Sample records for world bank technical

  1. World Bank Group

    NSDL National Science Digital Library

    The World Bank group consists of IBRD (International Bank for Reconstruction and Development); IDA (International Development Agency); IFC (International Finance Corporation); MIGA (Multilateral Investment Guarantee Agency); and ICSID (International Centre for Settlement of Investment Disputes). Visitors to the site will find information on the goals and activities of these agencies. Press releases, project reports and speeches by World Bank officials are also available at the site. The highlight of the site is the publications section which contains various online versions of World Bank periodicals such as World Bank News, Environment Matters, Finance & Development (discussed in the March 21, 1997 Scout Report) and Private Sector Notes, among others.

  2. World Bank challenge.

    PubMed

    Carty, W P

    1992-01-01

    Founded in 1945 to meet the needs of post-war European reconstruction, the World Bank was formerly know as the International Bank for Reconstruction and Development. While Bank principals increasingly recognize the relationship between population growth and economic development, social investments in family planning have traditionally been less important than conventional Bank activities. Bank staff are generally maladroit in relating to demographic issues and favor carefully designed infrastructure projects over Third World social projects. Dr. Thomas Merrick has recently been appointed Senior Population Adviser to the World Bank. In this position, Dr. Merrick must accomplish the formidable task of convincing skeptical Bank economists that population is directly relevant to their work. He plans to argue the importance of population activities on a country- and issue-specific basis and stress population and family planning policies' bearing on capital formation, health, education, environment, job creation, urban development, and other Bank sectors. Dr. Merrick will also have to build up the number and competence of the World Bank's demographic staff. After having accomplished these internal tasks, the new Senior Population Adviser may also need to address the World Bank's tendency to work with recipient officials who give only low priority to borrowing for family planning. PMID:12344705

  3. The World Bank's role

    SciTech Connect

    Cartselos, T.

    1993-11-01

    The World Bank is fast becoming an important institution in the emerging international private power industry. Aside from being a significant source of debt and equity capital through its traditional lending programs and its private sector merchant banking arm, the International Finance Corp. (IFC), the World Bank often wields influence beyond its capability to directly fund investments. World Bank review of power proposals can either make or break a project requiring multilateral financing. Independent Energy recently interviewed Anthony Churchill of the World Bank at his offices in Washington to gain some insight on the role the Bank is playing in the development and realignment of the global energy sector. Churchill is currently the principal advisor to the vice president of Finance and Private Sector Development at the Bank and was formerly director of the Industry and Energy Department. An economist, has has been with the World Bank for more than 29 years. As principal advisor, Churchill is instrumental in determining policy for the Bank's activities in restructuring the energy sectors of many rapidly growing economies in the developing world.

  4. World Bank Group: Climate Change

    NSDL National Science Digital Library

    Located within the World Bank's Environment Department, the Climate Change team "provides resources and expertise for the World Bank's participation in international climate change negotiations under the United Nations Framework Convention on Climate Change and provides technical advice to the World Bank's Global Environment Facility Program." Understandably, the site contains a brief explication of the key themes surrounding contemporary concerns about climate change, along with offering a detailed discussion of the various programs and research projects with which the Climate Change group is engaged directly or in tandem with other related organizations and institutions. From the main page, visitors can read about the nature of international climate change (and its disproportionate effects on the developing world), peruse a list of relevant online publications, and read press releases from the Climate Change team.

  5. World Bank: Biodiversity

    NSDL National Science Digital Library

    Many people are familiar with the World Bank's work in the areas of international finance and economic development, but they may not be aware of their work in the area of biodiversity. The World Bank happens to be the world's largest financier of biodiversity, and their work includes supporting the sustainable use of biodiversity outside protected areas, eradication of alien species, and land conservation. First-time visitors may wish to start their journey through the site by clicking on the "What's New" area. Here they will find reports on biodiversity, the role of indigenous peoples in biodiversity conservation, and a review of the World Bank's conservation projects during the past twenty years. Another way to look through the materials on the site is by using the drop-down menus that read "Topic", "Country", and "Region/Income". Visitors can also read overview statements that cover the Bank's work on biodiversity and poverty, biosafety, and mountain ecosystems.

  6. World Bank Institute

    NSDL National Science Digital Library

    The World Bank has a number of specialized units designed to perform research in order to allow the organization to make informed policy decisions throughout the world. This website happens to provide information on the World Bank Institute, which effectively serves as the capacity development arm of the Bank and also "helps countries share and apply global and local knowledge to meet development challenges". On the Institute's site, visitors can find out about its various programs, which include work on preventing HIV/AIDS risk in the Balkans and scholarships designed to promote knowledge sharing and capacity building in the developing world. Visitors will want to pay close attention to the Publications area, as they may view or download working papers from a wide range of topics, including energy policy, labor force development, and development economics.

  7. World Bank: News & Broadcast

    NSDL National Science Digital Library

    From logistics to international development, the World Bank's News & Broadcast website is worth bookmarking, particularly for public policy types, international affairs scholars, and anyone with a penchant for global matters. The homepage presents a news area, complete with icons which indicate whether there is video or audio associated with each item. Not only is it a good way to learn about the World Bank's activities, it is another way to stay on top of economic development strategies, political unrest, and foreign investment patterns. Visitors to the site can search all of the media available here, look over the World Bank's YouTube channel, and sign up for their RSS feed. Those persons looking for specific types of information can find a number of categories, including "Speeches", and "Issue Briefs".

  8. World Bank: Globalization

    NSDL National Science Digital Library

    The word globalization is thrown around with reckless abandon by numerous parties these days, and as a result, the very notion of such a force is somewhat elusive. While this website from the World Bank may not end all of the fierce academic and pragmatic debates that rage on about globalization, it does offers some perspective from this organization on this wide-ranging phenomenon. The site itself contains audio and video selections, issue briefs, a data and statistics section, and an area dedicated to current research on the subject underway by the World Bank. The issue briefs are definitely worth a look as they address such questions as What is Globalization? and Does More International Trade Openness Increase World Poverty? The selection of videos is also quite nice, particularly a recent talk by Michael Moore (the former director-general of the World Trade Organization) entitled Globalization & Development: Its Implications & Institutions.

  9. World Bank: Anticorruption [pdf[

    NSDL National Science Digital Library

    In its many different guises, corruption around the world tends to affect the poor, who are often the most reliant on the provision of public services, and are also least likely to be able to pay the extra costs associated with bribery and fraud. The World Bank has identified corruption as "the single greatest obstacle to economic and social development," and thusly has set up this anticorruption website to serve as an online resource for policy-makers, non-governmental organizations (NGOs), and other interested parties. On the site, the World Bank lays out its strategy for combating corruption, which includes increasing political accountability, strengthening civil society participation, and improving public sector management. The site also contains a number of helpful resources, such as toolkits for assessing government performance in this area, and information and reports on various regional and country-based approaches to dealing with corruption. The site is rounded out by a calendar of events and key strategy documents, such as "Reforming Public Institutions and Strengthening Governance, A World Bank Strategy."

  10. World Bank: Africa

    NSDL National Science Digital Library

    The World Bank does a great deal of development work throughout Africa, and it is by far the largest provider of assistance on the continent. As of 2007, their portfolio of projects under implementation was over $19 billion. They are also involved with working with a wide range of government partners on the "Africa Action Plan", which is concerned with everything from reducing and mitigating violent conflicts to promoting private sector-led growth and job creation. Visitors can learn about the Plan on the site, and they can also utilize the drop-down menus on the homepage to learn about initiatives and topics in every country on the continent. Along the left-side of the homepage, visitors can explore a number of thematic areas, such as Data, Research, and News.

  11. World Bank: Africa

    NSDL National Science Digital Library

    The World Bank does a great deal of development work throughout Africa, and it is by far the largest provider of assistance on the continent. As of 2007, their portfolio of projects under implementation was over $19 billion. They are also involved with working with a wide range of government partners on the "Africa Action Plan", which is concerned with everything from reducing and mitigating violent conflicts to promoting private sector-led growth and job creation. Visitors can learn about the Plan on the site, and they can also utilize the drop-down menus on the homepage to learn about initiatives and topics in every country on the continent. Along the left-side of the homepage, visitors can explore a number of thematic areas, such as "Data & Statistics", "Development Topics", and "Partnerships". Additionally, visitors with very specific needs can look under the "Resources For" area. Here there are resources organized for government officials, businesses, youth, and so on.

  12. World Bank: Annual Report 2012

    NSDL National Science Digital Library

    2012-01-01

    The World Bank offers trenchant commentary on a wide range of issues of global import, including food production, gender inequality, development practices, and higher education initiatives. As a result, the World Bank's Annual Report is given close attention by people all over the world. The 314-page report offers thoughtful commentary on all manner of activities, and it is beautifully designed and executed. The first page starts with a list of summary statistics, such as the number of people who gained access to basic health services and how many teachers were recruited or trained as a result of World Bank activities. Visitors can learn all about the World Bank's initiatives in the report or download smaller sections like "Responding with Global Knowledge and Experience" and "World Bank For Results 2012." Visitors can also look over the Corporate Scorecard, which includes a snapshot of results achieved by partner countries with support from the Bank. The Report is available in eight different languages, including Spanish, French, Chinese, and Japanese. [KMG

  13. Apps for Development: World Bank

    NSDL National Science Digital Library

    The World Bank is stepping up to the new media plate by asking concerned app developers to bring out their innovative software applications that "move us a step closer toward solving some of the world's most pressing problems." On the site, visitors can look over all of the apps that have been submitted as part of this initiative, and they are all quite interesting. They include "Food Factor", which gives users a quick visual reference of global food security, and "Forecasting the MDGs", which lets users learn which countries are likely to achieve the Millennium Development Goals established by the World Bank. Visitors can view all of the submissions and sort them out by topic, region of the world and title.

  14. The world bank’s role in tourism development

    Microsoft Academic Search

    Shaun Mann

    2007-01-01

    Over the last four decades, commitment to tourism as a development strategy for developing economies has fluctuated within the World Bank. This article reviews the bank’s experience from 1966 to the present as it has evolved through various phases of its own institutional role towards development. Today, driven by strong country demand, there is renewed interest within the bank in

  15. The World Bank's innovation market.

    PubMed

    Wood, Robert Chapman; Hamel, Gary

    2002-11-01

    Large, tradition-bound organizations can make space for radical, low-cost (and therefore low-risk) innovations. Just ask executives at the World Bank. The story of this best practice begins in 1998, when a young new-products group at the international funding agency proposed holding an Innovation Marketplace to capture novel ideas within the Bank for alleviating poverty. The forum, which eventually was opened to external participants, let people informally present their antipoverty ideas to potential funding sources. Funders could move among hundreds of booths and evaluate proposals for, say, a program that would provide postdisaster reconstruction insurance in developing countries or a vaccination development initiative. The marketplace truncated the Bank's standard project-review processes, which often stretched to a year or more, and gave funders permission to make commitments in the tens of thousands of dollars, rather than in the tens of millions more typical of Bank-financed projects. The marketplace concept met with some skepticism at the beginning. Some senior executives at the Bank felt no group had the right to spend the agency's money without following its well-established resource allocations process. But the marketplace team believed an open process for allocating grants would produce more breakthrough ideas in the long run than a centralized one. In this article, the authors describe how the new-products team brainstormed to create a market for ideas, how it got senior management's support, and how it has expanded on the original concept for these innovation marketplaces. The program's success, they contend, offers hope both for the world's poor and for business leaders looking to find new ideas under the hard crust of corporate dogma, conformance, and bureaucracy. PMID:12422794

  16. THE WORLD BANK, THE INTERNATIONAL FINANCE

    E-print Network

    Sokolowski, Marla

    THE WORLD BANK, THE INTERNATIONAL FINANCE CORPORATION, AND PRIVATE SECTOR PARTICIPATION IN BASIC Bank's new Education Sector Strategy 2020 (2011) points to an important role for private actors. The Bank's new Education Sector Strategy 2020 (2011) points to an important role for private actors

  17. The World Bank and Natural Catastrophe Funding

    Microsoft Academic Search

    Rodney Lester

    ABSTRACT The World Bank (the Bank) is one ,of the ,major financiers of post-disaster reconstruction with 101 loans having been approved,in the last 20 years for a sum,in excess of $US7.4 billion. The Bank is also a major lender for practices ofrisk mitigation. However, this is heavily concentrated in a few large developing,countries. While natural disaster risk management ,is not

  18. The World Bank's View of Early Childhood.

    ERIC Educational Resources Information Center

    Penn, Helen

    2002-01-01

    Explores World Bank's view of early childhood as an example of the globalization of childhood, arguing that the Bank's policies exacerbate the gap between rich and poor nations and between rich and poor within countries, and affect children's lives adversely. Explores inherent contradictions of policies that draw on traditional Anglo-American…

  19. Coral reefs and the World Bank.

    PubMed

    Hatziolos, M

    1997-01-01

    The World Bank¿s involvement in coral reef conservation is part of a larger effort to promote the sound management of coastal and marine resources. This involves three major thrusts: partnerships, investments, networks and knowledge. As an initial partner and early supporter of the International Coral Reef Initiative (ICRI), the Bank serves as the executive planning committee of ICRI. In partnership with the World Conservation Union and the Great Barrier Reef Marine Park Authority, the Bank promotes the efforts towards the establishment and maintenance of a globally representative system of marine protected areas. In addition, the Bank invested over $120 million in coral reef rehabilitation and protection programs in several countries. Furthermore, the Bank developed a ¿Knowledge Bank¿ that would market ideas and knowledge to its clients along with investment projects. This aimed to put the best global knowledge on environmentally sustainable development in the hands of its staff and clients. During the celebration of 1997, as the International Year of the Reef, the Bank planned to cosponsor an associated event that would highlight the significance of coral reefs and encourage immediate action to halt their degradation to conserve this unique ecosystem. PMID:12295815

  20. World Bank Atlas. [Twenty-Fourth Edition.

    ERIC Educational Resources Information Center

    World Bank, Washington, DC.

    This edition of the World Bank Atlas presents curent economic and social data for 185 countries and territories in the world. A number of maps, tables, and graphs highlight key relationships and trends in the development of the countries. The atlas includes data on population, gross national product (GNP), share of agriculture in gross domestic…

  1. World Bank Annual Report 1997

    NSDL National Science Digital Library

    World Bank.

    1997-01-01

    The 1997 edition of this report, which chronicles the activities of the International Bank for Reconstruction and Development (IBRD) and the International Development Association (IDA) for the last fiscal year, discusses Bank programs, operations, financial highlights, and approved projects. Central to this report are the detailed regional progress reports. The full report, excluding the financial statements, is available in HTML. The full report with financial statements can be obtained in Adobe Acrobat (.pdf) format (250 pages, arranged in sections). Interested users may refer to the 1996 Annual Report (discussed in the December 20, 1996 Scout Report).

  2. World Bank and the private sector

    SciTech Connect

    Daffern, E.

    1986-07-01

    The principal objective of the World Bank is to promote development of the less developed countries. It does this through extensive research, discussion, and advice, and also through financing projects in both the public and private sectors. The bank (together with IDA, its soft-loan affiliate) undertakes comprehensive analysis of government policy and potential projects through loans of US$12 to 15 billion/year. The World Bank group works extensively with the private sector both in the projects it supports and in raising funds to finance its operations. The private sector actively participates in bank-supported projects through project execution arrangements, in joint ventures, and in cofinancing. The IFC, the bank's private-sector affiliate, directly supports private investment in developing countries through loans and equity participation. In the energy sector, the bank has actively promoted policy overhaul and has supported numerous projects. During 1985, it visited 50 international energy companies as part of a program to encourage the private sector to invest more in developing countries. The bank is currently working to develop solutions to several problems identified during these meetings.

  3. Earth Science World Image Bank

    NSDL National Science Digital Library

    2004-01-01

    Visitors to the ImageBank can view and download photographs, remote imagery, and slide shows. The images are related to earth and space science topics such as dinosaurs, earthquakes, volcanoes, rocks and minerals, mining and petroleum, groundwater, planets and astronomical phenomena, and others. The site contains thousands of images and is searchable by category, continent, country, or keyword. A teachers' section provides links to educational materials such as books, posters, slide shows, professional development materials, scholarship information, and other resources.

  4. The evolution of the World Bank`s environmental guidelines

    SciTech Connect

    Aggarwal, S.K. [Aggarwal (Sanjeev K.), Lorton, VA (United States); Weaver, K.L. [Westinghouse Electric Corp., Orlando, FL (United States)

    1997-12-31

    The World Bank Group is continually reviewing its environmental guidelines to be more effective in achieving sustainable development. In 1995 and 1996, the World Bank proposed significant changes to the existing 1988 environmental guidelines. The new guidelines focus on pollution prevention, including cleaner production and good management techniques rather than end-of-pipe controls. The guidelines have been designed to (1) be protective of human health and the environment; (2) have acceptable levels of mass loadings; (3) recommend emission levels based on commercially proven and widely used technologies; (4) follow the current regulatory and technology trends which encourage pollution prevention; (5) be cost-effective; and (6) promote the adoption of good management practices which boost productivity and energy efficiency. The Handbook will be updated periodically to reflect technological advances and address emerging environmental issues. This paper addresses the processes which the World Bank utilized in determining the goals, structure, format, and content of its proposed environmental guidelines in the Pollution Prevention and Abatement Handbook. This paper will explore the role of consultants, lawyers, international agencies, industrial groups, and environmental groups in formulating the guidelines. Several environmental programs from the OECD and the developing countries were reviewed while designing these guidelines. A comparison will be made of the guidelines with those of other financial institutions and regulatory agencies. Several financial institutions including private banks and insurance companies have indicated that they would use the guidelines even for projects not financed by the World Bank. Hence, the guidelines will have a major impact on investments in the developing countries.

  5. World Bank Series on Integrated Resource Recovery

    Microsoft Academic Search

    Mark F. Cantley

    1986-01-01

    In 1981 a three-year global research and development project of Integrated Resource Recovery (waste recycling) was initiated by the United Nations Development Program (UNDP). The World Bank, through its Water Supply and Urban Development Department, acted as executing agency. The goal of the project was to explore ways for achieving economic and social benefits through sustainable resource recovery activities in

  6. India: HIV spreads despite World Bank project.

    PubMed

    1999-05-17

    According to estimates of India's Parliamentary Standing Committee on Dreaded Diseases, 25% of all people infected with HIV worldwide live in India. This statistic was presented in Parliament even as another World Bank AIDS prevention project worth $250,000 was launched. This new project follows the bank's $84 million AIDS control project which ran from 1992 to 1997. India could face a major public health crisis with severe socioeconomic implications. UN agencies estimate that an HIV/AIDS epidemic could cost India $11 billion, or 5% of its total national income, by 2000 in health care and lost economic productivity. However, these latest UNAIDS calculations are based upon the assumption that only 4 million people in the country are currently infected with HIV. The World Bank funds to combat AIDS are provided to the National AIDS Control Organization (NACO) which invests it on information and communication activities, as well as the importation of expensive blood banking equipment which is mostly unused due to the country's lack of basic infrastructure like a steady power supply. India should instead follow the example of Thailand which successfully integrated HIV/AIDS management into its primary health care (PHC) system, for the types of HIV/AIDS control programs being promoted by donors cannot work in India in the absence of an effective PHC system. PMID:12295211

  7. The World Bank: HIV and AIDS

    NSDL National Science Digital Library

    UNAIDS (The Joint United Nations Programme on HIV/AIDS) and the World Bank worked together to create the AIDS Economics site to help improve understanding of the economics of HIV/AIDS and to "help researchers and policymakers in developing countries to define and implement humane, cost-effective policies to fight the disease." The highlight of the site is the summary of the findings and statistical appendices from Confronting AIDS: Public Priorities in a Global Epidemic, a World Bank report. The full text of the report will be available shortly. The site also features a toolkit to assist consultants in assessing the implications of HIV/AIDS in the distribution of development assistance. Visitors to the site can also sign up for AIDS Economics, a free electronic newsletter.

  8. Vocational Education and Training: A Review of World Bank Investment. World Bank Discussion Papers 51.

    ERIC Educational Resources Information Center

    Middleton, John; Demsky, Terry

    A study of a representative sample of 121 World Bank-funded vocational education and training components suggests that the level of economic development and consequent size and dynamism of industrial employment powerfully influence the outcome of such education and training. Consequently, future investment strategies should differ among countries…

  9. Building a Common Enterprise Technical Architecture for an Universal Bank

    Microsoft Academic Search

    Jianguang Sun; Yan Chen

    2010-01-01

    Researches on enterprise architecture mainly focus on business process organizing, software development, enterprise application integration and etc., but not much emphasis is focused on the enterprise technical architecture and its components. The paper proposed a domain based integrated enterprise technical architecture for a universal bank, helping to build common patterns to manage bank's technical IT applications and infrastructure in a

  10. Mapping for Results: The World Bank

    NSDL National Science Digital Library

    2007-01-01

    The effective visual representation of key demographic data through the use of dynamic maps is a powerful tool for policymakers, journalists, and others. The World Bank developed such a program in 2010 as part of the Mapping for Results website. So far, their team has analyzed over 2,500 World Bank-financed projects and geo-coded more than 30,000 locations spanning 144 countries. Visitors can look over the featured articles on the homepage to get a flavor of the projects here, which include stories like "Mapping for Results Goes Local" and "Mapping the Financial Sector in Africa." Visitors can use the interactive map to view projects by country or indicator, which include population density, malnutrition, and infant mortality. Visitors can also learn about the Methodology deployed throughout the maps, which will be useful to those persons looking to understand the inner workings of this complex undertaking. Visitors can sign up to receive updates about the site via Twitter or RSS feed.

  11. World Bank: Asia Alternative Energy Program

    NSDL National Science Digital Library

    A number of private and public concerns continue to search for alternative energy sources, and some of them have contributed mightily to the wide array of emerging technologies in this important area. The Asia Alternative Energy Program (ASTAE) was created in 1992 by the World Bank in order to maintain support for a broad range of alternative energy projects and related activities throughout Asia. ASTAE partners and staff members work with a portfolio valued at over $1.3 billion in order to identify such projects, and those interested in such projects would do well to take a closer look through this site. Some of the resources on the site include a number of reports, informational tables about their lending operations, and a selection of additional Web-based resources. The site concludes with a short video that describes recent achievements in increasing access to modern energy services in several client countries served by such endeavors.

  12. World Bank: Asia Alternative Energy Program

    NSDL National Science Digital Library

    2005-01-01

    A number of private and public concerns continue to search for alternative energy sources, and some of them have contributed mightily to the wide array of emerging technologies in this important area. The Asia Alternative Energy Program (ASTAE) was created in 1992 by the World Bank in order to maintain support for a broad range of alternative energy projects and related activities throughout Asia. ASTAE partners and staff members work with a portfolio valued at over $1.3 billion in order to identify such projects, and those interested in such projects would do well to take a closer look through this site. Some of the resources on the site include a number of reports, informational tables about their lending operations, and a selection of additional Web-based resources. The site concludes with a short video that describes recent achievements in increasing access to modern energy services in several client countries served by such endeavors.

  13. Review of Early Childhood Policy and Programs in Sub-Saharan Africa. World Bank Technical Paper No. 367, Africa Region Series.

    ERIC Educational Resources Information Center

    Colletta, Nat J.; Reinhold, Amy Jo

    Children in Sub-Saharan Africa face the greatest challenges to healthy development of any region in the world. This report presents reviews of 11 Early Childhood Development programs, studied to define financial and institutional conditions necessary to sustain early intervention efforts. Interviews and existing documentation from governmental and…

  14. Recyling from municipal refuse: a state-of-the art review and annotated bibliography (integrated resource recovery). World Bank technical paper

    Microsoft Academic Search

    S. J. Cointreau; C. G. Gunnerson; J. M. Huls; N. N. Seldman; P. Mitchell

    1984-01-01

    The report is in two parts: a concise state-of-the-art overview of recycling from municipal refuse, focusing on techniques and conditions germane to developing countries; and an annotated bibliography with abstracts of more than 200 published references on recycling. It was prepared as part of a global research, development and demonstration effort of the United Nations Development Programme and the World

  15. Rhetoric and Reality: World Bank and CIDA Gender Policies

    ERIC Educational Resources Information Center

    Hales, Jennifer

    2007-01-01

    The picture the World Bank paints of the world is an optimistic one: living standards are higher than ever before, humanity is progressing, and situations for women are improving. If this is really the case, why then does "the impoverishment of hundreds of millions of people" throughout the world continue? (Chossudovsky 1997, 33). Why do "the…

  16. Educational Neocolonialism and the World Bank: A Rancièrean Reading

    ERIC Educational Resources Information Center

    Anwaruddin, Sardar M.

    2014-01-01

    In this article, I employ Jacques Rancière's conception of an explicative order to explore how the World Bank contributes to the global project of educational neocolonialism. I argue that the Bank operates as a Master Explicator who taps into students' "inability" to learn by themselves. It explicates concepts such as…

  17. The IMF/World Bank Structural Adjustment Program and its

    E-print Network

    support but the 1988 SAP (ERP) was the first full fledged program · The 1998 SAP as in other countries Bank/IMF imposed its SAP as a pre-condition for debt rescheduling and new loans · Economic conditions in the Caribbean forced Guyana, Jamaica and others to accept the SAP · Guyana had a number of IMF/World Bank

  18. The World Bank's Support for Science and Technology.

    ERIC Educational Resources Information Center

    Weiss, Charles, Jr.

    1985-01-01

    Discusses the World Bank's role in helping scientific and technological development in developing countries. Areas considered include bank support for science and technology, agricultural research/extension, international agricultural and health research, education and training, support for industrial innovation, energy, research and policy, and…

  19. World Bank Group - International Monetary Fund (IMF) Annual Meetings 1997

    NSDL National Science Digital Library

    The World Bank Group and the International Monetary Fund (IMF) held its 1997 Annual Meeting in Hong Kong. The site contains the text of the Annual Meeting Speech titled The Challenge of Inclusion by John D. Wolfenshon, President of the World Bank, and the Per Jacobsson Lecture titled Asian Monetary Cooperation presented by Joseph Yam, chief executive of the Hong Kong Monetary Authority. Speeches by Michael Camdessus, George Soros and Dato Seri Dr Mahathir Bin Mohamad (Prime Minister of Malaysia) are also available. The 1997 Annual Reports of the IMF and World Bank Group can also be viewed at the site. The Focus on Asia section contains various relevant speeches, publications, and other information on Asia produced by the World Bank Group and the International Monetary Fund.

  20. The World Bank Atlas, 1995. 27th Edition.

    ERIC Educational Resources Information Center

    World Bank, Washington, DC.

    This twenty-seventh World Bank Atlas presents key social and economic information for every country on the globe organized under three headings, People, Economy, and Environment. The emphasis is on how these themes are important in the development process. A new addition is that of a new measure of GNP per capita converted at purchasing power…

  1. Implementation of Imaging Technology for Recordkeeping at the World Bank.

    ERIC Educational Resources Information Center

    Smith, Clive D.

    1997-01-01

    Describes the evolution of an electronic document management system for the World Bank, including record-keeping components, and how the Pittsburgh requirements for evidence in record keeping were used to evaluate it. Discusses imaging technology for scanning paper records, metadata for retrieval and record keeping, and extending the system to…

  2. Economic Analysis of World Bank Education Projects and Project Outcomes

    ERIC Educational Resources Information Center

    Vawda, Ayesha Yaqub; Moock, Peter; Gittinger, J. Price; Patrinos, Harry Anthony

    2003-01-01

    This paper tests the hypothesis that World Bank education projects have a higher likelihood of being successful if at the time of appraisal, they underwent good quality economic analysis. Analysis shows a strong relationship between the quality of cost-benefit analysis and cost-effectiveness analysis and the quality of project outcomes. Economic…

  3. Public Policy for the Private Sector: World Bank

    NSDL National Science Digital Library

    _Public Policy for the Private Sector_ is a quarterly journal published by the World Bank's Finance, Private Sector, and Infrastructure Network (FPSI). Recently, new documents concerning Finance, Water, and Post-Privatization Performance have been added to this ongoing collection of policy and case study notes.

  4. World Bank Okays Public Interest in Higher Education

    ERIC Educational Resources Information Center

    Post, David; Clipper, Lutitia; Enkhbaatar, D.; Manning, Anitra; Riley, Thomas; Zaman, Husam

    2004-01-01

    This essay review discusses the report of The Task Force on Higher Education and Society (TFHES), convened in 1998 by the World Bank but independently financed and staffed in collaboration with UNESCO and several foundations. "Peril and Promise" marks an historic turning point in the framework for postsecondary educational planning. Rate-of-return…

  5. Security and Usability: The Gap in Real-World Online Banking

    E-print Network

    Van Oorschot, Paul

    Security and Usability: The Gap in Real-World Online Banking Mohammad Mannan, P.C. van Oorschot}@scs.carleton.ca ABSTRACT Online banking is one of the most sensitive tasks performed by general Internet users. Most traditional banks now offer online banking services, and strongly encourage customers to do online banking

  6. World Bank eAtlas of the Millennium Development Goals

    NSDL National Science Digital Library

    The World Bank established a set of Millennium Development Goals as both a challenge to poor countries to demonstrate "good governance" and to wealthy nations as a spur that would hopefully encourage them to support economic and social development. Recently, the World Bank created this visually engaging and sophisticated interactive atlas to track those eight goals, which include the promotion of gender equality, combating disease, and reducing child mortality. Visitors can click on any of these eight goals and they will be able to view maps of the world that document the progress that has been made in each nation. Clicking on each nation individually brings up clear and easy-to-read tables that chart additional changes within each separate goal. Visitors can export the data for their own use, and they can also resize the map to demonstrate the changes made over the past few years.

  7. Reforming the World Bank: from social?liberalism to neo?liberalism

    Microsoft Academic Search

    John Girdwood

    2007-01-01

    Using an analytics of government perspective, it is argued that neo?liberalism as an art of government, especially its form as North American advanced liberal political reason, has shaped enterprise governance and managerial reform at the World Bank. With a focus on the World Bank as a financial banking enterprise, the article explores questions of power, governance and liberal government in

  8. The World Bank New Discourse and the 1999 Education Sector Strategy.

    ERIC Educational Resources Information Center

    de Siqueira, Angela C.

    The climate of growing dissatisfaction in the developing world seems to have led to some changes in the World Bank's main discourse. The current World Bank president, James Wolfensohn, pointed out the existence of a "human crisis," besides the overemphasized financial one. He proposed a new development framework taking into account the widening…

  9. The World Bank, Support for Universities, and Asymmetrical Power Relations in International Development

    ERIC Educational Resources Information Center

    Collins, Christopher S.; Rhoads, Robert A.

    2010-01-01

    This article examines the role of the World Bank in advancing higher education sectors in the developing world, considering in particular the increasing power and strength of a global knowledge-based economy. Given the powerful role that intergovernmental organizations such as the World Bank play in shaping global economic policies, the authors…

  10. NASA Technical Memorandum 109162 World Wide Web Implementation of the

    E-print Network

    Nelson, Michael L.

    1 NASA Technical Memorandum 109162 World Wide Web Implementation of the Langley Technical Report;2 World Wide Web Implementation of the Langley Technical Report Server Michael L. Nelson (m.l.nelson@larc.nasa.gov) Gretchen L. Gottlich (g.l.gottlich@larc.nasa.gov) David J. Bianco (d.j.bianco@larc.nasa.gov) 9

  11. Poverty Reduction and the World Bank. Progress in Fiscal 1996 and 1997.

    ERIC Educational Resources Information Center

    World Bank, Washington, DC.

    This report reviews progress in implementation of the World Bank's poverty reduction strategy during fiscal 1996-97. Chapter 1, "The World Bank's Poverty Reduction Strategy and Future Directions," outlines elements in the poverty reduction strategy: policies to promote broad-based labor-demanding growth and increase the productivity and economic…

  12. TOWARDS BEST PRACTICE FROM WORLD BANK EXPERIENCE IN LAND TITLING AND REGISTRATION

    Microsoft Academic Search

    Lynn Holstein

    1996-01-01

    1 fax c\\/o US (202) 477 2733 Abstract and Background a. Currently the World Bank is supporting at least 13 implemented land titling and registration projects with a total loan value of about US$550 million. This represents about 1% of total World Bank lending on an annual basis, which is significant. This compares with the decade of the 1980s when

  13. Harnessing Information for Development. A proposal for a World Bank Group Strategy

    Microsoft Academic Search

    E. Talero; P. Gaudette

    1996-01-01

    Examines how the World Bank Group should harness the information revolution for its mission of poverty alleviation and sustainable economic development. The paper discusses the information revolution, its significance for economies and societies as a whole, the needs of and opportunities for developing countries, the responsibilities of governments, and what the World Bank Group can do to facilitate the flow

  14. Innovation Funds for Higher Education: A Users' Guide for World Bank Funded Projects. Education Working Paper Series. Number 1

    ERIC Educational Resources Information Center

    Saint, William

    2005-01-01

    The Education Working Paper Series is produced by the Education Unit at the World Bank (HDNED). It provides an avenue for World Bank staff to publish and disseminate preliminary education findings to encourage discussion and exchange ideas within the World Bank and among the broader development community. This Guide seeks to help those who design…

  15. The World Bank's Shift Away from Neoliberal Ideology: Real or Rhetoric?

    ERIC Educational Resources Information Center

    Adhikary, Rino Wiseman

    2012-01-01

    Some literature on World Bank education policies after 1999 tries to project a shift away of the Bank from its 1980s neoliberal mandate. This article argues that the shift is only in the form of rhetoric, which facilitates a hidden agenda of creating a worldwide higher education market, leaving the poor with primary education only. At the…

  16. External Audit Requirements of Banking Systems around the World Hemantha Herath * and Pranesh Kumar**

    E-print Network

    Bolch, Tobias

    to investigate the nature of auditing requirements around the world. A recently issued bank audit Exposure Draft. They further analyze the basic statistics and correlation among key variables such as banking activities, ownership, moral hazard index, private monitoring index, official supervisory power and prompt corrective

  17. Data Banks: Opening the Door to a World of Information.

    ERIC Educational Resources Information Center

    Neumann, Robert

    1982-01-01

    Examines the use of computerized information networks by educators and discusses computer hardware, software, and vendors. A buyer's guide to modems and a resource list of data banks and information utilities are included. (JJD)

  18. Early Child Development in Latin America and the Caribbean: List of Projects with World Bank Support.

    ERIC Educational Resources Information Center

    World Bank, Washington, DC. Human Development Network.

    In recent years the World Bank, currently the largest single funding source for education and health programs in the world, has put new emphasis on reaching children in the years before they enter school. Despite the acknowledged benefits to be gained from investing in education, schooling in Latin America has failed to keep pace with the…

  19. Gangs, Soldiers and "Idle Girls": Constructions of Youth and Development in World Bank Discourse

    ERIC Educational Resources Information Center

    Luttrell-Rowland, Mikaela

    2007-01-01

    This article examines the World Bank's recent World Development Report on youth and development (2007) as an empirical example to explore the links between the employment of "group identity" and the use of policy frameworks. Drawing on feminist theory to analyse the representations of young people put forward within the report, this article…

  20. Technical, Scale, and Allocative Efficiencies in U.S. Banking: An Empirical Investigation

    Microsoft Academic Search

    R. Grabowski; C. Pasurka; N. Rangan

    1990-01-01

    A nonparametric frontier approach is used to calculate the overall, technical, pure technical, allocative, and scale efficiencies for a sample of 322 independent banks. The sample was drawn from the Federal Deposit Insurance Corporation tapes on the Reports of Conditions and Reports of Income (Call Reports) for the year 1986. The results indicate a low level of overall efficiency. The

  1. The role of the World Bank in financing biomass energy projects

    SciTech Connect

    Terrado, E.N. [World Bank, Washington, DC (United States)

    1995-11-01

    The World Bank`s financing of biomass energy projects has been principally in relation to the excessive use of biomass for fuel in developing countries and the measures that are needed to curb demand and reduce its adverse environmental impacts. With respect to projects for the conversion of biomass into liquid and gaseous fuels and electricity, the Bank`s role has been more limited. The major reasons for this limited role include the still unfavorable economics of many of the technologies in comparison to the current cost of conventional fuels, the small size and dispersed nature of some of already economic biomass projects and the general lack of information in the Bank on the technology status and economics of the more modern biomass energy applications. Nevertheless, in the early 80s, the Bank financed one of the largest and most important biomass projects in developing countries, the Brazil Alcohol and Biomass Energy Development Project. During this period, it also conducted various preinvestment studies on biomass gasification, bagasse cogeneration in sugar mills and other technologies for the generation of power from biomass resources. None of these studies led to Bank lending to governments, but a number were financed by the private sector directly or through the International Finance Corporation (IFC), the arm of the Bank Group that deals with the private sector. With the current worldwide concern for global warming and the creation of the Global Environment Facility (GEF), the World Bank group is revisiting its involvement in the promotion of environmentally benign energy generation technologies. It recently launched a new program called the {open_quotes}Solar Initiative{close_quotes} that seeks to increase Bank investments in direct solar, wind and biomass energy applications in developing countries. The most recent Bank activity in biomass energy is financing for a prototype 30 MW biomass gasification project in Brazil.

  2. Australian banks' approaches to privacy in an online world

    Microsoft Academic Search

    Greg Cranitch; Duc-Tho Nguyen; Anne Nguyen

    2007-01-01

    Worldwide there have been many instances where access to the personal and financial information of private individuals was gained by unauthorised personnel. To protect such information, in Australia, national privacy principles, which are embodied in legislation, specify how private-sector organisations should handle any personal information that they collect. In this study, the privacy policies of 18 Australian banks, as published

  3. Our Dream is a World Full of Poverty Indicators: The US, the World Bank, and the Power of Numbers

    Microsoft Academic Search

    Liam Clegg

    2010-01-01

    With the launch of its Africa Results Monitoring System (ARMS), the World Bank has recently consolidated its ‘results agenda’, and is now rolling out a concerted effort to improve International Development Association (IDA) borrowers' ability to track the impact of lending projects on a range of poverty indicators. Although the US pushed hard for the implementation of ARMS, viewing it

  4. Evaluating the World Bank's Role in Supporting Structural Adjustment in Developing Countries With Special Reference to Egypt

    Microsoft Academic Search

    Amal Nagah Elbeshbishi

    2000-01-01

    This discussion focuses on the effect that World Bank adjustment loans have on a variety of economic indicators. The study is applied to five MENA countries (Egypt, Jordan, Algeria, Morocco, and Tunisia). ^ The findings of the current study support the theory of a positive impact of World Bank adjustment loans on GDP, GNP per capita, exports growth rates, Gross

  5. The Chad-Cameroon Pipeline Project—Assessing the World Bank's Failed Experiment to Direct Oil Revenues towards the Poor

    Microsoft Academic Search

    Fabian Clausen; Amir Attaran

    2011-01-01

    The World Bank's engagement with projects involving extractive industries has not proven particularly successful. Especially in Sub-Saharan Africa, it has actually often made matters worse. Borrower countries' economies failed to grow, and corruption increased; the poor did not benefit from the revenues that were generated. This paper assesses the complex legal and institutional framework of the World Bank project that

  6. Going from Bad to Worse: World Bank forestry project in Andhra Pradesh fails Adivasi communities

    Microsoft Academic Search

    Tom Griffiths

    In the 1990s the World Bank provided a loan for a controversial Joint Forest Management (JFM) project in Andhra Pradesh. This project was heavily criticised by Adivasi and support organisations for causing compulsory evictions of Adivasi families, who lost their shifting cultivation fields (known locally as podu) to the Forest Department and suffered severe restrictions on their use of the

  7. Do IMF and World Bank programs induce government crises? An empirical analysis

    E-print Network

    Krivobokova, Tatyana

    Do IMF and World Bank programs induce government crises? An empirical analysis Axel Drehera Martin of the German Economic Association for helpful comments, Richard Jong-A-Pin for valuable input to an earlier, and CESifo. E-mail: mail@axel-dreher.de. b ETH Zurich, KOF Swiss Economic Institute, Weinbergstrasse 35, CH

  8. Economic Analysis of World Bank Education Projects and Project Outcomes. Policy Research Working Paper.

    ERIC Educational Resources Information Center

    Vawda, Ayesha Yaqub; Moock, Peter; Gittinger, J. Price; Patrinos, Harry Anthony

    Research reported in this paper tests the hypothesis that World Bank education projects for which the project appraisal documents are judged "good" have a higher probability of leading to successful outcomes than projects for which the appraisals are judged "poor." The research draws on project document evaluations carried out in 1993 and 1998.…

  9. World Bank's Global Development Learning Network: Sharing Knowledge Electronically between Nations To "Fight Poverty."

    ERIC Educational Resources Information Center

    Lorenzo, George

    2002-01-01

    Describes the Global Development Learning Network (GDLN), a satellite-driven global communication system developed by the World Bank to help developing countries fight poverty and share in a global exchange of information. Explains Distance Learning Centers that are used by private and public organizations and institutions for distance education…

  10. Efficiency in Reaching the Millennium Development Goals. World Bank Working Paper.

    ERIC Educational Resources Information Center

    Jayasuriya, Ruwan, Ed.; Wodon, Quentin, Ed.

    The Millennium Development Goals (MDGs) provide clear targets and areas of focus for international organizations such as the World Bank. At a conceptual level, to reduce poverty and hunger, to improve education and health indicators, and to promote gender equality and sustainable development, countries can either increase the resources they…

  11. The World Bank: An Online Atlas of the Millennium Development Goals

    NSDL National Science Digital Library

    The World Bank established a set of Millennium Development Goals as both a challenge to poor countries to demonstrate "good governance" and to wealthy nations as a spur that would hopefully encourage them to support economic and social development. Recently, the World Bank created this visually engaging and sophisticated interactive atlas to track those eight goals, which include the promotion of gender equality, combating disease, and reducing child mortality. Visitors can click on any of these eight goals and they will be able to view maps of the world that document the progress that has been made in each nation. Clicking on each nation individually brings up clear and easy-to-read tables that chart additional changes within each separate goal. Visitors can export the data for their own use, and they can also resize the map to demonstrate the changes made over the past few years.

  12. Athgo's 5th Global Innovation Forum at the World Bank headquarters aims to provide 200 promising young people from around the world an opportunity to come

    E-print Network

    de Lijser, Peter

    International, In partnership with: the World Bank, External Affairs, the International Telecommunication Union: structure and focus Panel 1: Opportunity 1: Cleanweb Panel 2: Opportunity 2: The New Mobility Industry: The New Mobility Industry Keyno

  13. World Bank project-financed research on population, health, and nutrition

    Microsoft Academic Search

    J. Price Gittinger; Carol Bradford

    1992-01-01

    This report on World Bank project-financed research on population, health and nutrition (PHN) is based on a review of 109 staff appraisal reports for projects financed in fiscal years 1980-91 and on selected interviews with task managers. The report looks at only the simplest dimensions of project-financed research and examines research outcomes of only a few projects. Among conclusions tentatively

  14. Clean energy for development investment framework: the World Bank Group action plan

    SciTech Connect

    NONE

    2007-03-06

    In September 2005 the Development Committee requested the World Bank to develop an Investment Framework for Clean Energy and Development - in the context of the Gleneagles Communique on Climate Change, Clean Energy and Sustainable Development which was issued in July 2005. This Action Plan provides an update of work undertaken to date as well as actions planned by the World Bank Group (WBG) in support of the Clean Energy for Development Investment Framework (CEIF). The Action Plan relies on partnerships, including with the International Financial Institutions (IFIs) and the private sector. While it concentrates on maximizing and extending existing instruments, it provides for continued dialogue with governments and the private sector on new approaches to accelerate the transition to a low carbon economy. In addition to increased investments, the private sector has an important role to play in closing the investment gap in many countries. Projects such as Bujagali (Uganda), Nam Theun II (Laos) and China and India Thermal Power Plant Rehabilitation projects are examples of how partnerships with the private sector can work, both on financing but also on enhancing the overall regulatory framework for enhanced partnerships. The report was prepared for the 15 April 2007 Development Committee meeting, a joint committee of the Board of Governors of the World Bank and the International Monetary Fund on the transfer of real resources to developing countries. 3 figs., 3 tabs., 5 annexes.

  15. Administering market friendly growth? Liberal populism and the World Bank's involvement in administrative reform in sub-Saharan Africa

    Microsoft Academic Search

    Graham Harrison

    2001-01-01

    This article critically analyses recent innovations in the World Bank's thinking on administrative reform as part of a broader set of notions contained within the international 'governance agenda'. It is argued that the Bank's administrative reform literature generates a discourse of liberal populism. Liberal populism keys in with i) a fundamental belief in the free market as a means towards

  16. Your Money or Your Life! A Critical Canadian Perspective on the World Bank's "Reform Agenda" for Higher Education

    ERIC Educational Resources Information Center

    Woodhouse, Howard

    2011-01-01

    In 1998 the World Bank published a "Reform Agenda" for higher education in the new millennium designed to accelerate privatization and the restructuring of the academic workforce. Before analyzing the report, I consider how changes in Canadian universities reflect the growth of the "knowledge-based economy." I then provide a critique of the Bank's…

  17. The World Bank and Private Provision of Schooling: A Look through the Lens of Sociological Theories of Organizational Hypocrisy

    ERIC Educational Resources Information Center

    Mundy, Karen; Menashy, Francine

    2014-01-01

    In this article, we explore how the World Bank operationalizes its focus on poverty alleviation in one of the most controversial arenas of educational change: the expansion of privately provided schooling. We argue that the Bank's role in promoting private provision has been far more complicated than most critics have discerned. It has…

  18. Protecting and Supporting Indigenous Peoples in Latin America: Evaluating the Recent World Bank and IDB Policy Initiatives

    E-print Network

    Head, John W.

    2006-01-01

    In this article, John Head draws on his experience with international financial institutions to offer both descriptive and prescriptive observations about the recent legal initiatives taken by the World Bank and the ...

  19. 78 FR 38983 - World Trade Center Health Program Scientific/Technical Advisory Committee (WTCHP-STAC)

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-06-28

    ...DEPARTMENT OF HEALTH AND HUMAN SERVICES Centers for Disease Control and Prevention World Trade Center Health Program Scientific/Technical...name of the Committee should read World Trade Center Health Program...

  20. Security and usability: the gap in real-world online banking

    Microsoft Academic Search

    Mohammad Mannan; P. C. van Oorschot

    2008-01-01

    Online banking is one of the most sensitive tasks performed by general Internet users. Most traditional banks now offer online banking services, and strongly encourage customers to do online banking with 'peace of mind.' Although banks heavily advertise an apparent '100% online security guarantee,' typically the fine print makes this conditional on users fulfilling certain security requirements. We examine some

  1. SecurityandUsability: TheGapinReal-World OnlineBanking

    Microsoft Academic Search

    Mohammad Mannan; P. C. van Oorschot

    2007-01-01

    Online banking is one of the most sensitive tasks performed by general Internet users. Most traditional banks now offer online banking services, and strongly encourage customers to do online banking with 'peace of mind.' Although banks heavily advertise an apparent '100% online security guaran- tee,' typically the fine print makes this conditional on users fulfilling certain security requirements. We examine

  2. Sherman Fairchild Library: Technical Reports in the New World by Kimberly Douglas

    E-print Network

    departments around the world published technical reports documenting the research of faculty and studentsSherman Fairchild Library: Technical Reports in the New World by Kimberly Douglas c a m p u s r e of information. If the scien- tific ethos, as Robert K. Merton observed in 1942, is to continue to embrace common

  3. Sustaining the World’s Forests: Managing Competing Demands for a Vital Resource – The Role of the World Bank

    Microsoft Academic Search

    Gerhard Dieterle

    \\u000a Forests cover about 25–30% of the Earth’s land surface, or between 3.3 billion and 3.9 billion hectares, depending on the\\u000a definitions used. Each year, forests covering an area the size of Portugal (approximately 92,000 km2) are cut down. The United Nations Food and Agriculture Organization (FAO) estimates that during the 1990s, the world suffered\\u000a a net loss of 95 million

  4. Interrogating an Omission: The Absence of a Rights-Based Approach to Education in World Bank Policy Discourse

    ERIC Educational Resources Information Center

    Menashy, Francine

    2013-01-01

    This study provides a discursive analysis of World Bank policy documents in order to reveal the stark omission of a rights-based approach to education, while highlighting instead the support of an economic-instrumentalist approach. Plausible explanations are provided to shed light on this exclusion, including the feasibility critique of education…

  5. Moving International Technical Communication Forward: A World Englishes Approach

    ERIC Educational Resources Information Center

    Bokor, Michael Jarvis Kwadzo

    2011-01-01

    This article explores how the English language contributes to cross-boundary communication failure and establishes that there is an "English language problem" that has not been adequately addressed in preparing United States native English-speaking students for international technical communication tasks. For example, U.S. technical communication…

  6. Earth Science World ImageBank (ESWIB): A Comprehensive Collection of Geoscience Images Being Developed by the American Geological Institute

    NASA Astrophysics Data System (ADS)

    Howe, A. W.; Keane, C. M.

    2003-12-01

    Although there are geoscience images available in numerous locations around the World Wide Web, there is no universal comprehensive digital archive where teachers, students, scientists, and the general public can gather images related to the Earth Sciences. To fill this need, the American Geological Institute (AGI) is developing the largest image database available: the Earth Science World ImageBank (ESWIB). The goal of ESWIB is to provide a variety of users with free access to high-quality geoscience images and technical art gathered from photographers, government organizations, and scientists. Each image is cataloged by location, author, image rights, and a detailed description of what the image shows. Additionally, images are cataloged using keywords from AGI's precise Georef indexing methodology. Students, teachers, and the general public can search or browse and download these images for use in slide show presentations, lectures, papers, or for other educational and outreach uses. This resource can be used for any age level, in any kind of educational venue. Users can also contribute images of their own to the database through the ESWIB website. AGI is scanning these images at a very high resolution (16 x 20 inches) and depending on the author's rights, is making high-resolution copies (digital or print) available for non-commercial and commercial purposes. This ImageBank is different from other photo sites available in that the scope has more breadth and depth than other image resources, and the images are cataloged with a very high grade of detail and precision, which makes finding needed images fast and easy. The image services offered by ESWIB are also unique, such as the low-cost commercial options and high quality image printouts. AGI plans on adding more features to ESWIB in the future, including connecting this resource to the up-coming online Glossary of Geology, a geospatial search option, using the images to make generic PowerPoint presentations that teachers can use and/or modify for their classes, lesson plans related to using the ImageBank, and a `photo of the day' section that will highlight a particular photo which stands out. AGI began work on this project in August of 2002 with the initial scanning and editing of images. ESWIB currently has over 1,300 images cataloged and searchable through the database homepage. In addition to the cataloged images, there are approximately 6,700 images waiting to be edited and cataloged, and over 10,000 images identified for submission at this point. AGI is constantly soliciting images in an attempt to expand the database. Through press releases, e-mail announcements, and our member societies, AGI publicized the launch of ESWIB in June of 2003. Since the launch, ESWIB has received over 300,000 image views as well as publicity in Space Daily, Russian and German news sites, various links through science websites, and most recently in Science Magazine's NetWatch section (August 29th, 2003).

  7. Are hybrid umbilical cord blood banks really the best of both worlds?

    PubMed

    Guilcher, Gregory M T; Fernandez, Conrad V; Joffe, Steven

    2015-03-01

    Since the first use of umbilical cord blood (UCB) as a medical therapy, the number of UCB banks worldwide has grown. Public UCB banks offer the option of altruistic donation, whereas private banks allow a product to be stored for the exclusive use of the paying client. With many more UCB products banked privately than publicly in countries such as the USA, hybrid models blending aspects of public and private banking have been proposed. One such bank is in operation in the UK. In this paper we review the hybrid UCB model and conclude that it offers limited benefit to the general public. Furthermore, compared with private banking, this model provides few advantages and potential disadvantages to private clients. PMID:24825373

  8. Growth May Be Good for the Poor - But are IMF and World Bank Policies Good for Growth?

    NSDL National Science Digital Library

    This short paper critiques a publication of the World Bank's Development Research Group entitled Growth Is Good for the Poor. The original report concluded that "growth generally does benefit the poor and that anyone who cares about the poor should favor the growth-enhancing policies of good rule of law, fiscal discipline, and openness to international trade." By way of critique, this report considers the reasons why economic growth has slowed dramatically over the past two decades, and examines the ways in which IMF and World Bank policies may be accountable for this decline in economic growth. The paper offers several examples to support its assertions, and also notes some discrepancies in the original report's research. Presented in HTML format, the paper includes several supporting appendices, as well as a helpful bibliography and footnotes.

  9. The Story of Narmada Bachao Andolan: Human Rights in the Global Economy and the Struggle Against the World Bank

    Microsoft Academic Search

    Smita Narula

    2008-01-01

    This Chapter describes the struggle of India’s Narmada Bachao Andolan (NBA), a social movement that arose in response to the building of a World Bank-funded dam project along the Narmada River. The project—which has displaced hundreds of thousands and has imposed stunning environmental costs without reaping the promised benefits of “modernization”—has been the source of constant controversy. In response, the

  10. Exploring New Worlds: Trades and Technical Occupations for Women.

    ERIC Educational Resources Information Center

    Nash, Margaret A.

    This workbook is designed to help girls and women explore the possibility of a career in nontraditional occupations, such as trade and technical occupations. It is organized in eight sections that cover the following topics: planning a career, knowing what you like, nontraditional choices, working in the skilled trades, working in the high-tech…

  11. Health care fraud and abuse data collection program: technical revisions to Healthcare Integrity and Protection Data Bank data collection activities. Final rule.

    PubMed

    2004-09-21

    The rule finalizes technical changes to the Healthcare Integrity and Protection Data Bank (HIPDB) data collection reporting requirements by clarifying the types of personal numeric identifiers that may be reported to the data bank in connection with adverse actions. The rule clarifies that in lieu of a Social Security Number (SSN), an individual taxpayer identification number (ITIN) may be reported to the data bank when, in those limited situations, an individual does not have an SSN. PMID:15382334

  12. The World Bank's Participatory Development Approach in the Country Assistance Strategy (CAS) Paper for the Republic of Senegal: Rhetoric or Reality?

    E-print Network

    Ndiaye, Rokhaya

    2009-12-18

    The aim of this thesis is to study the World Bank's participatory development process in the 2007 Country Assistance Strategy (CAS) for the Republic of Senegal. I seek to shed light on the question of whether or not the Bank is willing to follow...

  13. 76 FR 6687 - Bank Secrecy Act Compliance; Fair Credit Reporting; Technical Amendments

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-02-08

    ...SUMMARY: The OCC is amending its Bank Secrecy Act (BSA) and Fair...in the aggregate, or by the private sector of $100 million or more...tribal governments, or by the private sector, of $100 million or...Subjects in 12 CFR Parts 21 and 41 Banks, Banking, Consumer...

  14. 78 FR 47210 - National Practitioner Data Bank and Privacy Act; Exempt Records System; Technical Correction

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-08-05

    ...the merge of the data banks and improves program efficiency...access and correction rights of individuals are detailed...National Practitioner Data Bank (NPDB). (See Sec...access and correction rights under the NPDB by subjects of the Data Bank.) * * * * * [FR...

  15. World bank EMCP malaria project in Orissa, India — A field reality

    PubMed Central

    Patil, Rajan R; Kumar, Ravi K

    2011-01-01

    Background: Under the National Vector Borne Disease Control Program, the Enhanced Malaria Control Project (EMCP) with World Bank assistance was implemented in India, in the eastern state of Orissa. Aims: This article tries to analyze the possible reasons for the poor performance of EMCP in a few states of India. Settings and Design: The eastern state of India is taken as a case study for looking into systemic, human resource, and logistics related issues that could explain the poor performance of EMCP in a few states of India. Materials and Methods: Field visits were made to some selected EMCP areas in the state of Orissa. Operational issues-related implementation of various components of the project were scrutinized. Statistical analysis: Not Applicable. Results: While the project was highly successful in a few states of India, it had limited success in some states. It was learnt that the honorarium meant for Fever Treatment depot [FTD] work was divided among all the malaria workers. In high-risk areas, presumptive radical treatment was being carried on by malaria workers for every case of fever. Using Rapid Diagnostic Tests (RDTs) in such areas seemed to have no relevance. The laboratory technician ignored malaria work, due to a high work load and no additional incentive. In the Primary Health Centers (PHCs) the Medical officers had either not visited the village under indoor residual spray or symbolically visited only five to six houses. Cement tanks had to be built for larvivorus fish breeding. However, they had not been mad. Conclusions: The success of a public health program is dependent more on project implementation, management, monitoring, and evaluation of project activities than the volume of financial resource allocation. PMID:23507915

  16. World Bank to raise $250M for avoided deforestation in tropics World Bank to raise $250M for avoided deforestation in tropics

    E-print Network

    ) CONTENTS Rainforests Tropical Fish Madagascar Pictures Kids' Site About Contact Archives Newsletter rainforest nations have proposed a plan whereby industrialized nations would pay them to protect extent of tropical rainforests and the world's highest rate of forest loss -- said it promote a similar

  17. From Early Child Development to Human Development: Investing in Our Children's Future. Proceedings of a World Bank Conference (Washington, D.C., April 10-11, 2000).

    ERIC Educational Resources Information Center

    Young, Mary Eming, Ed.

    In April 2000, the World Bank hosted a global conference that addressed the benefits and challenges of investing in early child development (ECD). The landmark conference brought together the world's leading experts, academicians, practitioners, and policymakers to focus on various aspects of ECD. This volume contains the proceedings of the…

  18. Reaching people at the periphery - Can the World Bank's population, health and nutrition operations do better?

    Microsoft Academic Search

    Richard Heaver

    1988-01-01

    Many population, health and nutrition (PHN) programs are designed to elicit behaviour changes in poor people living at the geographic and social peripheries. Few programs specifically target the disadvantaged, however, and research about clients focuses mainly on routine statistics rather than on whether education and services do or will meet clients needs. This paper looks at the Bank's past and

  19. Trade and trade finance developments in 14 developing countries post September 2008 - a World Bank survey

    Microsoft Academic Search

    Mariem Malouche

    2009-01-01

    In the aftermath of the Lehman Brothers collapse in September 2008, drop in the supply of trade finance, a critical engine for trade transactions, has become an acute concern for the development community. Banks were increasing pricing on trade finance transactions to cover increased funding costs and higher credit risks, and trade was dropping drastically in most countries, with global

  20. The Protein Data Bank Bridging the Gap Between the Sequence and 3D Structure World

    Microsoft Academic Search

    J. L. Sussman; E. E. Abola; D. Lin; J. Jiang; N. O. Manning; J. Prilusky

    The Protein Data Bank (PDB), at Brookhaven National Laboratory, is a database containing information on experimentally determined three- dimensional structures of proteins, nucleic acids, and other biological macromolecules, with approximately 9,000 entries. The PDB has a 27-year history of service to a global community of researchers, educators, and students in a wide variety of scientific disciplines. Data are easily submitted

  1. 76 FR 14793 - Procedures for Monitoring Bank Secrecy Act Compliance and Fair Credit Reporting: Technical...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-03-18

    ...cross- references to the Customer Identification Program (``CIP...in the minutes. (2) Customer identification program. Each bank is...the requirements of the Customer Identification Program (CIP) rules...

  2. Ranking the Banks

    NSDL National Science Digital Library

    Ranking the Banks, sponsored by American Banker, does just what the title suggests: ranks banks, worldwide. Five catagories of banks -- World Banks, Thrifts, Industry, Bank Holding Companies, and Commercial banks -- are subdivided into a number of different subcatagories including Top 100 Banking Companies in Assets, Top 100 World Banking Companies in Deposits, and Top 25 Lead Legal Advisers. Each compilation of data is ranked and tabled and the current ranking is displayed against the last. All tables are clearly dated, and those exclusive to American Banker online are highlighted with an icon.

  3. An analysis of GAVI, the Global Fund and World Bank support for human resources for health in developing countries.

    PubMed

    Vujicic, Marko; Weber, Stephanie E; Nikolic, Irina A; Atun, Rifat; Kumar, Ranjana

    2012-12-01

    Shortages, geographic imbalances and poor performance of health workers pose major challenges for improving health service delivery in developing countries. In response, multilateral agencies have increasingly recognized the need to invest in human resources for health (HRH) to assist countries in achieving their health system goals. In this paper we analyse the HRH-related activities of three agencies: the Global Alliance for Vaccines and Immunisation (GAVI); the Global Fund for Aids, Tuberculosis, and Malaria (the Global Fund); and the World Bank. First, we reviewed the type of HRH-related activities that are eligible for financing within each agency. Second, we reviewed the HRH-related activities that each agency is actually financing. Third, we reviewed the literature to understand the impact that GAVI, Global Fund and World Bank investments in HRH have had on the health workforce in developing countries. Our analysis found that by far the most common activity supported across all agencies is short-term, in-service training. There is relatively little investment in expanding pre-service training capacity, despite large health worker shortages in developing countries. We also found that the majority of GAVI and the Global Fund grants finance health worker remuneration, largely through supplemental allowances, with little information available on how payment rates are determined, how the potential negative consequences are mitigated, and how payments are to be sustained at the end of the grant period. Based on the analysis, we argue there is an opportunity for improved co-ordination between the three agencies at the country level in supporting HRH-related activities. Existing initiatives, such as the International Health Partnership and the Health Systems Funding Platform, could present viable and timely vehicles for the three agencies to implement this improved co-ordination. PMID:22333685

  4. 77 FR 5258 - World Trade Center Health Program Scientific/Technical Advisory Committee (WTCHP STAC or Advisory...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-02-02

    ...DEPARTMENT OF HEALTH AND HUMAN SERVICES Centers for Disease Control and Prevention World Trade Center Health Program Scientific/Technical Advisory...committee management activities, for both the Centers for Disease Control and Prevention and...

  5. 77 FR 8877 - World Trade Center Health Program Scientific/Technical Advisory Committee (WTCHP STAC or Advisory...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-02-15

    ...DEPARTMENT OF HEALTH AND HUMAN SERVICES Centers for Disease Control and Prevention World Trade Center Health Program Scientific/Technical Advisory...committee management activities, for both the Centers for Disease Control and Prevention,...

  6. Poverty and Policy in Latin America and the Caribbean. World Bank Technical Paper No. 467.

    ERIC Educational Resources Information Center

    Wodon, Quentin T.

    Although the progress toward poverty reduction remains sluggish, other dimensions of social welfare in the Latin American and Caribbean (LAC) region show signs of improvement. Adult literacy and school enrollment rates, life expectancy at birth, access to safe water, and nutrition indicators are improving. However, other factors demonstrate that…

  7. Water-pollution control: guidelines for project planning and financing. World Bank technical paper

    Microsoft Academic Search

    R. C. Palange; A. Zavala

    1987-01-01

    This publication provides guidelines to managers, supervisors, and others who are involved with decisions on filling needs for water-pollution-control facilities, but who may be lacking the detailed background in engineering, economics, financial management, or other applicable specialties. Political and economic planning leaders, who must provide the financial resources and overall policies, will also find the document useful in making themselves

  8. The Politics of Privatization and Decentralization in Global School Reform: The Value of Equity Claims for Neoliberalism at the World Bank and in El Salvador.

    ERIC Educational Resources Information Center

    Desmond, Cheryl

    This paper focuses on the role of the World Bank and its subsidiaries in promoting the neoliberal educational reforms of privatization and decentralization globally and in El Salvador. Neoliberalism is first defined as a sociopolitical philosophy that supports concepts such as the free market, market-driven education, and the use of a voucher…

  9. The Economic Impact of IMF and World Bank Programs in the Middle East and North Africa: A Case Study of Jordan, Egypt, Morocco and Tunisia, 1983 - 2004

    Microsoft Academic Search

    Jane R. Harrigan; Hamed El-Said

    2010-01-01

    This paper examines whether the economic reforms attached to IMF and World Bank policy-based lending in the Middle East and North Africa have stimulated sustained economic growth. In order to investigate this, we chose four countries to study in depth: Jordan, Egypt, Tunisia and Morocco. These were chosen as they have been put forward by both the IMF and the

  10. What Do People Think about Disabled Youth and Employment in Developed and Developing Countries? Results from an E-Discussion Hosted by the World Bank

    ERIC Educational Resources Information Center

    Roggero, Paola; Tarricone, Rosanna; Nicoli, Marco; Mangiaterra, Viviana

    2006-01-01

    Even though there are good examples of people with disabilities mainstreamed in the labour market (Bruyere et al., 2004), the situation is still far from being positive, particularly when labour markets are in constant flux due to rapid globalization and technological change, unless new approaches are adopted. In light of this, the World Bank

  11. World Bank Development Sector Adjustment Operation Life Line to Nigerian Universities: Impact on Information Demand and Supply in the University of Agriculture, Makurdi Library.

    ERIC Educational Resources Information Center

    Ozowa, Vincent Nnamdi

    1995-01-01

    Provides an overview of the rationale behind the World Bank credit line to Nigerian universities and examines the impact of the credit facility on the information demand and supply in the University of Agriculture, Makurdi Library (Nigeria). Discusses problems, such as poor quantity and quality of books and journals, lack of equipment, and lack of…

  12. Uganda: The Challenge of Growth and Poverty Reduction. A World Bank Country Study.

    ERIC Educational Resources Information Center

    World Bank, Washington, DC.

    This report examines the outcomes of economic reform in Uganda and defines issues that Uganda must address in medium- and long-term strategies for poverty reduction. With a per capita income of approximately $220, Uganda is one of the poorest countries in the world. Its economy and social indicators bear the marks of nearly 15 years of political…

  13. Child Health in China. World Bank Staff Working Papers, Number 767.

    ERIC Educational Resources Information Center

    Young, Mary E.; Prost, Andre

    Utilizing mainly Chinese publications, this paper reviews the existing data on childhood diseases in order to assess the health status and morbidity patterns of Chinese children. China's infant mortality rate is among the very lowest in the developing world. The number of post-neonatal deaths as a proportion of total infant deaths has decreased to…

  14. Education and Development: Evidence for New Priorities. World Bank Discussion Papers No. 95.

    ERIC Educational Resources Information Center

    Haddad, Wadi D.; And Others

    Education has been recognized as the cornerstone of economic and social development. Now it is even more important as technological change and new methods of production transform the world economy. Development will depend more and more on knowledge-intensive industries, agriculture, and services. The continuing economic crisis, however, is…

  15. Closing the Gap in Education and Technology. World Bank Latin American and Caribbean Studies.

    ERIC Educational Resources Information Center

    de Ferranti, David; Perry, Guillermo E.; Gill, Indermit; Guasch, J. Luis; Maloney, William F.; Sanchez-Paramo, Carolina; Schady, Norbert

    This document examines the gap between the Latin America and Caribbean region and the world's developed nations in the areas of education and technology. It also examines policies and strategies to close the gap. The following are among the specific topics discussed: (1) skills upgrading and innovation policies (the major actors; the role of…

  16. Postpartum care of the mother and newborn: a practical guide. Technical Working Group, World Health Organization.

    PubMed

    1999-12-01

    This paper defines the needs of women and their newborns, and classifies a number of practices common in postpartum care. It is a summary of the report, Postpartum Care of the Mother and Newborn: A Practical Guide, which was developed by a Technical Working Group of the World Health Organization and published in 1998. The report takes a comprehensive view of maternal and newborn needs during the postpartum period, examining major maternal and neonatal health challenges, nutrition and breastfeeding, birth spacing, immunization, HIV/AIDS, and the essential elements of care and service provision. The document lists recommendations, and classifies common practices in the postpartum period, dividing them into four categories: those which are useful, those which are harmful, those for which insufficient evidence exists, and those which are frequently used inappropriately. PMID:10655832

  17. An assessment of biofuel use and burning of agricultural waste in the developing world

    Microsoft Academic Search

    Rosemarie Yevich; Jennifer A. Logan

    2003-01-01

    We present an assessment of biofuel use and agricultural field burning in the developing world. We used information from government statistics, energy assessments from the World Bank, and many technical reports, as well as from discussions with experts in agronomy, forestry, and agro-industries. We estimate that 2060 Tg biomass fuel was used in the developing world in 1985; of this,

  18. An assessment of biofuel use and burning of agricultural waste in the developing world

    Microsoft Academic Search

    Rosemarie Yevich; Jennifer A. Logan

    2002-01-01

    (1) We present an assessment of biofuel use and agricultural field burning in the developing world. We used information from government statistics, energy assessments from the World Bank, and many technical reports, as well as from discussions with experts in agronomy, forestry, and agro-industries. We estimate that 2060 Tg biomass fuel was used in the developing world in 1985; of

  19. JOINT WORLD BANK INSTITUTE/EPA CHINA WORKSHOP ON ENFORCEMENT AND COMPLIANCE - E&C ROLES IN DEALING WITH CURRENT AND PROJECTED MAJOR ENVIRONMENTAL ISSUES IN CHINA'S ECONOMIC DEVELOPMENT

    EPA Science Inventory

    The World Bank Institute (WBI) provides funding for economic development in China. Modules of this funding are specifically dedicated for environmental protection projects. One of these modules is the development of compliance and enforcement. This is broken down into identifi...

  20. Evidence for non-communicable diseases: analysis of Cochrane reviews and randomised trials by World Bank classification

    PubMed Central

    Heneghan, C; Blacklock, C; Perera, R; Davis, R; Banerjee, A; Gill, P; Liew, S; Chamas, L; Hernandez, J; Mahtani, K; Hayward, G; Harrison, S; Lasserson, D; Mickan, S; Sellers, C; Carnes, D; Homer, K; Steed, L; Ross, J; Denny, N; Goyder, C; Thompson, M; Ward, A

    2013-01-01

    Introduction Prevalence of non-communicable diseases (NCDs) is increasing globally, with the greatest projected increases in low-income and middle-income countries. We sought to quantify the proportion of Cochrane evidence relating to NCDs derived from such countries. Methods We searched the Cochrane database of systematic reviews for reviews relating to NCDs highlighted in the WHO NCD action plan (cardiovascular, cancers, diabetes and chronic respiratory diseases). We excluded reviews at the protocol stage and those that were repeated or had been withdrawn. For each review, two independent researchers extracted data relating to the country of the corresponding author and the number of trials and participants from countries, using the World Bank classification of gross national income per capita. Results 797 reviews were analysed, with a reported total number of 12?340 trials and 10?937?306 participants. Of the corresponding authors 90% were from high-income countries (41% from the UK). Of the 746 reviews in which at least one trial had met the inclusion criteria, only 55% provided a summary of the country of included trials. Analysis of the 633 reviews in which country of trials could be established revealed that almost 90% of trials and over 80% of participants were from high-income countries. 438 (5%) trials including 1?145?013 (11.7%) participants were undertaken in low-middle income countries. We found that only 13 (0.15%) trials with 982 (0.01%) participants were undertaken in low-income countries. Other than the five Cochrane NCD corresponding authors from South Africa, only one other corresponding author was from Africa (Gambia). Discussion The overwhelming body of evidence for NCDs pertains to high-income countries, with only a small number of review authors based in low-income settings. As a consequence, there is an urgent need for research infrastructure and funding for the undertaking of high-quality trials in this area. PMID:23833146

  1. Overview of US AID-World Bank-NASA Collaboration to Address Water Management Issues in the MENA Region

    NASA Technical Reports Server (NTRS)

    Habib, Shahid

    2012-01-01

    The World Bank, USAID and NASA have recently established a joint project to study multiple issues pertaining to water related applications in the Middle East North Africa (MENA) region. The main concentration of the project is on utilization of remote sensing data and hydrological models to address crop irrigation and mapping, flood mapping and forecasting, evapotranspiration and drought problems prevalent in this large geographic area. Additional emphases are placed on understanding the climate impact on these areas as well. Per IPCC 2007 report, by the end of this century MENA region is projected to experience an increase of 3 C to 5 C rise in mean temperatures and a 20% decline in precipitation. This poses a serious problem for this geographic zone especially when majority of the hydrological consumption is for the agriculture sector and the remaining amount is for domestic consumption. The remote sensing data from space is one of the best ways to study such complex issues and further feed into the decision support systems. NASA's fleet of Earth Observing satellites offer a great vantage point from space to look at the globe and provide vital signs necessary to maintain healthy and sustainable ecosystem. These observations generate multiple products such as soil moisture, global precipitation, aerosols, cloud cover, normalized difference vegetation index, land cover/use, ocean altimetry, ocean salinity, sea surface winds, sea surface temperature, ozone and atmospheric gases, ice and snow measurements, and many more. All of the data products, models and research results are distributed-via the Internet freely through out the world. This project will utilize several NASA models such as global Land Data Assimilation System (LDAS) to generate hydrological states and fluxes in near real time. These LDAS products will then be further compared with other NASA satellite observations (MODIS, VIIRS, TRMM, etc.) and other discrete models to compare and optimize evapotranspiration, soil moisture and crop irrigation, droUght assessment and water balance. The floods being a critical disaster in many of the MENA countries, NASA's global flood mapping and modeling framework (CREST) will be customized for country specific needs and delivered to the remote sensing organizations for their future use. Finally, capacity building is a critical part of this project and NASA will assist in this effort as well.

  2. WHO\\/CONRAD Technical Consultation on Nonoxynol-9, World Health Organization, Geneva, 9–10 October 2001: Summary Report

    Microsoft Academic Search

    2002-01-01

    This report summarises the evidence presented to a technical consultation on the safety of N-9 and its effectiveness for protection against pregnancy, sexually transmitted infections and HIV, organized by the World Health Organization Department of Reproductive Health and Research with CONRAD in October 2001. Key conclusions from the meeting include: 1. Although Nonoxynol-9 has been shown to increase the risk

  3. 76 FR 27648 - World Trade Center (WTC) Health Program Scientific/Technical Advisory Committee; Notice of...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-05-12

    ...Disease Control and Prevention World Trade Center (WTC) Health Program Scientific...announces the establishment of the World Trade Center (WTC) Health Program Scientific...Designated Federal Officer, World Trade Center Health Program...

  4. Informed Consent or Inappropriate Bondage? Central Bank Independence and Democratic Governance in the Post-Communist World1

    Microsoft Academic Search

    Juliet Johnson

    In the late 1980s an international consensus emerged on the desirability of formally insulating domestic monetary authorities from direct government influence, on the grounds that an independent monetary authority can best take the sometimes unpopular measures necessary to keep inflation low. Acting on the consensus typically meant passing legislation protecting a country's central bank from political interference in monetary policy

  5. Exchange Bank Position Description

    E-print Network

    Ravikumar, B.

    Exchange Bank Position Description Position Title: Web Technical Administrator FLSA Status: Non applications to support Bank operations · Administer existing vendor supplied web based applications. · Work with vendors and consultants that provide web applications or content. · Work with LAN Administrator to develop

  6. Technical Problems Experienced in the Transformation of Virtual Worlds into an Education Environment and Coping Strategies

    ERIC Educational Resources Information Center

    Coban, Murat; Karakus, Turkan; Karaman, Asiye; Gunay, Fatma; Goktas, Yuksel

    2015-01-01

    Research into virtual worlds demonstrates that to successfully use virtual world platforms in different disciplines, certain limitations and potential difficulties of these platforms must be overcome. The current study extends previous research by investigating problems in integrating virtual worlds in education with a longitudinal observation of…

  7. Financial liberalisation, crisis, and restructuring: A comparative study of bank performance and bank governance in South East Asia

    Microsoft Academic Search

    Jonathan Williams; Nghia Nguyen

    2005-01-01

    This paper examines the impact of changes in bank governance on bank performance for a sample of commercial banks operating in SE Asia between 1990 and 2003. We identify bank governance in terms of bank ownership and measure bank performance as rank order alternative profit efficiency, technical change, and productivity. The period was characterised by financial deregulation, the Asian crisis

  8. Core 4: Image Bank

    NSDL National Science Digital Library

    This Image Bank supplements the coursework for Core 4: The Shaping of the Modern World, an introductory course offered by the History Department of Brooklyn College. The Image Bank indexes numerous historical images spanning from the Scientific Revolution to the present. The images are divided into eight major topic indexes: Ancien Regime and Critics; Age of Revolutions; Industry and Society; Liberalism and Nationalism; Varieties of Imperialism; The World Turned Upside Down; Fascism, Depression & WWII; and, The World Since 1945. Indexes for major topics contain clustered subtopics, allowing users to locate relevant images quickly. This Image Bank presents students and educators with a valuable, visual method for understanding Modern Western History.

  9. Bottomline Technologies provides collaborative payment, invoice and document automation solutions to corporations, financial institutions and banks around the world. The company's solutions are used to streamline, automate and manage processes involving

    E-print Network

    New Hampshire, University of

    , automate and manage processes involving payments, invoicing, global cash management, supply chain finance to corporations, financial institutions and banks around the world. The company's solutions are used to streamline. Understanding Bottomline's business. Required Skills: Ability to perform tests against Web applications, front

  10. Family Planning Programs: The Clients' Perspective. World Bank Staff Working Papers No. 676 and Population and Development Series No. 1.

    ERIC Educational Resources Information Center

    Ainsworth, Martha

    Lowering fertility will require both a reduction in desired family size and provision of family planning services that respond to clients' needs. The World Fertility Survey and the Contraceptive Prevalence Survey found sizable groups of women with an "unmet need" for contraception. Investigators have also found evidence of unanswered need among…

  11. Poverty and Hunger: Issues and Options for Food Security in Developing Countries. A World Bank Policy Study.

    ERIC Educational Resources Information Center

    Reutlinger, Shlomo; And Others

    Food security means access by all people at all times to enough food for an active and healthy life. Available data suggest that more than 700 million people in the developing world lack the food necessary for such a life. No problem of underdevelopment may be more serious or have such important implications for the long-term growth of low-income…

  12. World Development Sources (WDS)

    NSDL National Science Digital Library

    1997-01-01

    World Development Sources is the "digital repository" of World Bank documents. It houses a searchable database of development-related reports produced since 1988 by the World Bank. These include Staff Appraisal Reports (SARs), World Bank President's Reports and Memoranda, Economic and Sector Work, Evaluation Reports and Studies, and Global Environment Facility (GEF) and Montreal Protocol Project documents. It also contains working papers and publications produced by the World Bank since 1993. All of these papers can be viewed online using the TMS Sequoia plug-in (available at the site for Windows and Macintosh).

  13. Entering the World of Work: A Curriculum for Two-Year Technical Students.

    ERIC Educational Resources Information Center

    McClung, Xavier V.

    2002-01-01

    Argues that students in two-year technical programs need courses that train them in job and job-hunting skills. The transition from school to work can be difficult, and a job-skills class can prepare them for some of the changes inherent in the process. Itemizes job search strategies. (NB)

  14. Online Multilingual Translation of Technical Service Reports over the World Wide Web

    Microsoft Academic Search

    S. Liu; S. C. Hui; S. Foo; P. C. Leong

    1998-01-01

    In a typical customer service support cycle of a multinational manufacturing company, technical service reports are used to record customer reported machine problems and a corresponding set of proposed remedies or suggestions taken to rectify the problems. These reports are stored in English in a customer service database. Service engineers and customers are able to access the database and retrieve

  15. Hard Lessons: Primary Schools, Community, and Social Capital in Nigeria. World Bank Technical Paper No. 420. Africa Region Series.

    ERIC Educational Resources Information Center

    Francis, Paul A.

    This study, based on data from a 1997 survey of 54 Nigerian primary schools and their client communities, was commissioned in order to assist the National Primary Education Commission (NPEC) in improving primary education services. Stakeholders consulted included parents, pupils, teachers and head teachers, community leaders, educational…

  16. Learning from conflicts in real world environments for the realization of Cognitive Technical Systems

    Microsoft Academic Search

    Dennis Gamrad; Dirk Soffker

    2010-01-01

    In this contribution, a novel learning method realizing the refinement of a Cognitive Technical System's pattern recognition and attention capabilities is presented. The method is implemented within a cognitive architecture with a representational level based on Situation-Operator-Modeling and high-level Petri Nets. Through the representational level, it is possible to realize a mental model mapping the complex structure of the real

  17. Early Use of Computers in Swiss Banks

    Microsoft Academic Search

    Hans Neukom

    2004-01-01

    What caused large, conservative Swiss banks to venture into using computers barely 10 years after computers were first available? Swiss banks proved to be early technology users. We explain why, and how, Swiss banks invested in computers. Case studies of two major Swiss banks provide interesting insights into their business patterns in the years after World War II and their

  18. An Atlas of Nuclear Energy. A Non-Technical World Portrait of Commercial Nuclear Energy.

    ERIC Educational Resources Information Center

    Ball, John M.

    This atlas is a nontechnical presentation of the geography and history of world commercial nuclear power with particular emphasis on the United States. Neither pro- nor antinuclear, it presents commercial nuclear power data in a series of specially prepared, easily read maps, tables, and text. The first section (United States) includes information…

  19. Maintenance of the Coal Sample Bank and Database. Quarterly technical progress report, December 29, 1993--March 31, 1994

    SciTech Connect

    Davis, A.; Glick, D.C.

    1994-05-27

    This five year project is intended to ensure the availability of well-characterized, high-quality coal samples for public and private coal research. It continues support of the DOE Coal Sample Bank and Database at The Pennsylvania State University. Thirty coal samples will be collected, processed, packaged, and analyzed, and a resulting database will be maintained. These samples and data, as well as 26 samples collected under previous contracts, will be distributed to DOE contractors and others performing coal research. Samples will be chosen to maintain a sample bank of 56 coals representing the major US coal fields and a variety of coal ranks and compositions. In addition to standard analyses, liquefaction tests and organic geochemical analyses will be performed. The samples will be stored to minimize deterioration, and will be monitored annually by proximate, sulfur forms, and gaseous oxygen analysis to evaluate their condition. These samples will be used for additional research on the influence of changes in surface chemistry on surface properties, the influence of sample deterioration on liquefaction properties, and the mechanisms of coal oxidation.

  20. Radial and Nonradial Technical Efficiency Measures on a DEA Reference Technology : A Comparison using US Banking Data

    Microsoft Academic Search

    Gary FERRIER; Kris KERSTENS; Philippe VANDEN EECKAUT

    1994-01-01

    Technical efficiency measures can be classified as either radial or nonradial. While the theoretical question of which is the better type of measure is unresolved, the radial measures enjoy much greater popularity than the nonradial measures in the empirical literature. To assess the impact of choice of measure, this paper offers an empirical comparison of one radial and three nonradial

  1. Medical Laboratory Technician--Hematology, Serology, Blood Banking & Immunohematology, 10-4. Military Curriculum Materials for Vocational and Technical Education.

    ERIC Educational Resources Information Center

    Ohio State Univ., Columbus. National Center for Research in Vocational Education.

    This course, the third of three courses in the medical laboratory technician field adapted from military curriculum materials for use in vocational and technical education, was designed as a refresher course for student self-study and evaluation. It is suitable for use by advanced students or beginning students participating in a supervised…

  2. Technical Considerations in Remote LIMS Access via the World Wide Web

    PubMed Central

    Schlabach, David M.

    2005-01-01

    The increased dependency on the World Wide Web by both laboratories and their customers has led LIMS developers to take advantage of thin-client web applications that provide both remote data entry and manipulation, along with remote reporting functionality. Use of an LIMS through a web browser allows a person to interact with a distant application, providing both remote administration and real-time analytical result delivery from virtually anywhere in the world. While there are many benefits of web-based LIMS applications, some concern must be given to these new methods of system architecture before justifying them as a suitable replacement for their traditional client-server systems. Developers and consumers alike must consider the security aspects of introducing a wide area network capable system into a production environment, as well as the concerns of data integrity and usability. PMID:18924736

  3. World mussel watch database. National status and trends program for marine environmental quality: Technical memo

    SciTech Connect

    Cantillo, A.Y.

    1997-04-01

    The Global Ocean Observing System (GOOS) is an internationally cooordinated system for systematic operational data collection and analysis. This contribution to GOOS is an attempt to determine the levels of contaminants in mussels and oysters collected worldwide and to compare the results with the long-term Mussel Watch programs of the United States and France. A comprehensive literature search of studies using any species of mussels and/or oysters worldwide to monitor the levels of trace metals and organic contaminants was conducted and the data compiled into the World Mussel Watch database. Data sources and statistics of the database are included. Results of the World Mussel Watch and the US and France Mussel Watch programs were compared and typical levels of some trace metals in uncontaminated mussels and oysters were calculated.

  4. WHO/CONRAD technical consultation on nonoxynol-9, World Health Organization, Geneva, 9-10 October 2001: summary report.

    PubMed

    2002-11-01

    This report summarises the evidence presented to a technical consultation on the safety of N-9 and its effectiveness for protection against pregnancy, sexually transmitted infections and HIV, organized by the World Health Organization Department of Reproductive Health and Research with CONRAD in October 2001. Key conclusions from the meeting include: 1. Although Nonoxynol-9 has been shown to increase the risk of HIV infection when used frequently by women at high risk of infection, it remains a contraceptive option for women at low risk. 2. Nonoxynol-9 offers no protection against sexually transmitted infections such as gonorrhoea or chlamydia. 3. There is no evidence that condoms lubricated with nonoxynol-9 are any more effective in preventing pregnancy or infection than condoms lubricated with silicone, and such condoms should no longer be promoted. However, it is better to use a nonoxynol-9 lubricated condom than no condom at all. 4. Nonoxynol-9 should not be used rectally. PMID:12569895

  5. Consumer acceptance of online banking: an extension of the technology acceptance model

    Microsoft Academic Search

    Tero Pikkarainen; Kari Pikkarainen; Heikki Karjaluoto; Seppo Pahnila

    2004-01-01

    Advances in electronic banking technology have created novel ways of handling daily banking affairs, especially via the online banking channel. The acceptance of online banking services has been rapid in many parts of the world, and in the leading e- banking countries the number of e-banking contracts has exceeded 50 percent. Investigates online banking acceptance in the light of the

  6. [World deliberations in Rio].

    PubMed

    Annis, B

    1991-01-01

    The United Nations Conference on Environment and Development (UNCED) was held in Rio de Janeiro in June 1992 and dealt with world trade, environmental education, environmental emergencies, the transfer of technology and financial resources, and the restructuring of international systems for tackling environmental problems. Other issues on the agenda were the protection of the atmosphere, the ozone shield, deforestation, the conservation of biological diversity, sustainable urban and rural development, and the safeguarding of human health and quality of life. The preparation for the conference took place through a series of meetings, which also featured the problems of rural areas in the Americas. Some environmental organizations based in Washington, D.C. had become impassive over the years and promoted bipartisan and apolitical issues in order to obtain funds. Nonetheless, some groups criticized the projects of the World Bank. In 1990 the World Bank established the World Environmental Program for developing countries, which envisioned the execution of 15 projects and 11 technical assistance proposals. Nongovernmental organizations (NGOs) were also active in this effort. The Interamerican Development Bank also launched a forest policy for preserving forest resources. This was the consequence of the 1982 scheme that aimed at protecting forest populations and promoting sustainable forest industries. At another conference of development specialists the discrimination against women was cited as a major factor in the deleterious use of natural resources. A new development concept was urged that would incorporate the rights and participation of women as a central strategy in solving the global environmental crisis. The global population is growing at a rate of 95 million people per year, which underlines the need for better representation of women, poor people, and rural areas in state agencies and multilateral and environmental organizations for promoting sustainable local development. The increasing use of energy, the North-South dichotomy, and the issue of global warming were also explored. PMID:12320276

  7. Hybrid imaging worldwide-challenges and opportunities for the developing world: a report of a Technical Meeting organized by IAEA.

    PubMed

    Kashyap, Ravi; Dondi, Maurizio; Paez, Diana; Mariani, Guliano

    2013-05-01

    The growth in nuclear medicine, in the past decade, is largely due to hybrid imaging, specifically single-photon emission tomography-computed tomography (SPECT-CT) and positron emission tomography-computed tomography (PET-CT). Introduction and use of hybrid imaging has been growing at a fast pace. This has led to many challenges and opportunities to the personnel dealing with it. The International Atomic Energy Agency (IAEA) keeps a close watch on the trends in applications of nuclear techniques in health by many ways, including obtaining inputs from member states and professional societies. In 2012, a Technical Meeting on trends in hybrid imaging was organized by IAEA to understand the current status and trends of hybrid imaging using nuclear techniques, its role in clinical practice, and associated educational needs and challenges. Perspective of scientific societies and professionals from all the regions of the world was obtained. Heterogeneity in value, educational needs, and access was noted and the drivers of this heterogeneity were discussed. This article presents the key points shared during the technical meeting, focusing primarily on SPECT-CT and PET-CT, and shares the action plan for IAEA to deal with heterogeneity as suggested by the participants. PMID:23561459

  8. Tumour Banking: The Spanish Design

    Microsoft Academic Search

    M. M. Morente; E. de Alava; P. L. Fernandez

    2007-01-01

    In the last decade the technical advances in high throughput techniques to analyze DNA, RNA and proteins have had a potential major impact on prevention, diagnosis, prognosis and treatment of many human diseases. Key pieces in this process, mainly thinking about the future, are tumour banks and tumour bank networks. To face these challenges, diverse suitable models and designs can

  9. THE EFFECTS OF WORLD WIDE WEB INSTRUCTION AND TRADITIONAL INSTRUCTION AND LEARNING STYLES ON ACHIEVEMENT AND CHANGES IN STUDENT ATTITUDES IN A TECHNICAL WRITING IN AN AGRICOMMUNICATION COURSE

    Microsoft Academic Search

    Tina M. Day

    The purpose of this experimental study was to determine the effects of types of instruction and learning styles in a three-credit hour, technical writing in an agricommunication course on their achievement and attitudes towards writing, learning about writing, computers and the Internet .The two methods of instruction were traditional instruction without a laboratory and World Wide Web instruction with a

  10. Item Banking.

    ERIC Educational Resources Information Center

    Rudner, Lawrence

    1999-01-01

    Discusses the advantages and disadvantages of using item banks while providing useful information to those who are considering implementing an item banking project in their school district. The primary advantage of item banking is in test development. Also describes start-up activities in implementing item banking. (SLD)

  11. About Banking.

    ERIC Educational Resources Information Center

    Pieslak, Raymond F.

    The student manual for high school level special needs students was prepared to provide deaf students with the basic fundamentals of banking. Five units are presented covering the topics of banks and banking services, checking accounts, other services of banks, savings accounts, and other investments. Each lesson was carefully written for easy…

  12. Designing Agricultural Development Projects for the Small Scale Farmers: Some Lessons from the World Bank Assistance Small Holder Oil Palm Development Scheme in Nigeria

    NASA Astrophysics Data System (ADS)

    Orewa, S. I.

    The study was carried out to investigate farmers reasons for intercropping their oil palm farms with food and other cash crops rather than the sole oil palm planting arrangement specified for participation in the World Bank Assistance Smallholder Oil Palm development project financed during the 1975-83 period. The study was conducted at the Ekuku-Agbor Tree Crop Unit Zone (to the East) and Mosogar Tree Crop Unit Zone (to the Southwest) of the old Bendel State of Nigeria. A total of 35 oil palm farmers were randomly selected from each zone for the study. The study tried to identify the size of oil palm cultivated, types of food and cash crops planted and the proportion consumed and sold and the sufficiency of labour for various farm activities. The study showed that the average oil palm farm size at Ekuku-Agbor zone was smaller (about 1.57 ha) and more fragmented while for Mosogar zone it was 2.28 ha. However a greater percentage (over 65%) of the farms at both locations were within 0.01-2.00 ha farm size range which could be said to be relatively small. The study revealed that among other factors the farmers desire to ensure adequate family food needs which equates to food security and some cash to meet regular family financial needs necessitated their intercropping of the oil palm farms. Others include the need to maximize the returns from the use of labour which they considered a major limiting factor in farm maintenance and to take advantage of the relative high unit price of cassava and its products that prevailed then by cultivating on any available land space including the palm plantations and thereby increasing their farm income.

  13. World Bank PovertyNet

    NSDL National Science Digital Library

    PovertyNet, an important resource center for researchers and activists working to understand and alleviate poverty, contains several other, though more general, topic sections; a library of research papers and reports; occasional special features; datasets; a newsletter; and a Web Guide on Poverty.

  14. The Robert C. Byrd Green Bank Telescope K. O'Neil and D.J. Pisano

    E-print Network

    O'Neil, Karen

    24944 Abstract. The Robert C. Byrd Green Bank Telescope is the world's largest fully steerable radio Bank Telescope is the world's largest fully steerable radio telescope. The Green Bank Telescope (GBTThe Robert C. Byrd Green Bank Telescope K. O'Neil and D.J. Pisano NRAO, PO Box 2, Green Bank, WV

  15. Long-Term Impact of the World Bank Loan Project for Schistosomiasis Control: A Comparison of the Spatial Distribution of Schistosomiasis Risk in China

    PubMed Central

    Zhang, Zhijie; Zhu, Rong; Ward, Michael P.; Xu, Wanghong; Zhang, Lijuan; Guo, Jiagang; Zhao, Fei; Jiang, Qingwu

    2012-01-01

    Background The World Bank Loan Project (WBLP) for controlling schistosomiasis in China was implemented during 1992–2001. Its short-term impact has been assessed from non-spatial perspective, but its long-term impact remains unclear and a spatial evaluation has not previously been conducted. Here we compared the spatial distribution of schistosomiasis risk using national datasets in the lake and marshland regions from 1999–2001 and 2007–2008 to evaluate the long-term impact of WBLP strategy on China's schistosomiasis burden. Methodology/Principal Findings A hierarchical Poisson regression model was developed in a Bayesian framework with spatially correlated and uncorrelated heterogeneities at the county-level, modeled using a conditional autoregressive prior structure and a spatially unstructured Gaussian distribution, respectively. There were two important findings from this study. The WBLP strategy was found to have a good short-term impact on schistosomiasis control, but its long-term impact was not ideal. It has successfully reduced the morbidity of schistosomiasis to a low level, but can not contribute further to China's schistosomiasis control because of the current low endemic level. A second finding is that the WBLP strategy could not effectively compress the spatial distribution of schistosomiasis risk. To achieve further reductions in schistosomiasis-affected areas, and for sustainable control, focusing on the intermediate host snail should become the next step to interrupt schistosomiasis transmission within the two most affected regions surrounding the Dongting and Poyang Lakes. Furthermore, in the lower reaches of the Yangtze River, the WBLP's morbidity control strategy may need to continue for some time until snails in the upriver provinces have been well controlled. Conclusion It is difficult to further reduce morbidity due to schistosomiasis using a chemotherapy-based control strategy in the lake and marshland regions of China because of the current low endemic levels of infection. The future control strategy for schistosomiasis should instead focus on a snail-based integrated control strategy to maintain the program achievements and sustainably reduce the burden of schistosomiasis in China. PMID:22530073

  16. Development of tissue bank

    PubMed Central

    Narayan, R. P.

    2012-01-01

    The history of tissue banking is as old as the use of skin grafting for resurfacing of burn wounds. Beneficial effects of tissue grafts led to wide spread use of auto and allograft for management of varied clinical conditions like skin wounds, bone defects following trauma or tumor ablation. Availability of adequate amount of tissues at the time of requirement was the biggest challenge that forced clinicians to find out techniques to preserve the living tissue for prolonged period of time for later use and thus the foundation of tissue banking was started in early twentieth century. Harvesting, processing, storage and transportation of human tissues for clinical use is the major activity of tissue banks. Low temperature storage of processed tissue is the best preservation technique at present. Tissue banking organization is a very complex system and needs high technical expertise and skilled personnel for proper functioning in a dedicated facility. A small lapse/deviation from the established protocol leads to loss of precious tissues and or harm to recipients as well as the risk of transmission of deadly diseases and tumors. Strict tissue transplant acts and stringent regulations help to streamline the whole process of tissue banking safe for recipients and to community as whole. PMID:23162240

  17. Mozilla Digital Memory Bank

    NSDL National Science Digital Library

    The Center for History and New Media at George Mason University doesn't shy away from provocative digital archive projects, and the Mozilla Digital Memory Bank is certainly one such work. Drawing on support from the Alfred P. Sloan Foundation and the Mozilla Foundation this site serves as a permanent, open, peer-produced digital archive of Mozilla history. Users are welcome to start by browsing the "Memory Bank" section, which includes blogs, interviews, documents, testimonials, and press releases. For those with a geographical bent, there is the "Mozilla Map", which lets users find out where in the world Mozilla developers and users are located. And for those who can't make up their mind about where to start, they can just click on over to the "Featured Bank Deposit" and start reading.

  18. Trust and distrust in online banking: Their role in developing countries

    Microsoft Academic Search

    John “Skip” Benamati; Mark A. Serva

    2007-01-01

    Similar to the adoption of automatic teller machines, banks around the world are looking at online banking services as the next technology to reduce costs while maintaining or enhancing services to the customer. In developing countries, the low cost of online banking may enable banks to reach new customers, much like the cell phone offered new possibilities in telephony. Banks

  19. A Better World for All

    NSDL National Science Digital Library

    According to this new report from the World Bank, 1.2 billion people worldwide live on less than $1 a day; another 1.6 billion people live on less than $2 a day. "A Better World for All" outlines the concerns and goals for setting the groundwork to reduce global poverty. Loaded with charts, graphs, and images, this 28-page report, available in HTML and .pdf formats, allows readers to understand the basic goals of the World Bank. Here readers will find an overview of seven of the World Bank's main issues including poverty, education, infant and child mortality, and the environment. Also included are a questions and answers section, links, and goals and indicators. While "A Better World for All" doesn't offer the kind of in-depth information that experts in development seek, it gives an excellent, easy-to-understand introduction to the kinds of global problems the World Bank studies and strives to solve.

  20. Early Childhood Development through an Integrated Program: Evidence from the Philippines. Impact Evaluation Series No. 2. World Bank Policy Research Working Paper 3922-IE

    ERIC Educational Resources Information Center

    Armecin, Graeme; Behrman, Jere R.; Ghuman, Sharon; Gultiano, Socorro; King, Elizabeth M.; Lee, Nanette

    2006-01-01

    More attention and resources have been devoted in recent years to early childhood development (ECD) in low- and middle-income countries. Rigorous studies on the effectiveness of ECD-related programs for improving children's development in various dimensions in the developing world are scant. The authors evaluate an important ECD initiative of the…

  1. Online banking applications and community bank performance

    Microsoft Academic Search

    Ram N. Acharya; Albert Kagan; Srinivasa Rao Lingam

    2008-01-01

    Purpose – The purpose of this paper is to examine the impact of online banking intensity on the financial performance of community banks. Design\\/methodology\\/approach – This study estimates online banking intensity and bank performance indices using a combination of primary and secondary data. Online banking intensity is specified as a latent construct and estimated using web feature data collected from

  2. Quality issues in tissue banking: quality management systems - a review.

    PubMed

    Von Versen, R; Mönig, H J; Salai, M; Bettin, D

    2000-01-01

    The situation in tissue banking changed radically and fundamentally at the beginning of the 1990s. The essential causes are on the one hand, the continually increasing demand for human cells and tissue and other biological material for clinical use and research, and on the other hand, the rapid progress in the medical, technical and natural sciences. Biotechnology in particular, has profited from this. Modern tissue banks could no longer be imagined without its methods.A consequence of these developments and a prerequisite for the fulfilment of the derived requirements is the necessity for national and international cooperation as well as the harmonisation of ethical principles and quality assurance standards and regulations (von Versen (1999) Ann Chir Gynaecol 88: 215-220). The introduction of an all-encompassing Quality Management System (QMS) is a suitable instrument for this purpose.After the presentation of explanations and definitions of quality terminology, this article describes the use of the international standard ISO 9000 as a general QMS, which embraces both the specific methodology as well as the general aspects of Quality Management (research and development, design control, education and training, documentation, traceability, management control, corrective action, etc.) in tissue banking. The individual elements of this system are explained and selected examples are described. The authors look upon this QMS as an indispensable instrument for harmonisation and international cooperation in tissue banking.Finally, the use of such a standard would be a positive sign to the regulatory authorities and the public that tissue banking is making a visible effort to introduce a world-class QMS in its operations. PMID:15256944

  3. Measurement and Meaning: Combining Quantitative and Qualitative Methods for the Analysis of Poverty and Social Exclusion in Latin America. World Bank Technical Paper.

    ERIC Educational Resources Information Center

    Gacitua-Mario, Estanislao, Ed.; Wodon, Quentin, Ed.

    This report consists of a collection of case studies from Latin America combining qualitative and quantitative research methods for the analysis of poverty within a social exclusion framework. The first chapter provides an overview of the differences between quantitative and qualitative methods, and the gains from using both types of methods in…

  4. Technical assistance and the transfer of remote sensing technology. [for economic development

    NASA Technical Reports Server (NTRS)

    Chipman, R.

    1977-01-01

    The transfer of technology from industrialized countries to the third world is a very complicated process and one that requires a great deal of research and development. The political and social obstacles to this transfer are generally greater than the technical obstacles, but technical assistance programs have neither the competence nor the inclination to deal with these factors adequately. Funding for technical assistance in remote sensing is now expanding rapidly, and there is a growing need for institutions to study and promote the effective use of this technology for economic development. The United Nations, the Food and Agriculture Organization, the World Bank, the United States Agency for International Development and the Canadian technical assistance agencies take different approaches to the problem and deal with the political pressures in different ways.

  5. Consumer World

    NSDL National Science Digital Library

    Dworsky, Edgar.

    1997-01-01

    "Consumer World has gathered over 1400 of the most useful consumer resources on the Internet." The brain child of Edgar Dworsky, a consumer education consultant for the Federal Trade Commission, the site offers information on issues from the latest FTC scam to consumer banking to hospital rankings to tax cutting tips to cheap airline flights and more. Information is arranged in myriad, sometimes overlapping, ways. It often takes a few clicks to access specific information, but perseverance will reveal that this site is content-rich.

  6. World Development Indicators

    NSDL National Science Digital Library

    Published by the World Bank Group, World Development Indicators is an annual report containing statistical data on global topics such as people, environment, the economy, and states and markets. The Website for World Development Indicators provides all of the text of the report, but it only contains a small selection of the tables offered in the actual report, which is available on CD ROM for purchasing.

  7. Bank Terminals

    NASA Technical Reports Server (NTRS)

    1978-01-01

    In the photo, employees of the UAB Bank, Knoxville, Tennessee, are using Teller Transaction Terminals manufactured by SCI Systems, Inc., Huntsville, Alabama, an electronics firm which has worked on a number of space projects under contract with NASA. The terminals are part of an advanced, computerized financial transaction system that offers high efficiency in bank operations. The key to the system's efficiency is a "multiplexing" technique developed for NASA's Space Shuttle. Multiplexing is simultaneous transmission of large amounts of data over a single transmission link at very high rates of speed. In the banking application, a small multiplex "data bus" interconnects all the terminals and a central computer which stores information on clients' accounts. The data bus replaces the maze-of wiring that would be needed to connect each terminal separately and it affords greater speed in recording transactions. The SCI system offers banks real-time data management through constant updating of the central computer. For example, a check is immediately cancelled at the teller's terminal and the computer is simultaneously advised of the transaction; under other methods, the check would be cancelled and the transaction recorded at the close of business. Teller checkout at the end of the day, conventionally a time-consuming matter of processing paper, can be accomplished in minutes by calling up a summary of the day's transactions. SCI manufactures other types of terminals for use in the system, such as an administrative terminal that provides an immediate printout of a client's account, and another for printing and recording savings account deposits and withdrawals. SCI systems have been installed in several banks in Tennessee, Arizona, and Oregon and additional installations are scheduled this year.

  8. Preparing to understand and use science in the real world: interdisciplinary study concentrations at the Technical University of Darmstadt.

    PubMed

    Liebert, Wolfgang J

    2013-12-01

    In order to raise awareness of the ambiguous nature of scientific-technological progress, and of the challenging problems it raises, problems which are not easily addressed by courses in a single discipline and cannot be projected onto disciplinary curricula, Technical University of Darmstadt has established three interdisciplinary study concentrations: "Technology and International Development", "Environmental Sciences", and "Sustainable Shaping of Technology and Science". These three programmes seek to overcome the limitations of strictly disciplinary research and teaching by developing an integrated, problem-oriented approach. For example, one course considers fundamental nuclear dilemmas and uses role-playing techniques to address a controversy in the area of nuclear security. At the same time, incorporating interdisciplinary teaching into a university that is organized around mono- or multi-disciplinary faculties also poses a number of challenges. Recognition in disciplinary curricula, and appropriate organizational support and funding are examples of those challenges. It is expected that science and engineering students, empowered by such interdisciplinary study programmes, will be better prepared to act responsibly with regard to scientific and technological challenges. PMID:24178626

  9. Cooperation with the World of Work in Technical and Vocational Education: A. The Policy Level--Studies from Hungary, Romania, and Sweden and B-- The Institution Level--A Study from the Russian Federation.

    ERIC Educational Resources Information Center

    United Nations Educational, Scientific, and Cultural Organization, Berlin (Germany).

    This document contains a synthesis paper and four case studies of cooperation with the world of work in vocational and technical education (VTE) in Hungary, Romania, Russia, and Sweden. "Synthesis" (R. Barry Hobart) considers the common social and economic variables affecting VTE in the four study countries. The three case studies focusing on…

  10. Women's water polo world championships: technical and tactical aspects of winning and losing teams in close and unbalanced games.

    PubMed

    Lupo, Corrado; Condello, Giancarlo; Capranica, Laura; Tessitore, Antonio

    2014-01-01

    This study aimed to compare the technical and tactical aspects between winning and losing teams in close (i.e., 1-3 goals of difference) and unbalanced (i.e., >3 goals of difference) elite women's water polo games. A notational analysis was performed on 45 games to evaluate occurrence of action, mean duration, action outcome, origin and execution of shot, offensive and defensive role, and arrangement of even, counterattack, power play, and transition situations. Independent 2-sided t-tests were applied to show differences (p < 0.05) between teams. Regarding close games, effects emerged for action outcome (counterattack: lost possessions; power play: goals, no goal shots), origin (even: zone 1, zone 4; counterattack: zone 1, zone 5) and execution (even: off-the-water shots; counterattack: shots after > than 2 fakes; power play: drive shots) of shots, offensive even arrangements (6 vs. 6/5 vs. 5; 2 vs. 2/1 vs. 1), and role. Regarding unbalanced games, differences emerged for the occurrence of action (even, counterattack), duration (even; power play), action outcome (even: goals, penalties; counterattack: goals, no goal shots, penalties; power play: goals, no goal shots; transition: lost possessions), origin (even: zone 2, zone 4; counterattack: zone 5) and execution (even: free throws, drive shots; counterattack: drive shots, shots after > 2 fakes; power play: drive shots, shots after 1 fake) of shots; offensive even arrangements (2 vs. 2/1 vs. 1), and role; and defensive even arrangements (pressing, zones 1-2, zone M, zones 2-3-4). Differences between close and unbalanced games underlining that water polo performance should be analyzed in relation to specific margins of victory. Therefore, water polo coaches and physical trainers can plan a sound training session according to the most important aspects of close (opponent's exclusion, center forward play, and power play actions) and unbalanced (defensive skills) games. PMID:23588481

  11. Simulating Retail Banking for Banking Students

    ERIC Educational Resources Information Center

    Supramaniam, Mahadevan; Shanmugam, Bala

    2009-01-01

    The purpose of this study was to examine the implementation flow and development of retail bank management simulation based training system which could provide a comprehensive knowledge about the operations and management of banks for the banking students. The prototype of a Retail banking simulation based training system was developed based on…

  12. General Banking Conditions 2009 General Banking Conditions

    E-print Network

    Franssen, Michael

    or to the integrity of the financial system. 3 Activities and objectives The Customer provides information to the Bank activities. The Bank may give goods, docu- ments of title, securities or financial instruments that belongGeneral Banking Conditions 2009 r #12;#12;1 General Banking Conditions (Version 2009

  13. The World Report on Disability

    ERIC Educational Resources Information Center

    Bickenbach, Jerome

    2011-01-01

    The World Report on Disability, a joint endeavor of the World Health Organization and the World Bank, launched in June 2011, is an astonishing achievement that will set the standard for disability studies research for evidence-informed policy for years to come. The product of collaborative and participatory work between organizations of persons…

  14. Bank ownership type and banking relationships

    Microsoft Academic Search

    Allen N. Berger; Leora F. Klapper; Maria Soledad Martinez Peria; Rida Zaidi

    2008-01-01

    We formulate and test hypotheses about the role of bank ownership type—foreign, state-owned, and private domestic banks—in banking relationships. Our application uses data from India, an important developing nation. The empirical results are consistent with all of our hypotheses with regard to foreign banks. First, these banks tend to establish relationships with relatively transparent firms. Second, firms that have relationships

  15. Diving into Real World Challenges

    ERIC Educational Resources Information Center

    Saldana, Matt; Rodden, Leslie

    2012-01-01

    In this article, the authors discuss how educators can engage students in real world learning using their academic knowledge and technical skills. They describe how school districts have discovered that the world of robotics can help students use technical skills to solve simulated problems found in the real world, while understanding the…

  16. Internet Banking System Prototype

    E-print Network

    Alnaqeib, Rami; Jalab, Hamid A; Zaidan, M A; Hmood, Ali K

    2010-01-01

    Internet Banking System refers to systems that enable bank customers to access accounts and general information on bank products and services through a personal computer or other intelligent device. Internet banking products and services can include detailed account information for corporate customers as well as account summery and transfer money. Ultimately, the products and services obtained through Internet Banking may mirror products and services offered through other bank delivery channels. In this paper, Internet Banking System Prototype has been proposed in order to illustrate the services which is provided by the Bank online services.

  17. Efficiency in private banking: evidence from Switzerland and Liechtenstein

    Microsoft Academic Search

    Johann Burgstaller; Teodoro D. Cocca

    2011-01-01

    This paper examines the technical efficiency of private banking institutions in Switzerland and Liechtenstein by means of\\u000a data envelopment analysis (DEA). The average wealth manager’s relative inefficiency level is found to exceed 20% in most of\\u000a the years between 2003–2007. Results also reveal that the average bank is well above its efficient scale of operations. Private\\u000a banks from Liechtenstein fare

  18. Are private banks more efficient than public banks?

    Microsoft Academic Search

    Alexei Karas; Koen Schoors; Laurent Weill

    2010-01-01

    AbstractWe study whether bank efficiency is related to bank ownership in Russia. We find that foreign banks are more efficient than domestic private banks and, surprisingly, that domestic private banks are not more efficient than domestic public banks. These results are not driven by the choice of production process, the bank’s environment, management’s risk preferences, the bank’s activity mix or

  19. 76 FR 18573 - Notice of Proposed Information Collection; Comment Request; National Resource Bank

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-04-04

    ...L. 111-117 approved December 16, 2009) funds technical assistance for HUD programs under the Transformation Initiative (TI) account. The National Resource Bank will provide cities tailored technical support through a ``one-stop-shop'' of...

  20. NATIONAL RADIO ASTRONOMY OBSERVATORY GREEN BANK, WEST VIRGINIA

    E-print Network

    Groppi, Christopher

    NATIONAL RADIO ASTRONOMY OBSERVATORY GREEN BANK, WEST VIRGINIA ELECTRONICS DIVISION TECHNICAL NOTE facility at the NRAO Green Bank observatory has the test antenna mounted on the receive table, which sweeps by setting the amplifier *Based on 5638 PC plug in card, from Industrial Computer Source. This particular

  1. Is bank supervision central to central banking?

    Microsoft Academic Search

    Joe Peek; Eric S. Rosengren; Geoffrey M. B. Tootell

    1999-01-01

    Recently, several central banks have lost their bank supervisory responsibilities, in part because it has not been shown that supervisory authority improves the conduct of monetary policy. This paper finds that confidential bank supervisory information could help the Board staff more accurately forecast important macroeconomic variables and is used by FOMC members to guide monetary policy. These findings suggest that

  2. The world economic system and international migration in less developed countries: an ecological approach.

    PubMed

    Amankwaa, A A

    1995-01-01

    "This paper analysed net migration within the context of [the] world economic system and urban ecological framework using the structural equation model." The author "employs linear structural equation modelling to examine determinants of international migration, using data from the World Bank World Tables, World Development Reports and the World Bank." (SUMMARY IN FRE AND SPA) PMID:12346351

  3. Textile World

    NSDL National Science Digital Library

    Textile World is a website for textile industry professionals, manufacturers, investors, as well as those who would like to offer students, young or old, a glimpse into the world of textile production. This website is the perfect vehicle to see all that the textile industry encompasses. One look at the menu on the left hand side of the page informs visitors of several different areas of textile production, such as the "Yarn Market", "Nonwovens/Technical Textiles", "Fiber World", and "Dyeing Printing and Finishing". The "Nonwovens/Technical Textiles" link takes visitors to articles such as "Nonwovens Focus: Human-Centered Applications", which discusses the various types of products that constitute nonwovens. Those products include baby diapers, feminine products, hygiene products, and medical and protective textiles, such as surgical gowns and drapes, and those textiles that protect humans against liquid, biological and chemical agents. An evenhanded look at the increasing friendliness towards the environment that is being manufactured into baby diapers is discussed thoroughly in the article, as is the growing demand for nonwovens in some countries.

  4. Strategic online banking adoption

    Microsoft Academic Search

    Rubén Hernández-Murillo; Gerard Llobet; Roberto Fuentes

    2010-01-01

    In this paper we study the determinants of banks’ decisions to adopt a transactional website for their customers. Using a panel of commercial banks in the United States for the period 2003–2006, we show that although bank-specific characteristics are important determinants of banks’ adoption decisions, competition also plays a prominent role. The extent of competition is related to the geographic

  5. JAMAICA & e–BANKING

    Microsoft Academic Search

    Peter W Jones

    2004-01-01

    In Jamaica there has been some improvement in electronic banking referred to e- banking worldwide. We are definitely on the road to this ultimate digital revolution. Especially with products coming out of National Commercial Bank (primarily) and to Bank Of Nova Scotia to a lesser extent. You can either go online or via telephone and pay a number of bills

  6. Maximizing the phylogenetic diversity of seed banks.

    PubMed

    Griffiths, Kate E; Balding, Sharon T; Dickie, John B; Lewis, Gwilym P; Pearce, Tim R; Grenyer, Richard

    2015-04-01

    Ex situ conservation efforts such as those of zoos, botanical gardens, and seed banks will form a vital complement to in situ conservation actions over the coming decades. It is therefore necessary to pay the same attention to the biological diversity represented in ex situ conservation facilities as is often paid to protected-area networks. Building the phylogenetic diversity of ex situ collections will strengthen our capacity to respond to biodiversity loss. Since 2000, the Millennium Seed Bank Partnership has banked seed from 14% of the world's plant species. We assessed the taxonomic, geographic, and phylogenetic diversity of the Millennium Seed Bank collection of legumes (Leguminosae). We compared the collection with all known legume genera, their known geographic range (at country and regional levels), and a genus-level phylogeny of the legume family constructed for this study. Over half the phylogenetic diversity of legumes at the genus level was represented in the Millennium Seed Bank. However, pragmatic prioritization of species of economic importance and endangerment has led to the banking of a less-than-optimal phylogenetic diversity and prioritization of range-restricted species risks an underdispersed collection. The current state of the phylogenetic diversity of legumes in the Millennium Seed Bank could be substantially improved through the strategic banking of relatively few additional taxa. Our method draws on tools that are widely applied to in situ conservation planning, and it can be used to evaluate and improve the phylogenetic diversity of ex situ collections. PMID:25196170

  7. Stem cell banking: between traceability and identifiability

    PubMed Central

    2010-01-01

    Stem cell banks are increasingly seen as an essential resource of biological materials for both basic and translational research. Stem cell banks support transnational access to quality-controlled and ethically sourced stem cell lines from different origins and of varying grades. According to the Organisation for Economic Co-operation and Development, advances in regenerative medicine are leading to the development of a bioeconomy, 'a world where biotechnology contributes to a significant share of economic output'. Consequently, stem cell banks are destined to constitute a pillar of the bioeconomy in many countries. While certain ethical and legal concerns are specific to the nature of stem cells, stem cell banking could do well to examine the approaches fostered by tissue banking generally. Indeed, the past decade has seen a move to simplify and harmonize biological tissue and data banking so as to foster international interoperability. In particular, the issues of consent and of traceability illustrate not only commonalities but the opportunity for stem cell banking to appreciate the lessons learned in biobanking generally. This paper analyzes convergence and divergence in issues surrounding policy harmonization, transnational sharing, informed consent, traceability and return of results in the context of stem cell banks. PMID:20923580

  8. Bioinformatics Activity Bank

    NSDL National Science Digital Library

    2012-01-01

    This resource is designed for educators hoping to teach students about the world of biotechnology and bioinformatics, and the lesson plans here are top-notch. The lessons span a variety of topics, including applied mathematics, DNA, and genetics. Visitors can scroll through six sections, including Organisms and Evolution or Proteins and Proteomics. Visitors can scroll through each area, keeping in mind that each activity is categorized by grade level, subject area, and type. For those looking for specific areas, they will find a set of activity filters that can be used to easily identify specific resources. Some of the activity offerings here include "Genetic Disorder Research," "What is Cloning?" and "DNA Detectives: Extract your Own DNA." Finally, visitors can visit In The News to learn more about ongoing activities at the Bioinformatics Activities Bank. [KMG

  9. Consumers’ attitudes towards online and mobile banking in China

    Microsoft Academic Search

    Sylvie Laforet; Xiaoyan Li

    2005-01-01

    Purpose – The aim of this study is to investigate the market status for online\\/mobile banking in China. With the recent and forecasted high growth of Chinese electronic banking, it has the potential to develop into a world-scale internet economy and requires examination. Design\\/methodology\\/approach – The demographic, attitudinal and behavioural characteristics of online and mobile bank users were examined. Respondents

  10. CENTRAL BANK INDEPENDENCE AND INFLATION TARGETING. THE CASE OF ROMANIA

    Microsoft Academic Search

    Dumiter Florin Cornel

    There is a widespread agreement among central bankers around the world that the stability of the national currency should be entrusted to independent central banks. There are two arguments supporting this idea: 1. to achieve macroeconomic stability, a low and stable inflation is required, an independent central bank having the means and the tools to pursue it as opposed to

  11. Deploying Internet banking and e-commerce—case study of a private-sector bank in India

    Microsoft Academic Search

    G. Kannabiran; P. C. Narayan

    2005-01-01

    Over the last decade India has been one of the fastest adopters of information technology, particularly because of its capability to provide software solutions to organizations around the world. This capability has provided a tremendous impetus to the domestic banking industry in India to deploy the latest in technology, particularly in the Internet banking and e-commerce arenas. This article discusses

  12. The measurement of end-user computing satisfaction of online banking services: empirical evidence from Finland

    Microsoft Academic Search

    Kari Pikkarainen; Tero Pikkarainen; Heikki Karjaluoto; Seppo Pahnila

    2006-01-01

    Purpose – Although research into the adoption and use of online banking services has grown in many parts of the world, the centre of attention has been largely on determinants of online banking adoption, not on users' satisfaction with use. This paper aims to test and validate the End-User Computing Satisfaction (EUCS) model in order to investigate online banking users'

  13. The World Report on Disability and People with Intellectual Disabilities

    ERIC Educational Resources Information Center

    Officer, Alana; Shakespeare, Tom

    2013-01-01

    The "World Report on Disability" was requested by the World Health Assembly, the governing body of the World Health Organization (WHO). Because disability is broader than health, WHO partnered with the World Bank. The "World Report" was published in 2011 and provides a comprehensive scientific analysis on the global situation…

  14. Aircraft Materials Test Bank

    NSDL National Science Digital Library

    This Microsoft Word document from the Aerospace Manufacturing Education Project provides a bank of test questions on materials used in the aircraft industry. 35 test questions and their correct answers are included in this test bank.

  15. Aircraft Fasteners Test Bank

    NSDL National Science Digital Library

    This Microsoft Word document from the Aerospace Manufacturing Education Project provides a bank of test questions on the use of fasteners in the aerospace industry. Eighty three test questions and their correct answers are included in this test bank.

  16. Investment Banks Goldman Sachs

    E-print Network

    Aronov, Boris

    Investment Banks Goldman Sachs Merrill Lynch Morgan Stanley UBS Bear Stearns JP Morgan Chase Financial Corporation PNC Bank Wachovia Asset Management Firms Acadian Asset Management Alliance Capital Numeric Investors Old Mutual Asset Management Oppenheimer Capital Pareto Investment Management Limited

  17. Data Mining: The Big Ideas David Banks

    E-print Network

    Data Mining: The Big Ideas David Banks Department of Statistical Science Duke University 1 #12 important hidden structure, and data mining is a suite of statistical tools that provide ways to discover-Dimensional Data has drawn together some of the world's experts in data mining, and this talk tries to lay out

  18. Towards secure information systems in online banking

    Microsoft Academic Search

    Zakaria Karim; Karim Mohammed Rezaul; Aliar Hossain

    2009-01-01

    In this era of globalization, information security is becoming more important because the world is becoming highly interconnected with the Internet. At present customers can do banking online which is easy and time saving and at the same time they are vulnerable to threats. This paper seeks to investigate the current debate regarding the threats and vulnerabilities of the information

  19. Factors Influencing the Adoption of Internet Banking

    Microsoft Academic Search

    Margaret Tan; Thompson S. H. Teo

    2000-01-01

    A research framework based on the theory of planned behavior (Ajzen 1985) and the diffusion of innovations theory (Rogers 1983) was used to identify the attitudinal, social and perceived behavioral control factors that would influence the adoption of Internet banking. An online questionnaire was designed on the World Wide Web (WWW). Respondents participated through extensive personalized e- mail invitations as

  20. Snow Bank Detectives

    NSDL National Science Digital Library

    Audrey C. Rule

    2005-01-01

    Local professors teamed up with a fourth-grade teacher to show students the similarities and differences between sedimentary rock layers and snow banks. Students observed and drew snow banks and explored the effects of melting and salting on the snow banks.

  1. European Central Bank

    NSDL National Science Digital Library

    Together with the national central banks of the European Union, the European Central Bank (ECB) collects statistical information and governs the European System of Central Banks (ESCB). Legal texts about the ECB, the ESCB, and the European Monetary Union (EMI) are provided in addition to press releases, speeches, euro area statistics and selected publications of the EMI (in eleven European languages).

  2. Banking on the Internet.

    ERIC Educational Resources Information Center

    Internet Research, 1996

    1996-01-01

    Electronic ground was broken in 1995 with the development of the completely Internet-based bank Security First Network Bank. This article discusses the need for developing online services, outlines the reasons for the formation of an Internet-based bank and argues that to remain competitive financial services providers must provide easier customer…

  3. Cord-Blood Banking

    MedlinePLUS

    ... match in these cases. Back Continue Is Banking Right for You? If you are considering banking your newborn's cord blood, be sure to discuss your options with your obstetrician. Here are a few questions to consider before choosing a cord-blood bank: What are the pros and cons of public ...

  4. Knowledge Management in Banks

    Microsoft Academic Search

    Liang Ping; Wu Kebao

    2010-01-01

    In modern times, more and more banks are operating with knowledge. So, this paper first discusses the definitions of knowledge and knowledge management, and then analyzes the necessities and feasibilities for knowledge management in banks. At the end of the paper, it studies ways for banks to manage knowledge, which include incentive mechanism, knowledge capital management and three levels of

  5. The socio-technical construction of precision bombing : a study of shared control and cognition by humans, machines, and doctrine during World War II

    E-print Network

    O'Mara, Raymond P. (Raymond Patrick)

    2011-01-01

    This dissertation examines the creation and initial use of the precision bombing system employed by the United States Army Air Forces during World War II in the opening phase of the Combined Bomber Offensive against Germany. ...

  6. 12 CFR 1270.17 - Liability of Banks, FHFA, Office of Finance and Federal Reserve Banks.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... Liability of Banks, FHFA, Office of Finance and Federal Reserve Banks. 1270.17... Banks and Banking FEDERAL HOUSING FINANCE AGENCY FEDERAL HOME LOAN BANKS LIABILITIES... Liability of Banks, FHFA, Office of Finance and Federal Reserve Banks. The...

  7. 12 CFR 1270.17 - Liability of Banks, FHFA, Office of Finance and Federal Reserve Banks.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... Liability of Banks, FHFA, Office of Finance and Federal Reserve Banks. 1270.17... Banks and Banking FEDERAL HOUSING FINANCE AGENCY FEDERAL HOME LOAN BANKS LIABILITIES... Liability of Banks, FHFA, Office of Finance and Federal Reserve Banks. The...

  8. 12 CFR 1270.17 - Liability of Banks, FHFA, Office of Finance and Federal Reserve Banks.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... Liability of Banks, FHFA, Office of Finance and Federal Reserve Banks. 1270.17... Banks and Banking FEDERAL HOUSING FINANCE AGENCY FEDERAL HOME LOAN BANKS LIABILITIES... Liability of Banks, FHFA, Office of Finance and Federal Reserve Banks. The...

  9. Society of Automotive Engineers (SAE) Technical Paper 2006-01-1041 Paper presented at SAE 2006 World Congress & Exposition, April 5, 2006, Detroit, MI

    E-print Network

    Gruner, Sol M.

    Society of Automotive Engineers (SAE) Technical Paper 2006-01-1041 Paper presented at SAE 2006 and Fundamental Advances in Thermal Fluid Sciences 2006. Vol. SP-2015. (Society of Automotive Engineers, Troy, MI and reducing emissions play an essential role in the design of the new-generation automotive internal

  10. Forecasting the Future Food Service World of Work. Final Report. Volume III. Technical Papers on the Future of the Food Service Industry. Service Management Reports.

    ERIC Educational Resources Information Center

    Powers, Thomas F., Ed.; Swinton, John R., Ed.

    This third and final volume of a study on the future of the food service industry contains the technical papers on which the information in the previous two volumes was based. The papers were written by various members of the Pennsylvania State University departments of economics, food science, nutrition, social psychology, and engineering and by…

  11. International accounting harmonization, banking regulation, and Islamic banks

    Microsoft Academic Search

    Rifaat Ahmed Abdel Karim

    2001-01-01

    Islamic banks perform both commercial and investment banking services but do not establish firewalls to separate these two services legally, financially, and managerially. Unlike conventional commercial banks, Islamic banks are prohibited from charging or paying of interest. Instead, Islamic banks offer profit-sharing investment accounts, such that investors' return depends on the return on the assets financed by the investors' funds.

  12. Determinants of Internet banking adoption by banks in India

    Microsoft Academic Search

    Pooja Malhotra; Balwinder Singh

    2007-01-01

    Purpose – The current exploratory study is an attempt to discover the factors affecting a bank's decision to adopt Internet banking in India. Particularly, it seeks to examine the relationship between the bank's adoption decision and various bank and market characteristics. Design\\/methodology\\/approach – The data for this study consist of panel data of 88 banks in India covering the financial

  13. Bank Director Magazine

    NSDL National Science Digital Library

    Created for directors of financial companies, Bank Director Magazine is a quarterly publication that examines issues of importance to bank directors. The online publication includes the complete table of contents, as well as a selection of articles from the current issue. The site also features a directory of names, addresses, and phone numbers of M&A investment banking and law firms, consulting firms, and technology and retail delivery companies.

  14. The European Central Bank: The Bank that rules Europe? 

    E-print Network

    Howarth, D.

    2009-01-01

    The power of the European Central Bank (ECB) is rooted in its independence established in the Maastricht Treaty of 1992. This power is reinforced though the bank’s monetary policy credibility—achieved through meeting its ...

  15. Are private banks more efficient than public banks? Evidence from Russia

    Microsoft Academic Search

    Alexei Karas; Koen Schoors; Laurent Weill

    2008-01-01

    We study whether bank efficiency is related to bank ownership in Russia. We find that foreign banks are more efficient than domestic private banks and – surprisingly – that domestic private banks are not more efficient than domestic public banks. These results are not driven by the choice of production process, the bank’s environment, management’s risk preferences, the bank’s activity

  16. Historical Statistics on Banking

    NSDL National Science Digital Library

    Historical Statistics on Banking (HSOB), from the Federal Deposit Insurance Corporation, "provides annual statistical information on the banking industry beginning in 1934." The site contains commercial banking reports, savings institution reports, and bank and thrift failure reports from 1934 to 1999. The Milestones feature offers a chronological retrospective on the FDIC's collection and use of data. Although the database is fairly easy to use, the HSOB Help section contains additional detailed instructions on saving and printing charts, and also offers a helpful glossary of terms used.

  17. Statistical methods in analysing health inequalities among the world citizens

    Microsoft Academic Search

    W. Claster

    While many international and national institutions world over, such as, World Health Organisation (WHO), the World Bank and national\\/ state health institutions, strive to promote health, prevent and control disease, formulate policies, programmes and evaluate interventions, and mobilise resources, all of these with an ultimate aim to prolong life of the world citizens as well as increase access to health

  18. Cracking Bank PINs by Playing Mastermind

    NASA Astrophysics Data System (ADS)

    Focardi, Riccardo; Luccio, Flaminia L.

    The bank director was pretty upset noticing Joe, the system administrator, spending his spare time playing Mastermind, an old useless game of the 70ies. He had fought the instinct of telling him how to better spend his life, just limiting to look at him in disgust long enough to be certain to be noticed. No wonder when the next day the director fell on his chair astonished while reading, on the newspaper, about a huge digital fraud on the ATMs of his bank, with millions of Euros stolen by a team of hackers all around the world. The article mentioned how the hackers had 'played with the bank computers just like playing Mastermind', being able to disclose thousands of user PINs during the one-hour lunch break. That precise moment, a second before falling senseless, he understood the subtle smile on Joe's face the day before, while training at his preferred game, Mastermind.

  19. Religious perspectives on umbilical cord blood banking.

    PubMed

    Jordens, Christopher F C; O'Connor, Michelle A C; Kerridge, Ian H; Stewart, Cameron; Cameron, Andrew; Keown, Damien; Lawrence, Rabbi Jeremy; McGarrity, Andrew; Sachedina, Abdulaziz; Tobin, Bernadette

    2012-03-01

    Umbilical cord blood is a valuable source of haematopoietic stem cells. There is little information about whether religious affiliations have any bearing on attitudes to and decisions about its collection, donation and storage. The authors provided information about umbilical cord blood banking to expert commentators from six major world religions (Catholicism, Anglicanism, Islam, Judaism, Hinduism and Buddhism) and asked them to address a specific set of questions in a commentary. The commentaries suggest there is considerable support for umbilical cord blood banking in these religions. Four commentaries provide moral grounds for favouring public donation over private storage. None attach any particular religious significance to the umbilical cord or to the blood within it, nor place restrictions on the ethnicity or religion of donors and recipients. Views on ownership of umbilical cord blood vary. The authors offer a series of general points for those who seek a better understanding of religious perspectives on umbilical cord blood banking. PMID:22558902

  20. Corporate governance and banking regulation

    E-print Network

    Alexander, Kern

    The globalisation of banking markets has raised important issues regarding corporate governance regulation for banking institutions. This research paper addresses some of the major issues of corporate governance as it relates to banking regulation...

  1. China’s financial services industry: The intra-industry effects of privatization of the Bank of China Hong Kong

    Microsoft Academic Search

    Zhian Chen; Donghui Li; Fariborz Moshirian

    2005-01-01

    The purpose of this paper is to discuss and apply some of the key issues and lessons from similar privatization in other parts of the world to the partial privatization of the Bank of China Hong Kong (BOCHK). The empirical results of this paper indicate that some of the banks and non-bank financial institutions reacted negatively to the partial privatization

  2. 4.1 INTroDuCTIoN Recent research at the Asian Development Bank (ADB) on Asian regional

    E-print Network

    Kammen, Daniel M.

    4.1 INTroDuCTIoN Recent research at the Asian Development Bank (ADB) on Asian regional integration Bank for International Cooperation, and the World Bank, present a comprehensive review of the region. By reducing trade and transport margins, infrastructure promises a neat reconciliation of private interests

  3. WORLD METEOROLOGICAL ORGANIZATION

    E-print Network

    Lindau, Ralf

    WORLD METEOROLOGICAL ORGANIZATION INTERGOVERNMENTAL OCEANOGRAPHIC COMMISSION (OF UNESCO) JOINT WMO/IOC TECHNICAL COMMISSION FOR OCEANOGRAPHY AND MARINE METEOROLOGY ADVANCES IN THE APPLICATIONS OF MARINE CLIMATOLOGY The Dynamic Part of the WMO Guide to the Applications of Marine Meteorology WMO/TD-No. 1081 2003

  4. China's Banking Reform

    Microsoft Academic Search

    Dick Nanto; Radha Sinha

    2002-01-01

    This article discusses the main problems facing the Chinese banking system and concludes that, despite serious problems, the risk seems small that, in the near future, a financial crisis will occur that will pose severe problems for the international financial system. An internal financial crisis, however, could occur. Without government support, the economic viability of many of China's banks is

  5. Auditory filter bank inversion

    Microsoft Academic Search

    L. Lin; W. H. Holines; Eliathamby Ambikairajah

    2001-01-01

    Models of auditory filtering using the Gammatone filter bank are useful tools in speech processing. A perceptually accurate auditory inversion model has applications in speech and audio coding. This paper proposes a new auditory filter bank inversion method using a least squares optimization technique. The proposed method is computationally efficient and its low delay makes it suitable for frame-by-frame processing.

  6. Banking (Conservatively) with Optimists

    Microsoft Academic Search

    Michael Manove; A. Jorge Padilla

    1999-01-01

    Commercial banks frequently encounter optimistic entrepreneurs whose perceptions are biased by wishful thinking. Bankers are left with a difficult screening problem: separating realistic entrepreneurs from optimists who may be clever, knowledgeable, and completely sincere. We build a game-theoretic model of the screening process. We show that although entrepreneurs may practice self-restraint to signal realism, competition may lead banks to be

  7. GenBank

    PubMed Central

    Benson, Dennis A.; Karsch-Mizrachi, Ilene; Lipman, David J.; Ostell, James; Rapp, Barbara A.; Wheeler, David L.

    2000-01-01

    The GenBank® sequence database incorporates publicly available DNA sequences of >55 000 different organisms, primarily through direct submission of sequence data from individual laboratories and large-scale sequencing projects. Most submissions are made using the BankIt (Web) or Sequin programs and accession numbers are assigned by GenBank staff upon receipt. Data exchange with the EMBL Data Library and the DNA Data Bank of Japan helps ensure comprehensive worldwide coverage. GenBank data is accessible through NCBI’s integrated retrieval system, Entrez, which integrates data from the major DNA and protein sequence databases along with taxonomy, genome, mapping and protein structure information, plus the biomedical literature via PubMed. Sequence similarity searching is provided by the BLAST family of programs. Complete bimonthly releases and daily updates of the GenBank database are available by FTP. NCBI also offers a wide range of WWW retrieval and analysis services based on GenBank data. The GenBank database and related resources are freely accessible via the NCBI home page at http://www.ncbi.nlm.nih.gov PMID:10592170

  8. GenBank.

    PubMed

    Benson, Dennis A; Cavanaugh, Mark; Clark, Karen; Karsch-Mizrachi, Ilene; Lipman, David J; Ostell, James; Sayers, Eric W

    2013-01-01

    GenBank® (http://www.ncbi.nlm.nih.gov) is a comprehensive database that contains publicly available nucleotide sequences for almost 260 000 formally described species. These sequences are obtained primarily through submissions from individual laboratories and batch submissions from large-scale sequencing projects, including whole-genome shotgun (WGS) and environmental sampling projects. Most submissions are made using the web-based BankIt or standalone Sequin programs, and GenBank staff assigns accession numbers upon data receipt. Daily data exchange with the European Nucleotide Archive (ENA) and the DNA Data Bank of Japan (DDBJ) ensures worldwide coverage. GenBank is accessible through the NCBI Entrez retrieval system, which integrates data from the major DNA and protein sequence databases along with taxonomy, genome, mapping, protein structure and domain information, and the biomedical journal literature via PubMed. BLAST provides sequence similarity searches of GenBank and other sequence databases. Complete bimonthly releases and daily updates of the GenBank database are available by FTP. To access GenBank and its related retrieval and analysis services, begin at the NCBI home page: www.ncbi.nlm.nih.gov. PMID:23193287

  9. GenBank.

    PubMed

    Benson, Dennis A; Karsch-Mizrachi, Ilene; Lipman, David J; Ostell, James; Wheeler, David L

    2008-01-01

    GenBank (R) is a comprehensive database that contains publicly available nucleotide sequences for more than 260 000 named organisms, obtained primarily through submissions from individual laboratories and batch submissions from large-scale sequencing projects. Most submissions are made using the web-based BankIt or standalone Sequin programs and accession numbers are assigned by GenBank staff upon receipt. Daily data exchange with the European Molecular Biology Laboratory Nucleotide Sequence Database in Europe and the DNA Data Bank of Japan ensures worldwide coverage. GenBank is accessible through NCBI's retrieval system, Entrez, which integrates data from the major DNA and protein sequence databases along with taxonomy, genome, mapping, protein structure and domain information, and the biomedical journal literature via PubMed. BLAST provides sequence similarity searches of GenBank and other sequence databases. Complete bimonthly releases and daily updates of the GenBank database are available by FTP. To access GenBank and its related retrieval and analysis services, begin at the NCBI Homepage: www.ncbi.nlm.nih.gov. PMID:18073190

  10. GenBank.

    PubMed

    Benson, Dennis A; Karsch-Mizrachi, Ilene; Lipman, David J; Ostell, James; Sayers, Eric W

    2010-01-01

    GenBank is a comprehensive database that contains publicly available nucleotide sequences for more than 300,000 organisms named at the genus level or lower, obtained primarily through submissions from individual laboratories and batch submissions from large-scale sequencing projects, including whole genome shotgun (WGS) and environmental sampling projects. Most submissions are made using the web-based BankIt or standalone Sequin programs, and accession numbers are assigned by GenBank staff upon receipt. Daily data exchange with the European Molecular Biology Laboratory Nucleotide Sequence Database in Europe and the DNA Data Bank of Japan ensures worldwide coverage. GenBank is accessible through the NCBI Entrez retrieval system, which integrates data from the major DNA and protein sequence databases along with taxonomy, genome, mapping, protein structure and domain information, and the biomedical journal literature via PubMed. BLAST provides sequence similarity searches of GenBank and other sequence databases. Complete bi-monthly releases and daily updates of the GenBank database are available by FTP. To access GenBank and its related retrieval and analysis services, begin at the NCBI homepage: www.ncbi.nlm.nih.gov. PMID:19910366

  11. GenBank.

    PubMed

    Benson, Dennis A; Karsch-Mizrachi, Ilene; Lipman, David J; Ostell, James; Sayers, Eric W

    2011-01-01

    GenBank® is a comprehensive database that contains publicly available nucleotide sequences for more than 380,000 organisms named at the genus level or lower, obtained primarily through submissions from individual laboratories and batch submissions from large-scale sequencing projects, including whole genome shotgun (WGS) and environmental sampling projects. Most submissions are made using the web-based BankIt or standalone Sequin programs, and accession numbers are assigned by GenBank staff upon receipt. Daily data exchange with the European Nucleotide Archive (ENA) and the DNA Data Bank of Japan (DDBJ) ensures worldwide coverage. GenBank is accessible through the NCBI Entrez retrieval system that integrates data from the major DNA and protein sequence databases along with taxonomy, genome, mapping, protein structure and domain information, and the biomedical journal literature via PubMed. BLAST provides sequence similarity searches of GenBank and other sequence databases. Complete bimonthly releases and daily updates of the GenBank database are available by FTP. To access GenBank and its related retrieval and analysis services, begin at the NCBI Homepage: www.ncbi.nlm.nih.gov. PMID:21071399

  12. GenBank.

    PubMed

    Benson, Dennis A; Karsch-Mizrachi, Ilene; Clark, Karen; Lipman, David J; Ostell, James; Sayers, Eric W

    2012-01-01

    GenBank® is a comprehensive database that contains publicly available nucleotide sequences for more than 250,00 formally described species. These sequences are obtained primarily through submissions from individual laboratories and batch submissions from large-scale sequencing projects, including whole-genome shotgun (WGS) and environmental sampling projects. Most submissions are made using the web-based BankIt or standalone Sequin programs, and accession numbers are assigned by GenBank staff upon receipt. Daily data exchange with the European Nucleotide Archive (ENA) and the DNA Data Bank of Japan (DDBJ) ensures worldwide coverage. GenBank is accessible through the NCBI Entrez retrieval system, which integrates data from the major DNA and protein sequence databases along with taxonomy, genome, mapping, protein structure and domain information, and the biomedical journal literature via PubMed. BLAST provides sequence similarity searches of GenBank and other sequence databases. Complete bimonthly releases and daily updates of the GenBank database are available by FTP. To access GenBank and its related retrieval and analysis services, begin at the NCBI home page: www.ncbi.nlm.nih.gov. PMID:22144687

  13. GenBank.

    PubMed

    Benson, Dennis A; Clark, Karen; Karsch-Mizrachi, Ilene; Lipman, David J; Ostell, James; Sayers, Eric W

    2014-01-01

    GenBank is a comprehensive database that contains publicly available nucleotide sequences for over 280,000 formally described species. These sequences are obtained primarily through submissions from individual laboratories and batch submissions from large-scale sequencing projects, including whole-genome shotgun and environmental sampling projects. Most submissions are made using the web-based BankIt or standalone Sequin programs, and GenBank staff assign accession numbers upon data receipt. Daily data exchange with the European Nucleotide Archive and the DNA Data Bank of Japan ensures worldwide coverage. GenBank is accessible through the National Center for Biotechnology Information (NCBI) Entrez retrieval system, which integrates data from the major DNA and protein sequence databases along with taxonomy, genome, mapping, protein structure and domain information, and the biomedical journal literature via PubMed. BLAST provides sequence similarity searches of GenBank and other sequence databases. Complete bimonthly releases and daily updates of the GenBank database are available by FTP. To access GenBank and its related retrieval and analysis services, begin at the NCBI home page: www.ncbi.nlm.nih.gov. PMID:24217914

  14. GenBank.

    PubMed

    Benson, Dennis A; Karsch-Mizrachi, Ilene; Lipman, David J; Ostell, James; Sayers, Eric W

    2009-01-01

    GenBank is a comprehensive database that contains publicly available nucleotide sequences for more than 300,000 organisms named at the genus level or lower, obtained primarily through submissions from individual laboratories and batch submissions from large-scale sequencing projects. Most submissions are made using the web-based BankIt or standalone Sequin programs, and accession numbers are assigned by GenBank(R) staff upon receipt. Daily data exchange with the European Molecular Biology Laboratory Nucleotide Sequence Database in Europe and the DNA Data Bank of Japan ensures worldwide coverage. GenBank is accessible through the National Center for Biotechnology Information (NCBI) Entrez retrieval system, which integrates data from the major DNA and protein sequence databases along with taxonomy, genome, mapping, protein structure and domain information, and the biomedical journal literature via PubMed. BLAST provides sequence similarity searches of GenBank and other sequence databases. Complete bimonthly releases and daily updates of the GenBank database are available by FTP. To access GenBank and its related retrieval and analysis services, begin at the NCBI Homepage: www.ncbi.nlm.nih.gov. PMID:18940867

  15. Why Food Banks?

    Microsoft Academic Search

    Geoffrey Lougheed

    2009-01-01

    The following is a speech give at Laurentian University. This educational facility, just as the other 2 colleges in Sudbury, has an active food bank. You will find my words open a dialogue as to the history, reasoning and future of food banks. I have given a wide scope of activities that fall under the tent of food security.

  16. Precision Capacitor Bank

    Microsoft Academic Search

    A. H. Bushnell; J. B. Ennis; M. Dobrino; P. Gaywood

    2007-01-01

    Summary form only given. High voltage capacitor banks may be required to deliver precise amounts of energy to the load. Various industrial and scientific systems including lasers, magnets and flash lamps may require precise and repeatable energy delivery. This paper discusses the design of capacitor banks to meet these requirements. This includes precise voltage control and stable capacitors. Film capacitors

  17. 12 CFR 211.22 - Interstate banking operations of foreign banking organizations.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    12 Banks and Banking 2 2014-01-01 2014-01-01 false Interstate banking operations of foreign banking organizations. 211.22 Section 211.22 Banks and Banking FEDERAL RESERVE SYSTEM BOARD OF GOVERNORS OF THE...

  18. 12 CFR 152.19 - Conversion to National banking association or state bank.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    12 Banks and Banking 1 2014-01-01 2014-01-01 false Conversion to National banking association or state bank. 152.19 Section 152.19 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY...

  19. 12 CFR 211.22 - Interstate banking operations of foreign banking organizations.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    12 Banks and Banking 2 2010-01-01 2010-01-01 false Interstate banking operations of foreign banking organizations. 211.22 Section 211.22 Banks and Banking FEDERAL RESERVE SYSTEM BOARD OF GOVERNORS OF THE...

  20. 12 CFR 211.22 - Interstate banking operations of foreign banking organizations.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    12 Banks and Banking 2 2011-01-01 2011-01-01 false Interstate banking operations of foreign banking organizations. 211.22 Section 211.22 Banks and Banking FEDERAL RESERVE SYSTEM BOARD OF GOVERNORS OF THE...

  1. 12 CFR 211.22 - Interstate banking operations of foreign banking organizations.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    12 Banks and Banking 2 2012-01-01 2012-01-01 false Interstate banking operations of foreign banking organizations. 211.22 Section 211.22 Banks and Banking FEDERAL RESERVE SYSTEM BOARD OF GOVERNORS OF THE...

  2. 12 CFR 211.22 - Interstate banking operations of foreign banking organizations.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    12 Banks and Banking 2 2013-01-01 2013-01-01 false Interstate banking operations of foreign banking organizations. 211.22 Section 211.22 Banks and Banking FEDERAL RESERVE SYSTEM BOARD OF GOVERNORS OF THE...

  3. 12 CFR 152.19 - Conversion to National banking association or state bank.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    12 Banks and Banking 1 2012-01-01 2012-01-01 false Conversion to National banking association or state bank. 152.19 Section 152.19 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY...

  4. 12 CFR 152.19 - Conversion to National banking association or state bank.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    12 Banks and Banking 1 2013-01-01 2013-01-01 false Conversion to National banking association or state bank. 152.19 Section 152.19 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY...

  5. NOAA Technical Report NMFS 32 Nutrient Distributions for

    E-print Network

    32 NOAA Technical Report NMFS 32 Nutrient Distributions for Georges Bank and Adjacent Waters National Oceanic and Atmospheric Administration National Marine Fisheries Service #12;NOAA TECHNICAL, and publishes statistics on various phases of the industry. The NOAA Technical Report NMFS series

  6. Swiss Bank Dormant Accounts Web Site

    NSDL National Science Digital Library

    1997-01-01

    The Swiss Bankers Association provides this site, listing "all currently known dormant [bank] accounts" that were opened prior to the end of World War II by non-Swiss Citizens. The list can be browsed alphabetically, and contains only name and available information on last reported town and country. Also included is a listing of those given power of attorney by the account holders, as well as information on the individuals who gave power of attorney. This site provides information on how to file a claim, a claim form, and a list of contact offices for Ernst & Young, creators of this site. This list is an attempt by the SBA to "find the rightful owners of dormant accounts that were opened in Swiss banks prior to and during World War II." It is important in light of the recent news about the whereabouts of Holocaust victims' assets (discussed in the May 16, 1997 Scout Report).

  7. Exploiting bank locality in multi-bank memories

    Microsoft Academic Search

    Guilin Chen; Mahmut T. Kandemir; Hendra Saputra; Mary Jane Irwin

    2003-01-01

    Bank locality can be defined as localizing the number of load\\/store accesses to a small set of memory banks at a given time. An optimizing compiler can modify a given input code to improve its bank locality. There are several practical advantages of enhancing bank locality, the most important of which is reduced memory energy consumption. Recent trends indicate that

  8. 11.10 Filter Banks What Are Filter Banks?

    E-print Network

    Fowler, Mark

    1/7 11.10 Filter Banks #12;2/7 What Are Filter Banks? Often need to slice up a "wideband" signal into various "subbands" Figure from Porat's Book #12;3/7 Filter Banks Application: Cell Phone Basestation FDMA Converter & ADC Filter Bank Demod Demod Demod Antenna ... ...User 1 User M ff2f1 1 GHz ... ... User 1

  9. GenBank

    PubMed Central

    Benson, Dennis A.; Clark, Karen; Karsch-Mizrachi, Ilene; Lipman, David J.; Ostell, James; Sayers, Eric W.

    2015-01-01

    GenBank® (http://www.ncbi.nlm.nih.gov/genbank/) is a comprehensive database that contains publicly available nucleotide sequences for over 300 000 formally described species. These sequences are obtained primarily through submissions from individual laboratories and batch submissions from large-scale sequencing projects, including whole-genome shotgun and environmental sampling projects. Most submissions are made using the web-based BankIt or standalone Sequin programs, and GenBank staff assign accession numbers upon data receipt. Daily data exchange with the European Nucleotide Archive and the DNA Data Bank of Japan ensures worldwide coverage. GenBank is accessible through the NCBI Entrez retrieval system, which integrates data from the major DNA and protein sequence databases along with taxonomy, genome, mapping, protein structure and domain information, and the biomedical journal literature via PubMed. BLAST provides sequence similarity searches of GenBank and other sequence databases. Complete bimonthly releases and daily updates of the GenBank database are available by FTP. PMID:25414350

  10. GenBank.

    PubMed

    Benson, Dennis A; Clark, Karen; Karsch-Mizrachi, Ilene; Lipman, David J; Ostell, James; Sayers, Eric W

    2015-01-01

    GenBank(®) (http://www.ncbi.nlm.nih.gov/genbank/) is a comprehensive database that contains publicly available nucleotide sequences for over 300 000 formally described species. These sequences are obtained primarily through submissions from individual laboratories and batch submissions from large-scale sequencing projects, including whole-genome shotgun and environmental sampling projects. Most submissions are made using the web-based BankIt or standalone Sequin programs, and GenBank staff assign accession numbers upon data receipt. Daily data exchange with the European Nucleotide Archive and the DNA Data Bank of Japan ensures worldwide coverage. GenBank is accessible through the NCBI Entrez retrieval system, which integrates data from the major DNA and protein sequence databases along with taxonomy, genome, mapping, protein structure and domain information, and the biomedical journal literature via PubMed. BLAST provides sequence similarity searches of GenBank and other sequence databases. Complete bimonthly releases and daily updates of the GenBank database are available by FTP. PMID:25414350

  11. The Evolution of Online Banking

    Microsoft Academic Search

    Douglas Ross

    The purpose of this paper is to explore the success of U.S. banks in utilizing online banking as a distribution channel for their products and services. The emergence of the Internet as a distribution medium of revolutionary potential in the mid-1990s was greeted by the majority of banks with reservation and caution. At the beginning of this era banks were

  12. The Baltics -- Banking Crises Observed

    Microsoft Academic Search

    Alex Fleming; Lily Chu

    1996-01-01

    Lessons learned from banking crises in three Baltic republics -- crises that all developed in the context of simultaneous transition and adjustment, putting tremendous strain on banks and their enterprise borrowers.Fleming, Chu, and Bakker compare the banking crises experienced in Estonia, Latvia, and Lithuania, examining the causes, effects, and policy responses.The starting point for the three banking systems was the

  13. Commercial Banks Efficiency in Tanzania

    Microsoft Academic Search

    Jehovaness Aikaeli

    Abstract Efficient banking,system reflects a sound intermediation process and hence the banks’ due contribution to economic growth. If commercial banks are functioning efficiently, monetary policies are likely to be effective. This study is motivated by the fact that, though banking sector is the largest part of the financial system in Tanzania, little is known about its efficiency status. Secondary time

  14. Consolidation and competition. The case of the Argentine banking industry

    Microsoft Academic Search

    MarÌa Eugenia Delfino

    2002-01-01

    The Argentine banking industry has experienced increasing consolidation during the last decade. On the one hand, it can be argued that this has resulted from cost economies, perhaps associated with technical change. But on the other, it can also be argued that increased concentration in this industry may allow the exploitation of market power in the input (deposits) and output

  15. Service quality perspectives and satisfaction in private banking

    Microsoft Academic Search

    Walfried M. Lassar; Chris Manolis; Robert D. Winsor

    2000-01-01

    Examines the effects of service quality on customer satisfaction from two distinct methodological perspectives. Specifically, a study utilizing a sample of international private banking customers is conducted wherein service quality is operationalized via two distinct and well-known measures – SERVQUAL and Technical\\/Functional Quality. These two service quality measures are subsequently compared and contrasted as to their ability to predict customer

  16. Implementing a GammaTone Filter Bank* John Holdsworth

    E-print Network

    Cambridge, University of

    Implementing a GammaTone Filter Bank* John Holdsworth Cambridge Electronic Design Science Park of this technical note is to provide a self-contained summary of properties of the GammaTone filter filters. · Section 1 defines the GammaTone filter as an IIR filter in the time domain and describes its

  17. Bank market structure and entrepreneurship

    Microsoft Academic Search

    Tammy M. Rogers

    This paper investigates the impact of bank market structure differences within U.S. states on entrepreneurial activity. A\\u000a panel model is used to evaluate differences in new firm starts within the states relative to the bank market structure and\\u000a competition. The results indicate that states with more small banks, as measured by the number of unit banks, and banks with\\u000a more

  18. Mile High Wetland Bank

    NSDL National Science Digital Library

    The site listed here is provided by an environmental consulting firm that works with commercial and private landowners to establish Wetland Banks. An innovative concept (and growing reality) that has received mixed reviews from scientists, Wetland Banking attempts to combine the goals of developers (i.e., to develop a certain area) and wetland conservationists (i.e., to maintain/ restore areas of intact wetlands). If misused, this approach could work against wetland conservation; if properly instated, however, Wetland Banking might offer an alternative to the currently poor success rate of wetland mitigation projects. This resource by Mile High Wetlands Group, LLC, offers background information on Wetland banking, with an emphasis on the Group's local area (Colorado).

  19. Fall Math Idea Bank

    NSDL National Science Digital Library

    Wendy Petti

    2014-01-01

    This math idea bank includes autumn themed hands-on activities focused on the topics of leaves, spiders, and pumpkins. Also included in this resource are links to online activities and websites for research.

  20. Tree-bank grammars

    SciTech Connect

    Charniak, E. [Brown Univ., Providence, RI (United States)

    1996-12-31

    By a {open_quotes}tree-bank grammar{close_quotes} we mean a context-free grammar created by reading the production rules directly from hand-parsed sentences in a tree bank. Common wisdom has it that such grammars do not perform well, though we know of no published data on the issue. The primary purpose of this paper is to show that the common wisdom is wrong. In particular, we present results on a tree-bank grammar based on the Penn Wall Street Journal tree bank. To the best of our knowledge, this grammar outperforms all other non-word-based statistical parsers/grammars on this corpus. That is, it outperforms parsers that consider the input as a string of tags and ignore the actual words of the corpus.

  1. Technical Report Series on Global Modeling and Data Assimilation. Volume 32; Estimates of AOD Trends (2002 - 2012) Over the World's Major Cities Based on the MERRA Aerosol Reanalysis

    NASA Technical Reports Server (NTRS)

    Provencal, Simon; Kishcha, Pavel; Elhacham, Emily; daSilva, Arlindo M.; Alpert, Pinhas; Suarez, Max J.

    2014-01-01

    NASA's Global Modeling and Assimilation Office has extended the Modern-Era Retrospective Analysis for Research and Application (MERRA) tool with five atmospheric aerosol species (sulfates, organic carbon, black carbon, mineral dust and sea salt). This inclusion of aerosol reanalysis data is now known as MERRAero. This study analyses a ten-year period (July 2002 - June 2012) MERRAero aerosol reanalysis applied to the study of aerosol optical depth (AOD) and its trends for the aforementioned aerosol species over the world's major cities (with a population of over 2 million inhabitants). We found that a proportion of various aerosol species in total AOD exhibited a geographical dependence. Cities in industrialized regions (North America, Europe, central and eastern Asia) are characterized by a strong proportion of sulfate aerosols. Organic carbon aerosols are dominant over cities which are located in regions where biomass burning frequently occurs (South America and southern Africa). Mineral dust dominates other aerosol species in cities located in proximity to the major deserts (northern Africa and western Asia). Sea salt aerosols are prominent in coastal cities but are dominant aerosol species in very few of them. AOD trends are declining over cities in North America, Europe and Japan, as a result of effective air quality regulation. By contrast, the economic boom in China and India has led to increasing AOD trends over most cities in these two highly-populated countries. Increasing AOD trends over cities in the Middle East are caused by increasing desert dust.

  2. Stepping Up Internet Banking Security Using Dynamic Pattern Based Image Steganography

    Microsoft Academic Search

    P. Thiyagarajan; G. Aghila; V. Prasanna Venkatesan

    \\u000a In the world of E-Commerce internet banking is one of the indispensable applications. Security issues are to be addressed\\u000a critically in internet banking applications and it directly influences the comfort. Even though the existing mechanisms ensure\\u000a security the hackers succeed in breaking these mechanisms. In this regard to step up the internet banking security a new layer\\u000a called ‘Stego Layer’

  3. Cord blood banking: a historical perspective.

    PubMed

    Navarrete, Cristina; Contreras, Marcela

    2009-10-01

    Umbilical cord blood (UCB) contains stem and progenitor cells capable of restoring haematopoietic and immunological function in vivo. UCB is currently used as an alternative source of haematopoietic stem cells for transplantation in patients suffering from haematological malignancies, bone marrow failures and inherited metabolic disorders. In order to facilitate transplantation, large repositories of frozen cord blood units (CBUs) from altruistic donations have been established in many parts of the world and to date there are more than 300,000 units stored worldwide. These products have been banked under stringent quality conditions, in order to ensure their safety and efficacy. The development and evolution of the policies and procedures currently in use in cord blood banking have been largely influenced by the clinical results of cord blood transplantation. This review aims to provide a historical overview of the various developments in the field of cord blood banking from its inception, highlighting the relevant aspects in their collection, banking and release that are known to influence the clinical outcome of these transplants. PMID:19796273

  4. Central Bank Independence and Inflation Targeting.The Case of Romania

    Microsoft Academic Search

    Florin Cornel Dumiter

    2009-01-01

    There is a widespread agreement among central bankers around the world that the stability of the national currency should be entrusted to independent central banks. There are two arguments supporting this idea: 1. to achieve macroeconomic stability, a low and stable inflation is required, an independent central bank having the means and the tools to pursue it as opposed to

  5. Banking on Accountability? Strengthening Budget Oversight and Public Sector Auditing in Emerging Economies

    Microsoft Academic Search

    CARLOS SANTISO

    2006-01-01

    This study reviews a decade of support by the World Bank and the Inter-American Development Bank to parliaments and external audit agencies in Latin America. It underscores recent developments in development finance reflecting a broader understanding of the determinants of fiscal credibility and financial integrity. It reveals a learning curve in multilateral assistance to budget oversight institutions. It argues that

  6. On Determinants of User Acceptance of Internet Banking: A Theoretical Framework and Empirical Study

    Microsoft Academic Search

    Dong Cheng; Gang Liu; Cheng Qian

    2008-01-01

    Internet banking is a hot financial field all over the world these days. According to the unified theory of acceptance and use of technology (UTAUT), performance expectancy, effort expectancy, and social influence are believed to be fundamental in determining the acceptance of various information technologies. In the context of Internet banking, however, these beliefs may not fully explain user's adoption

  7. 12 CFR 614.4352 - Farm Credit Banks and agricultural credit banks.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ...Banking 7 2013-01-01 2013-01-01 false Farm Credit Banks and agricultural credit banks. 614.4352 Section 614.4352 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS...

  8. 12 CFR 614.4352 - Farm Credit Banks and agricultural credit banks.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ...Banking 7 2014-01-01 2014-01-01 false Farm Credit Banks and agricultural credit banks. 614.4352 Section 614.4352 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS...

  9. 12 CFR 614.4352 - Farm Credit Banks and agricultural credit banks.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ...Banking 7 2012-01-01 2012-01-01 false Farm Credit Banks and agricultural credit banks. 614.4352 Section 614.4352 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS...

  10. 12 CFR 614.4352 - Farm Credit Banks and agricultural credit banks.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ...Banking 6 2011-01-01 2011-01-01 false Farm Credit Banks and agricultural credit banks. 614.4352 Section 614.4352 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS...

  11. 12 CFR 225.101 - Bank holding company's subsidiary banks owning shares of nonbanking companies.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ...to shares owned indirectly by a bank holding company through a banking...as to shares held directly by the bank holding company. A contrary interpretation would impair the right that member banks controlled by bank holding...

  12. 12 CFR 614.4070 - Loans and chartered territory-Farm Credit Banks, agricultural credit banks, Federal land bank...

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ...2013-01-01 false Loans and chartered territory-Farm Credit Banks, agricultural credit banks, Federal...4070 Section 614.4070 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS...

  13. 12 CFR 614.4070 - Loans and chartered territory-Farm Credit Banks, agricultural credit banks, Federal land bank...

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ...2011-01-01 false Loans and chartered territory-Farm Credit Banks, agricultural credit banks, Federal...4070 Section 614.4070 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS...

  14. 12 CFR 614.4070 - Loans and chartered territory-Farm Credit Banks, agricultural credit banks, Federal land bank...

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ...2012-01-01 false Loans and chartered territory-Farm Credit Banks, agricultural credit banks, Federal...4070 Section 614.4070 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS...

  15. 12 CFR 614.4070 - Loans and chartered territory-Farm Credit Banks, agricultural credit banks, Federal land bank...

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ...2014-01-01 false Loans and chartered territory-Farm Credit Banks, agricultural credit banks, Federal...4070 Section 614.4070 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS...

  16. Wetland mitigation banking for the oil and gas industry: Assessment, conclusions, and recommendations

    SciTech Connect

    Wilkey, P.L.; Sundell, R.C.; Bailey, K.A.; Hayes, D.C.

    1994-01-01

    Wetland mitigation banks are already in existence in the United States, and the number is increasing. To date, most of these banks have been created and operated for mitigation of impacts arising from highway or commercial development and have not been associated with the oil and gas industry. Argonne National Laboratory evaluated the positive and negative aspects of wetland mitigation banking for the oil and gas industry by examining banks already created for other uses by federal, state, and private entities. Specific issues addressed in this study include (1) the economic, ecological, and technical effectiveness of existing banks; (2) the changing nature of local, state, and federal jurisdiction; and (3) the unique regulatory and jurisdictional problems affecting bank developments associated with the oil and gas industry.

  17. The Networked Computer Science Technical Report Library

    Microsoft Academic Search

    James R. Davis; Carl Lagoze

    1996-01-01

    The Networked Computer Science Technical Report Library (NCSTRL 1 ) is a distributed digital library of research results from computer science departments and laboratories in the USA and abroad. NCSTRL benefits readers, authors, and departments. Researchers throughout the world can use familiar Internet tools (the World Wide Web) to search for, browse, read, and download technical reports from participating institutions.

  18. 40 CFR 1037.715 - Banking.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ...2012-07-01 2012-07-01 false Banking. 1037.715 Section 1037.715 Protection...HEAVY-DUTY MOTOR VEHICLES Averaging, Banking, and Trading for Certification § 1037.715 Banking. (a) Banking is the retention...

  19. 40 CFR 1036.715 - Banking.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ...2013-07-01 2013-07-01 false Banking. 1036.715 Section 1036.715 Protection...HEAVY-DUTY HIGHWAY ENGINES Averaging, Banking, and Trading for Certification § 1036.715 Banking. (a) Banking is the retention...

  20. 40 CFR 1036.715 - Banking.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ...2014-07-01 2014-07-01 false Banking. 1036.715 Section 1036.715 Protection...HEAVY-DUTY HIGHWAY ENGINES Averaging, Banking, and Trading for Certification § 1036.715 Banking. (a) Banking is the retention...

  1. 40 CFR 1037.715 - Banking.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ...2013-07-01 2013-07-01 false Banking. 1037.715 Section 1037.715 Protection...HEAVY-DUTY MOTOR VEHICLES Averaging, Banking, and Trading for Certification § 1037.715 Banking. (a) Banking is the retention...

  2. 40 CFR 1037.715 - Banking.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ...2014-07-01 2014-07-01 false Banking. 1037.715 Section 1037.715 Protection...HEAVY-DUTY MOTOR VEHICLES Averaging, Banking, and Trading for Certification § 1037.715 Banking. (a) Banking is the retention...

  3. 40 CFR 1036.715 - Banking.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ...2012-07-01 2012-07-01 false Banking. 1036.715 Section 1036.715 Protection...HEAVY-DUTY HIGHWAY ENGINES Averaging, Banking, and Trading for Certification § 1036.715 Banking. (a) Banking is the retention...

  4. 31 CFR 515.320 - Domestic bank.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ...Domestic bank. The term domestic bank shall mean any branch or office...a designated foreign country; any bank or trust company incorporated under...district of the United States, or any private bank or banker subject to...

  5. 31 CFR 515.320 - Domestic bank.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ...Domestic bank. The term domestic bank shall mean any branch or office...a designated foreign country; any bank or trust company incorporated under...district of the United States, or any private bank or banker subject to...

  6. 31 CFR 515.320 - Domestic bank.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ...Domestic bank. The term domestic bank shall mean any branch or office...a designated foreign country; any bank or trust company incorporated under...district of the United States, or any private bank or banker subject to...

  7. 31 CFR 515.320 - Domestic bank.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ...Domestic bank. The term domestic bank shall mean any branch or office...a designated foreign country; any bank or trust company incorporated under...district of the United States, or any private bank or banker subject to...

  8. 31 CFR 515.320 - Domestic bank.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ...Domestic bank. The term domestic bank shall mean any branch or office...a designated foreign country; any bank or trust company incorporated under...district of the United States, or any private bank or banker subject to...

  9. 31 CFR 500.320 - Domestic bank.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ...Domestic bank. The term domestic bank shall mean any branch or office...any designated foreign country: Any bank or trust company incorporated under...district of the United States, or any private bank or banker subject to...

  10. Master of Science in Banking and Finance Banking and Finance

    E-print Network

    Krause, Rolf

    Entrepreneurship Writing Business Plans 3 Risk Management 6 Behavioural finance 6 Introductory Corporate GovernanceMaster of Science in Banking and Finance Banking and Finance Goals and Contents The Master in Banking and Finance has been designed to provide graduates with the necessary tools and skills

  11. Master of Science in Banking and Finance Banking and Finance

    E-print Network

    Krause, Rolf

    Analysis 6 Financial Intermediation 6 Economics of Information or Behavioural Finance 6 Applied StatisticsMaster of Science in Banking and Finance Banking and Finance Goals and Contents The Master in Banking and Finance has been designed to provide graduates with the necessary tools and skills

  12. HAZARDOUS SUBSTANCES DATA BANK (HSDB)

    EPA Science Inventory

    Hazardous Substances Data Bank (HSDB) is a factual, non-bibliographic data bank focusing upon the toxicology of potentially hazardous chemicals. It is enhanced with data from such related areas as emergency handling procedures, environmental fate, human exposure, detection method...

  13. Bank Transfer Over Quantum Channel With Digital Checks

    SciTech Connect

    Kanamori, Yoshito [University of Alaska] [University of Alaska; Yoo, Seong-Moo [University of Alabama, Huntsville] [University of Alabama, Huntsville; Sheldon, Frederick T [ORNL] [ORNL

    2006-01-01

    In recent years, many quantum cryptographic schemes have been proposed. However, it seems that there are many technical difficulties to realize them (except Quantum Key Distributions) as practical applications. In this paper, we propose a bank transfer (i.e., funds or Electronic Funds Transfer) system utilizing both classical and quantum cryptography to provide theoretically unbreakable security. This system can be realized using current technologies (e.g., linear polarizers and Faraday rotators) and requires no additional authentication and no key distribution scheme. However, a trusted third party must keep all member banks' private keys for encryption, authentication and also for functions to generate classical digital signatures.

  14. M-Banking Security - a futuristic improved security approach

    Microsoft Academic Search

    Geeta S. Navale; Swati S. Joshi; Aaradhana A. Deshmukh

    2010-01-01

    In last few decades large technology development raised various new needs. Financial sector has also no exception. People are approaching all over the world to fulfill there dreams. Any sector needs to understand changing need of customer. In order to satisfy financial need for customer banks are taking help of new technology such as internet. Only problem remain is of

  15. Basel Committee on Banking Supervision

    E-print Network

    McNeil, Alexander J.

    § Basel Committee on Banking Supervision International Convergence of Capital Measurement, or for additions/changes to the mailing list, should be sent to: Bank for International Settlements Press © Bank for International Settlements 2005. All rights reserved. Brief excerpts may be reproduced

  16. The Diffusion of Online Banking

    Microsoft Academic Search

    Laura Bradley; Kate Stewart

    2003-01-01

    The financial services environment has been subject to changes on many fronts. Technological change and the advent of the Internet are among the most dramatic and challenging areas of change for the sector. This paper looks at retail banking and its adoption of online banking, in particular the factors driving and inhibiting adoption by banks. An international Delphi study confirms

  17. Assicurativo | Bancario | Finanziario DEUTSCHE BANK

    E-print Network

    Schettini, Raimondo

    Assicurativo | Bancario | Finanziario DEUTSCHE BANK CHI SIAMO Deutsche Bank, fondata nel 1870 Bank è uno dei principali istituti di credito internazionali presenti in Italia con circa 4.000 dipen sportelli (con forte concentrazione in Lombardia, Liguria, Campania e Puglia), 7 sedi Private Wealth

  18. WorldWideScience

    NSDL National Science Digital Library

    As its name implies, the WorldWideScience site is a global science gateway that is meant to help connect a worldwide audience to various national and international scientific databases. The site was developed and is maintained by the Office of Science and Technical Information (OSTI) with the U.S. Department of Energy. Visitors to the site's homepage can click on an interactive map of the world's countries to locate participants and their websites. After clicking on a country, a list of available resources will appear in a box immediately to the right of the world map. Dozens of countries are currently represented, and visitors will find Colombia's "Scientific Electronic Library Online", India's "Indian Academy of Science", and Cameroon's "African Journals Online". The site is rounded out by an advanced search option and contact information.

  19. PLATFORMS FOR DNA BANKING

    Technology Transfer Automated Retrieval System (TEKTRAN)

    The accelerated use of genomic technology in biological research portends a changing pattern in the use of genetic resource collections and fuels the desire among researchers to establish DNA banks. DNA sequencing of herbarium sheet specimens, cell cultures and germplasm offers a new approach to st...

  20. Academic Interventions Bank Training.

    ERIC Educational Resources Information Center

    Jenkins, Tom; Torrens, Meg

    This paper describes development of a bank of interventions in response to individual student needs identified by Student Study Teams (SSTs) in the Horry County (South Carolina) school district. It also describes the training of SST members in the selection, application, and monitoring of each intervention. Following a survey that identified basic…

  1. Joseph Banks: Pacific pictures

    Microsoft Academic Search

    Patricia Fara

    2003-01-01

    When Joseph Banks sailed to the Pacific with James Cook, two cultures clashed against each other. The Europeans looked down on the islanders as noble savages, but the local people were also amazed by these international encounters. Lacking any innate feelings of inferiority, they negotiated with their strange visitors, and resented attempts to indoctrinate Omai, a Tahitian, with the virtues

  2. HPCwire Job Bank

    NSDL National Science Digital Library

    HPCwire Job Bank has become the matchmaker site of choice for bringing together the best talent and the leading employers in HPC commercial computing, research, academia, and the entire ecosystem of suppliers and users of HPC systems and technology, representing career opportunities in hardware, software, middleware, sales, marketing, consulting, design, development, engineering, research, testing, customer support and production.

  3. Snow Bank Detectives

    ERIC Educational Resources Information Center

    Olson, Eric A.; Rule, Audrey C.; Dehm, Janet

    2005-01-01

    In the city where the authors live, located on the shore of Lake Ontario, children have ample opportunity to interact with snow. Water vapor rising from the relatively warm lake surface produces tremendous "lake effect" snowfalls when frigid winter winds blow. Snow piles along roadways after each passing storm, creating impressive snow banks. When…

  4. A bank management audit

    E-print Network

    Kennemer, Hoyt Granville

    1957-01-01

    on loans (Table IV, Item $) as a percentage of total earnings, however have ranged from 6. $ to 11 1 per cent below the average for member banks, The reason for these diffezences is zev'ealed, by Table V. This table shows that United. States Government...

  5. National Trade Data Bank

    NSDL National Science Digital Library

    National Trade Data Bank, U. S. Department of Commerce: Over 300,000 documents which include over 130 information programs from over 20 federal sources such as the Department's Foreign Trader's Index, the Export Yellow Pages, the Trade Opportunities Program, and Market Research Reports.

  6. Banking on Child Nutrition.

    ERIC Educational Resources Information Center

    Briley, Margaret; McBride, Andrea M.; Roberts-Gray, Cynthia

    1997-01-01

    The child-care facility is rapidly growing into the role of gatekeeper on food intake for children. This article describes guidelines for children's nutritional needs, what children are actually eating, how to make menus more nutritious (including recipes), how to strengthen menus and keep food costs low, and the use of food banks. (EV)

  7. Bank-a-Budget

    ERIC Educational Resources Information Center

    Karls, Doris; Jordan, Elaine

    1978-01-01

    The article gives procedures for consumer foods teachers to use to actively involve students in making independent food purchasing decisions according to the school foods lab budget and food buying principles. Included are forms used to keep records for each lab: unit bank account, meat lab evaluation, and market order. (MF)

  8. Money, credit and banking

    Microsoft Academic Search

    Aleksander Berentsen; Gabriele Camera; Christopher Waller

    2007-01-01

    In monetary models where agents are subject to trading shocks there is typically an ex post inefficiency since some agents are holding idle balances while others are cash constrained. This problem creates a role for financial intermediaries, such as banks, who accept nominal deposits and make nominal loans. In general, financial intermediation improves the allocation. The gains in welfare come

  9. Idea Bank: Skyping Science

    NSDL National Science Digital Library

    Adam Held

    2010-10-01

    Last year, the author of this month's Idea Bank had his 11th-grade physics students in Shanghai, China work with students from Chicago, Illinois. Both sets of students were given a list of questions and problems and asked to work together via Skype--a free

  10. 12 CFR 619.9145 - Farm Credit Bank.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... Banks and Banking 7 2013-01-01 2013-01-01 false Farm Credit Bank. 619.9145 Section 619.9145 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9145 Farm Credit Bank....

  11. 12 CFR 619.9145 - Farm Credit Bank.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Banks and Banking 6 2010-01-01 2010-01-01 false Farm Credit Bank. 619.9145 Section 619.9145 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9145 Farm Credit Bank....

  12. 12 CFR 619.9145 - Farm Credit Bank.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... Banks and Banking 6 2011-01-01 2011-01-01 false Farm Credit Bank. 619.9145 Section 619.9145 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9145 Farm Credit Bank....

  13. 12 CFR 619.9145 - Farm Credit Bank.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... Banks and Banking 7 2014-01-01 2014-01-01 false Farm Credit Bank. 619.9145 Section 619.9145 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9145 Farm Credit Bank....

  14. 12 CFR 619.9145 - Farm Credit Bank.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... Banks and Banking 7 2012-01-01 2012-01-01 false Farm Credit Bank. 619.9145 Section 619.9145 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9145 Farm Credit Bank....

  15. The state of the world's bureaucracies

    Microsoft Academic Search

    Steven van de Walle

    2006-01-01

    Ranking countries is a popular exercise. Recently, we have seen attempts to internationally compare the performance of countries' public administrations. The number of available indicators and studies is increasing, yet their use has remained limited in the public administration research community. In this article, we critically analyse four of these studies and indicators. Evidence from the World Bank Governance Indicators,

  16. 12 CFR 615.5452 - Law governing rights and obligations of Federal Reserve Banks, Farm Credit banks, and Funding...

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ...and obligations of Federal Reserve Banks, Farm Credit banks, and Funding Corporation...any person against Federal Reserve Banks, Farm Credit banks, and Funding Corporation...Section 615.5452 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT...

  17. 12 CFR 615.5452 - Law governing rights and obligations of Federal Reserve Banks, Farm Credit banks, and Funding...

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ...and obligations of Federal Reserve Banks, Farm Credit banks, and Funding Corporation...any person against Federal Reserve Banks, Farm Credit banks, and Funding Corporation...Section 615.5452 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT...

  18. 12 CFR 615.5452 - Law governing rights and obligations of Federal Reserve Banks, Farm Credit banks, and Funding...

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ...and obligations of Federal Reserve Banks, Farm Credit banks, and Funding Corporation...any person against Federal Reserve Banks, Farm Credit banks, and Funding Corporation...Section 615.5452 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT...

  19. 12 CFR 615.5452 - Law governing rights and obligations of Federal Reserve Banks, Farm Credit banks, and Funding...

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ...and obligations of Federal Reserve Banks, Farm Credit banks, and Funding Corporation...any person against Federal Reserve Banks, Farm Credit banks, and Funding Corporation...Section 615.5452 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT...

  20. PDBe: Protein Data Bank in Europe

    PubMed Central

    Velankar, S.; Best, C.; Beuth, B.; Boutselakis, C. H.; Cobley, N.; Sousa Da Silva, A. W.; Dimitropoulos, D.; Golovin, A.; Hirshberg, M.; John, M.; Krissinel, E. B.; Newman, R.; Oldfield, T.; Pajon, A.; Penkett, C. J.; Pineda-Castillo, J.; Sahni, G.; Sen, S.; Slowley, R.; Suarez-Uruena, A.; Swaminathan, J.; van Ginkel, G.; Vranken, W. F.; Henrick, K.; Kleywegt, G. J.

    2010-01-01

    The Protein Data Bank in Europe (PDBe) (http://www.ebi.ac.uk/pdbe/) is actively working with its Worldwide Protein Data Bank partners to enhance the quality and consistency of the international archive of bio-macromolecular structure data, the Protein Data Bank (PDB). PDBe also works closely with its collaborators at the European Bioinformatics Institute and the scientific community around the world to enhance its databases and services by adding curated and actively maintained derived data to the existing structural data in the PDB. We have developed a new database infrastructure based on the remediated PDB archive data and a specially designed database for storing information on interactions between proteins and bound molecules. The group has developed new services that allow users to carry out simple textual queries or more complex 3D structure-based queries. The newly designed ‘PDBeView Atlas pages’ provide an overview of an individual PDB entry in a user-friendly layout and serve as a starting point to further explore the information available in the PDBe database. PDBe’s active involvement with the X-ray crystallography, Nuclear Magnetic Resonance spectroscopy and cryo-Electron Microscopy communities have resulted in improved tools for structure deposition and analysis. PMID:19858099

  1. 75 FR 10795 - Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-03-09

    ...Acquisition of Shares of Bank or Bank Holding Companies The notificants listed below...CFR 225.41) to acquire a bank or bank holding company. The factors that are considered...Smith Associated Banking Corporation, Hot Springs, Arkansas; and indirectly...

  2. Virtual blood bank.

    PubMed

    Wong, Kit Fai

    2011-01-01

    Virtual blood bank is the computer-controlled, electronically linked information management system that allows online ordering and real-time, remote delivery of blood for transfusion. It connects the site of testing to the point of care at a remote site in a real-time fashion with networked computers thus maintaining the integrity of immunohematology test results. It has taken the advantages of information and communication technologies to ensure the accuracy of patient, specimen and blood component identification and to enhance personnel traceability and system security. The built-in logics and process constraints in the design of the virtual blood bank can guide the selection of appropriate blood and minimize transfusion risk. The quality of blood inventory is ascertained and monitored, and an audit trail for critical procedures in the transfusion process is provided by the paperless system. Thus, the virtual blood bank can help ensure that the right patient receives the right amount of the right blood component at the right time. PMID:21383930

  3. The Expanding World Information Economy.

    ERIC Educational Resources Information Center

    Nesterov, Pyotr V.

    1991-01-01

    Three articles analyze the following aspects of the world information economy: (1) the role of the Soviet Union's information system--VINITI--in the implementation of the State STI (Scientific and Technical Information) system; (2) Britain's information policies; and (3) Europe's expanding market for information technology. (MAB)

  4. ISDN World Wide Web page

    NSDL National Science Digital Library

    ISDN World Wide Web page is now available which lets you flip between product info from different ISDN cards, software, and ISDN Internet access vendors quickly, making comparisons easy. It also has links to all known online technical specs related to ISDN. You can even order ISDN equipment online (gasp!). New info is constantly being added, and input is welcome.

  5. Governing Banking’s Future: A View from the Fed

    Microsoft Academic Search

    H. Robert Heller

    \\u000a No one who studies the history of American banking can fail to be struck by the ever-present tension between market forces\\u000a and the regulatory presence. In the early years of the Republic, the First and Second Banks of the United States provided\\u000a an anchor to America’s emerging banking system, but many Americans saw those institutions as an anchor that impeded

  6. Bank Portfolios and the Bank Lending Channel in Austria

    Microsoft Academic Search

    Johann Burgstaller; Johannes Kepler

    This paper analyzes the adjustments in the structure of assets and liabilities of the Austrian banking sector taking place after a monetary tightening. Following increases in short-term interest rates, the share of loans to non-banks in interest-earning assets rises, which is at odds with predictions from the bank lending channel of monetary policy transmission. An extension of credit to nonfinancial

  7. Our Worlds

    NASA Astrophysics Data System (ADS)

    Stern, S. Alan

    1999-02-01

    Preface Alan Stern; Introduction Alan Stern; 1. Exploring Mars Steve Squyres 2. Venus: the way we might have been Ellen Stofan; 3. Moonlighting Carle Pieters; 4. Small worlds, close up Clark Chapman; 5. Cruisin' with Comet Halley Paul Weissman; 6. Io and I John Spencer; 7. Titan: a world seen but darkly Jonathan Lunine; 8. Triton is doomed Bill McKinnon.

  8. 12 CFR 225.101 - Bank holding company's subsidiary banks owning shares of nonbanking companies.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ...CONTINUED) BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM BANK HOLDING COMPANIES AND CHANGE IN BANK CONTROL (REGULATION Y) Regulations Financial Holding Companies Interpretations § 225.101 Bank holding company's subsidiary banks...

  9. The effects of culture on banking strategy : a study of three banks in three countries

    E-print Network

    Kuroiwa, Seiichi

    2006-01-01

    Every company pursues a different strategy, and banks are no different. In the banking industry, each bank performs its business based on its own business strategies. Japanese banks have different strategies, but in terms ...

  10. 12 CFR 615.5144 - Banks for cooperatives and agricultural credit banks.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ...and agricultural credit banks. 615.5144 Section 615.5144 Banks and Banking FARM CREDIT...ADMINISTRATION FARM CREDIT SYSTEM FUNDING AND FISCAL...OPERATIONS Investment Management § 615.5144 Banks for cooperatives...

  11. 12 CFR 615.5144 - Banks for cooperatives and agricultural credit banks.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ...and agricultural credit banks. 615.5144 Section 615.5144 Banks and Banking FARM CREDIT...ADMINISTRATION FARM CREDIT SYSTEM FUNDING AND FISCAL...OPERATIONS Investment Management § 615.5144 Banks for cooperatives...

  12. 12 CFR 615.5144 - Banks for cooperatives and agricultural credit banks.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ...and agricultural credit banks. 615.5144 Section 615.5144 Banks and Banking FARM CREDIT...ADMINISTRATION FARM CREDIT SYSTEM FUNDING AND FISCAL...OPERATIONS Investment Management § 615.5144 Banks for cooperatives...

  13. 12 CFR 615.5144 - Banks for cooperatives and agricultural credit banks.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ...and agricultural credit banks. 615.5144 Section 615.5144 Banks and Banking FARM CREDIT...ADMINISTRATION FARM CREDIT SYSTEM FUNDING AND FISCAL...OPERATIONS Investment Management § 615.5144 Banks for cooperatives...

  14. Securing the banking ecosystem: A quantum leap? Italian open panel

    Microsoft Academic Search

    Ernesto Damiani; Claudio Santacesaria; Raoul Chiesa; Giorgio Fedon; Marco Tempra; Mario Monitillo

    2012-01-01

    Ernesto Damiani (Professor of Service Security at the Dept. of Information Technology, University of Milan) and Claudio Santacesaria (Rototype) have promoted a non-profit initiative to deal with technical aspects of the banking ecosystem security. The kick off takes place at Campione d???Italia in the location of 2012 IEEE DEST-CEE Conference on the afternoon of June 18th with an open panel.

  15. Banks and Corporate Control in Japan

    Microsoft Academic Search

    Randall Morck; Masao Nakamura

    1999-01-01

    Using a large sample of Japanese firm level data, we find that Japanese banks act primarily in the short term interests of creditors when dealing with firms outside bank groups. Corporate control mechanisms other than bank oversight appear necessary in these firms. When dealing with firms in bank groups, banks may act in the broader interests of a range of

  16. Understanding the high profitability of Chinese banks

    Microsoft Academic Search

    Horst Löchel; Helena Xiang Li

    2011-01-01

    The big Chinese state-owned banks came as winners out of the global financial crisis. According to the Banker ranking, Chinese banks led the global banking profitability ranking through the years from 2008 to 2010 and contributed one fifth of global banking profits in 2010. The Chinese banking sector, which was deemed as wholly insolvent ten years ago, was reborn like

  17. All Students Can Write Poetry: World War I Poems.

    ERIC Educational Resources Information Center

    Sanchez, Rebecca

    1999-01-01

    Describes how a 10th-grade English teacher brings a historical event such as World War I to life with words and visuals of the time. Discusses World War I poems as products of that era, and helps students realize they have the stream of language inside themselves by journaling, making a "word bank," and writing poems. (SR)

  18. Superhabitable Worlds

    E-print Network

    Heller, René

    2014-01-01

    To be habitable, a world (planet or moon) does not need to be located in the stellar habitable zone (HZ), and worlds in the HZ are not necessarily habitable. Here, we illustrate how tidal heating can render terrestrial or icy worlds habitable beyond the stellar HZ. Scientists have developed a language that neglects the possible existence of worlds that offer more benign environments to life than Earth does. We call these objects "superhabitable" and discuss in which contexts this term could be used, that is to say, which worlds tend to be more habitable than Earth. In an appendix, we show why the principle of mediocracy cannot be used to logically explain why Earth should be a particularly habitable planet or why other inhabited worlds should be Earth-like. Superhabitable worlds must be considered for future follow-up observations of signs of extraterrestrial life. Considering a range of physical effects, we conclude that they will tend to be slightly older and more massive than Earth and that their host star...

  19. 77 FR 46762 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-08-06

    ...Corp., and thereby indirectly acquire voting shares of The Middlefield Banking Company, both in Middlefield, Ohio, and Emerald Bank, Dublin; Ohio. B. Federal Reserve Bank of Atlanta (Chapelle Davis, Assistant Vice President) 1000 Peachtree...

  20. 78 FR 15014 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-03-08

    ...their views in writing to the Reserve Bank indicated for that notice or to the...March 25, 2013. A. Federal Reserve Bank of Cleveland (Nadine Wallman, Vice...acquire additional voting shares West View Savings Bank, both in Pittsburgh,...

  1. 77 FR 65888 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-10-31

    ...than November 15, 2012. A. Federal Reserve Bank of Minneapolis (Jacqueline G. King, Community...indirectly acquire voting shares of First Security Bank--West, Beulah, North Dakota, and Valley Bank and Trust, Mapleton, Iowa. Board of...

  2. 76 FR 63620 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-10-13

    ...Millennium Bankshares, Inc., parent of Alliance Bank, both in Topeka, Kansas. In connection with this application, Calvin Berkley...thereby indirectly retain voting shares of Alliance Bank, both in Topeka, Kansas. C. Federal Reserve Bank of San Francisco...

  3. 12 CFR 7.1003 - Money lent at banking offices or at other than banking offices.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    12 Banks and Banking 1 2010-01-01 2010-01-01 false Money lent at banking offices or at other than banking offices. 7.1003 Section 7.1003 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE...

  4. 12 CFR 552.2-7 - Conversion to National banking association or State bank.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    12 Banks and Banking 6 2014-01-01 2012-01-01 true Conversion to National banking association or State bank. 552.2-7 Section 552.2-7 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE...

  5. 12 CFR 7.1003 - Money lent at banking offices or at other than banking offices.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    12 Banks and Banking 1 2011-01-01 2011-01-01 false Money lent at banking offices or at other than banking offices. 7.1003 Section 7.1003 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE...

  6. 12 CFR 552.2-7 - Conversion to National banking association or State bank.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    12 Banks and Banking 5 2011-01-01 2011-01-01 false Conversion to National banking association or State bank. 552.2-7 Section 552.2-7 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE...

  7. 12 CFR 7.1003 - Money lent at banking offices or at other than banking offices.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    12 Banks and Banking 1 2013-01-01 2013-01-01 false Money lent at banking offices or at other than banking offices. 7.1003 Section 7.1003 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE...

  8. 12 CFR 7.1003 - Money lent at banking offices or at other than banking offices.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    12 Banks and Banking 1 2012-01-01 2012-01-01 false Money lent at banking offices or at other than banking offices. 7.1003 Section 7.1003 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE...

  9. 12 CFR 7.1003 - Money lent at banking offices or at other than banking offices.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    12 Banks and Banking 1 2014-01-01 2014-01-01 false Money lent at banking offices or at other than banking offices. 7.1003 Section 7.1003 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE...

  10. 12 CFR 552.2-7 - Conversion to National banking association or State bank.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    12 Banks and Banking 6 2012-01-01 2012-01-01 false Conversion to National banking association or State bank. 552.2-7 Section 552.2-7 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE...

  11. 12 CFR 552.2-7 - Conversion to National banking association or State bank.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    12 Banks and Banking 5 2010-01-01 2010-01-01 false Conversion to National banking association or State bank. 552.2-7 Section 552.2-7 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE...

  12. 12 CFR 552.2-7 - Conversion to National banking association or State bank.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    12 Banks and Banking 6 2013-01-01 2012-01-01 true Conversion to National banking association or State bank. 552.2-7 Section 552.2-7 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE...

  13. Kenyan Shilling KES Stanbic Bank, Nairobi Namibian Dollar NAD Standard Bank Namibia, Ltd, Windhoek

    E-print Network

    Qian, Ning

    Skandinaviska Enskilda Banken (SEB), Stockholm Swiss Franc CHF Credit Suisse, Zurich Bahrain Dinar BHD HSBC Bank PLC, London Israeli Shekel ILS HSBC Bank PLC, London Jordanian Dinar JOD HSBC Bank PLC, London Kuwaiti Dinar KWD HSBC Bank PLC, London Omani Rial OMR HSBC Bank PLC, London Qatari Rial QAR HSBC Bank PLC

  14. 12 CFR 250.200 - Investment in bank premises by holding company banks.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    12 Banks and Banking 3 2011-01-01 2011-01-01 false Investment in bank premises by holding...Section 250.200 Banks and Banking FEDERAL RESERVE SYSTEM...Interpretations § 250.200 Investment in bank premises by...

  15. 12 CFR 250.200 - Investment in bank premises by holding company banks.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    12 Banks and Banking 3 2010-01-01 2010-01-01 false Investment in bank premises by holding...Section 250.200 Banks and Banking FEDERAL RESERVE SYSTEM...Interpretations § 250.200 Investment in bank premises by...

  16. World Weather

    NSDL National Science Digital Library

    Elias, Jaume Sanchez

    2014-02-20

    What's going on in the world of weather? Are there storms around Sri Lanka? What about the snows of Kilimanjaro? These can be pressing questions, indeed, and the World Weather app is a great way to stay in touch with weather patterns around the globe. Users will find that they can just type in a city name to see the current weather and also zoom around the globe as they see fit. It's a remarkable addition to the world of existing weather tracking apps and is compatible with all operating systems.

  17. New Worlds Probe

    NASA Astrophysics Data System (ADS)

    Lo, Amy S.; Glassman, Tiffany; Dailey, Dean; Sterk, Ken; Green, James; Cash, Webster; Soummer, Remi

    2010-07-01

    The New Worlds Observer is a flagship-scale terrestrial planet finding and characterizing mission using an external occulter known as a starshade. The starshade is a separate space vehicle from the observing telescope; the starshade performs all the necessary starlight suppression to enable high contrast imaging of terrestrial exo-planets. While effective as a flagship-scale mission designed to fulfill and exceed the requirements of the Terrestrial Planet Finder (TPF) mission, the starshade architecture is flexible and can accommodate a variety of design and cost categories, including working with an existing telescope. We present in this paper an architecture using a starshade with the James Web Space Telescope (JWST), a mission concept we call New Worlds Probe, which can deliver many of the TPF mission requirements for significantly lower mission cost. We give an overview of the science capabilities, the starshade design and technical maturity, and concepts for starshade-JWST cooperative operation.

  18. The Effects of Bank Ownership Type on Banking Relationships and Multiple Banking in Developing Economies Detailed Evidence from India

    Microsoft Academic Search

    Allen N. Berger; Leora F. Klapper; Maria Soledad Martinez Peria; Rida Zaidi

    2005-01-01

    There is extensive research on banking relationships, multiple banking, and bank ownership types - foreign-owned, state-owned, and private, domestically-owned banks. However, no prior studies to our knowledge have directly tested the abilities of these ownership types to provide the main banking relationship or second banking relationship with firms, or investigated the effects of these ownership types in determining whether firms

  19. WORLD OCEAN ATLAS 2013 Product Documentation

    E-print Network

    WORLD OCEAN ATLAS 2013 Product Documentation Ocean Climate Laboratory NODC / NESDIS / NOAA Silver: World Ocean Atlas 2013 Product Documentation. T. Boyer, Ed.; A. Mishonov, Technical Ed.; 14 pp-scale distributions and low-frequency variability from seasonal-to-decadal time scales of ocean properties. He was one

  20. Large data bank improves crude physical property correlations

    SciTech Connect

    Kartoatmodjo, T. (Petamina, Jakarta (Indonesia)); Schmidt, Z. (Univ. of Tulsa, OK (United States))

    1994-07-04

    New empirical correlations, based on a large data bank, estimate crude oil physical properties better than previously published industry-standard correlations. The new correlations are for: oil formation volume factor, solution GOR, bubble point pressure, viscosity of gas-free oil, viscosity of gas-saturated oil, viscosity of undersaturated oil, isothermal compressibility of saturated oil, gas gravity correction factor, and conversion factor for changing flash oil formation volume factor to the differential oil formation volume factor. These correlations are a function of such field-measurable parameters as temperature, pressure, separated gas gravity, and tank oil gravity. They were developed from a large data bank covering a broad range of the world's oil. In addition, another data bank of published data verified the correlations.

  1. The World

    NSDL National Science Digital Library

    Any effort to provide high-quality news coverage of events around the world must include a crack team of international correspondents drawn from some of the world's most prominent news organizations. Fortunately, Public Radio International's well-regarded program, The World, draws on correspondents from the BBC and other respected news agencies. On their well-organized site, visitors can listen to each program in its entirety, or move through a number of online-only special reports, which include features on Afghanistan and ethnic conflicts in Africa. The World's site also offers three different podcasts and RSS feeds. Another fine feature of the site is the section where reporters for their program offer journals from their recent investigative excursions to Israel, Mexico, China, and Northern Ireland. Overall, the site is a fine way to stay up to date with current events of importance from Ghana to Goa.

  2. World Development Report 1999/2000

    NSDL National Science Digital Library

    Released on September 15, 1999, the 22nd edition of this annual report from the World Bank Organization examines the effects of globalization and localization on the world economy in the coming millennium. Along with the full report, which can be downloaded by chapter in .pdf format, this extensive Website includes overviews of the World Development Report in general and the 1999/2000 report in particular. An online slide show guides users through the basics of globalization and localization with clear graphs and charts along with accompanying text. The 1998 and 1997 reports are also available from this site.

  3. Temperature World

    NSDL National Science Digital Library

    Temperature World.com gives in-depth and varied information on temperature. The site offers links to a temperature converter, world city temperatures, a printable temperature conversion table, temperature forecasts, temperature related product recalls, and information on metal temperature by color. It also contains explanations of earth temperature issues, temperature sensors and controls, organizations and standards, temperature tools, and more. A unique and thorough site, it can be enjoyed by visitors of any age.

  4. Advertising World

    NSDL National Science Digital Library

    Billed as "The Ultimate Marketing Communications Guide," Advertising World has been created by the department of advertising at University of Texas at Austin. Advertising World is a comprehensive directory of marketing communications information ranging from online discussion lists to lists of sites featuring online advertisements for specific products to a page called unconventional media, which includes advertising on hot air balloons, cargo containers, and the roofs of city buses. The Websites are tersely annotated and are organized in alphabetical order.

  5. World Religions

    NSDL National Science Digital Library

    Ms. Orleans

    2011-04-07

    How do the early world religions and philosophies compare and what are their tenets? World Religions Use this website to complete the Islam portion of the chart: Islam: Sunni Islam: Shi a Use this website to complete the Toaist portion of the chart: Taoism Use this website to complete the Buddist portion of the chart: Buddhism Use this website to complete the Christianity portion of the chart: Christianity Use this website to complete the Judaism portion ...

  6. 31 CFR 515.314 - Banking institution.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... 3 2012-07-01 2012-07-01 false Banking institution. 515.314 Section 515.314...REGULATIONS General Definitions § 515.314 Banking institution. The term banking institution shall include any person...

  7. 31 CFR 515.314 - Banking institution.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... 3 2013-07-01 2013-07-01 false Banking institution. 515.314 Section 515.314...REGULATIONS General Definitions § 515.314 Banking institution. The term banking institution shall include any person...

  8. 31 CFR 515.314 - Banking institution.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 3 2010-07-01 2010-07-01 false Banking institution. 515.314 Section 515.314...REGULATIONS General Definitions § 515.314 Banking institution. The term banking institution shall include any person...

  9. 31 CFR 515.314 - Banking institution.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 3 2011-07-01 2011-07-01 false Banking institution. 515.314 Section 515.314...REGULATIONS General Definitions § 515.314 Banking institution. The term banking institution shall include any person...

  10. 31 CFR 500.314 - Banking institution.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 3 2010-07-01 2010-07-01 false Banking institution. 500.314 Section 500.314...REGULATIONS General Definitions § 500.314 Banking institution. The term banking institution shall include any person...

  11. 31 CFR 515.314 - Banking institution.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... 3 2014-07-01 2014-07-01 false Banking institution. 515.314 Section 515.314...REGULATIONS General Definitions § 515.314 Banking institution. The term banking institution shall include any person...

  12. 78 FR 25858 - National Practitioner Data Bank

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-05-03

    ...0906-AA87 National Practitioner Data Bank AGENCY: Health Resources and Services...entitled ``National Practitioner Data Bank'' which appeared in the April 5, 2013...Director, Division of Practitioner Data Banks, Bureau of Health Professions,...

  13. Idea Bank: Changing Misconceptions

    NSDL National Science Digital Library

    Tara Holzmiller

    2008-12-01

    During student-centered learning activities, students actively engage in their own learning based on individual prior understandings. It can be difficult for a teacher to know if students fully understand the concepts being presented, especially if they do not comment or ask questions because they are shy or afraid of getting something wrong. Teachers may not know students' true ideas until they express themselves on a written summative exam, and then it is often too late to correct them before rushing off to the next topic. Therefore, the author uses pretests, daily learning logs, and posttests to assess student learning and change misconceptions. She shares her strategy in this month's Idea Bank.

  14. Category 1: World's best journals Journal of Banking and Finance

    E-print Network

    Zhang, Zhengjun

    Advances in Futures and Options Research Applied Financial Economics Appraisal Journal Financial Markets of Financial and Quantitative Analysis Journal of Financial Economics Review of Financial Studies Category 2A: Leading specialist journals Financial Analysts Journal Financial Management Journal of Business Finance

  15. Poverty and Nutrition in Bolivia. A World Bank Country Study.

    ERIC Educational Resources Information Center

    McGuire, Judith; Lopez, Cynthia

    In Bolivia, malnutrition afflicts about 25 percent of children under 3 and 12-24 percent of women. It contributes to high death rates, immune deficiency, learning disabilities, and low work productivity. Malnutrition and its effects are particularly severe among poor, rural, and indigenous populations. Malnutrition is both caused by and causes…

  16. Trees, land, and labor. World Bank environment paper

    SciTech Connect

    Dewees, P.A.

    1993-12-01

    The paper presents the results of a research study which investigated the establishment, management and clearance of woodlots by farmers in a densely populated area of Kenya. It analyzes the factors which influenced their decisions to plant or clear their woodlots and shows how these are primarily related to the family lifecycle and the agricultural input and product markets in which they operate.

  17. INTRODUCTION The World Bank (African Development Indicators) estimates

    E-print Network

    de Villiers, Marienne

    line structure and height; power line orientation; and wind. Electrocution of birds on poles-African Ornithological Congress, 2008. Cape Town, Animal Demography Unit. (ISBN: 978-0-7992-2361-3) Keywords: power lines

  18. Agricultural Extension in Africa. A World Bank Symposium.

    ERIC Educational Resources Information Center

    Roberts, Nigel, Ed.

    The contributors to this document compare the main approaches to agricultural extension in sub-Saharan Africa; the cost-effectiveness in view of precarious national budgets; the weaknesses of the system for generating technology; the difficulties in forging productive partnerships between researchers, extensionists and farmers; the ineffective…

  19. China: Higher Education Reform. A World Bank Country Study.

    ERIC Educational Resources Information Center

    World Bank, Washington, DC.

    This report, based on a review of the literature and field visits, takes a historical and comparative approach in examining the development of higher education in China, systemically and institutionally, in the context of China's broad social and economic changes. It focuses on four areas: (1) relationships between universities and the state, (2)…

  20. Vietnam: Education Financing. A World Bank Country Study.

    ERIC Educational Resources Information Center

    World Bank, Washington, DC.

    This study examines the system of education and training in Vietnam and poses the question: what changes in educational policies will ensure that students who pass through the system today will acquire the knowledge, skills, and attitudes needed for Vietnam to successfully complete the transition from a planned to a market economy? The report…

  1. Monitoring Educational Performance in the Caribbean. World Bank Working Paper.

    ERIC Educational Resources Information Center

    di Gropello, Emanuela

    This study represents a first attempt at providing a comprehensive quantification of educational outcomes in the Caribbean region. Its main objectives are: (1) to define a set of operationally relevant education indicators; (2) to provide a database of comparable education indicators in Caribbean countries where data is available, namely Belize,…

  2. The Guaranty of Bank Deposits

    E-print Network

    Hopper, E.B.

    1913-06-01

    in that the sound banks must then pay the losses of the poor banksi that the cost of prem­ ium is more than the benefits derivedi that it is a double tax on bankers deposits} that the risk of any one bank can­ not be limited and that it involves too much...

  3. Case Study: Online Banking Security

    Microsoft Academic Search

    Kjell Jørgen Hole; Vebjørn Moen; Thomas Tjøstheim

    2006-01-01

    A description of attack scenarios over a two-year period illustrates several key security issues with Internet banking systems in Norway. Given the banks' security-by-obscurity policy, online customers knew little about security levels and falsely believed their assets were safe

  4. Enhanced Authentication In Online Banking

    Microsoft Academic Search

    Gregory D. Williamson

    The online banking environment has grown tremendously over the past several years and will continue to grow as financial institutions continue to strive to allow customers to complete money transfers, pay bills, and access critical information online. During this same time, online banking has been plagued by Internet criminals and fraudsters attempting to steal customer information. Phishing, pharming, and other

  5. Introduction to Composites: Test Bank

    NSDL National Science Digital Library

    This Microsoft Word document from the Aerospace Manufacturing Education Project provides a bank of test questions on the use of composite materials in the aerospace industry. These questions are intended to accompany a PowerPoint presentation, which may be found here along with other accompanying materials. Fifty test questions and their correct answers are included in this test bank.

  6. Bank erosion in cold regions

    SciTech Connect

    Gatto, L.W. (Army Cold Regions Research and Engineering Lab., Hanover, NH (United States). Geological Sciences Branch)

    1993-03-01

    River and lake bank erosion is caused by multiple processes and influenced by many conditions that interact in complex ways. Their importance will vary spatially and temporally due in large part to regional and seasonal differences in climate, hydrology and soils. In cold areas, these normally complex interactions are further complicated because the same process or condition may cause erosion at one time and prevent erosion at another. Bank sediments when frozen may be more resistant to erosion than when unfrozen. However, during the process of freezing, soil structure can be disrupted and sediment pore water can be drawn to the freezing zone within the soil; ice formation may make bank sediment more susceptible to erosion during spring thaw. Ice that has been forced onto and piled upon a shore by wind or thermal expansion can cause considerable localized damage and yet can also protect shores against winter waves and nearshore currents. Ice push can form sediment ramparts that protect the toe of a bank. Spray from winds and waves can freeze to banks, covering them with a protective layer of ice. When river or lake water levels are high enough, however, ice can erode banks by shoving, gouging and disrupting bank sediment. This paper reviews the state of knowledge regarding the importance of cold regions factors in determining the erodibility and erosion of bank sediments. Ongoing investigations to improve methods of erosion prediction in cold climates will also be detailed.

  7. US Banking in the Last Fifty Years: Growth and Adaptation

    NSDL National Science Digital Library

    Hester, Donald D.

    2002-01-01

    Released in August 2002, this working paper from the Social Systems Research Institute at the University of Wisconsin provides a broad overview of the dramatic changes within the commercial banking sector of the United States during the past fifty years. Authored by Professor Emeritus Donald D. Hester of the University's economics department, the paper proceeds chronologically from the conclusion of World War II and provides some comparative insights between the banking situation of the 1920s in the United States with those of the past ten years. Throughout the work, Professor Hester focuses his attention on banking practices, portfolio composition, and the changing role of banks as financial intermediaries. In the course of his work, Professor Hester concludes that banks have been increasingly discarding their traditional mode of financing loans and investments with deposits they collect, instead becoming brokers who originate loans and then use securitization to lodge them with other investors who are likely to be less informed and correspondingly more vulnerable to losses.

  8. Documenting the doable and doing the documented: bridging strategies at the UK Stem Cell Bank.

    PubMed

    Stephens, Neil; Atkinson, Paul; Glasner, Peter

    2011-12-01

    We explore the local negotiation of regulatory practice at the UK Stem Cell Bank, the first Bank of its type in the world. Basing our empirical work on a detailed analysis of one aspect of the Bank's regulatory commitment--the completion of the Cell Line Information form--we make visible the necessary judgements and labour involved in interpreting and operationalizing externally imposed regulation. The discussion opens by detailing the problems encountered when the Bank completes the form: reconciling a bureaucratic system of accountability with craft-like laboratory skills involving multiple kinds of tacit knowledge. We follow this by explicating the emergent 'bridging strategies' pursued by the Bank to address these issues, highlighting their reliance upon the formation of trust and social networks. The closing discussion emphasizes the contingent assembly of regulatory practices that emerge in the local setting. PMID:22400420

  9. 12 CFR 337.11 - Effect on other banking practices.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    12 Banks and Banking 5 2014-01-01 2014-01-01 false Effect on other banking practices. 337.11 Section 337.11 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION REGULATIONS AND STATEMENTS OF GENERAL POLICY...

  10. 12 CFR 204.8 - International banking facilities.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    12 Banks and Banking 2 2013-01-01 2013-01-01 false International banking facilities. 204.8 Section 204.8 Banks and Banking FEDERAL RESERVE SYSTEM BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM RESERVE...

  11. 12 CFR 204.8 - International banking facilities.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    12 Banks and Banking 2 2011-01-01 2011-01-01 false International banking facilities. 204.8 Section 204.8 Banks and Banking FEDERAL RESERVE SYSTEM BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM RESERVE...

  12. 12 CFR 337.11 - Effect on other banking practices.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    12 Banks and Banking 5 2012-01-01 2012-01-01 false Effect on other banking practices. 337.11 Section 337.11 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION REGULATIONS AND STATEMENTS OF GENERAL POLICY...

  13. 12 CFR 337.11 - Effect on other banking practices.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    12 Banks and Banking 4 2011-01-01 2011-01-01 false Effect on other banking practices. 337.11 Section 337.11 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION REGULATIONS AND STATEMENTS OF GENERAL POLICY...

  14. 12 CFR 337.11 - Effect on other banking practices.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    12 Banks and Banking 5 2013-01-01 2013-01-01 false Effect on other banking practices. 337.11 Section 337.11 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION REGULATIONS AND STATEMENTS OF GENERAL POLICY...

  15. 12 CFR 204.8 - International banking facilities.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    12 Banks and Banking 2 2014-01-01 2014-01-01 false International banking facilities. 204.8 Section 204.8 Banks and Banking FEDERAL RESERVE SYSTEM BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM RESERVE...

  16. 12 CFR 1806.204 - Applications for Bank Enterprise Awards.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ...2010-01-01 false Applications for Bank Enterprise Awards. 1806.204 Section 1806.204 Banks and Banking...FUND, DEPARTMENT OF THE TREASURY BANK ENTERPRISE AWARD PROGRAM Awards § 1806.204 Applications for Bank...

  17. 12 CFR 614.4000 - Farm Credit Banks.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... Banks and Banking 6 2011-01-01 2011-01-01 false Farm Credit Banks. 614.4000 Section 614.4000 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Lending Authorities...

  18. 12 CFR 614.4000 - Farm Credit Banks.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... Banks and Banking 7 2012-01-01 2012-01-01 false Farm Credit Banks. 614.4000 Section 614.4000 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Lending Authorities...

  19. 12 CFR 614.4000 - Farm Credit Banks.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... Banks and Banking 7 2013-01-01 2013-01-01 false Farm Credit Banks. 614.4000 Section 614.4000 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Lending Authorities...

  20. 12 CFR 614.4000 - Farm Credit Banks.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... Banks and Banking 7 2014-01-01 2014-01-01 false Farm Credit Banks. 614.4000 Section 614.4000 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Lending Authorities...

  1. Georgia Water Resources Institute Annual Technical Report

    E-print Network

    Support System (LVDSS) Advanced Training Program (sponsored by the World Bank and Governments of Kenya District, and a graduate student fellowship sponsored by a private company was continued in its second year, and private businesses of Georgia who have active interests in the water resources issues of the state

  2. The New Branch Columbus project at Royal Bank of Scotland: the implementation of large-scale business process re-engineering

    Microsoft Academic Search

    Wendy L. Currie; Leslie Willcocks

    1996-01-01

    The paper examines the findings from a longitudinal case study on the implementation of a large scale business process re-engineering (BPR) project at the Royal Bank of Scotland. The New Branch Columbus project was conceived to radically restructure the traditional branch banking system. It represented a major organizational, managerial and technical challenge. The research found important barriers impeding BPR at

  3. Assessment of catalysts for control of No\\/sub x\\/ from stationary power plants. Phase 1, Volume II. Data bank citation indices. Final report

    Microsoft Academic Search

    E. P. Koutsoukos; J. L. Blumenthal; M. Ghassemi; G. Bauerle

    1975-01-01

    This volume is comprised of three computer printouts representing three indices of the ''Catalytic NOx Abatement Data Bank'' developed for the ''Technical and Economic Assessment of Catalysts for Control of NOx from Stationary Power Plants'' Program. The data bank contains in excess of 250 documents (articles and patents) selected from the following areas of NOx and NOx-SOx R and D

  4. Deutsche Bank Deutsche Bank S.p.A. la consociata italiana di Deutsche Bank AG che, con oltre

    E-print Network

    Robbiano, Lorenzo

    Deutsche Bank Deutsche Bank S.p.A. è la consociata italiana di Deutsche Bank AG che, con oltre 100.000 collaboratori in più di 72 Paesi nel mondo, vanta più di 24 milioni di clienti. Deutsche Bank ricerca brillanti

  5. Credit Unions vs. Banks

    NSDL National Science Digital Library

    Ng, Thiam Hee.

    1998-01-01

    This week's In the News looks at the debate between the banks and credit unions over the issues of membership. The nine resources discussed provide background information about the debate and the arguments from both sides of the issue. On February 25, 1998, the Supreme Court ruled that the National Credit Union Administration's policy of permitting federal credit unions to serve multiple unrelated groups was unlawful. As a result, the credit union lobby persuaded the House of Representatives to overwhelmingly pass HR 1151, the Credit Union Membership Access Act, by a vote of 411-8. HR 1151 will allow credit unions to form multiple common bonds with certain limitations. Similar legislation is now under consideration in the Senate.

  6. World Report.

    ERIC Educational Resources Information Center

    Ceres, 1978

    1978-01-01

    Presents a report that deals with several topics from different parts of the world. A system for creating more meaningful maps, the recycling of organic wastes in agriculture in China, and producing pigs and poultry without pollution problems are among the topics presented. (HM)

  7. Evolution of Scientific and Technical Information Distribution

    Microsoft Academic Search

    Sandra L. Esler; Michael L. Nelson

    1998-01-01

    World Wide Web (WWW) and related information technologies are transforming the distribution of scientific and technical information (STI). We examine 11 recent, functioning digital libraries focusing on the distribution of STI publications, including journal articles, conference papers, and technical reports. We introduce 4 main categories of digital library projects: based on the architecture (distributed vs. centralized) and the contributor (traditional

  8. Legal issues for blood banks.

    PubMed

    Bierig, J R

    1994-04-01

    This article first examines the standard of care applied by courts in litigation brought against blood banks by persons who contracted the acquired immunodeficiency syndrome (AIDS) from a transfusion. It describes cases that have held as a matter of law that a blood bank was not negligent if it followed the screening procedures recommended by the government and the medical profession at the time of the transfusion. The article also sets forth cases that have allowed the issue of alleged negligence by the blood bank to be decided by a jury--even if the blood bank complied with governing regulatory and professional guidelines. It analyzes the reasoning applied in each line of cases. It then discusses judicial approaches to applications of the statute of limitations in transfusion-transmitted AIDS cases. The second part of the article addresses AIDS-related confidentiality issues for blood banks. Specifically, it examines (a) record-keeping procedures that blood banks should consider and (b) approaches to informing donors that their identities may not be kept confidential. It provides general guidelines for blood banks on how to minimize exposure to liability for breach of confidentiality. PMID:8166596

  9. Understanding Bank Runs: The Importance of Depositor-Bank Relationships

    E-print Network

    Iyer, Rajkamal

    We use unique depositor-level data for a bank that faced a run to understand the factors that affect depositor behavior. We find uninsured depositors are most likely to run. Deposit insurance helps, but is only partially ...

  10. Bank regulation and the credit crunch

    Microsoft Academic Search

    Joe Peek; Eric Rosengren

    1995-01-01

    This study investigates the direct link between regulatory enforcement actions and the shrinkage of bank loans to sectors likely to be bank dependent. We partition the shrinkage due to loan supply into the component due to explicit regulatory enforcement actions and that due to a voluntary response by bank management to low capital-to-asset ratios. We find that banks with formal

  11. Understanding registration influences for electronic banking

    Microsoft Academic Search

    Mark Durkin

    2007-01-01

    The growth in online or e-banking has resulted in customers interacting with their banks through remote technological channels to a greater extent. That said, there is much variation in online banking registration and adoption levels and little is understood about actual customer motivators and perceived barriers to registration for online banking services. As part of a larger study exploring the

  12. Online Banking Authentication Using Mobile Phones

    Microsoft Academic Search

    Xing Fang; Justin Zhan

    2010-01-01

    Online banking authentication plays an important role in the field of online banking security. In past years, a number of methods, including password token, short message password, and USB token, have been developed for online banking authentication. In this paper, we introduce a new authentication protocol for online banking. Our approach enhances performance and robustness against various attacks by using

  13. State Banks, Institutions, and Financial Development

    Microsoft Academic Search

    Svetlana Andrianova; Panicos Demetriades; Anja Shortland

    We present a locational model of banking with two types of pri- vate banks, honest and opportunistic, and a state bank that is assumed to be less efficient. Opportunistic banks choose whether to honor their contracts with depositors depending on the probability of contract enforcement. We de- rive three types of equilibria, which depend on institutional quality: a \\

  14. 31 CFR 535.320 - Domestic bank.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ...Domestic bank. (a) The term domestic bank shall mean any branch or office...not Iran or an Iranian entity: any bank or trust company incorporated under...district of the United States, or any private bank or banker subject to...

  15. Privatization matters: Bank efficiency in transition countries

    Microsoft Academic Search

    John P. Bonin; Iftekhar Hasan; Paul Wachtel

    2005-01-01

    To investigate the impact of bank privatization in transition countries, we take the largest banks in six relatively advanced countries, namely, Bulgaria, the Czech Republic, Croatia, Hungary, Poland and Romania. Income and balance sheet characteristics and efficiency measures computed from stochastic frontiers are compared across four bank ownership types. Our empirical results support the hypotheses that foreign-owned banks are most

  16. 31 CFR 535.320 - Domestic bank.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ...Domestic bank. (a) The term domestic bank shall mean any branch or office...not Iran or an Iranian entity: any bank or trust company incorporated under...district of the United States, or any private bank or banker subject to...

  17. 31 CFR 535.320 - Domestic bank.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ...Domestic bank. (a) The term domestic bank shall mean any branch or office...not Iran or an Iranian entity: any bank or trust company incorporated under...district of the United States, or any private bank or banker subject to...

  18. 31 CFR 535.320 - Domestic bank.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ...Domestic bank. (a) The term domestic bank shall mean any branch or office...not Iran or an Iranian entity: any bank or trust company incorporated under...district of the United States, or any private bank or banker subject to...

  19. 31 CFR 535.320 - Domestic bank.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ...Domestic bank. (a) The term domestic bank shall mean any branch or office...not Iran or an Iranian entity: any bank or trust company incorporated under...district of the United States, or any private bank or banker subject to...

  20. Macroeconomic Implications of Bank Capital Requirements

    E-print Network

    Spino, Claude

    . equity financing. Hence, in this paper we closely follow their method and use bank-level data. We group requirements bind especially for the largest banks; b) bank assets and deposits are pro-cyclical while equity and the bank equity-to-asset ratio. In our model financial intermediaries are subject to a constant minimum

  1. Ownership Structure, Deregulation, and Bank Risk Taking

    Microsoft Academic Search

    Anthony Saunders; Elizabeth Strock; Nickolaos G. Travlos

    1990-01-01

    This paper investigates the relationship between bank ownership structure and risk taking. It is hypothesized that stockholder controlled banks have incentives to take higher risk than managerially controlled banks and that these differences in risk become more pronounced in periods of deregulation. In support of this hypothesis, the authors show that stockholder controlled banks exhibit significantly higher risk taking behavior

  2. Technical Report Computer Laboratory

    E-print Network

    Haddadi, Hamed

    surrounding online banking. First, electronic banking is analysed for vulnerabilities and a survey of current detection to two-factor authentication. Having declared all current schemes for protecting online banking to Internet banking Matthew Johnson September 2008 15 JJ Thomson Avenue Cambridge CB3 0FD United Kingdom phone

  3. From the private bank to the joint-stock bank: the case of France

    E-print Network

    Boyer, Edmond

    1 From the private bank to the joint-stock bank: the case of France (second half of the 19th very restrictive conditions; the major banking-house system (haute banque), comprising private banks as the starting point of the banking revolution in France. Initially, the credit crisis which accompanied

  4. Determinants of Bank Profitability in a Developing Economy: Empirical Evidence from the China Banking Sector

    Microsoft Academic Search

    Fadzlan Sufian

    2009-01-01

    The Chinese banking sector has undergone noteworthy financial reforms, which significantly metamorphosed the banking system. This article seeks to examine the determinants of the profitability of the Chinese banking sector. The empirical analysis is confined to the four State Owned Commercial Banks (SOCBs) and the 12 Joint Stock Commercial Banks (JSCBs) during the postreform period of 2000–2007. The empirical findings

  5. Information technology and scientific and technical information in China

    Microsoft Academic Search

    Zi-guang Bai

    1992-01-01

    When China began to carry out its policy of reform and opening up to the outside world, the rapid development of the national economy and science and technology called for the development of scientific and technical information activities. One of the most significant trends in the development of modern scientific and technical information activities in the world is the application

  6. Technical Report Middle East Technical University

    E-print Network

    Ucoluk, Gokturk

    Technical Report Middle East Technical University Department of Computer Engineering To afford Engineering Middle East Technical University In¨on¨u Bulvari, 06531, Ankara TURKEY c Middle East Technical

  7. Development of superconductive microwave filters for mobile communications and filter banks

    Microsoft Academic Search

    B. Marcilhac; Y. Lemaitre; D. Mansart; J. C. Mage

    1999-01-01

    The development of superconductive microwave filters connected to the use of cooled electronics is now in the critical phase of system integration. All the different steps of filter development, design and fabrication must be controlled, reproducible and technically realisable by conventional microelectronics tools. We developed filters for mobile communications and filter banks with the goal of optimising these aspects. Lanthanum

  8. Skills Conversion Project: Chapter 11, Banking, Finance and Insurance. Final Report.

    ERIC Educational Resources Information Center

    National Society of Professional Engineers, Washington, DC.

    The National Society of Professional Engineers, under contract to the U.S. Department of Labor, conducted a study to investigate the conversion of skills of displaced aerospace defense technical professional to other industries. The Long Island team of the study project investigated the banking, finance, and insurance industries. Approximately 250…

  9. Machine-Aided Translation: From Terminology Banks to Interactive Translation Systems.

    ERIC Educational Resources Information Center

    Greenfield, Concetta C.; Serain, Daniel

    The rapid growth of the need for technical translations in recent years has led specialists to utilize computer technology to improve the efficiency and quality of translation. The two approaches considered were automatic translation and terminology banks. Since the results of fully automatic translation were considered unsatisfactory by various…

  10. V-TECS Criterion-Referenced Test Item Bank for Radiologic Technology Occupations.

    ERIC Educational Resources Information Center

    Reneau, Fred; And Others

    This Vocational-Technical Education Consortium of States (V-TECS) criterion-referenced test item bank provides 696 multiple-choice items and 33 matching items for radiologic technology occupations. These job titles are included: radiologic technologist, chief; radiologic technologist; nuclear medicine technologist; radiation therapy technologist;…

  11. Spice World

    NSDL National Science Digital Library

    2012-09-08

    In this activity, learners create a map showing the origins of spices and herbs from a favorite recipe(s). Learners first research the origins of the ingredients and then locate them on a world map. Learners glue a bit of each spice to its "home" country and add labels. This activity guide includes extensions for younger and older children, tips for parents, and links.

  12. Sea World

    NSDL National Science Digital Library

    Excellent resource for information and teaching activities on marine life, designed primarily for elementary level. Teachers can sign up for a monthly e-newsletter (or access archived newsletters) filled with classroom activities, current information, and special links. Also features a searchable database of Sea World education materials and information on camps, marine science careers, and Shamu TV, an award-winning series broadcast around the country via satellite and cable.

  13. Environmental determinants of banking efficiency in Austria

    Microsoft Academic Search

    Franz R. Hahn

    2007-01-01

    The great majority of Austrian banks operate on a regional or local basis and only a few banks provide their services on a\\u000a national or even international scale. Obviously, the market environments regional or local banks face are different from that\\u000a of nationwide operating banks. Casual evidence suggests that local markets condition is a very important external determinant\\u000a of banking

  14. Geology of the South Texas shelf banks

    E-print Network

    Lindquist, Paul

    1978-01-01

    areas, by shelly muds. The banks represent a unique marine environment, and the. ' r recognit'on in the geologic column is of major importance in paleoenvironmental interpretations and exploration for hydrocarbons. This study integrates piston... surrounding the banks. An isopach map of the sediments above a reflect- ing horizon (labeled a ) was prepared for Southern Bank. The limits of shelly surface sediments away from the coralgal banks were mapped for Southern, Baker, Dream, and Hospital Banks...

  15. Vector computer memory bank contention

    NASA Technical Reports Server (NTRS)

    Bailey, D. H.

    1985-01-01

    A number of vector supercomputers feature very large memories. Unfortunately the large capacity memory chips that are used in these computers are much slower than the fast central processing unit (CPU) circuitry. As a result, memory bank reservation times (in CPU ticks) are much longer than on previous generations of computers. A consequence of these long reservation times is that memory bank contention is sharply increased, resulting in significantly lowered performance rates. The phenomenon of memory bank contention in vector computers is analyzed using both a Markov chain model and a Monte Carlo simulation program. The results of this analysis indicate that future generations of supercomputers must either employ much faster memory chips or else feature very large numbers of independent memory banks.

  16. Idea Bank: The Invented Cell

    NSDL National Science Digital Library

    Daniel M. Levin

    2010-12-01

    Thoughtful teachers allow students to pursue the relationship between structure and function before learning about particular organelles, usually through an analogy to a factory or some other complex system (Crooks and Sheldon 2005). In this Idea Bank, th

  17. Idea Bank: Explaining Biological Phenomena

    NSDL National Science Digital Library

    Daniel M. Levin

    2010-09-01

    In this Idea Bank, the author provides two classroom activities that integrate argumentation, explanation, and the use of evidence with biology content. The first example fits within an ecology unit; the second works well in one on evolution. These exampl

  18. Blood Banking in Living Droplets

    E-print Network

    Samot, Josh

    Blood banking has a broad public health impact influencing millions of lives daily. It could potentially benefit from emerging biopreservation technologies. However, although vitrification has shown advantages over traditional ...

  19. The East Anglian Eye Bank.

    PubMed

    Knights, P

    1991-07-01

    The first Corneal Bank in East Anglia is located at the BUPA Hospital in Norwich, a joint venture between NHS, BUPA and the Lions Clubs International (District 101 EA). There was insufficient space to accommodate the Bank at the West Norwich Hospital where the Ophthalmic Department is situated and so, at the suggestion of the BUPA Hospital Manager, Mr Paul Hanke, It came to the BUPA Colney Lane site. PMID:1802078

  20. On the Security of Today's Online Electronic Banking Systems

    Microsoft Academic Search

    Joris Claessens; Valentin Dem; Danny De Cock; Bart Preneel; Joos Vandewalle

    2002-01-01

    Current technology is evolving fast and is constantly bringing new dimensions to our daily life. Electronic banking systems provide us with easy access to banking services. The interaction between user and bank has been substantially improved by deploying ATMs, phone banking, Internet banking, and more recently, mobile banking. This paper discusses the security of today’s electronic banking systems. We focus

  1. ISO 9000 quality standards: a model for blood banking?

    PubMed

    Nevalainen, D E; Lloyd, H L

    1995-06-01

    The recent American Association of Blood Banks publications Quality Program and Quality Systems in the Blood Bank and Laboratory Environment, the FDA's draft guidelines, and recent changes in the GMP regulations all discuss the benefits of implementing quality systems in blood center and/or manufacturing operations. While the medical device GMPs in the United States have been rewritten to accommodate a quality system approach similar to ISO 9000, the Center for Biologics Evaluation and Research of the FDA is also beginning to make moves toward adopting "quality systems audits" as an inspection process rather than using the historical approach of record reviews. The approach is one of prevention of errors rather than detection after the fact (Tourault MA, oral communication, November 1994). The ISO 9000 series of standards is a quality system that has worldwide scope and can be applied in any industry or service. The use of such international standards in blood banking should raise the level of quality within an organization, among organizations on a regional level, within a country, and among nations on a worldwide basis. Whether an organization wishes to become registered to a voluntary standard or not, the use of such standards to become ISO 9000-compliant would be a move in the right direction and would be a positive sign to the regulatory authorities and the public that blood banking is making a visible effort to implement world-class quality systems in its operations. Implementation of quality system standards such as the ISO 9000 series will provide an organized approach for blood banks and blood bank testing operations. With the continued trend toward consolidation and mergers, resulting in larger operational units with more complexity, quality systems will become even more important as the industry moves into the future.(ABSTRACT TRUNCATED AT 250 WORDS) PMID:7770906

  2. 12 CFR 615.5459 - Liability of Farm Credit banks, Funding Corporation and Federal Reserve Banks.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ...2012-01-01 2012-01-01 false Liability of Farm Credit banks, Funding Corporation and Federal Reserve...5459 Section 615.5459 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM FUNDING AND FISCAL AFFAIRS,...

  3. 12 CFR 615.5459 - Liability of Farm Credit banks, Funding Corporation and Federal Reserve Banks.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ...2013-01-01 2013-01-01 false Liability of Farm Credit banks, Funding Corporation and Federal Reserve...5459 Section 615.5459 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM FUNDING AND FISCAL AFFAIRS,...

  4. 12 CFR 615.5459 - Liability of Farm Credit banks, Funding Corporation and Federal Reserve Banks.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ...2011-01-01 2011-01-01 false Liability of Farm Credit banks, Funding Corporation and Federal Reserve...5459 Section 615.5459 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM FUNDING AND FISCAL AFFAIRS,...

  5. 12 CFR 615.5459 - Liability of Farm Credit banks, Funding Corporation and Federal Reserve Banks.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ...2014-01-01 2014-01-01 false Liability of Farm Credit banks, Funding Corporation and Federal Reserve...5459 Section 615.5459 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM FUNDING AND FISCAL AFFAIRS,...

  6. 12 CFR 615.5459 - Liability of Farm Credit banks, Funding Corporation and Federal Reserve Banks.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ...2010-01-01 2010-01-01 false Liability of Farm Credit banks, Funding Corporation and Federal Reserve...5459 Section 615.5459 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM FUNDING AND FISCAL AFFAIRS,...

  7. US Credit Conditions: Federal Reserve Bank of New York

    NSDL National Science Digital Library

    Whether economic conditions are good or bad, inquiring minds want to know about mortgage delinquencies, foreclosures, and their impacts on communities across the United States. Drawing on data provided by one of the nation's dominant credit agencies, the Federal Reserve Bank of New York has created this dynamic map that tracks credit conditions related to auto loans, bank cards, mortgages, and student loans. On the website's homepage, visitors can zoom in on different counties across the country, and also toggle different data sets on and off on the display map. The site also includes a set of technical notes, a glossary, and a link to subscribe to email alerts. Also, visitors can display information from the current fiscal quarter, or look at year-by-year change.

  8. Beyond Six Billion: Forecasting the World's Population

    NSDL National Science Digital Library

    As part of their continuing practice of making recently published titles available in their entirety online, the National Academy Press last month posted Beyond Six Billion: Forecasting the World's Population, written by the National Research Council's Panel on Population Projections. The study examines national and global population projections from such agencies as the United Nations Population Division, the World Bank, and the US Census Bureau. The panel assesses the "assumptions behind the projections of these various agencies, estimates their accuracy and uncertainty, evaluates the implications of current demographic research, and recommends changes in protocol and new research that might improve projections."

  9. 12 CFR 225.143 - Policy statement on nonvoting equity investments by bank holding companies.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ...nonvoting equity investments by bank holding...143 Banks and Banking FEDERAL RESERVE...make interstate banking permissible, bank...substantial equity investments in other bank...when interstate banking may be authorized...soundness of their investments, prevent...

  10. Ocean World

    NSDL National Science Digital Library

    The majority of Ocean World is devoted to a series of ten reference sections: coral reefs, currents, El Nino, Fisheries, Ice Ages, icebergs, JASON-1 (a satellite), the role of the ocean in weather, satellites and ocean exploration, and waves. Each section culminates with an interactive quiz, links to sources of related real-time data, and a list of additional related links. Also available is a set of supplementary services, including a glossary, a question and answer section called Ask Dr.Bob, an index page for all of the available real-time dataset sources, primer pages on the use of internet technology, and links to three distance learning courses in oceanography offered by Texas A&M university. An additional series of link lists are broken up into Four Star Sites, General Links, and (the site author's) Bookmarks. Finally, under a teacher's introductory section to the site, instructors can access a guide to using Ocean World in the classroom, find advice on teaching oceanography in general, locate technology lab stations, and follow links to additional teaching resources.

  11. Idea Bank: Microscopic Impressionism

    NSDL National Science Digital Library

    John Reitnauer

    2005-04-01

    Claude Monet meets the world of science through Histro-Art, a concept that was conceived from the impressions of an 11th and 12th-grade college preparatory human anatomy and physiology class who were studying histology using a micro-video system. As they observed a slide of smooth muscle, one student noticed the resemblance to impressionist art, and thus the concept was born. In this engaging activity, students observe microscopic slide tissue and interpret impressionism theory using various mediums to create their own art pieces. It is sure to leave them with a lasting "impression" of the connection between art and science.

  12. Assessment of river bank erosion in Southern Minnesota rivers post European settlement

    NASA Astrophysics Data System (ADS)

    Kessler, Andrew C.; Gupta, Satish C.; Brown, Melinda K.

    2013-11-01

    River bank erosion is one of the major sources of sediment for many rivers around the world. With the current emphasis on developing total maximum daily loads (TMDLs) for impaired waters in the United States, there is heightened interest in quantifying background sediment levels in rivers. In this study, we assessed variations in river bank erosion over time using a combination of 1855 Public Land Survey System plats, aerial photographs from 1938 to 2009, and light detection and ranging (lidar) data from 2005 to 2009 for sediment impaired rivers in Southern Minnesota. Results showed that bank erosion was episodic, making comparisons of erosion rates from dissimilar time intervals unreliable. For comparable time intervals, average river bank retreat rates (0.51 m yr- 1 from 1855 to 1938 vs. 0.37 m yr- 1 from 1938 to 2009) were statistically similar (t = 2.13, p = 0.14) suggesting that bank erosion rates have remained stable since European settlement. Comparisons over shorter time intervals of 1938-1971 and 1971-2009 also showed similar statistical trends (t = 0.76, p = 0.45) with average river bank retreat rates of 0.57 and 0.50 m yr- 1, respectively. However, additional 145 observations of bank retreat were found in the period 1971-2009 relative to 1938-1971, indicating that the number of actively eroding river banks may have increased over time. Contrary to assumptions made in the literature, bank erosion measurements using lidar data showed a poor relationship (r2 = 0.01 to 0.36) with river bank physical features (face area, inclined surface area, length, slope, height, and aspect), thus suggesting that extrapolating a limited number of bank erosion observations to the whole length of a river will lead to erroneous predictions. This lack of relationship was expected considering that most of these bank physical features do not fully represent bank erosion processes such as seepage, freeze-thaw, river migration, under cutting and sapping. We conclude that, in assessing conservation measures or developing TMDLs to manage river sediment loads, (1) background levels of suspended sediments from river bank erosion should be established using comparable time intervals, and (2) up scaling of discrete volume loss measurements to an entire reach should be avoided.

  13. World Civilizations

    NSDL National Science Digital Library

    Mr J. Nelson

    2008-03-27

    During the course throughout the semester, we will be using the internet to access resources from across the world to better understand the different underlying themes in life effect each other, and how they change throughout history. History of Africa History of China History of Europe History of India History of Japan History of the Mediterranean Region History of the Middle East History of North America History of Pacific Islands History of Russia History of South America History of Southeast Asia Most of the material in this website comes from wikipedia.org sources. This is a free access encyclopedia that is editable by any user. This being the case, if there is any information that is offensive or incorrect, please notify Mr Nelson, so he can contact wikipedia administrators to inform them ...

  14. 77 FR 58141 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-09-19

    ...Iowa, to increase control to more than 25 percent of Perry Investment Company, Perry, Iowa, and thereby indirectly control Raccoon Valley Bank, Perry, Iowa. B. Federal Reserve Bank of St. Louis (Glenda Wilson, Community Affairs Officer) P.O....

  15. 76 FR 4896 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-01-27

    ...retain voting shares of Biscayne Bancshares, Inc., and thereby indirectly retain voting shares of Biscayne Bank, both in Coconut Grove, Florida. B. Federal Reserve Bank of Kansas City (Dennis Denney, Assistant Vice President) 1 Memorial Drive,...

  16. 75 FR 39946 - Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-07-13

    ...23261-4528: 1. First Exchange Bank 401(k) Employee Stock...William Goetell, Fairmont, West Virginia, and Jennifer Price, Morgantown, West Virginia, acting in concert...control of First Exchange Bank, both of Mannington, West Virginia. Board of...

  17. 76 FR 53900 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-08-30

    ...April Jones, individually, all of Key West, Florida; to acquire additional voting shares of First State Bank of the Florida Keys Holding Company...Bank of the Florida Keys, both in Key West, Florida. Board of Governors of...

  18. Multi-tiered S-SOA, Parameter-Driven New Islamic Syariah Products of Holistic Islamic Banking System (HiCORE): Virtual Banking Environment

    NASA Astrophysics Data System (ADS)

    Halimah, B. Z.; Azlina, A.; Sembok, T. M.; Sufian, I.; Sharul Azman, M. N.; Azuraliza, A. B.; Zulaiha, A. O.; Nazlia, O.; Salwani, A.; Sanep, A.; Hailani, M. T.; Zaher, M. Z.; Azizah, J.; Nor Faezah, M. Y.; Choo, W. O.; Abdullah, Chew; Sopian, B.

    The Holistic Islamic Banking System (HiCORE), a banking system suitable for virtual banking environment, created based on universityindustry collaboration initiative between Universiti Kebangsaan Malaysia (UKM) and Fuziq Software Sdn Bhd. HiCORE was modeled on a multitiered Simple - Services Oriented Architecture (S-SOA), using the parameterbased semantic approach. HiCORE's existence is timely as the financial world is looking for a new approach to creating banking and financial products that are interest free or based on the Islamic Syariah principles and jurisprudence. An interest free banking system has currently caught the interest of bankers and financiers all over the world. HiCORE's Parameter-based module houses the Customer-information file (CIF), Deposit and Financing components. The Parameter based module represents the third tier of the multi-tiered Simple SOA approach. This paper highlights the multi-tiered parameter- driven approach to the creation of new Islamiic products based on the 'dalil' (Quran), 'syarat' (rules) and 'rukun' (procedures) as required by the syariah principles and jurisprudence reflected by the semantic ontology embedded in the parameter module of the system.

  19. 40 CFR 1042.715 - Banking emission credits.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ...2014-07-01 2014-07-01 false Banking emission credits. 1042.715 Section...COMPRESSION-IGNITION ENGINES AND VESSELS Averaging, Banking, and Trading for Certification § 1042.715 Banking emission credits. (a) Banking...

  20. 40 CFR 1042.715 - Banking emission credits.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ...2013-07-01 2013-07-01 false Banking emission credits. 1042.715 Section...COMPRESSION-IGNITION ENGINES AND VESSELS Averaging, Banking, and Trading for Certification § 1042.715 Banking emission credits. (a) Banking...

  1. 40 CFR 1042.715 - Banking emission credits.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ...2012-07-01 2012-07-01 false Banking emission credits. 1042.715 Section...COMPRESSION-IGNITION ENGINES AND VESSELS Averaging, Banking, and Trading for Certification § 1042.715 Banking emission credits. (a) Banking...

  2. 40 CFR 1042.715 - Banking emission credits.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ...2011-07-01 2011-07-01 false Banking emission credits. 1042.715 Section...COMPRESSION-IGNITION ENGINES AND VESSELS Averaging, Banking, and Trading for Certification § 1042.715 Banking emission credits. (a) Banking...

  3. 40 CFR 1042.715 - Banking emission credits.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ...2010-07-01 2010-07-01 false Banking emission credits. 1042.715 Section...COMPRESSION-IGNITION ENGINES AND VESSELS Averaging, Banking, and Trading for Certification § 1042.715 Banking emission credits. (a) Banking...

  4. 12 CFR 7.3000 - Bank hours and closings.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... (a) Bank hours. A national bank's board of directors...day is a legal holiday for national banks or their offices in the affected geographic area (i.e., throughout...emergency conditions, a national bank may temporarily...

  5. 12 CFR 362.3 - Activities of insured State banks.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ...2014-01-01 false Activities of insured State banks. 362.3 Section 362.3 Banks...GENERAL POLICY ACTIVITIES OF INSURED STATE BANKS AND INSURED SAVINGS ASSOCIATIONS Activities of Insured State Banks § 362.3 Activities of...

  6. 12 CFR 34.84 - Future bank expansion.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ...2011-01-01 false Future bank expansion. 34.84 Section 34.84...Owned § 34.84 Future bank expansion. A national bank normally should...estate acquired for future bank expansion within five years. After...

  7. 75 FR 68534 - Federal Home Loan Bank Liabilities

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-11-08

    ...a) which reserves to the Banks' regulator the right to issue COs under section 11...United States and Federal Reserve Banks; rights of any Person against Banks...United States and Federal Reserve Banks; rights of any Person against...

  8. 76 FR 18366 - Federal Home Loan Bank Liabilities

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-04-04

    ...a) that had reserved to the Banks' regulator the right to issue COs. Similarly, Sec...United States and Federal Reserve Banks; rights of any Person against Banks...United States and Federal Reserve Banks; rights of any Person against...

  9. Technical Report Middle East Technical University

    E-print Network

    Erdem, Erkut

    Technical Report Middle East Technical University Department of Computer Engineering A dynamic Department of Computer Engineering Middle East Technical University In¨on¨u Bulvari, 06531, Ankara TURKEY c Middle East Technical University The first version of this METU-CENG Technical Report is published

  10. M-Banking Security - a futuristic improved security approach

    E-print Network

    Navale, Geeta S; Deshmukh, Aaradhana A

    2010-01-01

    In last few decades large technology development raised various new needs. Financial sector has also no exception. People are approaching all over the world to fulfill there dreams. Any sector needs to understand changing need of customer. In order to satisfy financial need for customer banks are taking help of new technology such as internet. Only problem remain is of security. The aim of this work is to provide a secure environment in terms of security for transaction by various ways. In order to improve security we are making use of "Steganography" technique in the way never used before. Task of enhancing security include construction of formula for both data encryption and also for hiding pattern. Server should not process any fake request hence concept of custom "Session id" and "Request id" is introduced. Implementation of such a security constraints in banking sector not only help to serve customer in better way but also make customer confident and satisfy.

  11. 78 FR 67146 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-11-08

    ...retain voting shares of Citizens Bank of Americus, both in Americus, Georgia. B. Federal Reserve Bank of Dallas (E. Ann Worthy...Texas; and Dewey Weaver, III, West Monroe, Louisiana; to retain...voting shares of Progressive Bank, both in Monroe,...

  12. 75 FR 70262 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-11-17

    ...their views in writing to the Reserve Bank indicated for that notice or to the...December 13, 2010. A. Federal Reserve Bank of Minneapolis (Jacqueline G. King...Lolo, Montana, to retain shares of West One Bank, Kalispell, Montana. Board of...

  13. 76 FR 9350 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-02-17

    ...views in writing to the Reserve Bank indicated for that notice or...2011. A. Federal Reserve Bank of Minneapolis (Jacqueline G...acquire and retain voting shares of West 12 Bancorporation, Inc., and...acquire and retain control of State Bank of Danvers, both in...

  14. 78 FR 75349 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-12-11

    ...views in writing to the Reserve Bank indicated for that notice or...2013. A. Federal Reserve Bank of Chicago (Colette A. Fried...Jessica L. Kennedy, both of West, Des Moines, Iowa; Joseph...indirectly voting shares of Fidelity Bank & Trust, both in Dubuque,...

  15. 75 FR 49934 - Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-08-16

    ...their views in writing to the Reserve Bank indicated for that notice or to the...August 31, 2010. A. Federal Reserve Bank of Cleveland (Nadine Wallman, Vice...acquire additional voting shares of West View Savings Bank, both of Pittsburgh,...

  16. 75 FR 75469 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-12-03

    ...RESERVE SYSTEM Change in Bank Control Notices; Acquisitions of Shares...applied under the Change in Bank Control Act (12 U.S.C. 1817...to acquire voting shares of Cascade Bancorp, and thereby indirectly...voting shares of The Bank of the Cascades, both of Bend, Oregon....

  17. 76 FR 10363 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-02-24

    ...RESERVE SYSTEM Change in Bank Control Notices; Acquisitions of Shares...applied under the Change in Bank Control Act (12 U.S.C. 1817...percent of the voting shares of Cascade Bancorp, and thereby indirectly...voting shares of Bank of the Cascades, both of Bend,...

  18. 78 FR 61352 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-10-03

    ...C. Federal Reserve Bank of Kansas City (Dennis...retain voting shares of Bank of Clarks, both in Clarks...retain shares of Isham Management Company, and therby...of The First National Bank of Gordon, both of Gordon...of the Federal Reserve System, September 27,...

  19. 77 FR 53887 - Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-09-04

    ...writing to the Reserve Bank indicated for that notice...A. Federal Reserve Bank of San Francisco (Kenneth...Partners, L.P.; CJA Private Equity Financial Restructuring...and its investors; CJA Private Equity Financial Restructuring...business as Oregon Pacific Bank), both in...

  20. 40 CFR 73.36 - Banking.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ...Environment 16 2010-07-01 2010-07-01 false Banking. 73.36 Section 73.36 Protection of Environment...ALLOWANCE SYSTEM Allowance Tracking System § 73.36 Banking. (a) Compliance accounts. Any allowance in a...

  1. 40 CFR 73.36 - Banking.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ...Environment 16 2011-07-01 2011-07-01 false Banking. 73.36 Section 73.36 Protection of Environment...ALLOWANCE SYSTEM Allowance Tracking System § 73.36 Banking. (a) Compliance accounts. Any allowance in a...

  2. 40 CFR 73.36 - Banking.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ...Environment 17 2014-07-01 2014-07-01 false Banking. 73.36 Section 73.36 Protection of Environment...ALLOWANCE SYSTEM Allowance Tracking System § 73.36 Banking. (a) Compliance accounts. Any allowance in a...

  3. 40 CFR 73.36 - Banking.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ...Environment 17 2012-07-01 2012-07-01 false Banking. 73.36 Section 73.36 Protection of Environment...ALLOWANCE SYSTEM Allowance Tracking System § 73.36 Banking. (a) Compliance accounts. Any allowance in a...

  4. 40 CFR 73.36 - Banking.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ...Environment 17 2013-07-01 2013-07-01 false Banking. 73.36 Section 73.36 Protection of Environment...ALLOWANCE SYSTEM Allowance Tracking System § 73.36 Banking. (a) Compliance accounts. Any allowance in a...

  5. Banking channel management : global trends and strategies

    E-print Network

    Catalan, Renato Teixeira

    2004-01-01

    Banking channel management has become a crucial component in the drive for improved efficiency. Since the channel is the interlocutor between customers and products, banks are leveraging their knowledge of channels to ...

  6. 75 FR 72611 - Assessments, Large Bank Pricing

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-11-24

    ...is determined by either the financial ratios method (which is also applicable to all...large bank method.\\3\\ The financial ratios method uses a weighted average of CAMELS component ratings and certain financial ratios.\\4\\ The large bank method...

  7. 76 FR 17521 - Assessments, Large Bank Pricing

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-03-30

    ...CORPORATION 12 CFR Part 327 RIN 3064-AD66 Assessments, Large Bank Pricing AGENCY: Federal Deposit Insurance Corporation (FDIC). ACTION...2011 (76 FR 10672), regarding Assessments, Large Bank Pricing. This correction clarifies words of amendatory...

  8. 40 CFR 97.355 - Banking.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ...TRADING PROGRAMS CAIR NOX Ozone Season Allowance Tracking System § 97.355 Banking. (a) CAIR NOX Ozone Season allowances may be banked for future...section. (b) Any CAIR NOX Ozone Season allowance that is held in a...

  9. 40 CFR 96.355 - Banking.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ...IMPLEMENTATION PLANS CAIR NOX Ozone Season Allowance Tracking System § 96.355 Banking. (a) CAIR NOX Ozone Season allowances may be banked for future...section. (b) Any CAIR NOX Ozone Season allowance that is held in a...

  10. 40 CFR 97.355 - Banking.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ...TRADING PROGRAMS CAIR NOX Ozone Season Allowance Tracking System § 97.355 Banking. (a) CAIR NOX Ozone Season allowances may be banked for future...section. (b) Any CAIR NOX Ozone Season allowance that is held in a...

  11. 62 FR 48471 - Water Bank Program

    Federal Register 2010, 2011, 2012, 2013, 2014

    1997-09-16

    ...DEPARTMENT OF AGRICULTURE Natural Resources Conservation...Service 7 CFR Part 633 Water Bank Program AGENCY...SUMMARY: The Department of Agriculture Reorganization Act of...responsibility for the Water Bank Program (WBP)...

  12. Three essays in governance and banking

    E-print Network

    Mian, Atif Rehman, 1975-

    2001-01-01

    This dissertation consists of three separate essays. In the first essay, privatization is found to improve bank performance by both better monitoring of existing firms, and improved selection of new bank clients. Data on ...

  13. Why is Bank Debt Senior?

    Microsoft Academic Search

    Ivo Welch

    Abstract This theory can explain why bank debt is universally senior, consistent with the presence,of conflict (lawyers) and,absolute,priority,violations,in financial,distress: Better organized,banks,would,more,strongly,contest,priority,in financial,distress if they,were,junior. Because,“deterrence”,can,reduce,creditors’ total expenses,in a priority contest, the ex-post stronger lobbyist\\/litigant should be senior ex-ante. For equivalent reasons, the theory can advise when public debt should be senior to trade credit and\\/or implicit contracts, and can even

  14. Outlook to 2060 for World Forests and Forest Industries

    E-print Network

    Mladenoff, David

    . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 The Global Forest Products Model . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 Intergovernmental Panel on Climate Change Scenarios and Global Forest Products Model DriversOutlook to 2060 for World Forests and Forest Industries A Technical Document Supporting the Forest

  15. Highlights from the First World Congress of Education International.

    ERIC Educational Resources Information Center

    Education International, Brussels (Belgium).

    The papers in this volume reflect the general theme of the congress, "Educators United, Ready for Change." A theme that emerged during the conference concerned the need to fight structural adjustment programs, imposed by the World Bank or the International Monetary Fund, which were destroying the educational and social infrastructure of many…

  16. Women Entrepreneurs in the Developing World. CELCEE Digest.

    ERIC Educational Resources Information Center

    Seymour, Nicole

    Although many of the 100 million women employed in the developing world are entrepreneurs, they are often unable to become self sufficient or to adequately support their families through entrepreneurship. However, in the past decade, several entities, from microlending banks to United Nations task forces, have intervened to enable women in…

  17. Volume 2, Number 1 41 World Customs Journal

    E-print Network

    with international organisations like the United Nations Conference on Trade & Development (UNCTAD), the World Bank initiatives, the private sector has recently organised itself to address the challenges of trade facilitation in Africa. Entry of the private sector requires a convergence of interests with government so as to reduce

  18. 12 CFR 987.7 - Liability of Banks, Finance Board, Office of Finance and Federal Reserve Banks.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 2011-01-01 false Liability of Banks, Finance Board, Office of Finance and Federal Reserve Banks. 987.7 Section 987.7 Banks and Banking FEDERAL HOUSING FINANCE BOARD OFFICE OF FINANCE BOOK-ENTRY...

  19. 12 CFR 987.7 - Liability of Banks, Finance Board, Office of Finance and Federal Reserve Banks.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 2010-01-01 false Liability of Banks, Finance Board, Office of Finance and Federal Reserve Banks. 987.7 Section 987.7 Banks and Banking FEDERAL HOUSING FINANCE BOARD OFFICE OF FINANCE BOOK-ENTRY...

  20. 12 CFR 614.4130 - Funding and discount relationships between Farm Credit Banks or agricultural credit banks and OFIs.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ...false Funding and discount relationships between Farm Credit Banks or agricultural credit banks and OFIs...4130 Section 614.4130 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS...