187 Section 103.187...against Myanmar Mayflower Bank and Asia Wealth Bank. (a) Definitions. For purposes...or in any jurisdiction. (4) Asia Wealth Bank means all headquarters,...

  3. 78 FR 63476 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-10-24

    ...Georgia 30309: 1. Jane Bryant Banks, Mary Banks Garnand, James Banks Garnand, and Daniel Michael Garnand, all of...indirectly retain voting shares of Merchants & Farmers Bank of Greene County, both in Eutaw, Alabama. Board of...

  4. The macroeconomic impact of the Rugby World Cup

    Microsoft Academic Search

    Adam Richardson

    2011-01-01

    Rugby World Cup 2011 kicks off in September 2011. The tournament will be a significant event for New Zealand. The Reserve Bank's main interest is in how the tournament affects domestic economic activity, capacity pressures and New Zealand' national accounts. This article aims to outline the Reserve Bank's current estimates of these impacts and to identify where some of the

  5. RECOMMENDATIONS OF THE EPA/NBS WORKSHOP ON THE NATIONAL ENVIRONMENTAL SPECIMEN BANK

    EPA Science Inventory

    On August 19 and 20, 1976, a Workshop was held to review technical developments and to make recommendations on implementation of the National Environmental Specimen Bank. The Workshop consisted of a review session where past considerations were discussed; a technical session wher...

  6. Are Banks Affiliated with Bank Holding Companies More Efficient Than Independent Banks? The Recent Experience Regarding Japanese Regional BHCs

    Microsoft Academic Search

    Nobuyoshi Yamori; Kozo Harimaya; Kazumine Kondo

    2003-01-01

    Few studies have investigated whether Japanese banks affiliated with bank holding companies are more efficient and profitable than independent banks. The present paper tests this hypothesis by using both a stochastic frontier approach and a market valuation approach. First, our results suggest that banks affiliated with bank holding companies are not more cost-efficient than are independent banks. Because of the

  7. Should banks be diversified? Evidence from individual bank loan portfolios

    Microsoft Academic Search

    Viral V. Acharya; Anthony Saunders

    2002-01-01

    We study empirically the effect of focus (specialization) vs. diversification on the return and the risk of banks using data from 105 Italian banks over the period 1993-1999. Specifically, we analyze the tradeoffs between (loan portfolio) focus and diversification using a unique data set that is able to identify individual bank loan exposures to different industries, to different sectors, and

  8. Foreign Bank Presence, Domestic Bank Performance and Financial Development

    Microsoft Academic Search

    Niels Hermes; Robert Lensink

    2004-01-01

    This article analyses the relationship between foreign bank presence and the performance of the domestic banking sector and takes into account the role of the level of development of the financial sector of the recipient country. We use data of 982 banks in 48 countries for 1990-96. We find support for the hypothesis that financial development does matter. In particular,

  9. Wetland mitigation banking for the oil and gas industry: Assessment, conclusions, and recommendations

    SciTech Connect

    Wilkey, P.L.; Sundell, R.C.; Bailey, K.A.; Hayes, D.C.

    1994-01-01

    Wetland mitigation banks are already in existence in the United States, and the number is increasing. To date, most of these banks have been created and operated for mitigation of impacts arising from highway or commercial development and have not been associated with the oil and gas industry. Argonne National Laboratory evaluated the positive and negative aspects of wetland mitigation banking for the oil and gas industry by examining banks already created for other uses by federal, state, and private entities. Specific issues addressed in this study include (1) the economic, ecological, and technical effectiveness of existing banks; (2) the changing nature of local, state, and federal jurisdiction; and (3) the unique regulatory and jurisdictional problems affecting bank developments associated with the oil and gas industry.

  10. Wide Area Technical Report Service: technical reports online

    Microsoft Academic Search

    James C. French; Edward A. Fox; Kurt Maly; Alan L. Selman

    1995-01-01

    Wide Area Technical Report Service (WATERS) is a distributed database of computer science technical reports. Contributors are departments of computer science that make their reports, stored locally at their sites, available through World-Wide Web and a WAIS search engine. By using WATERS, anyone with access to the Internet can, using a client such as Mosaic browse, search, obtain abstract and

  11. HAZARDOUS SUBSTANCES DATA BANK (HSDB)

    EPA Science Inventory

    Hazardous Substances Data Bank (HSDB) is a factual, non-bibliographic data bank focusing upon the toxicology of potentially hazardous chemicals. It is enhanced with data from such related areas as emergency handling procedures, environmental fate, human exposure, detection method...

  12. Federal Reserve Bank of Kansas City Symposium Proceedings

    NSDL National Science Digital Library

    _Income Inequality: Issues & Policy Options_ http://www.kc.frb.org/PUBLICAT/SYMPOS/1998/sym98prg.htm Since 1978, prominent central bankers, finance ministers, and academics have gathered at the Federal Reserve Bank of Kansas to discuss an "important economic issue facing the US and world economies," and selected proceedings from these symposiums are published at the Federal Reserve Bank of Kansas City site (1995-present). The 1998 symposium Income Inequality: Issues & Policy Options is the most recent addition to this ongoing compilation with papers, commentary, and discussion by Federal Reserve Board of Governors Chairman Alan Greenspan, World Bank Senior Vice President Joseph E. Stiglitz, and National Bureau of Economic Research President Martin Feldstein, among others.

  13. The efficiency of bank branches

    Microsoft Academic Search

    Allen N. Berger; John H. Leusner; John J. Mingo

    1994-01-01

    Most of the early studies of bank efficiency focused on scale and product mix efficiency, or how close banks are to producing at the scale or product mix that minimizes costs per unit of output. Despite these past efforts, something rather important is missing from most of the analysis according to the authors - evaluation of bank branch efficiency. There

  14. The anatomy of bank diversification

    Microsoft Academic Search

    Ralf Elsas; Andreas Hackethal; Markus Holzhäuser

    2010-01-01

    We use panel data from nine countries over the period 1996–2008 to test how revenue diversification affects bank value. Relying on a comprehensive framework for bank performance measurement, we find robust evidence against a conglomerate discount, unlike studies concerned with industrial firms. Rather, diversification increases bank profitability and, as a consequence also market valuations. This indirect performance effect does not

  15. FEDERAL RESERVE BANK OF PHILADELPHIA

    E-print Network

    Firestone, Jeremy

    FEDERAL RESERVE BANK OF PHILADELPHIA First Mover Advantage: A Portfolio Perspective of the State Analysts FEDERAL RESERVE BANK OF PHILADELPHIA #12;Disclaimer Our remarks today reflect our own views OF PHILADELPHIA Paul R. Flora Senior Economic Analyst FEDERAL RESERVE BANK OF PHILADELPHIA First Mover Advantage

  16. Bank Relationship and Firm Profitability

    Microsoft Academic Search

    H. A. Degryse; S. Ongena

    2000-01-01

    This paper examines how bank relationships affect firm performance. An empirical implication of recent theoretical models is that firms maintaining multiple bank relationships are less profitable than their single-bank peers. We investigate this empirical implication using a data set containing virtually all Norwegian publicly listed firms for the period 1979-1995. We find that profitability is substantially higher if firms maintain

  17. Multiple Versus Single Banking Relationships

    Microsoft Academic Search

    Enrica Detragiache; Paolo Garella; Luigi Guiso

    1997-01-01

    This paper develops a theoretical model in which firms may choose multiple banking relationships to reduce the risk that financing will be denied by ‘relationship banks’ should the latter experience liquidity problems and refuse to roll over lines of credit. The inability to refinance from relationship banks signals unfavourable information about the quality of the firm’s project, which may also

  18. Teaching Bank Runs through Films

    ERIC Educational Resources Information Center

    Flynn, David T.

    2009-01-01

    The author advocates the use of films to supplement textbook treatments of bank runs and panics in money and banking or general banking classes. Modern students, particularly those in developed countries, tend to be unfamiliar with potential fragilities of financial systems such as a lack of deposit insurance or other safety net mechanisms. Films…

  19. Do Banks Provide Financial Slack?

    Microsoft Academic Search

    Charles J. Hadlock; Christopher M. James

    2002-01-01

    We study the decision to choose bank debt rather than public securities in a firm's marginal financing choice. Using a sample of 500 firms over the 1980 to 1993 time period, we find that firms are relatively more likely to choose bank loans when variables that measure asymmetric information problems are elevated. The sensitivity of the likelihood of choosing bank

  20. Personnel Management for Rural Banking

    Microsoft Academic Search

    Sheth N R; Shah B G

    This paper presents an analysis of the problem of adjustment to the rural environment among the branch managers in commercial banks working in rural areas in consequence of the lead bank scheme. The analysis is based on data collected during an exploratory study of the lead bank scheme in a district in Gujarat State. The data suggest that urban-oriented managers

  1. The Diffusion of Online Banking

    Microsoft Academic Search

    Laura Bradley; Kate Stewart

    2003-01-01

    The financial services environment has been subject to changes on many fronts. Technological change and the advent of the Internet are among the most dramatic and challenging areas of change for the sector. This paper looks at retail banking and its adoption of online banking, in particular the factors driving and inhibiting adoption by banks. An international Delphi study confirms

  2. Forthcoming in World Development Do Village Organizations Make a Difference in African Rural

    E-print Network

    Sadoulet, Elisabeth

    Rural Development? A Study for Senegal and Burkina Faso TANGUY BERNARD* International Food Policy Research Institute, Washington D.C., USA MARIE-HĂ?LĂ?NE COLLION The World Bank, Washington D.C., USA ALAIN DE JANVRY University of California, Berkeley, USA PIERRE RONDOT The World Bank, Washington D.C., USA

  3. Bank Transfer Over Quantum Channel With Digital Checks

    SciTech Connect

    Kanamori, Yoshito [University of Alaska] [University of Alaska; Yoo, Seong-Moo [University of Alabama, Huntsville] [University of Alabama, Huntsville; Sheldon, Frederick T [ORNL] [ORNL

    2006-01-01

    In recent years, many quantum cryptographic schemes have been proposed. However, it seems that there are many technical difficulties to realize them (except Quantum Key Distributions) as practical applications. In this paper, we propose a bank transfer (i.e., funds or Electronic Funds Transfer) system utilizing both classical and quantum cryptography to provide theoretically unbreakable security. This system can be realized using current technologies (e.g., linear polarizers and Faraday rotators) and requires no additional authentication and no key distribution scheme. However, a trusted third party must keep all member banks' private keys for encryption, authentication and also for functions to generate classical digital signatures.

  4. A Comparative Literature Survey of Islamic Finance and Banking

    Microsoft Academic Search

    Tarek S. Zaher; M. Kabir Hassan

    2001-01-01

    There has been large-scale growth in Islamic finance and banking in Muslim countries and around the world during the last twenty years. This growth is influenced by factors including the introduction of broad macroeconomic and structural reforms in financial systems, the liberalization of capital movements, privatization, the global integration of financial markets, and the introduction of innovative and new Islamic

  5. Comprehensive genotyping of the USA national maize inbred seed bank

    Technology Transfer Automated Retrieval System (TEKTRAN)

    The germplasm bank at the USDA-ARS North Central Regional Plant Introduction Station (NCRPIS) in Ames, Iowa, preserves maize inbred lines from breeding programs from all over the world, including some of the key lines from the breeding history of maize. We genotyped 2,815 maize inbred accessions, mo...

  6. Idea Bank: ExploraVision--Extracurricular Research and Development

    NSDL National Science Digital Library

    David Stone

    2009-12-01

    The ExploraVision model encourages students to use their knowledge and creativity to solve real-world problems. It gives any student, at any grade level, the opportunity to participate in scientific collaboration. This Idea Bank introduces the ExploraVisi

  7. SpeciesBank

    NSDL National Science Digital Library

    SpeciesBank is a growing library of digital information about the biological species of Canada. It includes high-quality photographs, distribution maps, identification guidance, and a host of other information including links to monographs and species-specific information elsewhere on the Internet. The site is divided into sections that cover butterflies, brassicaceae, poisonous plants, moths, and noctuoidea.

  8. Banks in industrial networks

    Microsoft Academic Search

    Lars Engwall; Jan Johanson

    1990-01-01

    Banks are important institutions by reason of their role as intermediaries between the holders of surplus capital and those in need of financial resources. They are therefore often mentioned as vital nodes in modern economies, with substantial power positions in relation to their clients. In recent years deregulation and the development of information technology have prompted several observers to conclude

  9. Janus Serum Bank

    Cancer.gov

    The Janus Serum bank was established in order to collect and store blood samples from presumably healthy individuals for future use in cancer research. The intention was to obtain information on factors important in the pathogenesis and etiology of cancer by examining blood samples obtained during the preclinical stage or latent period before the tumor has developed.

  10. Banking & Financial Services.

    ERIC Educational Resources Information Center

    Warren, Brenda; Sorrell, Lisa

    This document, which is intended for high school business teachers, outlines the plan for a course in which students gain hands-on experience in operating a bank in which students actually deposit money. The document begins with a brief course description, rationale, and list of 11 course objectives. Presented next is background information about…

  11. PLATFORMS FOR DNA BANKING

    Technology Transfer Automated Retrieval System (TEKTRAN)

    The accelerated use of genomic technology in biological research portends a changing pattern in the use of genetic resource collections and fuels the desire among researchers to establish DNA banks. DNA sequencing of herbarium sheet specimens, cell cultures and germplasm offers a new approach to st...

  12. HPCwire Job Bank

    NSDL National Science Digital Library

    HPCwire Job Bank has become the matchmaker site of choice for bringing together the best talent and the leading employers in HPC commercial computing, research, academia, and the entire ecosystem of suppliers and users of HPC systems and technology, representing career opportunities in hardware, software, middleware, sales, marketing, consulting, design, development, engineering, research, testing, customer support and production.

  13. Academic Interventions Bank Training.

    ERIC Educational Resources Information Center

    Jenkins, Tom; Torrens, Meg

    This paper describes development of a bank of interventions in response to individual student needs identified by Student Study Teams (SSTs) in the Horry County (South Carolina) school district. It also describes the training of SST members in the selection, application, and monitoring of each intervention. Following a survey that identified basic…

  14. Replacing America's Job Bank

    ERIC Educational Resources Information Center

    Vollman, Jim

    2009-01-01

    The Job Central National Labor Exchange (www.jobcentral.com) has become the effective replacement for America's Job Bank with state workforce agencies and, increasingly, with community colleges throughout the country. The American Association of Community Colleges (AACC) has formed a partnership with Job Central to promote its use throughout the…

  15. The Protein Data Bank

    Microsoft Academic Search

    Helen M. Berman; John D. Westbrook; Zukang Feng; Gary Gilliland; Talapady N. Bhat; Helge Weissig; Ilya N. Shindyalov; Philip E. Bourne

    2000-01-01

    The Protein Data Bank (PDB; http:\\/\\/www.rcsb.org\\/pdb\\/ ) is the single worldwide archive of structural data of biological macromolecules. This paper describes the goals of the PDB, the systems in place for data deposition and access, how to obtain further information, and near-term plans for the future development of the resource.

  16. Snow Bank Detectives

    ERIC Educational Resources Information Center

    Olson, Eric A.; Rule, Audrey C.; Dehm, Janet

    2005-01-01

    In the city where the authors live, located on the shore of Lake Ontario, children have ample opportunity to interact with snow. Water vapor rising from the relatively warm lake surface produces tremendous "lake effect" snowfalls when frigid winter winds blow. Snow piles along roadways after each passing storm, creating impressive snow banks. When…

  17. Human milk banking.

    PubMed

    O'Hare, Esther Marie; Wood, Angela; Fiske, Elizabeth

    2013-01-01

    Forms of human milk banking and donation have been present for more than a century worldwide, but, since 1985, the Human Milk Banking Association of North America (HM BANA) has established guidelines to make the use of donor's breast milk safe and the second best form of feeding to maternal breast milk for a neonatal intensive care unit (NICU) infant. The Indiana Mother's Human Milk Bank provides an extensive and meticulous process of selecting breast milk donors. The process begins with a phone interview with a potential donor and includes the review of the donor's medical records, blood laboratory screening, medication and dietary intake, as well as consent from the donor's pediatrician. The milk bank follows steps of collecting, storing, and receiving the breast milk in accordance with the guidelines of the HM BANA. Pasteurization is the method used to ensure the proper heating and cooling of breast milk. Despite the rigorous pasteurization method, the donor's breast milk will not lose most of the important beneficial components needed for sick or ill NICU infants. Every batch of pasteurized breast milk will be cultured for any possible contamination and shipped to NICUs after it has been cleared by laboratory testing. PMID:23666187

  18. World Population

    NSDL National Science Digital Library

    This starting point example compiled by R.M. MacKay. utilizes the MyWorld (more info) Geographic Information System (GIS) software created at Norhtwestern University.

    Access and visualize world population data using the user friendly MyWorld GIS software. Data includes total population, population density, projected population, male and female population, and age specific population, etc.

  19. Geographic diversification in banking, market share changes, and the viability of small independent banks

    Microsoft Academic Search

    John T. Rose; John D. Wolken

    1990-01-01

    The prospect of unlimited nationwide banking raises a question about the viability of small independent banks in competition with large, geographically diversified banking organizations. This study addresses the issue of small bank viability by focusing on the relative performance of independent banks and bank holding company subsidiaries in a regime of intrastate banking, where “performance” is measured by the cumulative

  20. The Networked Computer Science Technical Report Library

    Microsoft Academic Search

    James R. Davis; Carl Lagoze

    1996-01-01

    The Networked Computer Science Technical Report Library (NCSTRL 1 ) is a distributed digital library of research results from computer science departments and laboratories in the USA and abroad. NCSTRL benefits readers, authors, and departments. Researchers throughout the world can use familiar Internet tools (the World Wide Web) to search for, browse, read, and download technical reports from participating institutions.

  1. Banking with Very Poor Women: Outreach and Sustainability of CARD-Rural Bank, a Grameen Innovator in the Philippines

    Microsoft Academic Search

    Hans Dieter Seibel

    1999-01-01

    The Grameen Bank in Bangladesh is known worldwide for its success in providing credit to the poor. However, subsequent replications of its methodology in other parts of the world have been less successful. Is there really an infallible solution that works everywhere, and is outreach to the poor compatible with sustainability? A Grameen replic ator in the Philippines, the Center

  2. 12 CFR 7.1000 - National bank ownership of property.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    12 Banks and Banking 1 2011-01-01 2011-01-01 false National bank ownership of property. 7.1000 Section 7.1000 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY BANK ACTIVITIES AND...

  3. 12 CFR 7.1000 - National bank ownership of property.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    12 Banks and Banking 1 2010-01-01 2010-01-01 false National bank ownership of property. 7.1000 Section 7.1000 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY BANK ACTIVITIES AND...

  4. WorldWideScience

    NSDL National Science Digital Library

    As its name implies, the WorldWideScience site is a global science gateway that is meant to help connect a worldwide audience to various national and international scientific databases. The site was developed and is maintained by the Office of Science and Technical Information (OSTI) with the U.S. Department of Energy. Visitors to the site's homepage can click on an interactive map of the world's countries to locate participants and their websites. After clicking on a country, a list of available resources will appear in a box immediately to the right of the world map. Dozens of countries are currently represented, and visitors will find Colombia's "Scientific Electronic Library Online", India's "Indian Academy of Science", and Cameroon's "African Journals Online". The site is rounded out by an advanced search option and contact information.

  5. 12 CFR 225.115 - Applicability of Bank Service Corporation Act in certain bank holding company situations.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    12 Banks and Banking 3 2010-01-01 2010-01-01 false Applicability of Bank Service Corporation Act in certain bank holding company situations. 225.115 Section 225.115 Banks and Banking FEDERAL RESERVE SYSTEM...

  6. PhysioBank

    NSDL National Science Digital Library

    The PhsyioBank is an impressive archive of digital recordings of physiologic signals and related data for use by the biomedical research community. The website is maintained by the National Institute of Biomedical Imagining and Bioengineering and the National Institute of General Medical Sciences, and new material is being added on a regular basis. Currently, the site includes biomedical signals and reports from healthy subjects and patients with a range of conditions, including congestive heart failure, epilepsy, gait disorders, and sleep apnea. First-time visitors would do well to take the interactive tour and then use the Getting Started section for locating resources. Also, visitors should make sure to look at the PhysioBank Archives. Here they will find a complete listing of all the currently available databases, organized according to the types of signals and annotations contained in each database. Finally, visitors can send queries about the site and its database via a contact form on the site's homepage.

  7. PDBe: Protein Data Bank in Europe.

    PubMed

    Velankar, S; Best, C; Beuth, B; Boutselakis, C H; Cobley, N; Sousa Da Silva, A W; Dimitropoulos, D; Golovin, A; Hirshberg, M; John, M; Krissinel, E B; Newman, R; Oldfield, T; Pajon, A; Penkett, C J; Pineda-Castillo, J; Sahni, G; Sen, S; Slowley, R; Suarez-Uruena, A; Swaminathan, J; van Ginkel, G; Vranken, W F; Henrick, K; Kleywegt, G J

    2010-01-01

    The Protein Data Bank in Europe (PDBe) (http://www.ebi.ac.uk/pdbe/) is actively working with its Worldwide Protein Data Bank partners to enhance the quality and consistency of the international archive of bio-macromolecular structure data, the Protein Data Bank (PDB). PDBe also works closely with its collaborators at the European Bioinformatics Institute and the scientific community around the world to enhance its databases and services by adding curated and actively maintained derived data to the existing structural data in the PDB. We have developed a new database infrastructure based on the remediated PDB archive data and a specially designed database for storing information on interactions between proteins and bound molecules. The group has developed new services that allow users to carry out simple textual queries or more complex 3D structure-based queries. The newly designed 'PDBeView Atlas pages' provide an overview of an individual PDB entry in a user-friendly layout and serve as a starting point to further explore the information available in the PDBe database. PDBe's active involvement with the X-ray crystallography, Nuclear Magnetic Resonance spectroscopy and cryo-Electron Microscopy communities have resulted in improved tools for structure deposition and analysis. PMID:19858099

  8. On the Module of Internet Banking System

    E-print Network

    Alanazi, Hamdan O; Hmood, Ali K; Zaidan, M A; Al-Nabhani, Yahya

    2010-01-01

    Because of the speed, flexibility, and efficiency that it offers, the Internet has become the means for conducting growing numbers of transactions between suppliers and large international corporations. In this way, the Internet has opened new markets to the world and has accelerated the diffusion of knowledge. The meaning of Internet markets or online business has been widely used in these days. The success of the business depends on its flexibility, availability and security. Since that the web-based systems should have a special way to design the system and implement it. Nowadays, the Internet Banking System widely used and the banks looking to provide the best quality system with highly available, fast response, secure and safe to use. The Unified Modelling Language (UML) is the uniquely language which is used to analyse and design any system. In this paper, the UML diagrams has been proposed to illustrate the design phase for any banking system. The authors, presented two types of architecture which is u...

  9. Impact of the Bank's rural development lending.

    PubMed

    Yudelman, M

    1979-09-01

    Following the global food crisis of the early 1970s, the World Bank has placed a priority on funding agriculture and rural development projects. These projects have been funded with a view to raising the productivity of low-income groups. Projects aimed at increasing the incomes of rural poor must clearly identify the target group and be designed so that they will benefit directly. Some of these Bank-funded projects have been in the following areas: 1) irrigation; 2) fertilizer; 3) general rural development, e.g., road construction and rural electrification; 4) agricultural extension; 5) credit extension in rural areas; and 6) comprehensive projects. So far, the Bank programs seem to have exerted an influence on government development policies. Experience shows, however, that expansion of the income-employment sector is limited in scope. It is evident also that poverty-oriented programs must be longer-term than more conventional programs. Real success in this field will be measured in terms of community development and self-sufficiency. PMID:12261286

  10. Who Robbed the Bank?

    NSDL National Science Digital Library

    Integrated Teaching and Learning Program,

    Students use DNA profiling to determine who robbed a bank. After they learn how the FBI's Combined DNA Index System (CODIS) is used to match crime scene DNA with tissue sample DNA, students use CODIS principles and sample DNA fragments to determine which of three suspects matches evidence obtain at a crime location. They communicate their results as if they were biomedical engineers reporting to a police crime scene investigation.

  11. Bank Portfolios and the Bank Lending Channel in Austria

    Microsoft Academic Search

    Johann Burgstaller; Johannes Kepler

    This paper analyzes the adjustments in the structure of assets and liabilities of the Austrian banking sector taking place after a monetary tightening. Following increases in short-term interest rates, the share of loans to non-banks in interest-earning assets rises, which is at odds with predictions from the bank lending channel of monetary policy transmission. An extension of credit to nonfinancial

  12. Constructing and managing complex virtual worlds for manufacturing

    E-print Network

    Bowden, Richard

    Constructing and managing complex virtual worlds for manufacturing applications Zhengxu Zhao School and holds great potentials especially in computerised manufacturing applications. Technical problems however manufacturing environments. The paper presents a method of managing virtual worlds, attempting to provide

  13. Virtual Worlds for Virtual Organizing

    NASA Astrophysics Data System (ADS)

    Rhoten, Diana; Lutters, Wayne

    The members and resources of a virtual organization are dispersed across time and space, yet they function as a coherent entity through the use of technologies, networks, and alliances. As virtual organizations proliferate and become increasingly important in society, many may exploit the technical architecture s of virtual worlds, which are the confluence of computer-mediated communication, telepresence, and virtual reality originally created for gaming. A brief socio-technical history describes their early origins and the waves of progress followed by stasis that brought us to the current period of renewed enthusiasm. Examination of contemporary examples demonstrates how three genres of virtual worlds have enabled new arenas for virtual organizing: developer-defined closed worlds, user-modifiable quasi-open worlds, and user-generated open worlds. Among expected future trends are an increase in collaboration born virtually rather than imported from existing organizations, a tension between high-fidelity recreations of the physical world and hyper-stylized imaginations of fantasy worlds, and the growth of specialized worlds optimized for particular sectors, companies, or cultures.

  14. Donor human milk banking and the emergence of milk sharing.

    PubMed

    Landers, Susan; Hartmann, Ben T

    2013-02-01

    Donor human milk has emerged as the preferred substrate to feed extremely preterm infants, when mother's own milk is unavailable. This article summarizes the clinical data demonstrating the safety, efficacy, and cost-effectiveness of feeding donor human milk to premature babies. It describes the current state of milk banking in North America, as well as other parts of the world, and the differing criteria for donor selection, current pasteurization techniques, and quality control measures. A risk assessment methodology is proposed, which would allow milk banks globally to assess the safety of their process and respond appropriately to differing risk environments. PMID:23178068

  15. 12 CFR 7.2024 - Staggered terms for national bank directors and size of bank board.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ...2010-01-01 2010-01-01 false Staggered terms for national bank directors...Corporate Practices § 7.2024 Staggered terms for national bank directors and size of bank board. (a) Staggered terms. Any national bank...

  16. The effects of culture on banking strategy : a study of three banks in three countries

    E-print Network

    Kuroiwa, Seiichi

    2006-01-01

    Every company pursues a different strategy, and banks are no different. In the banking industry, each bank performs its business based on its own business strategies. Japanese banks have different strategies, but in terms ...

  17. Microsoft PowerPoint - 0835_ WARRINGTON Technical and Operational Best Practices for Biospecimen Repositories.ppt

    Cancer.gov

    Technical and Operational Technical and Operational Best Practices Overview Best Practices Overview State State - - of of - - the the - - Science Biospecimen Science Biospecimen Handling: Real World Perspective Handling: Real World Perspective Janet

  18. Bank Relationships and Firm Profitability

    Microsoft Academic Search

    Hans Degryse; Steven Ongena

    2001-01-01

    This paper examines how bank relationships affect firm performance. An empirical implication of recent theoretical models is that firms maintaining multiple bank relationships are less profitable than their single-bank peers. We investigate this empirical implication using a data set containing virtually all Norwegian publicly listed firms for the period 1979-1995. We find a robust and economically relevant negative two-way correspondence

  19. Bank Competition and Financial Stability

    Microsoft Academic Search

    Allen N. Berger; Leora F. Klapper; Rima Turk-Ariss

    2009-01-01

    Under the traditional “competition-fragility” view, more bank competition erodes market power, decreases profit margins, and\\u000a results in reduced franchise value that encourages bank risk taking. Under the alternative “competition-stability” view, more\\u000a market power in the loan market may result in higher bank risk as the higher interest rates charged to loan customers make\\u000a it harder to repay loans, and exacerbate

  20. Design and management of an orthopaedic bone bank in The Netherlands.

    PubMed

    Zwitser, Eline W; Jiya, Timothy U; George Licher, H; van Royen, Barend J

    2012-03-01

    The design and management of an orthopaedic bone bank is a complex process in which medical organisation and legislation intertwine. Neither in the Netherlands, nor in any other European country, there are official guidelines for the organisation and management of an orthopaedic bone bank. In the Netherlands, the recently modified 'law of security and quality for using human materials' (WVKL) dictates requirements for technical and organisational aspects for the use of human tissue and cells. The bone bank procedures include a thorough questionnaire for donor selection, extensive serological, bacteriological and histopathological examination, as well as standard procedures for registration, processing, preservation, storage and distribution of bone allografts. This article describes the organisation of an accredited bone bank and can be used as a proposition for an official guideline or can be useful as an example for other orthopaedic bone banks in Europe. PMID:21076877

  1. The importance of establishing an international network of tissue banks and regional tissue processing centers.

    PubMed

    Morales Pedraza, Jorge

    2014-03-01

    During the past four decades, many tissue banks have been established across the world with the aim of supplying sterilized tissues for clinical use and research purposes. Between 1972 and 2005, the International Atomic Energy Agency supported the establishment of more than sixty of these tissue banks in Latin America and the Caribbean, Asia and the Pacific, Africa and Eastern Europe; promoted the use of the ionizing radiation technique for the sterilization of the processed tissues; and encouraged cooperation between the established tissue banks during the implementation of its program on radiation and tissue banking at national, regional and international levels. Taking into account that several of the established tissue banks have gained a rich experience in the procurement, processing, sterilization, storage, and medical use of sterilized tissues, it is time now to strengthen further international and regional cooperation among interested tissue banks located in different countries. The purpose of this cooperation is to share the experience gained by these banks in the procurement, processing, sterilization, storage, and used of different types of tissues in certain medical treatments and research activities. This could be done through the establishment of a network of tissue banks and a limited number of regional tissue processing centers in different regions of the world. PMID:23765095

  2. 77 FR 55214 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-09-07

    ...percent of the voting shares of Lakeside Bank Holding Company, and thereby indirectly retain voting shares of Lakeside State Bank, both in New Town, North Dakota, and McKenzie County Bank, Watford City, North Dakota. Board...

  3. 78 FR 38978 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-06-28

    ...than July 15, 2013. A. Federal Reserve Bank of Atlanta (Chapelle Davis, Assistant...indirectly retain shares of The Citizens State Bank of Taylor County, Reynolds, Georgia. B. Federal Reserve Bank of San Francisco (Gerald C. Tsai,...

  4. 76 FR 25692 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-05-05

    ...20, 2011. A. Federal Reserve Bank of St. Louis (Glenda Wilson...retain control of First National Bank of Muhlenberg County, Kentucky, both in Central City, Kentucky. B. Federal Reserve Bank of Kansas City (Dennis...

  5. 78 FR 33092 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-06-03

    ...views in writing to the Reserve Bank indicated for that notice or...2013. A. Federal Reserve Bank of St. Louis (Yvonne Sparks...acquire voting shares of Hardin County Bancorp, Rosiclare, Illinois...thereby indirectly acquire Area Bank, Rosiclare, Illinois....

  6. 76 FR 41500 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-07-14

    ...later than July 29, 2011. A. Federal Reserve Bank of Chicago (Colette A. Fried, Assistant Vice...indirectly acquire control of Town and Country Bank, Springfield, Illinois, and Logan County Bank, Lincoln, Illinois. Board of Governors...

  7. 77 FR 46762 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-08-06

    ...Corp., and thereby indirectly acquire voting shares of The Middlefield Banking Company, both in Middlefield, Ohio, and Emerald Bank, Dublin; Ohio. B. Federal Reserve Bank of Atlanta (Chapelle Davis, Assistant Vice President) 1000 Peachtree...

  8. 76 FR 7568 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-02-10

    ...Bank or Bank Holding Company The notificants listed below have applied under the Change in Bank Control Act...Spurzem, individually, and Sandbox, LLC, both of Charlottesville...Virginia. Board of Governors of the Federal Reserve System,...

  9. Bank capital regulation, diversification loss and the probability of bank failure

    Microsoft Academic Search

    Kenji Tsuji

    1999-01-01

    This paper investigates the effect of bank capital regulation on the probability of bank failure. Utilizing a two-parameter approach, it is shown that the relationship between bank capital ratio and probability of bank failure is not necessarily negative, and that capital ratio regulation may increase the probability of bank failure. This is because an increase in bank capital ratio may

  10. 12 CFR 209.2 - Banks desiring to become member banks.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    12 Banks and Banking 2 2011-01-01 2011-01-01 false Banks desiring to become member banks. 209.2 Section 209.2 Banks and Banking FEDERAL RESERVE SYSTEM BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM ISSUE...

  11. 12 CFR 209.2 - Banks desiring to become member banks.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    12 Banks and Banking 2 2010-01-01 2010-01-01 false Banks desiring to become member banks. 209.2 Section 209.2 Banks and Banking FEDERAL RESERVE SYSTEM BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM ISSUE...

  12. Superhabitable worlds.

    PubMed

    Heller, René; Armstrong, John

    2014-01-01

    To be habitable, a world (planet or moon) does not need to be located in the stellar habitable zone (HZ), and worlds in the HZ are not necessarily habitable. Here, we illustrate how tidal heating can render terrestrial or icy worlds habitable beyond the stellar HZ. Scientists have developed a language that neglects the possible existence of worlds that offer more benign environments to life than Earth does. We call these objects "superhabitable" and discuss in which contexts this term could be used, that is to say, which worlds tend to be more habitable than Earth. In an appendix, we show why the principle of mediocracy cannot be used to logically explain why Earth should be a particularly habitable planet or why other inhabited worlds should be Earth-like. Superhabitable worlds must be considered for future follow-up observations of signs of extraterrestrial life. Considering a range of physical effects, we conclude that they will tend to be slightly older and more massive than Earth and that their host stars will likely be K dwarfs. This makes Alpha Centauri B, which is a member of the closest stellar system to the Sun and is supposed to host an Earth-mass planet, an ideal target for searches for a superhabitable world. PMID:24380533

  13. Proposal to Host World Congress

    E-print Network

    Ingrand, François

    and cosmopolitan capital: among the oldest universities in Europe, with over 90,000 students City of hospitality, gastronomy, arts, culture and history World Congress at the heart of the city with easy access Tourism Office IFAC IFAC Council Technical Board Executive Board Secretariat French IFAC NMO : SEE Belgian

  14. ISDN World Wide Web page

    NSDL National Science Digital Library

    ISDN World Wide Web page is now available which lets you flip between product info from different ISDN cards, software, and ISDN Internet access vendors quickly, making comparisons easy. It also has links to all known online technical specs related to ISDN. You can even order ISDN equipment online (gasp!). New info is constantly being added, and input is welcome.

  15. The Real World Starts Here

    ERIC Educational Resources Information Center

    Hill, Kimberly A.

    2012-01-01

    The author, principal at North Point High School of Science, Technology and Industry in Charles County, Maryland, describes how the school merges traditional academic classes with cutting-edge career and technical education courses to prepare students for the real world. Realizing that its traditional "vo-tech" model was undersubscribed and…

  16. The impact of bank regulations, supervision, market structure, and bank characteristics on individual bank ratings: A cross-country analysis

    Microsoft Academic Search

    Fotios Pasiouras; Chrysovalantis Gaganis; Constantin Zopounidis

    2006-01-01

    We use country level data and bank level data from 71 countries and 857 banks to investigate the impact of bank regulations,\\u000a supervision, market structure, and bank characteristics on individual bank ratings. The results indicate that less cost efficient\\u000a banks, with higher than average levels of provisions relatively to their income, and lower liquidity tend to have lower ratings.\\u000a Larger

  17. A Cobb Douglas Stochastic Frontier Model on Measuring Domestic Bank Efficiency in Malaysia

    PubMed Central

    Hasan, Md. Zobaer; Kamil, Anton Abdulbasah; Mustafa, Adli; Baten, Md. Azizul

    2012-01-01

    Banking system plays an important role in the economic development of any country. Domestic banks, which are the main components of the banking system, have to be efficient; otherwise, they may create obstacle in the process of development in any economy. This study examines the technical efficiency of the Malaysian domestic banks listed in the Kuala Lumpur Stock Exchange (KLSE) market over the period 2005–2010. A parametric approach, Stochastic Frontier Approach (SFA), is used in this analysis. The findings show that Malaysian domestic banks have exhibited an average overall efficiency of 94 percent, implying that sample banks have wasted an average of 6 percent of their inputs. Among the banks, RHBCAP is found to be highly efficient with a score of 0.986 and PBBANK is noted to have the lowest efficiency with a score of 0.918. The results also show that the level of efficiency has increased during the period of study, and that the technical efficiency effect has fluctuated considerably over time. PMID:22900009

  18. A Cobb Douglas stochastic frontier model on measuring domestic bank efficiency in Malaysia.

    PubMed

    Hasan, Md Zobaer; Kamil, Anton Abdulbasah; Mustafa, Adli; Baten, Md Azizul

    2012-01-01

    Banking system plays an important role in the economic development of any country. Domestic banks, which are the main components of the banking system, have to be efficient; otherwise, they may create obstacle in the process of development in any economy. This study examines the technical efficiency of the Malaysian domestic banks listed in the Kuala Lumpur Stock Exchange (KLSE) market over the period 2005-2010. A parametric approach, Stochastic Frontier Approach (SFA), is used in this analysis. The findings show that Malaysian domestic banks have exhibited an average overall efficiency of 94 percent, implying that sample banks have wasted an average of 6 percent of their inputs. Among the banks, RHBCAP is found to be highly efficient with a score of 0.986 and PBBANK is noted to have the lowest efficiency with a score of 0.918. The results also show that the level of efficiency has increased during the period of study, and that the technical efficiency effect has fluctuated considerably over time. PMID:22900009

  19. Using Banks: Teaching Banking Skills to Low-Income Consumers.

    ERIC Educational Resources Information Center

    Shurtz, Mary Ann; LeFlore, Ann Becker

    This module, one of six on teaching consumer matters to low-income adults, discusses banking skills. Topics include banking services (savings accounts, safety deposit boxes, Christmas clubs, loans, etc.), checking accounts (deposits, checkwriting, check registers, opening an account), how to use the check register (cancelled checks, deposits),…

  20. Bricks vs clicks: entrepreneurial online banking behaviour and relationship banking

    Microsoft Academic Search

    Liang Han

    2008-01-01

    Purpose – Little research has been conducted on the effects of information technology on financing entrepreneurial businesses or small and medium sized enterprises (SMEs). The purpose of this paper is to examine the impacts of entrepreneurial online banking and relationship banking on the severity of financial problems perceived by entrepreneurs and their interactive effect. It also investigates how characteristics of

  1. Idea Bank: Changing Misconceptions

    NSDL National Science Digital Library

    Tara Holzmiller

    2008-12-01

    During student-centered learning activities, students actively engage in their own learning based on individual prior understandings. It can be difficult for a teacher to know if students fully understand the concepts being presented, especially if they do not comment or ask questions because they are shy or afraid of getting something wrong. Teachers may not know students' true ideas until they express themselves on a written summative exam, and then it is often too late to correct them before rushing off to the next topic. Therefore, the author uses pretests, daily learning logs, and posttests to assess student learning and change misconceptions. She shares her strategy in this month's Idea Bank.

  2. 78 FR 25858 - National Practitioner Data Bank

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-05-03

    ...60 and 61 RIN 0906-AA87 National Practitioner Data Bank AGENCY: Health Resources...the final rule entitled ``National Practitioner Data Bank'' which appeared in the...INFORMATION CONTACT: Director, Division of Practitioner Data Banks, Bureau of Health...

  3. 75 FR 72611 - Assessments, Large Bank Pricing

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-11-24

    ...12 CFR Part 327 Assessments, Large Bank Pricing; Proposed Rule Federal Register...327 RIN 3064-AD66 Assessments, Large Bank Pricing AGENCY: Federal Deposit Insurance...number and the words ``Assessments, Large Bank Pricing NPR,'' by any of the...

  4. 77 FR 18109 - Assessments, Large Bank Pricing

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-03-27

    ...327 RIN 3064-AD92 Assessments, Large Bank Pricing AGENCY: Federal Deposit Insurance...number and the words ``Assessments, Large Bank Pricing Definition Revisions Notice of...CONTACT: Patrick Mitchell, Chief, Large Bank Pricing Section, Division of...

  5. 76 FR 10671 - Assessments, Large Bank Pricing

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-02-25

    ...12 CFR Part 327 Assessments, Large Bank Pricing; Final Rule Federal Register...327 RIN 3064-AD66 Assessments, Large Bank Pricing AGENCY: Federal Deposit Insurance...898-6796; Lisa Ryu, Chief, Large Bank Pricing Section, Division of...

  6. Virus World

    NSDL National Science Digital Library

    2002-01-01

    Created by the Institute for Molecular Virology at the University of Wisconsin-Madison, this Web site offers high quality virus images that may be used for seminar presentations or any other noncommercial use. Users can choose from American Society for Virology conference poster images, enhanced EM pictures, and images of virology-related book and journal covers. Images may be searched by virus name; the results page will provide links to summary information from the Protein Data Bank and to the Scripps Research Institute's Virus Particle Explorer. Movie animations and relevant links are provided for some of the virus images. Users can also access tutorials on virus structure and other topics.

  7. World Weather

    NSDL National Science Digital Library

    Elias, Jaume Sanchez

    2014-02-20

    What's going on in the world of weather? Are there storms around Sri Lanka? What about the snows of Kilimanjaro? These can be pressing questions, indeed, and the World Weather app is a great way to stay in touch with weather patterns around the globe. Users will find that they can just type in a city name to see the current weather and also zoom around the globe as they see fit. It's a remarkable addition to the world of existing weather tracking apps and is compatible with all operating systems.

  8. Koko's World

    NSDL National Science Digital Library

    2002-01-01

    Koko's World is provided by the Gorilla Foundation, a nonprofit organization created to "bring interspecies communication to the public, in order to save gorillas from extinction, and inspire our children to create a better future for all the great apes." KokoTV, part of the Koko's World Web site, offers video clips of Koko (the famous signing gorilla) communicating with friends. A recently added clip contains footage of Koko purring, an expression of contentment. In watching this and the eight other available video clips, it's easy to see how Koko has charmed countless people around the world.

  9. Communication Skills for Banking Curriculum.

    ERIC Educational Resources Information Center

    Fairfax County Public Schools, Falls Church, VA. Office of Adult and Community Education.

    The communications skills course was developed for bank employees who are non-native speakers of English, to assist them in improving their English and knowledge of the American workplace culture and to increase productivity. It consists of three instructional levels. Topics covered in level 1 reflect concerns of bank managers about basic…

  10. Global Banking and Local Markets

    Microsoft Academic Search

    Pietro Alessandrini; Andrea Filippo Presbitero; Alberto Zazzaro

    2008-01-01

    In the early 1990s, a widely-shared opinion among scholars and practitioners was that the importance of physical proximity between banks and borrowers would be doomed to drastically decrease over time and, put in extreme terms, the end of banking geography would become a real possibility. However, the empirical evidence show an unrelenting importance of local credit markets for small borrowers

  11. Case Study: Online Banking Security

    Microsoft Academic Search

    Kjell Jřrgen Hole; Vebjřrn Moen; Thomas Tjřstheim

    2006-01-01

    A description of attack scenarios over a two-year period illustrates several key security issues with Internet banking systems in Norway. Given the banks' security-by-obscurity policy, online customers knew little about security levels and falsely believed their assets were safe

  12. Enhanced Authentication In Online Banking

    Microsoft Academic Search

    Gregory D. Williamson

    The online banking environment has grown tremendously over the past several years and will continue to grow as financial institutions continue to strive to allow customers to complete money transfers, pay bills, and access critical information online. During this same time, online banking has been plagued by Internet criminals and fraudsters attempting to steal customer information. Phishing, pharming, and other

  13. INTRODUCTION The World Bank (African Development Indicators) estimates

    E-print Network

    de Villiers, Marienne

    African country to date), the Eskom­Endangered Wild- life Trust Strategic Partnership was initiated an electrical utility and a conservation non profit organisation has gained valuable experience in the various infrastructure that are now well understood. These can be categorised into conservation and business impacts

  14. Reforms and reformers: michael cernea at the world bank

    Microsoft Academic Search

    Vasile Isan; Sorina Chiper

    2007-01-01

    The institutional and organizational change was the subject of a rich literature for a long time. There are several specialized fields ( e.g. institutional economics, organizations theory etc.) and interdisciplinary approaches focused on the understanding and predicting changes of institutions and organizations, much being related to the business sector and politics or government affairs. Far more less research has been

  15. Poverty and Nutrition in Bolivia. A World Bank Country Study.

    ERIC Educational Resources Information Center

    McGuire, Judith; Lopez, Cynthia

    In Bolivia, malnutrition afflicts about 25 percent of children under 3 and 12-24 percent of women. It contributes to high death rates, immune deficiency, learning disabilities, and low work productivity. Malnutrition and its effects are particularly severe among poor, rural, and indigenous populations. Malnutrition is both caused by and causes…

  16. Monitoring Educational Performance in the Caribbean. World Bank Working Paper.

    ERIC Educational Resources Information Center

    di Gropello, Emanuela

    This study represents a first attempt at providing a comprehensive quantification of educational outcomes in the Caribbean region. Its main objectives are: (1) to define a set of operationally relevant education indicators; (2) to provide a database of comparable education indicators in Caribbean countries where data is available, namely Belize,…

  17. Category 1: World's best journals Journal of Banking and Finance

    E-print Network

    Zhang, Zhengjun

    of Futures Markets Journal of International Money and Finance Journal of Portfolio Management Journal of Real of International Financial Markets, Institutions & Money Journal of Multinational Financial Management Journal: Leading specialist journals Financial Analysts Journal Financial Management Journal of Business Finance

  18. Individual accounts as social insurance : a World Bank perspective

    Microsoft Academic Search

    Robert Holzmann; Robert Palacios

    2001-01-01

    The trend toward including individual accounts as part of the mandatory pension system continues unabated. Nine Latin American countries have introduced individual accounts (Chile, Peru, Argentina, Colombia, Uruguay, Bolivia, Mexico, El Salvador and Nicaragua) and several more are preparing to do so (Ecuador, Dominican Republic) . A similar trend has emerged in Europe where the former socialist countries are taking

  19. China: the energy sector. World Bank country study

    SciTech Connect

    Not Available

    1985-01-01

    Contents include: current energy consumption in China in an international perspective; future commercial energy demand; demand management and pricing; coal; petroleum; power; rural energy supply and demand.

  20. World Wide Web Consortium

    NSDL National Science Digital Library

    Founded in 1994, the World Wide Web Consortium (W3C) has been primarily concerned with â??â?¦developing protocols and guidelines that ensure long-term growth for the Web.â?ť To do so, they draw on a set of international professionals and experts throughout the field of computer science and related fields. The W3C is led by Tim Berners-Lee, who directs the project and who was also responsible for inventing the World Wide Web. First-time visitors should take a look through the â??New Visitorsâ?ť area, which includes a basic overview of where to find certain materials, such as their technical reports and how to sign up for their mailing lists. Another way to look over some of their materials is by browsing their â??A to Zâ?ť section on the homepage, which covers everything from accessibility to XML encryption.

  1. World Development Report 1999/2000

    NSDL National Science Digital Library

    Released on September 15, 1999, the 22nd edition of this annual report from the World Bank Organization examines the effects of globalization and localization on the world economy in the coming millennium. Along with the full report, which can be downloaded by chapter in .pdf format, this extensive Website includes overviews of the World Development Report in general and the 1999/2000 report in particular. An online slide show guides users through the basics of globalization and localization with clear graphs and charts along with accompanying text. The 1998 and 1997 reports are also available from this site.

  2. Physics World

    NSDL National Science Digital Library

    2012-07-13

    Created by the Institute of Physics, Physics World brings together "news, views and information for the global physics community." First-time users may wish to wander through the site's blog, which contains compelling entries on how athletes could benefit from an understanding of the physics of their sports. The site is also a fast-moving place to get news from the field, via the Headlines area. Scholars and others should scroll down to the White Papers area, which features compelling new works from a range of institutes and professional organizations. The Multimedia section is quite a pip, as it contains reports on the hunt for the elusive Higgs boson and a report on how plasma applications are shaping the modern world. Finally, the In depth area collects reports from the world's leading physicists and professional science writers on topics from radioactive contamination to modeling the entire universe. Interested visitors can sign up for the Physics World RSS feeds on the site.

  3. The World

    NSDL National Science Digital Library

    Any effort to provide high-quality news coverage of events around the world must include a crack team of international correspondents drawn from some of the world's most prominent news organizations. Fortunately, Public Radio International's well-regarded program, The World, draws on correspondents from the BBC and other respected news agencies. On their well-organized site, visitors can listen to each program in its entirety, or move through a number of online-only special reports, which include features on Afghanistan and ethnic conflicts in Africa. The World's site also offers three different podcasts and RSS feeds. Another fine feature of the site is the section where reporters for their program offer journals from their recent investigative excursions to Israel, Mexico, China, and Northern Ireland. Overall, the site is a fine way to stay up to date with current events of importance from Ghana to Goa.

  4. World Religions

    NSDL National Science Digital Library

    Ms. Orleans

    2011-04-07

    How do the early world religions and philosophies compare and what are their tenets? World Religions Use this website to complete the Islam portion of the chart: Islam: Sunni Islam: Shi a Use this website to complete the Toaist portion of the chart: Taoism Use this website to complete the Buddist portion of the chart: Buddhism Use this website to complete the Christianity portion of the chart: Christianity Use this website to complete the Judaism portion ...

  5. Temperature World

    NSDL National Science Digital Library

    Temperature World.com gives in-depth and varied information on temperature. The site offers links to a temperature converter, world city temperatures, a printable temperature conversion table, temperature forecasts, temperature related product recalls, and information on metal temperature by color. It also contains explanations of earth temperature issues, temperature sensors and controls, organizations and standards, temperature tools, and more. A unique and thorough site, it can be enjoyed by visitors of any age.

  6. WORLD OCEAN ATLAS 2013 Product Documentation

    E-print Network

    WORLD OCEAN ATLAS 2013 Product Documentation Ocean Climate Laboratory NODC / NESDIS / NOAA Silver: World Ocean Atlas 2013 Product Documentation. T. Boyer, Ed.; A. Mishonov, Technical Ed.; 14 pp-scale distributions and low-frequency variability from seasonal-to-decadal time scales of ocean properties. He was one

  7. US Banking in the Last Fifty Years: Growth and Adaptation

    NSDL National Science Digital Library

    Hester, Donald D.

    2002-01-01

    Released in August 2002, this working paper from the Social Systems Research Institute at the University of Wisconsin provides a broad overview of the dramatic changes within the commercial banking sector of the United States during the past fifty years. Authored by Professor Emeritus Donald D. Hester of the University's economics department, the paper proceeds chronologically from the conclusion of World War II and provides some comparative insights between the banking situation of the 1920s in the United States with those of the past ten years. Throughout the work, Professor Hester focuses his attention on banking practices, portfolio composition, and the changing role of banks as financial intermediaries. In the course of his work, Professor Hester concludes that banks have been increasingly discarding their traditional mode of financing loans and investments with deposits they collect, instead becoming brokers who originate loans and then use securitization to lodge them with other investors who are likely to be less informed and correspondingly more vulnerable to losses.

  8. 12 CFR 5.37 - Investment in bank premises.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    12 Banks and Banking 1 2011-01-01 2011-01-01 false Investment in bank premises. 5.37 Section 5.37 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY RULES, POLICIES, AND PROCEDURES...

  9. 12 CFR 225.124 - Foreign bank holding companies.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    12 Banks and Banking 3 2011-01-01 2011-01-01 false Foreign bank holding companies. 225.124 Section 225.124 Banks and Banking FEDERAL RESERVE SYSTEM (CONTINUED) BOARD OF GOVERNORS OF THE FEDERAL RESERVE...

  10. 12 CFR 5.37 - Investment in bank premises.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    12 Banks and Banking 1 2010-01-01 2010-01-01 false Investment in bank premises. 5.37 Section 5.37 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY RULES, POLICIES, AND PROCEDURES...

  11. 12 CFR 225.124 - Foreign bank holding companies.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    12 Banks and Banking 3 2010-01-01 2010-01-01 false Foreign bank holding companies. 225.124 Section 225.124 Banks and Banking FEDERAL RESERVE SYSTEM (CONTINUED) BOARD OF GOVERNORS OF THE FEDERAL RESERVE...

  12. 75 FR 72751 - Voluntary Mergers of Federal Home Loan Banks

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-11-26

    ...RIN 2590-AA37 Voluntary Mergers of Federal Home Loan Banks AGENCY: Federal Housing Finance Agency. ACTION: Notice...HERA) amended section 26 of the Federal Home Loan Bank Act (Bank Act) to permit any Federal Home Loan Bank (Bank)...

  13. 12 CFR 5.20 - Organizing a bank.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    12 Banks and Banking 1 2010-01-01 2010-01-01 false Organizing a bank. 5.20 Section 5.20 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY RULES, POLICIES, AND PROCEDURES FOR...

  14. 12 CFR 345.26 - Small bank performance standards.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    12 Banks and Banking 4 2010-01-01 2010-01-01 false Small bank performance standards. 345.26 Section 345.26 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION REGULATIONS AND STATEMENTS OF GENERAL POLICY...

  15. 12 CFR 5.35 - Bank service companies.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    12 Banks and Banking 1 2010-01-01 2010-01-01 false Bank service companies. 5.35 Section 5.35 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY RULES, POLICIES, AND PROCEDURES FOR...

  16. 76 FR 72823 - Voluntary Mergers of Federal Home Loan Banks

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-11-28

    ...RIN 2590-AA37 Voluntary Mergers of Federal Home Loan Banks AGENCY: Federal Housing Finance Agency. ACTION: Final...HERA) amended section 26 of the Federal Home Loan Bank Act (Bank Act) to permit any Federal Home Loan Bank (Bank)...

  17. 12 CFR 225.131 - Activities closely related to banking.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ...Activities closely related to banking. 225.131 Section 225.131 Banks and Banking FEDERAL RESERVE SYSTEM...REGULATION Y) Regulations Financial Holding Companies Interpretations...Activities closely related to banking. (a) Bank...

  18. 12 CFR 225.131 - Activities closely related to banking.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ...Activities closely related to banking. 225.131 Section 225.131 Banks and Banking FEDERAL RESERVE SYSTEM...REGULATION Y) Regulations Financial Holding Companies Interpretations...Activities closely related to banking. (a) Bank...

  19. 12 CFR 225.131 - Activities closely related to banking.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ...Activities closely related to banking. 225.131 Section 225.131 Banks and Banking FEDERAL RESERVE SYSTEM...REGULATION Y) Regulations Financial Holding Companies Interpretations...Activities closely related to banking. (a) Bank...

  20. 12 CFR 225.131 - Activities closely related to banking.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ...Activities closely related to banking. 225.131 Section 225.131 Banks and Banking FEDERAL RESERVE SYSTEM...REGULATION Y) Regulations Financial Holding Companies Interpretations...Activities closely related to banking. (a) Bank...

  1. 12 CFR 225.131 - Activities closely related to banking.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ...Activities closely related to banking. 225.131 Section 225.131 Banks and Banking FEDERAL RESERVE SYSTEM...REGULATION Y) Regulations Financial Holding Companies Interpretations...Activities closely related to banking. (a) Bank...

  2. 12 CFR Appendix B to Part 225 - Capital Adequacy Guidelines for Bank Holding Companies and State Member Banks: Leverage Measure

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ...Guidelines for Bank Holding Companies and State Member Banks: Leverage...member banks and bank holding companies. The Federal Reserve...contribute to an organization's profitability and overall financial strength...intangible assets. Bank Holding Companies While the Federal...

  3. 12 CFR Appendix B to Part 225 - Capital Adequacy Guidelines for Bank Holding Companies and State Member Banks: Leverage Measure

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ...Guidelines for Bank Holding Companies and State Member Banks: Leverage...member banks and bank holding companies. The Federal Reserve...contribute to an organization's profitability and overall financial strength...intangible assets. Bank Holding Companies While the Federal...

  4. 12 CFR Appendix B to Part 225 - Capital Adequacy Guidelines for Bank Holding Companies and State Member Banks: Leverage Measure

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ...Guidelines for Bank Holding Companies and State Member Banks: Leverage...member banks and bank holding companies. The Federal Reserve...contribute to an organization's profitability and overall financial strength...intangible assets. Bank Holding Companies While the Federal...

  5. Millennium Seed Bank Project

    NSDL National Science Digital Library

    2005-01-01

    A number of organizations have developed a concerted interest in establishing seed banks to protect the wide diversity of existing plant life for future generations. The Royal Botanic Gardens is currently working on their own project, whose ultimate goal is to collect 24,000 plant species. So far, they have successfully secured samples from almost all of the native flowering plants in the United Kingdom, and their work continues on in the present day. Many visitors to the site will want to peruse their homepage and the helpful graphic (a peapod) helps orient first-time visitors to the various sections on the site, such as "Solving Seed Problems" and their publications and data area. The site also includes a field manual for those who would like to collect their own seeds in the field as well as data about the seeds collected thus far in the Seed Information Database.

  6. Credit Unions vs. Banks

    NSDL National Science Digital Library

    Ng, Thiam Hee.

    1998-01-01

    This week's In the News looks at the debate between the banks and credit unions over the issues of membership. The nine resources discussed provide background information about the debate and the arguments from both sides of the issue. On February 25, 1998, the Supreme Court ruled that the National Credit Union Administration's policy of permitting federal credit unions to serve multiple unrelated groups was unlawful. As a result, the credit union lobby persuaded the House of Representatives to overwhelmingly pass HR 1151, the Credit Union Membership Access Act, by a vote of 411-8. HR 1151 will allow credit unions to form multiple common bonds with certain limitations. Similar legislation is now under consideration in the Senate.

  7. World Population Projections for Greenhouse Gas Emissions Scenarios

    Microsoft Academic Search

    Stuart R. Gaffin

    1998-01-01

    A survey is made of the latest world population projections issued by the United Nations, World Bank, U.S. Census Bureau,\\u000a and International Institute for Applied Systems Analysis. Medium variants from all the organizations show excellent agreement\\u000a with respect to many features of future world population growth. It appears that little would be gained by obtaining additional\\u000a regional projections made by

  8. Understanding Bank Runs: The Importance of Depositor-Bank Relationships

    E-print Network

    Iyer, Rajkamal

    We use unique depositor-level data for a bank that faced a run to understand the factors that affect depositor behavior. We find uninsured depositors are most likely to run. Deposit insurance helps, but is only partially ...

  9. Gourmet World

    NSDL National Science Digital Library

    Gourmet World, produced by Internet World Broadcasting Corp., is an epicurean delight. The Culinary Center offers hundreds of recipes, organized geographically and by main ingredient, as well as pointers to the pages of over twenty renowned chefs. The Fine Dining Court presents restaurant reviews and restaurants by cuisine. The Library contains links to associations, cooking schools, conversion tables, and food information. Note that this site is a work in progress. However, there is already a large amount of information about good eating. Bon appetit. http://www.gourmetworld.com/

  10. Canadian banks: risk reduction by international diversification

    Microsoft Academic Search

    John Doukas; Melhem Melhem

    1987-01-01

    Recent developments in international banking have presented policy makers with some real challenges. The rise of offshore banking centres has challenged the dominant position of national money markets. The Eurocredit market is viewed as ‘the’ international money market, and the main money market for several national banking systems. As a consequence, the composition of bank portfolios has changed and the

  11. Foreign banks: executive jobs for Turkish women?

    Microsoft Academic Search

    Oya Culpan; Toni Marzotto; Nazmi Demir

    2007-01-01

    Purpose – The purpose of this paper is to examine the employment policies and practices of Turkish banks and how these practices affect the hiring and promotion of women. Turkey's banking sector consists of state-owned, private, and foreign banks. The overall restructuring of this sector along with the increase of foreign banks is an opportunity to enquire whether human resource

  12. China's Banking Reform: The Remaining Agenda

    Microsoft Academic Search

    Charles C. L. Kwong

    2011-01-01

    Since 1994, China has endeavoured to establish a banking system that works more closely to commercial principles by transforming the specialized banks (SBs) into state-owned commercial banks (SOCBs). However, lending decisions of the SOCBs were still determined by state directives instead of profitability consideration. This paper argues that although the post-WTO banking reforms have accomplished staggering results, China's SOCBs need

  13. Online Banking Authentication Using Mobile Phones

    Microsoft Academic Search

    Xing Fang; Justin Zhan

    2010-01-01

    Online banking authentication plays an important role in the field of online banking security. In past years, a number of methods, including password token, short message password, and USB token, have been developed for online banking authentication. In this paper, we introduce a new authentication protocol for online banking. Our approach enhances performance and robustness against various attacks by using

  14. Understanding registration influences for electronic banking

    Microsoft Academic Search

    Mark Durkin

    2007-01-01

    The growth in online or e-banking has resulted in customers interacting with their banks through remote technological channels to a greater extent. That said, there is much variation in online banking registration and adoption levels and little is understood about actual customer motivators and perceived barriers to registration for online banking services. As part of a larger study exploring the

  15. Introduction Operations Management of Blood Banking Systems Blood Banking Systems Network Design Supply Chain Network

    E-print Network

    Nagurney, Anna

    Supply Chain Network Operations Management and Design of A Sustainable Blood Banking System Amir Masoumi Operations Management of Blood Banking Systems Blood Banking Systems Network Design Supply Chain Management Management of Blood Banking Systems Blood Banking Systems Network Design Supply Chain Management Supply

  16. E-Banking Diffusion in the Jordanian Banking Services Sector: An Empirical Analysis of Key Factors

    E-print Network

    , availability of online revenues, competition intensity or pressure, and regulatory support environment) while e-bankingE-Banking Diffusion in the Jordanian Banking Services Sector: An Empirical Analysis of Key Factors influence e- banking adoption in Jordanian banks. This article added some constructs to (TOE) framework

  17. World History.

    ERIC Educational Resources Information Center

    Heise, Simine; And Others

    A detailed outline summarizes a ninth-grade course in world history adaptable to average and honors classes. Material is divided into five parts. A list of 33 course goals precedes a list of 150 objectives, grouped under appropriate goal headings. The bulk of the document consists of a content outline which cites major and minor topics covered in…

  18. World Report.

    ERIC Educational Resources Information Center

    Ceres, 1978

    1978-01-01

    Presents a report that deals with several topics from different parts of the world. A system for creating more meaningful maps, the recycling of organic wastes in agriculture in China, and producing pigs and poultry without pollution problems are among the topics presented. (HM)

  19. Vector computer memory bank contention

    NASA Technical Reports Server (NTRS)

    Bailey, D. H.

    1985-01-01

    A number of vector supercomputers feature very large memories. Unfortunately the large capacity memory chips that are used in these computers are much slower than the fast central processing unit (CPU) circuitry. As a result, memory bank reservation times (in CPU ticks) are much longer than on previous generations of computers. A consequence of these long reservation times is that memory bank contention is sharply increased, resulting in significantly lowered performance rates. The phenomenon of memory bank contention in vector computers is analyzed using both a Markov chain model and a Monte Carlo simulation program. The results of this analysis indicate that future generations of supercomputers must either employ much faster memory chips or else feature very large numbers of independent memory banks.

  20. Blood Banking in Living Droplets

    E-print Network

    Samot, Josh

    Blood banking has a broad public health impact influencing millions of lives daily. It could potentially benefit from emerging biopreservation technologies. However, although vitrification has shown advantages over traditional ...

  1. The Electronic Banking Resource Center

    NSDL National Science Digital Library

    The Electronic Banking Resource Center, provided by an MBA graduate student at Ohio State University, is a one stop resource for information about banking on the Internet. It contains pointers to explanations of various open payment standards; a FAQ on electronic money/Internet payment systems that discusses such issues as challenges of Internet payment systems, electronic cash, credit cards, and checks and the Web, and advice for merchants on the Internet, among others; a page of pointers to examples of Internet financial transactions; and a large page of pointers to banks on the Internet. The Resource Center also contains pointers to other banking related sites. http://www.informatik.uni-trier.de/~damm/Lehre/E-Money/InternetPayment.html

  2. Idea Bank: Explaining Biological Phenomena

    NSDL National Science Digital Library

    Daniel M. Levin

    2010-09-01

    In this Idea Bank, the author provides two classroom activities that integrate argumentation, explanation, and the use of evidence with biology content. The first example fits within an ecology unit; the second works well in one on evolution. These exampl

  3. Bank Monitoring and Role of Diversification

    Microsoft Academic Search

    Matej Marin?

    2009-01-01

    I present a framework of banking in which banks’ main role is to monitor their borrowers. Within this framework I analyze\\u000a the benefits of diversification and the threats of systemic risk and inter-bank competition. Diversification improves banks’\\u000a monitoring incentives. High systemic risk not only hampers banks’ monitoring incentives, but also makes diversification less\\u000a effective. I also show that competition lowers

  4. Technological regimes and innovation in services: the case of the Italian banking industry

    Microsoft Academic Search

    Luigi Buzzacchi; Massimo G. Colombo; Sergio Mariotti

    1995-01-01

    In this paper we propose a conceptual model to analyse innovations originating from the diffusion of Information Technologies in the banking sector. We argue that technical change in this industry exhibits a revolutionary character. A distinction is made between the ‘mass automation’ regime, focusing mainly on the mechanization of back-office procedures in the 1960s and 1970s, and the ‘smart automation’

  5. Skills Conversion Project: Chapter 11, Banking, Finance and Insurance. Final Report.

    ERIC Educational Resources Information Center

    National Society of Professional Engineers, Washington, DC.

    The National Society of Professional Engineers, under contract to the U.S. Department of Labor, conducted a study to investigate the conversion of skills of displaced aerospace defense technical professional to other industries. The Long Island team of the study project investigated the banking, finance, and insurance industries. Approximately 250…

  6. V-TECS Criterion-Referenced Test Item Bank for Radiologic Technology Occupations.

    ERIC Educational Resources Information Center

    Reneau, Fred; And Others

    This Vocational-Technical Education Consortium of States (V-TECS) criterion-referenced test item bank provides 696 multiple-choice items and 33 matching items for radiologic technology occupations. These job titles are included: radiologic technologist, chief; radiologic technologist; nuclear medicine technologist; radiation therapy technologist;…

  7. On the Security of Today's Online Electronic Banking Systems

    Microsoft Academic Search

    Joris Claessens; Valentin Dem; Danny De Cock; Bart Preneel; Joos Vandewalle

    2002-01-01

    Current technology is evolving fast and is constantly bringing new dimensions to our daily life. Electronic banking systems provide us with easy access to banking services. The interaction between user and bank has been substantially improved by deploying ATMs, phone banking, Internet banking, and more recently, mobile banking. This paper discusses the security of today’s electronic banking systems. We focus

  8. The Future of Virtual Worlds

    NASA Astrophysics Data System (ADS)

    Bainbridge, William Sims; Lutters, Wayne; Rhoten, Diana; Lowood, Henry

    This book, like the May 2008 conference in World of Warcraft, ends with projections toward what the future might hold for virtual worlds. Every chapter thus far has included speculations about future directions, even while standing on data from the past. This last chapter, like the final session of the conference on which it is based, incorporates comments from dozens of participants into a stream of ideas. We have edited selected comments together with the panel's contributions. Our intention is to provide a portal from this book into a wider virtual community comprising researchers and residents in virtual worlds. The discussion surveys many recent lines of development, some of which have already been surveyed in scientific and historical literature, or by journalists (Au 2008; Castronova 2007; Guest 2007; Ludlow and Wallace 2007). Yet, many of the topics here have not received such attention. Considered as a set of socio-technical innovations, virtual worlds are not just about technical possibilities; they also inspired the participants to consider the economic bases for investing in those possibilities and the novel cultural, social, and artistic forms virtual worlds might offer.

  9. Optimizing the NASA Technical Report Server

    Microsoft Academic Search

    Michael L. Nelson; Ming-Hokng Maa

    1996-01-01

    Explains how the NASA Technical Report Server, a World Wide Web report distribution NASA technical publications service, has been modified for performance enhancement, greater protocol support and human interface optimization. Results include: parallel database queries, significantly decreasing user access times by an average factor of 2.3; access from clients behind firewalls and\\/or proxies which truncate excessively long Uniform Resource Locators;

  10. Technical Report Computer Laboratory

    E-print Network

    Haddadi, Hamed

    surrounding online banking. First, electronic banking is analysed for vulnerabilities and a survey of current detection to two-factor authentication. Having declared all current schemes for protecting online banking to Internet banking Matthew Johnson September 2008 15 JJ Thomson Avenue Cambridge CB3 0FD United Kingdom phone

  11. 12 CFR Appendix D to Part 229 - Indorsement, Reconverting Bank Identification, and Truncating Bank Identification Standards

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ...Identification, and Truncating Bank Identification Standards D Appendix D to Part 229 Banks and Banking FEDERAL RESERVE SYSTEM...COLLECTION OF CHECKS (REGULATION CC) Pt. 229, App. D Appendix D to Part 229—Indorsement,...

  12. 12 CFR Appendix D to Part 229 - Indorsement, Reconverting Bank Identification, and Truncating Bank Identification Standards

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ...Identification, and Truncating Bank Identification Standards D Appendix D to Part 229 Banks and Banking FEDERAL RESERVE SYSTEM...COLLECTION OF CHECKS (REGULATION CC) Pt. 229, App. D Appendix D to Part 229—Indorsement, Reconverting...

  13. 12 CFR Appendix D to Part 229 - Indorsement, Reconverting Bank Identification, and Truncating Bank Identification Standards

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ...Identification, and Truncating Bank Identification Standards D Appendix D to Part 229 Banks and Banking FEDERAL RESERVE SYSTEM...COLLECTION OF CHECKS (REGULATION CC) Pt. 229, App. D Appendix D to Part 229—Indorsement,...

  14. 12 CFR Appendix D to Part 229 - Indorsement, Reconverting Bank Identification, and Truncating Bank Identification Standards

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ...Identification, and Truncating Bank Identification Standards D Appendix D to Part 229 Banks and Banking FEDERAL RESERVE SYSTEM...COLLECTION OF CHECKS (REGULATION CC) Pt. 229, App. D Appendix D to Part 229—Indorsement,...

  15. African Development Bank Group

    NSDL National Science Digital Library

    The African Development Bank Group (AfDB) was founded in 1964, and its mission is to "promote sustainable economic growth and reduce poverty in Africa." Their website is extremely thorough in discussing its guidelines for lending, its source of funds, and current projects. On the homepage, in the middle of the page is a link to a book called "Africa Achieves", and it contains text and photos about people and communities in Africa that are "taking charge of their destinies and improving their lives" through projects financed by AfDB. Visitors can click on "Download Full Report", or they can download chapter by chapter under the "Table of Content" heading. The first chapter, on the consequences of living without electricity, reveals many roadblocks to achieving electrification in rural areas. In the "Selected Projects" link, which can be found on the far right hand side of the homepage, visitors can browse projects, or search for them by "keyword", "country", "sector", "status", "finance source" or "approval date". There is a good deal of information on this website that is worth exploring.

  16. Isotopic safeguards data bank (ISTLIB) and control program (MISTY). [MISTY

    SciTech Connect

    Timmerman, C.L.

    1978-09-01

    As part of the U.S. program to provide technical assistance to the International Atomic Energy Agency (IAEA), the Pacific Northwest Laboratory (PNL) has developed a computer code and data bank to aid in the safeguards verification of spent fuel content at the head end of a reprocessing facility. A description and user instructions that uses isotopic safeguards techniques are presented for MISTY, a computer program for analyzing an isotopic data base (ISTLIB). The input, operating procedures, and output from MISTY are explained in detail. An output listing of an example computer run is provided to illustrate the program's operation. The contents of the data bank are summarized, and show the isotopic data sets that are available.

  17. US Credit Conditions: Federal Reserve Bank of New York

    NSDL National Science Digital Library

    Whether economic conditions are good or bad, inquiring minds want to know about mortgage delinquencies, foreclosures, and their impacts on communities across the United States. Drawing on data provided by one of the nation's dominant credit agencies, the Federal Reserve Bank of New York has created this dynamic map that tracks credit conditions related to auto loans, bank cards, mortgages, and student loans. On the website's homepage, visitors can zoom in on different counties across the country, and also toggle different data sets on and off on the display map. The site also includes a set of technical notes, a glossary, and a link to subscribe to email alerts. Also, visitors can display information from the current fiscal quarter, or look at year-by-year change.

  18. World Learning

    NSDL National Science Digital Library

    A number of international organizations have seen fit to engage in broad-based projects in order to create and sustain social change in various parts of the world. The World Learning for International Development organization is one such entity, and for the past eight decades it has been involved in programs that "are based on local partnerships with people who have an active and respected role in addressing their own development challenges". Currently, the organization's programs take place in more than 50 countries, and are organized around the themes of education, civil society, and training and exchange. From the homepage, visitors can view some of the organization's timely publications and also read about its latest success stories in place such as Albania and Malawi.

  19. Acces en Conversationnel au Fichier World Transindex. [Online Access to the World Transindex File].

    ERIC Educational Resources Information Center

    Pelissier, Denise; Mallet, Monorama

    A database providing bibliographic information and the source for translations of scientific and technical literature from Eastern Europe and Asia into western languages, World Transindex includes the information which was published until 1977 in the World Index of Scientific Translations, Transatom Bulletin, and Bulletin of Translations. It was…

  20. Sea World

    NSDL National Science Digital Library

    Excellent resource for information and teaching activities on marine life, designed primarily for elementary level. Teachers can sign up for a monthly e-newsletter (or access archived newsletters) filled with classroom activities, current information, and special links. Also features a searchable database of Sea World education materials and information on camps, marine science careers, and Shamu TV, an award-winning series broadcast around the country via satellite and cable.