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Sample records for additional financial aid

  1. Marketing Financial Aid

    ERIC Educational Resources Information Center

    Huddleston, Thomas, Jr.; Batty, Burt F.

    1978-01-01

    Student financial assistance services are becoming a major part of the institutional marketing plan as traditional college-age students decline in numbers and price competition among institutions increases. The effect of financial aid on enrollment and admissions processes is discussed along with the role of the financial aid officer. (Author/LBH)

  2. Manual for Student Financial Aids.

    ERIC Educational Resources Information Center

    MacDonald, Douglas S.

    This manual was designed to provide structural guidelines for financial aid program operations and administration at the Community College of Baltimore. Topics discussed include: the philosophy of student aid at an open door college; the objectives of the student financial aid office; staff development and administrative improvement; organization,…

  3. The Student Guide: Financial Aid.

    ERIC Educational Resources Information Center

    Department of Education, Washington, DC. Student Financial Assistance.

    This publication explains what federal student financial aid is and what types of student aid are available. Two introductory sections present: federal student aid at-a-glance (what it is, who gets it, and how to get it) and finding out about student aid. The first section presents general information on the following subjects: student…

  4. Certification of Financial Aid Administrators

    ERIC Educational Resources Information Center

    Peterson, Stacey A.

    2011-01-01

    The certification of financial aid administrators has been debated for over 37 years. A job satisfaction survey conducted by the National Association of Student Financial Aid Administrators (NASFAA, 2008a) revealed that college and university administrators' perceptions of the efficiency, effectiveness, and quality of the services provided by the…

  5. Financial Aid Administrators' Views on Simplifying Financial Aid: NASFAA's 2008 Financial Aid Simplification Survey Report

    ERIC Educational Resources Information Center

    National Association of Student Financial Aid Administrators (NJ1), 2008

    2008-01-01

    Despite a decade of simplification efforts, students and families are often still baffled by the student aid process and cringe at the sight of financial aid application forms. Contrary to its purpose of helping students to access college, the student aid application process causes families frustration and confusion that has been cited as an…

  6. Financial Aid for Students with Disabilities, 1997.

    ERIC Educational Resources Information Center

    Gardner, Daniel; Hartman, Rhona C.

    This resource paper provides an overview of postsecondary education financial aid for students with disabilities. Presented in a question and answer format, the paper covers the various types of financial aid, relevant technical words and phrases, and the process involved in financial aid disbursement. Particular attention is given to those…

  7. Financial Aid Policy: Lessons from Research

    ERIC Educational Resources Information Center

    Dynarski, Susan; Scott-Clayton, Judith

    2013-01-01

    In the nearly fifty years since the adoption of the Higher Education Act of 1965, financial aid programs have grown in scale, expanded in scope, and multiplied in form. As a result, financial aid has become the norm among college enrollees. Aid now flows not only to traditional college students but also to part-time students, older students, and…

  8. Student Financial Aid and Postsecondary Vocational Education.

    ERIC Educational Resources Information Center

    Tuma, John E.; And Others

    Analysis was made of financial aid to postsecondary vocational education students, using data from two primary sources, the National Postsecondary Student Aid Study (1986) and High School and Beyond (1980-84). The study found that most financial aid subsidizes students in four-year institutions. However, two-year public schools, which account for…

  9. Financial Aid for Students with Disabilities, 1999.

    ERIC Educational Resources Information Center

    American Council on Education, Washington, DC. HEATH Resource Center.

    This resource paper provides an overview of student financial aid and discusses the roles and responsibilities of those who play a significant part in the process of providing aid to students with disabilities. The paper also addresses the financial aid application procedure and suggests timeliness and resources for those individuals who are…

  10. The Role of Community College Financial Aid Counselors in Helping Students Understand and Utilize Financial Aid

    ERIC Educational Resources Information Center

    McKinney, Lyle; Roberts, Toya

    2012-01-01

    Financial aid counselors are a primary source of information that many students rely upon to understand financial aid and how to pay for college. However, little is known about financial aid counselors at America's community colleges and their interactions with the students they serve. Using original survey data, this study examined the role these…

  11. Financial Aid Recipients: An Appraisal By Race

    ERIC Educational Resources Information Center

    Stewart, Mac A.

    1975-01-01

    This study was designed to examine seven variables of a segment of the 1971 freshman class at Ohio State University in order to identify similarities and differences between black financial aid recipients and white financial aid recipients. Significant differences were found between blacks and whites on all variables investigated. (Author)

  12. Financial Aid and Disabled Students. 1986 Edition.

    ERIC Educational Resources Information Center

    Brill, Jay; Hartman, Rhona C.

    Information about how handicapped students can pay for postsecondary education and training is provided in this fact sheet for students, parents, and professionals who assist disabled students. The financial aid system is described, with attention to the application and disbursement process and federal financial aid programs. The family…

  13. Salary Levels for Chief Financial Aid Administrators.

    ERIC Educational Resources Information Center

    Redd, Kenneth E.

    2002-01-01

    The Survey of Undergraduate Financial Aid Policies, Practices, and Procedures gathered information on median annual salary levels for chief financial aid administrators in 1999-2000. Among detailed findings, the survey concluded that men still have higher salaries than women. (EV)

  14. Salary Levels for Chief Financial Aid Administrators.

    ERIC Educational Resources Information Center

    Redd, Kenneth E.

    2002-01-01

    Provides information on the median annual salary levels for chief financial aid administrators in 1999-2000 based on results from the Survey of Undergraduate Financial Aid Policies, Practices, and Procedures. Findings indicate that men still have higher salaries than women. (EV)

  15. Financial Aid for Higher Education: Anything's Possible!

    ERIC Educational Resources Information Center

    National Information Center for Handicapped Children and Youth, Washington, DC.

    Information on programs that provide financial aid to colleges and students are described in this information sheet of the National Information Center for Handicapped Children and Youth. Four basic categories of financial aid are grants, loans, work, and benefits. The Division of Personnel Preparation of the U.S. Department of Education makes…

  16. Focus On Financial Aid: Your Guide To Paying For College.

    ERIC Educational Resources Information Center

    Minnesota Higher Education Services Office, 2004

    2004-01-01

    This guide to financial aid programs provides Minnesota students with information on types of aid, qualifications, and how to apply. In the first section, "What is Financial Aid," the guide focuses on the purpose of financial aid, the different sources of financial aid, and how to qualify for aid. The second section, "How Do I Apply for Financial…

  17. How to Make Financial Aid "Freshman-Friendly"

    ERIC Educational Resources Information Center

    Pugh, Susan L.; Johnson, David B.

    2011-01-01

    Ultimately, making financial aid "freshman friendly" also makes financial aid "sophomore friendly," "junior friendly," and "senior friendly." Indiana University has in place an Office of Enrollment Management (OEM) model that includes focused financial aid packaging strategies complemented by unique contact…

  18. Focus on the Financial Aid Officer.

    ERIC Educational Resources Information Center

    Quesada-Fulgado, Carmencita

    1978-01-01

    Describes a study of certain professional functions and characteristics of financial aid directors in a metropolitan area as seen by themselves and the college or university presidents and deans. The close congruence of ratings is remarkable. (Author)

  19. Using Financial Aid to Speed Degree Completion: A Look at MDRC's Research. Issue Focus

    ERIC Educational Resources Information Center

    MDRC, 2016

    2016-01-01

    Financial aid has long been used to increase access to postsecondary education, particularly for underrepresented students. Given the size of the financial aid system and the widespread use of aid, it should also be thought of as a tool to improve academic success and postsecondary completion. Evidence suggests that using additional financial aid…

  20. Student Financial Aid: An International Perspective.

    ERIC Educational Resources Information Center

    Cronin, Joseph M.

    1986-01-01

    Loans have become an important, even essential, ingredient of college financial aid and family financial planning. The World Bank and other international groups, such as the Organization for Economic Cooperation and Development, regularly review the experiences of many countries in financing education. Their findings are discussed. (MLW)

  1. Students with Disabilities: Financial Aid Policy Issues

    ERIC Educational Resources Information Center

    Wolanin, Thomas R.

    2005-01-01

    This article describes some of the special financial aid needs of students with disabilities and the policy implications of those needs. It focuses on the financial burdens of having a disability, the time demands faced by those with disabilities, the multiple and complex sources from which students with disabilities derive support, and the…

  2. Freshman Year Financial Aid Nudges: An Experiment to Increase Financial Aid Renewal and Sophomore Year Persistence

    ERIC Educational Resources Information Center

    Castleman, Benjamin L.; Page, Lindsay C.

    2013-01-01

    While considerable effort has been invested to increase FAFSA completion among high school seniors, there has been much less investment to ensure that college freshmen re-apply for financial aid. Text messaging is a promising approach to inform students of important stages in the financial aid re-application process and to connect them to…

  3. Handbook of Student Financial Aid: Programs, Procedures, and Policies.

    ERIC Educational Resources Information Center

    Fenske, Robert H.; And Others

    The full range of topics relevant to student financial aid are covered in this book by a variety of experts in financial aid administration and scholarship. The volume details how to organize, implement and assess a financial aid program--including how to determine student need, deal with student bankruptcy and aid termination, and improve…

  4. Informational Memorandum: Student Financial Aid, 1998-99 Update.

    ERIC Educational Resources Information Center

    Wisconsin Univ. System, Madison.

    This publication presents data on student financial aid trends in the University of Wisconsin (UW) System. Tables include: an overview of student financial aid trends; sources of aid for UW System students; loans; grants; the Federal Work Study Program; characteristics of financial aid recipients; and student indebtedness. Highlights noted…

  5. Student Aid Research. A Manual for Financial Aid Administrators.

    ERIC Educational Resources Information Center

    Davis, Jerry Sheehan, Ed.

    This manual contains nine articles intended to assist student financial aid professionals in conducting research. Initial chapters provide basic information for those starting to do such research while later chapters deal with more complex issues. Some chapters include appendices that provide examples of the techniques under consideration. from…

  6. Job Skills of the Financial Aid Professional.

    ERIC Educational Resources Information Center

    Heist, Vali

    2002-01-01

    Describes the skills practiced by student financial aid professionals which are valued by all employers, including problem solving, human relations, computer programming, teaching/training, information management, money management, business management, and science and math. Also describes how to develop skills outside of the office. (EV)

  7. Financial Aid for Minorities in Health Fields.

    ERIC Educational Resources Information Center

    Garrett Park Press, MD.

    This directory of financial aid sources for minority students majoring in health or health-related fields includes the following types of information: (1) summary and description of the fields, including college enrollment statistics, demand for graduates, including salary ranges, and definitions of the fields and specialty areas; (2) directory of…

  8. Student Guide: Financial Aid, 1999-2000.

    ERIC Educational Resources Information Center

    Office of Student Financial Assistance (ED), Washington, DC.

    This guide provides a basic summary of student financial assistance programs provided by the federal government. First, sources of information about student aid are briefly reviewed. Next, guidelines for choosing a school are offered, such as asking about the school's loan default rate and its completion and transfer-out rates. A general…

  9. New Financial Aid Administrator Training. Participant's Workbook.

    ERIC Educational Resources Information Center

    Office of Postsecondary Education, Washington DC. Student Financial Assistance Programs.

    This workbook is intended to be used in conjunction with a workshop on the basic procedures, requirements, and responsibilities for properly administering the Title IV student financial aid programs. These include: the federal Pell Grant Program, the federal Supplemental Educational Opportunity Grant, the federal Work Study Program, the federal…

  10. Student Financial Aid. High-Risk Series.

    ERIC Educational Resources Information Center

    Comptroller General of the U.S., Washington, DC.

    This publication discusses areas of concern in the Department of Education's management and oversight of postsecondary student financial aid programs, especially the Federal Family Education Loan Program (FFELP), the Federal Direct Student Loan Program (FDSLP), and the Federal Pell Grant Programs. The General Accounting Office determined that, in…

  11. Student Financial Aid. High Risk Series.

    ERIC Educational Resources Information Center

    General Accounting Office, Washington, DC.

    This report discusses the continuing concerns of the U.S. General Accounting Office (GAO) in regard to the Department of Education's management and oversight of postsecondary student financial aid programs, especially the Federal Family Education Loan, the Ford Direct Loan, and the Federal Pell Grant Programs. GAO commends the department for its…

  12. Navigating the Complex World of Financial Aid

    ERIC Educational Resources Information Center

    Baum, Sandy

    2010-01-01

    The financial-aid policies and practices of colleges and universities have made too many headlines in recent times to remain the domain of technical experts. Boards of trustees, like other constituencies that are responsible for the health and well-being of postsecondary institutions, should be asking how issues being raised about student…

  13. 2008-09 Financial Aid Report

    ERIC Educational Resources Information Center

    Nevada System of Higher Education, 2010

    2010-01-01

    The mission of the Nevada System of Higher Education (NSHE) is to provide higher education services to the citizens of the State at an excellent level of quality consistent with the state's resources. The information in this report is provided by the financial aid officers at each NSHE institution. Each fall, institutions submit a detailed…

  14. The Ethical Dimensions of Awarding Financial Aid

    ERIC Educational Resources Information Center

    Hillman, Nicholas

    2011-01-01

    In countries charging tuition fees, and those that are considering adopting tuition fee policies, recent economic conditions are making education less affordable and accessible for students. To combat these challenges, nations, state/regional governments, and universities are experimenting with financial aid programmes by providing non-repayable…

  15. Optimization Techniques for College Financial Aid Managers

    ERIC Educational Resources Information Center

    Bosshardt, Donald I.; Lichtenstein, Larry; Palumbo, George; Zaporowski, Mark P.

    2010-01-01

    In the context of a theoretical model of expected profit maximization, this paper shows how historic institutional data can be used to assist enrollment managers in determining the level of financial aid for students with varying demographic and quality characteristics. Optimal tuition pricing in conjunction with empirical estimation of…

  16. How College Pricing Undermines Financial Aid

    ERIC Educational Resources Information Center

    Martin, Robert E.; Gillen, Andrew

    2011-01-01

    The primary purpose of government provided student financial aid is to increase college access by bringing the out-of-pocket price of attendance within reach of more students. The basic idea is quite straightforward. If a good or service costs $100 to buy and the government gives consumers a $50 subsidy, then consumers need only spend $50 of their…

  17. Financial aid policy: lessons from research.

    PubMed

    Dynarski, Susan; Scott-Clayton, Judith

    2013-01-01

    In the nearly fifty years since the adoption of the Higher Education Act of 1965, financial aid programs have grown in scale, expanded in scope, and multiplied in form. As a result, financial aid has become the norm among college enrollees. Aid now flows not only to traditional college students but also to part-time students, older students, and students who never graduated from high school. Today aid is available not only to low-income students but also to middle- and even high-income families, in the form of grants, subsidized loans, and tax credits. The increasing size and complexity of the nation's student aid system has generated questions about effectiveness, heightened confusion among students and parents, and raised concerns about how program rules may interact. In this article, Susan Dynarski and Judith Scott-Clayton review what is known, and just as important, what is not known, about how well various student aid programs work. The evidence, the authors write, clearly shows that lowering costs can improve college access and completion. But this general rule is not without exception. First, they note, the complexity of program eligibility and delivery appears to moderate the impact of aid on college enrollment and persistence after enrollment. Second, for students who have already decided to enroll, grants that tie financial aid to academic achievement appear to boost college outcomes such as persistence more than do grants with no strings attached. Third, compared with grant aid, relatively little rigorous research has been conducted on the effectiveness of student loans. The paucity of evidence on student loans is particularly problematic both because they represent a large share of student aid overall and because their low cost (relative to grant aid) makes them an attractive option for policy makers. Future research is likely to focus on several issues: the importance of program design and delivery, whether there are unanticipated interactions between

  18. Tuition, Financial Aid, Debt, and Dental Student Attrition.

    ERIC Educational Resources Information Center

    DeAngelis, Susan L.

    2000-01-01

    Used 1993 National Postsecondary Student Aid Study data to develop a model of dental student within-year persistence examining the influence of financial aid, tuition, and debt variations on the probability of students' persistence. Though the amount of financial aid received is meeting students' immediate financial needs, debt may have an…

  19. Optimal Financial Aid Policies for a Selective University.

    ERIC Educational Resources Information Center

    Ehrenberg, Ronald G.; Sherman, Daniel R.

    1984-01-01

    This paper provides a model of optimal financial aid policies for a selective university. The model implies that the financial aid package to be offered to each category of admitted applicants depends on the elasticity of the fraction who accept offers of admission with respect to the financial aid package offered them. (Author/SSH)

  20. Implications of Financial Aid: What College Counselors Should Know

    ERIC Educational Resources Information Center

    Case, Joe Paul

    2013-01-01

    Counselors who work in a college environment are aware that financial aid is available to help students with college costs, but they may not be aware of all the financial pressures on students that may influence a student's psychological well-being. This article gives an overview of financial aid programs and financial factors affecting students,…

  1. Apples to Apples: A Financial Aid Reporting Methodology.

    ERIC Educational Resources Information Center

    Allan, Ronald Gage; Hermsen, Al

    2002-01-01

    Asserting that confusion about the treatment of merit-based or categorically-based aid has revealed the need for a generalized financial aid reporting methodology, suggests a procedure for financial aid reporting that recognizes differing treatment of need-based aid before and after awarding. Offers general information about the theoretical…

  2. Pathways to Career Success for Minorities: A Resource Guide to Colleges, Financial Aid, and Work.

    ERIC Educational Resources Information Center

    Powley, Sherry; Schaffert, Tim

    This book contains 10 essays and a directory of financial aid, organizations, and additional information that minority students and employees can use to find sources of funding for further education and career advancement. The 10 essays cover the following topics: (1) general minority work issues; (2) introduction to financial aid; (3) minorities…

  3. Modesto Junior College, A Study of the Financial Aid Program.

    ERIC Educational Resources Information Center

    Angove, Gerald; And Others

    A study was conducted to learn more about the operation of the financial aid program and the students who participate in it at Modesto Junior College. Three sample groups were used: (1) all students who received financial aid in fall 1971; (2) all first-semester freshmen who received direct aid in fall 1971; and (3) third semester continuing…

  4. Financial Aid Handbook for High School Counselors, September 1995.

    ERIC Educational Resources Information Center

    Oregon State Scholarship Commission, Eugene.

    This publication is intended as a reference tool for secondary school counselors to help prospective postsecondary students with their financial aid application process. A section on student financial aid discusses how to apply for aid, when to apply, and how the process proceeds. This section covers the federal government application form, Free…

  5. Financial Aid for Students with Disabilities. 1987 Edition.

    ERIC Educational Resources Information Center

    Brill, Jay; Hartman, Rhona C.

    Information about how handicapped students can pay for postsecondary education and training is provided in this fact sheet for students, parents, and professionals who assist disabled students. The financial aid system is described, with attention to the application and disbursement process and federal financial aid programs. The family…

  6. 2 CFR 200.91 - Student Financial Aid (SFA).

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 2 Grants and Agreements 1 2014-01-01 2014-01-01 false Student Financial Aid (SFA). 200.91 Section... AUDIT REQUIREMENTS FOR FEDERAL AWARDS Acronyms and Definitions Acronyms § 200.91 Student Financial Aid (SFA). SFA means Federal awards under those programs of general student assistance, such as...

  7. Maximizing Enrollment Yield through Financial Aid Packaging Policies

    ERIC Educational Resources Information Center

    Spaulding, Randy; Olswang, Steven

    2005-01-01

    Using institutional data, this paper presents a model to enable researchers and enrollment managers to assess the effectiveness of financial aid packaging policies in light of student characteristics and institutional market position. The model uses discriminant analysis and a series of hypothetical financial aid award scenarios to predict the…

  8. African-American Students and the Financial Aid Cartel.

    ERIC Educational Resources Information Center

    Grossman, Herschel I.

    1996-01-01

    Discusses how competition for black college students among the nation's most prestigious institutions could become more intense if these universities abandon their agreement to set financial aid based on merit as well as on need. It argues that by enforcing limitations on financial aid, Congress is protecting Ivy League schools and is sanctioning…

  9. Time to Reexamine Institutional Cooperation on Financial Aid

    ERIC Educational Resources Information Center

    Reed, Matthew

    2008-01-01

    Many public and private colleges give out substantial amounts of financial aid in excess of students' demonstrated financial need to attract the most talented students in a competitive marketplace. These colleges see merit aid as an investment in institutional quality. Since top students are in high demand, colleges may have to bid against each…

  10. A Financial Aid Competency Model for Professional Development

    ERIC Educational Resources Information Center

    Woolf, Neil; Martinez, Mario

    2013-01-01

    This research explores the competencies that financial aid officers need to be successful in their jobs. A survey of 30 competencies was distributed to 508 financial aid officers in the Western United States. Respondents were asked to rate 30 job competencies for their relative importance and frequency of use. Using exploratory factor analysis,…

  11. 34 CFR 668.19 - Financial aid history.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... 34 Education 3 2012-07-01 2012-07-01 false Financial aid history. 668.19 Section 668.19 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION... Programs § 668.19 Financial aid history. (a) Before an institution may disburse title IV, HEA program...

  12. 34 CFR 668.19 - Financial aid history.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... 34 Education 3 2014-07-01 2014-07-01 false Financial aid history. 668.19 Section 668.19 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION... Programs § 668.19 Financial aid history. (a) Before an institution may disburse title IV, HEA program...

  13. 34 CFR 668.19 - Financial aid history.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... 34 Education 3 2013-07-01 2013-07-01 false Financial aid history. 668.19 Section 668.19 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION... Programs § 668.19 Financial aid history. (a) Before an institution may disburse title IV, HEA program...

  14. 34 CFR 668.19 - Financial aid history.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 34 Education 3 2011-07-01 2011-07-01 false Financial aid history. 668.19 Section 668.19 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION... Programs § 668.19 Financial aid history. (a) Before an institution may disburse title IV, HEA program...

  15. How People Think About: College Prices, Quality, and Financial Aid

    ERIC Educational Resources Information Center

    Shireman, Robert; Baum, Sandy; Steele, Patricia

    2012-01-01

    Over the past year, the authors have discussed college prices, college quality, and student financial aid with elected officials and staff from several state legislatures, financial aid administrators from a variety of campuses, and policy analysts from Washington DC advocacy organizations. They have also been able to informally gain insights at…

  16. Financial Aid and Enrollment: Questions for Boards to Consider

    ERIC Educational Resources Information Center

    Baum, Sandy

    2015-01-01

    This white paper encourages board members to take a step back and think about long-term strategies for ensuring that financial aid policies are consistent with institutional mission at the same time that they serve fiscal and enrollment goals. While board members can determine financial aid and enrollment policies only at the broadest level, it is…

  17. The Effect of State Financial Aid Policies on College Completion

    ERIC Educational Resources Information Center

    Ragland, Sheri E.

    2016-01-01

    In 2008, state legislatures provided $6 billion in financial aid to 2 million low-income young adults. When low-income young adults receive state financial aid and do not complete college, states lose their investment because fewer people with degrees will contribute to the state's economy. Declining states' budgets have led to (a) the rising cost…

  18. Trends in State Financial Aid: Actions from the 2013 and 2014 Legislative Sessions. Financial Aid: Trends in the States

    ERIC Educational Resources Information Center

    Pingel, Sarah

    2014-01-01

    The outcomes states gain from investing in postsecondary financial aid programs remain hotly debated, leading to great interest in developing programs that are both cost-effective and productive in helping states meet goals. In the 2012-13 academic year, states collectively provided approximately $11.2 billion in financial aid to students enrolled…

  19. Hopes & Hurdles: California Foster Youth and College Financial Aid

    ERIC Educational Resources Information Center

    Cochrane, Deborah Frankle; Szabo-Kubitz, Laura

    2009-01-01

    This report examines why former foster youth in California are not receiving the aid they are likely eligible for, from inadequate or poorly targeted information about college costs and financial aid to structural obstacles within the aid process and programs. While many of this report's findings and recommendations are specific to foster youth,…

  20. Reimagining Financial Aid to Improve Student Access and Outcomes

    ERIC Educational Resources Information Center

    National Association of Student Financial Aid Administrators (NJ1), 2013

    2013-01-01

    As the student aid programs rapidly approach reauthorization in 2014, they continue to face severe funding and efficiency problems. With grant assistance from the Bill & Melinda Gates Foundation through their "Reimagining Aid Design and Delivery" (RADD) project, the National Association of Student Financial Aid Administrators…

  1. Composite filter aids for cleanup of additives

    SciTech Connect

    Rudenko, L.I.; Sklyar, V.Y.

    1984-03-01

    This article examines the properties of composite filter aids in additive cleanup using two- and three-component filter aid composites based on perlite, kieselguhr, diatomite, asbestos, and wood flour. Filtration tests were run on naphtha solutions of the additive zinc dialkyldithiophosphate. The laboratory studies indicate that composites of perlite and kieselguhr with fibrous materials (wood flour or asbestos) show great promise for the removal of solid contaminants from the zinc disalkydithiophosphate additive. The advantages of the filter aid composite based on perlite, kieselguhr, and wood flour in comparison with the two-component composites are the higher filtration rate (by 26%) and the smaller losses of additive (by a factor of 2.1) and isobutyl alcohol (by a factor of 1.6). It is demonstrated that the filtration rate with the three components is 50-60% higher than with the composite of perlite with kieselguhr. The filtration of the zinc dialkyldithiophosphate additive using the composite filter aid based on perlite, kieselguhr, and wood flour, has been adopted at the Volgograd Petroleum Refinery. Includes 2 tables.

  2. Green Lights & Red Tape: Improving Access to Financial Aid at California's Community Colleges

    ERIC Educational Resources Information Center

    Cochrane, Deborah Frankle

    2007-01-01

    Financial aid can encourage students to enroll in college and increase their odds of academic success. While the California community colleges (CCCs) have very low fees, which are waived for most low-income students, the additional expenses of books, supplies, transportation, housing, food and childcare can create significant financial barriers to…

  3. "Aid Like a Paycheck: Engaging with Policymakers and Practitioners to Evaluate and Improve Financial Aid"

    ERIC Educational Resources Information Center

    Weissman, Evan; O'Connell, Jesse

    2016-01-01

    "Aid Like A Paycheck" is a large-scale pilot evaluation of whether an innovative approach to disbursing financial aid can improve academic and financial outcomes for low-income community college students. Lessons from the pilot evaluation were used to create and fine-tune a logic model depicting activities, outputs, mediators, and…

  4. Financial Aid Tipping Points: An Analysis of Aid and Academic Achievement at a California Community College

    ERIC Educational Resources Information Center

    Coria, Elizabeth; Hoffman, John L.

    2016-01-01

    The purpose of this study was to explore relationships between financial aid awards and measures of student academic achievement. Financial aid and academic records for 11,956 students attending an urban California community college were examined and analyzed using simultaneous linear regression and two-way factorial ANOVAs. Findings revealed a…

  5. Unmet Need and Unclaimed Aid: Increasing Access to Financial Aid for Community College Students

    ERIC Educational Resources Information Center

    Lopez, Julia I.

    2013-01-01

    In California, public financial aid aimed at low-income students is not reaching some of the poorest students enrolled in community colleges. Outreach efforts to students are important, but high schools and community colleges must also make financial aid receipt a priority.

  6. Why Knowledge of Financial Aid Is Important to Orientation Professionals.

    ERIC Educational Resources Information Center

    Pope, Myron

    2001-01-01

    Discusses the origins, philosophy, and current status of student financial aid, asserting that this information is important for orientation personnel as they develop programs and promote a holistic view of student success, including how students pay for college. (EV)

  7. Student Financial Aid: 2000-01 Update. Informational Memorandum.

    ERIC Educational Resources Information Center

    Wisconsin Univ. System, Madison. Office of Policy Analysis and Research.

    This memorandum provides information about students granted financial aid in the University of Wisconsin (UW) system in 2000-2001 and earlier years. The total financial aid provided UW students was $497.8 million, up $29.8 million from 1999-2000. Total loan dollars for UW students were up $17.5 million from 1999-2000 to $340.3 million. Total grant…

  8. Student Financial Aid: 2001-02 Update. Informational Memorandum.

    ERIC Educational Resources Information Center

    Wisconsin Univ. System, Madison. Office of Policy Analysis and Research.

    This memorandum provides information about students granted financial aid in the University of Wisconsin (UW) system in 2001-2002 and earlier years. The total financial aid provided to UW students was $550.0 million, up $52.2 million from 2000-2001. Total loan dollars for UW students totaled $371.2 million, up $30.9 million from 2000-2001. UW…

  9. Early Commitment Financial Aid Programs: Promises, Practices, and Policies

    ERIC Educational Resources Information Center

    Blanco, Cheryl D.

    2005-01-01

    Student financial assistance has long been a means to promote access to postsecondary education and attainment of college degrees. Numerous types of financial aid programs have proliferated over the years, including a relatively new concept that specifically targets high-risk, low-income students, focusing not just on getting them to go to college…

  10. Financial Aid: The Student Guide, 2000-2001.

    ERIC Educational Resources Information Center

    Department of Education, Washington, DC.

    This publication presents a basic summary of student financial assistance programs provided by the federal government and explains how to apply for them. It begins by reviewing sources of information about student aid. A general information section covers student eligibility, financial need, dependency status, applying, special circumstances,…

  11. Clearing the Path: Delivering Financial Aid to Community College Students

    ERIC Educational Resources Information Center

    Frick Cardelle, Rachel A.

    2013-01-01

    Low- and middle-income students at public, two-year institutions too often do not apply for college financial aid (Advisory Committee on Student Financial Assistance, 2008; Kantrowitz, 2009a, 2011). This research first examines national data to identify what the risk factors are for not applying and compares those risk factors for students at…

  12. Latino Associate Degree Completion: Effects of Financial Aid over Time

    ERIC Educational Resources Information Center

    Gross, Jacob P. K.; Zerquera, Desiree; Inge, Brittany; Berry, Matthew

    2014-01-01

    Lack of financial resources to pay for postsecondary education--perceived and actual--has been cited as a barrier to student access and persistence, particularly for Latino students. This study investigates the following question: "To what extent does financial aid affect the educational attainment of Latinos enrolled in Associate's degree…

  13. Cost-Free Financial Aid Focuses Kids on College

    ERIC Educational Resources Information Center

    Martinez, Tony P.; Martinez, Alison P.

    2006-01-01

    This article discusses college student financial aid. The core business of SLM Corporation, better known as Sallie Mae, is college loans. Its charitable affiliate, the Sallie Mae Fund, offers scholarships like the "First in My Family" grant, targeting first-generation Hispanic college students. Latino college students average less financial aid…

  14. Financial Aid: A Broken Bridge to College Access?

    ERIC Educational Resources Information Center

    Long, Bridget Terry; Riley, Erin

    2007-01-01

    In this article, Bridget Terry Long and Erin Riley argue that in recent years, U.S. financial aid policy has shifted its emphasis from expanding college access for low-income students toward defraying the costs for middle- and upper-income families. They explain how loans, merit-based aid, and education tax breaks are increasingly replacing…

  15. Financial Aid at Proprietary Schools: How Important Is It?

    ERIC Educational Resources Information Center

    Scheaffer, Donald E.

    1979-01-01

    A study is reported that sought to determine the extent of utilization of federal student aid programs at proprietary schools, to assess the role of federal support for needy students enrolled at proprietary schools, and to evaluate the relationship of financial aid to the recruitment and training of students. (JMD)

  16. A Primer on Economics for Financial Aid Professionals.

    ERIC Educational Resources Information Center

    Baum, Sandy

    This primer is intended to provide college financial aid professionals with a background in fundamental areas of economics. Its goal is to provide a stronger understanding of the key principles that shape need analysis systems. Part 1 presents basic economic concepts and discusses their application to college enrollment and student aid. These…

  17. The Changing Nature of Financial Aid

    ERIC Educational Resources Information Center

    Heller, Donald E.

    2004-01-01

    Financial assistance for individuals attending college has existed in this country almost as long as higher education itself. Institutions awarded many of the earliest scholarships based on students' academic merit, with consideration often given to financial need. This practice was carried into the twentieth century, largely by private elite…

  18. A Self-Instructional Course in Student Financial Aid Administration. Module 9: Award Packaging. Second Edition.

    ERIC Educational Resources Information Center

    Washington Consulting Group, Inc., Washington, DC.

    With the ninth module in a 17-module self-instructional course on student financial aid administration, novice financial aid administrators are taught about financial aid award packaging. A fundamental understanding of management of federal financial aid programs authorized by Title IV of the Higher Education act is provided. After completing the…

  19. A History of Financial Aid to Students

    ERIC Educational Resources Information Center

    Fuller, Matthew B.

    2014-01-01

    Colleges, universities, and the communities they serve have always been concerned about students' abilities to pay and the systems of aid to support students' learning. This article reviews the history of aiding student in higher education. Early student- and institutionally-led programs are discussed along with initial philanthropic and…

  20. Redesigning State Financial Aid: Principles to Guide State Aid Policymaking

    ERIC Educational Resources Information Center

    Pingel, Sarah; Sponsler, Brian A.

    2015-01-01

    Several factors create a challenging environment for individuals seeking financial support to complete a postsecondary degree program. In recognition of the challenges of paying for higher education, decision-makers at the federal and state levels support college-going with public policy. Through direct institutional allocations, need and…

  1. Student Financial Aid: An International Perspective.

    ERIC Educational Resources Information Center

    Cronin, Joseph M.

    1986-01-01

    Student loans have become an essential ingredient of financial planning for college. The Guaranteed Student Loan Program's default rate is over 10 percent. World Bank and other international data suggest three solutions: longer repayment terms, graduated repayment schedules, and forgiveness for individuals choosing public service. (8 references)…

  2. Student Charges & Financial Aid, 2001-2002.

    ERIC Educational Resources Information Center

    National Association of State Universities and Land Grant Colleges, Washington, DC.

    Data from a variety of sources confirmed that the opening of the 2001-2002 academic year brought a return to reduced appropriations for higher education and higher tuition increases. As the impact of the continued economic slowdown and the financial blows from the September terrorist attacks become known, policymakers continue to reduce budgets…

  3. Does Federal Financial Aid Policy Influence the Institutional Aid Policies of Four-Year Colleges and Universities? An Exploratory Analysis

    ERIC Educational Resources Information Center

    Hossler, Don; Kwon, Jihye

    2015-01-01

    There is a dearth of empirical work that examines the relationships between federal financial aid policy and institutional financial aid priorities and expenditures. This study uses Resource Dependency Theory to explore whether changes the amount of financial aid awarded by colleges and universities during the last fifty years are best explained…

  4. Student Aid for the Eighties: Report of the Study of Financial Aid to Maritime Students.

    ERIC Educational Resources Information Center

    Maritime Provinces Higher Education Commission, Fredericton (New Brunswick).

    A research report on financial aid to maritime student (those in the Maritime Provinces) enrolled in postsecondary education in Canada is presented in English and French versions. The study was designed to: (1) prepare a historical perspective of and rationale for programs of financial assistance to students; (2) review and compare existing…

  5. 39 CFR 3050.40 - Additional financial reporting.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 39 Postal Service 1 2010-07-01 2010-07-01 false Additional financial reporting. 3050.40 Section... financial reporting. (a) In general. The Postal Service shall file with the Commission: (1) Within 40 days...), beginning with the annual report for fiscal year 2010. (c) Financial reporting. The reports required...

  6. Smarter Spending: Reforming Federal Financial Aid for Higher Education

    ERIC Educational Resources Information Center

    Gillen, Andrew

    2011-01-01

    In higher education, three generally recognized rationales for federal involvement in financial aid exist: (1) Promoting equality of opportunity: Those from poor households are less likely to attend college for a variety of reasons; (2) Credit market imperfections: Students may not have access to the credit needed to make profitable investments in…

  7. Undocumented College Students, Taxation, and Financial Aid: A Technical Note

    ERIC Educational Resources Information Center

    Olivas, Michael A.

    2009-01-01

    A surprising amount of litigation and legislation has erupted over undocumented college students. Victims at the federal level are the DREAM Act and immigration reform. Financial aid raises technical issues for undocumented college applicants and for the citizen children of undocumented parents. Generally, the undocumented are ineligible for…

  8. College Financial Aid Rules and the Allocation of Savings

    ERIC Educational Resources Information Center

    Reyes, Jessica Wolpaw

    2008-01-01

    The college financial aid system imposes an implicit asset tax that is prevalent and substantial. Facing this tax, rational families should reduce their total assets and shelter assets in protected categories. I find that the tax induces a 7-12% reduction in total assets, a result in line with the literature. Furthermore, I find evidence that…

  9. Student Charges and Financial Aid 2005-2006

    ERIC Educational Resources Information Center

    American Association of State Colleges and Universities, 2006

    2006-01-01

    For the second consecutive year, the economy and state fiscal conditions continued to improve, offering some relief in student charges and financial aid at public colleges and universities in 2005-2006. Tuition increases have shrunk to single-digits, but concern is still high regarding enrollment growth, employee compensation and benefits and…

  10. Financial Aid for Minorities in Business and Law.

    ERIC Educational Resources Information Center

    Garrett Park Press, MD.

    This directory of financial aid sources for minority students majoring in business (including accounting, finance, human relations, information services, marketing and production) or law includes the following types of information: (1) summary and description of the fields, including college enrollment statistics, demand for graduates, and…

  11. Financial Aid, Access, and America's Social Contract with Higher Education

    ERIC Educational Resources Information Center

    Green, Thomas C.

    2005-01-01

    Over the last century, Americans have formed a social contract with higher education through the development of and changes to student financial aid programs. These federal, state, and institutional programs are the manifestation of the value we place on who should and who does pay the costs of higher education. Grants versus loans and low-income…

  12. Reference Guide. Meeting the Challenge of Student Financial Aid.

    ERIC Educational Resources Information Center

    National Association of Student Financial Aid Administrators, Washington, DC.

    This is a resource list designed to alert administrators of student financial aid services at institutions of higher education to resources that can assist in responding to the challenges and strategies described in a companion report. It is organized alphabetically by topic. Listings include short bibliographic data and descriptions of each…

  13. Stress and Burnout in Admissions and Financial Aid.

    ERIC Educational Resources Information Center

    Laird, Bob

    2002-01-01

    Offers suggestions for college admissions and financial aid officers on coping with job stress and managing burnout. These include: remember that it's usually not personal, a little paranoia is a good thing, don't hire difficult people, and accept not being able to do your best work on every task. (EV)

  14. Financial Aid for Minorities in Engineering and Science.

    ERIC Educational Resources Information Center

    Garrett Park Press, MD.

    This directory of financial aid sources for minority students majoring in engineering or scientific fields includes the following types of information: (1) summary and description of the field, including college enrollment statistics, degrees awarded, demand for graduates (including salary ranges), and definitions of major fields; (2) directory of…

  15. The Politics of Public College Tuition and State Financial Aid

    ERIC Educational Resources Information Center

    Doyle, William R.

    2012-01-01

    What explains the different levels of tuition and financial aid observed in the United States? This study hypothesizes that state-level political characteristics account for much of the variation observed. Of particular importance are the ideology of state legislators and the relative influence of public and private institutions. Estimates of a…

  16. Reinventing Financial Aid: Charting a New Course to College Affordability

    ERIC Educational Resources Information Center

    Kelly, Andrew P., Ed.; Goldrick-Rab, Sara, Ed.

    2014-01-01

    In this provocative volume, two experts with very different points of view address the growing concern that student loan programs are not a sustainable solution to the problem of mounting college costs. They argue that the time has come to reform the financial aid system so that it is more effective in promoting college affordability, access, and…

  17. Briefly Speaking: An Introduction to Student Financial Aid in California for Policy Makers.

    ERIC Educational Resources Information Center

    Eureka Project, Sacramento, CA.

    Designed to help educational policy makers understand student financial aid in California, this booklet covers the importance of aid, how it has changed, current programs, need analysis, packaging, public and student views, graduate aid, and politics and problems of aid. As student financial aid became a larger and more complex educational…

  18. NASFAA Annotated Bibliography of Literature on Student Financial Aid: 1977-1985.

    ERIC Educational Resources Information Center

    National Association of Student Financial Aid Administrators, Washington, DC.

    Complete citations and annotations are provided for the professional literature in the field of student financial aid for the period 1977-1985. Most entries are from an ERIC search of citations in Current Index to Journals in Education. Additional entries were taken from the listings of professional papers and reports published by selected…

  19. Technological Innovation in Financial Aid Offices in Public Colleges and Universities.

    ERIC Educational Resources Information Center

    Shelley, Rita F.

    1989-01-01

    Results of a national survey of financial aid officers provides information on current computer capabilities and the status of technological innovation in financial aid office administration. Obstacles to innovation and reasons to innovate were also investigated. (MSE)

  20. Budget Cuts: Financial Aid Offices Face Budget Cuts and Increasing Workload. Quick Scan Survey Results

    ERIC Educational Resources Information Center

    National Association of Student Financial Aid Administrators (NJ1), 2010

    2010-01-01

    The majority of college financial aid offices have seen cuts to their operating budgets this year compared to the 2007-08 academic year when the recession began, according to the National Association of Student Financial Aid Administrator's latest QuickScan Survey. Sixty-two percent of financial aid offices reported operating budget cuts this year…

  1. A Self-Instructional Course in Student Financial Aid Administration. Module 8: Need Analysis. Second Edition.

    ERIC Educational Resources Information Center

    Washington Consulting Group, Inc., Washington, DC.

    The eighth module in a 17-module self-instructional program on student financial aid administration (designed for novice student financial aid administrators and other personnel) focuses on need analysis. It provides an introduction to the management of federal financial aid programs authorized by the Higher Education Act Title IV. After…

  2. Competencies for Financial Aid Officers: A Competency Model for Professional Development

    ERIC Educational Resources Information Center

    Woolf, Michael Neil

    2012-01-01

    Financial aid officers play a vital role in assisting prospective and current college students in enrolling and graduating from college. This study explores the competencies that financial aid officers need to be successful in their jobs. A survey of thirty competencies was distributed to 508 practicing financial aid officers in the Western United…

  3. The Differential Effects of Financial Aid on Degree Completion by Gender

    ERIC Educational Resources Information Center

    Gross, Jacob P. K.; Berry, Matthew; Reynolds, Pauline

    2015-01-01

    Financial aid and student success are interrelated and essential components of strategic enrollment management. From an economic perspective, by reducing the price students pay, financial aid affects student demand for education. However, financial aid also has nonmonetary effects. For example, students receiving institutional scholarships may…

  4. The Role of Context in Understanding the Contributions of Financial Aid to College Opportunity

    ERIC Educational Resources Information Center

    Perna, Laura W.; Steele, Patricia E.

    2011-01-01

    Background/Context: Financial aid is a critical policy lever for increasing college access, choice, and attainment. Even with the substantial investment in financial aid programs, however, inadequate financial resources continue to limit postsecondary educational attainment. The persistence of financial barriers despite the substantial annual…

  5. The Student Guide: Financial Aid from the U.S. Department of Education, 2005-2006

    ERIC Educational Resources Information Center

    US Department of Education, 2005

    2005-01-01

    This student guide provides financial aid information for high school seniors and college students. The first few pages of this guide are a quick reference to federal student aid programs and how to apply. Most student financial aid comes from the federal government programs, which the U.S. Department of Education's Federal Student Aid (FSA)…

  6. Third Annual Report of the Advisory Council on Financial Aid to Students.

    ERIC Educational Resources Information Center

    Bureau of Postsecondary Education (DHEW/OE), Washington, DC.

    The council's recommendations for 1977 for college-based financial aid programs and for the guaranteed student loan program are both summarized and explained, and the progress of financial aid programs in 1976-77 is reviewed. The latter review includes the training of aid administrators, aid application simplification, regulations and guidelines,…

  7. Student Financial Aid: 1997-98 Update. The University of Wisconsin System Informational Memorandum.

    ERIC Educational Resources Information Center

    Wisconsin Univ. System, Madison.

    Highlights of this data on student financial aid in the University of Wisconsin (UW) system for 1997-98 include the following: 84 percent of student financial aid comes from federal sources; 56 percent of undergraduate students receive aid (up 2 percent from the previous year); 35 percent of graduate students receive aid (up 2 percent); 60 percent…

  8. Financial Needs and Access to Aid among Chinese Vocational High School Students

    ERIC Educational Resources Information Center

    Yang, Po

    2013-01-01

    This study analyzed 586 students from nine vocational high schools in three provinces in China. It found a substantial gap between the demand for and the supply of government financial aid. Moreover, correct student aid information and aid application was not equally distributed among various student groups. A financial aid application made a…

  9. Financial Aid's Role in Meeting State College Completion Goals

    ERIC Educational Resources Information Center

    Hillman, Nicholas W.; Orians, Erica Lee

    2013-01-01

    This brief utilizes the most recent and rigorous financial aid research to inform state higher education leaders about innovative and effective financial aid practices. By simplifying aid eligibility requirements, improving the aid application process, and engaging in early awareness efforts, states could improve the effectiveness of existing aid…

  10. Examining a Financial Climate of Support: How Institutional-Level Financial Aid Relates to Teamwork, Leadership, and Critical Thinking

    ERIC Educational Resources Information Center

    Park, Julie J.; Denson, Nida; Johnson, Matthew

    2014-01-01

    Financial aid plays a critical role in college access and student success. It plays an increasingly important role as the college-going population continues to diversify and the cost of college continues to rise at both public and private institutions. In this study, the authors examined whether institutional level financial aid has any direct…

  11. Adult Learners in Postsecondary Education: Issues for the Student Financial Aid Administrator.

    ERIC Educational Resources Information Center

    Melecki, Tom

    1984-01-01

    As increasing numbers of adults approach postsecondary education, the financial aid community must research specific issues: adult student costs, resources, aid received and aid denied, perceptions of aid offices and services, information needs, expense budgeting, aid packaging, office staffing, and publications needed. (MSE)

  12. Financial Aid: Who Needs It? MIS Research Profile, Volume One, Number 1, Mar. 1973.

    ERIC Educational Resources Information Center

    Jackson, Linda M.

    This report examines various aspects of financial aid including financial need as the basis for financial aid to students and the problem of inadequate funds. Recommendations suggest: (1) When forms are administered to the students, more guidance is needed to make them aware of the differences in the two systems presently serving the colleges and…

  13. Academic Disqualification and Persistence to Graduation by Financial Aid Category and Academic Ability

    ERIC Educational Resources Information Center

    Wessel, Roger D.; Bell, Carolyn L.; McPherson, John D.; Costello, Michael T.; Jones, Jim A.

    2007-01-01

    In this longitudinal study of 21,243 students, the academic disqualification and persistence to graduation by financial aid category and academic ability were studied. Students who had greater financial need disqualified at higher rates and persisted to graduation at lower rates. However, when financial aid categories were stratified by academic…

  14. The Student Guide: Five Federal Financial Aid Programs, '87-'88.

    ERIC Educational Resources Information Center

    Department of Education, Washington, DC.

    Federal student aid programs for postsecondary education, and the procedures for applying for them, are described. The following topics are addressed: (1) finding out about student financial aid (sources other than this guide); (2) U. S. Department of Education student aid--general information (eligibility; financial need; forms, records and…

  15. Student Consumer's Guide. Six Federal Financial Aid Programs, 1979-80.

    ERIC Educational Resources Information Center

    Office of Education (DHEW), Washington, DC.

    Guidelines for students seeking financial aid are provided for six federal programs. General information about seeking financial aid and rights and responsibilities of the student as consumer are outlined. The following federal aid programs are covered: the Basic Educational Opportunity Grant Program, the Guaranteed Student Loan Program, the…

  16. Financial Aid Policy: Lessons from Research. NBER Working Paper No. 18710

    ERIC Educational Resources Information Center

    Dynarski, Susan; Scott-Clayton, Judith

    2013-01-01

    In the nearly fifty years since the adoption of the Higher Education Act of 1965, financial aid programs have grown in scale, expanded in scope, and multiplied in form. As a result, financial aid has become the norm among college enrollees. The increasing size and complexity of the nation's student aid system has generated questions about…

  17. The Moving Target: Student Financial Aid and Community College Student Retention

    ERIC Educational Resources Information Center

    Kennamer, Michael A.; Katsinas, Stephen G.; Schumacker, Randall E.

    2011-01-01

    This article reviews recent literature on student financial aid as a retention tool at community colleges. Enrollment and tuition data from the National Center for Education Statistics (NCES) Integrated Postsecondary Education Data System (IPEDS), and federal direct grant student aid data from the IPEDS Student Financial Aid Survey are used to…

  18. After the FAFSA: How Red Tape Can Prevent Eligible Students from Receiving Financial Aid

    ERIC Educational Resources Information Center

    Cochrane, Debbie Frankle

    2010-01-01

    This report sheds light on what happens to federal financial aid applicants after they submit the Free Application for Federal Student Aid (FAFSA). Using 2007-08 financial aid data from 13 California community colleges, the Institute found that one in three likely Pell-eligible applicants did not receive a Pell Grant. Also, while few students'…

  19. To Apply or Not to Apply: FAFSA Completion and Financial Aid Gaps

    ERIC Educational Resources Information Center

    Kofoed, Michael S.

    2017-01-01

    In the United States, college students must complete the Free Application for Student Federal Aid (FAFSA) to access federal aid. However, many eligible students do not apply and consequently forgo significant amounts of financial aid. If students have perfect information about aid eligibility, we would expect that all eligible students complete…

  20. Helping Community College Students Cope with Financial Emergencies: Lessons from the Dreamkeepers and Angel Fund Emergency Financial Aid Programs

    ERIC Educational Resources Information Center

    Geckeler, Christian

    2008-01-01

    Lumina Foundation for Education created the Dreamkeepers and Angel Fund Emergency Financial Aid Programs to assist community college students who are at risk of dropping out because of unexpected financial crises. Both programs are multiyear pilot projects that began in 2005 and are administered by Scholarship America and the American Indian…

  1. Marketing Need-Based Financial Aid Programs: An Institutional Case Study

    ERIC Educational Resources Information Center

    Knight, Mary Beth

    2010-01-01

    Colleges and universities represent one of the most utilized sources of need-based financial aid information for students and families, and yet most research in access marketing is focused at the national and state levels. There is sparse published information about the effects of financial aid marketing observed through quantitative analysis, in…

  2. Simulating the Effects of Financial Aid Packages on College Student Stopout, Reenrollment Spells, and Graduation Chances

    ERIC Educational Resources Information Center

    DesJardins, Stephen L.; McCall, Brian P.

    2010-01-01

    This study investigates the impact that different financial aid packages have on student stopout, reenrollment, and graduation probabilities. The authors simulate how various financial aid packaging regimes affect the occurrence and timing of these events. Their findings indicate that the number and duration of enrollment and stopout spells affect…

  3. Lots of Money, Limited Options: College Choice and Student Financial Aid

    ERIC Educational Resources Information Center

    Redd, Kenneth E.

    2004-01-01

    Financial aid and college preparatory programs are designed in part to allow students from low-income families to have the same choices of institutions as those from middle- and upper-income groups. Unfortunately, despite providing more than $100 billion in financial aid and college preparatory assistance, state and federal policy makers have been…

  4. Research Tools, Tips, and Resources for Financial Aid Administrators. Monograph, A NASFAA Series.

    ERIC Educational Resources Information Center

    Mohning, David D.; Redd, Kenneth E.; Simmons, Barry W., Sr.

    This monograph provides research tools, tips, and resources to financial aid administrators who need to undertake research tasks. It answers: What is research? How can financial aid administrators get started on research projects? What resources are available to help answer research questions quickly and accurately? How can research efforts assist…

  5. Does Generosity Beget Generosity? Alumni Giving and Undergraduate Financial Aid. NBER Working Paper No. 17861

    ERIC Educational Resources Information Center

    Meer, Jonathan; Rosen, Harvey S.

    2012-01-01

    We investigate how undergraduates' financial aid packages affect their subsequent donative behavior as alumni. The empirical work is based upon micro data on alumni giving at an anonymous research university. We focus on three types of financial aid, scholarships, loans, and campus jobs. A novel aspect of our modeling strategy is that, consistent…

  6. Enrollment Management and Financial Aid Part Two: A Public Policy Perspective

    ERIC Educational Resources Information Center

    Hossler, Don; Kalsbeek, David

    2008-01-01

    In our previous essay, we considered the role of institutional financial aid and the practice of enrollment management. In that essay we explored the use of financial aid as a tool to enhance equity increase prestige, as a revenue enhancement tool and as a means to shape institutional image in the various markets that comprise our diverse system…

  7. How Latino Students Pay for College: Patterns of Financial Aid in 2003-04

    ERIC Educational Resources Information Center

    Santiago, Deborah A.; Cunningham, Alisa F.

    2005-01-01

    Financial aid plays a critical role in the postsecondary education of Latino students. However, very little comprehensive and easy to understand information is available about what types or how much financial aid Latinos receive. The goal of this brief is to provide timely and accurate information about how Latino undergraduates currently…

  8. What is Known about the Impact of Financial Aid? Implications for Policy. An NCPR Working Paper

    ERIC Educational Resources Information Center

    Long, Bridget Terry

    2008-01-01

    Years of research support the notion that financial aid can influence students' postsecondary decisions, but questions remain about the best ways to design and implement such programs and policies. This paper serves as a discussion of the research literature on the effectiveness of financial aid with special attention to its implications for…

  9. Financial Aid and First-Year Collegiate GPA: A Regression Discontinuity Approach

    ERIC Educational Resources Information Center

    Curs, Bradley R.; Harper, Casandra E.

    2012-01-01

    Using a regression discontinuity design, we investigate whether a merit-based financial aid program has a causal effect on the first-year grade point average of first-time out-of-state freshmen at the University of Oregon. Our results indicate that merit-based financial aid has a positive and significant effect on first-year collegiate grade point…

  10. Determinants of Persistence and the Role of Financial Aid: Lessons from Chile

    ERIC Educational Resources Information Center

    Santelices, María Verónica; Catalán, Ximena; Kruger, Diana; Horn, Catherine

    2016-01-01

    This article explores the determinants of persistence in the Chilean higher education system, considering academic and socio-demographic factors as well as the role of financial aid. The financial aid policy for students in Chile has undergone major changes over the last decade, which has allowed individuals from usually underrepresented income…

  11. Financial Aid in Hispanic-Serving Institutions: Aligning Resources with HSI Commitments

    ERIC Educational Resources Information Center

    Venegas, Kristan M.

    2015-01-01

    The purpose of this chapter is to review the literature related to Hispanic-serving institutions and financial aid. Based on this review, a framework for guiding HSIs that considers the role of financial aid in meeting the needs of Latino/a students is suggested.

  12. Community College Students' Experiences with Financial Aid Policies and Practices: A Critical Case Study

    ERIC Educational Resources Information Center

    White, Julie A.

    2013-01-01

    This case study describes community college students' experiences with governmental financial aid policies and institutional financial aid processes at an urban community college campus in the Northeastern United States. Drawing from theories of social justice, conceptions of social capital, and institutionalist analyses of the community college…

  13. Student Financial Aid Handbook, 2000-2001. Volume 2: Institutional Eligibility.

    ERIC Educational Resources Information Center

    Department of Education, Washington, DC. Student Financial Assistance.

    The "Student Financial Aid Handbook" explains the policies and procedures required for institutions of higher education to administer federally funded student financial assistance programs properly. This volume focuses on institutional eligibility and explains how a school becomes eligible to participate in the Student Financial Assistance (SFA)…

  14. Show Us the Money: Low-Income Students, Families, and Financial Aid

    ERIC Educational Resources Information Center

    Oliverez, Paz M.; Tierney, William G.

    2005-01-01

    For many urban low-income students, going to college may not seem feasible for various reasons. A primary reason for low participation is a lack of financial resources to pay for higher education, and a lack of information about the availability of financial aid. When students have families who view college as financially out of reach, access to…

  15. National Postsecondary Student Aid Study: Student Financial Aid Estimates for 1999-2000. E.D. Tabs.

    ERIC Educational Resources Information Center

    National Center for Education Statistics (ED), Washington, DC.

    The National Postsecondary Student Aid Study (NPSAS) is a comprehensive survey that examines how students and their families pay for postsecondary education. The study included nationally representative samples of students, including those who do and do not receive financial aid. This report has been prepared to provide some key estimates as…

  16. Exploring the Relationship between State Financial Aid Policy and Postsecondary Enrollment Choices: A Focus on Income and Race Differences

    ERIC Educational Resources Information Center

    Kim, Jiyun

    2012-01-01

    This study explores the relationship between state financial aid policies and postsecondary enrollment for high school graduates (or equivalent diploma holders). Utilizing an event history modeling for a nationally representative sample from the National Education Longitudinal Study (NELS:88/2000) in addition to state-level policy variables, this…

  17. Student Financial Aid Handbook, 2001-2002. Application and Verification Guide.

    ERIC Educational Resources Information Center

    Department of Education, Washington, DC. Student Financial Assistance.

    This publication is intended for financial aid administrators and counselors who are helping students in the initial phases of the student aid process as they file the Free Application for Federal Student Aid (FAFSA), verify the information they submit, and make corrections and changes to FAFSA information. The material in this guide was part of…

  18. Student Financial Aid Handbook, 2001-2002. Volume 1: Student Eligibility.

    ERIC Educational Resources Information Center

    Department of Education, Washington, DC. Student Financial Assistance.

    This volume discusses the eligibility requirements for student and parent borrowers from federal financial aid programs. It reviews the factors an aid administrator must consider when reviewing a student's application for a loan and outlines the administrator's responsibilities in checking to make sure that recipients qualify for their aid awards.…

  19. Ayuda economica: Guia para estudiantes, 2001-2002 (Financial Aid: Student Guide, 2001-2002).

    ERIC Educational Resources Information Center

    Office of Student Financial Assistance (ED), Washington, DC.

    This guide, written in Spanish, describes federal student aid programs for postsecondary education and how to apply for them. It begins by outlining sources for learning about student aid, such as school financial aid administrators, state higher education agencies, foundations, organizations related to particular fields of interest and toll-free…

  20. Reimagining Financial Aid to Improve Student Access and Outcomes. Executive Summary

    ERIC Educational Resources Information Center

    National Association of Student Financial Aid Administrators (NJ1), 2013

    2013-01-01

    As the student aid programs rapidly approach reauthorization in 2014, they continue to face severe funding and efficiency problems. With grant assistance from the Bill & Melinda Gates Foundation through their "Reimagining Aid Design and Delivery" (RADD) project, the National Association of Student Financial Aid Administrators (NASFAA) examined…

  1. A Self-Instructional Course in Student Financial Aid Administration. Module 10: The Pell Grant Program. Second Edition.

    ERIC Educational Resources Information Center

    Washington Consulting Group, Inc., Washington, DC.

    Module 10 of a 17-module self-instructional course in student financial aid administration (for novice student financial aid officers and other institutional personnel) examines the Pell Grant program's eligibility requirements and award calculation procedures. It is part of a complete system teaching management of federal financial aid programs…

  2. Student Financial Aid Issues Hearing Report (Atlanta, Georgia,

    ERIC Educational Resources Information Center

    Advisory Committee on Student Financial Assistance, Washington, DC.

    This paper summarizes results of a hearing by the Advisory Committee on Student Financial Assistance in Atlanta, Georgia, on the delivery and disposition of higher education student financial assistance funds. Seventeen individuals offered testimony. They included representatives of guarantee agencies, the lending community, the financial aid…

  3. E-Aid Office 2000: Financial Aid Software Selection, Implementation, and Operation. Monograph. A NASFAA Series, Number 12. Practical Information for Student Aid Professionals.

    ERIC Educational Resources Information Center

    National Association of Student Financial Aid Administrators, Washington, DC.

    This monograph provides guidance to financial aid administrators in navigating the waters of computer systems selection and implementation. It outlines the various areas where aid officers rely on computer assistance and discusses technology-driven personnel issues, institution-wide system integration, and emerging technologies that will affect…

  4. Student Credit Card Debt in the 21st Century: Options for Financial Aid Administrators.

    ERIC Educational Resources Information Center

    Oleson, Mark

    2001-01-01

    Provides multiple workable solutions financial aid offices can offer students throughout their college experience to deal with debt: preventive solutions for avoiding problems with credit card debt, holistic solutions for other related problems, and remedial solutions for existing problems. (EV)

  5. Counselors and Mentors Handbook on Federal Student Aid: A Guide for Those Advising Students about Financial Aid for Postsecondary Education. 2009-10

    ERIC Educational Resources Information Center

    US Department of Education, 2008

    2008-01-01

    Many students are unaware that they might be eligible for financial aid to attend college or trade school. High school, TRIO, and GEAR UP (Gaining Early Awareness and Readiness for Undergraduate Programs) counselors are an important source of information about financial aid from private, school, state, and federal student aid programs. This…

  6. Financial Aid Policies and Practices at Graduate and Professional Programs. Results from the 1998 Survey of Graduate Aid Policies, Practices, and Procedures (SOGAPPP).

    ERIC Educational Resources Information Center

    National Association of Student Financial Aid Administrators, Washington, DC.

    To obtain information about the distribution of financial aid funds to graduate and professional students, the National Association of Student Financial Aid Information developed a survey about specific programs and awards, distribution methods, loan packaging policies, the use of professional judgment, the use of technology in aid offices, and…

  7. The Student Guide. Financial Aid, 2002-2003. [Braille Version].

    ERIC Educational Resources Information Center

    Department of Education, Washington, DC. Student Financial Assistance.

    This Braille publication discusses federal student aid programs for postsecondary education and how to apply for them. It begins by outlining sources for finding out about student aid and offers tips for choosing schools carefully. The guide presents general information about federal student aid, including eligibility in terms of need and…

  8. The Student Guide. Financial Aid, 2003-2004. [Braille Version].

    ERIC Educational Resources Information Center

    Office of Student Financial Assistance (ED), Washington, DC.

    This Braille publication discusses federal student aid programs for postsecondary education and how to apply for them. It outlines sources for finding out about student aid and presents general information about federal student aid, including eligibility in terms of need and dependency status, the application process, deadlines, and important…

  9. The Changing Role of Financial Aid and Enrollment Management.

    ERIC Educational Resources Information Center

    Kurz, Kathy A.

    1995-01-01

    Explores common institutional strategies for pricing, awarding aid, and controlling the growth of aid budgets in light of changing recruitment practices. Concludes by discussing the new services that aid offices must provide to meet their new challenges effectively. Discusses net tuition revenue goals to enhance effective management of resources.…

  10. Student Financial Aid in Higher Education: An Annotated Bibliography. Bulletin, 1961, No. 3. OE-53006

    ERIC Educational Resources Information Center

    Eells, Walter C.; Hollis, Ernest V.

    1960-01-01

    There is a widespread interest in financial aid for college students on the part of prospective students and their parents as well as counselors and administrators in secondary schools and colleges. This interest and its own research needs warrant publication by the Office of Education of a comprehensive up-to-date bibliography on financial aid…

  11. Student Financial Aid Handbook, 2000-2001. Volume 8: Direct Loan and FFEL Programs.

    ERIC Educational Resources Information Center

    Department of Education, Washington, DC. Student Financial Assistance.

    The "Student Financial Aid Handbook" explains the policies and procedures required for institutions of higher education to administer federally funded student financial assistance programs properly. This volume clarifies a school's responsibility with respect to Stafford and PLUS loans. These loans are offered through two delivery…

  12. Pathways to Career Success for Women: A Resource Guide to Colleges, Financial Aid, and Work.

    ERIC Educational Resources Information Center

    Powley, Sherry; Sabol, Laurie

    This book provides essays on career topics aimed at women and a directory of tools to help women get started or take their career to the next level. The essays topics are equal education and employment; role models, networks, and mentors for women; financial management; child care; introduction to financial aid; women's colleges and women's…

  13. The Impact of Financial Aid on Postsecondary Persistence: A Review of the Literature

    ERIC Educational Resources Information Center

    Haynes, R. Michael

    2008-01-01

    This article identifies the conundrum that exists between removing financial access barriers to college and the student recipients' inability to sustain reenrollment. After reviewing the findings of 7 research studies related to the impact of financial aid on persistence, the article concludes with a discussion of possible intervention strategies…

  14. Private Loan Counseling for Undergraduate Students: The Role of College Financial Aid Counselors

    ERIC Educational Resources Information Center

    Jensen, Carol A.

    2008-01-01

    The cost of attending college has surpassed federal financial aid limits and fewer parents are paying the balance. As private lenders have been targeting undergraduate students to obtain private (alternative) loans to fill the financial gap, many students do not have parents or other adults to help them navigate one of the largest financial…

  15. Perceptions of Financial Aid: Black Students at a Predominantly White Institution

    ERIC Educational Resources Information Center

    Tichavakunda, Antar A.

    2017-01-01

    This study provides qualitative context for statistics concerning Black college students and financial aid. Using the financial nexus model as a framework, this research draws upon interviews with 29 Black juniors and seniors at a selective, -private, and predominantly White university. The data suggest that students -generally exhibited high…

  16. Additionality of global benefits and financial additionality in the context of the AIJ negotiations

    SciTech Connect

    Puhl, I.

    1996-12-31

    The Conference of the Party at their first meeting (COP1) took a decision regarding criteria for joint implementation as indicated in Art. 4.2 (a) of the FCCC which established a pilot phase for activities implemented jointly (AIJ) under the pilot phase. Besides some more technical issues this decision specified that such measures should bring about real, measurable and long-term environmental benefits related to the mitigation of climate change that would not have occurred in the absence of such activities. It also established that the financing of AIJ shall be additional to the financial obligations of developed country parties. These two requirements are called the additionality criteria for AIJ. The first refers to the realness of GHG emission abatement (which means reduction compared to a baseline) whereas the second describes that funds earmarked for AIJ have no other objective (i.e. profit making, export promotion) but to reduce GHG emissions to avoid the free-riding of investors and subsequently developed country parties. The reporting framework as well as the reporting requirements under national programs do not specify further the two types of additionality and even though research focuses on issues like baseline determination there has been no attempt so far to identify approaches which contribute towards defining strict and practicable methods and guidelines to frame additionality criteria. The first FCCC assessment of pilot project reporting revealed that in the reporting of activities, emissions additionality often remained unclear, especially in cases where AIJ was only a portion of an existing or already planned project, and that there is a point about how to account for financial additionality. It subsequently proposed to develop a uniform approach to baseline determination and the assessment of emission (reduction) additionality and financial additionality.

  17. Direct and Unrestricted State Financial Aid and Private Higher Education in New York State.

    ERIC Educational Resources Information Center

    Reynolds, John F.; Baynes, Peter A.

    1986-01-01

    Traces state financial aid to private colleges in New York State, culminating in McGeorge Bundy's subsidy program beginning in 1967. Questions whether students have actually benefited from Bundy Aid. A statistical analysis shows that private college tuition levels are determined more by academic quality than by costs, religious affiliation, or…

  18. Investigating the Impact of Financial Aid on Student Dropout Risks: Racial and Ethnic Differences

    ERIC Educational Resources Information Center

    Chen, Rong; DesJardins, Stephen L.

    2010-01-01

    This study focuses on the differences in college student dropout behavior among racial/ethnic groups. We employ event history methods and data from the Beginning Postsecondary Students (BPS) and National Postsecondary Student Aid Study (NPSAS) surveys to investigate how financial aid may differentially influence dropout risks among these student…

  19. At the Last Hour, It's Financial Aid 101 for These High-School Students

    ERIC Educational Resources Information Center

    Supiano, Beckie

    2009-01-01

    The high-school seniors drifting in and out of the office in New York should be weighing financial-aid offers and deciding where to go to college. But some of them have yet to begin the process of applying for student aid. This article describes a nonprofit group in Harlem which gives last-minute help to students uncertain about applying for…

  20. Finding Money on the Table: Information, Financial Aid, and Access to College

    ERIC Educational Resources Information Center

    Tierney, William G.; Venegas, Kristan M.

    2009-01-01

    The authors do not quarrel with the assumption that increasing financial aid would boost college going. Yet a conundrum exists. Some state agencies have the potential to provide more resources than what college-bound students request. The federal government also has an excess of money in various aid programs. Of course, the authors do not ignore…

  1. A Functional Model for a Community-Junior College Financial Aid Office

    ERIC Educational Resources Information Center

    Eckert, Miles A.; Murphy, Harold D.

    1976-01-01

    The functions that should be performed by a model community-junior college financial aid offer were identified in a research project utilizing the Delphi technique. They deal with counseling; application processing and determination of awards; public relations; recruitment; office management; federal, state, and local aid programs; placement;…

  2. Undergraduates Who Do Not Apply for Financial Aid. Data Point. NCES 2016-406

    ERIC Educational Resources Information Center

    Ifill, Nicole

    2016-01-01

    This report is based on data from the 2011-12 National Postsecondary Student Aid Study (NPSAS:12), a large, nationally representative sample survey of students that focuses on how they finance their education. NPSAS includes data on the application for and receipt of financial aid, including grants, loans, assistantships, scholarships,…

  3. The Impact of Federal Financial Aid Policy upon Higher Education Access

    ERIC Educational Resources Information Center

    Davis, Dannielle Joy; Green-Derry, Lisa Celeste; Jones, Brandon

    2013-01-01

    This article reviews the history of financial aid policy from the Higher Education Act of 1965 to its reauthorisation in 1992 and the subsequent ramifications upon African-American students. It considers issues of race and class with regard to college access. This work concludes with a look at contemporary aid, as well as offers race- and…

  4. Here Today, Gone Tomorrow? Investigating Rates and Patterns of Financial Aid Renewal among College Freshmen

    ERIC Educational Resources Information Center

    Bird, Kelli; Castleman, Benjamin L.

    2016-01-01

    College affordability continues to be a top concern among prospective students, their families, and policy makers. Prior work has demonstrated that a significant share of prospective students forgo financial aid because they did not complete the Free Application for Federal Student Aid (FAFSA); recent federal policy efforts have focused on…

  5. Pricing and Financial Aid in American Higher Education: Some Interactions. Preliminary Draft.

    ERIC Educational Resources Information Center

    Deitch, Kenneth M.

    Issues are discussed relating to student financial aid and aid policies in higher education. A review of the economic outlook for higher education in the near future is given, with attention to enrollment trends, rising costs, and age distribution for faculty for 1972 and projected for 1990. Competition for students is discussed. The current…

  6. Aid and Innovation: How Federal Financial Aid Policy Impacts Student Success and How States Can Respond. Policy Bulletin

    ERIC Educational Resources Information Center

    Reichert, Katrina

    2012-01-01

    From Washington to Connecticut, Arkansas to Indiana, state policymakers and community college leaders are focused on building completion pathways to ensure that more students succeed in postsecondary education and make smooth transitions to careers. Financial aid is both an effective and a necessary policy lever to promote this goal. Not only do…

  7. Financial Aid Policies and Practices at Medical and Dental Schools: Current Trends and Future Concerns. Synopsis: Higher Education Research Highlights.

    ERIC Educational Resources Information Center

    Redd, Kenneth E.

    The National Association of Student Financial Aid Administrators sponsored the 1998 Survey of Graduate Aid Policies, Practices, and Procedures (SOGAPPP), which asked aid administrators at graduate and professional programs to provide information on the types and sources of financial assistance they distributed to their students during the…

  8. 45 CFR 287.60 - Are there additional financial reporting and auditing requirements?

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 45 Public Welfare 2 2010-10-01 2010-10-01 false Are there additional financial reporting and... there additional financial reporting and auditing requirements? (a) The reporting of expenditures are... comply with all laws, regulations, and Departmental policies that govern submission of financial...

  9. College Savings Plans, Financial Aid, and Tax Strategy

    ERIC Educational Resources Information Center

    Whiteside, Richard; Mentz, George S.

    2004-01-01

    A college degree is one of the most expensive purchases an American family can make. While today's costs are higher than ever before, parents have many more options whose sheer number and complexity have given rise to a whole new field-financial planning for college. This article, which is based on materials created for the enrollment management…

  10. A New "Independence" Day for Student Financial Aid

    ERIC Educational Resources Information Center

    Kornfeld, Leo; Kantrowitz, Mark

    2007-01-01

    As college costs have increased, and more federal and state aid has become merit-based, the doors of educational opportunity have closed for many students. Countless numbers are being denied access to college simply because they cannot afford it, undermining the fundamental policy object of the Higher Education Act of 1965. On Capitol Hill,…

  11. Community College Students and Federal Student Financial Aid: A Primer

    ERIC Educational Resources Information Center

    Juszkiewicz, Jolanta

    2014-01-01

    The federal government plays an indispensable role in helping community college students pay for their education. It is hard to imagine today's community college campuses without needs-based federal student aid, such as the Pell Grant program and subsidized loans. There are, however, significant differences between community college students and…

  12. Fundamental Assumptions and Aims Underlying the Principles and Policies of Federal Financial Aid to Students. Research Report.

    ERIC Educational Resources Information Center

    Johnstone, D. Bruce

    As background to the National Dialogue on Student Financial Aid, this essay discusses the fundamental assumptions and aims that underlie the principles and policies of federal financial aid to students. These eight assumptions and aims are explored: (1) higher education is the province of states, and not of the federal government; (2) the costs of…

  13. Come and Stay a While: Does Financial Aid Effect Retention Conditioned on Enrollment at a Large Public University?

    ERIC Educational Resources Information Center

    Singell, Larry D., Jr.

    2004-01-01

    Few studies examine whether financial aid affects college retention. This paper uses University of Oregon data to examine financial aid's affect on retention net of uniquely detailed enrollee attributes and conditioned on unobserved enrollee attributes identified by jointly modeling retention and enrollment. The results show that need- and…

  14. When a Group Presentation Isn't Enough: Financial Aid Advising for Low-Income Urban College-Bound Students

    ERIC Educational Resources Information Center

    Venegas, Kristan M.; Hallett, Ronald E.

    2008-01-01

    Group presentations are an easy way to reach large groups of students and parents at one time. When group presentations are well done, they increase students' and families' knowledge of the financial aid process by providing information and building students' and their families' confidence as they navigate the financial aid process. Unfortunately,…

  15. The Division III Financial Aid Reporting Process: Findings and Review Results, 2005-06 through 2008-09

    ERIC Educational Resources Information Center

    National Collegiate Athletic Association (NJ1), 2009

    2009-01-01

    This report marks the completion of the 2008-09 reporting cycle and the fourth year of the Division III Financial Aid Reporting Program. The report examines findings for all reporting institutions from each of the four reporting cycles, and details the outcomes of the Division III Financial Aid Committee's 2008-09 review process. Four calculations…

  16. Early Commitment on Financial Aid and College Decision Making of Poor Students: Evidence from a Randomized Evaluation in Rural China

    ERIC Educational Resources Information Center

    Liu, Chengfang; Zhang, Linxiu; Luo, Renfu; Wang, Xiaobing; Rozelle, Scott; Sharbono, Brian; Adams, Jennifer; Shi, Yaojiang; Yue, Ai; Li, Hongbin; Glauben, Thomas

    2011-01-01

    Many educational systems have struggled with the question about how best to give out financial aid. In particular, if students do not know the amount of financial aid that they can receive before they make a decision about where to go to college and what major to study, it may distort their decision. This study utilizes an experiment (implemented…

  17. Barriers to Need-Based Financial Aid: Predictors of Timely FAFSA Completion among Low-Income Students

    ERIC Educational Resources Information Center

    Feeney, Mary; Heroff, John

    2013-01-01

    Access to financial aid is dependent on a variety of factors, including the time of application; the earlier students apply for financial aid, the greater their access to institutional and often state resources. We use the Illinois Monetary Award Program (MAP) as a case for investigating the economic, social, and academic factors that affect…

  18. Financial Aid as a Service. A Review of Operations. Summary Report.

    ERIC Educational Resources Information Center

    Adams, Judith

    This review presents a summary of five reports resulting from several studies of Financial Aid Office (FAO) operations at Macomb Community College (MCC) in Michigan designed to determine how services were rendered or perceived. The first report presents findings from the literature search evaluation. An extensive search revealed few published…

  19. The Association between Financial Aid Availability and the College Dropout Rates in Colombia

    ERIC Educational Resources Information Center

    Melguizo, Tatiana; Torres, Fabio Sanchez; Jaime, Haider

    2011-01-01

    The main objective of this study is to estimate the association between financial aid and college dropout rates of postsecondary students in Colombia. We use a unique dataset from the Colombian Ministry of Education that includes all enrolled college students in the country between 1998 and 2008. Logistic regression is used to identify the…

  20. The Effect of Financial Aid on Students' College Choice: Differences by Racial Groups

    ERIC Educational Resources Information Center

    Kim, Dongbin

    2004-01-01

    This study analyzed the impact of specific types of financial aid on students' college choice, with particular focus on racial differences. For overall student populations, the receipt of grants or a combination of grants with loans had a positive impact on attending first choice institutions. In contrast, having loans only had no significant…

  1. Examining the Effects of Financial Aid on Student Persistence in Taiwanese Higher Education

    ERIC Educational Resources Information Center

    Lin, Ching-Hui

    2016-01-01

    The purpose of this study was to examine the effects of financial aid policies on student persistence between the first and second year at a private four-year postsecondary institution in Taiwan. A two-phase sequential research design was employed with priority was given to the quantitative data-structural equation modeling (SEM). While the…

  2. Supporting Students beyond Financial Aid: Low-Income Students Need Support That Goes Beyond Tuition Assistance

    ERIC Educational Resources Information Center

    Pierce, Dennis

    2016-01-01

    Low-income students face a number of obstacles that go beyond the cost of tuition and fees. For instance, their schooling often requires expenses that aren't covered by financial aid, such as books and commuting costs. What's more, education is often competing for their time with other responsibilities, such as the need to work or take care of…

  3. The Effects of Financial Aid Policies on Student Persistence in Taiwanese Higher Education

    ERIC Educational Resources Information Center

    Lin, Ching-Hui

    2014-01-01

    The purpose of this study was to examine the effects of financial aid policies on student persistence between the first and second year at a private four-year postsecondary institution in Taiwan. A two-phase sequential research design was employed with priority was given to the quantitative data--structural equation modeling (SEM). While the…

  4. The Student Guide. Five Federal Financial Aid Programs. 88-89.

    ERIC Educational Resources Information Center

    Department of Education, Washington, DC.

    Information on five U.S. Department of Education student financial aid programs and how to apply for them is presented: Pell Grants, Supplemental Educational Opportunity Grants, College Work-Study, Perkins Loans (formerly National Direct Student Loans), and Guaranteed Student Loans (Parent Loans to Undergraduate Students and Supplemental Loans for…

  5. 76 FR 45546 - Public Meeting on Recommendations for Improvement of Student Financial Aid Offer Forms...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-07-29

    ..., as required by section 484 of the Higher Education Opportunity Act (HEOA). To inform the discussion... higher education (including financial aid administrators, registrars, and business officers), and... of loans under part B, D, or E of title IV of the Higher Education Act of 1965, as amended, for...

  6. Will College-Bound Blacks Benefit from the Princeton Model of Financial Aid?

    ERIC Educational Resources Information Center

    Case, Joe Paul

    1998-01-01

    Describes the new system of financial aid at Princeton University, which is designed to blunt Princeton's image as a school for wealthy students and to increase enrollment of gifted students from working class families. Whether this will in fact increase enrollment of black students at Princeton is questioned. (SLD)

  7. Volunteering for College? Potential Implications of Financial Aid Tax Credits Rewarding Community Service

    ERIC Educational Resources Information Center

    Wells, Ryan S.; Lynch, Cassie M.

    2014-01-01

    President Obama has proposed a financial aid policy whereby students who complete 100 hours of community service would receive a tax credit of US$4,000 for college. After lawmakers cut this proposal from previous legislation, the administration was tasked with studying the feasibility of implementation. However, the implications of the policy for…

  8. The Effect of Labor Market Conditions and Financial Aid on Doctoral Student Retention

    ERIC Educational Resources Information Center

    Ampaw, Frimpomaa D.

    2010-01-01

    Forty-three percent of doctoral students never complete their degree. This dropout is the highest among graduate and professional degree programs. Previous cross sectional studies of doctoral students' retention show the importance of financial aid in predicting degree completion. The studies however, do not estimate the labor market's effect on…

  9. Factors Associated with Delayed Submission of the Free Application for Federal Financial Aid

    ERIC Educational Resources Information Center

    LaManque, Andrew

    2009-01-01

    This study presents the results of a survey of FAFSA applicants aimed at learning why some students delay their FAFSA application to the weeks and months just prior to college enrollment. The assumption is that an early FAFSA filer is more likely to receive a better financial aid package and might be more likely to succeed and persist in college…

  10. The Effects of Financial Aid on College Success of Two-Year Beginning Nontraditional Students

    ERIC Educational Resources Information Center

    Chen, Jin; Hossler, Don

    2017-01-01

    This study aims to understand the role of financial aid in college success of two-year beginning nontraditional students. By applying discrete time event history models with propensity score covariate adjustment to a nationally representative sample from BPS: 04/09, this study answers research questions centering around the effects of Pell Grants,…

  11. Financial Aid: A Partial List of Resources for Women. Fourth Edition.

    ERIC Educational Resources Information Center

    Ehrhart, Julie Kuhn; Sandler, Bernice R.

    Information on sources of financial aid to help women attend college is presented along with types of schooling opportunities. Different kinds of schools and programs are briefly described: two-year colleges, four-year colleges, universities, foreign universities with study-abroad programs, technical and business schools, and military bases.…

  12. College Financial Aid and the Employee Tuition Benefit Programs of the Fortune 500 Companies.

    ERIC Educational Resources Information Center

    O'Neill, Joseph P.

    Ways are discussed that internal changes in pricing, tuition collection, and cash-flow management might be sources of financial aid for college students ineligible for state and federal assistance programs. The experiences described are the result of two FIPSE (Fund for the Improvement of Postsecondary Education) projects, one dealing with…

  13. Money Changes Everything: Funding Shocks and Optimal Admissions and Financial Aid Policies in Higher Education

    ERIC Educational Resources Information Center

    Nagler, Matthew G.

    2006-01-01

    The paper examines the effect of a shock to university funding on tuition net of financial aid, admissions selectivity, and enrollment levels chosen by an optimizing university. Whereas a positive shock, such as a major donation, results in lower net tuition and greater selectivity with respect to all students, its effect on enrollment may not be…

  14. Campus-Based Practices for Promoting Student Success: Financial Aid. Research Brief

    ERIC Educational Resources Information Center

    Horn, Aaron S.; Reinert, Leah

    2014-01-01

    Financial aid may be particularly critical for promoting full-time enrollment, continuous enrollment, and a manageable balance of school and work responsibilities, which influence the likelihood of timely degree completion (Adelman, 2006; Attewell, Heil, & Reisel, 2012; Hossler et al., 2009). For example, Attewell, Heil, and Reisel (2012)…

  15. Information and Access: Modeling the Nexus of the Academic Preparation and Financial Aid Literatures

    ERIC Educational Resources Information Center

    Zeidner, Tim

    2006-01-01

    Research concerning the determinants affecting access to postsecondary education has primarily been conducted in two spheres: academic preparation and financial aid. Although these two strands of literature are often treated as oppositional hypotheses, they need not be. This article fuses the two bodies of research while discussing the relatively…

  16. The Effect of Proposed Reagan Administration Cuts on University of Delaware Financial Aid Programs. Special Report.

    ERIC Educational Resources Information Center

    MacDonald, Douglas S.

    Proposed budget cuts by the Reagan Administration that will directly affect the financial aid programs at the University of Delaware are examined, along with the anticipated impacts of the cuts. The programs specifically slated for reduction in both funds and the number of students who will be eligible to participate in 1981-82 include the…

  17. The Impact of Financial Aid on College GPA at Three Flagship Public Institutions

    ERIC Educational Resources Information Center

    Stater, Mark

    2009-01-01

    Academic achievement in higher education is an important current policy issue because institutions are under public pressure to justify state subsidies and rising tuitions with demonstrable gains in student learning. This article uses data from three flagship public universities to examine the effects of financial aid on first-through fourth-year…

  18. Recession, Retrenchment, and Recovery: State Higher Education Funding & Student Financial Aid. Volume II: State Profiles

    ERIC Educational Resources Information Center

    Ambrose, Allison S.; Hines, Edward R.; Hodel, Ross A.; Kelly, Kathleen F.; Mushrush, Christopher E., Pruden, Sheila J.; Vogt, W. Paul

    2006-01-01

    This report is a companion to "Recession, Retrenchment and Recovery: Higher Education Funding and Student Financial Aid" (ED502180). It provides profiles of individual states and their performance on a variety of measures used in the economic and fiscal analysis of the Recession, Retrenchment and Recovery project. The profiles describe the results…

  19. Federal Financial Aid Institutional Eligibility: A President's Guide to Federal Compliance Responsibilities.

    ERIC Educational Resources Information Center

    Institute for Higher Education Policy, Washington, DC.

    This booklet outlines the steps that postsecondary institutions must take to maintain their eligibility for federal student financial aid, discussing state and federal review requirements and the role of the State Postsecondary Review Entity (SPRE) Program. It reviews the compliance requirements for institutions utilizing Title IV federal…

  20. The Shifting Financial Aid System in Spanish University: Grant-Recipients' Experiences and Strategies

    ERIC Educational Resources Information Center

    Río-Ruiz, Manuel Ángel; Jiménez-Rodrigo, María Luisa; Caro-Cabrera, Manuel Jesús

    2015-01-01

    In 2012 Spain inaugurated a reform of its higher education financial aid system inspired by three principles: cost-sharing, increasing academic performance and school efficiency. This reform has shifted the aim of the system from equality of access to a type of meritocracy that can be defined as class-biased, as it is only applied to low-income…

  1. Purged: Undocumented Students, Financial Aid Policies, and Access to Higher Education

    ERIC Educational Resources Information Center

    Diaz-Strong, Daysi; Gomez, Christina; Luna-Duarte, Maria E.; Meiners, Erica R.

    2011-01-01

    This article examines how the denial of financial aid constrains undocumented students from pursuing higher education and discusses the interlocking relationship between federal immigration and higher education policies. Reporting on research data identifying that undocumented students pay for their education through work, family contributions,…

  2. Admissions; Evaluation of Credentials; Financial Aids; Marketing and Recruitment; Articulation Agreements and Practices.

    ERIC Educational Resources Information Center

    College and University, 1980

    1980-01-01

    Proceedings of the 66th Annual Meeting of the American Association of Collegiate Registrars and Admissions Officers that relate to admissions, evaluation of credentials, financial aid, marketing and recruitment, and articulation agreements and practices are summarized. Names and institutions of conference participants are included. (MSE)

  3. Admissions; Evaluation of Credentials; Financial Aids; Marketing and Recruitment; Articulation Agreements and Practices.

    ERIC Educational Resources Information Center

    College and University, 1981

    1981-01-01

    Proceedings of the 67th Annual Meeting of the American Association of Collegiate Registrars and Admissions Officers which relate to admissions, evaluation of credentials, student financial aid, marketing and recruitment, and articulation agreements and practices are summarized. Names and institutions of conference participants are included. (MSE)

  4. Perspectives and Experiences of Financial Aid Counselors on Community College Students Who Borrow

    ERIC Educational Resources Information Center

    McKinney, Lyle; Roberts, Toya; Shefman, Pamelyn

    2013-01-01

    Loan borrowing among community college students has increased in recent years. This study utilized original survey data to examine this trend from the perspective and firsthand experiences of 107 community college financial aid counselors from three states: California, Florida, and Texas. Findings indicate these counselors are concerned with the…

  5. Tuition and Financial Aid: Nine Points for Boards to Consider in Keeping College Affordable

    ERIC Educational Resources Information Center

    Baum, Sandy

    2011-01-01

    The headlines report that college tuition is rising rapidly and students are struggling to pay for college. Financial-aid issues have also been in the news lately, with questions about student debt particularly prominent. Non-tuition revenues are weak because of declining state appropriations, depleted endowments, and anemic annual giving. At the…

  6. State Financial Aid: Applying Redesign Principles through State Engagement. Special Report

    ERIC Educational Resources Information Center

    Pingel, Sarah

    2016-01-01

    College is increasingly expensive for students, but states have an important policy tool to help defray the costs: state financial aid programs. However, many states' programs are misaligned with articulated strategic postsecondary education policy goals. Over the past two years, Education Commission of the States has supported a variety of…

  7. Better Together? State and Federal Funding for Student Financial Aid. Federal & State Teamed Funding Report

    ERIC Educational Resources Information Center

    Doyle, William R.; Pingel, Sarah

    2016-01-01

    In this brief, the authors review some of the main goals of state student financial aid programs and provide a few examples of how these programs are organized. They also describe how state programs vary in terms of who benefits. They then discuss various possible designs for joint federal-state policymaking in this area and study their impact.…

  8. The Impact of Financial Aid on Student College Access and Success: The San Antonio Experience

    ERIC Educational Resources Information Center

    Perez, Eyra A.; Ortiz, Noé C.

    2014-01-01

    The success of the financial aid initiative is founded on the premise that the truest impact occurs when the greater community owns and develops solutions to issues that impede student progress. Co-authored by two community leaders, Noé Ortiz and Eyra Pérez, the San Antonio experience demonstrates how a community can partner across different…

  9. Working Students' Perceptions of Paying for College: Understanding the Connections between Financial Aid and Work

    ERIC Educational Resources Information Center

    Ziskin, Mary; Fischer, Mary Ann; Torres, Vasti; Pellicciotti, Beth; Player-Sanders, Jacquelyn

    2014-01-01

    Based on 22 focus groups conducted at institutions located in a Midwestern metropolitan region, this study explores working, commuting and adult-learner college students' implicit theories about financial aid policy and seeks to understand how students make sense of their own experiences in paying for college. The institutions participating in the…

  10. Financial Aid at California Community Colleges: Pell Grants and Fee Waivers in 2003-04. MPR Research Brief

    ERIC Educational Resources Information Center

    Berkner, Lutz; Woo, Jennie

    2008-01-01

    In 2003-04 over half a million students attending the 109 California community colleges received about one billion dollars in financial aid to help meet their college expenses. Nearly all of the aided students received Board of Governors Fee Waivers to cover their enrollment fees. Less than one-half of the aided students also received federal Pell…

  11. The Student Guide. Financial Aid from the U.S. Department of Education: Grants, Loans, and Work-Study 1989-90.

    ERIC Educational Resources Information Center

    Department of Education, Washington, DC.

    The guide describes federal student financial aid programs and how to apply for them. First, general steps for finding out about financial aid are outlined. General information on student aid from the United States Department of Education is then provided, including explanations of student eligibility requirements, financial need, dependency…

  12. Financial Aid Available to Students and Scholars from the People's Republic of China for Study and Research in the U.S.

    ERIC Educational Resources Information Center

    Reed, Linda A.

    This publication provides general information for Chinese students and researchers about procedures for identifying and applying to appropriate sources for financial aid. It describes the types of financial aid available, provides information about financial aid available from U.S. academic institutions, and from, or in cooperation with, the…

  13. Three Proposals to Simplify the Federal Student Aid System: A Critical Reply from Financial Aid Administrators at Historically Black Colleges and Universities

    ERIC Educational Resources Information Center

    Boyd, Marcia D.

    2014-01-01

    Financial aid programs are supposed to improve access and affordability in higher education (Gillen, 2009). The effectiveness of these programs is increasingly being questioned as college attainment figures stagnate and the financial burden on students and families continues to climb year after year. The purpose of this study was to examine the…

  14. 2011-12 National Postsecondary Student Aid Study (NPSAS:12): Student Financial Aid Estimates for 2011-12. First Look. NCES 2013-165

    ERIC Educational Resources Information Center

    Radwin, David; Wine, Jennifer; Siegel, Peter; Bryan, Michael

    2013-01-01

    This brief report presents selected findings about student financial aid during the 2011-12 academic year. These findings are based on data from the 2011-12 National Postsecondary Student Aid Study (NPSAS:12), a nationally representative sample survey of undergraduate and graduate students enrolled any time between July 1, 2011, and June 30, 2012,…

  15. Adapting My Weather Impacts Decision Aid (MyWIDA) to Additional Web Application Server Technologies

    DTIC Science & Technology

    2015-08-01

    ARL-TN-0688 ● AUG 2015 US Army Research Laboratory Adapting My Weather Impacts Decision Aid (MyWIDA) to Additional Web...Laboratory Adapting My Weather Impacts Decision Aid (MyWIDA) to Additional Web Application Server Technologies by Jacob C Randall and Jeffrey O...COVERED (From - To) May–Aug 2015 4. TITLE AND SUBTITLE Adapting My Weather Impacts Decision Aid (MyWIDA) to Additional Web Application Server

  16. Financial Aid in Theory and Practice: Why It Is Ineffective and What Can Be Done about It

    ERIC Educational Resources Information Center

    Gillen, Andrew

    2009-01-01

    Financial aid programs are supposed to improve access and affordability in higher education. The effectiveness of these programs is increasingly being questioned as college attainment figures stagnate and the financial burden on students and families continues to climb year after year. This report identifies the main culprit for this…

  17. A Model Simulating the Impact of Reagan's Student Financial Aid Proposals on the Institution. AIR 1983 Annual Forum Paper.

    ERIC Educational Resources Information Center

    Porter, John D.; Matt, Joseph J.

    A model was developed at Arizona State University (ASU) to simulate the effect of President Reagan's proposed 1983 cuts in student financial aid in terms of programs and student credit hour load. The model allows administrators to simulate the impact on various student groups. The analysis involved 3,141 full-time undergraduates with financial aid…

  18. Security Clearances: Additional Mechanisms May Aid Federal Tax-Debt Detection

    DTIC Science & Technology

    2015-03-18

    SECURITY CLEARANCES Additional Mechanisms May Aid Federal Tax -Debt Detection Statement of Seto J. Bagdoyan, Director...Additional Mechanisms May Aid Federal Tax -Debt Detection 5a. CONTRACT NUMBER 5b. GRANT NUMBER 5c. PROGRAM ELEMENT NUMBER 6. AUTHOR(S) 5d. PROJECT NUMBER...Mechanisms May Aid Federal Tax -Debt Detection Why GAO Did This Study According to ODNI, several million civilian and military federal employees

  19. Is traditional financial aid too little, too late to help youth succeed in college? An introduction to The Degree Project promise scholarship experiment.

    PubMed

    Harris, Douglas N

    2013-01-01

    One of the key barriers in accessing postsecondary opportunities for many students is financial aid. This chapter begins by providing a review of prior evidence on the relationship between financial aid and postsecondary outcomes. One type of financial aid intervention that challenges traditional aid and scholarship options are "promise programs." These programs make commitments to low-income students when they are much younger than when students typically apply for aid and have the potential to encourage students to better prepare during high school, develop the social capital they need to navigate the path to college, and pay for growing college costs. In this chapter, the author describes the design and rationale for The Degree Project (TDP), which is the first randomized trial of a promise scholarship in the United States. In addition to the important new evidence the demonstration program will generate, TDP also shows how educators and researchers can work together to provide the insight and answers policy makers need to address very real education gaps.

  20. 42nd Annual Survey Report on State-Sponsored Student Financial Aid, 2010-2011 Academic Year

    ERIC Educational Resources Information Center

    National Association of State Student Grant and Aid Programs, 2011

    2011-01-01

    This report provides data regarding state-funded expenditures for student financial aid and illustrates the extent of efforts made by the states to assist postsecondary students. Information in this report is based on academic year 2010-11 data from the 42nd Annual National Association of State Student Grant and Aid Programs (NASSGAP) survey.…

  1. 40th Annual Survey Report on State-Sponsored Student Financial Aid, 2008-2009 Academic Year

    ERIC Educational Resources Information Center

    National Association of State Student Grant and Aid Programs, 2009

    2009-01-01

    Each year, the National Association of State Student Grant and Aid Programs (NASSGAP) completes a survey regarding state-funded expenditures for postsecondary student financial aid. This report, the 40th annual survey, represents data from academic year 2008-09. Data highlights of this survey include: (1) In the 2008-2009 academic year, the states…

  2. 41st Annual Survey Report on State-Sponsored Student Financial Aid, 2009-2010 Academic Year

    ERIC Educational Resources Information Center

    National Association of State Student Grant and Aid Programs, 2010

    2010-01-01

    Each year, the National Association of State Student Grant and Aid Programs (NASSGAP) completes a survey regarding state-funded expenditures for postsecondary student financial aid. This report, the 41th annual survey, represents data from academic year 2009-10. Data highlights include: (1) In the 2009-2010 academic year, the states awarded about…

  3. Fact Sheet: LGBT Discrimination in Higher Education Financial Aid--Assistance Should Be Allocated on Need, Not Sexual Orientation

    ERIC Educational Resources Information Center

    Burns, Crosby

    2012-01-01

    Through the Free Application for Federal Student Aid, or FAFSA, the federal government provides more financial aid for higher education than any other institution. But because of discriminatory laws the FAFSA treats families headed by two mothers or two fathers differently than families headed by a mother and a father. This treatment distributes…

  4. Comparison of Original and Revised Student Financial Aid Estimates for 2007-08. Web Tables. NCES 2014-179

    ERIC Educational Resources Information Center

    Shaw, Stacy; Radwin, David

    2014-01-01

    The web tables in this report provide original and revised estimates of statistics previously published in 2007-08 National Postsecondary Student Aid Study (NPSAS:08): Student Financial Aid Estimates for 2007-08 (NCES 2009-166). The revised estimates were generated using revised weights that were updated in August 2013. NPSAS:08 data were…

  5. 34th Annual Survey Report on State-Sponsored Student Financial Aid, 2002-2003 Academic Year

    ERIC Educational Resources Information Center

    National Association of State Student Grant and Aid Programs, 2004

    2004-01-01

    Each year, the National Association of State Student Grant and Aid Programs (NASSGAP) completes a survey regarding state-funded expenditures for postsecondary student financial aid. This report, the 34th annual survey, represents data from academic year 2002-03. Data highlights include: (1) In the 2002-03 academic year, the states awarded about…

  6. 37th Annual Survey Report on State-Sponsored Student Financial Aid, 2005-2006 Academic Year

    ERIC Educational Resources Information Center

    National Association of State Student Grant and Aid Programs, 2006

    2006-01-01

    Each year, the National Association of State Student Grant and Aid Programs (NASSGAP) completes a survey regarding state-funded expenditures for postsecondary student financial aid. This report, the 37th annual survey, represents data from academic year 2005-06. Data highlights of the survey include: (1) In the 2005-2006 academic year, the states…

  7. 38th Annual Survey Report on State-Sponsored Student Financial Aid, 2006-2007 Academic Year

    ERIC Educational Resources Information Center

    National Association of State Student Grant and Aid Programs, 2007

    2007-01-01

    Each year, the National Association of State Student Grant and Aid Programs (NASSGAP) completes a survey regarding state-funded expenditures for postsecondary student financial aid. This report, the 38th annual survey, represents data from academic year 2006-07. Data highlights of this survey include: (1) In the 2006-2007 academic year, the states…

  8. 35th Annual Survey Report on State-Sponsored Student Financial Aid, 2003-2004 Academic Year

    ERIC Educational Resources Information Center

    National Association of State Student Grant and Aid Programs, 2005

    2005-01-01

    Each year, the National Association of State Student Grant and Aid Programs (NASSGAP) completes a survey regarding state-funded expenditures for postsecondary student financial aid. This report, the 35th annual survey, represents data from academic year 2003-04. Data highlights include: (1) In the 2003-2004 academic year, the states awarded about…

  9. 36th Annual Survey Report on State-Sponsored Student Financial Aid, 2004-2005 Academic Year

    ERIC Educational Resources Information Center

    National Association of State Student Grant and Aid Programs, 2005

    2005-01-01

    Each year, the National Association of State Student Grant and Aid Programs (NASSGAP) completes a survey regarding state-funded expenditures for postsecondary student financial aid. This report, the 36th annual survey, represents data from academic year 2004-05. Data highlights of this survey include: (1) In the 2004-2005 academic year, the states…

  10. Improving the Financial Aid Process for Community College Students: A Literature Review of FAFSA Simplification, Information, and Verification

    ERIC Educational Resources Information Center

    Davidson, J. Cody

    2015-01-01

    Research has shown that community college and other low income students have the most need regarding the financial aid process. Community college students are less likely to complete the free application for federal student aid (FAFSA) than students at public and private four-year and for-profit institutions. Surveys have shown that the complexity…

  11. WWC Review of the Report "Freshman Year Financial Aid Nudges: An Experiment to Increase FAFSA Renewal and College Persistence." What Works Clearinghouse Single Study Review

    ERIC Educational Resources Information Center

    What Works Clearinghouse, 2014

    2014-01-01

    The 2014 study, Freshman Year Financial Aid Nudges: An Experiment to Increase FAFSA Renewal and College Persistence, measured the impact of sending text message reminders regarding annual Free Application for Federal Student Aid (FAFSA) renewal to first-year college students who were already receiving financial aid. The study sample included 808…

  12. 31 CFR 561.204 - Additional petroleum-related sanctions on certain foreign financial institutions.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... 31 Money and Finance:Treasury 3 2013-07-01 2013-07-01 false Additional petroleum-related sanctions... TREASURY IRANIAN FINANCIAL SANCTIONS REGULATIONS Prohibitions § 561.204 Additional petroleum-related... Iran Sanctions Act of 1996 (Pub. L. 104-172) (50 U.S.C. 1701 note), as amended, are refined...

  13. 31 CFR 561.204 - Additional petroleum-related sanctions on certain foreign financial institutions.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... 31 Money and Finance:Treasury 3 2014-07-01 2014-07-01 false Additional petroleum-related sanctions... TREASURY IRANIAN FINANCIAL SANCTIONS REGULATIONS Prohibitions § 561.204 Additional petroleum-related... Iran Sanctions Act of 1996 (Pub. L. 104-172) (50 U.S.C. 1701 note), as amended, are refined...

  14. Student Financial Aid Handbook, 2001-2002. Volume 2: Institutional Eligibility and Participation.

    ERIC Educational Resources Information Center

    Department of Education, Washington, DC. Student Financial Assistance.

    The purpose of this publication is to describe how a school becomes eligible to participate in the Student Financial Assistance (SFA) programs and to explain the administrative and fiscal requirements of SFA program participation. In addition, this publication discusses other issues relevant to the general administration of the SFA programs. Major…

  15. Global health and national borders: the ethics of foreign aid in a time of financial crisis

    PubMed Central

    2012-01-01

    Background The governments and citizens of the developed nations are increasingly called upon to contribute financially to health initiatives outside their borders. Although international development assistance for health has grown rapidly over the last two decades, austerity measures related to the 2008 and 2011 global financial crises may impact negatively on aid expenditures. The competition between national priorities and foreign aid commitments raises important ethical questions for donor nations. This paper aims to foster individual reflection and public debate on donor responsibilities for global health. Methods We undertook a critical review of contemporary accounts of justice. We selected theories that: (i) articulate important and widely held moral intuitions; (ii) have had extensive impact on debates about global justice; (iii) represent diverse approaches to moral reasoning; and (iv) present distinct stances on the normative importance of national borders. Due to space limitations we limit the discussion to four frameworks. Results Consequentialist, relational, human rights, and social contract approaches were considered. Responsibilities to provide international assistance were seen as significant by all four theories and place limits on the scope of acceptable national autonomy. Among the range of potential aid foci, interventions for health enjoyed consistent prominence. The four theories concur that there are important ethical responsibilities to support initiatives to improve the health of the worst off worldwide, but offer different rationales for intervention and suggest different implicit limits on responsibilities. Conclusions Despite significant theoretical disagreements, four influential accounts of justice offer important reasons to support many current initiatives to promote global health. Ethical argumentation can complement pragmatic reasons to support global health interventions and provide an important foundation to strengthen

  16. Can Financial Aid Improve Student Success at Louisiana's Community Colleges? A Study of the Potential Impact of Redistributing State Gift Aid on the Success of Pell Grant Recipients

    ERIC Educational Resources Information Center

    Crockett, Kevin; Heffron, Mark; Schneider, Mark

    2012-01-01

    In this report, the authors investigate the relationship between levels of financial aid and student success in Louisiana community colleges, with a focus on Pell Grant recipients. They measure success by whether a student earned a certificate or an associate's degree within three years of enrolling as a first-time full-time student or transferred…

  17. 12 CFR 208.73 - What additional provisions are applicable to state member banks with financial subsidiaries?

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... state member banks with financial subsidiaries? 208.73 Section 208.73 Banks and Banking FEDERAL RESERVE... FEDERAL RESERVE SYSTEM (REGULATION H) Financial Subsidiaries of State Member Banks § 208.73 What additional provisions are applicable to state member banks with financial subsidiaries? (a) Capital...

  18. 12 CFR 208.73 - What additional provisions are applicable to state member banks with financial subsidiaries?

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... state member banks with financial subsidiaries? 208.73 Section 208.73 Banks and Banking FEDERAL RESERVE... FEDERAL RESERVE SYSTEM (REGULATION H) Financial Subsidiaries of State Member Banks § 208.73 What additional provisions are applicable to state member banks with financial subsidiaries? (a) Capital...

  19. Guia para estudiantes: Ayuda economica del Departamento de Educacion de los Estados Unidos, 2003-2004 (The Student Guide: Financial Aid from the U.S. Department of Education, 2003-2004).

    ERIC Educational Resources Information Center

    Office of Federal Student Aid (ED), Washington, DC.

    This Spanish language publication explains what federal student financial aid is and the types of student financial aid that are available. The guide opens with an overview of federal student financial aid, and then discusses how to find out about student aid. A section of general information discusses eligibility and dependency. Types of federal…

  20. A Self-Instructional Course in Student Financial Aid Administration. Module 11: The Stafford Loan, SLS, and PLUS Programs. Second Edition.

    ERIC Educational Resources Information Center

    Washington Consulting Group, Inc., Washington, DC.

    Module 11 in the 17-module self-instructional course on student financial aid administration (designed for novice financial aid administrators and other institutional personnel) focuses on the Stafford Loan, SLS (Supplemental Loans for Students), and Parent Loans for Undergraduate Students (PLUS) student loan programs. It is part of a course that…

  1. Paying for Default: Change over Time in the Share of Federal Financial Aid Sent to Institutions with High Student Loan Default Rates

    ERIC Educational Resources Information Center

    Jaquette, Ozan; Hillman, Nicholas W.

    2015-01-01

    Both federal spending on financial aid and student loan default rates have increased over the past decade. These trends have intensified policymakers' concerns that some postsecondary institutions-- particularly in the for-profit sector--maximize revenue derived from federal financial aid without helping students to graduate or find employment.…

  2. 44th Annual Survey Report on State-Sponsored Student Financial Aid: 2012-2013 Academic Year

    ERIC Educational Resources Information Center

    National Association of State Student Grant and Aid Programs, 2013

    2013-01-01

    This report provides data regarding state-funded expenditures for student financial aid and illustrates the extent of efforts made by the states to assist postsecondary students. Information in this report is based on academic year 2012-13 data from the 44th Annual NASSGAP survey. Highlights include: (1) In the 2012-13 academic year, the states…

  3. Does One Size Fit All? University Differences in the Influence of Wages, Financial Aid, and Integration on Student Retention

    ERIC Educational Resources Information Center

    Kerkvliet, J.; Nowell, C.

    2005-01-01

    We develop and empirically implement a model of university student retention using opportunity cost, financial aid, academic and social integration, and students' background explanatory variables. For one year, we tracked students from Weber State University (WSU) and Oregon State University (OSU) to learn whether they remained enrolled for 0, 1,…

  4. Going on to Graduate or Professional School: Sources of Financial Aid and Educational Programs for Native Americans.

    ERIC Educational Resources Information Center

    McKusick, John A., Ed.

    The booklet provides brief information on about 250 sources of financial aid and educational programs for Native Americans wanting to enter graduate or professional level study. Most of those listed have been selected because they are earmarked for minority group students as a general group or Native Americans specifically. Section I contains…

  5. Toward a Theoretical Framework for Membership: The Case of Undocumented Immigrants and Financial Aid for Postsecondary Education

    ERIC Educational Resources Information Center

    Perry, Andre M.

    2006-01-01

    This case study/philosophical analysis responds to the primary research question: "Should undocumented immigrants receive financial aid by responding to the sub-question: What does it mean to be a member of society?" The case study organizes and collects empirical evidence from stakeholders involved in Texas House Bill 1403 (2001),…

  6. Federal Student Financial Aid: 2011 National Profile of Programs in Title IV of the Higher Education Act

    ERIC Educational Resources Information Center

    National Association of Student Financial Aid Administrators (NJ1), 2011

    2011-01-01

    As college costs have soared and the U.S. economy struggles to move out of the recession, more and more Americans have relied on federal student financial assistance programs to help them meet their postsecondary expenses. Data from the Federal Student Aid (FSA), an office of the U.S. Department of Education (ED), show that the number of students…

  7. Modeling the Impacts of National and Institutional Financial Aid Opportunities on Persistence at an Elite Chilean University

    ERIC Educational Resources Information Center

    Horn, Catherine; Santelices, María Verónica; Avendaño, Ximena Catalán

    2014-01-01

    Much of the recent Chilean educational debate and reform has centered around issues of higher education cost, debt burden, and availability of grants versus loans. This quantitative case study of Pontificia Universidad Católica de Chile sought to understand the longitudinal contributions of combinations of types of financial aid to persistence of…

  8. An Analysis of the Distribution of Student Financial Aid and Social Justice in China: A Quantitative Approach

    ERIC Educational Resources Information Center

    Zou, Xiehua

    2009-01-01

    The Chinese government's stated objective of student financial aid (SFA) policy is to help students from low-income families to access higher levels of education. This article first explores the possible associations between the distribution of SFA and students' various demographic and academic backgrounds. Then it presents the findings regarding…

  9. Increasing College Enrollment among Low- and Moderate-Income Families: An Intervention to Improve Information and Access to Financial Aid

    ERIC Educational Resources Information Center

    Bettinger, Eric P.; Long, Bridget Terry; Oreopoulos, Philip

    2007-01-01

    Higher education plays an increasingly important role in helping individuals attain social and economic success. Yet, despite decades of financial aid policy, substantial gaps in college access remain by income level and race. One major impediment to increasing college enrollment among low-income students is the lack of information about financial…

  10. Annual Report on State Financial Aid Programs: 2007-08 Accounting, 2008-09 Estimates, and Notable Events and Activities

    ERIC Educational Resources Information Center

    Washington Higher Education Coordinating Board, 2009

    2009-01-01

    The state of Washington has a long-standing commitment to postsecondary education opportunities for all students, regardless of income. The purpose of this report is to provide the members of the Higher Education Coordinating Board with: (1) An overview of state, federal, and institutional financial aid in Washington; (2) A description of notable…

  11. The Blue Book: Accounting, Recordkeeping, and Reporting by Postsecondary Educational Institutions for Federally Funded Student Financial Aid Programs.

    ERIC Educational Resources Information Center

    Department of Education, Washington, DC.

    This book provides guidance to school business office personnel who handle fiscal recordkeeping, accounting, and reporting functions for federal Title IV student financial aid programs authorized by the Higher Education Act of 1965, as amended. It provides a technical resource for Title IV management responsibilities that are shared among various…

  12. The Blue Book. Accounting, Recordkeeping, and Reporting by Postsecondary Educational Institutions for Federally Funded Student Financial Aid Programs. [1999 Edition.

    ERIC Educational Resources Information Center

    Department of Education, Washington, DC.

    This guide is intended to provide guidance to college and university business office personnel who handle recordkeeping, accounting, and other fiscal reporting functions for federal Title IV financial aid programs, as authorized by the Higher Education Act of 1965, as amended. This edition emphasizes the benefits and challenges of electronic…

  13. The Blue Book: Accounting, Recordkeeping, and Reporting by Postsecondary Educational Institutions for Federally Funded Student Financial Aid Programs.

    ERIC Educational Resources Information Center

    Office of Postsecondary Education (ED), Washington, DC.

    This volume provides general information on programs, policies, procedures, and fiscal record keeping and reporting for federally funded student financial aid programs under the Higher Education Act of 1965, Title IV. Chapter 1 provides an overview of Title IV programs. Chapter 2 discusses general institutional responsibilities related to managing…

  14. Improving the Productivity of Education Experiments: Lessons from a Randomized Study of Need-Based Financial Aid

    ERIC Educational Resources Information Center

    Harris, Douglas N.; Goldrick-Rab, Sara

    2012-01-01

    Given scarce resources for evaluation, we recommend that education researchers more frequently conduct comprehensive randomized trials that generate evidence on how, why, and under what conditions interventions succeed or fail in producing effects. Recent experience evaluating a randomized need-based financial aid intervention highlights some of…

  15. Changes in Patterns of Pricing and Financial Aid: Postsecondary Education Descriptive Analysis Report. NCES 2006-153

    ERIC Educational Resources Information Center

    Cunningham, Alisa F.; Carroll, C. Dennis

    2005-01-01

    This report focuses on first-time, full-time, degree/certificate-seeking undergraduates in order to examine patterns of sticker prices, financial aid, and net prices from an institutional perspective. For the period 1999-2000 to 2001-02, the report examines how the price of attendance for full-time freshmen changed for various types of…

  16. Emotional, physical and financial burdens of stigma against people living with HIV/AIDS in China

    PubMed Central

    Zhang, Chen; Li, Xiaoming; Liu, Yu; Qiao, Shan; Zhang, Liying; Zhou, Yuejiao; Shen, Zhiyong; Tang, Zhengzhu

    2016-01-01

    ABSTRACT Numerous researches have shown pernicious effects of stigma against people living with HIV/AIDS (PLWHA). However, no available studies have reported these negative effects including emotional, physical to financial burdens to PLWHA. In the current study, we aim to explore different types of stigma (e.g., perceived, internalized and enacted) and the relevant consequences among PLWHA in China. A cross-sectional study was conducted from 2012 to 2013 in the Guangxi Autonomous Region in China. The validated Berger HIV Stigma Scale was used to measure various types of stigma. We employed a series of linear, logistic and polytomous regression models to assess the association between stigma and different consequences while accounting for potential confounders for each specific model. Of the total sample, 2987 PLWHA provided valid responses with 63% being male and having an average age of 42.9 years. Perceived, internalized and enacted HIV stigma were prevalent among participants, and resulted in various burdens with different magnitudes in their life contexts. Specially, PLWHA who reported higher perceived and internalized stigma were more likely to be imposed on emotional and physical burdens (p < .05). People who reported higher enacted stigma had heavier financial burden compared to their peers (p < .05). Our findings revealed that devastating consequences of HIV-related stigma in China. The prevalent stigmatizing attitudes have pushed PLWHA to the fringes of society and affected them at multiple aspects in their life context. We call for tailored efforts to overcome stigma and discrimination against PLWHA. PMID:26886415

  17. Student Financial Aid: Need Determination Could Be Enhanced through Improvements in Education's Estimate of Applicants' State Tax Payments. Report to Congressional Requesters. GAO-05-105

    ERIC Educational Resources Information Center

    Stroup, Sally L.

    2005-01-01

    In 2003, the Department of Education proposed an update to the state and other tax allowance, a part of the federal need analysis for student financial aid. Most federal aid as well as some state and institutional aid is awarded based on the student's cost of attendance less the student's and/or family's ability to pay these costs--known as the…

  18. Program Guidelines: Additional Apportionment Provisions of State Aid. 1975-76.

    ERIC Educational Resources Information Center

    New York State Education Dept., Albany. Office of Research, Planning, and Evaluation.

    Reviewed are program guidelines for the use of additional apportionment provisions of New York State aid for pupils with special educational needs, students with handicapping conditions, and severely handicapped pupils. Considered in three sections are general information (including an overview of 1975-76 requirements, department policies, and…

  19. Estimation of Japanese international financial assistance for HIV/AIDS control for 2003-2007: difficulties and limitations of data collection.

    PubMed

    Mori, Koichiro; Yonemoto, Kiyoshi; Takei, Teiji; Izazola-Licea, Jose; Gobet, Benjamin

    2010-01-01

    The purpose of this paper is to: (1) collect relevant data and estimate Japanese international financial assistance for HIV/AIDS control; (2) discuss the difficulties in collecting relevant data and the limitations of the collected data; and (3) conduct a comparative analysis on the estimated data with OECD and Kaiser Family Foundation aggregate data. The point is that we have comprehensively collected and estimated the data on Japanese international expenditures for HIV/AIDS control while there is no reliable data that is totally managed and published. In addition, we discuss the difficulties and limitations of data collection: unpublished data; insufficient data; inseparable data; problems of exchange rates; gaps between disbursement and commitment; and difference in year period among calendar, fiscal and organization-specific years. Furthermore, we show the risk of underestimating the Japanese international contribution to HIV/AIDS control on the basis of OECD and Kaiser data. In this respect, it is significant to comprehensively collect and estimate the data on Japanese international assistance for HIV/AIDS control. Finally, we derive the implication that it is crucial for a relevant international organization and/or individual countries to comprehensively collect and administer data for international cooperation in the development of health policies for HIV/AIDS.

  20. DOD Financial Management: Additional Efforts Needed to Improve Audit Readiness of Navy Military Pay and Other Related Activities

    DTIC Science & Technology

    2015-09-01

    DOD FINANCIAL MANAGEMENT Additional Efforts Needed to Improve Audit Readiness of Navy Military Pay and Other Related...REPORT TYPE 3. DATES COVERED 00-00-2015 to 00-00-2015 4. TITLE AND SUBTITLE DOD Financial Management: Additional Efforts Needed to Improve Audit ...Additional Efforts Needed to Improve Audit Readiness of Navy Military Pay and Other Related Activities Why GAO Did This Study DOD continues to work

  1. Federal Student Aid: Additional Management Improvements Would Clarify Strategic Direction and Enhance Accountability. Report to Congressional Requesters.

    ERIC Educational Resources Information Center

    General Accounting Office, Washington, DC.

    To determine what Federal Student Aid (FSA), previously the Office of Student Financial Assistance, had done to develop and implement a strategic direction as mandated by Congress in performance-based organization legislation, the General Accounting Office (GAO) reviewed FSA's strategic and annual performance plans and annual reports, interviewing…

  2. Financial Aid: Helping Re-entry Women Pay College Costs: What Institutions Can Do to Provide Financial Resources to Women Re-entering the Educational System. Field Evaluation Draft.

    ERIC Educational Resources Information Center

    Dunkle, Margaret C.

    Problems and barriers to financial aid that commonly face women re-entering the educational system are identified, and ways in which higher education institutions can be more responsive to the financial needs of re-entry women students are suggested. A wide range of possible actions are identified so that institutions can pursue those most…

  3. Funding and Distribution of Institutional Grants in 1999-2000: Results from the 2001 Survey of Undergraduate Financial Aid Policies, Practices, and Procedures.

    ERIC Educational Resources Information Center

    Redd, Kenneth E.

    2002-01-01

    Examined data from the 2001 Survey of Undergraduate Financial Aid Policies, Practices, and Procedures. Findings included that all institutional types, even low-cost community colleges, have awarded a large share of their institutional grants based on students' academic merit or other criteria besides their demonstrated financial need, but that…

  4. A Special Report: The Estimated Impact of the Basic Educational Opportunity Grant Program on Student Financial Aid at Alabama Colleges and Universities, 1972-73.

    ERIC Educational Resources Information Center

    Alabama State Commission on Higher Education, Montgomery.

    This report anticipates the potential effect upon the financial aid needs of students currently enrolled in Alabama colleges and universities of the Basic Educational Opportunity Program (BOG). The impact of the BOG program on student financial needs at seven types of institutions under current (1972-73) conditions of costs, enrollments, student…

  5. Report of the Task Force on Student Financial Aid. Expanding Opportunities for Higher Education for the Commonwealth: Quality, Access, and Choice [with] Recommendations of Chancellor Franklyn G. Jenifer.

    ERIC Educational Resources Information Center

    Massachusetts State Board of Regents of Higher Education, Boston.

    The Task Force on Student Financial Aid was formed to recommend ways in which Massachusetts' student aid programs might be modified in light of nationwide trends of rising college costs, reduced availability of federal student assistance, and a decline in the ability of many families to pay for college. The first chapter of the task force report,…

  6. Financial Aid Awarded, Fiscal Year 2003: Grants, Loans, and Student Earnings from Work-Study Jobs.

    ERIC Educational Resources Information Center

    Minnesota Higher Education Services Office, 2004

    2004-01-01

    This report presents information on financial resources provided to undergraduates at Minnesota post-secondary institutions. The financial resources reported are grants, loans, and student earnings that help students pay tuition, fees, room and board, and other costs of attending post-secondary education. This report presents information for…

  7. Recession, Retrenchment, and Recovery: State Higher Education Funding & Student Financial Aid

    ERIC Educational Resources Information Center

    Hodel, Ross; Laffey, Maureen; Lingenfelter, Paul

    2006-01-01

    The Recession, Retrenchment, and Recovery Project examined the effects of recessions on financial access to college during the 25-year period 1979-2004, identified states that have been relatively successful in maintaining financial access, and collected policy strategies used by these states. This study examined the similarities and differences…

  8. Financial Aid and Attainment among Students in a State with Changing Demographics

    ERIC Educational Resources Information Center

    Gross, Jacob P. K.; Torres, Vasti; Zerquera, Desiree

    2013-01-01

    Using event history analysis, this study investigated to what extent differentiated forms of aid affected the educational attainment of various student populations with particular interest on the Latinos/as within this emerging settlement state: Indiana. Findings suggest that the effects of aid are moderated by race and ethnicity. State grants,…

  9. Access to College: The Impact of Federal Financial Aid Policies at Private Historically Black Colleges.

    ERIC Educational Resources Information Center

    Kirschner, Alan H.; Thrift, Julianne Still

    Ways that private black college undergraduates and other private college students finance their education are compared, based on data for 2,380 student aid recipients at 38 colleges. Historically black college (HBC) students who received aid, compared with non-HBC students: (1) had fewer family resources to assist them; (2) earned less during the…

  10. The Student Guide. Financial Aid from the U.S. Department of Education, 1997-98.

    ERIC Educational Resources Information Center

    Office of Student Financial Assistance (ED), Washington, DC.

    This guide discusses federal student aid programs for postsecondary education and how to apply for them. It begins by outlining sources for finding out about student aid, such as schools, state higher education agencies, guidance counselors, and organizations connected with particular fields of interest. It offers tips on how to choose a school…

  11. The Student Guide. Financial Aid from the U.S. Department of Education, 1995-96.

    ERIC Educational Resources Information Center

    Office of Student Financial Assistance (ED), Washington, DC.

    This guide discusses federal student aid programs for postsecondary education and how to apply for them. It begins by outlining sources for finding out about student aid, such as schools, state higher education agencies, guidance counselors, and organizations connected with particular fields of interest. It then offers tips on how to choose a…

  12. The Student Guide: Financial Aid from the U.S. Department of Education, 1994-95.

    ERIC Educational Resources Information Center

    Department of Education, Washington, DC.

    This guide tells about federal student aid programs for postsecondary education and how to apply for them. It begins by outlining sources for finding out about student aid, such as state higher education agencies, guidance counselors, and organizations connected with particular fields of interest. The guide offers tips on choosing a school…

  13. AIDS

    MedlinePlus

    ... page: //medlineplus.gov/ency/article/000594.htm HIV/AIDS To use the sharing features on this page, ... immunodeficiency virus (HIV) is the virus that causes AIDS. When a person becomes infected with HIV, the ...

  14. Need for, and financial feasibility of, satellite-aided land mobile communications

    NASA Astrophysics Data System (ADS)

    Castruccio, P. A.; Marantz, C. S.; Freibaum, J.

    Questions regarding the role of a mobile-satellite system in augmenting the terrestrial communications system are considered, and a market assessment study is discussed. Aspects of an investment analysis are examined, taking into account a three phase financial study of four postulated land Mobile Satellite Service (LMSS) systems, project profitability evaluation methods, risk analysis methods, financial projections, potential investor acceptance standards, and a risk analysis. It is concluded that a satellite augmented terrestrial mobile service appears to be economically and technically superior to a service depending exclusively on terrestrial systems. The interest in the Mobile Satellite Service is found to be worldwide, and the ground equipment market is potentially large.

  15. Need for, and financial feasibility of, satellite-aided land mobile communications

    NASA Technical Reports Server (NTRS)

    Castruccio, P. A.; Marantz, C. S.; Freibaum, J.

    1982-01-01

    Questions regarding the role of a mobile-satellite system in augmenting the terrestrial communications system are considered, and a market assessment study is discussed. Aspects of an investment analysis are examined, taking into account a three phase financial study of four postulated land Mobile Satellite Service (LMSS) systems, project profitability evaluation methods, risk analysis methods, financial projections, potential investor acceptance standards, and a risk analysis. It is concluded that a satellite augmented terrestrial mobile service appears to be economically and technically superior to a service depending exclusively on terrestrial systems. The interest in the Mobile Satellite Service is found to be worldwide, and the ground equipment market is potentially large.

  16. 75 FR 816 - Identification of Additional Classes of Facilities for Development of Financial Responsibility...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-01-06

    ... From the Federal Register Online via the Government Publishing Office ENVIRONMENTAL PROTECTION... of Financial Responsibility Requirements Under CERCLA Section 108(b) AGENCY: Environmental Protection... July 28, 2009, Federal Register notice, the Environmental Protection Agency (EPA or the...

  17. 75 FR 42749 - Fidelity National Financial, Inc.; Analysis of the Agreement Containing Consent Order to Aid...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-07-22

    ... the title insurance business, and has pre-existing relationships with entities and individuals in the.... (``Fidelity''). Fidelity purchased three title insurance subsidiaries from LandAmerica Financial, Inc. (``LandAmerica''). The subsidiaries were Commonwealth Land Title Insurance Company (``Commonwealth''),...

  18. Goal Complexity in Financial Aid and the Contingency of Organizational Sector

    ERIC Educational Resources Information Center

    Rutherford, Amanda

    2016-01-01

    Expectations of public institutions of higher education now include a growing number of competing goals. Financial assistance policies are expected to reward student talent, expand access to education, boost retention and graduation rates, and more. Yet research has not generally provided an empirical assessment of whether and how higher levels of…

  19. 77 FR 19649 - Notice of Submission for OMB Review; Federal Student Aid; Guaranty Agency Financial Report

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-04-02

    ..., Part B of the Higher Education Act of 1965, as amended. DATES: Interested persons are invited to submit... From the Federal Register Online via the Government Publishing Office DEPARTMENT OF EDUCATION... Guaranty Agency Financial Report (GAFR), U.S. Department of Education (ED) Form 2000, is used by the...

  20. Does Financial Aid Impact College Student Engagement?: Evidence from the Gates Millennium Scholars Program

    ERIC Educational Resources Information Center

    Boatman, Angela; Long, Bridget Terry

    2016-01-01

    While increasing numbers of students have gained access to higher education during the last several decades, postsecondary persistence and academic success remain serious concerns with only about half of college entrants completing degrees. Given concerns about affordability and resources, policymakers and administrators wonder how financial aid…

  1. Guia para Presentar Solcitudes de Financiacion de Investigaciones (A Guide to Requesting Financial Aid for Research).

    ERIC Educational Resources Information Center

    Ministerio de Educacion Nacional, Bogota (Colombia). Instituto Colombiano de Pedagogia.

    This booklet describes the procedures and requirements to be observed when financial support for education research is requested from the Instituto Colombiano de Pedagogia (ICOLPE), an educational improvement agency established by the Colombian government in 1968. The educational priorities for research are listed along with the rules and format…

  2. The College & Financial Aid Guide for: AB540 Undocumented Immigrant Students

    ERIC Educational Resources Information Center

    Oliverez, Paz M., Ed.; Chavez, Maria Lucia, Ed.; Soriano, Mayra, Ed.; Tierney, William G., Ed.

    2006-01-01

    Since the passage of California Assembly Bill 540 in 2001, authored by the late Assemblyman, Marco Antonio Firebaugh, more than 5,000 undocumented students in California have had improved financial access to higher education. AB 540 has become a pinnacle in the lives of students, who because of their immigration status, have historically been…

  3. A Multimedia Approach for Providing Financial Aid Information in Higher Education: An Evaluation Study

    ERIC Educational Resources Information Center

    Miller, Michael

    2013-01-01

    Millions of current and prospective college students fail to complete the Free Application for Federal Student Aid (FAFSA) annually for a number of reasons. One common obstacle students face is the complexity of the FAFSA which prevents students from completing the federal application. This study examined whether or not a multimedia tutorial can…

  4. The End of Need-Based Student Financial Aid in Canada?

    ERIC Educational Resources Information Center

    Junor, Sean; Usher, Alex

    2007-01-01

    There was a major change in Canadian student aid in the late 1990s, due largely to a package of measures adopted by the Government Canada as part of its "Canada Opportunities Strategy". At the time, what aroused the most comment was the creation in 1998 of the $2.5 billion Canada Millennium Scholarship Foundation (Foundation). But while…

  5. [Financial Aid to Independent Students at the Post Secondary Level: The Federal Government's Role

    ERIC Educational Resources Information Center

    Dellenback, John

    One of the new and complex issues related to student aid is the independent student controversy. The author wishes to increase the Basic Opportunity Grant (BOG) and substantially increase work study to help the independent student. For the immediate future the author would like to see: (1) The BOG refined as a major Federal grant program committed…

  6. Priced out: How the Wrong Financial-Aid Policies Hurt Low-Income Students

    ERIC Educational Resources Information Center

    Lynch, Mamie; Engle, Jennifer; Cruz, Jose L.

    2011-01-01

    This report demonstrates how much low-income students must stretch to pay for college, even after grant aid is taken into account. This report finds that just five of the nation's nearly 1,200 four-year colleges and universities have student bodies that are at least 30 percent low-income and offer low-income students a reasonable chance at a…

  7. Irreversible Wash Aid Additive for Cesium Mitigation. Small-Scale Demonstration and Lessons Learned

    SciTech Connect

    Kaminski, Michael

    2015-01-01

    The Irreversible Wash Aid Additive process has been under development by the U.S. Environmental Protection Agency (EPA) and Argonne National Laboratory (Argonne). This process for radioactive cesium mitigation consists of a solution to wash down contaminated structures, roadways, and vehicles and a sequestering agent to bind the radionuclides from the wash water and render them environmentally immobile. The purpose of this process is to restore functionality to basic services and immediately reduce the consequences of a radiologically-contaminated urban environment. Research and development have resulted in a down-selection of technologies for integration and demonstration at the pilot-scale level as part of the Wide Area Recovery and Resiliency Program (WARRP) under the Department of Homeland Security and the Denver Urban Area Security Initiative. As part of developing the methods for performing a pilot-scale demonstration at the WARRP conference in Denver in 2012, Argonne conducted small-scale field experiments at Separmatic Systems. The main purpose of these experiments was to refine the wash water collection and separations systems and demonstrate key unit operations to help in planning for the large scale demonstration in Denver. Since the purpose of these tests was to demonstrate the operations of the system, we used no radioactive materials. After a brief set of experiments with the LAKOS unit to familiarize ourselves with its operation, two experiments were completed on two separate dates with the Separmatic systems.

  8. Congressional Methodology: How It Affects Federal Student Financial Aid Eligibility. Hearing before the Subcommittee on Postsecondary Education of the Committee on Education and Labor, House of Representatives. 100th Congress, Second Session. Hearing held in Teaneck, New Jersey.

    ERIC Educational Resources Information Center

    Congress of the U.S., Washington, DC. House Committee on Education and Labor.

    A transcript is provided of the subcommittee hearing on the effect of Congressional Methodology (the system established to determine eligibility for federal student aid) on federal student financial aid eligibility. The statements of the following persons are provided: Francine Andrea, New Jersey Association of Student Financial Aid…

  9. Toxic Substances: Information on Costs and Financial Aid to Schools To Control Asbestos. Fact Sheet for the Honorable John J. La Falce, House of Representatives.

    ERIC Educational Resources Information Center

    General Accounting Office, Washington, DC. Resources, Community, and Economic Development Div.

    Information on the costs of and financial aid available to schools for asbestos abatement is provided in this report. Data are based on interviews with officials from 15 school districts in 5 states--Illinois, New Jersey, New York, Ohio, and Pennsylvania. Section 1 provides background on the use of asbestos in buildings, health problems, federal…

  10. Changes in Financial Aid and Student Enrollment at Historically Black Colleges and Universities after the Tightening of PLUS Credit Standards. Stated Briefly. REL 2015-088

    ERIC Educational Resources Information Center

    Johnson, Matthew; Bruch, Julie; Gill, Brian

    2015-01-01

    This "Stated Briefly" report is a companion piece that summarizes the results of another report of the same name. The purpose of this study was to examine the changes in financial aid and student enrollment at historically Black colleges and universities (HBCUs) after the U.S. Department of Education increased the credit history…

  11. Predicting the Persistence of Full-Time African-American Students Attending 4-Year Public Colleges: A Disaggregation of Financial Aid Packaging and Social and Academic Integration Variables

    ERIC Educational Resources Information Center

    Smith, Curt L.

    2010-01-01

    The purpose of the study was to investigate to what extent do demographic characteristics, high school experience, aspirations and achievement, college experience-academic integration, college experience-social integration, financial aid, and price influence the first-year persistence of African-American students attending 4-year public colleges.…

  12. Changes in Financial Aid and Student Enrollment at Historically Black Colleges and Universities after the Tightening of PLUS Credit Standards. REL 2015-082

    ERIC Educational Resources Information Center

    Johnson, Matthew; Bruch, Julie; Gill, Brian

    2015-01-01

    The purpose of this study was to examine the changes in financial aid and student enrollment at historically Black colleges and universities (HBCUs) after the U.S. Department of Education increased the credit history requirements necessary to obtain Parental Loans for Undergraduate Students (PLUS). The study used institution-level data to examine…

  13. A Comparison of the Tuition Price and Financial Aid Responsiveness of First-Time Enrollees and Continuing College Students. ASHE Annual Meeting Paper.

    ERIC Educational Resources Information Center

    Heller, Donald E.

    This study examined student price responsiveness by comparing the tuition and financial aid sensitivity of first-time college enrollees with that of continuing college students. Data were obtained from the National Center for Education Statistics Higher Education General Education Information Survey (HEGIS) and Integrated Postsecondary Education…

  14. An Analysis of the Effects of State Financial Aid Policy on the Timing of Postsecondary Enrollment: A Focus on Income and Race Differences

    ERIC Educational Resources Information Center

    Kim, Ji Yun

    2011-01-01

    The driving force behind the recent increase in financial aid for college education is the rapid growth of state merit-based grant programs that provide scholarships to students who meet predefined standards of academic preparation at the state level, and this trend represents one of the most pronounced policy shifts away from a long tradition of…

  15. Sociocultural Constraints: The Relation between Generations in the United States, Parental Education, Income, Hispanic Origin and the Financial Aid Packages of Hispanic Undergraduate Students

    ERIC Educational Resources Information Center

    Del Razo, Parvati Heliana

    2012-01-01

    The purpose of this study was to find out if the demographic variables of country of origin, generation in the United States (immigration status), income and parental education had an impact on the financial aid packages of Hispanic undergraduate students. This dissertation asked: What is the relation between generation in the United States,…

  16. Post-Secondary Attendance by Parental Income in the U.S. and Canada: What Role for Financial Aid Policy? NBER Working Paper No. 17218

    ERIC Educational Resources Information Center

    Belley, Philippe; Frenette, Marc; Lochner, Lance

    2011-01-01

    This paper examines the implications of tuition and need-based financial aid policies for family income--post-secondary (PS) attendance relationships. We first conduct a parallel empirical analysis of the effects of parental income on PS attendance for recent high school cohorts in both the U.S. and Canada using data from the 1997 Cohort of the…

  17. College Affordability and the Emergence of Progressive Tuition Models: Are New Financial Aid Policies at Major Public Universities Working? Research and Occasional Paper Series: CSHE.7.16

    ERIC Educational Resources Information Center

    Lapid, Patrick A.; Douglass, John Aubrey

    2016-01-01

    In an era of significant disinvestment in public higher education by state governments, many public universities are moving toward a "progressive tuition model" that attempts to invest approximately one-third of tuition income into institutional financial aid for lower-income and middle-class students. The objective is to mitigate the…

  18. [Analysis on funds application of community based organizations involved in HIV/AIDS response and government financial investment in China, 2014].

    PubMed

    Zhang, G; Zhu, Y X; Wang, P; Liu, P; Li, J F; Sha, S; Yang, W Z; Li, H

    2017-03-06

    Objective: To understand the government financial investments to community based organizations (CBO) involved in HIV/AIDS Control and Prevention of China and its influencing factors. Methods: Questionnaire of the situation of CBO involved in HIV/AIDS control and prevention were designed, and filled by the staff of Provincial Health Administrative Departments of 31 provinces (autonomous regions and municipalities). The research focused on the fields of CBO involved in HIV/AIDS response in 31 provinces (autonomous regions and municipalities), including intervention on HIV/AIDS high risk population (female sex worker (FSW), man who sex with man (MSM), drug user (DU) and case management and care for people living with HIV/AIDS (PLWH)). 29 valid questionnaires were collecting, with Shanxi Province and Inner Mongolia Autonomous Regions not filled. Questionnaire included financial supports from local governments, transfer payment from central government for CBO involved in HIV/AIDS response in 2014, and unit cost for CBO involved in HIV/AIDS control and prevention. Multivariate analysis was conducted on the project application and financial investment of community based organizations involved in HIV/AIDS control and prevention in 2014. Results: The total amount of CBO to apply for participation in AIDS prevention and control was 64 482 828 Yuan in 2014. The actual total amount of investment was 50 616 367 Yuan, The investment came from the central government funding, the provincial level government funding, the prefecture and county level government funding investment and other sources of funding. 22 of 28 provinces (autonomous regions and municipalities) received the funds from the central government finance, and median of investment funds 500 000 Yuan. 15 provinces (autonomous regions and municipalities) gained the funds from the provincial government finance, and median of investment funds 350 000 Yuan. 12 provinces (autonomous regions and municipalities) got the funds

  19. New actors, financial mechanisms and reformed aid reporting: What role for SRHR in post-2015 financing for development?

    PubMed

    Hoehn, Karen; Stratmann, Johanna; Schaffler, Peter

    2015-05-01

    As governments around the world prepare to adopt a new development framework and supportive financial flows, the OECD Development Assistance Committee is exploring new ways of measuring and reporting on resource flows enabling development, including population assistance. These changes will affect the evidence base, discourse about and donor incentives related to sexual and reproductive health and rights (SRHR). They may lead to: i) reduction of grant aid in favour of instruments that are less suitable for SRHR, like loans and market-like instruments; ii) expansion of the range of development stakeholders to include those with market power that can steer the discussion away from the needs of the most under-served populations; and iii) diversion of attention and resources away from SRHR. The discourse over how to provide, incentivize and report on development assistance in the new framework demonstrates the crucial relationship between knowledge, evidence, practice and power in relation to funding for SRHR in developing countries. With all that is at stake, although the OECD debate on the future of the development finance measurement system may seem highly abstract, this is a high-stakes game that SRHR advocates need to have a hand in. Those who seek to improve SRHR are well served to engage in these discussions as early and often as possible before the momentous decisions over the coming months.

  20. Counselors and Mentors Handbook on Federal Student Aid: A Guide for Those Advising Students about Financial Aid for Postsecondary Education. 2010-11

    ERIC Educational Resources Information Center

    US Department of Education, 2010

    2010-01-01

    Student aid is money provided by the federal government or another entity, such as a school or a state government, to help students pay for college or trade school. The U.S. Department of Education's federal student aid programs deliver billions of dollars to students each year, representing a substantial federal commitment to provide financial…

  1. Student Financial Aid Reaches $20.5-Billion, but Fails to Keep Pace with Rising College Costs, Study Finds.

    ERIC Educational Resources Information Center

    Evangelauf, Jean

    1987-01-01

    A College Board study found that over seven years, college charges rose 56 percent to 80 percent, while institutional, state, and federal aid rose only 20 percent and dramatic shifts in the composition of federal aid occurred. (MSE)

  2. Large Advanced Space Systems (LASS) computer-aided design program additions

    NASA Technical Reports Server (NTRS)

    Farrell, C. E.

    1982-01-01

    The LSS preliminary and conceptual design requires extensive iteractive analysis because of the effects of structural, thermal, and control intercoupling. A computer aided design program that will permit integrating and interfacing of required large space system (LSS) analyses is discussed. The primary objective of this program is the implementation of modeling techniques and analysis algorithms that permit interactive design and tradeoff studies of LSS concepts. Eight software modules were added to the program. The existing rigid body controls module was modified to include solar pressure effects. The new model generator modules and appendage synthesizer module are integrated (interfaced) to permit interactive definition and generation of LSS concepts. The mass properties module permits interactive specification of discrete masses and their locations. The other modules permit interactive analysis of orbital transfer requirements, antenna primary beam n, and attitude control requirements.

  3. CHARMM additive and polarizable force fields for biophysics and computer-aided drug design

    PubMed Central

    Vanommeslaeghe, K.

    2014-01-01

    Background Molecular Mechanics (MM) is the method of choice for computational studies of biomolecular systems owing to its modest computational cost, which makes it possible to routinely perform molecular dynamics (MD) simulations on chemical systems of biophysical and biomedical relevance. Scope of Review As one of the main factors limiting the accuracy of MD results is the empirical force field used, the present paper offers a review of recent developments in the CHARMM additive force field, one of the most popular bimolecular force fields. Additionally, we present a detailed discussion of the CHARMM Drude polarizable force field, anticipating a growth in the importance and utilization of polarizable force fields in the near future. Throughout the discussion emphasis is placed on the force fields’ parametrization philosophy and methodology. Major Conclusions Recent improvements in the CHARMM additive force field are mostly related to newly found weaknesses in the previous generation of additive force fields. Beyond the additive approximation is the newly available CHARMM Drude polarizable force field, which allows for MD simulations of up to 1 microsecond on proteins, DNA, lipids and carbohydrates. General Significance Addressing the limitations ensures the reliability of the new CHARMM36 additive force field for the types of calculations that are presently coming into routine computational reach while the availability of the Drude polarizable force fields offers a model that is an inherently more accurate model of the underlying physical forces driving macromolecular structures and dynamics. PMID:25149274

  4. Additives

    NASA Technical Reports Server (NTRS)

    Smalheer, C. V.

    1973-01-01

    The chemistry of lubricant additives is discussed to show what the additives are chemically and what functions they perform in the lubrication of various kinds of equipment. Current theories regarding the mode of action of lubricant additives are presented. The additive groups discussed include the following: (1) detergents and dispersants, (2) corrosion inhibitors, (3) antioxidants, (4) viscosity index improvers, (5) pour point depressants, and (6) antifouling agents.

  5. The dependence of Ig class-switching on the nuclear export sequence of AID likely reflects interaction with factors additional to Crm1 exportin.

    PubMed

    Ellyard, Julia I; Benk, Amelie S; Taylor, Benjamin; Rada, Cristina; Neuberger, Michael S

    2011-02-01

    Activation-induced deaminase (AID) is a B lymphocyte-specific DNA deaminase that triggers Ig class-switch recombination (CSR) and somatic hypermutation. It shuttles between cytoplasm and nucleus, containing a nuclear export sequence (NES) at its carboxyterminus. Intriguingly, the precise nature of this NES is critical to AID's function in CSR, though not in somatic hypermutation. Many alterations to the NES, while preserving its nuclear export function, destroy CSR ability. We have previously speculated that AID's ability to potentiate CSR may critically depend on the affinity of interaction between its NES and Crm1 exportin. Here, however, by comparing multiple AID NES mutants, we find that - beyond a requirement for threshold Crm1 binding - there is little correlation between CSR and Crm1 binding affinity. The results suggest that CSR, as well as the stabilisation of AID, depend on an interaction between the AID C-terminal decapeptide and factor(s) additional to Crm1.

  6. Money Matters: A Study on the Relationship between Financial Aid Programs and Policies on Student Persistence in Higher Education

    ERIC Educational Resources Information Center

    Coleman, Emily L.

    2010-01-01

    Persistence theorists emphasize the importance of faculty and staff interactions with students. Yet many overlook how affordability influences a student's decision to remain enrolled. As a result this qualitative, grounded theory study addresses the relationship between private college and university financial assistance policies and programs to…

  7. 46 CFR Appendix F to Subpart C of... - Optional Rider for Additional NVOCC Financial Responsibility for Group Bonds [Optional Rider to...

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 46 Shipping 9 2011-10-01 2011-10-01 false Optional Rider for Additional NVOCC Financial Responsibility for Group Bonds F Appendix F to Subpart C of Part 515 Shipping FEDERAL MARITIME COMMISSION... Against Ocean Transportation Intermediaries Pt. 515, Subpt. C, App. F Appendix F to Subpart C of Part...

  8. 46 CFR Appendix F to Subpart C of... - Optional Rider for Additional NVOCC Financial Responsibility for Group Bonds [Optional Rider to...

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 46 Shipping 9 2010-10-01 2010-10-01 false Optional Rider for Additional NVOCC Financial Responsibility for Group Bonds F Appendix F to Subpart C of Part 515 Shipping FEDERAL MARITIME COMMISSION... Against Ocean Transportation Intermediaries Pt. 515, Subpt. C, App. F Appendix F to Subpart C of Part...

  9. Quantitative mass spectrometric analysis of dipeptides in protein hydrolysate by a TNBS derivatization-aided standard addition method.

    PubMed

    Hanh, Vu Thi; Kobayashi, Yutaro; Maebuchi, Motohiro; Nakamori, Toshihiro; Tanaka, Mitsuru; Matsui, Toshiro

    2016-01-01

    The aim of this study was to establish, through a standard addition method, a convenient quantification assay for dipeptides (GY, YG, SY, YS, and IY) in soybean hydrolysate using 2,4,6-trinitrobenzene sulfonate (TNBS) derivatization-aided LC-TOF-MS. Soybean hydrolysate samples (25.0 mg mL(-1)) spiked with target standards were subjected to TNBS derivatization. Under the optimal LC-MS conditions, five target dipeptides derivatized with TNBS were successfully detected. Examination of the standard addition curves, with a correlation coefficient of r(2) > 0.979, provided a reliable quantification of the target dipeptides, GY, YG, SY, YS, and IY, in soybean hydrolysate to be 424 ± 20, 184 ± 9, 2188 ± 199, 327 ± 16, and 2211 ± 133 μg g(-1) of hydrolysate, respectively. The proposed LC-MS assay is a reliable and convenient assay method, with no interference from matrix effects in hydrolysate, and with no requirement for the use of an isotope labeled internal standard.

  10. The Effectiveness of a Single Intervention of Computer-Aided Argument Mapping in a Marketing and a Financial Accounting Subject

    ERIC Educational Resources Information Center

    Carrington, Michal; Chen, Richard; Davies, Martin; Kaur, Jagjit; Neville, Benjamin

    2011-01-01

    An argument map visually represents the structure of an argument, outlining its informal logical connections and informing judgments as to its worthiness. Argument mapping can be augmented with dedicated software that aids the mapping process. Empirical evidence suggests that semester-length subjects using argument mapping along with dedicated…

  11. Funding for Higher Education in Asia and the Pacific. Strategies To Increase Cost Efficiency and Attract Additional Financial Support.

    ERIC Educational Resources Information Center

    Harman, Grant, Ed.; Selim, M., Ed.

    This book presents articles that document the serious funding problems faced by higher education institutions and systems in the Asian and Pacific region, and explores possible strategies to address these problems. It presents an overview of the financial situation faced by higher education in the region, and then discusses two main strategies…

  12. Graduation Rates for Selected Cohorts, 2006-11; Student Financial Aid, Academic Year 2013-14; and Admissions in Postsecondary Institutions, Fall 2014. First Look (Provisional Data). NCES 2015-181

    ERIC Educational Resources Information Center

    Ginder, Scott A.; Kelly-Reid, Janice E.; Mann, Farrah B.

    2015-01-01

    This "First Look" presents findings from the provisional data of the IPEDS winter 2014-15 data collection, which included four survey components: (1) Graduation Rates (GR); (2) 200 Percent Graduation Rates (GR200); (3) Student Financial Aid (SFA); and (4) Admissions (ADM). GR and GR200 present graduation rates for selected cohorts within…

  13. The Impact of Financial Aid on the Enrollment and Retention of Student Athletes at National Collegiate Athletic Association (NCAA) Division III Colleges and Universities: A Review of the Literature

    ERIC Educational Resources Information Center

    Bandre, Mark A.

    2011-01-01

    This article aims to review current literature on the enrollment and retention of student athletes at NCAA Division III institutions. However, the review identifies very few studies that specifically focused on Division III programs and none that looks at the influence of financial aid on the enrollment and retention of student athletes at…

  14. Review of Undergraduate Student Financial Aid in Virginia's Public Institutions. Report of the Joint Legislative Audit and Review Commission to the Governor and the General Assembly of Virginia. House Document No. 11.

    ERIC Educational Resources Information Center

    Virginia State General Assembly, Richmond. Joint Legislative Audit and Review Commission.

    This study, mandated by Virginia law in 1999, reviews need-based student financial aid programs. The mandate specifies that the study must review policies and implementation strategies used in other states; present alternative policies and administrative structures for need-based programs in Virginia; provide alternatives for a simplified,…

  15. Year 2000 Computing Crisis: Significant Risks Remain to Department of Education's Student Financial Aid Systems. Testimony before the Subcommittee on Oversight and Investigations, Committee on Education and the Workforce, House of Representatives.

    ERIC Educational Resources Information Center

    Willemssen, Joel C.

    This testimony discusses the risks faced by the U.S. Department of Education due to the year 2000 (Y2K) computing crisis, focusing on student financial aid systems, the actions the Department has taken in recent months to address these risks, and the key issues the Department must deal with if its computer systems are to be ready for the century…

  16. Student Financial Aid Systems: Absence of Guiding Architecture Reduces Efficiency, Ease of Use. Testimony before the Subcommittee on Postsecondary Education, Training, and Life-Long Learning, House Committee on Education and the Workforce.

    ERIC Educational Resources Information Center

    Willemssen, Joel C.

    This testimony is an evaluation of the U.S. Department of Education's progress in integrating its National Student Loan Data System (NSLDS) with other student financial aid systems, as required by law. NSLDS was authorized under the 1986 Higher Education Act amendments as a means to improve compliance with repayment and loan-limitation provisions,…

  17. Improving Access to Student Financial Aid Information. Hearing before the Subcommittee on Government Information and Regulation of the Committee on Governmental Affairs. United States Senate, One Hundred Second Congress First Session.

    ERIC Educational Resources Information Center

    Congress of the U.S., Washington, DC. Senate Committee on Governmental Affairs.

    This document presents testimony and prepared statements concerning the lack of information about educational and career opportunities for young people beyond high school, and the need for improving access to student financial aid information so that economically disadvantaged students have the opportunity to go on to higher education. Witnesses…

  18. Undergraduates with Employer-Sponsored Aid: Comparing Group Differences

    ERIC Educational Resources Information Center

    Faulk, Dagney G.; Wang, Zhenlei

    2014-01-01

    Tuition assistance offered by employers is an understudied area of financial aid research. The purpose of this study is to compare the demographic, socioeconomic, academic and financial aid characteristics of college students who receive employer-sponsored financial aid with students who receive traditional financial aid (institutional, state, or…

  19. Teaching Addition and Subtraction Operations with Schematic Place-Value Learning Aids & the Impact on Arithmetic Competency

    ERIC Educational Resources Information Center

    Kyriakidou-Christofidou, Athina

    2016-01-01

    The present mixed-methods quasi-experimental study (embedding a case study and a mixed factorial within-between ANOVA test), conducted in a private English school in Limassol, Cyprus, investigated how the use of the schematic learning aids (researcher-made color-coded flash-cards and grids) influence year-2 children's ability to read, write and…

  20. Federal Student Aid: Recent Changes to Eligibility Requirements and Additional Efforts to Promote Awareness Could Increase Academic Competitiveness and SMART Grant Participation. Report to Congressional Requesters. GAO-09-343

    ERIC Educational Resources Information Center

    US Government Accountability Office, 2009

    2009-01-01

    The Academic Competitiveness (AC) and National Science and Mathematics Access to Retain Talent (SMART) Grants were established by the Deficit Reduction Act of 2005. The grants provide merit-based financial aid to certain low-income college students eligible for Federal Pell Grants and are administered by the Department of Education (Education).…

  1. Does Merit-Based Aid "Crowd Out" Need-Based Aid?

    ERIC Educational Resources Information Center

    Doyle, William R.

    2010-01-01

    The advent of merit-based state financial aid programs has had several first order effects, such as changes in enrollment. However, these programs may also have second order effects, such as declining state support for need-based state financial aid programs. I hypothesize that the advent of merit-based state financial aid may be an example of…

  2. The Role of the Government in Providing Access to Higher Education: The Case of Government-Sponsored Financial Aid in the US

    ERIC Educational Resources Information Center

    Landry, Lynette; Neubauer, Deane

    2016-01-01

    The overall financial structure of US higher education has changed dramatically over the past 30 years, resulting in a significant reduction of public funding. One result of this shift has been the steadily increasing costs of tuition as an increasing portion of the financial structure of higher education is shifted to students. Increased costs to…

  3. Moral Character and Student Aid

    ERIC Educational Resources Information Center

    Flint, Thomas A.

    2012-01-01

    Thirty years after the creation of federal student financial aid programs through the Higher Education Act of 1965, the link between moral character and student financial aid programs is once again influencing the public policy debate. A careful look at the debate, though, shows that the nature of concerns has shifted. In the past, the question…

  4. Annual NASSGP/NCHELP Research Conference on Student Financial Aid Research (4th, St. Louis, Missouri, June 3-5, 1987). The Proceedings, Volume 1.

    ERIC Educational Resources Information Center

    New York State Higher Education Services Corp., Albany.

    Papers from the National Association of State Scholarship and Grant Programs/National Council of Higher Education Loan Programs conference on student aid are presented. They include: (1) "Keynote: Meta-Analysis of the Effects of Student Aid on Access, Choice, and Persistence" (Larry Leslie and Paul Brinkman); (2) "College Choice…

  5. International Aid to Education

    ERIC Educational Resources Information Center

    Benavot, Aaron

    2010-01-01

    Recent evidence highlights several worrisome trends regarding aid pledges and disbursements, which have been exacerbated by the global financial crisis. First, while overall development assistance rose in 2008, after 2 years of decline, the share of all sector aid going to the education sector has remained virtually unchanged at about 12 percent…

  6. Financing the UNCED Agenda: The Controversy over Additionality.

    ERIC Educational Resources Information Center

    Jordan, Andrew

    1994-01-01

    Additionality is the concept that developed countries should finance the costs of developing countries to address global environmental problems and make the transition to sustainable development on top of all other financial aid. Discusses the controversy regarding this concept as discussed at the June 1992 United Nations Conference on Environment…

  7. How Need-Based Financial Aid Reduces College Attrition among Low-Income Public University Students: The Role of Time Use

    ERIC Educational Resources Information Center

    Goldrick-Rab, Sara; Harris, Douglas N.; Benson, James

    2011-01-01

    The authors examine whether a need-based financial grant distribution "at random" to 1,500 Wisconsin Pell Grant recipients attending 13 public universities had an impact on how they allocated their time devoted to (a) working, (b) studying, (c) sleeping, and (d) socializing. To test whether time use mediates the relationship between aid…

  8. Student Financial Aid: Characteristics of Jobs Provided through the College Work-Study Program. Briefing Report to the Honorable Harris Wofford, U.S. Senate.

    ERIC Educational Resources Information Center

    General Accounting Office, Washington, DC. Div. of Human Resources.

    This report presents information concerning jobs funded through the College Work-Study (CWS) program, a program that provides part-time employment to students needing financial assistance to help defray the costs of attending a postsecondary educational institution. Almost 95 percent of the students' CWS earnings for the 12-month period ending…

  9. [Student Financial Aid Programs. Statement by Honorable T. H. Bell U.S. Commissioner of Education Department of H.E.W. Before the Permanent Subcommittee on Investigations Committee on Government Operations United States Senate.

    ERIC Educational Resources Information Center

    Bell, T. H.

    Numerous changes, additions, and refinements have been made in Federal student aid programs. Specifically, since 1965, nine separate laws have been enacted involving significant changes in the Guaranteed Student Loan (GSL) program. These numerous and continuous changes to the program contribute to confusion, complexity, and misunderstanding by…

  10. VOCATIONAL SCHOLARSHIPS, FINANCIAL AIDS AVAILABLE TO STUDENTS PURSUING VOCATIONAL OR TECHNICAL TRAINING IN NON-BACCALAUREATE PROGRAMS AT UTAH POST-SECONDARY SCHOOLS.

    ERIC Educational Resources Information Center

    LOVELESS, AUSTIN G.

    INFORMATION IN NARRATIVE FORM ABOUT SCHOLARSHIPS, LOANS, WORK-STUDY PROGRAMS, GRANTS-IN-AID, AND SOURCES OF FURTHER INFORMATION IS GIVEN FOR BRIGHAM YOUNG UNIVERSITY, COLLEGE OF SOUTHERN UTAH, DIXIE COLLEGE, LDS BUSINESS COLLEGE, SNOW COLLEGE, STEVENS HENAGER, UNIVERSITY OF UTAH, UTAH STATE UNIVERSITY, UTAH TECHNICAL COLLEGE AT PROVO, UTAH…

  11. Annual NASSGP/NCHELP Conference on Student Financial Aid Research (3rd, Chicago, Illinois, May 28-30, 1986). The Proceedings, Volume 1.

    ERIC Educational Resources Information Center

    Illinois State Scholarship Commission, Deerfield.

    The National Association of State Scholarship and Grant Programs/National Council of Higher Education Loan Programs conference on student aid is reported. Following the conference agenda and lists of registrants and conference speakers, the following papers are presented: (1) "Reinterpretation of Hansen's Census Data" (John B. Lee); (2)…

  12. Annual NASSGP/NCHELP Conference on Student Financial Aid Research (3rd, Chicago, Illinois, May 28-30, 1986). The Proceedings, Volume 2.

    ERIC Educational Resources Information Center

    Illinois State Scholarship Commission, Deerfield.

    The following papers from the National Association of State Scholarship and Grant Programs/National Council of Higher Education Loan Programs conference on student aid are provided: (1) "The Employees Tuition Benefit Programs of the Fortune 1000 Companies: Summary of Survey Results" (Joseph P. O'Neill); (2) "The Interaction of…

  13. Annual NASSGP/NCHELP Research Conference on Student Financial Aid Research (4th, St. Louis, Missouri, June 3-5, 1987). The Proceedings, Volume 2.

    ERIC Educational Resources Information Center

    New York State Higher Education Services Corp., Albany.

    The following papers from the National Association of State Scholarship and Grant Programs/National Council of Higher Education Loan Programs conference on student aid are provided: (1) "The Equity of Higher Education Subsidies" (John B. Lee); (2) "The Economics and Financing of Higher Education: The Tension between Quality and…

  14. Financial Scandals and Student Loans

    ERIC Educational Resources Information Center

    Eisenberg, Meyer; Franke, Ann H.

    2007-01-01

    The investigations of student-loan programs around the country echo previous scandals in the financial world involving stock offerings and mutual funds. The relationships between lenders and financial-aid officers seem to raise the same questions about impropriety, conflict of interest, and possible fraud. Indeed, lessons from Wall Street can…

  15. 7 CFR 15b.37 - Auxiliary aids.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 1 2011-01-01 2011-01-01 false Auxiliary aids. 15b.37 Section 15b.37 Agriculture... ACTIVITIES RECEIVING FEDERAL FINANCIAL ASSISTANCE Other Aid, Benefits, or Services § 15b.37 Auxiliary aids... appropriate auxiliary aids to persons with impaired sensory, manual, or speaking skills, where necessary...

  16. 7 CFR 15b.37 - Auxiliary aids.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 1 2014-01-01 2014-01-01 false Auxiliary aids. 15b.37 Section 15b.37 Agriculture... ACTIVITIES RECEIVING FEDERAL FINANCIAL ASSISTANCE Other Aid, Benefits, or Services § 15b.37 Auxiliary aids... appropriate auxiliary aids to persons with impaired sensory, manual, or speaking skills, where necessary...

  17. 7 CFR 15b.37 - Auxiliary aids.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 7 Agriculture 1 2012-01-01 2012-01-01 false Auxiliary aids. 15b.37 Section 15b.37 Agriculture... ACTIVITIES RECEIVING FEDERAL FINANCIAL ASSISTANCE Other Aid, Benefits, or Services § 15b.37 Auxiliary aids... appropriate auxiliary aids to persons with impaired sensory, manual, or speaking skills, where necessary...

  18. 7 CFR 15b.37 - Auxiliary aids.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 1 2010-01-01 2010-01-01 false Auxiliary aids. 15b.37 Section 15b.37 Agriculture... ACTIVITIES RECEIVING FEDERAL FINANCIAL ASSISTANCE Other Aid, Benefits, or Services § 15b.37 Auxiliary aids... appropriate auxiliary aids to persons with impaired sensory, manual, or speaking skills, where necessary...

  19. 7 CFR 15b.37 - Auxiliary aids.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 7 Agriculture 1 2013-01-01 2013-01-01 false Auxiliary aids. 15b.37 Section 15b.37 Agriculture... ACTIVITIES RECEIVING FEDERAL FINANCIAL ASSISTANCE Other Aid, Benefits, or Services § 15b.37 Auxiliary aids... appropriate auxiliary aids to persons with impaired sensory, manual, or speaking skills, where necessary...

  20. Financial Aid for All Students Act of 1991. Hearing on S. 1845 To Ensure that All Americans Have the Opportunity for a Higher Education of the Committee on Labor and Human Resources, United States Senate, One Hundred Second Congress, First Session, on S. 1845.

    ERIC Educational Resources Information Center

    Congress of the U.S., Washington, DC. Senate Committee on Labor and Human Resources.

    This hearing document presents testimony comprising prepared statements and letters that address the direct loan concept (as authored by Senators Simon and Durenberger) in student financial aid, and the idea of tying repayment to income (income-contingent loan) as a means of simplifying the nation's guaranteed student loan process. Testimony…

  1. Working for College: The Causal Impacts of Financial Grants on Undergraduate Employment

    ERIC Educational Resources Information Center

    Broton, Katharine M.; Goldrick-Rab, Sara; Benson, James

    2016-01-01

    One way in which financial aid is thought to promote college success is by minimizing the time students spend working. Yet, little research has examined if this intended first-order effect occurs, and results are mixed. We leverage a randomized experiment and find that students from low-income families in Wisconsin offered additional grant aid…

  2. The Targeting and Packaging of Student Aid and Its Effect on Attrition.

    ERIC Educational Resources Information Center

    Stampen, Jacob O.; Cabrera, Alberto F.

    1988-01-01

    Investigates three basic student financial aid issues in four-year colleges: the targeting of overall aid, aid packaging for different recipient groups, and financial aid's role in motivating persistence. Findings show that aid is distributed mainly to low-income students, compensates for low-income disadvantages, and encourages students'…

  3. Management of Student Aid.

    ERIC Educational Resources Information Center

    Nevin, Jeanne, Ed.

    The principles, practices, responsibilities, and controls in student financial aid are described in this manual. It traces the flow of funds, management activities, and legal issues as they occur in the process. The emphasis is on sound management principles of a general and permanent nature rather than on specific government requirements that may…

  4. Hearing Aids

    MedlinePlus

    ... Health Info » Hearing, Ear Infections, and Deafness Hearing Aids On this page: What is a hearing aid? ... the ear through a speaker. How can hearing aids help? Hearing aids are primarily useful in improving ...

  5. Management of Student Aid: A Guide for Presidents.

    ERIC Educational Resources Information Center

    El-Khawas, Elaine

    A guide offering a quick review of principles, decisions, and responsibilities in financial aid management has been developed to aid presidents, trustees, and senior administrators of colleges and universities. The handbook stresses the possible implications of aid for enrollment, financial stability, and institutional mission. Topics that are…

  6. Garrett County Aids AID

    ERIC Educational Resources Information Center

    Appalachia, 1975

    1975-01-01

    Garrett County, Maryland volunteered to act as a pre-overseas learning laboratory for AID (Agency for International Development) interns who practiced data collection and planning techniques with the help of local citizenry. (JC)

  7. A New Partnership: Reshaping the Federal and State Commitment to Need-Based Aid. Executive Summary

    ERIC Educational Resources Information Center

    Doyle, William R.

    2013-01-01

    This brief provides five recommendations for reforming the college financial aid system. Five principles for reform are presented: (1) The purpose of federal financial aid is to ensure that individuals who can benefit from college and would not otherwise attend are able to enroll. (2) Efforts to reform financial aid must limit the unsustainable…

  8. HIV / AIDS

    MedlinePlus

    ... facebook share with twitter share with linkedin HIV/AIDS HIV, or human immunodeficiency virus, is the virus ... HIV/AIDS. Why Is the Study of HIV/AIDS a Priority for NIAID? Nearly 37 million people ...

  9. Hearing Aids

    MedlinePlus

    ... and Consumer Devices Consumer Products Hearing Aids Hearing Aids Share Tweet Linkedin Pin it More sharing options ... to restrict your daily activities. Properly fitted hearing aids and aural rehabilitation (techniques used to identify and ...

  10. Hearing Aids

    MedlinePlus

    ... Surgery? A Week of Healthy Breakfasts Shyness Hearing Aids KidsHealth > For Teens > Hearing Aids Print A A ... with certain types of hearing loss. How Hearing Aids Help So you went to audiologist and found ...

  11. Chinese College Student Aid Policy: A Case Study of "H" University

    ERIC Educational Resources Information Center

    Xu, Guoxing

    2008-01-01

    The research findings have made it clear that Chinese college student aid policy has several characteristics. Generally speaking, student financial aid is increasing up to some extent. The government financial aids focus mostly on improving equality of educational opportunity in higher education. However, aids from the government are inadequate,…

  12. Financial Literacy, Financial Education, and Economic Outcomes

    ERIC Educational Resources Information Center

    Hastings, Justine S.; Madrian, Brigitte C.; Skimmyhorn, William L.

    2013-01-01

    In this article, we review the literature on financial literacy, financial education, and consumer financial outcomes. We consider how financial literacy is measured in the current literature and examine how well the existing literature addresses whether financial education improves financial literacy or personal financial outcomes. We discuss the…

  13. New Economic and Financial Indicators of Sustainability

    ERIC Educational Resources Information Center

    Pittman, James; Wilhelm, Kevin

    2007-01-01

    Financial accounting methods fall short of fully accounting for the relative sustainability of college and university operations. Management of social, environmental, and economic performance will be aided by changes to and new developments in financial accounting practices to complement other indicators of sustainability.

  14. Financial physics

    NASA Astrophysics Data System (ADS)

    Feigenbaum, James

    2003-10-01

    In this introduction to the burgeoning field of econophysics, we review the application of self-organized criticality to economics, the Cont-Bouchaud percolation model, multiple-strategy agent-based models of financial markets, the minority game, and log-periodic precursors to financial crashes.

  15. [2010-2011 Federal Student Aid Handbook with Active Index

    ERIC Educational Resources Information Center

    Federal Student Aid, US Department of Education, 2011

    2011-01-01

    This publication is intended for financial aid administrators and counselors who help students begin the aid process--filing the Free Application for Federal Student Aid (FAFSA), verifying information, and making corrections and other changes to the information reported on the FAFSA. The Federal Student Aid Handbook consists of the Application and…

  16. Financial Aid Facts at California Community Colleges

    ERIC Educational Resources Information Center

    Institute for College Access & Success, 2010

    2010-01-01

    While California community college (CCC) system fees are much lower than tuition at community colleges in other states or other colleges in California, the total cost of attending a CCC--which includes books, housing, transportation, and food--is higher than most people realize. The illusion of low cost may lead CCC students to forgo valuable…

  17. When Financial Aid Is Not Engough.

    ERIC Educational Resources Information Center

    Topolnicki, Denise M.

    1986-01-01

    Alternative college financing arrangements for families unable to pay the entire college cost are increasing, including new forms of student employment, cooperative education, entrepreneurship, and new or little-used loan options. (MSE)

  18. Student Parents and Financial Aid. Working Paper

    ERIC Educational Resources Information Center

    Huelsman, Mark; Engle, Jennifer

    2013-01-01

    Student parents face many challenges to accessing, persisting, and completing postsecondary education. While some of these challenges are unique to student parents--such as finding quality child care during class and work hours and juggling studying and academic assignments with parenting duties--others are typical of low-income and underserved…

  19. Financial planning and computer modeling in dental practice.

    PubMed

    Feldman, C A

    1986-10-01

    The financial plan describes the practice's financial strategy, projects the strategy's future effect on the practice, and establishes goals by which the practice's manager can measure subsequent performance. The act of putting together a financial plan is called the financial planning process. It is a process that consists of analyzing the practice; projecting future outcomes of decisions that have to be made regarding finances, investments, and day to day operations; deciding which alternatives to undertake; and measuring performance against goals that are established in the financial plan. Computer financial planning models can aid the practice manager in projecting future outcomes of various financial, investment, and operational decisions. These models can be created inexpensively by noncomputer programmers with the aid of computer software on the market today. The financial planning process for a hypothetical practice was summarized, and the financial model used to test out various alternatives available to the practice was described.

  20. Problems and Opportunities in School Financial Management: A Consultant's Perspective.

    ERIC Educational Resources Information Center

    Chabotar, Kent John

    1987-01-01

    Summarizes major problems in school financial management and suggests practical improvements to aid external reporting of financial data and internal management. Sections of the article describe these categories of problems: (1) budget presentation; (2) management control; (3) cost accounting; and (4) financial reporting. (PS)

  1. 14 CFR 152.303 - Financial management system.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... (CONTINUED) AIRPORTS AIRPORT AID PROGRAM Accounting and Reporting Requirements § 152.303 Financial management system. Each sponsor or planning agency shall establish and maintain a financial management system that... 14 Aeronautics and Space 3 2010-01-01 2010-01-01 false Financial management system....

  2. Financial Opportunities

    SciTech Connect

    2012-01-19

    The Water Power Program focuses on technological development, and deployment of innovative technologies capable of generating electricity from water. The program funds research and development activities through competitive solicitations. Financial opportunities are avaliable here.

  3. Irreversible Wash Aid Additive for Cesium Mitigation: Phase II. Selection and/or Modification of COTS Field Portable Waste Water Systems

    SciTech Connect

    Kaminski, Michael; Mertz, Carol; Kivenas, Nadia; Magnuson, Matthew

    2015-01-01

    After an accidental or malicious release of radioactivity, large urban areas may be contaminated, compromising response efforts by first responders and law enforcement officials. In addition, some public services (e.g., drinking water and wastewater treatment, electrical power distribution, etc.) may be disrupted. In such an event, it may be important to deploy mitigation efforts in certain areas to restore response activities and public services (Fig. S-1). This report explores the state-of-the-art approach for a system to rapidly return critical infrastructure components to service following a cesium-137 (Cs-137) radiological dispersal device (RDD) release while avoiding the spread of Cs-137 beyond its original deposition area and minimizing the amount of Cs-137-contaminated wastewater. Specifically, we describe a wash system consisting of chemical additives added to fire hydrant water and irreversible solid sequestering agents added as the water is collected and treated for recycle in situ. The wash system is intended to be a rapidly deployable, cost-effective means of mitigating an urban setting for the purpose of restoring critical infrastructure and operational activities after a radiological release.

  4. Hearing Aids

    MedlinePlus

    ... more in both quiet and noisy situations. Hearing aids help people who have hearing loss from damage ... your doctor. There are different kinds of hearing aids. They differ by size, their placement on or ...

  5. AIDS (image)

    MedlinePlus

    AIDS (acquired immune deficiency syndrome) is caused by HIV (human immunodeficiency virus), and is a syndrome that ... life-threatening illnesses. There is no cure for AIDS, but treatment with antiviral medicine can suppress symptoms. ...

  6. Reforming Student Aid: How to Simplify Tax Aid and Use Performance Metrics to Improve College Choices and Completion

    ERIC Educational Resources Information Center

    Reimherr, Patrick; Harmon, Tim; Strawn, Julie; Choitz, Vickie

    2013-01-01

    Over the last three decades, college costs have increased nearly four times faster than median family income. Financial aid has not filled the growing gap, and the share of college costs not covered by financial aid or what the family is expected to contribute has risen sharply. Rising costs and rising debt make college a riskier investment for…

  7. Cooperativity of axial and centre chirality in the biaryl disulfoxide/Rh(i)-catalysed asymmetric 1,4-addition of arylboronic aids to 2-cyclohexenone: a DFT study.

    PubMed

    Zha, Gao-Feng; Qin, Hua-Li; Kantchev, Eric Assen B

    2017-03-08

    Atropisomeric biaryl disulfoxides contain two independent chiral elements. Previously, the (M,S,S)-diastereomer showed very high catalytic activity and selectivity in the Rh-catalyzed asymmetric 1,4-addition of arylboronic acids to α,β-enones whereas the (M,R,R) counterpart - none. Herein, DFT computations on the key transmetallation (turnover-determining) and carborhodation (enantioselectivity-determining) steps of the catalytic cycle show that the (M,S,S)-ligand gives rise to lower reaction barriers for these elementary steps. However, the barriers for the (M,R,R)-ligand are not sufficiently high to explain the lack of reactivity. Hence, this phenomenon is most likely due to the failure of catalyst formation from the ligand and the dimeric Rh precatalyst complex. The hitherto unknown (M,S,R)-ligand shows predicted enantioselectivity similar to the (M,S,S)-ligand as a consequence of lower reaction barriers associated with those isomers whose key features resemble the (M,S,S)-ligand.

  8. Fact Book on Library Aid.

    ERIC Educational Resources Information Center

    New York State Education Dept., Albany. Div. of Library Development.

    This booklet presents information about the financial support authorized for libraries and library systems in Chapter 917 of the "Laws of 1990" and advocated by the Regents of the State University of New York for the state's library systems. It is noted that, although Chapter 917 provides for modest increases in library aid each year for…

  9. Impact Aid and Our Nation's Schools.

    ERIC Educational Resources Information Center

    Deering, Pam S.

    1999-01-01

    Under the 1950 federal Impact Aid law, school districts can receive federal assistance to meet financial burdens due to acquisition of real property by the United States, and to educate children who reside on federal property and whose parents work on federal property. Congress is to reauthorize or extend Impact Aid in 1999. (MLH)

  10. Online Finding Aids: Are They Practical?

    ERIC Educational Resources Information Center

    Hostetter, Christina J.

    2004-01-01

    This article explores the uses, practicality, and problems involved in creating online finding aids by state-funded university archivists across the nation. It examines various aspects of online finding aids such as financial considerations, its importance as a research tool, timelines, demographics, and use. The more technical side is also…

  11. Federal Student Aid Annual Report, 2010

    ERIC Educational Resources Information Center

    US Department of Education, 2010

    2010-01-01

    This paper presents the Federal Student Aid Annual Report for 2010. Federal Student Aid experienced an extraordinary year in 2010. The passage and enactment of the Health Care and Education Reconciliation Act of 2010 ushered in sweeping reforms to the federal student financial assistance programs, resulting in tens of billions of dollars in…

  12. Enzymes as feed additive to aid in responses against Eimeria species in coccidia-vaccinated broilers fed corn-soybean meal diets with different protein levels.

    PubMed

    Parker, J; Oviedo-Rondón, E O; Clack, B A; Clemente-Hernández, S; Osborne, J; Remus, J C; Kettunen, H; Mäkivuokko, H; Pierson, E M

    2007-04-01

    This research aimed to evaluate the effects of adding a combination of exogenous enzymes to starter diets varying in protein content and fed to broilers vaccinated at day of hatch with live oocysts and then challenged with mixed Eimeria spp. Five hundred four 1-d-old male Cobb-500 chickens were distributed in 72 cages. The design consisted of 12 treatments. Three anticoccidial control programs [ionophore (IO), coccidian vaccine (COV), and coccidia-vaccine + enzymes (COV + EC)] were evaluated under 3 CP levels (19, 21, and 23%), and 3 unmedicated-uninfected (UU) negative controls were included for each one of the protein levels. All chickens except those in unmedicated-uninfected negative controls were infected at 17 d of age with a mixed oral inoculum of Eimeria acervulina, Eimeria maxima, and Eimeria tenella. Live performance, lesion scores, oocyst counts, and samples for gut microflora profiles were evaluated 7 d postinfection. Ileal digestibility of amino acids (IDAA) was determined 8 d postinfection. Microbial communities (MC) were analyzed by G + C%, microbial numbers were counted by flow cytometry, and IgA concentrations were measured by ELISA. The lowest CP diets had poorer (P < or = 0.001) BW gain and feed conversion ratio in the preinfection period. Coccidia-vaccinated broilers had lower performance than the ones fed ionophore diets during pre- and postchallenge periods. Intestinal lesion scores were affected (P < or = 0.05) by anticoccidial control programs, but responses changed according to gut section. Feed additives or vaccination had no effect (P > or = 0.05) on IDAA, and diets with 23% CP had the lowest (P < or = 0.001) IDAA. Coccidial infection had no effect on MC numbers in the ileum but reduced MC numbers in ceca and suppressed ileal IgA production. The COV + EC treatment modulated MC during mixed coccidiosis infection but did not significantly improve chicken performance. Results indicated that feed enzymes may be used to modulate the gut

  13. FINANCIAL LITERACY, FINANCIAL EDUCATION AND ECONOMIC OUTCOMES.

    PubMed

    Hastings, Justine S; Madrian, Brigitte C; Skimmyhorn, William L

    2013-05-01

    In this article we review the literature on financial literacy, financial education, and consumer financial outcomes. We consider how financial literacy is measured in the current literature, and examine how well the existing literature addresses whether financial education improves financial literacy or personal financial outcomes. We discuss the extent to which a competitive market provides incentives for firms to educate consumers or offer products that facilitate informed choice. We review the literature on alternative policies to improve financial outcomes, and compare the evidence to evidence on the efficacy and cost of financial education. Finally, we discuss directions for future research.

  14. FINANCIAL LITERACY, FINANCIAL EDUCATION AND ECONOMIC OUTCOMES

    PubMed Central

    Hastings, Justine S.; Madrian, Brigitte C.; Skimmyhorn, William L.

    2013-01-01

    In this article we review the literature on financial literacy, financial education, and consumer financial outcomes. We consider how financial literacy is measured in the current literature, and examine how well the existing literature addresses whether financial education improves financial literacy or personal financial outcomes. We discuss the extent to which a competitive market provides incentives for firms to educate consumers or offer products that facilitate informed choice. We review the literature on alternative policies to improve financial outcomes, and compare the evidence to evidence on the efficacy and cost of financial education. Finally, we discuss directions for future research. PMID:23991248

  15. An Optimization Model for the Allocation of University Based Merit Aid

    ERIC Educational Resources Information Center

    Sugrue, Paul K.

    2010-01-01

    The allocation of merit-based financial aid during the college admissions process presents postsecondary institutions with complex and financially expensive decisions. This article describes the application of linear programming as a decision tool in merit based financial aid decisions at a medium size private university. The objective defined for…

  16. Policies, Practices, and Procedures in Graduate Student Aid: A Report on the 1998 NASFAA SOGAPPP Survey.

    ERIC Educational Resources Information Center

    Redd, Kenneth E.

    2000-01-01

    Reports on the 1998 Survey of Graduate Aid Policies, Practices, and Procedures (SOGAPPP) of the National Association of Student Financial Aid Administrators (NASFAA). Finds that professional programs at private institutions have highest tuitions; most students in professional programs receive financial aid; loans are the overwhelming type of aid…

  17. Keeping up with the Joneses: Institutional Changes Following the Adoption of a Merit Aid Policy

    ERIC Educational Resources Information Center

    Griffith, Amanda L.

    2011-01-01

    The increasing use by private colleges and universities of financial aid based on "merit", as opposed to based solely on financial need has caused many to raise concerns that this type of aid will go mainly to higher income students crowding out aid to lower income students. However, some analysts suggest that by attracting more "almost…

  18. Keeping up with the Joneses: Institutional Changes Following the Adoption of a Merit Aid Policy. Revised

    ERIC Educational Resources Information Center

    Griffith, Amanda L.

    2009-01-01

    The increasing use by private colleges and universities of financial aid based on "merit", as opposed to based solely on financial need has caused many to raise concerns that this type of aid will go mainly to higher income students crowding out aid to lower income students. However, some analysts suggest that by attracting more "almost…

  19. Funding Your Education: The Guide to Federal Student Aid, 2012-13

    ERIC Educational Resources Information Center

    US Department of Education, 2011

    2011-01-01

    Every student, who meets some basic eligibility requirements, can get some type of financial aid regardless of age or family income. Federal student aid is a financial aid from the federal government to help a student pay for education expenses at an eligible college, technical school, vocational school, or graduate school. There are three…

  20. 49 CFR 1180.9 - Financial information.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... 49 Transportation 8 2013-10-01 2013-10-01 false Financial information. 1180.9 Section 1180.9..., TRACKAGE RIGHTS, AND LEASE PROCEDURES General Acquisition Procedures § 1180.9 Financial information. The... appearing in the third column. Additionally, if the major financial advantages to be derived from...

  1. 49 CFR 1180.9 - Financial information.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 49 Transportation 8 2010-10-01 2010-10-01 false Financial information. 1180.9 Section 1180.9..., TRACKAGE RIGHTS, AND LEASE PROCEDURES General Acquisition Procedures § 1180.9 Financial information. The... appearing in the third column. Additionally, if the major financial advantages to be derived from...

  2. 49 CFR 1180.9 - Financial information.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... 49 Transportation 8 2012-10-01 2012-10-01 false Financial information. 1180.9 Section 1180.9..., TRACKAGE RIGHTS, AND LEASE PROCEDURES General Acquisition Procedures § 1180.9 Financial information. The... appearing in the third column. Additionally, if the major financial advantages to be derived from...

  3. Aiding GPS With Additional Satellite Navigation Services

    DTIC Science & Technology

    2010-03-01

    10 FDMA Frequency Division Multiple Access . . . . . . . . . . . . . 10 GBCC Ground Based Control Complex . . . . . . . . . . . . . . . 11...Precision Service (HPS), which is like PPS in GPS. GLONASS uses Frequency Division Multiple Access ( FDMA ) unlike the CDMA used in GPS. Every GLONASS...GLONASS uses FDMA , its receiver design is more costly compared to GPS. The GLONASS user segment is small and located primarily in Russia. There are

  4. Implantable Heart Aid

    NASA Technical Reports Server (NTRS)

    1980-01-01

    Medrad utilized NASA's Apollo technology to develop a new device called the AID implantable automatic pulse generator which monitors the heart continuously, recognizes the onset of ventricular fibrillation and delivers a corrective electrical shock. AID pulse generator is, in effect, a miniaturized version of the defibrillator used by emergency squads and hospitals to restore rhythmic heartbeat after fibrillation, but has the unique advantage of being permanently available to the patient at risk. Once implanted, it needs no specially trained personnel or additional equipment. AID system consists of a microcomputer, a power source and two electrodes which sense heart activity.

  5. Does Institutional Aid Compensate for or Comply with State Policy?

    ERIC Educational Resources Information Center

    Doyle, William R.; Delaney, Jennifer A.; Naughton, Blake Alan

    2009-01-01

    To what extent does state policy for student financial aid affect the distribution of institutional aid awarded to students at public institutions? Using data from the National Postsecondary Student Aid Survey we employ a Tobit model to investigate the relationship between student characteristics, including family income and academic…

  6. State of Student Aid and Higher Education in Texas

    ERIC Educational Resources Information Center

    Creusere, Marlena; Fletcher, Carla; Klepfer, Kasey; Norman, Patricia

    2015-01-01

    TG provides critical support to schools, students, and borrowers at every stage of the federal student aid process--from providing information on how to pay for a higher education including financial aid options, to facilitating successful loan repayment after graduation. This issue of "State of Student Aid and Higher Education in Texas"…

  7. Financial Analysis

    NASA Astrophysics Data System (ADS)

    Haimovitch, Larry

    1988-09-01

    This is my second annual State-Of-The-Industry, if you will, from the financial standpoint. Swergold, Chefitz & Sinsabaugh, so you understand my position a little bit better, is both an investment banking and institutional research firm. We specialize both in healthcare research and in high technology research. I am one of three healthcare analysts. I am one of the fortunate ones who get to be in the San Francisco office. My speciality includes, in the medical device and technology areas, such subsectors as medical lasers, ophthalmology, critical care medicine, orthopedic devices, and cardiovascular devices. I have followed the medical laser industry for the last few years, and what I wanted to do today was give you kind of an update on the financial state of the industry.

  8. Hearing Aids

    MedlinePlus

    ... hair cells (outer and inner rows). When the vibrations move through this fluid, the tiny outer hair ... ear to the brain. Hearing aids intensify sound vibrations that the damaged outer hair cells have trouble ...

  9. Teaching Aids

    ERIC Educational Resources Information Center

    Barnard, W. Robert, Ed.

    1976-01-01

    Provides evaluations of several aids for teaching chemistry. Included are The Use of Chemical Abstracts, Practical Technical Writing, Infrared Spectroscopy Programs, and a film titled "You Can't Go Back." (RH)

  10. Frequency-Shift Hearing Aid

    NASA Technical Reports Server (NTRS)

    Weinstein, Leonard M.

    1994-01-01

    Proposed hearing aid maps spectrum of speech into band of lower frequencies at which ear remains sensitive. By redirecting normal speech frequencies into frequency band from 100 to 1,500 Hz, hearing aid allows people to understand normal conversation, including telephone calls. Principle operation of hearing aid adapted to other uses such as, clearing up noisy telephone or radio communication. In addition, loud-speakers more easily understood in presence of high background noise.

  11. 14 CFR 152.325 - Financial status report: Airport planning.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 14 Aeronautics and Space 3 2011-01-01 2011-01-01 false Financial status report: Airport planning... TRANSPORTATION (CONTINUED) AIRPORTS AIRPORT AID PROGRAM Accounting and Reporting Requirements § 152.325 Financial status report: Airport planning. Each sponsor of a project for airport master planning and each...

  12. Institutional Financial Planning and Debt Management Manual.

    ERIC Educational Resources Information Center

    Belmont, Jean

    Information on managing debt acquired by St. John's University students is provided. After a review of the objectives and services of the university's financial aid office and the application and award process, 1984-1985 budgets and estimated 1985-1986 budgets are proposed for an undergraduate, graduate, and law school student. Each budget…

  13. 2004 National Postsecondary Student Aid Study (NPSAS:04) Full-Scale Methodology Report. Technical Report. NCES 2006-180

    ERIC Educational Resources Information Center

    Cominole, Melissa; Siegel, Peter; Dudley, Kristin; Roe, David; Gilligan, Theresa

    2006-01-01

    This report describes the methods and procedures used for the 2004 National Postsecondary Student Aid Study (NPSAS:04). NPSAS:04 is a comprehensive study of financial aid among postsecondary education students in the United States and Puerto Rico that provides information on trends in financial aid and on the ways in which families pay for…

  14. HIV/AIDS - resources

    MedlinePlus

    Resources - HIV/AIDS ... The following organizations are good resources for information on AIDS : AIDS.gov -- www.aids.gov AIDS Info -- aidsinfo.nih.gov The Henry J. Kaiser Family Foundation -- www. ...

  15. Types of Hearing Aids

    MedlinePlus

    ... Devices Consumer Products Hearing Aids Types of Hearing Aids Share Tweet Linkedin Pin it More sharing options ... some features for hearing aids? What are hearing aids? Hearing aids are sound-amplifying devices designed to ...

  16. Financial Assistance to Black Doctoral Students in Two "Adams" States: A Policy Analysis.

    ERIC Educational Resources Information Center

    Upton, James N.; Pruitt, Anne S.

    The context for financial aid policy affecting black doctoral students in Oklahoma and Florida was studied using the case study method. Attention was focused on environmental and organizational variables affecting the implementation of financial aid policy. Historical patterns surrounding race relations in both states before the 1973…

  17. Financial Analysts and Personal Financial Advisors.

    ERIC Educational Resources Information Center

    Dillon, Hall

    2000-01-01

    Offers a job description for financial analysts and personal financial advisors. Includes information on the nature of the work; employment outlook; benefits and drawbacks, qualifications, training, and certification required; and lists related occupations. (JOW)

  18. National Student Aid Profile: Overview of 2012 Federal Programs

    ERIC Educational Resources Information Center

    National Association of Student Financial Aid Administrators (NJ1), 2012

    2012-01-01

    From 2000-2001 to 2010-2011, the total amount of federal financial aid awarded to students under Title IV of the Higher Education Act (HEA) jumped from $64.0 billion to an estimated $169.1 billion, a 10-year increase of 164%. For 2010-2011, the Title IV programs accounted for 72% of the $235 billion in total financial aid received by college…

  19. Classroom Aids

    ERIC Educational Resources Information Center

    Science Activities: Classroom Projects and Curriculum Ideas, 2007

    2007-01-01

    This article describes 6 aids for science instruction, including (1) the use of fudge to represent lava; (2) the "Living by Chemistry" program, designed to make high school chemistry more accessible to a diverse pool of students without sacrificing content; (3) NOAA and NSTA's online coral reef teaching tool, a new web-based "science toolbox" for…

  20. Floriculture Aide.

    ERIC Educational Resources Information Center

    Martin, Joyce; Looney, Era

    Designed for use in a self-paced, open-entry/open-exit vocational training program for a floriculture aide, this program guide is one of six for teachers of adult women offenders from a correctional institution. Module topic outlines and sample lesson plans are presented on eleven topics: occupational opportunities in the retail florist industry;…

  1. Financial Responsibilities of Governing Boards of Colleges and Universities. Second Edition.

    ERIC Educational Resources Information Center

    Association of Governing Boards of Universities and Colleges, 1985

    1985-01-01

    Financial planning and management responsibilities of college governing boards are examined. External factors and the institution's condition and direction of movement are addressed, along with policies concerning financial resources (e.g., tuition, financial aid, investments, and educational and auxiliary sales and services). Also considered are:…

  2. Communication impacting financial markets

    NASA Astrophysics Data System (ADS)

    Vitting Andersen, Jørgen; Vrontos, Ioannis; Dellaportas, Petros; Galam, Serge

    2014-10-01

    Since the attribution of the Nobel prize in 2002 to Kahneman for prospect theory, behavioral finance has become an increasingly important subfield of finance. However the main parts of behavioral finance, prospect theory included, understand financial markets through individual investment behavior. Behavioral finance thereby ignores any interaction between participants. We introduce a socio-financial model (Vitting Andersen J. and Nowak A., An Introduction to Socio-Finance (Springer, Berlin) 2013) that studies the impact of communication on the pricing in financial markets. Considering the simplest possible case where each market participant has either a positive (bullish) or negative (bearish) sentiment with respect to the market, we model the evolution of the sentiment in the population due to communication in subgroups of different sizes. Nonlinear feedback effects between the market performance and changes in sentiments are taken into account by assuming that the market performance is dependent on changes in sentiments (e.g., a large sudden positive change in bullishness would lead to more buying). The market performance in turn has an impact on the sentiment through the transition probabilities to change an opinion in a group of a given size. The idea is that if for example the market has observed a recent downturn, it will be easier for even a bearish minority to convince a bullish majority to change opinion compared to the case where the meeting takes place in a bullish upturn of the market. Within the framework of our proposed model, financial markets stylized facts such as volatility clustering and extreme events may be perceived as arising due to abrupt sentiment changes via ongoing communication of the market participants. The model introduces a new volatility measure which is apt of capturing volatility clustering and from maximum-likelihood analysis we are able to apply the model to real data and give additional long term insight into where a market is

  3. December financial checkup for physicians.

    PubMed

    Miller, Rita

    2014-01-01

    December is a busy month for holiday fun, but don't neglect your financial health! Physicians should review their business and personal finances at year end to ensure they are on target both for income generated and taxes paid. Preparing for the April 15 tax filing is aided by a thorough review in December. Payroll items such as W2s, 1099s, and employee benefits need to be reviewed. Retirement savings should be analyzed. Make sure to look at your business profit/loss statement and balance sheet. Personal contributions and other tax planning strategies need to be completed by the end of the year. Your CPA can help!

  4. Preventing Abuse in Federal Student Aid: Community College Practices

    ERIC Educational Resources Information Center

    Baime, David S.; Mullin, Christopher M.

    2012-01-01

    In recent months, some legislators, government agency officials, segments of the media, and campus administrators have called attention to perceived and proven instances of abuse of the federal student financial assistance programs. Concerns have focused on students enrolling in courses primarily to secure student financial aid funds rather than…

  5. Expected value information improves financial risk taking across the adult life span.

    PubMed

    Samanez-Larkin, Gregory R; Wagner, Anthony D; Knutson, Brian

    2011-04-01

    When making decisions, individuals must often compensate for cognitive limitations, particularly in the face of advanced age. Recent findings suggest that age-related variability in striatal activity may increase financial risk-taking mistakes in older adults. In two studies, we sought to further characterize neural contributions to optimal financial risk taking and to determine whether decision aids could improve financial risk taking. In Study 1, neuroimaging analyses revealed that individuals whose mesolimbic activation correlated with the expected value estimates of a rational actor made more optimal financial decisions. In Study 2, presentation of expected value information improved decision making in both younger and older adults, but the addition of a distracting secondary task had little impact on decision quality. Remarkably, provision of expected value information improved the performance of older adults to match that of younger adults at baseline. These findings are consistent with the notion that mesolimbic circuits play a critical role in optimal choice, and imply that providing simplified information about expected value may improve financial risk taking across the adult life span.

  6. AIDS orphanages in China: reality and challenges.

    PubMed

    Zhao, Qun; Li, Xiaoming; Kaljee, Linda M; Fang, Xiaoyi; Stanton, Bonita; Zhang, Liying

    2009-04-01

    With the increasing number of AIDS orphans in China, the government has been building AIDS orphanages since 2004 to accommodate some of those children who have lost both parents to AIDS. However, no data are available regarding the quality of this model of institutional care of AIDS orphans in China. This study, based on qualitative data from children and workers in AIDS orphanages, examines the daily lives, needs, and feelings of orphans and explores the advantages and disadvantages of institutionalized care of AIDS orphans in China. The current study was conducted in 2006-2007 in two rural counties of central China. Data in the current study included individual in-depth interviews with 23 children who lost both of their parents to HIV/AIDS (ages 8 to 17 years) living in AIDS orphanages and 5 AIDS orphanage workers. Findings in this study reveal that children living in orphanages mostly felt that the living conditions were better than the families they lived with after the death of their parents. However, according to the children and orphanage workers, the institutional care has some disadvantages, such as administrative restraints, limited psychological guidance, stigma, lack of education on AIDS, and financial burdens of the operation. Implications for intervention programs include continuing support from the government and nongovernmental organizations, improvements in administrative styles, and the need of incorporating psychological support within the institutions.

  7. 75 FR 35289 - International Services Surveys: BE-180, Benchmark Survey of Financial Services Transactions...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-06-22

    ...; other financial investment activities (including miscellaneous intermediation, portfolio management... services; (3) underwriting and private placement services; (4) financial management services; (5) credit... unaffiliated). In addition, this survey will collect the following subcomponents of financial...

  8. A Decade of Denial: Teens and AIDS in America. A Report of the Select Committee on Children, Youth, and Families. Together with Additional Views and Dissenting Minority Views. House of Representatives, 102d Congress, 2nd Session.

    ERIC Educational Resources Information Center

    Congress of the U.S., Washington, DC. House Select Committee on Children, Youth, and Families.

    Based on hearings, current research, and interviews with experts, including researchers, medical and service providers, and Acquired Immune Deficiency Syndrome (AIDS) educators, this Select Committee report assesses the impact of the Human Immunodeficiency Virus (HIV) epidemic on youth and identifies strategies policymakers and program planners…

  9. 7 CFR 1738.208 - Additional cash requirements.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... Underwriting § 1738.208 Additional cash requirements. (a) If the Agency's financial analysis indicates that the... financial projections required to demonstrate financial feasibility, such applicants must complete adjusted financial projections using the reduced revenue projections in order to identify the amount of...

  10. 7 CFR 1738.208 - Additional cash requirements.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... Underwriting § 1738.208 Additional cash requirements. (a) If the Agency's financial analysis indicates that the... financial projections required to demonstrate financial feasibility, such applicants must complete adjusted financial projections using the reduced revenue projections in order to identify the amount of...

  11. 7 CFR 1738.208 - Additional cash requirements.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... Underwriting § 1738.208 Additional cash requirements. (a) If the Agency's financial analysis indicates that the... financial projections required to demonstrate financial feasibility, such applicants must complete adjusted financial projections using the reduced revenue projections in order to identify the amount of...

  12. Fact Book on Library Aid 1991.

    ERIC Educational Resources Information Center

    New York State Library, Albany.

    This booklet presents information about the financial support authorized for libraries and library systems in Chapter 917 of the "Laws of 1990" and advocated by the Regents of the State University of New York for the state's library systems. It is noted that, although Chapter 917 provides for increases in library aid of $5 million each…

  13. Problems in Financing the Care of AIDS Patients.

    ERIC Educational Resources Information Center

    Ozawa, Martha N.; And Others

    1993-01-01

    Notes that financing care of patients with Acquired Immune Deficiency Syndrome (AIDS) has reached crisis proportions. Discusses how components of U.S. health care financing system attempt to minimize their financial exposure to AIDS. Presents remedies that have been suggested in literature. Points out flaws in current system for dealing with…

  14. Tuition Discounting through Unfunded Institutional Aid at Private Baccalaureate Colleges

    ERIC Educational Resources Information Center

    Martin, Jeremy Paul

    2012-01-01

    Colleges and universities discount tuition by providing institutional aid to reduce the actual amount paid by a student. Discount rates are substantial and continue to increase, particularly at private institutions. Funded institutional discounts are linked to gifts or endowment income restricted to financial aid. Unfunded institutional discounts…

  15. Student-Aid Analysts Blast Loan Program, Urge Big Overhaul.

    ERIC Educational Resources Information Center

    Wilson, Robin

    1988-01-01

    Student financial aid analysts are suggesting the federal government establish a government-run loan bank or trust fund to eliminate the need for lender involvement in the Guaranteed Student Loan Program, but congressional aides think that dismantling the existing program is unlikely. (MSE)

  16. High School Counselor's Handbook: 2004-05 Federal Student Aid

    ERIC Educational Resources Information Center

    US Department of Education, 2004

    2004-01-01

    This document provides useful information to help high school and TRIO counselors advise students about financial aid for postsecondary education. This document focuses on the federal student aid programs administered by the U.S. Department of Education. It includes general information about postsecondary opportunities, and the application process…

  17. The Effect of Student Aid on the Duration of Study

    ERIC Educational Resources Information Center

    Glocker, Daniela

    2011-01-01

    In this paper I evaluate the effect of student aid on the success of academic studies. I focus on two dimensions, the duration of study and the probability of actually graduating with a degree. To determine the impact of financial student aid, I estimate a discrete-time duration model allowing for competing risks to account for different exit…

  18. State of Student Aid and Higher Education in Texas, 2016

    ERIC Educational Resources Information Center

    Fernandez, Chris; Fletcher, Carla; Klepfer, Kasey

    2016-01-01

    Texas Guaranteed Student Loan Corporation (TG) provides critical support to schools, students, and borrowers at every stage of the federal student aid process--from providing information on how to pay for a higher education including financial aid options, to facilitating successful loan repayment after graduation. This 2016 issue of "State…

  19. Financial Education for Children: The Israeli Case

    ERIC Educational Resources Information Center

    Bendavid-Hadar, Iris; Hadad, Yaniv

    2013-01-01

    This article focuses on the financial education of children. Education is a key factor in achieving economic development and socio-economic equality. Financial education can provide children with some of the additional knowledge and skills required to this end. Second and third grade Israeli students (n = 121), enrolled in three differently…

  20. HIV/AIDS Basics

    MedlinePlus

    ... Enter ZIP code or city Follow Act Against AIDS Act Against AIDS @talkHIV Act Against AIDS Get Email Updates on AAA Anonymous Feedback HIV/AIDS Media Infographics Syndicated Content Podcasts Slide Sets HIV/ ...

  1. Does Merit-Based Aid Improve College Affordability? Testing the Bennett Hypothesis in the Era of Merit-Based Aid

    ERIC Educational Resources Information Center

    Lee, Jungmin

    2016-01-01

    This study tested the Bennett hypothesis by examining whether four-year colleges changed listed tuition and fees, the amount of institutional grants per student, and room and board charges after their states implemented statewide merit-based aid programs. According to the Bennett hypothesis, increases in government financial aid make it easier for…

  2. Teaching AIDS.

    PubMed

    Short, R V

    1989-06-01

    This article reviews a peer group Acquired Immunodeficiency Syndrome (AIDS) educational program at a university in Australia. Studies in the US have shown that most adolescents, although sexually active, do not believe they are likely to become infected with the Human Immunodeficiency Virus, and therefore do not attempt to modify their sexual behavior. A 1st step in educating students is to introduce them to condoms and impress upon them the fact that condoms should be used at the beginning of all sexual relationships, whether homosexual or heterosexual. In this program 3rd year medical students were targeted, as they are effective communicators and disseminators of information to the rest of the student body. After class members blow up condoms, giving them a chance to handle various brands and observe the varying degrees of strength, statistical evidence about the contraceptive failure rate of condoms (0.6-14.7 per 100 women-years) is discussed. Spermicides, such as nonoxynol-9 used in conjunction with condoms, are also discussed, as are condoms for women, packaging and marketing of condoms, including those made from latex and from the caecum of sheep, the latter condoms being of questionable effectiveness in preventing transmission of the virus. The care of terminal AIDS cases and current global and national statistics on AIDS are presented. The program also includes cash prizes for the best student essays on condom use, the distribution of condoms, condom key rings and T-shirts, and a student-run safe sex stand during orientation week. All of these activities are intended to involve students and attract the interest of the undergraduate community. Questionnaires administered to students at the end of the course revealed that the lectures were received favorably. Questionnaires administered to new medical and English students attending orientation week revealed that 72% of students thought the stand was a good idea and 81% and 83%, respectively found it

  3. Modeling financial disaster risk management in developing countries

    NASA Astrophysics Data System (ADS)

    Mechler, R.; Hochrainer, S.; Pflug, G.; Linnerooth-Bayer, J.

    2005-12-01

    The public sector plays a major role in reducing the long-term economic repercussions of disasters by repairing damaged infrastructure and providing financial assistance to households and businesses. If critical infrastructure is not repaired in a timely manner, there can be serious effects on the economy and the livelihoods of the population. The repair of public infrastructure, however, can be a significant drain on public budgets especially in developing and transition countries. Developing country governments frequently lack the liquidity, even including international aid and loans, to fully repair damaged critical public infrastructure or provide sufficient support to households and businesses for their recovery. The earthquake in Gujarat, and other recent cases of government post-disaster liquidity crises, have sounded an alarm, prompting financial development organizations, such as the World Bank, among others, to call for greater attention to reducing financial vulnerability and increasing the resilience of the public sector. This talk reports on a model designed to illustrate the tradeoffs and choices a developing country must make in financially managing the economic risks due to natural disasters. Budgetary resources allocated to pre-disaster risk management strategies, such as loss mitigation measures, a catastrophe reserve fund, insurance and contingent credit arrangements for public assets, reduce the probability of financing gaps - the inability of governments to meet their full obligations in providing relief to private victims and restoring public infrastructure - or prevent the deterioration of the ability to undertake additional borrowing without incurring a debt crisis. The model -which is equipped with a graphical interface - can be a helpful tool for building capacity of policy makers for developing and assessing public financing strategies for disaster risk by indicating the respective costs and consequences of financing alternatives.

  4. Financial Distress in Cancer Patients

    PubMed Central

    de Souza, Jonas A.; Wong, Yu-Ning

    2013-01-01

    Novel diagnostic and therapeutic options offer hope to cancer patients with both localized and advanced disease. However, many of these treatments are often costly and even well-insured patients can face high out-of-pocket costs. Families may also be at risk of financial distress due to lost wages and other treatment-related expenses. Research is needed to measure and characterize financial distress in cancer patients and understand how it affects their quality of life. In addition, health care providers need to be trained to counsel patients and their families so they can make patient-centered treatment decisions that reflect their preferences and values. PMID:24349677

  5. Financial Regulatory Reform: Consumer Financial Protection Proposals

    DTIC Science & Technology

    2010-05-26

    would create a Bureau of Consumer Financial Protection within the Federal Reserve System, which would be provided similar authorities over consumer...systemic risk oversight powers for the Federal Reserve ; heightened prudential standards for financial firms; and increased federal oversight of...regulating over-the-counter (OTC) derivatives; and providing the Federal Reserve with new oversight authority of payment, settlement, and clearing systems

  6. Costs incurred by applying computer-aided design/computer-aided manufacturing techniques for the reconstruction of maxillofacial defects.

    PubMed

    Rustemeyer, Jan; Melenberg, Alex; Sari-Rieger, Aynur

    2014-12-01

    This study aims to evaluate the additional costs incurred by using a computer-aided design/computer-aided manufacturing (CAD/CAM) technique for reconstructing maxillofacial defects by analyzing typical cases. The medical charts of 11 consecutive patients who were subjected to the CAD/CAM technique were considered, and invoices from the companies providing the CAD/CAM devices were reviewed for every case. The number of devices used was significantly correlated with cost (r = 0.880; p < 0.001). Significant differences in mean costs were found between cases in which prebent reconstruction plates were used (€3346.00 ± €29.00) and cases in which they were not (€2534.22 ± €264.48; p < 0.001). Significant differences were also obtained between the costs of two, three and four devices, even when ignoring the cost of reconstruction plates. Additional fees provided by statutory health insurance covered a mean of 171.5% ± 25.6% of the cost of the CAD/CAM devices. Since the additional fees provide financial compensation, we believe that the CAD/CAM technique is suited for wide application and not restricted to complex cases. Where additional fees/funds are not available, the CAD/CAM technique might be unprofitable, so the decision whether or not to use it remains a case-to-case decision with respect to cost versus benefit.

  7. Nutritional supplements and ergogenic AIDS.

    PubMed

    Liddle, David G; Connor, Douglas J

    2013-06-01

    Performance enhancing drugs, ergogenic aids, and supplements come in many forms. The financial, personal, social, and health-related impact of these substances has wide and varied consequences. This article reviews common substances and practices used by athletes. It discusses the history, use, effects, and adverse effects of androgenic anabolic steroids, peptide hormones, growth factors, masking agents, diuretics, volume expanders, β-blockers, amphetamines, caffeine, other stimulants, and creatine. The evidence base behind the use, safety, and efficacy of these items as well as testing for these substances is discussed.

  8. 28 CFR 33.50 - General financial requirements.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... information on cost allowability, methods of payment, audit, accounting systems and financial records. ... 28 Judicial Administration 1 2010-07-01 2010-07-01 false General financial requirements. 33.50... Criminal Justice Block Grants Additional Requirements § 33.50 General financial requirements. Grants...

  9. Funding Education beyond High School: The Guide to Federal Student Aid, 2006-07

    ERIC Educational Resources Information Center

    US Department of Education, 2006

    2006-01-01

    Federal Student Aid's core mission is to ensure that all eligible Americans benefit from federal financial assistance--grants, loans and work-study programs--for education beyond high school. The programs administered comprise the nation's largest source of student aid: during the 2004-05 school year alone, approximately $74 billion in new aid was…

  10. Funding Education beyond High School: The Guide to Federal Student Aid, 2008-09

    ERIC Educational Resources Information Center

    US Department of Education, 2007

    2007-01-01

    Federal Student Aid's core mission is to ensure that all eligible Americans benefit from federal financial assistance--grants, loans and work-study programs--for education beyond high school. The programs administered comprise the nation's largest source of student aid: during the 2007-08 school year alone, approximately $83 billion in new aid was…

  11. Funding Education beyond High School: The Guide to Federal Student Aid, 2007-08

    ERIC Educational Resources Information Center

    US Department of Education, 2006

    2006-01-01

    Federal Student Aid's core mission is to ensure that all eligible Americans benefit from federal financial assistance--grants, loans and work-study programs--for education beyond high school. The programs administered comprise the nation's largest source of student aid: during the 2005-06 school year alone, approximately $78 billion in new aid was…

  12. 77 FR 48970 - Notice of Proposed Information Collection Requests; Federal Student Aid; 2013-2014 Federal...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-08-15

    ... individuals applying for federal student aid including the Free Application for Federal Student Aid (FAFSA... ``* * * shall produce, distribute, and process free of charge common financial reporting forms as described in... submission of the Free Application for Federal Student Aid (FAFSA). After submission of the FAFSA,...

  13. Funding Education beyond High School: The Guide to Federal Student Aid 2010-11

    ERIC Educational Resources Information Center

    US Department of Education, 2010

    2010-01-01

    Federal student aid is a financial help for eligible students to pay for educational expenses at an eligible postsecondary school (e.g., college, vocational school, graduate school). There are three categories of federal student aid: grants, workstudy, and loans. Federal student aid covers expenses such as tuition and fees, room and board, books…

  14. CrowdOutAIDS: crowdsourcing youth perspectives for action.

    PubMed

    Hildebrand, Mikaela; Ahumada, Claudia; Watson, Sharon

    2013-05-01

    To develop a strategy for how to better engage young people in decision-making processes on AIDS, UNAIDS launched the participatory online policy project CrowdOutAIDS in 2011. A total of 3,497 young people aged 15-29 from 79 countries signed up to nine online forums, and volunteers recruited through the online platform hosted 39 community-based offline forums with an additional 1,605 participants. This article describes the participatory approach of using social media and crowdsourcing solutions to integrate youth perspectives into strategy and policy processes. In these forums, youth consistently identified the need to change the way sex and relationships are dealt with through changing how sex is talked about, putting comprehensive sexuality education in place, and overcoming social and cultural taboos. The outcome document recommended three major priorities: dispel taboos surrounding sex and sexuality, eliminate stigma and discrimination against young people living with HIV, and remove social and legal barriers. Six strategic actions were also recommended: strengthen young people's skills for effective leadership, ensure full youth participation in the AIDS response, increase access to HIV-related information, strengthen strategic networks, increase UNAIDS's outreach to young people, and increase young people's access to financial support. Through leveraging social media and crowdsourcing, it is possible to integrate grassroots perspectives from across the globe into a new model of engagement and participation, which should be further explored for community empowerment and mobilization.

  15. Invest in Financial Literacy

    ERIC Educational Resources Information Center

    Bush, Sarah B.; McGatha, Maggie B.; Bay-Williams, Jennifer M.

    2012-01-01

    The current state of the economy elevates the need to build awareness of financial markets and personal finance among the nation's young people through implementing a financial literacy curriculum in schools. A limited amount of time spent on financial literacy can have a positive effect on students' budgeting skills. This knowledge will only add…

  16. Financial Advice: Who Pays

    ERIC Educational Resources Information Center

    Finke, Michael S.; Huston, Sandra J.; Winchester, Danielle D.

    2011-01-01

    Using a cost-benefit framework for financial planning services and proprietary data collected in the summer of 2008, the client characteristics that are associated with the likelihood of paying for professional financial advice, as well as the type of financial services purchased, are identified. Results indicate that respondents who pay for…

  17. Future financial neonatal shock.

    PubMed

    Martin, G I; Gattshall, K; MacPherson, F; Tiffany, S

    1998-06-01

    In a changing economic climate, the neonatologist must be aware of all of the forces that can affect the practice of neonatology. In addition to clinical issues, billing and reimbursement must take into account physician work and common procedural terminology (CPT) codes, which accurately describe the medical services and procedures delivered. An understanding of this coding and resource-based work unit system is necessary to prevent financial loss. The influence of managed care, capitation, fixed per-case reimbursement, practice guidelines and care maps have already seriously affected clinical practice patterns. The neonatologist must be proactive in negotiating contracts using historic information and outcome data to define and defend the quality of care provided.

  18. AIDS.gov

    MedlinePlus

    ... concerns. Search Services Share This Help National HIV/AIDS Strategy Check out NHAS's latest progress in the ... from AIDS.gov Read more AIDS.gov tweets AIDS.gov HIV/AIDS Basics • Federal Resources • Using New ...

  19. Tennessee Title I Directors Evaluate Teacher Aide Program.

    ERIC Educational Resources Information Center

    Jones, Donald; Peach, Larry

    1981-01-01

    Teacher aides have made a major contribution to educationally disadvantaged children in Tennessee. Title I directors recommend that: (1) the teacher aide program should be continued; (2) inservice training programs for teachers and aides should be coordinated; and (3) additional study on qualification and educational preparation of aides is…

  20. Everyday Functioning in Huntington's Disease: A Laboratory-Based Study of Financial Management Capacity.

    PubMed

    Sheppard, David P; Pirogovsky-Turk, Eva; Woods, Steven Paul; Holden, Heather M; Nicoll, Diane R; Filoteo, J Vincent; Corey-Bloom, Jody; Gilbert, Paul E

    2017-01-01

    One important limitation of prior studies examining functional decline in Huntington's disease (HD) has been the reliance on self-reported measures of ability. Since report-based methods can be biased by lack of insight, depression, and cognitive impairment, contrasting self-reported ability with measures that assess capacity may lead to a more comprehensive estimation of real-world functioning. The present study examined self-reported ability to perform instrumental activities of daily living (iADLs) and performance-based financial management capacity in 20 patients diagnosed with mild-moderate Huntington's disease (HD) and 20 demographically similar healthy adults. HD patients reported significantly greater declines in their ability to manage finances. On the capacity measure of financial management, HD patients performed significantly below healthy adults. Additionally, in the HD group there were no significant correlations between self-reported ability and capacity measures of financial management. HD patients endorsed declines in global iADL ability and exhibited deficits in functional capacity when performing a financial management task. Capacity measures may aid in assessing the extent to which HD patients accurately estimate real-world iADL performance, and the present findings suggest that such measures of capacity may be related to the cognitive, but not motor or affective, symptoms of HD.

  1. Presenting practice financial information.

    PubMed

    Webster, Lee Ann H

    2007-01-01

    Medical practice leadership teams, often consisting primarily of physicians with limited financial backgrounds, must make important business decisions and continuously monitor practice operations. In order to competently perform this duty, they need financial reports that are relevant and easy to understand. This article explores financial reporting and decision-making in a physician practice. It discusses reports and tools, such as ratios, graphs, and comparisons, that practices typically include in their reports. Because profitability and cash flow are often the most important financial considerations for physician practices, reports should generally focus on the impact of various activities and potential decisions upon these concerns. This article also provides communication tips for both those presenting practice financial information and those making the decisions. By communicating effectively, these leaders can best use financial information to improve decision-making and maximize financial performance.

  2. Conservation and renewable energy programs: Technical and financial assistance

    SciTech Connect

    Not Available

    1991-05-01

    The US Department of Energy, Office of Technical and Financial Assistance (OTFA) promotes the application of renewable energy and energy efficiency technologies and practices by working cooperatively with state and local governments and private and nonprofit organizations, providing technical and financial assistance and serving as network for sharing information. This report is an overview of some of the programs designed to aid in solving our national energy problems.

  3. 17 CFR 229.914 - (Item 914) Pro forma financial statements: selected financial data.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... the information required by Item 301 of Regulation S-K, Selected Financial Data (§ 229.301), and Item... to be included in a roll-up transaction provide: Ratio of earnings to fixed charges, cash and cash... Supplementary Financial Information are required to be provided. Additional or other information should...

  4. Crawling Aid

    NASA Technical Reports Server (NTRS)

    1982-01-01

    The Institute for the Achievement of Human Potential developed a device known as the Vehicle for Initial Crawling (VIC); the acronym is a tribute to the crawler's inventor, Hubert "Vic" Vykukal; is an effective crawling aid. The VIC is used by brain injured children who are unable to crawl due to the problems of weight-bearing and friction, caused by gravity. It is a rounded plywood frame large enough to support the child's torso, leaving arms and legs free to move. On its underside are three aluminum discs through which air is pumped to create an air-bearing surface that has less friction than a film of oil. Upper side contains the connection to the air supply and a pair of straps which restrain the child and cause the device to move with him. VIC is used with the intent to recreate the normal neurological connection between brain and muscles. Over repetitive use of the device the child develops his arm and leg muscles as well as coordination. Children are given alternating therapy, with and without the VIC until eventually the device is no longer needed.

  5. [The AIDS patient in anesthesia].

    PubMed

    Jalowy, A; Flesche, C W; Lorenz, C

    1997-02-01

    Treatment of a patient with Acquired Immune Deficiency Syndrome (AIDS) is very challenging, and makes great demands on the anaesthesiologist. Any of an AIDS patient's vital organ systems may be compromised, either by the human immunodeficiency virus (HIV) itself, opportunistic infections, by tumours, or as a result of AIDS-related drug therapies. Infections of the lungs (e.g., Pneumocystis carinii pneumonia) are prevalent, and cardiac impairment can be found in as many as 50% of AIDS patients. In addition, disorders of the central and peripheral nervous system and water and electrolyte imbalances are often seen. Perioperatively, the AIDS patient is especially prone to infections as a result of a compromised immune system. The choice of anaesthetic procedure for the AIDS patient-aside from the type of operation-depends on the severity of the illness and progression of organ impairment. All anaesthesia personnel must be careful to avoid infection, as they frequently come in contact with the blood or body fluids of their patients. However, the risk of being infected by an AIDS patient is very low, provided hygiene regulations are followed strictly. The rate of seroconversion after accidental needle-stick injury is below 1%. If exposure does occur, regular serologic controls should be continued for one year. Prophylactic treatment with azidothymidine after exposition to HIV is recommended.

  6. Heart attack first aid

    MedlinePlus

    First aid - heart attack; First aid - cardiopulmonary arrest; First aid - cardiac arrest ... of patients with unstable angina/non-ST-elevation myocardial infarction (updating the 2007 guideline and replacing the 2011 ...

  7. Buying a Hearing Aid

    MedlinePlus

    ... aids typically cannot be custom-fit. What are costs and styles of hearing aids? Hearing aids vary ... and for improvement in hearing tones. Real ear measurements may also be done, which determine how much ...

  8. Neurological Complications of AIDS

    MedlinePlus

    ... Patient & Caregiver Education » Fact Sheets Neurological Complications of AIDS Fact Sheet Table of Contents (click to jump ... Where can I get more information? What is AIDS? AIDS (acquired immune deficiency syndrome) is a condition ...

  9. HIV and AIDS

    MedlinePlus

    ... dientes Video: Getting an X-ray HIV and AIDS KidsHealth > For Kids > HIV and AIDS Print A ... serious infection. continue How Many People Have HIV/AIDS? Since the discovery of the virus in 1983, ...

  10. Ergogenic aids.

    PubMed

    Coyle, E F

    1984-07-01

    The catabolism of bodily fuels provides the energy for muscular work. Work output can be limited by the size of fuel reserves, the rate of their catabolism, the build-up of by-products, or the neurologic activation of muscle. A substance that favorably affects a step that is normally limiting, and thus increases work output, can be considered an ergogenic aid. The maximal amount of muscular force generated during brief contractions can be acutely increased during hypnosis and with the ingestion of a placebo or psychomotor stimulant. This effect is most obvious in subjects under laboratory conditions and is less evident in athletes who are highly motivated prior to competition. Fatigue is associated with acidosis in the working musculature when attempts are made to maximize work output during a 4 to 15-minute period. Sodium bicarbonate ingestion may act to buffer the acid produced, provided that blood flow to the muscle is adequate. Prolonged intense exercise can be maintained for approximately two hours before carbohydrate stores become depleted. Carbohydrate feedings delay fatigue during prolonged exercise, especially in subjects who display a decline in blood glucose during exercise in the fasting state. Caffeine ingestion prior to an endurance bout has been reported to allow an individual to exercise somewhat more intensely than he or she would otherwise. Its effect may be mediated by augmenting fat metabolism or by altering the perception of effort. Amphetamines may act in a similar manner. Water ingestion during prolonged exercise that results in dehydration and hyperthermia can offset fluid losses and allow an individual to better maintain work output while substantially reducing the risk of heat-related injuries.

  11. The correlates of psychological health among the Turkish unemployed: psychological burden of financial help during unemployment.

    PubMed

    Bilgiç, Reyhan; Yılmaz, Nilgün

    2013-01-01

    The purpose of this study is to examine the major determinants of psychological health during unemployment. With this in mind, 438 (17% female and 83% male) unemployed individuals were contacted through Turkey's State Employment Office. It was expected that the relationship between duration of unemployment and psychological wellbeing would be nonlinear. Additionally it was hypothesized that perceived social support would moderate the relationship between length of unemployment and psychological health. Further, we suggested that self-esteem would be related to psychological health and moderate the relationship between length of unemployment and psychological health. The results supported the curvilinearity hypothesis of the relationship between unemployment duration and psychological health as measured by General Health Questionnaire. However, social support was not found to moderate the relationship between unemployment duration and psychological health. The hypothesis that self-esteem would moderate the relationship between length of unemployment and psychological distress was not supported, although self-esteem was a strong negative determinant of psychological distress during unemployment. Regression analysis showed that the best predictors of psychological health were self-esteem, perceived social support and perceived adequacy of financial aid received from relatives. Interestingly, perceived adequacy of the financial aid was negatively related to psychological health. This result was contradictory with the previous literature pointing out that financial aid reduces the effects of poverty due to unemployment. The findings of this study are important since the relationship between unemployment duration and psychological health was nonlinear, indicating that relevant services should be especially careful to intervene to increase social support and self-esteem during these critical times. The other results and limitations are discussed.

  12. Financial capacity in older adults: a growing concern for clinicians.

    PubMed

    Gardiner, Paul A; Byrne, Gerard J; Mitchell, Leander K; Pachana, Nancy A

    2015-02-02

    Older people with cognitive impairment and/or dementia may be particularly vulnerable to diminished financial decision-making capacity. Financial capacity refers to the ability to satisfactorily manage one's financial affairs in a manner consistent with personal self-interest and values. Impairment of financial capacity makes the older individual vulnerable to financial exploitation, may negatively affect their family's financial situation and places strain on relationships within the family. Clinicians are often on the front line of responding to queries regarding decision-making capacity, and clinical evaluation options are often not well understood. Assessment of financial capacity should include formal objective assessment in addition to a clinical interview and gathering contextual data. Development of a flexible, empirically supported and clinically relevant assessment approach that spans all dimensions of financial capacity yet is simple enough to be used by non-specialist clinicians is needed.

  13. AIDS control: TN may show the way.

    PubMed

    1999-04-19

    The successful experiences of Tamil Nadu (TN) in the control and prevention of HIV/AIDS provides vital clues for the second phase of the Rs. 1,150-crore World Bank-funded national AIDS control program which will begin in July. The National AIDS Control Organization (NACO) is looking at TN for concrete answers in several areas before it composes its guidelines for the second phase. Key areas of focus in the second phase will be high-risk groups, control of STDs, people living with AIDS, communication structures and blood safety. NACO and the funding agency has been impressed by TN¿s method of mobilizing NGOs in the massive anti-HIV/AIDS campaign and its handling of the cost of the care. In addition to the Tamil Nadu State AIDS Control Society (TNSACS), the AIDS Prevention and Control Project of the Voluntary Health Services (supported by USAID) also contributed to the impressive performance of this State.

  14. Additives in plastics.

    PubMed Central

    Deanin, R D

    1975-01-01

    The polymers used in plastics are generally harmless. However, they are rarely used in pure form. In almost all commercial plastics, they are "compounded" with monomeric ingredients to improve their processing and end-use performance. In order of total volume used, these monomeric additives may be classified as follows: reinforcing fibers, fillers, and coupling agents; plasticizers; colorants; stabilizers (halogen stabilizers, antioxidants, ultraviolet absorbers, and biological preservatives); processing aids (lubricants, others, and flow controls); flame retardants, peroxides; and antistats. Some information is already available, and much more is needed, on potential toxicity and safe handling of these additives during processing and manufacture of plastics products. PMID:1175566

  15. Additives in plastics.

    PubMed

    Deanin, R D

    1975-06-01

    The polymers used in plastics are generally harmless. However, they are rarely used in pure form. In almost all commercial plastics, they are "compounded" with monomeric ingredients to improve their processing and end-use performance. In order of total volume used, these monomeric additives may be classified as follows: reinforcing fibers, fillers, and coupling agents; plasticizers; colorants; stabilizers (halogen stabilizers, antioxidants, ultraviolet absorbers, and biological preservatives); processing aids (lubricants, others, and flow controls); flame retardants, peroxides; and antistats. Some information is already available, and much more is needed, on potential toxicity and safe handling of these additives during processing and manufacture of plastics products.

  16. Financial planning. Budgeting.

    PubMed

    Warner, S

    1984-01-01

    A short-term financial plan (STFP) is like a road map--you are more likely to reach your destination (financial goals) with one than without. A STFP need not be a drudge; a well-designed plan must be so comprehensive so as to include personal freedom money and even small luxuries. Once started, it actually becomes rewarding and fun to see your financial goals coming to fruition.

  17. Food additives

    PubMed Central

    Spencer, Michael

    1974-01-01

    Food additives are discussed from the food technology point of view. The reasons for their use are summarized: (1) to protect food from chemical and microbiological attack; (2) to even out seasonal supplies; (3) to improve their eating quality; (4) to improve their nutritional value. The various types of food additives are considered, e.g. colours, flavours, emulsifiers, bread and flour additives, preservatives, and nutritional additives. The paper concludes with consideration of those circumstances in which the use of additives is (a) justified and (b) unjustified. PMID:4467857

  18. Financial modeling: Rx for financial success.

    PubMed

    Marino, D

    2001-01-01

    In an era of managed care, cost cutting and finding ways to increase revenue are key goals in the survival of group practices. Many practices find that they have to boost their revenue by a certain amount (for example, 20-30% within the next three years) to maintain viability in the health care marketplace. Understanding how to generate that revenue and influence short-term and long-term financial outcomes is a far trickier process. This article details how practice administrators can influence a practice's bottom line through a three-step process: (1) identify the components of the practice's financial performance and drivers of performance results, (2) diagnose the practice's current financial situation, and (3) pinpoint benchmarks and targets for success.

  19. Undergraduate Student Aid Recipients at Independent Colleges and Universities, 1978-79. Public Policy Monograph Series, Vol. 2, Issue 1, January 1980.

    ERIC Educational Resources Information Center

    Fadil, Virginia Ann; Minter, W. John

    A national study of student aid recipients during the 1978-79 academic year was undertaken to prepare for policy discussions on federal aid programs for reauthorization of the Higher Education Act. The report focuses on the characteristics of students receiving aid and the typical patterns of packaging financial aid for students in independent…

  20. Help: first aid issues.

    PubMed

    Granitoff, N; Whitaker, I Y; Diccini, S; Goncalves, V C; Marin, H F

    1995-01-01

    First aid is the initial and immediate care given to a victim outside the hospital environment, with the purpose of assuring life and avoiding worsening conditions until he/she receives qualified assistance. Providing immediate aid to someone requires tranquility and, above all, knowledge on what has to be done or not in each situation. In addition to being treated by health professionals, the chances that a victim will receive early treatment by others are large. However, in Brazil, access to information, and the possibility of reviewing it whenever necessary, may contribute greatly to the process of assimilation of this knowledge, in addition to exercises on simulated cases. Informatics has been shown as an extremely useful tool in the development of educational software, considering its multiplicity of resources and providing for the users: motivation for an interactive experience, an individualized teaching that takes into account his/her own rhythm and desired complexity level, besides making possible the user's capacity for solving problems through simulated situations. Considering that, the number of individuals of the population prepared to act as First Aid helpers in situations of life threatening accidents or sudden illness is still very scarce. The ever increasing use of the computer as a mean of spreading information in schools, enterprises, and even households and considering the advantages of an educational software for the users regarding storage and retrieval of information when needed, we proposed the creation of an interactive teaching software. This software is being developed using Storyboard live. The methodology is the following: literature review, selection of images, development of the program, application tests. The initial selected issues are: assessment of the victim, cardiorespiratory arrest and resuscitation, airway obstruction, wounds, and hemorrhages. After utilizing the program, the user should be able to solve hypothetical

  1. The Master Hearing Aid

    PubMed Central

    Curran, James R.

    2013-01-01

    As early as the 1930s the term Master Hearing Aid (MHA) described a device used in the fitting of hearing aids. In their original form, the MHA was a desktop system that allowed for simulated or actual adjustment of hearing aid components that resulted in a changed hearing aid response. Over the years the MHA saw many embodiments and contributed to a number of rationales for the fitting of hearing aids. During these same years, the MHA was viewed by many as an inappropriate means of demonstrating hearing aids; the audio quality of the desktop systems was often superior to the hearing aids themselves. These opinions and the evolution of the MHA have molded the modern perception of hearing aids and the techniques used in the fitting of hearing aids. This article reports on a history of the MHA and its influence on the fitting of hearing aids. PMID:23686682

  2. Federal Student Aid Formula: Cost-of-Living Adjustment Could Increase Aid to a Small Percentage of Students in High-Cost Areas but Could Also Further Complicate Aid Process. Report to Congressional Committees. GAO-09-825

    ERIC Educational Resources Information Center

    US Government Accountability Office, 2009

    2009-01-01

    In fiscal year 2008, the Department of Education oversaw the distribution of approximately $96 billion in federal student financial aid, including $14.6 billion in Pell Grants to low- and middle-income students, to help students and their families pay for higher-education expenses. Much of this aid was distributed based on a formula specified in…

  3. Efficient Financial Management in Rural Schools: Common Problems and Solutions from the Field. ERIC Digest.

    ERIC Educational Resources Information Center

    Inman-Freitas, Deborah

    Based on a recent nationwide survey of rural administrators, this digest reports on the financial problems of rural school districts and some possible strategies for improvement. Rural administrators reported the following financial management problems: (1) cash flow problems due to late receipt of state aid or taxes; (2) expenditures that are…

  4. Audit Guide: Audits of Federal Student Financial Assistance Programs at Participating Institutions and Institution Servicers.

    ERIC Educational Resources Information Center

    Office of Inspector General (ED), Washington, DC.

    All institutions participating in the Federal Student Financial Assistance Programs must have an annual financial aid compliance audit performed by an independent auditor. This guide is effective for fiscal years ending December 31, 1999, and thereafter, for institutions preparing for their yearly audit. The purpose of the document is to assist…

  5. SMART Money: Do Financial Incentives Encourage College Students to Study Science?

    ERIC Educational Resources Information Center

    Evans, Brent J.

    2012-01-01

    This research examines the short term success of a postsecondary federal financial aid program, the SMART Grant, designed to increase this stock of scientific human capital. An exploration of the success of this program provides the opportunity to address two critically important research questions. Do financial incentives encourage students to…

  6. State Tuition, Fees, and Financial Assistance Policies: For Public Colleges and Universities, 2010-11

    ERIC Educational Resources Information Center

    Bell, Allison C.; Carnahan, Julie; L'Orange, Hans P.

    2011-01-01

    This report, "State Tuition, Fees, and Financial Assistance Policies for Public Colleges and Universities: 2010-11", examines the philosophies, policies, and procedures that influence decision-making regarding public college and university tuition, student fees, and student financial aid programs. This report also provides information…

  7. Financial Literacy Makes Dollars and Sense for Student Loan Borrowers and Lenders

    ERIC Educational Resources Information Center

    Wilke, Alisa

    2013-01-01

    "American Student Assistance" has a unique window onto students during some very important milestones in their formative financial years. This nonprofit interacts with students from the time they're choosing a college, to applying for financial aid and loans, to starting a first job, getting that first apartment, making that dreaded…

  8. Higher Education Financial Assistance Tools for Middle- and Upper-Income Taxpayers

    ERIC Educational Resources Information Center

    Condon, James V.; Prince, Lori H.

    2008-01-01

    This article describes higher education financial assistance tools designed mainly for students of middle- and upper-income families who may not be eligible for financial aid from other sources. It includes the 2007 legislative updates for these tools, all of which have been devised and offered by either state or federal governments. The authors…

  9. How to Get Hearing Aids

    MedlinePlus

    ... Consumer Products Hearing Aids How to get Hearing Aids Share Tweet Linkedin Pin it More sharing options ... my hearing aids? How do I get hearing aids? Before getting a hearing aid, you should consider ...

  10. UST Financial Assurance Information

    EPA Pesticide Factsheets

    Subtitle I of the Resource Conservation and Recovery Act, as amended by the Hazardous Waste Disposal Act of 1984, brought underground storage tanks (USTs) under federal regulation. As part of that regulation, Congress directed EPA to develop financial responsibility regulations for UST owners and operators. Congress wanted owners and operators of underground storage tanks (USTs) to show that they have the financial resources to clean up a site if a release occurs, correct environmental damage, and compensate third parties for injury to their property or themselves.Owners and operators have several options: obtain insurance coverage from an insurer or a risk retention group; demonstrate self-insurance using a financial test; obtain corporate guarantees, surety bonds, or letters of credit; place the required amount into a trust fund administered by a third party; or rely on coverage provided by a state financial assurance fund.Information in this data asset includes state documentation to support this requirement. Many states have developed financial assurance funds to help owners and operators meet financial responsibility requirements and to help cover the costs of cleanups. State financial assurance fund programs, which supplement or are a substitute for private insurance, have been especially useful for small-to-medium sized petroleum marketers.EPA requires its Regional Offices to conduct annual reviews of state financial assurance funds. Data is provided by s

  11. Financial Literacy and Retention

    ERIC Educational Resources Information Center

    Adams, Ruth L.

    2006-01-01

    Higher education administrators know it is more cost-effective to keep students than to recruit them. Understanding financial literacy--and how it impacts student retention and persistence on the campuses--is an important concept for administrators to comprehend. Most students are not financially literate when they enter the world of higher…

  12. Financial planning and management of health programmes in India.

    PubMed

    Handa, K L

    1981-01-01

    In this paper, the author deals with the financial planning and control of health programmes in India. The techniques of cost-effectiveness analysis and of performance budgeting are highly useful aids to management for implementation of monitoring and review of performance of the programmes are also essential for gauging the progress.

  13. Financial Crisis, Structural Adjustment, and Education Policy in Tanzania. Revised.

    ERIC Educational Resources Information Center

    Samoff, Joel; Sumra, Suleman

    This paper assesses educational planning in Tanzania as moving from one of hope to despair as the country becomes more reliant upon foreign aid. As the country moved from colonialism, basic education was to be accessible to all children and adult illiteracy was to be eliminated. By the 1980s financial crisis and the conditions that accompanied…

  14. Your Student Loan: A Financial Planning and Repayment Guide.

    ERIC Educational Resources Information Center

    California Student Aid Commission, Sacramento.

    This brief pamphlet is a financial planning and repayment guide designed to help college students make informed decisions about participating in Federal Family Educational Loan Programs as administered in California through the California Student Aid Commission. Following an introduction the guide begins by suggesting that students map out a…

  15. 78 FR 20219 - National Financial Capability Month, 2013

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-04-04

    ... From the Federal Register Online via the Government Publishing Office #0; #0; #0; Presidential Documents #0; #0; #0;#0;Federal Register / Vol. 78, No. 65 / Thursday, April 4, 2013 / Presidential... and Financial Aid Shopping Sheet, we are working to give families clear, transparent information...

  16. Student Financial Aid Handbook for Foreign Schools, 2001-2002.

    ERIC Educational Resources Information Center

    Department of Education, Washington, DC. Student Financial Assistance.

    The purposes of this handbook are to help participating foreign schools achieve manageable, student-friendly administration of the U.S. Federal Family Education Loan (FFEL) Program and to ensure that schools are aware of the legal requirements that pertain to foreign schools participating in the FFEL Program. The FFEL is the only U.S. student…

  17. Enrollment Management and Financial Aid: Seeking a Strategic Integration

    ERIC Educational Resources Information Center

    Kalsbeek, David H.; Hossler, Donald

    2008-01-01

    Enrollment management has become an important leadership function on many college and university campuses. It is also attracting critical attention here and abroad among observers of the system of postsecondary education. With this essay, the authors continue a series that examines policies and practices that are central to campus-based efforts to…

  18. Helping Unaccompanied Homeless Youth Access College Financial Aid

    ERIC Educational Resources Information Center

    National Association for the Education of Homeless Children and Youth, 2007

    2007-01-01

    Unaccompanied homeless youth are young people who lack safe, stable housing and who are not in the care of a parent or guardian. They may have run away from home or been forced to leave by their parents. Unaccompanied youth live in a variety of temporary situations, including shelters, the homes of friends or relatives, cars, campgrounds, public…

  19. Student Unrest and Campus Disorders. Student Financial Aid Regulations.

    ERIC Educational Resources Information Center

    McCarthy, Joseph M.; Steinkrauss, Philip J.

    Beginning with the Higher Education Amendments of 1968, Congress has attached anti-disruption provisions to various appropriation bills affecting higher education. These provisions are generically aimed at denying federal and support funds to persons involved in campus disruptions. The programs affected by this legislation are: (1) the Student…

  20. 34 CFR 668.19 - Financial aid history.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ...) For the award year for which a Federal Pell Grant, an ACG, a National SMART Grant, or a TEACH Grant is requested, the student's Scheduled Federal Pell Grant, ACG, National SMART Grant, or a TEACH Grant Award and the amount of Federal Pell Grant, ACG, National SMART Grant, or a TEACH Grant funds disbursed to...

  1. The Financial Aid Office's Role in Enrollment Management: Part 2

    ERIC Educational Resources Information Center

    McGhee, Kenneth

    2016-01-01

    Student retention is an important part of a strategic enrollment management plan. Many scholars have written about the challenges of helping students not only enroll in college but also complete their degree programs. Among students pursuing a doctoral degree in higher education administration, student retention is a popular topic. Many doctoral…

  2. Comments on the California Community Colleges' Plan for Allocating Board Financial Assistance to Community College Students: A Report to the Fiscal and Educational Policy Committees of the Legislature.

    ERIC Educational Resources Information Center

    California State Postsecondary Education Commission, Sacramento.

    In January 1984, the California State Legislature adopted Assembly Bill (AB) 1XX, which included provisions for a mandatory student fee and an appropriation for financial aid to offset that fee. This report by the California Postsecondary Education Commission (CPEC) describes the provisions of AB 1XX and the community college financial aid plan,…

  3. Be Vigilant on Financial Statements.

    ERIC Educational Resources Information Center

    Freed, DeBow

    2002-01-01

    Highlights areas on university's financial statements that warrant careful review by trustees and suggests ways they can check to see whether an institution's financial statements are clear and valid indicators of its financial status. (EV)

  4. Food additives

    MedlinePlus

    ... or natural. Natural food additives include: Herbs or spices to add flavor to foods Vinegar for pickling ... Certain colors improve the appearance of foods. Many spices, as well as natural and man-made flavors, ...

  5. The impact of the International Monetary Fund's macroeconomic policies on the AIDS pandemic.

    PubMed

    Baker, Brook K

    2010-01-01

    Expansion of funding for HIV/AIDS, especially treatment, is under attack over concerns about cost effectiveness and financial constraints. The International Monetary Fund is deeply implicated in the history of the AIDS pandemic, the underlying weakness of health systems, and the ideology of constrained resources that underlies most attacks on AIDS funding. The IMF imposed structural violence on developing countries in the 1980s and 1990s through neoliberal and macroeconomic reforms that intensified individual and communal vulnerability to infection and dismantled already weak health systems. This same macroeconomic fundamentalism has recently been repackaged and renamed. IMF fundamentalist policies continue to prioritize low inflation, constricted government spending, robust foreign currency reserves, and prompt repayment of debt at the expense of investments in health and more expansionary, pro-growth and job-creation policies. Several recent surveys have concluded that the IMF reluctantly relaxed overly restrictive policy prescriptions in response to the global economic crisis, but this relaxation was temporary at best and only extended to countries previously acceding to IMF orthodoxy. AIDS activists are campaigning for billions of dollars to fulfill the promise of universal access. If IMF pressures persist, developing countries will continue to undermine the additionality of donor health financing by substituting donor for domestic financing, refusing to invest in recurrent costs for medicines and health workers, and neglecting needed investments in health infrastructure and health system strengthening.

  6. A Simulation of Pell Grant Awards and Costs Using Prior-Prior Year Financial Data

    ERIC Educational Resources Information Center

    Kelchen, Robert; Jones, Gigi

    2015-01-01

    We examine the likely implications of switching from a prior year (PY) financial aid system, the current practice in which students file the Free Application for Federal Student Aid (FAFSA) using income data from the previous tax year, to prior-prior year (PPY), in which data from two years before enrollment is used. While PPY allows students to…

  7. A Proposed Financial Plan for Public Education in Kansas. Project Kansas 76: Concept Paper.

    ERIC Educational Resources Information Center

    Sarthory, Joseph A.

    The financial plan presented in this paper removes some of the current inequities of the property tax through the following basic features: a per pupil expenditure lid up to which the State provides aid; an equalized assessment rate which is enforced; State aid distributed on the basis of the wealth of the district in comparison to the wealth of…

  8. The Effect of Alternative Savings Approaches on College Aid. Opportunity and Ownership Facts. Number 15

    ERIC Educational Resources Information Center

    Maag, Elaine

    2009-01-01

    To pay for college, many low- and moderate-income students and their families rely on financial aid and savings. How students and families save--and in whose name--affects both the tax consequences and the impact of savings on financial aid. Choosing the wrong way to save can raise the out-of-pocket costs of college by thousands of dollars.…

  9. HIV infection and AIDS.

    PubMed

    Lloyd, A

    1996-09-01

    Many of the clinical features of HIV/AIDS can be ascribed to the profound immune deficiency which develops in infected patients. The destruction of the immune system by the virus results in opportunistic infection, as well as an increased risk of autoimmune disease and malignancy. In addition, disease manifestations related to the virus itself may occur. For example, during the primary illness which occurs within weeks after first exposure to HIV, clinical symptoms occur in at least 50% of cases, typically as a mononucleosis syndrome. HIV-related complications are rarely encountered in patients with preserved immunity (i.e. CD4 T-cell counts greater than 500 cells/mm3). Recurrent mucocutaneous herpes simplex (HSV), herpes zoster (VZV), oral candidiasis and oral hairy leukoplakia occur with increasing frequency as the CD4 count drops below this level. Immune thrombocytopenia (ITP) occurs in association with HIV and often presents early in the clinical course. The risk of developing opportunistic infections and malignancies typical of AIDS increases progressively as CD4 counts fall below 200 cells/mm3. The clinical manifestations of infections associated with AIDS tend to fall into well-recognized patterns of presentation, including pneumonia, dysphagia/odynophagia, diarrhoea, neurological symptoms, fever, wasting, anaemia and visual loss. The commonest pathogens include Candida albicans, Pneumocystis carinii, Mycobacterium tuberculosis, Toxoplasma gondii, Cryptococcus neoformans, Mycobacterium avium intracellulare and cytomegalovirus. Malignant disease in patients with HIV infection also occurs in a characteristic pattern. Only two tumours are prevalent: Kaposi's sarcoma, a multifocal tumour of vascular endothelium which typically involves skin and mucosal surfaces; and non-Hodgkin's lymphoma, which is typically high grade in phenotype, often arising within the central nervous system. The principles of therapy include reduction of HIV replication by antiretroviral

  10. Polylactides in additive biomanufacturing.

    PubMed

    Poh, Patrina S P; Chhaya, Mohit P; Wunner, Felix M; De-Juan-Pardo, Elena M; Schilling, Arndt F; Schantz, Jan-Thorsten; van Griensven, Martijn; Hutmacher, Dietmar W

    2016-12-15

    New advanced manufacturing technologies under the alias of additive biomanufacturing allow the design and fabrication of a range of products from pre-operative models, cutting guides and medical devices to scaffolds. The process of printing in 3 dimensions of cells, extracellular matrix (ECM) and biomaterials (bioinks, powders, etc.) to generate in vitro and/or in vivo tissue analogue structures has been termed bioprinting. To further advance in additive biomanufacturing, there are many aspects that we can learn from the wider additive manufacturing (AM) industry, which have progressed tremendously since its introduction into the manufacturing sector. First, this review gives an overview of additive manufacturing and both industry and academia efforts in addressing specific challenges in the AM technologies to drive toward AM-enabled industrial revolution. After which, considerations of poly(lactides) as a biomaterial in additive biomanufacturing are discussed. Challenges in wider additive biomanufacturing field are discussed in terms of (a) biomaterials; (b) computer-aided design, engineering and manufacturing; (c) AM and additive biomanufacturing printers hardware; and (d) system integration. Finally, the outlook for additive biomanufacturing was discussed.

  11. Veterinary School Applicants: Financial Literacy and Behaviors.

    PubMed

    Carr, McKensie M; Greenhill, Lisa M

    2015-01-01

    Each year the Association of American Veterinary Medical Colleges (AAVMC) conducts a survey after the close of the Veterinary Medical College Application Service (VMCAS) application. The survey provides a glimpse into applicant behavior surrounding the veterinary school application process. Additional survey questions probe into applicant financial behaviors, use of financial products and services, and pet ownership. This article examines the 2013 survey data from applicants who successfully completed the application, with a focus on applicant financial literacy and behaviors. Data from the study revealed a disconnect between applicants' perception of their ability to deal with day-to-day finances and their actual financial behaviors, particularly for first-generation college student applicants and applicants who are racially/ethnically underrepresented in veterinary medicine (URVM). Many applicants were not able to accurately report the average veterinary school graduate's student debt level, which suggests the potential need for better education about the costs associated with attending veterinary school.

  12. AIDS and the death receptors.

    PubMed

    Peter, M E; Ehret, A; Berndt, C; Krammer, P H

    1997-01-01

    Activation-induced cell death (AICD) of T cells involves the CD95 receptor/ligand system. T cell activation through the T cell receptor results in expression of the CD95 ligand (CD95L) that acts on CD95+ cells by direct binding and in a paracrine or autocrine fashion. In AIDS, upregulation of CD95L in T cells is accelerated by two viral gene products, HIV-1 Tat and gp120. The CD95 signaling pathway is, therefore, likely to represent an important road to cell death of the CD4+ T cells in AIDS. Recently, the early events in the CD95 signaling pathway have been identified. A key role hereby plays a receptor-interacting member of the interleukin 1 beta-converting enzymes (ICE), FLICE, that could be a target for therapeutic intervention. In addition to CD95, the role of other members of the TNF receptor superfamily in AIDS is discussed.

  13. 39 CFR 3050.40 - Additional financial reporting.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... health obligations; (2) Components of the net change in the fund balances and obligations and the nature... contributions to and payments from the funds for the years presented and the estimated future contributions and payments for each of the following 5 years; (7) The composition of plan assets reflected in the...

  14. Financial Literacy as the Foundation for Individual Financial Behavior

    ERIC Educational Resources Information Center

    Dwiastanti, Anis

    2015-01-01

    Research that is dealing with financial literacy turns to be such an important thing to be conducted. It is due to the fact that financial literacy level of Indonesian society is still very low. A good financial literacy is necessary for every individual to manage his/her finances to achieve prosperity. To have a good level of financial literacy,…

  15. Financial Coaching's Potential for Enhancing Family Financial Security

    ERIC Educational Resources Information Center

    Collins, J. Michael; Olive, Peggy; O'Rourke, Collin M.

    2013-01-01

    Financial coaching is an emerging complement to financial education and counseling. As defined in this article, financial coaching is a process whereby participants set goals, commit to taking certain actions by specific dates, and are then held accountable by the coach. In this way, financial coaching is designed to help participants bridge the…

  16. Neurological Complications of AIDS

    MedlinePlus

    ... the neurological complications of AIDS. Some disorders require aggressive therapy while others are treated symptomatically. Medicines range ... certain bacterial infections, and penicillin to treat neurosyphilis. Aggressive antiretroviral therapy is used to treat AIDS dementia ...

  17. Unconsciousness - first aid

    MedlinePlus

    Loss of consciousness - first aid; Coma - first aid; Mental status change; Altered mental status ... person is unconscious and: Does not return to consciousness quickly (within a minute) Has fallen down or ...

  18. First Aid Tips

    MedlinePlus

    ... NEI for Kids > First Aid Tips All About Vision About the Eye Ask a Scientist Video Series ... Eye Health and Safety First Aid Tips Healthy Vision Tips Protective Eyewear Sports and Your Eyes Fun ...

  19. Home Health Aides

    MedlinePlus

    ... do the following: Assist clients in their daily personal tasks, such as bathing or dressing Provide basic ... social networks and communities Home health aides, unlike personal care aides , typically work for certified home health ...

  20. AIDS and Athletes.

    ERIC Educational Resources Information Center

    Calabrese, Leonard H.; Kelley, Dennis

    1989-01-01

    This article discusses the onset and progression of AIDS, its importance as a public health issue, and reducing the risk of AIDS transmission among athletes and those who work with them, including team physicians and athletic trainers. (IAH)