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Sample records for accounts debts indebtedness

  1. Students' Concern about Indebtedness: A Rank Based Social Norms Account

    ERIC Educational Resources Information Center

    Aldrovandi, Silvio; Wood, Alex M.; Maltby, John; Brown, Gordon D. A.

    2015-01-01

    This paper describes a new model of students' concern about indebtedness within a rank-based social norms framework. Study 1 found that students hold highly variable beliefs about how much other students will owe at the end of their degree. Students' concern about their own anticipated debt--and their intention of taking on a part-time job during…

  2. Student Debt Levels Continue To Rise. Stafford Indebtedness: 1999 Update. New Agenda Series[TM], Volume 2, Number 3.

    ERIC Educational Resources Information Center

    Scherschel, Patricia M.

    A study of the rate of growth in Stafford student loan debt levels compiled average indebtedness figures for graduate students, undergraduate students, proprietary students, and students enrolled in community colleges and other 2- and 3-year institutions. The study also attempted to develop payment stress indicators by tracking payment status data…

  3. 18 CFR 367.1810 - Account 181, Unamortized debt expense.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ..., Unamortized debt expense. 367.1810 Section 367.1810 Conservation of Power and Water Resources FEDERAL ENERGY... GAS ACT Balance Sheet Chart of Accounts Deferred Debits § 367.1810 Account 181, Unamortized debt expense. This account must include expenses related to the issuance or assumption of debt...

  4. The burden of debt for Canadian dental students: part 3. Student indebtedness, sources of funding and the influence of socioeconomic status on debt.

    PubMed

    Matthew, Ian R; Walton, Joanne N; Dumaresq, Cheryl; Sudmant, Walter

    2006-11-01

    In recent years, tuition fees at most universities across Canada have increased substantially, particularly in professional programs such as dentistry. Anecdotal evidence suggests that these increases have a significant adverse impact on the educational experience of dental students. In January 2004, students at Canada's 10 dental schools were invited to participate in a survey on costs, debt and other factors related to attending dental school in Canada. This third article in a series of 4 examines the effects of funding sources and socioeconomic status (SES) on dental students' debt. The survey provided key information about the costs of attending dental school and the levels of debt among dental students across Canada. Choice of school and year of study had a significant effect on the overall costs of attending dental school, and dental students' costs were largely financed by private loans or other forms of debt. Canadian dental students' average debt varied between 24,000 to 26,000 dollars per annum, depending on their year of study. Key determinants of borrowing included type of residence, SES, total costs, and number of dependents. Students who lived at home or with relatives borrowed significantly less than those who were renting. Parents' SES was related to students' access to forms of educational funding that result in no debt burden. SES also played a role in determining the likelihood of a student pursuing further professional education.

  5. 18 CFR 367.1810 - Account 181, Unamortized debt expense.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... REGULATORY COMMISSION, DEPARTMENT OF ENERGY REGULATIONS UNDER THE PUBLIC UTILITY HOLDING COMPANY ACT OF 2005... TO THE PROVISIONS OF THE PUBLIC UTILITY HOLDING COMPANY ACT OF 2005, FEDERAL POWER ACT AND NATURAL... monthly basis, and the related amounts must be charged to account 428, Amortization of debt discount...

  6. 18 CFR 367.2240 - Account 224, Other long-term debt.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 18 Conservation of Power and Water Resources 1 2010-04-01 2010-04-01 false Account 224, Other long... GAS ACT Balance Sheet Chart of Accounts Long-Term Debt § 367.2240 Account 224, Other long-term debt. (a) This account must include, until maturity, all long-term debt not otherwise provided for....

  7. 18 CFR 367.2240 - Account 224, Other long-term debt.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 18 Conservation of Power and Water Resources 1 2011-04-01 2011-04-01 false Account 224, Other long... GAS ACT Balance Sheet Chart of Accounts Long-Term Debt § 367.2240 Account 224, Other long-term debt. (a) This account must include, until maturity, all long-term debt not otherwise provided for....

  8. 18 CFR 367.2240 - Account 224, Other long-term debt.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 18 Conservation of Power and Water Resources 1 2012-04-01 2012-04-01 false Account 224, Other long... GAS ACT Balance Sheet Chart of Accounts Long-Term Debt § 367.2240 Account 224, Other long-term debt. (a) This account must include, until maturity, all long-term debt not otherwise provided for....

  9. 18 CFR 367.2240 - Account 224, Other long-term debt.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 18 Conservation of Power and Water Resources 1 2014-04-01 2014-04-01 false Account 224, Other long... GAS ACT Balance Sheet Chart of Accounts Long-Term Debt § 367.2240 Account 224, Other long-term debt. (a) This account must include, until maturity, all long-term debt not otherwise provided for....

  10. 18 CFR 367.4270 - Account 427, Interest on long-term debt.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... on long-term debt. 367.4270 Section 367.4270 Conservation of Power and Water Resources FEDERAL ENERGY..., Interest on long-term debt. (a) This account must include the amount of interest on outstanding long-term..., Other long-term debt (§ 367.2240). (b) This account must be kept or supported so as to show the...

  11. 18 CFR 367.4270 - Account 427, Interest on long-term debt.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... on long-term debt. 367.4270 Section 367.4270 Conservation of Power and Water Resources FEDERAL ENERGY..., Interest on long-term debt. (a) This account must include the amount of interest on outstanding long-term..., Other long-term debt (§ 367.2240). (b) This account must be kept or supported so as to show the...

  12. 18 CFR 367.4270 - Account 427, Interest on long-term debt.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... on long-term debt. 367.4270 Section 367.4270 Conservation of Power and Water Resources FEDERAL ENERGY..., Interest on long-term debt. (a) This account must include the amount of interest on outstanding long-term..., Other long-term debt (§ 367.2240). (b) This account must be kept or supported so as to show the...

  13. 18 CFR 367.4270 - Account 427, Interest on long-term debt.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... on long-term debt. 367.4270 Section 367.4270 Conservation of Power and Water Resources FEDERAL ENERGY..., Interest on long-term debt. (a) This account must include the amount of interest on outstanding long-term..., Other long-term debt (§ 367.2240). (b) This account must be kept or supported so as to show the...

  14. Health effects of indebtedness: a systematic review

    PubMed Central

    2014-01-01

    Background In the aftermath of the global financial crisis, millions of households have been left with debts that they are unable to manage. Indebtedness may impair the wellbeing of those affected by it for years to come. This systematic review focuses on the long-term consequences of indebtedness on health. Methods The method used in the paper is a systematic review. First, bibliographic databases were searched for peer-reviewed articles. Second, the references and citations of the included articles were searched for additional articles. Results The results from our sample of 33 peer-reviewed studies demonstrate serious health effects related to indebtedness. Individuals with unmet loan payments had suicidal ideation and suffered from depression more often than those without such financial problems. Unpaid financial obligations were also related to poorer subjective health and health-related behaviour. Debt counselling and other programmes to mitigate debt-related stress are needed to alleviate the adverse effects of indebtedness on health. Conclusions The results demonstrate that indebtedness has serious effects on health. PMID:24885280

  15. 78 FR 43796 - Indebtedness of Military Personnel

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-07-22

    ... is removed, which was established in the Federal Register, March 3, 1986 (51 FR 7268). Rules in the... Department of the Army 32 CFR Part 513 Indebtedness of Military Personnel AGENCY: Department of the Army, DoD... procedures for handling debt claims against soldiers. These rules in the Army Regulation have been...

  16. 18 CFR 367.4300 - Account 430, Interest on debt to associate companies.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... on debt to associate companies. 367.4300 Section 367.4300 Conservation of Power and Water Resources... COMPANY ACT OF 2005, FEDERAL POWER ACT AND NATURAL GAS ACT UNIFORM SYSTEM OF ACCOUNTS FOR CENTRALIZED... POWER ACT AND NATURAL GAS ACT Income Statement Chart of Accounts Service Company Operating Income §...

  17. 26 CFR 1.1367-2 - Adjustments to basis of indebtedness to shareholder.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ..., the disposition or repayment is a recognition event effective immediately before the indebtedness is...-year promissory note in the face amount of $1,000. In 1996, A loans S $5,000 (Debt No. 2), which...

  18. 18 CFR 367.2260 - Account 226, Unamortized discount on long-term debt-Debit.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ..., Unamortized discount on long-term debt-Debit. 367.2260 Section 367.2260 Conservation of Power and Water... HOLDING COMPANY ACT OF 2005, FEDERAL POWER ACT AND NATURAL GAS ACT UNIFORM SYSTEM OF ACCOUNTS FOR CENTRALIZED SERVICE COMPANIES SUBJECT TO THE PROVISIONS OF THE PUBLIC UTILITY HOLDING COMPANY ACT OF...

  19. 18 CFR 367.4280 - Account 428, Amortization of debt discount and expense.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ..., Amortization of debt discount and expense. 367.4280 Section 367.4280 Conservation of Power and Water Resources... COMPANY ACT OF 2005, FEDERAL POWER ACT AND NATURAL GAS ACT UNIFORM SYSTEM OF ACCOUNTS FOR CENTRALIZED SERVICE COMPANIES SUBJECT TO THE PROVISIONS OF THE PUBLIC UTILITY HOLDING COMPANY ACT OF 2005,...

  20. Messengers of Bad News or Bad Apples? Student Debt and College Accountability

    ERIC Educational Resources Information Center

    Darolia, Rajeev

    2015-01-01

    Student loan debt and defaults have been steadily rising, igniting public worry about the associated public and private risks. This has led to controversial regulatory attempts to curb defaults by holding colleges, particularly those in the for-profit sector, increasingly accountable for the student loan repayment behavior of their students. Such…

  1. 20 CFR 361.4 - Determination of indebtedness.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 20 Employees' Benefits 1 2012-04-01 2012-04-01 false Determination of indebtedness. 361.4 Section 361.4 Employees' Benefits RAILROAD RETIREMENT BOARD INTERNAL ADMINISTRATION, POLICY AND PROCEDURES RECOVERY OF DEBTS OWED TO THE UNITED STATES GOVERNMENT BY GOVERNMENT EMPLOYEES § 361.4 Determination...

  2. 20 CFR 361.4 - Determination of indebtedness.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 20 Employees' Benefits 1 2013-04-01 2012-04-01 true Determination of indebtedness. 361.4 Section 361.4 Employees' Benefits RAILROAD RETIREMENT BOARD INTERNAL ADMINISTRATION, POLICY AND PROCEDURES RECOVERY OF DEBTS OWED TO THE UNITED STATES GOVERNMENT BY GOVERNMENT EMPLOYEES § 361.4 Determination...

  3. 20 CFR 361.4 - Determination of indebtedness.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 20 Employees' Benefits 1 2010-04-01 2010-04-01 false Determination of indebtedness. 361.4 Section 361.4 Employees' Benefits RAILROAD RETIREMENT BOARD INTERNAL ADMINISTRATION, POLICY AND PROCEDURES RECOVERY OF DEBTS OWED TO THE UNITED STATES GOVERNMENT BY GOVERNMENT EMPLOYEES § 361.4 Determination...

  4. 20 CFR 361.4 - Determination of indebtedness.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 20 Employees' Benefits 1 2011-04-01 2011-04-01 false Determination of indebtedness. 361.4 Section 361.4 Employees' Benefits RAILROAD RETIREMENT BOARD INTERNAL ADMINISTRATION, POLICY AND PROCEDURES RECOVERY OF DEBTS OWED TO THE UNITED STATES GOVERNMENT BY GOVERNMENT EMPLOYEES § 361.4 Determination...

  5. 20 CFR 361.4 - Determination of indebtedness.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 20 Employees' Benefits 1 2014-04-01 2012-04-01 true Determination of indebtedness. 361.4 Section 361.4 Employees' Benefits RAILROAD RETIREMENT BOARD INTERNAL ADMINISTRATION, POLICY AND PROCEDURES RECOVERY OF DEBTS OWED TO THE UNITED STATES GOVERNMENT BY GOVERNMENT EMPLOYEES § 361.4 Determination...

  6. Does educational indebtedness affect physician specialty choice?

    PubMed

    Bazzoli, G J

    1985-03-01

    There has been much debate over the effect of educational indebtedness on the specialty choices of new physicians, especially in light of the perceived shortage of primary care physicians. This paper explores the theoretical foundations on which this debate is based. In addition, the paper estimates the effects of various types of debt on specialty choice. The results suggest that an increase in debt from subsidized loan sources (i.e., Guaranteed Student Loans, National Direct Student Loans, or Health Professions Student Loans) has mixed effects while an increase in debt from Health Education Assistance Loans reduces the likelihood of becoming a primary care physician. Though these effects are significant, they are very small in magnitude. Economic returns to certain specialties and personal background appear to play a more important role in specialty choice.

  7. 26 CFR 301.6511(d)-1 - Overpayment of income tax on account of bad debts, worthless securities, etc.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 26 Internal Revenue 18 2014-04-01 2014-04-01 false Overpayment of income tax on account of bad... bad debts, worthless securities, etc. (a)(1) If the claim for credit or refund relates to an... the deductibility of a bad debt under section 166 or section 832(c), or of a loss from...

  8. 26 CFR 301.6511(d)-1 - Overpayment of income tax on account of bad debts, worthless securities, etc.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 26 Internal Revenue 18 2012-04-01 2012-04-01 false Overpayment of income tax on account of bad... bad debts, worthless securities, etc. (a)(1) If the claim for credit or refund relates to an... the deductibility of a bad debt under section 166 or section 832(c), or of a loss from...

  9. 26 CFR 301.6511(d)-1 - Overpayment of income tax on account of bad debts, worthless securities, etc.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 26 Internal Revenue 18 2011-04-01 2011-04-01 false Overpayment of income tax on account of bad... bad debts, worthless securities, etc. (a)(1) If the claim for credit or refund relates to an... the deductibility of a bad debt under section 166 or section 832(c), or of a loss from...

  10. 26 CFR 301.6511(d)-1 - Overpayment of income tax on account of bad debts, worthless securities, etc.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 26 Internal Revenue 18 2013-04-01 2013-04-01 false Overpayment of income tax on account of bad... bad debts, worthless securities, etc. (a)(1) If the claim for credit or refund relates to an... the deductibility of a bad debt under section 166 or section 832(c), or of a loss from...

  11. 26 CFR 301.6511(d)-1 - Overpayment of income tax on account of bad debts, worthless securities, etc.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 26 Internal Revenue 18 2010-04-01 2010-04-01 false Overpayment of income tax on account of bad... bad debts, worthless securities, etc. (a)(1) If the claim for credit or refund relates to an... the deductibility of a bad debt under section 166 or section 832(c), or of a loss from...

  12. 32 CFR 112.5 - Processing of debt complaints.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 32 National Defense 1 2011-07-01 2011-07-01 false Processing of debt complaints. 112.5 Section 112... CIVILIAN INDEBTEDNESS OF MILITARY PERSONNEL § 112.5 Processing of debt complaints. (a) Debt complaints... made a bona fide effort to collect the debt directly from the military member; (2) Whose claims...

  13. 32 CFR 112.5 - Processing of debt complaints.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 32 National Defense 1 2010-07-01 2010-07-01 false Processing of debt complaints. 112.5 Section 112... CIVILIAN INDEBTEDNESS OF MILITARY PERSONNEL § 112.5 Processing of debt complaints. (a) Debt complaints... made a bona fide effort to collect the debt directly from the military member; (2) Whose claims...

  14. Medical school tuition and young physicians' indebtedness.

    PubMed

    Jolly, Paul

    2005-01-01

    Medical school tuition and medical student debt have increased dramatically during the past two decades, but loans are available on favorable terms, which makes it possible for students without personal or family means to get a medical education. As an investment, medical education is an excellent choice; its net present value is more than a million dollars. Cost is nevertheless a strong deterrent to potential applicants, especially minority applicants. If tuition and indebtedness continue to increase while physician incomes do not, there may come a time when only the wealthy can finance a medical education, and medical schools may have increasing difficulty recruiting qualified students. PMID:15757940

  15. Medical school tuition and young physicians' indebtedness.

    PubMed

    Jolly, Paul

    2005-01-01

    Medical school tuition and medical student debt have increased dramatically during the past two decades, but loans are available on favorable terms, which makes it possible for students without personal or family means to get a medical education. As an investment, medical education is an excellent choice; its net present value is more than a million dollars. Cost is nevertheless a strong deterrent to potential applicants, especially minority applicants. If tuition and indebtedness continue to increase while physician incomes do not, there may come a time when only the wealthy can finance a medical education, and medical schools may have increasing difficulty recruiting qualified students.

  16. Debt trajectories and mental health.

    PubMed

    Hojman, Daniel A; Miranda, Álvaro; Ruiz-Tagle, Jaime

    2016-10-01

    In the last few decades, there was a marked increase in consumer debt in the United States, Latin America and other emerging countries, spurring a debate about the real costs and benefits of household credit. Using a unique longitudinal dataset with detailed health and balance sheet information from a large sample of 10,900 Chilean households we study the relationship between debt trajectories in a three-year time window and mental health. We find that depressive symptoms are higher for those who have been persistently over-indebted, followed by those who transit from moderate to high debt levels. We also find that those who transition from over-indebtedness to moderate debt levels have no additional depressive symptoms compared to those with trajectories of moderate debt throughout (never over-indebted). This suggests that the debt-related contribution to depressive symptoms vanishes as debt levels fall. The association between debt and depressive symptoms seems to be driven by non-mortgage debt -primarily consumer credit- or late mortgage payments; secured debt (secured by collateral) per se is not associated with depressive symptoms. Policy interventions to reduce the negative association of over-indebtedness on mental health are discussed. PMID:27598550

  17. Debt trajectories and mental health.

    PubMed

    Hojman, Daniel A; Miranda, Álvaro; Ruiz-Tagle, Jaime

    2016-10-01

    In the last few decades, there was a marked increase in consumer debt in the United States, Latin America and other emerging countries, spurring a debate about the real costs and benefits of household credit. Using a unique longitudinal dataset with detailed health and balance sheet information from a large sample of 10,900 Chilean households we study the relationship between debt trajectories in a three-year time window and mental health. We find that depressive symptoms are higher for those who have been persistently over-indebted, followed by those who transit from moderate to high debt levels. We also find that those who transition from over-indebtedness to moderate debt levels have no additional depressive symptoms compared to those with trajectories of moderate debt throughout (never over-indebted). This suggests that the debt-related contribution to depressive symptoms vanishes as debt levels fall. The association between debt and depressive symptoms seems to be driven by non-mortgage debt -primarily consumer credit- or late mortgage payments; secured debt (secured by collateral) per se is not associated with depressive symptoms. Policy interventions to reduce the negative association of over-indebtedness on mental health are discussed.

  18. 31 CFR 363.138 - Is Treasury liable for the purchase of a zero-percent certificate of indebtedness that is made in...

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... a zero-percent certificate of indebtedness that is made in error? 363.138 Section 363.138 Money and... purchase of a zero-percent certificate of indebtedness that are made in error by your financial institution... TREASURY BUREAU OF THE PUBLIC DEBT REGULATIONS GOVERNING SECURITIES HELD IN TREASURYDIRECT...

  19. 31 CFR 363.138 - Is Treasury liable for the purchase of a zero-percent certificate of indebtedness that is made in...

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... a zero-percent certificate of indebtedness that is made in error? 363.138 Section 363.138 Money and... purchase of a zero-percent certificate of indebtedness that are made in error by your financial institution... TREASURY BUREAU OF THE PUBLIC DEBT REGULATIONS GOVERNING SECURITIES HELD IN TREASURYDIRECT...

  20. 31 CFR 363.138 - Is Treasury liable for the purchase of a zero-percent certificate of indebtedness that is made in...

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... a zero-percent certificate of indebtedness that is made in error? 363.138 Section 363.138 Money and... purchase of a zero-percent certificate of indebtedness that are made in error by your financial institution... TREASURY BUREAU OF THE PUBLIC DEBT REGULATIONS GOVERNING SECURITIES HELD IN TREASURYDIRECT...

  1. Transparency and Accountability: What if the Federal Gainful Employment-Debt Measures Regulations Applied to Law Schools?

    ERIC Educational Resources Information Center

    Mattox, Kari Ann

    2013-01-01

    The purpose of this analysis is to compare current guidelines of the American Bar Association (ABA) for law schools to those of the U.S. Department of Education's Gainful Employment-Debt Measures regulations in order to assess their transparency and accountability. This analysis is relevant in a time of increasing tuition costs and record…

  2. 26 CFR 1.108-2 - Acquisition of indebtedness by a person related to the debtor.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... security held primarily for sale to customers in the ordinary course of business; (B) The dealer disposes... holding of the indebtedness for sale to customers in the ordinary course of business, taking into account... paragraph (e)(2), if the period consistent with the holding of indebtedness for sale to customers in...

  3. Dental student indebtedness: Where did it come from and where will it lead?

    PubMed

    Stafford, Gary L

    2013-01-01

    Today's dental school graduates are burdened by an ever-increasing amount of student loan debt from both their undergraduate and predoctoral educations. Although considered to be multifactorial in origin, this article explores the microeconomic theory of supply and demand as a source for rising tuition costs and subsequent educational debt. The historical context for the cost of a dental education is provided, and serious questions are posed about how this indebtedness might impact the future of the profession.

  4. 49 CFR 1018.80 - Reporting discharged debts to the Internal Revenue Service.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    .... When the Board discharges a debt for less than the full value of the indebtedness, it will report the outstanding balance discharged, not including interest to the Internal Revenue Service, using IRS Form...

  5. College Debt and the New England Family.

    ERIC Educational Resources Information Center

    Merisotis, Jamie P.; Parker, Thomas D.

    1996-01-01

    Between 1991 and 1994, college student borrowing increased by 28% annually, higher than the national rate. The highest rates are among older, part-time, independent, and minority students. Rising debt and rising costs predict a growing problem of indebtedness among students. Social and economic consequences could be severe if this trend continues.…

  6. Medical student debt and major life choices other than specialty

    PubMed Central

    Rohlfing, James; Navarro, Ryan; Maniya, Omar Z.; Hughes, Byron D.; Rogalsky, Derek K.

    2014-01-01

    Background Median indebtedness at graduation is now more than $170,000 for graduates of US Medical Schools. Debate still exists as to whether higher debt levels influence students to choose high paying non-primary care specialties. Notably, no previous research on the topic has taken into account cost of attendance when constructing a debt model, nor has any research examined the non-career major life decisions that medical students face. Methods Medical students were surveyed using an anonymous electronic instrument developed for this study. The survey was delivered through a link included in a study email and students were recruited from school wide listservs and through snowball sampling (students were encouraged to share a link to the survey with other medical students). No incentives were offered for survey completion. Results Responses were recorded from 102 US Allopathic medical schools (n=3,032), with 22 institutions (11 public, 11 private) meeting inclusion criteria of 10% student body response proportion (n=1,846). Students with higher debt relative to their peers at their home institution reported higher frequencies of feeling callous towards others, were more likely to choose a specialty with a higher average annual income, were less likely to plan to practice in underserved locations, and were less likely to choose primary care specialties. Students with higher aggregate amounts of medical student loan debt were more likely to report high levels of stress from their educational debt, to delay getting married and to report disagreement that they would choose to become a physician again, if given the opportunity to revisit that choice. Increases in both aggregate and relative debt were associated with delaying having children, delaying buying a house, concerns about managing and paying back educational debt, and worrying that educational debt will influence one's specialty choice. Conclusions Medical student debt and particularly debt relative to peers

  7. Public Higher Education Performance Accountability Framework Report: Goal--Access and Affordability. Measure: Average Indebtedness of Graduates at Two-and Four-Year Colleges and Universities. Commission Report 07-19

    ERIC Educational Resources Information Center

    California Postsecondary Education Commission, 2007

    2007-01-01

    This report examines levels of debt incurred by students and families for undergraduate education, and explores the implications significant debt levels may have on access to higher education. Included in the analysis are undergraduate debt levels at California public and private institutions and comparisons of California student debt with student…

  8. 18 CFR 706.208 - Indebtedness.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 18 Conservation of Power and Water Resources 2 2010-04-01 2010-04-01 false Indebtedness. 706.208 Section 706.208 Conservation of Power and Water Resources WATER RESOURCES COUNCIL EMPLOYEE RESPONSIBILITIES AND CONDUCT Conduct and Responsibilities of Employees § 706.208 Indebtedness. (a) An...

  9. 18 CFR 706.208 - Indebtedness.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 18 Conservation of Power and Water Resources 2 2011-04-01 2011-04-01 false Indebtedness. 706.208 Section 706.208 Conservation of Power and Water Resources WATER RESOURCES COUNCIL EMPLOYEE RESPONSIBILITIES AND CONDUCT Conduct and Responsibilities of Employees § 706.208 Indebtedness. (a) An...

  10. 18 CFR 367.4290 - Account 429, Amortization of premium on debt-Credit.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ...) This account must include the following items: (1) Loss relating to investments in securities written-off or written-down. (2) Loss on sale of investments. (3) Loss on reacquisition, resale or retirement... abandoned projects, when not written-off to the appropriate operating expense account....

  11. Tough choices in tough times: debt and medication nonadherence.

    PubMed

    Kalousova, Lucie; Burgard, Sarah A

    2014-04-01

    Debt is a ubiquitous component of households' financial portfolios. Yet we have scant understanding of how household debt constrains spending on needed health care. Diverse types of debt have different financial properties and recent work has shown that they may have varying implications for spending on needed health care. In this article, we explore the associations between indebtedness and medication nonadherence. First, we consider overall debt levels and then we disaggregate debt into types. We use a population-based sample of 434 residents of southeast Michigan who had been prescribed medications, collected in 2009-2010, the wake of the Great Recession. We find no association between medication nonadherence and total indebtedness. However, when we assess each type of debt separately, we find that having medical or credit card debt is positively associated with medication nonadherence, even net of household income, net worth, and other characteristics. Furthermore, patients with greater amounts of medical or credit card debt are more likely to be nonadherent than those with less. Our results suggest that credit card debt and medical debt may have serious implications for the relative affordability of prescription medications. These associations have been overlooked in past research and deserve further examination.

  12. Bursar Accounts, Payroll Deduction, and Debt Collection: A Three-Channel Approach to Lost Item Reimbursement

    ERIC Educational Resources Information Center

    Snowman, Ann MacKay

    2005-01-01

    In 2003, Penn State Libraries implemented payroll deduction and collection agency programs to gain better control of accounts receivable. The author reports on the implementation processes and first year outcomes of the programs. She recommends careful consideration of several questions before implementing such measures.

  13. 47 CFR 32.4200 - Long term debt and funded debt.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 47 Telecommunication 2 2010-10-01 2010-10-01 false Long term debt and funded debt. 32.4200 Section....4200 Long term debt and funded debt. (a) This account shall include: (1) The total face amount of unmatured debt maturing more than one year from date of issue, issued by the company and not retired,...

  14. 47 CFR 32.4200 - Long term debt and funded debt.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 47 Telecommunication 2 2011-10-01 2011-10-01 false Long term debt and funded debt. 32.4200 Section....4200 Long term debt and funded debt. (a) This account shall include: (1) The total face amount of unmatured debt maturing more than one year from date of issue, issued by the company and not retired,...

  15. Indebtedness to Finance Postsecondary Education.

    ERIC Educational Resources Information Center

    Wabnick, Richard; Goggin, William

    The financial aspects of college loan burden are analyzed, based on the view that loan burden is a function of a borrower's capacity to repay the debt obligation. The following components of a financial model of indebtness are addressed: the stock of education loans at the time repayment begins, the repayment flow associated with each stock of…

  16. A history of medical student debt: observations and implications for the future of medical education.

    PubMed

    Greysen, S Ryan; Chen, Candice; Mullan, Fitzhugh

    2011-07-01

    Over the last 50 years, medical student debt has become a problem of national importance, and obtaining medical education in the United States has become a loan-dependent, individual investment. Although this phenomenon must be understood in the general context of U.S. higher education as well as economic and social trends in late-20th-century America, the historical problem of medical student debt requires specific attention for several reasons. First, current mechanisms for students' educational financing may not withstand debt levels above a certain ceiling which is rapidly approaching. Second, there are no standards for costs of medical school attendance, and these can vary dramatically between different schools even within a single city. Third, there is no consensus on the true cost of educating a medical student, which limits accountability to students and society for these costs. Fourth, policy efforts to improve physician workforce diversity and mitigate shortages in the primary care workforce are inhibited by rising levels of medical student indebtedness. Fortunately, the current effort to expand the U.S. physician workforce presents a unique opportunity to confront the unsustainable growth of medical student debt and explore new approaches to the financing of medical students' education.

  17. Debt collection project report

    SciTech Connect

    Not Available

    1980-05-01

    In October 1979 the Office of Management and Budget initiated a review of debt collection within the Federal Government. A DOE Debt Collection Project Team was established, and seven activites were selected for review. These were Albuquerque Operations Office; Bonneville Power Administration; Chicago Operations and Regional Office; Naval Petroleum Reserves, California; Oak Ridge Operations Office; Washington Financial Services Division; and Western Area Power Administration. The team visited each of these activities to collect data on the size, age, and types of receivables managed and procedures for billing, aging, and handling overdue accounts. Various deficiencies were found to exist at several of the DOE entities that are not consistent with good management practices in the performance of their debt collection functions. Also, the Debt Collection Project Team identified a wide variation in the procedures followed by DOE activities in the management of accounts receivable, and a wide variation in the effectiveness of the debt management functions. 1 figure, 17 tables. (RWR)

  18. Student Indebtedness: The Challenge of Financing an Optometric Education.

    ERIC Educational Resources Information Center

    McClure, Lawrence H.

    2000-01-01

    Examines data from annual surveys of member institutions of the Association of Schools and Colleges of Optometry concerning cost of education, student financial assistance, and student indebtedness. Twelve tables and six figures detail cost and indebtedness factors from 1989/90 through 1996/97. Finds costs and indebtedness have gone up…

  19. 26 CFR 1.514(g)-1 - Business lease indebtedness.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 26 Internal Revenue 7 2011-04-01 2009-04-01 true Business lease indebtedness. 1.514(g)-1 Section 1... (CONTINUED) INCOME TAXES (CONTINUED) Taxation of Business Income of Certain Exempt Organizations § 1.514(g)-1 Business lease indebtedness. (a) Definition. The term business lease indebtedness means, with respect...

  20. 26 CFR 1.514(g)-1 - Business lease indebtedness.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 26 Internal Revenue 7 2013-04-01 2013-04-01 false Business lease indebtedness. 1.514(g)-1 Section... TAX (CONTINUED) INCOME TAXES (CONTINUED) Taxation of Business Income of Certain Exempt Organizations § 1.514(g)-1 Business lease indebtedness. (a) Definition. The term business lease indebtedness...

  1. 38 CFR 6.17 - Collection of any indebtedness.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... STATES GOVERNMENT LIFE INSURANCE Indebtedness § 6.17 Collection of any indebtedness. At the maturity of a United States Government life insurance policy by total permanent disability or death, any indebtedness... under the policy, excluding dividend accumulations. If the policy is payable in one sum at death,...

  2. 47 CFR 32.4200 - Long term debt and funded debt.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... 47 Telecommunication 2 2013-10-01 2013-10-01 false Long term debt and funded debt. 32.4200 Section....4200 Long term debt and funded debt. (a) This account shall include: (1) The total face amount of... more than one year from date of issue. (2) The premium associated with all classes of long-term...

  3. 47 CFR 32.4200 - Long term debt and funded debt.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... 47 Telecommunication 2 2012-10-01 2012-10-01 false Long term debt and funded debt. 32.4200 Section....4200 Long term debt and funded debt. (a) This account shall include: (1) The total face amount of... more than one year from date of issue. (2) The premium associated with all classes of long-term...

  4. 47 CFR 32.4200 - Long term debt and funded debt.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... 47 Telecommunication 2 2014-10-01 2014-10-01 false Long term debt and funded debt. 32.4200 Section....4200 Long term debt and funded debt. (a) This account shall include: (1) The total face amount of... more than one year from date of issue. (2) The premium associated with all classes of long-term...

  5. The World Debt Crisis and Its Resolution. Foreign Agricultural Economic Report No. 231.

    ERIC Educational Resources Information Center

    Shane, Mathew; Stallings, David

    The conclusion of this study of 79 developing countries was that forgiving some of the indebtedness of developing countries may stimulate mutually beneficial trade among all nations. the international debt-repayment problems of Poland in 1981 and was followed by problems in Mexico, Brazil, and Argentina in 1982. This crisis has proven to be a more…

  6. Warren Recommendation on Student Debt: What Will Work to Help America's Students?

    ERIC Educational Resources Information Center

    Gross, Karen

    2014-01-01

    U.S. Sen. Elizabeth Warren has had concerns about student debt for decades. Her recent solution seeks to redistribute tax revenue from the richest Americans to enable students to refinance their postgraduation indebtedness; this would allow students to benefit from the low interest rates in today's financial markets. The Massachusetts…

  7. Assessing debt-to-health swaps: a case study on the Global Fund Debt2Health Conversion Scheme.

    PubMed

    Cassimon, Danny; Renard, Robrecht; Verbeke, Karel

    2008-09-01

    The Debt2Health Conversion Scheme of the Global Fund to Fight AIDS, Tuberculosis and Malaria is used to reassess a range of recent initiatives that propose debt relief in exchange for spending in the health sector. The experience with debt swaps in the mid 1990s was far from positive, and recent improved insight in the economics of debt relief suggests extreme caution. We argue that the recent spade of debt swap proposals, even if targeting countries and debt titles that fall outside current major international debt relief mechanisms, share most of the design faults of previous initiatives. Proposals such as Debt2Health do not constitute efficient vehicles to increase net transfers to poor countries, to reduce the economic disadvantages of indebtedness, or to strengthen public health systems of partner countries. For debt relief to constitute a valuable mechanism to provide aid, it should be designed as a large-scale and comprehensive operation, with spending earmarked to broad country-established priorities, and reinforce rather than undermine national implementation systems.

  8. 24 CFR 242.63 - Additional indebtedness and leasing.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Additional indebtedness and leasing. 242.63 Section 242.63 Housing and Urban Development Regulations Relating to Housing and Urban... Requirements § 242.63 Additional indebtedness and leasing. The mortgagor shall not enter into any...

  9. 26 CFR 1.446-5 - Debt issuance costs.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 26 Internal Revenue 6 2011-04-01 2011-04-01 false Debt issuance costs. 1.446-5 Section 1.446-5...) INCOME TAXES (CONTINUED) Methods of Accounting § 1.446-5 Debt issuance costs. (a) In general. This section provides rules for allocating debt issuance costs over the term of the debt. For purposes of...

  10. 26 CFR 1.446-5 - Debt issuance costs.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 26 Internal Revenue 6 2010-04-01 2010-04-01 false Debt issuance costs. 1.446-5 Section 1.446-5...) INCOME TAXES Methods of Accounting § 1.446-5 Debt issuance costs. (a) In general. This section provides rules for allocating debt issuance costs over the term of the debt. For purposes of this section,...

  11. 17 CFR 256.224 - Other long-term debt.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 17 Commodity and Securities Exchanges 3 2011-04-01 2011-04-01 false Other long-term debt. 256.224... COMPANY ACT OF 1935 6. Long-Term Debt § 256.224 Other long-term debt. This account shall include all long-term debt to nonassociates and not subject to current settlement. Note: Subaccounts shall be...

  12. 17 CFR 256.224 - Other long-term debt.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 17 Commodity and Securities Exchanges 3 2010-04-01 2010-04-01 false Other long-term debt. 256.224... COMPANY ACT OF 1935 6. Long-Term Debt § 256.224 Other long-term debt. This account shall include all long-term debt to nonassociates and not subject to current settlement. Note: Subaccounts shall be...

  13. 25 CFR 700.537 - Indebtedness.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... obligations in a timely manner, especially those imposed by law, such as Federal, state, or local taxes. For... travel advances. (c) An employee's debts to private creditors are his or her personal concern....

  14. Debt Dilemma

    ERIC Educational Resources Information Center

    Stewart, Pearl

    2012-01-01

    Recent reports point to soaring student loan debt and high rates of default as impediments to financial security for millions of Americans. A number of colleges and universities have addressed the issue with initiatives ranging from financial fixes to bold new models of higher education. The Institute for College Access and Success (TICAS)…

  15. 31 CFR 363.138 - How do I purchase a certificate of indebtedness?

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... (Continued) FISCAL SERVICE, DEPARTMENT OF THE TREASURY BUREAU OF THE PUBLIC DEBT REGULATIONS GOVERNING... Buy Direct ® function of your TreasuryDirect account, in which you direct us to debit funds from...

  16. 26 CFR 1.332-7 - Indebtedness of subsidiary to parent.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 26 Internal Revenue 4 2010-04-01 2010-04-01 false Indebtedness of subsidiary to parent. 1.332-7... TAX (CONTINUED) INCOME TAXES Corporate Liquidations § 1.332-7 Indebtedness of subsidiary to parent. If... some of the properties are transferred in satisfaction of the subsidiary's indebtedness to its...

  17. 26 CFR 1.108-2 - Acquisition of indebtedness by a person related to the debtor.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 26 Internal Revenue 2 2012-04-01 2012-04-01 false Acquisition of indebtedness by a person related..., 1992, P purchases S's indebtedness from I, an individual not related to S within the meaning of... realizes $1,000,000 of income from discharge of indebtedness on January 1, 1992. (iii) Under paragraph...

  18. 26 CFR 1.108-2 - Acquisition of indebtedness by a person related to the debtor.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 26 Internal Revenue 2 2013-04-01 2013-04-01 false Acquisition of indebtedness by a person related..., 1992, P purchases S's indebtedness from I, an individual not related to S within the meaning of... realizes $1,000,000 of income from discharge of indebtedness on January 1, 1992. (iii) Under paragraph...

  19. 17 CFR 256.181 - Unamortized debt expense.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 17 Commodity and Securities Exchanges 3 2011-04-01 2011-04-01 false Unamortized debt expense. 256... HOLDING COMPANY ACT OF 1935 4. Deferred Debits § 256.181 Unamortized debt expense. This account shall include expenses related to the issuance or assumption of debt securities. Amounts recorded in...

  20. 17 CFR 256.181 - Unamortized debt expense.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 17 Commodity and Securities Exchanges 3 2010-04-01 2010-04-01 false Unamortized debt expense. 256... HOLDING COMPANY ACT OF 1935 4. Deferred Debits § 256.181 Unamortized debt expense. This account shall include expenses related to the issuance or assumption of debt securities. Amounts recorded in...

  1. 48 CFR 31.205-3 - Bad debts.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 48 Federal Acquisition Regulations System 1 2011-10-01 2011-10-01 false Bad debts. 31.205-3... REQUIREMENTS CONTRACT COST PRINCIPLES AND PROCEDURES Contracts With Commercial Organizations 31.205-3 Bad debts. Bad debts, including actual or estimated losses arising from uncollectible accounts receivable...

  2. 48 CFR 31.205-3 - Bad debts.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... 48 Federal Acquisition Regulations System 1 2014-10-01 2014-10-01 false Bad debts. 31.205-3... REQUIREMENTS CONTRACT COST PRINCIPLES AND PROCEDURES Contracts With Commercial Organizations 31.205-3 Bad debts. Bad debts, including actual or estimated losses arising from uncollectible accounts receivable...

  3. 48 CFR 31.205-3 - Bad debts.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... 48 Federal Acquisition Regulations System 1 2013-10-01 2013-10-01 false Bad debts. 31.205-3... REQUIREMENTS CONTRACT COST PRINCIPLES AND PROCEDURES Contracts With Commercial Organizations 31.205-3 Bad debts. Bad debts, including actual or estimated losses arising from uncollectible accounts receivable...

  4. 48 CFR 31.205-3 - Bad debts.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... 48 Federal Acquisition Regulations System 1 2012-10-01 2012-10-01 false Bad debts. 31.205-3... REQUIREMENTS CONTRACT COST PRINCIPLES AND PROCEDURES Contracts With Commercial Organizations 31.205-3 Bad debts. Bad debts, including actual or estimated losses arising from uncollectible accounts receivable...

  5. 48 CFR 31.205-3 - Bad debts.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 48 Federal Acquisition Regulations System 1 2010-10-01 2010-10-01 false Bad debts. 31.205-3... REQUIREMENTS CONTRACT COST PRINCIPLES AND PROCEDURES Contracts With Commercial Organizations 31.205-3 Bad debts. Bad debts, including actual or estimated losses arising from uncollectible accounts receivable...

  6. A Handbook on Debt Management for Colleges and Universities.

    ERIC Educational Resources Information Center

    Forrester, Robert T.

    Between 1983 and 1986, colleges and universities issued about $20 billion of debt for facilities and student financing, and it is predicted that billions of dollars of new debt will be needed for building renovation. Debt capacity, management, and accounting are now major issues, and the purpose of this book is to provide a handy reference manual…

  7. Looking afield: debt collection tips hospitals can borrow from banks.

    PubMed

    Klein, Larry; Shelton, Greg

    2015-09-01

    When developing strategies for collecting on patient debt, hospitals can benefit from following the example of the banking industry: Banks take a "do-it-yourself" approach, working delinquent accounts in-house for as long as practical. They embrace technology to give in-house debt collectors optimal opportunity to connect with customers to work out terms for resolving debt. They strategically leverage outside collections agencies based on the makeup of their debt portfolio. PMID:26548160

  8. Looking afield: debt collection tips hospitals can borrow from banks.

    PubMed

    Klein, Larry; Shelton, Greg

    2015-09-01

    When developing strategies for collecting on patient debt, hospitals can benefit from following the example of the banking industry: Banks take a "do-it-yourself" approach, working delinquent accounts in-house for as long as practical. They embrace technology to give in-house debt collectors optimal opportunity to connect with customers to work out terms for resolving debt. They strategically leverage outside collections agencies based on the makeup of their debt portfolio.

  9. "Responsibilizing" a healthy Britain: personal debt, employment, and welfare.

    PubMed

    Walker, Carl

    2011-01-01

    Growing evidence suggests that experiences of financial strain and over-indebtedness can contribute to problems of physical and mental health. This article contends that there is a need to carefully examine recent neoliberally informed symbolic and material transformations in the practices and experiences of employment, welfare, and subjectivity in order to provide an appropriately sophisticated analysis of experiences of debt and mental health. An illusion of economic growth has been based on increasing levels of often traumatic personal debt and a low-wage labor force compelled into increasingly problematic practices of employment. In recent years, a concerted neoliberal assault on subjectivity, modes of employment, minimum incomes, and practices of welfare governance has effectively constituted new forms of poverty and personal sustenance through deregulated sub-prime credit markets. The variable and multifunctional nature of personal debt has provided a substrate for neoliberal public policy by systematically reinforcing the development of a low-wage labor market and by representing a means through which to transfer collective risk into private responsibility. This article suggests that traditional ways of knowing and acting upon the mental and physical health difficulties associated with problems of debt and material deprivation fail to adequately acknowledge the political and economic role of personal debt growth.

  10. 26 CFR 1.514(g)-1 - Business lease indebtedness.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 26 Internal Revenue 7 2010-04-01 2010-04-01 true Business lease indebtedness. 1.514(g)-1 Section 1.514(g)-1 Internal Revenue INTERNAL REVENUE SERVICE, DEPARTMENT OF THE TREASURY (CONTINUED) INCOME TAX (CONTINUED) INCOME TAXES (CONTINUED) Taxation of Business Income of Certain Exempt Organizations §...

  11. Student Indebtedness in Selected Community and Senior Colleges.

    ERIC Educational Resources Information Center

    Hetzner, Donald R.

    A study was conducted in October 1987 to evaluate student indebtedness at four matched pairs of community and senior colleges in Florida, California, Nebraska, and New York. Questionnaires and return envelopes were sent to 5,149 students registered in credit-course at the eight institutions, resulting in 616 usable responses, including 297 from…

  12. Mounting Debt.

    ERIC Educational Resources Information Center

    Fullerton, Jon

    2004-01-01

    Examines the politics of school budgeting. School managers operate with primitive accounting systems that can mask financial problems for years and are trapped by state, federal, and union mandates. Reforms include allowing districts flexibility to reallocate money; demanding both instructional leadership and financial expertise from…

  13. 17 CFR 256.427 - Interest on long-term debt.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 17 Commodity and Securities Exchanges 3 2011-04-01 2011-04-01 false Interest on long-term debt... UTILITY HOLDING COMPANY ACT OF 1935 Income and Expense Accounts § 256.427 Interest on long-term debt. This account shall include the amount of interest accrued on outstanding long-term debt owed by the...

  14. 17 CFR 256.427 - Interest on long-term debt.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 17 Commodity and Securities Exchanges 3 2010-04-01 2010-04-01 false Interest on long-term debt... UTILITY HOLDING COMPANY ACT OF 1935 Income and Expense Accounts § 256.427 Interest on long-term debt. This account shall include the amount of interest accrued on outstanding long-term debt owed by the...

  15. 7 CFR 400.123 - Request for review of the indebtedness.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 6 2014-01-01 2014-01-01 false Request for review of the indebtedness. 400.123 Section 400.123 Agriculture Regulations of the Department of Agriculture (Continued) FEDERAL CROP...-Regulations for the 1986 and Succeeding Crop Years § 400.123 Request for review of the indebtedness....

  16. 26 CFR 1.332-7 - Indebtedness of subsidiary to parent.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... some of the properties are transferred in satisfaction of the subsidiary's indebtedness to its parent. However, any gain or loss realized by the parent corporation on such satisfaction of indebtedness, shall be recognized to the parent corporation at the time of the liquidation. For example, if the...

  17. Districts Tackling Meal Debt

    ERIC Educational Resources Information Center

    Shah, Nirvi

    2012-01-01

    School districts have resorted to hiring debt collectors, employing constables, and swapping out standard meals for scaled-back versions to try to coerce parents to pay off school lunch debt that, in recent years, appears to have surged as the result of a faltering economy and better record-keeping. While the average school lunch costs just about…

  18. Accountability.

    ERIC Educational Resources Information Center

    Mullen, David J., Ed.

    This monograph, prepared to assist Georgia elementary principals to better understand accountability and its implications for educational improvement, sets forth many of the theoretical and philosophical bases from which accountability is being considered. Leon M. Lessinger begins this 5-paper presentation by describing the need for accountability…

  19. Accountability.

    ERIC Educational Resources Information Center

    Lashway, Larry

    1999-01-01

    This issue reviews publications that provide a starting point for principals looking for a way through the accountability maze. Each publication views accountability differently, but collectively these readings argue that even in an era of state-mandated assessment, principals can pursue proactive strategies that serve students' needs. James A.…

  20. Accountability.

    ERIC Educational Resources Information Center

    The Newsletter of the Comprehensive Center-Region VI, 1999

    1999-01-01

    Controversy surrounding the accountability movement is related to how the movement began in response to dissatisfaction with public schools. Opponents see it as one-sided, somewhat mean-spirited, and a threat to the professional status of teachers. Supporters argue that all other spheres of the workplace have accountability systems and that the…

  1. 7 CFR 1951.133 - Establishment of Federal Debt.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 14 2010-01-01 2009-01-01 true Establishment of Federal Debt. 1951.133 Section 1951... Agency Borrowers § 1951.133 Establishment of Federal Debt. Any amounts paid by RBS on account of liabilities of a business and industry (B&I) program guaranteed loan borrower will constitute a Federal...

  2. 7 CFR 1951.133 - Establishment of Federal Debt.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 14 2011-01-01 2011-01-01 false Establishment of Federal Debt. 1951.133 Section 1951... Agency Borrowers § 1951.133 Establishment of Federal Debt. Any amounts paid by RBS on account of liabilities of a business and industry (B&I) program guaranteed loan borrower will constitute a Federal...

  3. 12 CFR 1.7 - Securities held in satisfaction of debts previously contracted; holding period; disposal...

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 1 2010-01-01 2010-01-01 false Securities held in satisfaction of debts... § 1.7 Securities held in satisfaction of debts previously contracted; holding period; disposal; accounting treatment; non-speculative purpose. (a) Securities held in satisfaction of debts...

  4. Debt and Foregone Medical Care

    ERIC Educational Resources Information Center

    Kalousova, Lucie; Burgard, Sarah A.

    2013-01-01

    Most American households carry debt, yet we have little understanding of how debt influences health behavior, especially health care seeking. We examined associations between foregone medical care and debt using a population-based sample of 914 southeastern Michigan residents surveyed in the wake of the late-2000s recession. Overall debt and…

  5. Debt financing: an executive's guide.

    PubMed

    Runy, Lee Ann

    2006-06-01

    Debt financing can be a critical source of capital for not-for-profit hospitals. This gatefold outlines six steps toward effective debt financing, describes the various types of nontraditional and traditional debt and shows how two hospitals approached debt financing.

  6. 26 CFR 1.1038-1 - Reacquisitions of real property in satisfaction of indebtedness.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ...) Recognition of gain. The entire amount of the gain determined under paragraphs (b) and (c) of this section..., determined as follows: Adjusted basis of P's indebtedness to S (face value at time of reacquisition) $60...

  7. 26 CFR 1.1038-1 - Reacquisitions of real property in satisfaction of indebtedness.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ...) Recognition of gain. The entire amount of the gain determined under paragraphs (b) and (c) of this section..., determined as follows: Adjusted basis of P's indebtedness to S (face value at time of reacquisition) $60...

  8. 26 CFR 1.1038-1 - Reacquisitions of real property in satisfaction of indebtedness.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ...) Recognition of gain. The entire amount of the gain determined under paragraphs (b) and (c) of this section..., determined as follows: Adjusted basis of P's indebtedness to S (face value at time of reacquisition) $60...

  9. 75 FR 57163 - Guidance Regarding Deferred Discharge of Indebtedness Income of Corporations and Deferred...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-09-20

    ... Indebtedness Income of Corporations and Deferred Original Issue Discount Deductions Correction In rule document 2010-20060 beginning on page 49394 in the issue of Friday, August 13, 2010 make the...

  10. Dental student debt.

    PubMed

    Mannion, H; Bedi, R

    1995-09-01

    The aim of this investigation is to provide information about the financial status of dental students enrolled on the Bachelor of Dental Surgery degree course at the University of Birmingham. All undergraduate dental students enrolled during the academic year 1993-94 were asked to participate in the study. The pre-tested questionnaire, which was given to all students, covered personal details, expenditure levels, income, loans, overdrafts, use of government schemes ('top-up loans'), and so on. The questionnaire was completed by 115 dental students (response rate 47%). The results showed that dental students' debts increased each year throughout the course. A top-up loan (range 700 Pounds-850 Pounds) had been taken out by 36% of students. The financial status of 9% of students was severe enough to warrant their eligibility for awards from access funds. Credit cards were possessed by 52% of the surveyed students, and although only half of these owed money, 22% owed between 500 Pounds and 2000 Pounds. Personal overdrafts were held by 56% of respondents. A total of 17% of students engaged in weekly part-time employment. The average debt for final year students was 1200 Pounds. Dental students' estimates of the level of debt they were likely to incur was greater than the actual debt presently experienced by final year students. In conclusion, this preliminary study showed that most dental students incur debt during their undergraduate course and that this debt increases during the course.

  11. Debt and foregone medical care.

    PubMed

    Kalousova, Lucie; Burgard, Sarah A

    2013-06-01

    Most American households carry debt, yet we have little understanding of how debt influences health behavior, especially health care seeking. We examined associations between foregone medical care and debt using a population-based sample of 914 southeastern Michigan residents surveyed in the wake of the late-2000s recession. Overall debt and ratios of debt to income and debt to assets were positively associated with foregoing medical or dental care in the past 12 months, even after adjusting for the poorer socioeconomic and health characteristics of those foregoing care and for respondents' household incomes and net worth. These overall associations were driven largely by credit card and medical debt, while housing debt and automobile and student loans were not associated with foregoing care. These results suggest that debt is an understudied aspect of health stratification.

  12. Financial debt of orthopedic residents.

    PubMed

    Hwang, John S; Beebe, Kathleen S; Benevenia, Joseph; Karanfilian, Briette; Berberian, Wayne S

    2012-04-01

    Many orthopedic residents accrue considerable debt by residency graduation. These debts for graduating medical students continue to increase due to the yearly increase of medical school tuition. The purpose of this study was to examine the causes of financial debt, as well the effects of debt on orthopedic residents.Orthopedic residents from postgraduate years 1 to 5 (N=27) completed an anonymous, optional financial survey. The survey asked questions regarding the characteristics of the residents' debt and their concern caused by their debt. All residents from our institute (N=27) voluntarily participated in the survey. The residents consisted of 4 (15%) women and 23 (85%) men, with 14 (56%) single residents and 12 (44%) married residents. No statistically significant difference existed in total debt >$100,000 between single and married residents or men and women. Forty-eight percent (n=13) of the residents had medical educational debt >$100,000, whereas 45% (n=12) had total debt >$200,000. Residents with total debt >$100,000 were concerned about their debt, whereas 1 of 4 residents with <$100,000 of total debt reported concern (P<.001).Debts affect orthopedic residents financially and may cause stress and hinder their medical training. Appropriate measures should be taken to help residents properly manage their debt and to provide supplemental assistance with their financial struggles. PMID:22495858

  13. Financial debt of orthopedic residents.

    PubMed

    Hwang, John S; Beebe, Kathleen S; Benevenia, Joseph; Karanfilian, Briette; Berberian, Wayne S

    2012-04-01

    Many orthopedic residents accrue considerable debt by residency graduation. These debts for graduating medical students continue to increase due to the yearly increase of medical school tuition. The purpose of this study was to examine the causes of financial debt, as well the effects of debt on orthopedic residents.Orthopedic residents from postgraduate years 1 to 5 (N=27) completed an anonymous, optional financial survey. The survey asked questions regarding the characteristics of the residents' debt and their concern caused by their debt. All residents from our institute (N=27) voluntarily participated in the survey. The residents consisted of 4 (15%) women and 23 (85%) men, with 14 (56%) single residents and 12 (44%) married residents. No statistically significant difference existed in total debt >$100,000 between single and married residents or men and women. Forty-eight percent (n=13) of the residents had medical educational debt >$100,000, whereas 45% (n=12) had total debt >$200,000. Residents with total debt >$100,000 were concerned about their debt, whereas 1 of 4 residents with <$100,000 of total debt reported concern (P<.001).Debts affect orthopedic residents financially and may cause stress and hinder their medical training. Appropriate measures should be taken to help residents properly manage their debt and to provide supplemental assistance with their financial struggles.

  14. On rising medical student debt: in for a penny, in for a pound.

    PubMed

    Kassebaum, D G; Szenas, P L; Schuchert, M K

    1996-10-01

    Using national databases of the Association of American Medical Colleges, the authors have examined reasons for the rising indebtedness of U.S. medical students, looking across the past decade at the influence of tuition and fees (tuition-fees) alone and the total costs of attending school, the effects of the changing demographics of medical school enrollments and lengthened graduation times, the relationship between the availability of school-funded scholarships and the amount of student loan disbursements, the pattern of student financial aid, and the reliance on borrowing to cover the costs of medical education. In constant dollars, the average indebtedness of students graduating from public schools increased 59.2% between 1985 and 1995, and that for graduates of private schools increased 64.2%. The fraction of graduates bringing debt with them when they entered medical school declined from 42.1% in 1985 to 33.6% in 1995. Premedical debt as a fraction of total debt declined at public schools from 9% in 1985 to 7% in 1995, and at private schools from 7.8% in 1985 to 5.9% in 1995. For public schools, tuition-fees increased 60.1% between 1985 and 1995, and average medical school debt increased 60.9%; for private schools, tuition-fees increased 30.1% over that period, while average medical school debt increased 66.2%. On average, public school graduates accrued debt greater than their four-year tuition-fee payments, while the average debt accrued by private school graduates was less than tuition-fee amounts. In 1995, graduates of public schools had debt accumulations representing 62% of the average total cost of attendance (tuition, fees, books, supplies, equipment, and living expenses), and the indebtedness of private school graduates was 55% of the average total cost, findings suggesting that total costs were the stronger driver of the amounts borrowed. On a national scale, the influences on medical school debt of longer graduation times, the growing number of

  15. Borrowing against the Future: Children and Third World Indebtedness.

    ERIC Educational Resources Information Center

    Bradshaw, York W.; And Others

    1993-01-01

    In response to the global debt crisis, international lenders have pressured Third World debtor nations to implement "structural adjustments." Analysis of data from the United Nations, the World Bank, and the International Monetary Fund suggest that externally imposed austerity measures have adversely affected children's survival and quality of…

  16. Report of the NASFAA Task Force on Student Loan Indebtedness

    ERIC Educational Resources Information Center

    National Association of Student Financial Aid Administrators, 2013

    2013-01-01

    In light of increasing concern about student loans, debt levels, and rising default rates, which coincide with worries about college costs, affordability, and transparency, the National Association of Student Financial Aid Administrators (NASFAA) convened a task force in 2012 to study this issue and make recommendations for improvement. NASFAA's…

  17. 26 CFR 1.279-3 - Corporate acquisition indebtedness.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... ratio of debt to equity test (as described in paragraph (f) of § 1.279-5) or the projected earnings test... through the utilization of an obligation of Z Corporation, a wholly owned subsidiary of X Corporation... facts and circumstances surrounding the transaction. (ii) For purposes of the two-thirds test...

  18. Rethinking Student Loan Debt: Tools and Strategies for Debt Management.

    ERIC Educational Resources Information Center

    Mason, Susan G.

    2001-01-01

    Analyzes student loan debt at the University of Missouri-St. Louis School of Optometry, showing the need for a comprehensive debt management program. Presents a model for determining manageable amounts of student loan debt developed from conventional lending criteria and data on earnings for optometrists. (EV)

  19. Debt Financing: Academia's Funding Alternative.

    ERIC Educational Resources Information Center

    Baum, Rudy M.

    1981-01-01

    Discusses debt financing as a way to help universities alleviate the problems of obsolete scientific equipment and facilities for research. Reviews several forms of tax-exempt financing and takes note of some of the advantages of debt financing. (CS)

  20. Pilot Study of Debt Elasticity

    ERIC Educational Resources Information Center

    Greiner, Keith; Girardi, Tony

    2006-01-01

    This report examines the relationship between student loan debt and the manner in which that debt is described. It focuses on three forms of description: (1) monthly payments, (2) total debt, and (3) income after graduation. The authors used the term elasticity to describe the relationship between consumers' college choices and the retention…

  1. 75 FR 42662 - Debt Collection

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-07-22

    ... FCCS. 65 FR 70390 (Nov. 20, 2000). Overview of Proposed Regulatory Changes This proposed regulation... to PBGC by various individuals, PBGC-13, Debt Collection. See 65 FR 25397 (May 1, 2000). Subpart A... promote aggressive debt collection, using for each debt all available and appropriate collection...

  2. Emergy Accounting, Environmental Debt, and Sustainability

    EPA Science Inventory

    Perhaps the greatest challenge confronting global civilization in the 21st century is to develop methods to assign fair value to the work that ecosystems do to support the socioeconomic activities of humanity. The well-being and indeed the survival of every person on Earth may de...

  3. 26 CFR 1.381(c)(12)-1 - Recovery of bad debts, prior taxes, or delinquency amounts.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 26 Internal Revenue 4 2010-04-01 2010-04-01 false Recovery of bad debts, prior taxes, or...(c)(12)-1 Recovery of bad debts, prior taxes, or delinquency amounts. (a) Carryover requirement. (1... corporation is entitled to the recovery of a bad debt, prior tax, or delinquency amount on account of which...

  4. 26 CFR 1.381(c)(12)-1 - Recovery of bad debts, prior taxes, or delinquency amounts.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 26 Internal Revenue 4 2011-04-01 2011-04-01 false Recovery of bad debts, prior taxes, or...(c)(12)-1 Recovery of bad debts, prior taxes, or delinquency amounts. (a) Carryover requirement. (1... corporation is entitled to the recovery of a bad debt, prior tax, or delinquency amount on account of which...

  5. 26 CFR 1.381(c)(12)-1 - Recovery of bad debts, prior taxes, or delinquency amounts.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 26 Internal Revenue 4 2013-04-01 2013-04-01 false Recovery of bad debts, prior taxes, or... Reorganizations § 1.381(c)(12)-1 Recovery of bad debts, prior taxes, or delinquency amounts. (a) Carryover... corporation is entitled to the recovery of a bad debt, prior tax, or delinquency amount on account of which...

  6. 26 CFR 1.381(c)(12)-1 - Recovery of bad debts, prior taxes, or delinquency amounts.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 26 Internal Revenue 4 2012-04-01 2012-04-01 false Recovery of bad debts, prior taxes, or... Reorganizations § 1.381(c)(12)-1 Recovery of bad debts, prior taxes, or delinquency amounts. (a) Carryover... corporation is entitled to the recovery of a bad debt, prior tax, or delinquency amount on account of which...

  7. 26 CFR 1.381(c)(12)-1 - Recovery of bad debts, prior taxes, or delinquency amounts.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 26 Internal Revenue 4 2014-04-01 2014-04-01 false Recovery of bad debts, prior taxes, or... Reorganizations § 1.381(c)(12)-1 Recovery of bad debts, prior taxes, or delinquency amounts. (a) Carryover... corporation is entitled to the recovery of a bad debt, prior tax, or delinquency amount on account of which...

  8. The Debt Threat

    ERIC Educational Resources Information Center

    Daugherty, Brian

    2012-01-01

    The value of a college education, long held in the United States as a ticket to prosperity and a sound investment, is increasingly being called into question. Rising tuition, mounting student debt loads, and dim employment prospects--topped off by incessant news coverage and opinion pieces about the three--are causing many to ask whether college…

  9. 31 CFR 363.138 - Is Treasury liable for the purchase of a zero-percent certificate of indebtedness that is made in...

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... of a zero-percent certificate of indebtedness that is made in error? 363.138 Section 363.138 Money... zero-percent certificate of indebtedness that is made in error? We are not liable for any deposits of funds for the purchase of a zero-percent certificate of indebtedness that are made in error by...

  10. 26 CFR 301.6312-1 - Treasury certificates of indebtedness, Treasury notes, and Treasury bills acceptable in payment...

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... notes, and Treasury bills acceptable in payment of internal revenue taxes or stamps. 301.6312-1 Section... certificates of indebtedness, Treasury notes, and Treasury bills acceptable in payment of internal revenue taxes or stamps. (a) Treasury certificates of indebtedness, Treasury notes, or Treasury bills of...

  11. 26 CFR 301.6312-1 - Treasury certificates of indebtedness, Treasury notes, and Treasury bills acceptable in payment...

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... notes, and Treasury bills acceptable in payment of internal revenue taxes or stamps. 301.6312-1 Section... certificates of indebtedness, Treasury notes, and Treasury bills acceptable in payment of internal revenue taxes or stamps. (a) Treasury certificates of indebtedness, Treasury notes, or Treasury bills of...

  12. 26 CFR 301.6312-1 - Treasury certificates of indebtedness, Treasury notes, and Treasury bills acceptable in payment...

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... notes, and Treasury bills acceptable in payment of internal revenue taxes or stamps. 301.6312-1 Section... certificates of indebtedness, Treasury notes, and Treasury bills acceptable in payment of internal revenue taxes or stamps. (a) Treasury certificates of indebtedness, Treasury notes, or Treasury bills of...

  13. 49 CFR 1018.26 - Disputed debts.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 49 Transportation 8 2011-10-01 2011-10-01 false Disputed debts. 1018.26 Section 1018.26... OF TRANSPORTATION GENERAL RULES AND REGULATIONS DEBT COLLECTION Administrative Collection of Claims § 1018.26 Disputed debts. (a) A debtor who disputes a debt shall explain why the debt is incorrect...

  14. 10 CFR 15.31 - Disputed debts.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 10 Energy 1 2011-01-01 2011-01-01 false Disputed debts. 15.31 Section 15.31 Energy NUCLEAR REGULATORY COMMISSION DEBT COLLECTION PROCEDURES Administrative Collection of Claims § 15.31 Disputed debts. (a) A debtor who disputes a debt shall explain why the debt is incorrect in fact or in law within...

  15. 49 CFR 1018.26 - Disputed debts.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 49 Transportation 8 2010-10-01 2010-10-01 false Disputed debts. 1018.26 Section 1018.26... OF TRANSPORTATION GENERAL RULES AND REGULATIONS DEBT COLLECTION Administrative Collection of Claims § 1018.26 Disputed debts. (a) A debtor who disputes a debt shall explain why the debt is incorrect...

  16. 10 CFR 15.31 - Disputed debts.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 10 Energy 1 2010-01-01 2010-01-01 false Disputed debts. 15.31 Section 15.31 Energy NUCLEAR REGULATORY COMMISSION DEBT COLLECTION PROCEDURES Administrative Collection of Claims § 15.31 Disputed debts. (a) A debtor who disputes a debt shall explain why the debt is incorrect in fact or in law within...

  17. Be prepared for changes in bad debt settlements.

    PubMed

    Feigal, Mark S

    2014-03-01

    Bad debt settlement amounts for dialysis care continue to be limited to those expenses attributable to the former composite payment rate, and exclude the expenses attributable to previously separately billable drugs such as erythropoiesis-stimulating agents, IV iron, and Vitamin D. Since 2011, the cost report form automatically reduces the bad debt amount reported on Schedule E by a percentage of composite rate only costs to total costs entered on schedule B. Therefore, make sure that the bad debt detail submitted includes the entire amounts written off of the patients' account. When in doubt, you can contact individuals at the provider audit departments of the MACs who are assigned to these bad debt recoveries and are knowledgeable about the requirements.

  18. Debt-maturity structures should match risk preferences.

    PubMed

    Gapenski, L C

    1999-12-01

    Key to any debt-maturity matching strategy is financing assets with the appropriate debt structure. Financial managers need to establish an optimal capital structure and then choose the best maturity-matching structure for their debt. Two maturity-matching strategies that are available to healthcare financial managers are the accounting approach and the finance approach. The accounting approach, which defines asset maturities as current or fixed, is a riskier financing strategy than the finance approach, which defines asset maturities as permanent or temporary. The added risk occurs because of the accounting approach's heavy reliance on short-term debt. The accounting approach offers the potential for lower costs at the expense of higher risk. Healthcare financial managers who believe the financing function should support the organization's operations without adding undue risk should use the finance approach to maturity matching. Asset maturities in those organizations then should be considered permanent or temporary rather than current or fixed, and the debt-maturity structure should reflect this.

  19. Student Indebtedness: Are Borrowers Pushing the Limits? New Agenda Series. Volume 1, Number 2.

    ERIC Educational Resources Information Center

    Scherschel, Patricia M.

    This report on student indebtedness is based primarily on a current study which is measuring the average Stafford loan balance facing students, as well as indicators of payment stress. The study is based on data on about 325,000 loans from the USA Group's entire loan servicing portfolio, which includes both subsidized and unsubsidized Stafford…

  20. 77 FR 34884 - Basis of Indebtedness of S Corporations to Their Shareholders

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-06-12

    ... example, Knetsch v. U.S., 364 U.S. 361 (1960) (disallowing interest deductions for lack of actual...'' theory to claim an increase in basis of indebtedness in circumstances that involve a loan directly to the... contribution of the partner's own note will not increase such partner's basis in its partnership interest...

  1. 38 CFR 36.4306 - Refinancing of mortgage or other lien indebtedness.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... Electronic Reporting § 36.4306 Refinancing of mortgage or other lien indebtedness. (a) Any loan for the... § 36.4813(d)(6) with respect to that portion of the loan used to refinance the existing purchase money... purchase money manufactured home loan may be, guaranteed without regard to the outstanding...

  2. 26 CFR 1.6050P-1 - Information reporting for discharges of indebtedness by certain entities.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    .... For purposes of reporting under this section, multiple discharges of indebtedness of less than $600... described in paragraph (b)(2)(ii) of this section, or upon the expiration of a statutory period for filing a...), the expiration of the non-payment testing period, as described in § 1.6050P-1(b)(2)(iv). (ii)...

  3. 26 CFR 1.6050P-1 - Information reporting for discharges of indebtedness by certain entities.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... under this section, multiple discharges of indebtedness of less than $600 are not required to be... paragraph (b)(2)(ii) of this section, or upon the expiration of a statutory period for filing a claim or... expiration of the non-payment testing period, as described in § 1.6050P-1(b)(2)(iv). (ii) Statute...

  4. 26 CFR 1.6050P-1 - Information reporting for discharges of indebtedness by certain entities.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    .... For purposes of reporting under this section, multiple discharges of indebtedness of less than $600... described in paragraph (b)(2)(ii) of this section, or upon the expiration of a statutory period for filing a...), the expiration of the non-payment testing period, as described in § 1.6050P-1(b)(2)(iv). (ii)...

  5. 24 CFR 17.104 - Review within the Department of a determination of indebtedness.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 1 2010-04-01 2010-04-01 false Review within the Department of a determination of indebtedness. 17.104 Section 17.104 Housing and Urban Development Office of the Secretary, Department of Housing and Urban Development ADMINISTRATIVE CLAIMS Procedures for the Collection of Claims...

  6. 24 CFR 17.104 - Review within the Department of a determination of indebtedness.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 1 2011-04-01 2011-04-01 false Review within the Department of a determination of indebtedness. 17.104 Section 17.104 Housing and Urban Development Office of the Secretary, Department of Housing and Urban Development ADMINISTRATIVE CLAIMS Procedures for the Collection of Claims...

  7. 75 FR 53199 - Deceased Indebted Servicemembers and Veterans: Authority Concerning Certain Indebtedness

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-08-31

    ... From the Federal Register Online via the Government Publishing Office DEPARTMENT OF VETERANS AFFAIRS 38 CFR Part 1 RIN 2900-AN14 Deceased Indebted Servicemembers and Veterans: Authority Concerning Certain Indebtedness AGENCY: Department of Veterans Affairs. ACTION: Final rule. SUMMARY: This...

  8. 26 CFR 1.1017-1 - Basis reductions following a discharge of indebtedness.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ...) (A) or (B) because the taxpayer excluded discharge of indebtedness (COD income) from gross income. A taxpayer must reduce in the following order, to the extent of the excluded COD income (but not below zero... that the taxpayer excluded COD income from gross income (in proportion to adjusted basis): (1)...

  9. 26 CFR 1.1017-1 - Basis reductions following a discharge of indebtedness.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ...) (A) or (B) because the taxpayer excluded discharge of indebtedness (COD income) from gross income. A taxpayer must reduce in the following order, to the extent of the excluded COD income (but not below zero... that the taxpayer excluded COD income from gross income (in proportion to adjusted basis): (1)...

  10. 75 FR 55677 - Guidance Regarding Deferred Discharge of Indebtedness Income of Corporations and Deferred...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-09-14

    ... 9497) in the Federal Register on Friday, August 13, 2010 (75 FR 49394). DATES: This correction is... primarily affect C corporations regarding the acceleration of deferred discharge of indebtedness (COD...: Concerning the acceleration rules for deferred COD income and deferred OID deductions, and the rules...

  11. 26 CFR 1.1367-2 - Adjustments to basis of indebtedness to shareholder.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 26 Internal Revenue 11 2011-04-01 2011-04-01 false Adjustments to basis of indebtedness to... instruments and repayments on the advances, the aggregate outstanding principal of which does not exceed $25..., exceeds an aggregate outstanding principal amount of $25,000 at the close of the S corporation's...

  12. 26 CFR 1.1367-2 - Adjustments to basis of indebtedness to shareholder.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 26 Internal Revenue 11 2012-04-01 2012-04-01 false Adjustments to basis of indebtedness to... instruments and repayments on the advances, the aggregate outstanding principal of which does not exceed $25..., exceeds an aggregate outstanding principal amount of $25,000 at the close of the S corporation's...

  13. 26 CFR 1.1367-2 - Adjustments to basis of indebtedness to shareholder.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 26 Internal Revenue 11 2013-04-01 2013-04-01 false Adjustments to basis of indebtedness to... instruments and repayments on the advances, the aggregate outstanding principal of which does not exceed $25..., exceeds an aggregate outstanding principal amount of $25,000 at the close of the S corporation's...

  14. 77 FR 39655 - Basis of Indebtedness of S Corporations to Their Shareholders; Correction

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-07-05

    ..., June 12, 2012 (77 FR 34884) relating to basis of indebtedness of S corporations to their shareholders... subject of FR. Doc. 2012-14188, is corrected as follows: 1. On page 34884, column 2, in the preamble... Shareholders; Correction AGENCY: Internal Revenue Service (IRS), Treasury. ACTION: Correction to a notice...

  15. 26 CFR 1.61-12 - Income from discharge of indebtedness.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... under the Bankruptcy Act, see the regulations under section 1016. (c) Issuance and repurchase of debt..., see § 1.163-13. (2) Repurchase—(i) In general. An issuer does not realize gain or loss upon the repurchase of a debt instrument. However, if a debt instrument provides for payments denominated in,...

  16. 26 CFR 1.61-12 - Income from discharge of indebtedness.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... under the Bankruptcy Act, see the regulations under section 1016. (c) Issuance and repurchase of debt..., see § 1.163-13. (2) Repurchase—(i) In general. An issuer does not realize gain or loss upon the repurchase of a debt instrument. However, if a debt instrument provides for payments denominated in,...

  17. 26 CFR 1.1038-1 - Reacquisitions of real property in satisfaction of indebtedness.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ...) of this section applies. Accordingly, no deduction for a bad debt and no charge against a reserve for bad debts shall be allowed, as a result of the reacquisition, in order to reflect the... worthless by taking a bad debt deduction under section 166(a), he shall be considered as receiving, at...

  18. Students Alerted to Loan Debt

    ERIC Educational Resources Information Center

    Adams, Caralee J.

    2011-01-01

    Students are taking on more college debt in this struggling economy, often without the knowledge to make wise choices. To help students better manage their debt, some college campuses and high schools are ramping up their financial-literacy efforts, where experts say such education should begin. But a squeeze on K-12 resources has hampered the…

  19. 75 FR 68203 - Debt Collection

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-11-05

    ... by PBGC from another agency (for example, when a PBGC employee owes a student loan debt to the United... FCCS. 65 FR 70390 (Nov. 20, 2000). On July 22, 2010 (at 75 FR 42662), PBGC published a proposed rule to... individuals, PBGC-13, Debt Collection. See 75 FR 37842 (June 30, 2010). Subpart A--4903.1 to 4903.4 Subpart...

  20. New Approaches to Debt Financing.

    ERIC Educational Resources Information Center

    Levitz, Larry; And Others

    1987-01-01

    The use of tax-exempt and taxable bonds by colleges and universities to raise capital is discussed. Currently, the most common tax-exempt instrument issued by higher education institutions is the revenue bond. Until the early 1980s the most common form of tax-exempt financing was long-term fixed-rate debt. Variable or floating rate debt became…

  1. Leveraging Psychological Insights to Encourage the Responsible Use of Consumer Debt.

    PubMed

    Hershfield, Hal E; Sussman, Abigail B; O'Brien, Rourke L; Bryan, Christopher J

    2015-11-01

    U.S. consumers currently hold $880 billion in revolving debt, with a mean household credit card balance of approximately $6,000. Although economic factors play a role in this societal issue, it is clear that psychological forces also affect consumers' decisions to take on and maintain unmanageable debt balances. We examine three psychological barriers to the responsible use of credit and debt. We discuss the tendency for consumers to (a) make erroneous predictions about future spending habits, (b) rely too heavily on values presented on billing statements, and (c) categorize debt and saving into separate mental accounts. To overcome these obstacles, we urge policymakers to implement methods that facilitate better budgeting of future expenses, modify existing credit card statement disclosures, and allow consumers to easily apply government transfers (such as tax credits) to debt repayment. In doing so, we highlight minimal and inexpensive ways to remedy the debt problem.

  2. 17 CFR 256.226 - Unamortized discount on long-term debt-debit.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 17 Commodity and Securities Exchanges 3 2010-04-01 2010-04-01 false Unamortized discount on long... COMPANIES, PUBLIC UTILITY HOLDING COMPANY ACT OF 1935 6. Long-Term Debt § 256.226 Unamortized discount on long-term debt-debit. (a) This account shall include the excess of the face value of long-term...

  3. 17 CFR 256.225 - Unamortized premium on long-term debt.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 17 Commodity and Securities Exchanges 3 2010-04-01 2010-04-01 false Unamortized premium on long... COMPANIES, PUBLIC UTILITY HOLDING COMPANY ACT OF 1935 6. Long-Term Debt § 256.225 Unamortized premium on long-term debt. (a) This account shall include the excess of the cash value of consideration...

  4. 31 CFR 285.12 - Transfer of debts to Treasury for collection.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... 31 Money and Finance:Treasury 2 2012-07-01 2012-07-01 false Transfer of debts to Treasury for collection. 285.12 Section 285.12 Money and Finance: Treasury Regulations Relating to Money and Finance... services. For accounting and reporting purposes, the debt remains on the books and records of the...

  5. 18 CFR 367.2310 - Account 231, Notes payable.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 18 Conservation of Power and Water Resources 1 2010-04-01 2010-04-01 false Account 231, Notes payable. 367.2310 Section 367.2310 Conservation of Power and Water Resources FEDERAL ENERGY REGULATORY... evidences of indebtedness, payable on demand or within a time not exceeding one year from date of issue,...

  6. 48 CFR 32.610 - Compromising debts.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... Standards (31 CFR part 902) and agency regulations. Unless specifically authorized by agency procedures... 48 Federal Acquisition Regulations System 1 2011-10-01 2011-10-01 false Compromising debts. 32.610... REQUIREMENTS CONTRACT FINANCING Contract Debts 32.610 Compromising debts. For debts under $100,000,...

  7. 29 CFR 20.30 - Multiple debts.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 29 Labor 1 2010-07-01 2010-07-01 true Multiple debts. 20.30 Section 20.30 Labor Office of the Secretary of Labor FEDERAL CLAIMS COLLECTION Administrative Offset § 20.30 Multiple debts. When collecting multiple debts by administrative offset, agencies should apply the recovered amounts to those debts,...

  8. 29 CFR 20.30 - Multiple debts.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 29 Labor 1 2011-07-01 2011-07-01 false Multiple debts. 20.30 Section 20.30 Labor Office of the Secretary of Labor FEDERAL CLAIMS COLLECTION Administrative Offset § 20.30 Multiple debts. When collecting multiple debts by administrative offset, agencies should apply the recovered amounts to those debts,...

  9. 48 CFR 32.606 - Debt collection.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 48 Federal Acquisition Regulations System 1 2010-10-01 2010-10-01 false Debt collection. 32.606... REQUIREMENTS CONTRACT FINANCING Contract Debts 32.606 Debt collection. (a) If the contractor has not liquidated the debt within 30 days of the date due or requested installment payments or deferment of...

  10. 14 CFR 1261.505 - Multiple debts.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 14 Aeronautics and Space 5 2010-01-01 2010-01-01 false Multiple debts. 1261.505 Section 1261.505...) Administrative Offset of Claims § 1261.505 Multiple debts. When collecting multiple debts by administrative offset, NASA will apply the recovered amounts to those debts in accordance with the best interests of...

  11. 48 CFR 32.603 - Debt determination.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 48 Federal Acquisition Regulations System 1 2010-10-01 2010-10-01 false Debt determination. 32.603... REQUIREMENTS CONTRACT FINANCING Contract Debts 32.603 Debt determination. (a) If the contracting officer has... officer shall determine promptly whether an actual debt is due and the amount. Any unnecessary delay...

  12. 48 CFR 32.606 - Debt collection.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 48 Federal Acquisition Regulations System 1 2011-10-01 2011-10-01 false Debt collection. 32.606... REQUIREMENTS CONTRACT FINANCING Contract Debts 32.606 Debt collection. (a) If the contractor has not liquidated the debt within 30 days of the date due or requested installment payments or deferment of...

  13. Student Debt and the Class of 2008

    ERIC Educational Resources Information Center

    Reed, Matthew; Cheng, Diane

    2009-01-01

    This paper is the fourth annual report on the student loan debt of new college graduates. This analysis of the most recent available data found that student debt continued to rise even as it got harder for recent graduates to find jobs, and that debt levels vary considerably from state to state and college to college. Nationwide, average debt for…

  14. 14 CFR 1261.505 - Multiple debts.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 14 Aeronautics and Space 5 2011-01-01 2010-01-01 true Multiple debts. 1261.505 Section 1261.505...) Administrative Offset of Claims § 1261.505 Multiple debts. When collecting multiple debts by administrative offset, NASA will apply the recovered amounts to those debts in accordance with the best interests of...

  15. 7 CFR 3430.61 - Debt collection.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... circumstances, are subject to the Department's debt collection procedures as set forth in 7 CFR part 3, and... 7 Agriculture 15 2011-01-01 2011-01-01 false Debt collection. 3430.61 Section 3430.61 Agriculture... Post-Award and Closeout § 3430.61 Debt collection. The collection of debts owed to CSREES by...

  16. 48 CFR 32.610 - Compromising debts.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... Standards (31 CFR part 902) and agency regulations. Unless specifically authorized by agency procedures... 48 Federal Acquisition Regulations System 1 2010-10-01 2010-10-01 false Compromising debts. 32.610... REQUIREMENTS CONTRACT FINANCING Contract Debts 32.610 Compromising debts. For debts under $100,000,...

  17. 48 CFR 32.603 - Debt determination.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 48 Federal Acquisition Regulations System 1 2011-10-01 2011-10-01 false Debt determination. 32.603... REQUIREMENTS CONTRACT FINANCING Contract Debts 32.603 Debt determination. (a) If the contracting officer has... officer shall determine promptly whether an actual debt is due and the amount. Any unnecessary delay...

  18. 2 CFR 200.426 - Bad debts.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 2 Grants and Agreements 1 2014-01-01 2014-01-01 false Bad debts. 200.426 Section 200.426 Grants... REQUIREMENTS FOR FEDERAL AWARDS Cost Principles General Provisions for Selected Items of Cost § 200.426 Bad debts. Bad debts (debts which have been determined to be uncollectable), including losses...

  19. Unemployment Insurance Fund Insolvency and Debt in Michigan.

    ERIC Educational Resources Information Center

    Blaustein, Saul J.

    Without changes in Michigan's unemployment insurance law, the state's unemployment insurance debt will probably reach $3.8 billion by the end of 1985. Currently, Michigan's employers pay unemployment insurance tax rates that vary from 1 to 9 percent, depending upon the amount of benefits charged against their accounts. Beginning with the federal…

  20. Ecology: The Tropical Deforestation Debt.

    PubMed

    Norris, Ken

    2016-08-22

    Tropical deforestation is a significant cause of global carbon emissions and biodiversity loss. A new study shows that deforestation today leaves a carbon and biodiversity debt to be paid over subsequent years. This has potentially profound implications for forest conservation.

  1. 38 CFR 36.4325 - Computation of indebtedness.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... (CONTINUED) LOAN GUARANTY Guaranty or Insurance of Loans to Veterans With Electronic Reporting § 36.4325... guaranty or for payment of an insured loss, or in the event of a transfer of the loan under § 36.4820(a), or other accounting to the Secretary, the holder shall not be entitled to treat...

  2. 17 CFR 240.15c3-1c - Consolidated computations of net capital and aggregate indebtedness for certain subsidiaries and...

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... net capital and aggregate indebtedness for certain subsidiaries and affiliates (Appendix C to 17 CFR... its net capital and aggregate indebtedness pursuant to 17 CFR 240.15c3-1 shall, subject to the... Commission, through the Examining Authority, by an opinion of counsel that the net asset values, or...

  3. 17 CFR 240.15c3-1c - Consolidated computations of net capital and aggregate indebtedness for certain subsidiaries and...

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... net capital and aggregate indebtedness for certain subsidiaries and affiliates (Appendix C to 17 CFR... its net capital and aggregate indebtedness pursuant to 17 CFR 240.15c3-1 shall, subject to the... added to consolidated net worth unless such subordination extends also to the claims of present...

  4. 17 CFR 240.15c3-1c - Consolidated computations of net capital and aggregate indebtedness for certain subsidiaries and...

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... net capital and aggregate indebtedness for certain subsidiaries and affiliates (Appendix C to 17 CFR... its net capital and aggregate indebtedness pursuant to 17 CFR 240.15c3-1 shall, subject to the... added to consolidated net worth unless such subordination extends also to the claims of present...

  5. 17 CFR 240.15c3-1c - Consolidated computations of net capital and aggregate indebtedness for certain subsidiaries and...

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... net capital and aggregate indebtedness for certain subsidiaries and affiliates (Appendix C to 17 CFR... its net capital and aggregate indebtedness pursuant to 17 CFR 240.15c3-1 shall, subject to the... added to consolidated net worth unless such subordination extends also to the claims of present...

  6. 17 CFR 240.15c3-1c - Consolidated computations of net capital and aggregate indebtedness for certain subsidiaries and...

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... net capital and aggregate indebtedness for certain subsidiaries and affiliates (appendix C to 17 CFR... its net capital and aggregate indebtedness pursuant to 17 CFR 240.15c3-1 shall, subject to the... added to consolidated net worth unless such subordination extends also to the claims of present...

  7. 75 FR 8274 - Collection of Administrative Debts; Collection of Debts Arising From Enforcement and...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-02-24

    ...; ] FEDERAL ELECTION COMMISSION 11 CFR Parts 8 and 111 Collection of Administrative Debts; Collection of Debts... comments on proposed rules implementing statutory provisions regarding the collection of debts owed to the... debts arising solely from the Administrative Fines program into the new proposed rules. DATES:...

  8. Over-indebtedness as a marker of socioeconomic status and its association with obesity: a cross-sectional study

    PubMed Central

    2009-01-01

    Background The recent credit crunch will have implications for private households. Low socioeconomic status is associated to various diseases. While income, education and occupational status is frequently used in definitions of socioeconomic status, over-indebtedness of private households is usually not considered. Over-indebtedness is currently increasing in high-income countries. However, its association with health – particularly with obesity – remains unknown. Therefore, the aim of this study was to assess an association between over-indebtedness and overweight or obesity. Methods A cross-sectional study on over-indebtedness and health including 949 over-indebted subjects from 2006 and 2007 in Rhineland-Palatinate and Mecklenburg-Western Pomerania (Germany) and the telephonic health survey 2003 of the Robert Koch-Institute including 8318 subjects, who are representative for the German population, were analysed with adjusted logistic regression considering overweight (BMI ≥25.0 kg/m2) and obesity (BMI ≥30 kg/m2) as response variable. Results After adjusting for socio-economic (age, sex, education, income) and health factors (depression, smoking habits) an independent effect of the over-indebt situation on the probability of overweight (aOR 1.97 95%-CI 1.65–2.35) and obesity (aOR 2.56 95%-CI 2.07–3.16) could be identified. Conclusion Over-indebtedness was associated with an increased prevalence of overweight and obesity that was not explained by traditional definitions of socioeconomic status. Over-indebtedness should be additionally considered when assessing health effects of socioeconomic status. PMID:19664214

  9. 19 CFR 351.508 - Debt forgiveness.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 19 Customs Duties 3 2012-04-01 2012-04-01 false Debt forgiveness. 351.508 Section 351.508 Customs... Identification and Measurement of Countervailable Subsidies § 351.508 Debt forgiveness. (a) Benefit. In the case of an assumption or forgiveness of a firm's debt obligation, a benefit exists equal to the amount...

  10. 19 CFR 351.508 - Debt forgiveness.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 19 Customs Duties 3 2013-04-01 2013-04-01 false Debt forgiveness. 351.508 Section 351.508 Customs... Identification and Measurement of Countervailable Subsidies § 351.508 Debt forgiveness. (a) Benefit. In the case of an assumption or forgiveness of a firm's debt obligation, a benefit exists equal to the amount...

  11. 19 CFR 351.508 - Debt forgiveness.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 19 Customs Duties 3 2014-04-01 2014-04-01 false Debt forgiveness. 351.508 Section 351.508 Customs... Identification and Measurement of Countervailable Subsidies § 351.508 Debt forgiveness. (a) Benefit. In the case of an assumption or forgiveness of a firm's debt obligation, a benefit exists equal to the amount...

  12. Addressing Student Debt in the Classroom

    ERIC Educational Resources Information Center

    Perkins, David; Johnston, Tim; Lytle, Rick

    2016-01-01

    Student debt is a national concern. The authors address debt in the classroom to enhance students' understanding of the consequences of debt and the need for caution when financing their education. However, student feedback indicates this understanding has a delayed effect on borrowing behavior and underscores the importance of making difficult…

  13. A Lifetime of Student Debt? Not Likely

    ERIC Educational Resources Information Center

    Wilson, Robin

    2009-01-01

    In this article, the author examines the issue of student debt. Despite tales of gargantuan student debt burdens for some college graduates, studies show that most students borrow sensibly, pay it back, and are better off for having gone to college. But for a vocal minority of borrowers, problems with student-loan debt are very real. About 8…

  14. 19 CFR 351.508 - Debt forgiveness.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 19 Customs Duties 3 2011-04-01 2011-04-01 false Debt forgiveness. 351.508 Section 351.508 Customs... Identification and Measurement of Countervailable Subsidies § 351.508 Debt forgiveness. (a) Benefit. In the case of an assumption or forgiveness of a firm's debt obligation, a benefit exists equal to the amount...

  15. 20 CFR 340.16 - Debt collection.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 20 Employees' Benefits 1 2011-04-01 2011-04-01 false Debt collection. 340.16 Section 340.16... RECOVERY OF BENEFITS § 340.16 Debt collection. (a) The Associate Executive Director for Unemployment and Sickness Insurance shall take steps to collect all delinquent debts due the Board under the...

  16. 31 CFR 901.4 - Reporting debts.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 31 Money and Finance:Treasury 3 2011-07-01 2011-07-01 false Reporting debts. 901.4 Section 901.4... COLLECTION OF CLAIMS § 901.4 Reporting debts. (a) Agencies shall develop and implement procedures for reporting delinquent debts to credit bureaus and other automated databases. Agencies also may...

  17. 10 CFR 1015.204 - Reporting debts.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... Standards (31 CFR parts 900-904) published November 22, 2000, and other applicable authorities. DOE will... 10 Energy 4 2011-01-01 2011-01-01 false Reporting debts. 1015.204 Section 1015.204 Energy... Administrative Collection of Claims § 1015.204 Reporting debts. (a) DOE may disclose delinquent debts to...

  18. 77 FR 7597 - Waiver of Debt

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-02-13

    ... Register (76 FR 14039) that announced FEMA's recoupment process for collecting overpayments (debts) made in... SECURITY Federal Emergency Management Agency Waiver of Debt AGENCY: Federal Emergency Management Agency... with the authority to waive certain debts ] arising from improper payments provided to...

  19. 48 CFR 1432.610 - Compromising debts.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 48 Federal Acquisition Regulations System 5 2011-10-01 2011-10-01 false Compromising debts. 1432.610 Section 1432.610 Federal Acquisition Regulations System DEPARTMENT OF THE INTERIOR GENERAL CONTRACTING REQUIREMENTS CONTRACT FINANCING Contract Debts 1432.610 Compromising debts. The CO may...

  20. 7 CFR 1782.20 - Debt Settlement.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 12 2010-01-01 2010-01-01 false Debt Settlement. 1782.20 Section 1782.20 Agriculture... (CONTINUED) SERVICING OF WATER AND WASTE PROGRAMS § 1782.20 Debt Settlement. Pursuant to 7 U.S.C. 1981, this section prescribes policies for debt settlement of Water and Waste Disposal loans; Watershed loans...

  1. 32 CFR 22.820 - Debt collection.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 32 National Defense 1 2011-07-01 2011-07-01 false Debt collection. 22.820 Section 22.820 National... GRANTS AND AGREEMENTS-AWARD AND ADMINISTRATION Post-Award Administration § 22.820 Debt collection. (a) Purpose. This section prescribes procedures for establishing debts owed by recipients of grants...

  2. 19 CFR 351.508 - Debt forgiveness.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 19 Customs Duties 3 2010-04-01 2010-04-01 false Debt forgiveness. 351.508 Section 351.508 Customs... Identification and Measurement of Countervailable Subsidies § 351.508 Debt forgiveness. (a) Benefit. In the case of an assumption or forgiveness of a firm's debt obligation, a benefit exists equal to the amount...

  3. 31 CFR 901.4 - Reporting debts.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 31 Money and Finance: Treasury 3 2010-07-01 2010-07-01 false Reporting debts. 901.4 Section 901.4... COLLECTION OF CLAIMS § 901.4 Reporting debts. (a) Agencies shall develop and implement procedures for reporting delinquent debts to credit bureaus and other automated databases. Agencies also may...

  4. 7 CFR 1951.213 - Debt settlement.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 14 2010-01-01 2009-01-01 true Debt settlement. 1951.213 Section 1951.213 Agriculture... and Grants § 1951.213 Debt settlement. Subpart C of part 1956 of this chapter prescribes policies and procedures for debt settlement actions for loans covered under this subpart when it is determined that a...

  5. 10 CFR 1015.204 - Reporting debts.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Standards (31 CFR parts 900-904) published November 22, 2000, and other applicable authorities. DOE will... 10 Energy 4 2010-01-01 2010-01-01 false Reporting debts. 1015.204 Section 1015.204 Energy... Administrative Collection of Claims § 1015.204 Reporting debts. (a) DOE may disclose delinquent debts to...

  6. Student Debt and the Class of 2011

    ERIC Educational Resources Information Center

    Reed, Matthew; Cochrane, Debbie

    2012-01-01

    Student Debt and the Class of 2011 is the seventh annual report on the cumulative student loan debt of recent graduates from four-year public and private nonprofit colleges. The authors' analysis found that the debt levels of students who graduate with loans continued to rise, with considerable variation among states as well as among colleges. The…

  7. 7 CFR 1782.20 - Debt Settlement.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 12 2011-01-01 2011-01-01 false Debt Settlement. 1782.20 Section 1782.20 Agriculture... (CONTINUED) SERVICING OF WATER AND WASTE PROGRAMS § 1782.20 Debt Settlement. Pursuant to 7 U.S.C. 1981, this section prescribes policies for debt settlement of Water and Waste Disposal loans; Watershed loans...

  8. 7 CFR 633.14 - Debt collection.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ....C. 3701) and the regulations found in 4 CFR chapter II. ... 7 Agriculture 6 2011-01-01 2011-01-01 false Debt collection. 633.14 Section 633.14 Agriculture... AGRICULTURE LONG TERM CONTRACTING WATER BANK PROGRAM § 633.14 Debt collection. Any debts arising under...

  9. 48 CFR 1432.610 - Compromising debts.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 48 Federal Acquisition Regulations System 5 2010-10-01 2010-10-01 false Compromising debts. 1432.610 Section 1432.610 Federal Acquisition Regulations System DEPARTMENT OF THE INTERIOR GENERAL CONTRACTING REQUIREMENTS CONTRACT FINANCING Contract Debts 1432.610 Compromising debts. The CO may...

  10. 20 CFR 340.16 - Debt collection.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 20 Employees' Benefits 1 2010-04-01 2010-04-01 false Debt collection. 340.16 Section 340.16... RECOVERY OF BENEFITS § 340.16 Debt collection. (a) The Associate Executive Director for Unemployment and Sickness Insurance shall take steps to collect all delinquent debts due the Board under the...

  11. 7 CFR 633.14 - Debt collection.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ....C. 3701) and the regulations found in 4 CFR chapter II. ... 7 Agriculture 6 2010-01-01 2010-01-01 false Debt collection. 633.14 Section 633.14 Agriculture... AGRICULTURE LONG TERM CONTRACTING WATER BANK PROGRAM § 633.14 Debt collection. Any debts arising under...

  12. 32 CFR 22.820 - Debt collection.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 32 National Defense 1 2010-07-01 2010-07-01 false Debt collection. 22.820 Section 22.820 National... GRANTS AND AGREEMENTS-AWARD AND ADMINISTRATION Post-Award Administration § 22.820 Debt collection. (a) Purpose. This section prescribes procedures for establishing debts owed by recipients of grants...

  13. 7 CFR 1951.213 - Debt settlement.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 14 2011-01-01 2011-01-01 false Debt settlement. 1951.213 Section 1951.213... Programs Loans and Grants § 1951.213 Debt settlement. Subpart C of part 1956 of this chapter prescribes policies and procedures for debt settlement actions for loans covered under this subpart when it...

  14. 7 CFR 1782.20 - Debt Settlement.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... the Omnibus Consolidated Rescissions and Appropriations Act of 1996 (Public Law 104-134) is the Debt Collection Improvement Act of 1996. This law provides that any non-tax debt or claim owed to the United... the note or other instrument, or by acceleration, unless the debt is to be cancelled...

  15. 42 CFR 413.178 - Bad debts.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... 42 Public Health 2 2012-10-01 2012-10-01 false Bad debts. 413.178 Section 413.178 Public Health...) Services and Organ Procurement Costs § 413.178 Bad debts. (a) CMS will reimburse each facility its allowable Medicare bad debts, as defined in § 413.89(b), up to the facility's costs, as determined...

  16. 7 CFR 633.14 - Debt collection.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... AGRICULTURE LONG TERM CONTRACTING WATER BANK PROGRAM § 633.14 Debt collection. Any debts arising under this program are governed with respect to their collection by the Federal Claims Collection Act of 1966 (31 U.S... 7 Agriculture 6 2013-01-01 2013-01-01 false Debt collection. 633.14 Section 633.14...

  17. 7 CFR 633.14 - Debt collection.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... AGRICULTURE LONG TERM CONTRACTING WATER BANK PROGRAM § 633.14 Debt collection. Any debts arising under this program are governed with respect to their collection by the Federal Claims Collection Act of 1966 (31 U.S... 7 Agriculture 6 2012-01-01 2012-01-01 false Debt collection. 633.14 Section 633.14...

  18. Take a Strategic Direction with Debt.

    ERIC Educational Resources Information Center

    Augustine, John H.

    2002-01-01

    Offers advice to higher education institutions about financing decisions on their debt portfolios. Addresses developing a debt management framework, factors affecting strategy, interest rate management, establishing a debt management benchmark, and adopting a prospective approach. Sidebars discuss the trade-offs of credit offerings, and…

  19. Latin American Debt: Opportunities for Universities.

    ERIC Educational Resources Information Center

    Garg, Ramesh C.

    The debt crisis of the lesser developed countries (LDCs) may provide opportunities for educational institutions. Through debt-for-education programs, a part of the huge debt load can be channelled into financing various educational programs sponsored by U.S. higher education institutions. Private commercial banks and multinational corporations are…

  20. 32 CFR 268.6 - Reporting of accounts receivable and sales under 120 days delayed payment terms (short-term credit).

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 32 National Defense 2 2010-07-01 2010-07-01 false Reporting of accounts receivable and sales under... OF FOREIGN INDEBTEDNESS WITHIN THE DEPARTMENT OF DEFENSE § 268.6 Reporting of accounts receivable and... delivery/performance or within 60 days thereof will be classified as accounts receivable....

  1. 76 FR 17331 - Debt Collection

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-03-29

    ... Federal Register at 75 FR 68956. This final rule adopts, without change, that interim final rule that set... removing 12 CFR part 1704 that was published in the Federal Register at 75 FR 68956 on November 10, 2010... RIN 2590-AA15 Debt Collection AGENCY: Federal Housing Finance Agency; Office of Federal...

  2. Debt-for-Diploma System

    ERIC Educational Resources Information Center

    Draut, Tamara

    2009-01-01

    Over the past several decades, college tuition has nearly tripled, adjusting for inflation, and federal student aid has shifted from a predominantly grant-based system to one dominated by loan aid. These two factors have conspired to create a debt-for-diploma system, affecting young adults' choices about college, including where they enroll and…

  3. Ecology: The Tropical Deforestation Debt.

    PubMed

    Norris, Ken

    2016-08-22

    Tropical deforestation is a significant cause of global carbon emissions and biodiversity loss. A new study shows that deforestation today leaves a carbon and biodiversity debt to be paid over subsequent years. This has potentially profound implications for forest conservation. PMID:27554658

  4. Does debt affect health? Cross country evidence on the debt-health nexus.

    PubMed

    Clayton, Maya; Liñares-Zegarra, José; Wilson, John O S

    2015-04-01

    We investigate the relationship between aggregate household debt and aggregate health outcomes across 17 European countries over the period 1995 to 2012. Using a dataset of country-level standardized and objective measures of household debt, health outcomes and a rich set of control variables, we estimate an instrumental variable (GMM) model to address possible reverse causality concerns. We find that aggregate household debt affects health outcomes, and that this varies by the maturity of debt. Both short and medium-term debt has a positive effect on health outcomes. Long-term unsecured debt and mortgage debt are associated with poorer health outcomes. These findings are robust after controlling for alternative measures of health and debt. Overall, the results suggest that aggregate household debt is an important determinant of aggregate health outcomes across countries.

  5. Educational Indebtedness and the Career Choices of New Physicians. Report of the Board of Trustees. Report E (I-83).

    ERIC Educational Resources Information Center

    Coury, John J.

    The relationship of indebtedness and career plans at various points of the career development of new physicians was investigated. After initially examining the career plans of graduating medical students, attention was directed to resident physicians who had made some but not all decisions about the future, as well as those who had completed…

  6. 26 CFR 1.381(c)(4)-1 - Method of accounting.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... have established a reserve for bad debts under section 166(c). Pursuant to elections made by each... over the balance in X Corporation's reserve for bad debts account, shall continue to amortize and... reserve for bad debts while N Corporation uses the specific charge-off method with respect to its...

  7. 7 CFR 1956.112 - Debts ineligible for settlement.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 14 2010-01-01 2009-01-01 true Debts ineligible for settlement. 1956.112 Section 1956... (CONTINUED) PROGRAM REGULATIONS (CONTINUED) DEBT SETTLEMENT Debt Settlement-Community and Business Programs § 1956.112 Debts ineligible for settlement. Debts will not be settled: (a) If referral to the Office...

  8. 5 CFR 845.104 - Status of debts.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 5 Administrative Personnel 2 2011-01-01 2011-01-01 false Status of debts. 845.104 Section 845.104... EMPLOYEES RETIREMENT SYSTEM-DEBT COLLECTION General Provisions § 845.104 Status of debts. A payment by OPM... submit a debt claim under subpart D of this part, does not erase the debt or affect the validity of...

  9. 24 CFR 811.108 - Debt service reserve.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 4 2011-04-01 2011-04-01 false Debt service reserve. 811.108... Debt service reserve. (a) FHA-Insured projects. (1) The debt service reserve shall be invested and the... funding of the debt service reserve. Any excess investment income shall be added to the debt...

  10. 7 CFR 1956.112 - Debts ineligible for settlement.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 14 2011-01-01 2011-01-01 false Debts ineligible for settlement. 1956.112 Section... AGRICULTURE (CONTINUED) PROGRAM REGULATIONS (CONTINUED) DEBT SETTLEMENT Debt Settlement-Community and Business Programs § 1956.112 Debts ineligible for settlement. Debts will not be settled: (a) If referral to...

  11. 5 CFR 845.104 - Status of debts.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 5 Administrative Personnel 2 2010-01-01 2010-01-01 false Status of debts. 845.104 Section 845.104... EMPLOYEES RETIREMENT SYSTEM-DEBT COLLECTION General Provisions § 845.104 Status of debts. A payment by OPM... submit a debt claim under subpart D of this part, does not erase the debt or affect the validity of...

  12. 11 CFR 8.2 - Debts that are covered.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... debts: (1) Debts that are covered by 11 CFR 111.51, regarding debts arising from compliance matters... specified in 11 CFR 111.51(a). (2) Debts involving criminal actions of fraud, the presentation of a false... Order 12146, 3 CFR pp. 409-12 (1980 Comp.). (6) Debts that have become subject to salary offset under...

  13. 24 CFR 811.108 - Debt service reserve.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 4 2010-04-01 2010-04-01 false Debt service reserve. 811.108... Debt service reserve. (a) FHA-Insured projects. (1) The debt service reserve shall be invested and the... funding of the debt service reserve. Any excess investment income shall be added to the debt...

  14. 31 CFR 363.25 - How do I conduct transactions in my account or in Treasury securities held in my account?

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... PUBLIC DEBT REGULATIONS GOVERNING SECURITIES HELD IN TREASURYDIRECT General Provisions Governing... account. If you are unable to conduct a transaction online, you should contact us at the address...

  15. 31 CFR 363.25 - How do I conduct transactions in my account or in Treasury securities held in my account?

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... PUBLIC DEBT REGULATIONS GOVERNING SECURITIES HELD IN TREASURYDIRECT General Provisions Governing... account. If you are unable to conduct a transaction online, you should contact us at the address...

  16. 31 CFR 363.25 - How do I conduct transactions in my account or in Treasury securities held in my account?

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... PUBLIC DEBT REGULATIONS GOVERNING SECURITIES HELD IN TREASURYDIRECT General Provisions Governing... account. If you are unable to conduct a transaction online, you should contact us at the address...

  17. 31 CFR 363.25 - How do I conduct transactions in my account or in Treasury securities held in my account?

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... PUBLIC DEBT REGULATIONS GOVERNING SECURITIES HELD IN TREASURYDIRECT General Provisions Governing... account. If you are unable to conduct a transaction online, you should contact us at the address...

  18. Debt, cohabitation, and marriage in young adulthood.

    PubMed

    Addo, Fenaba R

    2014-10-01

    Despite growing evidence that debt influences pivotal life events in early and young adulthood, the role of debt in the familial lives of young adults has received relatively little attention. Using data from the NLSY 1997 cohort (N = 6,749) and a discrete-time competing risks hazard model framework, I test whether the transition to first union is influenced by a young adult's credit card and education loan debt above and beyond traditional educational and labor market characteristics. I find that credit card debt is positively associated with cohabitation for men and women, and that women with education loan debt are more likely than women without such debt to delay marriage and transition into cohabitation. Single life may be difficult to afford, but marital life is un-affordable as well. Cohabitation presents an alternative to single life, but not necessarily a marital substitute for these young adults.

  19. 75 FR 19873 - Collection of Administrative Debts; Collection of Debts Arising From Enforcement and...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-04-16

    ... From Enforcement and Administration of Campaign Finance Laws, 75 FR 8274 (February 24, 2010) (the... Collection of Administrative Debts; Collection of Debts Arising From Enforcement and Administration of... collection of debts owed to the United States Government. The Commission is also integrating its...

  20. 17 CFR 240.15c3-1b - Adjustments to net worth and aggregate indebtedness for certain commodities transactions...

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... aggregate indebtedness for certain commodities transactions (Appendix B to 17 CFR 240.15c3-1). 240.15c3-1b... aggregate indebtedness for certain commodities transactions (Appendix B to 17 CFR 240.15c3-1). (a) Every broker or dealer in computing net capital pursuant to 17 CFR 240.15c3-1 shall comply with the...

  1. 7 CFR 2500.051 - Debt collection.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... circumstances, are subject to the Department's debt collection procedures as set forth in 7 CFR part 3, and... 7 Agriculture 15 2014-01-01 2014-01-01 false Debt collection. 2500.051 Section 2500.051 Agriculture Regulations of the Department of Agriculture (Continued) OFFICE OF ADVOCACY AND...

  2. 7 CFR 2500.051 - Debt collection.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... circumstances, are subject to the Department's debt collection procedures as set forth in 7 CFR part 3, and... 7 Agriculture 15 2012-01-01 2012-01-01 false Debt collection. 2500.051 Section 2500.051 Agriculture Regulations of the Department of Agriculture (Continued) OFFICE OF ADVOCACY AND...

  3. 7 CFR 2500.051 - Debt collection.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... circumstances, are subject to the Department's debt collection procedures as set forth in 7 CFR part 3, and... 7 Agriculture 15 2013-01-01 2013-01-01 false Debt collection. 2500.051 Section 2500.051 Agriculture Regulations of the Department of Agriculture (Continued) OFFICE OF ADVOCACY AND...

  4. Looking More Closely at Student Debt

    ERIC Educational Resources Information Center

    Association of American Universities, 2012

    2012-01-01

    Americans are concerned about the cost of a college education and the impact of student loan debt, particularly in difficult economic times. They want a high-quality education, and they want it to be affordable. This two-page brief on student debt is intended to provide context for the conversation about this important issue, particularly with…

  5. Student Debt and the Class of 2010

    ERIC Educational Resources Information Center

    Reed, Matthew

    2011-01-01

    This paper is the sixth annual report on the cumulative student loan debt of recent graduates from four-year public and private nonprofit colleges. This analysis found that the debt levels of students who graduate with loans continued to rise, with considerable variation among states as well as among colleges. This paper estimates that two-thirds…

  6. Student Debt and the Class of 2009

    ERIC Educational Resources Information Center

    Cheng, Diane; Reed, Matthew

    2010-01-01

    This paper is the fifth annual report on the cumulative student loan debt of recent graduates from public and private nonprofit colleges. This analysis of the latest available data found that the debt levels of students who graduate with loans continued to rise, with considerable variation among states as well as among colleges. This report…

  7. 11 CFR 116.10 - Disputed debts.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... political committee may have against the creditor. (See also 11 CFR 9035.1(a)(2) regarding the effect of disputed debts on a candidate's expenditure limitations under 11 CFR part 9035.) (b) Disputed debts owed by... accordance with 11 CFR 104.3(d) and 104.11 if the creditor has provided something of value to the...

  8. 76 FR 1063 - Modifications of Debt Instruments

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-01-07

    ... FR 31736) that proposed amendments to Sec. 1.1001-3 to clarify the circumstances in which the credit... Internal Revenue Service 26 CFR Part 1 RIN 1545-BJ30 Modifications of Debt Instruments AGENCY: Internal... regulations relating to the modification of debt instruments. The regulations clarify the extent to which...

  9. 7 CFR 1951.894 - Debt settlement.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Standards (4 CFR parts 101-105). ... 7 Agriculture 14 2010-01-01 2009-01-01 true Debt settlement. 1951.894 Section 1951.894 Agriculture... REGULATIONS (CONTINUED) SERVICING AND COLLECTIONS Rural Development Loan Servicing § 1951.894 Debt...

  10. Debt and Graduation from American Universities

    ERIC Educational Resources Information Center

    Dwyer, Rachel E.; McCloud, Laura; Hodson, Randy

    2012-01-01

    The goal of "college-for-all" in the United States has been pursued in an environment of rising tuition, stagnant grant aid and already strapped family budgets with the gap filled by college loans. College students are thus facing increasing levels of debt as they seek to develop their human capital and improve their career options. Debt is a…

  11. Student Debt and the Class of 2013

    ERIC Educational Resources Information Center

    Reed, Matthew; Cochrane, Debbie

    2014-01-01

    Student debt is still rising for bachelor's degree recipients. In 2013, seven in 10 (69%) graduating seniors at public and private nonprofit colleges had student loans. These borrowers owed an average of $28,400 in federal and private loans combined, up two percent compared to their peers in 2012. Debt at graduation varies greatly by state and by…

  12. 7 CFR 3430.61 - Debt collection.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... procedures as set forth in 7 CFR part 3, and, with respect to cost disallowances, § 3430.59. ... 7 Agriculture 15 2010-01-01 2010-01-01 false Debt collection. 3430.61 Section 3430.61 Agriculture...-GENERAL AWARD ADMINISTRATIVE PROVISIONS Post-Award and Closeout § 3430.61 Debt collection. The...

  13. Understanding the Federal Debt and Deficit.

    ERIC Educational Resources Information Center

    Gonnelli, Adam

    This pamphlet defines "national debt," explains how the national debt is incurred by the federal government, and what deficits are. The sections of the pamphlet include: (1) "Definitions"; (2) "History"; (3) "Measurements"; (4) "Problems"; and (5) "Strategies." The text is written in a question-answer format with illustrations, graphs and charts…

  14. 11 CFR 116.10 - Disputed debts.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... accordance with 11 CFR 104.3(d) and 104.11 if the creditor has provided something of value to the political... political committee may have against the creditor. (See also 11 CFR 9035.1(a)(2) regarding the effect of disputed debts on a candidate's expenditure limitations under 11 CFR part 9035.) (b) Disputed debts owed...

  15. 7 CFR 1782.20 - Debt Settlement.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... section prescribes policies for debt settlement of Water and Waste Disposal loans; Watershed loans and... impracticable to obtain the signature of the debtor. If the debtor refused to sign the application, the reason(s... able to do so; or (B) Is able to pay part or all of the debt but refuses to do so, and OGC provides...

  16. 7 CFR 1782.20 - Debt Settlement.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... section prescribes policies for debt settlement of Water and Waste Disposal loans; Watershed loans and... impracticable to obtain the signature of the debtor. If the debtor refused to sign the application, the reason(s... able to do so; or (B) Is able to pay part or all of the debt but refuses to do so, and OGC provides...

  17. 7 CFR 3550.163 - Transfer of security and assumption of indebtedness.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... due-on-sale clauses that generally require RHS consent before title to a security property can be... by a due-on-sale clause to a purchaser who wishes to assume the debt must receive prior authorization...) If a borrower transfers title to the security property with a due-on-sale clause without...

  18. 75 FR 49428 - Guidance Regarding Deferred Discharge of Indebtedness Income of Corporations and Deferred...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-08-13

    ... a reacquisition of an applicable debt instrument by an issuer or related party. The text of the temporary regulations also serves as the text of these proposed regulations. DATES: Written or electronic... corporations. The text of those temporary regulations also serves as the text of these proposed...

  19. 42 CFR 56.113 - Grantee accountability.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... subparts F, M, and O of 45 CFR part 74. Such total sum shall constitute a debt owed by the grantee to the... 42 Public Health 1 2011-10-01 2011-10-01 false Grantee accountability. 56.113 Section 56.113... HEALTH SERVICES General Provisions § 56.113 Grantee accountability. (a) Accounting for grant...

  20. 42 CFR 56.113 - Grantee accountability.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... subparts F, M, and O of 45 CFR part 74. Such total sum shall constitute a debt owed by the grantee to the... 42 Public Health 1 2014-10-01 2014-10-01 false Grantee accountability. 56.113 Section 56.113... HEALTH SERVICES General Provisions § 56.113 Grantee accountability. (a) Accounting for grant...

  1. 42 CFR 56.113 - Grantee accountability.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... subparts F, M, and O of 45 CFR part 74. Such total sum shall constitute a debt owed by the grantee to the... 42 Public Health 1 2012-10-01 2012-10-01 false Grantee accountability. 56.113 Section 56.113... HEALTH SERVICES General Provisions § 56.113 Grantee accountability. (a) Accounting for grant...

  2. 42 CFR 56.113 - Grantee accountability.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... subparts F, M, and O of 45 CFR part 74. Such total sum shall constitute a debt owed by the grantee to the... 42 Public Health 1 2013-10-01 2013-10-01 false Grantee accountability. 56.113 Section 56.113... HEALTH SERVICES General Provisions § 56.113 Grantee accountability. (a) Accounting for grant...

  3. 26 CFR 1.1502-17 - Methods of accounting.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 1965, X employed an accrual method of accounting, established a reserve for bad debts, and elected... with respect to its bad debts, and did not elect to amortize bond premiums under section 171 with....1502-17 (as contained in the 26 CFR part 1 edition revised as of April 1, 1995). Paragraphs (c) and...

  4. 31 CFR 363.10 - What is a TreasuryDirect ® account?

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ...) FISCAL SERVICE, DEPARTMENT OF THE TREASURY BUREAU OF THE PUBLIC DEBT REGULATIONS GOVERNING SECURITIES... a TreasuryDirect ® account? A TreasuryDirect account is an online account maintained by us solely...

  5. 31 CFR 363.10 - What is a TreasuryDirect ® account?

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ...) FISCAL SERVICE, DEPARTMENT OF THE TREASURY BUREAU OF THE PUBLIC DEBT REGULATIONS GOVERNING SECURITIES... a TreasuryDirect ® account? A TreasuryDirect account is an online account maintained by us solely...

  6. 31 CFR 363.10 - What is a TreasuryDirect ® account?

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ...) FISCAL SERVICE, DEPARTMENT OF THE TREASURY BUREAU OF THE PUBLIC DEBT REGULATIONS GOVERNING SECURITIES... a TreasuryDirect ® account? A TreasuryDirect account is an online account maintained by us solely...

  7. Accounting Principles and Financial Statements.

    ERIC Educational Resources Information Center

    Robinson, Daniel D.

    1973-01-01

    This document presents the background and analysis of the American Institute of Certified Public Accountants (AICPA) guide to auditing colleges and universities. Highlights include the approval of the market value option, the treatment of endowment gains, debt services as transfers, the decisions on pledges, the use of financial statements, the…

  8. 7 CFR 792.16 - Discharge of debts.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 7 2011-01-01 2011-01-01 false Discharge of debts. 792.16 Section 792.16 Agriculture... PROVISIONS COMMON TO MORE THAN ONE PROGRAM DEBT SETTLEMENT POLICIES AND PROCEDURES § 792.16 Discharge of debts. (a) Except as required by other applicable regulation or statute, a debt or part thereof owed...

  9. 7 CFR 792.4 - Demand for payment of debts.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 7 2010-01-01 2010-01-01 false Demand for payment of debts. 792.4 Section 792.4... AGRICULTURE PROVISIONS COMMON TO MORE THAN ONE PROGRAM DEBT SETTLEMENT POLICIES AND PROCEDURES § 792.4 Demand for payment of debts. (a) When a debt is due FSA, an initial written demand for payment of such...

  10. 31 CFR 575.419 - Transactions in Iraqi debt.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 31 Money and Finance: Treasury 3 2010-07-01 2010-07-01 false Transactions in Iraqi debt. 575.419... § 575.419 Transactions in Iraqi debt. Section 575.533 authorizes U.S. persons to trade in Iraqi commercial or sovereign debt in secondary markets, subject to the following conditions: (a) Such debt was...

  11. 7 CFR 1403.15 - Discharge of debts.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 10 2010-01-01 2010-01-01 false Discharge of debts. 1403.15 Section 1403.15... OF AGRICULTURE GENERAL REGULATIONS AND POLICIES DEBT SETTLEMENT POLICIES AND PROCEDURES § 1403.15 Discharge of debts. (a) Except as required by other applicable regulation or statute, a debt or part...

  12. 7 CFR 3560.457 - Negotiated debt settlement.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 15 2010-01-01 2010-01-01 false Negotiated debt settlement. 3560.457 Section 3560.457... Other Actions § 3560.457 Negotiated debt settlement. (a) Borrower proposals to settle debt. A borrower who cannot pay the full amount of loan payments may propose an offer to settle an outstanding debt...

  13. 7 CFR 792.16 - Discharge of debts.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 7 2010-01-01 2010-01-01 false Discharge of debts. 792.16 Section 792.16 Agriculture... PROVISIONS COMMON TO MORE THAN ONE PROGRAM DEBT SETTLEMENT POLICIES AND PROCEDURES § 792.16 Discharge of debts. (a) Except as required by other applicable regulation or statute, a debt or part thereof owed...

  14. 7 CFR 1773.44 - Long-term debt.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 12 2011-01-01 2011-01-01 false Long-term debt. 1773.44 Section 1773.44 Agriculture...-term debt. The CPA's workpapers must document that he/she: (a) Confirmed RUS, FFB, and RTB debt to the...); (b) Confirmed other long-term debt directly with the lender; (c) Examined notes executed or...

  15. 12 CFR 541.7 - Corporate debt security.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 5 2011-01-01 2011-01-01 false Corporate debt security. 541.7 Section 541.7... AFFECTING FEDERAL SAVINGS ASSOCIATIONS § 541.7 Corporate debt security. The term corporate debt security..., note and/or debenture which is commonly regarded as a debt security and is not...

  16. 31 CFR 29.503 - Prohibition against collection of debts.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... debts. 29.503 Section 29.503 Money and Finance: Treasury Office of the Secretary of the Treasury FEDERAL BENEFIT PAYMENTS UNDER CERTAIN DISTRICT OF COLUMBIA RETIREMENT PROGRAMS Debt Collection and Waivers of Collection § 29.503 Prohibition against collection of debts. (a) Debts may be collected from Federal...

  17. 7 CFR 792.4 - Demand for payment of debts.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 7 2011-01-01 2011-01-01 false Demand for payment of debts. 792.4 Section 792.4... AGRICULTURE PROVISIONS COMMON TO MORE THAN ONE PROGRAM DEBT SETTLEMENT POLICIES AND PROCEDURES § 792.4 Demand for payment of debts. (a) When a debt is due FSA, an initial written demand for payment of such...

  18. 7 CFR 1773.44 - Long-term debt.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 12 2010-01-01 2010-01-01 false Long-term debt. 1773.44 Section 1773.44 Agriculture...-term debt. The CPA's workpapers must document that he/she: (a) Confirmed RUS, FFB, and RTB debt to the...); (b) Confirmed other long-term debt directly with the lender; (c) Examined notes executed or...

  19. 12 CFR 561.51 - Subordinated debt security.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 5 2011-01-01 2011-01-01 false Subordinated debt security. 561.51 Section 561... REGULATIONS AFFECTING ALL SAVINGS ASSOCIATIONS § 561.51 Subordinated debt security. The term subordinated debt security means any unsecured note, debenture, or other debt security issued by a savings association...

  20. 17 CFR 204.31 - Excluded debts or claims.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 17 Commodity and Securities Exchanges 2 2011-04-01 2011-04-01 false Excluded debts or claims. 204... RELATING TO DEBT COLLECTION Salary Offset § 204.31 Excluded debts or claims. This regulation does not apply to: (a) Debts or claims arising under the Internal Revenue Code of 1954 as amended (26 U.S.C. 1),...

  1. 12 CFR 541.7 - Corporate debt security.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Corporate debt security. 541.7 Section 541.7... AFFECTING FEDERAL SAVINGS ASSOCIATIONS § 541.7 Corporate debt security. The term corporate debt security..., note and/or debenture which is commonly regarded as a debt security and is not...

  2. 12 CFR 561.51 - Subordinated debt security.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Subordinated debt security. 561.51 Section 561... REGULATIONS AFFECTING ALL SAVINGS ASSOCIATIONS § 561.51 Subordinated debt security. The term subordinated debt security means any unsecured note, debenture, or other debt security issued by a savings association...

  3. 7 CFR 3560.457 - Negotiated debt settlement.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 15 2011-01-01 2011-01-01 false Negotiated debt settlement. 3560.457 Section 3560.457... Other Actions § 3560.457 Negotiated debt settlement. (a) Borrower proposals to settle debt. A borrower who cannot pay the full amount of loan payments may propose an offer to settle an outstanding debt...

  4. 5 CFR 845.103 - Prohibition against collection of debts.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 5 Administrative Personnel 2 2011-01-01 2011-01-01 false Prohibition against collection of debts... SERVICE REGULATIONS (CONTINUED) FEDERAL EMPLOYEES RETIREMENT SYSTEM-DEBT COLLECTION General Provisions § 845.103 Prohibition against collection of debts. (a) Debts may be collected from FERS basic...

  5. 7 CFR 1403.4 - Demand for payment of debts.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 10 2011-01-01 2011-01-01 false Demand for payment of debts. 1403.4 Section 1403.4... OF AGRICULTURE GENERAL REGULATIONS AND POLICIES DEBT SETTLEMENT POLICIES AND PROCEDURES § 1403.4 Demand for payment of debts. (a) When a debt is due CCC, an initial written demand for payment of...

  6. 7 CFR 1403.15 - Discharge of debts.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 10 2011-01-01 2011-01-01 false Discharge of debts. 1403.15 Section 1403.15... OF AGRICULTURE GENERAL REGULATIONS AND POLICIES DEBT SETTLEMENT POLICIES AND PROCEDURES § 1403.15 Discharge of debts. (a) Except as required by other applicable regulation or statute, a debt or part...

  7. 17 CFR 204.31 - Excluded debts or claims.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 17 Commodity and Securities Exchanges 2 2010-04-01 2010-04-01 false Excluded debts or claims. 204... RELATING TO DEBT COLLECTION Salary Offset § 204.31 Excluded debts or claims. This regulation does not apply to: (a) Debts or claims arising under the Internal Revenue Code of 1954 as amended (26 U.S.C. 1),...

  8. 7 CFR 1403.4 - Demand for payment of debts.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 10 2010-01-01 2010-01-01 false Demand for payment of debts. 1403.4 Section 1403.4... OF AGRICULTURE GENERAL REGULATIONS AND POLICIES DEBT SETTLEMENT POLICIES AND PROCEDURES § 1403.4 Demand for payment of debts. (a) When a debt is due CCC, an initial written demand for payment of...

  9. 26 CFR 1.166-1 - Bad debts.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 26 Internal Revenue 2 2010-04-01 2010-04-01 false Bad debts. 1.166-1 Section 1.166-1 Internal... TAXES (CONTINUED) Itemized Deductions for Individuals and Corporations § 1.166-1 Bad debts. (a... shall be allowed in respect of bad debts owed to the taxpayer. For this purpose, bad debts...

  10. 26 CFR 1.166-1 - Bad debts.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 26 Internal Revenue 2 2013-04-01 2013-04-01 false Bad debts. 1.166-1 Section 1.166-1 Internal... TAXES (CONTINUED) Itemized Deductions for Individuals and Corporations § 1.166-1 Bad debts. (a... shall be allowed in respect of bad debts owed to the taxpayer. For this purpose, bad debts...

  11. 26 CFR 1.166-1 - Bad debts.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 26 Internal Revenue 2 2011-04-01 2011-04-01 false Bad debts. 1.166-1 Section 1.166-1 Internal... TAXES (CONTINUED) Itemized Deductions for Individuals and Corporations § 1.166-1 Bad debts. (a... shall be allowed in respect of bad debts owed to the taxpayer. For this purpose, bad debts...

  12. 26 CFR 1.166-1 - Bad debts.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 26 Internal Revenue 2 2012-04-01 2012-04-01 false Bad debts. 1.166-1 Section 1.166-1 Internal... TAXES (CONTINUED) Itemized Deductions for Individuals and Corporations § 1.166-1 Bad debts. (a... shall be allowed in respect of bad debts owed to the taxpayer. For this purpose, bad debts...

  13. 26 CFR 1.166-1 - Bad debts.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 26 Internal Revenue 2 2014-04-01 2014-04-01 false Bad debts. 1.166-1 Section 1.166-1 Internal... TAXES (CONTINUED) Itemized Deductions for Individuals and Corporations § 1.166-1 Bad debts. (a... shall be allowed in respect of bad debts owed to the taxpayer. For this purpose, bad debts...

  14. 26 CFR 1.1001-3 - Modifications of debt instruments.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ..., any deterioration in the financial condition of the obligor between the issue date of the debt... a debt instrument (whether or not the debt instrument is publicly traded) between the issue date of... 26 Internal Revenue 11 2011-04-01 2011-04-01 false Modifications of debt instruments....

  15. 15 CFR 19.8 - When will Commerce entities suspend or terminate debt collection on a Commerce debt?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... CFR part 903 and the Commerce entity's policies and procedures. Legal counsel approval to suspend or terminate collection on a Commerce debt is required as described in Department of Commerce Credit and Debt... terminate debt collection on a Commerce debt? 19.8 Section 19.8 Commerce and Foreign Trade Office of...

  16. 76 FR 42767 - Application for Issuance of Subordinated Debt Securities/Notice of Issuance of Subordinated Debt...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-07-19

    ... Office of Thrift Supervision Application for Issuance of Subordinated Debt Securities/Notice of Issuance of Subordinated Debt or Mandatorily Redeemable Preferred Stock AGENCY: Office of Thrift Supervision... Debt Securities/Notice of Issuance of Subordinated Debt or Mandatory Redeemable Preferred Stock....

  17. Public Debt: Private Asset. Government Debt and Its Role in the Economy.

    ERIC Educational Resources Information Center

    Schilling, Tim

    In 1981, the United States reached a dubious economic milestone--the federal debt surpassed one trillion dollars for the first time. It took more than 200 years to build up that much debt. The federal debt doubled to two trillion by 1986, hit the three trillion level in 1990, and stands at an estimated five-and-a-half trillion for 1998. Just as…

  18. 12 CFR 1.7 - Securities held in satisfaction of debts previously contracted; holding period; disposal...

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 1 2011-01-01 2011-01-01 false Securities held in satisfaction of debts previously contracted; holding period; disposal; accounting treatment; non-speculative purpose. 1.7 Section 1.7 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY INVESTMENT...

  19. 12 CFR 1.7 - Securities held in satisfaction of debts previously contracted; holding period; disposal...

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 1 2013-01-01 2013-01-01 false Securities held in satisfaction of debts previously contracted; holding period; disposal; accounting treatment; non-speculative purpose. 1.7 Section 1.7 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY INVESTMENT...

  20. Debt relief and financing climate change action

    NASA Astrophysics Data System (ADS)

    Fenton, Adrian; Wright, Helena; Afionis, Stavros; Paavola, Jouni; Huq, Saleemul

    2014-08-01

    Slow progress in scaling-up climate finance has emerged as a major bottleneck in international negotiations. Debt relief for climate finance swaps could provide an alternative source for financing mitigation and adaptation action in developing countries.

  1. Institutional Determinants of American Undergraduate Student Debt

    ERIC Educational Resources Information Center

    Craig, J. Dean; Raisanen, Samuel R.

    2014-01-01

    Between 2005 and 2013, student loan debt in the US increased at a rate of 13.3 per cent per annum. This rise in collegiate student debt has become the focus of any number of new proposals and policies at both the state and national levels. While considering broad policies to stem this rising tide are admirable, they do little to help a graduating…

  2. Complex issues affecting student pharmacist debt.

    PubMed

    Cain, Jeff; Campbell, Tom; Congdon, Heather Brennan; Hancock, Kim; Kaun, Megan; Lockman, Paul R; Evans, R Lee

    2014-09-15

    It is time for colleges and schools of pharmacy to examine and confront the rising costs of pharmacy education and the increasing student loan debt borne by graduates. These phenomena likely result from a variety of complex factors. The academy should begin addressing these issues before pharmacy education becomes cost-prohibitive for future generations. This paper discusses some of the more salient drivers of cost and student debt load and offers suggestions that may help alleviate some of the financial pressures.

  3. 7 CFR 1403.14 - Prior provision of rights with respect to debt.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... CREDIT CORPORATION, DEPARTMENT OF AGRICULTURE GENERAL REGULATIONS AND POLICIES DEBT SETTLEMENT POLICIES...) Referring the debt to private collection or credit reporting agencies; (c) Referring the debt to the...

  4. GENDER, DEBT, AND DROPPING OUT OF COLLEGE

    PubMed Central

    DWYER, RACHEL E.; HODSON, RANDY; MCLOUD, LAURA

    2012-01-01

    For many young Americans, access to credit has become critical to completing a college education and embarking on a successful career path. Young people increasingly face the trade-off of taking on debt to complete college or foregoing college and taking their chances in the labor market without a college degree. These trade-offs are gendered by differences in college preparation and support and by the different labor market opportunities women and men face that affect the value of a college degree and future difficulties they may face in repaying college debt. We examine these new realities by studying gender differences in the role of debt in the pivotal event of graduating from college using the 1997 cohort of the national longitudinal Survey of youth. In this article, we find that women and men both experience slowing and even diminishing probabilities of graduating when carrying high levels of debt, but that men drop out at lower levels of debt than do women. We conclude by theorizing that high levels of debt are one of the mechanisms that sort women and men into different positions in the social stratification system. PMID:23626403

  5. 5 CFR 1215.31 - Referral to the Department of Justice or the General Accounting Office.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... the General Accounting Office. 1215.31 Section 1215.31 Administrative Personnel MERIT SYSTEMS PROTECTION BOARD ORGANIZATION AND PROCEDURES DEBT MANAGEMENT Claims Collection § 1215.31 Referral to the Department of Justice or the General Accounting Office. Debts over $600 but less than $100,000 which the...

  6. 5 CFR 1215.31 - Referral to the Department of Justice or the General Accounting Office.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... the General Accounting Office. 1215.31 Section 1215.31 Administrative Personnel MERIT SYSTEMS PROTECTION BOARD ORGANIZATION AND PROCEDURES DEBT MANAGEMENT Claims Collection § 1215.31 Referral to the Department of Justice or the General Accounting Office. Debts over $600 but less than $100,000 which the...

  7. 5 CFR 1215.31 - Referral to the Department of Justice or the General Accounting Office.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... the General Accounting Office. 1215.31 Section 1215.31 Administrative Personnel MERIT SYSTEMS PROTECTION BOARD ORGANIZATION AND PROCEDURES DEBT MANAGEMENT Claims Collection § 1215.31 Referral to the Department of Justice or the General Accounting Office. Debts over $600 but less than $100,000 which the...

  8. 5 CFR 1215.31 - Referral to the Department of Justice or the General Accounting Office.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... the General Accounting Office. 1215.31 Section 1215.31 Administrative Personnel MERIT SYSTEMS PROTECTION BOARD ORGANIZATION AND PROCEDURES DEBT MANAGEMENT Claims Collection § 1215.31 Referral to the Department of Justice or the General Accounting Office. Debts over $600 but less than $100,000 which the...

  9. 42 CFR 59.212 - Grantee accountability.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... due pursuant to subparts F, M, and O of 45 CFR part 74. Such total sum shall constitute a debt owed by... 42 Public Health 1 2012-10-01 2012-10-01 false Grantee accountability. 59.212 Section 59.212... PLANNING SERVICES Grants for Family Planning Service Training § 59.212 Grantee accountability....

  10. 42 CFR 59.212 - Grantee accountability.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... due pursuant to subparts F, M, and O of 45 CFR part 74. Such total sum shall constitute a debt owed by... 42 Public Health 1 2010-10-01 2010-10-01 false Grantee accountability. 59.212 Section 59.212... PLANNING SERVICES Grants for Family Planning Service Training § 59.212 Grantee accountability....

  11. 42 CFR 59.212 - Grantee accountability.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... due pursuant to subparts F, M, and O of 45 CFR part 74. Such total sum shall constitute a debt owed by... 42 Public Health 1 2011-10-01 2011-10-01 false Grantee accountability. 59.212 Section 59.212... PLANNING SERVICES Grants for Family Planning Service Training § 59.212 Grantee accountability....

  12. 42 CFR 59.212 - Grantee accountability.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... due pursuant to subparts F, M, and O of 45 CFR part 74. Such total sum shall constitute a debt owed by... 42 Public Health 1 2014-10-01 2014-10-01 false Grantee accountability. 59.212 Section 59.212... PLANNING SERVICES Grants for Family Planning Service Training § 59.212 Grantee accountability....

  13. 42 CFR 59.212 - Grantee accountability.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... due pursuant to subparts F, M, and O of 45 CFR part 74. Such total sum shall constitute a debt owed by... 42 Public Health 1 2013-10-01 2013-10-01 false Grantee accountability. 59.212 Section 59.212... PLANNING SERVICES Grants for Family Planning Service Training § 59.212 Grantee accountability....

  14. An Examination of Business Students' Student Loan Debt and Total Debt

    ERIC Educational Resources Information Center

    Kuzma, Ann T.; Kuzma, John R.; Thiewes, Harold F.

    2010-01-01

    Under the current economic environment and its high levels of unemployment, many people are turning to university education to attain higher education or simply to upgrade their skills and avoid continued unemployment. This paper examines student workloads, debt levels, and the debt perceptions of junior- and senior-level College of Business…

  15. Public Debt: Private Asset. Government Debt and Its Role in the Economy.

    ERIC Educational Resources Information Center

    Federal Reserve Bank of Chicago, IL.

    This is one of a series of essays adapted from articles in "On Reserve," a newsletter for economic educators published by the Federal Reserve Bank of Chicago. This pamphlet explains how public debt incurred by the federal government may not be necessarily bad from an economic perspective. The sections of the pamphlet include: (1) "Debt as an…

  16. In Sickness and in Debt: Do Mounting Medical Bills Predict Payday Loan Debt?

    PubMed

    Bickham, Trey; Lim, Younghee

    2015-01-01

    Cash-strapped families sometimes turn to small, short-term loans with exorbitant fees—payday loans—to cope with mounting medical bills. Given that about three-fourths of payday loan customers are repeat borrowers, consumer advocates and policymakers have increasingly raised voices of concern about the use of payday loans to finance various household expenses, including, among other things, medical bills. The present study hypothesized that increases in medical debt are associated with increases in payday loan debt among a sample of Chapter 7 bankruptcy filers. The results of a multivariate tobit regression analysis showed that medical debt was associated with increased payday loan debt, controlling for various types of debt and other socioeconomic variables. This article concludes with implications of the results for social work policy- and direct-practice.

  17. The high price of debt: household financial debt and its impact on mental and physical health.

    PubMed

    Sweet, Elizabeth; Nandi, Arijit; Adam, Emma K; McDade, Thomas W

    2013-08-01

    Household financial debt in America has risen dramatically in recent years. While there is evidence that debt is associated with adverse psychological health, its relationship with other health outcomes is relatively unknown. We investigate the associations of multiple indices of financial debt with psychological and general health outcomes among 8400 young adult respondents from the National Longitudinal Study of Adolescent Health (Add Health). Our findings show that reporting high financial debt relative to available assets is associated with higher perceived stress and depression, worse self-reported general health, and higher diastolic blood pressure. These associations remain significant when controlling for prior socioeconomic status, psychological and physical health, and other demographic factors. The results suggest that debt is an important socioeconomic determinant of health that should be explored further in social epidemiology research.

  18. The High Price of Debt: Household financial debt and its impact on mental and physical health

    PubMed Central

    Nandi, Arijit; Adam, Emma; McDade, Thomas

    2013-01-01

    Household financial debt in America has risen dramatically in recent years. While there is evidence that debt is associated with adverse psychological health, its relationship with other health outcomes is relatively unknown. We investigate the associations of multiple indices of financial debt with psychological and general health outcomes among 8400 young adult respondents from the National Longitudinal Study of Adolescent Health (Add Health). Our findings show that reporting high financial debt relative to available assets is associated with higher perceived stress and depression, worse selfreported general health, and higher diastolic blood pressure. These associations remain significant when controlling for prior socioeconomic status, psychological and physical health, and other demographic factors. The results suggest that debt is an important socioeconomic determinant of health that should be explored further in social epidemiology research. PMID:23849243

  19. Filipino women demand freedom from debt.

    PubMed

    Taguiwalo, J

    1993-10-01

    Filipino women suffer from the dual burden of unpaid reproductive work and underpaid labor in the work force. They are also paying heavily for the huge foreign debt assumed by their country. The fact that economic development has stagnated in the Philippines is directly related to a government policy which provides for automatic debt repayment regardless of the economic status of the country. The strategy of honoring debt obligations and removing governmental market controls was intended to lead to economic development in the Philippines but has instead increased the burden of women who must cope with reductions in income, reductions in social and community services, increases in taxes, and higher prices for essentials. Increased work and less food have had an adverse impact on the women's health, and the emphasis on exports has resulted in an increased number of women migrating overseas to find jobs. Thus, even highly trained women must resort to performing domestic work overseas to earn a living. Cash-crop production has reduced women's role in food production and threatened food security while creating a pool of cheap labor among the newly displaced peasant families. Violence against women is increasing because of stress related to poverty, and women working abroad are subject to rape and sexual abuse. These conditions have led to the creation of women's groups such as the Freedom from Debt Coalition which is developing a comprehensive alternative development strategy which includes measures to reduce the burden of foreign debt.

  20. Debt crisis ahead for Irish medical students.

    PubMed

    Haugh, C; Doyle, B; O'Flynn, S

    2014-06-01

    Internationally medical student debt is a cause of concern. A survey of medical students in UCC (response rate of 191 representing 35% of the EU student cohort) reveals that 34 (26%) of direct entry medicine (DEM) students and 36 (61%) graduate entrants (GEM) have a loan with an anticipated average debt of Euro17,300 and Euro80,000 on graduation respectively. Fifty-three (90%) graduate entrants and 75 (57%) direct entrants revealed that they often worry about their current financial situation. Fifty-three (28%) of students have a part-time job and many were concerned about the degree to which this conflicted with their academic workload. 118 (89%) of school leavers and 48 (81%) graduates received financial assistance from their families to fund their college expenses. Student responses recommended the introduction of a government supported low interest rate loan and other incentives to help service high levels of debt associated with medical education.

  1. International labor migration and external debt.

    PubMed

    Bustamante, J A

    1987-01-01

    The prevailing Mexican and US definitions of undocumented migration are poles apart. The US views it as a criminal problem. Mexicans view the undocumented migrants as actors in an economic game in which the rules are extremely disadvantageous to these migrants. Migrants themselves and their communities view the undocumented as a positive element. It is necessary to move toward a bilateral focus and bilateral negotiation on the issue of migratory workers. This proposal derives from several assumptions: 1) the external debt is a bilateral or multilateral issue, 2) it is important to avoid forcing debtor countries to choose between stimulating economic growth or making payment on their foreign debt, 3) prevailing public opinion in the US favors halting undocumented migration, 4) the US views the migration of undocumented Mexicans as the result of forces endogenous to Mexico and exogenous to the US, 5) the US views both Mexico's ability to make payment on its external debt and to halt emigration as tied to the Mexican government's ability or inability to reconcile political stability with scarce monetary resources, and 6) political instability in Mexico could augment emigration to the US and undermine Mexico's ability to address its foreign debt. The following proposal suggests means to link negotiation on the external debt to that of undocumented migration: 1) The Mexican government could reach an accord with the US to channel a portion of the actual interest on the external debt as a fund to be invested in Mexico to construct a system of labor intensive agroindustrial productive units designed to attract former or potential migratory workers; 2) the total amount of these funds would be deducted from interest payments on the principal of the actual external debt and redefined as an ad hoc loan to Mexico to finance these production units; 3) part of the production from these units would be incorporated into ongoing US food relief and food assistance programs; 4) the

  2. International labor migration and external debt.

    PubMed

    Bustamante, J A

    1987-01-01

    The prevailing Mexican and US definitions of undocumented migration are poles apart. The US views it as a criminal problem. Mexicans view the undocumented migrants as actors in an economic game in which the rules are extremely disadvantageous to these migrants. Migrants themselves and their communities view the undocumented as a positive element. It is necessary to move toward a bilateral focus and bilateral negotiation on the issue of migratory workers. This proposal derives from several assumptions: 1) the external debt is a bilateral or multilateral issue, 2) it is important to avoid forcing debtor countries to choose between stimulating economic growth or making payment on their foreign debt, 3) prevailing public opinion in the US favors halting undocumented migration, 4) the US views the migration of undocumented Mexicans as the result of forces endogenous to Mexico and exogenous to the US, 5) the US views both Mexico's ability to make payment on its external debt and to halt emigration as tied to the Mexican government's ability or inability to reconcile political stability with scarce monetary resources, and 6) political instability in Mexico could augment emigration to the US and undermine Mexico's ability to address its foreign debt. The following proposal suggests means to link negotiation on the external debt to that of undocumented migration: 1) The Mexican government could reach an accord with the US to channel a portion of the actual interest on the external debt as a fund to be invested in Mexico to construct a system of labor intensive agroindustrial productive units designed to attract former or potential migratory workers; 2) the total amount of these funds would be deducted from interest payments on the principal of the actual external debt and redefined as an ad hoc loan to Mexico to finance these production units; 3) part of the production from these units would be incorporated into ongoing US food relief and food assistance programs; 4) the

  3. Complex Issues Affecting Student Pharmacist Debt

    PubMed Central

    Campbell, Tom; Congdon, Heather Brennan; Hancock, Kim; Kaun, Megan; Lockman, Paul R.; Evans, R. Lee

    2014-01-01

    It is time for colleges and schools of pharmacy to examine and confront the rising costs of pharmacy education and the increasing student loan debt borne by graduates. These phenomena likely result from a variety of complex factors. The academy should begin addressing these issues before pharmacy education becomes cost-prohibitive for future generations. This paper discusses some of the more salient drivers of cost and student debt load and offers suggestions that may help alleviate some of the financial pressures. PMID:25258436

  4. 40 CFR 13.20 - Administrative offset of general debts.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... amount; (ii) Efforts to obtain direct payment from the debtor have been, or would most likely be...) Multiple debts. Where moneys are available for offset against multiple debts of a debtor, it will be... the amount of the debt, the length of the proposed repayment period, whether the debtor is willing...

  5. 40 CFR 13.20 - Administrative offset of general debts.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... amount; (ii) Efforts to obtain direct payment from the debtor have been, or would most likely be...) Multiple debts. Where moneys are available for offset against multiple debts of a debtor, it will be... the amount of the debt, the length of the proposed repayment period, whether the debtor is willing...

  6. 20 CFR 422.317 - Review of the debt.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... debtor must notify us and give us evidence that he or she does not owe all or part of the debt, or that... debt is overdue and legally enforceable. (2) If the debtor notifies us and presents evidence after that... 20 Employees' Benefits 2 2014-04-01 2014-04-01 false Review of the debt. 422.317 Section...

  7. 20 CFR 422.317 - Review of the debt.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... debtor must notify us and give us evidence that he or she does not owe all or part of the debt, or that... debt is overdue and legally enforceable. (2) If the debtor notifies us and presents evidence after that... 20 Employees' Benefits 2 2012-04-01 2012-04-01 false Review of the debt. 422.317 Section...

  8. Debt Change and Marital Satisfaction Change in Recently Married Couples

    ERIC Educational Resources Information Center

    Dew, Jeffrey

    2008-01-01

    Although recently married couples report debt as one of their top concerns, research has not measured how debt changes relate to changes in their marital satisfaction. Further, the mechanisms that link debt and marital satisfaction are unknown. Findings using the National Survey of Families and Households (N = 1,078 couples) demonstrated that…

  9. 75 FR 63541 - Departmental Offices; Debt Management Advisory Committee Meeting

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-10-15

    ... Departmental Offices; Debt Management Advisory Committee Meeting Notice is hereby given, pursuant to 5 U.S.C... Pennsylvania Avenue, NW., Washington, DC, on November 2, 2010 at 10 a.m. of the following debt management... advice has been offered by debt management advisory committees established by the several major...

  10. 12 CFR 5.47 - Subordinated debt as capital.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... capital if the subordinated debt meets the requirements in 12 CFR part 3, appendix A, section 2(b)(4), and... debt qualifies as Tier 3 capital if the subordinated debt meets the requirements in 12 CFR part 3... comply with the Securities Offering Disclosure Rules in 12 CFR part 16 when issuing subordinated...

  11. 25 CFR 273.35 - Capital outlay or debt retirement.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 25 Indians 1 2010-04-01 2010-04-01 false Capital outlay or debt retirement. 273.35 Section 273.35... outlay or debt retirement. In no instance shall contract funds provided under this part be used as payment for capital outlay or debt retirement expenses; except that, such costs are allowable if they...

  12. 7 CFR 1403.19 - Reporting discharged debts to IRS.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 10 2010-01-01 2010-01-01 false Reporting discharged debts to IRS. 1403.19 Section... CORPORATION, DEPARTMENT OF AGRICULTURE GENERAL REGULATIONS AND POLICIES DEBT SETTLEMENT POLICIES AND PROCEDURES § 1403.19 Reporting discharged debts to IRS. (a) In accordance with IRS regulations, CCC...

  13. 29 CFR 100.611 - Reporting claims or debts.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... administrative costs pursuant to 31 CFR Chapter IX § 901.9, the NLRB may report a debt that has been delinquent... 29 Labor 2 2010-07-01 2010-07-01 false Reporting claims or debts. 100.611 Section 100.611 Labor Regulations Relating to Labor NATIONAL LABOR RELATIONS BOARD ADMINISTRATIVE REGULATIONS Debt...

  14. 12 CFR 313.161 - Certification of debt.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... the requirements of 5 U.S.C. 5514, and 5 CFR part 550, subpart K, governing salary offset, and the... 12 Banks and Banking 4 2011-01-01 2011-01-01 false Certification of debt. 313.161 Section 313.161... CORPORATE DEBT COLLECTION Mandatory Centralized Administrative Offset § 313.161 Certification of debt....

  15. 78 FR 3498 - Debt Management Advisory Committee Meeting

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-01-16

    ... Departmental Offices Debt Management Advisory Committee Meeting Notice is hereby given, pursuant to 5 U.S.C... Pennsylvania Avenue, NW.,Washington, DC, on February 5, 2013 at 11:30 a.m. of the following debt management.... Historically, this advice has been offered by debt management advisory committees established by the...

  16. 12 CFR 615.5502 - Issuance of global debt securities.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Issuance of global debt securities. 615.5502... AFFAIRS, LOAN POLICIES AND OPERATIONS, AND FUNDING OPERATIONS Global Debt Securities § 615.5502 Issuance of global debt securities. (a) The Funding Corporation may provide for the sale of global...

  17. 5 CFR 841.607 - Interest on overpayment debts.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 5 Administrative Personnel 2 2010-01-01 2010-01-01 false Interest on overpayment debts. 841.607 Section 841.607 Administrative Personnel OFFICE OF PERSONNEL MANAGEMENT (CONTINUED) CIVIL SERVICE... § 841.607 Interest on overpayment debts. Interest on overpayment debts is computed under § 845.205(b)....

  18. 7 CFR 792.20 - Reporting discharged debts to IRS.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 7 2010-01-01 2010-01-01 false Reporting discharged debts to IRS. 792.20 Section 792..., DEPARTMENT OF AGRICULTURE PROVISIONS COMMON TO MORE THAN ONE PROGRAM DEBT SETTLEMENT POLICIES AND PROCEDURES § 792.20 Reporting discharged debts to IRS. (a) In accordance with IRS regulations, FSA may report...

  19. 26 CFR 1.1001-3 - Modifications of debt instruments.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 26 Internal Revenue 11 2010-04-01 2010-04-01 true Modifications of debt instruments. 1.1001-3... Modifications of debt instruments. (a) Scope—(1) In general. This section provides rules for determining whether a modification of the terms of a debt instrument results in an exchange for purposes of §...

  20. 75 FR 1839 - Departmental Offices; Debt Management Advisory Committee Meeting

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-01-13

    ... Departmental Offices; Debt Management Advisory Committee Meeting Notice is hereby given, pursuant to 5 U.S.C... Pennsylvania Avenue, NW., Washington, DC, on February 2, 2010 at 8:30 a.m. of the following debt management.... Historically, this advice has been offered by debt management advisory committees established by the...

  1. 12 CFR 313.161 - Certification of debt.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... the requirements of 5 U.S.C. 5514, and 5 CFR part 550, subpart K, governing salary offset, and the... 12 Banks and Banking 4 2010-01-01 2010-01-01 false Certification of debt. 313.161 Section 313.161... CORPORATE DEBT COLLECTION Mandatory Centralized Administrative Offset § 313.161 Certification of debt....

  2. 77 FR 54808 - Integrated Hedging Transactions of Qualifying Debt

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-09-06

    ... Internal Revenue Service 26 CFR Part 1 RIN 1545-BK98 Integrated Hedging Transactions of Qualifying Debt... currency denominated debt instrument and multiple associated hedging transactions. The regulations provide... debt instrument with a Sec. 1.988-5(a) hedge. The effect of integration under the regulations is...

  3. 31 CFR 29.504 - Status of debts.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 31 Money and Finance: Treasury 1 2011-07-01 2011-07-01 false Status of debts. 29.504 Section 29... CERTAIN DISTRICT OF COLUMBIA RETIREMENT PROGRAMS Debt Collection and Waivers of Collection § 29.504 Status of debts. A payment of a Federal Benefit Payment to a debtor because of an error on the part of...

  4. Tough Choices in Tough Times: Debt and Medication Nonadherence

    ERIC Educational Resources Information Center

    Kalousova, Lucie; Burgard, Sarah A.

    2014-01-01

    Debt is a ubiquitous component of households' financial portfolios. Yet we have scant understanding of how household debt constrains spending on needed health care. Diverse types of debt have different financial properties and recent work has shown that they may have varying implications for spending on needed health care. In this article, we…

  5. 77 FR 2133 - Debt Management Advisory Committee Meeting

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-01-13

    ... Debt Management Advisory Committee Meeting Notice is hereby given, pursuant to 5 U.S.C. App. 2, Sec. 10....,Washington, DC, on January 31, 2012 at 11 a.m. of the following debt management advisory committee: Treasury... advice has been offered by debt management advisory committees established by the several major...

  6. 75 FR 39729 - Departmental Offices; Debt Management Advisory Committee Meeting

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-07-12

    ... Departmental Offices; Debt Management Advisory Committee Meeting Notice is hereby given, pursuant to 5 U.S.C..., at 806 15th Street, NW., Washington, DC, on August 3, 2010 at 10 a.m. of the following debt... major financing operations. Historically, this advice has been offered by debt management...

  7. 5 CFR 841.607 - Interest on overpayment debts.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 5 Administrative Personnel 2 2011-01-01 2011-01-01 false Interest on overpayment debts. 841.607 Section 841.607 Administrative Personnel OFFICE OF PERSONNEL MANAGEMENT (CONTINUED) CIVIL SERVICE... § 841.607 Interest on overpayment debts. Interest on overpayment debts is computed under § 845.205(b)....

  8. 7 CFR 792.20 - Reporting discharged debts to IRS.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 7 2011-01-01 2011-01-01 false Reporting discharged debts to IRS. 792.20 Section 792..., DEPARTMENT OF AGRICULTURE PROVISIONS COMMON TO MORE THAN ONE PROGRAM DEBT SETTLEMENT POLICIES AND PROCEDURES § 792.20 Reporting discharged debts to IRS. (a) In accordance with IRS regulations, FSA may report...

  9. 11 CFR 111.51 - Debts that are covered.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... of the Commission that are governed by 11 CFR part 8. (2) Debts involving criminal actions of fraud... accordance with Executive Order 12146, 3 CFR pp. 409-12 (1980 Comp.). (6) Debts that have become subject to... 11 Federal Elections 1 2011-01-01 2011-01-01 false Debts that are covered. 111.51 Section...

  10. Yes, No, Maybe So: College Students' Attitudes Regarding Debt

    ERIC Educational Resources Information Center

    Zerquera, Desiree D.; McGowan, Brian L.; Ferguson, Tomika L.

    2016-01-01

    We examined college student attitudes regarding debt. Based on focus group interviews with 31 students from 4 different institutions within a Midwestern university system, data analysis yielded a continuum that captures students' debt approaches while enrolled in college. Findings indicate that students avoided debt completely, made intentional…

  11. 7 CFR 1710.126 - Federal debt delinquency.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 11 2010-01-01 2010-01-01 false Federal debt delinquency. 1710.126 Section 1710.126... and Basic Policies § 1710.126 Federal debt delinquency. (a) Prior to approval of a loan or advance of funds, a borrower must report to RUS whether or not it is delinquent on any Federal debt, such...

  12. 12 CFR 5.47 - Subordinated debt as capital.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... capital if the subordinated debt meets the requirements in 12 CFR part 3, appendix A, section 2(b)(4), and... debt qualifies as Tier 3 capital if the subordinated debt meets the requirements in 12 CFR part 3... comply with the Securities Offering Disclosure Rules in 12 CFR part 16 when issuing subordinated...

  13. 76 FR 64992 - Debt Management Advisory Committee; Meeting

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-10-19

    ... Debt Management Advisory Committee; Meeting Notice is hereby given, pursuant to 5 U.S.C. App. 2, Sec...., Washington, DC, on November 1, 2011 at 9:30 a.m. of the following debt management advisory committee... advice has been offered by debt management advisory committees established by the several major...

  14. 78 FR 62941 - Debt Management Advisory Committee Meeting

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-10-22

    ... Debt Management Advisory Committee Meeting Notice is hereby given, pursuant to 5 U.S.C. App. 2, Sec. 10....,Washington, DC, on November 5, 2013 at 11:30 a.m. of the following debt management advisory committee... advice has been offered by debt management advisory committees established by the several major...

  15. 78 FR 41832 - Departmental Offices; Debt Management Advisory Committee Meeting

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-07-11

    ... Departmental Offices; Debt Management Advisory Committee Meeting Notice is hereby given, pursuant to 5 U.S.C... Pennsylvania Avenue NW., Washington, DC, on July 30, 2013 at 9:30 a.m. of the following debt management.... Historically, this advice has been offered by debt management advisory committees established by the...

  16. 48 CFR 232.606 - Debt determination and collection.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 48 Federal Acquisition Regulations System 3 2011-10-01 2011-10-01 false Debt determination and... SYSTEM, DEPARTMENT OF DEFENSE GENERAL CONTRACTING REQUIREMENTS CONTRACT FINANCING Contract Debts 232.606 Debt determination and collection. When transferring a case to the contract financing office,...

  17. 7 CFR 3550.252 - Debt settlement policies.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 15 2011-01-01 2011-01-01 false Debt settlement policies. 3550.252 Section 3550.252... AGRICULTURE DIRECT SINGLE FAMILY HOUSING LOANS AND GRANTS Post-Servicing Actions § 3550.252 Debt settlement policies. (a) Applicability. Debt settlement procedures may be initiated to collect any amounts due to...

  18. 5 CFR 550.1110 - Debt collection centers.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 5 Administrative Personnel 1 2010-01-01 2010-01-01 false Debt collection centers. 550.1110 Section... ADMINISTRATION (GENERAL) Collection by Offset From Indebted Government Employees § 550.1110 Debt collection centers. A debt collection center may act in behalf of a creditor agency to collect claims via...

  19. 77 FR 62312 - Debt Management Advisory Committee; Meeting

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-10-12

    ... Debt Management Advisory Committee; Meeting Notice is hereby given, pursuant to 5 U.S.C. App. 2, 10(a....,Washington, DC, on October 30, 2012 at 11:30 a.m. of the following debt management advisory committee... been offered by debt management advisory committees established by the several major segments of...

  20. 5 CFR 550.1110 - Debt collection centers.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 5 Administrative Personnel 1 2011-01-01 2011-01-01 false Debt collection centers. 550.1110 Section... ADMINISTRATION (GENERAL) Collection by Offset From Indebted Government Employees § 550.1110 Debt collection centers. A debt collection center may act in behalf of a creditor agency to collect claims via...

  1. 76 FR 20819 - Departmental Offices; Debt Management Advisory Committee Meeting

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-04-13

    ... Departmental Offices; Debt Management Advisory Committee Meeting Notice is hereby given, pursuant to 5 U.S.C... Pennsylvania Avenue, NW., Washington, DC, on May 3, 2011 at 11:30 a.m. of the following debt management.... Historically, this advice has been offered by debt management advisory committees established by the...

  2. 25 CFR 273.35 - Capital outlay or debt retirement.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 25 Indians 1 2011-04-01 2011-04-01 false Capital outlay or debt retirement. 273.35 Section 273.35... outlay or debt retirement. In no instance shall contract funds provided under this part be used as payment for capital outlay or debt retirement expenses; except that, such costs are allowable if they...

  3. 7 CFR 760.820 - Offsets, assignments, and debt settlement.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 7 2010-01-01 2010-01-01 false Offsets, assignments, and debt settlement. 760.820....820 Offsets, assignments, and debt settlement. (a) Except as provided in paragraph (b) of this section... payments found at part 1404 of this title. (c) A debt or claim may be settled according to part 792 of...

  4. 77 FR 41476 - Departmental Offices; Debt Management Advisory Committee Meeting

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-07-13

    ... Departmental Offices; Debt Management Advisory Committee Meeting Notice is hereby given, pursuant to 5 U.S.C... Pennsylvania Avenue NW., Washington, DC, on July 31, 2012 at 9:30 a.m. of the following debt management.... Historically, this advice has been offered by debt management advisory committees established by the...

  5. 45 CFR 31.4 - Certification and referral of debt.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 45 Public Welfare 1 2010-10-01 2010-10-01 false Certification and referral of debt. 31.4 Section... § 31.4 Certification and referral of debt. (a) Certification. The Secretary shall certify to FMS that: (1) The debt is past-due and legally enforceable in the amount submitted and that the Department...

  6. 46 CFR 386.13 - Soliciting, vending, and debt collection.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 46 Shipping 8 2010-10-01 2010-10-01 false Soliciting, vending, and debt collection. 386.13 Section..., vending, and debt collection. Soliciting aims, or commercial soliciting and vending of all kinds, displaying or distributing commercial advertising, or collecting private debts is prohibited on...

  7. 7 CFR 760.820 - Offsets, assignments, and debt settlement.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 7 2011-01-01 2011-01-01 false Offsets, assignments, and debt settlement. 760.820....820 Offsets, assignments, and debt settlement. (a) Except as provided in paragraph (b) of this section... payments found at part 1404 of this title. (c) A debt or claim may be settled according to part 792 of...

  8. 31 CFR 575.535 - Iraqi debt unblocked.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 31 Money and Finance: Treasury 3 2010-07-01 2010-07-01 false Iraqi debt unblocked. 575.535 Section..., and Statements of Licensing Policy § 575.535 Iraqi debt unblocked. (a) Except as provided in paragraph (b) of this section, all transactions otherwise prohibited by this part that involve debts in...

  9. 78 FR 22034 - Debt Management Advisory Committee Meeting

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-04-12

    ... Debt Management Advisory Committee Meeting Notice is hereby given, pursuant to 5 U.S.C. App. 2, Sec. 10...., Washington, DC, on April 30, 2013 at 9:30 a.m. of the following debt management advisory committee: Treasury... been offered by debt management advisory committees established by the several major segments of...

  10. 29 CFR 100.611 - Reporting claims or debts.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... administrative costs pursuant to 31 CFR chapter IX § 901.9, the NLRB may report a debt that has been delinquent... 29 Labor 2 2011-07-01 2011-07-01 false Reporting claims or debts. 100.611 Section 100.611 Labor Regulations Relating to Labor NATIONAL LABOR RELATIONS BOARD ADMINISTRATIVE REGULATIONS Debt...

  11. 75 FR 18259 - Departmental Offices; Debt Management Advisory Committee Meeting

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-04-09

    ... Departmental Offices; Debt Management Advisory Committee Meeting Notice is hereby given, pursuant to 5 U.S.C... Pennsylvania Avenue, NW., Washington, DC, on May 4, 2010 at 11:30 a.m. of the following debt management.... Historically, this advice has been offered by debt management advisory committees established by the...

  12. 26 CFR 1.1275-4 - Contingent payment debt instruments.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 26 Internal Revenue 11 2011-04-01 2011-04-01 false Contingent payment debt instruments. 1.1275-4....1275-4 Contingent payment debt instruments. (a) Applicability—(1) In general. Except as provided in paragraph (a)(2) of this section, this section applies to any debt instrument that provides for one or...

  13. 48 CFR 232.606 - Debt determination and collection.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 48 Federal Acquisition Regulations System 3 2010-10-01 2010-10-01 false Debt determination and... SYSTEM, DEPARTMENT OF DEFENSE GENERAL CONTRACTING REQUIREMENTS CONTRACT FINANCING Contract Debts 232.606 Debt determination and collection. When transferring a case to the contract financing office,...

  14. 75 FR 3279 - Departmental Offices; Debt Management Advisory Committee Meeting

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-01-20

    ... Departmental Offices; Debt Management Advisory Committee Meeting Notice is hereby given, pursuant to 5 U.S.C... following debt management advisory committee: Treasury Borrowing Advisory Committee of The Securities... time for the meeting shall be 8 a.m. The Office of Debt Management is responsible for...

  15. 7 CFR 1710.126 - Federal debt delinquency.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 11 2011-01-01 2011-01-01 false Federal debt delinquency. 1710.126 Section 1710.126... and Basic Policies § 1710.126 Federal debt delinquency. (a) Prior to approval of a loan or advance of funds, a borrower must report to RUS whether or not it is delinquent on any Federal debt, such...

  16. 7 CFR 3550.252 - Debt settlement policies.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 15 2010-01-01 2010-01-01 false Debt settlement policies. 3550.252 Section 3550.252... AGRICULTURE DIRECT SINGLE FAMILY HOUSING LOANS AND GRANTS Post-Servicing Actions § 3550.252 Debt settlement policies. (a) Applicability. Debt settlement procedures may be initiated to collect any amounts due to...

  17. 76 FR 2952 - Departmental Offices; Debt Management Advisory Committee Meeting

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-01-18

    ... Departmental Offices; Debt Management Advisory Committee Meeting Notice is hereby given, pursuant to 5 U.S.C... Pennsylvania Avenue, NW., Washington, DC on February 1, 2011 at 11:30 a.m. of the following debt management.... Historically, this advice has been offered by debt management advisory committees established by the...

  18. 31 CFR 29.504 - Status of debts.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 31 Money and Finance: Treasury 1 2010-07-01 2010-07-01 false Status of debts. 29.504 Section 29... CERTAIN DISTRICT OF COLUMBIA RETIREMENT PROGRAMS Debt Collection and Waivers of Collection § 29.504 Status of debts. A payment of a Federal Benefit Payment to a debtor because of an error on the part of...

  19. 26 CFR 1.1275-4 - Contingent payment debt instruments.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 26 Internal Revenue 11 2010-04-01 2010-04-01 true Contingent payment debt instruments. 1.1275-4... Contingent payment debt instruments. (a) Applicability—(1) In general. Except as provided in paragraph (a)(2) of this section, this section applies to any debt instrument that provides for one or more...

  20. 76 FR 41559 - Debt Management Advisory Committee Meeting

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-07-14

    ... Debt Management Advisory Committee Meeting Notice is hereby given, pursuant to 5 U.S.C. App. 2, Sec. 10....,Washington, DC, on August 2, 2011 at 9:30 a.m. of the following debt management advisory committee: Treasury... advice has been offered by debt management advisory committees established by the several major...

  1. 12 CFR 615.5502 - Issuance of global debt securities.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 7 2012-01-01 2012-01-01 false Issuance of global debt securities. 615.5502... AFFAIRS, LOAN POLICIES AND OPERATIONS, AND FUNDING OPERATIONS Global Debt Securities § 615.5502 Issuance of global debt securities. (a) The Funding Corporation may provide for the sale of global...

  2. 12 CFR 615.5502 - Issuance of global debt securities.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Issuance of global debt securities. 615.5502... AFFAIRS, LOAN POLICIES AND OPERATIONS, AND FUNDING OPERATIONS Global Debt Securities § 615.5502 Issuance of global debt securities. (a) The Funding Corporation may provide for the sale of global...

  3. 12 CFR 615.5502 - Issuance of global debt securities.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 7 2013-01-01 2013-01-01 false Issuance of global debt securities. 615.5502... AFFAIRS, LOAN POLICIES AND OPERATIONS, AND FUNDING OPERATIONS Global Debt Securities § 615.5502 Issuance of global debt securities. (a) The Funding Corporation may provide for the sale of global...

  4. 12 CFR 615.5502 - Issuance of global debt securities.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 7 2014-01-01 2014-01-01 false Issuance of global debt securities. 615.5502... AFFAIRS, LOAN POLICIES AND OPERATIONS, AND FUNDING OPERATIONS Global Debt Securities § 615.5502 Issuance of global debt securities. (a) The Funding Corporation may provide for the sale of global...

  5. 26 CFR 1.1275-5 - Variable rate debt instruments.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 26 Internal Revenue 11 2013-04-01 2013-04-01 false Variable rate debt instruments. 1.1275-5....1275-5 Variable rate debt instruments. (a) Applicability—(1) In general. This section provides rules for variable rate debt instruments. Except as provided in paragraph (a)(6) of this section, a...

  6. 26 CFR 1.1275-5 - Variable rate debt instruments.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 26 Internal Revenue 11 2014-04-01 2014-04-01 false Variable rate debt instruments. 1.1275-5....1275-5 Variable rate debt instruments. (a) Applicability—(1) In general. This section provides rules for variable rate debt instruments. Except as provided in paragraph (a)(6) of this section, a...

  7. 26 CFR 1.1275-5 - Variable rate debt instruments.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 26 Internal Revenue 11 2012-04-01 2012-04-01 false Variable rate debt instruments. 1.1275-5....1275-5 Variable rate debt instruments. (a) Applicability—(1) In general. This section provides rules for variable rate debt instruments. Except as provided in paragraph (a)(6) of this section, a...

  8. 26 CFR 1.1275-5 - Variable rate debt instruments.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 26 Internal Revenue 11 2010-04-01 2010-04-01 true Variable rate debt instruments. 1.1275-5 Section... Variable rate debt instruments. (a) Applicability—(1) In general. This section provides rules for variable rate debt instruments. Except as provided in paragraph (a)(6) of this section, a variable rate...

  9. 26 CFR 1.1275-5 - Variable rate debt instruments.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 26 Internal Revenue 11 2011-04-01 2011-04-01 false Variable rate debt instruments. 1.1275-5....1275-5 Variable rate debt instruments. (a) Applicability—(1) In general. This section provides rules for variable rate debt instruments. Except as provided in paragraph (a)(6) of this section, a...

  10. Issues 2016: Is There a Student Debt Crisis?

    ERIC Educational Resources Information Center

    Eden, Max

    2016-01-01

    Student debt is a convenient target in a presidential election year, but it obscures the true crisis: high dropout rates from low-quality postsecondary institutions and the unmanageable debt borne by students of those institutions. And despite rising student debt, monthly loan payments as a share of income have remained steady, added earnings…

  11. 47 CFR 65.302 - Cost of debt.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... Outstanding Debt” is the average of the total debt for the most recent two years for all local exchange... 47 Telecommunication 3 2011-10-01 2011-10-01 false Cost of debt. 65.302 Section 65.302... OF RETURN PRESCRIPTION PROCEDURES AND METHODOLOGIES Exchange Carriers § 65.302 Cost of debt....

  12. 47 CFR 65.302 - Cost of debt.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... Outstanding Debt” is the average of the total debt for the most recent two years for all local exchange... 47 Telecommunication 3 2010-10-01 2010-10-01 false Cost of debt. 65.302 Section 65.302... OF RETURN PRESCRIPTION PROCEDURES AND METHODOLOGIES Exchange Carriers § 65.302 Cost of debt....

  13. 32 CFR 234.13 - Soliciting, vending, and debt collection.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 32 National Defense 2 2010-07-01 2010-07-01 false Soliciting, vending, and debt collection. 234.13... (CONTINUED) MISCELLANEOUS CONDUCT ON THE PENTAGON RESERVATION § 234.13 Soliciting, vending, and debt... advertising, collecting private debts or soliciting alms upon the Pentagon Reservation is prohibited....

  14. 32 CFR 228.16 - Soliciting, vending, and debt collection.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 32 National Defense 2 2010-07-01 2010-07-01 false Soliciting, vending, and debt collection. 228.16... (CONTINUED) MISCELLANEOUS SECURITY PROTECTIVE FORCE § 228.16 Soliciting, vending, and debt collection..., collecting private debts or soliciting alms on protected property is prohibited. This does not apply to:...

  15. 46 CFR 386.13 - Soliciting, vending, and debt collection.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 46 Shipping 8 2011-10-01 2011-10-01 false Soliciting, vending, and debt collection. 386.13 Section..., vending, and debt collection. Soliciting aims, or commercial soliciting and vending of all kinds, displaying or distributing commercial advertising, or collecting private debts is prohibited on...

  16. Carbon debt of Conservation Reserve Program (CRP) grasslands converted to bioenergy production.

    PubMed

    Gelfand, Ilya; Zenone, Terenzio; Jasrotia, Poonam; Chen, Jiquan; Hamilton, Stephen K; Robertson, G Philip

    2011-08-16

    Over 13 million ha of former cropland are enrolled in the US Conservation Reserve Program (CRP), providing well-recognized biodiversity, water quality, and carbon (C) sequestration benefits that could be lost on conversion back to agricultural production. Here we provide measurements of the greenhouse gas consequences of converting CRP land to continuous corn, corn-soybean, or perennial grass for biofuel production. No-till soybeans preceded the annual crops and created an initial carbon debt of 10.6 Mg CO(2) equivalents (CO(2)e)·ha(-1) that included agronomic inputs, changes in C stocks, altered N(2)O and CH(4) fluxes, and foregone C sequestration less a fossil fuel offset credit. Total debt, which includes future debt created by additional changes in soil C stocks and the loss of substantial future soil C sequestration, can be constrained to 68 Mg CO(2)e·ha(-1) if subsequent crops are under permanent no-till management. If tilled, however, total debt triples to 222 Mg CO(2)e·ha(-1) on account of further soil C loss. Projected C debt repayment periods under no-till management range from 29 to 40 y for corn-soybean and continuous corn, respectively. Under conventional tillage repayment periods are three times longer, from 89 to 123 y, respectively. Alternatively, the direct use of existing CRP grasslands for cellulosic feedstock production would avoid C debt entirely and provide modest climate change mitigation immediately. Incentives for permanent no till and especially permission to harvest CRP biomass for cellulosic biofuel would help to blunt the climate impact of future CRP conversion. PMID:21825117

  17. Carbon debt of Conservation Reserve Program (CRP) grasslands converted to bioenergy production

    PubMed Central

    Gelfand, Ilya; Zenone, Terenzio; Jasrotia, Poonam; Chen, Jiquan; Hamilton, Stephen K.; Robertson, G. Philip

    2011-01-01

    Over 13 million ha of former cropland are enrolled in the US Conservation Reserve Program (CRP), providing well-recognized biodiversity, water quality, and carbon (C) sequestration benefits that could be lost on conversion back to agricultural production. Here we provide measurements of the greenhouse gas consequences of converting CRP land to continuous corn, corn–soybean, or perennial grass for biofuel production. No-till soybeans preceded the annual crops and created an initial carbon debt of 10.6 Mg CO2 equivalents (CO2e)·ha−1 that included agronomic inputs, changes in C stocks, altered N2O and CH4 fluxes, and foregone C sequestration less a fossil fuel offset credit. Total debt, which includes future debt created by additional changes in soil C stocks and the loss of substantial future soil C sequestration, can be constrained to 68 Mg CO2e·ha−1 if subsequent crops are under permanent no-till management. If tilled, however, total debt triples to 222 Mg CO2e·ha−1 on account of further soil C loss. Projected C debt repayment periods under no-till management range from 29 to 40 y for corn–soybean and continuous corn, respectively. Under conventional tillage repayment periods are three times longer, from 89 to 123 y, respectively. Alternatively, the direct use of existing CRP grasslands for cellulosic feedstock production would avoid C debt entirely and provide modest climate change mitigation immediately. Incentives for permanent no till and especially permission to harvest CRP biomass for cellulosic biofuel would help to blunt the climate impact of future CRP conversion. PMID:21825117

  18. DebtRank: A Microscopic Foundation for Shock Propagation

    PubMed Central

    Bardoscia, Marco; Battiston, Stefano; Caccioli, Fabio; Caldarelli, Guido

    2015-01-01

    The DebtRank algorithm has been increasingly investigated as a method to estimate the impact of shocks in financial networks, as it overcomes the limitations of the traditional default-cascade approaches. Here we formulate a dynamical “microscopic” theory of instability for financial networks by iterating balance sheet identities of individual banks and by assuming a simple rule for the transfer of shocks from borrowers to lenders. By doing so, we generalise the DebtRank formulation, both providing an interpretation of the effective dynamics in terms of basic accounting principles and preventing the underestimation of losses on certain network topologies. Depending on the structure of the interbank leverage matrix the dynamics is either stable, in which case the asymptotic state can be computed analytically, or unstable, meaning that at least one bank will default. We apply this framework to a dataset of the top listed European banks in the period 2008–2013. We find that network effects can generate an amplification of exogenous shocks of a factor ranging between three (in normal periods) and six (during the crisis) when we stress the system with a 0.5% shock on external (i.e. non-interbank) assets for all banks. PMID:26091013

  19. DebtRank: A Microscopic Foundation for Shock Propagation.

    PubMed

    Bardoscia, Marco; Battiston, Stefano; Caccioli, Fabio; Caldarelli, Guido

    2015-01-01

    The DebtRank algorithm has been increasingly investigated as a method to estimate the impact of shocks in financial networks, as it overcomes the limitations of the traditional default-cascade approaches. Here we formulate a dynamical "microscopic" theory of instability for financial networks by iterating balance sheet identities of individual banks and by assuming a simple rule for the transfer of shocks from borrowers to lenders. By doing so, we generalise the DebtRank formulation, both providing an interpretation of the effective dynamics in terms of basic accounting principles and preventing the underestimation of losses on certain network topologies. Depending on the structure of the interbank leverage matrix the dynamics is either stable, in which case the asymptotic state can be computed analytically, or unstable, meaning that at least one bank will default. We apply this framework to a dataset of the top listed European banks in the period 2008-2013. We find that network effects can generate an amplification of exogenous shocks of a factor ranging between three (in normal periods) and six (during the crisis) when we stress the system with a 0.5% shock on external (i.e. non-interbank) assets for all banks.

  20. DebtRank: A Microscopic Foundation for Shock Propagation.

    PubMed

    Bardoscia, Marco; Battiston, Stefano; Caccioli, Fabio; Caldarelli, Guido

    2015-01-01

    The DebtRank algorithm has been increasingly investigated as a method to estimate the impact of shocks in financial networks, as it overcomes the limitations of the traditional default-cascade approaches. Here we formulate a dynamical "microscopic" theory of instability for financial networks by iterating balance sheet identities of individual banks and by assuming a simple rule for the transfer of shocks from borrowers to lenders. By doing so, we generalise the DebtRank formulation, both providing an interpretation of the effective dynamics in terms of basic accounting principles and preventing the underestimation of losses on certain network topologies. Depending on the structure of the interbank leverage matrix the dynamics is either stable, in which case the asymptotic state can be computed analytically, or unstable, meaning that at least one bank will default. We apply this framework to a dataset of the top listed European banks in the period 2008-2013. We find that network effects can generate an amplification of exogenous shocks of a factor ranging between three (in normal periods) and six (during the crisis) when we stress the system with a 0.5% shock on external (i.e. non-interbank) assets for all banks. PMID:26091013

  1. 31 CFR 5.8 - When will Treasury entities suspend or terminate debt collection on a Treasury debt?

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... provisions of 31 CFR part 903 and the Treasury entity's policies and procedures. Legal counsel approval to terminate debt collection activity is required as described in Treasury Directive 34-02 (Credit Management... or terminate debt collection on a Treasury debt? 5.8 Section 5.8 Money and Finance: Treasury...

  2. Private Placement Debt Financing for Public Entities

    ERIC Educational Resources Information Center

    Holman, Lance S.

    2010-01-01

    Private placement financing is a debt or capital lease obligation arranged between a municipality or a 501(c) (3) not-for-profit organization and a single sophisticated institutional investor. The investor can be a bank, insurance company, finance company, hedge fund, or high-net worth individual. Private placement financing is similar to…

  3. 6 CFR 11.6 - Reporting debts.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... report delinquent debts to credit bureaus and other automated databases in accordance with 31 U.S.C. 3711(e), 31 CFR 901.4, and the Office of Management and Budget Circular A-129, “Policies for Federal... to the debtor in accordance with 6 CFR 11.3. DHS may authorize the Treasury Department's...

  4. Easing Student Debt Burden: One Institution's Response.

    ERIC Educational Resources Information Center

    Flink, Judith Nemerovski; Baron, Claudia A.

    1990-01-01

    In response to sharply rising student debt, the University of Illinois at Chicago, in conjunction with Wheaton College and the University of Chicago, has helped design microcomputer-driven software to teach students about loan programs, assist in personal financial goal analysis, define expectations, and integrate budgeting and financial planning…

  5. The biodiversity-dependent ecosystem service debt.

    PubMed

    Isbell, Forest; Tilman, David; Polasky, Stephen; Loreau, Michel

    2015-02-01

    Habitat destruction is driving biodiversity loss in remaining ecosystems, and ecosystem functioning and services often directly depend on biodiversity. Thus, biodiversity loss is likely creating an ecosystem service debt: a gradual loss of biodiversity-dependent benefits that people obtain from remaining fragments of natural ecosystems. Here, we develop an approach for quantifying ecosystem service debts, and illustrate its use to estimate how one anthropogenic driver, habitat destruction, could indirectly diminish one ecosystem service, carbon storage, by creating an extinction debt. We estimate that c. 2-21 Pg C could be gradually emitted globally in remaining ecosystem fragments because of plant species loss caused by nearby habitat destruction. The wide range for this estimate reflects substantial uncertainties in how many plant species will be lost, how much species loss will impact ecosystem functioning and whether plant species loss will decrease soil carbon. Our exploratory analysis suggests that biodiversity-dependent ecosystem service debts can be globally substantial, even when locally small, if they occur diffusely across vast areas of remaining ecosystems. There is substantial value in conserving not only the quantity (area), but also the quality (biodiversity) of natural ecosystems for the sustainable provision of ecosystem services.

  6. 48 CFR 32.606 - Debt collection.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... charges. In the event the contract is assigned under the Assignment of Claims Act of 1940 (31 U.S.C. 3727... Subpart 32.8. (b) As provided for in the Debt Collection Improvement Act of 1996 (31 U.S.C. 3711(g)(1... of Treasury for collection. (c) The contracting officer shall periodically follow up with the...

  7. Total recall. [Refinancing of debt by utilities

    SciTech Connect

    Hemptstead, J.

    1994-02-15

    The dramatic rally in the US treasury markets in 1992 and 1993 offered utility treasurers a unique opportunity to radically restructure their outstanding debt profiles by redeeming and refunding callable and refundable bonds. Since January 1991, utility companies have issued over $100 billion of nonconvertible debt securities; 53 percent of these companies indicated [open quotes]refinancing fixed income securities[close quotes] as the primary use of proceeds. After approximately 18 months of heavy refunding activity, utility treasurers have nearly exhausted the supply of currently callable debt and are now looking at alternative methods of reducing their embedded cost of debt and increasing cash flows. The two most common methods are to repurchase highest-cost noncallable and/or currently nonrefundable bonds through [open quotes]open-market repurchases[close quotes] and [open quotes]tender offers.[close quotes] A third, less popular and less used, method is the [open quotes]defeasance[close quotes]. This article describes the advantages, disadvantages, and economic effects of these three types of financing.

  8. 6 CFR 11.6 - Reporting debts.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ...(e), 31 CFR 901.4, and the Office of Management and Budget Circular A-129, “Policies for Federal... to the debtor in accordance with 6 CFR 11.3. DHS may authorize the Treasury Department's Financial... 6 Domestic Security 1 2011-01-01 2011-01-01 false Reporting debts. 11.6 Section 11.6...

  9. 6 CFR 11.6 - Reporting debts.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ...(e), 31 CFR 901.4, and the Office of Management and Budget Circular A-129, “Policies for Federal... to the debtor in accordance with 6 CFR 11.3. DHS may authorize the Treasury Department's Financial... 6 Domestic Security 1 2010-01-01 2010-01-01 false Reporting debts. 11.6 Section 11.6...

  10. 75 FR 31736 - Modifications of Debt Instruments

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-06-04

    ... deletion of a co- obligor. In response to the proposed regulations published on December 2, 1992 (57 FR... ] September 24, 1996 (TD 8675; 61 FR 32926) explains that ``for purposes of this regulation, unless there is a... Internal Revenue Service 26 CFR Part 1 RIN 1545-BJ30 Modifications of Debt Instruments AGENCY:...

  11. 7 CFR 1951.894 - Debt settlement.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... Standards (4 CFR parts 101-105). ... 7 Agriculture 14 2011-01-01 2011-01-01 false Debt settlement. 1951.894 Section 1951.894...) PROGRAM REGULATIONS (CONTINUED) SERVICING AND COLLECTIONS Rural Development Loan Servicing § 1951.894...

  12. 78 FR 67847 - Debt Collection (Regulation F)

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-11-12

    ... application in the context of debt collection. Trade Regulation Rule: Credit Practices, 49 FR 7740 (Mar. 1..., 50 FR 16696 (Apr. 29, 1985) (Board); Consumer Protections; Unfair or Deceptive Credit Practices, 50 FR 19325 (May 8, 1985) (FHLBB); Federal Credit Union; Prohibited Lending Practices, 52 FR 35060...

  13. The Strategic Use of Debt Financing.

    ERIC Educational Resources Information Center

    Hornfischer, David

    1997-01-01

    Increasingly, colleges and universities are using debt financing to respond quickly to new needs and for capital initiatives that will produce long-term benefits. The borrowing process is complex and subject to a variety of government tax regulations and legal limits. Recommends that both small and large institutions work with an experienced…

  14. New Regulations Affect School Debt Financing.

    ERIC Educational Resources Information Center

    Olson, Carol Duane

    1993-01-01

    Provides an overview of changes in Treasury Regulations as they affect school debt financing, including bond and note construction and acquisition issues, other types of equipment and property financing, as well as tax and revenue anticipation notes for working capital needs. (MLF)

  15. 42 CFR 56.113 - Grantee accountability.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... subparts F, M, and O of 45 CFR part 74. Such total sum shall constitute a debt owed by the grantee to the... 42 Public Health 1 2010-10-01 2010-10-01 false Grantee accountability. 56.113 Section 56.113 Public Health PUBLIC HEALTH SERVICE, DEPARTMENT OF HEALTH AND HUMAN SERVICES GRANTS GRANTS FOR...

  16. Land clearing and the biofuel carbon debt.

    PubMed

    Fargione, Joseph; Hill, Jason; Tilman, David; Polasky, Stephen; Hawthorne, Peter

    2008-02-29

    Increasing energy use, climate change, and carbon dioxide (CO2) emissions from fossil fuels make switching to low-carbon fuels a high priority. Biofuels are a potential low-carbon energy source, but whether biofuels offer carbon savings depends on how they are produced. Converting rainforests, peatlands, savannas, or grasslands to produce food crop-based biofuels in Brazil, Southeast Asia, and the United States creates a "biofuel carbon debt" by releasing 17 to 420 times more CO2 than the annual greenhouse gas (GHG) reductions that these biofuels would provide by displacing fossil fuels. In contrast, biofuels made from waste biomass or from biomass grown on degraded and abandoned agricultural lands planted with perennials incur little or no carbon debt and can offer immediate and sustained GHG advantages. PMID:18258862

  17. A guide to taxable debt financing alternatives.

    PubMed

    Aderholdt, J M; Pardue, C R

    1989-07-01

    The 1986 Tax Reform Act placed new restrictions on the use of tax-exempt financing for certain healthcare projects, and policymakers are considering further restrictions. In light of these developments, financial managers should become familiar with the available taxable debt financing options. These include commercial paper, taxable variable rate demand notes, floating rate notes, medium-term notes, long-term domestic public offerings, and domestic private placements.

  18. 20 CFR 366.2 - Past-due legally enforceable debt.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 20 Employees' Benefits 1 2011-04-01 2011-04-01 false Past-due legally enforceable debt. 366.2... COLLECTION OF DEBTS BY FEDERAL TAX REFUND OFFSET § 366.2 Past-due legally enforceable debt. A past-due legally enforceable debt which may be referred to the Internal Revenue Service is a debt: (a) Which...

  19. 46 CFR 283.2 - Definitions.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... the Financial Accounting Standards Board Statement No. 13, Accounting for Leases (FASB-13), and (2) 1... indebtedness that would be included in Long-Term Debt in accordance with generally accepted accounting..., etc.) of all operating leases, as defined and includable in footnotes to the financial statements...

  20. "I Fully Expect to Die with This Debt"

    ERIC Educational Resources Information Center

    Patton, Stacey

    2013-01-01

    Student-loan debt is not just a problem for young, recent college graduates searching for their first jobs. Growing numbers of adults nearing the ends of their careers are accumulating such big debt, too, and they don't have a lifetime to pay it back. In fact, student-loan debt is growing fastest among adults ages 60 and older, with more than two…

  1. Will neurology residents with large student loan debts become academicians?

    PubMed

    Doherty, Michael J; Schneider, A T; Tirschwell, D L

    2002-02-12

    Medical education in the United States is expensive, with 4-year tuition at some institutions totaling more than 150,000 US dollars. Most US graduates have student debt burdens. Using an internet survey, we tested the hypothesis that high student debt adversely affects neurology residents' desire to pursue careers in academic neurology. The results indicate median year 2000 US graduate neurology resident student debt is in the 50,000 to 75,000 US dollars range and that this debt burden may deter US graduates from pursuing careers in academic neurology. PMID:11839863

  2. 7 CFR 792.15 - Prior provision of rights with respect to debt.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... offset; (b) Referring the debt to private collection or credit reporting agencies; (c) Referring the debt..., DEPARTMENT OF AGRICULTURE PROVISIONS COMMON TO MORE THAN ONE PROGRAM DEBT SETTLEMENT POLICIES AND...

  3. Disparities in Debt: Parents' Socioeconomic Resources and Young Adult Student Loan Debt

    ERIC Educational Resources Information Center

    Houle, Jason N.

    2014-01-01

    In an era of rising college costs and stagnant grant-based student aid, many young adults rely on their parents' resources and student loans to pay for their postsecondary education. In this study I ask how parents' income and education are linked to young adults' student loan debt. I develop and test two perspectives regarding the…

  4. How Much Debt Is Too Much? Defining Benchmarks for Manageable Student Debt

    ERIC Educational Resources Information Center

    Baum, Sandy; Schwartz, Saul

    2006-01-01

    Many discussions of student loan repayment focus on those students for whom repayment is a problem and conclude that the reliance on debt to finance postsecondary education is excessive. However, from both a pragmatic perspective and a logical perspective, a more appropriate approach is to develop different benchmarks for students in different…

  5. Concerns about Debt Hover over a Small College in Iowa

    ERIC Educational Resources Information Center

    Blumenstyk, Goldie

    2009-01-01

    By just about every objective measure, the $88-million in debt that Wartburg College has carried since late 2005 poses a risk. The college's debt load--twice the amount that it takes in annually from tuition and other revenue--has raised red flags with its accreditor, alarmed some faculty members, and left Wartburg with a credit rating just one…

  6. 5 CFR 831.1305 - Collection of debts.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... be assessed on the debt in accordance with standards established in the FCCS at 4 CFR 102.13... installment payments will be set in accordance with the criteria in 4 CFR 102.11. (d) Commencement of... § 831.1304 will not be applied when the debt is caused by (i) a retroactive adjustment in the...

  7. 26 CFR 1.1275-4 - Contingent payment debt instruments.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... other property in an amount equal to the approximate value of such stock or debt. For debt instruments... benchmark rate, the comparable yield is the sum of the value of the benchmark rate on the issue date and the...), the amount of the projected payment is the expected value of the contingent payment as of the...

  8. Protecting Your District's Ability to Sell Bonds or Other Debt

    ERIC Educational Resources Information Center

    Warden, Dan; Palsma, Abigail Stokes

    2012-01-01

    If a school district has more than $10 million in tax-exempt debt, inclusive of all outstanding bonds, certificates of participation, and other public debt issues with durations of more than nine months, it must comply with the contractual requirements entered into under Securities and Exchange Commission (SEC) rules. District administrators and…

  9. 7 CFR 3.12 - Reporting of consumer debts.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Bankruptcy Code, and 31 CFR 901.4. (c) Non-duplication of hearings. When an agency has given a debtor any of... 7 Agriculture 1 2010-01-01 2010-01-01 false Reporting of consumer debts. 3.12 Section 3.12 Agriculture Office of the Secretary of Agriculture DEBT MANAGEMENT Standards for the Administrative...

  10. 29 CFR 100.603 - Debts that are covered.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... proceedings. (Regulations concerning the collection of these types of debts are found in 29 CFR Part 102... interagency claims by negotiation in accordance with Executive Order 12146 (3 CFR, 1980 Comp., pp. 409-412... 29 Labor 2 2011-07-01 2011-07-01 false Debts that are covered. 100.603 Section 100.603...

  11. 7 CFR 760.111 - Offsets, assignments, and debt settlement.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 7 2010-01-01 2010-01-01 false Offsets, assignments, and debt settlement. 760.111 Section 760.111 Agriculture Regulations of the Department of Agriculture (Continued) FARM SERVICE AGENCY... Agricultural Disaster Assistance Programs § 760.111 Offsets, assignments, and debt settlement. (a) Any...

  12. 7 CFR 760.911 - Offsets, assignments, and debt settlement.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 7 2010-01-01 2010-01-01 false Offsets, assignments, and debt settlement. 760.911 Section 760.911 Agriculture Regulations of the Department of Agriculture (Continued) FARM SERVICE AGENCY... § 760.911 Offsets, assignments, and debt settlement. (a) Any payment to any participant will be...

  13. 7 CFR 760.911 - Offsets, assignments, and debt settlement.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 7 2011-01-01 2011-01-01 false Offsets, assignments, and debt settlement. 760.911 Section 760.911 Agriculture Regulations of the Department of Agriculture (Continued) FARM SERVICE AGENCY... § 760.911 Offsets, assignments, and debt settlement. (a) Any payment to any participant will be...

  14. 29 CFR 100.612 - Disputed claims or debts.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... the interest period pursuant to 29 CFR 100.617(c) pending a final determination of the existence or... 29 Labor 2 2010-07-01 2010-07-01 false Disputed claims or debts. 100.612 Section 100.612 Labor Regulations Relating to Labor NATIONAL LABOR RELATIONS BOARD ADMINISTRATIVE REGULATIONS Debt...

  15. 77 FR 22390 - Debt Management Advisory Committee Meeting

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-04-13

    ... Debt Management Advisory Committee Meeting Notice is hereby given, pursuant to 5 U.S.C. App. 2, 10(a)(2..., DC, on May 1, 2012 at 11:30 a.m. of the following debt management advisory committee: Treasury... final decisions on major financing operations. Historically, this advice has been offered by...

  16. 78 FR 23936 - Notice of Interest Rate on Overdue Debts

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-04-23

    ... From the Federal Register Online via the Government Publishing Office DEPARTMENT OF HEALTH AND HUMAN SERVICES Office of the Secretary Notice of Interest Rate on Overdue Debts Section 30.18 of the... debt until the Department of Health and Human Services publishes a revision. Dated: April 17,...

  17. 7 CFR 3.12 - Reporting of consumer debts.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... Bankruptcy Code, and 31 CFR 901.4. (c) Non-duplication of hearings. When an agency has given a debtor any of... 7 Agriculture 1 2011-01-01 2011-01-01 false Reporting of consumer debts. 3.12 Section 3.12 Agriculture Office of the Secretary of Agriculture DEBT MANAGEMENT Standards for the Administrative...

  18. 49 CFR 92.45 - Other debt collections.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... States under 31 U.S.C. 3711, 3716-18; 4 CFR Ch. II. EC02FE91.213 ... 49 Transportation 1 2010-10-01 2010-10-01 false Other debt collections. 92.45 Section 92.45 Transportation Office of the Secretary of Transportation RECOVERING DEBTS TO THE UNITED STATES BY SALARY...

  19. 75 FR 51433 - Modifications of Debt Instruments; Hearing Cancellation

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-08-20

    ... public hearing that appeared in the Federal Register on Friday, June 4, 2010 (75 FR 31736), announced... Internal Revenue Service 26 CFR Part 1 RIN 1545-BJ30 Modifications of Debt Instruments; Hearing... relating to the modification of debt instruments. DATES: The public hearing, originally scheduled...

  20. 7 CFR 760.1108 - Offsets, assignments, and debt settlement.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 7 2011-01-01 2011-01-01 false Offsets, assignments, and debt settlement. 760.1108 Section 760.1108 Agriculture Regulations of the Department of Agriculture (Continued) FARM SERVICE AGENCY... Program § 760.1108 Offsets, assignments, and debt settlement. (a) Any payment to any participant will...

  1. 7 CFR 1416.9 - Offsets, assignments, and debt settlement.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 10 2010-01-01 2010-01-01 false Offsets, assignments, and debt settlement. 1416.9 Section 1416.9 Agriculture Regulations of the Department of Agriculture (Continued) COMMODITY CREDIT... Programs § 1416.9 Offsets, assignments, and debt settlement. (a) Except as provided in paragraph (b)...

  2. 49 CFR 92.45 - Other debt collections.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... States under 31 U.S.C. 3711, 3716-18; 4 CFR Ch. II. EC02FE91.213 ... 49 Transportation 1 2011-10-01 2011-10-01 false Other debt collections. 92.45 Section 92.45 Transportation Office of the Secretary of Transportation RECOVERING DEBTS TO THE UNITED STATES BY SALARY...

  3. 7 CFR 760.1108 - Offsets, assignments, and debt settlement.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 7 2010-01-01 2010-01-01 false Offsets, assignments, and debt settlement. 760.1108 Section 760.1108 Agriculture Regulations of the Department of Agriculture (Continued) FARM SERVICE AGENCY... Program § 760.1108 Offsets, assignments, and debt settlement. (a) Any payment to any participant will...

  4. 12 CFR 370.3 - Debt Guarantee Program.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 4 2010-01-01 2010-01-01 false Debt Guarantee Program. 370.3 Section 370.3... TEMPORARY LIQUIDITY GUARANTEE PROGRAM § 370.3 Debt Guarantee Program. (a) Upon the uncured failure of a participating entity to make a timely payment of principal or interest as required under an FDIC-guaranteed...

  5. 26 CFR 1.166-5 - Nonbusiness debts.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 26 Internal Revenue 2 2011-04-01 2011-04-01 false Nonbusiness debts. 1.166-5 Section 1.166-5...) INCOME TAXES (CONTINUED) Itemized Deductions for Individuals and Corporations § 1.166-5 Nonbusiness debts. (a) Allowance of deduction as capital loss. (1) The loss resulting from any nonbusiness...

  6. 78 FR 67364 - Notice of Interest Rate on Overdue Debts

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-11-12

    ... From the Federal Register Online via the Government Publishing Office DEPARTMENT OF HEALTH AND HUMAN SERVICES Office of the Secretary Notice of Interest Rate on Overdue Debts Section 30.18 of the... Service Award Program (42 U.S.C. 288(c)(4)(B)).'' This interest rate will be applied to overdue debt...

  7. 12 CFR 370.3 - Debt Guarantee Program.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 4 2011-01-01 2011-01-01 false Debt Guarantee Program. 370.3 Section 370.3... TEMPORARY LIQUIDITY GUARANTEE PROGRAM § 370.3 Debt Guarantee Program. (a) Upon the uncured failure of a participating entity to make a timely payment of principal or interest as required under an FDIC-guaranteed...

  8. Students' Expectations of Debt in UK Higher Education

    ERIC Educational Resources Information Center

    Bachan, Ray

    2014-01-01

    The funding of students in UK higher education (HE) has undergone radical reform over the past two decades. Using a unique dataset, this paper investigates student expectations of debt. We find that a student's gender, ethnicity, and year of study play an important role in determining their expected debt. Students in receipt of financial…

  9. 29 CFR 1650.105 - Notice of Debt.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ...) Disciplinary procedures appropriate under 5 U.S.C. chapter 75, 5 CFR part 752, or any other applicable statutes... 29 Labor 4 2011-07-01 2011-07-01 false Notice of Debt. 1650.105 Section 1650.105 Labor Regulations Relating to Labor (Continued) EQUAL EMPLOYMENT OPPORTUNITY COMMISSION DEBT COLLECTION Procedures for...

  10. 5 CFR 831.1305 - Collection of debts.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... be assessed on the debt in accordance with standards established in the FCCS at 4 CFR 102.13... installment payments will be set in accordance with the criteria in 4 CFR 102.11. (d) Commencement of... 5 Administrative Personnel 2 2011-01-01 2011-01-01 false Collection of debts. 831.1305 Section...

  11. 26 CFR 1.166-5 - Nonbusiness debts.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 26 Internal Revenue 2 2010-04-01 2010-04-01 false Nonbusiness debts. 1.166-5 Section 1.166-5...) INCOME TAXES (CONTINUED) Itemized Deductions for Individuals and Corporations § 1.166-5 Nonbusiness debts. (a) Allowance of deduction as capital loss. (1) The loss resulting from any nonbusiness...

  12. 7 CFR 760.111 - Offsets, assignments, and debt settlement.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 7 2011-01-01 2011-01-01 false Offsets, assignments, and debt settlement. 760.111 Section 760.111 Agriculture Regulations of the Department of Agriculture (Continued) FARM SERVICE AGENCY... Agricultural Disaster Assistance Programs § 760.111 Offsets, assignments, and debt settlement. (a) Any...

  13. 29 CFR 100.603 - Debts that are covered.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... proceedings. (Regulations concerning the collection of these types of debts are found in 29 CFR Part 102... interagency claims by negotiation in accordance with Executive Order 12146 (3 CFR, 1980 Comp., pp. 409-412... 29 Labor 2 2010-07-01 2010-07-01 false Debts that are covered. 100.603 Section 100.603...

  14. 78 FR 44124 - Notice of Interest Rate on Overdue Debts

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-07-23

    ... From the Federal Register Online via the Government Publishing Office DEPARTMENT OF HEALTH AND HUMAN SERVICES Office of the Secretary Notice of Interest Rate on Overdue Debts Section 30.18 of the... Award Program (42 U.S.C. 288(c)(4)(B)).'' This interest rate will be applied to overdue debt until...

  15. 29 CFR 100.612 - Disputed claims or debts.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... the interest period pursuant to 29 CFR 100.617(c) pending a final determination of the existence or... 29 Labor 2 2011-07-01 2011-07-01 false Disputed claims or debts. 100.612 Section 100.612 Labor Regulations Relating to Labor NATIONAL LABOR RELATIONS BOARD ADMINISTRATIVE REGULATIONS Debt...

  16. 31 CFR 586.517 - Unblocking of certain debt.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... unblocking of debt obligations not otherwise authorized under either paragraph (a) of this section or 31 CFR... to 31 CFR 587.201(a). ... 31 Money and Finance: Treasury 3 2010-07-01 2010-07-01 false Unblocking of certain debt....

  17. 29 CFR 1650.105 - Notice of Debt.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ...) Disciplinary procedures appropriate under 5 U.S.C. chapter 75, 5 CFR Part 752, or any other applicable statutes... 29 Labor 4 2010-07-01 2010-07-01 false Notice of Debt. 1650.105 Section 1650.105 Labor Regulations Relating to Labor (Continued) EQUAL EMPLOYMENT OPPORTUNITY COMMISSION DEBT COLLECTION Procedures for...

  18. 41 CFR 105-56.002 - Excluded debts or claims.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... HBI are covered under 5 CFR part 890, Subpart E. ... 41 Public Contracts and Property Management 3 2010-07-01 2010-07-01 false Excluded debts or claims... General Services Administration Employees § 105-56.002 Excluded debts or claims. This subpart does...

  19. 48 CFR 1631.205-71 - FEHBP bad debts.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... 48 Federal Acquisition Regulations System 6 2012-10-01 2012-10-01 false FEHBP bad debts. 1631.205-71 Section 1631.205-71 Federal Acquisition Regulations System OFFICE OF PERSONNEL MANAGEMENT FEDERAL... AND PROCEDURES Contracts With Commercial Organizations 1631.205-71 FEHBP bad debts. Erroneous...

  20. 48 CFR 2131.205-3 - Bad debts.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... 48 Federal Acquisition Regulations System 6 2014-10-01 2014-10-01 false Bad debts. 2131.205-3 Section 2131.205-3 Federal Acquisition Regulations System OFFICE OF PERSONNEL MANAGEMENT, FEDERAL... PRINCIPLES AND PROCEDURES Contracts With Commercial Organizations 2131.205-3 Bad debts. Erroneous...

  1. 48 CFR 1631.205-71 - FEHBP bad debts.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 48 Federal Acquisition Regulations System 6 2011-10-01 2011-10-01 false FEHBP bad debts. 1631.205-71 Section 1631.205-71 Federal Acquisition Regulations System OFFICE OF PERSONNEL MANAGEMENT FEDERAL... AND PROCEDURES Contracts With Commercial Organizations 1631.205-71 FEHBP bad debts. Erroneous...

  2. 26 CFR 1.166-4 - Reserve for bad debts.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 26 Internal Revenue 2 2012-04-01 2012-04-01 false Reserve for bad debts. 1.166-4 Section 1.166-4...) INCOME TAXES (CONTINUED) Itemized Deductions for Individuals and Corporations § 1.166-4 Reserve for bad debts. (a) Allowance of deduction. A taxpayer who has established the reserve method of treating...

  3. 48 CFR 1631.205-71 - FEHBP bad debts.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... 48 Federal Acquisition Regulations System 6 2014-10-01 2014-10-01 false FEHBP bad debts. 1631.205-71 Section 1631.205-71 Federal Acquisition Regulations System OFFICE OF PERSONNEL MANAGEMENT FEDERAL... AND PROCEDURES Contracts With Commercial Organizations 1631.205-71 FEHBP bad debts. Erroneous...

  4. 26 CFR 1.166-4 - Reserve for bad debts.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 26 Internal Revenue 2 2013-04-01 2013-04-01 false Reserve for bad debts. 1.166-4 Section 1.166-4...) INCOME TAXES (CONTINUED) Itemized Deductions for Individuals and Corporations § 1.166-4 Reserve for bad debts. (a) Allowance of deduction. A taxpayer who has established the reserve method of treating...

  5. 48 CFR 2131.205-3 - Bad debts.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 48 Federal Acquisition Regulations System 6 2010-10-01 2010-10-01 true Bad debts. 2131.205-3 Section 2131.205-3 Federal Acquisition Regulations System OFFICE OF PERSONNEL MANAGEMENT, FEDERAL... PRINCIPLES AND PROCEDURES Contracts With Commercial Organizations 2131.205-3 Bad debts. Erroneous...

  6. 26 CFR 1.166-4 - Reserve for bad debts.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 26 Internal Revenue 2 2014-04-01 2014-04-01 false Reserve for bad debts. 1.166-4 Section 1.166-4...) INCOME TAXES (CONTINUED) Itemized Deductions for Individuals and Corporations § 1.166-4 Reserve for bad debts. (a) Allowance of deduction. A taxpayer who has established the reserve method of treating...

  7. 48 CFR 2131.205-3 - Bad debts.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... 48 Federal Acquisition Regulations System 6 2013-10-01 2013-10-01 false Bad debts. 2131.205-3 Section 2131.205-3 Federal Acquisition Regulations System OFFICE OF PERSONNEL MANAGEMENT, FEDERAL... PRINCIPLES AND PROCEDURES Contracts With Commercial Organizations 2131.205-3 Bad debts. Erroneous...

  8. 48 CFR 2131.205-3 - Bad debts.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... 48 Federal Acquisition Regulations System 6 2012-10-01 2012-10-01 false Bad debts. 2131.205-3 Section 2131.205-3 Federal Acquisition Regulations System OFFICE OF PERSONNEL MANAGEMENT, FEDERAL... PRINCIPLES AND PROCEDURES Contracts With Commercial Organizations 2131.205-3 Bad debts. Erroneous...

  9. 26 CFR 1.166-4 - Reserve for bad debts.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 26 Internal Revenue 2 2011-04-01 2011-04-01 false Reserve for bad debts. 1.166-4 Section 1.166-4...) INCOME TAXES (CONTINUED) Itemized Deductions for Individuals and Corporations § 1.166-4 Reserve for bad debts. (a) Allowance of deduction. A taxpayer who has established the reserve method of treating...

  10. 48 CFR 1631.205-71 - FEHBP bad debts.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... 48 Federal Acquisition Regulations System 6 2013-10-01 2013-10-01 false FEHBP bad debts. 1631.205-71 Section 1631.205-71 Federal Acquisition Regulations System OFFICE OF PERSONNEL MANAGEMENT FEDERAL... AND PROCEDURES Contracts With Commercial Organizations 1631.205-71 FEHBP bad debts. Erroneous...

  11. 26 CFR 1.166-4 - Reserve for bad debts.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 26 Internal Revenue 2 2010-04-01 2010-04-01 false Reserve for bad debts. 1.166-4 Section 1.166-4...) INCOME TAXES (CONTINUED) Itemized Deductions for Individuals and Corporations § 1.166-4 Reserve for bad debts. (a) Allowance of deduction. A taxpayer who has established the reserve method of treating...

  12. 48 CFR 1631.205-71 - FEHBP bad debts.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 48 Federal Acquisition Regulations System 6 2010-10-01 2010-10-01 true FEHBP bad debts. 1631.205-71 Section 1631.205-71 Federal Acquisition Regulations System OFFICE OF PERSONNEL MANAGEMENT FEDERAL... AND PROCEDURES Contracts With Commercial Organizations 1631.205-71 FEHBP bad debts. Erroneous...

  13. 48 CFR 2131.205-3 - Bad debts.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 48 Federal Acquisition Regulations System 6 2011-10-01 2011-10-01 false Bad debts. 2131.205-3 Section 2131.205-3 Federal Acquisition Regulations System OFFICE OF PERSONNEL MANAGEMENT, FEDERAL... PRINCIPLES AND PROCEDURES Contracts With Commercial Organizations 2131.205-3 Bad debts. Erroneous...

  14. 26 CFR 1.1275-4 - Contingent payment debt instruments.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... product of the comparable yield of the debt instrument (properly adjusted for the length of the accrual... benchmark rate, the comparable yield is the sum of the value of the benchmark rate on the issue date and the... comparable yield for the debt instrument is equal to the value of the benchmark rate (i.e., the yield on...

  15. 26 CFR 1.1275-4 - Contingent payment debt instruments.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... product of the comparable yield of the debt instrument (properly adjusted for the length of the accrual... benchmark rate, the comparable yield is the sum of the value of the benchmark rate on the issue date and the... comparable yield for the debt instrument is equal to the value of the benchmark rate (i.e., the yield on...

  16. Colleges' Debt Is Fed by Rising Bond Rates

    ERIC Educational Resources Information Center

    Wolverton, Brad

    2008-01-01

    Dozens of colleges and universities, including some of the country's wealthiest institutions, are facing a sharp rise in interest payments on a whopping mound of debt. About a third of the nearly 300 private institutions rated by Moody's Investors Service are financing more than half their debt with variable-rate bonds, some of whose rates have…

  17. National Policy Agenda to Reduce the Burden of Student Debt

    ERIC Educational Resources Information Center

    Institute for College Access & Success, 2014

    2014-01-01

    Since 2005, "The Institute for College Access & Success" (TICAS) and its Project on Student Debt have worked to reduce the risks and burdens of student debt. TICAS helped create and improve income-based repayment plans to keep federal loan payments manageable; strengthen Pell Grants, which reduce the need to borrow; and simplify the…

  18. Debt Illusion among Local Taxpayers: An Empirical Investigation.

    ERIC Educational Resources Information Center

    Landers, James R.; Byrnes, Patricia E.

    This paper reports on a multijurisdictional study of the influence of school district long-term guaranteed debt liabilities on housing values. The empirical setting for the study was the Columbus, Ohio, metropolitan area. The objective of the research was to empirically test the debt-illusion hypothesis by examining the extent to which long-term…

  19. Does our sleep debt affect patients’ safety?

    PubMed Central

    Tewari, Anurag; Soliz, Jose; Billota, Federico; Garg, Shuchita; Singh, Harsimran

    2011-01-01

    The provision of anaesthesia requires a high level of knowledge, sound judgement, fast and accurate responses to clinical situations, and the capacity for extended periods of vigilance. With changing expectations and arising medico-legal issues, anaesthesiologists are working round the clock to provide efficient and timely health care services, but little is thought whether the “sleep provider” is having adequate sleep. Decreased performance of motor and cognitive functions in a fatigued anaesthesiologist may result in impaired judgement, late and inadequate responses to clinical changes, poor communication and inadequate record keeping, all of which affect the patient safety, showing without doubt the association of sleep debt to the adverse events and critical incidents. Perhaps it is time that these issues be promptly addressed to prevent the silent perpetuation of a problem that is pertinent to our health and our profession. We endeavour to focus on the evidence that links patient safety to fatigue and sleepiness of health care workers and specifically on anaesthesiologists. The implications of sleep debt are deep on patient safety and strategies to prevent this are the need of the hour. PMID:21431047

  20. 'Strange money': risk, finance and socialized debt.

    PubMed

    Dodd, Nigel

    2011-03-01

    This paper explores an essential but neglected aspect of recent discussions of the banking and financial system, namely money itself. Specifically, I take up a distinction drawn by Susan Strange which has never been fully elaborated: between a financial system that is global, and an international monetary system that remains largely territorial. I propose a sociological elaboration of this distinction by examining each category, 'finance' and 'money', in terms of its distinctive orientation to risk and debt. Money is distinguished by its high degree of liquidity and low degree of risk, corresponding to expectations that derive from its status as a 'claim upon society'- a form of socialized debt. But as Strange argued, these features of money are being undermined by the proliferation of sophisticated instruments of financial risk management -'strange money'- that, as monetary substitutes, both weaken states' capacity to manage money, and more broadly, contribute to 'overbanking'. The ultimate danger, according to Strange, is the 'death of money'. The paper concludes by exploring the implications of the distinction for sociological arguments about the changing nature of money.

  1. Financially At-Risk College Students: An Exploratory Investigation of Student Loan Debt and Prioritization of Debt Repayment

    ERIC Educational Resources Information Center

    Pinto, Mary Beth; Mansfield, Phylis M.

    2006-01-01

    College students today face heavy student loan debt that is intensified by the amount of credit card debt they carry. This study provides a profile of financially at-risk students based on their credit card usage behavior. When compared to the non-financially at-risk students, those in the financially at-risk group were found to have higher…

  2. Cascades in multiplex financial networks with debts of different seniority.

    PubMed

    Brummitt, Charles D; Kobayashi, Teruyoshi

    2015-06-01

    The seniority of debt, which determines the order in which a bankrupt institution repays its debts, is an important and sometimes contentious feature of financial crises, yet its impact on systemwide stability is not well understood. We capture seniority of debt in a multiplex network, a graph of nodes connected by multiple types of edges. Here an edge between banks denotes a debt contract of a certain level of seniority. Next we study cascading default. There exist multiple kinds of bankruptcy, indexed by the highest level of seniority at which a bank cannot repay all its debts. Self-interested banks would prefer that all their loans be made at the most senior level. However, mixing debts of different seniority levels makes the system more stable in that it shrinks the set of network densities for which bankruptcies spread widely. We compute the optimal ratio of senior to junior debts, which we call the optimal seniority ratio, for two uncorrelated Erdős-Rényi networks. If institutions erode their buffer against insolvency, then this optimal seniority ratio rises; in other words, if default thresholds fall, then more loans should be senior. We generalize the analytical results to arbitrarily many levels of seniority and to heavy-tailed degree distributions.

  3. Scale-invariant properties of public-debt growth

    NASA Astrophysics Data System (ADS)

    Petersen, A. M.; Podobnik, B.; Horvatic, D.; Stanley, H. E.

    2010-05-01

    Public debt is one of the important economic variables that quantitatively describes a nation's economy. Because bankruptcy is a risk faced even by institutions as large as governments (e.g., Iceland), national debt should be strictly controlled with respect to national wealth. Also, the problem of eliminating extreme poverty in the world is closely connected to the study of extremely poor debtor nations. We analyze the time evolution of national public debt and find "convergence": initially less-indebted countries increase their debt more quickly than initially more-indebted countries. We also analyze the public debt-to-GDP ratio {\\cal R} , a proxy for default risk, and approximate the probability density function P({\\cal R}) with a Gamma distribution, which can be used to establish thresholds for sustainable debt. We also observe "convergence" in {\\cal R} : countries with initially small {\\cal R} increase their {\\cal R} more quickly than countries with initially large {\\cal R} . The scaling relationships for debt and {\\cal R} have practical applications, e.g. the Maastricht Treaty requires members of the European Monetary Union to maintain {\\cal R} < 0.6 .

  4. Cascades in multiplex financial networks with debts of different seniority

    NASA Astrophysics Data System (ADS)

    Brummitt, Charles D.; Kobayashi, Teruyoshi

    2015-06-01

    The seniority of debt, which determines the order in which a bankrupt institution repays its debts, is an important and sometimes contentious feature of financial crises, yet its impact on systemwide stability is not well understood. We capture seniority of debt in a multiplex network, a graph of nodes connected by multiple types of edges. Here an edge between banks denotes a debt contract of a certain level of seniority. Next we study cascading default. There exist multiple kinds of bankruptcy, indexed by the highest level of seniority at which a bank cannot repay all its debts. Self-interested banks would prefer that all their loans be made at the most senior level. However, mixing debts of different seniority levels makes the system more stable in that it shrinks the set of network densities for which bankruptcies spread widely. We compute the optimal ratio of senior to junior debts, which we call the optimal seniority ratio, for two uncorrelated Erdős-Rényi networks. If institutions erode their buffer against insolvency, then this optimal seniority ratio rises; in other words, if default thresholds fall, then more loans should be senior. We generalize the analytical results to arbitrarily many levels of seniority and to heavy-tailed degree distributions.

  5. 15 CFR 19.7 - When will Commerce entities compromise a Commerce debt?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.7 When will Commerce entities compromise... Commerce entity may compromise the Commerce debt in accordance with the provisions of 31 CFR part 902 and the Commerce entity's policies and procedures. Legal counsel approval to compromise a Commerce debt...

  6. 31 CFR 5.7 - When will Treasury entities compromise a Treasury debt?

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... as described in Treasury Directive 34-02 (Credit Management and Debt Collection), which may be found... Treasury TREASURY DEBT COLLECTION Procedures To Collect Treasury Debts § 5.7 When will Treasury entities... Treasury entity may compromise the debt in accordance with the provisions of 31 CFR part 902 and...

  7. 24 CFR 17.112 - Procedures for administrative offset: multiple debts.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... offset: multiple debts. 17.112 Section 17.112 Housing and Urban Development Office of the Secretary...: multiple debts. The Secretary will use the procedures identified in § 17.111 for the offset of multiple debts. However, when collecting multiple debts the Secretary will apply the recovered amounts to...

  8. 24 CFR 17.158 - Application of offset funds: Multiple debts.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ...: Multiple debts. 17.158 Section 17.158 Housing and Urban Development Office of the Secretary, Department of... Application of offset funds: Multiple debts. The Secretary will use the procedures set out in § 17.157 for the offset of multiple debts. However, when collecting on multiple debts the Secretary will apply...

  9. 20 CFR 422.305 - Report of overdue program overpayment debts to consumer reporting agencies.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... giving us evidence showing that he or she does not owe all or part of the amount of the debt or that we... debt to a consumer reporting agency, we will send the debtor written notice of the following: (1) We have determined that payment of the debt is overdue; (2) We will refer the debt to a consumer...

  10. 20 CFR 422.305 - Report of overdue program overpayment debts to consumer reporting agencies.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... giving us evidence showing that he or she does not owe all or part of the amount of the debt or that we... debt to a consumer reporting agency, we will send the debtor written notice of the following: (1) We have determined that payment of the debt is overdue; (2) We will refer the debt to a consumer...

  11. 20 CFR 422.305 - Report of overdue program overpayment debts to consumer reporting agencies.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... giving us evidence showing that he or she does not owe all or part of the amount of the debt or that we... debt to a consumer reporting agency, we will send the debtor written notice of the following: (1) We have determined that payment of the debt is overdue; (2) We will refer the debt to a consumer...

  12. 20 CFR 422.305 - Report of overdue program overpayment debts to consumer reporting agencies.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... giving us evidence showing that he or she does not owe all or part of the amount of the debt or that we... debt to a consumer reporting agency, we will send the debtor written notice of the following: (1) We have determined that payment of the debt is overdue; (2) We will refer the debt to a consumer...

  13. What Can Tobit-Piecewise Regression Tell Us about the Determinants of Household Educational Debt?

    ERIC Educational Resources Information Center

    Thipbharos, Titirut

    2014-01-01

    Educational debt as part of household debt remains a problem for Thailand. The significant factors of household characteristics with regard to educational debt are shown by constructing a Tobit-piecewise regression for three different clusters, namely poor, middle and affluent households in Thailand. It was found that household debt is likely to…

  14. 20 CFR 367.2 - Past-due legally enforceable debt.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 20 Employees' Benefits 1 2011-04-01 2011-04-01 false Past-due legally enforceable debt. 367.2... RECOVERY OF DEBTS OWED TO THE UNITED STATES GOVERNMENT BY ADMINISTRATIVE OFFSET § 367.2 Past-due legally enforceable debt. A past-due legally enforceable debt which may be referred to another governmental agency...

  15. 26 CFR 1.1275-7 - Inflation-indexed debt instruments.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 26 Internal Revenue 11 2011-04-01 2011-04-01 false Inflation-indexed debt instruments. 1.1275-7....1275-7 Inflation-indexed debt instruments. (a) Overview. This section provides rules for the Federal income tax treatment of an inflation-indexed debt instrument. If a debt instrument is an...

  16. 42 CFR 413.89 - Bad debts, charity, and courtesy allowances.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... 42 Public Health 2 2013-10-01 2013-10-01 false Bad debts, charity, and courtesy allowances. 413.89... Categories of Costs § 413.89 Bad debts, charity, and courtesy allowances. (a) Principle. Bad debts, charity... services described under paragraph (i) of this section, bad debts attributable to the deductibles...

  17. 42 CFR 413.89 - Bad debts, charity, and courtesy allowances.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 42 Public Health 2 2011-10-01 2011-10-01 false Bad debts, charity, and courtesy allowances. 413.89... Categories of Costs § 413.89 Bad debts, charity, and courtesy allowances. (a) Principle. Bad debts, charity... services described under paragraph (i) of this section, bad debts attributable to the deductibles...

  18. 42 CFR 413.89 - Bad debts, charity, and courtesy allowances.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... 42 Public Health 2 2012-10-01 2012-10-01 false Bad debts, charity, and courtesy allowances. 413.89... Categories of Costs § 413.89 Bad debts, charity, and courtesy allowances. (a) Principle. Bad debts, charity... services described under paragraph (i) of this section, bad debts attributable to the deductibles...

  19. 7 CFR 792.18 - Referral of debts to Department of Justice.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 7 2011-01-01 2011-01-01 false Referral of debts to Department of Justice. 792.18... § 792.18 Referral of debts to Department of Justice. (a) Debts that exceed $100,000.00 exclusive of... referred to the Department of Justice before they can be discharged. (b) Debts which cannot be...

  20. 7 CFR 792.18 - Referral of debts to Department of Justice.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 7 Agriculture 7 2013-01-01 2013-01-01 false Referral of debts to Department of Justice. 792.18... § 792.18 Referral of debts to Department of Justice. (a) Debts that exceed $100,000.00 exclusive of... referred to the Department of Justice before they can be discharged. (b) Debts which cannot be...