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1

Poverty in Albania: A Qualitative Assessment. World Bank Technical Paper.  

ERIC Educational Resources Information Center

This World Bank qualitative assessment of poverty in Albania outlines five objectives: (1) it seeks to develop the understanding of poverty in the country by involving poor Albanians in a process of exploring the causes, nature, extent of poverty and its effects; (2) it is intended to support the Growth and Poverty Reduction Strategy Paper (GPRS),…

De Soto, Hermine; Gordon, Peter; Gedeshi, Ilir; Sinoimeri, Zamira

2

Improving electric power utility efficiency: Issues and recommendations. World Bank technical paper  

SciTech Connect

The volume presents the issues and recommendations that emerged from the Electric Power Utility Efficiency Improvement Study conducted by the World Bank and nine other internatinal technical and financial assistance organizations during 1989-91. The present volume extracts from the main study a set of efficiency guidelines for power utility planners and policymakers emphasizing the objectives of developing the power sector (including appropriate demand-side management) while sustaining the financial/commercial viability of the utilities; rationalizing the organizational and fiscal interactions between utilities and governments; enhancing the utilities' institutional capacity for governance and staff management; structuring utility organizations for operational efficiency; and coordinating utility activities with financing agencies' policies and procedures. A checklist, presented as an annex, provides point-by-point review of quantitative and qualitative factors that can be used to rate the performance of a utility. Quantitative measures are accompanied by target values where appropriate. (Copyright (c) 1994 The International Bank for Reconstruction and Development).

Menke, C.; Fazzari, P.G.

1994-01-01

3

World Bank Journals  

NSDL National Science Digital Library

The World Bank has recently added full-text journal articles to its Website. The World Bank Research Observer is geared towards non-specialist readers who have an interested in bank research. It includes articles on such matters as development economics, new World Bank research, and development policy. The World Bank Economic Review is a professional journal, published three times a year, that focuses on "World Bank-sponsored research that emphasizes empirical applications." Journals are searchable by article and by issue, as well as by author and keyword.

4

Development News: World Bank  

NSDL National Science Digital Library

Development News, or DevNews, is the World Bank's daily Web-based newsletter. Available in English, French, and Spanish, DevNews offers feature stories on recent advances and challenges in world development. The newsletter also links to a daily summary of approved loans, speeches given by World Bank officials, an events calendar, and World Bank press releases. Articles from February 1999 to the present can be found in the free archive.

5

World Bank Experts Guide  

NSDL National Science Digital Library

Created with reporters and editors in mind, the World Bank Experts Guide provides World Bank experts that are available to comment on to the media on a wide variety of topics. The list of experts may be viewed by name of expert or by subject. Each expert is given his or her own Webpage, which includes a short biography, expertise, and languages spoken, along with a photograph and related links. For ease of use, several "hot topics" are highlighted including AIDS/HIV and debt relief. This site gives an awe-inspiring look at the variety of experts working for the World Bank.

6

World Bank: Biodiversity  

NSDL National Science Digital Library

Many people are familiar with the World Bank's work in the areas of international finance and economic development, but they may not be aware of their work in the area of biodiversity. The World Bank happens to be the world's largest financier of biodiversity, and their work includes supporting the sustainable use of biodiversity outside protected areas, eradication of alien species, and land conservation. First-time visitors may wish to start their journey through the site by clicking on the "What's New" area. Here they will find reports on biodiversity, the role of indigenous peoples in biodiversity conservation, and a review of the World Bank's conservation projects during the past twenty years. Another way to look through the materials on the site is by using the drop-down menus that read "Topic", "Country", and "Region/Income". Visitors can also read overview statements that cover the Bank's work on biodiversity and poverty, biosafety, and mountain ecosystems.

7

World Data Bank I.  

National Technical Information Service (NTIS)

World Data Bank I (WDB I) is a digital representation of the coastlines and boundaries of the world for use in automated mapping systems. The first two files consist of 100,000 individual coordinate points arranged sequentially to describe each linear fea...

1972-01-01

8

World Bank Institute  

NSDL National Science Digital Library

The World Bank has a number of specialized units designed to perform research in order to allow the organization to make informed policy decisions throughout the world. This website happens to provide information on the World Bank Institute, which effectively serves as the capacity development arm of the Bank and also "helps countries share and apply global and local knowledge to meet development challenges". On the Institute's site, visitors can find out about its various programs, which include work on preventing HIV/AIDS risk in the Balkans and scholarships designed to promote knowledge sharing and capacity building in the developing world. Visitors will want to pay close attention to the Publications area, as they may view or download working papers from a wide range of topics, including energy policy, labor force development, and development economics.

9

Solar energy: Lessons from the Pacific island experience. World Bank technical paper  

SciTech Connect

The report on the experiences of several Pacific island countries provides a clear indication that in small, remote villages, off-the-shelf solar photovoltaic (PV) technologies are providing reliable power at costs less than those of the more commonly used diesel systems for households running a few electric lights and a TV/VCR. The report also confirms another point made repeatedly in the authors' recent energy sector work: appropriate technical choices need to be complemented by effective institutional approaches. The Pacific island experience demonstrated that the success of solar PV programs depended not merely on the choice of technology but on adequate training of maintenance personnel, good fee collection systems, and careful financial management. The report indicates that for solar PV systems installed in areas where managerial and technical expertise is scarce, ownership and maintenance of the systems by local, cooperatively owned utilities appears to be the soundest option. (Copyright (c) 1994 The International Bank for Reconstruction and Development.)

Liebenthal, A.; Mathur, S.; Wade, H.

1994-01-01

10

World Bank: Global Challenges  

NSDL National Science Digital Library

The World Bank works to combat poverty and to increase development opportunities around the world, but they also have selected six strategic themes that focus in on global development. First-time visitors to the site can listen to World Bank President Robert B. Zoellick talk about these themes, and they may also wish to follow along with the accompanying slideshow. Themes include global public goods, the Arab world, and middle-income countries. By clicking on one of these themes, visitors can read comprehensive reports, working papers, or take a look at presentations that explore these areas in greater detail. Many of these information sources are contained within a "Highlights" area. Visitors with a penchant for economic development, international political economy, or international affairs will find this site very useful. It's also easy to see how these materials might be used in a classroom setting to spark discussion or debate about some of these very timely matters.

11

Principles and practices for dealing with water resources issues. Asia technical department series. World Bank technical paper  

SciTech Connect

The dominant water resources issues and the principles and practices proven effective in dealing with the issues have been placed in four categories: institutional, long-term management and planning, real-time management and operations, and financial. Such an arrangement provides a perspective for examining issues across all economic sectors and allows formulation of solutions that will constitute a truly comprehensive, balanced approach to the situation encountered in managing these resources. The presentation reflects information gathered from various sources, most important being, a review of current successful resources management in numerous countries throughout the world that identified basic principles and best practices that apply across a range of government structures, cultures and physical conditions. (Copyright (c) 1994 The International Bank for Reconstruction and Development/The World Bank.)

Frederiksen, H.D.; Berkoff, J.; Barber, W.

1994-01-01

12

World Bank: Anticorruption [pdf[  

NSDL National Science Digital Library

In its many different guises, corruption around the world tends to affect the poor, who are often the most reliant on the provision of public services, and are also least likely to be able to pay the extra costs associated with bribery and fraud. The World Bank has identified corruption as "the single greatest obstacle to economic and social development," and thusly has set up this anticorruption website to serve as an online resource for policy-makers, non-governmental organizations (NGOs), and other interested parties. On the site, the World Bank lays out its strategy for combating corruption, which includes increasing political accountability, strengthening civil society participation, and improving public sector management. The site also contains a number of helpful resources, such as toolkits for assessing government performance in this area, and information and reports on various regional and country-based approaches to dealing with corruption. The site is rounded out by a calendar of events and key strategy documents, such as "Reforming Public Institutions and Strengthening Governance, A World Bank Strategy."

13

World Bank: Africa  

NSDL National Science Digital Library

The World Bank does a great deal of development work throughout Africa, and it is by far the largest provider of assistance on the continent. As of 2007, their portfolio of projects under implementation was over $19 billion. They are also involved with working with a wide range of government partners on the "Africa Action Plan", which is concerned with everything from reducing and mitigating violent conflicts to promoting private sector-led growth and job creation. Visitors can learn about the Plan on the site, and they can also utilize the drop-down menus on the homepage to learn about initiatives and topics in every country on the continent. Along the left-side of the homepage, visitors can explore a number of thematic areas, such as Data, Research, and News.

14

Water resources management in Asia. Volume 1. Main report. World Bank technical paper  

Microsoft Academic Search

The report, Water Resources Management in Asia, has three objectives: To describe the situation confronting the region's borrowers, devise approaches to better deal with the present and future water related problems that affect their well-being and equip the staff to actively participate in the regional and Bank-wide efforts to strengthen the sector. The principal water resources problems and issues have

H. D. Frederiksen; J. Berkoff; W. Barber

1993-01-01

15

World Bank Annual Report 1999  

NSDL National Science Digital Library

"Fiscal year 1999 (FY99) was a year of continued -- and formidable -- challenges," begins the World Bank Annual Report 1999. It goes on to list the financial crises in Brazil, Asia, and Russia and the natural disasters that struck the Caribbean, Asia, and Central America. And through it all, the World Bank was there. This report charts global economic progress and explains the World Bank's involvement in many aspects of the world economy. Broken into smaller reports, World Bank's annual report looks at the surprising rise of poverty, the issues surrounding Y2K and banking assistance, and the progress in anti-corruption efforts, among other issues. Also included are letters from the chairman, highlights, and summaries of improved projects.

Bank., World

16

World Bank: Annual Report 2010  

NSDL National Science Digital Library

The World Bank's Annual Report and the website that accompanies the report are full of data about the world's 79 poorest countries that the World Bank aids through its International Bank for Reconstruction and Development and the International Development Association. The 32-page report covers the period from July 2009 to June 2010. Visitors will find that the website for the Report contains a lot of interactive features for a better understanding of the global poverty situation which the World Bank is trying to help alleviate. The "Data & Research" tab near the top of any page has an "At a Glance" section that features several "Analytical Tools". Visitors won't want to miss the "iSimulate", which allows for performing macroeconomic simulations; "ADePT", which is a software platform for automated economic analysis; and "PovCalNet", which is a poverty analysis tool that "assess[es] global poverty incidence figures."

17

World Bank: Annual Report 2012  

NSDL National Science Digital Library

The World Bank offers trenchant commentary on a wide range of issues of global import, including food production, gender inequality, development practices, and higher education initiatives. As a result, the World Bank's Annual Report is given close attention by people all over the world. The 314-page report offers thoughtful commentary on all manner of activities, and it is beautifully designed and executed. The first page starts with a list of summary statistics, such as the number of people who gained access to basic health services and how many teachers were recruited or trained as a result of World Bank activities. Visitors can learn all about the World Bank's initiatives in the report or download smaller sections like "Responding with Global Knowledge and Experience" and "World Bank For Results 2012." Visitors can also look over the Corporate Scorecard, which includes a snapshot of results achieved by partner countries with support from the Bank. The Report is available in eight different languages, including Spanish, French, Chinese, and Japanese. [KMG

2012-01-01

18

The World Bank's innovation market.  

PubMed

Large, tradition-bound organizations can make space for radical, low-cost (and therefore low-risk) innovations. Just ask executives at the World Bank. The story of this best practice begins in 1998, when a young new-products group at the international funding agency proposed holding an Innovation Marketplace to capture novel ideas within the Bank for alleviating poverty. The forum, which eventually was opened to external participants, let people informally present their antipoverty ideas to potential funding sources. Funders could move among hundreds of booths and evaluate proposals for, say, a program that would provide postdisaster reconstruction insurance in developing countries or a vaccination development initiative. The marketplace truncated the Bank's standard project-review processes, which often stretched to a year or more, and gave funders permission to make commitments in the tens of thousands of dollars, rather than in the tens of millions more typical of Bank-financed projects. The marketplace concept met with some skepticism at the beginning. Some senior executives at the Bank felt no group had the right to spend the agency's money without following its well-established resource allocations process. But the marketplace team believed an open process for allocating grants would produce more breakthrough ideas in the long run than a centralized one. In this article, the authors describe how the new-products team brainstormed to create a market for ideas, how it got senior management's support, and how it has expanded on the original concept for these innovation marketplaces. The program's success, they contend, offers hope both for the world's poor and for business leaders looking to find new ideas under the hard crust of corporate dogma, conformance, and bureaucracy. PMID:12422794

Wood, Robert Chapman; Hamel, Gary

2002-11-01

19

World Bank Glossary: English-French-Spanish.  

National Technical Information Service (NTIS)

This second edition of the World Bank Glossary has been revised and expanded by the Terminology Unit of the Bank's Language Services Division in close collaboration with the English, French and Spanish Translation Sections. The glossary is primarily inten...

1981-01-01

20

The World Bank: Climate Change  

NSDL National Science Digital Library

Climate change continues to be of grave concern to many, and the World Bank is particularly concerned with the ramifications it will have on people in the developing world. Their Climate Change site is designed to provide an overview of their work on this vexing problem and information about their current projects, data sets, research papers, and books. Visitors should start by looking over their weblog, and then take a look at their "What's New" area. Here they can learn about innovative carbon trading programs, engineering projects, and international agreements designed to mitigate the effects of climate change. The "Research & Analysis" area has dozens of free publications, including the very relevant "Climate Resilient Cities" work, which discusses how city governments can better understand how to plan for the impact of climate change through sound urban planning.

2009-08-13

21

The World Bank: Climate Change  

NSDL National Science Digital Library

Climate change continues to be of grave concern to many, and the World Bank is particularly concerned with the ramifications it will have on people in the developing world. Their Climate Change site is designed to provide an overview of their work on this vexing problem including information about their current projects, data sets, research papers, and books. Visitors should start by looking over their weblog, and then take a look at their "News" area. Here, they can learn about innovative carbon trading programs, engineering projects, and international agreements designed to mitigate the effects of climate change. The "Research" area has dozens of free publications, including the very relevant "Climate Resilient Cities" work, which discusses how city governments can better understand how to plan for the impact of climate change through sound urban planning.

22

Water resources management. World Bank policy paper  

Microsoft Academic Search

Water resources have been one of the most important areas of World Bank lending during the past three decades. Through its support for sector work and investments in irrigation, water supply, sanitation, flood control, and hydropower, the Bank has contributed to the development of many countries and helped provide essential services to many communities. Moreover, the Bank and governments have

K. W. Easter; G. Feder; G. Le Moigne; A. M. Duda; E. Forsyth

1993-01-01

23

Water resources management. World Bank policy paper  

SciTech Connect

Water resources have been one of the most important areas of World Bank lending during the past three decades. Through its support for sector work and investments in irrigation, water supply, sanitation, flood control, and hydropower, the Bank has contributed to the development of many countries and helped provide essential services to many communities. Moreover, the Bank and governments have not taken sufficient account of environmental concerns in the management of water resources. (Copyright (c) 1993 International Bank for Reconstruction and Development/The World Bank.)

Easter, K.W.; Feder, G.; Le Moigne, G.; Duda, A.M.; Forsyth, E.

1993-01-01

24

Renewable energy technologies: A review of the status and costs of selected technologies. World Bank technical paper  

SciTech Connect

Major technical advances in recent years have led to improvements in efficiency of renewable energy technologies and reductions in costs. This is the first in a series of reports on renewables. It reviews the cost and status of renewable energy technologies, concentrating on the use of biomass for fuel and electricity, solar-thermal technologies, and photovoltaics.

Ahmed, K.; Anderson, D.

1994-01-01

25

The World Bank's View of Early Childhood.  

ERIC Educational Resources Information Center

Explores World Bank's view of early childhood as an example of the globalization of childhood, arguing that the Bank's policies exacerbate the gap between rich and poor nations and between rich and poor within countries, and affect children's lives adversely. Explores inherent contradictions of policies that draw on traditional Anglo-American…

Penn, Helen

2002-01-01

26

World Bank Annual Report 2005 (Volumes 1 and 2).  

National Technical Information Service (NTIS)

This World Bank Annual Report highlights the focus of the Bank activities in addressing worldwide poverty, describing the Bank work in promoting sustainable, economic growth, and in channeling needed services to poor people. Also detailed is the Bank's wo...

2005-01-01

27

World Data Bank I (WDB I).  

National Technical Information Service (NTIS)

World Data Bank I (WDB I) is a digital representation of the coastlines and international boundaries of the world created for use in automated mapping systems. The first two files consist of approximately 100,000 individual coordinate points arranged sequ...

1973-01-01

28

Earth Science World Image Bank  

NSDL National Science Digital Library

Visitors to the ImageBank can view and download photographs, remote imagery, and slide shows. The images are related to earth and space science topics such as dinosaurs, earthquakes, volcanoes, rocks and minerals, mining and petroleum, groundwater, planets and astronomical phenomena, and others. The site contains thousands of images and is searchable by category, continent, country, or keyword. A teachers' section provides links to educational materials such as books, posters, slide shows, professional development materials, scholarship information, and other resources.

2004-01-01

29

The World Bank's Lending Approaches: A Special World Bank News Report.  

ERIC Educational Resources Information Center

The World Bank, operating in a complex, diverse, and changing environment, provides financial advice and support to developing nations that range from macro-economic management to project design. Major changes in management systems have occurred during the 1980s and are reflected in the bank's assistance in: (1) analytical support of policy…

Blackman, Hugh, Ed.; Coronel, Leandro V., Ed.

1986-01-01

30

World Bank Lending for Small and Medium Enterprises: Fifteen Years of Experience.  

National Technical Information Service (NTIS)

The primary objectives of World Bank projects for small and medium enterprises (SMEs) are: strengthening of financial and technical institutions that serve SMEs; job creation at relatively low cost per unit of capital invested; and correction of imperfect...

L. Webster

1991-01-01

31

The World Bank: HIV and AIDS  

NSDL National Science Digital Library

UNAIDS (The Joint United Nations Programme on HIV/AIDS) and the World Bank worked together to create the AIDS Economics site to help improve understanding of the economics of HIV/AIDS and to "help researchers and policymakers in developing countries to define and implement humane, cost-effective policies to fight the disease." The highlight of the site is the summary of the findings and statistical appendices from Confronting AIDS: Public Priorities in a Global Epidemic, a World Bank report. The full text of the report will be available shortly. The site also features a toolkit to assist consultants in assessing the implications of HIV/AIDS in the distribution of development assistance. Visitors to the site can also sign up for AIDS Economics, a free electronic newsletter.

1998-01-01

32

Uncommon Knowledge: World Bank Policy and the Unmaking of the Knowledge Economy in Africa  

ERIC Educational Resources Information Center

The World Bank is clearly one of the most influential global intergovernmental operators for international development assistance. In recent decades, the Bank and other agencies have invested immense technical and financial resources in a troubled and unprecedented mission of revitalizing and restructuring the development of education in Africa. A…

Obamba, Milton O.

2013-01-01

33

World Bank plans major expansion in renewable funding  

Microsoft Academic Search

The World Bank plans to increase its funding for renewable energy projects to more than $100 million annually in coming years. Last year, 15 percent of the Bank's $23.7 billion financing went to energy projects. But of that, renewables received less than $10 million. Environmentalists and sustainable energy groups have long criticized the World Bank for its reluctance to finance

1994-01-01

34

Mapping for Results: The World Bank  

NSDL National Science Digital Library

The effective visual representation of key demographic data through the use of dynamic maps is a powerful tool for policymakers, journalists, and others. The World Bank developed such a program in 2010 as part of the Mapping for Results website. So far, their team has analyzed over 2,500 World Bank-financed projects and geo-coded more than 30,000 locations spanning 144 countries. Visitors can look over the featured articles on the homepage to get a flavor of the projects here, which include stories like "Mapping for Results Goes Local" and "Mapping the Financial Sector in Africa." Visitors can use the interactive map to view projects by country or indicator, which include population density, malnutrition, and infant mortality. Visitors can also learn about the Methodology deployed throughout the maps, which will be useful to those persons looking to understand the inner workings of this complex undertaking. Visitors can sign up to receive updates about the site via Twitter or RSS feed.

2007-01-01

35

A note on technical change in banking: the case of European savings banks  

Microsoft Academic Search

Using a Fourier flexible form cost function methodology, technical progress is estimated for a large sample of European savings banks between 1989 and 1997. On average, technical progress has reduced savings banks total costs by around 3.4% per annum. Since the European savings banks industry is characterized by technology sharing arrangements, a test is made to determine whether technical change

S. Carbo; E. P. M. Gardener; J. Williams

2003-01-01

36

World bank energy projects in China: influences on environmental protection  

Microsoft Academic Search

A study of the World Bank's energy-related project portfolio in China reveals several areas where World Bank assistance has clearly influenced broader trends in energy and environmental protection in China. This paper reviews the World Bank's 36 energy-related projects approved from 1984 to 1999 in the context of these broader trends. Projects helped accelerate development of large-scale efficient coal power

Eric Martinot

2001-01-01

37

World Bank: Asia Alternative Energy Program  

NSDL National Science Digital Library

A number of private and public concerns continue to search for alternative energy sources, and some of them have contributed mightily to the wide array of emerging technologies in this important area. The Asia Alternative Energy Program (ASTAE) was created in 1992 by the World Bank in order to maintain support for a broad range of alternative energy projects and related activities throughout Asia. ASTAE partners and staff members work with a portfolio valued at over $1.3 billion in order to identify such projects, and those interested in such projects would do well to take a closer look through this site. Some of the resources on the site include a number of reports, informational tables about their lending operations, and a selection of additional Web-based resources. The site concludes with a short video that describes recent achievements in increasing access to modern energy services in several client countries served by such endeavors.

2006-01-10

38

World Bank: Asia Alternative Energy Program  

NSDL National Science Digital Library

A number of private and public concerns continue to search for alternative energy sources, and some of them have contributed mightily to the wide array of emerging technologies in this important area. The Asia Alternative Energy Program (ASTAE) was created in 1992 by the World Bank in order to maintain support for a broad range of alternative energy projects and related activities throughout Asia. ASTAE partners and staff members work with a portfolio valued at over $1.3 billion in order to identify such projects, and those interested in such projects would do well to take a closer look through this site. Some of the resources on the site include a number of reports, informational tables about their lending operations, and a selection of additional Web-based resources. The site concludes with a short video that describes recent achievements in increasing access to modern energy services in several client countries served by such endeavors.

2005-01-01

39

Rethinking the World Bank Agenda for Chinese Higher Education Reform  

ERIC Educational Resources Information Center

This article explores the way in which the World Bank has worked effectively with China in higher education. It investigates whether or not the cooperation between the two has changed in line with their changing relationship. More specifically, it discusses whether the World Bank's China agenda reflects the reform package of…

Ma, Jinyuan

2014-01-01

40

Six Questions about The World Bank's 2020 Education Sector Strategy  

ERIC Educational Resources Information Center

Based on interviews with World Bank staff in April 2011, this article answers six questions about the World Bank's Education Sector Strategy 2020 (ESS 2020): (1) What is the ESS 2020? (2) What is it not? (3) How was the development process of the ESS 2020 different from that of past Strategies? (4) How are the policy recommendations of the ESS…

Shafiq, M. Najeeb

2011-01-01

41

Banking Services for Everyone? Barriers to Bank Access and Use around the World  

Microsoft Academic Search

Information from 209 banks in 62 countries is used to develop new indicators of barriers to banking services around the world, show their correlation with measures of outreach, and explore their association with bank and country characteristics suggested by theory as potential determinants. Barriers such as minimum account and loan balances, account fees, and required documents are associated with lower

Thorsten Beck; Asli Demirgüç-Kunt; Maria Soledad Martinez Peria

2008-01-01

42

Institutional Reforms in Sector Adjustment Operations: The World Bank's Experience.  

National Technical Information Service (NTIS)

The purpose of the paper is to provide an overview of the institutional reforms in the World Bank's sector adjustment operations (SECALs) and to assess the Bank's experience in implementing them. The review covers institutional reforms in 55 of the 65 SEC...

S. Paul

1990-01-01

43

World Bank Policy on Education: A Personal Account  

ERIC Educational Resources Information Center

Based on the author's over two decades of association with the World Bank, this paper reviews the institution's policies and practice on education. It describes why education policy, as revealed by operations, shifted dramatically since the early Bank projects on education and identifies the reasons for such a shift. The paper argues that the…

Psacharopoulos, George

2006-01-01

44

World Bank Education Policy: Do the Neoliberal Critiques Still Apply?  

ERIC Educational Resources Information Center

Throughout much of the 1990s, the overriding critique of the World Bank was placed on its neoliberal mandate, reflected in its various education measures. However, recently the Bank seems to have taken a notable shift away from this ideological stance in its rhetoric and initiatives. This paper attempts to ascertain the degree to which the…

Oise, Francine Menashy

2007-01-01

45

World Bank Group - International Monetary Fund (IMF) Annual Meetings 1997  

NSDL National Science Digital Library

The World Bank Group and the International Monetary Fund (IMF) held its 1997 Annual Meeting in Hong Kong. The site contains the text of the Annual Meeting Speech titled The Challenge of Inclusion by John D. Wolfenshon, President of the World Bank, and the Per Jacobsson Lecture titled Asian Monetary Cooperation presented by Joseph Yam, chief executive of the Hong Kong Monetary Authority. Speeches by Michael Camdessus, George Soros and Dato Seri Dr Mahathir Bin Mohamad (Prime Minister of Malaysia) are also available. The 1997 Annual Reports of the IMF and World Bank Group can also be viewed at the site. The Focus on Asia section contains various relevant speeches, publications, and other information on Asia produced by the World Bank Group and the International Monetary Fund.

46

World Bank Lending to Small Enterprises: A Review.  

National Technical Information Service (NTIS)

In February 1978 the World Bank published a sector policy paper, *Employment and Development of Small Enterprises', laying out the case for increased lending to small enterprises in the developing countries. This paper analyzes the results of 10 completed...

J. Levitsky

1986-01-01

47

Agricultural Marketing: The World Bank's Experience, 1974-85.  

National Technical Information Service (NTIS)

The study analyzes the World Bank's experience in the field of agricultural marketing over the past two decades. An examination of 402 agricultural projects audited prior to 1986 showed that almost half (197) of them contained marketing components, but on...

1990-01-01

48

Child Labor: Issues and Directions for the World Bank.  

ERIC Educational Resources Information Center

An estimated 250 million children are working worldwide, and child labor is one of the most devastating consequences of persistent poverty. This monograph proposes that the World Bank take stronger action, and outlines what to do and how, to help address the issue more pro-actively by partnering with other world organizations. The monograph first…

Fallon, Peter; Tzannatos, Zafiris

49

World Bank education policy: market liberalism meets ideological conservatism.  

PubMed

Neoliberalism does not consider education a strategic investment. World Bank discourse for Latin America lacks a medium- and long-term view and is based on a short-term cost-benefit analysis. The Bank's education policy is determined by "adjustment" of countries economies so that they can go on paying their external debts. The goal is to eliminate educational expenses for the states by keeping education for elites, breaking up and privatizing the large public education systems, and nullifying teachers' contracts. To justify its policy, the Bank argues that governments should stop financing secondary and higher education and instead focus on primary education, where investments would be more efficient. But at the same time, governments should shift the financing of primary education to the private sector. Teachers' unions are now at the forefront of opposition to the World Bank's education reforms. PMID:9142599

Puiggrós, A

1997-01-01

50

77 FR 30371 - Procedures for Monitoring Bank Secrecy Act Compliance and Fair Credit Reporting: Technical...  

Federal Register 2010, 2011, 2012, 2013

...Procedures for Monitoring Bank Secrecy Act Compliance and Fair Credit Reporting: Technical...Procedures for Monitoring Bank Secrecy Act Compliance and Fair Credit Reporting: Technical...Procedures for Monitoring Bank Secrecy Act Compliance and Fair Credit Reporting:...

2012-05-23

51

Energy efficiency and conservation in the developing world. World Bank policy paper  

SciTech Connect

Contents: evolution of energy efficiency; forces driving increased energy efficiency; why is energy efficiency performance in developing countries so poor; what can be done: country policy priorities; what can be done: sector priorities; strategy for the world bank.

Saunders, R.J.; Gandhi, S.

1993-01-01

52

The World Bank's Support for Science and Technology.  

PubMed

The World Bank, the largest aid-granting agency in the world, has played a substantial but largely unsung role in helping the scientific and technological development of developing countries. Its investments, totaling $15.5 billion in fiscal year 1984, involve choosing appropriate technology and financing local technological development. Since 1980, the Bank has lent $0.5 billion for agricultural research and about $1 billion for scientific and technological education. It contributes to and mobilizes finances for large international research programs in agriculture and the health sciences. It supports research on labor-based construction, low-cost sanitation, renewable energy resources, and control of traffic congestion. It provides training in the technological aspects of development policy. As funds for aid become scarce, the Bank is reexamining its approach to science and technology. PMID:17742086

Weiss, C

1985-01-18

53

Implementation of Imaging Technology for Recordkeeping at the World Bank.  

ERIC Educational Resources Information Center

Describes the evolution of an electronic document management system for the World Bank, including record-keeping components, and how the Pittsburgh requirements for evidence in record keeping were used to evaluate it. Discusses imaging technology for scanning paper records, metadata for retrieval and record keeping, and extending the system to…

Smith, Clive D.

1997-01-01

54

Structural adjustment, state power & genocide: the World Bank & Rwanda  

Microsoft Academic Search

The Rwandan genocide of 1994 has been partly attributed by some commentators to state weakness or collapse, and the weakness or collapse has in turn been partly attributed to the policies of the World Bank and the IMF. Neither argument is valid, and to advance them is to misunderstand the extent to which state power is a persistent and potent

Andy Storey

2001-01-01

55

Making the IMF and the World Bank More accountable  

Microsoft Academic Search

Accused of being secretive, unaccountable and ineffective, both the IMF and the World Bank are seeking to become more transparent, more participatory and more accountable. Yet few attempts have been made to dissect the existing structure of accountability within the international financial institutions (IFIs). This paper critically examines the existing accountability of the institutions, and offers some recommendations for making

Ngaire Woods

2005-01-01

56

World Bank Okays Public Interest in Higher Education  

ERIC Educational Resources Information Center

This essay review discusses the report of The Task Force on Higher Education and Society (TFHES), convened in 1998 by the World Bank but independently financed and staffed in collaboration with UNESCO and several foundations. "Peril and Promise" marks an historic turning point in the framework for postsecondary educational planning. Rate-of-return…

Post, David; Clipper, Lutitia; Enkhbaatar, D.; Manning, Anitra; Riley, Thomas; Zaman, Husam

2004-01-01

57

The World Bank Policies: Damned if You Do, Damned if You Don't.  

ERIC Educational Resources Information Center

A former employee of the World Bank discusses the logic behind multilateral development banks and how they operate, bank ideology and the nature of policy formation, educational and other reforms as loan conditions, the inability of development banks to enforce implementation of their policies in countries receiving loans, and whether the banks

de Moura Castro, Claudio

2002-01-01

58

World Bank eAtlas of the Millennium Development Goals  

NSDL National Science Digital Library

The World Bank established a set of Millennium Development Goals as both a challenge to poor countries to demonstrate "good governance" and to wealthy nations as a spur that would hopefully encourage them to support economic and social development. Recently, the World Bank created this visually engaging and sophisticated interactive atlas to track those eight goals, which include the promotion of gender equality, combating disease, and reducing child mortality. Visitors can click on any of these eight goals and they will be able to view maps of the world that document the progress that has been made in each nation. Clicking on each nation individually brings up clear and easy-to-read tables that chart additional changes within each separate goal. Visitors can export the data for their own use, and they can also resize the map to demonstrate the changes made over the past few years.

2008-06-10

59

Fighting governmental corruption: the New World Bank programme evaluated  

Microsoft Academic Search

Over the past decade, the international donor community has come up with a range of initiatives to curb governmental corruption in developing countries. Top-down approaches devise administrative and judicial reforms, whereas bottom-up approaches deal with the process of awareness-raising in civil society. The World Bank currently integrates these top-down and bottom-up approaches in a combined anti-corruption programme. In this paper,

Carolien M. Klein Haarhuis; Frans L. Leeuw

2004-01-01

60

Foreign Banks in the United States Since World War II: A Useful Fringe  

Microsoft Academic Search

Foreign banks have had an organizational presence in the United States since the early 1800s. Until after World War II, the foreign banks' presence was generally limited. They engaged in trade finance, and in some cases ethnic banking. The growth really dates to the period from the mid-1960s to 1990. Banks are service firms, and their growth reflects a demand

Adrian E. Tschoegl

2000-01-01

61

Reforming the World Bank: From Social-Liberalism to Neo-Liberalism  

ERIC Educational Resources Information Center

Using an analytics of government perspective, it is argued that neo-liberalism as an art of government, especially its form as North American advanced liberal political reason, has shaped enterprise governance and managerial reform at the World Bank. With a focus on the World Bank as a financial banking enterprise, the article explores questions…

Girdwood, John

2007-01-01

62

Investing in People: The World Bank in Action. Directions in Development.  

National Technical Information Service (NTIS)

The booklet has two purposes. One is to provide, for audiences unfamiliar with the World Bank, a short introduction to how the Bank supports developing countries' efforts to improve education, health care, nutrition, family planning, and other means of pr...

1995-01-01

63

International Inland Waters: Concepts for a More Active World Bank Role.  

National Technical Information Service (NTIS)

The paper reviews the World Bank's role in international water affairs. The paper recommends that the Bank should play a more proactive role in international water affairs. Development should be the primary objective for its interventions. Its policy shou...

S. Kirmani R. Rangeley

1994-01-01

64

The World Bank, Support for Universities, and Asymmetrical Power Relations in International Development  

ERIC Educational Resources Information Center

This article examines the role of the World Bank in advancing higher education sectors in the developing world, considering in particular the increasing power and strength of a global knowledge-based economy. Given the powerful role that intergovernmental organizations such as the World Bank play in shaping global economic policies, the authors…

Collins, Christopher S.; Rhoads, Robert A.

2010-01-01

65

Poverty Reduction and the World Bank. Progress in Fiscal 1996 and 1997.  

ERIC Educational Resources Information Center

This report reviews progress in implementation of the World Bank's poverty reduction strategy during fiscal 1996-97. Chapter 1, "The World Bank's Poverty Reduction Strategy and Future Directions," outlines elements in the poverty reduction strategy: policies to promote broad-based labor-demanding growth and increase the productivity and economic…

World Bank, Washington, DC.

66

IMF / World Bank boards of governors discuss population, migration.  

PubMed

A brief presentation was given of the statements Dr. Nafis Sadik, Executive Director of the UN Fund for Population Activities (UNFPA) and Secretary General of the 1994 International Conference on Population and Development (ICPD), made before a meeting of the International Monetary Fund (IMF) and the World Bank on resource flows to developing countries, population, international trade, and migration. The meeting was attended by finance ministers from 24 countries. The IMF Managing Director gave an overview at the meeting of the world economic situation and the need for international assistance for effective population and family planning programs. Dr. Sadik emphasized this need as a requirement for implementation of the 20-year ICPD Programme of Action. The increased investment was considered beneficial because it would increase life expectancy, lower demand for health and education services, reduce pressure in the job market, reduce economic hardship, and increase social stability. The growth of prosperity was considered by Dr. Sadik to be tied to increased demand for housing, energy, and utilities. A slower and more balanced population growth would allow for government services to meet demands and for the world to adjust to increasing numbers of people. Several ministers supported the call for increased funding of population programs and poverty reduction programs. A special communique by ministers recognized that the connections between economic growth, population, poverty reduction, health, investment in human resources, and environmental degradation must be integrated into population policy. Ministers urged the ICPD to emphasize improvements in primary school enrollment in low income countries, in access to family planning and health services, and in maternal and child mortality rates. Ministers wanted to see increases in the proportion of aid directed to population programs above the current 1.25%. Requests were made for more research into the social, political, and economic impact of international migration among both host and origin countries. PMID:12179004

1994-05-01

67

Innovation Funds for Higher Education: A Users' Guide for World Bank Funded Projects. Education Working Paper Series. Number 1  

ERIC Educational Resources Information Center

The Education Working Paper Series is produced by the Education Unit at the World Bank (HDNED). It provides an avenue for World Bank staff to publish and disseminate preliminary education findings to encourage discussion and exchange ideas within the World Bank and among the broader development community. This Guide seeks to help those who design…

Saint, William

2005-01-01

68

Suppose There Were a "World Bank" for American Education?  

ERIC Educational Resources Information Center

About 120 nations can borrow from an international bank for the purposes of financing domestic educational improvement. The United States is a donor to this bank, but by virtue of its economic development, it cannot borrow. Nevertheless, the virtues of having such a facility might be worth considering within the United States. This article briefly…

Heyneman, Stephen P.

2007-01-01

69

The World Bank's Shift Away from Neoliberal Ideology: Real or Rhetoric?  

ERIC Educational Resources Information Center

Some literature on World Bank education policies after 1999 tries to project a shift away of the Bank from its 1980s neoliberal mandate. This article argues that the shift is only in the form of rhetoric, which facilitates a hidden agenda of creating a worldwide higher education market, leaving the poor with primary education only. At the…

Adhikary, Rino Wiseman

2012-01-01

70

Improving the Supply of Fertilizers to Developing Countries: A Summary of the World Bank's Experience.  

National Technical Information Service (NTIS)

The paper is based on two decades of World Bank Group experience improving the efficiency and security of supplying fertilizers to developing countries. It shows that the availability of fertilizers is vital to food production. Because of current concern ...

1989-01-01

71

Project Performance Results for 1986: A World Bank Operations Evaluation Study.  

National Technical Information Service (NTIS)

The World Bank reviews the performance of all projects that it has helped to finance. These reviews are based on individual evaluations prepared for each project and include determinations of overall project success, economic rates of return project susta...

1988-01-01

72

Sector Forestal: Documento de Politica del Banco Mundial (Forest Sector: A World Bank Policy Paper).  

National Technical Information Service (NTIS)

Forests are the most extensive terrestrial ecosystem, and nearly 500 million people depend on forests for their livelihood. Since the World Bank issued its forestry sector policy paper in 1978, there has been growing concern about the accelerated rate of ...

1992-01-01

73

Monetary Policy Instruments for Developing Countries: A World Bank Symposium.  

National Technical Information Service (NTIS)

Contents: The Use of Market Instruments for Monetary Policy; Central Bank Liquidity Management and the Money Market; The Use of Monetary Policy Instruments by Developing Countries; Building Financial Institutions for a Market-Based Monetary Policy; Moneta...

G. Caprio P. Honohan

1991-01-01

74

Structural and Sectoral Adjustment: World Bank Experience, 1980-92.  

National Technical Information Service (NTIS)

The overview looks at the role of adjustment lending within the context of the Bank's country assistance strategies-the mix and sequencing of SALs, SECALs, and investment lending. The end product is an issue-specific report, based on country-by-country em...

C. Jayarajah W. Branson

1995-01-01

75

Early Child Development in Latin America and the Caribbean: List of Projects with World Bank Support.  

ERIC Educational Resources Information Center

In recent years the World Bank, currently the largest single funding source for education and health programs in the world, has put new emphasis on reaching children in the years before they enter school. Despite the acknowledged benefits to be gained from investing in education, schooling in Latin America has failed to keep pace with the…

World Bank, Washington, DC. Human Development Network.

76

Gangs, Soldiers and "Idle Girls": Constructions of Youth and Development in World Bank Discourse  

ERIC Educational Resources Information Center

This article examines the World Bank's recent World Development Report on youth and development (2007) as an empirical example to explore the links between the employment of "group identity" and the use of policy frameworks. Drawing on feminist theory to analyse the representations of young people put forward within the report, this article…

Luttrell-Rowland, Mikaela

2007-01-01

77

Does service quality implementation mediate the relationship between technical service quality and performance: an empirical examination of banks in Jordan  

Microsoft Academic Search

This study examines the mediation effect of service quality implementation on the relationship between technical service quality and banks performance. Drawing on relevant literature, the author empirically tested a model of technical service quality, service quality implementation and performance on a sample of 346 managers of banks in Jordan. The study findings have indicated significant implications for banks managers in

Mamoun N. Akroush

2009-01-01

78

Technical, Scale, and Allocative Efficiencies in U.S. Banking: An Empirical Investigation  

Microsoft Academic Search

A nonparametric frontier approach is used to calculate the overall, technical, pure technical, allocative, and scale efficiencies for a sample of 322 independent banks. The sample was drawn from the Federal Deposit Insurance Corporation tapes on the Reports of Conditions and Reports of Income (Call Reports) for the year 1986. The results indicate a low level of overall efficiency. The

R. Grabowski; C. Pasurka; N. Rangan

1990-01-01

79

LOVING TO STRAIGHTEN OUT DEVELOPMENT: SEXUALITY AND ETHNODEVELOPMENT IN THE WORLD BANK'S ECUADORIAN LENDING  

Microsoft Academic Search

Gender staff in the World Bank -- the world's largest and most influential development institution -- have a policy problem.\\u000a Having prioritised efforts to get women into paid employment as the ?8cure-all?9 for gender inequality they must deal with\\u000a the work that women already do -- the unpaid labour of caring, socialisation, and human needs fulfilment. This article explores\\u000a the

KATE BEDFORD

2005-01-01

80

Vocational education and training in developing countries: has the World Bank got it right?  

Microsoft Academic Search

The World Bank argues that vocational education and training in developing countries is best left to individuals, enterprises and private sector training institutions with government interventions kept to a minimum. This article argues that this policy prescription is seriously flawed both conceptually and in relation to the current VET policies adopted by governments in the advanced industrial economies as well

Paul Bennell; Jan Segerstrom

1998-01-01

81

The Challenge of Good Governance for the IMF and the World Bank Themselves  

Microsoft Academic Search

Over the last decade, the International Monetary Fund (IMF) and the World Bank have embraced “good governance” as a set of principles to guide their objectives in member countries. Both institutions now face pressures to apply some similar standards of transparency, accountability and participation to themselves. This paper examines the challenges this poses for the organizations, beyond the steps they

Ngaire Woods

2000-01-01

82

Education in Asia: A Comparative Study of Cost and Financing. World Bank Regional and Sectoral Studies.  

ERIC Educational Resources Information Center

Data analyzed in this study are drawn from varied sources including documents provided by governments in the context of the World Bank's operational activity. The data on a basic set of indicators were assembled for a core of 11 Asian countries (Bangladesh, China, India, Indonesia, Korea, Malaysia, Nepal, Papua New Guinea, the Philippines, Sri…

Tan, Jee-Peng; Mingat, Alain

83

The World Bank: An Online Atlas of the Millennium Development Goals  

NSDL National Science Digital Library

The World Bank established a set of Millennium Development Goals as both a challenge to poor countries to demonstrate "good governance" and to wealthy nations as a spur that would hopefully encourage them to support economic and social development. Recently, the World Bank created this visually engaging and sophisticated interactive atlas to track those eight goals, which include the promotion of gender equality, combating disease, and reducing child mortality. Visitors can click on any of these eight goals and they will be able to view maps of the world that document the progress that has been made in each nation. Clicking on each nation individually brings up clear and easy-to-read tables that chart additional changes within each separate goal. Visitors can export the data for their own use, and they can also resize the map to demonstrate the changes made over the past few years.

84

Neoliberalism and the World Bank: Economic Discourse and the (Re)Production of Gendered Identity(ies)  

ERIC Educational Resources Information Center

This article examines the World Bank's discourse of neoliberalism with a view to understanding how this informs and sustains the Bank's policies and practices in particularly gendered ways. "Neoliberalism" is, here, a discursive structure that constitutes a powerful and pervasive contemporary model of economic development, resting on assumptions…

Griffin, Penny

2007-01-01

85

Your Money or Your Life! A Critical Canadian Perspective on the World Bank's "Reform Agenda" for Higher Education  

ERIC Educational Resources Information Center

In 1998 the World Bank published a "Reform Agenda" for higher education in the new millennium designed to accelerate privatization and the restructuring of the academic workforce. Before analyzing the report, I consider how changes in Canadian universities reflect the growth of the "knowledge-based economy." I then provide a critique of the Bank's…

Woodhouse, Howard

2011-01-01

86

Secteur Forestier: Document de Politique Generale de la Banque Mondiale (Forest Sector: A World Bank Policy Paper).  

National Technical Information Service (NTIS)

Forests are the most extensive terrestrial ecosystem, and nearly 500 million people depend on forests for their livelihood. Since the World Bank issued its forestry sector policy paper in 1978, there has been growing concern about the accelerated rate of ...

1992-01-01

87

Technical Progress of the New Worlds Observer Mission  

NASA Astrophysics Data System (ADS)

We report on the technical progress of the New Worlds Observer (NWO) mission concept. NWO is a two spacecraft mission that is capable of detecting and characterizing extra-solar, terrestrial planets and planetary systems. NWO consists of an external starshade and an UV-optical space telescope, flying in tandem. The starshade is a petal-shaped, opaque screen that creates an extremely dark shadow large enough to shade the telescope aperture from the target star. The NWO team has been addressing the top technology challenges of the concept, and report here our progress. We will present the current mission configuration best suited to address Terrestrial Planet Finding requirements, and highlight the technological breakthroughs that we have achieved this year. In particular, we will report on progress made in precision deployables for the large starshade, and the trajectory & alignment control system for NWO. We will also briefly highlight advances in understanding the starshade optical performance.

Lo, Amy; Noecker, C.; Cash, W.; NWO Study Team

2009-01-01

88

A program to develop the domestic natural gas industry in Indonesia: Case history of two World Bank projects  

SciTech Connect

Indonesia depends heavily on revenues from the export of LNG and oil, the availability of which appears to be decreasing. It is therefore making a strong effort to accelerate development of a domestic natural gas industry. A high priority has been given to the conversion of power plants and city gas systems, including local industries and commercial facilities, from liquid fuels to natural gas. This will release more oil for export, help to meet the objectives of Repelita V, and provide substantial environmental benefits. The World Bank recently provided loans to the Indonesian Government for two projects that are aimed at substituting natural gas for oil and manufactured gas in domestic markets. One project involves expansion of the gas distribution systems of Indonesia's natural gas utility (PGN) in three cities: Jakarta and Bogor in Java, and Medan in Sumatra. The project also includes training programs for PGN staff and an energy pricing policy study to be carried out by Indonesia's Ministry of Mines and Energy. The second project involves expansion of the supply of natural gas for Surabaya and twelve other towns in its vicinity in East Java, and further expansion of Medan's supply system. Technical assistance will be provided to enhance the skills ofPGN and the Ministry of Mines and Energy, and a Gas Technology Unit similar to the Institute of Gas Technology will be established at Indonesia's Research and Development Center for Oil and Gas (LEMIGAS) in Jakarta. 14 refs., 3 figs., 11 tabs.

Klass, D.L. (Institute of Gas Technology, Chicago, IL (United States)); Khwaja, S. (World Bank, Washington, DC (United States))

1991-01-01

89

The Green Bank Telescope  

Microsoft Academic Search

The Robert C. Byrd Green Bank Telescope of the National Radio Astronomy Observatory is the world's premiere single-dish radio telescope operating at centimeter to long millimeter wavelengths. This paper describes the history, construction, and main technical features of the telescope.

Richard M. Prestage; Kim T. Constantikes; Todd R. Hunter; Lee J. King; Richard J. Lacasse; Felix J. Lockman; Roger D. Norrod

2009-01-01

90

Financing Reduction of Information Poverty in Nigerian University Libraries: A Study of the IMF and World Bank Credit Facility.  

ERIC Educational Resources Information Center

Examines the financing of 20 Federal University Libraries in Nigeria by the World Bank, which provides for acquisition of books, journals, and equipment based on conditions to be met by the universities. Considers socioeconomic effects and assesses the impact of the loan on selection, acquisition, and staff development. Discusses the inability of…

Lawal, Olu Olat

1995-01-01

91

The UNDP - World Bank\\/IMF Partnership in Achieving Millennium Development Goals: The Role of Poverty Reduction Strategies  

Microsoft Academic Search

This paper examines the partnership in development policies between the World Bank and IMF, and the United Nations. In a review and interpretation of the genesis and development of MDGs and PRSPs, we argue that PRSPs are instruments used by the Washington institutions to achieve the MDGs initiated by the UN. We then report on data collected for MDGS 2,3

Andrea R. Eggen; Dirk J. Bezemer

92

Neo liberalism revised? A critical account of World Bank concepts of good governance and market friendly intervention  

Microsoft Academic Search

This article examines recent World Bank reports on the role of the state in the development process, with particular reference to the rise of the East Asian NICs and the crisis of ‘governance’ in sub-Saharan Africa. The concepts of market friendly intervention and good governance are critically discussed, and are found to be inadequate as explanations for East Asian ‘success'

Ray Kiely

1998-01-01

93

Interrogating an Omission: The Absence of a Rights-Based Approach to Education in World Bank Policy Discourse  

ERIC Educational Resources Information Center

This study provides a discursive analysis of World Bank policy documents in order to reveal the stark omission of a rights-based approach to education, while highlighting instead the support of an economic-instrumentalist approach. Plausible explanations are provided to shed light on this exclusion, including the feasibility critique of education…

Menashy, Francine

2013-01-01

94

In the Best Interests of Youth or Neoliberalism? The World Bank and the New Global Youth Empowerment Project  

ERIC Educational Resources Information Center

Youth, and youth employment especially, have jumped to the forefront of the international development agenda, driven by new funding and reporting priorities of the World Bank and allied international and national aid organisations. Despite the seductive rhetoric of youth empowerment, however, we argue that the new turn to youth serves primarily to…

Sukarieh, Mayssoun; Tannock, Stuart

2008-01-01

95

Growth May Be Good for the Poor - But are IMF and World Bank Policies Good for Growth?  

NSDL National Science Digital Library

This short paper critiques a publication of the World Bank's Development Research Group entitled Growth Is Good for the Poor. The original report concluded that "growth generally does benefit the poor and that anyone who cares about the poor should favor the growth-enhancing policies of good rule of law, fiscal discipline, and openness to international trade." By way of critique, this report considers the reasons why economic growth has slowed dramatically over the past two decades, and examines the ways in which IMF and World Bank policies may be accountable for this decline in economic growth. The paper offers several examples to support its assertions, and also notes some discrepancies in the original report's research. Presented in HTML format, the paper includes several supporting appendices, as well as a helpful bibliography and footnotes.

96

Assessing the Feasibility of a Test Item Bank and Assessment Clearinghouse: Strategies to Measure Technical Skill Attainment of Career and Technical Education Participants  

ERIC Educational Resources Information Center

This report documents strategies that can be used to initiate development of a technical skill test item bank and/or assessment clearinghouse and quantifies the cost of creating and maintaining such a system. It is intended to inform state administrators on the potential uses and benefits of system participation, test developers on the needs and…

Derner, Seth; Klein, Steve; Hilber, Don

2008-01-01

97

What did structural adjustment adjust?: The association of policies and growth with repeated IMF and World Bank adjustment loans  

Microsoft Academic Search

One feature of adjustment loans that has been often overlooked in their evaluation is their frequent repetition to the same country, with such extremes as the 30 IMF and World Bank adjustment loans to Argentina over 1980-99 or the 26 adjustment loans to Cote d'Ivoire and Ghana. The rate of repetition remains high and non-decreasing as cumulative adjustment loans increases.

William Easterly

2005-01-01

98

Health and social security reforms in Latin America: the convergence of the World Health Organization, the World Bank, and transnational corporations.  

PubMed

International financial institutions have played an increasing role in the formation of social policy in Latin American countries over the last two decades, particularly in health and pension programs. World Bank loans and their attached policy conditions have promoted several social security reforms within a neoliberal framework that privileges the role of the market in the provision of health and pensions. Moreover, by endorsing the privatization of health services in Latin America, the World Health Organization has converged with these policies. The privatization of social security has benefited international corporations that become partners with local business elites. Thus the World Health Organization, international financial institutions, and transnational corporations have converged in the neoliberal reforms of social security in Latin America. Overall, the process represents a mechanism of resource transfer from labor to capital and sheds light on one of the ways in which neoliberalism may affect the health of Latin American populations. PMID:11809007

Armada, F; Muntaner, C; Navarro, V

2001-01-01

99

Developing and Improving Irrigation and Drainage Systems. Selected Papers from World Bank Seminars.  

National Technical Information Service (NTIS)

Contents: The Global Problem of Land and Water Constraints; Irrigation in the 1990s: A Role for the Bank; Irrigation and Drainage Projects: Sustainability, Performance, and Impact; Institutional Aspects of Irrigation Development in North Africa: Experienc...

G. Le Moigne S. Barghouti L. Garbus

1992-01-01

100

Renewable-resource management in agriculture. World Bank operations evaluation study  

SciTech Connect

The study is the first of a series planned by OED of the Bank's experience in the area of renewable resource management. It analyzes the results of 335 agriculture and forestry projects in the tropics which have been completed. Further, it examines the findings in the case studies of 12 countries. The countries represent the three principal tropical ecologic zones: the humid tropical lowlands; desert and semi-arid lands; and mountain watersheds. They also represent all four of the Bank's operational regions: Africa, Asia, Latin America and the Caribbean, and Europe, Middle East and North Africa. The report reviews the findings of PPARs, PCRs and IERs on resource management issues; summarizes the main findings of the 12 case studies of countries; examines the Bank's role in identifying and dealing with policy issues affecting resource management; and discusses the opportunities and constraints that exist if the Bank is to address resource management problems more effectively.

Not Available

1989-01-01

101

Investing in amnesia, or fantasy and forgetfulness in the World Bank's approach to healthcare reform in sub-Saharan Africa.  

PubMed

"Investing in Health," the World Bank's 1993 World Development Report, and a follow-up report, "Better Health in Africa," advocate investments in Third World health sectors as a means of increasing individual productivity and strengthening economic growth. Both reports maintain that structural adjustment policies have enhanced the physical health of low-income populations by improving the fiscal health of business elites. This essay critiques the World Bank's approach through a historical analysis of health care problems in sub-Saharan Africa with an emphasis on the devastating effects of colonialism, patriarchy, and imperialism. Although these documents contain many useful recommendations for Western donors (e.g., recognition of the destructive potential of alcohol and tobacco, the need for state regulation over key parts of the health sector, and the effects of gender on health status), they reflect an "investment in amnesia" regarding historical evidence on health care reform in Africa and an erroneous assumption that Western biomedicine is politically neutral. Foreign aid has tended to serve the needs of multinational corporations rather than African populations. Recommended, in place of structural adjustment policies, are measures such as a massive rebuilding of Africa's urban infrastructure, the enforcement of minimum wage laws, the preservation of ecosystems that supply traditional medicines, attention to the ecologic and health consequences of economic growth, and a feminist-led reproductive rights movement. PMID:12321262

Epprecht, M

1997-01-01

102

World bank and the environment. Progress report. Banco mundial y el medio ambiente  

SciTech Connect

The second annual report describes specific environmental strategies and environmental lending in the Bank's four operational regions: Africa; Asia; Europe, Middle East, and North Africa; and Latin America and the Caribbean. It details the Bank's progress in eight environmental categories: energy and the environment, pollution, urban environment, water resources management, forest and land management, social and cultural, environmental economics, and the global environment. One chapter is devoted exclusively to tropical forests, studying ways in which the Bank is dealing with deforestation as a part of the constant review of its forest policies. Suggestions are made for decreasing the degradation of tropical forests while meeting demands for forest products. This chapter reflects a shift in Bank emphasis from commercial ventures to conservation measures. The publication reports on other initiatives by the Bank during fiscal 1991, including the launching of the Global Environment Facility (GEF)--a pilot program to oversee reduction of global warming, preservation of biological diversity, protection of international waters, and prevention of ozone depletion.

Not Available

1991-01-01

103

The world bank and the environment. Progress report. Banque mondiale et l'environnement  

SciTech Connect

The second annual report describes specific environmental strategies and environmental lending in the Bank's four operational regions: Africa; Asia; Europe, Middle East, and North Africa; and Latin America and the Caribbean. It details the Bank's progress in eight environmental categories: energy and the environment, pollution, urban environment, water resources management, forest and land management, social and cultural, environmental economics, and the global environment. One chapter is devoted exclusively to tropical forests, studying ways in which the Bank is dealing with deforestation as a part of the constant review of its forest policies. Suggestions are made for decreasing the degradation of tropical forests while meeting demands for forest products. This chapter reflects a shift in Bank emphasis from commercial ventures to conservation measures. The publication reports on other initiatives by the Bank during fiscal 1991, including the launching of the Global Environment Facility (GEF)--a pilot program to oversee reduction of global warming, preservation of biological diversity, protection of international waters, and prevention of ozone depletion.

Not Available

1991-01-01

104

World Bank and the Poorest Countries: Support for Development in the 1990s.  

National Technical Information Service (NTIS)

Reducing poverty is the greatest challenge facing the world today. Progress has been made over the last generation in improving living standards in the poorest countries, but over a billion people still struggle in absolute poverty. Helping those people t...

1994-01-01

105

Counseling in a Technical World: Student Counselors' Technical Skills, Motivation, and Self-Efficacy  

ERIC Educational Resources Information Center

Incorporating technology into a counselor's practice has continued to grow. The research supports that it would be advantageous for counseling students to learn the 12 technical competencies suggested by the interest group of the Association for Counselor Education and Supervision (ACES). This study investigated the computer attitudes (perceived…

Orr, Lynne B.

2011-01-01

106

How Commercial Banks Use the World Wide Web: A Content Analysis.  

ERIC Educational Resources Information Center

New telecommunications vehicles expand the possible ways that business is conducted. The hypermedia portion of the Internet, the World Wide Web, is such a telecommunications device. The Web is presently one of the most flexible and dynamic methods for electronic information dissemination. The level of technological sophistication necessary to…

Leovic, Lydia K.

107

Uganda: The Challenge of Growth and Poverty Reduction. A World Bank Country Study.  

ERIC Educational Resources Information Center

This report examines the outcomes of economic reform in Uganda and defines issues that Uganda must address in medium- and long-term strategies for poverty reduction. With a per capita income of approximately $220, Uganda is one of the poorest countries in the world. Its economy and social indicators bear the marks of nearly 15 years of political…

World Bank, Washington, DC.

108

Education and Development: Evidence for New Priorities. World Bank Discussion Papers No. 95.  

ERIC Educational Resources Information Center

Education has been recognized as the cornerstone of economic and social development. Now it is even more important as technological change and new methods of production transform the world economy. Development will depend more and more on knowledge-intensive industries, agriculture, and services. The continuing economic crisis, however, is…

Haddad, Wadi D.; And Others

109

World Bank Contribution to Building National HIV/AIDS Monitoring and Evaluation Capacity in Africa: Going beyond Indicator Development and Conceptual Training  

ERIC Educational Resources Information Center

International commitment to the human immunodeficiency virus-acquired immunodeficiency syndrome (HIV/AIDS) epidemic has grown rapidly in recent years, stimulated by the leadership of the Joint United Nations Programme on HIV/AIDS (UNAIDS) and its cosponsors and supported by a range of new mechanisms. These include the World Bank's Multi-Country…

Wilson, David

2004-01-01

110

The Politics of Privatization and Decentralization in Global School Reform: The Value of Equity Claims for Neoliberalism at the World Bank and in El Salvador.  

ERIC Educational Resources Information Center

This paper focuses on the role of the World Bank and its subsidiaries in promoting the neoliberal educational reforms of privatization and decentralization globally and in El Salvador. Neoliberalism is first defined as a sociopolitical philosophy that supports concepts such as the free market, market-driven education, and the use of a voucher…

Desmond, Cheryl

111

Project Evaluation and Uncertainty in Practice: A Statistical Analysis of Rate-of-Return Divergences of 1,015 World Bank Projects  

Microsoft Academic Search

This article analyzes the World Bank's experience with project evaluation for a sample of l,015 projects by comparing estimated rates of return at appraisal with reestimated rates of return when construction works are completed, usually 5 to 10 years after appraisal. The analysis highlights the high degree of uncertainty in project analysis. A wide range of variables has been introduced

Gerhard Pohl; Dubravko Mihaljek

1992-01-01

112

Literacy for What? Literacy for Whom? The Politics of Literacy Education and Neocolonialism in UNESCO- and World Bank-Sponsored Literacy Programs  

ERIC Educational Resources Information Center

This article explores literacy education, especially the kinds practiced and promoted by organizations such as the World Bank and the United Nations Educational, Scientific, and Cultural Organization (UNESCO), as a form of neocolonialism. Although researchers in other educational contexts have examined how schooling and education operate as a form…

Wickens, Corrine M.; Sandlin, Jennifer A.

2007-01-01

113

International evidence on the impact of regulations and supervision on bankstechnical efficiency: an application of two-stage data envelopment analysis  

Microsoft Academic Search

This study uses a sample of 715 banks from 95 countries and two-stage data envelopment analysis (DEA) to provide international\\u000a evidence on the impact of regulations and supervision approaches on banks’ efficiency. We first use DEA to estimate technical\\u000a and scale efficiency. We then use Tobit regression to investigate the impact of several regulations related to capital adequacy,\\u000a private monitoring,

Fotios Pasiouras

2008-01-01

114

Three-Dimensional Virtual Bone Bank System Workflow for Structural Bone Allograft Selection: A Technical Report  

PubMed Central

Structural bone allograft has been used in bone defect reconstruction during the last fifty years with acceptable results. However, allograft selection methods were based on 2-dimensional templates using X-rays. Thanks to preoperative planning platforms, three-dimensional (3D) CT-derived bone models were used to define size and shape comparison between host and donor. The purpose of this study was to describe the workflow of this virtual technique in order to explain how to choose the best allograft using a virtual bone bank system. We measured all bones in a 3D virtual environment determining the best match. The use of a virtual bone bank system has allowed optimizing the allograft selection in a bone bank, providing more information to the surgeons before surgery. In conclusion, 3D preoperative planning in a virtual environment for allograft selection is an important and helpful tool in order to achieve a good match between host and donor.

Ritacco, Lucas Eduardo; Farfalli, German Luis; Milano, Federico Edgardo; Ayerza, Miguel Angel; Muscolo, Domingo Luis

2013-01-01

115

Bank Information Center  

NSDL National Science Digital Library

Bank Information Center (BIC) is a nonprofit, independent, non-governmental organization that "provides information and strategic support to NGOs and social movements throughout the world on the projects, policies and practices of the World Bank and other Multilateral Development Banks (MDBs)." The organization's Website contains information about BIC's ongoing activities and offers useful publications and toolkits for those interested in and involved with MDBs. The Toolkits for Activists section includes fact sheets that explain the inner workings of the World Bank, covering topics such as basic information about the World Bank, the Country Assistance Strategy, World Bank policy framework, and information on World Bank's lending. Each fact sheet is available in both .pdf and HTML formats. The publications section offers a variety of resources including papers, case studies, and meeting reports, many of which are available online. Also provided are links to other monitoring organizations around the world and several online forums. An information services page will be added soon.

116

How Banks' Value-at-Risk Disclosures Predict their Total and Priced Risk: Effects of Bank Technical Sophistication and Learning over Time  

Microsoft Academic Search

Using a sample of eight large commercial banks from 1994 to 2000, Jorion (2002) finds that banks' VaR disclosures for their trading portfolios predict trading income variability. We extend Jorion's findings using a larger sample of 17 banks from 1997 to 2002 reporting trading VaRs under FRR No. 48 (1997). We find that banks' trading VaRs have predictive power for

Chi-chun Liu; Stephen G. Ryan; Hung Tan

2004-01-01

117

Innovations in Higher Education. Singapore at the Competitive Edge. World Bank Technical Paper No. 222.  

ERIC Educational Resources Information Center

This report provides an overview of Singapore's strategy for human resource development and the country's concerted effort to successfully orchestrate the many separate initiatives between 1960s to 1980s into an effective market-driven, three-tiered higher education system emphasizing technology and modernization. The study highlights the…

Selvaratnam, Viswanathan

118

Implementing Educational Policies in Tanzania. World Bank Discussion Papers No. 86. Africa Technical Department Series.  

ERIC Educational Resources Information Center

Of the three East African British colonies (Kenya, Uganda, and Tanzania), Tanzania was the least well off at the time of independence in 1961. At that time, only 16,691 students were enrolled in secondary schools, and all general education at higher levels was provided outside the country. Thus, the goals of post-independence educational policy…

Galabawa, C. J.

119

Poverty and Policy in Latin America and the Caribbean. World Bank Technical Paper No. 467.  

ERIC Educational Resources Information Center

Although the progress toward poverty reduction remains sluggish, other dimensions of social welfare in the Latin American and Caribbean (LAC) region show signs of improvement. Adult literacy and school enrollment rates, life expectancy at birth, access to safe water, and nutrition indicators are improving. However, other factors demonstrate that…

Wodon, Quentin T.

120

Financing, Efficiency, and Equity in Albanian Education. World Bank Technical Paper.  

ERIC Educational Resources Information Center

When Albania began its transition to a market economy, its education was geared to meeting the productive needs of a controlled economy and the social and ideological needs of a socialist state. Expanding the economy's long-term productive capacity in a market environment and building a democratic system called for thorough reform of the education…

Palomba, Geremia; Vodopivec, Milan

121

Water-pollution control: guidelines for project planning and financing. World Bank technical paper  

Microsoft Academic Search

This publication provides guidelines to managers, supervisors, and others who are involved with decisions on filling needs for water-pollution-control facilities, but who may be lacking the detailed background in engineering, economics, financial management, or other applicable specialties. Political and economic planning leaders, who must provide the financial resources and overall policies, will also find the document useful in making themselves

R. C. Palange; A. Zavala

1987-01-01

122

Predicting Financial Distress in a High-Stress Financial World: The Role of Option Prices as Bank Risk Metrics  

Microsoft Academic Search

The current financial crisis offers a unique opportunity to investigate the leading properties of market indicators in a stressed environment and their usefulness from a banking supervision perspective. One pool of relevant information that has been little explored in the empirical literature is the market for bank’s exchange-traded option contracts. In this paper, we first extract implied volatility indicators from

J. Coffinet; A. Pop; M. Tiesset

2010-01-01

123

Balancing water demands with supplies: The role of management in a world of increasing scarcity. World Bank technical paper  

SciTech Connect

The paper deals with the increasingly important topic of how to balance water demands with supplies. It examines the experience of Organization for Economic Cooperation and Development (OECD) countries in influencing the behavior of water users, and draws lessons from attempts to manage demand by imposing water use regulations and employing economic incentives. The paper points out that there can be no blueprint for applying demand management practices as most countries and communities differ in their response to regulations, encouragement and incentives. Nevertheless the guiding principles described should be of considerable value to those wishing to introduce demand management techniques into their nation's water equation.

Frederick, K.D.

1993-01-01

124

Universities in Africa: Strategies for Stabilization and Revitalization. World Bank Technical Paper No. 194, Africa Technical Department Series.  

ERIC Educational Resources Information Center

This publication presents the results of a study on how to overcome the current crisis of quality, relevance and finance in African universities. The analysis developed from the 1988 policy study, "Education in Sub-Saharan Africa," and discussion within the Donors to African Education Working Group on Higher Education. In 12 chapters the report…

Saint, William S.

125

Predicting Financial Distress in a High-Stress Financial World: The Role of Option Prices as Bank Risk Metrics  

Microsoft Academic Search

The current financial crisis offers a unique opportunity to investigate the leading properties of market indicators in a stressed environment and their usefulness from a banking supervision perspective. One pool of relevant information that has been little explored in the empirical literature is the market for bank's exchange-traded option contracts. In this paper, we first extract implied volatility indicators from

Jérôme Coffinet; Adrian Pop; Muriel Tiesset

2010-01-01

126

Research on Operational Risk Management Framework for Commercial Banks in Internet World - Based on McKinsey 7S Model  

Microsoft Academic Search

Operational risk has become major field of research on risk management in global banking. The spirit of open, cooperation, equality and globalization advocated by Internet has changed the business of commercial banks completely and largered their operational risk several times. Based on introducing the definition and characteristics of operational risk, this paper analyses the development trend of operational risk and

Chen Jing-xin; Liu Wei

2010-01-01

127

Banking on Diversity  

ERIC Educational Resources Information Center

Few organizations have as racially and culturally diverse a work force as the organizations that make up the World Bank Group. Of its 13,000 employees, nearly 60 percent of whom are located in downtown Washington, D.C., and the rest scattered across 160 offices around the globe, nearly every nation in the world is represented in the World Bank

Roach, Ronald

2010-01-01

128

Overview of US AID-World Bank-NASA Collaboration to Address Water Management Issues in the MENA Region  

NASA Technical Reports Server (NTRS)

The World Bank, USAID and NASA have recently established a joint project to study multiple issues pertaining to water related applications in the Middle East North Africa (MENA) region. The main concentration of the project is on utilization of remote sensing data and hydrological models to address crop irrigation and mapping, flood mapping and forecasting, evapotranspiration and drought problems prevalent in this large geographic area. Additional emphases are placed on understanding the climate impact on these areas as well. Per IPCC 2007 report, by the end of this century MENA region is projected to experience an increase of 3 C to 5 C rise in mean temperatures and a 20% decline in precipitation. This poses a serious problem for this geographic zone especially when majority of the hydrological consumption is for the agriculture sector and the remaining amount is for domestic consumption. The remote sensing data from space is one of the best ways to study such complex issues and further feed into the decision support systems. NASA's fleet of Earth Observing satellites offer a great vantage point from space to look at the globe and provide vital signs necessary to maintain healthy and sustainable ecosystem. These observations generate multiple products such as soil moisture, global precipitation, aerosols, cloud cover, normalized difference vegetation index, land cover/use, ocean altimetry, ocean salinity, sea surface winds, sea surface temperature, ozone and atmospheric gases, ice and snow measurements, and many more. All of the data products, models and research results are distributed-via the Internet freely through out the world. This project will utilize several NASA models such as global Land Data Assimilation System (LDAS) to generate hydrological states and fluxes in near real time. These LDAS products will then be further compared with other NASA satellite observations (MODIS, VIIRS, TRMM, etc.) and other discrete models to compare and optimize evapotranspiration, soil moisture and crop irrigation, droUght assessment and water balance. The floods being a critical disaster in many of the MENA countries, NASA's global flood mapping and modeling framework (CREST) will be customized for country specific needs and delivered to the remote sensing organizations for their future use. Finally, capacity building is a critical part of this project and NASA will assist in this effort as well.

Habib, Shahid

2012-01-01

129

Efficiency in European banking  

Microsoft Academic Search

This paper extends the established literature on modelling the cost characteristics of banking markets by applying the flexible Fourier functional form and stochastic cost frontier methodologies to estimate scale economies, X-inefficiencies and technical change for a large sample of European banks between 1989 and 1997. The results reveal that scale economies are widespread for smallest banks and those in the

Y. Altunba?; E. P. M. Gardener; P. Molyneux; B. Moore

2001-01-01

130

World Bank Inspection Panel.  

National Technical Information Service (NTIS)

The purpose of the study is simply to ensure a better understanding of the inspection function as envisaged in the resolution establishing the Panel. It will attempt to serve this purpose by shedding light in the first chapter on the circumstances which l...

I. F. I. Shihata

1994-01-01

131

World Development Report 2005  

NSDL National Science Digital Library

This annual report released by the World Bank draws on surveys of over 30,000 firms in 53 developing countries, along with various country case studies sponsored by the World Bank. Released in September 2004, the 288-page report highlights opportunities to improve its investment climates by expanding the opportunities and incentives for firms of all types. Throughout its rather broad scope, the report suggests that governments remove barriers to competition, along with placing a premium on delivering the basic foundations for increased investment, such as creating a stable infrastructure and securing property rights. The report also details what the international community can do to assist in this long-term process and also provides some helpful indicators of world development, along with technical and methodological notes. It is worth noting that the report is available in a number of different languages.

132

Central Banking Resource Center  

NSDL National Science Digital Library

Central Banks of the World is a pointers page to central banks and central bank information for over 45 countries, as well as multilateral financial institutions, research and training establishments, and conference information. To show how little is generally known about the history of central banking in the United States, this site includes an email message sent to the webmaster of the First Bank of the United States, promoting a certain software company's web interactivity applications. Of course, since the First Bank of the United States was closed in 1811, its web site is primarily historical. The Central Banks site lists over 30 Internet directories and pointers pages that list the First Bank of the United States as a functioning financial institution. To help remedy this situation, the site includes a pointer to a brief history of banking in the US.

1996-01-01

133

Tobacco Industry attempts to counter the World Bank Report Curbing the Epidemic and obstruct the WHO Framework Convention on Tobacco Control  

PubMed Central

In 1999 the World Bank published a landmark study on the economics of tobacco control, Curbing the Epidemic: Governments and the Economics of Tobacco Control (CTE), which concluded that tobacco control brings unprecedented health benefits without harming economies, threatening the transnational tobacco companies’ ability to use economic arguments to dissuade governments from enacting tobacco control policies and supporting the WHO Framework Convention on Tobacco Control (FCTC). We used tobacco industry documents to analyze how tobacco companies worked to discredit CTE. They hired public relations firms, had academics critique CTE, hired consultants to produce “independent” estimates of the importance of tobacco to national economies, and worked through front groups, particularly the International Tobacco Growers’ Association, to question CTE’s findings. These efforts failed, and the report remains an authoritative economic analysis of global tobacco control during the ongoing FCTC negotiations. The industry’s failure suggests that the World Bank should continue their analytic work on the economics of tobacco control and make tobacco control part of its development agenda.

Mamudu, Hadii M; Hammond, Ross

2008-01-01

134

The IAEA technical cooperation programme and nuclear medicine in the developing world: objectives, trends, and contributions.  

PubMed

The International Atomic Energy Agency's technical cooperation (TC) programme helps Member States in the developing world with limited infrastructure and human resource capacity to harness the potential of nuclear technologies in meeting socioeconomic development challenges. As a part of its human health TC initiatives, the Agency, through the TC mechanism, has the unique role of promoting nuclear medicine applications of fellowships, scientific visits, and training courses, via technology procurement, and in the past decade has contributed nearly $54 million through 180 projects in supporting technology procurement and human resource capacity development among Member States from the developing world (low- and middle-income countries). There has been a growing demand in nuclear medicine TC, particularly in Africa and ex-Soviet Union States where limited infrastructure presently exists, based on cancer and cardiovascular disease management projects. African Member States received the greatest allocation of TC funds in the past 10 years dedicated to building new or rehabilitating obsolete nuclear medicine infrastructure through procurement support of single-photon emission computed tomography machines. Agency support in Asia and Latin America has emphasized human resource capacity building, as Member States in these regions have already acquired positron emission tomography and hybrid modalities (positron emission tomography/computed tomography and single-photon emission computed tomography/computed tomography) in their health systems. The strengthening of national nuclear medicine capacities among Member States across different regions has enabled stronger regional cooperation among developing countries who through the Agency's support and within the framework of regional cooperative agreements are sharing expertise and fostering the sustainability and productive integration of nuclear medicine within their health systems. PMID:23561454

Casas-Zamora, Juan Antonio; Kashyap, Ridhi

2013-05-01

135

How Should Developing Countries Adjust to External Shocks in the 1980s: An Examination of Some World Bank Macroeconomic Models.  

National Technical Information Service (NTIS)

This paper arose out of the desire to review the quantitative relationships between external shocks, economic policies and performance across a sample of developing countries, as background to the World Development Report 1984. Initially, it was proposed ...

W. C. Sanderson J. G. Williamson

1985-01-01

136

Secondary Education in Africa: Strategies for Renewal. World Bank Presentations at the UNESCO/BREDA-World Bank Regional Workshop on the Renewal of Secondary Education in Africa (Mauritius, Africa, December 2001). Africa Region Human Development Working Paper Series.  

ERIC Educational Resources Information Center

During the last 3 decades secondary education has become universal in most industrialized countries. Sub-Saharan African countries face special challenges to benefit from this international trend. The gap between these countries and the rest of the world in coverage, quality, and relevance of secondary education is widening. To address these…

Mastri, Lawrence, Ed.

137

The Internet as a Reference Tool: Accessing Scientific and Technical Information via the World Wide Web.  

ERIC Educational Resources Information Center

Los Alamos National Laboratory's Research Library has developed a World Wide Web (WWW) page to allow laboratory staff, as well as individuals from around the world, access to information via the Internet. While many Web pages offer information solely on the organization, the Los Alamos National Laboratory page provides links to reference materials…

Mosier, Mona L.

138

Poverty and Ethnicity: A Cross-Country Study of Roma Poverty in Central Europe. World Bank Technical Paper.  

ERIC Educational Resources Information Center

Roma, or "gypsies," are the main poverty risk group in many countries of central and eastern Europe. Living standards for the Roma have deteriorated more severely during the region's transition to a market economy than they have for other population groups, and Roma have been poorly positioned to take advantage of emerging economic and civic…

Revenga, Ana; Ringold, Dena; Tracy, William Martin

139

Internet Banking  

Microsoft Academic Search

We use multivariate logistic regressions to identify factors affecting adoption of Internet banking. These factors include membership in a bank holding company, an urban location, and relatively higher premises and other fixed expenses to net operating revenue, higher noninterest income, and greater accounting cost efficiency than non-Internet banks. More profitable banks were more likely to adopt Internet banking after Quarter

Karen Furst; William W. Lang; Daniel E. Nolle

2002-01-01

140

Dynamics of spatial clustering of schistosomiasis in the Yangtze River Valley at the end of and following the World Bank Loan Project.  

PubMed

The 10-year (1992-2001) World Bank Loan Project (WBLP) contributed greatly to schistosomiasis control in China. However, the re-emergence of schistosomiasis in recent years challenged the long-term progress of the WBLP strategy. In order to gain insight in the long-term progress of the WBLP, the spatial pattern of the epidemic was investigated in the Yangtze River Valley between 1999-2001 and 2007-2008. Two spatial cluster methods were jointly used to identify spatial clusters of cases. The magnitude and number of clusters varied during 1999-2001. It was found that prevalence of schistosomiasis had been greatly reduced and maintained at a low level during 2007-2008, with little change. Besides, spatial clusters most frequently occurred within 16 counties in the Dongting Lake region and within 5 counties in the Poyang Lake region. These findings precisely pointed out the prior places for future public health planning and resource allocation of schistosomiasis. PMID:24530858

Hu, Yi; Xiong, Chenglong; Zhang, Zhijie; Luo, Can; Ward, Michael; Gao, Jie; Zhang, Lijuan; Jiang, Qingwu

2014-06-01

141

Bank insolvencies : cross-country experience  

Microsoft Academic Search

Few areas of the world have escaped significant losses from episodes of bank insolvency. Bank insolvency is more costly in the developing world, where losses represent a greater share of income. The authors present data on bank insolvency episodes since the late 1970s. This new database can be used in conjunction with readily available data. Information and insights are presented

Gerard Caprio Jr.; Daniela Klingebiel

1996-01-01

142

Technical Considerations in Remote LIMS Access via the World Wide Web  

PubMed Central

The increased dependency on the World Wide Web by both laboratories and their customers has led LIMS developers to take advantage of thin-client web applications that provide both remote data entry and manipulation, along with remote reporting functionality. Use of an LIMS through a web browser allows a person to interact with a distant application, providing both remote administration and real-time analytical result delivery from virtually anywhere in the world. While there are many benefits of web-based LIMS applications, some concern must be given to these new methods of system architecture before justifying them as a suitable replacement for their traditional client-server systems. Developers and consumers alike must consider the security aspects of introducing a wide area network capable system into a production environment, as well as the concerns of data integrity and usability.

Schlabach, David M.

2005-01-01

143

Technical Considerations in Remote LIMS Access via the World Wide Web.  

PubMed

The increased dependency on the World Wide Web by both laboratories and their customers has led LIMS developers to take advantage of thin-client web applications that provide both remote data entry and manipulation, along with remote reporting functionality. Use of an LIMS through a web browser allows a person to interact with a distant application, providing both remote administration and real-time analytical result delivery from virtually anywhere in the world. While there are many benefits of web-based LIMS applications, some concern must be given to these new methods of system architecture before justifying them as a suitable replacement for their traditional client-server systems. Developers and consumers alike must consider the security aspects of introducing a wide area network capable system into a production environment, as well as the concerns of data integrity and usability. PMID:18924736

Ulma, William; Schlabach, David M

2005-01-01

144

World mussel watch database. National status and trends program for marine environmental quality: Technical memo  

SciTech Connect

The Global Ocean Observing System (GOOS) is an internationally cooordinated system for systematic operational data collection and analysis. This contribution to GOOS is an attempt to determine the levels of contaminants in mussels and oysters collected worldwide and to compare the results with the long-term Mussel Watch programs of the United States and France. A comprehensive literature search of studies using any species of mussels and/or oysters worldwide to monitor the levels of trace metals and organic contaminants was conducted and the data compiled into the World Mussel Watch database. Data sources and statistics of the database are included. Results of the World Mussel Watch and the US and France Mussel Watch programs were compared and typical levels of some trace metals in uncontaminated mussels and oysters were calculated.

Cantillo, A.Y.

1997-04-01

145

25 Years of GenBank  

MedlinePLUS

... of this page please turn Javascript on. Unique DNA database has helped advance scientific discoveries worldwide Since ... GenBank? Basically, GenBank is the biggest database of DNA in the world. Deoxyribonucleic acid (DNA) is the ...

146

Medical Laboratory Technician--Hematology, Serology, Blood Banking & Immunohematology, 10-4. Military Curriculum Materials for Vocational and Technical Education.  

ERIC Educational Resources Information Center

This course, the third of three courses in the medical laboratory technician field adapted from military curriculum materials for use in vocational and technical education, was designed as a refresher course for student self-study and evaluation. It is suitable for use by advanced students or beginning students participating in a supervised…

Ohio State Univ., Columbus. National Center for Research in Vocational Education.

147

Designing Agricultural Development Projects for the Small Scale Farmers: Some Lessons from the World Bank Assistance Small Holder Oil Palm Development Scheme in Nigeria  

NASA Astrophysics Data System (ADS)

The study was carried out to investigate farmers reasons for intercropping their oil palm farms with food and other cash crops rather than the sole oil palm planting arrangement specified for participation in the World Bank Assistance Smallholder Oil Palm development project financed during the 1975-83 period. The study was conducted at the Ekuku-Agbor Tree Crop Unit Zone (to the East) and Mosogar Tree Crop Unit Zone (to the Southwest) of the old Bendel State of Nigeria. A total of 35 oil palm farmers were randomly selected from each zone for the study. The study tried to identify the size of oil palm cultivated, types of food and cash crops planted and the proportion consumed and sold and the sufficiency of labour for various farm activities. The study showed that the average oil palm farm size at Ekuku-Agbor zone was smaller (about 1.57 ha) and more fragmented while for Mosogar zone it was 2.28 ha. However a greater percentage (over 65%) of the farms at both locations were within 0.01-2.00 ha farm size range which could be said to be relatively small. The study revealed that among other factors the farmers desire to ensure adequate family food needs which equates to food security and some cash to meet regular family financial needs necessitated their intercropping of the oil palm farms. Others include the need to maximize the returns from the use of labour which they considered a major limiting factor in farm maintenance and to take advantage of the relative high unit price of cassava and its products that prevailed then by cultivating on any available land space including the palm plantations and thereby increasing their farm income.

Orewa, S. I.

148

Joint US/UK Epoch World Magnetic Model 1995. Technical report  

SciTech Connect

This report contains a detailed summary of the data used, analyses performed, modeling techniques employed, and results obtained during the course of the 1995 Epoch World Magnetic Modeling effort. This report also contains the GEOMAG algorithm and describes its uses and limitations. Charts derived from the WMM-95 model and the GEOMAG algorithm for both the main geomagnetic field components and their secular variations are presented on Mercator and polar stereographic projections. Additionally, the numerical values of the main geomagnetic field components and their secular variations are tabulated on a 5-degree worldwide grid.

Quinn, J.M.; Coleman, R.J.; Shiel, D.L.

1995-04-01

149

Internet Banking Adoption in Thailand: A Delphi Study  

Microsoft Academic Search

Nowadays, the Internet is playing a major role for the world of business including the banking industry. Technology has become an important part of corporations. Banks have been using the Internet as one of their distribution channels because Internet Banking services benefit both the banks and their customers. It has become the most profitable distribution channel of the banks because

Boonyarat Samphanwattanachai

150

Substantive scientific and technical guidance for NEPA analysis: Pitfalls in the real world  

SciTech Connect

The issue of how to improve the science in environmental impact statements (EISs) and the National Environmental Policy Act (NEPA) process has been receiving increased attention during the last decade. Based on review of several studies on prediction in NEPA reviews and their own professional experience, the authors conclude that the NEPA process is reasonably effective in producing useful predictions of impact. However, the federal government could take steps to upgrade the quality of scientific analysis in the NEPA process, particularly in addressing issues where the state of scientific knowledge is uncertain. These steps include increased peer review of NEPA documents, more oversight of NEPA implementation, and refinement and development of various methodologies and technical guidance.

Dickerson, W. (Environmental Protection Agency, Washington, DC (United States). Office of Federal Activities); Montgomery, J. (Environmental Protection Agency, Washington, DC (United States). Environmental Programs Branch)

1993-01-01

151

Using Examinations To Improve Education: A Study in Fourteen African Countries. World Bank Technical Paper Number 165. Africa Technical Department Series.  

ERIC Educational Resources Information Center

A detailed description is presented of the types, functions, performance levels, governance, administration, and funding of public examinations in 14 Sub-Saharan African countries with different educational traditions, based on English, French, or other backgrounds. The countries are: (1) Kenya; (2) Lesotho; (3) Mauritius; (4) Swaziland; (5)…

Kellaghan, Thomas; Greaney, Vincent

152

The Condition of Young Children in Sub-Saharan Africa: The Convergence of Health, Nutrition, and Early Education. World Bank Technical Paper No. 326, Africa Technical Department Series.  

ERIC Educational Resources Information Center

In Sub-Saharan Africa, severe adverse conditions have placed children at high risk: persistent and worsening poverty, rapid economic change and population growth, increasing urbanization, a changing family structure, growing numbers of orphaned refugees, and displaced women and children from internal civil strife. These conditions make a viable…

Colletta, Nat J.; And Others

153

Reversing unconventional monetary policy: technical and political considerations  

Microsoft Academic Search

There are few if any technical problems involved in reversing the unconventional monetary policies - quantitative easing, credit easing and enhanced credit support - implemented by central banks around the world as short-term nominal interest rates became constrained by the zero lower bound.The two main obstacles to an early and easy exit from unconventional monetary policies are political. The first

Willem H. Buiter

2009-01-01

154

Featured Research: Bank of America  

NSDL National Science Digital Library

Bank of America has made available its collection of economic and technical research reports. The reports include a weekly economic briefing on the US economy, a survey of Wall Street economists, an analysis of payroll employment and CPI; and occasional reports on business and economics. Bank of America also provides a weekly international economic briefing; a technical analyses of the yen, mark and pound exchange rates; and the Stock and Bond Investment Overview & Strategy.

1999-01-01

155

The American Indian Development Bank?  

ERIC Educational Resources Information Center

In 1990, the Indian Finance Corporation Act died in committee for lack of Indian support. A model for an American Indian Development Bank is proposed, based on the International Finance Corporation of the World Bank. Two case studies illustrate how this model can meet Indian economic development needs. (SV)

Pottinger, Richard

1992-01-01

156

From Socialist Showcase to Mezzogiorno? Lessons on the Role of Technical Change from East Germany's Post-World War II Growth Performance  

Microsoft Academic Search

In this paper we emphasize the contribution of technical change, broadly defined, towards productivity growth in explaining the relative East Germany-West Germany performance during the post-World War II era. We argue that previous work was excessively focused on physical capital investments determining productivity differentials, which consequently led to an overestimation of the East German performance during the Socialist era, and

Wolfgang Keller

1997-01-01

157

Equilibrium analysis, banking, contagion and financial fragility  

Microsoft Academic Search

In this paper a general equilibrium model of an economy with incomplete markets (GEI) with money and default is examined. The model is a simplified version of the real world consisting of a non-bank private sector, banks, a central bank, a government and a regulator. It is used to analyse actions by policy-makers and to identify policy relevant empirical work.

Dimitrios P. Tsomocos

2003-01-01

158

Bank Mergers  

NSDL National Science Digital Library

This week's In the News exaimnes the recent flurry of merger activities in the banking sector. The ten resources discussed provide the details of the recent three big banking mergers and the likely effects on efficiency, lending and consumers. On April 6, 1998, Citibank, the second largest bank in America, announced that it will be merging with Travelers Group, a large financial services firm, in a deal worth $80 billion -- the largest merger deal ever. Only a week later, BankAmerica announced it would merge with NationsBank to create the first coast-to-coast bank in America, in a deal worth $60 billion. The third deal took place on the same day, when First Chicago NBD and Banc One announced they will be merging in a deal valued at $30 billion.

Ng, Thiam H.

159

Internet banking adoption among mature customers: early majority or laggards?  

Microsoft Academic Search

Finland is a world leader in electronic banking, and over 39.8 percent of all retail banking transactions were made over the Internet in August 2000. Using the data of a large survey, we analyzed mature customers’ Internet banking behavior. Internet banking was the third popular mode of payment among mature customers. Household income and education were found to have a

Minna Mattila; Heikki Karjaluoto; Tapio Pento

2003-01-01

160

Internet ? The Future Delivery Channel for Banking Services?  

Microsoft Academic Search

Much has happened in the world of Internet banking since we started examining the parameters of bank participation and the potential risks involved in Internet banking from a customer's point of view in our previous study. In order to assess the importance of the Internet as a future delivery mechanism for the banking industry, we now focus on the potential

Gloria Yan; Joseph C. Paradi

1998-01-01

161

Market Structure, Liberalization and Performance in the Malawian Banking Industry  

Microsoft Academic Search

Financial sector reforms in Malawi began in the late 1980s as a continuation of structural adjustment programmes sponsored by the International Monetary Fund and the World Bank. Prior to liberalization, the financial system was highly repressed, with heavy government intervention in the banking sector through credit and interest rate controls. Furthermore, the banking sector was highly oligopolistic: two banks dominated

Ephraim W. T. Chirwa

2001-01-01

162

BANK EFFICIENCY AND THE EFFICIENT MARKET HYPOTHESIS: THE CASE FOR BANK STOCK PRICES IN KLSE  

Microsoft Academic Search

The purpose of the present study is to investigate the informationally efficient market hypothesis of the bank stock prices listed at the KLSE with respect to bank's operating efficiency. In this study, using data envelopment analysis technique, we compute the overall technical efficiency and decomposed it into pure technical efficiency, scale efficiency and congestion efficiency. We found out that the

Muzafar Shah Habibullah; Muhd Iqbal Makmur; W. N. W. Azman-Saini; Alias Radam; Hway-Boon Ong

2005-01-01

163

Long-Term Monitoring at the East and West Flower Garden Banks National Marine Sanctuary, 2009-2010. Volume 1: Technical Report.  

National Technical Information Service (NTIS)

In more than 20 years of being continuously monitored, the coral reefs of the Flower Garden Banks National Marine Sanctuary have maintained high levels of coral cover, suffered minimally from hurricanes, coral bleaching, and disease outbreaks, and support...

E. L. Hickerson G. P. Schmahl J. A. Embesi M. A. Johnston M. F. Nuttall N. C. Slowey R. J. Eckert

2013-01-01

164

Mozilla Digital Memory Bank  

NSDL National Science Digital Library

The Center for History and New Media at George Mason University doesn't shy away from provocative digital archive projects, and the Mozilla Digital Memory Bank is certainly one such work. Drawing on support from the Alfred P. Sloan Foundation and the Mozilla Foundation this site serves as a permanent, open, peer-produced digital archive of Mozilla history. Users are welcome to start by browsing the "Memory Bank" section, which includes blogs, interviews, documents, testimonials, and press releases. For those with a geographical bent, there is the "Mozilla Map", which lets users find out where in the world Mozilla developers and users are located. And for those who can't make up their mind about where to start, they can just click on over to the "Featured Bank Deposit" and start reading.

165

George Bank  

NASA Astrophysics Data System (ADS)

This book provides a rich feast for anyone who has a hunger to learn more about Georges Bank! Its 593 large pages provide articles on a wide variety of scientific and resource management topics. Many human interest features are also included. Among the latter are a photograph demonstrating the only proper way for a seagoing chemist to imbibe, and articles entitled, “My First Trip on Georges Bank,” and “‘Bait Up!’: Dory Fishing on Georges Bank.”Proving that every cloud has a silver lining, interest in producing this book was driven by the climate of controversy that surrounded Georges Bank in the latter 1970s and early 1980s. This was a time when exploratory wells were being driven to search for oil and when disputes between Canada and the United States about jurisdiction over the Bank were reaching their peak. As Backus notes in the Foreword, Woods Hole Oceanographic Institution, Woods Hole, Mass., set up a Coastal Research Center in 1979 when “the oil/fish dispute on Georges Bank was hot.” The direct costs of publishing this book were, in turn, supported by the Coastal Research Center.

Codispoti, L. A.

166

Early Childhood Development through an Integrated Program: Evidence from the Philippines. Impact Evaluation Series No. 2. World Bank Policy Research Working Paper 3922-IE  

ERIC Educational Resources Information Center

More attention and resources have been devoted in recent years to early childhood development (ECD) in low- and middle-income countries. Rigorous studies on the effectiveness of ECD-related programs for improving children's development in various dimensions in the developing world are scant. The authors evaluate an important ECD initiative of the…

Armecin, Graeme; Behrman, Jere R.; Ghuman, Sharon; Gultiano, Socorro; King, Elizabeth M.; Lee, Nanette

2006-01-01

167

Occupational Task Analyses for the Development of Business Education Model Curricula with Emphasis on Banking and Financial Occupations. State Technical Committee Report.  

ERIC Educational Resources Information Center

This guide, prepared for the Delaware State Board of Education and the State Department of Public Instruction, is intended to assist individuals developing curricula to prepare students for entry-level positions in various banking and financial occupations. It is divided into three sections, each of which consists of a cross-referenced listing of…

Delaware State Board for Vocational Education, Milford.

168

Branch Banking, Bank Competition, and Financial Stability  

Microsoft Academic Search

It is often argued that branching stabilizes banking systems by facilitating diversification of bank portfolios; however, previous empirical research on the Great Depression offers mixed support for this view. Using data on national banks from the 1920s and 1930s, we show that branch banking raises the level of competition and increases exit from the banking system. This consolidation strengthens the

Mark Carlson; Kris James Mitchener

2006-01-01

169

Country Highlights: West Bank and Gaza, 2013.  

National Technical Information Service (NTIS)

The World Bank interviewed a representative sample of the private sector composed of 434 firms between June and September 2013 across the West Bank and Gaza. The Enterprise Survey covers several topics of the business environment as well as performance me...

2013-01-01

170

Multimedia Courseware Development for World Heritage Sites and Its Trial Integration into Instruction in Higher Technical Education  

ERIC Educational Resources Information Center

This study reports on creative ways of using technology in the classroom, specifically the development of multimedia courseware on World Heritage through which learners are able to upgrade their knowledge and cognition regarding historical and cultural legacies from the past, and to improve English skills. The content of the pilot courseware…

Tsai, Shu-Chiao

2011-01-01

171

Third World debts  

SciTech Connect

World oil prices are responsible for new concerns about the health of the international banking system, particularly the $60 billion in annual deficits of the developing countries. If the banks continue lending money to these countries in hopes of repayment in better times, they could jeopardize their financial position; but if they stop the loans, they will jeopardize repayment of the present debts. High US interest rates, heavy goods and technology, economic sanctions imposed by the US in response to Russia's invasion of Afghanistan, and the unregulated Eurocurrency market have contributed to the problem. No one knows how great a loss the capital markets can sustain and still survive. New banking arrangements by the World Bank and other institutions are still unproven. 19 references. (DCK)

Sweet, W.

1980-07-25

172

Global Banking  

Microsoft Academic Search

Few sectors of the global economy have experienced the dynamic and structural change that has occurred over the past several decades in banking and financial services or as much turbulence and damage to the economy and to ordinary people. Regulatory and technological changes have been among the main catalysts of change in the financial industry worldwide, making entrenched competitive structures

Roy C. Smith; Ingo Walter; Gayle DeLong

173

What makes people cook with improved biomass stoves. A comparative international review of Stove Programs. Energy series. World Bank technical paper  

SciTech Connect

Hundreds of millions of people rely on woodfuels for most of their energy needs, despite the problems associated with traditional use of woodfuels. Modern, efficient biomass stoves can alleviate some of these problems by reducing some householders' cash outlays for fuel, diminishing the time others must spend to collect fuel, reducing air pollution, and relieving local pressure on wood resources. The study explores the successes and failures of stove programs and suggests how adoption rates can be improved more consistently. Under the right conditions, the social, economic, and environmental benefits of promoting improved stoves are large. Programs must be targeted carefully, however, to situations in which people pay high prices for fuel or walk long distances to collect fuelwood or other biomass materials. Subsidies may aid in the distribution of stoves but may not result in actual stove use. Ultimately, dissemination programs are most effective when they allow for interaction and feedback between stove designers, producers, and users.

Barnes, D.F.; Openshaw, K.; Smith, K.R.; van der Plas, R.

1994-05-01

174

Measurement and Meaning: Combining Quantitative and Qualitative Methods for the Analysis of Poverty and Social Exclusion in Latin America. World Bank Technical Paper.  

ERIC Educational Resources Information Center

This report consists of a collection of case studies from Latin America combining qualitative and quantitative research methods for the analysis of poverty within a social exclusion framework. The first chapter provides an overview of the differences between quantitative and qualitative methods, and the gains from using both types of methods in…

Gacitua-Mario, Estanislao, Ed.; Wodon, Quentin, Ed.

175

Armenia: Restructuring To Sustain Universal General Education. World Bank Technical Paper No. 498. Europe and Central Asia Poverty Reduction and Economic Management Series.  

ERIC Educational Resources Information Center

Before the break-up of the Soviet Union, Armenia had a highly developed and expensive education system, matching the needs of the command economy. The government is now facing an enormous challenge to sustain universal coverage and performance standards in primary-secondary education with a small fraction of the former budget, while reorienting…

Perkins, Gillian; Yemtsov, Ruslan

176

Access to Education for the Poor in Europe and Central Asia: Preliminary Evidence and Policy Implications. World Bank Technical Paper No. 511.  

ERIC Educational Resources Information Center

In Europe and Central Asia, the poor face three problems: (1) the education system as a whole does not work well, and hence fails to meet their needs; (2) the private cost of education has risen, so that "education," as a commodity, competes with other consumption goods in shrinking household budgets; and (3) the perceived benefits of education…

Vandycke, Nancy

177

Bank Terminals  

NASA Technical Reports Server (NTRS)

In the photo, employees of the UAB Bank, Knoxville, Tennessee, are using Teller Transaction Terminals manufactured by SCI Systems, Inc., Huntsville, Alabama, an electronics firm which has worked on a number of space projects under contract with NASA. The terminals are part of an advanced, computerized financial transaction system that offers high efficiency in bank operations. The key to the system's efficiency is a "multiplexing" technique developed for NASA's Space Shuttle. Multiplexing is simultaneous transmission of large amounts of data over a single transmission link at very high rates of speed. In the banking application, a small multiplex "data bus" interconnects all the terminals and a central computer which stores information on clients' accounts. The data bus replaces the maze-of wiring that would be needed to connect each terminal separately and it affords greater speed in recording transactions. The SCI system offers banks real-time data management through constant updating of the central computer. For example, a check is immediately cancelled at the teller's terminal and the computer is simultaneously advised of the transaction; under other methods, the check would be cancelled and the transaction recorded at the close of business. Teller checkout at the end of the day, conventionally a time-consuming matter of processing paper, can be accomplished in minutes by calling up a summary of the day's transactions. SCI manufactures other types of terminals for use in the system, such as an administrative terminal that provides an immediate printout of a client's account, and another for printing and recording savings account deposits and withdrawals. SCI systems have been installed in several banks in Tennessee, Arizona, and Oregon and additional installations are scheduled this year.

1978-01-01

178

Internet banking: The digital voyage of banking and money in cyberspace  

Microsoft Academic Search

Extensive globalizing processes and technological innovation have transformed cyberbanking from a sci?fi dream to a demanding reality unfolding in the infinite geography of cyberspace. After approaching Internet banking as the most revolutionary stage of the evolutionary process of banking so far, this paper will try first to identify both its positive and negative implications. Second, it will detect the technical

Sofia Giannakoudi

1999-01-01

179

Central banking, free banking, and financial crises  

Microsoft Academic Search

A Summary View In the Keynesian view, the central bank is a part of an extramarket remedy to a market malady. Investment markets are inherently unstable; government control of the economy's money supply is an important element in macroeconomic stabilization policy. The case against central banking—and for free banking—reverses the characterization of both remedy and malady. Free banking is a

Roger W. Garrison

1996-01-01

180

Simulating Retail Banking for Banking Students  

ERIC Educational Resources Information Center

The purpose of this study was to examine the implementation flow and development of retail bank management simulation based training system which could provide a comprehensive knowledge about the operations and management of banks for the banking students. The prototype of a Retail banking simulation based training system was developed based on…

Supramaniam, Mahadevan; Shanmugam, Bala

2009-01-01

181

Global monitoring of Salmonella serovar distribution from the World Health Organization Global Foodborne Infections Network Country Data Bank: results of quality assured laboratories from 2001 to 2007.  

PubMed

Salmonella enterica is commonly acquired from contaminated food and is an important cause of illness worldwide. Interventions are needed to control Salmonella; subtyping Salmonella by serotyping is useful for targeting such interventions. We, therefore, analyzed the global distribution of the 15 most frequently identified serovars of Salmonella isolated from humans from 2001 to 2007 in laboratories from 37 countries that participated in World Health Organization Global Foodborne Infections Network and demonstrated serotyping proficiency in the Global Foodborne Infections Network External Quality Assurance System. In all regions throughout the study period, with the exception of the Oceania and North American regions, Salmonella serovars Enteritidis and Typhimurium ranked as the most common and second most common serovar, respectively. In the North American and Oceania (Australia and New Zealand) regions, Salmonella serovar Typhimurium was the most common serovar reported, and Salmonella serovar Enteritidis was the second most common serovar. During the study period, the proportion of Salmonella isolates reported from humans that were Salmonella serovar Enteritidis was 43.5% (range: 40.6% [2007] to 44.9% [2003]), and Salmonella serovar Typhimurium was 17.1% (range: 15% [2007] to 18.9% [2001]). Salmonella serovars Newport (mainly observed in Latin and North American and European countries), Infantis (dominating in all regions), Virchow (mainly observed in Asian, European, and Oceanic countries), Hadar (profound in European countries), and Agona (intense in Latin and North American and European countries) were also frequently isolated with an overall proportion of 3.5%, 1.8%, 1.5%, 1.5%, and 0.8%, respectively. There were large differences in the most commonly isolated serovars between regions, but lesser differences between countries within the same region. The results also highlight the complexity of the global epidemiology of Salmonella and the need and importance for improving monitoring data of those serovars of highest epidemiologic importance. PMID:21492021

Hendriksen, Rene S; Vieira, Antonio R; Karlsmose, Susanne; Lo Fo Wong, Danilo M A; Jensen, Arne B; Wegener, Henrik C; Aarestrup, Frank M

2011-08-01

182

Enhancing Learning via the Internet: The Internet Agricultural Bank Simulation Game  

Microsoft Academic Search

The Oklahoma Agricultural Bank Simulation Game (Ag Bank Sim) is a software based, experiential learning tool through which participants historically have learned key financial, economic, and banking lessons. The game offers a “real world” experience in which management decisions affect institutions interacting in a geographic market, enhancing understanding of the complex, competitive environment within which commercial banks operate. A new

Brian C. Briggeman; Joshua D. Detre; Damona G. Doye; Notie H. Lansford Jr.

2010-01-01

183

United States Participation in the Multilateral Development Banks in the 1980s.  

National Technical Information Service (NTIS)

The study focuses on four institutions--the World Bank Group, the Inter-American Development Bank, the Asian Development Bank, and the African Development Bank. The first part of the assessment discusses the role of the MDBs in the international economic ...

1982-01-01

184

A World-Class University-Industry Consortium for Wind Energy Research, Education, and Workforce Development: Final Technical Report  

SciTech Connect

During the two-year project period, the consortium members have developed control algorithms for enhancing the reliability of wind turbine components. The consortium members have developed advanced operation and planning tools for accommodating the high penetration of variable wind energy. The consortium members have developed extensive education and research programs for educating the stakeholders on critical issues related to the wind energy research and development. In summary, The Consortium procured one utility-grade wind unit and two small wind units. Specifically, the Consortium procured a 1.5MW GE wind unit by working with the world leading wind energy developer, Invenergy, which is headquartered in Chicago, in September 2010. The Consortium also installed advanced instrumentation on the turbine and performed relevant turbine reliability studies. The site for the wind unit is Invenergy�������¢����������������s Grand Ridge wind farmin Illinois. The Consortium, by working with Viryd Technologies, installed an 8kW Viryd wind unit (the Lab Unit) at an engineering lab at IIT in September 2010 and an 8kW Viryd wind unit (the Field Unit) at the Stuart Field on IIT�������¢����������������s main campus in July 2011, and performed relevant turbine reliability studies. The operation of the Field Unit is also monitored by the Phasor Measurement Unit (PMU) in the nearby Stuart Building. The Consortium commemorated the installations at the July 20, 2011 ribbon-cutting ceremony. The Consortium�������¢����������������s researches on turbine reliability included (1) Predictive Analytics to Improve Wind Turbine Reliability; (2) Improve Wind Turbine Power Output and Reduce Dynamic Stress Loading Through Advanced Wind Sensing Technology; (3) Use High Magnetic Density Turbine Generator as Non-rare Earth Power Dense Alternative; (4) Survivable Operation of Three Phase AC Drives in Wind Generator Systems; (5) Localization of Wind Turbine Noise Sources Using a Compact Microphone Array; (6) Wind Turbine Acoustics - Numerical Studies; and (7) Performance of Wind Turbines in Rainy Conditions. The Consortium�������¢����������������s researches on wind integration included (1) Analysis of 2030 Large-Scale Wind Energy Integration in the Eastern Interconnection; (2) Large-scale Analysis of 2018 Wind Energy Integration in the Eastern U.S. Interconnection; (3) Integration of Non-dispatchable Resources in Electricity Markets; (4) Integration of Wind Unit with Microgrid. The Consortium�������¢����������������s education and outreach activities on wind energy included (1) Wind Energy Training Facility Development; (2) Wind Energy Course Development; (3) Wind Energy Outreach.

Shahidehpour, Mohammad

2012-10-30

185

Diving into Real World Challenges  

ERIC Educational Resources Information Center

In this article, the authors discuss how educators can engage students in real world learning using their academic knowledge and technical skills. They describe how school districts have discovered that the world of robotics can help students use technical skills to solve simulated problems found in the real world, while understanding the…

Saldana, Matt; Rodden, Leslie

2012-01-01

186

Commercial Bank and Bank Holding Company Database  

NSDL National Science Digital Library

The Report of Condition and Income database, provided by the Federal Reserve Bank of Chicago, contains financial data for all banks regulated by the Federal Reserve System, Federal Deposit Insurance Corporation and Comptroller of the Currency. Merger Data contains information on all "bank acquisitions and mergers since 1985." The Merger Data is available in either ASCII or SAS format. Quarterly Call Report Data contains "income and balance sheet items for all the banks" from the first quarter of 1989. The data are on an individual bank basis and are downloadable in zipped SAS transport data file format.

187

An overview of the Green Bank Telescope  

Microsoft Academic Search

The Green Bank Telescope (GBT) at the National Radio Astronomy Observatory (NRAO) site in Green Bank, is to be the largest, fully-steerable telescope in the world. The GBT has a main reflector 100 m×100 m with unblocked aperture. The telescope will operate at prime focus in the 230 MHz-1200 MHz frequency range and at Gregorian focus in the 1.15 GHz

S. Srikanth; R. Norrod; L. King; D. Parker

1999-01-01

188

Annual Bank Conference on Development Economics  

NSDL National Science Digital Library

Since 1988, the World Bank Group (described in the September 25, 1997 Scout Report for Business & Economics) has addressed issues of economic architecture, corporate governance, crime, land reform, and the economics of transition at the Annual Bank Conference on Development Economics (ABCDE). Currently, papers from previous ABCDE's are available online with a keynote addresses, such as by nobel laureate James Tobin, and interested individuals are invited to comment on forthcoming conference papers at the ABCDE homepage.

1988-01-01

189

Position Paper on Computers, Data Banks, and the Bill of Rights.  

National Technical Information Service (NTIS)

Contents: Army surveillance of civilians; Privacy and computerized data banks; Legal issues in protecting privacy; Technical considerations in protecting privacy; Protecting privacy; and Constitutional considerations.

R. C. Goldstein

1971-01-01

190

Are Central Banks necessary?  

Microsoft Academic Search

Two recent studies use history and theory to examine the likely consequences of eliminating government intervention in the provision of money. Such proposals would end the central bank monopoly over note issue and replace it with note issues by competing banks. Supervisory functions of central banks would be dispensed with. Accordingly, the proposals would free banks from all regulations on

Anna J. Schwartz

1993-01-01

191

Central bank Financial Independence  

Microsoft Academic Search

Central bank independence is a multifaceted institutional design. The financial component has been seldom analysed. This paper intends to set a comprehensive conceptual background for central bank financial independence. Quite often central banks are modelled as robot like maximizers of some goal. This perspective neglects the fact that central bank functions are inevitably deployed on its balance sheet and have

J. Ramon Martinez-Resano

2004-01-01

192

Technical assistance and the transfer of remote sensing technology. [for economic development  

NASA Technical Reports Server (NTRS)

The transfer of technology from industrialized countries to the third world is a very complicated process and one that requires a great deal of research and development. The political and social obstacles to this transfer are generally greater than the technical obstacles, but technical assistance programs have neither the competence nor the inclination to deal with these factors adequately. Funding for technical assistance in remote sensing is now expanding rapidly, and there is a growing need for institutions to study and promote the effective use of this technology for economic development. The United Nations, the Food and Agriculture Organization, the World Bank, the United States Agency for International Development and the Canadian technical assistance agencies take different approaches to the problem and deal with the political pressures in different ways.

Chipman, R.

1977-01-01

193

Internet banking versus other banking channels: Young consumers’ view  

Microsoft Academic Search

Financial institutions offer new banking channels to their customers, as technology adds new dimensions to the classic banking systems. One of the most popular self-service banking technologies is Internet banking. This study examines how young consumers perceive Internet banking in relation to other six banking channels (brick and mortar, automated teller machine (ATM), phone banking, wireless application protocol (WAP), electronic

Fethi Calisir; Cigdem Altin Gumussoy

2008-01-01

194

Stem cell banking: between traceability and identifiability.  

PubMed

Stem cell banks are increasingly seen as an essential resource of biological materials for both basic and translational research. Stem cell banks support transnational access to quality-controlled and ethically sourced stem cell lines from different origins and of varying grades. According to the Organisation for Economic Co-operation and Development, advances in regenerative medicine are leading to the development of a bioeconomy, 'a world where biotechnology contributes to a significant share of economic output'. Consequently, stem cell banks are destined to constitute a pillar of the bioeconomy in many countries. While certain ethical and legal concerns are specific to the nature of stem cells, stem cell banking could do well to examine the approaches fostered by tissue banking generally. Indeed, the past decade has seen a move to simplify and harmonize biological tissue and data banking so as to foster international interoperability. In particular, the issues of consent and of traceability illustrate not only commonalities but the opportunity for stem cell banking to appreciate the lessons learned in biobanking generally. This paper analyzes convergence and divergence in issues surrounding policy harmonization, transnational sharing, informed consent, traceability and return of results in the context of stem cell banks. PMID:20923580

Knoppers, Bartha M; Isasi, Rosario

2010-01-01

195

Bioinformatics Activity Bank  

NSDL National Science Digital Library

This resource is designed for educators hoping to teach students about the world of biotechnology and bioinformatics, and the lesson plans here are top-notch. The lessons span a variety of topics, including applied mathematics, DNA, and genetics. Visitors can scroll through six sections, including Organisms and Evolution or Proteins and Proteomics. Visitors can scroll through each area, keeping in mind that each activity is categorized by grade level, subject area, and type. For those looking for specific areas, they will find a set of activity filters that can be used to easily identify specific resources. Some of the activity offerings here include "Genetic Disorder Research," "What is Cloning?," and "DNA Detectives: Extract your Own DNA." Finally, visitors can visit In The News to learn more about ongoing activities at the Bioinformatics Activities Bank.

2013-04-30

196

World Development Report 2004  

NSDL National Science Digital Library

Recently released, this annual report on the state of world development (written by staff members at the World Bank) is an important document that adopts as its main thesis that broad improvements in human welfare around the globe will not occur unless "poor people receive wider access to affordable, better quality services in health, education, water, sanitation, and electricity." From this main site, visitors can download an executive summary of the report's findings, or download any of the work's chapters, which range in content from the importance of government action and the framework for social provision. Equally compelling are the sections that detail how the World Bank worked with a wide range of stakeholders about the report's content and main ideas, and still another section that contains the transcription of an electronic discussion held about the draft edition of the report in the spring of 2003.

197

Opening the Black Box on Bank Efficiency in China: Does Economic Freedom Matter?  

Microsoft Academic Search

The paper provides, for the first time, empirical evidence on the impact of economic freedom on bank efficiency in a developing economy. We employ the Data Envelopment Analysis method to compute the efficiency of the Chinese banking sector during 2000–2008. The empirical findings indicate that the inefficiency of the Chinese banking sector stems largely from scale rather than pure technical.

Fadzlan Sufian; Muzafar Shah Habibullah

2011-01-01

198

The management of public expenditures : an evolving Bank approach  

Microsoft Academic Search

World Bank lending and advice to support institutional and policy reform of public expenditure management is of recent and limited, but rapidly expanding scope. The paper begins with a brief overview of the Bank's recent work on public expenditures. The analysis indicates the lack of a consistent approach to the institutional and procedural aspects of public expenditure management. The paper

Robert Lacey

1989-01-01

199

Islamic banking and finance: on its way to globalization  

Microsoft Academic Search

Purpose – The main objective of this paper is to highlight the unprecedented growth of Islamic banking and finance in the contemporary finance world. It captures the advancements of Islamic banking and finance industry across the tools, systems, sectors, markets and over 75 countries from Africa, Asia, Europe and North America. Design\\/methodology\\/approach – The paper deals with the paradigm of

M. Mansoor Khan; M. Ishaq Bhatti

2008-01-01

200

Aircraft Fasteners Test Bank  

NSDL National Science Digital Library

This Microsoft Word document from the Aerospace Manufacturing Education Project provides a bank of test questions on the use of fasteners in the aerospace industry. Eighty three test questions and their correct answers are included in this test bank.

2012-11-23

201

Aircraft Materials Test Bank  

NSDL National Science Digital Library

This Microsoft Word document from the Aerospace Manufacturing Education Project provides a bank of test questions on materials used in the aircraft industry. 35 test questions and their correct answers are included in this test bank.

2012-11-13

202

AAMRL Biodynamics Data Bank.  

National Technical Information Service (NTIS)

This report traces the development of the Harry G. Armstrong Aerospace Medical Research Laboratory (AAMRL) Biodynamics Data Bank from the original concept of a National Biomechanics Data Bank proposed by Working Group 87 of the National Research Council. ...

T. S. Abrams I. Kaleps J. W. Brinkley

1988-01-01

203

Internet Banking: Developments and Prospects  

Microsoft Academic Search

Abstract: This paper addresses significant gaps in existing ,knowledge ,about the Internet banking landscape. Using information drawn from a survey of national bank examiners, we find that while only 20 percent of national banks offered Internet banking in Q3 1999, these transactional Internet banks accounted for almost 90 percent of national ,banking system assets and 84 percent of the total

Karen Furst; William W. Lang; Daniel E. Nolle

2002-01-01

204

The Evolution of Central Banking  

Microsoft Academic Search

November 1995What have we learned about central banks? The principal factors affecting central bank autonomy in the past two centuries have been prevailing political conditions, a laissez faire environment, and the exchange rate regime (whether fixed or floating).Institutions we know as central banks emerged or were established as commercial banks or government banks. Their evolution into central banks came with

Forrest Capie

1999-01-01

205

A Theory of Bank Capital  

Microsoft Academic Search

Banks can create liquidity because their deposits are fragile and prone to runs. Increased uncertainty can make deposits excessively fragile in which case there is a role for outside bank capital. Greater bank capital reduces liquidity creation by the bank but enables the bank to survive more often and avoid distress. A more subtle effect is that banks with different

Douglas W. Diamond; Raghuram G. Rajan

1999-01-01

206

Snow Bank Detectives  

NSDL National Science Digital Library

Local professors teamed up with a fourth-grade teacher to show students the similarities and differences between sedimentary rock layers and snow banks. Students observed and drew snow banks and explored the effects of melting and salting on the snow banks.

Rule, Audrey C.; Olson, Eric A.; Dehm, Janet

2005-01-01

207

What's different among banks?  

Microsoft Academic Search

Based on commercial paper being a nearly perfect substitute for certificates of deposits (CDs) and CD reserve requirements creating a higher cost of funds for banks, Fama shows that the banking industry must have some monopoly power relative to other financial institutions. His analysis does not resolve whether this monopoly power is vested in banks collectively, vis-à-vis other financial institutions,

Thomas F. Cosimano; Bill McDonald

1998-01-01

208

The World Report on Disability and People with Intellectual Disabilities  

ERIC Educational Resources Information Center

The "World Report on Disability" was requested by the World Health Assembly, the governing body of the World Health Organization (WHO). Because disability is broader than health, WHO partnered with the World Bank. The "World Report" was published in 2011 and provides a comprehensive scientific analysis on the global situation…

Officer, Alana; Shakespeare, Tom

2013-01-01

209

Our World Their World  

ERIC Educational Resources Information Center

Build, create, make, blog, develop, organize, structure, perform. These are just a few verbs that illustrate the visual world. These words create images that allow students to respond to their environment. Visual culture studies recognize the predominance of visual forms of media, communication, and information in the postmodern world. This…

Brisco, Nicole

2011-01-01

210

Factors Influencing the Adoption of Internet Banking  

Microsoft Academic Search

A research framework based on the theory of planned behavior (Ajzen 1985) and the diffusion of innovations theory (Rogers 1983) was used to identify the attitudinal, social and perceived behavioral control factors that would influence the adoption of Internet banking. An online questionnaire was designed on the World Wide Web (WWW). Respondents participated through extensive personalized e- mail invitations as

Margaret Tan; Thompson S. H. Teo

2000-01-01

211

Green Bank (National Radio Astronomical Observatory)  

NASA Astrophysics Data System (ADS)

Located in Green Bank, Pocahontas County, West Virginia. The site of the world's largest fully steerable radio telescope, which was under construction during 1999 and 2000. The National Radio Astronomy Observatory (NRAO) is a facility of the US National Science Foundation, and is operated under a cooperative agreement by Associated Universities, Inc. (AUI)....

Murdin, P.

2000-11-01

212

Towards secure information systems in online banking  

Microsoft Academic Search

In this era of globalization, information security is becoming more important because the world is becoming highly interconnected with the Internet. At present customers can do banking online which is easy and time saving and at the same time they are vulnerable to threats. This paper seeks to investigate the current debate regarding the threats and vulnerabilities of the information

Zakaria Karim; Karim Mohammed Rezaul; Aliar Hossain

2009-01-01

213

Bahrain's offshore banking center  

SciTech Connect

The economic effects of Bahrain's schemes for licensing offshore banking units (OBUs) were the immediate response of major international banks and the financial services the banking center has rendered by improving regional money and exchange markets at a time when a Middle East link was needed to service the increasing demand for oil-wealth banking services. Bahrain's leadership also created a favorable climate. Aggressive competition from banks in Kuwait and Saudi Arabia have caused some friction, but informal supervision by the Bahrain Monetary Agency (BMA) should be able to avoid serious difficulty. Bahrain's success required a banking infrastructure, a free-enterprise system, a willingness to maintain banking standards, a country small enough to benefit directly from OBU income, and a gap in nearby competing centers. 39 references, 1 figure, 5 tables. (DCK)

Gerakis, A.S.; Roncesvalles, O.

1983-01-01

214

Future of scientific, technical and industrial information to Third World users - A donors view. The experience of the International Development Research Centre (IDRC), Canada.  

National Technical Information Service (NTIS)

Access to scientific information by poorer countries, sometimes referred to as the ''South'', is limited in contrast to the countries in the ''North''. The South lacks the infrastructure, management and technical expertise to develop and support the range...

K. P. Broadbent R. Lafond

1990-01-01

215

WWW-query: An on-line retrieval system for biological sequence banks  

Microsoft Academic Search

We have developed a World Wide Web (WWW) version of the sequence retrieval system Query: WWW-Query. This server allows to query nucleotide sequence banks in the EMBL\\/GenBank\\/DDBJ formats and protein sequence banks in the NBRF\\/PIR format. WWW-Query includes all the features of the on-line sequence browsers already available: possibility to build complex queries, integration of cross-references with different data banks,

G. Perrière; M. Gouy

1996-01-01

216

Getting a Letter from the Blood Bank: What Does It Mean?  

MedlinePLUS

... Blood Bank What Does It Mean? What is hepatitis B? Hepatitis B is the world’s most common serious ... info@hepb.org What is the 3-part hepatitis B blood panel? The blood panel that your doctor ...

217

Quantifying bank storage of variably saturated aquifers.  

PubMed

Numerical simulations were conducted to quantify bank storage in a variably saturated, homogenous, and anisotropic aquifer abutting a stream during rising stream stage. Seepage faces and bank slopes ranging from 1/3 to 100/3 were simulated. The initial conditions were assumed steady-state flow with water draining toward the stream. Then, the stream level rose at a constant rate to the specified elevation of the water table given by the landward boundary condition and stayed there until the system reached a new steady state. This represents a highly simplified version of a real world hydrograph. For the specific examples considered, the following conclusions can be made. The volume of surface water entering the bank increased with the rate of stream level rise, became negligible when the rate of rise was slow, and approached a positive constant when the rate was large. Also, the volume decreased with the dimensionless parameter M (the product of the anisotropy ratio and the square of the domain's aspect ratio). When M was large (>10), bank storage was small because most pore space was initially saturated with ground water due to the presence of a significant seepage face. When M was small, the seepage face became insignificant and capillarity began to play a role. The weaker the capillary effect, the easier for surface water to enter the bank. The effect of the capillary forces on the volume of surface water entering the bank was significant and could not be neglected. PMID:18657116

Li, Hailong; Boufadel, Michel C; Weaver, James W

2008-01-01

218

Dynamics of Banking Technology Adoption: An Application to Internet Banking  

Microsoft Academic Search

This paper is concerned with examining behaviour of firms (banks) and consumers (banks' customers) in the event of a new technology (internet banking) introduction. The determinants of consumer adoption of internet banking are characterised using survey data from Korea in both static and dynamic framework. I find evidence that adoption of internet banking is influenced by sex, age, marital status,

Yoonhee Tina Chang

2003-01-01

219

Determinants of Internet banking adoption by banks in India  

Microsoft Academic Search

Purpose – The current exploratory study is an attempt to discover the factors affecting a bank's decision to adopt Internet banking in India. Particularly, it seeks to examine the relationship between the bank's adoption decision and various bank and market characteristics. Design\\/methodology\\/approach – The data for this study consist of panel data of 88 banks in India covering the financial

Pooja Malhotra; Balwinder Singh

2007-01-01

220

Experience in internet banking and performance of banks  

Microsoft Academic Search

This paper seeks to examine the impact of internet banking on banks' performance and also whether, among banks offering internet banking, those that have offered it for a relatively long time outperformed those that only recently began to offer it. Using the data on financial performance of 82 scheduled commercial banks, during the period of 1998-2007, the univariate analysis indicates

Pooja Malhotra; Balwinder Singh

2010-01-01

221

The Origins of Banking Panics: Models, Facts, and Bank Regulation  

Microsoft Academic Search

Banking panics are the central event informing and rationalizing government intervention into the banking industry. In the last decade progress has been made in understanding the origins of panics. This essay reviews recent theoretical and empirical work on the origins of banking panics. New evidence on the causes of banking panics is introduced. Banking panics do not appear to have

Charles W. Calomiris; Gary Gorton

1991-01-01

222

Corporatisation, Global Banking Impact on the Australian Education System: Reflecting on Care.  

ERIC Educational Resources Information Center

Trends, such as a massive increase in globalization, neo-liberalization, and economic rationalization, have been supported and directed by major governments and major financial institutions, such as the World Bank and the International Monetary Fund (IMF). The pact between the World Bank and the IMF has created an economic juggernaut that is…

Balon-Rotheram, Auston

223

Bank for International Settlements  

NSDL National Science Digital Library

The Bank for International Settlements (BIS), a creation of the Hague Conference of 1930, is "a[n international] central banking institution" whose aim is "to promote the co-operation of central banks and to provide additional facilities for international financial operations." Its web site provides a detailed profile of BIS, along with its basic texts and charters. However, the power of the site is its publication section, a small but growing list of full text publications (Adobe Acrobat [.pdf] format only), highlighted by the quarterly International Banking and Financial Market Developments, a "commentary on recent developments in international banking, securities and global derivatives markets based on partial information available for the [most recent quarter] and on more detailed banking data for [the previous quarter]." The site also contains BIS Review, "a collection of important articles and speeches by senior central bankers."

1997-01-01

224

Is Central Bank Transparency Desirable?  

Microsoft Academic Search

I analyse central bank transparency when the central bank's objective function is its private information. Non-transparency exists when the public does not observe the action of the central bank and an unobservable component of the inflation-control error keeps the public from using its observation of inflation to infer perfectly the central bank's action, and hence, the central bank's objective. The

Anne C. Sibert

2006-01-01

225

Cooperative Banks and Financial Stability  

Microsoft Academic Search

Cooperative banks are an important, and growing, part of many financial systems. This paper empirically analyzes the role of cooperative banks in financial stability. Contrary to some suggestions in the literature, we find that cooperative banks are more stable than commercial banks. This finding is due to the lower volatility of the cooperative banks' returns, which more than offsets their

Martin Cihák; Heiko Hesse

2007-01-01

226

Banking Scope and Financial Innovation  

Microsoft Academic Search

We explore the implications of financial system design for financial innovation. We begin with assumptions about the investment opportunities of firms, their observable attributes, and the roles of commercial banks, investment banks, and the financial market. We examine the borrower's choice between bank and financial market funding, the commercial bank's choice of monitoring capacity, and the investment bank's choice of

Arnoud W A Boot; Anjan V Thakor

1997-01-01

227

A Theory of Bank Capital  

Microsoft Academic Search

Banks can create liquidity precisely because deposits are fragile and prone to runs. Increased uncertainty makes deposits excessively fragile, creating a role for outside bank capital. Greater bank capital reduces the probability of financial distress but also reduces liquidity creation. The quantity of capital influences the amount that banks can induce borrowers to pay. Optimal bank capital structure trades off

Douglas W. Diamond; Raghuram G. Rajan

2000-01-01

228

Bank Director Magazine  

NSDL National Science Digital Library

Created for directors of financial companies, Bank Director Magazine is a quarterly publication that examines issues of importance to bank directors. The online publication includes the complete table of contents, as well as a selection of articles from the current issue. The site also features a directory of names, addresses, and phone numbers of M&A investment banking and law firms, consulting firms, and technology and retail delivery companies.

229

Forecasting the Future Food Service World of Work. Final Report. Volume III. Technical Papers on the Future of the Food Service Industry. Service Management Reports.  

ERIC Educational Resources Information Center

This third and final volume of a study on the future of the food service industry contains the technical papers on which the information in the previous two volumes was based. The papers were written by various members of the Pennsylvania State University departments of economics, food science, nutrition, social psychology, and engineering and by…

Powers, Thomas F., Ed.; Swinton, John R., Ed.

230

Eye Bank Association of America  

MedlinePLUS

... to content Skip to Navigation Find an Eye Bank Near You MEMBER LOGIN ALERT (April 11, 2014): ... is the nationally-recognized accrediting body for eye banks. Since 1961, EBAA member banks have restored sight ...

231

Comparative International Characteristics of Banking.  

National Technical Information Service (NTIS)

This paper compares key characteristics of banking systems across countries. A basic premise underlying our review is that the increasing globalization of banking and finance mandate a broad, cross-country perspective on banking issues. Indeed, cross-coun...

D. E. Nolle G. Caprio J. R. Barth

2004-01-01

232

FDIC Banking Review, October 1999  

NSDL National Science Digital Library

The FDIC's monthly publication Banking Review includes the article "Financially Distressed Banks: How Effective Are Enforcement Actions in the Supervision Process?" which looks at some effects of bank examinations.

233

Cracking Bank PINs by Playing Mastermind  

NASA Astrophysics Data System (ADS)

The bank director was pretty upset noticing Joe, the system administrator, spending his spare time playing Mastermind, an old useless game of the 70ies. He had fought the instinct of telling him how to better spend his life, just limiting to look at him in disgust long enough to be certain to be noticed. No wonder when the next day the director fell on his chair astonished while reading, on the newspaper, about a huge digital fraud on the ATMs of his bank, with millions of Euros stolen by a team of hackers all around the world. The article mentioned how the hackers had 'played with the bank computers just like playing Mastermind', being able to disclose thousands of user PINs during the one-hour lunch break. That precise moment, a second before falling senseless, he understood the subtle smile on Joe's face the day before, while training at his preferred game, Mastermind.

Focardi, Riccardo; Luccio, Flaminia L.

234

Banks, markets, and efficiency  

Microsoft Academic Search

In this paper, we address the question whether increasing households' financial market access improves welfare in a financial system in which there is intense competition among banks for private households' funds. Following earlier work by Diamond and by Fecht, we use a model in which the degree of liquidity insurance offered to households through banks' deposit contracts is restrained by

Falko Fecht; Antoine Martin

2005-01-01

235

Banks, Markets, and Efficiency  

Microsoft Academic Search

Following Diamond (1997) and Fecht (2004) we use a model in which financial market access of households restrains the efficiency of the liquidity insurance that banks' deposit contracts provide to households that are subject to idiosyncratic liquidity shocks. But in contrast to these approaches we assume spacial monopolistic competition among banks. Since monopoly rents are assumed to bring about inefficiencies,

Falko Fecht; Antoine Martin

2005-01-01

236

Banks, Markets, and Eciency  

Microsoft Academic Search

Following Diamond (1997) and Fecht (2004) we use a model in which financial market access of households restrains the eciency of the liquidity insurance that banks' deposit contracts provide to households that are subject to idiosyncratic liquidity shocks. But in contrast to these approaches we assume spacial monopolistic competition among banks. Since monopoly rents are assumed to bring about ineciencies,

Falko Fecht; Deutsche Bundesbank; Antoine Martin

2005-01-01

237

Banks, markets, and efficiency  

Microsoft Academic Search

Following Diamond (1997) and Fecht (2004) we use a model in which financial market access of households restrains the efficiency of the liquidity insurance that banks' deposit contracts provide to households that are subject to idiosyncratic liquidity shocks. But in contrast to these approaches we assume spacial monopolistic competition among banks. Since monopoly rents are assumed to bring about inefficiencies,

Falko Fecht; Antoine Martin

2005-01-01

238

Overflowing the Banks  

NSDL National Science Digital Library

This lesson will teach students about levees and how they are designed to hold a river in its bank. They will construct a model of a river bank and explore how levees can cause water levels to back up into smaller streams and tributaries, causing floods.

239

Banking (Conservatively) with Optimists  

Microsoft Academic Search

Commercial banks frequently encounter optimistic entrepreneurs whose perceptions are biased by wishful thinking. Bankers are left with a difficult screening problem: separating realistic entrepreneurs from optimists who may be clever, knowledgeable, and completely sincere. We build a game-theoretic model of the screening process. We show that although entrepreneurs may practice self-restraint to signal realism, competition may lead banks to be

Michael Manove; A. Jorge Padilla

1999-01-01

240

iBank  

ERIC Educational Resources Information Center

iBank is a project that utilizes a software to create an item Bank that store quality questions, generate test and print exam. The items are from analyze teacher-constructed test questions that provides the basis for discussing test results, by determining why a test item is or not discriminating between the better and poorer students, and by…

Bermundo, Cesar B.; Bermundo, Alex B.; Ballester, Rex C.

2012-01-01

241

Volunteer Community Language Bank.  

ERIC Educational Resources Information Center

Lake Charles, Louisiana established a language bank capable of providing interpreters for 20 foreign languages. All participants are volunteers who offer to help free of charge in case of emergencies arising because of the considerable numbers of foreign visitors in the area. Smooth operation of the language bank depends on the following: (1) an…

Novak, Sigfrid S.; And Others

242

75 FR 67731 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company  

Federal Register 2010, 2011, 2012, 2013

...Bank, Corydon, Iowa; First State Bank of Colfax, Colfax, Iowa; Maxwell State Bank, Maxwell, Iowa; Pocahontas State Bank, Pocahontas, Iowa; and Panora State Bank, Panora, Iowa. Board of Governors of the Federal Reserve System,...

2010-11-03

243

75 FR 69444 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company  

Federal Register 2010, 2011, 2012, 2013

...Bank, Corydon, Iowa; First State Bank of Colfax, Colfax, Iowa; Maxwell State Bank, Maxwell, Iowa; Pocahontas State Bank, Pocahontas, Iowa; and Panora State Bank, Panora, Iowa. Board of Governors of the Federal Reserve System,...

2010-11-12

244

Urban Transport in Asia: An Operational Agenda for the 1990s. Asia Technical Department Series.  

National Technical Information Service (NTIS)

The report diagnoses Asia's urban transport problems and outlines a corresponding agenda for Bank lending and technical assistance activities. The work should be placed in the wider perspective of the Bank's 20 year involvement with urban transport projec...

P. Midgley

1994-01-01

245

Design, simulated operation, and evaluation of a short-period seismic discrimination processor in the context of a world-wide seismic surveillance system. Technical report No. 9  

Microsoft Academic Search

A brief summary of a series of system studies describes the data flow, file structures, and data processing required to operate a world-wide seismic surveillance network. One of the design problems in developing a surveillance mode of operation is to provide the seismic analyst-computer interaction needed to efficiently perform discrimination processing to effectively classify events as earthquakes or explosions. Efficiency

Sax

1976-01-01

246

12 CFR 1270.17 - Liability of Banks, FHFA, Office of Finance and Federal Reserve Banks.  

Code of Federal Regulations, 2012 CFR

12 Banks and Banking 9 2012-01-01 2012-01-01 false Liability of Banks, FHFA, Office of Finance and Federal Reserve Banks. 1270.17 Section 1270.17 Banks and Banking FEDERAL HOUSING FINANCE AGENCY FEDERAL...

2012-01-01

247

12 CFR 1270.17 - Liability of Banks, FHFA, Office of Finance and Federal Reserve Banks.  

Code of Federal Regulations, 2013 CFR

12 Banks and Banking 9 2013-01-01 2013-01-01 false Liability of Banks, FHFA, Office of Finance and Federal Reserve Banks. 1270.17 Section 1270.17 Banks and Banking FEDERAL HOUSING FINANCE AGENCY FEDERAL...

2013-01-01

248

Why our human-sized world behaves classically, not quantum-mechanically: A popular non-technical exposition of a new idea  

Microsoft Academic Search

This article provides a popular, largely non-technical explanation of how\\u000alarge objects can behave classically while smaller objects behave quantum\\u000amechanically, based on the effect of the presence of cosmic expansion\\u000avelocities in extended objects. This article is intended to provide a more\\u000aaccessible presentation of concepts introduced in earlier papers that address\\u000athis long-standing enigma in physics.

C. L. Herzenberg

2007-01-01

249

Emerging market bank rescues in an era of finance-led neoliberalism: A comparison of Mexico and Turkey  

Microsoft Academic Search

The international community and many financial experts have singled out the positive elements of how strong institutional reforms following Mexico's 1995 and Turkey's 2001 banking crisis have shielded their banking sectors today from the wider economic impact of the world financial crisis. By contrast, this article argues from a historical materialist analytical approach that the 1995 and 2001 bank rescues

Thomas Marois

2011-01-01

250

Financial Integration in Europe and Banking Sector Performance  

Microsoft Academic Search

\\u000a Legally, virtually all direct barriers to the cross-border activities of banks in Europe have been abolished in the past decades.\\u000a Hence, Europe might be considered one of the most integrated banking markets world-wide. However, there is ample evidence\\u000a suggesting that financial market integration de facto is smaller than one might expect in fully integrated financial markets.This\\u000a study tries to give

Claudia M. Buch; Ralph P. Heinrich

251

Internet Banking: Developments and Prospects.  

National Technical Information Service (NTIS)

This paper addresses significant gaps in existing knowledge about the Internet banking landscape. Using information drawn from a survey of national bank examiners, we find that while only 20 percent of national banks offered Internet banking in Q3 1999, t...

D. E. Nolle K. Furst W. W. Lang

2000-01-01

252

Banking Panics and Business Cycles  

Microsoft Academic Search

Using a century of newly constructed data, competing theories explaining banking panics are tested. The evidence shows that banking panics during the U.S. national banking era (1865-1914) were the products of revisions in the perceived risk of the banking system based on the arrival of new information. Panics were triggered by a leading indicator of recession. Whenever this variable reached

Gary Gorton

1988-01-01

253

Statistics on Banking  

NSDL National Science Digital Library

The FDIC Statistics on Banking is a "quarterly publication that provides aggregate financial and structure information on FDIC-insured institutions, with summary totals by state and charter type." The latest figures for third quarter 1997 are now available.

254

Protein Data Bank.  

National Technical Information Service (NTIS)

The Protein Data Bank is the international depository for the results of structural studies of biological macromolecules. At present, some 1200 biological macromolecules are reported to have been crystallized, of which approximately 350 have structures de...

E. E. Abola F. C. Bernstein T. F. Koetzle

1984-01-01

255

National Biomonitoring Specimen Bank.  

National Technical Information Service (NTIS)

The video describes the development of an environmental specimen bank project. It highlights a number of minitoring programs involving human liver specimens, marine sediments and tissues, Alaskan marine mammal tissues, and total human diet specimens. Prim...

1994-01-01

256

Banking Data and Research  

NSDL National Science Digital Library

This article on free banking data and research, created by Ruth Kobylecky Humphrey for the American Library Association, includes an index of annotations on a wide range of federal and association Websites that offer financial information and help for their members. The index is broken into several sections including Federal Agencies, The Federal Reserve System, International Banking, and the Secondary Market. Within each section, the entries are arranged in alphabetical order and carefully annotated.

Humphrey, Ruth K.

257

12 CFR 1261.13 - Ineligible Bank directors.  

Code of Federal Regulations, 2012 CFR

12 Banks and Banking 9 2012-01-01 2012-01-01 false Ineligible Bank directors. 1261.13 Section 1261.13 Banks and Banking FEDERAL HOUSING FINANCE AGENCY FEDERAL HOME LOAN BANKS FEDERAL HOME LOAN BANK...

2012-01-01

258

12 CFR 1261.13 - Ineligible Bank directors.  

Code of Federal Regulations, 2013 CFR

12 Banks and Banking 9 2013-01-01 2013-01-01 false Ineligible Bank directors. 1261.13 Section 1261.13 Banks and Banking FEDERAL HOUSING FINANCE AGENCY FEDERAL HOME LOAN BANKS FEDERAL HOME LOAN BANK...

2013-01-01

259

12 CFR 1261.14 - Vacant Bank directorships.  

Code of Federal Regulations, 2013 CFR

12 Banks and Banking 9 2013-01-01 2013-01-01 false Vacant Bank directorships. 1261.14 Section 1261.14 Banks and Banking FEDERAL HOUSING FINANCE AGENCY FEDERAL HOME LOAN BANKS FEDERAL HOME LOAN BANK...

2013-01-01

260

12 CFR 614.4352 - Farm Credit Banks and agricultural credit banks.  

...and Banking 7 2014-01-01 2014-01-01 false Farm Credit Banks and agricultural credit banks. 614.4352 Section 614.4352 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND...

2014-01-01

261

World Population  

NSDL National Science Digital Library

Access and visualize world population data using the user friendly MyWorld GIS software. Data includes total population, population density, projected population, male and female population, and age specific population, etc.

This starting point example compiled by R.M. MacKay. utilizes the MyWorld (more info) Geographic Information System (GIS) software created at Norhtwestern University.

262

Analyses of Blood Bank Efficiency, Cost-Effectiveness and Quality  

Microsoft Academic Search

In view of the increasing costs of hospital care, it is essential to investigate methods to improve the labor efficiency and the cost-effectiveness of the hospital technical core in order to control costs while maintaining the quality of care. This study was conducted to develop indices to measure efficiency, cost-effectiveness, and the quality of blood banks; to identify factors associated

Hwai-Tai Chen Lam

1991-01-01

263

Electronic Banking: Enhancing Federal Oversight of Internet Banking Activities.  

National Technical Information Service (NTIS)

As you requested, this report discusses federal oversight of depository institutions' Internet banking activities. Internet banking involves individuals' use of personal computers connected to their depository institutions over the Internet to transfer fu...

1999-01-01

264

The use of a decomposed theory of planned behavior to study Internet banking in Taiwan  

Microsoft Academic Search

With the liberalization and internalization of financial markets, in terms of the entrance of the World Trade Organization, banks in Taiwan face pressures in service quality and administrative efficiency. Predicting customers’ intention to adopt Internet banking is an important issue. Attempts to understand how an individual's belief, embracing attitude, subjective norm and perceived behavioral control, can influence intention. Two versions

Ya-yueh Shih; Kwoting Fang

2004-01-01

265

Do Bank Bailouts Work? The Effect of Reconstruction Finance Corporation Aid During the Crisis of 1933  

Microsoft Academic Search

Do bank bailouts work? Government aid initiatives implemented to stem the current crisis raise important questions about the role of monetary policy in preventing bank failures. The scale of this bailout program defies comparison with any other aid package implemented in the post-World War II period. Fortunately, the operations of the Reconstruction Finance Corporation (RFC) during the Great Depression provide

Katherine Bobroff

2009-01-01

266

MANAGING DISRUPTIVE TECHNOLOGY — INTERNET BANKING VENTURES FOR TRADITIONAL BANKS  

Microsoft Academic Search

This study examines the perception of the nature of technological change for Internet Banking by proposing and testing a model of the strategic management of online banking by traditional banks. Specifically, this empirical study uses a stratified sample of the FDIC database to address how perception of the technology and the environmental context (knowledge of cause-effect relations and crystallized outcome

STEPHEN K. CALLAWAY; ROBERT D. HAMILTON

2008-01-01

267

A Model of Competition in Banking: Bank Capital vs Expertise  

Microsoft Academic Search

This paper presents a model of competition in the banking industry based upon the interplay of two factors: the level of capitalization of banks and their ability to monitor different types of projects (i.e., their expertise). In a setting of moral hazard with limited liability, banks must receive some rents to induce them to monitor projects diligently. The rents are

Andres Almazan

2002-01-01

268

Foreign Bank Presence, Domestic Bank Performance and Financial Development  

Microsoft Academic Search

This article analyses the relationship between foreign bank presence and the performance of the domestic banking sector and takes into account the role of the level of development of the financial sector of the recipient country. We use data of 982 banks in 48 countries for 1990-96. We find support for the hypothesis that financial development does matter. In particular,

Niels Hermes; Robert Lensink

2004-01-01

269

Seigniorage Earnings of Commercial Banks and State Bank of Pakistan  

Microsoft Academic Search

The paper reviews the trend of seigniorage earnings by State Bank of Pakistan and commercial banks. It is found that seigniorage revenue of the SBP has declined overtime which indicates autonomy of the central bank as well as less reliance of the government on SBP’s resources for budget financing. In general, a direct relationship has been observed between seigniorage and

M. Farooq Arby

2006-01-01

270

Duke Data Bank  

NASA Technical Reports Server (NTRS)

NASA computerized image processing techniques are an integral part of a cardiovascular data bank at Duke University Medical Center. Developed by Dr. C. F. Starmer and colleagues at Duke, the data bank documents the Center's clinical experience with more than 4,000 heart patients as an aid to diagnosis and treatment of heart disease. Data is stored in a computerized system that allows a physician to summon detailed records of former patients whose medical profiles are similar to those of a new patient. A video display (photo) and printed report shows prognostic information for the new patient based on similar past experience.

1979-01-01

271

MolBank  

NSDL National Science Digital Library

MolBank, an interesting resource for chemists, "is an electronic journal where very short notes of searchable experimental data records for individual molecules are published." Affiliated with the magazine Molecules and Molecular Diversity Preservation International (MDPI), MolBank is particularly interested in unconventional, experimental data such as starting materials and synthetic intermediates. Adhering to a single page, single structure format, the up-to-date, refereed papers are searchable by substructure or chemical and physical characteristics. Submission guidelines are also available at the site.

2007-06-07

272

BANKING, RISK AND FINANCIAL MARKETS  

Microsoft Academic Search

This paper analyses the question of financial risk in the relation between the banks and the firms: a problem of great significance for Euroland, a recent monetary union largely dominated by banking (\\

Pasquale Lucio Scandizzo

273

American Association of Tissue Banks  

MedlinePLUS

... Twitter Registration now open! Webinar: An International Atomic Energy Agency (IAEA) Survey of Tissue Banking Date: June ... 2014 09:50:19 Webinar: An International Atomic Energy Agency (IAEA) Survey of Tissue Banking 04 Jun ...

274

HAZARDOUS SUBSTANCES DATA BANK (HSDB)  

EPA Science Inventory

Hazardous Substances Data Bank (HSDB) is a factual, non-bibliographic data bank focusing upon the toxicology of potentially hazardous chemicals. It is enhanced with data from such related areas as emergency handling procedures, environmental fate, human exposure, detection method...

275

Providing Enterprise Development and Financial Services to Women. A Decade of Bank Experience in Asia.  

National Technical Information Service (NTIS)

The paper contributes to the World Bank's internal dialogue on institutional approaches to providing enterprize development and financial services (EDFS/W) to low income clients, particularly women. Patterns and trends in the EDFS/W project portfolio are ...

L. Bennett M. Goldberg

1993-01-01

276

The Informative Contents of Bank Debt Concentration  

Microsoft Academic Search

This paper deals with the concentration of corporate bank debt. In an economy with asymmetric information, we show that the bank debt concentration with a main bank possessing informational monopoly is a reliable signal of the firm's quality for the secondary banks. Precisely, the firm's choice of the parts lent by the main bank and the secondary banks allows use

Frederic Lobez; Jean-Christophe Statnik

2003-01-01

277

A theory of banking structure  

Microsoft Academic Search

This paper proposes a theory to analyze the specialization of banking activities based upon the different functions that banks perform when rendering a variety of financial services. The functional difference in the services performed by banks is based upon two dimensions: the degree of information asymmetry involved in providing the service, and the degree of verifiability of the value of

Sanjiv R. Das; Ashish Nanda

1999-01-01

278

Do Banks Provide Financial Slack?  

Microsoft Academic Search

We study the decision to choose bank debt rather than public securities in a firm's marginal financing choice. Using a sample of 500 firms over the 1980 to 1993 time period, we find that firms are relatively more likely to choose bank loans when variables that measure asymmetric information problems are elevated. The sensitivity of the likelihood of choosing bank

Charles J. Hadlock; Christopher M. James

2002-01-01

279

Liquidity Shortages and Banking Crises  

Microsoft Academic Search

We show in this article that bank failures can be contagious. Unlike earlier work where contagion stems from depositor panics or contractual links between banks, we argue that bank failures can shrink the common pool of liquidity, creating, or exacerbating aggregate liquidity shortages. This could lead to a contagion of failures and a total meltdown of the system. Given the

DOUGLAS W. DIAMOND; RAGHURAM G. RAJAN

2005-01-01

280

Money with Bank Networks  

Microsoft Academic Search

We allow banks to choose between two networks in a simple version of the Cavalcanti and Wallace (1999) model of inside money. Members of a network have access to credit but must redeem banknotes issued by other members in random meetings. We find equilibria in which members of a particular network issue more valuable notes, but face the same ex-ante

Ricardo de Oliveira Cavalcanti; Henrique Dezemone Forno

2004-01-01

281

Janus Serum Bank  

Cancer.gov

The Janus Serum bank was established in order to collect and store blood samples from presumably healthy individuals for future use in cancer research. The intention was to obtain information on factors important in the pathogenesis and etiology of cancer by examining blood samples obtained during the preclinical stage or latent period before the tumor has developed.

282

Cord-Blood Banking  

MedlinePLUS

... private: How financially stable is the cord-blood bank? (Financial stability means a reduced chance that you will have to transfer your sample if the facility closes.) How many samples are processed in the facility? (A larger number of samples usually means that there are more collection ...

283

Crowdfunding: disintermediated investment banking  

Microsoft Academic Search

This paper introduces crowdfunding as a concept and model for the evolution of investment banking. Crowdfunding, an application of crowdsourcing, is defined as one party’s attempt to finance a project by offering three types of investment opportunities to potential investors. The investment opportunities are donations, passive investments, and active investments. From this foundation I develop a model in which interdependent

Brian J Rubinton

2011-01-01

284

Academic Interventions Bank Training.  

ERIC Educational Resources Information Center

This paper describes development of a bank of interventions in response to individual student needs identified by Student Study Teams (SSTs) in the Horry County (South Carolina) school district. It also describes the training of SST members in the selection, application, and monitoring of each intervention. Following a survey that identified basic…

Jenkins, Tom; Torrens, Meg

285

Blood Bank Inventory Control  

Microsoft Academic Search

Essentially, blood banks are facilities which procure, store, process, and dispense blood. To operate effectively in the face of both random supply and random demand, sizable buffer stocks of blood are maintained. The resulting inventory control problem is an extremely complex one for several reasons: (1) both supply and demand are random; (2) approximately 50 percent of all bloods demanded,

John B. Jennings

1973-01-01

286

SpeciesBank  

NSDL National Science Digital Library

SpeciesBank is a growing library of digital information about the biological species of Canada. It includes high-quality photographs, distribution maps, identification guidance, and a host of other information including links to monographs and species-specific information elsewhere on the Internet. The site is divided into sections that cover butterflies, brassicaceae, poisonous plants, moths, and noctuoidea.

287

National Trade Data Bank  

NSDL National Science Digital Library

National Trade Data Bank, U. S. Department of Commerce: Over 300,000 documents which include over 130 information programs from over 20 federal sources such as the Department's Foreign Trader's Index, the Export Yellow Pages, the Trade Opportunities Program, and Market Research Reports.

288

HPCwire Job Bank  

NSDL National Science Digital Library

HPCwire Job Bank has become the matchmaker site of choice for bringing together the best talent and the leading employers in HPC commercial computing, research, academia, and the entire ecosystem of suppliers and users of HPC systems and technology, representing career opportunities in hardware, software, middleware, sales, marketing, consulting, design, development, engineering, research, testing, customer support and production.

289

Snow Bank Detectives  

ERIC Educational Resources Information Center

In the city where the authors live, located on the shore of Lake Ontario, children have ample opportunity to interact with snow. Water vapor rising from the relatively warm lake surface produces tremendous "lake effect" snowfalls when frigid winter winds blow. Snow piles along roadways after each passing storm, creating impressive snow banks. When…

Olson, Eric A.; Rule, Audrey C.; Dehm, Janet

2005-01-01

290

The Protein Data Bank  

Microsoft Academic Search

The Protein Data Bank (PDB; http:\\/\\/www.rcsb.org\\/pdb\\/ ) is the single worldwide archive of structural data of biological macromolecules. This paper describes the goals of the PDB, the systems in place for data deposition and access, how to obtain further information, and near-term plans for the future development of the resource.

Helen M. Berman; John D. Westbrook; Zukang Feng; Gary Gilliland; Talapady N. Bhat; Helge Weissig; Ilya N. Shindyalov; Philip E. Bourne

2000-01-01

291

Banking & Financial Services.  

ERIC Educational Resources Information Center

This document, which is intended for high school business teachers, outlines the plan for a course in which students gain hands-on experience in operating a bank in which students actually deposit money. The document begins with a brief course description, rationale, and list of 11 course objectives. Presented next is background information about…

Warren, Brenda; Sorrell, Lisa

292

Global strategies to overcome the spiral of decline in universal bank markets ? ? dedicated to the memory of Professor Geoff Lockett, 1941–1997  

Microsoft Academic Search

Although there has been an increase in the overall financial services market, the profitability of banks world-wide has decreased from the early 1980s to the 1990s. This has been attributed to several factors: the decline of traditional banking activities (deposit taking and lending); poorly performing debts (arising from poor lending decisions); and, for domestic banks, depressed property prices and important

C. P. Holland; A. G. Lockett; I. D. Blackman

1998-01-01

293

Customer relationship management: the case of a European bank  

Microsoft Academic Search

Purpose – To convert the principle of customer relationship management (CRM) into practical guidelines for best practice in the implementation of a CRM programme in the real world. Design\\/methodology\\/approach – The findings of an extensive review of the literature provide the foundations for a general CRM paradigm, which is applied to a case study of a large European bank's specification,

Adam Lindgreen; Michael Antioco

2005-01-01

294

Should Banking be kept Separate from Commerce. Economic Analysis Group.  

National Technical Information Service (NTIS)

In the U.S., unlike much of the rest of the world, the mixing of banking and commerce is largely prohibited. One exception is industrial loan companies (ILCs), state chartered depository institutions some of which are owned by commercial parents. In 2006,...

A. Raskovich

2008-01-01

295

Multiple Bank Relationships and the Main Bank System: Evidence from a Matched Sample of Japanese Small Firms and Main Banks  

Microsoft Academic Search

\\u000a Based on a matched sample of Japanese small firms and main banks we investigate the bank-firm relationships in the early 2000s.\\u000a We obtain new findings. First, even small firms with a main bank relation have multiple bank relationships. Second, firms\\u000a tied with a financially weak main bank increase the number of bank relations. Third, longer duration of a main bank

Kazuo Ogawa; Elmer Sterken; Ichiro Tokutsu

2007-01-01

296

World Geography  

NSDL National Science Digital Library

Use the links below to study a country or region. HRW WORLD ATLAS - Either click on the map or on the list below to find out basic facts about a contenient or country. Africa - Links to help you research information about African countries. Wonders of the African World (pbs) - Based on pbs video. Africa s future, Africa s challenge ...

Schultz, Ms.

2008-09-17

297

12 CFR 1266.8 - Banks as secured creditors.  

Code of Federal Regulations, 2012 CFR

12 Banks and Banking 9 2012-01-01 2012-01-01 false Banks as secured creditors. 1266.8 Section 1266.8 Banks and Banking FEDERAL HOUSING FINANCE AGENCY FEDERAL HOME LOAN BANKS ADVANCES Advances to Members...

2012-01-01

298

12 CFR 1281.23 - Bank data integrity.  

Code of Federal Regulations, 2013 CFR

12 Banks and Banking 9 2013-01-01 2013-01-01 false Bank data integrity. 1281.23 Section 1281.23 Banks and Banking FEDERAL HOUSING FINANCE AGENCY HOUSING GOALS AND MISSION FEDERAL HOME LOAN BANK HOUSING...

2013-01-01

299

12 CFR 1278.6 - Ratification by Bank Members.  

Code of Federal Regulations, 2013 CFR

12 Banks and Banking 9 2013-01-01 2013-01-01 false Ratification by Bank Members. 1278.6 Section 1278.6 Banks and Banking FEDERAL HOUSING FINANCE AGENCY FEDERAL HOME LOAN BANKS VOLUNTARY MERGERS OF FEDERAL...

2013-01-01

300

12 CFR 1278.6 - Ratification by Bank members.  

Code of Federal Regulations, 2012 CFR

12 Banks and Banking 9 2012-01-01 2012-01-01 false Ratification by Bank members. 1278.6 Section 1278.6 Banks and Banking FEDERAL HOUSING FINANCE AGENCY FEDERAL HOME LOAN BANKS VOLUNTARY MERGERS OF FEDERAL...

2012-01-01

301

12 CFR 1266.8 - Banks as secured creditors.  

Code of Federal Regulations, 2013 CFR

12 Banks and Banking 9 2013-01-01 2013-01-01 false Banks as secured creditors. 1266.8 Section 1266.8 Banks and Banking FEDERAL HOUSING FINANCE AGENCY FEDERAL HOME LOAN BANKS ADVANCES Advances to Members...

2013-01-01

302

12 CFR 1281.23 - Bank data integrity.  

Code of Federal Regulations, 2012 CFR

12 Banks and Banking 9 2012-01-01 2012-01-01 false Bank data integrity. 1281.23 Section 1281.23 Banks and Banking FEDERAL HOUSING FINANCE AGENCY HOUSING GOALS AND MISSION FEDERAL HOME LOAN BANK HOUSING...

2012-01-01

303

Bank Transfer Over Quantum Channel With Digital Checks  

SciTech Connect

In recent years, many quantum cryptographic schemes have been proposed. However, it seems that there are many technical difficulties to realize them (except Quantum Key Distributions) as practical applications. In this paper, we propose a bank transfer (i.e., funds or Electronic Funds Transfer) system utilizing both classical and quantum cryptography to provide theoretically unbreakable security. This system can be realized using current technologies (e.g., linear polarizers and Faraday rotators) and requires no additional authentication and no key distribution scheme. However, a trusted third party must keep all member banks' private keys for encryption, authentication and also for functions to generate classical digital signatures.

Kanamori, Yoshito [University of Alaska; Yoo, Seong-Moo [University of Alabama, Huntsville; Sheldon, Frederick T [ORNL

2006-01-01

304

Developing Real-World Spelling Skills.  

ERIC Educational Resources Information Center

Presents strategies for incorporation into elementary level spelling programs to help students become real-world spellers. The article explains how to make spelling part of the writing process by expanding the word bank, improving proofreading skills, building dictionary skills, and conducting a roundup spelling test to practice new skills. (SM)

Angeletti, Sara; Peterson, Robert

1993-01-01

305

GenBank  

PubMed Central

The GenBank nucleotide sequence database now contains sequence data and associated annotation corresponding to 85,000,000 nucleotides in 67,000 entries from a total of 3,000 organisms. The input stream of data coming into the database is primarily as direct submissions from the scientific community on electronic media, with little or no data being keyboarded from the printed page by the databank staff. The data are maintained in a relational database management system and are made available in flatfile form through on-line access, and through various network and off-line computer-readable media. The data are also distributed in relational form through satellite copies at a number of institutions in the U.S. and elsewhere. In addition, GenBank provides the U.S. distribution center for the BIOSCI electronic bulletin board service.

Burks, Christian; Cinkosky, Michael J.; Fischer, William M.; Gilna, Paul; Hayden, Jamie E.-D.; Keen, Gifford M.; Kelly, Michael; Kristofferson, David; Lawrence, Julie

1992-01-01

306

12 CFR 615.5452 - Law governing rights and obligations of Federal Reserve Banks, Farm Credit banks, and Funding...  

...obligations of Federal Reserve Banks, Farm Credit banks, and Funding Corporation; rights...person against Federal Reserve Banks, Farm Credit banks, and Funding Corporation. 615...615.5452 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT...

2014-01-01

307

Secure Internet Banking Authentication  

Microsoft Academic Search

This article describes current authentication threats and two proposed solutions as well as how these solutions can be extended in the face of more complex future attacks. This work falls in line with recent federal regulator initia-tives (see www. ffiec. gov\\/press\\/pr101205.htm and www. info. gov. hk\\/hkma\\/eng\\/press\\/2005\\/20050530e3 _ index. htm) requiring, or at least expecting, banks to rapidly adopt two-factor authentication

Alain P. Hiltgen; Thorsten Kramp; Thomas Weigold

2006-01-01

308

Virtual blood bank  

PubMed Central

Virtual blood bank is the computer-controlled, electronically linked information management system that allows online ordering and real-time, remote delivery of blood for transfusion. It connects the site of testing to the point of care at a remote site in a real-time fashion with networked computers thus maintaining the integrity of immunohematology test results. It has taken the advantages of information and communication technologies to ensure the accuracy of patient, specimen and blood component identification and to enhance personnel traceability and system security. The built-in logics and process constraints in the design of the virtual blood bank can guide the selection of appropriate blood and minimize transfusion risk. The quality of blood inventory is ascertained and monitored, and an audit trail for critical procedures in the transfusion process is provided by the paperless system. Thus, the virtual blood bank can help ensure that the right patient receives the right amount of the right blood component at the right time.

Wong, Kit Fai

2011-01-01

309

Capacitor bank for electrical generator  

US Patent & Trademark Office Database

A capacitor bank for an electrical power generator comprises: a positive assembly having a positive electrical terminal; a negative assembly having a negative electrical terminal; at least one capacitor sandwiched between and electrically coupled to the positive and negative assemblies; and electrical interconnects coupled to each of the terminals and for coupling to a load or to another capacitor bank. The positive and negative assemblies of the capacitor bank are each stackable on the positive and negative assemblies of another capacitor bank. When two capacitor banks are stacked with their positive assemblies facing each other, the interconnects couple the capacitor banks in series, and when two capacitor banks are stacked with a positive assembly facing a negative assembly, the interconnects couple the capacitor banks in parallel. A plurality of such capacitor banks can be electrically connected in series and/or in parallel in a number of different configurations, thereby providing a highly customizable capacitor bank assembly to suit the particular needs of the electrical power generator.

2009-01-13

310

PDBe: Protein Data Bank in Europe.  

PubMed

The Protein Data Bank in Europe (PDBe) (http://www.ebi.ac.uk/pdbe/) is actively working with its Worldwide Protein Data Bank partners to enhance the quality and consistency of the international archive of bio-macromolecular structure data, the Protein Data Bank (PDB). PDBe also works closely with its collaborators at the European Bioinformatics Institute and the scientific community around the world to enhance its databases and services by adding curated and actively maintained derived data to the existing structural data in the PDB. We have developed a new database infrastructure based on the remediated PDB archive data and a specially designed database for storing information on interactions between proteins and bound molecules. The group has developed new services that allow users to carry out simple textual queries or more complex 3D structure-based queries. The newly designed 'PDBeView Atlas pages' provide an overview of an individual PDB entry in a user-friendly layout and serve as a starting point to further explore the information available in the PDBe database. PDBe's active involvement with the X-ray crystallography, Nuclear Magnetic Resonance spectroscopy and cryo-Electron Microscopy communities have resulted in improved tools for structure deposition and analysis. PMID:19858099

Velankar, S; Best, C; Beuth, B; Boutselakis, C H; Cobley, N; Sousa Da Silva, A W; Dimitropoulos, D; Golovin, A; Hirshberg, M; John, M; Krissinel, E B; Newman, R; Oldfield, T; Pajon, A; Penkett, C J; Pineda-Castillo, J; Sahni, G; Sen, S; Slowley, R; Suarez-Uruena, A; Swaminathan, J; van Ginkel, G; Vranken, W F; Henrick, K; Kleywegt, G J

2010-01-01

311

Seigniorage Earnings of Commercial Banks and State Bank of Pakistan  

Microsoft Academic Search

Abstract The paper reviews the trend of seigniorage earningsby State Bank of Pakistan and commercial,banks. It is found that seigniorage revenue of the SBP has declined overtime which indicates autonomy,of the central bank as well as less reliance of the government,on SBP’s resources for budget financing. In general, a direct relationship has been observed between seigniorage and inflation in Pakistan.

M. Farooq

2007-01-01

312

World Weather  

NSDL National Science Digital Library

What's going on in the world of weather? Are there storms around Sri Lanka? What about the snows of Kilimanjaro? These can be pressing questions, indeed, and the World Weather app is a great way to stay in touch with weather patterns around the globe. Users will find that they can just type in a city name to see the current weather and also zoom around the globe as they see fit. It's a remarkable addition to the world of existing weather tracking apps and is compatible with all operating systems.

Elias, Jaume S.

2014-02-20

313

Koko's World  

NSDL National Science Digital Library

Koko's World is provided by the Gorilla Foundation, a nonprofit organization created to "bring interspecies communication to the public, in order to save gorillas from extinction, and inspire our children to create a better future for all the great apes." KokoTV, part of the Koko's World Web site, offers video clips of Koko (the famous signing gorilla) communicating with friends. A recently added clip contains footage of Koko purring, an expression of contentment. In watching this and the eight other available video clips, it's easy to see how Koko has charmed countless people around the world.

2002-01-01

314

The World  

NSDL National Science Digital Library

Any effort to provide high-quality news coverage of events around the world must include a crack team of international correspondents drawn from some of the world's most prominent news organizations. Fortunately, Public Radio International's well-regarded program, The World, draws on correspondents from the BBC and other respected news agencies. On their well-organized site, visitors can listen to each program in its entirety, or move through a number of online-only special reports, which include features on Afghanistan and ethnic conflicts in Africa. The World's site also offers three different podcasts and RSS feeds. Another fine feature of the site is the section where reporters for their program offer journals from their recent investigative excursions to Israel, Mexico, China, and Northern Ireland. Overall, the site is a fine way to stay up to date with current events of importance from Ghana to Goa.

315

12 CFR 615.5144 - Banks for cooperatives and agricultural credit banks.  

... 2014-01-01 false Banks for cooperatives and agricultural credit banks. 615.5144 Section 615.5144 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM FUNDING AND FISCAL AFFAIRS, LOAN POLICIES AND...

2014-01-01

316

Temperature World  

NSDL National Science Digital Library

Temperature World.com gives in-depth and varied information on temperature. The site offers links to a temperature converter, world city temperatures, a printable temperature conversion table, temperature forecasts, temperature related product recalls, and information on metal temperature by color. It also contains explanations of earth temperature issues, temperature sensors and controls, organizations and standards, temperature tools, and more. A unique and thorough site, it can be enjoyed by visitors of any age.

317

World Religions  

NSDL National Science Digital Library

How do the early world religions and philosophies compare and what are their tenets? World Religions Use this website to complete the Islam portion of the chart: Islam: Sunni Islam: Shi a Use this website to complete the Toaist portion of the chart: Taoism Use this website to complete the Buddist portion of the chart: Buddhism Use this website to complete the Christianity portion of the chart: Christianity Use this website to complete the Judaism portion ...

Orleans, Ms.

2011-04-07

318

Donor human milk banking and the emergence of milk sharing.  

PubMed

Donor human milk has emerged as the preferred substrate to feed extremely preterm infants, when mother's own milk is unavailable. This article summarizes the clinical data demonstrating the safety, efficacy, and cost-effectiveness of feeding donor human milk to premature babies. It describes the current state of milk banking in North America, as well as other parts of the world, and the differing criteria for donor selection, current pasteurization techniques, and quality control measures. A risk assessment methodology is proposed, which would allow milk banks globally to assess the safety of their process and respond appropriately to differing risk environments. PMID:23178068

Landers, Susan; Hartmann, Ben T

2013-02-01

319

Human Milk Banking in the United States  

Microsoft Academic Search

Approximately 30 milk banks existed in the early 1980s in the United States, whereas seven banks currently exist in the United States and one in Canada. Recently, there has been a resurgence of interest in human milk banks as evidenced by the number of institutions in various stages of developing new human milk banks. During 2003, North American milk banks

Kim Updegrove

2005-01-01

320

Conduct in a Banking Monopoly  

Microsoft Academic Search

Extending previous empirical work on concentrated markets, this paper appliesa Rosse–Panzar revenue test to quarterly data from a monopoly bank. The testrejects the hypotheses of static monopoly pricing or perfectly contestablepricing. Other tests suggest that the bank was in long-run equilibrium duringthe sample period and did not exhibit particular forms of expense-preferencebehavior. Possible interpretations of the bank's conduct include limit

Sherrill Shaffer

2002-01-01

321

Bank Competition and Financial Stability  

Microsoft Academic Search

Under the traditional “competition-fragility” view, more bank competition erodes market power, decreases profit margins, and\\u000a results in reduced franchise value that encourages bank risk taking. Under the alternative “competition-stability” view, more\\u000a market power in the loan market may result in higher bank risk as the higher interest rates charged to loan customers make\\u000a it harder to repay loans, and exacerbate

Allen N. Berger; Leora F. Klapper; Rima Turk-Ariss

2009-01-01

322

Dams and the Environment: Considerations in World Bank Projects.  

National Technical Information Service (NTIS)

The paper reviews the environmental factors associated with large storage dam projects and the economic analysis of environmental effects. Consideration is given to environmental effects that occur upstream, on-site, and downstream and techniques of econo...

J. A. Dixon L. M. Talbot G. J. M. Le Moigne

1989-01-01

323

Inside Zimbabwe's Roadside Currency Trade: The ‘World Bank’ of Bulawayo  

Microsoft Academic Search

The 2000s represent a period of unprecedented political and economic turmoil in Zimbabwe's history. This article constitutes an attempt to unpack one aspect of this crisis period: roadside currency trade. Beyond its political dimensions, the Zimbabwe crisis has been accompanied by a highly informal regime of accumulation. While there is a way in which this informality conflates with contemporary analyses

Showers Mawowa; Alois Matongo

2010-01-01

324

World Bank Economic Review, Volume 7, No. 2, May 1993.  

National Technical Information Service (NTIS)

Contents: Sovereign Debt: A Primer; Modeling the Macroeconomic Effects of AIDS, with an Application to Tanzania; Trade Reform in the Partially Liberalized Economy of Turkey; A Medium-Term Framework for Analyzing the Real Exchange Rate, with Applications t...

M. Gersovitz S. Gain

1993-01-01

325

Tax Policy in Developing Countries: A World Bank Symposium.  

National Technical Information Service (NTIS)

Contents: Tax Reform in Colombia: Process and Results; Tax Reform in Malawi; Tax Administration and Tax Reform: Reflections on Experience; Lessons from Tax Reform: An Overview; Design of the Value Added Tax: Lessons from Experience; The Coordinated Reform...

J. Khalilzadeh-Shirazi A. Shah

1991-01-01

326

World Bank Economic Review, Volume 7, No. 3, September 1993.  

National Technical Information Service (NTIS)

Contents: Correcting for Sampling Bias in the Measurement of Welfare and Poverty in the Cote d'Ivoire Living Standards Survey; Household Welfare and the Pricing of Cocoa and Coffee in Cote d'Ivoire: Lessons from the Living Standards Surveys; The Determina...

M. Gersovitz S. Gain

1993-01-01

327

Managing Climate Risk. Integrating Adaptation into World Bank Group Operations  

Microsoft Academic Search

Climate change is already taking place, and further changes are inevitable. Developing countries, and particularly the poorest people in these countries, are most at risk. The impacts result not only from gradual changes in temperature and sea level but also, in particular, from increased climate variability and extremes, including more intense floods, droughts, and storms. These changes are already having

Van Aalst

2006-01-01

328

Agricultural Extension in Africa. A World Bank Symposium.  

ERIC Educational Resources Information Center

The contributors to this document compare the main approaches to agricultural extension in sub-Saharan Africa; the cost-effectiveness in view of precarious national budgets; the weaknesses of the system for generating technology; the difficulties in forging productive partnerships between researchers, extensionists and farmers; the ineffective…

Roberts, Nigel, Ed.

329

Power without responsibility: the World Bank & Mozambican cashew nuts  

Microsoft Academic Search

Mozambique's cashew nut production failed to recover after the 1982–92 war, with serious implications for peasant producers and workers in the country's single largest industry. Cashew has the potential to regain its role as a major sector of the Mozambican economy, and this article looks at the fundamental problems relating to the growing and processing of cashew. Next, the article

Joseph Hanlon

2000-01-01

330

Monitoring Educational Performance in the Caribbean. World Bank Working Paper.  

ERIC Educational Resources Information Center

This study represents a first attempt at providing a comprehensive quantification of educational outcomes in the Caribbean region. Its main objectives are: (1) to define a set of operationally relevant education indicators; (2) to provide a database of comparable education indicators in Caribbean countries where data is available, namely Belize,…

di Gropello, Emanuela

331

Vietnam: Education Financing. A World Bank Country Study.  

ERIC Educational Resources Information Center

This study examines the system of education and training in Vietnam and poses the question: what changes in educational policies will ensure that students who pass through the system today will acquire the knowledge, skills, and attitudes needed for Vietnam to successfully complete the transition from a planned to a market economy? The report…

World Bank, Washington, DC.

332

The World Bank's Education Sector Policy Paper: A Summary.  

ERIC Educational Resources Information Center

This extended summary originally appeared in the September 1979 draft version of the Policy Paper. Several of the contributors to this issue of "Comparative Education" refer to this summary, and the original paragraph numbering has been retained for the convenience of readers. (Editor)

Haddad, Wadi D.

1981-01-01

333

12 CFR 614.4070 - Loans and chartered territory-Farm Credit Banks, agricultural credit banks, Federal land bank...  

...2014-01-01 2014-01-01 false Loans and chartered territory-Farm Credit Banks, agricultural credit banks, Federal land bank associations, Federal land credit associations, production credit associations, and agricultural credit...

2014-01-01

334

THE NEW TECHNOLOGIES EXTENSION IN BANKING: THE CASE OF E BANKING IN THE ROMANIAN PRACTICE  

Microsoft Academic Search

The new technologies in the banking services are part of rapid changes in the way of life and thinking. The banks are aware these new changes are fundamental for their performance improvement. The banks of Romania have rapidly growing and developing e-banking services, especially the Internet information and home and mobile banking. The sites of banks provide specific information, particularly

Danciu Victor

335

Closing the Digital Divide: Evaluation of the World Links Program  

ERIC Educational Resources Information Center

In response to this digital divide between developed and developing countries in their use of computers to prepare students for the global economy, the World Bank and, subsequently, the World Links organization provided schools in developing countries with networked computers and training that supports integration of ICT into teaching. This…

Kozma, Robert; McGhee, Ray; Quellmalz, Edys; Zalles, Dan

2004-01-01

336

All Students Can Write Poetry: World War I Poems.  

ERIC Educational Resources Information Center

Describes how a 10th-grade English teacher brings a historical event such as World War I to life with words and visuals of the time. Discusses World War I poems as products of that era, and helps students realize they have the stream of language inside themselves by journaling, making a "word bank," and writing poems. (SR)

Sanchez, Rebecca

1999-01-01

337

The impact of bank regulations, supervision, market structure, and bank characteristics on individual bank ratings: A cross-country analysis  

Microsoft Academic Search

We use country level data and bank level data from 71 countries and 857 banks to investigate the impact of bank regulations,\\u000a supervision, market structure, and bank characteristics on individual bank ratings. The results indicate that less cost efficient\\u000a banks, with higher than average levels of provisions relatively to their income, and lower liquidity tend to have lower ratings.\\u000a Larger

Fotios Pasiouras; Chrysovalantis Gaganis; Constantin Zopounidis

2006-01-01

338

Idea Bank: Changing Misconceptions  

NSDL National Science Digital Library

During student-centered learning activities, students actively engage in their own learning based on individual prior understandings. It can be difficult for a teacher to know if students fully understand the concepts being presented, especially if they do not comment or ask questions because they are shy or afraid of getting something wrong. Teachers may not know students' true ideas until they express themselves on a written summative exam, and then it is often too late to correct them before rushing off to the next topic. Therefore, the author uses pretests, daily learning logs, and posttests to assess student learning and change misconceptions. She shares her strategy in this month's Idea Bank.

Holzmiller, Tara

2008-12-01

339

Using Banks: Teaching Banking Skills to Low-Income Consumers.  

ERIC Educational Resources Information Center

This module, one of six on teaching consumer matters to low-income adults, discusses banking skills. Topics include banking services (savings accounts, safety deposit boxes, Christmas clubs, loans, etc.), checking accounts (deposits, checkwriting, check registers, opening an account), how to use the check register (cancelled checks, deposits),…

Shurtz, Mary Ann; LeFlore, Ann Becker

340

Bank Insolvency: Bad Luck, Bad Policy, or Bad Banking?  

Microsoft Academic Search

this article examines the causesand effects of these crises and how governments have responded. It finds that bothmacroeconomic and microeconomic factors have figured in bank crises and that, based onthe criteria developed here, few governments have responded well to these episodes. To bettermanage insolvencies, policymakers must develop a regulatory framework that allows banks torespond more robustly to shocks and ensures

Gerard Caprio

1996-01-01

341

73. The Metals Bank Building (now the State Savings Bank) ...  

Library of Congress Historic Buildings Survey, Historic Engineering Record, Historic Landscapes Survey

73. The Metals Bank Building (now the State Savings Bank) was designed by Cass Gilbert and built in 1906, under the suoervision of Link had Haire, Architects. The structure is L-shaped, with oak and tile finishes on the interior. - Butte Historic District, Bounded by Copper, Arizona, Mercury & Continental Streets, Butte, Silver Bow County, MT

342

Australian Item Bank Program: Social Science Item Bank.  

ERIC Educational Resources Information Center

After vigorous review, editing, and trial testing, this item bank was compiled to help secondary school teachers construct objective tests in the social sciences. Anthropology, economics, ethnic and cultural studies, geography, history, legal studies, politics, and sociology are among the topics represented. The bank consists of multiple choice…

Australian Council for Educational Research, Hawthorn.

343

ISDN World Wide Web page  

NSDL National Science Digital Library

ISDN World Wide Web page is now available which lets you flip between product info from different ISDN cards, software, and ISDN Internet access vendors quickly, making comparisons easy. It also has links to all known online technical specs related to ISDN. You can even order ISDN equipment online (gasp!). New info is constantly being added, and input is welcome.

344

75 FR 73983 - Assessments, Large Bank Pricing  

Federal Register 2010, 2011, 2012, 2013

...RIN 3064-AD66 Assessments, Large Bank Pricing AGENCY: Federal Deposit Insurance Corporation...2010, regarding Assessments, Large Bank Pricing. This correction clarifies that the comment period for the Assessments, Large Bank Pricing ends January 3, 2011. FOR FURTHER...

2010-11-30

345

46 CFR Sec. 2 - Bank account.  

Code of Federal Regulations, 2013 CFR

... 8 2013-10-01 2013-10-01 false Bank account. Sec. 2 Section 2 Shipping ...TRANSACTIONS UNDER AGENCY AGREEMENTS Accounts Sec. 2 Bank account. A separate joint bank account will be maintained in a...

2013-10-01

346

World Development Report 1999/2000  

NSDL National Science Digital Library

Released on September 15, 1999, the 22nd edition of this annual report from the World Bank Organization examines the effects of globalization and localization on the world economy in the coming millennium. Along with the full report, which can be downloaded by chapter in .pdf format, this extensive Website includes overviews of the World Development Report in general and the 1999/2000 report in particular. An online slide show guides users through the basics of globalization and localization with clear graphs and charts along with accompanying text. The 1998 and 1997 reports are also available from this site.

347

Gourmet World  

NSDL National Science Digital Library

Gourmet World, produced by Internet World Broadcasting Corp., is an epicurean delight. The Culinary Center offers hundreds of recipes, organized geographically and by main ingredient, as well as pointers to the pages of over twenty renowned chefs. The Fine Dining Court presents restaurant reviews and restaurants by cuisine. The Library contains links to associations, cooking schools, conversion tables, and food information. Note that this site is a work in progress. However, there is already a large amount of information about good eating. Bon appetit. http://www.gourmetworld.com/

1998-01-01

348

Bank of Japan versus Eurosystem: A Comparison of Monetary Policy Institutions and Conduct in Japan and in the Euro Area  

Microsoft Academic Search

Measured by the size of their respective currency areas, the Bank of Japan and Eurosystem both belong to the most important central banks in the world. Though they have many institutional features in common and conduct monetary policy almost in similar ways, there are still important differences. These common features and differences are discussed in this paper. Due to its

Ralf Bebenroth; Uwe Vollmer

2006-01-01

349

Design and management of an orthopaedic bone bank in The Netherlands.  

PubMed

The design and management of an orthopaedic bone bank is a complex process in which medical organisation and legislation intertwine. Neither in the Netherlands, nor in any other European country, there are official guidelines for the organisation and management of an orthopaedic bone bank. In the Netherlands, the recently modified 'law of security and quality for using human materials' (WVKL) dictates requirements for technical and organisational aspects for the use of human tissue and cells. The bone bank procedures include a thorough questionnaire for donor selection, extensive serological, bacteriological and histopathological examination, as well as standard procedures for registration, processing, preservation, storage and distribution of bone allografts. This article describes the organisation of an accredited bone bank and can be used as a proposition for an official guideline or can be useful as an example for other orthopaedic bone banks in Europe. PMID:21076877

Zwitser, Eline W; Jiya, Timothy U; George Licher, H; van Royen, Barend J

2012-03-01

350

Hydraulic design of Three Gorges right bank powerhouse turbine for improvement of hydraulic stability  

NASA Astrophysics Data System (ADS)

This paper presents the hydraulic design of Three Gorges Right Bank Powerhouse turbine for improvement of hydraulic stability. The technical challenges faced in the hydraulic design of the turbine are given. The method of hydraulic design for improving the hydraulic stability and particularly for eliminating the upper part load pressure pulsations is clarified. The final hydraulic design results of Three Gorges Right Bank Powerhouse turbine based on modern hydraulic design techniques are presented.

Shi, Q.

2010-08-01

351

Is Banking a Natural Monopoly?  

Microsoft Academic Search

This paper reviews the arguments behind claims that banking is a natural monopoly. There are economies in reserve-holding and asset diversification, but the marginal return to scale tends to fall as the bank grows, and there is not particular reason to expect these economies to be large enough to produce a natural monopoly. The paper then examines three spurious arguments

Kevin Dowd

1992-01-01

352

Bankers' Perspectives Bankers' Perspectives Bankers' Perspectives Bankers' Perspectives on Internet Banking on Internet Banking on Internet Banking on Internet Banking  

Microsoft Academic Search

In every industry, E-commerce is revolutionizing the way business is conducted. New business models are replacing outdated ones and organizations are rethinking business process designs and customer relationship management strategies. Banks are no exception to this transformation. This study examines bankers’ views on providing banking services to cus

Ravi Nath; Paul Schrick; Monica Parzinger

2001-01-01

353

Introduction to Composites: Test Bank  

NSDL National Science Digital Library

This Microsoft Word document from the Aerospace Manufacturing Education Project provides a bank of test questions on the use of composite materials in the aerospace industry. These questions are intended to accompany a PowerPoint presentation, which may be found here along with other accompanying materials. Fifty test questions and their correct answers are included in this test bank.

2011-11-08

354

Needs assessment in depth: Professional training at Wells Fargo Bank  

Microsoft Academic Search

The Assessment of Technical Credit Skills project at Wells Fargo Bank employed a three-phase needs assessment approach that\\u000a began at the corporate level and ended with job-relevant assessment of individual employees’ skills. This program was developed\\u000a to identify and assess the lending skills and knowledge that Wells Fargo loan officers require for successful job performance.\\u000a Tests were designed based on

Ann Deden-Parker

1980-01-01

355

Securing the banking ecosystem: A quantum leap? Italian open panel  

Microsoft Academic Search

Ernesto Damiani (Professor of Service Security at the Dept. of Information Technology, University of Milan) and Claudio Santacesaria (Rototype) have promoted a non-profit initiative to deal with technical aspects of the banking ecosystem security. The kick off takes place at Campione d???Italia in the location of 2012 IEEE DEST-CEE Conference on the afternoon of June 18th with an open panel.

Ernesto Damiani; Claudio Santacesaria; Raoul Chiesa; Giorgio Fedon; Marco Tempra; Mario Monitillo

2012-01-01

356

World Report.  

ERIC Educational Resources Information Center

Presents a report that deals with several topics from different parts of the world. A system for creating more meaningful maps, the recycling of organic wastes in agriculture in China, and producing pigs and poultry without pollution problems are among the topics presented. (HM)

Ceres, 1978

1978-01-01

357

Water world  

Microsoft Academic Search

We reproduced a beautiful sea and animals in the ocean by the latest software technology. They show their life in the great water world. Wave, splash, bubble and all fluid movement were created by our original fluid simulator to bling realistic and correct expression. In the beautiful ocean, dolphins, whale sharks, great white sharks, humpback whales and other beautiful animals

Makoto Chiba

2010-01-01

358

Pedagogical Challenges for the World Wide Web.  

ERIC Educational Resources Information Center

Presents some of the perceived pedagogical challenges posed by use of the World Wide Web. Proposes that the debate surrounding use of the Web in university teaching should center on learning and not technical issues. Learning issues and challenges discussed in this article include learning approaches, using the technical features of the Web to…

Fetherston, Tony

2001-01-01

359

A Cobb Douglas stochastic frontier model on measuring domestic bank efficiency in Malaysia.  

PubMed

Banking system plays an important role in the economic development of any country. Domestic banks, which are the main components of the banking system, have to be efficient; otherwise, they may create obstacle in the process of development in any economy. This study examines the technical efficiency of the Malaysian domestic banks listed in the Kuala Lumpur Stock Exchange (KLSE) market over the period 2005-2010. A parametric approach, Stochastic Frontier Approach (SFA), is used in this analysis. The findings show that Malaysian domestic banks have exhibited an average overall efficiency of 94 percent, implying that sample banks have wasted an average of 6 percent of their inputs. Among the banks, RHBCAP is found to be highly efficient with a score of 0.986 and PBBANK is noted to have the lowest efficiency with a score of 0.918. The results also show that the level of efficiency has increased during the period of study, and that the technical efficiency effect has fluctuated considerably over time. PMID:22900009

Hasan, Md Zobaer; Kamil, Anton Abdulbasah; Mustafa, Adli; Baten, Md Azizul

2012-01-01

360

The Networked Computer Science Technical Report Library  

Microsoft Academic Search

The Networked Computer Science Technical Report Library (NCSTRL 1 ) is a distributed digital library of research results from computer science departments and laboratories in the USA and abroad. NCSTRL benefits readers, authors, and departments. Researchers throughout the world can use familiar Internet tools (the World Wide Web) to search for, browse, read, and download technical reports from participating institutions.

James R. Davis; Carl Lagoze

1996-01-01

361

12 CFR 614.4000 - Farm Credit Banks.  

...Banks and Banking 7 2014-01-01 2014-01-01 false Farm Credit Banks. 614.4000 Section 614.4000 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Lending Authorities §...

2014-01-01

362

12 CFR 1806.204 - Applications for Bank Enterprise Awards.  

Code of Federal Regulations, 2013 CFR

12 Banks and Banking 9 2013-01-01 2013-01-01 false Applications for Bank Enterprise Awards. 1806.204 Section 1806.204 Banks and Banking COMMUNITY DEVELOPMENT FINANCIAL INSTITUTIONS FUND, DEPARTMENT OF THE...

2013-01-01

363

12 CFR 1806.204 - Applications for Bank Enterprise Awards.  

Code of Federal Regulations, 2012 CFR

12 Banks and Banking 9 2012-01-01 2012-01-01 false Applications for Bank Enterprise Awards. 1806.204 Section 1806.204 Banks and Banking COMMUNITY DEVELOPMENT FINANCIAL INSTITUTIONS FUND, DEPARTMENT OF THE...

2012-01-01

364

12 CFR 1290.6 - Bank community support programs.  

Code of Federal Regulations, 2012 CFR

12 Banks and Banking 9 2012-01-01 2012-01-01 false Bank community support programs. 1290.6 Section 1290.6 Banks and Banking FEDERAL HOUSING FINANCE AGENCY HOUSING GOALS AND MISSION COMMUNITY SUPPORT...

2012-01-01

365

75 FR 72751 - Voluntary Mergers of Federal Home Loan Banks  

Federal Register 2010, 2011, 2012, 2013

...RIN 2590-AA37 Voluntary Mergers of Federal Home Loan Banks AGENCY: Federal Housing Finance Agency. ACTION: Notice...HERA) amended section 26 of the Federal Home Loan Bank Act (Bank Act) to permit any Federal Home Loan Bank (Bank)...

2010-11-26

366

12 CFR 1290.6 - Bank community support programs.  

Code of Federal Regulations, 2013 CFR

12 Banks and Banking 9 2013-01-01 2013-01-01 false Bank community support programs. 1290.6 Section 1290.6 Banks and Banking FEDERAL HOUSING FINANCE AGENCY HOUSING GOALS AND MISSION COMMUNITY SUPPORT...

2013-01-01

367

US Banking in the Last Fifty Years: Growth and Adaptation  

NSDL National Science Digital Library

Released in August 2002, this working paper from the Social Systems Research Institute at the University of Wisconsin provides a broad overview of the dramatic changes within the commercial banking sector of the United States during the past fifty years. Authored by Professor Emeritus Donald D. Hester of the University's economics department, the paper proceeds chronologically from the conclusion of World War II and provides some comparative insights between the banking situation of the 1920s in the United States with those of the past ten years. Throughout the work, Professor Hester focuses his attention on banking practices, portfolio composition, and the changing role of banks as financial intermediaries. In the course of his work, Professor Hester concludes that banks have been increasingly discarding their traditional mode of financing loans and investments with deposits they collect, instead becoming brokers who originate loans and then use securitization to lodge them with other investors who are likely to be less informed and correspondingly more vulnerable to losses.

Hester, Donald D.

2002-01-01

368

The Green Bank Telescope  

NASA Astrophysics Data System (ADS)

The Green Bank Telescope (GBT), a new 100 m diameter radio telescope, is under commissioning and early scientific operation. The GBT has a number of novel design features including an unblocked aperture, an active surface, and a precision telescope control system that is designed to allow operation into the 3 mm wavelength range. The unblocked aperture has already paid dividends in high dynamic range images. The active surface has worked very well in its initial operation and has made a substantial improvement in gain and beam quality over a large range of elevation angles. This paper describes the features of the GBT, its status, and some of the early scientific results from the telescope.

Jewell, Phil R.

2002-08-01

369

Millennium Seed Bank Project  

NSDL National Science Digital Library

A number of organizations have developed a concerted interest in establishing seed banks to protect the wide diversity of existing plant life for future generations. The Royal Botanic Gardens is currently working on their own project, whose ultimate goal is to collect 24,000 plant species. So far, they have successfully secured samples from almost all of the native flowering plants in the United Kingdom, and their work continues on in the present day. Many visitors to the site will want to peruse their homepage and the helpful graphic (a peapod) helps orient first-time visitors to the various sections on the site, such as "Solving Seed Problems" and their publications and data area. The site also includes a field manual for those who would like to collect their own seeds in the field as well as data about the seeds collected thus far in the Seed Information Database.

2005-01-01

370

Credit Unions vs. Banks  

NSDL National Science Digital Library

This week's In the News looks at the debate between the banks and credit unions over the issues of membership. The nine resources discussed provide background information about the debate and the arguments from both sides of the issue. On February 25, 1998, the Supreme Court ruled that the National Credit Union Administration's policy of permitting federal credit unions to serve multiple unrelated groups was unlawful. As a result, the credit union lobby persuaded the House of Representatives to overwhelmingly pass HR 1151, the Credit Union Membership Access Act, by a vote of 411-8. HR 1151 will allow credit unions to form multiple common bonds with certain limitations. Similar legislation is now under consideration in the Senate.

Ng, Thiam H.

1998-01-01

371

Telomeres and seed banks.  

PubMed

We have found that a progressive loss of telomeric sequences occurs from high molecular weight DNA with an increasing appearance at low molecular weight as the periods of storage in the dry state were extended in time to provide seed germination loss from 98 to 0%. Telomere distribution would appear to follow the general pattern of DNA random fragmentation that occurs in the embryos of seeds stored in the dry state, but there are also indications of an overall telomere loss from DNA as a consequence of storage. There is a need for a convenient "equality marker" for the seeds that can be monitored over time. Reviewing the implications of our results very carefully we believe that there is considerable potential in the use of telomere sequences to mark embryo ageing of seeds held in Seed Banks. PMID:17427414

Boubriak, I; Pouschuk, V; Grodzinsky, A; Osborne, Daphne J

2007-01-01

372

World Learning  

NSDL National Science Digital Library

A number of international organizations have seen fit to engage in broad-based projects in order to create and sustain social change in various parts of the world. The World Learning for International Development organization is one such entity, and for the past eight decades it has been involved in programs that "are based on local partnerships with people who have an active and respected role in addressing their own development challenges". Currently, the organization's programs take place in more than 50 countries, and are organized around the themes of education, civil society, and training and exchange. From the homepage, visitors can view some of the organization's timely publications and also read about its latest success stories in place such as Albania and Malawi.

373

Education World  

NSDL National Science Digital Library

Education World is designed to create a place where teachers can share ideas and find lesson plans and research materials on the Internet. Resources include a search engine for educational websites; original content, including lesson plans, practical information for educators, information on how to integrate technology in the classroom, and articles written by education experts; site reviews; daily features and columns; teacher and principal profiles; Wire Side Chats with the important names in education; and employment listings.

374

Sea World  

NSDL National Science Digital Library

This is an excellent resource for information and teaching activities on marine life, designed primarily for elementary level. Teachers can sign up for a monthly e-newsletter (or access archived newsletters) filled with classroom activities, current information, and special links. Also features a searchable database of Sea World education materials and information on camps, marine science careers, and Shamu TV, an award-winning series broadcast around the country via satellite and cable.

2012-09-07

375

The World  

NSDL National Science Digital Library

This website contains the history and ethnology of astronomy. It contains an interactive atlas of the world which allows the learner to choose the area they wish to learn more about, a glossary, a timeline of the major events in the history of Astronomy, and also a collection of information and activities for educators and students. The website also offers a bibliography of the many people who contributed to astronomy and cosmology, as well as many other things.

Penprase, Bryan

2004-07-16

376

Spice World  

NSDL National Science Digital Library

In this activity, learners create a map showing the origins of spices and herbs from a favorite recipe(s). Learners first research the origins of the ingredients and then locate them on a world map. Learners glue a bit of each spice to its "home" country and add labels. This activity guide includes extensions for younger and older children, tips for parents, and links.

Xpeditions, National G.

2008-01-01

377

World electricity  

SciTech Connect

National electricity industries worldwide are currently confronted by many contentious political issues, including public versus private ownership, the safety and economics of nuclear power, acid rain and other environmental issues, energy conservation and the possibility of substituting decentralised technologies for the present centralised ones. This book provides a worldwide survey of the industry and the issues facing it. For each country considered basic organisational and technical details are given but the bulk of the discussion concentrates on current debates and issues. The book concludes with a worldwide survey of how problems might be resolved.

Collingridge, D.; James, P.

1987-01-01

378

Investor Valuations and Measuring Bank Intangible Assets  

Microsoft Academic Search

This paper examines the value-relevance and reliability of bank intangible asset measures. The majority of bank intangible assets are not recognized and few banks voluntarily disclose estimates or provide other information about these assets. Investors therefore have limited direct information about this important component of bank value. I incorporate publicly available financial and market information to estimate four customer-based intangible

Mark Kohlbeck

2004-01-01

379

Trends in South African Internet banking  

Microsoft Academic Search

This study follows up a study examining the effectiveness of Internet marketing, which found that only 22.6 per cent of respondents banked online. This study aims to determine respondents' reasons for not banking online, and to develop strategies for banks to get people banking online. A sample of 369 consumers was drawn from two universities in Kwazulu-Natal. Universities were chosen

Anesh Maniraj Singh

2004-01-01

380

A Delphi study of Internet banking  

Microsoft Academic Search

Deregulation has brought down the boundaries of the banking industry, allowing new entrants and enabling a greater degree of competition. Into this scenario arrived the Internet – another radical technological innovation with the potential to change the structure and nature of banking. Many banks have adopted the Internet as a delivery channel (indeed, some banks have set up as Internet-only

Laura Bradley; Kate Stewart

2003-01-01

381

Efficiency and market power in Spanish banking  

Microsoft Academic Search

Some recent studies have been investigating the existence of market power in the European banking system, in general, and the Spanish banking industry, in particular. Although results are mixed, the evidence suggests some commercial banks and savings banks benefit from monopoly rents. Some other studies (Berger and Hannan, Review of Economics and Statistics LXXX (1998) 454-465) have also found strong

Rolf Färe; Shawna Grosskopf; Emili Tortosa-Ausina

2005-01-01

382

Central Bank Monopolies and Money Issuance  

Microsoft Academic Search

The article deals with the role of the central banks in advanced market economies and the theoretical possibility of abolishing these institutions. Central banks have monopolies in some areas, especially regarding monetary policy. In many countries, central banks also have monopolies in other areas, for example in the payment and clearing transactions for banks and the state. In the context

Zbyn?k Revenda

2009-01-01

383

Financial Dollarization and Central Bank Credibility  

Microsoft Academic Search

Why do firms and banks hold foreign currency denominated liabilities? Cowan and Do argue that foreign currency debt, by altering the effect of a devaluation on output, has a disciplining effect when the Central Bank?s objectives differ from the social optimum. However, under imperfect information, bad priors about the Central Bank induce excess dollarization of liabilities, which in turn limits

Kevin Cowan

2003-01-01

384

The Efficiency of European Regional Banking  

Microsoft Academic Search

W ILLIAMS J. and G ARDENER E. P. M. (2003) The efficiency of European regional banking, Reg. Studies 37 , 321-330. Financial deregulation may segment European banking into pan-national and regional tiers. Regional banking must finance productive investment to facilitate regional economic growth. Local banks are the appropriate financing vehicles because of their specialist knowledge of regional market risks and

Jonathan Williams; Edward Gardener

2003-01-01

385

Internet banking services and credit union performance  

Microsoft Academic Search

Purpose – Existing empirical evidence indicates internet banks worldwide have underperformed newly chartered traditional banks mainly because of their higher overhead costs. The purpose of this paper is to examine the impact of internet banking services on credit union activity. Design\\/methodology\\/approach – The impact of internet banking services on credit union over the period 1999-2006 was studied and regression equations

Krishnan Dandapani; Gordon V. Karels; Edward R. Lawrence

2008-01-01

386

China's Banking Reform: The Remaining Agenda  

Microsoft Academic Search

Since 1994, China has endeavoured to establish a banking system that works more closely to commercial principles by transforming the specialized banks (SBs) into state-owned commercial banks (SOCBs). However, lending decisions of the SOCBs were still determined by state directives instead of profitability consideration. This paper argues that although the post-WTO banking reforms have accomplished staggering results, China's SOCBs need

Charles C. L. Kwong

2011-01-01

387

Bank Underwriting of Debt Securities: Modern Evidence  

Microsoft Academic Search

This article examines debt securities underwritten by Section 20 subsidiaries of bank holding companies relative to those underwritten by investment houses. Consistent with a net certification effects for banks, bank underwriting of lower credit rated firms to whom the bank lends results in relatively higher prices (lower yields). We find no evidence of conflicts of interest even when an issue

Ingo Walter

1997-01-01

388

Bank Capital, Agency Costs, and Monetary Policy  

Microsoft Academic Search

Evidence suggests that banks, like firms, face financial frictions when raising funds. The authors develop a quantitative, monetary business cycle model in which agency problems affect both the relationship between banks and firms and the relationship between banks and their depositors. As a result, bank capital and entrepreneurial net worth jointly determine aggregate investment, and are important determinants of the

Césaire Meh; Kevin Moran

2004-01-01

389

Factors affecting the adoption of Internet Banking in Hong Kong—implications for the banking sector  

Microsoft Academic Search

The rapid development of Internet and Electronic Business has stimulated the banking and financial sectors towards encouraging customers to bank on-line. This paper explores the adoption of Internet Banking by retail customers in Hong Kong. The paper attempts to make sense of Internet Banking in Hong Kong from three angles: (i) the current adoption rate of Internet Banking; (ii) the

Chi Shing Yiu; Kevin Grant; David Edgar

2007-01-01

390

Changes in the banking sector – the case of Internet banking in the UK  

Microsoft Academic Search

The Internet is gaining popularity as a delivery channel in the banking sector. At the same time, customer needs are changing. A total of 12 Internet banking operations in the UK are analysed under customer empowerment functions and Internet banking Web attributes. Internet banking renders location and time irrelevant, and empowers customers with greater control of their accounts. Banks achieve

Chanaka Jayawardhena; Paul Foley

2000-01-01

391

Determinants of Bank Profitability in a Developing Economy: Empirical Evidence from the China Banking Sector  

Microsoft Academic Search

The Chinese banking sector has undergone noteworthy financial reforms, which significantly metamorphosed the banking system. This article seeks to examine the determinants of the profitability of the Chinese banking sector. The empirical analysis is confined to the four State Owned Commercial Banks (SOCBs) and the 12 Joint Stock Commercial Banks (JSCBs) during the postreform period of 2000–2007. The empirical findings

Fadzlan Sufian

2009-01-01

392

Bank mergers, banking efficiency, and economies of scale and scope: a review of the empirical literature  

Microsoft Academic Search

Against the background of past bank merger activities the present overview discusses the recent empirical literature on bank mergers, banking efficiency and the existence of scale and product mix economies for banks. Previous mainly US-based bank cost studies generally reveal that only minor cost reductions can be achieved by aiming at a scale efficient level. Considerably more promising are potential

M. C. J. van Rooij

1997-01-01

393

Wumpus World  

NSDL National Science Digital Library

Giorgio Ingargiola, Associate Profession of Computer and Information Science at Temple University, has created the Wumpus World as an example of knowledge representation, reasoning, and planning to "introduce the Situation Calculus, the Frame Problem, and a variety of axioms." The axioms presented include Effect Axioms, Frame Axioms, and Successor-State Axioms. The lesson is followed by four questions which ask students to reflect and evaluate what they have just learned. This site is an excellent resource for calculus educators, and for students looking to further their calculus skills.

Ingargiola, Giorgio

2008-04-07

394

Shasta River Biotechnical Bank Protection.  

National Technical Information Service (NTIS)

The goal of this project was to stabilize and re-vegetate 400 feet of river bank using willow mattressing and techniques. This stabilization will assist in the reduction of excessive sediment load, and re-establish riparian vegetation.

2002-01-01

395

The Electronic Banking Resource Center  

NSDL National Science Digital Library

The Electronic Banking Resource Center, provided by an MBA graduate student at Ohio State University, is a one stop resource for information about banking on the Internet. It contains pointers to explanations of various open payment standards; a FAQ on electronic money/Internet payment systems that discusses such issues as challenges of Internet payment systems, electronic cash, credit cards, and checks and the Web, and advice for merchants on the Internet, among others; a page of pointers to examples of Internet financial transactions; and a large page of pointers to banks on the Internet. The Resource Center also contains pointers to other banking related sites. http://www.informatik.uni-trier.de/~damm/Lehre/E-Money/InternetPayment.html

396

Bank Operating Statistics (on Diskette).  

National Technical Information Service (NTIS)

This product contains the U.S. data on characteristics of agricultural and nonagricultural banks, 1980-91, including measures of profitability, liquidity, solvency, and efficiency. Also includes State data on return on assets for agricultural and nonagric...

1994-01-01

397

Transportation Environment Data Bank Index.  

National Technical Information Service (NTIS)

In an effort to determine the environment intensities to which energy materials in transit will be exposed, a ''Data Bank'' of environmental information has been established by Sandia Laboratories, Division 1285 for the ERDA Division of Environmental Cont...

C. A. Davidson J. T. Foley

1977-01-01

398

Idea Bank: The Invented Cell  

NSDL National Science Digital Library

Thoughtful teachers allow students to pursue the relationship between structure and function before learning about particular organelles, usually through an analogy to a factory or some other complex system (Crooks and Sheldon 2005). In this Idea Bank, th

Levin, Daniel M.

2010-12-01

399

Ocean World  

NSDL National Science Digital Library

The majority of Ocean World is devoted to a series of ten reference sections: coral reefs, currents, El Nino, Fisheries, Ice Ages, icebergs, JASON-1 (a satellite), the role of the ocean in weather, satellites and ocean exploration, and waves. Each section culminates with an interactive quiz, links to sources of related real-time data, and a list of additional related links. Also available is a set of supplementary services, including a glossary, a question and answer section called Ask Dr.Bob, an index page for all of the available real-time dataset sources, primer pages on the use of internet technology, and links to three distance learning courses in oceanography offered by Texas A&M university. An additional series of link lists are broken up into Four Star Sites, General Links, and (the site author's) Bookmarks. Finally, under a teacher's introductory section to the site, instructors can access a guide to using Ocean World in the classroom, find advice on teaching oceanography in general, locate technology lab stations, and follow links to additional teaching resources.

400

Preparation of a cost data bank for DOE\\/Biomass Energy Systems Branch. Fourth quarterly progress report, July 1September 30, 1979  

Microsoft Academic Search

The preparation of a biomass conversion technology and cost data bank for the Biomass Energy Systems Branch (BES) of DOE\\/Solar is described. Technical and economic analyses of a number of BES technology options are currently underway. A total of 22 biomass conversion technology options (14 thermochemical and 8 biochemical) have been selected for inclusion in the data bank. These options

A. Y. Kam; R. L. Dickenson; J. L. Jones; D. C. Bomberger; A. K. Chatterjee; W. S. Fong; P. C. Meagher; D. J. Wilhelm

1979-01-01

401

Assessment of catalysts for control of No\\/sub x\\/ from stationary power plants. Phase 1, Volume II. Data bank citation indices. Final report  

Microsoft Academic Search

This volume is comprised of three computer printouts representing three indices of the ''Catalytic NOx Abatement Data Bank'' developed for the ''Technical and Economic Assessment of Catalysts for Control of NOx from Stationary Power Plants'' Program. The data bank contains in excess of 250 documents (articles and patents) selected from the following areas of NOx and NOx-SOx R and D

E. P. Koutsoukos; J. L. Blumenthal; M. Ghassemi; G. Bauerle

1975-01-01

402

Banking regulation’s impact on industry monopoly and risk  

Microsoft Academic Search

Suggests that banks are different due to plasticity of assets and high debt\\/equity ratios. For this reason banks need to be regulated. Discusses the most efficient method of regulating banks. Highlights that the move from unlimited liability banking to limited liability banking was inefficient as it led to a more unstable banking system. The unstable banking system required government monitoring

Charles Hickson; John Turner

1996-01-01

403

Bank Regulation: Analysis of the Failure of Superior Bank, FSB, Hinsdale, Illinois.  

National Technical Information Service (NTIS)

This reports offers an analysis of the failure of Superior Bank, FSB, a federally chartered savings bank located outside Chicago, Illinois. Shortly after Superior Bank's closure on July 27,2001, the Federal Deposit Insurance Corporation (FDIC) projected t...

T. J. McCool

2002-01-01

404

26 CFR 1.581-2 - Mutual savings banks, building and loan associations, and cooperative banks.  

Code of Federal Regulations, 2013 CFR

... 2013-04-01 false Mutual savings banks, building and loan associations, and cooperative banks. 1.581-2 Section 1.581-2 Internal...Institutions § 1.581-2 Mutual savings banks, building and loan associations, and...

2013-04-01

405

ISO 9000 quality standards: a model for blood banking?  

PubMed

The recent American Association of Blood Banks publications Quality Program and Quality Systems in the Blood Bank and Laboratory Environment, the FDA's draft guidelines, and recent changes in the GMP regulations all discuss the benefits of implementing quality systems in blood center and/or manufacturing operations. While the medical device GMPs in the United States have been rewritten to accommodate a quality system approach similar to ISO 9000, the Center for Biologics Evaluation and Research of the FDA is also beginning to make moves toward adopting "quality systems audits" as an inspection process rather than using the historical approach of record reviews. The approach is one of prevention of errors rather than detection after the fact (Tourault MA, oral communication, November 1994). The ISO 9000 series of standards is a quality system that has worldwide scope and can be applied in any industry or service. The use of such international standards in blood banking should raise the level of quality within an organization, among organizations on a regional level, within a country, and among nations on a worldwide basis. Whether an organization wishes to become registered to a voluntary standard or not, the use of such standards to become ISO 9000-compliant would be a move in the right direction and would be a positive sign to the regulatory authorities and the public that blood banking is making a visible effort to implement world-class quality systems in its operations. Implementation of quality system standards such as the ISO 9000 series will provide an organized approach for blood banks and blood bank testing operations. With the continued trend toward consolidation and mergers, resulting in larger operational units with more complexity, quality systems will become even more important as the industry moves into the future.(ABSTRACT TRUNCATED AT 250 WORDS) PMID:7770906

Nevalainen, D E; Lloyd, H L

1995-06-01

406

World Civilizations  

NSDL National Science Digital Library

During the course throughout the semester, we will be using the internet to access resources from across the world to better understand the different underlying themes in life effect each other, and how they change throughout history. History of Africa History of China History of Europe History of India History of Japan History of the Mediterranean Region History of the Middle East History of North America History of Pacific Islands History of Russia History of South America History of Southeast Asia Most of the material in this website comes from wikipedia.org sources. This is a free access encyclopedia that is editable by any user. This being the case, if there is any information that is offensive or incorrect, please notify Mr Nelson, so he can contact wikipedia administrators to inform them ...

Nelson, Mr J.

2008-03-27

407

World's forests  

SciTech Connect

An appropriate rate of deforestation is complicated because forests are associated with many problems involving local economic and social needs, the global need for wood, and the environmental impact on climates and the biological genetic pool. Stable forest land exists in the developed regions of North America, Europe, the USSR, Oceania, and China in the Temperate Zone. Tropical deforestation, however, is estimated at 0.58% per year, with the pressure lowest on virgin forests. While these data omit plantation forests, the level of replacement does not offset the decline. There is some disagreement over the rate and definition of deforestation, but studies showing that the world is in little danger of running out of forests should not discourage tropical areas where forests are declining from making appropriate responses to the problem. 3 references. (DCK)

Sedjo, R.A.; Clawson, M.

1982-10-01

408

International financial services: determinants of banks’ foreign assets held by non-banks  

Microsoft Academic Search

Banks’ foreign assets held by non-banks are part of the growing volume of international trade in financial services. This paper investigates, for the first time, the determinants of banks’ assets held by non-banks for Germany, Japan, the United Kingdom and the United States. The underlying model used to measure banks’ foreign assets held by non-banks in this study, is based

Fariborz Moshirian; Ilan Sadeh; Jason Zein

2004-01-01

409

Beyond Six Billion: Forecasting the World's Population  

NSDL National Science Digital Library

As part of their continuing practice of making recently published titles available in their entirety online, the National Academy Press last month posted Beyond Six Billion: Forecasting the World's Population, written by the National Research Council's Panel on Population Projections. The study examines national and global population projections from such agencies as the United Nations Population Division, the World Bank, and the US Census Bureau. The panel assesses the "assumptions behind the projections of these various agencies, estimates their accuracy and uncertainty, evaluates the implications of current demographic research, and recommends changes in protocol and new research that might improve projections."

410

12. HISTORIC PHOTOGRAPH OF CONSTRUCTION OF FIRST NATIONAL BANK BUILDING. ...  

Library of Congress Historic Buildings Survey, Historic Engineering Record, Historic Landscapes Survey

12. HISTORIC PHOTOGRAPH OF CONSTRUCTION OF FIRST NATIONAL BANK BUILDING. PHOTOGRAPHER AND DATE UNKNOWN. (First National Bank Archives) - First National Bank, 1206 Eleventh Avenue, Altoona, Blair County, PA

411

World War II  

NSDL National Science Digital Library

World Conflict How did the second world war progress in Europe?War in Europe What happened before and after the war in the Pacific?The Pacific Theatre How did World War II change the world?World War, 1939-1945 What did World War II mean to the United States?World War II ...

Croxall, Ms.

2006-11-30

412

Acces en Conversationnel au Fichier World Transindex. [Online Access to the World Transindex File].  

ERIC Educational Resources Information Center

A database providing bibliographic information and the source for translations of scientific and technical literature from Eastern Europe and Asia into western languages, World Transindex includes the information which was published until 1977 in the World Index of Scientific Translations, Transatom Bulletin, and Bulletin of Translations. It was…

Pelissier, Denise; Mallet, Monorama

413

US Credit Conditions: Federal Reserve Bank of New York  

NSDL National Science Digital Library

Whether economic conditions are good or bad, inquiring minds want to know about mortgage delinquencies, foreclosures, and their impacts on communities across the United States. Drawing on data provided by one of the nation's dominant credit agencies, the Federal Reserve Bank of New York has created this dynamic map that tracks credit conditions related to auto loans, bank cards, mortgages, and student loans. On the website's homepage, visitors can zoom in on different counties across the country, and also toggle different data sets on and off on the display map. The site also includes a set of technical notes, a glossary, and a link to subscribe to email alerts. Also, visitors can display information from the current fiscal quarter, or look at year-by-year change.

414

World Health Report  

MedlinePLUS

... ??????? Español RSS Feed Youtube Twitter Facebook Google + World health report Menu World health report Previous reports Press kit World health report 2013: Research for universal health coverage ...

415

The impact of liberalization on the productive efficiency of Indian commercial banks  

Microsoft Academic Search

We examine the productive efficiency of 70 Indian commercial banks during the early stages (1986–1991) of the ongoing period of liberalization. We use data envelopment analysis to calculate radial technical efficiency scores. We then use stochastic frontier analysis to attribute variation in the calculated efficiency scores to three sources: a temporal component, an ownership component, and a random noise component.

Arunava Bhattacharyya; C. A. K. Lovell; Pankaj Sahay

1997-01-01

416

76 FR 4896 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company  

Federal Register 2010, 2011, 2012, 2013

...retain voting shares of Biscayne Bancshares, Inc., and thereby indirectly retain voting shares of Biscayne Bank, both in Coconut Grove, Florida. B. Federal Reserve Bank of Kansas City (Dennis Denney, Assistant Vice President) 1 Memorial Drive,...

2011-01-27

417

77 FR 42312 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company  

Federal Register 2010, 2011, 2012, 2013

...voting shares of NBRS Financial Bank, both in Rising Sun, Maryland. B. Federal Reserve Bank of San Francisco (Kenneth Binning, Vice President, Applications and Enforcement) 101 Market Street, San Francisco, California 94105-1579: 1....

2012-07-18

418

77 FR 33459 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company  

Federal Register 2010, 2011, 2012, 2013

...acquire voting shares of Millennium Bank, both in Edwards, Colorado. B. Federal Reserve Bank of San Francisco (Kenneth Binning, Vice President, Applications and Enforcement) 101 Market Street, San Francisco, California 94105-1579: [[Page...

2012-06-06

419

75 FR 26255 - Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies  

Federal Register 2010, 2011, 2012, 2013

...acquire voting shares of Adrian State Bank, both of Adrian, Minnesota. B. Federal Reserve Bank of San Francisco (Kenneth Binning, Vice President, Applications and Enforcement) 101 Market Street, San Francisco, California 94105-1579: 1....

2010-05-11

420

76 FR 58811 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company  

Federal Register 2010, 2011, 2012, 2013

...of The First National Bank of Fairbury, both in Fairbury, Nebraska. B. Federal Reserve Bank of San Francisco (Kenneth Binning, Vice President, Applications and Enforcement) 101 Market Street, San Francisco, California 94105-1579: 1. James...

2011-09-22

421

75 FR 75173 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company  

Federal Register 2010, 2011, 2012, 2013

...Citizens Bank of Polson, National Association, both of Polson, Montana. C. Federal Reserve Bank of San Francisco (Kenneth Binning, Vice President, Applications and Enforcement) 101 Market Street, San Francisco, California 94105-1579: 1. LG...

2010-12-02

422

75 FR 8719 - Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies  

Federal Register 2010, 2011, 2012, 2013

...acquire Community Bank of Central Wisconsin, both of Colby, Wisconsin. B. Federal Reserve Bank of San Francisco (Kenneth Binning, Vice President, Applications and Enforcement) 101 Market Street, San Francisco, California 94105-1579: 1. Park...

2010-02-25

423

75 FR 7597 - Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies  

Federal Register 2010, 2011, 2012, 2013

...indirectly retain control of Piqua State Bank, both in Piqua, Kansas. C. Federal Reserve Bank of San Francisco (Kenneth Binning, Vice President, Applications and Enforcement) 101 Market Street, San Francisco, California 94105-1579: 1....

2010-02-22

424

77 FR 40614 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company  

Federal Register 2010, 2011, 2012, 2013

...acquire control of Henderson State Bank, both in Henderson, Nebraska. D. Federal Reserve Bank of San Francisco (Kenneth Binning, Vice President, Applications and Enforcement) 101 Market Street, San Francisco, California 94105-1579: 1....

2012-07-10

425

76 FR 26296 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company  

Federal Register 2010, 2011, 2012, 2013

...acquire control of Hometown Community Bank, both in Braselton, Georgia. B. Federal Reserve Bank of San Francisco (Kenneth Binning, Vice President, Applications and Enforcement) 101 Market Street, San Francisco, California 94105-1579: 1. Larry...

2011-05-06

426

78 FR 7430 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company  

Federal Register 2010, 2011, 2012, 2013

...indirectly retain voting shares of Blackhawk Bank, both in Beloit, Wisconsin. B. Federal Reserve Bank of San Francisco (Kenneth Binning, Vice President, Applications and Enforcement) 101 Market Street, San Francisco, California 94105-1579: 1. The...

2013-02-01

427

77 FR 60118 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company  

Federal Register 2010, 2011, 2012, 2013

...in Springfield, Illinois, and Logan County Bank, Lincoln, Illinois. C. Federal Reserve Bank of San Francisco (Kenneth Binning, Vice President, Applications and Enforcement) 101 Market Street, San Francisco, California 94105-1579: 1....

2012-10-02

428

76 FR 15981 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company  

Federal Register 2010, 2011, 2012, 2013

...of Governors. Comments must be received not later than April 6, 2011. A. Federal Reserve Bank of San Francisco (Kenneth Binning, Vice President, Applications and Enforcement) 101 Market Street, San Francisco, California 94105-1579: 1. Bank...

2011-03-22

429

76 FR 44914 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company  

Federal Register 2010, 2011, 2012, 2013

...indirectly acquire voting shares of First Community Bank, Glasgow, Montana. D. Federal Reserve Bank of San Francisco (Kenneth Binning, Vice President, Applications and Enforcement) 101 Market Street, San Francisco, California 94105-1579: 1....

2011-07-27

430

77 FR 60996 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company  

Federal Register 2010, 2011, 2012, 2013

...Reserve Bank of Atlanta (Chapelle Davis, Assistant Vice President) 1000 Peachtree Street, NE., Atlanta, Georgia 30309: 1. Guido Edwin Hinojosa Cardoso, La Paz, Bolivia; to voting shares of Anchor Commercial Bank, Juno Beach, Florida. Board of...

2012-10-05

431

An assessment of biofuel use and burning of agricultural waste in the developing world  

NASA Astrophysics Data System (ADS)

We present an assessment of biofuel use and agricultural field burning in the developing world. We used information from government statistics, energy assessments from the World Bank, and many technical reports, as well as from discussions with experts in agronomy, forestry, and agro-industries. We estimate that 2060 Tg biomass fuel was used in the developing world in 1985; of this, 66% was burned in Asia, and 21% and 13% in Africa and Latin America, respectively. Agricultural waste supplies about 33% of total biofuel use, providing 39%, 29%, and 13% of biofuel use in Asia, Latin America, and Africa, and 41% and 51% of the biofuel use in India and China. We find that 400 Tg of crop residues are burned in the fields, with the fraction of available residue burned in 1985 ranging from 1% in China, 16-30% in the Middle East and India, to about 70% in Indonesia; in Africa about 1% residue is burned in the fields of the northern drylands, but up to 50% in the humid tropics. We distributed this biomass burning on a spatial grid with resolution of 1° × 1°, and applied emission factors to the amount of dry matter burned to give maps of trace gas emissions in the developing world. The emissions of CO from biofuel use in the developing world, 156 Tg, are about 50% of the estimated global CO emissions from fossil fuel use and industry. The emission of 0.9 Pg C (as CO2) from burning of biofuels and field residues together is small, but nonnegligible when compared with the emissions of CO2 from fossil fuel use and industry, 5.3 Pg C. The biomass burning source of 10 Tg/yr for CH4 and 2.2 Tg N/yr of NOx are relatively small when compared with total CH4 and NOx sources; this source of NOx may be important on a regional basis.

Yevich, Rosemarie; Logan, Jennifer A.

2003-12-01

432

Recommended Technical Provisions for Construction Practice in Shoring and Sloping of Trenches and Excavations.  

National Technical Information Service (NTIS)

On the basis of studies conducted by the National Bureau of Standards, technical provisions for the sloping and shoring of the banks of trenches and excavations are recommended. Included are a recommended standard practice for trenching which can be used ...

F. Y. Yokel

1980-01-01

433

From Garage-Band to World Tour: Technical, Security, and Scalability Challenges of a Web-Based Program Management Tool from Workgroup-Level to Enterprise-Class in 24 Months.  

National Technical Information Service (NTIS)

The Air Force Research Laboratory (AFRL) has a web-based application used for program management which provides its scientists and engineers a clearer, more rapid picture of their contractual and in-house R&D efforts financial and technical status, by all...

H. M. Rico F. Hall I. M. Maciolek

2004-01-01

434

Assessment of river bank erosion in Southern Minnesota rivers post European settlement  

NASA Astrophysics Data System (ADS)

River bank erosion is one of the major sources of sediment for many rivers around the world. With the current emphasis on developing total maximum daily loads (TMDLs) for impaired waters in the United States, there is heightened interest in quantifying background sediment levels in rivers. In this study, we assessed variations in river bank erosion over time using a combination of 1855 Public Land Survey System plats, aerial photographs from 1938 to 2009, and light detection and ranging (lidar) data from 2005 to 2009 for sediment impaired rivers in Southern Minnesota. Results showed that bank erosion was episodic, making comparisons of erosion rates from dissimilar time intervals unreliable. For comparable time intervals, average river bank retreat rates (0.51 m yr- 1 from 1855 to 1938 vs. 0.37 m yr- 1 from 1938 to 2009) were statistically similar (t = 2.13, p = 0.14) suggesting that bank erosion rates have remained stable since European settlement. Comparisons over shorter time intervals of 1938-1971 and 1971-2009 also showed similar statistical trends (t = 0.76, p = 0.45) with average river bank retreat rates of 0.57 and 0.50 m yr- 1, respectively. However, additional 145 observations of bank retreat were found in the period 1971-2009 relative to 1938-1971, indicating that the number of actively eroding river banks may have increased over time. Contrary to assumptions made in the literature, bank erosion measurements using lidar data showed a poor relationship (r2 = 0.01 to 0.36) with river bank physical features (face area, inclined surface area, length, slope, height, and aspect), thus suggesting that extrapolating a limited number of bank erosion observations to the whole length of a river will lead to erroneous predictions. This lack of relationship was expected considering that most of these bank physical features do not fully represent bank erosion processes such as seepage, freeze-thaw, river migration, under cutting and sapping. We conclude that, in assessing conservation measures or developing TMDLs to manage river sediment loads, (1) background levels of suspended sediments from river bank erosion should be established using comparable time intervals, and (2) up scaling of discrete volume loss measurements to an entire reach should be avoided.

Kessler, Andrew C.; Gupta, Satish C.; Brown, Melinda K.

2013-11-01

435

12 CFR 614.4010 - Agricultural credit banks.  

...Banking 7 2014-01-01 2014-01-01 false Agricultural credit banks. 614.4010 Section 614.4010 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Lending Authorities §...

2014-01-01

436

18 CFR 1314.3 - Authority of Reserve Banks.  

Code of Federal Regulations, 2013 CFR

... 2012-04-01 true Authority of Reserve Banks. 1314.3 Section 1314.3 Conservation...SECURITIES ISSUED THROUGH THE FEDERAL RESERVE BANKS § 1314.3 Authority of Reserve Banks. (a) Each Reserve Bank is hereby...

2013-04-01

437

Banks, Bailouts & Irish Literature  

NSDL National Science Digital Library

The OpenCourseWare initiative is a remarkable one and it allows people from all over the world to learn about everything from accounting to Yiddish. This particular course from the University of Notre Dame takes a look at the relationship between Irish literature and economics from the 18th century to the early 21st century. The course was developed by Wes Hamrick and visitors can look over the syllabus, the course schedule, the readings, lecture notes, and related news stories here. The Readings area contains links to online materials, along withs suggested films, compilations of poetry, and so on. The Lecture Notes area is well-done and it covers compelling topics such as Gulliver's Travels, Dubliners, and scholarly articles on the Celtic Tiger phenomenon.

Hamrick, Wes

438

A World View Sampler.  

ERIC Educational Resources Information Center

An overview of topics discussed at the World View '84 conference, sponsored by the World Future Society, is provided. Topics include technology, the economy, the Third World, the environment, world order, and outer space. (RM)

Willard, Timothy; And Others

1984-01-01

439

Newburgh Bank Revetment, Ohio River, Newburgh, Indiana.  

National Technical Information Service (NTIS)

A riverbank revetment has been proposed to satisfy the need for bank stabilization in the Newburgh, IN, area. This revetment procedure will include stabilizing of the bank with stone protection. The proposed project will exert impacts on the water, noise,...

1973-01-01

440

Funding and Viability of Rural Development Banks.  

National Technical Information Service (NTIS)

Using the Jamaican Development Bank as an example, this paper examines the impact of existing funding sources on the viability of rural development banks (RDB) in low-income countries and suggests new sources for RDB funding.

C. Bourne D. H. Graham

1980-01-01

441

76 FR 10671 - Assessments, Large Bank Pricing  

Federal Register 2010, 2011, 2012, 2013

...that banker's banks that have funds from government capital infusion programs (such as TARP and the Small Business Lending...Banker's banks that have funds from government capital infusion programs (such as TARP and the Small Business...

2011-02-25

442

40 CFR 96.255 - Banking.  

Code of Federal Regulations, 2013 CFR

...CONTINUED) NOX BUDGET TRADING PROGRAM AND CAIR NOX AND SO 2 TRADING PROGRAMS FOR STATE IMPLEMENTATION PLANS CAIR SO2 Allowance Tracking System § 96.255 Banking. (a) CAIR SO2 allowances may be banked for future use or...

2013-07-01

443

'Breast Milk Banks' Gain in Popularity  

MedlinePLUS

... on this page, please enable JavaScript. 'Breast Milk Banks' Gain in Popularity Experts say they're safer ... News) -- A wave of new nonprofit breast milk banks are opening across North America, driven by research ...

444

Australian Item Bank Program: Science Item Bank. Book 3: Biology.  

ERIC Educational Resources Information Center

The Australian Science Item Bank consists of three volumes of multiple-choice questions. Book 3 contains questions on the biological sciences. The questions are designed to be suitable for high school students (year 8 to year 12 in Australian schools). The questions are classified by the subject content of the question, the cognitive skills…

Australian Council for Educational Research, Hawthorn.

445

Bank Trends: Analysis of Emerging Risks in Banking  

NSDL National Science Digital Library

The Federal Deposit Insurance Corporation has released Bank Trends No.98-01 -- No. 98-03 analyzing the time series behavior of personal bankruptcy at the federal and state level, and the influence of legal factors on personal bankruptcy filings.

1998-01-01

446

Tissue Banking: The United States Navy Tissue Bank.  

National Technical Information Service (NTIS)

The experience of the US Navy Tissue Bank supports the concept that preserved allografts are clinically useful. Among the methods for long-term preservation and storage, deep-freezing and freeze-drying seem to offer the most acceptable alternatives. The N...

R. W. Bright G. E. Friedlaender K. W. Sell

1977-01-01

447

Multi-tiered S-SOA, Parameter-Driven New Islamic Syariah Products of Holistic Islamic Banking System (HiCORE): Virtual Banking Environment  

NASA Astrophysics Data System (ADS)

The Holistic Islamic Banking System (HiCORE), a banking system suitable for virtual banking environment, created based on universityindustry collaboration initiative between Universiti Kebangsaan Malaysia (UKM) and Fuziq Software Sdn Bhd. HiCORE was modeled on a multitiered Simple - Services Oriented Architecture (S-SOA), using the parameterbased semantic approach. HiCORE's existence is timely as the financial world is looking for a new approach to creating banking and financial products that are interest free or based on the Islamic Syariah principles and jurisprudence. An interest free banking system has currently caught the interest of bankers and financiers all over the world. HiCORE's Parameter-based module houses the Customer-information file (CIF), Deposit and Financing components. The Parameter based module represents the third tier of the multi-tiered Simple SOA approach. This paper highlights the multi-tiered parameter- driven approach to the creation of new Islamiic products based on the 'dalil' (Quran), 'syarat' (rules) and 'rukun' (procedures) as required by the syariah principles and jurisprudence reflected by the semantic ontology embedded in the parameter module of the system.

Halimah, B. Z.; Azlina, A.; Sembok, T. M.; Sufian, I.; Sharul Azman, M. N.; Azuraliza, A. B.; Zulaiha, A. O.; Nazlia, O.; Salwani, A.; Sanep, A.; Hailani, M. T.; Zaher, M. Z.; Azizah, J.; Nor Faezah, M. Y.; Choo, W. O.; Abdullah, Chew; Sopian, B.

448

Islamic Banks and Financial Stability: An Empirical Analysis  

Microsoft Academic Search

The relative financial strength of Islamic banks is assessed empirically based on evidence covering individual Islamic and\\u000a commercial banks in 19 banking systems with a substantial presence of Islamic banking. We find that (a) small Islamic banks\\u000a tend to be financially stronger than small commercial banks; (b) large commercial banks tend to be financially stronger than\\u000a large Islamic banks; and

Martin ?ihák; Heiko Hesse

2010-01-01

449

Bank information monopoly and trade credit: do only banks have information about small businesses?  

Microsoft Academic Search

According to previous studies, a bank can set a higher interest rate for small firms by establishing a lending relationship since information asymmetry limits competition between banks. Therefore, the bank can acquire monopoly rent from small firms. However, if small firms can use trade credit which is another financial source, the bank cannot extract monopoly rent. In this article, we

Daisuke Tsuruta

2008-01-01

450

The Effects of Bank Regulations, Competition and Financial Reforms on MENA Banks’ Profitability  

Microsoft Academic Search

In this paper, we examine the influence of bank regulations, concentration, financial and institutional development on commercial bank margin and profitability across a broad menu of Middle East and North Africa (MENA) countries. We cover the 1989-2005 period and control for a wide array of macroeconomic,, financial and bank characteristics. The empirical results find that bank specific characteristics, in particular

Samy Ben Naceur; Mohammed Omran

2008-01-01

451

THE IMPACT OF DIRECT INVESTMENT BY FOREIGN BANKS ON CHINA'S BANKING INDUSTRY  

Microsoft Academic Search

This paper analyzes the impact of foreign participation on Chinese banking by studying its different manifestations in China's commercial banks. We find that strategic investors play an important role when stated- owned commercial banks (SCBs) and other shareholding banks start their IPO processes, either abroad or in the local market. Foreign strategic investment, in most cases, promises to benefit China's

Nicholas C. Hope; James Laurenceson; Fengming Qin

452

Cross-Country Analysis of the Bank Supervisory Framework and Bank Performance.  

National Technical Information Service (NTIS)

Ongoing changes in the structure and nature of banking, as well as banking crises across the globe have focused the attention of policy makers on the appropriate structure, scope, and degree of independence of banking supervision. Key issues for banking s...

D. E. Nolle G. Yago J. R. Barth T. Phumiwasana

2002-01-01

453

Implications of Repo Markets for Central Banks  

NSDL National Science Digital Library

A report by the Bank for International Settlements (BIS) (reviewed in the March 7, 1997 Scout Report), Implications of Repo Markets for Central Banks, seeks to "enhance central banks' understanding of the economic and monetary policy role of repo markets." Three chapters examine how private market participants use repos for hedging and leverage purposes and focus on the use of repos by central banks as an information source and policy instrument.

454

AHERMATYPIC CORAL BANKS: LIVING AND FOSSIL COUNTERPARTS  

Microsoft Academic Search

Reef-like structures referred to as banks are produced by framework-building ahermatypic scleractinians in cool water at various depths, usually below those of hermatypic shallow-water reef corals. The distribution of Holocene banks is closely related to the ecological requirements of the ahermatypic corals. Fifteen major regions of bank development are known today in the Atlantic and Pacific and these banks vary

Stephen D. Cairns; George D. Stanley

455

The FDI Race in European Banking  

Microsoft Academic Search

This paper presents a brief overview of the European banking market in the 1990s and highlights various issues surrounding FDI in the sector. A varied literature covers the main factors influencing cross-border activity in banking and this suggests that regulatory, information and other barriers inhibit cross-border trade in banking services. This suggests that cross-border activity in banking is mainly characterised

Philip Molyneux

456

World exploration highlights  

SciTech Connect

High petroleum prices have stimulated worldwide exploration. Better understanding of the basic principles of the origin and primary migration of hydrocarbons and of basin tectonic processes have aided in selecting areas that warrant intensive exploration. There is renewed interest in oil prospects of overthrust belts, and attention has been drawn to the high potential of buried Late Tertiary reefs in tropical regions. Advances in seismic data gathering and processing have greatly increased the usefulness of geophysical surveys, once essentially limited to the search for closed structures. Since 1979, oil production has been found in previously unproductive basins, such as the Grand Banks of Newfoundland, and even in newly discovered basins, including southwestern Sudan and the Gulf of Beibu (Tonkin) off southern China. The most significant oil discovery in recent years is the Hibernia field off Newfoundland. Large gas fields have been found in the Norwegian sector of the North Sea, off Cameroun in West Africa, onshore and offshore in Spain and in Sharjah on the Arabian Peninsula. Numerous other fields have been found throughout the world, but data are insufficient for estimating the size of many of these discoveries, even though some will certainly prove to be in the giant class. Data on the Soviet Union are insufficient for commenting on recent exploration results. Companies have been granted large new contract areas for petroleum exploration in many countries, some of them in basins already surveyed in reconnaissance, others untouched by modern geophysical methods. Availability of new land rights ensures that the present drive for new oil and gas resources will continue in future years, probably with a similar degree of success. 1 figure.

King, R.E.

1981-10-01

457

12 CFR 614.4540 - Other financing institution access to Farm Credit Banks and agricultural credit banks for funding...  

...false Other financing institution access to Farm Credit Banks and agricultural credit banks for funding, discount, and other similar... Section 614.4540 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN...

2014-01-01

458

12 CFR 614.4130 - Funding and discount relationships between Farm Credit Banks or agricultural credit banks and OFIs.  

...2014-01-01 false Funding and discount relationships between Farm Credit Banks or agricultural credit banks and OFIs. 614.4130 Section 614.4130 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND...

2014-01-01

459

12 CFR 614.4125 - Funding and discount relationships between Farm Credit Banks or agricultural credit banks and...  

...Funding and discount relationships between Farm Credit Banks or agricultural credit banks and direct lender associations. 614.4125 Section 614.4125 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN...

2014-01-01

460

World's largest light gas gun nears completion at Livermore  

Microsoft Academic Search

A review is presented of the construction and upcoming operation of the world's largest two-stage light gas gun, a 425-ft-long set of steel tubes about to be completed at Lawrence Livermore National Laboratory. The Super High Altitude Research Project gun is expected to fire a projectile weighing 5 kg into a bank of sandbags at 8,945 mph.

Breck W. Henderson

1992-01-01

461

Migrant Remittances and Exchange Rate Regimes in the Developing World  

Microsoft Academic Search

This article argues that the international financial consequences of immigration exert a strong influence on the choice of exchange rate regimes in the developing world. Over the past two decades, migrant remittances have emerged as a significant source of external finance for developing countries, often exceeding conventional sources of capital such as foreign direct investment and bank lending. Remittances are

David Andrew Singer

2008-01-01

462

Highlights from the First World Congress of Education International.  

ERIC Educational Resources Information Center

The papers in this volume reflect the general theme of the congress, "Educators United, Ready for Change." A theme that emerged during the conference concerned the need to fight structural adjustment programs, imposed by the World Bank or the International Monetary Fund, which were destroying the educational and social infrastructure of many…

Education International, Brussels (Belgium).

463

Customers' adoption of banking channels in Hong Kong  

Microsoft Academic Search

Purpose – The study sought to investigate factors that influenced Hong Kong bank customers’ adoption of four major banking channels, i.e. branch banking, ATM, telephone banking, and internet banking. Specifically, it aimed to focus on the influences of demographic variables and psychological beliefs about the positive attributes possessed by the channels. Design\\/methodology\\/approach – Based on extant literature on bank marketing

Wendy W. N. Wan; Chung-Leung Luk; Cheris W. C. Chow

2005-01-01

464

Regulatory Environment and Banking Crises: Case of Developing Countries  

Microsoft Academic Search

In the 1980s and early 1990s several countries experienced sever banking crises. The paper discusses the theoretical debates regarding the relationship between regulatory and supervisory policies and bank stability. It also studies the determinants of banking crises and the issue of how bank regulation and supervision affects bank fragility. This issue is very important since ensuring bank safety and soundness

Hajer Zarrouk; Sana Ayachi

465

12 CFR 1265.2 - Mission of the Banks.  

Code of Federal Regulations, 2012 CFR

12 Banks and Banking 9 2012-01-01 2012-01-01 false Mission of the Banks. 1265.2 Section 1265.2 Banks and Banking FEDERAL HOUSING FINANCE AGENCY FEDERAL HOME LOAN BANKS CORE MISSION ACTIVITIES § 1265.2...

2012-01-01

466

12 CFR 1281.11 - Bank housing goals.  

Code of Federal Regulations, 2013 CFR

12 Banks and Banking 9 2013-01-01 2013-01-01 false Bank housing goals. 1281.11 Section 1281.11 Banks and Banking FEDERAL HOUSING FINANCE AGENCY HOUSING GOALS AND MISSION FEDERAL HOME LOAN BANK HOUSING GOALS...

2013-01-01

467

12 CFR 1265.2 - Mission of the Banks.  

Code of Federal Regulations, 2013 CFR

12 Banks and Banking 9 2013-01-01 2013-01-01 false Mission of the Banks. 1265.2 Section 1265.2 Banks and Banking FEDERAL HOUSING FINANCE AGENCY FEDERAL HOME LOAN BANKS CORE MISSION ACTIVITIES § 1265.2...

2013-01-01

468

12 CFR 1281.11 - Bank housing goals.  

Code of Federal Regulations, 2012 CFR

12 Banks and Banking 9 2012-01-01 2012-01-01 false Bank housing goals. 1281.11 Section 1281.11 Banks and Banking FEDERAL HOUSING FINANCE AGENCY HOUSING GOALS AND MISSION FEDERAL HOME LOAN BANK HOUSING GOALS...

2012-01-01

469

Customer acceptance of internet banking in Estonia  

Microsoft Academic Search

Purpose – The purpose of this paper is to study technology acceptance of internet banking in Estonia, an emerging east European economy. Design\\/methodology\\/approach – The present paper modifies the technology acceptance model and applies it to bank customers in Estonia, because Estonia, a country with a developing economy, has focused on internet banking as an important distribution channel. Findings –

Kent Eriksson; Katri Kerem; Daniel Nilsson

2005-01-01

470

DO WE REALLY NEED CENTRAL BANKS?  

Microsoft Academic Search

An analysis of economic theory and economic history suggests that central banks, with a monopoly of money-issuing services, are not necessary. The often-levelled arguments against private banks issuing money in competition with each other and with central banks do not stand up to close scrutiny. Copyright (c) 2009 The Author. Journal compilation (c) Institute of Economic Affairs 2009. Published by

Roland Vaubel

2009-01-01

471

Central banking, monetary stability and financial stability  

Microsoft Academic Search

An analysis of economic theory and economic history suggests that central banks, with a monopoly of money-issuing services, are not necessary. The often-levelled arguments against private banks issuing money in competition with each other and with central banks do not stand up to close scrutiny.

Roland Vaubel

2009-01-01

472

Market power in local banking monopolies  

Microsoft Academic Search

By means of two NEIO techniques, this paper analyzes the conduct of a group of Italian single-branch banks operating as monopolists in small local areas (municipalities) in the years 1988–2005, in order to assess pricing behavior in highly concentrated banking markets. Both tests strongly reject the hypothesis of pure monopoly pricing: regardless the advantageous condition, these banks are able to

Paolo Coccorese

2009-01-01

473

Uneven Reserves: Geographies of Banking Trade Unionism  

Microsoft Academic Search

WILLS J. (1996) Uneven reserves: geographies of banking trade unionism, Reg. Studies30, 359–372. This paper explores the geography of trade union organization in the retail banking sector. Spatial variations in union membership, and the reasons for these differences, are excavated using empirical material collected in two high street banks in Welwyn Garden City (Hertfordshire) and Warrington (Cheshire) during 1993. Despite

Jane Wills

1996-01-01

474

Why do Malaysian customers patronise Islamic banks?  

Microsoft Academic Search

Purpose – The purpose of this paper is to examine the main factors that motivate customers to deal with Islamic banks particularly in a dual banking environment, like in the case of Malaysia. A discussion on factors relating to corporate social responsibility initiatives as part of potential customers' banking selection criteria is also included. Design\\/methodology\\/approach – The paper presents primary

Asyraf Wajdi Dusuki; Nurdianawati Irwani Abdullah

2007-01-01

475

Banking Sector Problems: Causes, resolutions and consequences  

Microsoft Academic Search

Until the mid 1980s, commercial banking was the main lever of soft budgetary constraint. Commercial banks were under the control of their founding enterprises and their basic function was to approve the cheapest possible credit to their founders. The process of reforming commercial banking began during the last ten to twelve years. Since then, new laws and other regulations have

Ljubinko Jankov

2000-01-01

476

Equilibrium analysis, banking and financial instability  

Microsoft Academic Search

This paper first extends the canonical General Equilibrium with Incomplete Markets (GEI) model with money and default to allow for competitive banking and financial instability. Second, it introduces capital requirements for the banking sector to assess the short and medium term macroeconomic consequences of the proposed New Basel Accord. Monetary Equilibria with Commercial Banks and Default (MECBD) exist and financial

Dimitrios P. Tsomocos

2003-01-01

477

Capital regulation and banks' financial decisions  

Microsoft Academic Search

This paper develops a stochastic dynamic model to examine the impact of capital regulation on banks' financial decisions. In equilibrium, lending decisions, capital buffer and the probability of bank failure are endogenously determined. Compared to a flat-rate capital rule, a risk-sensitive capital standard causes the capital requirement to be much higher for small (and riskier) banks and much lower for

Haibin Zhu

2007-01-01

478

Federal Reserve Bank of Boston Working Papers  

NSDL National Science Digital Library

The Federal Reserve Bank of Boston has released four new working papers (97-4 to 97-7). Working Paper No. 97-4 titled "Managers' Opportunistic Trading of Their Firms' Shares: A Case Study of Executives in the Banking Industry" by John S. Jordan examines the trading practices of bank managers and reveals the opportunistic behaviors exhibited by these managers.

2007-07-19

479

Federal Reserve Bank of Boston Working Papers  

NSDL National Science Digital Library

The Federal Reserve Bank of Boston has released four new working papers (97-4 to 97-7). Working Paper No. 97-4 titled "Managers' Opportunistic Trading of Their Firms' Shares: A Case Study of Executives in the Banking Industry" by John S. Jordan examines the trading practices of bank managers and reveals the opportunistic behaviors exhibited by these managers.

1991-01-01

480

CDOM transport from the Bahamas Banks  

Microsoft Academic Search

The transport of colored dissolved organic matter (CDOM) between shallow banks and deep basins in the Bahamas was the focus of this study. Hydrographic and CDOM absorption measurements made on the Bahamas Banks and in Exuma Sound during the spring of 1999 and 2000 showed that values of salinity and CDOM absorption at 440 nm were higher on the banks (37.18 psu,

Daniel B. Otis; Kendall L. Carder; David C. English; James E. Ivey

2004-01-01

481

Central Bank Autonomy: Lessons from Global Trends  

Microsoft Academic Search

This paper calculates indices of central bank autonomy (CBA) for 163 central banks as of end-2003, and comparable indices for a subgroup of 68 central banks as of the end of the 1980s. The results confirm strong improvements in both economic and political CBA over the past couple of decades, although more progress is needed to boost political autonomy of

Marco Arnone; Bernard J. Laurens; Jean-François Segalotto; Martin Sommer

2009-01-01

482

The inhibitory factors of implementing internet banks  

Microsoft Academic Search

The purpose of this study is to explore the inhibitory factors that affect the implementation of Internet Banks (IBs) in Taiwan and provide suggestions for the banks that fail to implement internet banks. This study compiles the factors according to Rogers' Innovation Diffusion theory and the result of the literature review. Then, we collect data from the questionnaire survey and

Yu-Chung Hung; Yu-Hsin Lu

2008-01-01

483

Bank Runs, Deposit Insurance, and Liquidity  

Microsoft Academic Search

This article develops a model which shows that bank deposit contracts can provide allocations superior to those of exchange markets, offering an explanation of how banks subject to runs can attract deposits. Investors face privately observed risks which lead to a demand for liquidity. Traditional demand deposit contracts which provide liquidity have multiple equilibria, one of which is a bank

Douglas W. Diamond; Philip H. Dybvig; Theodore O. Yntema; John M. Olin

2007-01-01

484

bankrate.com: Bank Rate Monitor  

NSDL National Science Digital Library

Available in Spanish and English, Intelligent Life Corp's Bank Rate Monitor offers "independent, objective financial information" for consumers. News and rates on bank products such as mortgages, home equity, auto loans, credit cards, and savings are provided, in addition to online bank site reviews, financial calculators, and Y2K information.

485

Banking on cord blood stem cells  

Microsoft Academic Search

Umbilical cord blood gifted to non-profit public cord blood banks is now routinely used as an alternative source of haematopoietic stem cells for allogeneic transplantation for children and adults with cancer, bone marrow failure syndromes, haemoglobinopathies and many genetic metabolic disorders. Because of the success and outcomes of public cord banking, many companies now provide private cord banking services. However,

Michael J. Sullivan

2008-01-01

486

The evolving landscape of banking  

Microsoft Academic Search

The structure of the financial services industry is in flux. Liberalization, deregulation, and advances in information technology have changed the financial landscape dramatically. Interbank competition has heated up and banks face increasing competition from nonbanking financial institutions and the financial markets. The predictability of the industry with low levels of financial innovation, little innovation in distribution channels and well defined

Arnoud W. A. Boot; Matej Marin?

2008-01-01

487

Global Soil Moisture Data Bank  

NSDL National Science Digital Library

This Data Bank is a collection of more than 400 observations of primarily Asian soil moisture. The data are freely available, and can be used for studying patterns of soil moisture variation, developing and testing land surface models, and ground truth for remote sensing.

1995-01-01

488

Global Soil Moisture Data Bank  

NSDL National Science Digital Library

This Data Bank is a collection of more than 400 observations of primarily Asian soil moisture. The data are freely available, and can be used for studying patterns of soil moisture variation, developing and testing land surface models, and ground truth for remote sensing.

Robock, Alan

2007-01-24

489

Item Banking with Embedded Standards  

ERIC Educational Resources Information Center

An item banking method that does not use Item Response Theory (IRT) is described. This method provides a comparable grading system across schools that would be suitable for low-stakes testing. It uses the Angoff standard-setting method to obtain item ratings that are stored with each item. An example of such a grading system is given, showing how…

MacCann, Robert G.; Stanley, Gordon

2009-01-01

490

Maintaining quality in blood banking  

Microsoft Academic Search

Regulation of transfusion or blood banking facilities has followed, rather than preceded the regulation of the pharmaceutical industry and today we find, in Europe and the United States, the basic regulations developed for the pharmaceutical industry being extended to blood transfusion centres (BTC)?.In this article we explore the role of voluntary accreditation or registration to quality systems standards such as

E. Harvey; C. Hewison; D. E. Nevalainen; H. L. Lloyd

1995-01-01

491

An Instant Blood Bank Inventory.  

National Technical Information Service (NTIS)

An inexpensive and serviceable method for an 'instant' blood bank inventory, using drawers from a Kardex file cabinet, is described. This inventory is based on possession of an index card for each unit of blood. The cards are filed in an easily viewed loc...

D. M. Strong

1966-01-01

492

Freshwater and Marine Image Bank  

NSDL National Science Digital Library

The Freshwater and Marine Image Bank is an ongoing digital collection of images related to freshwater and marine topics, in all their diversity. It includes images of fish, shellfish, and marine mammals, pictures of fish hatcheries and dams and vessels, materials related to polar exploration, regional and traditional fisheries, and limnological (freshwater) subjects. Its scope is global.

Washington, University O.

2010-02-16

493

Central banks and financial crises  

Microsoft Academic Search

The paper draws lessons from the experience of the past year for the conduct of central banks in the pursuit of macroeconomic and financial stability. Macroeconomic stability is defined as either price stability or as price stability and sustainable output or employment growth. Financial stability refers to (1) the absence of asset price bubbles, (2) the prevention or mitigation of

Willem Buiter

2008-01-01

494

Bank and Nonbank Financial Intermediation  

Microsoft Academic Search

Conglomerates, trade credit arrangements, and banks are all instances of financial intermediation. However, these institutions differ significantly in the extent to which the projects financed absorb aggregate intermediary risk, in whether or not intermediation is carried out by a financial specialist, in the type of projects they fund and in the type of claims they issue to investors. The paper

PHILIP BOND

2004-01-01

495

United States Navy Skin Bank.  

National Technical Information Service (NTIS)

The tissue bank at the National Naval Medical Center has supplied lyophilized cadaver skin for over 300 burned patients. Analysis in 155 patients, in whom sufficient data is available, shows a salvage rate of 26 per cent over the expected mortality. Freez...

W. C. Trier K. W. Sell

1968-01-01

496

Transportation Environment Data Bank index  

Microsoft Academic Search

In an effort to determine the environment intensities to which energy materials in transit will be exposed, a ''Data Bank'' of environmental information has been established by Sandia Laboratories, Division 1285 for the ERDA Division of Environmental Control Technology. This document is an index which can be used to request data of interest.

C. A. Davidson; J. T. Foley

1977-01-01

497

Transportation Environment Data Bank index  

Microsoft Academic Search

In an effort to determine the environment intensities to which energy materials in transit will be exposed, a ''Data Bank'' of environmental information has been established by Sandia Laboratories, Division 1285 for the ERDA Division of Environmental Control Technology. This document is an index which can be used to request data of interest.

C. A. Davidson; J. T. Foley

1976-01-01

498

Transportation environment data bank index  

Microsoft Academic Search

In an effort to determine the environment intensities to which shipping ; containers will be exposed, a ''Data Bank'' of environmental information has been ; established by Sandia Laboratories, Division 1285 for the ERDA Division of ; Environmental Control Technology. This document is an index which can be used to ; request data of interest. (auth)

C. A. Davidson; J. T. Foley

1976-01-01

499

Liquidity, Efficiency, and Bank Bailouts  

Microsoft Academic Search

Governments can efficiently provide liquidity, as when the banking system is bailed out. We study a model in which not all assets can be used to purchase all other assets at every date. Agents sometimes want to sell projects. The market price of the projects sold depends on the supply of liquidity, which is determined in general equilibrium. While private

Gary Gorton; Lixin Huang

2004-01-01

500

Liquidity, Efficiency and Bank Bailouts  

Microsoft Academic Search

Why do governments bailout banking systems in distress? We argue that the government can efficiently provide liquidity. We present a general equilibrium model in which not all assets can be used to purchase all other assets at every date. At some dates agents want to sell projects or securities. The only buyers are agents who have previously opportunistically invested in

Gary Gorton; Lixin Huang

2002-01-01