Science.gov

Sample records for accurate mitigation credits

  1. Calculating biologically accurate mitigation credits: insights from the California tiger salamander.

    PubMed

    Searcy, Christopher A; Shaffer, H Bradley

    2008-08-01

    Current conservation mitigation plans often fail to ensure full in-kind habitat replacement for endangered species, which suggests the need for improved methods for calculating mitigation credits. A simple, yet biologically meaningful method for calculating mitigation credits would be to let the number of mitigation credits assigned to a parcel of land scale with the reproductive value of the individuals occupying that parcel. This can be accomplished by dividing the population into 2 or more subdivisions with different reproductive values, calculating the densities of these subdivisions as a function of one or more habitat parameters, and then forming a weighted sum of these densities such that each density distribution is weighted by the reproductive value of its respective subdivision of the population. This weighted sum is the density distribution of reproductive value, and by integrating it over a particular parcel, one can determine the mitigation value of that parcel. We carried out this procedure for a population of California tiger salamanders (Ambystoma californiense), with distance from breeding site as our habitat parameter and the 3 visually identifiable age classes (adults, juveniles, and metamorphs) as our population subdivisions. This led to a density distribution of reproductive value that decreased exponentially with increasing distance from a breeding site. Mitigation strategies derived from this function will be more likely to ensure the persistence of California tiger salamander populations than current approaches, which assign all land within 1.6 km of a breeding site the same mitigation value. Use of the density distribution of reproductive value as a basis for mitigation plans is a procedure that can be applied to all endangered species, and it should improve the quality of mitigation decisions.

  2. 12 CFR 702.108 - Risk mitigation credit.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Risk mitigation credit. 702.108 Section 702.108... CORRECTIVE ACTION Net Worth Classification § 702.108 Risk mitigation credit. (a) Who may apply. A credit union may apply for a risk mitigation credit if on any of the current or three preceding effective dates...

  3. 12 CFR 702.108 - Risk mitigation credit.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Risk mitigation credit. 702.108 Section 702.108... CORRECTIVE ACTION Net Worth Classification § 702.108 Risk mitigation credit. (a) Who may apply. A credit union may apply for a risk mitigation credit if on any of the current or three preceding effective...

  4. 12 CFR 702.108 - Risk mitigation credit.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 7 2014-01-01 2014-01-01 false Risk mitigation credit. 702.108 Section 702.108 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS PROMPT CORRECTIVE ACTION Net Worth Classification § 702.108 Risk mitigation credit. (a) Who may apply. A...

  5. National Wetland Mitigation Banking Study. Expanding Opportunities for Successful Mitigation: The Private Credit Market Alternative.

    DTIC Science & Technology

    1994-01-01

    ensure mitigation quality control while maintaining the economic viability of private credit markets, regulators should allocate to credit suppliers...Introduction 2. Explain the types of trading rules necessary to promote the economic viability of credit markets systems while limiting and...sold. Section in examines how the trading rules governing private credit markets could be fashioned to promote the economic viability of credit

  6. Mountain State Mitigation Credit Company (banker)

    EPA Pesticide Factsheets

    MSMCC is a mitigation bank working to restore Buffalo Creek. Buffalo Creek watershed will be successfully restored from the headwaters down to establish complete “watershed restoration” that is consistent with the Mitigation Rule.

  7. National Wetland Mitigation Banking Study. Commercial Wetland Mitigation Credit Markets: Theory and Practice.

    DTIC Science & Technology

    1995-11-01

    Richard Reppert, Institute for Water Resources. This report provides general background information and concepts pertaining to wetland mitigation banking... Water Resources. This report presents bank- specific information obtained in an inventory of banks and detailed case study histories, an annotated...Brumbaugh and Richard Reppert, Institute for Water Resources. Summation offindings of phase one of the National Wetland Mitigation Banking Study. Examination

  8. 75 FR 67453 - Identity Theft Red Flags and Address Discrepancies Under the Fair and Accurate Credit...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-11-02

    ... Office of Thrift Supervision Identity Theft Red Flags and Address Discrepancies Under the Fair and...: Identity Theft Red Flags and Address Discrepancies under the Fair and Accurate Credit Transactions Act of... issue jointly guidelines for financial institutions and creditors regarding identity theft with...

  9. Credit.

    ERIC Educational Resources Information Center

    Samuels, Linda

    This module is one of a set of seven prepared in conjunction with the Title I "Project to Train Volunteer Leaders to Conduct Consumer Education Courses." It is designed to be a basic text for use in making a one-hour presentation on credit. Topics include definitions of credit, advantages and disadvantages of using credit, proper uses of credit,…

  10. 77 FR 72712 - Identity Theft Red Flags and Address Discrepancies Under the Fair and Accurate Credit...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-12-06

    ..., Consumer reporting agencies, Credit, Creditors, Fair credit, Information furnishers, Identity theft, Trade... From the Federal Register Online via the Government Publishing Office FEDERAL TRADE COMMISSION 16 CFR Part 681 RIN 3084-AA94 Identity Theft Red Flags and Address Discrepancies Under the Fair and...

  11. Modeling with uncertain science: estimating mitigation credits from abating lead poisoning in Golden Eagles.

    PubMed

    Fitts Cochrane, Jean; Lonsdorf, Eric; Allison, Taber D; Sanders-Reed, Carol A

    2015-09-01

    Challenges arise when renewable energy development triggers "no net loss" policies for protected species, such as where wind energy facilities affect Golden Eagles in the western United States. When established mitigation approaches are insufficient to fully avoid or offset losses, conservation goals may still be achievable through experimental implementation of unproven mitigation methods provided they are analyzed within a framework that deals transparently and rigorously with uncertainty. We developed an approach to quantify and analyze compensatory mitigation that (1) relies on expert opinion elicited in a thoughtful and structured process to design the analysis (models) and supplement available data, (2) builds computational models as hypotheses about cause-effect relationships, (3) represents scientific uncertainty in stochastic model simulations, (4) provides probabilistic predictions of "relative" mortality with and without mitigation, (5) presents results in clear formats useful to applying risk management preferences (regulatory standards) and selecting strategies and levels of mitigation for immediate action, and (6) defines predictive parameters in units that could be monitored effectively, to support experimental adaptive management and reduction in uncertainty. We illustrate the approach with a case study characterized by high uncertainty about underlying biological processes and high conservation interest: estimating the quantitative effects of voluntary strategies to abate lead poisoning in Golden Eagles in Wyoming due to ingestion of spent game hunting ammunition.

  12. Harmonic Allocation of Authorship Credit: Source-Level Correction of Bibliometric Bias Assures Accurate Publication and Citation Analysis

    PubMed Central

    Hagen, Nils T.

    2008-01-01

    Authorship credit for multi-authored scientific publications is routinely allocated either by issuing full publication credit repeatedly to all coauthors, or by dividing one credit equally among all coauthors. The ensuing inflationary and equalizing biases distort derived bibliometric measures of merit by systematically benefiting secondary authors at the expense of primary authors. Here I show how harmonic counting, which allocates credit according to authorship rank and the number of coauthors, provides simultaneous source-level correction for both biases as well as accommodating further decoding of byline information. I also demonstrate large and erratic effects of counting bias on the original h-index, and show how the harmonic version of the h-index provides unbiased bibliometric ranking of scientific merit while retaining the original's essential simplicity, transparency and intended fairness. Harmonic decoding of byline information resolves the conundrum of authorship credit allocation by providing a simple recipe for source-level correction of inflationary and equalizing bias. Harmonic counting could also offer unrivalled accuracy in automated assessments of scientific productivity, impact and achievement. PMID:19107201

  13. Credit Risk Models

    NASA Astrophysics Data System (ADS)

    Sobehart, Jorge

    2003-03-01

    The conventional method for developing credit risk models is to determine the probability of occurrence of credit events that can contribute to business failure. Unfortunately, most of the quantitative approaches to credit risk modeling found in the literature do not accurately portray the situation when the model inputs contain a significant degree of subjectivity or the relationships between inputs are inexact. In practice, data are often sparse, unreliable or nonexistent and the relationships between the model variables are often based on expert judgment. This means that credit risk models often depend on significant subjective expertise as opposed to models derived from first principles. Because of the continuous development of complex derivatives structures and debt instruments, and also because investors are becoming increasingly sophisticated and more reluctant to accept overly simplistic credit risk analysis, it is important to understand the basic limitations of the available credit risk models.

  14. 12 CFR 324.134 - Guarantees and credit derivatives: PD substitution and LGD adjustment approaches.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... following adjustment to the effective notional amount of the credit risk mitigant: Pm = E × (t−0.25)/(T−0.25), where: (i) Pm equals effective notional amount of the credit risk mitigant, adjusted for maturity... credit derivative: Pr = Pm × 0.60, where: (1) Pr equals effective notional amount of the credit risk...

  15. Wetlands Mitigation Banking Concepts

    DTIC Science & Technology

    1992-07-01

    the financial risk associated with are normally established in advance, mitigation permitted activities. banks eliminate the lag time between loss and...management natural state or to an enhanced condition and techniques. None of the traditional wetlands begin to amass bankable credits has also been management

  16. Designing Surface Monitoring Meshes for Geologic Carbon Capture and Storage Sites: Accurate Emissions Accounting for an Essential 2°C Mitigation Technology

    NASA Astrophysics Data System (ADS)

    Augustin, C. M.; Swart, P. K.; Broad, K.

    2014-12-01

    Geologic carbon capture and storage (CCS) is a feasible solution to the international greenhouse gas (GHG) emissions problem and it has recently been called a "vital" mitigation tool by the International Energy Agency. However, there exists uncertainty concerning the terminal fate of stored carbon dioxide (CO2.) In this regard, reliable monitoring, verification and accounting (MVA) technologies are essential for making CCS publicly acceptable. Chiefly, MVA addresses safety and environmental concerns by providing a warning system to prevent or alleviate CO2 leakages. A secondary purpose of MVA technologies is to prove compliance with CO2 reduction standards through inventory verification. A key MVA tool for tracking CO2 leakages is surface (atmospheric) monitoring. Demonstrating its value, industry actors feel an impetus to invest in surface monitoring as a low-risk, high-value technology to mitigate liability in cases of potential leakages. Despite how necessary this tool is, to date, all surface monitoring mesh designs and best practices have been proposed locally, without discussion of standardization or optimization on a regional, national or international level. We identify the fundamental problem of surface monitoring mesh design as locating the monitoring sites to record CO2 levels over the designated geographic area at lowest cost with maximum impact. We approach this problem from both an operations research (OR) perspective and atmospheric dispersion perspective. From an OR perspective, we approach mesh design using multiobjective optimization models - we specify the relative placement of candidate sites, observation time interval, and optimality criteria. In the second approach, we model CO2 leakage scenarios to test the effectiveness of proposed mesh design from the first approach. We use atmospheric dispersion modeling softwares AERMOD and SCREEN3 - both tools developed by the United States Environmental Protection Agency and codified into law - for

  17. 13 CFR 123.21 - What is a mitigation measure?

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 13 Business Credit and Assistance 1 2011-01-01 2011-01-01 false What is a mitigation measure? 123.21 Section 123.21 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Overview § 123.21 What is a mitigation measure? A mitigation measure is something done for the purpose...

  18. 13 CFR 123.21 - What is a mitigation measure?

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 13 Business Credit and Assistance 1 2013-01-01 2013-01-01 false What is a mitigation measure? 123.21 Section 123.21 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Overview § 123.21 What is a mitigation measure? A mitigation measure is something done for the purpose...

  19. 13 CFR 123.21 - What is a mitigation measure?

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 13 Business Credit and Assistance 1 2012-01-01 2012-01-01 false What is a mitigation measure? 123.21 Section 123.21 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Overview § 123.21 What is a mitigation measure? A mitigation measure is something done for the purpose...

  20. 13 CFR 123.21 - What is a mitigation measure?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false What is a mitigation measure? 123.21 Section 123.21 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Overview § 123.21 What is a mitigation measure? A mitigation measure is something done for the purpose...

  1. 13 CFR 123.21 - What is a mitigation measure?

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 13 Business Credit and Assistance 1 2014-01-01 2014-01-01 false What is a mitigation measure? 123.21 Section 123.21 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Overview § 123.21 What is a mitigation measure? A mitigation measure is something done for the purpose...

  2. 12 CFR 217.134 - Guarantees and credit derivatives: PD substitution and LGD adjustment approaches.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... following adjustment to the effective notional amount of the credit risk mitigant: Pm = E × (t − 0.25)/(T − 0.25), where: (i) Pm = effective notional amount of the credit risk mitigant, adjusted for maturity... must apply the following adjustment to the effective notional amount of the credit derivative: Pr = Pm...

  3. Collective credit allocation in science.

    PubMed

    Shen, Hua-Wei; Barabási, Albert-László

    2014-08-26

    Collaboration among researchers is an essential component of the modern scientific enterprise, playing a particularly important role in multidisciplinary research. However, we continue to wrestle with allocating credit to the coauthors of publications with multiple authors, because the relative contribution of each author is difficult to determine. At the same time, the scientific community runs an informal field-dependent credit allocation process that assigns credit in a collective fashion to each work. Here we develop a credit allocation algorithm that captures the coauthors' contribution to a publication as perceived by the scientific community, reproducing the informal collective credit allocation of science. We validate the method by identifying the authors of Nobel-winning papers that are credited for the discovery, independent of their positions in the author list. The method can also compare the relative impact of researchers working in the same field, even if they did not publish together. The ability to accurately measure the relative credit of researchers could affect many aspects of credit allocation in science, potentially impacting hiring, funding, and promotion decisions.

  4. Collective credit allocation in science

    PubMed Central

    Shen, Hua-Wei; Barabási, Albert-László

    2014-01-01

    Collaboration among researchers is an essential component of the modern scientific enterprise, playing a particularly important role in multidisciplinary research. However, we continue to wrestle with allocating credit to the coauthors of publications with multiple authors, because the relative contribution of each author is difficult to determine. At the same time, the scientific community runs an informal field-dependent credit allocation process that assigns credit in a collective fashion to each work. Here we develop a credit allocation algorithm that captures the coauthors’ contribution to a publication as perceived by the scientific community, reproducing the informal collective credit allocation of science. We validate the method by identifying the authors of Nobel-winning papers that are credited for the discovery, independent of their positions in the author list. The method can also compare the relative impact of researchers working in the same field, even if they did not publish together. The ability to accurately measure the relative credit of researchers could affect many aspects of credit allocation in science, potentially impacting hiring, funding, and promotion decisions. PMID:25114238

  5. 26 CFR 301.6514(b)-1 - Credit against barred liability.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 26 Internal Revenue 18 2014-04-01 2014-04-01 false Credit against barred liability. 301.6514(b)-1... Collection § 301.6514(b)-1 Credit against barred liability. Any credit against a liability in respect of any... of limitations at the time such credit is made. Mitigation of Effect of Period of Limitations...

  6. 26 CFR 301.6514(b)-1 - Credit against barred liability.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 26 Internal Revenue 18 2011-04-01 2011-04-01 false Credit against barred liability. 301.6514(b)-1... Collection § 301.6514(b)-1 Credit against barred liability. Any credit against a liability in respect of any... of limitations at the time such credit is made. Mitigation of Effect of Period of Limitations...

  7. 26 CFR 301.6514(b)-1 - Credit against barred liability.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 26 Internal Revenue 18 2012-04-01 2012-04-01 false Credit against barred liability. 301.6514(b)-1... Collection § 301.6514(b)-1 Credit against barred liability. Any credit against a liability in respect of any... of limitations at the time such credit is made. Mitigation of Effect of Period of Limitations...

  8. 40 CFR 230.98 - Mitigation banks and in-lieu fee programs.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... management of in-lieu fee compensatory mitigation projects, except for a small percentage (as determined by... allow for an initial debiting of a percentage of the total credits projected at mitigation bank maturity...-lieu fee project. (3) Credit production. The number of credits must reflect the difference between...

  9. 40 CFR 230.98 - Mitigation banks and in-lieu fee programs.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... management of in-lieu fee compensatory mitigation projects, except for a small percentage (as determined by... allow for an initial debiting of a percentage of the total credits projected at mitigation bank maturity...-lieu fee project. (3) Credit production. The number of credits must reflect the difference between...

  10. 33 CFR 332.8 - Mitigation banks and in-lieu fee programs.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... management of in-lieu fee compensatory mitigation projects, except for a small percentage (as determined by... allow for an initial debiting of a percentage of the total credits projected at mitigation bank maturity...-lieu fee project. (3) Credit production. The number of credits must reflect the difference between...

  11. 33 CFR 332.8 - Mitigation banks and in-lieu fee programs.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... management of in-lieu fee compensatory mitigation projects, except for a small percentage (as determined by... allow for an initial debiting of a percentage of the total credits projected at mitigation bank maturity...-lieu fee project. (3) Credit production. The number of credits must reflect the difference between...

  12. 33 CFR 332.8 - Mitigation banks and in-lieu fee programs.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... management of in-lieu fee compensatory mitigation projects, except for a small percentage (as determined by... allow for an initial debiting of a percentage of the total credits projected at mitigation bank maturity...-lieu fee project. (3) Credit production. The number of credits must reflect the difference between...

  13. 40 CFR 230.98 - Mitigation banks and in-lieu fee programs.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... management of in-lieu fee compensatory mitigation projects, except for a small percentage (as determined by... allow for an initial debiting of a percentage of the total credits projected at mitigation bank maturity...-lieu fee project. (3) Credit production. The number of credits must reflect the difference between...

  14. 12 CFR 717.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... mitigation of identity theft. 717.90 Section 717.90 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS FAIR CREDIT REPORTING Identity Theft Red Flags § 717.90 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope. This section applies to...

  15. 12 CFR 717.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... mitigation of identity theft. 717.90 Section 717.90 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS FAIR CREDIT REPORTING Identity Theft Red Flags § 717.90 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope. This section applies to...

  16. Consumer Education Resources: Credit, Credit Problems, Home Mortgages & Equity Loans.

    ERIC Educational Resources Information Center

    Eastern Michigan Univ., Ypsilanti. National Inst. for Consumer Education.

    This document contains five lists of consumer resources pertaining to credit, credit problems, and home mortgages and equity loans. The first list, targeted at adults, provides information on general credit, applying for credit and contracts, seniors and women and credit, credit options and costs, credit protection, credit reports and bureaus, and…

  17. Credit: A Teaching Unit.

    ERIC Educational Resources Information Center

    Clanton, Brandolyn; And Others

    Intended for teachers of secondary school students, five lessons on consumer credit are presented. In the first lesson students identify and evaluate sources of credit, compare some of the costs and benefits of credit, and learn to apply criteria used in evaluating applications for credit. In the second lesson, students learn about two basic types…

  18. Credit: A Teaching Unit.

    ERIC Educational Resources Information Center

    Clanton, Brandolyn; And Others

    Intended for teachers of secondary school students, five lessons on consumer credit are presented. In the first lesson students identify and evaluate sources of credit, compare some of the costs and benefits of credit, and learn to apply criteria used in evaluating applications for credit. In the second lesson, students learn about two basic types…

  19. 26 CFR 1.1374-6 - Credits and credit carryforwards.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 26 Internal Revenue 11 2010-04-01 2010-04-01 true Credits and credit carryforwards. 1.1374-6... TAX (CONTINUED) INCOME TAXES Small Business Corporations and Their Shareholders § 1.1374-6 Credits and credit carryforwards. (a) In general. The credits and credit carryforwards allowed as credits against the...

  20. 12 CFR 3.134 - Guarantees and credit derivatives: PD substitution and LGD adjustment approaches.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... amount of the credit risk mitigant: Pm = E × (t − 0.25)/(T − 0.25), where: (i) Pm = effective notional... the following adjustment to the effective notional amount of the credit derivative: Pr = Pm × 0.60... restructuring event (and maturity mismatch, if applicable); and (2) Pm = effective notional amount of the credit...

  1. Credit for Comments, Comments for Credit

    ERIC Educational Resources Information Center

    Sommer, Robert; Sommer, Barbara A.

    2007-01-01

    A survey in 2 undergraduate psychology classes (N = 93) found ambivalent attitudes toward credit for classroom participation. Although students viewed credit as a way to increase interaction and improve attendance, they also believed it could stimulate irrelevant comments and penalize shy students. The following year, in a class of 49 students,…

  2. Credit Card Quiz.

    ERIC Educational Resources Information Center

    Marks, Jeff

    2000-01-01

    Describes an activity in which students design credit cards and discover for themselves the mathematical realities of buying on credit. Employs multiple-intelligence theory to increase the chance that all students will be reached. (YDS)

  3. Credit Card Quiz.

    ERIC Educational Resources Information Center

    Marks, Jeff

    2000-01-01

    Describes an activity in which students design credit cards and discover for themselves the mathematical realities of buying on credit. Employs multiple-intelligence theory to increase the chance that all students will be reached. (YDS)

  4. Mitigation strategy

    NASA Astrophysics Data System (ADS)

    Carusi, Andrea; Perozzi, Ettore; Scholl, Hans

    2005-04-01

    There are three major options for mitigation of Near Earth Objects (NEOs). Deflection and disruption of NEOs require the development of new space technologies. A third option, the preparation of the target area on Earth to mitigate an impact, needs institutions for the required civil defense measures. The three options are complementary. Basic requirements for the presently most preferred strategy, deflection, are presented. To cite this article: A. Carusi et al., C. R. Physique 6 (2005).

  5. Forecasting the value of credit scoring

    NASA Astrophysics Data System (ADS)

    Saad, Shakila; Ahmad, Noryati; Jaffar, Maheran Mohd

    2017-08-01

    Nowadays, credit scoring system plays an important role in banking sector. This process is important in assessing the creditworthiness of customers requesting credit from banks or other financial institutions. Usually, the credit scoring is used when customers send the application for credit facilities. Based on the score from credit scoring, bank will be able to segregate the "good" clients from "bad" clients. However, in most cases the score is useful at that specific time only and cannot be used to forecast the credit worthiness of the same applicant after that. Hence, bank will not know if "good" clients will always be good all the time or "bad" clients may become "good" clients after certain time. To fill up the gap, this study proposes an equation to forecast the credit scoring of the potential borrowers at a certain time by using the historical score related to the assumption. The Mean Absolute Percentage Error (MAPE) is used to measure the accuracy of the forecast scoring. Result shows the forecast scoring is highly accurate as compared to actual credit scoring.

  6. Hellsgate Big Game Winter Range Wildlife Mitigation Site Specific Management Plan for the Hellsgate Project.

    SciTech Connect

    Berger, Matthew T.; Judd, Steven L.

    1999-01-01

    This report contains a detailed site-specific management plan for the Hellsgate Winter Range Wildlife Mitigation Project. The report provides background information about the mitigation process, the review process, mitigation acquisitions, Habitat Evaluation Procedures (HEP) and mitigation crediting, current habitat conditions, desired future habitat conditions, restoration/enhancements efforts and maps.

  7. 13 CFR 123.204 - How much can your business borrow for post-disaster mitigation?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... for post-disaster mitigation? 123.204 Section 123.204 Business Credit and Assistance SMALL BUSINESS... for post-disaster mitigation? For mitigation measures implemented after a disaster has occurred, you can borrow the lesser of the cost of the mitigation measure, or up to 20 percent of the amount of your...

  8. 13 CFR 123.400 - What is the Pre-Disaster Mitigation Loan Program?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Mitigation Loan Program? 123.400 Section 123.400 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.400 What is the Pre-Disaster Mitigation Loan Program? The Pre-Disaster Mitigation Loan Program allows SBA to make low interest, fixed rate loans to...

  9. Wildlife and Wildlife Habitat Mitigation Plan for Libby Hydroelectric Project, Final Report.

    SciTech Connect

    Mundinger, John

    1985-01-01

    This report describes the proposed mitigation plan for wildlife losses attributable to the construction of the Libby hydroelectric project. Mitigation objectives and alternatives, the recommended mitigation projects, and the crediting system for each project are described by each target species. The report describes mitigation that has already taken place and 8 recommended mitigation projects designed to complete total wildlife mitigation. 8 refs., 2 figs., 12 tabs.

  10. Optimal advanced credit releases in ecosystem service markets.

    PubMed

    BenDor, Todd K; Guo, Tianshu; Yates, Andrew J

    2014-03-01

    Ecosystem service markets are popular policy tools for ecosystem protection. Advanced credit releases are an important factor affecting the supply side of ecosystem markets. Under an advanced credit release policy, regulators give ecosystem suppliers a fraction of the total ecosystem credits generated by a restoration project before it is verified that the project actually achieves the required ecological thresholds. In spite of their prominent role in ecosystem markets, there is virtually no regulatory or research literature on the proper design of advanced credit release policies. Using U.S. aquatic ecosystem markets as an example, we develop a principal-agent model of the behavior of regulators and wetland/stream mitigation bankers to determine and explore the optimal degree of advance credit release. The model highlights the tension between regulators' desire to induce market participation, while at the same time ensuring that bankers successfully complete ecological restoration. Our findings suggest several simple guidelines for strengthening advanced credit release policy.

  11. Optimal Advanced Credit Releases in Ecosystem Service Markets

    NASA Astrophysics Data System (ADS)

    BenDor, Todd K.; Guo, Tianshu; Yates, Andrew J.

    2014-03-01

    Ecosystem service markets are popular policy tools for ecosystem protection. Advanced credit releases are an important factor affecting the supply side of ecosystem markets. Under an advanced credit release policy, regulators give ecosystem suppliers a fraction of the total ecosystem credits generated by a restoration project before it is verified that the project actually achieves the required ecological thresholds. In spite of their prominent role in ecosystem markets, there is virtually no regulatory or research literature on the proper design of advanced credit release policies. Using U.S. aquatic ecosystem markets as an example, we develop a principal-agent model of the behavior of regulators and wetland/stream mitigation bankers to determine and explore the optimal degree of advance credit release. The model highlights the tension between regulators' desire to induce market participation, while at the same time ensuring that bankers successfully complete ecological restoration. Our findings suggest several simple guidelines for strengthening advanced credit release policy.

  12. Credit Enhancement Overview Guide

    SciTech Connect

    Financing Solutions Working Group

    2014-01-01

    Provides considerations for state and local policymakers and energy efficiency program administrators designing and implementing successful credit enhancement strategies for residential and commercial buildings.

  13. 12 CFR Appendix J to Part 717 - Interagency Guidelines on Identity Theft Detection, Prevention, and Mitigation

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Detection, Prevention, and Mitigation J Appendix J to Part 717 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS FAIR CREDIT REPORTING Pt. 717, App. J Appendix J to Part 717... appended as Supplement A to this appendix J. (1) Alerts, notifications, or other warnings received...

  14. Fair Credit Billing.

    ERIC Educational Resources Information Center

    Board of Governors of the Federal Reserve System, Washington, DC.

    Designed for the general public and possibly suitable also for high school economics students, this pamphlet explains how to resolve a billing dispute in a way that protects the customer's credit rating and legal rights. The pamphlet focuses on specific requirements of the Fair Credit Billing law and presents the following: (1) six legal criteria…

  15. Tax Credits for Education.

    ERIC Educational Resources Information Center

    Maxwell, James A.; And Others

    This report is comprised of two separate papers, "A Tax Credit for Certain Educational Expenses" by James A. Maxwell and Bernard L. Weinstein and "Income Tax Credits for Tuitions and Gifts in Nonpublic School Education" by Roger A. Freeman. The first paper is based on the assumption that provision of financial relief to parents who send their…

  16. Credit Constraints in Education

    ERIC Educational Resources Information Center

    Lochner, Lance; Monge-Naranjo, Alexander

    2012-01-01

    We review studies of the impact of credit constraints on the accumulation of human capital. Evidence suggests that credit constraints have recently become important for schooling and other aspects of households' behavior. We highlight the importance of early childhood investments, as their response largely determines the impact of credit…

  17. The Alumni Credit Card.

    ERIC Educational Resources Information Center

    Clotfelter, Susan C.

    1987-01-01

    One of the hottest movements in banking right now is affinity credit cards. For banks, they mean a new source of credit customers. For institutions and alumni organizations, they can mean an easy, inexpensive way to keep the institutional name in front of alumni. (MLW)

  18. Dual Credit Report

    ERIC Educational Resources Information Center

    Light, Noreen

    2016-01-01

    In 2015, legislation to improve access to dual-credit programs and to reduce disparities in access and completion--particularly for low income and underrepresented students--was enacted. The new law focused on expanding access to College in the High School but acknowledged issues in other dual-credit programs and reinforced the notion that cost…

  19. Credit Constraints in Education

    ERIC Educational Resources Information Center

    Lochner, Lance; Monge-Naranjo, Alexander

    2012-01-01

    We review studies of the impact of credit constraints on the accumulation of human capital. Evidence suggests that credit constraints have recently become important for schooling and other aspects of households' behavior. We highlight the importance of early childhood investments, as their response largely determines the impact of credit…

  20. Selling Your Credits.

    ERIC Educational Resources Information Center

    Steiner, Dawn; Murtagh, Maria

    1982-01-01

    A Credits-For-Resale program underwritten by the California Association of College Stores is described. A brief history of the program, guidelines on the mechanics involved, and suggestions on how selling credits could work for individual stores are presented. (MLW)

  1. Cracking the Credit Hour

    ERIC Educational Resources Information Center

    Laitinen, Amy

    2012-01-01

    The basic currency of higher education--the credit hour--represents the root of many problems plaguing America's higher education system: the practice of measuring time rather than learning. "Cracking the Credit Hour" traces the history of this time-based unit, from the days of Andrew Carnegie to recent federal efforts to define a credit…

  2. 13 CFR 123.107 - How much can I borrow for post-disaster mitigation for my home?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ...-disaster mitigation for my home? 123.107 Section 123.107 Business Credit and Assistance SMALL BUSINESS... mitigation for my home? For mitigation measures implemented after a disaster has occurred, you can borrow the lesser of the cost of the mitigation measure, or up to 20 percent of the amount of your approved home...

  3. 13 CFR 123.408 - How does your business apply for a pre-disaster mitigation loan?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... pre-disaster mitigation loan? 123.408 Section 123.408 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.408 How does your business apply for a pre-disaster mitigation loan? To apply for a pre-disaster mitigation loan your business must submit a...

  4. Agricultural Credit Expansion Act

    THOMAS, 112th Congress

    Rep. Owens, William L. [D-NY-23

    2011-03-02

    House - 03/09/2011 Referred to the Subcommittee on Department Operations, Oversight, and Credit. (All Actions) Tracker: This bill has the status IntroducedHere are the steps for Status of Legislation:

  5. 7 CFR 1030.55 - Transportation credits and assembly credits.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 9 2014-01-01 2013-01-01 true Transportation credits and assembly credits. 1030.55... MIDWEST MARKETING AREA Order Regulating Handling Class Prices § 1030.55 Transportation credits and assembly credits. (a) Each handler operating a pool distributing plant described in § 1030.7(a), (b),...

  6. 7 CFR 1030.55 - Transportation credits and assembly credits.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 7 Agriculture 9 2013-01-01 2013-01-01 false Transportation credits and assembly credits. 1030.55... MIDWEST MARKETING AREA Order Regulating Handling Class Prices § 1030.55 Transportation credits and assembly credits. (a) Each handler operating a pool distributing plant described in § 1030.7(a), (b),...

  7. 7 CFR 1030.55 - Transportation credits and assembly credits.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 9 2011-01-01 2011-01-01 false Transportation credits and assembly credits. 1030.55... MIDWEST MARKETING AREA Order Regulating Handling Class Prices § 1030.55 Transportation credits and assembly credits. (a) Each handler operating a pool distributing plant described in § 1030.7(a), (b),...

  8. 7 CFR 1030.55 - Transportation credits and assembly credits.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 7 Agriculture 9 2012-01-01 2012-01-01 false Transportation credits and assembly credits. 1030.55... MIDWEST MARKETING AREA Order Regulating Handling Class Prices § 1030.55 Transportation credits and assembly credits. (a) Each handler operating a pool distributing plant described in § 1030.7(a), (b),...

  9. 7 CFR 1030.55 - Transportation credits and assembly credits.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 9 2010-01-01 2009-01-01 true Transportation credits and assembly credits. 1030.55... MIDWEST MARKETING AREA Order Regulating Handling Class Prices § 1030.55 Transportation credits and assembly credits. (a) Each handler operating a pool distributing plant described in § 1030.7(a), (b), (d...

  10. Credit risk evaluation based on social media.

    PubMed

    Yang, Yang; Gu, Jing; Zhou, Zongfang

    2016-07-01

    Social media has been playing an increasingly important role in the sharing of individuals' opinions on many financial issues, including credit risk in investment decisions. This paper analyzes whether these opinions, which are transmitted through social media, can accurately predict enterprises' future credit risk. We consider financial statements oriented evaluation results based on logit and probit approaches as the benchmarks. We then conduct textual analysis to retrieve both posts and their corresponding commentaries published on two of the most popular social media platforms for financial investors in China. Professional advice from financial analysts is also investigated in this paper. We surprisingly find that the opinions extracted from both posts and commentaries surpass opinions of analysts in terms of credit risk prediction. Copyright © 2015 Elsevier Inc. All rights reserved.

  11. Dual-Credit in Kentucky

    ERIC Educational Resources Information Center

    Stephenson, Lisa G.

    2013-01-01

    Credit-based transition programs provide high school students with opportunities to jump start their college education. The Kentucky Community and Technical College System (KCTCS) offers college credit through dual-credit programs. While KCTCS dual-credit offerings have been successful in helping high school students start their college education…

  12. Dual-Credit in Kentucky

    ERIC Educational Resources Information Center

    Stephenson, Lisa G.

    2013-01-01

    Credit-based transition programs provide high school students with opportunities to jump start their college education. The Kentucky Community and Technical College System (KCTCS) offers college credit through dual-credit programs. While KCTCS dual-credit offerings have been successful in helping high school students start their college education…

  13. Helping Your Students Better Understand Credit.

    ERIC Educational Resources Information Center

    Mahaney, Judi

    1997-01-01

    Outlines 10 issues concerning credit that students should understand: credit reports; credit reporting; obligations when signing/cosigning a loan; creating positive credit history; privacy and the credit report; how lenders make and monitor credit decisions; mailing lists and preapproved credit offers; protecting against credit card fraud; use of…

  14. Helping Your Students Better Understand Credit.

    ERIC Educational Resources Information Center

    Mahaney, Judi

    1997-01-01

    Outlines 10 issues concerning credit that students should understand: credit reports; credit reporting; obligations when signing/cosigning a loan; creating positive credit history; privacy and the credit report; how lenders make and monitor credit decisions; mailing lists and preapproved credit offers; protecting against credit card fraud; use of…

  15. 13 CFR 123.408 - How does your business apply for a pre-disaster mitigation loan?

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 13 Business Credit and Assistance 1 2012-01-01 2012-01-01 false How does your business apply for a pre-disaster mitigation loan? 123.408 Section 123.408 Business Credit and Assistance SMALL BUSINESS... measure is located within the participating pre-disaster mitigation community; and (b) The...

  16. 13 CFR 123.403 - When is your business eligible to apply for a pre-disaster mitigation loan?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false When is your business eligible to apply for a pre-disaster mitigation loan? 123.403 Section 123.403 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.403 When is your...

  17. Credit and civilization.

    PubMed

    Newton, Tim

    2003-09-01

    This paper analyses financial credit in order to re-examine the work of Norbert Elias, particularly his association of interdependency complexity with social discipline, and his approach to contradiction. Following a discussion of these issues, the paper examines Elias's writing on money and explores the emergence of financial credit networks in early modern England. Attention is paid to credit networks and social discipline, to credit and the state, and to the contradictory images associated with the transition to modern cash economies. From one perspective, early modern credit networks might be read as a confirmation of Elias, particularly his argument that interdependency complexity, changing power balances and self-restraint are interwoven. Yet the development of modern cash money raises questions, not just in relation to Elias's treatment of money, but also with regard to his assumptions about social discipline and his approach to ambivalence and contradiction. Drawing on the foregoing discussion, the paper argues that the relation between interdependency complexity and social discipline is contingent and variable, and that interdependency complexity may simultaneously encourage contradictory processes, such as those of civilizing and barbarity.

  18. Wildlife and Wildlife Habitat Mitigation Plan for Hungry Horse Hydroelectric Project, Final Report.

    SciTech Connect

    Bissell, Gael

    1985-01-01

    This report describes the proposed mitigation plan for wildlife losses attributable to the construction of the Hungry Horse hydroelectric project. In this report, mitigation objectives and alternatives, the recommended mitigation projects, and the crediting system for each project are described by each target species. Mitigation objectives for each species (group) were established based on the loss estimates but tailored to the recommended projects. 13 refs., 3 figs., 19 tabs.

  19. Habitat Evaluation Procedures (HEP) Report : Grand Coulee Dam Mitigation, 1996-1999 Technical Report.

    SciTech Connect

    Kieffer, B.; Singer, Kelly; Abrahamson, Twa-le

    1999-07-01

    The purpose of this Habitat Evaluation Procedures (HEP) study was to determine baseline habitat units and to estimate future habitat units for Bonneville Power Administration (BPA) mitigation projects on the Spokane Indian Reservation. The mitigation between BPA and the Spokane Tribe of Indians (STOI) is for wildlife habitat losses on account of the construction of Grand Coulee Dam. Analysis of the HEP survey data will assist in mitigation crediting and appropriate management of the mitigation lands.

  20. Recommendations for Alternative Credit.

    ERIC Educational Resources Information Center

    Lenderman, Ed; And Others

    Following a review of the mathematics topics taught in accounting, electronics, auto, food and clothing, and metals courses at Linn-Benton Community College, Albany, Oregon, recommendations were made to grant one semester of mathematics credit for completing a two-year sequence of these courses. The other required semester of mathematics should be…

  1. Consumer Handbook to Credit Protection Laws.

    ERIC Educational Resources Information Center

    Board of Governors of the Federal Reserve System, Washington, DC.

    The five sections of this consumer handbook are The Cost of Credit, Applying for Credit, Credit Histories and Records, Correcting Credit Mistakes, and Complaining about Credit. Each section discusses relevant legislation: Truth in Lending, the Equal Credit Opportunity Act, and the Fair Credit Reporting Act. Topics discussed in section I include…

  2. 13 CFR 123.406 - What is the interest rate on a pre-disaster mitigation loan?

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 13 Business Credit and Assistance 1 2014-01-01 2014-01-01 false What is the interest rate on a pre-disaster mitigation loan? 123.406 Section 123.406 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.406 What is the interest rate on a pre-disaster mitigation loan? The interest...

  3. 13 CFR 123.406 - What is the interest rate on a pre-disaster mitigation loan?

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 13 Business Credit and Assistance 1 2012-01-01 2012-01-01 false What is the interest rate on a pre-disaster mitigation loan? 123.406 Section 123.406 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.406 What is the interest rate on a pre-disaster mitigation loan? The interest...

  4. 13 CFR 123.406 - What is the interest rate on a pre-disaster mitigation loan?

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 13 Business Credit and Assistance 1 2011-01-01 2011-01-01 false What is the interest rate on a pre-disaster mitigation loan? 123.406 Section 123.406 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.406 What is the interest rate on a pre-disaster mitigation loan? The interest...

  5. 13 CFR 123.406 - What is the interest rate on a pre-disaster mitigation loan?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false What is the interest rate on a pre-disaster mitigation loan? 123.406 Section 123.406 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.406 What is the interest rate on a pre-disaster mitigation loan? The interest...

  6. 13 CFR 123.406 - What is the interest rate on a pre-disaster mitigation loan?

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 13 Business Credit and Assistance 1 2013-01-01 2013-01-01 false What is the interest rate on a pre-disaster mitigation loan? 123.406 Section 123.406 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.406 What is the interest rate on a pre-disaster mitigation loan? The interest...

  7. 13 CFR 123.401 - What types of mitigation measures can your business include in an application for a pre-disaster...

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false What types of mitigation measures can your business include in an application for a pre-disaster mitigation loan? 123.401 Section 123... Mitigation Loans § 123.401 What types of mitigation measures can your business include in an application for...

  8. The Credit/Non-Credit Divide: Breaking Down the Wall

    ERIC Educational Resources Information Center

    Fouts, Susan; Mallory, Judy

    2010-01-01

    Programs awarding academic credit and programs awarding continuing education credit coexist on university campuses but often do not communicate or collaborate. This article explores the components of a successful program that reaches across the credit-noncredit divide to engage and serve the community. While most theoretical models are based on a…

  9. Dynamic Virtual Credit Card Numbers

    NASA Astrophysics Data System (ADS)

    Molloy, Ian; Li, Jiangtao; Li, Ninghui

    Theft of stored credit card information is an increasing threat to e-commerce. We propose a dynamic virtual credit card number scheme that reduces the damage caused by stolen credit card numbers. A user can use an existing credit card account to generate multiple virtual credit card numbers that are either usable for a single transaction or are tied with a particular merchant. We call the scheme dynamic because the virtual credit card numbers can be generated without online contact with the credit card issuers. These numbers can be processed without changing any of the infrastructure currently in place; the only changes will be at the end points, namely, the card users and the card issuers. We analyze the security requirements for dynamic virtual credit card numbers, discuss the design space, propose a scheme using HMAC, and prove its security under the assumption the underlying function is a PRF.

  10. Follow Up: Credit Card Caution

    ERIC Educational Resources Information Center

    Cahill, Timothy P.

    2007-01-01

    In "Pushing Plastic," ("The New England Journal of Higher Education", Summer 2007), John Humphrey notes that many college administrators justify their credit card solicitations by suggesting that credit card access will help students learn to manage their own finances. Instead, credit card debt will teach thousands of students…

  11. Credit Constraints for Higher Education

    ERIC Educational Resources Information Center

    Solis, Alex

    2012-01-01

    This paper exploits a natural experiment that produces exogenous variation on credit access to determine the effect on college enrollment. The paper assess how important are credit constraints to explain the gap in college enrollment by family income, and what would be the gap if credit constraints are eliminated. Progress in college and dropout…

  12. Credit where due.

    PubMed

    Friedman, Steven G

    2016-08-01

    The history of medicine is filled with stories of tireless researchers who failed to get credit for their hard work. Examples of this include Rosalind Franklin, who helped to elucidate the structure of DNA; Frederick Banting, who helped to discover insulin; and Jay McLean, who discovered heparin. The founding of the field of vascular surgery provides one of the most vivid examples of uncredited work. Even though Alexis Carrel was an unpaid, untitled assistant in Charles Guthrie's laboratory, it was Carrel alone who received a Nobel Prize for their work. In an attempt to give credit where due, the reasons for this injustice are described. Copyright © 2016 Society for Vascular Surgery. Published by Elsevier Inc. All rights reserved.

  13. Credit assignment during movement reinforcement learning.

    PubMed

    Dam, Gregory; Kording, Konrad; Wei, Kunlin

    2013-01-01

    We often need to learn how to move based on a single performance measure that reflects the overall success of our movements. However, movements have many properties, such as their trajectories, speeds and timing of end-points, thus the brain needs to decide which properties of movements should be improved; it needs to solve the credit assignment problem. Currently, little is known about how humans solve credit assignment problems in the context of reinforcement learning. Here we tested how human participants solve such problems during a trajectory-learning task. Without an explicitly-defined target movement, participants made hand reaches and received monetary rewards as feedback on a trial-by-trial basis. The curvature and direction of the attempted reach trajectories determined the monetary rewards received in a manner that can be manipulated experimentally. Based on the history of action-reward pairs, participants quickly solved the credit assignment problem and learned the implicit payoff function. A Bayesian credit-assignment model with built-in forgetting accurately predicts their trial-by-trial learning.

  14. 13 CFR 123.405 - How much can your business borrow with a pre-disaster mitigation loan?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... with a pre-disaster mitigation loan? 123.405 Section 123.405 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.405 How much can your business borrow with a pre-disaster mitigation loan? Your business, together with its affiliates, may...

  15. 13 CFR 123.409 - Which pre-disaster mitigation loan requests will SBA consider for funding?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Which pre-disaster mitigation loan... BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.409 Which pre-disaster mitigation loan requests will SBA consider for funding? (a) SBA will consider a loan request for funding if...

  16. Credit Where Credit Is Due: Working with Our Service Members to Provide Credit for Experiential Learning

    ERIC Educational Resources Information Center

    Boerner, Heather

    2013-01-01

    The awarding of prior learning credits for military students goes back to World War II, when the American Council on Education (ACE) first translated military training to college credit. Since then, the practice has expanded. More than 2,000 colleges and universities accept military training as a form of credit, explains Cathy Sandeen, ACE's vice…

  17. Credit Where Credit Is Due: Working with Our Service Members to Provide Credit for Experiential Learning

    ERIC Educational Resources Information Center

    Boerner, Heather

    2013-01-01

    The awarding of prior learning credits for military students goes back to World War II, when the American Council on Education (ACE) first translated military training to college credit. Since then, the practice has expanded. More than 2,000 colleges and universities accept military training as a form of credit, explains Cathy Sandeen, ACE's vice…

  18. 75 FR 80866 - Credit Rating Standardization Study

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-12-23

    ... COMMISSION Credit Rating Standardization Study AGENCY: Securities and Exchange Commission. ACTION: Request... Act of 2010 on the feasibility and desirability of: Standardizing credit ratings terminology, so that all credit rating agencies issue credit ratings using identical terms; standardizing the market...

  19. The Hope & Lifetime Learning Education Tax Credits.

    ERIC Educational Resources Information Center

    Department of Education, Washington, DC. Student Financial Assistance.

    This pamphlet describes the Hope and Lifetime Learning Education Tax Credits program for students in college or vocational school. It briefly explains what a tax credit is; who is eligible to claim the credit; the difference between Hope credits and other education tax credits; what costs qualify for the credit; what the inflation-adjusted credit…

  20. 12 CFR 703.6 - Credit analysis.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Credit analysis. 703.6 Section 703.6 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS INVESTMENT AND DEPOSIT ACTIVITIES § 703.6 Credit analysis. A Federal credit union must conduct and document a credit analysis on an...

  1. Quality of urban forest carbon credits

    Treesearch

    Neelam C. Poudyala; Jacek P. Siry; J.M. Bowker

    2011-01-01

    While the urban forest is considered an eligible source of carbon offset credits, little is known about its market potential and the quality aspects of the credits. As credit suppliers increase in number and credit buyers become more interested in purchasing carbon credits, it is unclear whether and how urban forest carbon credits can perform relative to the other...

  2. Sharing credit / sharing blame.

    PubMed

    Wilson, S N

    1999-01-01

    In the US, adolescent pregnancy, birth, and abortion rates are declining along with the numbers of adolescents who engage in sexual intercourse before they finish high school. Contraceptive use among adolescents is also rising. The adolescent pregnancy rate remains the highest in the industrialized world, but it is finally heading in the right direction and is at its lowest level in two decades. Responsibility for this favorable turn of events is assigned to a variety of factors including greater emphasis on delaying sexual activity; increasingly conservative attitudes about casual sex and out-of-wedlock births among adolescents; fear of acquiring sexually transmitted diseases, especially HIV/AIDS; popularity of long-lasting contraceptive methods; more consistent or effective use of contraception; and a strong economy with better job prospects. Others credit adults, parents, teachers, and health professionals. Adolescents themselves also deserve credit and praise for adopting responsible sex behavior. While some argue that adults must continue to provide adolescents with dual messages promoting abstinence and contraceptive usage, educators should also praise adolescents. Educators should also consider accepting a portion of the blame for the persistent homophobia in the US that has led to the brutal murders of young homosexuals. Educators must not shirk from addressing this issue, and if the subject is banned from the classroom, educators must take advantage of whatever opportunities arise in their homes and communities to answer questions and respond appropriately to inappropriate jokes and slurs.

  3. 16 CFR 681.1 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ..., and mitigation of identity theft. 681.1 Section 681.1 Commercial Practices FEDERAL TRADE COMMISSION THE FAIR CREDIT REPORTING ACT IDENTITY THEFT RULES § 681.1 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope. This section applies to financial institutions...

  4. 12 CFR 334.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... mitigation of identity theft. 334.90 Section 334.90 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION REGULATIONS AND STATEMENTS OF GENERAL POLICY FAIR CREDIT REPORTING Identity Theft Red Flags § 334.90 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope. This section applies to...

  5. 12 CFR 41.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... mitigation of identity theft. 41.90 Section 41.90 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY FAIR CREDIT REPORTING Identity Theft Red Flags § 41.90 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope. This section applies to a financial institution...

  6. 12 CFR 171.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... mitigation of identity theft. 171.90 Section 171.90 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY FAIR CREDIT REPORTING Identity Theft Red Flags § 171.90 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope. This section applies to a...

  7. 12 CFR 222.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... mitigation of identity theft. 222.90 Section 222.90 Banks and Banking FEDERAL RESERVE SYSTEM (CONTINUED) BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM FAIR CREDIT REPORTING (REGULATION V) Identity Theft Red Flags § 222.90 Duties regarding the detection, prevention, and mitigation of identity theft. (a)...

  8. 12 CFR 571.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... mitigation of identity theft. 571.90 Section 571.90 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE TREASURY FAIR CREDIT REPORTING Identity Theft Red Flags § 571.90 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope. This section applies to a...

  9. 12 CFR 334.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... mitigation of identity theft. 334.90 Section 334.90 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION REGULATIONS AND STATEMENTS OF GENERAL POLICY FAIR CREDIT REPORTING Identity Theft Red Flags § 334.90 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope. This section applies to...

  10. 12 CFR 571.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... mitigation of identity theft. 571.90 Section 571.90 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE TREASURY FAIR CREDIT REPORTING Identity Theft Red Flags § 571.90 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope. This section applies to a...

  11. 12 CFR 334.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... mitigation of identity theft. 334.90 Section 334.90 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION REGULATIONS AND STATEMENTS OF GENERAL POLICY FAIR CREDIT REPORTING Identity Theft Red Flags § 334.90 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope. This section applies to...

  12. 12 CFR 334.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... mitigation of identity theft. 334.90 Section 334.90 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION REGULATIONS AND STATEMENTS OF GENERAL POLICY FAIR CREDIT REPORTING Identity Theft Red Flags § 334.90 Duties regarding the detection, prevention, and mitigation of identity theft. (a) Scope. This section applies to...

  13. 12 CFR Appendix J to Part 717 - Interagency Guidelines on Identity Theft Detection, Prevention, and Mitigation

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... Detection, Prevention, and Mitigation J Appendix J to Part 717 Banks and Banking NATIONAL CREDIT UNION...—Interagency Guidelines on Identity Theft Detection, Prevention, and Mitigation Section 717.90 of this part... consumer reporting agencies or service providers, such as fraud detection services; (2) The presentation of...

  14. 12 CFR 717.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 7 2013-01-01 2013-01-01 false Duties regarding the detection, prevention, and mitigation of identity theft. 717.90 Section 717.90 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION... the detection, prevention, and mitigation of identity theft. (a) Scope. This section applies to a...

  15. 12 CFR Appendix J to Part 717 - Interagency Guidelines on Identity Theft Detection, Prevention, and Mitigation

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... Detection, Prevention, and Mitigation J Appendix J to Part 717 Banks and Banking NATIONAL CREDIT UNION...—Interagency Guidelines on Identity Theft Detection, Prevention, and Mitigation Section 717.90 of this part... consumer reporting agencies or service providers, such as fraud detection services; (2) The presentation of...

  16. 12 CFR 717.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Duties regarding the detection, prevention, and mitigation of identity theft. 717.90 Section 717.90 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION... the detection, prevention, and mitigation of identity theft. (a) Scope. This section applies to a...

  17. Your Credit Rights: An Instructional Unit on Consumer Credit Protection.

    ERIC Educational Resources Information Center

    Kinsey, Jean A.; And Others

    This instructional guide was designed to assist educators in teaching the topics of consumer credit and consumer credit protection to secondary and postsecondary students in various economics and business courses, as well as for use in adult and community education courses. The guide contains four sections, which can be used singly or in…

  18. Tracking the implementation of green credit policy in China: top-down perspective and bottom-up reform.

    PubMed

    Zhang, Bing; Yang, Yan; Bi, Jun

    2011-04-01

    The Chinese government has introduced the green credit policy to mitigate the environmental impact of industrialization by reining in credit loans to companies and projects with poor environmental performance. This research investigated the implementation of the green credit policy both at the national and provincial levels. Our results show that the green credit policy is not fully implemented. The wide-ranging impact on high-polluting and high energy-consuming industries, vague policy details unclear implementing standards, and lack of environmental information are the main problems in the implementation of the green credit policy in China. On the other hand, the practice at local level (Jiangsu Province) is more practical by integrating green credit policy with the environmental performance rating system. Finally, suggestions are outlined to improve China's green credit policy. Copyright © 2010 Elsevier Ltd. All rights reserved.

  19. Converting Work into College Credits

    ERIC Educational Resources Information Center

    Hoffman, Joseph A.

    1976-01-01

    The Cooperative Education Program conducted by the New Jersey Department of Labor and Industry and Thomas A. Edison College enables State labor department employees to work toward college degrees by attending free classes, taking college-level examinations for college credit, and converting work and life experiences into college credits.…

  20. Store Security. Credit Card Fraud.

    ERIC Educational Resources Information Center

    Brockway, Jerry

    The manual, intended for use by adults and not in the high school classroom situation, presents material directed toward assisting in the reduction of credit card crime. This teaching guide is organized in three sections which deal with the nature of and major reasons for credit card fraud, the types of hot card runners, and methods of reducing…

  1. Converting Work into College Credits

    ERIC Educational Resources Information Center

    Hoffman, Joseph A.

    1976-01-01

    The Cooperative Education Program conducted by the New Jersey Department of Labor and Industry and Thomas A. Edison College enables State labor department employees to work toward college degrees by attending free classes, taking college-level examinations for college credit, and converting work and life experiences into college credits.…

  2. A Comparison of the Partial Credit and Graded Response Models in Computerized Adaptive Testing.

    ERIC Educational Resources Information Center

    De Ayala, R. J.; And Others

    1992-01-01

    A study involving 1,000 simulated examinees compared the partial credit and graded response models in computerized adaptive testing (CAT). The graded response model fit the data well and provided slightly more accurate ability estimates than those of the partial credit model. Benefits of polytomous model-based CATs are discussed. (SLD)

  3. 12 CFR 703.6 - Credit analysis.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Credit analysis. 703.6 Section 703.6 Banks and... ACTIVITIES § 703.6 Credit analysis. A Federal credit union must conduct and document a credit analysis on an... Federal Deposit Insurance Corporation. A Federal credit union must update this analysis at least annually...

  4. 12 CFR 703.6 - Credit analysis.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 7 2012-01-01 2012-01-01 false Credit analysis. 703.6 Section 703.6 Banks and... ACTIVITIES § 703.6 Credit analysis. A Federal credit union must conduct and document a credit analysis on an... Federal Deposit Insurance Corporation. A Federal credit union must update this analysis at least annually...

  5. 12 CFR 703.6 - Credit analysis.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 7 2014-01-01 2014-01-01 false Credit analysis. 703.6 Section 703.6 Banks and... ACTIVITIES § 703.6 Credit analysis. A Federal credit union must conduct and document a credit analysis on an... Federal Deposit Insurance Corporation. A Federal credit union must update this analysis at least annually...

  6. 12 CFR 703.6 - Credit analysis.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 7 2013-01-01 2013-01-01 false Credit analysis. 703.6 Section 703.6 Banks and... ACTIVITIES § 703.6 Credit analysis. A Federal credit union must conduct and document a credit analysis on an... Federal Deposit Insurance Corporation. A Federal credit union must update this analysis at least annually...

  7. Credit Cards. Bulletin No. 721. (Revised.)

    ERIC Educational Resources Information Center

    Fox, Linda Kirk

    This cooperative extension bulletin provides basic information about credit cards and their use. It covers the following topics: types of credit cards (revolving credit, travel and entertainment, and debit); factors to consider when evaluating a credit card (interest rates, grace period, and annual membership fee); other credit card costs (late…

  8. 12 CFR 390.287 - Consumer credit.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 5 2014-01-01 2014-01-01 false Consumer credit. 390.287 Section 390.287 Banks... Savings Associations § 390.287 Consumer credit. The term consumer credit means credit extended to a... relies substantially upon other factors, such as the general credit standing of the borrower,...

  9. 12 CFR 390.287 - Consumer credit.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 5 2013-01-01 2013-01-01 false Consumer credit. 390.287 Section 390.287 Banks... Savings Associations § 390.287 Consumer credit. The term consumer credit means credit extended to a... relies substantially upon other factors, such as the general credit standing of the borrower,...

  10. 12 CFR 561.12 - Consumer credit.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 6 2012-01-01 2012-01-01 false Consumer credit. 561.12 Section 561.12 Banks... AFFECTING ALL SAVINGS ASSOCIATIONS § 561.12 Consumer credit. The term consumer credit means credit extended... association relies substantially upon other factors, such as the general credit standing of the...

  11. 12 CFR 161.12 - Consumer credit.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 1 2014-01-01 2014-01-01 false Consumer credit. 161.12 Section 161.12 Banks... AFFECTING ALL SAVINGS ASSOCIATIONS § 161.12 Consumer credit. The term consumer credit means credit extended... association relies substantially upon other factors, such as the general credit standing of the...

  12. 12 CFR 390.287 - Consumer credit.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 5 2012-01-01 2012-01-01 false Consumer credit. 390.287 Section 390.287 Banks... Savings Associations § 390.287 Consumer credit. The term consumer credit means credit extended to a... relies substantially upon other factors, such as the general credit standing of the borrower,...

  13. 12 CFR 561.12 - Consumer credit.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 5 2011-01-01 2011-01-01 false Consumer credit. 561.12 Section 561.12 Banks... AFFECTING ALL SAVINGS ASSOCIATIONS § 561.12 Consumer credit. The term consumer credit means credit extended... association relies substantially upon other factors, such as the general credit standing of the...

  14. 12 CFR 561.12 - Consumer credit.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 6 2013-01-01 2012-01-01 true Consumer credit. 561.12 Section 561.12 Banks and... SAVINGS ASSOCIATIONS § 561.12 Consumer credit. The term consumer credit means credit extended to a natural... substantially upon other factors, such as the general credit standing of the borrower, guaranties, or...

  15. 12 CFR 161.12 - Consumer credit.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 1 2012-01-01 2012-01-01 false Consumer credit. 161.12 Section 161.12 Banks... AFFECTING ALL SAVINGS ASSOCIATIONS § 161.12 Consumer credit. The term consumer credit means credit extended... association relies substantially upon other factors, such as the general credit standing of the...

  16. 7 CFR 4279.131 - Credit quality.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 7 Agriculture 15 2012-01-01 2012-01-01 false Credit quality. 4279.131 Section 4279.131 Agriculture... Credit quality. The lender is primarily responsible for determining credit quality and must address all of the elements of credit quality in a written credit analysis including adequacy of equity,...

  17. 7 CFR 4279.131 - Credit quality.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 7 Agriculture 15 2013-01-01 2013-01-01 false Credit quality. 4279.131 Section 4279.131 Agriculture... Credit quality. The lender is primarily responsible for determining credit quality and must address all of the elements of credit quality in a written credit analysis including adequacy of equity,...

  18. 7 CFR 4280.139 - Credit quality.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 15 2010-01-01 2010-01-01 false Credit quality. 4280.139 Section 4280.139 Agriculture... Improvements Program Section B. Guaranteed Loans § 4280.139 Credit quality. The lender must determine credit quality and must address all of the elements of credit quality in a written credit analysis, including...

  19. 12 CFR 561.12 - Consumer credit.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Consumer credit. 561.12 Section 561.12 Banks... AFFECTING ALL SAVINGS ASSOCIATIONS § 561.12 Consumer credit. The term consumer credit means credit extended... association relies substantially upon other factors, such as the general credit standing of the borrower...

  20. 7 CFR 4279.131 - Credit quality.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 15 2010-01-01 2010-01-01 false Credit quality. 4279.131 Section 4279.131 Agriculture... Credit quality. The lender is primarily responsible for determining credit quality and must address all of the elements of credit quality in a written credit analysis including adequacy of equity, cash...

  1. Author Credit for Transdisciplinary Collaboration.

    PubMed

    Xu, Jian; Ding, Ying; Malic, Vincent

    2015-01-01

    Transdisciplinary collaboration is the key for innovation. An evaluation mechanism is necessary to ensure that academic credit for this costly process can be allocated fairly among coauthors. This paper proposes a set of quantitative measures (e.g., t_credit and t_index) to reflect authors' transdisciplinary contributions to publications. These measures are based on paper-topic probability distributions and author-topic probability distributions. We conduct an empirical analysis of the information retrieval domain which demonstrates that these measures effectively improve the results of harmonic_credit and h_index measures by taking into account the transdisciplinary contributions of authors. The definitions of t_credit and t_index provide a fair and effective way for research organizations to assign credit to authors of transdisciplinary publications.

  2. Author Credit for Transdisciplinary Collaboration

    PubMed Central

    Xu, Jian; Ding, Ying; Malic, Vincent

    2015-01-01

    Transdisciplinary collaboration is the key for innovation. An evaluation mechanism is necessary to ensure that academic credit for this costly process can be allocated fairly among coauthors. This paper proposes a set of quantitative measures (e.g., t_credit and t_index) to reflect authors’ transdisciplinary contributions to publications. These measures are based on paper-topic probability distributions and author-topic probability distributions. We conduct an empirical analysis of the information retrieval domain which demonstrates that these measures effectively improve the results of harmonic_credit and h_index measures by taking into account the transdisciplinary contributions of authors. The definitions of t_credit and t_index provide a fair and effective way for research organizations to assign credit to authors of transdisciplinary publications. PMID:26375678

  3. Landscape equivalency analysis: methodology for estimating spatially explicit biodiversity credits.

    PubMed

    Bruggeman, Douglas J; Jones, Michael L; Lupi, Frank; Scribner, Kim T

    2005-10-01

    We propose a biodiversity credit system for trading endangered species habitat designed to minimize and reverse the negative effects of habitat loss and fragmentation, the leading cause of species endangerment in the United States. Given the increasing demand for land, approaches that explicitly balance economic goals against conservation goals are required. The Endangered Species Act balances these conflicts based on the cost to replace habitat. Conservation banking is a means to manage this balance, and we argue for its use to mitigate the effects of habitat fragmentation. Mitigating the effects of land development on biodiversity requires decisions that recognize regional ecological effects resulting from local economic decisions. We propose Landscape Equivalency Analysis (LEA), a landscape-scale approach similar to HEA, as an accounting system to calculate conservation banking credits so that habitat trades do not exacerbate regional ecological effects of local decisions. Credits purchased by public agencies or NGOs for purposes other than mitigating a take create a net investment in natural capital leading to habitat defragmentation. Credits calculated by LEA use metapopulation genetic theory to estimate sustainability criteria against which all trades are judged. The approach is rooted in well-accepted ecological, evolutionary, and economic theory, which helps compensate for the degree of uncertainty regarding the effects of habitat loss and fragmentation on endangered species. LEA requires application of greater scientific rigor than typically applied to endangered species management on private lands but provides an objective, conceptually sound basis for achieving the often conflicting goals of economic efficiency and long-term ecological sustainability.

  4. 12 CFR 614.4352 - Farm Credit Banks and agricultural credit banks.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Farm Credit Banks and agricultural credit banks... POLICIES AND OPERATIONS Lending and Leasing Limits § 614.4352 Farm Credit Banks and agricultural credit... the bank's lending and leasing limit base. (b) Agricultural credit banks. (1) No agricultural credit...

  5. 12 CFR 614.4352 - Farm Credit Banks and agricultural credit banks.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 7 2014-01-01 2014-01-01 false Farm Credit Banks and agricultural credit banks... POLICIES AND OPERATIONS Lending and Leasing Limits § 614.4352 Farm Credit Banks and agricultural credit... the bank's lending and leasing limit base. (b) Agricultural credit banks. (1) No agricultural credit...

  6. 12 CFR 614.4530 - Special loans, production credit associations and agricultural credit associations.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... and agricultural credit associations. 614.4530 Section 614.4530 Banks and Banking FARM CREDIT..., production credit associations and agricultural credit associations. Under policies approved by the bank board and procedures developed by the bank, production credit associations and agricultural credit...

  7. 12 CFR 614.4352 - Farm Credit Banks and agricultural credit banks.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 7 2012-01-01 2012-01-01 false Farm Credit Banks and agricultural credit banks... POLICIES AND OPERATIONS Lending and Leasing Limits § 614.4352 Farm Credit Banks and agricultural credit... the bank's lending and leasing limit base. (b) Agricultural credit banks. (1) No agricultural credit...

  8. 12 CFR 614.4352 - Farm Credit Banks and agricultural credit banks.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Farm Credit Banks and agricultural credit banks... POLICIES AND OPERATIONS Lending and Leasing Limits § 614.4352 Farm Credit Banks and agricultural credit... the bank's lending and leasing limit base. (b) Agricultural credit banks. (1) No agricultural credit...

  9. 12 CFR 614.4352 - Farm Credit Banks and agricultural credit banks.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 7 2013-01-01 2013-01-01 false Farm Credit Banks and agricultural credit banks... POLICIES AND OPERATIONS Lending and Leasing Limits § 614.4352 Farm Credit Banks and agricultural credit... the bank's lending and leasing limit base. (b) Agricultural credit banks. (1) No agricultural credit...

  10. 12 CFR 614.4530 - Special loans, production credit associations and agricultural credit associations.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... and agricultural credit associations. 614.4530 Section 614.4530 Banks and Banking FARM CREDIT..., production credit associations and agricultural credit associations. Under policies approved by the bank board and procedures developed by the bank, production credit associations and agricultural credit...

  11. 20 CFR 210.6 - Service credited for creditable military service.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 20 Employees' Benefits 1 2013-04-01 2012-04-01 true Service credited for creditable military... RETIREMENT ACT CREDITABLE RAILROAD SERVICE § 210.6 Service credited for creditable military service. Any calendar month in which an employee performed creditable military service, as defined in part 212 of...

  12. 20 CFR 210.6 - Service credited for creditable military service.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 20 Employees' Benefits 1 2012-04-01 2012-04-01 false Service credited for creditable military... RETIREMENT ACT CREDITABLE RAILROAD SERVICE § 210.6 Service credited for creditable military service. Any calendar month in which an employee performed creditable military service, as defined in part 212 of...

  13. 20 CFR 210.6 - Service credited for creditable military service.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 20 Employees' Benefits 1 2010-04-01 2010-04-01 false Service credited for creditable military... RETIREMENT ACT CREDITABLE RAILROAD SERVICE § 210.6 Service credited for creditable military service. Any calendar month in which an employee performed creditable military service, as defined in part 212 of...

  14. 20 CFR 210.6 - Service credited for creditable military service.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 20 Employees' Benefits 1 2011-04-01 2011-04-01 false Service credited for creditable military... RETIREMENT ACT CREDITABLE RAILROAD SERVICE § 210.6 Service credited for creditable military service. Any calendar month in which an employee performed creditable military service, as defined in part 212 of this...

  15. An Anonymous Credit Card System

    NASA Astrophysics Data System (ADS)

    Androulaki, Elli; Bellovin, Steven

    Credit cards have many important benefits; however, these same benefits often carry with them many privacy concerns. In particular, the need for users to be able to monitor their own transactions, as well as bank’s need to justify its payment requests from cardholders, entitle the latter to maintain a detailed log of all transactions its credit card customers were involved in. A bank can thus build a profile of each cardholder even without the latter’s consent. In this paper, we present a practical and accountable anonymous credit system based on ecash, with a privacy preserving mechanism for error correction and expense-reporting.

  16. The optimal inventory policy for EPQ model under trade credit

    NASA Astrophysics Data System (ADS)

    Chung, Kun-Jen

    2010-09-01

    Huang and Huang [(2008), 'Optimal Inventory Replenishment Policy for the EPQ Model Under Trade Credit without Derivatives International Journal of Systems Science, 39, 539-546] use the algebraic method to determine the optimal inventory replenishment policy for the retailer in the extended model under trade credit. However, the algebraic method has its limit of application such that validities of proofs of Theorems 1-4 in Huang and Huang (2008) are questionable. The main purpose of this article is not only to indicate shortcomings but also to present the accurate proofs for Huang and Huang (2008).

  17. Mitigation Action Plan

    SciTech Connect

    Not Available

    1994-02-01

    This Mitigation Action Plan (MAP) focuses on mitigation commitments stated in the Supplemental Environmental Impact Statement (SEIS) and the Record of Decision (ROD) for the Naval Petroleum Reserve No. 1 (NPR-1). Specific commitments and mitigation implementation actions are listed in Appendix A-Mitigation Actions, and form the central focus of this MAP. They will be updated as needed to allow for organizational, regulatory, or policy changes. It is the intent of DOE to comply with all applicable federal, state, and local environmental, safety, and health laws and regulations. Eighty-six specific commitments were identified in the SEIS and associated ROD which pertain to continued operation of NPR-1 with petroleum production at the Maximum Efficient Rate (MER). The mitigation measures proposed are expected to reduce impacts as much as feasible, however, as experience is gained in actual implementation of these measures, some changes may be warranted.

  18. Awarding Credit Where Credit Is Due: Effective Practices for the Implementation of Credit by Exam. Adopted Spring 2014

    ERIC Educational Resources Information Center

    Academic Senate for California Community Colleges, 2014

    2014-01-01

    Credit by Exam is a mechanism employed in the California community colleges as a means of granting credit for student learning outside of the traditional classroom. In some instances, credit by exam is the means used to award college credit for structured learning experiences in a secondary educational setting, while in other instances knowledge…

  19. MITIGATION IMPACT SCREENING TOOL (MIST) | Science ...

    EPA Pesticide Factsheets

    MIST is intended to provide a back of the envelope, qualitative indication of the likely impacts of heat island mitigation strategies averaged at the city-scale. To run MIST, users follow three basic steps: 1. Select the city to model (240 available) 2. Define the mitigation strategy to test 3. Estimate impacts on meteorology, air quality, and energy The mitigation strategies investigated include increasing urban albedo, or increasing urban vegetative cover, or a combined approach. MIST also allows investigation of average temperature reduction and produces estimates of the resulting impacts on ozone and energy consumption. If a desired level of temperature reduction is identified, MIST allows the user to explore combinations of mitigation strategies that could achieve this reduction. MIST is intended to provide local-level air quality officials and nongovernment groups with qualitatively accurate assessments of the likely impacts of heat island mitigation strategies averaged at the city-scale. While results are estimated using state-of-the-science modeling tools, the results derived from this tool are qualitative in nature. The research upon which MIST is based necessarily incorporates a number of assumptions that help make the results applicable for a large number of cities and a variety of mitigation scenarios.

  20. 29 CFR 2530.200b-3 - Determination of service to be credited to employees.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... hours for which back pay, irrespective of mitigation of damages, is awarded or agreed to by an employer... during a computation period (as well as each hour for which back pay is awarded or agreed to). During a... of hours of service to be credited to employees in a computation period on the following bases: (i...

  1. Ray Effect Mitigation Through Reference Frame Rotation

    DOE PAGES

    Tencer, John

    2016-05-01

    The discrete ordinates method is a popular and versatile technique for solving the radiative transport equation, a major drawback of which is the presence of ray effects. Mitigation of ray effects can yield significantly more accurate results and enhanced numerical stability for combined mode codes. Moreover, when ray effects are present, the solution is seen to be highly dependent upon the relative orientation of the geometry and the global reference frame. It is an undesirable property. A novel ray effect mitigation technique of averaging the computed solution for various reference frame orientations is proposed.

  2. Ray Effect Mitigation Through Reference Frame Rotation

    SciTech Connect

    Tencer, John

    2016-05-01

    The discrete ordinates method is a popular and versatile technique for solving the radiative transport equation, a major drawback of which is the presence of ray effects. Mitigation of ray effects can yield significantly more accurate results and enhanced numerical stability for combined mode codes. Moreover, when ray effects are present, the solution is seen to be highly dependent upon the relative orientation of the geometry and the global reference frame. It is an undesirable property. A novel ray effect mitigation technique of averaging the computed solution for various reference frame orientations is proposed.

  3. Fair credit reporting medical information regulations. Final rules.

    PubMed

    2005-11-22

    The OCC, Board, FDIC, OTS, and NCUA (Agencies) are publishing final rules to implement section 411 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act). The final rules create exceptions to the statute's general prohibition on creditors obtaining or using medical information pertaining to a consumer in connection with any determination of the consumer's eligibility, or continued eligibility, for credit for all creditors. The exceptions permit creditors to obtain or use medical information in connection with credit eligibility determinations where necessary and appropriate for legitimate purposes, consistent with the Congressional intent to restrict the use of medical information for inappropriate purposes. The final rules also create limited exceptions to permit affiliates to share medical information with each other without becoming consumer reporting agencies. The final rules are substantially similar to the rules adopted by the Agencies on an interim final basis in June 2005.

  4. Mitigation Monitoring Plan

    SciTech Connect

    Not Available

    1992-09-01

    The Final Supplemental Environmental Impact Report (SEIR) (September 1992) for the Proposed Renewal of the Contract between the United States Department of Energy and The Regents of the University of California for the Operation and Management of the Lawrence Berkeley Laboratory identifies the environmental impacts associated with renewing the contract and specifies a series of measures designed to mitigate adverse impacts to the environment. This Mitigation Monitoring Plan describes the procedures the University will use to implement the mitigation measures adopted in connection with the approval of the Contract.

  5. 13 CFR 120.390 - Revolving credit.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 13 Business Credit and Assistance 1 2012-01-01 2012-01-01 false Revolving credit. 120.390 Section 120.390 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Special Purpose Loans Caplines Program § 120.390 Revolving credit. (a) CapLines finances eligible small...

  6. 13 CFR 120.390 - Revolving credit.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 13 Business Credit and Assistance 1 2014-01-01 2014-01-01 false Revolving credit. 120.390 Section 120.390 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Special Purpose Loans Caplines Program § 120.390 Revolving credit. (a) CapLines finances eligible small...

  7. 24 CFR 92.221 - Match credit.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 24 Housing and Urban Development 1 2014-04-01 2014-04-01 false Match credit. 92.221 Section 92.221... INVESTMENT PARTNERSHIPS PROGRAM Program Requirements Matching Contribution Requirement § 92.221 Match credit. (a) When credit is given. Contributions are credited on a fiscal year basis at the time...

  8. 49 CFR 1325.2 - Credit agreements.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 49 Transportation 9 2011-10-01 2011-10-01 false Credit agreements. 1325.2 Section 1325.2... OF TRANSPORTATION (CONTINUED) CARRIER RATES AND SERVICE TERMS EXTENSION OF CREDIT TO CANDIDATES FOR FEDERAL OFFICE OR THEIR REPRESENTATIVES § 1325.2 Credit agreements. (a) All agreements to extend credit...

  9. 49 CFR 1325.2 - Credit agreements.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... 49 Transportation 9 2013-10-01 2013-10-01 false Credit agreements. 1325.2 Section 1325.2... OF TRANSPORTATION (CONTINUED) CARRIER RATES AND SERVICE TERMS EXTENSION OF CREDIT TO CANDIDATES FOR FEDERAL OFFICE OR THEIR REPRESENTATIVES § 1325.2 Credit agreements. (a) All agreements to extend credit...

  10. 32 CFR 643.116 - Credit unions.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... 32 National Defense 4 2013-07-01 2013-07-01 false Credit unions. 643.116 Section 643.116 National... Additional Authority of Commanders § 643.116 Credit unions. The establishment of credit unions on Army... buildings, without charge for rent or services, to any credit union organized under State law or to...

  11. 12 CFR 206.4 - Credit exposure.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 2 2014-01-01 2014-01-01 false Credit exposure. 206.4 Section 206.4 Banks and... LIABILITIES (REGULATION F) § 206.4 Credit exposure. (a) Limits on credit exposure. (1) The policies and... credit exposure to an individual correspondent to not more than 25 percent of the bank's total...

  12. 24 CFR 92.221 - Match credit.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 24 Housing and Urban Development 1 2013-04-01 2013-04-01 false Match credit. 92.221 Section 92.221... INVESTMENT PARTNERSHIPS PROGRAM Program Requirements Matching Contribution Requirement § 92.221 Match credit. (a) When credit is given. Contributions are credited on a fiscal year basis at the time...

  13. 32 CFR 643.116 - Credit unions.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... 32 National Defense 4 2014-07-01 2013-07-01 true Credit unions. 643.116 Section 643.116 National... Additional Authority of Commanders § 643.116 Credit unions. The establishment of credit unions on Army... buildings, without charge for rent or services, to any credit union organized under State law or to...

  14. 49 CFR 1325.2 - Credit agreements.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... 49 Transportation 9 2012-10-01 2012-10-01 false Credit agreements. 1325.2 Section 1325.2... OF TRANSPORTATION (CONTINUED) CARRIER RATES AND SERVICE TERMS EXTENSION OF CREDIT TO CANDIDATES FOR FEDERAL OFFICE OR THEIR REPRESENTATIVES § 1325.2 Credit agreements. (a) All agreements to extend credit...

  15. 13 CFR 120.390 - Revolving credit.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 13 Business Credit and Assistance 1 2013-01-01 2013-01-01 false Revolving credit. 120.390 Section 120.390 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Special Purpose Loans Caplines Program § 120.390 Revolving credit. (a) CapLines finances eligible small...

  16. 49 CFR 1325.2 - Credit agreements.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... 49 Transportation 9 2014-10-01 2014-10-01 false Credit agreements. 1325.2 Section 1325.2... OF TRANSPORTATION (CONTINUED) CARRIER RATES AND SERVICE TERMS EXTENSION OF CREDIT TO CANDIDATES FOR FEDERAL OFFICE OR THEIR REPRESENTATIVES § 1325.2 Credit agreements. (a) All agreements to extend credit...

  17. 24 CFR 92.221 - Match credit.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 24 Housing and Urban Development 1 2012-04-01 2012-04-01 false Match credit. 92.221 Section 92.221... INVESTMENT PARTNERSHIPS PROGRAM Program Requirements Matching Contribution Requirement § 92.221 Match credit. (a) When credit is given. Contributions are credited on a fiscal year basis at the time...

  18. 12 CFR 206.4 - Credit exposure.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 2 2013-01-01 2013-01-01 false Credit exposure. 206.4 Section 206.4 Banks and... LIABILITIES (REGULATION F) § 206.4 Credit exposure. (a) Limits on credit exposure. (1) The policies and... credit exposure to an individual correspondent to not more than 25 percent of the bank's total...

  19. 32 CFR 643.116 - Credit unions.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 32 National Defense 4 2011-07-01 2011-07-01 false Credit unions. 643.116 Section 643.116 National... Additional Authority of Commanders § 643.116 Credit unions. The establishment of credit unions on Army... buildings, without charge for rent or services, to any credit union organized under State law or to...

  20. 32 CFR 643.116 - Credit unions.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... 32 National Defense 4 2012-07-01 2011-07-01 true Credit unions. 643.116 Section 643.116 National... Additional Authority of Commanders § 643.116 Credit unions. The establishment of credit unions on Army... buildings, without charge for rent or services, to any credit union organized under State law or to...

  1. 12 CFR 206.4 - Credit exposure.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 2 2012-01-01 2012-01-01 false Credit exposure. 206.4 Section 206.4 Banks and... LIABILITIES (REGULATION F) § 206.4 Credit exposure. (a) Limits on credit exposure. (1) The policies and... credit exposure to an individual correspondent to not more than 25 percent of the bank's total...

  2. Seeking Good Credit--And Keeping It

    ERIC Educational Resources Information Center

    Fraser, Katie

    2007-01-01

    Young people often have their first brush with credit when they leave home to start work or enter college. It is important to teach students about credit early, before they turn 18 and become eligible to sign up for credit cards in their own name. Credit poses risks for the unwary, and many young people get burned. They may pay high annual…

  3. 12 CFR 561.12 - Consumer credit.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 6 2014-01-01 2012-01-01 true Consumer credit. 561.12 Section 561.12 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE TREASURY DEFINITIONS FOR REGULATIONS AFFECTING ALL SAVINGS ASSOCIATIONS § 561.12 Consumer credit. The term consumer credit means credit extended to a...

  4. 12 CFR 161.12 - Consumer credit.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 1 2013-01-01 2013-01-01 false Consumer credit. 161.12 Section 161.12 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY DEFINITIONS FOR REGULATIONS AFFECTING ALL SAVINGS ASSOCIATIONS § 161.12 Consumer credit. The term consumer credit means credit...

  5. 12 CFR 206.4 - Credit exposure.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 2 2010-01-01 2010-01-01 false Credit exposure. 206.4 Section 206.4 Banks and... LIABILITIES (REGULATION F) § 206.4 Credit exposure. (a) Limits on credit exposure. (1) The policies and... credit exposure to an individual correspondent to not more than 25 percent of the bank's total...

  6. 76 FR 54991 - Corporate Credit Unions

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-09-06

    ... From the Federal Register Online via the Government Publishing Office NATIONAL CREDIT UNION ADMINISTRATION 12 CFR Part 704 RIN 3133-AD95 Corporate Credit Unions AGENCY: National Credit Union Administration... its rule governing corporate credit unions (corporates). The proposed amendments clarify...

  7. Credit Scores, Race, and Residential Sorting

    ERIC Educational Resources Information Center

    Nelson, Ashlyn Aiko

    2010-01-01

    Credit scores have a profound impact on home purchasing power and mortgage pricing, yet little is known about how credit scores influence households' residential location decisions. This study estimates the effects of credit scores on residential sorting behavior using a novel mortgage industry data set combining household demographic, credit, and…

  8. 76 FR 79531 - Corporate Credit Unions

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-12-22

    ... From the Federal Register Online via the Government Publishing Office NATIONAL CREDIT UNION ADMINISTRATION 12 CFR Part 704 RIN 3133-AD95 Corporate Credit Unions AGENCY: National Credit Union Administration... credit unions (corporates). The final amendments make technical corrections to and clarify...

  9. Seeking Good Credit--And Keeping It

    ERIC Educational Resources Information Center

    Fraser, Katie

    2007-01-01

    Young people often have their first brush with credit when they leave home to start work or enter college. It is important to teach students about credit early, before they turn 18 and become eligible to sign up for credit cards in their own name. Credit poses risks for the unwary, and many young people get burned. They may pay high annual…

  10. 13 CFR 120.390 - Revolving credit.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Revolving credit. 120.390 Section 120.390 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Special Purpose Loans Caplines Program § 120.390 Revolving credit. (a) CapLines finances eligible small businesses...

  11. 49 CFR 260.13 - Credit reform.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 49 Transportation 4 2010-10-01 2010-10-01 false Credit reform. 260.13 Section 260.13... REHABILITATION AND IMPROVEMENT FINANCING PROGRAM Overview § 260.13 Credit reform. The Federal Credit Reform Act of 1990, 2 U.S.C. 661, requires Federal agencies to set aside the subsidy cost of new credit...

  12. 47 CFR 97.505 - Element credit.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 47 Telecommunication 5 2010-10-01 2010-10-01 false Element credit. 97.505 Section 97.505... SERVICE Qualifying Examination Systems § 97.505 Element credit. (a) The administering VEs must give credit.... (b) No examination credit, except as herein provided, shall be allowed on the basis of holding or...

  13. 32 CFR 643.116 - Credit unions.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 32 National Defense 4 2010-07-01 2010-07-01 true Credit unions. 643.116 Section 643.116 National... Additional Authority of Commanders § 643.116 Credit unions. The establishment of credit unions on Army... buildings, without charge for rent or services, to any credit union organized under State law or to any...

  14. 24 CFR 92.221 - Match credit.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 1 2010-04-01 2010-04-01 false Match credit. 92.221 Section 92.221... INVESTMENT PARTNERSHIPS PROGRAM Program Requirements Matching Contribution Requirement § 92.221 Match credit. (a) When credit is given. Contributions are credited on a fiscal year basis at the time the...

  15. 75 FR 75648 - Corporate Credit Unions

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-12-06

    ... From the Federal Register Online via the Government Publishing Office NATIONAL CREDIT UNION ADMINISTRATION 12 CFR Parts 701, 704, and 741 RIN 3133-AD74 Corporate Credit Unions AGENCY: National Credit Union... Board issued a proposed rule amending its corporate credit union rule. 75 FR 73000 (November 29, 2010...

  16. 78 FR 72537 - Credit Union Service Organizations

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-12-03

    ... From the Federal Register Online via the Government Publishing Office NATIONAL CREDIT UNION ADMINISTRATION 12 CFR Parts 712 and 741 RIN 3133-AD93 Credit Union Service Organizations AGENCY: National Credit... credit union service organization (CUSO) regulation to increase transparency and address certain safety...

  17. Credit Scores, Race, and Residential Sorting

    ERIC Educational Resources Information Center

    Nelson, Ashlyn Aiko

    2010-01-01

    Credit scores have a profound impact on home purchasing power and mortgage pricing, yet little is known about how credit scores influence households' residential location decisions. This study estimates the effects of credit scores on residential sorting behavior using a novel mortgage industry data set combining household demographic, credit, and…

  18. 75 FR 73000 - Corporate Credit Unions

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-11-29

    ...; ] NATIONAL CREDIT UNION ADMINISTRATION 12 CFR Parts 701, 704, and 741 RIN 3133-AD74 Corporate Credit Unions AGENCY: National Credit Union Administration. ACTION: Proposed rule. SUMMARY: NCUA is issuing proposed amendments to its rule governing corporate credit unions (corporates). The amendments include internal...

  19. 76 FR 23861 - Corporate Credit Unions

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-04-29

    ... From the Federal Register Online via the Government Publishing Office NATIONAL CREDIT UNION ADMINISTRATION 12 CFR Part 704 RIN 3133-AD74 Corporate Credit Unions AGENCY: National Credit Union Administration... credit unions (corporates). The amendments include internal control and reporting requirements for...

  20. 76 FR 44866 - Credit Union Service Organizations

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-07-27

    ...-44872] [FR Doc No: 2011-18906] NATIONAL CREDIT UNION ADMINISTRATION 12 CFR Parts 712 and 741 RIN 3133-AD93 Credit Union Service Organizations AGENCY: National Credit Union Administration (NCUA). ACTION: Proposed rule. SUMMARY: NCUA proposes to amend its credit union service organization (CUSO) regulation to...

  1. 49 CFR 1325.2 - Credit agreements.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 49 Transportation 9 2010-10-01 2010-10-01 false Credit agreements. 1325.2 Section 1325.2... OF TRANSPORTATION (CONTINUED) CARRIER RATES AND SERVICE TERMS EXTENSION OF CREDIT TO CANDIDATES FOR FEDERAL OFFICE OR THEIR REPRESENTATIVES § 1325.2 Credit agreements. (a) All agreements to extend credit to...

  2. Mitigation win-win

    NASA Astrophysics Data System (ADS)

    Moran, Dominic; Lucas, Amanda; Barnes, Andrew

    2013-07-01

    Win-win messages regarding climate change mitigation policies in agriculture tend to oversimplify farmer motivation. Contributions from psychology, cultural evolution and behavioural economics should help to design more effective policy.

  3. Dust Mitigation Vehicle

    NASA Technical Reports Server (NTRS)

    Cardiff, Eric H.

    2011-01-01

    A document describes the development and demonstration of an apparatus, called a dust mitigation vehicle, for reducing the amount of free dust on the surface of the Moon. The dust mitigation vehicle would be used to pave surfaces on the Moon to prevent the dust from levitating or adhering to surfaces. The basic principle of operation of these apparatuses is to use a lens or a dish mirror to concentrate solar thermal radiation onto a small spot to heat lunar regolith. In the case of the prototype dust mitigation vehicle, a Fresnel lens was used to heat a surface layer of regolith sufficiently to sinter or melt dust grains into a solid mass. The prototype vehicle has demonstrated paving rates up to 1.8 square meters per day. The proposed flight design of the dust mitigation vehicle is also described.

  4. Mitigation Banking Factsheet

    EPA Pesticide Factsheets

    A mitigation bank is an aquatic resource area that has been restored, established, enhanced, or preserved for the purpose of providing compensation for unavoidable impacts to aquatic resources permitted under Section 404

  5. CWA Section 404 Mitigation

    EPA Pesticide Factsheets

    The Council on Environmental Quality has defined mitigation in its implementing regulations for the National Environmental Policy Act to include avoiding, minimizing, rectifying, reducing over time, and compensating for impacts.

  6. Orbital Debris Mitigation

    NASA Technical Reports Server (NTRS)

    Kelley, R. L.; Jarkey, D. R.; Stansbery, G.

    2014-01-01

    Policies on limiting orbital debris are found throughout the US Government, many foreign space agencies, and as adopted guidelines in the United Nations. The underlying purpose of these policies is to ensure the environment remains safe for the operation of robotic and human spacecraft in near- Earth orbit. For this reason, it is important to consider orbital debris mitigation during the design of all space vehicles. Documenting compliance with the debris mitigation guidelines occurs after the vehicle has already been designed and fabricated for many CubeSats, whereas larger satellites are evaluated throughout the design process. This paper will provide a brief explanation of the US Government Orbital Debris Mitigation Standard Practices, a discussion of international guidelines, as well as NASA's process for compliance evaluation. In addition, it will discuss the educational value of considering orbital debris mitigation requirements as a part of student built satellite design.

  7. Appalachian Stream Mitigation Workshop

    EPA Pesticide Factsheets

    A 5 day workshop in 2011 developed for state and federal regulatory and resource agencies, who review, comment on and/or approve compensatory mitigation plans for surface coal mining projects in Appalachia

  8. Efficient Credit Assignment through Evaluation Function Decomposition

    NASA Technical Reports Server (NTRS)

    Agogino, Adrian; Turner, Kagan; Mikkulainen, Risto

    2005-01-01

    Evolutionary methods are powerful tools in discovering solutions for difficult continuous tasks. When such a solution is encoded over multiple genes, a genetic algorithm faces the difficult credit assignment problem of evaluating how a single gene in a chromosome contributes to the full solution. Typically a single evaluation function is used for the entire chromosome, implicitly giving each gene in the chromosome the same evaluation. This method is inefficient because a gene will get credit for the contribution of all the other genes as well. Accurately measuring the fitness of individual genes in such a large search space requires many trials. This paper instead proposes turning this single complex search problem into a multi-agent search problem, where each agent has the simpler task of discovering a suitable gene. Gene-specific evaluation functions can then be created that have better theoretical properties than a single evaluation function over all genes. This method is tested in the difficult double-pole balancing problem, showing that agents using gene-specific evaluation functions can create a successful control policy in 20 percent fewer trials than the best existing genetic algorithms. The method is extended to more distributed problems, achieving 95 percent performance gains over tradition methods in the multi-rover domain.

  9. 12 CFR 615.5172 - Production credit association and agricultural credit association investment in farmers' notes...

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... evidencing purchases of farm machinery, supplies, equipment, home appliances, and other items of a capital....5172 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM FUNDING AND FISCAL AFFAIRS, LOAN... of the Farm Credit Bank or agricultural credit bank and each production credit association...

  10. 12 CFR 615.5172 - Production credit association and agricultural credit association investment in farmers' notes...

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... evidencing purchases of farm machinery, supplies, equipment, home appliances, and other items of a capital....5172 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM FUNDING AND FISCAL AFFAIRS, LOAN... of the Farm Credit Bank or agricultural credit bank and each production credit association...

  11. 12 CFR 614.4530 - Special loans, production credit associations and agricultural credit associations.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Special loans, production credit associations and agricultural credit associations. 614.4530 Section 614.4530 Banks and Banking FARM CREDIT..., production credit associations and agricultural credit associations. Under policies approved by the bank...

  12. 20 CFR 211.7 - Compensation credited for creditable military service.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 20 Employees' Benefits 1 2012-04-01 2012-04-01 false Compensation credited for creditable military... RETIREMENT ACT CREDITABLE RAILROAD COMPENSATION § 211.7 Compensation credited for creditable military service... for each month of military service, provided the employee's combined monthly railroad and...

  13. 20 CFR 211.7 - Compensation credited for creditable military service.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 20 Employees' Benefits 1 2013-04-01 2012-04-01 true Compensation credited for creditable military... RETIREMENT ACT CREDITABLE RAILROAD COMPENSATION § 211.7 Compensation credited for creditable military service... for each month of military service, provided the employee's combined monthly railroad and...

  14. 20 CFR 211.7 - Compensation credited for creditable military service.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... RETIREMENT ACT CREDITABLE RAILROAD COMPENSATION § 211.7 Compensation credited for creditable military service... for each month of military service, provided the employee's combined monthly railroad and military... 20 Employees' Benefits 1 2010-04-01 2010-04-01 false Compensation credited for creditable...

  15. 78 FR 2449 - Office of Small Credit Unions (OSCUI) Grant Program Access for Credit Unions

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-01-11

    ... From the Federal Register Online via the Government Publishing Office NATIONAL CREDIT UNION ADMINISTRATION Office of Small Credit Unions (OSCUI) Grant Program Access for Credit Unions AGENCY: National Credit Union Administration (NCUA). ACTION: Notice of Funding Opportunity. SUMMARY: The National Credit...

  16. 20 CFR 211.7 - Compensation credited for creditable military service.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 20 Employees' Benefits 1 2011-04-01 2011-04-01 false Compensation credited for creditable military... RETIREMENT ACT CREDITABLE RAILROAD COMPENSATION § 211.7 Compensation credited for creditable military service... for each month of military service, provided the employee's combined monthly railroad and military...

  17. A Mechanism for Anonymous Credit Card Systems

    NASA Astrophysics Data System (ADS)

    Tamura, Shinsuke; Yanase, Tatsuro

    This paper proposes a mechanism for anonymous credit card systems, in which each credit card holder can conceal individual transactions from the credit card company, while enabling the credit card company to calculate the total expenditures of transactions of individual card holders during specified periods, and to identify card holders who executed dishonest transactions. Based on three existing mechanisms, i.e. anonymous authentication, blind signature and secure statistical data gathering, together with implicit transaction links proposed here, the proposed mechanism enables development of anonymous credit card systems without assuming any absolutely trustworthy entity like tamper resistant devices or organizations faithful both to the credit card company and card holders.

  18. Brownfields New Markets Tax Credits

    EPA Pesticide Factsheets

    This Brownfi elds Solutions factsheet is intended for brownfields stakeholders interested in how the U.S. Department of the Treasury’s New Markets Tax Credit (NMTC) Program can be used as a financing mechanism in brownfields cleanup and redevelopment.

  19. Credit Recovery Hits the Mainstream

    ERIC Educational Resources Information Center

    Carr, Sarah

    2014-01-01

    In communities including New Orleans, Los Angeles, and Chicago, educators are creating alternative schools for struggling students that employ online credit-recovery programs as a core portion, or all, of their curriculum. The growth in online learning generally, including blended learning, has fueled the proliferation of computer-based credit…

  20. Credit Recovery Hits the Mainstream

    ERIC Educational Resources Information Center

    Carr, Sarah

    2014-01-01

    In communities including New Orleans, Los Angeles, and Chicago, educators are creating alternative schools for struggling students that employ online credit-recovery programs as a core portion, or all, of their curriculum. The growth in online learning generally, including blended learning, has fueled the proliferation of computer-based credit…

  1. Reports on...Credit and Other Financial Issues.

    ERIC Educational Resources Information Center

    TRW Information Systems and Services, Orange, CA.

    This document contains 29 two-page reports on credit, business credit, direct marketing, and real estate data prepared by the credit reporting company, TRW, for consumers. Topics covered are the following: consumer credit reports, how to obtain a copy of a consumer credit report, how credit bureaus compile consumer credit reports, the role of…

  2. 75 FR 17976 - WNC Tax Credits 38, LLC, WNC Tax Credits 39, LLC, WNC Housing Tax Credits Manager, LLC and WNC...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-04-08

    ... COMMISSION WNC Tax Credits 38, LLC, WNC Tax Credits 39, LLC, WNC Housing Tax Credits Manager, LLC and WNC... Act. Applicants: WNC Tax Credits 38, LLC (``Fund 38'') and WNC Tax Credits 39, LLC (``Fund 39'') (each a ``Fund,'' and collectively, the ``Funds''), WNC Housing Tax Credits Manager, LLC (the...

  3. British and American attitudes toward credit cards.

    PubMed

    Yang, Bijou; James, Simon; Lester, David

    2006-04-01

    American university students owned more than twice as many credit cards as British university students. However, scores on a credit card attitude scale predicted the number of cards owned by respondents in both countries.

  4. 26 CFR 1.1374-6 - Credits and credit carryforwards.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ...=$305,000 × .35= $106,750, assuming a 35 percent tax rate). Also, X's tentative minimum tax determined...) is $59,750 . As a result, X's section 1374 tax is $47,000 ($106,750−$59,750= $47,000) for 1996 and X... following examples. Example 1. Business credit carryforward. X is a C corporation that elects to become an...

  5. 26 CFR 1.1374-6 - Credits and credit carryforwards.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ...=$305,000 × .35= $106,750, assuming a 35 percent tax rate). Also, X's tentative minimum tax determined...) is $59,750 . As a result, X's section 1374 tax is $47,000 ($106,750−$59,750= $47,000) for 1996 and X... following examples. Example 1. Business credit carryforward. X is a C corporation that elects to become an...

  6. 26 CFR 1.1374-6 - Credits and credit carryforwards.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ...=$305,000 × .35= $106,750, assuming a 35 percent tax rate). Also, X's tentative minimum tax determined...) is $59,750 . As a result, X's section 1374 tax is $47,000 ($106,750−$59,750= $47,000) for 1996 and X... following examples. Example 1. Business credit carryforward. X is a C corporation that elects to become an...

  7. 26 CFR 1.1374-6 - Credits and credit carryforwards.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ...=$305,000 × .35= $106,750, assuming a 35 percent tax rate). Also, X's tentative minimum tax determined...) is $59,750 . As a result, X's section 1374 tax is $47,000 ($106,750−$59,750= $47,000) for 1996 and X... following examples. Example 1. Business credit carryforward. X is a C corporation that elects to become an...

  8. Mitigation for one & all: An integrated framework for mitigation of development impacts on biodiversity and ecosystem services

    SciTech Connect

    Tallis, Heather; Kennedy, Christina M.; Ruckelshaus, Mary; Goldstein, Joshua; Kiesecker, Joseph M.

    2015-11-15

    Emerging development policies and lending standards call for consideration of ecosystem services when mitigating impacts from development, yet little guidance exists to inform this process. Here we propose a comprehensive framework for advancing both biodiversity and ecosystem service mitigation. We have clarified a means for choosing representative ecosystem service targets alongside biodiversity targets, identified servicesheds as a useful spatial unit for assessing ecosystem service avoidance, impact, and offset options, and discuss methods for consistent calculation of biodiversity and ecosystem service mitigation ratios. We emphasize the need to move away from area- and habitat-based assessment methods for both biodiversity and ecosystem services towards functional assessments at landscape or seascape scales. Such comprehensive assessments more accurately reflect cumulative impacts and variation in environmental quality, social needs and value preferences. The integrated framework builds on the experience of biodiversity mitigation while addressing the unique opportunities and challenges presented by ecosystem service mitigation. These advances contribute to growing potential for economic development planning and execution that will minimize impacts on nature and maximize human wellbeing. - Highlights: • This is the first framework for biodiversity and ecosystem service mitigation. • Functional, landscape scale assessments are ideal for avoidance and offsets. • Servicesheds define the appropriate spatial extent for ecosystem service mitigation. • Mitigation ratios should be calculated consistently and based on standard factors. • Our framework meets the needs of integrated mitigation assessment requirements.

  9. Space Debris Mitigation Guidelines

    NASA Technical Reports Server (NTRS)

    Johnson, Nicholas L.

    2011-01-01

    The purpose of national and international space debris mitigation guides is to promote the preservation of near-Earth space for applications and exploration missions far into the future. To accomplish this objective, the accumulation of objects, particularly in long-lived orbits, must be eliminated or curtailed.

  10. Teaching Hazards Mitigation.

    ERIC Educational Resources Information Center

    Abernethy, James

    1980-01-01

    It is recommended that courses be provided for architectural students in postoccupancy building performance and user experience. A course in disaster mitigation is described. It was introduced to increase student awareness of the importance of design decisions in building safety. (MSE)

  11. Accurate monotone cubic interpolation

    NASA Technical Reports Server (NTRS)

    Huynh, Hung T.

    1991-01-01

    Monotone piecewise cubic interpolants are simple and effective. They are generally third-order accurate, except near strict local extrema where accuracy degenerates to second-order due to the monotonicity constraint. Algorithms for piecewise cubic interpolants, which preserve monotonicity as well as uniform third and fourth-order accuracy are presented. The gain of accuracy is obtained by relaxing the monotonicity constraint in a geometric framework in which the median function plays a crucial role.

  12. Accurate Finite Difference Algorithms

    NASA Technical Reports Server (NTRS)

    Goodrich, John W.

    1996-01-01

    Two families of finite difference algorithms for computational aeroacoustics are presented and compared. All of the algorithms are single step explicit methods, they have the same order of accuracy in both space and time, with examples up to eleventh order, and they have multidimensional extensions. One of the algorithm families has spectral like high resolution. Propagation with high order and high resolution algorithms can produce accurate results after O(10(exp 6)) periods of propagation with eight grid points per wavelength.

  13. 48 CFR 1632.607 - Tax credit.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... 48 Federal Acquisition Regulations System 6 2014-10-01 2014-10-01 false Tax credit. 1632.607... 1632.607 Tax credit. FAR 32.607 has no practical application to FEHBP contracts. The statutory... may not offset debts to the Fund by a tax credit which is solely a Government obligation....

  14. 48 CFR 2132.607 - Tax credit.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... 48 Federal Acquisition Regulations System 6 2014-10-01 2014-10-01 false Tax credit. 2132.607... Contract Debts 2132.607 Tax credit. FAR 32.607 has no practical application to FEGLI Program contracts. The... Government, contractors may not offset debts to the Fund by a tax credit that is solely a...

  15. 48 CFR 1632.607 - Tax credit.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... 48 Federal Acquisition Regulations System 6 2012-10-01 2012-10-01 false Tax credit. 1632.607... 1632.607 Tax credit. FAR 32.607 has no practical application to FEHBP contracts. The statutory... may not offset debts to the Fund by a tax credit which is solely a Government obligation....

  16. 48 CFR 2132.607 - Tax credit.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... 48 Federal Acquisition Regulations System 6 2012-10-01 2012-10-01 false Tax credit. 2132.607... Contract Debts 2132.607 Tax credit. FAR 32.607 has no practical application to FEGLI Program contracts. The... Government, contractors may not offset debts to the Fund by a tax credit that is solely a...

  17. 48 CFR 1632.607 - Tax credit.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... 48 Federal Acquisition Regulations System 6 2013-10-01 2013-10-01 false Tax credit. 1632.607... 1632.607 Tax credit. FAR 32.607 has no practical application to FEHBP contracts. The statutory... may not offset debts to the Fund by a tax credit which is solely a Government obligation....

  18. 48 CFR 2132.607 - Tax credit.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... 48 Federal Acquisition Regulations System 6 2013-10-01 2013-10-01 false Tax credit. 2132.607... Contract Debts 2132.607 Tax credit. FAR 32.607 has no practical application to FEGLI Program contracts. The... Government, contractors may not offset debts to the Fund by a tax credit that is solely a...

  19. 10 CFR 490.502 - Creditable actions.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 10 Energy 3 2013-01-01 2013-01-01 false Creditable actions. 490.502 Section 490.502 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.502 Creditable actions. A fleet or covered person becomes entitled to alternative...

  20. 10 CFR 490.502 - Creditable actions.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 10 Energy 3 2011-01-01 2011-01-01 false Creditable actions. 490.502 Section 490.502 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.502 Creditable actions. A fleet or covered person becomes entitled to alternative...

  1. 10 CFR 490.502 - Creditable actions.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 10 Energy 3 2012-01-01 2012-01-01 false Creditable actions. 490.502 Section 490.502 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.502 Creditable actions. A fleet or covered person becomes entitled to alternative...

  2. 10 CFR 490.502 - Creditable actions.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 10 Energy 3 2010-01-01 2010-01-01 false Creditable actions. 490.502 Section 490.502 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.502 Creditable actions. A fleet or covered person becomes entitled to alternative...

  3. 10 CFR 490.502 - Creditable actions.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 10 Energy 3 2014-01-01 2014-01-01 false Creditable actions. 490.502 Section 490.502 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.502 Creditable actions. A fleet or covered person becomes entitled to alternative...

  4. 49 CFR 536.4 - Credits.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... and transferred credits. VMT e = Lifetime vehicle miles traveled as provided in the following table for the model year and compliance category in which the credit was earned; VMT u = Lifetime vehicle... the credit is used for compliance; Model year Lifetime vehicle miles traveled (VMT) 2011 2012...

  5. 49 CFR 536.4 - Credits.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... and transferred credits. VMT e = Lifetime vehicle miles traveled as provided in the following table for the model year and compliance category in which the credit was earned; VMT u = Lifetime vehicle... the credit is used for compliance; Model year Lifetime vehicle miles traveled (VMT) 2011 2012...

  6. 48 CFR 2132.607 - Tax credit.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 48 Federal Acquisition Regulations System 6 2011-10-01 2011-10-01 false Tax credit. 2132.607... Contract Debts 2132.607 Tax credit. FAR 32.607 has no practical application to FEGLI Program contracts. The... Government, contractors may not offset debts to the Fund by a tax credit that is solely a Government...

  7. 48 CFR 1632.607 - Tax credit.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 48 Federal Acquisition Regulations System 6 2011-10-01 2011-10-01 false Tax credit. 1632.607... 1632.607 Tax credit. FAR 32.607 has no practical application to FEHBP contracts. The statutory... may not offset debts to the Fund by a tax credit which is solely a Government obligation. ...

  8. 40 CFR 89.207 - Credit calculation.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... engines rated at or above 37 kW. (1) For each participating engine family, emission credits (positive or..., in grams per kilowatt-hour. FEL = the NOX family emission limit for the engine family in grams per... credits and PM emission credits (positive or negative) are to be calculated according to one of...

  9. 40 CFR 91.1307 - Credit calculation.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ....1307 Credit calculation. For each participating engine family, emission credits (positive or negative..., to the nearest gram. ASTM E29-93a has been incorporated by reference. See § 91.6. Consistent units... for an engine family whether generating positive or negative in-use emission credits:...

  10. 40 CFR 89.207 - Credit calculation.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... engines rated at or above 37 kW. (1) For each participating engine family, emission credits (positive or..., in grams per kilowatt-hour. FEL = the NOX family emission limit for the engine family in grams per... credits and PM emission credits (positive or negative) are to be calculated according to one of...

  11. 40 CFR 91.1307 - Credit calculation.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ....1307 Credit calculation. For each participating engine family, emission credits (positive or negative..., to the nearest gram. ASTM E29-93a has been incorporated by reference. See § 91.6. Consistent units... for an engine family whether generating positive or negative in-use emission credits:...

  12. 40 CFR 89.207 - Credit calculation.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... engines rated at or above 37 kW. (1) For each participating engine family, emission credits (positive or..., in grams per kilowatt-hour. FEL = the NOX family emission limit for the engine family in grams per... credits and PM emission credits (positive or negative) are to be calculated according to one of...

  13. 40 CFR 91.1307 - Credit calculation.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ....1307 Credit calculation. For each participating engine family, emission credits (positive or negative..., to the nearest gram. ASTM E29-93a has been incorporated by reference. See § 91.6. Consistent units... for an engine family whether generating positive or negative in-use emission credits:...

  14. 40 CFR 89.207 - Credit calculation.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... engines rated at or above 37 kW. (1) For each participating engine family, emission credits (positive or..., in grams per kilowatt-hour. FEL = the NOX family emission limit for the engine family in grams per... credits and PM emission credits (positive or negative) are to be calculated according to one of...

  15. 40 CFR 91.1307 - Credit calculation.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ....1307 Credit calculation. For each participating engine family, emission credits (positive or negative..., to the nearest gram. ASTM E29-93a has been incorporated by reference. See § 91.6. Consistent units... for an engine family whether generating positive or negative in-use emission credits:...

  16. 40 CFR 91.1307 - Credit calculation.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ....1307 Credit calculation. For each participating engine family, emission credits (positive or negative..., to the nearest gram. ASTM E29-93a has been incorporated by reference. See § 91.6. Consistent units... for an engine family whether generating positive or negative in-use emission credits:...

  17. 40 CFR 89.207 - Credit calculation.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... engines rated at or above 37 kW. (1) For each participating engine family, emission credits (positive or..., in grams per kilowatt-hour. FEL = the NOX family emission limit for the engine family in grams per... credits and PM emission credits (positive or negative) are to be calculated according to one of...

  18. 12 CFR 608.815 - Credit report.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Credit report. 608.815 Section 608.815 Banks and Banking FARM CREDIT ADMINISTRATION ADMINISTRATIVE PROVISIONS COLLECTION OF CLAIMS OWED THE UNITED STATES Administrative Collection of Claims § 608.815 Credit report. In order to aid the FCA in...

  19. 24 CFR 203.34 - Credit standing.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Credit standing. 203.34 Section 203.34 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued....34 Credit standing. A mortgagor must have a general credit standing satisfactory to the Commissioner....

  20. 48 CFR 31.201-5 - Credits.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 48 Federal Acquisition Regulations System 1 2011-10-01 2011-10-01 false Credits. 31.201-5 Section... REQUIREMENTS CONTRACT COST PRINCIPLES AND PROCEDURES Contracts With Commercial Organizations 31.201-5 Credits. The applicable portion of any income, rebate, allowance, or other credit relating to any...

  1. 49 CFR 260.13 - Credit reform.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... 49 Transportation 4 2012-10-01 2012-10-01 false Credit reform. 260.13 Section 260.13... REHABILITATION AND IMPROVEMENT FINANCING PROGRAM Overview § 260.13 Credit reform. The Federal Credit Reform Act of 1990, 2 U.S.C. 661, requires Federal agencies to set aside the subsidy cost of new...

  2. 12 CFR 1408.15 - Credit report.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 9 2012-01-01 2012-01-01 false Credit report. 1408.15 Section 1408.15 Banks and Banking FARM CREDIT SYSTEM INSURANCE CORPORATION COLLECTION OF CLAIMS OWED THE UNITED STATES Administrative Collection of Claims § 1408.15 Credit report. In order to aid the Corporation in...

  3. 24 CFR 203.34 - Credit standing.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 24 Housing and Urban Development 2 2014-04-01 2014-04-01 false Credit standing. 203.34 Section 203.34 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued....34 Credit standing. A mortgagor must have a general credit standing satisfactory to the Commissioner....

  4. 49 CFR 260.13 - Credit reform.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... 49 Transportation 4 2013-10-01 2013-10-01 false Credit reform. 260.13 Section 260.13... REHABILITATION AND IMPROVEMENT FINANCING PROGRAM Overview § 260.13 Credit reform. The Federal Credit Reform Act of 1990, 2 U.S.C. 661, requires Federal agencies to set aside the subsidy cost of new...

  5. 48 CFR 1631.201-70 - Credits.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 48 Federal Acquisition Regulations System 6 2011-10-01 2011-10-01 false Credits. 1631.201-70... AND PROCEDURES Contracts With Commercial Organizations 1631.201-70 Credits. The provisions of FAR 31.201-5 shall apply to income, rebates, allowances, and other credits resulting from benefit...

  6. 40 CFR 1033.740 - Credit restrictions.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... 40 Protection of Environment 34 2013-07-01 2013-07-01 false Credit restrictions. 1033.740 Section... CONTROL OF EMISSIONS FROM LOCOMOTIVES Averaging, Banking, and Trading for Certification § 1033.740 Credit restrictions. Use of emission credits generated under this part 1033 or 40 CFR part 92 is restricted...

  7. 48 CFR 1631.201-70 - Credits.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... 48 Federal Acquisition Regulations System 6 2014-10-01 2014-10-01 false Credits. 1631.201-70... AND PROCEDURES Contracts With Commercial Organizations 1631.201-70 Credits. The provisions of FAR 31.201-5 shall apply to income, rebates, allowances, and other credits resulting from benefit...

  8. 48 CFR 1819.7209 - Credit agreements.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 48 Federal Acquisition Regulations System 6 2011-10-01 2011-10-01 false Credit agreements. 1819... ADMINISTRATION SOCIOECONOMIC PROGRAMS SMALL BUSINESS PROGRAMS NASA Mentor-Protégé Program 1819.7209 Credit agreements. (a) The credit permits the mentor to include the cost it expends on a mentor-protégé agreement...

  9. 12 CFR 608.815 - Credit report.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 7 2012-01-01 2012-01-01 false Credit report. 608.815 Section 608.815 Banks and Banking FARM CREDIT ADMINISTRATION ADMINISTRATIVE PROVISIONS COLLECTION OF CLAIMS OWED THE UNITED STATES Administrative Collection of Claims § 608.815 Credit report. In order to aid the FCA in...

  10. 32 CFR 644.546 - Credit.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... 32 National Defense 4 2013-07-01 2013-07-01 false Credit. 644.546 Section 644.546 National Defense... Disposal Sale Procedure § 644.546 Credit. Payment of the purchase price over an extended period of time... interest to extend credit. Prior to offering property for sale on an extended payment plan basis,...

  11. 27 CFR 28.334 - Credit allowance.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 27 Alcohol, Tobacco Products and Firearms 1 2012-04-01 2012-04-01 false Credit allowance. 28.334... OF THE TREASURY LIQUORS EXPORTATION OF ALCOHOL Action on Claims § 28.334 Credit allowance. Where the credit relates to internal revenue taxes on beer that have been determined but not yet paid by...

  12. 40 CFR 1033.740 - Credit restrictions.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... 40 Protection of Environment 33 2014-07-01 2014-07-01 false Credit restrictions. 1033.740 Section... CONTROL OF EMISSIONS FROM LOCOMOTIVES Averaging, Banking, and Trading for Certification § 1033.740 Credit restrictions. Use of emission credits generated under this part 1033 or 40 CFR part 92 is restricted...

  13. 48 CFR 2131.201-5 - Credits.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 48 Federal Acquisition Regulations System 6 2011-10-01 2011-10-01 false Credits. 2131.201-5... PRINCIPLES AND PROCEDURES Contracts With Commercial Organizations 2131.201-5 Credits. The provisions of FAR 31.201-5 shall apply to income, rebates and other credits resulting from benefit payments...

  14. 27 CFR 28.334 - Credit allowance.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 27 Alcohol, Tobacco Products and Firearms 1 2011-04-01 2011-04-01 false Credit allowance. 28.334... OF THE TREASURY LIQUORS EXPORTATION OF ALCOHOL Action on Claims § 28.334 Credit allowance. Where the credit relates to internal revenue taxes on beer that have been determined but not yet paid by...

  15. 24 CFR 203.34 - Credit standing.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false Credit standing. 203.34 Section 203.34 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued....34 Credit standing. A mortgagor must have a general credit standing satisfactory to the Commissioner....

  16. 12 CFR 1408.15 - Credit report.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 9 2013-01-01 2013-01-01 false Credit report. 1408.15 Section 1408.15 Banks and Banking FARM CREDIT SYSTEM INSURANCE CORPORATION COLLECTION OF CLAIMS OWED THE UNITED STATES Administrative Collection of Claims § 1408.15 Credit report. In order to aid the Corporation in...

  17. 48 CFR 1819.7209 - Credit agreements.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... 48 Federal Acquisition Regulations System 6 2014-10-01 2014-10-01 false Credit agreements. 1819... ADMINISTRATION SOCIOECONOMIC PROGRAMS SMALL BUSINESS PROGRAMS NASA Mentor-Protégé Program 1819.7209 Credit agreements. (a) The credit permits the mentor to include the cost it expends on a mentor-protégé agreement...

  18. 12 CFR 1408.15 - Credit report.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 10 2014-01-01 2014-01-01 false Credit report. 1408.15 Section 1408.15 Banks and Banking FARM CREDIT SYSTEM INSURANCE CORPORATION COLLECTION OF CLAIMS OWED THE UNITED STATES Administrative Collection of Claims § 1408.15 Credit report. In order to aid the Corporation in...

  19. 2 CFR 200.406 - Applicable credits.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 2 Grants and Agreements 1 2014-01-01 2014-01-01 false Applicable credits. 200.406 Section 200.406... REQUIREMENTS FOR FEDERAL AWARDS Cost Principles Basic Considerations § 200.406 Applicable credits. (a) Applicable credits refer to those receipts or reduction-of-expenditure-type transactions that offset...

  20. 12 CFR 1408.15 - Credit report.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 7 2011-01-01 2011-01-01 false Credit report. 1408.15 Section 1408.15 Banks and Banking FARM CREDIT SYSTEM INSURANCE CORPORATION COLLECTION OF CLAIMS OWED THE UNITED STATES Administrative Collection of Claims § 1408.15 Credit report. In order to aid the Corporation in...

  1. 12 CFR 608.815 - Credit report.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 7 2013-01-01 2013-01-01 false Credit report. 608.815 Section 608.815 Banks and Banking FARM CREDIT ADMINISTRATION ADMINISTRATIVE PROVISIONS COLLECTION OF CLAIMS OWED THE UNITED STATES Administrative Collection of Claims § 608.815 Credit report. In order to aid the FCA in...

  2. 48 CFR 1631.201-70 - Credits.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... 48 Federal Acquisition Regulations System 6 2012-10-01 2012-10-01 false Credits. 1631.201-70... AND PROCEDURES Contracts With Commercial Organizations 1631.201-70 Credits. The provisions of FAR 31.201-5 shall apply to income, rebates, allowances, and other credits resulting from benefit...

  3. 7 CFR 3565.211 - Interest credit.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 15 2011-01-01 2011-01-01 false Interest credit. 3565.211 Section 3565.211... AGRICULTURE GUARANTEED RURAL RENTAL HOUSING PROGRAM Loan Requirements § 3565.211 Interest credit. (a... assistance in the form of interest credit, to the extent necessary to reduce the agreed-upon rate of...

  4. 49 CFR 260.13 - Credit reform.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 49 Transportation 4 2011-10-01 2011-10-01 false Credit reform. 260.13 Section 260.13... REHABILITATION AND IMPROVEMENT FINANCING PROGRAM Overview § 260.13 Credit reform. The Federal Credit Reform Act of 1990, 2 U.S.C. 661, requires Federal agencies to set aside the subsidy cost of new...

  5. 47 CFR 90.910 - Bidding credits.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 47 Telecommunication 5 2011-10-01 2011-10-01 false Bidding credits. 90.910 Section 90.910....910 Bidding credits. A winning bidder that qualifies as a very small business, as defined in § 90.912(b)(2), or a consortium of very small businesses may use a bidding credit of 35 percent to lower...

  6. 48 CFR 31.201-5 - Credits.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... 48 Federal Acquisition Regulations System 1 2013-10-01 2013-10-01 false Credits. 31.201-5 Section... REQUIREMENTS CONTRACT COST PRINCIPLES AND PROCEDURES Contracts With Commercial Organizations 31.201-5 Credits. The applicable portion of any income, rebate, allowance, or other credit relating to any...

  7. 10 CFR 1015.205 - Credit reports.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 10 Energy 4 2012-01-01 2012-01-01 false Credit reports. 1015.205 Section 1015.205 Energy... Administrative Collection of Claims § 1015.205 Credit reports. (a) In order to aid DOE in making appropriate... administrative costs; and the likelihood of collecting the claim, DOE may institute a credit investigation of...

  8. 7 CFR 3565.211 - Interest credit.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 7 Agriculture 15 2012-01-01 2012-01-01 false Interest credit. 3565.211 Section 3565.211... AGRICULTURE GUARANTEED RURAL RENTAL HOUSING PROGRAM Loan Requirements § 3565.211 Interest credit. (a... assistance in the form of interest credit, to the extent necessary to reduce the agreed-upon rate of...

  9. 48 CFR 1631.201-70 - Credits.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... 48 Federal Acquisition Regulations System 6 2013-10-01 2013-10-01 false Credits. 1631.201-70... AND PROCEDURES Contracts With Commercial Organizations 1631.201-70 Credits. The provisions of FAR 31.201-5 shall apply to income, rebates, allowances, and other credits resulting from benefit...

  10. 48 CFR 31.201-5 - Credits.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... 48 Federal Acquisition Regulations System 1 2012-10-01 2012-10-01 false Credits. 31.201-5 Section... REQUIREMENTS CONTRACT COST PRINCIPLES AND PROCEDURES Contracts With Commercial Organizations 31.201-5 Credits. The applicable portion of any income, rebate, allowance, or other credit relating to any...

  11. 27 CFR 28.334 - Credit allowance.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 27 Alcohol, Tobacco Products and Firearms 1 2014-04-01 2014-04-01 false Credit allowance. 28.334... OF THE TREASURY ALCOHOL EXPORTATION OF ALCOHOL Action on Claims § 28.334 Credit allowance. Where the credit relates to internal revenue taxes on beer that have been determined but not yet paid by...

  12. 32 CFR 644.546 - Credit.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... 32 National Defense 4 2012-07-01 2011-07-01 true Credit. 644.546 Section 644.546 National Defense... Disposal Sale Procedure § 644.546 Credit. Payment of the purchase price over an extended period of time... interest to extend credit. Prior to offering property for sale on an extended payment plan basis,...

  13. 48 CFR 2131.201-5 - Credits.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... 48 Federal Acquisition Regulations System 6 2012-10-01 2012-10-01 false Credits. 2131.201-5... PRINCIPLES AND PROCEDURES Contracts With Commercial Organizations 2131.201-5 Credits. The provisions of FAR 31.201-5 shall apply to income, rebates and other credits resulting from benefit payments...

  14. 12 CFR 608.815 - Credit report.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 7 2014-01-01 2014-01-01 false Credit report. 608.815 Section 608.815 Banks and Banking FARM CREDIT ADMINISTRATION ADMINISTRATIVE PROVISIONS COLLECTION OF CLAIMS OWED THE UNITED STATES Administrative Collection of Claims § 608.815 Credit report. In order to aid the FCA in...

  15. 24 CFR 206.37 - Credit standing.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false Credit standing. 206.37 Section 206... CONVERSION MORTGAGE INSURANCE Eligibility; Endorsement Eligible Mortgagors § 206.37 Credit standing. Each mortgagor must have a general credit standing satisfactory to the Secretary....

  16. 48 CFR 2131.201-5 - Credits.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... 48 Federal Acquisition Regulations System 6 2013-10-01 2013-10-01 false Credits. 2131.201-5... PRINCIPLES AND PROCEDURES Contracts With Commercial Organizations 2131.201-5 Credits. The provisions of FAR 31.201-5 shall apply to income, rebates and other credits resulting from benefit payments...

  17. 24 CFR 206.37 - Credit standing.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Credit standing. 206.37 Section 206... CONVERSION MORTGAGE INSURANCE Eligibility; Endorsement Eligible Mortgagors § 206.37 Credit standing. Each mortgagor must have a general credit standing satisfactory to the Secretary....

  18. 32 CFR 644.546 - Credit.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 32 National Defense 4 2011-07-01 2011-07-01 false Credit. 644.546 Section 644.546 National Defense... Disposal Sale Procedure § 644.546 Credit. Payment of the purchase price over an extended period of time... interest to extend credit. Prior to offering property for sale on an extended payment plan basis,...

  19. 47 CFR 90.910 - Bidding credits.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... 47 Telecommunication 5 2012-10-01 2012-10-01 false Bidding credits. 90.910 Section 90.910....910 Bidding credits. A winning bidder that qualifies as a very small business, as defined in § 90.912(b)(2), or a consortium of very small businesses may use a bidding credit of 35 percent to lower...

  20. 7 CFR 3565.211 - Interest credit.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 15 2014-01-01 2014-01-01 false Interest credit. 3565.211 Section 3565.211... AGRICULTURE GUARANTEED RURAL RENTAL HOUSING PROGRAM Loan Requirements § 3565.211 Interest credit. (a... assistance in the form of interest credit, to the extent necessary to reduce the agreed-upon rate of...

  1. 10 CFR 1015.205 - Credit reports.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 10 Energy 4 2011-01-01 2011-01-01 false Credit reports. 1015.205 Section 1015.205 Energy... Administrative Collection of Claims § 1015.205 Credit reports. (a) In order to aid DOE in making appropriate... administrative costs; and the likelihood of collecting the claim, DOE may institute a credit investigation of...

  2. 24 CFR 206.37 - Credit standing.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 24 Housing and Urban Development 2 2014-04-01 2014-04-01 false Credit standing. 206.37 Section 206... CONVERSION MORTGAGE INSURANCE Eligibility; Endorsement Eligible Mortgagors § 206.37 Credit standing. Each mortgagor must have a general credit standing satisfactory to the Secretary....

  3. 24 CFR 203.34 - Credit standing.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false Credit standing. 203.34 Section 203.34 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued....34 Credit standing. A mortgagor must have a general credit standing satisfactory to the Commissioner....

  4. 48 CFR 1819.7209 - Credit agreements.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... 48 Federal Acquisition Regulations System 6 2013-10-01 2013-10-01 false Credit agreements. 1819... ADMINISTRATION SOCIOECONOMIC PROGRAMS SMALL BUSINESS PROGRAMS NASA Mentor-Protégé Program 1819.7209 Credit agreements. (a) The credit permits the mentor to include the cost it expends on a mentor-protégé agreement...

  5. 10 CFR 1015.205 - Credit reports.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 10 Energy 4 2014-01-01 2014-01-01 false Credit reports. 1015.205 Section 1015.205 Energy... Administrative Collection of Claims § 1015.205 Credit reports. (a) In order to aid DOE in making appropriate... administrative costs; and the likelihood of collecting the claim, DOE may institute a credit investigation of...

  6. 48 CFR 1819.7209 - Credit agreements.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... 48 Federal Acquisition Regulations System 6 2012-10-01 2012-10-01 false Credit agreements. 1819... ADMINISTRATION SOCIOECONOMIC PROGRAMS SMALL BUSINESS PROGRAMS NASA Mentor-Protégé Program 1819.7209 Credit agreements. (a) The credit permits the mentor to include the cost it expends on a mentor-protégé agreement...

  7. 48 CFR 31.201-5 - Credits.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... 48 Federal Acquisition Regulations System 1 2014-10-01 2014-10-01 false Credits. 31.201-5 Section... REQUIREMENTS CONTRACT COST PRINCIPLES AND PROCEDURES Contracts With Commercial Organizations 31.201-5 Credits. The applicable portion of any income, rebate, allowance, or other credit relating to any...

  8. 24 CFR 206.37 - Credit standing.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false Credit standing. 206.37 Section 206... CONVERSION MORTGAGE INSURANCE Eligibility; Endorsement Eligible Mortgagors § 206.37 Credit standing. Each mortgagor must have a general credit standing satisfactory to the Secretary....

  9. 27 CFR 28.334 - Credit allowance.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 27 Alcohol, Tobacco Products and Firearms 1 2013-04-01 2013-04-01 false Credit allowance. 28.334... OF THE TREASURY ALCOHOL EXPORTATION OF ALCOHOL Action on Claims § 28.334 Credit allowance. Where the credit relates to internal revenue taxes on beer that have been determined but not yet paid by...

  10. 49 CFR 260.13 - Credit reform.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... 49 Transportation 4 2014-10-01 2014-10-01 false Credit reform. 260.13 Section 260.13... REHABILITATION AND IMPROVEMENT FINANCING PROGRAM Overview § 260.13 Credit reform. The Federal Credit Reform Act of 1990, 2 U.S.C. 661, requires Federal agencies to set aside the subsidy cost of new...

  11. 7 CFR 3565.211 - Interest credit.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 7 Agriculture 15 2013-01-01 2013-01-01 false Interest credit. 3565.211 Section 3565.211... AGRICULTURE GUARANTEED RURAL RENTAL HOUSING PROGRAM Loan Requirements § 3565.211 Interest credit. (a... assistance in the form of interest credit, to the extent necessary to reduce the agreed-upon rate of...

  12. 47 CFR 90.910 - Bidding credits.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... 47 Telecommunication 5 2014-10-01 2014-10-01 false Bidding credits. 90.910 Section 90.910....910 Bidding credits. A winning bidder that qualifies as a very small business, as defined in § 90.912(b)(2), or a consortium of very small businesses may use a bidding credit of 35 percent to lower...

  13. 32 CFR 644.546 - Credit.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... 32 National Defense 4 2014-07-01 2013-07-01 true Credit. 644.546 Section 644.546 National Defense... Disposal Sale Procedure § 644.546 Credit. Payment of the purchase price over an extended period of time... interest to extend credit. Prior to offering property for sale on an extended payment plan basis,...

  14. 47 CFR 90.910 - Bidding credits.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... 47 Telecommunication 5 2013-10-01 2013-10-01 false Bidding credits. 90.910 Section 90.910....910 Bidding credits. A winning bidder that qualifies as a very small business, as defined in § 90.912(b)(2), or a consortium of very small businesses may use a bidding credit of 35 percent to lower...

  15. 48 CFR 2131.201-5 - Credits.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... 48 Federal Acquisition Regulations System 6 2014-10-01 2014-10-01 false Credits. 2131.201-5... PRINCIPLES AND PROCEDURES Contracts With Commercial Organizations 2131.201-5 Credits. The provisions of FAR 31.201-5 shall apply to income, rebates and other credits resulting from benefit payments...

  16. 10 CFR 1015.205 - Credit reports.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 10 Energy 4 2013-01-01 2013-01-01 false Credit reports. 1015.205 Section 1015.205 Energy... Administrative Collection of Claims § 1015.205 Credit reports. (a) In order to aid DOE in making appropriate... administrative costs; and the likelihood of collecting the claim, DOE may institute a credit investigation of...

  17. Credit Where It's Due. Project Report.

    ERIC Educational Resources Information Center

    Davies, David; Wheeler, Richard

    A study examined the feasibility and implications of awarding credit for traditional extramural studies courses throughout the United Kingdom (Credit Frameworks and Learning Outcomes Programme). The project's objectives were as follows: assess demand for and acceptability of credit among existing and potential students; test new forms of…

  18. The Student Credit Hour: Counting What Counts

    ERIC Educational Resources Information Center

    Wellman, Jane

    2005-01-01

    The article discusses the student credit hour (SCH). The author begins with a rethinking of the basic unit of measurement in American higher education--the SCH. The credit hour was developed at the turn of the 20th century as a measure of student time in the classroom: one hour per week in class for one semester equalled one SCH. The credit hour…

  19. 47 CFR 97.505 - Element credit.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... 47 Telecommunication 5 2012-10-01 2012-10-01 false Element credit. 97.505 Section 97.505 Telecommunication FEDERAL COMMUNICATIONS COMMISSION (CONTINUED) SAFETY AND SPECIAL RADIO SERVICES AMATEUR RADIO SERVICE Qualifying Examination Systems § 97.505 Element credit. (a) The administering VEs must give credit...

  20. 47 CFR 97.505 - Element credit.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... 47 Telecommunication 5 2013-10-01 2013-10-01 false Element credit. 97.505 Section 97.505 Telecommunication FEDERAL COMMUNICATIONS COMMISSION (CONTINUED) SAFETY AND SPECIAL RADIO SERVICES AMATEUR RADIO SERVICE Qualifying Examination Systems § 97.505 Element credit. (a) The administering VEs must give credit...

  1. 47 CFR 97.505 - Element credit.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 47 Telecommunication 5 2011-10-01 2011-10-01 false Element credit. 97.505 Section 97.505 Telecommunication FEDERAL COMMUNICATIONS COMMISSION (CONTINUED) SAFETY AND SPECIAL RADIO SERVICES AMATEUR RADIO SERVICE Qualifying Examination Systems § 97.505 Element credit. (a) The administering VEs must give credit...

  2. 76 FR 24089 - Credit Risk Retention

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-04-29

    ... Department of Housing and Urban Development 24 CFR Part 267 Credit Risk Retention; Proposed Rule #0;#0... Part 246 RIN 3235-AK96 DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT 24 CFR Part 267 RIN 2501-AD53 Credit..., and HUD (the Agencies) are proposing rules to implement the credit risk retention requirements...

  3. 40 CFR 403.7 - Removal credits.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 40 Protection of Environment 28 2010-07-01 2010-07-01 true Removal credits. 403.7 Section 403.7... GENERAL PRE-TREAT-MENT REGULATIONS FOR EXIST-ING AND NEW SOURCES OF POLLUTION § 403.7 Removal credits. (a... section, grant removal credits to reflect removal by the POTW of pollutants specified in the...

  4. 75 FR 49510 - Credit Watch Termination Initiative

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-08-13

    ... URBAN DEVELOPMENT Credit Watch Termination Initiative AGENCY: Office of the Assistant Secretary for... (FHA) against HUD-approved mortgagees through the FHA Credit Watch Termination Initiative. This notice... of FHA lenders on Credit Watch status (an evaluation period). In the May 17, 1999 notice, HUD advised...

  5. 78 FR 25101 - Credit Ratings Roundtable

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-04-29

    ... COMMISSION Credit Ratings Roundtable AGENCY: Securities and Exchange Commission. ACTION: Notice of roundtable... roundtable to discuss various matters related to credit ratings. The roundtable will consist of three panels. The first panel will examine issues in connection with the possibility of developing a credit rating...

  6. 48 CFR 31.201-5 - Credits.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 48 Federal Acquisition Regulations System 1 2010-10-01 2010-10-01 false Credits. 31.201-5 Section... REQUIREMENTS CONTRACT COST PRINCIPLES AND PROCEDURES Contracts With Commercial Organizations 31.201-5 Credits. The applicable portion of any income, rebate, allowance, or other credit relating to any allowable...

  7. 12 CFR 1408.15 - Credit report.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 7 2010-01-01 2010-01-01 false Credit report. 1408.15 Section 1408.15 Banks and Banking FARM CREDIT SYSTEM INSURANCE CORPORATION COLLECTION OF CLAIMS OWED THE UNITED STATES Administrative Collection of Claims § 1408.15 Credit report. In order to aid the Corporation in making...

  8. 27 CFR 28.334 - Credit allowance.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 27 Alcohol, Tobacco Products and Firearms 1 2010-04-01 2010-04-01 false Credit allowance. 28.334... OF THE TREASURY LIQUORS EXPORTATION OF ALCOHOL Action on Claims § 28.334 Credit allowance. Where the credit relates to internal revenue taxes on beer that have been determined but not yet paid by the...

  9. 75 FR 17944 - Credit Watch Termination Initiative

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-04-08

    ... URBAN DEVELOPMENT Credit Watch Termination Initiative AGENCY: Office of the Assistant Secretary for... (FHA) against HUD-approved mortgagees through the FHA Credit Watch Termination Initiative. This notice... of FHA lenders on Credit Watch status (an evaluation period). In the May 17, 1999 notice, HUD advised...

  10. 48 CFR 2131.201-5 - Credits.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 48 Federal Acquisition Regulations System 6 2010-10-01 2010-10-01 true Credits. 2131.201-5 Section... PRINCIPLES AND PROCEDURES Contracts With Commercial Organizations 2131.201-5 Credits. The provisions of FAR 31.201-5 shall apply to income, rebates and other credits resulting from benefit payments that...

  11. 48 CFR 1631.201-70 - Credits.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 48 Federal Acquisition Regulations System 6 2010-10-01 2010-10-01 true Credits. 1631.201-70... AND PROCEDURES Contracts With Commercial Organizations 1631.201-70 Credits. The provisions of FAR 31.201-5 shall apply to income, rebates, allowances, and other credits resulting from benefit payments...

  12. 12 CFR 608.815 - Credit report.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Credit report. 608.815 Section 608.815 Banks and Banking FARM CREDIT ADMINISTRATION ADMINISTRATIVE PROVISIONS COLLECTION OF CLAIMS OWED THE UNITED STATES Administrative Collection of Claims § 608.815 Credit report. In order to aid the FCA in making...

  13. 27 CFR 46.223 - Tax credit.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 27 Alcohol, Tobacco Products and Firearms 2 2010-04-01 2010-04-01 false Tax credit. 46.223 Section... for Sale on April 1, 2009 Tax Liability Calculation § 46.223 Tax credit. The dealer is allowed a credit of up to $500 against the total floor stocks tax. However, controlled groups are eligible for only...

  14. 24 CFR 206.37 - Credit standing.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Credit standing. 206.37 Section 206... CONVERSION MORTGAGE INSURANCE Eligibility; Endorsement Eligible Mortgagors § 206.37 Credit standing. Each mortgagor must have a general credit standing satisfactory to the Secretary. ...

  15. 76 FR 13896 - Equal Credit Opportunity

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-03-15

    ... CFR Part 202 RIN No. 7100-AD67 Equal Credit Opportunity AGENCY: Board of Governors of the Federal Reserve System (Board). ACTION: Notice of proposed rulemaking. SUMMARY: Section 701 of the Equal Credit Opportunity Act (ECOA) requires a creditor to notify a credit applicant when it has taken adverse action...

  16. 48 CFR 1632.607 - Tax credit.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 48 Federal Acquisition Regulations System 6 2010-10-01 2010-10-01 true Tax credit. 1632.607... 1632.607 Tax credit. FAR 32.607 has no practical application to FEHBP contracts. The statutory... may not offset debts to the Fund by a tax credit which is solely a Government obligation. ...

  17. 48 CFR 2132.607 - Tax credit.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 48 Federal Acquisition Regulations System 6 2010-10-01 2010-10-01 true Tax credit. 2132.607... Contract Debts 2132.607 Tax credit. FAR 32.607 has no practical application to FEGLI Program contracts. The... Government, contractors may not offset debts to the Fund by a tax credit that is solely a Government...

  18. 76 FR 41590 - Equal Credit Opportunity

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-07-15

    ... CFR Part 202 RIN 7100-AD67 Equal Credit Opportunity AGENCY: Board of Governors of the Federal Reserve System (Board). ACTION: Final rule. SUMMARY: Section 701 of the Equal Credit Opportunity Act (ECOA) requires a creditor to notify a credit applicant when it has taken adverse action against the applicant...

  19. 76 FR 59237 - Equal Credit Opportunity

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-09-26

    ... 7100 AD 78 Equal Credit Opportunity AGENCY: Board of Governors of the Federal Reserve System. ACTION: Final rule. SUMMARY: The Board is publishing a final rule amending Regulation B (Equal Credit Opportunity). Section 704B of the Equal Credit Opportunity Act (ECOA), as added by Section 1071 of the Dodd...

  20. 7 CFR 3565.211 - Interest credit.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 15 2010-01-01 2010-01-01 false Interest credit. 3565.211 Section 3565.211... AGRICULTURE GUARANTEED RURAL RENTAL HOUSING PROGRAM Loan Requirements § 3565.211 Interest credit. (a... assistance in the form of interest credit, to the extent necessary to reduce the agreed-upon rate of interest...

  1. 10 CFR 1015.205 - Credit reports.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 10 Energy 4 2010-01-01 2010-01-01 false Credit reports. 1015.205 Section 1015.205 Energy... Administrative Collection of Claims § 1015.205 Credit reports. (a) In order to aid DOE in making appropriate... administrative costs; and the likelihood of collecting the claim, DOE may institute a credit investigation of the...

  2. 47 CFR 90.910 - Bidding credits.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 47 Telecommunication 5 2010-10-01 2010-10-01 false Bidding credits. 90.910 Section 90.910....910 Bidding credits. A winning bidder that qualifies as a very small business, as defined in § 90.912(b)(2), or a consortium of very small businesses may use a bidding credit of 35 percent to lower the...

  3. 32 CFR 644.546 - Credit.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 32 National Defense 4 2010-07-01 2010-07-01 true Credit. 644.546 Section 644.546 National Defense... Disposal Sale Procedure § 644.546 Credit. Payment of the purchase price over an extended period of time... interest to extend credit. Prior to offering property for sale on an extended payment plan basis, approval...

  4. 48 CFR 1819.7209 - Credit agreements.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 48 Federal Acquisition Regulations System 6 2010-10-01 2010-10-01 true Credit agreements. 1819... ADMINISTRATION SOCIOECONOMIC PROGRAMS SMALL BUSINESS PROGRAMS NASA Mentor-Protégé Program 1819.7209 Credit agreements. (a) The credit permits the mentor to include the cost it expends on a mentor-protégé agreement as...

  5. 24 CFR 203.34 - Credit standing.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Credit standing. 203.34 Section 203.34 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued....34 Credit standing. A mortgagor must have a general credit standing satisfactory to the Commissioner. ...

  6. 7 CFR 1.79 - Credits.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 1 2010-01-01 2010-01-01 false Credits. 1.79 Section 1.79 Agriculture Office of the... Credits. On films on which the Department or one of its agencies provides special assistance it shall be mutually agreed by the producer and the Director of Information what credits shall be given to the...

  7. 76 FR 31451 - Equal Credit Opportunity

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-06-01

    ... / Wednesday, June 1, 2011 / Rules and Regulations#0;#0; ] FEDERAL RESERVE SYSTEM 12 CFR Part 202 Equal Credit.... SUMMARY: The Board is publishing amendments to Regulation B (Equal Credit Opportunity Act) to update the...) 263-4869. SUPPLEMENTARY INFORMATION: The Equal Credit Opportunity Act (ECOA), 15 U.S.C. 1691-1691f...

  8. 78 FR 27452 - Credit Ratings Roundtable

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-05-10

    ... COMMISSION Credit Ratings Roundtable AGENCY: Securities and Exchange Commission. ACTION: Notice of roundtable discussion location change. SUMMARY: This notice announces the change of location of the May 14, 2013, Credit...: Scott Davey at (212) 336-0075, Office of Credit Ratings, Securities and Exchange Commission, 3 World...

  9. 49 CFR 22.19 - Credit criteria.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 49 Transportation 1 2010-10-01 2010-10-01 false Credit criteria. 22.19 Section 22.19... STLP Loans § 22.19 Credit criteria. An applicant for a STLP loan must be creditworthy and demonstrate... debts. The Participating Lender and DOT OSDBU shall consider: (a) Character, reputation, and credit...

  10. 40 CFR 1033.740 - Credit restrictions.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 40 Protection of Environment 32 2010-07-01 2010-07-01 false Credit restrictions. 1033.740 Section... CONTROL OF EMISSIONS FROM LOCOMOTIVES Averaging, Banking, and Trading for Certification § 1033.740 Credit restrictions. Use of emission credits generated under this part 1033 or 40 CFR part 92 is restricted depending...

  11. Credit Hours with No Set Time: A Study of Credit Policies in Asynchronous Online Education

    ERIC Educational Resources Information Center

    Prasuhn, Frederick Carl

    2014-01-01

    U.S. public university system policies were examined to learn how credit hours were determined for asynchronous online education. Findings indicated that (a) credit hour meaning and use are not consistent, (b) primary responsibility for credit hour decisions was at the local level, and (c) no policies exist to guide credit hour application for…

  12. Credit Hours with No Set Time: A Study of Credit Policies in Asynchronous Online Education

    ERIC Educational Resources Information Center

    Prasuhn, Frederick Carl

    2014-01-01

    U.S. public university system policies were examined to learn how credit hours were determined for asynchronous online education. Findings indicated that (a) credit hour meaning and use are not consistent, (b) primary responsibility for credit hour decisions was at the local level, and (c) no policies exist to guide credit hour application for…

  13. 75 FR 17083 - Fiduciary Duties at Federal Credit Unions; Mergers and Conversions of Insured Credit Unions...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-04-05

    ... From the Federal Register Online via the Government Publishing Office NATIONAL CREDIT UNION ADMINISTRATION 12 CFR Parts 701, 708a, and 708b Fiduciary Duties at Federal Credit Unions; Mergers and Conversions of Insured Credit Unions; Correction AGENCY: National Credit Union Administration. ACTION: Notice...

  14. Export Credit Subsidies to Nicaragua.

    DTIC Science & Technology

    1986-03-01

    Interest Rates : U.S. Officially " Supported Credits .. .......................................... 16 -. 4. Officially Supported Lending To...34 -... .. . .. . .. . .. . .. . .. . .. ....-....- .- . . . °. -. v --. -: , ---°¢ , - ....-;,-,K, " t " ’ : . ," "_ ",",, , [-’ś " -’L-J |VI. 3- interest rate is usually low and the repayment period...long when compared with private financing. Sometimes these loans are advanced at an interest rate below the lending government’s

  15. Sex of respondent and credit attitudes as predictors of credit card use and debt payment.

    PubMed

    McCall, Michael; Eckrich, Donald W

    2006-06-01

    Researchers have suggested there may be sex differences in attitudes towards credit card possession and use. Undergraduates, 41 men and 41 women, completed a survey regarding their attitudes towards credit, credit card use, and repayment. Analysis indicated sex played a significant moderating role between number of credit cards used and the importance of paying off monthly balances. Women possessed more credit cards than men and engaged in more frequent shopping. Number of credit cards increased with paying off of monthly balances. Data are discussed in terms of the importance of managing credit card debt in an increasingly cashless society.

  16. Tsunami mitigation - redistribution of energy

    NASA Astrophysics Data System (ADS)

    Kadri, Usama

    2017-04-01

    Tsunamis are water waves caused by the displacement of a large volume of water, in the deep ocean or a large lake, following an earthquake, landslide, underwater explosion, meteorite impacts, or other violent geological events. On the coastline, the resulting waves evolve from unnoticeable to devastating, reaching heights of tens of meters and causing destruction of property and loss of life. Over 225,000 people were killed in the 2004 Indian Ocean tsunami alone. For many decades, scientists have been studying tsunami, and progress has been widely reported in connection with the causes (1), forecasting (2), and recovery (3). However, none of the studies ratifies the approach of a direct mitigation of tsunamis, with the exception of mitigation using submarine barriers (e.g. see Ref. (4)). In an attempt to open a discussion on direct mitigation, I examine the feasibility of redistributing the total energy of a very long surface ocean (gravity) wave over a larger space through nonlinear resonant interaction with two finely tuned acoustic-gravity waves (see Refs. (5-8)). Theoretically, while the energy input in the acoustic-gravity waves required for an effective interaction is comparable to that in a tsunami (i.e. impractically large), employing the proposed mitigation technique the initial tsunami amplitude could be reduced substantially resulting in a much milder impact at the coastline. Moreover, such a technique would allow for the harnessing of the tsunami's own energy. Practically, this mitigation technique requires the design of highly accurate acoustic-gravity wave frequency transmitters or modulators, which is a rather challenging ongoing engineering problem. References 1. E. Bryant, 2014. Tsunami: the underrated hazard. Springer, doi:10.1007/978-3-319- 06133-7. 2. V. V. Titov, F. I. Gonza`lez, E. N. Bernard, M. C. Eble, H. O. Mofjeld, J. C. Newman, A. J. Venturato, 2005. Real-Time Tsunami Forecasting: Challenges and Solutions. Nat. Hazards 35:41-58, doi:10

  17. Investigating afforestation and bioenergy CCS as climate change mitigation strategies

    NASA Astrophysics Data System (ADS)

    Humpenöder, Florian; Popp, Alexander; Dietrich, Jan Philip; Klein, David; Lotze-Campen, Hermann; Bonsch, Markus; Bodirsky, Benjamin Leon; Weindl, Isabelle; Stevanovic, Miodrag; Müller, Christoph

    2014-05-01

    The land-use sector can contribute to climate change mitigation not only by reducing greenhouse gas (GHG) emissions, but also by increasing carbon uptake from the atmosphere and thereby creating negative CO2 emissions. In this paper, we investigate two land-based climate change mitigation strategies for carbon removal: (1) afforestation and (2) bioenergy in combination with carbon capture and storage technology (bioenergy CCS). In our approach, a global tax on GHG emissions aimed at ambitious climate change mitigation incentivizes land-based mitigation by penalizing positive and rewarding negative CO2 emissions from the land-use system. We analyze afforestation and bioenergy CCS as standalone and combined mitigation strategies. We find that afforestation is a cost-efficient strategy for carbon removal at relatively low carbon prices, while bioenergy CCS becomes competitive only at higher prices. According to our results, cumulative carbon removal due to afforestation and bioenergy CCS is similar at the end of 21st century (600-700 GtCO2), while land-demand for afforestation is much higher compared to bioenergy CCS. In the combined setting, we identify competition for land, but the impact on the mitigation potential (1000 GtCO2) is partially alleviated by productivity increases in the agricultural sector. Moreover, our results indicate that early-century afforestation presumably will not negatively impact carbon removal due to bioenergy CCS in the second half of the 21st century. A sensitivity analysis shows that land-based mitigation is very sensitive to different levels of GHG taxes. Besides that, the mitigation potential of bioenergy CCS highly depends on the development of future bioenergy yields and the availability of geological carbon storage, while for afforestation projects the length of the crediting period is crucial.

  18. The mitigation of interpersonal behavior.

    PubMed

    Fournier, M A; Moskowitz, D S

    2000-11-01

    Theorists since D. Bakan (1966) have advocated the importance of mitigation for successful adaptation within the interpersonal domain. Although mitigation has previously been conceptualized as a balance between agency and communion (interdimensional mitigation), the circumplex framework suggests that mitigation may also be conceptualized as a balance within agency and a balance within communion (intradimensional mitigation). In the two present studies, participants collected records of their interpersonal behavior and affect subsequent to their social interactions for a period of 20 days. Random coefficient procedures were then used to examine these two contrasting models of mitigation in the prediction of affect. No empirical evidence of interdimensional mitigation was found. The findings suggest that agency and communion were each mitigated intradimensionally through moderate levels of behavioral expression.

  19. 12 CFR Appendix J to Part 41 - Interagency Guidelines on Identity Theft Detection, Prevention, and Mitigation

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Detection, Prevention, and Mitigation J Appendix J to Part 41 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY FAIR CREDIT REPORTING Pt. 41, App. J Appendix J to Part 41—Interagency Guidelines... J. (1) Alerts, notifications, or other warnings received from consumer reporting agencies or...

  20. 12 CFR Appendix J to Part 334 - Interagency Guidelines on Identity Theft Detection, Prevention, and Mitigation

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Detection, Prevention, and Mitigation J Appendix J to Part 334 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION REGULATIONS AND STATEMENTS OF GENERAL POLICY FAIR CREDIT REPORTING Pt. 334, App. J Appendix J to... appended as Supplement A to this Appendix J. (1) Alerts, notifications, or other warnings received...

  1. 12 CFR Appendix J to Part 571 - Interagency Guidelines on Identity Theft Detection, Prevention, and Mitigation

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Detection, Prevention, and Mitigation J Appendix J to Part 571 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE TREASURY FAIR CREDIT REPORTING Pt. 571, App. J Appendix J to Part 571... to this Appendix J. (1) Alerts, notifications, or other warnings received from consumer...

  2. 16 CFR Appendix A to Part 681 - Interagency Guidelines on Identity Theft Detection, Prevention, and Mitigation

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 16 Commercial Practices 1 2012-01-01 2012-01-01 false Interagency Guidelines on Identity Theft... THE FAIR CREDIT REPORTING ACT IDENTITY THEFT RULES Pt. 681, App. A Appendix A to Part 681—Interagency Guidelines on Identity Theft Detection, Prevention, and Mitigation Section 681.1 of this part requires...

  3. 17 CFR Appendix B to Part 162 - Interagency Guidelines on Identity Theft Detection, Prevention, and Mitigation

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... Identity Theft Detection, Prevention, and Mitigation B Appendix B to Part 162 Commodity and Securities... CREDIT REPORTING ACT Pt. 162, App. B Appendix B to Part 162—Interagency Guidelines on Identity Theft... for the continued administration of a written Identity Theft Prevention Program to detect,...

  4. 16 CFR 681.1 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 16 Commercial Practices 1 2014-01-01 2014-01-01 false Duties regarding the detection, prevention, and mitigation of identity theft. 681.1 Section 681.1 Commercial Practices FEDERAL TRADE COMMISSION THE FAIR CREDIT REPORTING ACT IDENTITY THEFT RULES § 681.1 Duties regarding the detection, prevention...

  5. 16 CFR 681.1 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 16 Commercial Practices 1 2013-01-01 2013-01-01 false Duties regarding the detection, prevention... THE FAIR CREDIT REPORTING ACT IDENTITY THEFT RULES § 681.1 Duties regarding the detection, prevention... Duties regarding the detection, prevention, and mitigation of identity theft. (b) * * * (5) Creditor has...

  6. 12 CFR 41.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 1 2011-01-01 2011-01-01 false Duties regarding the detection, prevention, and mitigation of identity theft. 41.90 Section 41.90 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY FAIR CREDIT REPORTING Identity Theft Red Flags § 41.90 Duties regarding the detection...

  7. 12 CFR 41.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 1 2013-01-01 2013-01-01 false Duties regarding the detection, prevention, and mitigation of identity theft. 41.90 Section 41.90 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY FAIR CREDIT REPORTING Identity Theft Red Flags § 41.90 Duties regarding the detection...

  8. 12 CFR 41.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 1 2012-01-01 2012-01-01 false Duties regarding the detection, prevention, and mitigation of identity theft. 41.90 Section 41.90 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY FAIR CREDIT REPORTING Identity Theft Red Flags § 41.90 Duties regarding the detection...

  9. 16 CFR 681.1 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 16 Commercial Practices 1 2011-01-01 2011-01-01 false Duties regarding the detection, prevention, and mitigation of identity theft. 681.1 Section 681.1 Commercial Practices FEDERAL TRADE COMMISSION THE FAIR CREDIT REPORTING ACT IDENTITY THEFT RULES § 681.1 Duties regarding the detection, prevention...

  10. 12 CFR Appendix J to Part 222 - Interagency Guidelines on Identity Theft Detection, Prevention, and Mitigation

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... replacement card or a cell phone, or for the addition of authorized users on the account. 20. A new revolving... Detection, Prevention, and Mitigation J Appendix J to Part 222 Banks and Banking FEDERAL RESERVE SYSTEM (CONTINUED) BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM FAIR CREDIT REPORTING (REGULATION V) Pt. 222...

  11. 12 CFR 222.90 - Duties regarding the detection, prevention, and mitigation of identity theft.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ..., mortgage loan, automobile loan, margin account, cell phone account, utility account, checking account, or... mitigation of identity theft. 222.90 Section 222.90 Banks and Banking FEDERAL RESERVE SYSTEM (CONTINUED) BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM FAIR CREDIT REPORTING (REGULATION V) Identity Theft Red...

  12. Mitigating Infectious Disease Outbreaks

    NASA Astrophysics Data System (ADS)

    Davey, Victoria

    The emergence of new, transmissible infections poses a significant threat to human populations. As the 2009 novel influenza A/H1N1 pandemic and the 2014-2015 Ebola epidemic demonstrate, we have observed the effects of rapid spread of illness in non-immune populations and experienced disturbing uncertainty about future potential for human suffering and societal disruption. Clinical and epidemiologic characteristics of a newly emerged infectious organism are usually gathered in retrospect as the outbreak evolves and affects populations. Knowledge of potential effects of outbreaks and epidemics and most importantly, mitigation at community, regional, national and global levels is needed to inform policy that will prepare and protect people. Study of possible outcomes of evolving epidemics and application of mitigation strategies is not possible in observational or experimental research designs, but computational modeling allows conduct of `virtual' experiments. Results of well-designed computer simulations can aid in the selection and implementation of strategies that limit illness and death, and maintain systems of healthcare and other critical resources that are vital to public protection. Mitigating Infectious Disease Outbreaks.

  13. Managing Your Credit. The CIRcular: Consumer Information Report 18.

    ERIC Educational Resources Information Center

    Bank of America NT & SA, San Francisco, CA.

    This report describes principles and techniques for credit management. Topics covered include: (1) methods of determining personal credit limits; (2) ways to keep track of credit use; (3) suggestions for planning credit use; (4) explanations of single-payment charge accounts, revolving credit, installment credit, and consolidation loans; and (5)…

  14. 12 CFR 619.9140 - Farm Credit bank(s).

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 7 2014-01-01 2014-01-01 false Farm Credit bank(s). 619.9140 Section 619.9140 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9140 Farm Credit bank(s). Except as otherwise defined, the term Farm Credit bank(s) includes Farm Credit...

  15. 12 CFR 619.9020 - Agricultural credit banks.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 7 2013-01-01 2013-01-01 false Agricultural credit banks. 619.9020 Section 619.9020 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9020 Agricultural credit banks. Agricultural credit banks are those banks created by the merger of a Farm Credit...

  16. 12 CFR 619.9020 - Agricultural credit banks.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Agricultural credit banks. 619.9020 Section 619.9020 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9020 Agricultural credit banks. Agricultural credit banks are those banks created by the merger of a Farm Credit...

  17. 12 CFR 619.9020 - Agricultural credit banks.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 7 2012-01-01 2012-01-01 false Agricultural credit banks. 619.9020 Section 619.9020 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9020 Agricultural credit banks. Agricultural credit banks are those banks created by the merger of a Farm Credit...

  18. 12 CFR 619.9020 - Agricultural credit banks.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 7 2014-01-01 2014-01-01 false Agricultural credit banks. 619.9020 Section 619.9020 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9020 Agricultural credit banks. Agricultural credit banks are those banks created by the merger of a Farm Credit...

  19. 49 CFR 536.8 - Conditions for trading of credits.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 49 Transportation 6 2010-10-01 2010-10-01 false Conditions for trading of credits. 536.8 Section... SAFETY ADMINISTRATION, DEPARTMENT OF TRANSPORTATION TRANSFER AND TRADING OF FUEL ECONOMY CREDITS § 536.8 Conditions for trading of credits. (a) Trading of credits. If a credit holder wishes to trade credits...

  20. 12 CFR 619.9140 - Farm Credit bank(s).

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Farm Credit bank(s). 619.9140 Section 619.9140 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9140 Farm Credit bank(s). Except as otherwise defined, the term Farm Credit bank(s) includes Farm Credit...

  1. Strategies for Application of Isotopic Uncertainties in Burnup Credit

    SciTech Connect

    Gauld, I.C.

    2002-12-23

    Uncertainties in the predicted isotopic concentrations in spent nuclear fuel represent one of the largest sources of overall uncertainty in criticality calculations that use burnup credit. The methods used to propagate the uncertainties in the calculated nuclide concentrations to the uncertainty in the predicted neutron multiplication factor (k{sub eff}) of the system can have a significant effect on the uncertainty in the safety margin in criticality calculations and ultimately affect the potential capacity of spent fuel transport and storage casks employing burnup credit. Methods that can provide a more accurate and realistic estimate of the uncertainty may enable increased spent fuel cask capacity and fewer casks needing to be transported, thereby reducing regulatory burden on licensee while maintaining safety for transporting spent fuel. This report surveys several different best-estimate strategies for considering the effects of nuclide uncertainties in burnup-credit analyses. The potential benefits of these strategies are illustrated for a prototypical burnup-credit cask design. The subcritical margin estimated using best-estimate methods is discussed in comparison to the margin estimated using conventional bounding methods of uncertainty propagation. To quantify the comparison, each of the strategies for estimating uncertainty has been performed using a common database of spent fuel isotopic assay measurements for pressurized-light-water reactor fuels and predicted nuclide concentrations obtained using the current version of the SCALE code system. The experimental database applied in this study has been significantly expanded to include new high-enrichment and high-burnup spent fuel assay data recently published for a wide range of important burnup-credit actinides and fission products. Expanded rare earth fission-product measurements performed at the Khlopin Radium Institute in Russia that contain the only known publicly-available measurement for {sup 103

  2. Accurate quantum chemical calculations

    NASA Technical Reports Server (NTRS)

    Bauschlicher, Charles W., Jr.; Langhoff, Stephen R.; Taylor, Peter R.

    1989-01-01

    An important goal of quantum chemical calculations is to provide an understanding of chemical bonding and molecular electronic structure. A second goal, the prediction of energy differences to chemical accuracy, has been much harder to attain. First, the computational resources required to achieve such accuracy are very large, and second, it is not straightforward to demonstrate that an apparently accurate result, in terms of agreement with experiment, does not result from a cancellation of errors. Recent advances in electronic structure methodology, coupled with the power of vector supercomputers, have made it possible to solve a number of electronic structure problems exactly using the full configuration interaction (FCI) method within a subspace of the complete Hilbert space. These exact results can be used to benchmark approximate techniques that are applicable to a wider range of chemical and physical problems. The methodology of many-electron quantum chemistry is reviewed. Methods are considered in detail for performing FCI calculations. The application of FCI methods to several three-electron problems in molecular physics are discussed. A number of benchmark applications of FCI wave functions are described. Atomic basis sets and the development of improved methods for handling very large basis sets are discussed: these are then applied to a number of chemical and spectroscopic problems; to transition metals; and to problems involving potential energy surfaces. Although the experiences described give considerable grounds for optimism about the general ability to perform accurate calculations, there are several problems that have proved less tractable, at least with current computer resources, and these and possible solutions are discussed.

  3. 2 CFR 417.222 - How would the exclusions from coverage for USDA's export credit guarantee and direct credit...

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... export credit guarantee program might be a payment obligation of a foreign bank to the U.S. exporter to... USDA's export credit guarantee and direct credit programs apply? 417.222 Section 417.222 Grants and... export credit guarantee and direct credit programs apply? (a) Export credit guarantee program. In the...

  4. 76 FR 40946 - WNC Tax Credits 40, LLC, WNC Tax Credits 41, LLC, WNC Housing Tax Credits Manager 2, LLC, WNC...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-07-12

    ... COMMISSION WNC Tax Credits 40, LLC, WNC Tax Credits 41, LLC, WNC Housing Tax Credits Manager 2, LLC, WNC... sections other than rule 38a-1 under the Act. Applicants: WNC Tax Credits 40, LLC (``Fund 40'') and WNC Tax Credits 41, LLC (``Fund 41'') (each a ``Fund,'' and collectively, the ``Funds''), WNC Housing Tax...

  5. Mitigating flood exposure

    PubMed Central

    Shultz, James M; McLean, Andrew; Herberman Mash, Holly B; Rosen, Alexa; Kelly, Fiona; Solo-Gabriele, Helena M; Youngs Jr, Georgia A; Jensen, Jessica; Bernal, Oscar; Neria, Yuval

    2013-01-01

    Introduction. In 2011, following heavy winter snowfall, two cities bordering two rivers in North Dakota, USA faced major flood threats. Flooding was foreseeable and predictable although the extent of risk was uncertain. One community, Fargo, situated in a shallow river basin, successfully mitigated and prevented flooding. For the other community, Minot, located in a deep river valley, prevention was not possible and downtown businesses and one-quarter of the homes were inundated, in the city’s worst flood on record. We aimed at contrasting the respective hazards, vulnerabilities, stressors, psychological risk factors, psychosocial consequences, and disaster risk reduction strategies under conditions where flood prevention was, and was not, possible. Methods. We applied the “trauma signature analysis” (TSIG) approach to compare the hazard profiles, identify salient disaster stressors, document the key components of disaster risk reduction response, and examine indicators of community resilience. Results. Two demographically-comparable communities, Fargo and Minot, faced challenging river flood threats and exhibited effective coordination across community sectors. We examined the implementation of disaster risk reduction strategies in situations where coordinated citizen action was able to prevent disaster impact (hazard avoidance) compared to the more common scenario when unpreventable disaster strikes, causing destruction, harm, and distress. Across a range of indicators, it is clear that successful mitigation diminishes both physical and psychological impact, thereby reducing the trauma signature of the event. Conclusion. In contrast to experience of historic flooding in Minot, the city of Fargo succeeded in reducing the trauma signature by way of reducing risk through mitigation. PMID:28228985

  6. Credit allocation for research institutes

    NASA Astrophysics Data System (ADS)

    Wang, J.-P.; Guo, Q.; Yang, K.; Han, J.-T.; Liu, J.-G.

    2017-05-01

    It is a challenging work to assess research performance of multiple institutes. Considering that it is unfair to average the credit to the institutes which is in the different order from a paper, in this paper, we present a credit allocation method (CAM) with a weighted order coefficient for multiple institutes. The results for the APS dataset with 18987 institutes show that top-ranked institutes obtained by the CAM method correspond to well-known universities or research labs with high reputation in physics. Moreover, we evaluate the performance of the CAM method when citation links are added or rewired randomly quantified by the Kendall's Tau and Jaccard index. The experimental results indicate that the CAM method has better performance in robustness compared with the total number of citations (TC) method and Shen's method. Finally, we give the first 20 Chinese universities in physics obtained by the CAM method. However, this method is valid for any other branch of sciences, not just for physics. The proposed method also provides universities and policy makers an effective tool to quantify and balance the academic performance of university.

  7. The monitoring evaluation, reporting and verification of climate change mitigation projects

    SciTech Connect

    Vine, E.; Sathaye, J.

    1998-05-01

    Because of concerns with the growing threat of global climate change from increasing emissions of greenhouse gases, the US and other countries are implementing, by themselves or in cooperation with one or more other nations, climate change mitigation projects. These projects will reduce greenhouse gas (GHG) emissions or sequester carbon, and will also result in non-GHG benefits (i.e., environmental, economic, and social benefits). Monitoring, evaluating, reporting, and verifying (MERV) guidelines are needed for these projects to accurately determine their net GHG, and other, benefits. Implementation of MERV guidelines is also intended to: (1) increase the reliability of data for estimating GHG benefits; (2) provide real-time data so that mid-course corrections can be made; (3) introduce consistency and transparency across project types and reporters; and (4) enhance the credibility of the projects with stakeholders. In this paper, the authors review the issues involved in MERV activities. They identify several topics that future protocols and guidelines need to address, such as: (1) establishing a credible baseline; (2) accounting for impacts outside project boundaries through leakage; (3) net GHG reductions and other benefits; (4) precision of measurement; (5) MERV frequency; (6) persistence (sustainability) of savings, emissions reduction, and carbon sequestration; (7) reporting by multiple project participants; (8) verification of GHG reduction credits; (9) uncertainty and risk; (10) institutional capacity in conducting MERV; and (11) the cost of MERV.

  8. BIOACCESSIBILITY TESTS ACCURATELY ESTIMATE ...

    EPA Pesticide Factsheets

    Hazards of soil-borne Pb to wild birds may be more accurately quantified if the bioavailability of that Pb is known. To better understand the bioavailability of Pb to birds, we measured blood Pb concentrations in Japanese quail (Coturnix japonica) fed diets containing Pb-contaminated soils. Relative bioavailabilities were expressed by comparison with blood Pb concentrations in quail fed a Pb acetate reference diet. Diets containing soil from five Pb-contaminated Superfund sites had relative bioavailabilities from 33%-63%, with a mean of about 50%. Treatment of two of the soils with P significantly reduced the bioavailability of Pb. The bioaccessibility of the Pb in the test soils was then measured in six in vitro tests and regressed on bioavailability. They were: the “Relative Bioavailability Leaching Procedure” (RBALP) at pH 1.5, the same test conducted at pH 2.5, the “Ohio State University In vitro Gastrointestinal” method (OSU IVG), the “Urban Soil Bioaccessible Lead Test”, the modified “Physiologically Based Extraction Test” and the “Waterfowl Physiologically Based Extraction Test.” All regressions had positive slopes. Based on criteria of slope and coefficient of determination, the RBALP pH 2.5 and OSU IVG tests performed very well. Speciation by X-ray absorption spectroscopy demonstrated that, on average, most of the Pb in the sampled soils was sorbed to minerals (30%), bound to organic matter 24%, or present as Pb sulfate 18%. Ad

  9. BIOACCESSIBILITY TESTS ACCURATELY ESTIMATE ...

    EPA Pesticide Factsheets

    Hazards of soil-borne Pb to wild birds may be more accurately quantified if the bioavailability of that Pb is known. To better understand the bioavailability of Pb to birds, we measured blood Pb concentrations in Japanese quail (Coturnix japonica) fed diets containing Pb-contaminated soils. Relative bioavailabilities were expressed by comparison with blood Pb concentrations in quail fed a Pb acetate reference diet. Diets containing soil from five Pb-contaminated Superfund sites had relative bioavailabilities from 33%-63%, with a mean of about 50%. Treatment of two of the soils with P significantly reduced the bioavailability of Pb. The bioaccessibility of the Pb in the test soils was then measured in six in vitro tests and regressed on bioavailability. They were: the “Relative Bioavailability Leaching Procedure” (RBALP) at pH 1.5, the same test conducted at pH 2.5, the “Ohio State University In vitro Gastrointestinal” method (OSU IVG), the “Urban Soil Bioaccessible Lead Test”, the modified “Physiologically Based Extraction Test” and the “Waterfowl Physiologically Based Extraction Test.” All regressions had positive slopes. Based on criteria of slope and coefficient of determination, the RBALP pH 2.5 and OSU IVG tests performed very well. Speciation by X-ray absorption spectroscopy demonstrated that, on average, most of the Pb in the sampled soils was sorbed to minerals (30%), bound to organic matter 24%, or present as Pb sulfate 18%. Ad

  10. Earned Income Tax Credit Eligibility and Participation

    DTIC Science & Technology

    2007-11-02

    to assist the working poor . The EIC is intended to offset the burden of the Social Security payroll tax on low - income workers and to encourage low ...The Earned Income Tax Credit (EIC), which is expected to provide over $30 billion in refundable credits in fiscal year 2002, is major federal effort... income individuals to work. The amounts of credit that taxpayers receive depend on the taxpayers’ incomes and the number of qualifying children they have

  11. An endogenous model of the credit network

    NASA Astrophysics Data System (ADS)

    He, Jianmin; Sui, Xin; Li, Shouwei

    2016-01-01

    In this paper, an endogenous credit network model of firm-bank agents is constructed. The model describes the endogenous formation of firm-firm, firm-bank and bank-bank credit relationships. By means of simulations, the model is capable of showing some obvious similarities with empirical evidence found by other scholars: the upper-tail of firm size distribution can be well fitted with a power-law; the bank size distribution can be lognormally distributed with a power-law tail; the bank in-degrees of the interbank credit network as well as the firm-bank credit network fall into two-power-law distributions.

  12. Accurate spectral color measurements

    NASA Astrophysics Data System (ADS)

    Hiltunen, Jouni; Jaeaeskelaeinen, Timo; Parkkinen, Jussi P. S.

    1999-08-01

    Surface color measurement is of importance in a very wide range of industrial applications including paint, paper, printing, photography, textiles, plastics and so on. For a demanding color measurements spectral approach is often needed. One can measure a color spectrum with a spectrophotometer using calibrated standard samples as a reference. Because it is impossible to define absolute color values of a sample, we always work with approximations. The human eye can perceive color difference as small as 0.5 CIELAB units and thus distinguish millions of colors. This 0.5 unit difference should be a goal for the precise color measurements. This limit is not a problem if we only want to measure the color difference of two samples, but if we want to know in a same time exact color coordinate values accuracy problems arise. The values of two instruments can be astonishingly different. The accuracy of the instrument used in color measurement may depend on various errors such as photometric non-linearity, wavelength error, integrating sphere dark level error, integrating sphere error in both specular included and specular excluded modes. Thus the correction formulas should be used to get more accurate results. Another question is how many channels i.e. wavelengths we are using to measure a spectrum. It is obvious that the sampling interval should be short to get more precise results. Furthermore, the result we get is always compromise of measuring time, conditions and cost. Sometimes we have to use portable syste or the shape and the size of samples makes it impossible to use sensitive equipment. In this study a small set of calibrated color tiles measured with the Perkin Elmer Lamda 18 and the Minolta CM-2002 spectrophotometers are compared. In the paper we explain the typical error sources of spectral color measurements, and show which are the accuracy demands a good colorimeter should have.

  13. Zebra mussel mitigation; overview

    SciTech Connect

    Claudi, R.

    1995-06-01

    Zebra mussels cause a number of problems to industrial raw water users as well as having serious impact on civil structures exposed to mussel infested waters. The largest volume of water (up to 90% of the total) drawn into most industrial and power generating plants, is for cooling and heat transfer. The rest of the volume is used for other plant processes, such as make-up in steam systems, and service systems used for cleaning, air conditions, fire protection and human consumption. All raw water systems are vulnerable to zebra mussel infestation to greater or lesser degree. To-date, many different chemical and non-chemical techniques for zebra mussel control have been investigated. However, the treatment of choice for most facilities is based on chemical control. This has been the common practice in Europe and so far it has been the case in North America. This is likely to change as the environmental constraints on release of chemicals into natural water bodies continue to increase. This paper deals with the different steps raw water users should take when deciding on a mitigation strategy, the mitigation measures available to-date and those that have been proposed for the control of zebra mussels in industrial systems.

  14. RFI Mitigation / Excision techniques

    NASA Astrophysics Data System (ADS)

    Roshi, D. A.

    2004-06-01

    Radio frequency interference (RFI) is increasingly affecting radio astronomy research. A few years ago, active research to investigate the possibility of observing in the presence of interference using RFI mitigation techniques was initiated. In this paper, I briefly discuss four RFI mitigation/excision projects. These projects are:- (1) A technique to suppress double sideband amplitude modulated interference in which I show that an astronomical signal in the presence of a DSB interference can be observed with a signal-to-noise ratio factor of 2 less compared to observations if the RFI were not present. (2) Techniques to suppress interference due to synchronization signals in composite video signals are presented. A combination of noise-free modelling of the synchronization signals and adaptive filtering is used for suppressing the interference. (3) Design techniques to minimize spurious pick-up at the analog input of an analog-to-digital converter are discussed. (4) Spectral RFI excision using a spectral channel weighted scheme and its application to Green Bank telescope observations are also presented.

  15. Private loan enables co-op to mitigate 'rate shock'

    SciTech Connect

    Not Available

    1984-02-01

    An unsecured bank loan from the Irving Trust Company will enable the Sunflower Electric Cooperative to moderate the rate increase it would have needed to recover the costs of the new 296 MW Holcomb coal-fired plant. Simultaneous agreements with the Kansas Corporation Commission, the state commission, other state cooperatives, the Rural Electrification Administration, and with Sunflower's distribution systems will provide the cooperative with a $60 million revolving line of credit for five years. Other utilities are watching the Sunflower scheme to see if it has the potential for broader application in mitigating the rate increases caused by new plant construction.

  16. Credit and Non-Credit Community College Enrollment and the Economy

    ERIC Educational Resources Information Center

    Frentzos, Dimitrios

    2005-01-01

    Though studies have been conducted to find out the effect of unemployment on credit enrollment in community colleges, none have been done to find the effect of unemployment on non-credit enrollment. The present study explores the following question: "When the economy is on a downward curve, does non-credit enrollment decrease and credit…

  17. The "Negative" Credit Card Effect: Credit Cards as Spending-Limiting Stimuli in New Zealand

    ERIC Educational Resources Information Center

    Lie, Celia; Hunt, Maree; Peters, Heather L.; Veliu, Bahrie; Harper, David

    2010-01-01

    The "credit card effect" describes a finding where greater value is given to consumer items if credit card logos are present. One explanation for the effect is that credit cards elicit spending behavior through associative learning. If this is true, social, economic and historical contexts should alter this effect. In Experiment 1, Year…

  18. High School Students Earning College Credit: A Guide to Creating Dual-Credit Programs.

    ERIC Educational Resources Information Center

    Fincher-Ford, Margaret

    In many parts of the United States, high school students are enrolling in college-level courses for both high school and college credit. The educational innovation is referred to as dual credit. This book was designed to help administrators and teachers develop dual-credit educational partnerships and to provide information to students. Chapter 1…

  19. The "Negative" Credit Card Effect: Credit Cards as Spending-Limiting Stimuli in New Zealand

    ERIC Educational Resources Information Center

    Lie, Celia; Hunt, Maree; Peters, Heather L.; Veliu, Bahrie; Harper, David

    2010-01-01

    The "credit card effect" describes a finding where greater value is given to consumer items if credit card logos are present. One explanation for the effect is that credit cards elicit spending behavior through associative learning. If this is true, social, economic and historical contexts should alter this effect. In Experiment 1, Year…

  20. Novel Ice Mitigation Methods

    NASA Technical Reports Server (NTRS)

    2008-01-01

    After the loss of Columbia, there was great concern in the Space Shuttle program for the impact of debris against the leading edges of the Orbiter wings. It was quickly recognized that, in addition to impacts by foam, ice that formed on the liquid-oxygen bellows running down the outside of the External Tank could break free during launch and hit this sensitive area. A Center Director s Discretionary Fund (CDDF) project would concentrate on novel ideas that were potentially applicable. The most successful of the new concepts for ice mitigation involved shape memory alloy materials. These materials can be bent into a given shape and, when heated, will return to their original shape.

  1. Climate change and mitigation.

    PubMed

    Nibleus, Kerstin; Lundin, Rickard

    2010-01-01

    Planet Earth has experienced repeated changes of its climate throughout time. Periods warmer than today as well as much colder, during glacial episodes, have alternated. In our time, rapid population growth with increased demand for natural resources and energy, has made society increasingly vulnerable to environmental changes, both natural and those caused by man; human activity is clearly affecting the radiation balance of the Earth. In the session "Climate Change and Mitigation" the speakers offered four different views on coal and CO2: the basis for life, but also a major hazard with impact on Earth's climate. A common denominator in the presentations was that more than ever science and technology is required. We need not only understand the mechanisms for climate change and climate variability, we also need to identify means to remedy the anthropogenic influence on Earth's climate.

  2. Space Debris & its Mitigation

    NASA Astrophysics Data System (ADS)

    Kaushal, Sourabh; Arora, Nishant

    2012-07-01

    Space debris has become a growing concern in recent years, since collisions at orbital velocities can be highly damaging to functioning satellites and can also produce even more space debris in the process. Some spacecraft, like the International Space Station, are now armored to deal with this hazard but armor and mitigation measures can be prohibitively costly when trying to protect satellites or human spaceflight vehicles like the shuttle. This paper describes the current orbital debris environment, outline its main sources, and identify mitigation measures to reduce orbital debris growth by controlling these sources. We studied the literature on the topic Space Debris. We have proposed some methods to solve this problem of space debris. We have also highlighted the shortcomings of already proposed methods by space experts and we have proposed some modification in those methods. Some of them can be very effective in the process of mitigation of space debris, but some of them need some modification. Recently proposed methods by space experts are maneuver, shielding of space elevator with the foil, vaporizing or redirecting of space debris back to earth with the help of laser, use of aerogel as a protective layer, construction of large junkyards around international space station, use of electrodynamics tether & the latest method proposed is the use of nano satellites in the clearing of the space debris. Limitations of the already proposed methods are as follows: - Maneuvering can't be the final solution to our problem as it is the act of self-defence. - Shielding can't be done on the parts like solar panels and optical devices. - Vaporizing or redirecting of space debris can affect the human life on earth if it is not done in proper manner. - Aerogel has a threshold limit up to which it can bear (resist) the impact of collision. - Large junkyards can be effective only for large sized debris. In this paper we propose: A. The Use of Nano Tubes by creating a mesh

  3. 10 CFR 490.503 - Credit allocation.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 10 Energy 3 2014-01-01 2014-01-01 false Credit allocation. 490.503 Section 490.503 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle... described in section 490.507 of this part, DOE shall allocate one credit for each alternative fueled vehicle...

  4. 10 CFR 490.505 - Credit accounts.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 10 Energy 3 2012-01-01 2012-01-01 false Credit accounts. 490.505 Section 490.505 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle... covered person who obtains an alternative fueled vehicle credit. (b) DOE shall send to each fleet and...

  5. 10 CFR 490.505 - Credit accounts.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 10 Energy 3 2014-01-01 2014-01-01 false Credit accounts. 490.505 Section 490.505 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle... covered person who obtains an alternative fueled vehicle credit. (b) DOE shall send to each fleet and...

  6. 10 CFR 490.503 - Credit allocation.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 10 Energy 3 2012-01-01 2012-01-01 false Credit allocation. 490.503 Section 490.503 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle... described in section 490.507 of this part, DOE shall allocate one credit for each alternative fueled vehicle...

  7. 10 CFR 490.505 - Credit accounts.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 10 Energy 3 2013-01-01 2013-01-01 false Credit accounts. 490.505 Section 490.505 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle... covered person who obtains an alternative fueled vehicle credit. (b) DOE shall send to each fleet and...

  8. 10 CFR 490.503 - Credit allocation.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 10 Energy 3 2013-01-01 2013-01-01 false Credit allocation. 490.503 Section 490.503 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle... described in section 490.507 of this part, DOE shall allocate one credit for each alternative fueled vehicle...

  9. 10 CFR 490.505 - Credit accounts.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 10 Energy 3 2010-01-01 2010-01-01 false Credit accounts. 490.505 Section 490.505 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle... covered person who obtains an alternative fueled vehicle credit. (b) DOE shall send to each fleet and...

  10. 10 CFR 490.503 - Credit allocation.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 10 Energy 3 2011-01-01 2011-01-01 false Credit allocation. 490.503 Section 490.503 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle... described in section 490.507 of this part, DOE shall allocate one credit for each alternative fueled vehicle...

  11. 10 CFR 490.505 - Credit accounts.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 10 Energy 3 2011-01-01 2011-01-01 false Credit accounts. 490.505 Section 490.505 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle... covered person who obtains an alternative fueled vehicle credit. (b) DOE shall send to each fleet and...

  12. 10 CFR 490.503 - Credit allocation.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 10 Energy 3 2010-01-01 2010-01-01 false Credit allocation. 490.503 Section 490.503 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle... described in section 490.507 of this part, DOE shall allocate one credit for each alternative fueled vehicle...

  13. 49 CFR 536.4 - Credits.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... or transferred credits; VMTe = Lifetime vehicle miles traveled as provided in the following table for the model year and compliance category in which the credit was earned. VMTu = Lifetime vehicle miles... is used for compliance. Model year Lifetime Vehicle Miles Traveled (VMT) 2012 2013 2014 2015...

  14. 49 CFR 536.4 - Credits.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... or transferred credits; VMTe = Lifetime vehicle miles traveled as provided in the following table for the model year and compliance category in which the credit was earned. VMTu = Lifetime vehicle miles... is used for compliance. Model year Lifetime Vehicle Miles Traveled (VMT) 2012 2013 2014 2015...

  15. 40 CFR 80.1615 - Credit generation.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... 40 Protection of Environment 17 2014-07-01 2014-07-01 false Credit generation. 80.1615 Section 80.1615 Protection of Environment ENVIRONMENTAL PROTECTION AGENCY (CONTINUED) AIR PROGRAMS (CONTINUED) REGULATION OF FUELS AND FUEL ADDITIVES Gasoline Sulfur § 80.1615 Credit generation. (a) Any of the...

  16. Adam Smith, Religion, and Tuition Tax Credits.

    ERIC Educational Resources Information Center

    Alexander, Kern

    1983-01-01

    Examines tuition tax credit programs in framework of Adam Smith's ideas on the economic impact of established churches. Finds that tuition tax credits would amount to state expenditures to relieve the financial burden of parochial school parents and would allow churches to invest commercially to maintain their charitable functions. (JW)

  17. 5 CFR 300.605 - Creditable service.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ....605 Administrative Personnel OFFICE OF PERSONNEL MANAGEMENT CIVIL SERVICE REGULATIONS EMPLOYMENT (GENERAL) Time-In-Grade Restrictions § 300.605 Creditable service. (a) All service at the required or... creditable towards the time periods required by § 300.604 of this part, except as provided in paragraph...

  18. 50 CFR 85.47 - Program crediting.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ...) FINANCIAL ASSISTANCE-WILDLIFE SPORT FISH RESTORATION PROGRAM CLEAN VESSEL ACT GRANT PROGRAM Conditions on... Clean Vessel Act facilities, the Sport Fish Restoration program should get credit through use of the Sport Fish Restoration logo. Grant recipients may us the crediting logo identified in 50 CFR 80.26 to...

  19. Cognitive Credit Cards: Acquiring Learning Strategies.

    ERIC Educational Resources Information Center

    Edmunds, Alan L.

    1999-01-01

    Describes the Cognitive Credit Card, an individualized approach to helping students with learning disabilities select and apply appropriate learning strategies. The CCC is a credit card-sized laminated set of cognitive or metacognitive cues for a specific topic. Feedback from students, teachers, and parents has been highly positive. (DB)

  20. Dealing with Student Credit Card Debt.

    ERIC Educational Resources Information Center

    Stanford, William E.

    1999-01-01

    Discusses the danger of college students accumulating a level of credit card debt that can seriously undermine their future lives. Offers 10 suggestions for colleges including controlling solicitations, offering workshops to freshmen, adding credit information to the campus Web site, communicating with the senior class, and discouraging or…

  1. College Student Performance and Credit Card Usage.

    ERIC Educational Resources Information Center

    Pinto, Mary Beth; Parente, Diane H.; Palmer, Todd Starr

    2001-01-01

    Examines the relationship between credit card usage, employment, and academic performance among a group of college students with credit cards. Results reveal that the students differed significantly in the level of anxiety felt from carrying debt, perceived need to work, and perceived impact of employment on academic performance. (Contains 57…

  2. Helping Consumers Choose a Credit Card.

    ERIC Educational Resources Information Center

    d'Astous, Alain; Miquelon, Diane

    1991-01-01

    A sample of 204 Canadians were presented information in 3 formats--matrix table, summary, and combination--with which to choose an appropriate credit card. Summary ratings of credit cards combined with a table of fees, interest rates, and grace periods reduced information processing efforts and led to better consumer decisions. (SK)

  3. 75 FR 60651 - Corporate Credit Unions

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-10-01

    ..., employees and officials must be competent, experienced, honest, and of good character. NCUA will conduct... committee member, and senior management employee; and NCUA Form 4008, the credit union's organization... implemented; Anticipated corporate credit union staffing and credentials of key employees; Physical facility...

  4. How to File a Consumer Credit Complaint.

    ERIC Educational Resources Information Center

    Board of Governors of the Federal Reserve System, Washington, DC.

    Designed for the general public and possibly suitable also for high school economics students, this pamphlet explains how a complaint against a Federal Reserve bank concerning a possible violation of any of the federal consumer credit laws can be filed. Seven consumer credit laws are listed with a brief statement about the major protections of…

  5. Academic Credit for Work Experience in Maryland.

    ERIC Educational Resources Information Center

    Blank, Rolf

    The state of Maryland is the subject of this case study on the awarding of academic credit in local educational agency (LEA)-Comprehensive Employment and Training Act (CETA) programs. Three focuses of the report are descriptions of the existing LEA-CETA programs in Maryland that award academic credit and the related local policies and practices,…

  6. Credit Squeeze Exposes Weaknesses in Investments

    ERIC Educational Resources Information Center

    Blumenstyk, Goldie; Field, Kelly

    2008-01-01

    This article reports that the credit crisis tying global financing systems into knots has left hundreds of colleges scrambling for cash to pay their bills and to cover the spiking interest on their debts. While it is still unclear to what extent the federal government's new $700-billion bailout package will help unwind the credit tangle, the…

  7. How Boards and Presidents Influence Credit Ratings

    ERIC Educational Resources Information Center

    Kedem, Karen

    2011-01-01

    Moody's Investors Service provides credit ratings for hundreds of private and public colleges and universities--ratings that can strongly influence the interest rates higher-education institutions can obtain when they want to borrow money. How colleges are governed and managed are key determinants of those credit ratings, especially in an…

  8. College Student Performance and Credit Card Usage.

    ERIC Educational Resources Information Center

    Pinto, Mary Beth; Parente, Diane H.; Palmer, Todd Starr

    2001-01-01

    Examines the relationship between credit card usage, employment, and academic performance among a group of college students with credit cards. Results reveal that the students differed significantly in the level of anxiety felt from carrying debt, perceived need to work, and perceived impact of employment on academic performance. (Contains 57…

  9. Cognitive Credit Cards: Acquiring Learning Strategies.

    ERIC Educational Resources Information Center

    Edmunds, Alan L.

    1999-01-01

    Describes the Cognitive Credit Card, an individualized approach to helping students with learning disabilities select and apply appropriate learning strategies. The CCC is a credit card-sized laminated set of cognitive or metacognitive cues for a specific topic. Feedback from students, teachers, and parents has been highly positive. (DB)

  10. Dealing with Student Credit Card Debt.

    ERIC Educational Resources Information Center

    Stanford, William E.

    1999-01-01

    Discusses the danger of college students accumulating a level of credit card debt that can seriously undermine their future lives. Offers 10 suggestions for colleges including controlling solicitations, offering workshops to freshmen, adding credit information to the campus Web site, communicating with the senior class, and discouraging or…

  11. 7 CFR 1.79 - Credits.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 7 Agriculture 1 2013-01-01 2013-01-01 false Credits. 1.79 Section 1.79 Agriculture Office of the Secretary of Agriculture ADMINISTRATIVE REGULATIONS Cooperative Production of Television Films § 1.79 Credits. On films on which the Department or one of its agencies provides special assistance it shall be...

  12. 7 CFR 1.79 - Credits.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 1 2014-01-01 2014-01-01 false Credits. 1.79 Section 1.79 Agriculture Office of the Secretary of Agriculture ADMINISTRATIVE REGULATIONS Cooperative Production of Television Films § 1.79 Credits. On films on which the Department or one of its agencies provides special assistance it shall...

  13. 7 CFR 1.79 - Credits.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 7 Agriculture 1 2012-01-01 2012-01-01 false Credits. 1.79 Section 1.79 Agriculture Office of the Secretary of Agriculture ADMINISTRATIVE REGULATIONS Cooperative Production of Television Films § 1.79 Credits. On films on which the Department or one of its agencies provides special assistance it shall...

  14. 7 CFR 1.79 - Credits.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 1 2011-01-01 2011-01-01 false Credits. 1.79 Section 1.79 Agriculture Office of the Secretary of Agriculture ADMINISTRATIVE REGULATIONS Cooperative Production of Television Films § 1.79 Credits. On films on which the Department or one of its agencies provides special assistance it shall...

  15. How Boards and Presidents Influence Credit Ratings

    ERIC Educational Resources Information Center

    Kedem, Karen

    2011-01-01

    Moody's Investors Service provides credit ratings for hundreds of private and public colleges and universities--ratings that can strongly influence the interest rates higher-education institutions can obtain when they want to borrow money. How colleges are governed and managed are key determinants of those credit ratings, especially in an…

  16. Extra Credit Exercise: A Painless Pop Quiz.

    ERIC Educational Resources Information Center

    Thorne, B. Michael

    2000-01-01

    Discusses the extra credit exercise (ECE), a pop quiz variation that combines the benefits of frequent, unannounced testing with the features that make quizzes less aversive (the ECE are extra-credit and do not hurt the students' grades). Addresses the benefits of the ECE assignment and the students' reactions to it. (CMK)

  17. 50 CFR 85.47 - Program crediting.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ...) FINANCIAL ASSISTANCE-WILDLIFE AND SPORT FISH RESTORATION PROGRAM CLEAN VESSEL ACT GRANT PROGRAM Conditions... for Clean Vessel Act facilities, the Sport Fish Restoration program should get credit through use of the Sport Fish Restoration logo. Grant recipients may us the crediting logo identified in 50 CFR...

  18. 50 CFR 85.47 - Program crediting.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ...) FINANCIAL ASSISTANCE-WILDLIFE SPORT FISH RESTORATION PROGRAM CLEAN VESSEL ACT GRANT PROGRAM Conditions on... Clean Vessel Act facilities, the Sport Fish Restoration program should get credit through use of the Sport Fish Restoration logo. Grant recipients may us the crediting logo identified in 50 CFR 80.26...

  19. Double-Dipping for Course Credit

    ERIC Educational Resources Information Center

    Zimmermann, Scott

    2012-01-01

    There has been a steady increase in the number of so-called dual-credit classes which allow high school students to earn high school and college credits simultaneously. There also has been an increase in the number of such classes students are taking. The author asks whether the classes are ameliorating the problems they were intended to fix:…

  20. How Many Credits Should an Undergraduate Take?

    ERIC Educational Resources Information Center

    Attewell, Paul; Monaghan, David

    2016-01-01

    Low completion rates and increased time to degree at U.S. colleges are a widespread concern for policymakers and academic leaders. Many "full time" undergraduates currently enroll at 12 credits per semester despite the fact that a bachelor's degree cannot be completed within 4 years at that credit-load. The "academic momentum"…

  1. Double-Dipping for Course Credit

    ERIC Educational Resources Information Center

    Zimmermann, Scott

    2012-01-01

    There has been a steady increase in the number of so-called dual-credit classes which allow high school students to earn high school and college credits simultaneously. There also has been an increase in the number of such classes students are taking. The author asks whether the classes are ameliorating the problems they were intended to fix:…

  2. 5 CFR 300.605 - Creditable service.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ....605 Administrative Personnel OFFICE OF PERSONNEL MANAGEMENT CIVIL SERVICE REGULATIONS EMPLOYMENT (GENERAL) Time-In-Grade Restrictions § 300.605 Creditable service. (a) All service at the required or... creditable towards the time periods required by § 300.604 of this part, except as provided in paragraph (c...

  3. 5 CFR 300.605 - Creditable service.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ....605 Administrative Personnel OFFICE OF PERSONNEL MANAGEMENT CIVIL SERVICE REGULATIONS EMPLOYMENT (GENERAL) Time-In-Grade Restrictions § 300.605 Creditable service. (a) All service at the required or... creditable towards the time periods required by § 300.604 of this part, except as provided in paragraph (c...

  4. 5 CFR 300.605 - Creditable service.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ....605 Administrative Personnel OFFICE OF PERSONNEL MANAGEMENT CIVIL SERVICE REGULATIONS EMPLOYMENT (GENERAL) Time-In-Grade Restrictions § 300.605 Creditable service. (a) All service at the required or... creditable towards the time periods required by § 300.604 of this part, except as provided in paragraph (c...

  5. 5 CFR 300.605 - Creditable service.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ....605 Administrative Personnel OFFICE OF PERSONNEL MANAGEMENT CIVIL SERVICE REGULATIONS EMPLOYMENT (GENERAL) Time-In-Grade Restrictions § 300.605 Creditable service. (a) All service at the required or... creditable towards the time periods required by § 300.604 of this part, except as provided in paragraph (c...

  6. Extra Credit Exercise: A Painless Pop Quiz.

    ERIC Educational Resources Information Center

    Thorne, B. Michael

    2000-01-01

    Discusses the extra credit exercise (ECE), a pop quiz variation that combines the benefits of frequent, unannounced testing with the features that make quizzes less aversive (the ECE are extra-credit and do not hurt the students' grades). Addresses the benefits of the ECE assignment and the students' reactions to it. (CMK)

  7. Adam Smith, Religion, and Tuition Tax Credits.

    ERIC Educational Resources Information Center

    Alexander, Kern

    1983-01-01

    Examines tuition tax credit programs in framework of Adam Smith's ideas on the economic impact of established churches. Finds that tuition tax credits would amount to state expenditures to relieve the financial burden of parochial school parents and would allow churches to invest commercially to maintain their charitable functions. (JW)

  8. Public Cost of Tuition Tax Credits.

    ERIC Educational Resources Information Center

    Longanecker, David A.

    As interest in tuition tax credits has increased, one of the central issues has become the likely loss (or cost) that would result from adopting such a plan. In this paper the author first analyzes the likely independent effects of changes in the four major characteristics of tax credits (scope of eligibility, maximum amount, proportion of costs…

  9. 49 CFR 22.19 - Credit criteria.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 49 Transportation 1 2011-10-01 2011-10-01 false Credit criteria. 22.19 Section 22.19 Transportation Office of the Secretary of Transportation SHORT-TERM LENDING PROGRAM (STLP) Policies Applying to STLP Loans § 22.19 Credit criteria. An applicant for a STLP loan must be creditworthy and...

  10. 49 CFR 22.19 - Credit criteria.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... 49 Transportation 1 2013-10-01 2013-10-01 false Credit criteria. 22.19 Section 22.19 Transportation Office of the Secretary of Transportation SHORT-TERM LENDING PROGRAM (STLP) Policies Applying to STLP Loans § 22.19 Credit criteria. An applicant for a STLP loan must be creditworthy and...

  11. 49 CFR 22.19 - Credit criteria.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... 49 Transportation 1 2012-10-01 2012-10-01 false Credit criteria. 22.19 Section 22.19 Transportation Office of the Secretary of Transportation SHORT-TERM LENDING PROGRAM (STLP) Policies Applying to STLP Loans § 22.19 Credit criteria. An applicant for a STLP loan must be creditworthy and...

  12. 49 CFR 22.19 - Credit criteria.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... 49 Transportation 1 2014-10-01 2014-10-01 false Credit criteria. 22.19 Section 22.19 Transportation Office of the Secretary of Transportation SHORT-TERM LENDING PROGRAM (STLP) Policies Applying to STLP Loans § 22.19 Credit criteria. An applicant for a STLP loan must be creditworthy and...

  13. 12 CFR 206.4 - Credit exposure.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... third parties backed by stand-by letters of credit issued by the correspondent; or (iv) Obligations of the correspondent backed by stand-by letters of credit issued by a creditworthy third party; (4... principal or interest is not more than thirty days past due; and (C) Whose terms have not been...

  14. Learning from the Past: Dual Credit

    ERIC Educational Resources Information Center

    Mansell, Nicole; Justice, Madeline

    2014-01-01

    This study involved identifying, categorizing, and comparing critical incidents related to qualifying dual credit high school students' decisions to enroll or not to enroll in dual credit coursework in either a traditional or early college high school. The purpose of the study was (a) to identify the reasons qualifying students decide to enroll in…

  15. How Many Credits Should an Undergraduate Take?

    ERIC Educational Resources Information Center

    Attewell, Paul; Monaghan, David

    2016-01-01

    Low completion rates and increased time to degree at U.S. colleges are a widespread concern for policymakers and academic leaders. Many "full time" undergraduates currently enroll at 12 credits per semester despite the fact that a bachelor's degree cannot be completed within 4 years at that credit-load. The "academic momentum"…

  16. 12 CFR 704.6 - Credit risk management.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 7 2013-01-01 2013-01-01 false Credit risk management. 704.6 Section 704.6... CREDIT UNIONS § 704.6 Credit risk management. (a) Policies. A corporate credit union must operate according to a credit risk management policy that is commensurate with the investment risks and activities...

  17. 26 CFR 1.41-8 - Alternative incremental credit.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 26 Internal Revenue 1 2011-04-01 2009-04-01 true Alternative incremental credit. 1.41-8 Section 1... Credits Against Tax § 1.41-8 Alternative incremental credit. (a) Determination of credit. At the election of the taxpayer, the credit determined under section 41(a)(1) equals the amount determined...

  18. 12 CFR 614.4720 - Letters of credit.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 7 2014-01-01 2014-01-01 false Letters of credit. 614.4720 Section 614.4720 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Banks for Cooperatives and Agricultural Credit Banks Financing International Trade § 614.4720 Letters of credit....

  19. 12 CFR 701.2 - Federal credit union bylaws.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 7 2014-01-01 2014-01-01 false Federal credit union bylaws. 701.2 Section 701.2 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS ORGANIZATION AND OPERATION OF FEDERAL CREDIT UNIONS § 701.2 Federal credit union bylaws. (a) Federal...

  20. 12 CFR 619.9145 - Farm Credit Bank.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 7 2014-01-01 2014-01-01 false Farm Credit Bank. 619.9145 Section 619.9145 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9145 Farm Credit Bank. The term Farm Credit Bank refers to a bank resulting from the mandatory merger of the Federal...

  1. 31 CFR 560.317 - Credits or loans.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 31 Money and Finance:Treasury 3 2011-07-01 2011-07-01 false Credits or loans. 560.317 Section 560... § 560.317 Credits or loans. The term credits or loans means any transfer or extension of funds or credit... to repay an extension of funds or credit, including but not limited to: overdrafts; currency...

  2. 12 CFR 600.1 - The Farm Credit Act.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 7 2014-01-01 2014-01-01 false The Farm Credit Act. 600.1 Section 600.1 Banks and Banking FARM CREDIT ADMINISTRATION ADMINISTRATIVE PROVISIONS ORGANIZATION AND FUNCTIONS Farm Credit Administration § 600.1 The Farm Credit Act. The Farm Credit Act of 1971, Public Law...

  3. 12 CFR 619.9146 - Farm Credit institutions.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 7 2014-01-01 2014-01-01 false Farm Credit institutions. 619.9146 Section 619.9146 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9146 Farm Credit institutions. Except as otherwise defined, the term Farm Credit institutions refers to all...

  4. 12 CFR 701.26 - Credit union service contracts.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 7 2014-01-01 2014-01-01 false Credit union service contracts. 701.26 Section 701.26 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS ORGANIZATION AND OPERATION OF FEDERAL CREDIT UNIONS § 701.26 Credit union service contracts. A Federal...

  5. 75 FR 57820 - National Credit Union Administration Restoration Plan

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-09-22

    ... From the Federal Register Online via the Government Publishing Office NATIONAL CREDIT UNION ADMINISTRATION National Credit Union Administration Restoration Plan AGENCY: National Credit Union Administration (NCUA). ACTION: Approval of National Credit Union Administration restoration plan. On September 16, 2010, the National Credit Union...

  6. 12 CFR 619.9015 - Agricultural credit associations.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Agricultural credit associations. 619.9015 Section 619.9015 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9015 Agricultural credit associations. Agricultural credit associations are associations created by the merger of...

  7. 12 CFR 619.9015 - Agricultural credit associations.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 7 2012-01-01 2012-01-01 false Agricultural credit associations. 619.9015 Section 619.9015 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9015 Agricultural credit associations. Agricultural credit associations are associations created by the merger of...

  8. 12 CFR 619.9015 - Agricultural credit associations.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 7 2013-01-01 2013-01-01 false Agricultural credit associations. 619.9015 Section 619.9015 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9015 Agricultural credit associations. Agricultural credit associations are associations created by the merger of...

  9. 12 CFR 619.9015 - Agricultural credit associations.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 7 2014-01-01 2014-01-01 false Agricultural credit associations. 619.9015 Section 619.9015 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9015 Agricultural credit associations. Agricultural credit associations are associations created by the merger of...

  10. 12 CFR 704.6 - Credit risk management.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Credit risk management. 704.6 Section 704.6... CREDIT UNIONS § 704.6 Credit risk management. (a) Policies. A corporate credit union must operate according to a credit risk management policy that is commensurate with the investment risks and activities...

  11. 12 CFR 706.2 - Unfair credit practices.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 7 2012-01-01 2012-01-01 false Unfair credit practices. 706.2 Section 706.2 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS UNFAIR OR DECEPTIVE ACTS OR PRACTICES § 706.2 Unfair credit practices. In connection with the extension of credit...

  12. 12 CFR 706.2 - Unfair credit practices.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 7 2013-01-01 2013-01-01 false Unfair credit practices. 706.2 Section 706.2 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS UNFAIR OR DECEPTIVE ACTS OR PRACTICES § 706.2 Unfair credit practices. In connection with the extension of credit...

  13. 12 CFR 706.2 - Unfair credit practices.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 7 2014-01-01 2014-01-01 false Unfair credit practices. 706.2 Section 706.2 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS UNFAIR OR DECEPTIVE ACTS OR PRACTICES § 706.2 Unfair credit practices. In connection with the extension of credit...

  14. 12 CFR 706.2 - Unfair credit practices.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Unfair credit practices. 706.2 Section 706.2 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS UNFAIR OR DECEPTIVE ACTS OR PRACTICES § 706.2 Unfair credit practices. In connection with the extension of credit...

  15. 12 CFR 619.9155 - Federal land credit association.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Federal land credit association. 619.9155 Section 619.9155 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9155 Federal land credit association. The term Federal land credit association refers to a Federal land...

  16. 12 CFR 619.9155 - Federal land credit association.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Federal land credit association. 619.9155 Section 619.9155 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9155 Federal land credit association. The term Federal land credit association refers to a Federal land bank...

  17. 12 CFR 619.9155 - Federal land credit association.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 7 2014-01-01 2014-01-01 false Federal land credit association. 619.9155 Section 619.9155 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9155 Federal land credit association. The term Federal land credit association refers to a Federal land bank...

  18. 12 CFR 704.6 - Credit risk management.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Credit risk management. 704.6 Section 704.6... CREDIT UNIONS § 704.6 Credit risk management. (a) Policies. A corporate credit union must operate according to a credit risk management policy that is commensurate with the investment risks and...

  19. 12 CFR 704.6 - Credit risk management.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 7 2012-01-01 2012-01-01 false Credit risk management. 704.6 Section 704.6... CREDIT UNIONS § 704.6 Credit risk management. (a) Policies. A corporate credit union must operate according to a credit risk management policy that is commensurate with the investment risks and activities...

  20. 20 CFR 211.14 - Maximum creditable compensation.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 20 Employees' Benefits 1 2010-04-01 2010-04-01 false Maximum creditable compensation. 211.14... CREDITABLE RAILROAD COMPENSATION § 211.14 Maximum creditable compensation. Maximum creditable compensation... Employment Accounts shall notify each employer of the amount of maximum creditable compensation applicable...

  1. 20 CFR 211.14 - Maximum creditable compensation.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 20 Employees' Benefits 1 2014-04-01 2012-04-01 true Maximum creditable compensation. 211.14... CREDITABLE RAILROAD COMPENSATION § 211.14 Maximum creditable compensation. Maximum creditable compensation... Employment Accounts shall notify each employer of the amount of maximum creditable compensation applicable...

  2. 12 CFR 741.222 - Credit union service organizations.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Credit union service organizations. 741.222 Section 741.222 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS... Unions That Also Apply to Federally Insured State-Chartered Credit Unions § 741.222 Credit union...

  3. 12 CFR 741.222 - Credit union service organizations.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 7 2013-01-01 2013-01-01 false Credit union service organizations. 741.222 Section 741.222 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS... Unions That Also Apply to Federally Insured State-Chartered Credit Unions § 741.222 Credit union...

  4. 12 CFR 1026.12 - Special credit card provisions.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 1026.12 Banks and Banking BUREAU OF CONSUMER FINANCIAL PROTECTION TRUTH IN LENDING (REGULATION Z) Open-End Credit § 1026.12 Special credit card provisions. (a) Issuance of credit cards. Regardless of the... consumer credit transaction under the relevant credit card plan against funds of the cardholder held...

  5. 12 CFR 1026.12 - Special credit card provisions.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 1026.12 Banks and Banking BUREAU OF CONSUMER FINANCIAL PROTECTION TRUTH IN LENDING (REGULATION Z) Open-End Credit § 1026.12 Special credit card provisions. (a) Issuance of credit cards. Regardless of the... consumer credit transaction under the relevant credit card plan against funds of the cardholder held...

  6. 12 CFR 619.9015 - Agricultural credit associations.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Agricultural credit associations. 619.9015 Section 619.9015 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9015 Agricultural credit associations. Agricultural credit associations are associations created by the merger...

  7. 12 CFR 619.9145 - Farm Credit Bank.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Farm Credit Bank. 619.9145 Section 619.9145 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9145 Farm Credit Bank. The term Farm Credit Bank refers to a bank resulting from the mandatory merger of the Federal...

  8. 12 CFR 619.9020 - Agricultural credit banks.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Agricultural credit banks. 619.9020 Section 619.9020 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9020 Agricultural credit banks. Agricultural credit banks are those banks created by the merger of a Farm...

  9. 12 CFR 619.9146 - Farm Credit institutions.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Farm Credit institutions. 619.9146 Section 619.9146 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9146 Farm Credit institutions. Except as otherwise defined, the term Farm Credit institutions refers to all...

  10. 26 CFR 1.41-8 - Alternative incremental credit.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 26 Internal Revenue 1 2010-04-01 2010-04-01 true Alternative incremental credit. 1.41-8 Section 1... Credits Against Tax § 1.41-8 Alternative incremental credit. (a) Determination of credit. At the election of the taxpayer, the credit determined under section 41(a)(1) equals the amount determined under...

  11. 31 CFR 560.317 - Credits or loans.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 31 Money and Finance: Treasury 3 2010-07-01 2010-07-01 false Credits or loans. 560.317 Section 560... § 560.317 Credits or loans. The term credits or loans means any transfer or extension of funds or credit... to repay an extension of funds or credit, including but not limited to: overdrafts; currency swaps...

  12. 40 CFR 1033.722 - Transferring emission credits.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 40 Protection of Environment 32 2010-07-01 2010-07-01 false Transferring emission credits. 1033... § 1033.722 Transferring emission credits. (a) Credit transfer is the conveying of control over credits.../operator to a certifying manufacturer/remanufacturer. (b) Transferred credits can be: (1) Used by a...

  13. 40 CFR 1033.715 - Banking emission credits.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 40 Protection of Environment 32 2010-07-01 2010-07-01 false Banking emission credits. 1033.715... Banking emission credits. (a) Banking is the retention of emission credits by the manufacturer/remanufacturer generating the emission credits (or owner/operator, in the case of transferred credits) for use in...

  14. 12 CFR 704.3 - Corporate credit union capital.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Corporate credit union capital. 704.3 Section... CORPORATE CREDIT UNIONS § 704.3 Corporate credit union capital. (a) Capital plan. A corporate credit union... activities, and the periodic review and reassessment of the capital position of the corporate credit union...

  15. 12 CFR 226.11 - Treatment of credit balances.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 3 2010-01-01 2010-01-01 false Treatment of credit balances. 226.11 Section... SYSTEM TRUTH IN LENDING (REGULATION Z) Open-End Credit § 226.11 Treatment of credit balances. When a credit balance in excess of $1 is created on a credit account (through transmittal of funds to a creditor...

  16. Meeting Summary, Credit Trading Work Group

    SciTech Connect

    Kevin Bryan

    2000-12-07

    OAK-B135 Credit Trading Work Group Meeting Summary. The purpose of the meeting is to: (1) Provide an opportunity for NWCC Work Group Members, NWCC Members, and invited expert participants to hear an overview of the draft NWCC Credit Trading Report and to critically review and discuss the report's recommendations and principles. (2) Hear presentations from several perspectives of other experts on credit trading which provide: (a) a brief summary of credit trading activities they are involved in, and (b) critical responses to the NWCC draft report. (3) Identify how the report can be improved at the big picture level. Attempt to resolve issues or concerns if necessary. (4) Discuss the recommendations and credit trading principles in detail and attempt to reach consensus on these sections for presentation to the NWCC. (5) Discuss if any of the outreach and communication recommendations in the report should be conducted by the NWCC.

  17. Apparatus and Methods for Mitigating Electromagnetic Emissions

    NASA Technical Reports Server (NTRS)

    Geng, Steven M. (Inventor); Niedra, Janis M. (Inventor)

    2013-01-01

    Apparatus, methods, and other embodiments associated with mitigation of magnetic fields are described herein. In an embodiment, a method for mitigating an electromagnetic field includes positioning a mitigating coil around a linear alternator of linear motor so that the mitigating coil is coaxially located with an alternator coil; arranging the mitigating coil to generate a field to mitigate an electromagnetic field generated by the alternator coil; and passing an induced current from the alternator coil through the mitigating coil.

  18. Apparatus and Methods for Mitigating Electromagnetic Emissions

    NASA Technical Reports Server (NTRS)

    Geng, Steven M. (Inventor); Niedra, Janis M. (Inventor)

    2016-01-01

    Apparatus, methods, and other embodiments associated with mitigation of magnetic fields are described herein. In an embodiment, a method for mitigating an electromagnetic field includes positioning a mitigating coil around a linear alternator of linear motor so that the mitigating coil is coaxially located with an alternator coil; arranging the mitigating coil to generate a field to mitigate an electromagnetic field generated by the alternator coil; and passing an induced current from the alternator coil through the mitigating coil.

  19. Verification of 'learning credits' by GP appraisers.

    PubMed

    Murie, Jill; Wakeling, Judy

    2011-11-01

    The RCGP CPD Learning Credits system aims to enable GPs to demonstrate knowledge and skills relevant to their daily practice. Credits are self-assessed and will form part of the 'evidence' necessary for successful revalidation. At an appraisal, GP appraisers verify the credits in terms of the time spent on the CPD activity and its impact on the GP's practice. The purpose of this study was to examine the extent to which GPs (as appraisees) are able to self-assess their own learning and, as appraisers, verify credits in a standardised way. All 17 GP appraisers in NHS Lanarkshire were invited to participate in a study, which triangulated three sources of evidence on credits: self-rating, peer-assessment and workshop discussion. The resultant data were analysed on an Excel spreadsheet. Outcomes included self-assessed credit value, peer-assessed mean score (range) and free text. Of the 17 appraisers, 15 completed the paperwork and 13 attended the workshop. GPs' self-assessed learning credits were equivalent to peer-assessed score in 5/15 cases, but considered overestimates in 4/15 and underestimates in 6/15 cases. The most extreme variance was for an oncology module, where the variance ranged from 28% to 200% of the self-assessed score. GPs have a variable understanding of how to award themselves learning credits and of how to judge the credits of potential appraisees. Without adequate resources for appraisal training, validated instruments, calibration and reliability, verification of the learning credit system will be flawed by its subjective and arbitrary nature.

  20. Toward to Disaster Mitigation Science

    NASA Astrophysics Data System (ADS)

    Kaneda, Yoshiyuki; Shiraki, Wataru; Tokozakura, Eiji

    2016-04-01

    Destructive natural disasters such as earthquakes and tsunamis have occurred frequently in the world. For the reduction and mitigation of damages by destructive natural disasters, early detection of natural disasters and speedy and proper evacuations are indispensable. And hardware and software preparations for reduction and mitigation of natural disasters are quite important and significant. Finally, methods on restorations and revivals are necessary after natural disasters. We would like to propose natural disaster mitigation science for early detections, evacuations and restorations against destructive natural disasters. In natural disaster mitigation science, there are lots of research fields such as natural science, engineering, medical treatment, social science and literature/art etc. Especially, natural science, engineering and medical treatment are fundamental research fields for natural disaster mitigation, but social sciences such as sociology, psychology etc. are very important research fields for restorations after natural disasters. We have to progress the natural disaster mitigation science against destructive natural disaster mitigation. in the near future. We will present the details of natural disaster mitigation science.