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Sample records for additional financial aid

  1. Financial Aid.

    ERIC Educational Resources Information Center

    Graves, Mary A.

    This workbook assists college and vocational school bound American Indian students in determining their financial needs and in locating sources of financial aid. A checklist helps students assess the state of their knowledge of financial programs; a glossary defines terms pertinent to the realm of financial aid (i.e., graduate study programs,…

  2. Manual for Student Financial Aids.

    ERIC Educational Resources Information Center

    MacDonald, Douglas S.

    This manual was designed to provide structural guidelines for financial aid program operations and administration at the Community College of Baltimore. Topics discussed include: the philosophy of student aid at an open door college; the objectives of the student financial aid office; staff development and administrative improvement; organization,…

  3. Certification of Financial Aid Administrators

    ERIC Educational Resources Information Center

    Peterson, Stacey A.

    2011-01-01

    The certification of financial aid administrators has been debated for over 37 years. A job satisfaction survey conducted by the National Association of Student Financial Aid Administrators (NASFAA, 2008a) revealed that college and university administrators' perceptions of the efficiency, effectiveness, and quality of the services provided by the…

  4. Financial Aid Administrators' Views on Simplifying Financial Aid: NASFAA's 2008 Financial Aid Simplification Survey Report

    ERIC Educational Resources Information Center

    National Association of Student Financial Aid Administrators (NJ1), 2008

    2008-01-01

    Despite a decade of simplification efforts, students and families are often still baffled by the student aid process and cringe at the sight of financial aid application forms. Contrary to its purpose of helping students to access college, the student aid application process causes families frustration and confusion that has been cited as an…

  5. Financial Aid Handbook for High School Counselors.

    ERIC Educational Resources Information Center

    Oregon State Scholarship Commission, Eugene.

    This booklet is intended to supply high school counselors in Oregon with information and forms that will aid in helping high school students obtain financial aid for higher education. It is divided into three parts. The first section, "About Student Financial Aid," provides information on how and when to apply and what happens after the…

  6. Summary of Student Financial Aid in Texas.

    ERIC Educational Resources Information Center

    Texas Coll. and Univ. System, Austin. Coordinating Board.

    Data on student financial aid in Texas are presented. Tables cover financial aid resources for students in Texas postsecondary institutions by program for 1982-1983, 1984-1985 and 1985-1986. For 17 state aid programs and 6 federal programs, the amount of funding is indicated for the state as a whole and for the following categories of colleges:…

  7. Financial Aid Policy: Lessons from Research

    ERIC Educational Resources Information Center

    Dynarski, Susan; Scott-Clayton, Judith

    2013-01-01

    In the nearly fifty years since the adoption of the Higher Education Act of 1965, financial aid programs have grown in scale, expanded in scope, and multiplied in form. As a result, financial aid has become the norm among college enrollees. Aid now flows not only to traditional college students but also to part-time students, older students, and…

  8. The Role of Community College Financial Aid Counselors in Helping Students Understand and Utilize Financial Aid

    ERIC Educational Resources Information Center

    McKinney, Lyle; Roberts, Toya

    2012-01-01

    Financial aid counselors are a primary source of information that many students rely upon to understand financial aid and how to pay for college. However, little is known about financial aid counselors at America's community colleges and their interactions with the students they serve. Using original survey data, this study examined the role these…

  9. Salary Levels for Chief Financial Aid Administrators.

    ERIC Educational Resources Information Center

    Redd, Kenneth E.

    2002-01-01

    Provides information on the median annual salary levels for chief financial aid administrators in 1999-2000 based on results from the Survey of Undergraduate Financial Aid Policies, Practices, and Procedures. Findings indicate that men still have higher salaries than women. (EV)

  10. Salary Levels for Chief Financial Aid Administrators.

    ERIC Educational Resources Information Center

    Redd, Kenneth E.

    2002-01-01

    The Survey of Undergraduate Financial Aid Policies, Practices, and Procedures gathered information on median annual salary levels for chief financial aid administrators in 1999-2000. Among detailed findings, the survey concluded that men still have higher salaries than women. (EV)

  11. Financial Aid for Higher Education: Anything's Possible!

    ERIC Educational Resources Information Center

    National Information Center for Handicapped Children and Youth, Washington, DC.

    Information on programs that provide financial aid to colleges and students are described in this information sheet of the National Information Center for Handicapped Children and Youth. Four basic categories of financial aid are grants, loans, work, and benefits. The Division of Personnel Preparation of the U.S. Department of Education makes…

  12. Using Financial Aid to Speed Degree Completion: A Look at MDRC's Research. Issue Focus

    ERIC Educational Resources Information Center

    MDRC, 2016

    2016-01-01

    Financial aid has long been used to increase access to postsecondary education, particularly for underrepresented students. Given the size of the financial aid system and the widespread use of aid, it should also be thought of as a tool to improve academic success and postsecondary completion. Evidence suggests that using additional financial aid…

  13. Student Financial Aid: An International Perspective.

    ERIC Educational Resources Information Center

    Cronin, Joseph M.

    1986-01-01

    Loans have become an important, even essential, ingredient of college financial aid and family financial planning. The World Bank and other international groups, such as the Organization for Economic Cooperation and Development, regularly review the experiences of many countries in financing education. Their findings are discussed. (MLW)

  14. Financial Aid Applicants: Dependent Students. Research Report.

    ERIC Educational Resources Information Center

    Northern Virginia Community Coll., Annandale. Office of Institutional Research.

    The Office of Institutional Research (OIR) at Northern Virginia Community College (NVCC) conducts analytical studies and provides information in support of institutional planning, policy formation, and decision making. This OIR report, prepared in conjunction with the Financial Aid Office, analyzes dependent students who applied for financial aid…

  15. Students with Disabilities: Financial Aid Policy Issues

    ERIC Educational Resources Information Center

    Wolanin, Thomas R.

    2005-01-01

    This article describes some of the special financial aid needs of students with disabilities and the policy implications of those needs. It focuses on the financial burdens of having a disability, the time demands faced by those with disabilities, the multiple and complex sources from which students with disabilities derive support, and the…

  16. Freshman Year Financial Aid Nudges: An Experiment to Increase Financial Aid Renewal and Sophomore Year Persistence

    ERIC Educational Resources Information Center

    Castleman, Benjamin L.; Page, Lindsay C.

    2013-01-01

    While considerable effort has been invested to increase FAFSA completion among high school seniors, there has been much less investment to ensure that college freshmen re-apply for financial aid. Text messaging is a promising approach to inform students of important stages in the financial aid re-application process and to connect them to…

  17. Optimization Techniques for College Financial Aid Managers

    ERIC Educational Resources Information Center

    Bosshardt, Donald I.; Lichtenstein, Larry; Palumbo, George; Zaporowski, Mark P.

    2010-01-01

    In the context of a theoretical model of expected profit maximization, this paper shows how historic institutional data can be used to assist enrollment managers in determining the level of financial aid for students with varying demographic and quality characteristics. Optimal tuition pricing in conjunction with empirical estimation of…

  18. The Ethical Dimensions of Awarding Financial Aid

    ERIC Educational Resources Information Center

    Hillman, Nicholas

    2011-01-01

    In countries charging tuition fees, and those that are considering adopting tuition fee policies, recent economic conditions are making education less affordable and accessible for students. To combat these challenges, nations, state/regional governments, and universities are experimenting with financial aid programmes by providing non-repayable…

  19. How College Pricing Undermines Financial Aid

    ERIC Educational Resources Information Center

    Martin, Robert E.; Gillen, Andrew

    2011-01-01

    The primary purpose of government provided student financial aid is to increase college access by bringing the out-of-pocket price of attendance within reach of more students. The basic idea is quite straightforward. If a good or service costs $100 to buy and the government gives consumers a $50 subsidy, then consumers need only spend $50 of their…

  20. Navigating the Complex World of Financial Aid

    ERIC Educational Resources Information Center

    Baum, Sandy

    2010-01-01

    The financial-aid policies and practices of colleges and universities have made too many headlines in recent times to remain the domain of technical experts. Boards of trustees, like other constituencies that are responsible for the health and well-being of postsecondary institutions, should be asking how issues being raised about student…

  1. How Scholarships Morphed into Financial Aid

    ERIC Educational Resources Information Center

    Toby, Jackson

    2010-01-01

    In this article, the author discusses the shift from "scholarships" to "financial aid" which was initiated by the federal government during World War II. On June 22, 1944, President Franklin D. Roosevelt signed The Servicemen's Readjustment Act of 1944--commonly known as the G.I. Bill of Rights--one provision of which gave veterans financial…

  2. Financial Aid for Minorities in Health Fields.

    ERIC Educational Resources Information Center

    Garrett Park Press, MD.

    This directory of financial aid sources for minority students majoring in health or health-related fields includes the following types of information: (1) summary and description of the fields, including college enrollment statistics, demand for graduates, including salary ranges, and definitions of the fields and specialty areas; (2) directory of…

  3. Financial aid policy: lessons from research.

    PubMed

    Dynarski, Susan; Scott-Clayton, Judith

    2013-01-01

    In the nearly fifty years since the adoption of the Higher Education Act of 1965, financial aid programs have grown in scale, expanded in scope, and multiplied in form. As a result, financial aid has become the norm among college enrollees. Aid now flows not only to traditional college students but also to part-time students, older students, and students who never graduated from high school. Today aid is available not only to low-income students but also to middle- and even high-income families, in the form of grants, subsidized loans, and tax credits. The increasing size and complexity of the nation's student aid system has generated questions about effectiveness, heightened confusion among students and parents, and raised concerns about how program rules may interact. In this article, Susan Dynarski and Judith Scott-Clayton review what is known, and just as important, what is not known, about how well various student aid programs work. The evidence, the authors write, clearly shows that lowering costs can improve college access and completion. But this general rule is not without exception. First, they note, the complexity of program eligibility and delivery appears to moderate the impact of aid on college enrollment and persistence after enrollment. Second, for students who have already decided to enroll, grants that tie financial aid to academic achievement appear to boost college outcomes such as persistence more than do grants with no strings attached. Third, compared with grant aid, relatively little rigorous research has been conducted on the effectiveness of student loans. The paucity of evidence on student loans is particularly problematic both because they represent a large share of student aid overall and because their low cost (relative to grant aid) makes them an attractive option for policy makers. Future research is likely to focus on several issues: the importance of program design and delivery, whether there are unanticipated interactions between

  4. Financial aid policy: lessons from research.

    PubMed

    Dynarski, Susan; Scott-Clayton, Judith

    2013-01-01

    In the nearly fifty years since the adoption of the Higher Education Act of 1965, financial aid programs have grown in scale, expanded in scope, and multiplied in form. As a result, financial aid has become the norm among college enrollees. Aid now flows not only to traditional college students but also to part-time students, older students, and students who never graduated from high school. Today aid is available not only to low-income students but also to middle- and even high-income families, in the form of grants, subsidized loans, and tax credits. The increasing size and complexity of the nation's student aid system has generated questions about effectiveness, heightened confusion among students and parents, and raised concerns about how program rules may interact. In this article, Susan Dynarski and Judith Scott-Clayton review what is known, and just as important, what is not known, about how well various student aid programs work. The evidence, the authors write, clearly shows that lowering costs can improve college access and completion. But this general rule is not without exception. First, they note, the complexity of program eligibility and delivery appears to moderate the impact of aid on college enrollment and persistence after enrollment. Second, for students who have already decided to enroll, grants that tie financial aid to academic achievement appear to boost college outcomes such as persistence more than do grants with no strings attached. Third, compared with grant aid, relatively little rigorous research has been conducted on the effectiveness of student loans. The paucity of evidence on student loans is particularly problematic both because they represent a large share of student aid overall and because their low cost (relative to grant aid) makes them an attractive option for policy makers. Future research is likely to focus on several issues: the importance of program design and delivery, whether there are unanticipated interactions between

  5. How to Make Financial Aid "Freshman-Friendly"

    ERIC Educational Resources Information Center

    Pugh, Susan L.; Johnson, David B.

    2011-01-01

    Ultimately, making financial aid "freshman friendly" also makes financial aid "sophomore friendly," "junior friendly," and "senior friendly." Indiana University has in place an Office of Enrollment Management (OEM) model that includes focused financial aid packaging strategies complemented by unique contact services and communication interventions…

  6. Optimal Financial Aid Policies for a Selective University.

    ERIC Educational Resources Information Center

    Ehrenberg, Ronald G.; Sherman, Daniel R.

    1984-01-01

    This paper provides a model of optimal financial aid policies for a selective university. The model implies that the financial aid package to be offered to each category of admitted applicants depends on the elasticity of the fraction who accept offers of admission with respect to the financial aid package offered them. (Author/SSH)

  7. Implications of Financial Aid: What College Counselors Should Know

    ERIC Educational Resources Information Center

    Case, Joe Paul

    2013-01-01

    Counselors who work in a college environment are aware that financial aid is available to help students with college costs, but they may not be aware of all the financial pressures on students that may influence a student's psychological well-being. This article gives an overview of financial aid programs and financial factors affecting students,…

  8. Additional Financial Resources for Education.

    ERIC Educational Resources Information Center

    Hubbard, Ben C.

    This paper discusses the continuing need for additional educational funds and suggests that the only way to gain these funds is through concerted and persistent political efforts by supporters of education at both the federal and state levels. The author first points out that for many reasons declining enrollment may not decrease operating costs…

  9. Woodlands Mountain Institute Guide to Financial Aid. Second Edition.

    ERIC Educational Resources Information Center

    Woodland Mountain Inst., Franklin, WV.

    This guide describes financial assistance available to college-bound students. Need-based financial aid programs such as grants, loans, and college-work study are discussed and the application procedures are described. The guide explains the West Virginia Financial Aid Form (FAF) along with the role of the College Scholarship Service in…

  10. Overcoming the Financial Aid Barrier for E-Learners

    ERIC Educational Resources Information Center

    Chaloux, Bruce

    2008-01-01

    Financial aid systems help make higher education available to all who can benefit. To "adjust" the existing financial aid system to make it more student friendly and open doors currently closed to many part-time learners and students with the greatest financial challenges, state policy changes and greater private sector initiatives targeted at…

  11. The Equity of the Distribution of Student Financial Aid.

    ERIC Educational Resources Information Center

    Hyde, William

    The equity of student financial aid as it is distributed among full-time, dependent freshmen students of different parental incomes and at various types of institutions is examined. The first part of this paper clarifies concepts and definitions surrounding student financial aid. Calculation of the ability to pay, the financial standard of…

  12. Pathways to Career Success for Minorities: A Resource Guide to Colleges, Financial Aid, and Work.

    ERIC Educational Resources Information Center

    Powley, Sherry; Schaffert, Tim

    This book contains 10 essays and a directory of financial aid, organizations, and additional information that minority students and employees can use to find sources of funding for further education and career advancement. The 10 essays cover the following topics: (1) general minority work issues; (2) introduction to financial aid; (3) minorities…

  13. An Integrated Model of Application, Admission, Enrollment, and Financial Aid

    ERIC Educational Resources Information Center

    DesJardins, Stephen L.; Ahlburg, Dennis A.; McCall, Brian Patrick

    2006-01-01

    We jointly model the application, admission, financial aid determination, and enrollment decision process. We find that expectations of admission affect application probabilities, financial aid expectations affect enrollment and application behavior, and deviations from aid expectations are strongly related to enrollment. We also conduct…

  14. Financial Aid's Share of the Pie: Formulas for Determining an Institution's Financial Aid Ratio.

    ERIC Educational Resources Information Center

    Dickmeyer, Nathan

    1993-01-01

    Establishment of college policy for determining the proportion of the budget allotted to student financial aid is discussed. The classic marketing approach to revenue optimization is outlined and adapted for college decision-making. Mathematical formulas for addressing differing institutional enrollment situations and risk factors are offered.…

  15. Guide to Financial Aid for American Indian Students.

    ERIC Educational Resources Information Center

    Thurber, Hanna J., Ed.; Thomason, Timothy C., Ed.

    This directory compiles information on college financial aid for American Indian and Alaska Native students. Information is provided on approximately 175 programs exclusively for American Indian and Alaska Native students, including private scholarships and fellowships, school-specific programs and scholarships, state financial aid, tribal…

  16. Maximizing Enrollment Yield through Financial Aid Packaging Policies

    ERIC Educational Resources Information Center

    Spaulding, Randy; Olswang, Steven

    2005-01-01

    Using institutional data, this paper presents a model to enable researchers and enrollment managers to assess the effectiveness of financial aid packaging policies in light of student characteristics and institutional market position. The model uses discriminant analysis and a series of hypothetical financial aid award scenarios to predict the…

  17. Financial Aid for Hispanic Americans: 1999-2001.

    ERIC Educational Resources Information Center

    Schlachter, Gail Ann; Weber, R. David

    This directory describes nearly 1,400 financial aid sources available to Hispanic American college students. An introduction explains the purpose, compilation, arrangement, and use of the directory. The directory's main body is divided into three sections: individual descriptions of the specific financial aid opportunities, an annotated…

  18. Financial Aid for African Americans: 1999-2001.

    ERIC Educational Resources Information Center

    Schlachter, Gail Ann; Weber, R. David

    This directory describes more than 1,500 financial aid sources available to African American college students. An introduction explains the purpose, compilation, arrangement, and use of the directory. The directory's main body is divided into three sections: individual descriptions of the specific financial aid opportunities, an annotated…

  19. Directory of Financial Aids for Women: 1999-2001.

    ERIC Educational Resources Information Center

    Schlachter, Gail Ann

    This directory describes nearly 1,700 financial aid sources designed primarily or exclusively for female students. An introduction explains the purpose, compilation, arrangement, and use of the directory. The directory's main body is divided into three sections: individual descriptions of the specific financial aid opportunities, an annotated…

  20. Time to Reexamine Institutional Cooperation on Financial Aid

    ERIC Educational Resources Information Center

    Reed, Matthew

    2008-01-01

    Many public and private colleges give out substantial amounts of financial aid in excess of students' demonstrated financial need to attract the most talented students in a competitive marketplace. These colleges see merit aid as an investment in institutional quality. Since top students are in high demand, colleges may have to bid against each…

  1. Does Generosity Beget Generosity? Alumni Giving and Undergraduate Financial Aid

    ERIC Educational Resources Information Center

    Meer, Jonathan; Rosen, Harvey S.

    2012-01-01

    We investigate how undergraduates' financial aid packages affect their subsequent donative behavior as alumni. We analyze micro data on alumni giving at an anonymous research university, and focus on three types of financial aid, scholarships, loans, and campus jobs. Consistent with the view of some professional fundraisers, we allow the receipt…

  2. 34 CFR 668.19 - Financial aid history.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... 34 Education 3 2013-07-01 2013-07-01 false Financial aid history. 668.19 Section 668.19 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION... Programs § 668.19 Financial aid history. (a) Before an institution may disburse title IV, HEA program...

  3. 34 CFR 668.19 - Financial aid history.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... 34 Education 3 2014-07-01 2014-07-01 false Financial aid history. 668.19 Section 668.19 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION... Programs § 668.19 Financial aid history. (a) Before an institution may disburse title IV, HEA program...

  4. 34 CFR 668.19 - Financial aid history.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... 34 Education 3 2012-07-01 2012-07-01 false Financial aid history. 668.19 Section 668.19 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION... Programs § 668.19 Financial aid history. (a) Before an institution may disburse title IV, HEA program...

  5. Perceptions of Financial Aid among California Latino Youth

    ERIC Educational Resources Information Center

    Tomas Rivera Policy Institute, 2005

    2005-01-01

    This document summarizes the results of a 15-minute survey that was administered to four hundred 18-24 year-old Latino youth in California to determine their perceptions of financial aid. Among the key findings were that (1) three out of four Latino young adults who did not attend college cited lack of financial aid as a factor in their decision…

  6. Financial Aid and Enrollment: Questions for Boards to Consider

    ERIC Educational Resources Information Center

    Baum, Sandy

    2015-01-01

    This white paper encourages board members to take a step back and think about long-term strategies for ensuring that financial aid policies are consistent with institutional mission at the same time that they serve fiscal and enrollment goals. While board members can determine financial aid and enrollment policies only at the broadest level, it is…

  7. The Effect of State Financial Aid Policies on College Completion

    ERIC Educational Resources Information Center

    Ragland, Sheri E.

    2016-01-01

    In 2008, state legislatures provided $6 billion in financial aid to 2 million low-income young adults. When low-income young adults receive state financial aid and do not complete college, states lose their investment because fewer people with degrees will contribute to the state's economy. Declining states' budgets have led to (a) the rising cost…

  8. How People Think About: College Prices, Quality, and Financial Aid

    ERIC Educational Resources Information Center

    Shireman, Robert; Baum, Sandy; Steele, Patricia

    2012-01-01

    Over the past year, the authors have discussed college prices, college quality, and student financial aid with elected officials and staff from several state legislatures, financial aid administrators from a variety of campuses, and policy analysts from Washington DC advocacy organizations. They have also been able to informally gain insights at…

  9. A Financial Aid Competency Model for Professional Development

    ERIC Educational Resources Information Center

    Woolf, Neil; Martinez, Mario

    2013-01-01

    This research explores the competencies that financial aid officers need to be successful in their jobs. A survey of 30 competencies was distributed to 508 financial aid officers in the Western United States. Respondents were asked to rate 30 job competencies for their relative importance and frequency of use. Using exploratory factor analysis,…

  10. Running the Application Course: The Student Financial Aid Delivery Systems.

    ERIC Educational Resources Information Center

    Eureka Project, Sacramento, CA.

    Financial aid for students is now a complex educational industry, with expenditures in California reaching $1,500,000,000 in 1987 (including loans, grants, and jobs). This has grown from under $10,000,000 in the 1950s. As it became more important to study the policies involved in student financial aid, The Eureka Project was created. This…

  11. 2 CFR 200.91 - Student Financial Aid (SFA).

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 2 Grants and Agreements 1 2014-01-01 2014-01-01 false Student Financial Aid (SFA). 200.91 Section... AUDIT REQUIREMENTS FOR FEDERAL AWARDS Acronyms and Definitions Acronyms § 200.91 Student Financial Aid (SFA). SFA means Federal awards under those programs of general student assistance, such as...

  12. Financial Aid for Self-Supporting Students: Defining Independence.

    ERIC Educational Resources Information Center

    Wagner, Alan P.; Carlson, Nancy

    Current federal definitions and proposed alternative definitions of financially independent students, and the effect of the definitions on the numbers and attributes of independent students, are reviewed. Current federal law defines financial aid applicants as financially independent of their parents if they meet three criteria (the "tri-form"…

  13. Factors Contributing to Financial Aid Administrators' Job Satisfaction: NASFAA 2008 Financial Aid Administrators' Job Satisfaction Survey Results

    ERIC Educational Resources Information Center

    National Association of Student Financial Aid Administrators (NJ1), 2008

    2008-01-01

    In what kind of job environment are financial aid administrators (FAA) currently working? How satisfied are they with their jobs? What motivates them and what factors are considered morale dampers? How are financial aid (FA) functions viewed by campus' top administrators? Does FA get similar respect and appreciation from their campus peer offices…

  14. Financial Aid and Persistence in Community Colleges: Assessing the Effectiveness of Federal and State Financial Aid Programs in Oklahoma

    ERIC Educational Resources Information Center

    Mendoza, Pilar; Mendez, Jesse P.; Malcolm, Zaria

    2009-01-01

    Using a longitudinal, state-wide dataset, this study assessed the effect of financial aid on the persistence of full-time students in associate's degree programs at the Oklahoma community colleges. Three financial-aid sources were examined: the Oklahoma Higher Learning Access Program (OHLAP), Pell grants, and Stafford loans. Results indicate that…

  15. Trends in State Financial Aid: Actions from the 2013 and 2014 Legislative Sessions. Financial Aid: Trends in the States

    ERIC Educational Resources Information Center

    Pingel, Sarah

    2014-01-01

    The outcomes states gain from investing in postsecondary financial aid programs remain hotly debated, leading to great interest in developing programs that are both cost-effective and productive in helping states meet goals. In the 2012-13 academic year, states collectively provided approximately $11.2 billion in financial aid to students enrolled…

  16. Reimagining Financial Aid to Improve Student Access and Outcomes

    ERIC Educational Resources Information Center

    National Association of Student Financial Aid Administrators (NJ1), 2013

    2013-01-01

    As the student aid programs rapidly approach reauthorization in 2014, they continue to face severe funding and efficiency problems. With grant assistance from the Bill & Melinda Gates Foundation through their "Reimagining Aid Design and Delivery" (RADD) project, the National Association of Student Financial Aid Administrators (NASFAA) examined…

  17. Green Lights & Red Tape: Improving Access to Financial Aid at California's Community Colleges

    ERIC Educational Resources Information Center

    Cochrane, Deborah Frankle

    2007-01-01

    Financial aid can encourage students to enroll in college and increase their odds of academic success. While the California community colleges (CCCs) have very low fees, which are waived for most low-income students, the additional expenses of books, supplies, transportation, housing, food and childcare can create significant financial barriers to…

  18. Unmet Need and Unclaimed Aid: Increasing Access to Financial Aid for Community College Students

    ERIC Educational Resources Information Center

    Lopez, Julia I.

    2013-01-01

    In California, public financial aid aimed at low-income students is not reaching some of the poorest students enrolled in community colleges. Outreach efforts to students are important, but high schools and community colleges must also make financial aid receipt a priority.

  19. Financial Aid Tipping Points: An Analysis of Aid and Academic Achievement at a California Community College

    ERIC Educational Resources Information Center

    Coria, Elizabeth; Hoffman, John L.

    2016-01-01

    The purpose of this study was to explore relationships between financial aid awards and measures of student academic achievement. Financial aid and academic records for 11,956 students attending an urban California community college were examined and analyzed using simultaneous linear regression and two-way factorial ANOVAs. Findings revealed a…

  20. "Aid Like a Paycheck: Engaging with Policymakers and Practitioners to Evaluate and Improve Financial Aid"

    ERIC Educational Resources Information Center

    Weissman, Evan; O'Connell, Jesse

    2016-01-01

    "Aid Like A Paycheck" is a large-scale pilot evaluation of whether an innovative approach to disbursing financial aid can improve academic and financial outcomes for low-income community college students. Lessons from the pilot evaluation were used to create and fine-tune a logic model depicting activities, outputs, mediators, and…

  1. Clearing the Path: Delivering Financial Aid to Community College Students

    ERIC Educational Resources Information Center

    Frick Cardelle, Rachel A.

    2013-01-01

    Low- and middle-income students at public, two-year institutions too often do not apply for college financial aid (Advisory Committee on Student Financial Assistance, 2008; Kantrowitz, 2009a, 2011). This research first examines national data to identify what the risk factors are for not applying and compares those risk factors for students at…

  2. Early Commitment Financial Aid Programs: Promises, Practices, and Policies

    ERIC Educational Resources Information Center

    Blanco, Cheryl D.

    2005-01-01

    Student financial assistance has long been a means to promote access to postsecondary education and attainment of college degrees. Numerous types of financial aid programs have proliferated over the years, including a relatively new concept that specifically targets high-risk, low-income students, focusing not just on getting them to go to college…

  3. Cost-Free Financial Aid Focuses Kids on College

    ERIC Educational Resources Information Center

    Martinez, Tony P.; Martinez, Alison P.

    2006-01-01

    This article discusses college student financial aid. The core business of SLM Corporation, better known as Sallie Mae, is college loans. Its charitable affiliate, the Sallie Mae Fund, offers scholarships like the "First in My Family" grant, targeting first-generation Hispanic college students. Latino college students average less financial aid…

  4. Financial Aid: A Broken Bridge to College Access?

    ERIC Educational Resources Information Center

    Long, Bridget Terry; Riley, Erin

    2007-01-01

    In this article, Bridget Terry Long and Erin Riley argue that in recent years, U.S. financial aid policy has shifted its emphasis from expanding college access for low-income students toward defraying the costs for middle- and upper-income families. They explain how loans, merit-based aid, and education tax breaks are increasingly replacing…

  5. Who Gets More Financial Aid in China? A Multilevel Analysis

    ERIC Educational Resources Information Center

    Yang, Po

    2010-01-01

    The Chinese financial aid system intends to increase the affordability of postsecondary education and provide access to college for disadvantaged students. However, the research base for access to aid in China is extremely thin. Using data from a large cross-sectional survey in Beijing, this study found that attending selective institutions with…

  6. Expanding Equal Opportunity: The Princeton Experience with Financial Aid

    ERIC Educational Resources Information Center

    Tilghman, Shirley M.

    2007-01-01

    In this essay, Shirley M. Tilghman discusses the purpose, design, and impact of Princeton University's no-loan financial aid policy, which was enacted in 2001. As the centerpiece of an aid and recruitment strategy that seeks to improve college access despite growing socioeconomic stratification, the policy obliges Princeton to meet all student…

  7. A Self-Instructional Course in Student Financial Aid Administration. Module 9: Award Packaging. Second Edition.

    ERIC Educational Resources Information Center

    Washington Consulting Group, Inc., Washington, DC.

    With the ninth module in a 17-module self-instructional course on student financial aid administration, novice financial aid administrators are taught about financial aid award packaging. A fundamental understanding of management of federal financial aid programs authorized by Title IV of the Higher Education act is provided. After completing the…

  8. Effect of Financial Aid Processing Policies on Student Enrollment, Retention and Success

    ERIC Educational Resources Information Center

    MacCallum, Mike

    2008-01-01

    The results of a comprehensive survey of the California community college financial aid offices and data from the California Community Colleges Chancellor's Office provide insight into how financial aid office characteristics and financial aid policies and procedures affect the enrollment, retention, and success of financial aid students at the…

  9. A History of Financial Aid to Students

    ERIC Educational Resources Information Center

    Fuller, Matthew B.

    2014-01-01

    Colleges, universities, and the communities they serve have always been concerned about students' abilities to pay and the systems of aid to support students' learning. This article reviews the history of aiding student in higher education. Early student- and institutionally-led programs are discussed along with initial philanthropic and…

  10. The Effect of Types of Financial Aid on Student Persistence towards Graduation. AIR 1995 Annual Forum Paper.

    ERIC Educational Resources Information Center

    Murdock, Tullise; And Others

    The relationship between student persistence and types of financial aid at a Jesuit comprehensive university was studied. Three freshmen cohorts (134 for 1989, 171 for 1990, and 131 for 1991) of 436 students were tracked through fall 1994. Attention was focused on nine financial aid variables, five additional noncategorical and six categorical…

  11. Redesigning State Financial Aid: Principles to Guide State Aid Policymaking

    ERIC Educational Resources Information Center

    Pingel, Sarah; Sponsler, Brian A.

    2015-01-01

    Several factors create a challenging environment for individuals seeking financial support to complete a postsecondary degree program. In recognition of the challenges of paying for higher education, decision-makers at the federal and state levels support college-going with public policy. Through direct institutional allocations, need and…

  12. Student Financial Aid: An International Perspective.

    ERIC Educational Resources Information Center

    Cronin, Joseph M.

    1986-01-01

    Student loans have become an essential ingredient of financial planning for college. The Guaranteed Student Loan Program's default rate is over 10 percent. World Bank and other international data suggest three solutions: longer repayment terms, graduated repayment schedules, and forgiveness for individuals choosing public service. (8 references)…

  13. Student Financial Aid Handbook, 1999-2000.

    ERIC Educational Resources Information Center

    Office of Student Financial Assistance (ED), Washington, DC.

    This handbook explains the policies and procedures required for institutions of higher education to properly administer federally funded student financial assistance programs. Three major sections cover student eligibility, institutional eligibility and participation, and state grant programs. The student eligibility section includes chapters on…

  14. Does Federal Financial Aid Policy Influence the Institutional Aid Policies of Four-Year Colleges and Universities? An Exploratory Analysis

    ERIC Educational Resources Information Center

    Hossler, Don; Kwon, Jihye

    2015-01-01

    There is a dearth of empirical work that examines the relationships between federal financial aid policy and institutional financial aid priorities and expenditures. This study uses Resource Dependency Theory to explore whether changes the amount of financial aid awarded by colleges and universities during the last fifty years are best explained…

  15. Student Financial Aid and National Purpose.

    ERIC Educational Resources Information Center

    College Entrance Examination Board, New York, NY.

    Presentations include: the origins of student aid in the United States (Frederick Rudolph); measuring the economic effects of education (Burton A. Weisbrod); the social and political arguments for extending the reach of education (Robert J. Havighurst); our worldwide stake in developing talent (Dael Wolfe); what part the states should play in…

  16. Student Aid for the Eighties: Report of the Study of Financial Aid to Maritime Students.

    ERIC Educational Resources Information Center

    Maritime Provinces Higher Education Commission, Fredericton (New Brunswick).

    A research report on financial aid to maritime student (those in the Maritime Provinces) enrolled in postsecondary education in Canada is presented in English and French versions. The study was designed to: (1) prepare a historical perspective of and rationale for programs of financial assistance to students; (2) review and compare existing…

  17. Financial Aid and For-Profit Colleges: Does Aid Encourage Entry?

    ERIC Educational Resources Information Center

    Cellini, Stephanie Riegg

    2010-01-01

    Concerns over rising college tuition and slow economic growth have brought renewed attention to the role of federal and state financial aid programs in opening access to education. Despite a large body of literature examining the effects of grant aid on four-year and public two-year college enrollment, for-profit colleges--particularly the vast…

  18. Financial Aid for Native Americans, 1997-99. First Edition.

    ERIC Educational Resources Information Center

    Schlachter, Gail Ann; Weber, R. David

    This directory contains information on programs open primarily or exclusively to Native Americans including scholarships, fellowships, loans, grants, awards, internships, state sources of educational benefits, and general financial aid directories for minorities. The directory is divided into six sections. Within sections, each entry lists program…

  19. Financial Aid for Minorities in Engineering and Science.

    ERIC Educational Resources Information Center

    Garrett Park Press, MD.

    This directory of financial aid sources for minority students majoring in engineering or scientific fields includes the following types of information: (1) summary and description of the field, including college enrollment statistics, degrees awarded, demand for graduates (including salary ranges), and definitions of major fields; (2) directory of…

  20. Computer Assisted Financial Aid Disbursement and Loan Collection

    ERIC Educational Resources Information Center

    Miller, Larry K.

    1975-01-01

    Describes the computer assisted system in use at Washington State University. It controls and reports funds requested by students, offered to students, and disbursed to students, writes financial aid checks, prepares fiscal year-end statements and performs loan collection processes according to federal government regulations, and provides internal…

  1. Stress and Burnout in Admissions and Financial Aid.

    ERIC Educational Resources Information Center

    Laird, Bob

    2002-01-01

    Offers suggestions for college admissions and financial aid officers on coping with job stress and managing burnout. These include: remember that it's usually not personal, a little paranoia is a good thing, don't hire difficult people, and accept not being able to do your best work on every task. (EV)

  2. State Financial Aid: Policies to Enhance Articulation and Transfer

    ERIC Educational Resources Information Center

    Long, Bridget Terry

    2005-01-01

    Financing and financial aid issues in higher education continue to plague state policymakers and higher education leaders. Every year, they struggle with questions of how to meet growing needs through state allocations, how best to ensure shared and equitable responsibility for paying for higher education, and how best to use subsidies such as…

  3. Reference Guide. Meeting the Challenge of Student Financial Aid.

    ERIC Educational Resources Information Center

    National Association of Student Financial Aid Administrators, Washington, DC.

    This is a resource list designed to alert administrators of student financial aid services at institutions of higher education to resources that can assist in responding to the challenges and strategies described in a companion report. It is organized alphabetically by topic. Listings include short bibliographic data and descriptions of each…

  4. Financial Aid for Minorities in Business and Law.

    ERIC Educational Resources Information Center

    Garrett Park Press, MD.

    This directory of financial aid sources for minority students majoring in business (including accounting, finance, human relations, information services, marketing and production) or law includes the following types of information: (1) summary and description of the fields, including college enrollment statistics, demand for graduates, and…

  5. Reinventing Financial Aid: Charting a New Course to College Affordability

    ERIC Educational Resources Information Center

    Kelly, Andrew P., Ed.; Goldrick-Rab, Sara, Ed.

    2014-01-01

    In this provocative volume, two experts with very different points of view address the growing concern that student loan programs are not a sustainable solution to the problem of mounting college costs. They argue that the time has come to reform the financial aid system so that it is more effective in promoting college affordability, access, and…

  6. Facts for Education Advocates: Price of College and Financial Aid

    ERIC Educational Resources Information Center

    Alliance for Excellent Education, 2008

    2008-01-01

    The price of college, particularly relative to the amount of available financial aid, has been increasing and has been cited as a major barrier to college attendance and completion. And given the recent economic downturn, these issues have taken on even greater significance to students, their families, educators, employers, policymakers and…

  7. Financial Aid for Lifelong Learning. ERIC Digest No. 224.

    ERIC Educational Resources Information Center

    Kerka, Sandra

    Nontraditional students are the fastest-growing segment of the postsecondary population. About 41% of students are over 25, and nearly 12% are over 40. Previously, the bulk of financial aid went to traditional-age, usually full-time, students in degree programs. Today, however, the sheer numbers of nontraditional students, including distance…

  8. Undocumented College Students, Taxation, and Financial Aid: A Technical Note

    ERIC Educational Resources Information Center

    Olivas, Michael A.

    2009-01-01

    A surprising amount of litigation and legislation has erupted over undocumented college students. Victims at the federal level are the DREAM Act and immigration reform. Financial aid raises technical issues for undocumented college applicants and for the citizen children of undocumented parents. Generally, the undocumented are ineligible for…

  9. College Financial Aid Rules and the Allocation of Savings

    ERIC Educational Resources Information Center

    Reyes, Jessica Wolpaw

    2008-01-01

    The college financial aid system imposes an implicit asset tax that is prevalent and substantial. Facing this tax, rational families should reduce their total assets and shelter assets in protected categories. I find that the tax induces a 7-12% reduction in total assets, a result in line with the literature. Furthermore, I find evidence that…

  10. Financial Aid Can Prepare Schools for a Full Takeoff.

    ERIC Educational Resources Information Center

    Vail, James P.

    2002-01-01

    Argues that by offering financial aid to more students, Catholic schools can add programs and attract more tuition-paying students. Asserts that, just as an airline carefully monitors the price of each seat and the negative impact of each empty seat, Catholic schools can benefit from doing the same by setting optimal enrollment goals and offering…

  11. Financial Aid for Asian Americans, 1997-99. First Edition.

    ERIC Educational Resources Information Center

    Schlachter, Gail Ann; Weber, R. David

    This directory contains information on programs open primarily or exclusively to Asian Americans including scholarships, fellowships, loans, grants, awards, internships, state sources of educational benefits, and general financial aid directories for minorities. The directory is divided into six sections. Within sections, each entry lists program…

  12. Briefly Speaking: An Introduction to Student Financial Aid in California for Policy Makers.

    ERIC Educational Resources Information Center

    Eureka Project, Sacramento, CA.

    Designed to help educational policy makers understand student financial aid in California, this booklet covers the importance of aid, how it has changed, current programs, need analysis, packaging, public and student views, graduate aid, and politics and problems of aid. As student financial aid became a larger and more complex educational…

  13. Filling the Financial Aid Gap: The Performance-Based Scholarship Demonstration

    ERIC Educational Resources Information Center

    Richburg-Hayes, Lashawn; Patel, Reshma

    2012-01-01

    The intention of the program is that conditioning additional financial aid on certain behaviors will lead students to increase their effort towards their studies, which in turn will lead them to perform better in their classes in the short-term and progress through their degree requirements at a quicker rate in the medium-term. The program is…

  14. Colorado Community College System Financial Aid Services: Cost Analyses and Cost Efficiency Study

    ERIC Educational Resources Information Center

    Beckmann, Dale

    2004-01-01

    This study was conducted in two phases. One, the Cost Analysis, reports on inventory and analysis of actual estimated costs for delivering financial aid services to students and potential students in thirteen Colorado Community College System (CCCS) community colleges in Fiscal Year 2003. Additionally, an assessment of services and functions is…

  15. 39 CFR 3050.40 - Additional financial reporting.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... 39 Postal Service 1 2012-07-01 2012-07-01 false Additional financial reporting. 3050.40 Section 3050.40 Postal Service POSTAL REGULATORY COMMISSION PERSONNEL PERIODIC REPORTING § 3050.40 Additional financial reporting. (a) In general. The Postal Service shall file with the Commission: (1) Within 40 days after the end of each fiscal quarter,...

  16. 76 FR 45546 - Public Meeting on Recommendations for Improvement of Student Financial Aid Offer Forms...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-07-29

    ... Public Meeting on Recommendations for Improvement of Student Financial Aid Offer Forms, Development of Model Financial Aid Forms AGENCY: Office of Postsecondary Education, Department of Education. ACTION... interested parties to discuss and offer recommendations for improvements to student financial aid offer...

  17. Competencies for Financial Aid Officers: A Competency Model for Professional Development

    ERIC Educational Resources Information Center

    Woolf, Michael Neil

    2012-01-01

    Financial aid officers play a vital role in assisting prospective and current college students in enrolling and graduating from college. This study explores the competencies that financial aid officers need to be successful in their jobs. A survey of thirty competencies was distributed to 508 practicing financial aid officers in the Western United…

  18. The Differential Effects of Financial Aid on Degree Completion by Gender

    ERIC Educational Resources Information Center

    Gross, Jacob P. K.; Berry, Matthew; Reynolds, Pauline

    2015-01-01

    Financial aid and student success are interrelated and essential components of strategic enrollment management. From an economic perspective, by reducing the price students pay, financial aid affects student demand for education. However, financial aid also has nonmonetary effects. For example, students receiving institutional scholarships may…

  19. Budget Cuts: Financial Aid Offices Face Budget Cuts and Increasing Workload. Quick Scan Survey Results

    ERIC Educational Resources Information Center

    National Association of Student Financial Aid Administrators (NJ1), 2010

    2010-01-01

    The majority of college financial aid offices have seen cuts to their operating budgets this year compared to the 2007-08 academic year when the recession began, according to the National Association of Student Financial Aid Administrator's latest QuickScan Survey. Sixty-two percent of financial aid offices reported operating budget cuts this year…

  20. Assessment of Training Needs for Arizona Student Financial Aid Practitioners. Final Report.

    ERIC Educational Resources Information Center

    Fenske, Robert H.

    The present and future training needs of financial aid practitioners (financial aid officers, counselors, and support staff personnel) at Arizona colleges and government agencies were assessed. Attention was directed to the literature on training and programs for financial aid practitioners, as well as the possibilities of developing a…

  1. Simulating the Longitudinal Effects of Changes in Financial Aid on Student Departure from College.

    ERIC Educational Resources Information Center

    DesJardins, Stephen L.; Ahlburg, Dennis A.; McCall, Brian P.

    2002-01-01

    Estimates from a hazard model of college student departure for 3,975 students simulated how financial aid changes affect withdrawal decisions. Changing loans to scholarships has a large impact and front-loading aid (giving gift aid for the first 2 years) a modest impact on retention. Financial aid may represent more to students than its dollar…

  2. Financial Needs and Access to Aid among Chinese Vocational High School Students

    ERIC Educational Resources Information Center

    Yang, Po

    2013-01-01

    This study analyzed 586 students from nine vocational high schools in three provinces in China. It found a substantial gap between the demand for and the supply of government financial aid. Moreover, correct student aid information and aid application was not equally distributed among various student groups. A financial aid application made a…

  3. Financial Aid's Role in Meeting State College Completion Goals

    ERIC Educational Resources Information Center

    Hillman, Nicholas W.; Orians, Erica Lee

    2013-01-01

    This brief utilizes the most recent and rigorous financial aid research to inform state higher education leaders about innovative and effective financial aid practices. By simplifying aid eligibility requirements, improving the aid application process, and engaging in early awareness efforts, states could improve the effectiveness of existing aid…

  4. The Student Guide: Financial Aid from the U.S. Department of Education, 2005-2006

    ERIC Educational Resources Information Center

    US Department of Education, 2005

    2005-01-01

    This student guide provides financial aid information for high school seniors and college students. The first few pages of this guide are a quick reference to federal student aid programs and how to apply. Most student financial aid comes from the federal government programs, which the U.S. Department of Education's Federal Student Aid (FSA)…

  5. ADAP faces financial abyss. AIDS Drug Assistance Programs.

    PubMed

    Link, D

    1996-02-01

    State AIDS Drug Assistance Programs (ADAPs) are the most heavily utilized AIDS programs in the nation, with over 50,000 people with HIV or AIDS enrolled. Initiated in 1987, the federally-funded programs are now running out of money because of increased caseloads and drug usage, higher drug costs, and more expensive combination therapies coupled with stagnant financial resources. Since 1990, the ADAPs have been funded by the Ryan White CARE Act, with each state administering its own ADAP, so eligibility criteria and formularies vary from state to state. Two states, Colorado and Missouri, have already run out of money and others have cut services, limited enrollment or canceled formulary expansions in the face of growing budget constraints. The National Association of State and Territorial AIDS Directors (NASTAD) surveyed state ADAPs and found that budget gaps ranged from $5.9 million in New York to $15,000 in Nebraska, and calculated that a total of $12 million would be needed just to make up the budget gaps for this fiscal year. The shortfall has led AIDS organizations to press for more funds at the state and Federal levels.

  6. Examining a Financial Climate of Support: How Institutional-Level Financial Aid Relates to Teamwork, Leadership, and Critical Thinking

    ERIC Educational Resources Information Center

    Park, Julie J.; Denson, Nida; Johnson, Matthew

    2014-01-01

    Financial aid plays a critical role in college access and student success. It plays an increasingly important role as the college-going population continues to diversify and the cost of college continues to rise at both public and private institutions. In this study, the authors examined whether institutional level financial aid has any direct…

  7. Financial Aid: Who Needs It? MIS Research Profile, Volume One, Number 1, Mar. 1973.

    ERIC Educational Resources Information Center

    Jackson, Linda M.

    This report examines various aspects of financial aid including financial need as the basis for financial aid to students and the problem of inadequate funds. Recommendations suggest: (1) When forms are administered to the students, more guidance is needed to make them aware of the differences in the two systems presently serving the colleges and…

  8. Student Financial Aid in Maryland: Programs, Trends, and Analysis. Postsecondary Education Research Reports.

    ERIC Educational Resources Information Center

    Breslin, Janice

    Trends in financial aid to students in Maryland colleges and universities are reported. Attention is directed to the distribution of different types of aid to undergraduate and graduate students, and financial aid awarded by type of institution. Characteristics of recipients of Guaranteed Student Loans, General State Scholarships, and Senatorial…

  9. Paving the Way: How Financial Aid Awareness Affects College Access and Success. Literature Review

    ERIC Educational Resources Information Center

    Institute for College Access & Success, 2008

    2008-01-01

    In a time of ever-rising college costs, financial aid is critical to increase college access and success. Federal, state, and institutional aid programs help to ensure that students can afford higher education regardless of economic background. Financial aid is most effective when students and families learn about it early enough to make the right…

  10. After the FAFSA: How Red Tape Can Prevent Eligible Students from Receiving Financial Aid

    ERIC Educational Resources Information Center

    Cochrane, Debbie Frankle

    2010-01-01

    This report sheds light on what happens to federal financial aid applicants after they submit the Free Application for Federal Student Aid (FAFSA). Using 2007-08 financial aid data from 13 California community colleges, the Institute found that one in three likely Pell-eligible applicants did not receive a Pell Grant. Also, while few students'…

  11. Financial Aid Policy: Lessons from Research. NBER Working Paper No. 18710

    ERIC Educational Resources Information Center

    Dynarski, Susan; Scott-Clayton, Judith

    2013-01-01

    In the nearly fifty years since the adoption of the Higher Education Act of 1965, financial aid programs have grown in scale, expanded in scope, and multiplied in form. As a result, financial aid has become the norm among college enrollees. The increasing size and complexity of the nation's student aid system has generated questions about…

  12. Cashing In or Cashing Out: Tools for Measuring the Effectiveness & Outcomes of Financial Aid Events

    ERIC Educational Resources Information Center

    Kennedy, Brianna; Oliverez, Paz M.; Tierney, William G.

    2007-01-01

    Financial aid-related information and services are provided to students and families in a variety of ways. The timing of when information is shared with these groups also varies. Financial aid information is typically provided through events sponsored by high schools, colleges and universities, and multiple community and government-sponsored…

  13. Simulating the Effects of Financial Aid Packages on College Student Stopout, Reenrollment Spells, and Graduation Chances

    ERIC Educational Resources Information Center

    DesJardins, Stephen L.; McCall, Brian P.

    2010-01-01

    This study investigates the impact that different financial aid packages have on student stopout, reenrollment, and graduation probabilities. The authors simulate how various financial aid packaging regimes affect the occurrence and timing of these events. Their findings indicate that the number and duration of enrollment and stopout spells affect…

  14. Enrollment Management and Financial Aid Part Two: A Public Policy Perspective

    ERIC Educational Resources Information Center

    Hossler, Don; Kalsbeek, David

    2008-01-01

    In our previous essay, we considered the role of institutional financial aid and the practice of enrollment management. In that essay we explored the use of financial aid as a tool to enhance equity increase prestige, as a revenue enhancement tool and as a means to shape institutional image in the various markets that comprise our diverse system…

  15. Relationships between Financial Aid Policies, Practices and Procedures at Texas Public Colleges and Universities

    ERIC Educational Resources Information Center

    Byrne, Desiree Kornrum

    2006-01-01

    The economic success of the state of Texas is dependent upon future market participants having access to higher education. The ability of Texas citizens to access higher education is dependent upon access to financial aid resources to pay for higher education. Much is known about the impact of particular financial aid outcomes on access and…

  16. Lots of Money, Limited Options: College Choice and Student Financial Aid

    ERIC Educational Resources Information Center

    Redd, Kenneth E.

    2004-01-01

    Financial aid and college preparatory programs are designed in part to allow students from low-income families to have the same choices of institutions as those from middle- and upper-income groups. Unfortunately, despite providing more than $100 billion in financial aid and college preparatory assistance, state and federal policy makers have been…

  17. Research Tools, Tips, and Resources for Financial Aid Administrators. Monograph, A NASFAA Series.

    ERIC Educational Resources Information Center

    Mohning, David D.; Redd, Kenneth E.; Simmons, Barry W., Sr.

    This monograph provides research tools, tips, and resources to financial aid administrators who need to undertake research tasks. It answers: What is research? How can financial aid administrators get started on research projects? What resources are available to help answer research questions quickly and accurately? How can research efforts assist…

  18. Does Generosity Beget Generosity? Alumni Giving and Undergraduate Financial Aid. NBER Working Paper No. 17861

    ERIC Educational Resources Information Center

    Meer, Jonathan; Rosen, Harvey S.

    2012-01-01

    We investigate how undergraduates' financial aid packages affect their subsequent donative behavior as alumni. The empirical work is based upon micro data on alumni giving at an anonymous research university. We focus on three types of financial aid, scholarships, loans, and campus jobs. A novel aspect of our modeling strategy is that, consistent…

  19. Determinants of Persistence and the Role of Financial Aid: Lessons from Chile

    ERIC Educational Resources Information Center

    Santelices, María Verónica; Catalán, Ximena; Kruger, Diana; Horn, Catherine

    2016-01-01

    This article explores the determinants of persistence in the Chilean higher education system, considering academic and socio-demographic factors as well as the role of financial aid. The financial aid policy for students in Chile has undergone major changes over the last decade, which has allowed individuals from usually underrepresented income…

  20. Financial Aid and First-Year Collegiate GPA: A Regression Discontinuity Approach

    ERIC Educational Resources Information Center

    Curs, Bradley R.; Harper, Casandra E.

    2012-01-01

    Using a regression discontinuity design, we investigate whether a merit-based financial aid program has a causal effect on the first-year grade point average of first-time out-of-state freshmen at the University of Oregon. Our results indicate that merit-based financial aid has a positive and significant effect on first-year collegiate grade point…

  1. Community College Students' Experiences with Financial Aid Policies and Practices: A Critical Case Study

    ERIC Educational Resources Information Center

    White, Julie A.

    2013-01-01

    This case study describes community college students' experiences with governmental financial aid policies and institutional financial aid processes at an urban community college campus in the Northeastern United States. Drawing from theories of social justice, conceptions of social capital, and institutionalist analyses of the community…

  2. Marketing Need-Based Financial Aid Programs: An Institutional Case Study

    ERIC Educational Resources Information Center

    Knight, Mary Beth

    2010-01-01

    Colleges and universities represent one of the most utilized sources of need-based financial aid information for students and families, and yet most research in access marketing is focused at the national and state levels. There is sparse published information about the effects of financial aid marketing observed through quantitative analysis, in…

  3. College Level Financial Aid Opportunities for Migrant Students Within The State University of New York.

    ERIC Educational Resources Information Center

    Stratton, Barbara; And Others

    Divided into three parts, this booklet is designed to assist guidance counselors and administrators in identifying financial programs which aid migrant students in obtaining a higher education within the State University of New York (SUNY) system. Part I lists 18 common student financial aid programs available within SUNY. These include grants,…

  4. Student Financial Aid Handbook, 2000-2001. Volume 1: Student Eligibility.

    ERIC Educational Resources Information Center

    Department of Education, Washington, DC. Student Financial Assistance.

    This handbook helps financial aid administrators determine students' eligibility for aid from the U.S. Department of Education's Student Financial Assistance (SFA) programs. An introduction describes information sources, conflicting information, fraud case referral, status change, electronic requirements, the application system, and recent…

  5. State of Maine Student Financial Aid Guide to Post-Secondary Education. 1979-1980.

    ERIC Educational Resources Information Center

    Maine State Post-Secondary Education Commission, Augusta.

    Financial aid information for residents of the State of Maine is presented in this booklet. Instructions for completing the College Scholarship Service Financial Aid Form are presented. The Basic Educational Opportunity Grants Program, the Supplemental Educational Opportunity Grant Program, Maine State Incentive Scholarship Program, and the New…

  6. Government and Higher Education in Florida. Part One: State Supported Student Financial Aid.

    ERIC Educational Resources Information Center

    Hiett, Joe H.

    Trends in student financial aid in the State of Florida since 1968 and the changing relationships between higher education and government in Florida are examined. The administration of student financial aid programs was centralized in 1969, and in 1970 the old incentive programs such as teacher and nursing scholarship were phased out, the Regents…

  7. Financial Aid in Hispanic-Serving Institutions: Aligning Resources with HSI Commitments

    ERIC Educational Resources Information Center

    Venegas, Kristan M.

    2015-01-01

    The purpose of this chapter is to review the literature related to Hispanic-serving institutions and financial aid. Based on this review, a framework for guiding HSIs that considers the role of financial aid in meeting the needs of Latino/a students is suggested.

  8. How Latino Students Pay for College: Patterns of Financial Aid in 2003-04

    ERIC Educational Resources Information Center

    Santiago, Deborah A.; Cunningham, Alisa F.

    2005-01-01

    Financial aid plays a critical role in the postsecondary education of Latino students. However, very little comprehensive and easy to understand information is available about what types or how much financial aid Latinos receive. The goal of this brief is to provide timely and accurate information about how Latino undergraduates currently…

  9. Opinions and Attitudes: How the Public, Students and Parents View Student Financial Aid.

    ERIC Educational Resources Information Center

    Wolfinger, Raymond; And Others

    The financing of higher education opportunities in California and the impact of current financial aid programs upon the formal structure of higher education and upon students is addressed. The issue of how Californians see student financial aid with particular emphasis on the extent of their understanding and the degree of their support is…

  10. Early & Often: Designing a Comprehensive System of Financial Aid Information. A Report of the Advisory Committee on Student Financial Assistance

    ERIC Educational Resources Information Center

    Advisory Committee on Student Financial Assistance, 2008

    2008-01-01

    Students and parents need ample time and accurate information to prepare for the financial burden of a college education--those who lack this knowledge base face a significant access barrier to higher education. This problem can be countered by the delivery of comprehensive, integrated financial aid information, an approach identified by the…

  11. Helping Community College Students Cope with Financial Emergencies: Lessons from the Dreamkeepers and Angel Fund Emergency Financial Aid Programs

    ERIC Educational Resources Information Center

    Geckeler, Christian

    2008-01-01

    Lumina Foundation for Education created the Dreamkeepers and Angel Fund Emergency Financial Aid Programs to assist community college students who are at risk of dropping out because of unexpected financial crises. Both programs are multiyear pilot projects that began in 2005 and are administered by Scholarship America and the American Indian…

  12. Student Financial Aid Handbook, 2000-2001. Volume 2: Institutional Eligibility.

    ERIC Educational Resources Information Center

    Department of Education, Washington, DC. Student Financial Assistance.

    The "Student Financial Aid Handbook" explains the policies and procedures required for institutions of higher education to administer federally funded student financial assistance programs properly. This volume focuses on institutional eligibility and explains how a school becomes eligible to participate in the Student Financial Assistance (SFA)…

  13. Student Financial Aid Handbook, 2001-2002. Volume 1: Student Eligibility.

    ERIC Educational Resources Information Center

    Department of Education, Washington, DC. Student Financial Assistance.

    This volume discusses the eligibility requirements for student and parent borrowers from federal financial aid programs. It reviews the factors an aid administrator must consider when reviewing a student's application for a loan and outlines the administrator's responsibilities in checking to make sure that recipients qualify for their aid awards.…

  14. Reimagining Financial Aid to Improve Student Access and Outcomes. Executive Summary

    ERIC Educational Resources Information Center

    National Association of Student Financial Aid Administrators (NJ1), 2013

    2013-01-01

    As the student aid programs rapidly approach reauthorization in 2014, they continue to face severe funding and efficiency problems. With grant assistance from the Bill & Melinda Gates Foundation through their "Reimagining Aid Design and Delivery" (RADD) project, the National Association of Student Financial Aid Administrators (NASFAA) examined…

  15. The Impact of Merit-Based Financial Aid on College Enrollment: A Field Experiment

    ERIC Educational Resources Information Center

    Monks, James

    2009-01-01

    Merit-based financial aid awards have become increasingly prevalent in the pricing policies of higher education institutions. This study utilizes an experiment to estimate the efficacy of merit-aid awards in achieving the institutional objective of attracting the most academically desirable applicants. I find that merit aid has a statistically…

  16. Student Financial Aid Issues Hearing Report (Atlanta, Georgia,

    ERIC Educational Resources Information Center

    Advisory Committee on Student Financial Assistance, Washington, DC.

    This paper summarizes results of a hearing by the Advisory Committee on Student Financial Assistance in Atlanta, Georgia, on the delivery and disposition of higher education student financial assistance funds. Seventeen individuals offered testimony. They included representatives of guarantee agencies, the lending community, the financial aid…

  17. Counselors and Mentors Handbook on Federal Student Aid: A Guide for Those Advising Students about Financial Aid for Postsecondary Education. 2009-10

    ERIC Educational Resources Information Center

    US Department of Education, 2008

    2008-01-01

    Many students are unaware that they might be eligible for financial aid to attend college or trade school. High school, TRIO, and GEAR UP (Gaining Early Awareness and Readiness for Undergraduate Programs) counselors are an important source of information about financial aid from private, school, state, and federal student aid programs. This…

  18. The Changing Role of Financial Aid and Enrollment Management.

    ERIC Educational Resources Information Center

    Kurz, Kathy A.

    1995-01-01

    Explores common institutional strategies for pricing, awarding aid, and controlling the growth of aid budgets in light of changing recruitment practices. Concludes by discussing the new services that aid offices must provide to meet their new challenges effectively. Discusses net tuition revenue goals to enhance effective management of resources.…

  19. Additionality of global benefits and financial additionality in the context of the AIJ negotiations

    SciTech Connect

    Puhl, I.

    1996-12-31

    The Conference of the Party at their first meeting (COP1) took a decision regarding criteria for joint implementation as indicated in Art. 4.2 (a) of the FCCC which established a pilot phase for activities implemented jointly (AIJ) under the pilot phase. Besides some more technical issues this decision specified that such measures should bring about real, measurable and long-term environmental benefits related to the mitigation of climate change that would not have occurred in the absence of such activities. It also established that the financing of AIJ shall be additional to the financial obligations of developed country parties. These two requirements are called the additionality criteria for AIJ. The first refers to the realness of GHG emission abatement (which means reduction compared to a baseline) whereas the second describes that funds earmarked for AIJ have no other objective (i.e. profit making, export promotion) but to reduce GHG emissions to avoid the free-riding of investors and subsequently developed country parties. The reporting framework as well as the reporting requirements under national programs do not specify further the two types of additionality and even though research focuses on issues like baseline determination there has been no attempt so far to identify approaches which contribute towards defining strict and practicable methods and guidelines to frame additionality criteria. The first FCCC assessment of pilot project reporting revealed that in the reporting of activities, emissions additionality often remained unclear, especially in cases where AIJ was only a portion of an existing or already planned project, and that there is a point about how to account for financial additionality. It subsequently proposed to develop a uniform approach to baseline determination and the assessment of emission (reduction) additionality and financial additionality.

  20. 77 FR 19649 - Notice of Submission for OMB Review; Federal Student Aid; Guaranty Agency Financial Report

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-04-02

    ... From the Federal Register Online via the Government Publishing Office DEPARTMENT OF EDUCATION Notice of Submission for OMB Review; Federal Student Aid; Guaranty Agency Financial Report SUMMARY: The Guaranty Agency Financial Report (GAFR), U.S. Department of Education (ED) Form 2000, is used by the...

  1. Causation and Caution in Financial Aid Reform: A Historical Perspective through Multiple Shades of Gray Literature

    ERIC Educational Resources Information Center

    Broomhead, Keiko Shimizu

    2013-01-01

    To better understand how a once well-intentioned concept of financial tuition assistance for college students has devolved into its current troubled and broken state, this doctoral thesis explored the evolution of the U.S. system of federal financial aid in higher education from a historical perspective. The study began with a review of the…

  2. Financial Need and Aid Volatility among Students with Zero Expected Family Contribution

    ERIC Educational Resources Information Center

    Kelchen, Robert

    2014-01-01

    Students with a zero expected family contribution (EFC) are those with the greatest financial need and least ability to pay for college and now make up more than one in three American undergraduate students. Yet little is known about the year-to-year financial aid volatility of these students, or whether it varies by how the zero EFC was…

  3. The Causes and Consequences of the Federal Student Financial Aid Policy Shift from Grants to Loans.

    ERIC Educational Resources Information Center

    Melvin, Matt; Stick, Sheldon

    2001-01-01

    Discusses the history of student financial aid's emergence as a major issue in American education, including why a policy of financial assistance was initiated, what it sought to accomplish, how national priorities influence those policies, and its current status. Explores how the shift from grants to loans is influencing access, underrepresented…

  4. Pathways to Career Success for Women: A Resource Guide to Colleges, Financial Aid, and Work.

    ERIC Educational Resources Information Center

    Powley, Sherry; Sabol, Laurie

    This book provides essays on career topics aimed at women and a directory of tools to help women get started or take their career to the next level. The essays topics are equal education and employment; role models, networks, and mentors for women; financial management; child care; introduction to financial aid; women's colleges and women's…

  5. The Critical Difference: Student Financial Aid and Educational Opportunities in California.

    ERIC Educational Resources Information Center

    Eureka Project, Sacramento, CA.

    Student financial aid in California is a major, complex educational industry, with expenditures of approximately $1,500,000,000 for 1988. Information is provided on whether the student financial system as a whole has made a critical difference to who can afford to go to college, who has gone to college, and where students have gone to college. The…

  6. Finding Money on the Table: Information, Financial Aid, and Access to College

    ERIC Educational Resources Information Center

    Tierney, William G.; Venegas, Kristan M.

    2009-01-01

    The authors do not quarrel with the assumption that increasing financial aid would boost college going. Yet a conundrum exists. Some state agencies have the potential to provide more resources than what college-bound students request. The federal government also has an excess of money in various aid programs. Of course, the authors do not ignore…

  7. At the Last Hour, It's Financial Aid 101 for These High-School Students

    ERIC Educational Resources Information Center

    Supiano, Beckie

    2009-01-01

    The high-school seniors drifting in and out of the office in New York should be weighing financial-aid offers and deciding where to go to college. But some of them have yet to begin the process of applying for student aid. This article describes a nonprofit group in Harlem which gives last-minute help to students uncertain about applying for…

  8. Study of the Impact of Federal Student Financial Aid Policies on State Decisions. Final Report. Revised.

    ERIC Educational Resources Information Center

    Nolfi, George J.; And Others

    The impact of federal student financial aid policy on states and state responses to federal programs are assessed. After reviewing federal and state student aid during the past decade, the State Student Incentive Grant program (SSIG), is discussed, along with the effect of federal policy on SSIG. Perspectives of the state legislatures, governors,…

  9. Investigating the Impact of Financial Aid on Student Dropout Risks: Racial and Ethnic Differences

    ERIC Educational Resources Information Center

    Chen, Rong; DesJardins, Stephen L.

    2010-01-01

    This study focuses on the differences in college student dropout behavior among racial/ethnic groups. We employ event history methods and data from the Beginning Postsecondary Students (BPS) and National Postsecondary Student Aid Study (NPSAS) surveys to investigate how financial aid may differentially influence dropout risks among these student…

  10. Financial Aid Application Technology Utilization by High School Students and Their Parents.

    ERIC Educational Resources Information Center

    Wright, Dianne A. Brown; Stewart, Gregory; Burrell, Charlotte

    1999-01-01

    A survey of 19 diverse two- and four-year colleges in Ohio investigated the availability and use of online applications for college admission, parent and student awareness of and planning for financial aid, the perceived value and cost-effectiveness of online aid applications, and public-policy implications relating to the use of technology for…

  11. Student Financial Aid: True Costs! NACUBO Professional File, Vol. 8, No. 4

    ERIC Educational Resources Information Center

    Haywood, William T.

    Some of the hidden costs to higher education are examined through a look at a high budget item: student financial aid. It has been noted in the past that among institutions operating at a deficit there was a distinct correlation between the size of the annual deficit and the institutions' appropriations for student aid. There is a philosophical…

  12. Here Today, Gone Tomorrow? Investigating Rates and Patterns of Financial Aid Renewal among College Freshmen

    ERIC Educational Resources Information Center

    Bird, Kelli; Castleman, Benjamin L.

    2016-01-01

    College affordability continues to be a top concern among prospective students, their families, and policy makers. Prior work has demonstrated that a significant share of prospective students forgo financial aid because they did not complete the Free Application for Federal Student Aid (FAFSA); recent federal policy efforts have focused on…

  13. Undergraduates Who Do Not Apply for Financial Aid. Data Point. NCES 2016-406

    ERIC Educational Resources Information Center

    Ifill, Nicole

    2016-01-01

    This report is based on data from the 2011-12 National Postsecondary Student Aid Study (NPSAS:12), a large, nationally representative sample survey of students that focuses on how they finance their education. NPSAS includes data on the application for and receipt of financial aid, including grants, loans, assistantships, scholarships,…

  14. The Impact of Federal Financial Aid Policy upon Higher Education Access

    ERIC Educational Resources Information Center

    Davis, Dannielle Joy; Green-Derry, Lisa Celeste; Jones, Brandon

    2013-01-01

    This article reviews the history of financial aid policy from the Higher Education Act of 1965 to its reauthorisation in 1992 and the subsequent ramifications upon African-American students. It considers issues of race and class with regard to college access. This work concludes with a look at contemporary aid, as well as offers race- and…

  15. Direct and Unrestricted State Financial Aid and Private Higher Education in New York State.

    ERIC Educational Resources Information Center

    Reynolds, John F.; Baynes, Peter A.

    1986-01-01

    Traces state financial aid to private colleges in New York State, culminating in McGeorge Bundy's subsidy program beginning in 1967. Questions whether students have actually benefited from Bundy Aid. A statistical analysis shows that private college tuition levels are determined more by academic quality than by costs, religious affiliation, or…

  16. Maintaining Balances: The Relationship between Student Financial Aid and Institutional Finance.

    ERIC Educational Resources Information Center

    Eureka Project, Sacramento, CA.

    Following an explanation of the Eureka Project, which studies the financing of higher education opportunities in California, introductory information is provided on the effects of student financial aid in California on both students and colleges. Some points to be considered in understanding the relationship between student aid and institutional…

  17. Office of Student Financial Aid Quality Improvement Program: Design and Implementation Plan.

    ERIC Educational Resources Information Center

    Advanced Technology, Inc., Reston, VA.

    The purpose and direction of the quality improvement program of the U.S. Department of Education's Office of Student Financial Aid (OSFA) are described. The improvement program was designed to develop a systematic approach to identify, measure, and correct errors in the student aid delivery system. Information is provided on the general approach…

  18. Hardware additions to microprocessor architecture aid software development

    NASA Technical Reports Server (NTRS)

    Sievers, M. W.

    1976-01-01

    An address trap (breakpoint) mechanism and last-in-first-out (LIFO) address stack are suggested as two additions to the basic microprocessor architecture whose functions are solely to aid the programmer. These devices provide the programmer with the ability to specify address breakpoints and to trace program execution back through N instructions, where N is the depth of the stack. Both devices, plus interface logic and buffering, have been designed for an INTEL 8080-based system using approximately 25 integrated-circuit packages.

  19. Aid and Innovation: How Federal Financial Aid Policy Impacts Student Success and How States Can Respond. Policy Bulletin

    ERIC Educational Resources Information Center

    Reichert, Katrina

    2012-01-01

    From Washington to Connecticut, Arkansas to Indiana, state policymakers and community college leaders are focused on building completion pathways to ensure that more students succeed in postsecondary education and make smooth transitions to careers. Financial aid is both an effective and a necessary policy lever to promote this goal. Not only do…

  20. Estimating the Influence of Financial Aid on Student Retention: A Discrete-Choice Propensity Score-Matching Model

    ERIC Educational Resources Information Center

    Herzog, Serge

    2008-01-01

    The greatest limitation in establishing causality in observational studies on the effect of financial aid is the presence of endogeneity or selection bias associated with aid status. To control for this statistical confoundedness that besets the research corpus to date, this study estimates the effect of financial aid on freshmen retention at a…

  1. Financial Aid Policies and Practices at Medical and Dental Schools: Current Trends and Future Concerns. Synopsis: Higher Education Research Highlights.

    ERIC Educational Resources Information Center

    Redd, Kenneth E.

    The National Association of Student Financial Aid Administrators sponsored the 1998 Survey of Graduate Aid Policies, Practices, and Procedures (SOGAPPP), which asked aid administrators at graduate and professional programs to provide information on the types and sources of financial assistance they distributed to their students during the…

  2. Aid and Advocacy: Why Community College Transfer Students Do Not Apply for Financial Aid and How Counselors Can Help Them Get in the Game

    ERIC Educational Resources Information Center

    Handel, Stephen J.

    2008-01-01

    According to the American Council on Education, more than 1 million community college students failed to receive financial aid for which they were likely eligible. This is a startling statistic. Given that financial aid is such a critical determinant of college-going and that academic counselors are among students' most important advocates,…

  3. Student and Financial Aid Charges, 2003-2004

    ERIC Educational Resources Information Center

    National Association of State Universities and Land-Grant Colleges, 2004

    2004-01-01

    As the 2003?2004 academic year began, the financial woes of public colleges took the spotlight on Capitol Hill and in statehouses. Record spending cuts designed to balance state budgets resulted in program cutbacks,unfilled faculty positions, staff layoffs, wage freezes and salary cuts at state colleges and universities. Institutions worked to…

  4. College Savings Plans, Financial Aid, and Tax Strategy

    ERIC Educational Resources Information Center

    Whiteside, Richard; Mentz, George S.

    2004-01-01

    A college degree is one of the most expensive purchases an American family can make. While today's costs are higher than ever before, parents have many more options whose sheer number and complexity have given rise to a whole new field-financial planning for college. This article, which is based on materials created for the enrollment management…

  5. The Changing Federal Role in Student Financial Aid.

    ERIC Educational Resources Information Center

    St. John, Edward P.; Byce, Charles

    1982-01-01

    Possible further changes in federal funding and aid delivery systems could have highly divergent consequences for college enrollment patterns and management practices. Department of Education objectives and programs (SEOG, Pell grants, GSL programs, etc.) and change implications are discussed. (Author/MSE)

  6. Community College Students and Federal Student Financial Aid: A Primer

    ERIC Educational Resources Information Center

    Juszkiewicz, Jolanta

    2014-01-01

    The federal government plays an indispensable role in helping community college students pay for their education. It is hard to imagine today's community college campuses without needs-based federal student aid, such as the Pell Grant program and subsidized loans. There are, however, significant differences between community college students and…

  7. The Division III Financial Aid Reporting Process: Findings and Review Results, 2005-06 through 2008-09

    ERIC Educational Resources Information Center

    National Collegiate Athletic Association (NJ1), 2009

    2009-01-01

    This report marks the completion of the 2008-09 reporting cycle and the fourth year of the Division III Financial Aid Reporting Program. The report examines findings for all reporting institutions from each of the four reporting cycles, and details the outcomes of the Division III Financial Aid Committee's 2008-09 review process. Four calculations…

  8. Barriers to Need-Based Financial Aid: Predictors of Timely FAFSA Completion among Low-Income Students

    ERIC Educational Resources Information Center

    Feeney, Mary; Heroff, John

    2013-01-01

    Access to financial aid is dependent on a variety of factors, including the time of application; the earlier students apply for financial aid, the greater their access to institutional and often state resources. We use the Illinois Monetary Award Program (MAP) as a case for investigating the economic, social, and academic factors that affect…

  9. Missing College Attendance Costs: Opportunity, Financing, and Risk. ACT Student Financial Aid Research Report Series 89-3.

    ERIC Educational Resources Information Center

    Mortenson, Thomas G.

    The way in which costs enter the potential college student's calculation of the benefits of college attendance is examined. In particular, the paper considers how costs not considered in financial aid need analysis can increase college attendance costs and thereby decrease net benefits of college attendance for those who use financial aid. The…

  10. Reality Check: Hispanic-Serving Institutions on the Texas Border Strategizing Financial Aid

    ERIC Educational Resources Information Center

    Santiago, Deborah A.

    2010-01-01

    Increasing college degree completion is an important goal. As Latino representation in U.S. higher education grows, a reality check of institutional practices that support Latino students' access, persistence, and graduation is needed. This brief examines financial aid strategies aimed at increasing enrollment, academic success and degree…

  11. Reality Check: Hispanic-Serving Institutions on the Texas Border Strategizing Financial Aid. Executive Summary

    ERIC Educational Resources Information Center

    Excelencia in Education (NJ1), 2010

    2010-01-01

    As Latino representation in U.S. higher education grows, a reality check of institutional practices that support Latino students' access, persistence, and graduation is needed. This brief examines financial aid strategies aimed at increasing enrollment, academic success and degree completion at eight Texas Hispanic-Serving Institutions (HSIs)…

  12. The Effects of Financial Aid Education on College Aspirations of High School Seniors

    ERIC Educational Resources Information Center

    Alt, Jennifer L.

    2012-01-01

    Access to college for low-income, first-generation students is frequently hindered by a lack of knowledge and awareness of the college-related resources and opportunities available to them, including financial aid. Low-income students and their families are more likely to lack pertinent information about the college process and funding…

  13. Causal Inference and Omitted Variable Bias in Financial Aid Research: Assessing Solutions

    ERIC Educational Resources Information Center

    Riegg, Stephanie K.

    2008-01-01

    This article highlights the problem of omitted variable bias in research on the causal effect of financial aid on college-going. I first describe the problem of self-selection and the resulting bias from omitted variables. I then assess and explore the strengths and weaknesses of random assignment, multivariate regression, proxy variables, fixed…

  14. Volunteering for College? Potential Implications of Financial Aid Tax Credits Rewarding Community Service

    ERIC Educational Resources Information Center

    Wells, Ryan S.; Lynch, Cassie M.

    2014-01-01

    President Obama has proposed a financial aid policy whereby students who complete 100 hours of community service would receive a tax credit of US$4,000 for college. After lawmakers cut this proposal from previous legislation, the administration was tasked with studying the feasibility of implementation. However, the implications of the policy for…

  15. The Effect of Labor Market Conditions and Financial Aid on Doctoral Student Retention

    ERIC Educational Resources Information Center

    Ampaw, Frimpomaa D.

    2010-01-01

    Forty-three percent of doctoral students never complete their degree. This dropout is the highest among graduate and professional degree programs. Previous cross sectional studies of doctoral students' retention show the importance of financial aid in predicting degree completion. The studies however, do not estimate the labor market's effect on…

  16. College Financial Aid and the Employee Tuition Benefit Programs of the Fortune 500 Companies.

    ERIC Educational Resources Information Center

    O'Neill, Joseph P.

    Ways are discussed that internal changes in pricing, tuition collection, and cash-flow management might be sources of financial aid for college students ineligible for state and federal assistance programs. The experiences described are the result of two FIPSE (Fund for the Improvement of Postsecondary Education) projects, one dealing with…

  17. State of Alaska Student Financial Aid Programs. 1990-91 Annual Report.

    ERIC Educational Resources Information Center

    Alaska State Commission on Postsecondary Education, Juneau.

    This report briefly summarizes Alaska student financial aid programs and participation levels for 1990-91. The programs described are the following: (1) Alaska Student Loan Program (program summary, loan award amounts, undergraduate loans, graduate loans, foreign study, loan repayments, default); (2) Alaska Family Education Loan Program…

  18. State of Alaska Student Financial Aid Programs, 1991-92 Annual Report.

    ERIC Educational Resources Information Center

    Alaska State Commission on Postsecondary Education, Juneau.

    This report briefly summarizes Alaska's student financial aid programs and the participation levels for 1991-92. After introductory remarks, more detailed sections focus on the following specific programs: (1) the Alaska Student Loan Program; (2) the Alaska Family Education Loan Program; (3) the Alaska Teacher Scholarship Loan Program; (4) the…

  19. The Opening Door. A Review of New York State's Programs of Financial Aid for College Students.

    ERIC Educational Resources Information Center

    Pearson, Richard

    This study explores the relationship between access to higher education and the operation of New York State's programs of student financial aid. The first section presents a summary of the major trends affecting access to higher education. These trends include: increasing manpower needs; increasing college attendance not only of intellectually…

  20. State of Alaska Student Financial Aid Programs. 1992-93 Annual Report.

    ERIC Educational Resources Information Center

    Alaska State Commission on Postsecondary Education, Juneau.

    This annual report describes the activities of the Alaska Commission on Postsecondary Education during the 1992-93 fiscal year and the administration of the various student financial aid programs under its direction. It discusses the Commission's mandate, membership, goals, and current functions, including priorities for the coming year and new…

  1. Supporting Students beyond Financial Aid: Low-Income Students Need Support That Goes Beyond Tuition Assistance

    ERIC Educational Resources Information Center

    Pierce, Dennis

    2016-01-01

    Low-income students face a number of obstacles that go beyond the cost of tuition and fees. For instance, their schooling often requires expenses that aren't covered by financial aid, such as books and commuting costs. What's more, education is often competing for their time with other responsibilities, such as the need to work or take care of…

  2. Campus-Based Practices for Promoting Student Success: Financial Aid. Research Brief

    ERIC Educational Resources Information Center

    Horn, Aaron S.; Reinert, Leah

    2014-01-01

    Financial aid may be particularly critical for promoting full-time enrollment, continuous enrollment, and a manageable balance of school and work responsibilities, which influence the likelihood of timely degree completion (Adelman, 2006; Attewell, Heil, & Reisel, 2012; Hossler et al., 2009). For example, Attewell, Heil, and Reisel (2012)…

  3. The Effect of Financial Aid on Students' College Choice: Differences by Racial Groups

    ERIC Educational Resources Information Center

    Kim, Dongbin

    2004-01-01

    This study analyzed the impact of specific types of financial aid on students' college choice, with particular focus on racial differences. For overall student populations, the receipt of grants or a combination of grants with loans had a positive impact on attending first choice institutions. In contrast, having loans only had no significant…

  4. Perspectives and Experiences of Financial Aid Counselors on Community College Students Who Borrow

    ERIC Educational Resources Information Center

    McKinney, Lyle; Roberts, Toya; Shefman, Pamelyn

    2013-01-01

    Loan borrowing among community college students has increased in recent years. This study utilized original survey data to examine this trend from the perspective and firsthand experiences of 107 community college financial aid counselors from three states: California, Florida, and Texas. Findings indicate these counselors are concerned with the…

  5. Tuition and Financial Aid in Higher Education: The Case of California.

    ERIC Educational Resources Information Center

    Balderston, Frederick

    1997-01-01

    Tuition and financial aid affect higher education access and institutional budgeting practices. California's public system has the lowest fees for community college, midrange for the California State University, and highest for the University of California. Although Federal Pell and State Cal Grants soften the tuition burden, the system relies…

  6. Recession, Retrenchment, and Recovery: State Higher Education Funding & Student Financial Aid. Volume II: State Profiles

    ERIC Educational Resources Information Center

    Ambrose, Allison S.; Hines, Edward R.; Hodel, Ross A.; Kelly, Kathleen F.; Mushrush, Christopher E., Pruden, Sheila J.; Vogt, W. Paul

    2006-01-01

    This report is a companion to "Recession, Retrenchment and Recovery: Higher Education Funding and Student Financial Aid" (ED502180). It provides profiles of individual states and their performance on a variety of measures used in the economic and fiscal analysis of the Recession, Retrenchment and Recovery project. The profiles describe the results…

  7. Study of the Cost to Deliver Student Financial Aid on Campus. Final Report.

    ERIC Educational Resources Information Center

    Touche Ross and Co., Washington, DC.

    The administrative costs of the student financial aid delivery process at postsecondary institutions were analyzed. After reviewing the literature and interviewing selected experts, 1982 cost data at nine institutions were studied: three public and two private colleges, two community colleges, and two proprietary institutions. Costs were…

  8. State Financial Aid: Applying Redesign Principles through State Engagement. Special Report

    ERIC Educational Resources Information Center

    Pingel, Sarah

    2016-01-01

    College is increasingly expensive for students, but states have an important policy tool to help defray the costs: state financial aid programs. However, many states' programs are misaligned with articulated strategic postsecondary education policy goals. Over the past two years, Education Commission of the States has supported a variety of…

  9. Information and Access: Modeling the Nexus of the Academic Preparation and Financial Aid Literatures

    ERIC Educational Resources Information Center

    Zeidner, Tim

    2006-01-01

    Research concerning the determinants affecting access to postsecondary education has primarily been conducted in two spheres: academic preparation and financial aid. Although these two strands of literature are often treated as oppositional hypotheses, they need not be. This article fuses the two bodies of research while discussing the relatively…

  10. The Association between Financial Aid Availability and the College Dropout Rates in Colombia

    ERIC Educational Resources Information Center

    Melguizo, Tatiana; Torres, Fabio Sanchez; Jaime, Haider

    2011-01-01

    The main objective of this study is to estimate the association between financial aid and college dropout rates of postsecondary students in Colombia. We use a unique dataset from the Colombian Ministry of Education that includes all enrolled college students in the country between 1998 and 2008. Logistic regression is used to identify the…

  11. A Student Records Manual. Guidelines for the Administration of College Admissions, Financial Aid, and Registration Programs.

    ERIC Educational Resources Information Center

    National Association of College and University Business Officers, Washington, DC.

    This manual has been prepared to provide operating guidelines for admissions officers, financial aid officers, and registrars. The systems described herein were designed specifically for the predominantly Negro colleges, but the procedures are applicable to other 4-year liberal arts colleges with the following general characteristics: (1) small to…

  12. A Conceptual Analysis of State Support for Higher Education: Appropriations versus Need-Based Financial Aid

    ERIC Educational Resources Information Center

    Toutkoushian, Robert K.; Shafiq, M. Najeeb

    2010-01-01

    In this paper, we use economic concepts to examine the choice that states make between giving appropriations to public colleges or need-based financial aid to students. We begin by reviewing the economic justification for state support for higher education. Next, we introduce a simple economic model for comparing and contrasting appropriations and…

  13. Como preparar un programa de informacion sobre la asistencia economica (Planning a Financial Aid Awareness Program).

    ERIC Educational Resources Information Center

    Department of Education, Washington, DC.

    This booklet, written in Spanish, is intended to be used with a set of slides as part of a presentation to students on "How To Apply for Federal Student Aid" ("Como Solicitar la Asistencia Economica Federal para Estudiantes"). The first part of the book is a script based on the slides. After the script is a guide to hosting a financial aid…

  14. Sharpening the Dialogue: Engaging Policymakers in the Alignment of Appropriations, Tuition, and Financial Aid Policy. Exchanges

    ERIC Educational Resources Information Center

    Michelau, Demaree K.

    2006-01-01

    This issue of "Exchanges" highlights a number of issues in the challenge to align appropriations, tuition and financial aid (AFTA) policy. Two distinct trends in the nature of the American student population are identified: significant demographic shifts and the emerging necessity of serving adult learners. These shifts are prompting state…

  15. The Impact of Financial Aid on College GPA at Three Flagship Public Institutions

    ERIC Educational Resources Information Center

    Stater, Mark

    2009-01-01

    Academic achievement in higher education is an important current policy issue because institutions are under public pressure to justify state subsidies and rising tuitions with demonstrable gains in student learning. This article uses data from three flagship public universities to examine the effects of financial aid on first-through fourth-year…

  16. Tuition and Financial Aid: Nine Points for Boards to Consider in Keeping College Affordable

    ERIC Educational Resources Information Center

    Baum, Sandy

    2011-01-01

    The headlines report that college tuition is rising rapidly and students are struggling to pay for college. Financial-aid issues have also been in the news lately, with questions about student debt particularly prominent. Non-tuition revenues are weak because of declining state appropriations, depleted endowments, and anemic annual giving. At the…

  17. Office of Student Financial Aid Quality Improvement Program: Design and Implementation Plan.

    ERIC Educational Resources Information Center

    Advanced Technology, Inc., Reston, VA.

    The purpose and direction of the Office of Student Financial Aid (OSFA) quality improvement program are described. The background and context for the Pell Grant quality control (QC) design study and the meaning of QC are reviewed. The general approach to quality improvement consists of the following elements: a strategic approach that enables OSFA…

  18. The Shifting Financial Aid System in Spanish University: Grant-Recipients' Experiences and Strategies

    ERIC Educational Resources Information Center

    Río-Ruiz, Manuel Ángel; Jiménez-Rodrigo, María Luisa; Caro-Cabrera, Manuel Jesús

    2015-01-01

    In 2012 Spain inaugurated a reform of its higher education financial aid system inspired by three principles: cost-sharing, increasing academic performance and school efficiency. This reform has shifted the aim of the system from equality of access to a type of meritocracy that can be defined as class-biased, as it is only applied to low-income…

  19. Financial issues in defining levels for HIV/AIDS research.

    PubMed

    Eastaugh, S R

    1998-01-01

    This article outlines the issues in cost identification and fair payment for acquired immune deficiency syndrome (AIDS) research. Costs need to be better identified using activity-based costing methods to reveal the structural pattern of care. Patterns of care can be too expensive if they: (1) overutilize the hospital as the locus of care, or (2) underutilize prevention and education. Managers need to learn more about the cost identification issues payers face in designing a fair payment system. In the long run, more health care professionals would serve the cause of innovation and biomedical research if they all work together to define a stable fair funding mechanism. Payers need to learn that fair payment of indirect costs is not a bonus or a windfall profit. PMID:9718508

  20. Financial Aid at California Community Colleges: Pell Grants and Fee Waivers in 2003-04. MPR Research Brief

    ERIC Educational Resources Information Center

    Berkner, Lutz; Woo, Jennie

    2008-01-01

    In 2003-04 over half a million students attending the 109 California community colleges received about one billion dollars in financial aid to help meet their college expenses. Nearly all of the aided students received Board of Governors Fee Waivers to cover their enrollment fees. Less than one-half of the aided students also received federal Pell…

  1. The Impact of Financial Aid on Learning, Career Decisions, and Employment: Evidence from Recent Chinese College Students

    ERIC Educational Resources Information Center

    Yang, Po

    2011-01-01

    China established a large-scale financial aid system in the late 1980s. This multilayered aid system aimed at enhancing educational and employment opportunities. However, very few studies have examined the impact of student aid on learning effort and outcome, career decisions, and early labor market performance. Using two recent Chinese college…

  2. 2011-12 National Postsecondary Student Aid Study (NPSAS:12): Student Financial Aid Estimates for 2011-12. First Look. NCES 2013-165

    ERIC Educational Resources Information Center

    Radwin, David; Wine, Jennifer; Siegel, Peter; Bryan, Michael

    2013-01-01

    This brief report presents selected findings about student financial aid during the 2011-12 academic year. These findings are based on data from the 2011-12 National Postsecondary Student Aid Study (NPSAS:12), a nationally representative sample survey of undergraduate and graduate students enrolled any time between July 1, 2011, and June 30, 2012,…

  3. Financial Aid in Theory and Practice: Why It Is Ineffective and What Can Be Done about It

    ERIC Educational Resources Information Center

    Gillen, Andrew

    2009-01-01

    Financial aid programs are supposed to improve access and affordability in higher education. The effectiveness of these programs is increasingly being questioned as college attainment figures stagnate and the financial burden on students and families continues to climb year after year. This report identifies the main culprit for this…

  4. A critique of the financial requirements to fight HIV/AIDS.

    PubMed

    Gordon, John Guertin

    2008-07-26

    Funds available for HIV/AIDS programmes in low-income and middle-income countries rose from US$300 million in 1996 to $10 billion in 2007. However, a combination of worldwide economic uncertainty, a global food crisis, and publications that indicate discontent with progress in fighting the HIV/AIDS pandemic will not only threaten to restrict increases in the overall availability of both donor and national funds, but will also increase the competition for resources during the move towards universal access to treatment and prevention services. Thus, UNAIDS will be under increasing pressure in its presentation and justification of resources needed for HIV/AIDS programming. Here I discuss UNAIDS' 2007 estimates of resource requirements for fighting HIV/AIDS in terms of their usefulness to both donor and recipient governments for budget planning and for setting priorities for HIV/AIDS programmes. I identify weaknesses in the UNAIDS estimates in terms of financial transparency and priority setting, and recommend changes to improve budgeting and priority setting. PMID:18657712

  5. Is traditional financial aid too little, too late to help youth succeed in college? An introduction to The Degree Project promise scholarship experiment.

    PubMed

    Harris, Douglas N

    2013-01-01

    One of the key barriers in accessing postsecondary opportunities for many students is financial aid. This chapter begins by providing a review of prior evidence on the relationship between financial aid and postsecondary outcomes. One type of financial aid intervention that challenges traditional aid and scholarship options are "promise programs." These programs make commitments to low-income students when they are much younger than when students typically apply for aid and have the potential to encourage students to better prepare during high school, develop the social capital they need to navigate the path to college, and pay for growing college costs. In this chapter, the author describes the design and rationale for The Degree Project (TDP), which is the first randomized trial of a promise scholarship in the United States. In addition to the important new evidence the demonstration program will generate, TDP also shows how educators and researchers can work together to provide the insight and answers policy makers need to address very real education gaps.

  6. Fact Sheet: LGBT Discrimination in Higher Education Financial Aid--Assistance Should Be Allocated on Need, Not Sexual Orientation

    ERIC Educational Resources Information Center

    Burns, Crosby

    2012-01-01

    Through the Free Application for Federal Student Aid, or FAFSA, the federal government provides more financial aid for higher education than any other institution. But because of discriminatory laws the FAFSA treats families headed by two mothers or two fathers differently than families headed by a mother and a father. This treatment distributes…

  7. Improving the Financial Aid Process for Community College Students: A Literature Review of FAFSA Simplification, Information, and Verification

    ERIC Educational Resources Information Center

    Davidson, J. Cody

    2015-01-01

    Research has shown that community college and other low income students have the most need regarding the financial aid process. Community college students are less likely to complete the free application for federal student aid (FAFSA) than students at public and private four-year and for-profit institutions. Surveys have shown that the complexity…

  8. WWC Review of the Report "Freshman Year Financial Aid Nudges: An Experiment to Increase FAFSA Renewal and College Persistence." What Works Clearinghouse Single Study Review

    ERIC Educational Resources Information Center

    What Works Clearinghouse, 2014

    2014-01-01

    The 2014 study, Freshman Year Financial Aid Nudges: An Experiment to Increase FAFSA Renewal and College Persistence, measured the impact of sending text message reminders regarding annual Free Application for Federal Student Aid (FAFSA) renewal to first-year college students who were already receiving financial aid. The study sample included 808…

  9. Global health and national borders: the ethics of foreign aid in a time of financial crisis

    PubMed Central

    2012-01-01

    Background The governments and citizens of the developed nations are increasingly called upon to contribute financially to health initiatives outside their borders. Although international development assistance for health has grown rapidly over the last two decades, austerity measures related to the 2008 and 2011 global financial crises may impact negatively on aid expenditures. The competition between national priorities and foreign aid commitments raises important ethical questions for donor nations. This paper aims to foster individual reflection and public debate on donor responsibilities for global health. Methods We undertook a critical review of contemporary accounts of justice. We selected theories that: (i) articulate important and widely held moral intuitions; (ii) have had extensive impact on debates about global justice; (iii) represent diverse approaches to moral reasoning; and (iv) present distinct stances on the normative importance of national borders. Due to space limitations we limit the discussion to four frameworks. Results Consequentialist, relational, human rights, and social contract approaches were considered. Responsibilities to provide international assistance were seen as significant by all four theories and place limits on the scope of acceptable national autonomy. Among the range of potential aid foci, interventions for health enjoyed consistent prominence. The four theories concur that there are important ethical responsibilities to support initiatives to improve the health of the worst off worldwide, but offer different rationales for intervention and suggest different implicit limits on responsibilities. Conclusions Despite significant theoretical disagreements, four influential accounts of justice offer important reasons to support many current initiatives to promote global health. Ethical argumentation can complement pragmatic reasons to support global health interventions and provide an important foundation to strengthen

  10. Can Financial Aid Improve Student Success at Louisiana's Community Colleges? A Study of the Potential Impact of Redistributing State Gift Aid on the Success of Pell Grant Recipients

    ERIC Educational Resources Information Center

    Crockett, Kevin; Heffron, Mark; Schneider, Mark

    2012-01-01

    In this report, the authors investigate the relationship between levels of financial aid and student success in Louisiana community colleges, with a focus on Pell Grant recipients. They measure success by whether a student earned a certificate or an associate's degree within three years of enrolling as a first-time full-time student or transferred…

  11. 45 CFR 287.60 - Are there additional financial reporting and auditing requirements?

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... generally subject to the requirements of 45 CFR 92.41. (b) NEW Program funds and activities are subject to the audit requirement of the Single Audit Act of 1984 (45 CFR 92.26). (c) A NEW Program grantee must... 45 Public Welfare 2 2014-10-01 2012-10-01 true Are there additional financial reporting...

  12. 45 CFR 287.60 - Are there additional financial reporting and auditing requirements?

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... generally subject to the requirements of 45 CFR 92.41. (b) NEW Program funds and activities are subject to the audit requirement of the Single Audit Act of 1984 (45 CFR 92.26). (c) A NEW Program grantee must... 45 Public Welfare 2 2010-10-01 2010-10-01 false Are there additional financial reporting...

  13. 45 CFR 287.60 - Are there additional financial reporting and auditing requirements?

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... generally subject to the requirements of 45 CFR 92.41. (b) NEW Program funds and activities are subject to the audit requirement of the Single Audit Act of 1984 (45 CFR 92.26). (c) A NEW Program grantee must... 45 Public Welfare 2 2011-10-01 2011-10-01 false Are there additional financial reporting...

  14. Guia para estudiantes: Ayuda economica del Departamento de Educacion de los Estados Unidos, 2003-2004 (The Student Guide: Financial Aid from the U.S. Department of Education, 2003-2004).

    ERIC Educational Resources Information Center

    Office of Federal Student Aid (ED), Washington, DC.

    This Spanish language publication explains what federal student financial aid is and the types of student financial aid that are available. The guide opens with an overview of federal student financial aid, and then discusses how to find out about student aid. A section of general information discusses eligibility and dependency. Types of federal…

  15. Emotional, physical and financial burdens of stigma against people living with HIV/AIDS in China.

    PubMed

    Zhang, Chen; Li, Xiaoming; Liu, Yu; Qiao, Shan; Zhang, Liying; Zhou, Yuejiao; Shen, Zhiyong; Tang, Zhengzhu

    2016-01-01

    Numerous researches have shown pernicious effects of stigma against people living with HIV/AIDS (PLWHA). However, no available studies have reported these negative effects including emotional, physical to financial burdens to PLWHA. In the current study, we aim to explore different types of stigma (e.g., perceived, internalized and enacted) and the relevant consequences among PLWHA in China. A cross-sectional study was conducted from 2012 to 2013 in the Guangxi Autonomous Region in China. The validated Berger HIV Stigma Scale was used to measure various types of stigma. We employed a series of linear, logistic and polytomous regression models to assess the association between stigma and different consequences while accounting for potential confounders for each specific model. Of the total sample, 2987 PLWHA provided valid responses with 63% being male and having an average age of 42.9 years. Perceived, internalized and enacted HIV stigma were prevalent among participants, and resulted in various burdens with different magnitudes in their life contexts. Specially, PLWHA who reported higher perceived and internalized stigma were more likely to be imposed on emotional and physical burdens (p < .05). People who reported higher enacted stigma had heavier financial burden compared to their peers (p < .05). Our findings revealed that devastating consequences of HIV-related stigma in China. The prevalent stigmatizing attitudes have pushed PLWHA to the fringes of society and affected them at multiple aspects in their life context. We call for tailored efforts to overcome stigma and discrimination against PLWHA.

  16. Paying for Default: Change over Time in the Share of Federal Financial Aid Sent to Institutions with High Student Loan Default Rates

    ERIC Educational Resources Information Center

    Jaquette, Ozan; Hillman, Nicholas W.

    2015-01-01

    Both federal spending on financial aid and student loan default rates have increased over the past decade. These trends have intensified policymakers' concerns that some postsecondary institutions-- particularly in the for-profit sector--maximize revenue derived from federal financial aid without helping students to graduate or find employment.…

  17. Beyond the Borders: A Discussion of Student Financial Aid and Educational Opportunity in Texas, New York and the Pacific Rim in Relationship to California.

    ERIC Educational Resources Information Center

    Eureka Project, Sacramento, CA.

    Student financial aid is a major education industry. Three papers by educational professionals are presented as points of comparison. "Student Financial Aid Policies and Programs in Texas and California: A Comparison" (Stephen Janes) states that Texas and California have much in common; demographics in the two states are not radically different;…

  18. Increasing College Enrollment among Low- and Moderate-Income Families: An Intervention to Improve Information and Access to Financial Aid

    ERIC Educational Resources Information Center

    Bettinger, Eric P.; Long, Bridget Terry; Oreopoulos, Philip

    2007-01-01

    Higher education plays an increasingly important role in helping individuals attain social and economic success. Yet, despite decades of financial aid policy, substantial gaps in college access remain by income level and race. One major impediment to increasing college enrollment among low-income students is the lack of information about financial…

  19. An Analysis of the Distribution of Student Financial Aid and Social Justice in China: A Quantitative Approach

    ERIC Educational Resources Information Center

    Zou, Xiehua

    2009-01-01

    The Chinese government's stated objective of student financial aid (SFA) policy is to help students from low-income families to access higher levels of education. This article first explores the possible associations between the distribution of SFA and students' various demographic and academic backgrounds. Then it presents the findings regarding…

  20. Annual Report on State Financial Aid Programs: 2007-08 Accounting, 2008-09 Estimates, and Notable Events and Activities

    ERIC Educational Resources Information Center

    Washington Higher Education Coordinating Board, 2009

    2009-01-01

    The state of Washington has a long-standing commitment to postsecondary education opportunities for all students, regardless of income. The purpose of this report is to provide the members of the Higher Education Coordinating Board with: (1) An overview of state, federal, and institutional financial aid in Washington; (2) A description of notable…

  1. Modeling the Impacts of National and Institutional Financial Aid Opportunities on Persistence at an Elite Chilean University

    ERIC Educational Resources Information Center

    Horn, Catherine; Santelices, María Verónica; Avendaño, Ximena Catalán

    2014-01-01

    Much of the recent Chilean educational debate and reform has centered around issues of higher education cost, debt burden, and availability of grants versus loans. This quantitative case study of Pontificia Universidad Católica de Chile sought to understand the longitudinal contributions of combinations of types of financial aid to persistence of…

  2. Going on to Graduate or Professional School: Sources of Financial Aid and Educational Programs for Native Americans.

    ERIC Educational Resources Information Center

    McKusick, John A., Ed.

    The booklet provides brief information on about 250 sources of financial aid and educational programs for Native Americans wanting to enter graduate or professional level study. Most of those listed have been selected because they are earmarked for minority group students as a general group or Native Americans specifically. Section I contains…

  3. Financial Aid, Access & Equity, and State Policy: An Interview with Richard Freeland, Commissioner of Higher Education for Massachusetts

    ERIC Educational Resources Information Center

    Jobs for the Future, 2012

    2012-01-01

    Many states are looking at effective ways to use financial incentives to encourage students to complete a postsecondary credential. JFF's new report, "Statewide Aid Policies to Improve College Access and Success", originally commissioned by the Massachusetts Department of Higher Education's Vision Project, has provided valuable background for that…

  4. Who Does Not Benefit from Federal and State Financial Aid Programs? Information Brief. Volume 7, Issue 3

    ERIC Educational Resources Information Center

    Florida Board of Governors, State University System, 2009

    2009-01-01

    This brief presents statistics showing that many students from middle-income and lower-income Florida families do not qualify for federal or state grants and scholarships, and that nearly half of state university system middle- and lower-income families do not receive benefits from federal or state financial aid programs. (Contains technical…

  5. Undergraduate Financial Aid Estimates by Type of Institution in 2011-12. Web Tables. NCES 2014-169

    ERIC Educational Resources Information Center

    Ifill, Nicole; Shaw, Stacy

    2013-01-01

    These Web Tables present estimates of tuition and fees, the total price of attendance (tuition and fees plus living expenses), and several types and combinations of financial aid packages that undergraduates received in 2011-12. The price of an undergraduate education varies widely depending on a number of characteristics, including institution…

  6. Changes in Patterns of Pricing and Financial Aid: Postsecondary Education Descriptive Analysis Report. NCES 2006-153

    ERIC Educational Resources Information Center

    Cunningham, Alisa F.; Carroll, C. Dennis

    2005-01-01

    This report focuses on first-time, full-time, degree/certificate-seeking undergraduates in order to examine patterns of sticker prices, financial aid, and net prices from an institutional perspective. For the period 1999-2000 to 2001-02, the report examines how the price of attendance for full-time freshmen changed for various types of…

  7. Student Financial Aid Programs. State of Alaska Annual Report, 1983-84. Document Number 85-1.

    ERIC Educational Resources Information Center

    Alaska State Commission on Postsecondary Education, Juneau.

    Participation levels for 1983-1984 for two student financial aid programs provided by the State of Alaska and one regional student exchange program are reported. Brief descriptions of these three programs are also provided: the Alaska Student Loan Program, the Western Interstate Commission for Higher Education (WICHE) Student Exchange Program, and…

  8. Student Financial Aid Programs: State of Alaska. Annual Report, 1984-1985. Document Number 86-1.

    ERIC Educational Resources Information Center

    Alaska State Commission on Postsecondary Education, Juneau.

    Participation levels for 1984-1985 for two student financial aid programs provided by the State of Alaska and one regional student exchange program are reported. Brief descriptions of these programs are included: the Alaska Student Loan Program, the Western Interstate Commission for Higher Education (WICHE) Student Exchange Program, and the State…

  9. The U.S. Department of Education and Student Financial Aid for Distance Education: An Update. ERIC Digest.

    ERIC Educational Resources Information Center

    Wood, Patricia A.

    This digest offers a brief discussion about the growth of distance education in the postsecondary arena and summarizes the U.S. Department of Education's progress in evaluating current rules governing financial aid for distance learning. Department of Education statistics show that there was a 72% increase in the number of institutions offering…

  10. Improving the Productivity of Education Experiments: Lessons from a Randomized Study of Need-Based Financial Aid

    ERIC Educational Resources Information Center

    Harris, Douglas N.; Goldrick-Rab, Sara

    2012-01-01

    Given scarce resources for evaluation, we recommend that education researchers more frequently conduct comprehensive randomized trials that generate evidence on how, why, and under what conditions interventions succeed or fail in producing effects. Recent experience evaluating a randomized need-based financial aid intervention highlights some of…

  11. The Blue Book: Accounting, Recordkeeping, and Reporting by Postsecondary Educational Institutions for Federally Funded Student Financial Aid Programs.

    ERIC Educational Resources Information Center

    Department of Education, Washington, DC.

    This book provides guidance to school business office personnel who handle fiscal recordkeeping, accounting, and reporting functions for federal Title IV student financial aid programs authorized by the Higher Education Act of 1965, as amended. It provides a technical resource for Title IV management responsibilities that are shared among various…

  12. Toward a Theoretical Framework for Membership: The Case of Undocumented Immigrants and Financial Aid for Postsecondary Education

    ERIC Educational Resources Information Center

    Perry, Andre M.

    2006-01-01

    This case study/philosophical analysis responds to the primary research question: "Should undocumented immigrants receive financial aid by responding to the sub-question: What does it mean to be a member of society?" The case study organizes and collects empirical evidence from stakeholders involved in Texas House Bill 1403 (2001), legislation…

  13. Does One Size Fit All? University Differences in the Influence of Wages, Financial Aid, and Integration on Student Retention

    ERIC Educational Resources Information Center

    Kerkvliet, J.; Nowell, C.

    2005-01-01

    We develop and empirically implement a model of university student retention using opportunity cost, financial aid, academic and social integration, and students' background explanatory variables. For one year, we tracked students from Weber State University (WSU) and Oregon State University (OSU) to learn whether they remained enrolled for 0, 1,…

  14. Federal Student Financial Aid: 2011 National Profile of Programs in Title IV of the Higher Education Act

    ERIC Educational Resources Information Center

    National Association of Student Financial Aid Administrators (NJ1), 2011

    2011-01-01

    As college costs have soared and the U.S. economy struggles to move out of the recession, more and more Americans have relied on federal student financial assistance programs to help them meet their postsecondary expenses. Data from the Federal Student Aid (FSA), an office of the U.S. Department of Education (ED), show that the number of students…

  15. Working Students' Perceptions of Paying for College: Understanding the Connections between Financial Aid and Work

    ERIC Educational Resources Information Center

    Ziskin, Mary; Fischer, Mary Ann; Torres, Vasti; Pellicciotti, Beth; Player-Sanders, Jacquelyn

    2014-01-01

    Based on 22 focus groups conducted at institutions located in a Midwestern metropolitan region, this study explores working, commuting and adult-learner college students' implicit theories about financial aid policy and seeks to understand how students make sense of their own experiences in paying for college. The institutions participating…

  16. A Compendium of Selected Abstracts of Literature on Student Financial Aid in the United States Between 1972-1975.

    ERIC Educational Resources Information Center

    Morris, David W., Comp.

    This is an abstract bibliography of selected publications and studies related to the theory and practice of student financial aid in post-secondary education, produced in the United States during the years 1972 through June 1975. Abstracts are grouped under five major headings and three sub-headings: (1) publications related to broad student…

  17. Program Guidelines: Additional Apportionment Provisions of State Aid. 1975-76.

    ERIC Educational Resources Information Center

    New York State Education Dept., Albany. Office of Research, Planning, and Evaluation.

    Reviewed are program guidelines for the use of additional apportionment provisions of New York State aid for pupils with special educational needs, students with handicapping conditions, and severely handicapped pupils. Considered in three sections are general information (including an overview of 1975-76 requirements, department policies, and…

  18. 20 CFR 30.518 - Can OWCP require the recipient of the overpayment to submit additional financial information?

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... overpayment to submit additional financial information? 30.518 Section 30.518 Employees' Benefits OFFICE OF... OWCP require the recipient of the overpayment to submit additional financial information? (a) The recipient of the overpayment is responsible for providing information about income, expenses and assets...

  19. 20 CFR 10.438 - Can OWCP require the individual who received the overpayment to submit additional financial...

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... the overpayment to submit additional financial information? 10.438 Section 10.438 Employees' Benefits... additional financial information? (a) The individual who received the overpayment is responsible for providing information about income, expenses and assets as specified by OWCP. This information is needed...

  20. Emotional, physical and financial burdens of stigma against people living with HIV/AIDS in China.

    PubMed

    Zhang, Chen; Li, Xiaoming; Liu, Yu; Qiao, Shan; Zhang, Liying; Zhou, Yuejiao; Shen, Zhiyong; Tang, Zhengzhu

    2016-01-01

    Numerous researches have shown pernicious effects of stigma against people living with HIV/AIDS (PLWHA). However, no available studies have reported these negative effects including emotional, physical to financial burdens to PLWHA. In the current study, we aim to explore different types of stigma (e.g., perceived, internalized and enacted) and the relevant consequences among PLWHA in China. A cross-sectional study was conducted from 2012 to 2013 in the Guangxi Autonomous Region in China. The validated Berger HIV Stigma Scale was used to measure various types of stigma. We employed a series of linear, logistic and polytomous regression models to assess the association between stigma and different consequences while accounting for potential confounders for each specific model. Of the total sample, 2987 PLWHA provided valid responses with 63% being male and having an average age of 42.9 years. Perceived, internalized and enacted HIV stigma were prevalent among participants, and resulted in various burdens with different magnitudes in their life contexts. Specially, PLWHA who reported higher perceived and internalized stigma were more likely to be imposed on emotional and physical burdens (p < .05). People who reported higher enacted stigma had heavier financial burden compared to their peers (p < .05). Our findings revealed that devastating consequences of HIV-related stigma in China. The prevalent stigmatizing attitudes have pushed PLWHA to the fringes of society and affected them at multiple aspects in their life context. We call for tailored efforts to overcome stigma and discrimination against PLWHA. PMID:26886415

  1. Emotional, physical and financial burdens of stigma against people living with HIV/AIDS in China

    PubMed Central

    Zhang, Chen; Li, Xiaoming; Liu, Yu; Qiao, Shan; Zhang, Liying; Zhou, Yuejiao; Shen, Zhiyong; Tang, Zhengzhu

    2016-01-01

    ABSTRACT Numerous researches have shown pernicious effects of stigma against people living with HIV/AIDS (PLWHA). However, no available studies have reported these negative effects including emotional, physical to financial burdens to PLWHA. In the current study, we aim to explore different types of stigma (e.g., perceived, internalized and enacted) and the relevant consequences among PLWHA in China. A cross-sectional study was conducted from 2012 to 2013 in the Guangxi Autonomous Region in China. The validated Berger HIV Stigma Scale was used to measure various types of stigma. We employed a series of linear, logistic and polytomous regression models to assess the association between stigma and different consequences while accounting for potential confounders for each specific model. Of the total sample, 2987 PLWHA provided valid responses with 63% being male and having an average age of 42.9 years. Perceived, internalized and enacted HIV stigma were prevalent among participants, and resulted in various burdens with different magnitudes in their life contexts. Specially, PLWHA who reported higher perceived and internalized stigma were more likely to be imposed on emotional and physical burdens (p < .05). People who reported higher enacted stigma had heavier financial burden compared to their peers (p < .05). Our findings revealed that devastating consequences of HIV-related stigma in China. The prevalent stigmatizing attitudes have pushed PLWHA to the fringes of society and affected them at multiple aspects in their life context. We call for tailored efforts to overcome stigma and discrimination against PLWHA. PMID:26886415

  2. Student Financial Aid: Need Determination Could Be Enhanced through Improvements in Education's Estimate of Applicants' State Tax Payments. Report to Congressional Requesters. GAO-05-105

    ERIC Educational Resources Information Center

    Stroup, Sally L.

    2005-01-01

    In 2003, the Department of Education proposed an update to the state and other tax allowance, a part of the federal need analysis for student financial aid. Most federal aid as well as some state and institutional aid is awarded based on the student's cost of attendance less the student's and/or family's ability to pay these costs--known as the…

  3. Policies in Sync: Appropriations, Tuition, and Financial Aid for Higher Education. A Compilation of Selected Papers. Changing Direction: Integrating Higher Education Financial Aid and Financing Policies.

    ERIC Educational Resources Information Center

    Western Interstate Commission for Higher Education, Boulder, CO.

    These four papers look into a system comprised of integrated financial and financing policies. Each paper examines a different aspect that is critical to alignment. "Financing in Sync: Aligning Fiscal Policy with State Objectives" (Dennis Jones), identifies distinct elements of financing policy, describes alternative forms of these elements, and…

  4. Early & Often: Designing a Comprehensive System of Financial Aid Information. Abridged Report of the Advisory Committee on Student Financial Assistance

    ERIC Educational Resources Information Center

    Advisory Committee on Student Financial Assistance, 2008

    2008-01-01

    Students and parents need ample time and accurate information to prepare for the financial burden of a college education--those who lack this knowledge base face a significant access barrier to higher education. The early intervention community is calling for a method of delivering age-appropriate information in a timely manner as one means of…

  5. Funding and Distribution of Institutional Grants in 1999-2000: Results from the 2001 Survey of Undergraduate Financial Aid Policies, Practices, and Procedures.

    ERIC Educational Resources Information Center

    Redd, Kenneth E.

    2002-01-01

    Examined data from the 2001 Survey of Undergraduate Financial Aid Policies, Practices, and Procedures. Findings included that all institutional types, even low-cost community colleges, have awarded a large share of their institutional grants based on students' academic merit or other criteria besides their demonstrated financial need, but that…

  6. A Special Report: The Estimated Impact of the Basic Educational Opportunity Grant Program on Student Financial Aid at Alabama Colleges and Universities, 1972-73.

    ERIC Educational Resources Information Center

    Alabama State Commission on Higher Education, Montgomery.

    This report anticipates the potential effect upon the financial aid needs of students currently enrolled in Alabama colleges and universities of the Basic Educational Opportunity Program (BOG). The impact of the BOG program on student financial needs at seven types of institutions under current (1972-73) conditions of costs, enrollments, student…

  7. Exploring the Effects of Student Expectations about Financial Aid on Postsecondary Choice: A Focus on Income and Racial/Ethnic Differences

    ERIC Educational Resources Information Center

    Kim, Jiyun; DesJardins, Stephen L.; McCall, Brian P.

    2009-01-01

    This study investigates how the expectations of different types of financial aid affect the student college choice process from application through enrollment. We find that students from different race and income groups respond differentially to aid packages in their application and enrollment decisions depending on their levels of aid…

  8. Report of the Task Force on Student Financial Aid. Expanding Opportunities for Higher Education for the Commonwealth: Quality, Access, and Choice [with] Recommendations of Chancellor Franklyn G. Jenifer.

    ERIC Educational Resources Information Center

    Massachusetts State Board of Regents of Higher Education, Boston.

    The Task Force on Student Financial Aid was formed to recommend ways in which Massachusetts' student aid programs might be modified in light of nationwide trends of rising college costs, reduced availability of federal student assistance, and a decline in the ability of many families to pay for college. The first chapter of the task force report,…

  9. Recession, Retrenchment, and Recovery: State Higher Education Funding & Student Financial Aid

    ERIC Educational Resources Information Center

    Hodel, Ross; Laffey, Maureen; Lingenfelter, Paul

    2006-01-01

    The Recession, Retrenchment, and Recovery Project examined the effects of recessions on financial access to college during the 25-year period 1979-2004, identified states that have been relatively successful in maintaining financial access, and collected policy strategies used by these states. This study examined the similarities and differences…

  10. Financial Aid Awarded, Fiscal Year 2003: Grants, Loans, and Student Earnings from Work-Study Jobs.

    ERIC Educational Resources Information Center

    Minnesota Higher Education Services Office, 2004

    2004-01-01

    This report presents information on financial resources provided to undergraduates at Minnesota post-secondary institutions. The financial resources reported are grants, loans, and student earnings that help students pay tuition, fees, room and board, and other costs of attending post-secondary education. This report presents information for…

  11. Financial Aid and Attainment among Students in a State with Changing Demographics

    ERIC Educational Resources Information Center

    Gross, Jacob P. K.; Torres, Vasti; Zerquera, Desiree

    2013-01-01

    Using event history analysis, this study investigated to what extent differentiated forms of aid affected the educational attainment of various student populations with particular interest on the Latinos/as within this emerging settlement state: Indiana. Findings suggest that the effects of aid are moderated by race and ethnicity. State grants,…

  12. Need for, and financial feasibility of, satellite-aided land mobile communications

    NASA Technical Reports Server (NTRS)

    Castruccio, P. A.; Marantz, C. S.; Freibaum, J.

    1982-01-01

    Questions regarding the role of a mobile-satellite system in augmenting the terrestrial communications system are considered, and a market assessment study is discussed. Aspects of an investment analysis are examined, taking into account a three phase financial study of four postulated land Mobile Satellite Service (LMSS) systems, project profitability evaluation methods, risk analysis methods, financial projections, potential investor acceptance standards, and a risk analysis. It is concluded that a satellite augmented terrestrial mobile service appears to be economically and technically superior to a service depending exclusively on terrestrial systems. The interest in the Mobile Satellite Service is found to be worldwide, and the ground equipment market is potentially large.

  13. Information Constraints and Financial Aid Policy. NBER Working Paper No. 17811

    ERIC Educational Resources Information Center

    Scott-Clayton, Judith

    2012-01-01

    One justification for public support of higher education is that prospective students, particularly those from underprivileged groups, lack complete information about the costs and benefits of a college degree. Beyond financial considerations, students may also lack information about what they need to do academically to prepare for and…

  14. Guia para Presentar Solcitudes de Financiacion de Investigaciones (A Guide to Requesting Financial Aid for Research).

    ERIC Educational Resources Information Center

    Ministerio de Educacion Nacional, Bogota (Colombia). Instituto Colombiano de Pedagogia.

    This booklet describes the procedures and requirements to be observed when financial support for education research is requested from the Instituto Colombiano de Pedagogia (ICOLPE), an educational improvement agency established by the Colombian government in 1968. The educational priorities for research are listed along with the rules and format…

  15. The College & Financial Aid Guide for: AB540 Undocumented Immigrant Students

    ERIC Educational Resources Information Center

    Oliverez, Paz M., Ed.; Chavez, Maria Lucia, Ed.; Soriano, Mayra, Ed.; Tierney, William G., Ed.

    2006-01-01

    Since the passage of California Assembly Bill 540 in 2001, authored by the late Assemblyman, Marco Antonio Firebaugh, more than 5,000 undocumented students in California have had improved financial access to higher education. AB 540 has become a pinnacle in the lives of students, who because of their immigration status, have historically been…

  16. Changes in Institutional Aid, 1992-2003: The Evolving Role of Merit Aid

    ERIC Educational Resources Information Center

    Doyle, William R.

    2010-01-01

    Changes in the distribution of student financial aid have taken place at the state and federal level. In addition, several authors have reported on shifts in the awarding of financial aid to students at the institutional level. The analysis described in this study examines shifts in institutional responsiveness to both student need and student…

  17. Putting Money on the Table: Information Financial Aid and Access to College

    ERIC Educational Resources Information Center

    Center for Higher Education Policy Analysis, University of Southern California, 2007

    2007-01-01

    Research suggests that low-income high school students may opt out of preparing for college, because they believe a postsecondary education is more than they or their parents can afford. At the same time, federal agencies and some state agencies have indicated that every year available student aid goes unused. In response to these misconceptions…

  18. A Multimedia Approach for Providing Financial Aid Information in Higher Education: An Evaluation Study

    ERIC Educational Resources Information Center

    Miller, Michael

    2013-01-01

    Millions of current and prospective college students fail to complete the Free Application for Federal Student Aid (FAFSA) annually for a number of reasons. One common obstacle students face is the complexity of the FAFSA which prevents students from completing the federal application. This study examined whether or not a multimedia tutorial can…

  19. Exploring the Effects of Financial Aid on the Gap in Student Dropout Risks by Income Level

    ERIC Educational Resources Information Center

    Chen, Rong; DesJardins, Stephen L.

    2008-01-01

    Using national survey data and discrete-time logit modeling, this research seeks to understand whether student aid mediates the relationship between parental income and student dropout behavior. Our analysis confirms that there is a gap in dropout rates for low-income students compared with their upper income peers, and suggests that some types of…

  20. [Financial Aid to Independent Students at the Post Secondary Level: The Federal Government's Role

    ERIC Educational Resources Information Center

    Dellenback, John

    One of the new and complex issues related to student aid is the independent student controversy. The author wishes to increase the Basic Opportunity Grant (BOG) and substantially increase work study to help the independent student. For the immediate future the author would like to see: (1) The BOG refined as a major Federal grant program committed…

  1. The End of Need-Based Student Financial Aid in Canada?

    ERIC Educational Resources Information Center

    Junor, Sean; Usher, Alex

    2007-01-01

    There was a major change in Canadian student aid in the late 1990s, due largely to a package of measures adopted by the Government Canada as part of its "Canada Opportunities Strategy". At the time, what aroused the most comment was the creation in 1998 of the $2.5 billion Canada Millennium Scholarship Foundation (Foundation). But while the…

  2. Irreversible Wash Aid Additive for Cesium Mitigation. Small-Scale Demonstration and Lessons Learned

    SciTech Connect

    Kaminski, Michael

    2015-01-01

    The Irreversible Wash Aid Additive process has been under development by the U.S. Environmental Protection Agency (EPA) and Argonne National Laboratory (Argonne). This process for radioactive cesium mitigation consists of a solution to wash down contaminated structures, roadways, and vehicles and a sequestering agent to bind the radionuclides from the wash water and render them environmentally immobile. The purpose of this process is to restore functionality to basic services and immediately reduce the consequences of a radiologically-contaminated urban environment. Research and development have resulted in a down-selection of technologies for integration and demonstration at the pilot-scale level as part of the Wide Area Recovery and Resiliency Program (WARRP) under the Department of Homeland Security and the Denver Urban Area Security Initiative. As part of developing the methods for performing a pilot-scale demonstration at the WARRP conference in Denver in 2012, Argonne conducted small-scale field experiments at Separmatic Systems. The main purpose of these experiments was to refine the wash water collection and separations systems and demonstrate key unit operations to help in planning for the large scale demonstration in Denver. Since the purpose of these tests was to demonstrate the operations of the system, we used no radioactive materials. After a brief set of experiments with the LAKOS unit to familiarize ourselves with its operation, two experiments were completed on two separate dates with the Separmatic systems.

  3. The effectiveness of financial incentives for smoking cessation during pregnancy: is it from being paid or from the extra aid?

    PubMed Central

    2012-01-01

    Background Financial incentives appear to be effective in promoting smoking cessation in pregnancy. The mechanisms by which they might operate however, are poorly understood. The present study examines how financial incentives for smoking cessation during pregnancy may work, by exploring pregnant women's experiences of trying to stop smoking, within and outside of a financial incentives scheme. Methods Thirty-six (n = 36) UK-based pregnant smokers (n = 36), offered standard NHS Stop-Smoking Services, of whom twenty (n = 20) were enrolled in a financial incentives scheme for smoking cessation (n = 20) and sixteen (n = 16) were not, were interviewed about (i) their motivation to stop smoking, and (ii) the factors they perceived as influencing their quitting efforts. Framework Analysis was used to analyse the data. Results Women in the two groups reported similar reasons for wanting to stop smoking during pregnancy. However, they described dissimilar experiences of the Stop-Smoking Services, which they perceived to have differentially influenced their quit attempts. Women who were incentivised reported using the services more than women who were not incentivised. In addition, they described the motivating experience of being monitored and receiving feedback on their progress. Non-incentivised women reported problems receiving the appropriate Nicotine Replacement Therapy, which they described as having a detrimental effect on their quitting efforts. Conclusion Women participating in a financial incentives scheme to stop smoking reported greater engagement with the Stop-Smoking Services, from which they described receiving more help in quitting than women who were not part of the scheme. These results highlight the complexity of financial incentives schemes and the intricacies surrounding the ways in which they operate to affect smoking cessation. These might involve influencing individuals' motivation and self-regulation, changing engagement with and provision of

  4. Priced out: How the Wrong Financial-Aid Policies Hurt Low-Income Students

    ERIC Educational Resources Information Center

    Lynch, Mamie; Engle, Jennifer; Cruz, Jose L.

    2011-01-01

    This report demonstrates how much low-income students must stretch to pay for college, even after grant aid is taken into account. This report finds that just five of the nation's nearly 1,200 four-year colleges and universities have student bodies that are at least 30 percent low-income and offer low-income students a reasonable chance at a…

  5. 31 CFR 561.204 - Additional petroleum-related sanctions on certain foreign financial institutions.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... more of the activities described in paragraph (b) of this section, the Secretary of the Treasury may... determination has been made. (b) Sanctionable activity. A foreign financial institution engages in an activity... activity. Sanctions will not be imposed under paragraph (a) of this section with respect to any...

  6. 31 CFR 561.204 - Additional petroleum-related sanctions on certain foreign financial institutions.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... more of the activities described in paragraph (b) of this section, the Secretary of the Treasury may... determination has been made. (b) Sanctionable activity. A foreign financial institution engages in an activity... activity. Sanctions will not be imposed under paragraph (a) of this section with respect to any...

  7. 42 CFR 441.256 - Additional condition for Federal financial participation (FFP).

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... participation (FFP). 441.256 Section 441.256 Public Health CENTERS FOR MEDICARE & MEDICAID SERVICES, DEPARTMENT... financial participation (FFP). (a) FFP is not available in expenditures for any sterilization or... through November 2, 1982, FFP is available in expenditures for those services if the documentation...

  8. Student Financial Aid. Schools' Experiences Using the National Student Loan Data System. Report to the Chairman, Subcommittee on Oversight and Investigations, Committee on Education and the Workforce, House of Representatives.

    ERIC Educational Resources Information Center

    General Accounting Office, Washington, DC. Health, Education, and Human Services Div.

    This report presents results of a survey of 600 postsecondary schools concerning their use of the National Student Loan Data System (NSLDS). NSLDS was developed to improve the quality and accessibility of student financial aid data, to reduce the burden on schools of administering the Department of Education's student financial aid programs, and…

  9. Breaking through the Barriers to College: Empowering Low-Income Communities, Schools, and Families for College Opportunity and Student Financial Aid

    ERIC Educational Resources Information Center

    De La Rosa, Mari Luna; Tierney, William G.

    2006-01-01

    Rather than promote access, college admissions and financial aid processes often create a series of barriers that the poorest student must overcome to get to college. The Center for Higher Education Policy Analysis (CHEPA) of the Rossier School of Education at the University of Southern California directed a three-year research initiative,…

  10. How Need-Based Financial Aid Reduces College Attrition among Low-Income Public University Students: The Role of Time Use

    ERIC Educational Resources Information Center

    Goldrick-Rab, Sara; Harris, Douglas N.; Benson, James

    2011-01-01

    The authors examine whether a need-based financial grant distribution "at random" to 1,500 Wisconsin Pell Grant recipients attending 13 public universities had an impact on how they allocated their time devoted to (a) working, (b) studying, (c) sleeping, and (d) socializing. To test whether time use mediates the relationship between aid and…

  11. The Student Loan Handbook. All about the Guaranteed Student Loan Program and Other Forms of Financial Aid for College Students and Their Parents.

    ERIC Educational Resources Information Center

    Chandler, Lana J.; Boggs, Michael D.

    The Guaranteed Student Loan Program (GSLP) and other forms of financial aid are described under the following headings: (1) the Guaranteed Student Loan Program (what the program is; how much and when to borrow; the student loan; the Parent Loans for Undergraduate Students (PLUS) Program; guidelines for the independent undergraduate--the…

  12. The Vital Role of Administrative Cost Allowances to Student Financial Aid Offices: Key Findings from NASFAA's Administrative Cost Allowance Survey, July 2011

    ERIC Educational Resources Information Center

    National Association of Student Financial Aid Administrators (NJ1), 2011

    2011-01-01

    The National Association of Student Financial Aid Administrators (NASFAA) recently conducted a survey on the 2009-10 award year Administrative Cost Allowances (ACA), which are funds used by colleges and universities to support operations and professional development. Specifically, ACA is often used in essential areas that support the day-to-day…

  13. Changes in Financial Aid and Student Enrollment at Historically Black Colleges and Universities after the Tightening of PLUS Credit Standards. REL 2015-082

    ERIC Educational Resources Information Center

    Johnson, Matthew; Bruch, Julie; Gill, Brian

    2015-01-01

    The purpose of this study was to examine the changes in financial aid and student enrollment at historically Black colleges and universities (HBCUs) after the U.S. Department of Education increased the credit history requirements necessary to obtain Parental Loans for Undergraduate Students (PLUS). The study used institution-level data to examine…

  14. Student Financing in the Health Professions: Dependence on and Interactions between the Higher Education Act and the Public Health Service Act Financial Aid Programs: A Background Paper. Draft.

    ERIC Educational Resources Information Center

    Advisory Committee on Student Financial Assistance, Washington, DC.

    This paper identifies issues that underlie student financing of education in the health professions in terms of the interrelationships and interactions between financial aid programs under Title IV of the Higher Education Act and Titles VII and VIII of the Public Health Service Act. Section 1 provides background to the issues by describing…

  15. Toxic Substances: Information on Costs and Financial Aid to Schools To Control Asbestos. Fact Sheet for the Honorable John J. La Falce, House of Representatives.

    ERIC Educational Resources Information Center

    General Accounting Office, Washington, DC. Resources, Community, and Economic Development Div.

    Information on the costs of and financial aid available to schools for asbestos abatement is provided in this report. Data are based on interviews with officials from 15 school districts in 5 states--Illinois, New Jersey, New York, Ohio, and Pennsylvania. Section 1 provides background on the use of asbestos in buildings, health problems, federal…

  16. Sociocultural Constraints: The Relation between Generations in the United States, Parental Education, Income, Hispanic Origin and the Financial Aid Packages of Hispanic Undergraduate Students

    ERIC Educational Resources Information Center

    Del Razo, Parvati Heliana

    2012-01-01

    The purpose of this study was to find out if the demographic variables of country of origin, generation in the United States (immigration status), income and parental education had an impact on the financial aid packages of Hispanic undergraduate students. This dissertation asked: What is the relation between generation in the United States,…

  17. Changes in Financial Aid and Student Enrollment at Historically Black Colleges and Universities after the Tightening of PLUS Credit Standards. Stated Briefly. REL 2015-088

    ERIC Educational Resources Information Center

    Johnson, Matthew; Bruch, Julie; Gill, Brian

    2015-01-01

    This "Stated Briefly" report is a companion piece that summarizes the results of another report of the same name. The purpose of this study was to examine the changes in financial aid and student enrollment at historically Black colleges and universities (HBCUs) after the U.S. Department of Education increased the credit history…

  18. Impact of Educational Development, Family Income, College Costs, and Financial Aid in Student Choice and Enrollment in College. Report No. 77.

    ERIC Educational Resources Information Center

    Munday, Leo A.

    Relationships among student and college characteristics are studied in conjunction with colleges students chose and attended. Two data sets, one of students who were college bound in 1971-72, and the other of financial aid applicants who were college freshmen in 1972-73, are used. The relation between family income and college cost is examined.…

  19. Introducing embedded indigenous psychological support teams: a suggested addition to psychological first aid in an international context.

    PubMed

    Edwards-Stewart, Amanda; Ahmad, Zeba S; Thoburn, John W; Furman, Rich; Lambert, Ashly J; Shelly, Lauren; Gunn, Ginger

    2012-01-01

    The current article introduces Embedded Indigenous Psychological Support Teams (IPST) as a possible addition to current disaster relief efforts. This article highlights psychological first aid in an international context by drawing on mainstream disaster relief models such as The American Red Cross, Critical Incident Stress Management, and Flexible Psychological First Aid. IPST are explained as teams utilizing techniques from both CISM and FPFA with a focus on resiliency. It is currently theorized that in utilizing IPST existing disaster relief models may be more effective in mitigating negative physical or mental health consequences post-disaster.

  20. Origins and Outcomes: An Essay on the History of Student Aid in California. The Eureka Project: A Review of Student Financial Aid in California.

    ERIC Educational Resources Information Center

    Eureka Project, Sacramento, CA.

    The history of student aid policies in California is reviewed by the Eureka Project to help guide policy formation and review developments that have accounted for past consensus about the state's role in providing student aid. Attention is directed to: the demographic facts that have made student aid important to California; the evolution of…

  1. New actors, financial mechanisms and reformed aid reporting: What role for SRHR in post-2015 financing for development?

    PubMed

    Hoehn, Karen; Stratmann, Johanna; Schaffler, Peter

    2015-05-01

    As governments around the world prepare to adopt a new development framework and supportive financial flows, the OECD Development Assistance Committee is exploring new ways of measuring and reporting on resource flows enabling development, including population assistance. These changes will affect the evidence base, discourse about and donor incentives related to sexual and reproductive health and rights (SRHR). They may lead to: i) reduction of grant aid in favour of instruments that are less suitable for SRHR, like loans and market-like instruments; ii) expansion of the range of development stakeholders to include those with market power that can steer the discussion away from the needs of the most under-served populations; and iii) diversion of attention and resources away from SRHR. The discourse over how to provide, incentivize and report on development assistance in the new framework demonstrates the crucial relationship between knowledge, evidence, practice and power in relation to funding for SRHR in developing countries. With all that is at stake, although the OECD debate on the future of the development finance measurement system may seem highly abstract, this is a high-stakes game that SRHR advocates need to have a hand in. Those who seek to improve SRHR are well served to engage in these discussions as early and often as possible before the momentous decisions over the coming months.

  2. Comparisons among three types of generalist physicians: Personal characteristics, medical school experiences, financial aid, and other factors influencing career choice.

    PubMed

    Xu, G; Veloski, J J; Barzansky, B; Hojat, M; Diamond, J; Silenzio, V M

    1996-01-01

    A national survey of family physicians, general internists, and general pediatricians was conducted in the US to examine differences among the three groups of generalists physicians, with particular regard to the factors influencing their choice of generalist career. Family physicians were more likely to have made their career decision before medical school, and were more likely to have come from inner-city or rural areas. Personal values and early role models play a very important role in influencing their career choice. In comparison, a higher proportion of general internists had financial aid service obligations and their choice of the specialty was least influenced by personal values. General pediatricians had more clinical experiences either in primary care or with underserved populations, and they regarded medical school experiences as more important in influencing their specialty choice than did the other two groups. Admission committees may use these specialty-related factors to develop strategies to attract students into each type of generalist career. PMID:24179019

  3. New actors, financial mechanisms and reformed aid reporting: What role for SRHR in post-2015 financing for development?

    PubMed

    Hoehn, Karen; Stratmann, Johanna; Schaffler, Peter

    2015-05-01

    As governments around the world prepare to adopt a new development framework and supportive financial flows, the OECD Development Assistance Committee is exploring new ways of measuring and reporting on resource flows enabling development, including population assistance. These changes will affect the evidence base, discourse about and donor incentives related to sexual and reproductive health and rights (SRHR). They may lead to: i) reduction of grant aid in favour of instruments that are less suitable for SRHR, like loans and market-like instruments; ii) expansion of the range of development stakeholders to include those with market power that can steer the discussion away from the needs of the most under-served populations; and iii) diversion of attention and resources away from SRHR. The discourse over how to provide, incentivize and report on development assistance in the new framework demonstrates the crucial relationship between knowledge, evidence, practice and power in relation to funding for SRHR in developing countries. With all that is at stake, although the OECD debate on the future of the development finance measurement system may seem highly abstract, this is a high-stakes game that SRHR advocates need to have a hand in. Those who seek to improve SRHR are well served to engage in these discussions as early and often as possible before the momentous decisions over the coming months. PMID:26278835

  4. The Effect of Policy Changes of State Scholarship Programs on Enrollment and Financial Aid Awards to Students Attending Two-Year Technical Colleges in Georgia

    ERIC Educational Resources Information Center

    Whitlock, Tonya F.

    2013-01-01

    This dissertation is a policy evaluation of the HOPE Grant Program in the state of Georgia. It examines if the HOPE Grant policy change related to the shifts in enrollment and financial aid awards at two-year technical colleges in Georgia. It particularly focuses on the FY2011 policy change where the GPA was raised from a 2.0 to a 3.0 as a…

  5. Large Advanced Space Systems (LASS) computer-aided design program additions

    NASA Technical Reports Server (NTRS)

    Farrell, C. E.

    1982-01-01

    The LSS preliminary and conceptual design requires extensive iteractive analysis because of the effects of structural, thermal, and control intercoupling. A computer aided design program that will permit integrating and interfacing of required large space system (LSS) analyses is discussed. The primary objective of this program is the implementation of modeling techniques and analysis algorithms that permit interactive design and tradeoff studies of LSS concepts. Eight software modules were added to the program. The existing rigid body controls module was modified to include solar pressure effects. The new model generator modules and appendage synthesizer module are integrated (interfaced) to permit interactive definition and generation of LSS concepts. The mass properties module permits interactive specification of discrete masses and their locations. The other modules permit interactive analysis of orbital transfer requirements, antenna primary beam n, and attitude control requirements.

  6. Counselors and Mentors Handbook on Federal Student Aid: A Guide for Those Advising Students about Financial Aid for Postsecondary Education. 2010-11

    ERIC Educational Resources Information Center

    US Department of Education, 2010

    2010-01-01

    Student aid is money provided by the federal government or another entity, such as a school or a state government, to help students pay for college or trade school. The U.S. Department of Education's federal student aid programs deliver billions of dollars to students each year, representing a substantial federal commitment to provide financial…

  7. CHARMM additive and polarizable force fields for biophysics and computer-aided drug design

    PubMed Central

    Vanommeslaeghe, K.

    2014-01-01

    Background Molecular Mechanics (MM) is the method of choice for computational studies of biomolecular systems owing to its modest computational cost, which makes it possible to routinely perform molecular dynamics (MD) simulations on chemical systems of biophysical and biomedical relevance. Scope of Review As one of the main factors limiting the accuracy of MD results is the empirical force field used, the present paper offers a review of recent developments in the CHARMM additive force field, one of the most popular bimolecular force fields. Additionally, we present a detailed discussion of the CHARMM Drude polarizable force field, anticipating a growth in the importance and utilization of polarizable force fields in the near future. Throughout the discussion emphasis is placed on the force fields’ parametrization philosophy and methodology. Major Conclusions Recent improvements in the CHARMM additive force field are mostly related to newly found weaknesses in the previous generation of additive force fields. Beyond the additive approximation is the newly available CHARMM Drude polarizable force field, which allows for MD simulations of up to 1 microsecond on proteins, DNA, lipids and carbohydrates. General Significance Addressing the limitations ensures the reliability of the new CHARMM36 additive force field for the types of calculations that are presently coming into routine computational reach while the availability of the Drude polarizable force fields offers a model that is an inherently more accurate model of the underlying physical forces driving macromolecular structures and dynamics. PMID:25149274

  8. 46 Pct. of All Undergraduates Received Some Form of Financial Aid in Fall 1986, U.S. Study Shows.

    ERIC Educational Resources Information Center

    Wilson, Robin

    1988-01-01

    The National Postsecondary Student Aid Study by the U.S. Department of Education examines the amount and types of aid students receive nationwide. The study covered aid distributed by the federal government, state governments, colleges and universities, and other sources. (MLW)

  9. Additives

    NASA Technical Reports Server (NTRS)

    Smalheer, C. V.

    1973-01-01

    The chemistry of lubricant additives is discussed to show what the additives are chemically and what functions they perform in the lubrication of various kinds of equipment. Current theories regarding the mode of action of lubricant additives are presented. The additive groups discussed include the following: (1) detergents and dispersants, (2) corrosion inhibitors, (3) antioxidants, (4) viscosity index improvers, (5) pour point depressants, and (6) antifouling agents.

  10. Fixing Financial Aid

    ERIC Educational Resources Information Center

    Carey, Kevin

    2013-01-01

    For 40 years, federal money has sustained higher education while enabling its worst tendencies. That is about to change. The end may have come on February 12, 2013, when President Barack Obama delivered his State of the Union address. "Skyrocketing costs," the president said, "price way too many young people out of a higher education, or saddle…

  11. State of Alaska Student Financial Aid Programs: Annual Report, 1987-1988. Document Number 89-1.

    ERIC Educational Resources Information Center

    Alaska State Commission on Postsecondary Education, Juneau.

    This report summarizes the participation levels of the five postsecondary, financial assistance programs in the state of Alaska for 1987-88. The Alaska Student Loan Program (ASLP) awarded approximately 17,000 loans during the period; 53.8% of which went to students attending an institution in Alaska, while 26.7% were awarded to freshmen. The…

  12. An Exploratory Study of College Purchase Options: How Financial Aid Widens Minorities' Choices. ASHE Annual Meeting Paper.

    ERIC Educational Resources Information Center

    Millett, Catherine M.; MacKenzie, Susan

    This study examined, over a 3-year period, the ability of financial assistance for minority students to bridge the gap between generic higher education and the high-prestige, high-cost institutions that are associated with long-term economic benefits to graduates. Applying a variation of the status attainment model to data for the 1989-1990…

  13. The Effectiveness of a Single Intervention of Computer-Aided Argument Mapping in a Marketing and a Financial Accounting Subject

    ERIC Educational Resources Information Center

    Carrington, Michal; Chen, Richard; Davies, Martin; Kaur, Jagjit; Neville, Benjamin

    2011-01-01

    An argument map visually represents the structure of an argument, outlining its informal logical connections and informing judgments as to its worthiness. Argument mapping can be augmented with dedicated software that aids the mapping process. Empirical evidence suggests that semester-length subjects using argument mapping along with dedicated…

  14. Funding for Higher Education in Asia and the Pacific. Strategies To Increase Cost Efficiency and Attract Additional Financial Support.

    ERIC Educational Resources Information Center

    Harman, Grant, Ed.; Selim, M., Ed.

    This book presents articles that document the serious funding problems faced by higher education institutions and systems in the Asian and Pacific region, and explores possible strategies to address these problems. It presents an overview of the financial situation faced by higher education in the region, and then discusses two main strategies…

  15. Student Financial Aid Systems: Absence of Guiding Architecture Reduces Efficiency, Ease of Use. Testimony before the Subcommittee on Postsecondary Education, Training, and Life-Long Learning, House Committee on Education and the Workforce.

    ERIC Educational Resources Information Center

    Willemssen, Joel C.

    This testimony is an evaluation of the U.S. Department of Education's progress in integrating its National Student Loan Data System (NSLDS) with other student financial aid systems, as required by law. NSLDS was authorized under the 1986 Higher Education Act amendments as a means to improve compliance with repayment and loan-limitation provisions,…

  16. Improving Access to Student Financial Aid Information. Hearing before the Subcommittee on Government Information and Regulation of the Committee on Governmental Affairs. United States Senate, One Hundred Second Congress First Session.

    ERIC Educational Resources Information Center

    Congress of the U.S., Washington, DC. Senate Committee on Governmental Affairs.

    This document presents testimony and prepared statements concerning the lack of information about educational and career opportunities for young people beyond high school, and the need for improving access to student financial aid information so that economically disadvantaged students have the opportunity to go on to higher education. Witnesses…

  17. Graduation Rates for Selected Cohorts, 2006-11; Student Financial Aid, Academic Year 2013-14; and Admissions in Postsecondary Institutions, Fall 2014. First Look (Provisional Data). NCES 2015-181

    ERIC Educational Resources Information Center

    Ginder, Scott A.; Kelly-Reid, Janice E.; Mann, Farrah B.

    2015-01-01

    This "First Look" presents findings from the provisional data of the IPEDS winter 2014-15 data collection, which included four survey components: (1) Graduation Rates (GR); (2) 200 Percent Graduation Rates (GR200); (3) Student Financial Aid (SFA); and (4) Admissions (ADM). GR and GR200 present graduation rates for selected cohorts within…

  18. Year 2000 Computing Crisis: Significant Risks Remain to Department of Education's Student Financial Aid Systems. Testimony before the Subcommittee on Oversight and Investigations, Committee on Education and the Workforce, House of Representatives.

    ERIC Educational Resources Information Center

    Willemssen, Joel C.

    This testimony discusses the risks faced by the U.S. Department of Education due to the year 2000 (Y2K) computing crisis, focusing on student financial aid systems, the actions the Department has taken in recent months to address these risks, and the key issues the Department must deal with if its computer systems are to be ready for the century…

  19. CONFERENCE OF LARGE CITY BOARDS OF EDUCATION OF NEW YORK STATE, AN ANALYSIS OF THE EDUCATIONAL AND FINANCIAL NEEDS OF LARGE CITIES IN N.Y. STATE WITH RECOMMENDATIONS FOR REVISION OF THE STATE AID FORMULAS.

    ERIC Educational Resources Information Center

    BROWN, AARON; AND OTHERS

    SUGGESTED IS THE SERIOUS CONSIDERATION OF RECOMMENDATIONS BY ALL PERSONS AND AGENCIES CONCERNED WITH A REALISTIC REVISION OF THE STATE-AID PATTERN AIMED AT MEETING TODAY'S EDUCATIONAL NEEDS. DATA AND EMPHASES RELATE TO FACTORS CHARACTERISTIC OF LARGE CITIES. COST DATA ARE BASED ON CURRENT PRACTICE, WITH ITS FINANCIAL LIMITATIONS. RECOMMENDATIONS…

  20. The Impact of Financial Aid on the Enrollment and Retention of Student Athletes at National Collegiate Athletic Association (NCAA) Division III Colleges and Universities: A Review of the Literature

    ERIC Educational Resources Information Center

    Bandre, Mark A.

    2011-01-01

    This article aims to review current literature on the enrollment and retention of student athletes at NCAA Division III institutions. However, the review identifies very few studies that specifically focused on Division III programs and none that looks at the influence of financial aid on the enrollment and retention of student athletes at…

  1. Federal Student Financial Aid Delivery Systems. Hearing before the Subcommittee on Postsecondary Education of the Committee on Education and Labor. House of Representatives, One Hundredth Congress, Hearing Held in Missoula, Montana, Second Session.

    ERIC Educational Resources Information Center

    Congress of the U.S., Washington, DC. House Committee on Education and Labor.

    The U.S. House Subcommittee on Postsecondary Education of the Committee on Education and Labor met in Missoula, Montana for an oversight hearing on the student aid delivery system. An opening statement from Pat Williams is followed by a report of the Advisory Committee on Student Financial Assistance on the issue of multiple data entry (MDE)…

  2. Paying the piper: additional considerations of the theoretical, ethical and moral basis of financial incentives for health behaviour change.

    PubMed

    Stephens, Christine

    2014-02-01

    Lynagh, Sanson-Fisher and Bonevski's article entitled "What's good for the goose is good for the gander. Guiding principles for the use of financial incentives in health behaviour change" (Int J Behav Med 20:114-120, 2012) reviews evidence for the use of financial incentives for encouraging health behaviour change. Their discussion of the practical and moral issues involved is a timely contribution which will encourage consideration of the implications of such interventions. In this response to their paper, I suggest that there are also broader aspects that we must consider before developing principles for public policy intervention. First, we must include good theories that explain in a great deal more depth what we mean by health-related behaviours, and secondly, we need to understand the location of these behaviours in social life and within structural inequalities. To ignore these fundamental aspects of health is to risk increasing social injustice and worsening health inequalities, a facet of the morality of health promotion activities which is not touched upon by the Lynagh et al. paper.

  3. Undergraduates with Employer-Sponsored Aid: Comparing Group Differences

    ERIC Educational Resources Information Center

    Faulk, Dagney G.; Wang, Zhenlei

    2014-01-01

    Tuition assistance offered by employers is an understudied area of financial aid research. The purpose of this study is to compare the demographic, socioeconomic, academic and financial aid characteristics of college students who receive employer-sponsored financial aid with students who receive traditional financial aid (institutional, state, or…

  4. Federal Student Aid: Recent Changes to Eligibility Requirements and Additional Efforts to Promote Awareness Could Increase Academic Competitiveness and SMART Grant Participation. Report to Congressional Requesters. GAO-09-343

    ERIC Educational Resources Information Center

    US Government Accountability Office, 2009

    2009-01-01

    The Academic Competitiveness (AC) and National Science and Mathematics Access to Retain Talent (SMART) Grants were established by the Deficit Reduction Act of 2005. The grants provide merit-based financial aid to certain low-income college students eligible for Federal Pell Grants and are administered by the Department of Education (Education).…

  5. College Costs and Student Aid.

    ERIC Educational Resources Information Center

    Green, Kenneth C.

    The growing campus role in providing student financial aid is discussed based on data from the Cooperative Institutional Research Program, Peterson's Guide, and other sources. The campus contribution to student aid programs has grown far more than recent tuition increases. A significant portion of the financial aid burden has passed from federal…

  6. Five Strategic Responses to the Financial Challenges Facing Colleges and Universities. AGB Occasional Paper No. 33.

    ERIC Educational Resources Information Center

    Hauptman, Arthur M.

    1997-01-01

    College and university trustees and administrators are employing various strategies to deal with financial challenges. These fall generally into five categories: (1) attracting additional revenues to help close the gap between resources and expenses; (2) reassessing tuition and financial aid policies to alter the size or mix of the student body;…

  7. 12 CFR 208.73 - What additional provisions are applicable to state member banks with financial subsidiaries?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... determining the bank's ratio of tangible equity to total assets under § 208.43(b)(5), the bank must deduct the... subsidiaries from the bank's tangible equity and total assets. (5) If the deduction from Tier 2 capital... 12 Banks and Banking 2 2010-01-01 2010-01-01 false What additional provisions are applicable...

  8. Finding Financial Resources for Adult Learners: Profiles for Practice.

    ERIC Educational Resources Information Center

    College Entrance Examination Board, New York, NY.

    A variety of special financial aid practices that colleges have created to meet the needs of adult students are described, based on a 1983 survey of financial aid directors from more than 100 colleges. Information is provided on campus-based sources of financial aid such as: credit for prior learning programs, financial and career information…

  9. Does Merit-Based Aid "Crowd Out" Need-Based Aid?

    ERIC Educational Resources Information Center

    Doyle, William R.

    2010-01-01

    The advent of merit-based state financial aid programs has had several first order effects, such as changes in enrollment. However, these programs may also have second order effects, such as declining state support for need-based state financial aid programs. I hypothesize that the advent of merit-based state financial aid may be an example of…

  10. Erecting a Sturdy Financial Structure.

    ERIC Educational Resources Information Center

    West, Jeffrey J.

    1998-01-01

    Explanation of the technological setting in which college and university financial systems have developed is provided for financial officers, to aid in devising a plan for the chart of accounts and erecting an efficient, logical, flexible financial structure. Topics include software/hardware advances, understanding the demand for financial…

  11. The Role of the Government in Providing Access to Higher Education: The Case of Government-Sponsored Financial Aid in the US

    ERIC Educational Resources Information Center

    Landry, Lynette; Neubauer, Deane

    2016-01-01

    The overall financial structure of US higher education has changed dramatically over the past 30 years, resulting in a significant reduction of public funding. One result of this shift has been the steadily increasing costs of tuition as an increasing portion of the financial structure of higher education is shifted to students. Increased costs to…

  12. Who Receives Federal Student Aid?

    ERIC Educational Resources Information Center

    College Entrance Examination Board, Washington, DC.

    Information on federal student aid recipients by income, undergraduate and graduate level, and financial dependency status is presented for Pell Grants, campus-based programs, and Guaranteed Student Loans (GSL). Income data are reported for all aid recipients and for financially dependent and independent students for 1983-1984 and for 1976-1977,…

  13. Moral Character and Student Aid

    ERIC Educational Resources Information Center

    Flint, Thomas A.

    2012-01-01

    Thirty years after the creation of federal student financial aid programs through the Higher Education Act of 1965, the link between moral character and student financial aid programs is once again influencing the public policy debate. A careful look at the debate, though, shows that the nature of concerns has shifted. In the past, the question…

  14. International Aid to Education

    ERIC Educational Resources Information Center

    Benavot, Aaron

    2010-01-01

    Recent evidence highlights several worrisome trends regarding aid pledges and disbursements, which have been exacerbated by the global financial crisis. First, while overall development assistance rose in 2008, after 2 years of decline, the share of all sector aid going to the education sector has remained virtually unchanged at about 12 percent…

  15. Annual NASSGP/NCHELP Research Conference on Student Financial Aid Research (4th, St. Louis, Missouri, June 3-5, 1987). The Proceedings, Volume 1.

    ERIC Educational Resources Information Center

    New York State Higher Education Services Corp., Albany.

    Papers from the National Association of State Scholarship and Grant Programs/National Council of Higher Education Loan Programs conference on student aid are presented. They include: (1) "Keynote: Meta-Analysis of the Effects of Student Aid on Access, Choice, and Persistence" (Larry Leslie and Paul Brinkman); (2) "College Choice Issues Defined…

  16. Pediatric AIDS: psychosocial impact.

    PubMed

    Mangos, J A; Doran, T; Aranda-Naranjo, B; Rodriguez-Escobar, Y; Scott, A; Setzer, J R

    1990-06-01

    There is no question that the domain of the American family has been invaded by the HIV infection/AIDS epidemic. The disease, and particularly its form affecting children (pediatric AIDS), has had marked psychosocial impact on patients and families (intellectual/cognitive, emotional/behavioral, spiritual, and financial) and on our society in general (adverse or favorable). These impacts of pediatric AIDS are discussed in the present communication. PMID:2371699

  17. Financial Quality Control of In-Patient Chemotherapy in Germany: Are Additional Payments Cost-Covering for Pharmaco-Oncological Expenses?

    PubMed Central

    Jacobs, Volker R.; Mallmann, Peter

    2011-01-01

    Summary Background Cost-covering in-patient care is increasingly important for hospital providers in Germany, especially with regard to expensive oncological pharmaceuticals. Additional payments (Zusatzentgelte; ZE) on top of flat rate diagnose-related group (DRG) reimbursement can be claimed by hospitals for in-patient use of selected medications. To verify cost coverage of in-patient chemotherapies, the costs of medication were compared to their revenues. Method From January to June 2010, a retrospective cost-revenue study was performed at a German obstetrics/gynecology university clinic. The hospital's pharmacy list of inpatient oncological therapies for breast and gynecological cancer was checked for accuracy and compared with the documented ZEs and the costs and revenues for each oncological application. Results N = 45 in-patient oncological therapies were identified in n = 18 patients, as well as n = 7 bisphosphonate applications; n = 11 ZEs were documented. Costs for oncological medication were € 33,752. The corresponding ZE revenues amounted to only € 13,980, resulting in a loss of € 19,772. All in-patient oncological therapies performed were not cost-covering. Data discrepancy, incorrect documentation and cost attribution, and process aborts were identified. Conclusions Routine financial quality control at the medicine-pharmacy administration interface is implemented, with monthly comparison of costs and revenues, as well as admission status. Non-cost-covering therapies for in-patients should be converted to out-patient therapies. Necessary adjustments of clinic processes are made according to these results, to avoid future losses. PMID:21673822

  18. Annual NASSGP/NCHELP Research Conference on Student Financial Aid Research (4th, St. Louis, Missouri, June 3-5, 1987). The Proceedings, Volume 2.

    ERIC Educational Resources Information Center

    New York State Higher Education Services Corp., Albany.

    The following papers from the National Association of State Scholarship and Grant Programs/National Council of Higher Education Loan Programs conference on student aid are provided: (1) "The Equity of Higher Education Subsidies" (John B. Lee); (2) "The Economics and Financing of Higher Education: The Tension between Quality and Equity" (W. Lee…

  19. Annual NASSGP/NCHELP Conference on Student Financial Aid Research (3rd, Chicago, Illinois, May 28-30, 1986). The Proceedings, Volume 2.

    ERIC Educational Resources Information Center

    Illinois State Scholarship Commission, Deerfield.

    The following papers from the National Association of State Scholarship and Grant Programs/National Council of Higher Education Loan Programs conference on student aid are provided: (1) "The Employees Tuition Benefit Programs of the Fortune 1000 Companies: Summary of Survey Results" (Joseph P. O'Neill); (2) "The Interaction of Federal Student Aid…

  20. Annual NASSGP/NCHELP Conference on Student Financial Aid Research (3rd, Chicago, Illinois, May 28-30, 1986). The Proceedings, Volume 1.

    ERIC Educational Resources Information Center

    Illinois State Scholarship Commission, Deerfield.

    The National Association of State Scholarship and Grant Programs/National Council of Higher Education Loan Programs conference on student aid is reported. Following the conference agenda and lists of registrants and conference speakers, the following papers are presented: (1) "Reinterpretation of Hansen's Census Data" (John B. Lee); (2)…

  1. Bruises, First Aid

    MedlinePlus

    ... and rashes clinical tools newsletter | contact Share | Bruises, First Aid A A A Bruises lighten and change color ... Bruises can be a sign of internal bleeding. First Aid Guide If there is external bleeding in addition ...

  2. 7 CFR 15b.37 - Auxiliary aids.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 7 Agriculture 1 2012-01-01 2012-01-01 false Auxiliary aids. 15b.37 Section 15b.37 Agriculture... ACTIVITIES RECEIVING FEDERAL FINANCIAL ASSISTANCE Other Aid, Benefits, or Services § 15b.37 Auxiliary aids... appropriate auxiliary aids to persons with impaired sensory, manual, or speaking skills, where necessary...

  3. 7 CFR 15b.37 - Auxiliary aids.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 1 2014-01-01 2014-01-01 false Auxiliary aids. 15b.37 Section 15b.37 Agriculture... ACTIVITIES RECEIVING FEDERAL FINANCIAL ASSISTANCE Other Aid, Benefits, or Services § 15b.37 Auxiliary aids... appropriate auxiliary aids to persons with impaired sensory, manual, or speaking skills, where necessary...

  4. 7 CFR 15b.37 - Auxiliary aids.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 1 2010-01-01 2010-01-01 false Auxiliary aids. 15b.37 Section 15b.37 Agriculture... ACTIVITIES RECEIVING FEDERAL FINANCIAL ASSISTANCE Other Aid, Benefits, or Services § 15b.37 Auxiliary aids... appropriate auxiliary aids to persons with impaired sensory, manual, or speaking skills, where necessary...

  5. 7 CFR 15b.37 - Auxiliary aids.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 7 Agriculture 1 2013-01-01 2013-01-01 false Auxiliary aids. 15b.37 Section 15b.37 Agriculture... ACTIVITIES RECEIVING FEDERAL FINANCIAL ASSISTANCE Other Aid, Benefits, or Services § 15b.37 Auxiliary aids... appropriate auxiliary aids to persons with impaired sensory, manual, or speaking skills, where necessary...

  6. 7 CFR 15b.37 - Auxiliary aids.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 1 2011-01-01 2011-01-01 false Auxiliary aids. 15b.37 Section 15b.37 Agriculture... ACTIVITIES RECEIVING FEDERAL FINANCIAL ASSISTANCE Other Aid, Benefits, or Services § 15b.37 Auxiliary aids... appropriate auxiliary aids to persons with impaired sensory, manual, or speaking skills, where necessary...

  7. Financial Scandals and Student Loans

    ERIC Educational Resources Information Center

    Eisenberg, Meyer; Franke, Ann H.

    2007-01-01

    The investigations of student-loan programs around the country echo previous scandals in the financial world involving stock offerings and mutual funds. The relationships between lenders and financial-aid officers seem to raise the same questions about impropriety, conflict of interest, and possible fraud. Indeed, lessons from Wall Street can…

  8. The Interactions of the Student Aid Office.

    ERIC Educational Resources Information Center

    Rutter, Thomas; Braxton, Larry

    The interactions of student financial aid offices with other campus offices, government agencies, and private groups are described. Campus groups that interact with the financial aid office include the following: campus veterans affairs office, student affairs office/dean of students, recruitment staff, campus registrar, chief executive officer,…

  9. College Aid Policy and Competition for Diversity

    ERIC Educational Resources Information Center

    Melguizo, Tatiana; Chung, Anna

    2012-01-01

    The main objective of this study is to identify differences in the freshman financial aid packages of low-income, high-achieving minority students in public and private institutions. Our results suggest that private and selective institutions can offer better financial aid packages that enable them to recruit higher numbers of low-income,…

  10. Student Aid Issues at Private Institutions.

    ERIC Educational Resources Information Center

    Mulugetta, Yuko; Saleh, Donald A.; Mulugetta, Abraham

    1997-01-01

    The private sector in higher education faces unique challenges related to financial aid, including tuition discounting, the precipitous rise in reliance on student loans, and recycling tuition dollars. An example illustrates the importance of institutional research on financial aid issues in this context of rapid change, and the value of…

  11. The Underpinnings of Student Aid.

    ERIC Educational Resources Information Center

    Linsley, Coral B.

    1997-01-01

    Reviews the basic concepts governing student aid funding and the mechanics of delivery, including a review of the development of current federal financial aid programs, the complexities of determining student need, institutional responsibility, and suggested areas for institutional research. Notes that the challenges ahead include strengthening…

  12. Working for College: The Causal Impacts of Financial Grants on Undergraduate Employment

    ERIC Educational Resources Information Center

    Broton, Katharine M.; Goldrick-Rab, Sara; Benson, James

    2016-01-01

    One way in which financial aid is thought to promote college success is by minimizing the time students spend working. Yet, little research has examined if this intended first-order effect occurs, and results are mixed. We leverage a randomized experiment and find that students from low-income families in Wisconsin offered additional grant aid…

  13. Financial, operational issues entangle Medicaid managed care.

    PubMed

    Kalkhof, C J

    1992-08-01

    Federal and state governments may soon require provision of managed care to the Medicaid eligible segment of the community. HMO financial managers must develop financial and operational plans prior to entering into negotiations for the development of a contract with a state. Key financial and operational issues related to Medicaid aid categories, contracting with providers, general administration, and product design must be addressed to minimize financial risk.

  14. Using a Latino Lens to Reimagine Aid Design and Delivery

    ERIC Educational Resources Information Center

    Santiago, Deborah A.

    2013-01-01

    Federal financial aid is critical to student access and success in postsecondary education for many students, including most Latinos. However, three current realities are challenging the effectiveness of federal financial aid policy today: (1) the inability of federal aid to keep pace with the increase in college costs for students; (2) the…

  15. Merit Aid and Inequality: Evidence from Baccalaureate & Beyond.

    ERIC Educational Resources Information Center

    Price, Derek V.

    2001-01-01

    Examined the distribution of merit-based and need-based financial aid packages among a nationally representative sample of baccalaureate degree recipients. Found that students from underrepresented race and class backgrounds are less likely to receive merit aid and that students with minimal financial need are more likely to receive merit aid. (EV)

  16. HIV / AIDS

    MedlinePlus

    ... Marketing Share this: Main Content Area Understanding HIV/AIDS AIDS was first reported in the United States in ... and has since become a major worldwide epidemic. AIDS is caused by the human immunodeficiency virus, or ...

  17. A New Partnership: Reshaping the Federal and State Commitment to Need-Based Aid. Executive Summary

    ERIC Educational Resources Information Center

    Doyle, William R.

    2013-01-01

    This brief provides five recommendations for reforming the college financial aid system. Five principles for reform are presented: (1) The purpose of federal financial aid is to ensure that individuals who can benefit from college and would not otherwise attend are able to enroll. (2) Efforts to reform financial aid must limit the unsustainable…

  18. Survey on Student Financial Assistance, 1993-1994.

    ERIC Educational Resources Information Center

    Journal of Dental Education, 1997

    1997-01-01

    Summarizes data from a survey of 54 dental schools concerning dental students' financial aid. Data and analyses include percent of students receiving aid; average annual aid per student; average first-year costs of dental school; aid distribution within private, public, and state-related schools; details on federal loan programs; grant and…

  19. Chinese College Student Aid Policy: A Case Study of "H" University

    ERIC Educational Resources Information Center

    Xu, Guoxing

    2008-01-01

    The research findings have made it clear that Chinese college student aid policy has several characteristics. Generally speaking, student financial aid is increasing up to some extent. The government financial aids focus mostly on improving equality of educational opportunity in higher education. However, aids from the government are inadequate,…

  20. 34 CFR 106.37 - Financial assistance.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... or parental status. (b) Financial aid established by certain legal instruments. (1) A recipient may... consistent with this paragraph and § 106.41. (Authority: Secs. 901, 902, Education Amendments of 1972,...

  1. [2010-2011 Federal Student Aid Handbook with Active Index

    ERIC Educational Resources Information Center

    Federal Student Aid, US Department of Education, 2011

    2011-01-01

    This publication is intended for financial aid administrators and counselors who help students begin the aid process--filing the Free Application for Federal Student Aid (FAFSA), verifying information, and making corrections and other changes to the information reported on the FAFSA. The Federal Student Aid Handbook consists of the Application and…

  2. Medical student financial assistance, 1996-1997.

    PubMed

    Beran, R L; Lawson, G E

    1998-09-01

    Loans account for the major portion of financial aid available to medical students. In the academic year 1996-1997, 80.1% of all available financial aid came from loans, and medical students borrowed more than $1.11 billion. Of the 1997 medical school graduating class, 83.2% had educational debt, 46% of whom had mean educational debt levels higher than $75000.

  3. Student Charges & Financial Aid, 2000-2001.

    ERIC Educational Resources Information Center

    American Association of State Colleges and Universities, Washington, DC.

    Data from several sources, including annual surveys by the College Board, show that the robust economy of recent years relieved pressure on institutions to increase their tuition and fees, but current budget constraints may result in increased tuition and fees for students. The rate of increase in tuition and fees at public four-year institutions…

  4. Student Parents and Financial Aid. Working Paper

    ERIC Educational Resources Information Center

    Huelsman, Mark; Engle, Jennifer

    2013-01-01

    Student parents face many challenges to accessing, persisting, and completing postsecondary education. While some of these challenges are unique to student parents--such as finding quality child care during class and work hours and juggling studying and academic assignments with parenting duties--others are typical of low-income and underserved…

  5. Traps for the Unwary Financial Aid Officer.

    ERIC Educational Resources Information Center

    Buchanan, E. T.

    1986-01-01

    Describes 11 regulatory traps that can result in fraud and abuse charges. The traps are admissions process, ability to benefit, inability to document attendance, satisfactory academic progress, fictitious students, false eligibility, misstated needs, misuse of funds by students, theft and misuse of funds, lender kickbacks, and loan defaults.…

  6. Requests Seek Financial Aid, Policy Waivers

    ERIC Educational Resources Information Center

    Hoff, David J.

    2005-01-01

    State leaders have just begun counting the billions of dollars it will take for schools in the Gulf Coast region to recover from Hurricane Katrina. Schools around the country, meanwhile, continue to welcome the estimated 300,000-plus students displaced by the storm--some 50,000 of whom were learning that their home schools would likely be closed…

  7. Financial Aid Facts at California Community Colleges

    ERIC Educational Resources Information Center

    Institute for College Access & Success, 2010

    2010-01-01

    While California community college (CCC) system fees are much lower than tuition at community colleges in other states or other colleges in California, the total cost of attending a CCC--which includes books, housing, transportation, and food--is higher than most people realize. The illusion of low cost may lead CCC students to forgo valuable…

  8. 18 CFR 1317.430 - Financial assistance.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 18 Conservation of Power and Water Resources 2 2010-04-01 2010-04-01 false Financial assistance. 1317.430 Section 1317.430 Conservation of Power and Water Resources TENNESSEE VALLEY AUTHORITY... parental status. (b) Financial aid established by certain legal instruments. (1) A recipient may...

  9. New Economic and Financial Indicators of Sustainability

    ERIC Educational Resources Information Center

    Pittman, James; Wilhelm, Kevin

    2007-01-01

    Financial accounting methods fall short of fully accounting for the relative sustainability of college and university operations. Management of social, environmental, and economic performance will be aided by changes to and new developments in financial accounting practices to complement other indicators of sustainability.

  10. Can Financial Need Analysis be Simplified?

    ERIC Educational Resources Information Center

    Orwig, M. D.; Jones, Paul K.

    This paper examines the problem of collecting financial data on aid applicants. A 10% sample (12,383) of student records was taken from the 1968-69 alphabetic history file for the ACT Student Need Analysis Service. Random sub-samples were taken in certain phases of the study. A relatively small number of financial variables were found to predict…

  11. [AIDS: faith healers versus medicine].

    PubMed

    Gottingar, V

    1989-09-01

    The majority of AIDS patients in Africa rely on traditional healers to treat their disease rather than on Western medicine. Most western medical treatments currently available are beyond the financial resources of all but the wealthiest Africans, and most African countries lack the means to provide serious medical treatment for AIDS patients. AZT is almost the only drug used on a wide scale against AIDS, but its cost is estimated by the World Health Organization at $7-8000/year for each individual, not counting other treatments and hospital care. AIDS therapies offered by African health services exhaust their already meager health budgets. The money is lacking even to buy condoms to prevent the epidemic from spreading. Hospital hygiene may be poor and diagnostic and therapeutic tools lacking even for those AIDS patients able to be treated by modern medical specialists. Africa lacks the financial, scientific, social, and economic means of combatting AIDS. Some AIDS experts suggest that African governments underestimate the number of seropositive individuals in order to avoid frightening the population and discouraging tourists and investors. In the absence of an effective treatment or vaccine, the only tools to fight AIDS will be raising the awareness of the population to the gravity of the threat, systematic screening of blood donors, sterilization of syringes, and distribution of condoms.

  12. Student Aid: The Case for Nonregistrants.

    ERIC Educational Resources Information Center

    Bok, Derek

    1983-01-01

    Harvard University's president outlines his institution's policy regarding providing institutional financial aid to male students who have not registered with the Selective Service and therefore do not qualify for federal funds, criticisms of this policy, and arguments supporting it. (MSE)

  13. Financial Literacy, Financial Education, and Economic Outcomes

    ERIC Educational Resources Information Center

    Hastings, Justine S.; Madrian, Brigitte C.; Skimmyhorn, William L.

    2013-01-01

    In this article, we review the literature on financial literacy, financial education, and consumer financial outcomes. We consider how financial literacy is measured in the current literature and examine how well the existing literature addresses whether financial education improves financial literacy or personal financial outcomes. We discuss the…

  14. Irreversible Wash Aid Additive for Cesium Mitigation: Phase II. Selection and/or Modification of COTS Field Portable Waste Water Systems

    SciTech Connect

    Kaminski, Michael; Mertz, Carol; Kivenas, Nadia; Magnuson, Matthew

    2015-01-01

    After an accidental or malicious release of radioactivity, large urban areas may be contaminated, compromising response efforts by first responders and law enforcement officials. In addition, some public services (e.g., drinking water and wastewater treatment, electrical power distribution, etc.) may be disrupted. In such an event, it may be important to deploy mitigation efforts in certain areas to restore response activities and public services (Fig. S-1). This report explores the state-of-the-art approach for a system to rapidly return critical infrastructure components to service following a cesium-137 (Cs-137) radiological dispersal device (RDD) release while avoiding the spread of Cs-137 beyond its original deposition area and minimizing the amount of Cs-137-contaminated wastewater. Specifically, we describe a wash system consisting of chemical additives added to fire hydrant water and irreversible solid sequestering agents added as the water is collected and treated for recycle in situ. The wash system is intended to be a rapidly deployable, cost-effective means of mitigating an urban setting for the purpose of restoring critical infrastructure and operational activities after a radiological release.

  15. AIDS (image)

    MedlinePlus

    AIDS (acquired immune deficiency syndrome) is caused by HIV (human immunodeficiency virus), and is a syndrome that ... life-threatening illnesses. There is no cure for AIDS, but treatment with antiviral medicine can suppress symptoms. ...

  16. Hearing Aids

    MedlinePlus

    ... more in both quiet and noisy situations. Hearing aids help people who have hearing loss from damage ... your doctor. There are different kinds of hearing aids. They differ by size, their placement on or ...

  17. Hearing Aids

    MedlinePlus

    ... type and degree of loss. Are there different styles of hearing aids? Styles of hearing aids Source: NIH/NIDCD Behind-the- ... the ear canal and are available in two styles. The in-the-canal (ITC) hearing aid is ...

  18. 14 CFR 152.303 - Financial management system.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 14 Aeronautics and Space 3 2010-01-01 2010-01-01 false Financial management system. 152.303... (CONTINUED) AIRPORTS AIRPORT AID PROGRAM Accounting and Reporting Requirements § 152.303 Financial management system. Each sponsor or planning agency shall establish and maintain a financial management system...

  19. 14 CFR 152.303 - Financial management system.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... (CONTINUED) AIRPORTS AIRPORT AID PROGRAM Accounting and Reporting Requirements § 152.303 Financial management system. Each sponsor or planning agency shall establish and maintain a financial management system that... 14 Aeronautics and Space 3 2014-01-01 2014-01-01 false Financial management system....

  20. 14 CFR 152.303 - Financial management system.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... (CONTINUED) AIRPORTS AIRPORT AID PROGRAM Accounting and Reporting Requirements § 152.303 Financial management system. Each sponsor or planning agency shall establish and maintain a financial management system that... 14 Aeronautics and Space 3 2011-01-01 2011-01-01 false Financial management system....

  1. 14 CFR 152.303 - Financial management system.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... (CONTINUED) AIRPORTS AIRPORT AID PROGRAM Accounting and Reporting Requirements § 152.303 Financial management system. Each sponsor or planning agency shall establish and maintain a financial management system that... 14 Aeronautics and Space 3 2013-01-01 2013-01-01 false Financial management system....

  2. 14 CFR 152.303 - Financial management system.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... (CONTINUED) AIRPORTS AIRPORT AID PROGRAM Accounting and Reporting Requirements § 152.303 Financial management system. Each sponsor or planning agency shall establish and maintain a financial management system that... 14 Aeronautics and Space 3 2012-01-01 2012-01-01 false Financial management system....

  3. Problems and Opportunities in School Financial Management: A Consultant's Perspective.

    ERIC Educational Resources Information Center

    Chabotar, Kent John

    1987-01-01

    Summarizes major problems in school financial management and suggests practical improvements to aid external reporting of financial data and internal management. Sections of the article describe these categories of problems: (1) budget presentation; (2) management control; (3) cost accounting; and (4) financial reporting. (PS)

  4. Trends in Student Aid, 2002.

    ERIC Educational Resources Information Center

    College Board, New York, NY.

    This report presents annual data on the amount of financial assistance--grants, loans, and work-study--available to help students pay for postsecondary education. The College Board began this data series in 1983 to track the value of such aid over time from federal, state, and institutional sources. This year, information on federal education tax…

  5. Student Aid: Who Benefits Now?

    ERIC Educational Resources Information Center

    King, Jacqueline E.

    1996-01-01

    The annual survey by the College Board of student financial aid traces development of a system that has grown dramatically, is now dominated by federal student loan programs, and has undergone a long-term shift in purpose from creating access for the disadvantaged to broadening choice and convenience for the middle class. These developments have…

  6. Financial Opportunities

    SciTech Connect

    2012-01-19

    The Water Power Program focuses on technological development, and deployment of innovative technologies capable of generating electricity from water. The program funds research and development activities through competitive solicitations. Financial opportunities are avaliable here.

  7. Financial Assistance

    MedlinePlus

    Health care can be costly. If you have health insurance, it usually pays at least part of your medical costs. If you don't have insurance or need help with costs that aren't covered, financial assistance ...

  8. Reforming Student Aid: How to Simplify Tax Aid and Use Performance Metrics to Improve College Choices and Completion

    ERIC Educational Resources Information Center

    Reimherr, Patrick; Harmon, Tim; Strawn, Julie; Choitz, Vickie

    2013-01-01

    Over the last three decades, college costs have increased nearly four times faster than median family income. Financial aid has not filled the growing gap, and the share of college costs not covered by financial aid or what the family is expected to contribute has risen sharply. Rising costs and rising debt make college a riskier investment for…

  9. Drug Convictions May Affect Your Student Aid.

    ERIC Educational Resources Information Center

    Department of Education, Washington, DC.

    This booklet explains problems posed by prior drug convictions to college-bound students seeking federal financial aid. Under a new law which takes effect on July 1, 2000, some students who have drug convictions may be ineligible for federal student aid. For possession of illegal drugs, students are ineligible from the date of conviction for one…

  10. Federal Student Aid Annual Report, 2010

    ERIC Educational Resources Information Center

    US Department of Education, 2010

    2010-01-01

    This paper presents the Federal Student Aid Annual Report for 2010. Federal Student Aid experienced an extraordinary year in 2010. The passage and enactment of the Health Care and Education Reconciliation Act of 2010 ushered in sweeping reforms to the federal student financial assistance programs, resulting in tens of billions of dollars in…

  11. 17 CFR 229.914 - (Item 914) Pro forma financial statements: selected financial data.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 17 Commodity and Securities Exchanges 2 2011-04-01 2011-04-01 false (Item 914) Pro forma financial... Transactions § 229.914 (Item 914) Pro forma financial statements: selected financial data. (a) In addition to... transaction. (b) Provide pro forma financial information (including oil and gas reserves and cash...

  12. Additional Types of Neuropathy

    MedlinePlus

    ... A A Listen En Español Additional Types of Neuropathy Charcot's Joint Charcot's Joint, also called neuropathic arthropathy, ... can stop bone destruction and aid healing. Cranial Neuropathy Cranial neuropathy affects the 12 pairs of nerves ...

  13. An Optimization Model for the Allocation of University Based Merit Aid

    ERIC Educational Resources Information Center

    Sugrue, Paul K.

    2010-01-01

    The allocation of merit-based financial aid during the college admissions process presents postsecondary institutions with complex and financially expensive decisions. This article describes the application of linear programming as a decision tool in merit based financial aid decisions at a medium size private university. The objective defined for…

  14. Implantable Heart Aid

    NASA Technical Reports Server (NTRS)

    1980-01-01

    Medrad utilized NASA's Apollo technology to develop a new device called the AID implantable automatic pulse generator which monitors the heart continuously, recognizes the onset of ventricular fibrillation and delivers a corrective electrical shock. AID pulse generator is, in effect, a miniaturized version of the defibrillator used by emergency squads and hospitals to restore rhythmic heartbeat after fibrillation, but has the unique advantage of being permanently available to the patient at risk. Once implanted, it needs no specially trained personnel or additional equipment. AID system consists of a microcomputer, a power source and two electrodes which sense heart activity.

  15. Policies, Practices, and Procedures in Graduate Student Aid: A Report on the 1998 NASFAA SOGAPPP Survey.

    ERIC Educational Resources Information Center

    Redd, Kenneth E.

    2000-01-01

    Reports on the 1998 Survey of Graduate Aid Policies, Practices, and Procedures (SOGAPPP) of the National Association of Student Financial Aid Administrators (NASFAA). Finds that professional programs at private institutions have highest tuitions; most students in professional programs receive financial aid; loans are the overwhelming type of aid…

  16. Funding Your Education: The Guide to Federal Student Aid, 2012-13

    ERIC Educational Resources Information Center

    US Department of Education, 2011

    2011-01-01

    Every student, who meets some basic eligibility requirements, can get some type of financial aid regardless of age or family income. Federal student aid is a financial aid from the federal government to help a student pay for education expenses at an eligible college, technical school, vocational school, or graduate school. There are three…

  17. Keeping up with the Joneses: Institutional Changes Following the Adoption of a Merit Aid Policy. Revised

    ERIC Educational Resources Information Center

    Griffith, Amanda L.

    2009-01-01

    The increasing use by private colleges and universities of financial aid based on "merit", as opposed to based solely on financial need has caused many to raise concerns that this type of aid will go mainly to higher income students crowding out aid to lower income students. However, some analysts suggest that by attracting more "almost…

  18. Keeping up with the Joneses: Institutional Changes Following the Adoption of a Merit Aid Policy

    ERIC Educational Resources Information Center

    Griffith, Amanda L.

    2011-01-01

    The increasing use by private colleges and universities of financial aid based on "merit", as opposed to based solely on financial need has caused many to raise concerns that this type of aid will go mainly to higher income students crowding out aid to lower income students. However, some analysts suggest that by attracting more "almost…

  19. Refocusing disaster aid.

    PubMed

    Linnerooth-Bayer, Joanne; Mechler, Reinhard; Pflug, Georg

    2005-08-12

    With new modeling techniques for estimating and pricing the risks of natural disasters, the donor community is now in a position to help the poor cope with the economic repercussions of disasters by assisting before they happen. Such assistance is possible with the advent of novel insurance instruments for transferring catastrophe risks to the global financial markets. Donor-supported risk-transfer programs not only would leverage limited disaster-aid budgets but also would free recipient countries from depending on the vagaries of postdisaster assistance. Both donors and recipients stand to gain, especially because the instruments can be closely coupled with preventive measures. PMID:16099976

  20. An analytical review of hospital financial performance measures.

    PubMed

    Glandon, G L; Counte, M; Holloman, K; Kowalczyk, J

    1987-11-01

    Hospital administrators must have timely, valid, and interpretable financial information that allows them to make operational decisions in response to the threats of the changing health care environment. Aggregate indexes that reflect dimensions of hospital financial performance and simplify the information in financial ratios are needed to aid in decision making. This article reviews the development and use of hospital financial performance measures and lays the groundwork for research into deriving a multidimensional measure.

  1. Teaching AIDS.

    ERIC Educational Resources Information Center

    Tonks, Douglas

    This book presents a curriculum to educate students about the risk of AIDS and HIV infection. The opening chapters of the book presents a discussion of: how teachers can create an environment of support for an AIDS education program; the political and educational implications of winning principal, district, and parental support for an AIDS…

  2. State of Student Aid and Higher Education in Texas

    ERIC Educational Resources Information Center

    Creusere, Marlena; Fletcher, Carla; Klepfer, Kasey; Norman, Patricia

    2015-01-01

    TG provides critical support to schools, students, and borrowers at every stage of the federal student aid process--from providing information on how to pay for a higher education including financial aid options, to facilitating successful loan repayment after graduation. This issue of "State of Student Aid and Higher Education in Texas"…

  3. FINANCIAL LITERACY, FINANCIAL EDUCATION AND ECONOMIC OUTCOMES

    PubMed Central

    Hastings, Justine S.; Madrian, Brigitte C.; Skimmyhorn, William L.

    2013-01-01

    In this article we review the literature on financial literacy, financial education, and consumer financial outcomes. We consider how financial literacy is measured in the current literature, and examine how well the existing literature addresses whether financial education improves financial literacy or personal financial outcomes. We discuss the extent to which a competitive market provides incentives for firms to educate consumers or offer products that facilitate informed choice. We review the literature on alternative policies to improve financial outcomes, and compare the evidence to evidence on the efficacy and cost of financial education. Finally, we discuss directions for future research. PMID:23991248

  4. Does Aid Matter? Measuring the Effect of Student Aid on College Attendance and Completion. NBER Working Paper No. 7422

    ERIC Educational Resources Information Center

    Dynarski, Susan M.

    1999-01-01

    Does student aid increase college attendance or simply subsidize costs for infra-marginal students? Settling the question empirically is a challenge, because aid is correlated with many characteristics that influence educational investment decisions. A shift in financial aid policy that affects some youth but not others can provide an identifying…

  5. Aid Like a Paycheck: Incremental Aid to Promote Student Success. Policy Brief

    ERIC Educational Resources Information Center

    Ware, Michelle; Weissman, Evan; McDermott, Drew

    2013-01-01

    Aid Like A Paycheck is based on a simple idea that is gaining national attention: after tuition and fees have been paid to a college, disburse the remaining financial aid to students evenly throughout the term--like a paycheck. The goals of the program are to help students achieve a good balance between time in work and school, and think about…

  6. Hearing Aid

    MedlinePlus

    ... and Food and Drug Administration Staff FDA permits marketing of new laser-based hearing aid with potential ... feeds Follow FDA on Twitter Follow FDA on Facebook View FDA videos on YouTube View FDA photos ...

  7. Financial Analysis

    NASA Astrophysics Data System (ADS)

    Haimovitch, Larry

    1988-09-01

    This is my second annual State-Of-The-Industry, if you will, from the financial standpoint. Swergold, Chefitz & Sinsabaugh, so you understand my position a little bit better, is both an investment banking and institutional research firm. We specialize both in healthcare research and in high technology research. I am one of three healthcare analysts. I am one of the fortunate ones who get to be in the San Francisco office. My speciality includes, in the medical device and technology areas, such subsectors as medical lasers, ophthalmology, critical care medicine, orthopedic devices, and cardiovascular devices. I have followed the medical laser industry for the last few years, and what I wanted to do today was give you kind of an update on the financial state of the industry.

  8. Frequency-Shift Hearing Aid

    NASA Technical Reports Server (NTRS)

    Weinstein, Leonard M.

    1994-01-01

    Proposed hearing aid maps spectrum of speech into band of lower frequencies at which ear remains sensitive. By redirecting normal speech frequencies into frequency band from 100 to 1,500 Hz, hearing aid allows people to understand normal conversation, including telephone calls. Principle operation of hearing aid adapted to other uses such as, clearing up noisy telephone or radio communication. In addition, loud-speakers more easily understood in presence of high background noise.

  9. AIDS lymphomas.

    PubMed

    Middleton, G W; Lau, R K

    1992-01-01

    Chronically immunosuppressed individuals are susceptible to lymphoreticular tumors. Up to 15% of patients with congenital deficiencies such as ataxia=telangiectasia may develop malignancies, mainly high-grade B cell non=Hodgkin's lymphomas (NHLs). AIDS lymphomas are comprised of NHLs including Burkitt's lymphoma (BL) and primary cerebral lymphomas (PCLs). Almost 3% of all AIDS patients (2824 of 97,258 cases) developed NHL. Epstein-Barr virus (EBV) as a co-factor in AIDS lymphomagenesis has been studied: in 12 cases of 24 AIDS lymphomas EBV by DNA in situ hybridization was found. In an analysis of 6 primary cerebral lymphomas, .5 were positive for EBV DNA by Southern blotting. In Burkitt's lymphoma the characteristic genetic alteration affects the c-myc oncogene. In 1/3 of BL p53 mutations were found but none in the 43 NHLs suggesting that p53 mutations and c-myc activation act synergistically in the pathogenesis of these tumors. Cytotoxic agents dideoxyinosine, dideoxycytosine, and zidovudine may cause secondary neoplasia. 8 of 55 AIDS patients under zidovudine treatment developed high-grade lymphoma 23.8 months subsequently; recently doses were reduced. PCL was found in 21 of 90 patients. A 5.2 months survival was associated with combined treatment with cyclophosphamide, Oncovin (vincristine), methotrexate, etoposide, and cytosine arabinoside compared with 11.3 months with chemotherapy. Colony-stimulating factors (CSFs) alleviate drug-induced myelotoxicity and zidovudine-induced neutropenia, however, l8 of 11 patients receiving granulocyte-macrophage CSF developed hematological toxicity. Interleukine-2 produced by T-helper cells enhancing tumor cells cytotoxicity has been used in AIDS-associated cryptosporidial diarrhea and in 4 patients with AIDS lymphoma with modest response, but its stimulation of the HIV-infected substrate may increase viral proliferation.

  10. 75 FR 26944 - Federal Student Aid; Leveraging Educational Assistance Partnership, Special Leveraging...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-05-13

    ... Federal Student Aid; Leveraging Educational Assistance Partnership, Special Leveraging Educational... Leveraging Educational Assistance Partnership (LEAP), Special Leveraging Educational Assistance Partnership... in providing aid to students with substantial financial need to help them pay for their...

  11. Confronting AIDS.

    PubMed

    Squire, L

    1998-03-01

    By 2020, HIV/AIDS will be the leading infectious killer of young and middle-aged adults in the developing world. Past gains in life expectancy are already being eroded in some countries. Millions of lives can, however, be saved if developing country governments, the international community, and nongovernmental organizations act now. Although more than 11 million people have already died of AIDS, 2.3 billion people live in developing countries in which the disease has not yet spread beyond certain risk groups. If the spread of HIV is checked, the quality of care available to people who are infected with HIV will probably be better than it would be in the context of a full-blown AIDS epidemic. However, while governments need to respond urgently to HIV/AIDS, using resources to help people with AIDS will reduce the resources available for other investments, such as child education, providing safe drinking water, and building roads. Economics can help governments set priorities as they decide how best to allocate their available resources. Externalities, public goods, and redistribution are discussed. All countries will need to use some combination of preventive and coping measures. PMID:12293445

  12. Understanding Financial Statements. Financial Matters. Board Basics.

    ERIC Educational Resources Information Center

    McCarthy, John H.; Turner, Robert M.

    1998-01-01

    This booklet for trustees of higher education institutions offers guidelines to help trustees understand the institution's financial statements. Individual sections describe the three major financial statements and cover topics such as: (1) standards of the Financial Accounting Standards Board; (2) the "statement of financial position," which…

  13. Methodology Report for the National Postsecondary Student Aid Study, 1987. Contractor Report.

    ERIC Educational Resources Information Center

    Westat, Inc., Rockville, MD.

    To establish a comprehensive national database on postsecondary student financial aid, the National Center for Education Statistics conducted the 1987 National Postsecondary Student Aid Study (NPSAS). Objectives were to: (1) determine the costs of postsecondary education for aided and non-aided students; (2) evaluate how students finance their…

  14. Financial audit

    SciTech Connect

    Not Available

    1992-01-01

    The Trans-Alaska Pipeline Liability Fund, a nonprofit corporate entity created in 1973, pays claims for damages, including cleanup costs, arising from oil discharges from vessel transporting Trans-Alaska Pipeline System oil loaded at Alaskan terminals to ports under U.S. jurisdiction. This paper presents the results of GAO's view of the independent certified public accountants' audit of the Fund's financial statements as of December 31, 1990. GAO also assesses progress toward disposing of the Fund's balances and terminating the Fund.

  15. 2004 National Postsecondary Student Aid Study (NPSAS:04) Full-Scale Methodology Report. Technical Report. NCES 2006-180

    ERIC Educational Resources Information Center

    Cominole, Melissa; Siegel, Peter; Dudley, Kristin; Roe, David; Gilligan, Theresa

    2006-01-01

    This report describes the methods and procedures used for the 2004 National Postsecondary Student Aid Study (NPSAS:04). NPSAS:04 is a comprehensive study of financial aid among postsecondary education students in the United States and Puerto Rico that provides information on trends in financial aid and on the ways in which families pay for…

  16. Classroom Aids

    ERIC Educational Resources Information Center

    Science Activities: Classroom Projects and Curriculum Ideas, 2007

    2007-01-01

    This article describes 6 aids for science instruction, including (1) the use of fudge to represent lava; (2) the "Living by Chemistry" program, designed to make high school chemistry more accessible to a diverse pool of students without sacrificing content; (3) NOAA and NSTA's online coral reef teaching tool, a new web-based "science toolbox" for…

  17. Dietitian Aide.

    ERIC Educational Resources Information Center

    Texas Tech. Univ., Lubbock. School of Home Economics.

    This course of study for the dietitian aide is one of a series available for use by teacher-coordinators and students in Grade 11 and 12 home economics cooperative education programs. Based on job analysis interviews with health care facilities personnel, this course was prepared by teachers and Instructional Materials Center staff, field-tested,…

  18. Floriculture Aide.

    ERIC Educational Resources Information Center

    Martin, Joyce; Looney, Era

    Designed for use in a self-paced, open-entry/open-exit vocational training program for a floriculture aide, this program guide is one of six for teachers of adult women offenders from a correctional institution. Module topic outlines and sample lesson plans are presented on eleven topics: occupational opportunities in the retail florist industry;…

  19. Women and AIDS.

    PubMed

    Seghal, P N

    1991-04-01

    In this article, Dr. P.N. Sehgal, former director of the National Institute of Communicable Diseases in Delhi, explains the steps that women need to take to protect themselves against AIDS and discusses some issues facing women who have already contracted the disease. Because of women's lack of status in the family and society, it is harder for them to ensure their safety. Women based at home often lack information on AIDS, and those women who are informed sometimes depend on their male partner for financial support, which means that they are forced to engage in unsafe sexual practices. Safer sexual practices can reduce the risk for women. Though varying in degree of safety, some safer practices include: monogamous relationships between uninfected partners; the use of condoms for all types of sexual intercourse; non-penetrative sex practices (hugging, kissing, masturbating); reducing the number of sexual partners; avoiding sex when either of the partners has open sores or any STD. Pregnant women should also receive information concerning AIDS, including: a baby born from an HIV-infected mother has a 20-40% of being infected; the risk of transmission is higher when the mother already shows signs of AIDS; and an infected baby may die within the first few years of life. the HIV transmission may occur prepartum or during birth itself, but the risk of transmission from breastfeeding is extremely low. Dr. Sehgal stresses the need for privacy and confidentiality when dealing with carriers of the disease or when carrying out HIV testing. Above all, the rights of HIV-infected people must be protected.

  20. [Women and AIDS in Africa].

    PubMed

    Coll Seck, A M

    1990-10-01

    The theme of "World Aids Day" for 1990 was "Women and AIDS." This theme was chosen because of the devastating effects AIDS has on women. The World Health Organization's (WHO) latest figures state that women represent 1/3 of the estimated 6 million people infected with AIDS worldwide. The majority of these women are in Sub-Saharan Africa (SSA) and the Caribbean. The outcomes of a recent study done in a Central African country showed that women were 4 times more susceptible to getting AIDS than men, in spite of the fact that there are more men than women in this area of SSA. The reasons that women are so vulnerable are multiple: illiteracy, lack of access to information, prejudices, sexual taboos, and an economic dependency which have all led women towards prostitution and the growing incidence of hetero sexual transmission of AIDS in SSA. Prostitutes are 88% seropositive in Kigali; 16% in Dakar and 90% in Nairobi. 10% of all AIDS cases in SSA are due to transfusions where the blood banks are not monitored because women are loosing large quantities of blood through abortions, hemorrhages, deliveries and chronic anemia due to continuous pregnancies that are badly spaced. Additional problems for women are transmitting AIDS to their babies -- 25-30% of pediatric AIDS are transmitted from mother to child through "vertical transmission (VT)." This VT is a serious problem in East Africa where a survey in Uganda showed that 24% of pregnant women were infected with AIDS. The WHO estimated that between 1980-1987, 80,000 children were infected with AIDS of which 80% died before age 5. AIDS in SSA is taking its toll on women who face environmental, socio-cultural, political and economic discrimination. Such a loss to AIDS to incalculable to society.

  1. 14 CFR 152.325 - Financial status report: Airport planning.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 14 Aeronautics and Space 3 2011-01-01 2011-01-01 false Financial status report: Airport planning... agency conducting a project for airport system planning shall submit a financial status report on a form... TRANSPORTATION (CONTINUED) AIRPORTS AIRPORT AID PROGRAM Accounting and Reporting Requirements § 152.325...

  2. 14 CFR 152.325 - Financial status report: Airport planning.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 14 Aeronautics and Space 3 2010-01-01 2010-01-01 false Financial status report: Airport planning... TRANSPORTATION (CONTINUED) AIRPORTS AIRPORT AID PROGRAM Accounting and Reporting Requirements § 152.325 Financial status report: Airport planning. Each sponsor of a project for airport master planning and each...

  3. National Student Aid Profile: Overview of 2012 Federal Programs

    ERIC Educational Resources Information Center

    National Association of Student Financial Aid Administrators (NJ1), 2012

    2012-01-01

    From 2000-2001 to 2010-2011, the total amount of federal financial aid awarded to students under Title IV of the Higher Education Act (HEA) jumped from $64.0 billion to an estimated $169.1 billion, a 10-year increase of 164%. For 2010-2011, the Title IV programs accounted for 72% of the $235 billion in total financial aid received by college…

  4. Financial Assistance to Black Doctoral Students in Two "Adams" States: A Policy Analysis.

    ERIC Educational Resources Information Center

    Upton, James N.; Pruitt, Anne S.

    The context for financial aid policy affecting black doctoral students in Oklahoma and Florida was studied using the case study method. Attention was focused on environmental and organizational variables affecting the implementation of financial aid policy. Historical patterns surrounding race relations in both states before the 1973 "Adams"…

  5. A Decade of Denial: Teens and AIDS in America. A Report of the Select Committee on Children, Youth, and Families. Together with Additional Views and Dissenting Minority Views. House of Representatives, 102d Congress, 2nd Session.

    ERIC Educational Resources Information Center

    Congress of the U.S., Washington, DC. House Select Committee on Children, Youth, and Families.

    Based on hearings, current research, and interviews with experts, including researchers, medical and service providers, and Acquired Immune Deficiency Syndrome (AIDS) educators, this Select Committee report assesses the impact of the Human Immunodeficiency Virus (HIV) epidemic on youth and identifies strategies policymakers and program planners…

  6. AIDS Orphanages in China: Reality and Challenges

    PubMed Central

    Zhao, Qun; Kaljee, Linda M.; Fang, Xiaoyi; Stanton, Bonita; Zhang, Liying

    2009-01-01

    Abstract With the increasing number of AIDS orphans in China, the government has been building AIDS orphanages since 2004 to accommodate some of those children who have lost both parents to AIDS. However, no data are available regarding the quality of this model of institutional care of AIDS orphans in China. This study, based on qualitative data from children and workers in AIDS orphanages, examines the daily lives, needs, and feelings of orphans and explores the advantages and disadvantages of institutionalized care of AIDS orphans in China. The current study was conducted in 2006–2007 in two rural counties of central China. Data in the current study included individual in-depth interviews with 23 children who lost both of their parents to HIV/AIDS (ages 8 to 17 years) living in AIDS orphanages and 5 AIDS orphanage workers. Findings in this study reveal that children living in orphanages mostly felt that the living conditions were better than the families they lived with after the death of their parents. However, according to the children and orphanage workers, the institutional care has some disadvantages, such as administrative restraints, limited psychological guidance, stigma, lack of education on AIDS, and financial burdens of the operation. Implications for intervention programs include continuing support from the government and nongovernmental organizations, improvements in administrative styles, and the need of incorporating psychological support within the institutions. PMID:19281431

  7. Preventing Abuse in Federal Student Aid: Community College Practices

    ERIC Educational Resources Information Center

    Baime, David S.; Mullin, Christopher M.

    2012-01-01

    In recent months, some legislators, government agency officials, segments of the media, and campus administrators have called attention to perceived and proven instances of abuse of the federal student financial assistance programs. Concerns have focused on students enrolling in courses primarily to secure student financial aid funds rather than…

  8. Dealing with AIDS and fear: would you accept cookies from an AIDS patient?

    PubMed

    Thompson, L M

    1987-02-01

    Acquired immunodeficiency syndrome (AIDS) has engendered a crisis of fear among the public and health professionals alike. In addition to the myriad anxieties that generally accompany dying and death, AIDS patients must deal with numerous additional fears. In rushing to treat the physiologic aspects of AIDS, health professionals have generally failed to provide adequate support systems to deal with the emotional needs of dying AIDS patients. Health professionals must now move rapidly to develop support systems based on a realistic understanding of the fears and the other powerful emotions confronted by AIDS victims. Such systems must permit AIDS patients to give meaning to their adversity.

  9. HIV/AIDS Basics

    MedlinePlus

    ... Enter ZIP code or city Follow Act Against AIDS Act Against AIDS @talkHIV Act Against AIDS Get Email Updates on AAA Anonymous Feedback HIV/AIDS Media Infographics Syndicated Content Podcasts Slide Sets HIV/ ...

  10. Does Federal Aid Hike College Tuition?

    ERIC Educational Resources Information Center

    Adam, Michelle

    2005-01-01

    Imagine a different kind of financial aid for those who can not afford the skyrocketing prices of today's college education. It involves selling shares of oneself--selling shares that would provide a return on one's potential earnings to those willing to invest in one's education. In this article, the author comments on Gary Wolfram's selling…

  11. 22 CFR Appendix C to Part 218 - List of Types of Federal Financial Assistance

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 22 Foreign Relations 1 2011-04-01 2011-04-01 false List of Types of Federal Financial Assistance C... to Part 218—List of Types of Federal Financial Assistance Federal Financial Assistance Administered by AID Subject to Age Discrimination Regulations 1. Grants to research and educational...

  12. December financial checkup for physicians.

    PubMed

    Miller, Rita

    2014-01-01

    December is a busy month for holiday fun, but don't neglect your financial health! Physicians should review their business and personal finances at year end to ensure they are on target both for income generated and taxes paid. Preparing for the April 15 tax filing is aided by a thorough review in December. Payroll items such as W2s, 1099s, and employee benefits need to be reviewed. Retirement savings should be analyzed. Make sure to look at your business profit/loss statement and balance sheet. Personal contributions and other tax planning strategies need to be completed by the end of the year. Your CPA can help!

  13. December financial checkup for physicians.

    PubMed

    Miller, Rita

    2014-01-01

    December is a busy month for holiday fun, but don't neglect your financial health! Physicians should review their business and personal finances at year end to ensure they are on target both for income generated and taxes paid. Preparing for the April 15 tax filing is aided by a thorough review in December. Payroll items such as W2s, 1099s, and employee benefits need to be reviewed. Retirement savings should be analyzed. Make sure to look at your business profit/loss statement and balance sheet. Personal contributions and other tax planning strategies need to be completed by the end of the year. Your CPA can help! PMID:25807615

  14. Federal Student Aid Program. Bulletin, 1935, No. 14

    ERIC Educational Resources Information Center

    Kelly, Fred J.; McNeely, John H.

    1935-01-01

    The Federal student aid program is the first instance in American history in which the National Government has assisted needy youth to work their way through college. Inaugurated by the Federal Emergency Relief Administration (F.E.R.A.) the plan provides financial aid to qualified young men and women who lack sufficient funds to attend college.…

  15. Student-Aid Analysts Blast Loan Program, Urge Big Overhaul.

    ERIC Educational Resources Information Center

    Wilson, Robin

    1988-01-01

    Student financial aid analysts are suggesting the federal government establish a government-run loan bank or trust fund to eliminate the need for lender involvement in the Guaranteed Student Loan Program, but congressional aides think that dismantling the existing program is unlikely. (MSE)

  16. High School Counselor's Handbook: 2004-05 Federal Student Aid

    ERIC Educational Resources Information Center

    US Department of Education, 2004

    2004-01-01

    This document provides useful information to help high school and TRIO counselors advise students about financial aid for postsecondary education. This document focuses on the federal student aid programs administered by the U.S. Department of Education. It includes general information about postsecondary opportunities, and the application process…

  17. The Effect of Student Aid on the Duration of Study

    ERIC Educational Resources Information Center

    Glocker, Daniela

    2011-01-01

    In this paper I evaluate the effect of student aid on the success of academic studies. I focus on two dimensions, the duration of study and the probability of actually graduating with a degree. To determine the impact of financial student aid, I estimate a discrete-time duration model allowing for competing risks to account for different exit…

  18. Rebalancing Resources and Incentives in Federal Student Aid

    ERIC Educational Resources Information Center

    Burd, Stephen; Carey, Kevin; Delisle, Jason; Fishman, Rachel; Holt, Alex; Laitinen, Amy; McCann, Clare

    2013-01-01

    The federal financial aid system is no longer up to today's demands. Built in a different era, its haphazard evolution over the decades has made it inefficient, poorly targeted, and overly complicated. With the need for higher education never greater and college growing increasingly unaffordable, students deserve a streamlined aid system that is…

  19. Tuition Discounting through Unfunded Institutional Aid at Private Baccalaureate Colleges

    ERIC Educational Resources Information Center

    Martin, Jeremy Paul

    2012-01-01

    Colleges and universities discount tuition by providing institutional aid to reduce the actual amount paid by a student. Discount rates are substantial and continue to increase, particularly at private institutions. Funded institutional discounts are linked to gifts or endowment income restricted to financial aid. Unfunded institutional discounts…

  20. Problems in Financing the Care of AIDS Patients.

    ERIC Educational Resources Information Center

    Ozawa, Martha N.; And Others

    1993-01-01

    Notes that financing care of patients with Acquired Immune Deficiency Syndrome (AIDS) has reached crisis proportions. Discusses how components of U.S. health care financing system attempt to minimize their financial exposure to AIDS. Presents remedies that have been suggested in literature. Points out flaws in current system for dealing with…

  1. The Next Step: Student Aid for Student Success.

    ERIC Educational Resources Information Center

    Merisotis, Jamie P.; And Others

    This review of the connection between student financial aid and student access to and success in higher education draws on existing research on these issues and makes recommendations for national policy on student aid and higher education. The resulting recommendations are: (1) create a new federal strategy, the College Success Program (CSP) that…

  2. Communication impacting financial markets

    NASA Astrophysics Data System (ADS)

    Vitting Andersen, Jørgen; Vrontos, Ioannis; Dellaportas, Petros; Galam, Serge

    2014-10-01

    Since the attribution of the Nobel prize in 2002 to Kahneman for prospect theory, behavioral finance has become an increasingly important subfield of finance. However the main parts of behavioral finance, prospect theory included, understand financial markets through individual investment behavior. Behavioral finance thereby ignores any interaction between participants. We introduce a socio-financial model (Vitting Andersen J. and Nowak A., An Introduction to Socio-Finance (Springer, Berlin) 2013) that studies the impact of communication on the pricing in financial markets. Considering the simplest possible case where each market participant has either a positive (bullish) or negative (bearish) sentiment with respect to the market, we model the evolution of the sentiment in the population due to communication in subgroups of different sizes. Nonlinear feedback effects between the market performance and changes in sentiments are taken into account by assuming that the market performance is dependent on changes in sentiments (e.g., a large sudden positive change in bullishness would lead to more buying). The market performance in turn has an impact on the sentiment through the transition probabilities to change an opinion in a group of a given size. The idea is that if for example the market has observed a recent downturn, it will be easier for even a bearish minority to convince a bullish majority to change opinion compared to the case where the meeting takes place in a bullish upturn of the market. Within the framework of our proposed model, financial markets stylized facts such as volatility clustering and extreme events may be perceived as arising due to abrupt sentiment changes via ongoing communication of the market participants. The model introduces a new volatility measure which is apt of capturing volatility clustering and from maximum-likelihood analysis we are able to apply the model to real data and give additional long term insight into where a market is

  3. Expected value information improves financial risk taking across the adult life span.

    PubMed

    Samanez-Larkin, Gregory R; Wagner, Anthony D; Knutson, Brian

    2011-04-01

    When making decisions, individuals must often compensate for cognitive limitations, particularly in the face of advanced age. Recent findings suggest that age-related variability in striatal activity may increase financial risk-taking mistakes in older adults. In two studies, we sought to further characterize neural contributions to optimal financial risk taking and to determine whether decision aids could improve financial risk taking. In Study 1, neuroimaging analyses revealed that individuals whose mesolimbic activation correlated with the expected value estimates of a rational actor made more optimal financial decisions. In Study 2, presentation of expected value information improved decision making in both younger and older adults, but the addition of a distracting secondary task had little impact on decision quality. Remarkably, provision of expected value information improved the performance of older adults to match that of younger adults at baseline. These findings are consistent with the notion that mesolimbic circuits play a critical role in optimal choice, and imply that providing simplified information about expected value may improve financial risk taking across the adult life span.

  4. Expected value information improves financial risk taking across the adult life span

    PubMed Central

    Wagner, Anthony D.; Knutson, Brian

    2011-01-01

    When making decisions, individuals must often compensate for cognitive limitations, particularly in the face of advanced age. Recent findings suggest that age-related variability in striatal activity may increase financial risk-taking mistakes in older adults. In two studies, we sought to further characterize neural contributions to optimal financial risk taking and to determine whether decision aids could improve financial risk taking. In Study 1, neuroimaging analyses revealed that individuals whose mesolimbic activation correlated with the expected value estimates of a rational actor made more optimal financial decisions. In Study 2, presentation of expected value information improved decision making in both younger and older adults, but the addition of a distracting secondary task had little impact on decision quality. Remarkably, provision of expected value information improved the performance of older adults to match that of younger adults at baseline. These findings are consistent with the notion that mesolimbic circuits play a critical role in optimal choice, and imply that providing simplified information about expected value may improve financial risk taking across the adult life span. PMID:20501485

  5. A Profile of the Foreign Student at a Public Two-Year College: The Borough of Manhattan Community College Response to the Financial Problems of Foreign Students.

    ERIC Educational Resources Information Center

    Giammarella, Michael

    1986-01-01

    Examines enrollment trends among foreign college students and the financial problems faced by many. Considers the effects of the slow transfer of foreign exchange and inadequate and interrupted funds from home. Describes Manhattan Community College's (NY) financial aid programs. Discusses financial aid fraud and policies to discourage it. (DMM)

  6. Does Merit-Based Aid Improve College Affordability? Testing the Bennett Hypothesis in the Era of Merit-Based Aid

    ERIC Educational Resources Information Center

    Lee, Jungmin

    2016-01-01

    This study tested the Bennett hypothesis by examining whether four-year colleges changed listed tuition and fees, the amount of institutional grants per student, and room and board charges after their states implemented statewide merit-based aid programs. According to the Bennett hypothesis, increases in government financial aid make it easier for…

  7. AIDS in women: epidemiology.

    PubMed

    Willoughby, A

    1989-09-01

    Several facts concerning the distribution of AIDS in U.S. female populations are clear. This disease has made significant inroads, in a quantitative sense, into the female segment of our society as documented by AIDS surveillance data, information on pregnant women and parturients, and by screening data from the military. The impact on women in the reproductive years, on the reproductive health of these women, and on the reproductive outcome of their pregnancies is of substantial concern. Monitoring epidemiologic trends in certain groups will require clever and creative strategies like those of Hoff and colleagues. Additional data may be derived from the CDC's Family of Surveys that will examine HIV prevalence in five groups (in addition to the newborn infant survey described above): intravenous drug users, patients admitted to hospitals, sexually transmitted disease clinic patients, women's health and reproductive health clinics, and tuberculosis clinics. It is hoped that the data obtained from these studies, as well as data gathered on college students and Job Corps applicants, will contribute additional information on HIV infection in women. Monitoring the progress of the AIDS epidemic in women will be difficult. Even more difficult will be the effort to respond to the epidemic in the women it most frequently affects: the poor, minority, disenfranchised women who may be involved in illegal activities (drug use, prostitution, illegal immigration) who are not well networked into the medical and social services of our society. PMID:2776374

  8. 17 CFR 210.8-03 - Interim financial statements.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ...) Additional line items may be presented to facilitate the usefulness of the interim financial statements... cumulative financial information from inception. Instruction 1 to § 210.8-03: Where Article 8 is...

  9. Reading and understanding financial statements.

    PubMed

    White, Joseph P

    2005-01-01

    Feeling comfortable reading and understanding financial statements is critical to the success of healthcare executives and physicians involved in management. Businesses use three primary financial statements: a balance sheet represents the equation, Assets = Liabilities + Equity; an income statement represents the equation, Revenues - Expenses = Net Income; a statement of cash flows reports all sources and uses of cash during the represented period. The balance sheet expresses financial indicators at one particular moment in time, whereas the income statement and the statement of cash flows show activity that occurred over a stretch of time. Additional information is disclosed in attached footnotes and other supplementary materials. There are two ways to prepare financial statements. Cash-basis accounting recognizes revenue when it is received and expenses when they are paid. Accrual-basis accounting recognizes revenue when it is earned and expenses when they are incurred. Although cash-basis is acceptable, periodically using the accrual method reveals important information about receivables and liabilities that could otherwise remain hidden. Become more engaged with your financial statements by spending time reading them, tracking key performance indicators, and asking accountants and financial advisors questions. This will help you better understand your business and build a successful future. PMID:16095076

  10. State-Funded Student Financial Assistance, 1992-93. Legislative Report.

    ERIC Educational Resources Information Center

    Colorado Commission on Higher Education, Denver.

    This report summarizes Colorado student aid program expenditures for 1992-93. The report reveals that: (1) the Colorado General Assembly provided $37.2 million for Colorado student aid programs for the 1992-93 fiscal year; (2) the total number of state aid awards and the average award increased in 1992-93 to an average of $908; (3) financial aid…

  11. Manufacturing Aids

    NASA Technical Reports Server (NTRS)

    1989-01-01

    During a research program, MMTC/Textron invented a computer-aided automatic robotic system for spraying hot plasma onto a turbine blade. The need to control the thickness of the plasma deposit led to the development of advanced optical gaging techniques to monitor and control plasma spray build-up on blade surfaces. The techniques led to computerized optical gages for inspecting aircraft, industrial turbine blades, etc. MMTC offers 10 standard commercial robotic gages. The system also generates two dimensional profiles for assessing status and specifying repairs to the electromechanical cathodes used to make the parts. It is capable of accuracies to a ten-thousandth of an inch. An expanded product line is currently marketed. The gages offer multiple improvements in quality control and significant savings.

  12. Costs incurred by applying computer-aided design/computer-aided manufacturing techniques for the reconstruction of maxillofacial defects.

    PubMed

    Rustemeyer, Jan; Melenberg, Alex; Sari-Rieger, Aynur

    2014-12-01

    This study aims to evaluate the additional costs incurred by using a computer-aided design/computer-aided manufacturing (CAD/CAM) technique for reconstructing maxillofacial defects by analyzing typical cases. The medical charts of 11 consecutive patients who were subjected to the CAD/CAM technique were considered, and invoices from the companies providing the CAD/CAM devices were reviewed for every case. The number of devices used was significantly correlated with cost (r = 0.880; p < 0.001). Significant differences in mean costs were found between cases in which prebent reconstruction plates were used (€3346.00 ± €29.00) and cases in which they were not (€2534.22 ± €264.48; p < 0.001). Significant differences were also obtained between the costs of two, three and four devices, even when ignoring the cost of reconstruction plates. Additional fees provided by statutory health insurance covered a mean of 171.5% ± 25.6% of the cost of the CAD/CAM devices. Since the additional fees provide financial compensation, we believe that the CAD/CAM technique is suited for wide application and not restricted to complex cases. Where additional fees/funds are not available, the CAD/CAM technique might be unprofitable, so the decision whether or not to use it remains a case-to-case decision with respect to cost versus benefit.

  13. Nursing home employee attitudes towards AIDS.

    PubMed

    Sarvela, P D; Moore, J R

    1989-01-01

    This article examines nursing home employee attitudes toward issues related to AIDS and is based on data collected from 343 employees from 13 nursing homes in rural, small towns in sourthern Illinois during the spring of 1988. Results suggested that a large majority of the employees had negative attitudes toward people with AIDS. For example, 67% of the sample indicated that it was more important to limit the spread of AIDS rather than to protect the rights of people with AIDS. Furthermore, 42% suggested that AIDS patients should be sent to sanitariums to protect others from AIDS. Greater than half of the sample (56%) responded that they would feel uncomfortable around people with AIDS. About one third (32%) felt that being around someone with AIDS would put their health in danger, and 21% would be afraid to even take care of a family member with AIDS. With regard to job-specific AIDS attitudes, 51% indicated that health-care workers should be able to refuse to work with AIDS patients, and another 46% felt that hospitals and nursing homes should be able to refuse to admit people with AIDS. In addition to these and other results, this article presents a brief discussion concerning possible educational strategies which might be implemented in this setting to reduce the negative attitudes of these employees. Considerations are also presented for nursing home administrators, who face the problem of developing effective policies for dealing with the rising number of AIDS patients who will be admitted to their facilities.

  14. AIDS: there's hope.

    PubMed

    1993-06-01

    In 1993, 10 years after realizing that AIDS posed a threat to the future of mankind, social mobilization will improve the odds against AIDS. The objective is to create awareness about the virus, and to affect positive behavioral change through advocacy, communication, and grass-roots actions. The first goal is to change the societal attitude about the status of youth and women in order to understand that gender inequality fuels the pandemic. They are the most vulnerable groups, therefore their economic and social power must be improved. The Convention on the Rights of the Child and the Convention on the Elimination of All Forms of Discrimination against Women constitute a platform for broader action by governmental, nongovernmental, and religious institutions. In addition, these organizations need strong allies in society: 1) the media, which can communicate the importance of youth, women, and attitudes in the epidemic; 2) religious leaders, who can be powerful sources of advocacy for change in attitudes as well as support and care for AIDS-affected individuals and families; 3) policy makers, who can be crucial in changing existing policies and altering the allocation of government resources to youth and women; 4) human rights organizations, which play an important role in promoting the concept of health as a human right and for enhancing the understanding of AIDS in the context of discrimination and poverty; 5) the private sector, including commerce and industry, which can promote changes in attitude within the work force and AIDS prevention initiatives; and 6) parent-teacher groups and models for youth, who can educate them about socially acceptable and unacceptable behavior and can empower them to make responsible behavior choices.

  15. Analysis and Interpretation of Financial Data.

    ERIC Educational Resources Information Center

    Robinson, Daniel D.

    1975-01-01

    Understanding the financial reports of colleges and universities has long been a problem because of the lack of comparability of the data presented. Recently, there has been a move to agree on uniform standards for financial accounting and reporting for the field of higher education. In addition to comparable data, the efforts to make financial…

  16. Financial Education for Children: The Israeli Case

    ERIC Educational Resources Information Center

    Bendavid-Hadar, Iris; Hadad, Yaniv

    2013-01-01

    This article focuses on the financial education of children. Education is a key factor in achieving economic development and socio-economic equality. Financial education can provide children with some of the additional knowledge and skills required to this end. Second and third grade Israeli students (n = 121), enrolled in three differently…

  17. Nutritional supplements and ergogenic AIDS.

    PubMed

    Liddle, David G; Connor, Douglas J

    2013-06-01

    Performance enhancing drugs, ergogenic aids, and supplements come in many forms. The financial, personal, social, and health-related impact of these substances has wide and varied consequences. This article reviews common substances and practices used by athletes. It discusses the history, use, effects, and adverse effects of androgenic anabolic steroids, peptide hormones, growth factors, masking agents, diuretics, volume expanders, β-blockers, amphetamines, caffeine, other stimulants, and creatine. The evidence base behind the use, safety, and efficacy of these items as well as testing for these substances is discussed.

  18. CrowdOutAIDS: crowdsourcing youth perspectives for action.

    PubMed

    Hildebrand, Mikaela; Ahumada, Claudia; Watson, Sharon

    2013-05-01

    To develop a strategy for how to better engage young people in decision-making processes on AIDS, UNAIDS launched the participatory online policy project CrowdOutAIDS in 2011. A total of 3,497 young people aged 15-29 from 79 countries signed up to nine online forums, and volunteers recruited through the online platform hosted 39 community-based offline forums with an additional 1,605 participants. This article describes the participatory approach of using social media and crowdsourcing solutions to integrate youth perspectives into strategy and policy processes. In these forums, youth consistently identified the need to change the way sex and relationships are dealt with through changing how sex is talked about, putting comprehensive sexuality education in place, and overcoming social and cultural taboos. The outcome document recommended three major priorities: dispel taboos surrounding sex and sexuality, eliminate stigma and discrimination against young people living with HIV, and remove social and legal barriers. Six strategic actions were also recommended: strengthen young people's skills for effective leadership, ensure full youth participation in the AIDS response, increase access to HIV-related information, strengthen strategic networks, increase UNAIDS's outreach to young people, and increase young people's access to financial support. Through leveraging social media and crowdsourcing, it is possible to integrate grassroots perspectives from across the globe into a new model of engagement and participation, which should be further explored for community empowerment and mobilization. PMID:23684188

  19. CrowdOutAIDS: crowdsourcing youth perspectives for action.

    PubMed

    Hildebrand, Mikaela; Ahumada, Claudia; Watson, Sharon

    2013-05-01

    To develop a strategy for how to better engage young people in decision-making processes on AIDS, UNAIDS launched the participatory online policy project CrowdOutAIDS in 2011. A total of 3,497 young people aged 15-29 from 79 countries signed up to nine online forums, and volunteers recruited through the online platform hosted 39 community-based offline forums with an additional 1,605 participants. This article describes the participatory approach of using social media and crowdsourcing solutions to integrate youth perspectives into strategy and policy processes. In these forums, youth consistently identified the need to change the way sex and relationships are dealt with through changing how sex is talked about, putting comprehensive sexuality education in place, and overcoming social and cultural taboos. The outcome document recommended three major priorities: dispel taboos surrounding sex and sexuality, eliminate stigma and discrimination against young people living with HIV, and remove social and legal barriers. Six strategic actions were also recommended: strengthen young people's skills for effective leadership, ensure full youth participation in the AIDS response, increase access to HIV-related information, strengthen strategic networks, increase UNAIDS's outreach to young people, and increase young people's access to financial support. Through leveraging social media and crowdsourcing, it is possible to integrate grassroots perspectives from across the globe into a new model of engagement and participation, which should be further explored for community empowerment and mobilization.

  20. Modeling financial disaster risk management in developing countries

    NASA Astrophysics Data System (ADS)

    Mechler, R.; Hochrainer, S.; Pflug, G.; Linnerooth-Bayer, J.

    2005-12-01

    The public sector plays a major role in reducing the long-term economic repercussions of disasters by repairing damaged infrastructure and providing financial assistance to households and businesses. If critical infrastructure is not repaired in a timely manner, there can be serious effects on the economy and the livelihoods of the population. The repair of public infrastructure, however, can be a significant drain on public budgets especially in developing and transition countries. Developing country governments frequently lack the liquidity, even including international aid and loans, to fully repair damaged critical public infrastructure or provide sufficient support to households and businesses for their recovery. The earthquake in Gujarat, and other recent cases of government post-disaster liquidity crises, have sounded an alarm, prompting financial development organizations, such as the World Bank, among others, to call for greater attention to reducing financial vulnerability and increasing the resilience of the public sector. This talk reports on a model designed to illustrate the tradeoffs and choices a developing country must make in financially managing the economic risks due to natural disasters. Budgetary resources allocated to pre-disaster risk management strategies, such as loss mitigation measures, a catastrophe reserve fund, insurance and contingent credit arrangements for public assets, reduce the probability of financing gaps - the inability of governments to meet their full obligations in providing relief to private victims and restoring public infrastructure - or prevent the deterioration of the ability to undertake additional borrowing without incurring a debt crisis. The model -which is equipped with a graphical interface - can be a helpful tool for building capacity of policy makers for developing and assessing public financing strategies for disaster risk by indicating the respective costs and consequences of financing alternatives.

  1. Funding Education beyond High School: The Guide to Federal Student Aid 2010-11

    ERIC Educational Resources Information Center

    US Department of Education, 2010

    2010-01-01

    Federal student aid is a financial help for eligible students to pay for educational expenses at an eligible postsecondary school (e.g., college, vocational school, graduate school). There are three categories of federal student aid: grants, workstudy, and loans. Federal student aid covers expenses such as tuition and fees, room and board, books…

  2. Tennessee Title I Directors Evaluate Teacher Aide Program.

    ERIC Educational Resources Information Center

    Jones, Donald; Peach, Larry

    1981-01-01

    Teacher aides have made a major contribution to educationally disadvantaged children in Tennessee. Title I directors recommend that: (1) the teacher aide program should be continued; (2) inservice training programs for teachers and aides should be coordinated; and (3) additional study on qualification and educational preparation of aides is…

  3. Crawling Aid

    NASA Technical Reports Server (NTRS)

    1982-01-01

    The Institute for the Achievement of Human Potential developed a device known as the Vehicle for Initial Crawling (VIC); the acronym is a tribute to the crawler's inventor, Hubert "Vic" Vykukal; is an effective crawling aid. The VIC is used by brain injured children who are unable to crawl due to the problems of weight-bearing and friction, caused by gravity. It is a rounded plywood frame large enough to support the child's torso, leaving arms and legs free to move. On its underside are three aluminum discs through which air is pumped to create an air-bearing surface that has less friction than a film of oil. Upper side contains the connection to the air supply and a pair of straps which restrain the child and cause the device to move with him. VIC is used with the intent to recreate the normal neurological connection between brain and muscles. Over repetitive use of the device the child develops his arm and leg muscles as well as coordination. Children are given alternating therapy, with and without the VIC until eventually the device is no longer needed.

  4. HIV-AIDS Connection

    MedlinePlus

    ... Marketing Share this: Main Content Area The HIV-AIDS Connection AIDS was first recognized in 1981 and ... is there overwhelming scientific consensus that HIV causes AIDS? Before HIV infection became widespread in the human ...

  5. Heart attack first aid

    MedlinePlus

    First aid - heart attack; First aid - cardiopulmonary arrest; First aid - cardiac arrest ... of patients with unstable angina/non-ST-elevation myocardial infarction (updating the 2007 guideline and replacing the 2011 ...

  6. Splinter, First Aid

    MedlinePlus

    ... and rashes clinical tools newsletter | contact Share | Splinter, First Aid A A A First Aid for Splinter: View ... wet, it makes the area prone to infection. First Aid Guide Self-care measures to remove a splinter ...

  7. Financial Responsibilities. Financial Matters. Board Basics.

    ERIC Educational Resources Information Center

    Burlock, Tracy J.; Chabotar, Kent John

    1998-01-01

    This booklet for trustees of institutions of higher education offers guidelines to enable trustees to fulfill their fundamental responsibility of ensuring the financial health of the institution. Introductory sections address: challenges of the financial environment in which trustees must make decisions; specific responsibilities of the…

  8. Financial exploitation, financial capacity, and Alzheimer's disease.

    PubMed

    Lichtenberg, Peter A

    2016-01-01

    Research in the past decade has documented that financial exploitation of older adults has become a major problem, and psychology is only recently increasing its presence in efforts to reduce exploitation. During the same time period, psychology has been a leader in setting best practices for the assessment of diminished capacity in older adults culminating in the 2008 American Bar Association Commission on Law and Aging and American Psychological Association (ABA/APA) joint publication on a handbook for psychologists. Assessment of financial decision-making capacity is often the cornerstone assessment needed in cases of financial exploitation. This article will examine the intersection of financial exploitation and decision-making capacity and introduce a new conceptual model and new tools for both the investigation and prevention of financial exploitation. (PsycINFO Database Record PMID:27159438

  9. Financial exploitation, financial capacity, and Alzheimer's disease.

    PubMed

    Lichtenberg, Peter A

    2016-01-01

    Research in the past decade has documented that financial exploitation of older adults has become a major problem, and psychology is only recently increasing its presence in efforts to reduce exploitation. During the same time period, psychology has been a leader in setting best practices for the assessment of diminished capacity in older adults culminating in the 2008 American Bar Association Commission on Law and Aging and American Psychological Association (ABA/APA) joint publication on a handbook for psychologists. Assessment of financial decision-making capacity is often the cornerstone assessment needed in cases of financial exploitation. This article will examine the intersection of financial exploitation and decision-making capacity and introduce a new conceptual model and new tools for both the investigation and prevention of financial exploitation. (PsycINFO Database Record

  10. Ergogenic aids.

    PubMed

    Coyle, E F

    1984-07-01

    The catabolism of bodily fuels provides the energy for muscular work. Work output can be limited by the size of fuel reserves, the rate of their catabolism, the build-up of by-products, or the neurologic activation of muscle. A substance that favorably affects a step that is normally limiting, and thus increases work output, can be considered an ergogenic aid. The maximal amount of muscular force generated during brief contractions can be acutely increased during hypnosis and with the ingestion of a placebo or psychomotor stimulant. This effect is most obvious in subjects under laboratory conditions and is less evident in athletes who are highly motivated prior to competition. Fatigue is associated with acidosis in the working musculature when attempts are made to maximize work output during a 4 to 15-minute period. Sodium bicarbonate ingestion may act to buffer the acid produced, provided that blood flow to the muscle is adequate. Prolonged intense exercise can be maintained for approximately two hours before carbohydrate stores become depleted. Carbohydrate feedings delay fatigue during prolonged exercise, especially in subjects who display a decline in blood glucose during exercise in the fasting state. Caffeine ingestion prior to an endurance bout has been reported to allow an individual to exercise somewhat more intensely than he or she would otherwise. Its effect may be mediated by augmenting fat metabolism or by altering the perception of effort. Amphetamines may act in a similar manner. Water ingestion during prolonged exercise that results in dehydration and hyperthermia can offset fluid losses and allow an individual to better maintain work output while substantially reducing the risk of heat-related injuries. PMID:6100848

  11. AIDS: what should we do?

    PubMed

    Sorensen, A

    1990-08-01

    There is no 1 AIDS epidemic in the US. The 1st epidemic includes gay and bisexual men. The 2nd consists of intravenous (IV) drug users and their infants, pimps, lovers, and customers. The 3rd and most recent epidemic affects individuals who are exclusively heterosexual who have never had a blood transfusion, never used IV drugs, and have not had sex with those who did any of these things. The former director of the Center for AIDS Research in Baltimore, MD put out 8 proposals that, if implemented, would reduce the transmission of HIV and provide adequate medical care for AIDS patients. Health and educational professionals must develop improved AIDS education programs directed to those at risk. Since many of them are functionally illiterate, television should carry AIDS education messages. In addition, all AIDS prevention and educational programs need to be evaluated strongly so the country can focus on those activities which are most effective. Those who determine public policy should heed the advice of those who truly understand AIDS. Government, drug companies, and university scientists should all increase research to develop antiretroviral drugs that are not dependent on refrigeration, can be transported rapidly, and are inexpensive. Scientists also need to continue working on a vaccine and determine if an HIV vaccine can indeed immunize entire populations. Moreover affordable health care must be available to all AIDS patients. The present haphazard structure of AIDS treatment services must be recognized and integrated into a system that provides patients with coordinated medical and social services. Likewise, all research, treatment and education programs at federal, state, and local levels must be coordinated so that various players do not bicker over priorities. PMID:12283707

  12. 7 CFR 1775.21 - Audit or financial statements.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... grantee's fiscal year. Additional audits may be required if the project period covers more than one fiscal... 7 Agriculture 12 2011-01-01 2011-01-01 false Audit or financial statements. 1775.21 Section 1775... Audit or financial statements. The grantee will provide an audit report or financial statements...

  13. The ratio of AIDS to non-AIDS Medicaid medical costs from 1992 to 2000.

    PubMed

    Kotzan, J A; McMillan, C A

    1995-01-01

    Our research objective was to calculate and forecast the monthly increase in medical and prescription costs for Medicaid patients with acquired immunodeficiency syndrome (AIDS) and compare these values with costs for non-AIDS patients. A retrospective analysis of AIDS patients and a control group of Georgia Medicaid beneficiaries was conducted between January 1, 1988, and December 31, 1991. AIDS patients were defined using the Keyes algorithm of combinations of International Classification of Diseases, 9th Revision, Clinical Modification codes. The AIDS patient group was matched demographically to a group of non-AIDS patients. Data were adjusted to account for eligibility status, and the ratio of AIDS costs to non-AIDS costs was modeled with an econometric time series procedure. A total of 1966 AIDS patients were identified from 900,000 Medicaid recipients in the study period; 58.0% were male and 59.8% were black. Age was bimodal at < or = 1 year and 33 years. The best fit for the medical cost ratios produced a significant regression coefficient of .37. The initial ratio of AIDS to non-AIDS forecast was 4.25 in January 1992. The January 2000 forecast of this ratio increased to 42.56. This increase equates to an additional $8510.19 per AIDS patient-month for January 2000 in 1991 dollars. The outpatient prescription ratio for AIDS versus non-AIDS patients was not predictable. However, the greatest observed discrepancies were attributed to the expense for antihemophilia products. Overall, the most important finding was the accelerating medical costs for treating AIDS patients compared with costs for treating non-AIDS patients. These results may, in part, reflect additional costs for treating intravenous drug users and pediatric AIDS patients.

  14. Financial Advice: Who Pays

    ERIC Educational Resources Information Center

    Finke, Michael S.; Huston, Sandra J.; Winchester, Danielle D.

    2011-01-01

    Using a cost-benefit framework for financial planning services and proprietary data collected in the summer of 2008, the client characteristics that are associated with the likelihood of paying for professional financial advice, as well as the type of financial services purchased, are identified. Results indicate that respondents who pay for…

  15. Invest in Financial Literacy

    ERIC Educational Resources Information Center

    Bush, Sarah B.; McGatha, Maggie B.; Bay-Williams, Jennifer M.

    2012-01-01

    The current state of the economy elevates the need to build awareness of financial markets and personal finance among the nation's young people through implementing a financial literacy curriculum in schools. A limited amount of time spent on financial literacy can have a positive effect on students' budgeting skills. This knowledge will only add…

  16. Food additives

    PubMed Central

    Spencer, Michael

    1974-01-01

    Food additives are discussed from the food technology point of view. The reasons for their use are summarized: (1) to protect food from chemical and microbiological attack; (2) to even out seasonal supplies; (3) to improve their eating quality; (4) to improve their nutritional value. The various types of food additives are considered, e.g. colours, flavours, emulsifiers, bread and flour additives, preservatives, and nutritional additives. The paper concludes with consideration of those circumstances in which the use of additives is (a) justified and (b) unjustified. PMID:4467857

  17. Challenges experienced by rural women in India living with AIDS and implications for the delivery of HIV/AIDS care.

    PubMed

    Nyamathi, Adeline M; Sinha, Sanjeev; Ganguly, Kalyan K; William, Ravi Raj; Heravian, Anisa; Ramakrishnan, Padma; Greengold, Barbara; Ekstrand, Maria; Rao, Pantangi Venkata Rama

    2011-04-01

    Researchers explored the barriers to AIDS care for rural women living with AIDS, and they investigated alternative delivery models to increase the women's adherence to antiretroviral therapy (ART). Community-based participatory research focus groups were conducted by the researchers with a convenience sample of 39 women living with AIDS from a primary health center (PHC) near Chennai, India, and with nurses, physicians, and Accredited Social Health Activists (Ashas), who are lay health care workers. The most prevalent barriers expressed by the women were sickness-related, psychological, financial issues with childcare, and distance, or transportation to the site. Women living with AIDS reviewed Ashas favorably.

  18. Presenting practice financial information.

    PubMed

    Webster, Lee Ann H

    2007-01-01

    Medical practice leadership teams, often consisting primarily of physicians with limited financial backgrounds, must make important business decisions and continuously monitor practice operations. In order to competently perform this duty, they need financial reports that are relevant and easy to understand. This article explores financial reporting and decision-making in a physician practice. It discusses reports and tools, such as ratios, graphs, and comparisons, that practices typically include in their reports. Because profitability and cash flow are often the most important financial considerations for physician practices, reports should generally focus on the impact of various activities and potential decisions upon these concerns. This article also provides communication tips for both those presenting practice financial information and those making the decisions. By communicating effectively, these leaders can best use financial information to improve decision-making and maximize financial performance.

  19. Presenting practice financial information.

    PubMed

    Webster, Lee Ann H

    2007-01-01

    Medical practice leadership teams, often consisting primarily of physicians with limited financial backgrounds, must make important business decisions and continuously monitor practice operations. In order to competently perform this duty, they need financial reports that are relevant and easy to understand. This article explores financial reporting and decision-making in a physician practice. It discusses reports and tools, such as ratios, graphs, and comparisons, that practices typically include in their reports. Because profitability and cash flow are often the most important financial considerations for physician practices, reports should generally focus on the impact of various activities and potential decisions upon these concerns. This article also provides communication tips for both those presenting practice financial information and those making the decisions. By communicating effectively, these leaders can best use financial information to improve decision-making and maximize financial performance. PMID:17974087

  20. The Master Hearing Aid

    PubMed Central

    Curran, James R.

    2013-01-01

    As early as the 1930s the term Master Hearing Aid (MHA) described a device used in the fitting of hearing aids. In their original form, the MHA was a desktop system that allowed for simulated or actual adjustment of hearing aid components that resulted in a changed hearing aid response. Over the years the MHA saw many embodiments and contributed to a number of rationales for the fitting of hearing aids. During these same years, the MHA was viewed by many as an inappropriate means of demonstrating hearing aids; the audio quality of the desktop systems was often superior to the hearing aids themselves. These opinions and the evolution of the MHA have molded the modern perception of hearing aids and the techniques used in the fitting of hearing aids. This article reports on a history of the MHA and its influence on the fitting of hearing aids. PMID:23686682

  1. The correlates of psychological health among the Turkish unemployed: psychological burden of financial help during unemployment.

    PubMed

    Bilgiç, Reyhan; Yılmaz, Nilgün

    2013-01-01

    The purpose of this study is to examine the major determinants of psychological health during unemployment. With this in mind, 438 (17% female and 83% male) unemployed individuals were contacted through Turkey's State Employment Office. It was expected that the relationship between duration of unemployment and psychological wellbeing would be nonlinear. Additionally it was hypothesized that perceived social support would moderate the relationship between length of unemployment and psychological health. Further, we suggested that self-esteem would be related to psychological health and moderate the relationship between length of unemployment and psychological health. The results supported the curvilinearity hypothesis of the relationship between unemployment duration and psychological health as measured by General Health Questionnaire. However, social support was not found to moderate the relationship between unemployment duration and psychological health. The hypothesis that self-esteem would moderate the relationship between length of unemployment and psychological distress was not supported, although self-esteem was a strong negative determinant of psychological distress during unemployment. Regression analysis showed that the best predictors of psychological health were self-esteem, perceived social support and perceived adequacy of financial aid received from relatives. Interestingly, perceived adequacy of the financial aid was negatively related to psychological health. This result was contradictory with the previous literature pointing out that financial aid reduces the effects of poverty due to unemployment. The findings of this study are important since the relationship between unemployment duration and psychological health was nonlinear, indicating that relevant services should be especially careful to intervene to increase social support and self-esteem during these critical times. The other results and limitations are discussed.

  2. Federal financial participation in state assistance expenditures; federal matching shares for Aid to Families with Dependent Children, foster care and adoption assistance, job opportunities and basic skills training, Medicaid, and aid to needy aged, blind, or disabled persons for October 1, 1993, through September 30, 1994--HHS. Notice.

    PubMed

    1992-12-01

    The Federal percentages and Federal medical assistance percentages for Fiscal Year 1994 have been calculated pursuant to the Social Security Act. These percentages will be effective from October 1, 1993, through September 30, 1994. This notice announces the calculated "Federal percentages" and "Federal medical assistance percentages" that we will use in determining the amount of Federal matching in State welfare and medical expenditures for programs under titles I, IV-A, IV-E, IV-F, X, XIV, XVI (Aid to the Aged, Blind, or Disabled), and XIX. The table gives figures for each of the 50 States, the District of Columbia, Puerto Rico, the Virgin Islands, Guam, American Samoa, and the Northern Mariana Islands. The percentages in this notice apply to State expenditures for assistance payments, IV-A child care, JOBS services, and medical services (except family planning and certain JOBS expenditures which are subject to a higher matching rate). The statute provides separately for Federal matching of administrative costs. Sections 1101(a)(8) and 1905(b) of the Act requires the Secretary of Health and Human Services to publish these percentages each year. The Secretary is to figure the percentages, by formulas described in sections 1101(a)(8) and 1905(b) of the Act, using the Department of Commerce's statistics of average income per person in each State and in the Nation as a whole. The percentages are within upper and lower limits given in those two sections of the Act. The statute specifies the percentages to be applied to Puerto Rico, the Virgin Islands, Guam, American Samoa, and the Northern Mariana Islands.(ABSTRACT TRUNCATED AT 250 WORDS)

  3. Dietetic Aide. [Teacher's Copy]. Revised.

    ERIC Educational Resources Information Center

    Texas Education Agency, Austin. Dept. of Occupational Education and Technology.

    The curriculum guide, one of a series prepared to assist teacher-coordinators in promoting and teaching home economics cooperative education programs, provides a course of study for the dietetic aide occupation. In addition to a brief overview, job description, and job analysis of the occupation, the guide's four main sections are: instructional…

  4. Informal Financial Assistance for Patients With a Hematological Malignancy: Implications for Oncology Social Work Practice.

    PubMed

    McGrath, Pam

    2015-01-01

    The article presents original research findings on informal financial assistance for hematological patients; that is, the gifts from family, friends, and communities that help patients cope with the financial hardship associated with cancer. The qualitative study involved interviews with 45 hematology patients that were audio-recorded, transcribed, coded, and then thematically analyzed. The findings examine the differing perspectives that individuals and families bring to the notion of informal financial aid, provide examples of individuals who require and receive informal financial assistance, and conclude with descriptions of those who require informal financial assistance but it is not available. The implications of the findings for oncology social work practice are explored.

  5. 34 CFR 668.19 - Financial aid history.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION...) For the award year for which a Federal Pell Grant, an ACG, a National SMART Grant, or a TEACH Grant is requested, the student's Scheduled Federal Pell Grant, ACG, National SMART Grant, or a TEACH Grant Award...

  6. 34 CFR 668.19 - Financial aid history.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION...) For the award year for which a Federal Pell Grant, an ACG, a National SMART Grant, or a TEACH Grant is requested, the student's Scheduled Federal Pell Grant, ACG, National SMART Grant, or a TEACH Grant Award...

  7. The Financial Aid Office's Role in Enrollment Management: Part 2

    ERIC Educational Resources Information Center

    McGhee, Kenneth

    2016-01-01

    Student retention is an important part of a strategic enrollment management plan. Many scholars have written about the challenges of helping students not only enroll in college but also complete their degree programs. Among students pursuing a doctoral degree in higher education administration, student retention is a popular topic. Many doctoral…

  8. Helping Unaccompanied Homeless Youth Access College Financial Aid

    ERIC Educational Resources Information Center

    National Association for the Education of Homeless Children and Youth, 2007

    2007-01-01

    Unaccompanied homeless youth are young people who lack safe, stable housing and who are not in the care of a parent or guardian. They may have run away from home or been forced to leave by their parents. Unaccompanied youth live in a variety of temporary situations, including shelters, the homes of friends or relatives, cars, campgrounds, public…

  9. Enrollment Management and Financial Aid: Seeking a Strategic Integration

    ERIC Educational Resources Information Center

    Kalsbeek, David H.; Hossler, Donald

    2008-01-01

    Enrollment management has become an important leadership function on many college and university campuses. It is also attracting critical attention here and abroad among observers of the system of postsecondary education. With this essay, the authors continue a series that examines policies and practices that are central to campus-based efforts to…

  10. Electronic Imaging in Admissions, Records & Financial Aid Offices.

    ERIC Educational Resources Information Center

    Perkins, Helen L.

    Over the years, efforts have been made to work more efficiently with the ever increasing number of records and paper documents that cross workers' desks. Filing records on optical disk through electronic imaging is an alternative that many feel is the answer to successful document management. The pioneering efforts in electronic imaging in…

  11. Answering the AIDS denialists: is AIDS real?

    PubMed

    Mirken, B

    2000-12-01

    This article looks at theories that say AIDS does not exist, or is not a new disease but only a collection of old ones--and explains some of the history behind earlier changes in the official definition of AIDS in the U.S., changes which caused some public confusion. PMID:12171004

  12. The impact of the International Monetary Fund's macroeconomic policies on the AIDS pandemic.

    PubMed

    Baker, Brook K

    2010-01-01

    Expansion of funding for HIV/AIDS, especially treatment, is under attack over concerns about cost effectiveness and financial constraints. The International Monetary Fund is deeply implicated in the history of the AIDS pandemic, the underlying weakness of health systems, and the ideology of constrained resources that underlies most attacks on AIDS funding. The IMF imposed structural violence on developing countries in the 1980s and 1990s through neoliberal and macroeconomic reforms that intensified individual and communal vulnerability to infection and dismantled already weak health systems. This same macroeconomic fundamentalism has recently been repackaged and renamed. IMF fundamentalist policies continue to prioritize low inflation, constricted government spending, robust foreign currency reserves, and prompt repayment of debt at the expense of investments in health and more expansionary, pro-growth and job-creation policies. Several recent surveys have concluded that the IMF reluctantly relaxed overly restrictive policy prescriptions in response to the global economic crisis, but this relaxation was temporary at best and only extended to countries previously acceding to IMF orthodoxy. AIDS activists are campaigning for billions of dollars to fulfill the promise of universal access. If IMF pressures persist, developing countries will continue to undermine the additionality of donor health financing by substituting donor for domestic financing, refusing to invest in recurrent costs for medicines and health workers, and neglecting needed investments in health infrastructure and health system strengthening. PMID:20440979

  13. Higher Education Financial Assistance Tools for Middle- and Upper-Income Taxpayers

    ERIC Educational Resources Information Center

    Condon, James V.; Prince, Lori H.

    2008-01-01

    This article describes higher education financial assistance tools designed mainly for students of middle- and upper-income families who may not be eligible for financial aid from other sources. It includes the 2007 legislative updates for these tools, all of which have been devised and offered by either state or federal governments. The authors…

  14. Financial Incentives for Business-Education Partnerships. A VES Briefing Paper.

    ERIC Educational Resources Information Center

    Swift, Clint; And Others

    Business and industry support education in their communities in many ways, and financial gifts are only one of them. Business, industry, labor, government, and foundations are involved in financial support through grants, fellowships, scholarships, awards, endowments, loans, donations of time and services, and donation of teaching aids, materials,…

  15. Financial Literacy Makes Dollars and Sense for Student Loan Borrowers and Lenders

    ERIC Educational Resources Information Center

    Wilke, Alisa

    2013-01-01

    "American Student Assistance" has a unique window onto students during some very important milestones in their formative financial years. This nonprofit interacts with students from the time they're choosing a college, to applying for financial aid and loans, to starting a first job, getting that first apartment, making that dreaded…

  16. SMART Money: Do Financial Incentives Encourage College Students to Study Science?

    ERIC Educational Resources Information Center

    Evans, Brent J.

    2012-01-01

    This research examines the short term success of a postsecondary federal financial aid program, the SMART Grant, designed to increase this stock of scientific human capital. An exploration of the success of this program provides the opportunity to address two critically important research questions. Do financial incentives encourage students to…

  17. Efficient Financial Management in Rural Schools: Common Problems and Solutions from the Field. ERIC Digest.

    ERIC Educational Resources Information Center

    Inman-Freitas, Deborah

    Based on a recent nationwide survey of rural administrators, this digest reports on the financial problems of rural school districts and some possible strategies for improvement. Rural administrators reported the following financial management problems: (1) cash flow problems due to late receipt of state aid or taxes; (2) expenditures that are…

  18. State Tuition, Fees, and Financial Assistance Policies: For Public Colleges and Universities, 2010-11

    ERIC Educational Resources Information Center

    Bell, Allison C.; Carnahan, Julie; L'Orange, Hans P.

    2011-01-01

    This report, "State Tuition, Fees, and Financial Assistance Policies for Public Colleges and Universities: 2010-11", examines the philosophies, policies, and procedures that influence decision-making regarding public college and university tuition, student fees, and student financial aid programs. This report also provides information related to…

  19. How HIV Causes AIDS

    MedlinePlus

    ... Share this: Main Content Area How HIV Causes AIDS HIV destroys CD4 positive (CD4+) T cells, which ... and disease, ultimately resulting in the development of AIDS. Most people who are infected with HIV can ...

  20. AIDS Myths and Misunderstandings

    MedlinePlus

    ... 21, 2014 Select a Language: Fact Sheet 158 AIDS Myths and Misunderstandings WHY ARE THERE SO MANY ... support this belief. Myth: Current medications can cure AIDS. It’s no big deal if you get infected. ...

  1. HIV/AIDS

    MedlinePlus

    ... at risk for serious infections and certain cancers. AIDS stands for acquired immunodeficiency syndrome. It is the final stage of infection with HIV. Not everyone with HIV develops AIDS. HIV most often spreads through unprotected sex with ...

  2. Students with AIDS.

    ERIC Educational Resources Information Center

    Broadwell, Cathy Allen; Strope, John L., Jr.

    1989-01-01

    Addresses the law as it pertains to Acquired Immune Deficiency Syndrome (AIDS) in public elementary and secondary schools. Section 504 of the Rehabilitation Act of 1973 has been used successfully in the majority of the AIDS cases discussed. (MLF)

  3. Unconsciousness - first aid

    MedlinePlus

    Loss of consciousness - first aid; Coma - first aid; Mental status change; Altered mental status ... person is unconscious and: Does not return to consciousness quickly (within a minute) Has fallen down or ...

  4. Frostbite, First Aid

    MedlinePlus

    ... and rashes clinical tools newsletter | contact Share | Frostbite, First Aid A A A Severe frostbite can result in ... became frozen). Frostbite is often associated with hypothermia. First Aid Guide In the case of mild frostbite, the ...

  5. Heat Exhaustion, First Aid

    MedlinePlus

    ... rashes clinical tools newsletter | contact Share | Heat Exhaustion, First Aid A A A Heat exhaustion signs and symptoms ... specific to the other stages of heat illness. First Aid Guide Use a combination of the following measures ...

  6. Heat Cramps, First Aid

    MedlinePlus

    ... rashes clinical tools newsletter | contact Share | Heat Cramps, First Aid A A A Heat cramp signs and symptoms ... if later stages of heat illness are suspected. First Aid Guide Use a combination of the following measures, ...

  7. Heatstroke, First Aid

    MedlinePlus

    ... and rashes clinical tools newsletter | contact Share | Heatstroke, First Aid A A A Heatstroke signs and symptoms can ... specific to the earlier stages of heat illness. First Aid Guide When heatstroke is suspected, seek emergency medical ...

  8. Tick Bites, First Aid

    MedlinePlus

    ... rashes clinical tools newsletter | contact Share | Tick Bites, First Aid A A A It is important to inspect ... temporary paralysis in their host (called tick paralysis). First Aid Guide To remove an embedded tick: Wash your ...

  9. First Aid: Influenza (Flu)

    MedlinePlus

    ... to Know About Zika & Pregnancy First Aid: The Flu KidsHealth > For Parents > First Aid: The Flu Print ... tiredness What to Do If Your Child Has Flu Symptoms: Call your doctor. Encourage rest. Keep your ...

  10. The Effect of Alternative Savings Approaches on College Aid. Opportunity and Ownership Facts. Number 15

    ERIC Educational Resources Information Center

    Maag, Elaine

    2009-01-01

    To pay for college, many low- and moderate-income students and their families rely on financial aid and savings. How students and families save--and in whose name--affects both the tax consequences and the impact of savings on financial aid. Choosing the wrong way to save can raise the out-of-pocket costs of college by thousands of dollars.…

  11. Phosphazene additives

    DOEpatents

    Harrup, Mason K; Rollins, Harry W

    2013-11-26

    An additive comprising a phosphazene compound that has at least two reactive functional groups and at least one capping functional group bonded to phosphorus atoms of the phosphazene compound. One of the at least two reactive functional groups is configured to react with cellulose and the other of the at least two reactive functional groups is configured to react with a resin, such as an amine resin of a polycarboxylic acid resin. The at least one capping functional group is selected from the group consisting of a short chain ether group, an alkoxy group, or an aryloxy group. Also disclosed are an additive-resin admixture, a method of treating a wood product, and a wood product.

  12. Potlining Additives

    SciTech Connect

    Rudolf Keller

    2004-08-10

    In this project, a concept to improve the performance of aluminum production cells by introducing potlining additives was examined and tested. Boron oxide was added to cathode blocks, and titanium was dissolved in the metal pool; this resulted in the formation of titanium diboride and caused the molten aluminum to wet the carbonaceous cathode surface. Such wetting reportedly leads to operational improvements and extended cell life. In addition, boron oxide suppresses cyanide formation. This final report presents and discusses the results of this project. Substantial economic benefits for the practical implementation of the technology are projected, especially for modern cells with graphitized blocks. For example, with an energy savings of about 5% and an increase in pot life from 1500 to 2500 days, a cost savings of $ 0.023 per pound of aluminum produced is projected for a 200 kA pot.

  13. Financial Crisis, Structural Adjustment, and Education Policy in Tanzania. Revised.

    ERIC Educational Resources Information Center

    Samoff, Joel; Sumra, Suleman

    This paper assesses educational planning in Tanzania as moving from one of hope to despair as the country becomes more reliant upon foreign aid. As the country moved from colonialism, basic education was to be accessible to all children and adult illiteracy was to be eliminated. By the 1980s financial crisis and the conditions that accompanied…

  14. Financial Services Marketing.

    ERIC Educational Resources Information Center

    Olson, Lucretia Maria

    This manual contains student assignments in the financial services area of the marketing process. The individualized competency-based materials are intended to enhance and supplement instruction or to provide the basis for a course of instruction by the teacher-coordinator. Information on skills needed in jobs in financial marketing is first…

  15. Hearing-aid tester

    NASA Technical Reports Server (NTRS)

    Kessinger, R.; Polhemus, J. T.; Waring, J. G.

    1977-01-01

    Hearing aids are automatically checked by circuit that applies half-second test signal every thirty minutes. If hearing-aid output is distorted, too small, or if battery is too low, a warning lamp is activated. Test circuit is incorporated directly into hearing-aid package.

  16. HIV and AIDS

    MedlinePlus

    ... I Help a Friend Who Cuts? HIV and AIDS KidsHealth > For Teens > HIV and AIDS Print A A A Text Size What's in ... in human history. HIV causes a condition called acquired immunodeficiency syndrome — better known as AIDS . HIV destroys a type ...

  17. Designing State Aid Formulas

    ERIC Educational Resources Information Center

    Zhao, Bo; Bradbury, Katharine

    2009-01-01

    This paper designs a new equalization-aid formula based on fiscal gaps of local communities. When states are in transition to a new local aid formula, the issue of whether and how to hold existing aid harmless poses a challenge. The authors show that some previous studies and the formulas derived from them give differential weights to existing and…

  18. AIDS Education Curriculum Guide.

    ERIC Educational Resources Information Center

    Horry County Board of Education, Conway, SC.

    This curriculum guide was developed, based on sound principles of human growth and development, to present the most recently available information on AIDS (Acquired Immune Deficiency Syndrome). The curriculum presents information on the known facts about AIDS and the AIDS virus infection. It also addresses the potential for adolescents and adults…

  19. First Aid: Rashes

    MedlinePlus

    ... Story" 5 Things to Know About Zika & Pregnancy First Aid: Rashes KidsHealth > For Parents > First Aid: Rashes Print A A A Text Size Rashes ... For Kids For Parents MORE ON THIS TOPIC First Aid: Skin Infections Poison Ivy Erythema Multiforme Hives (Urticaria) ...

  20. First Aid: Burns

    MedlinePlus

    ... Story" 5 Things to Know About Zika & Pregnancy First Aid: Burns KidsHealth > For Parents > First Aid: Burns Print A A A Text Size Scald ... THIS TOPIC Kitchen: Household Safety Checklist Fireworks Safety First Aid: Sunburn Firesetting Fire Safety Burns Household Safety: Preventing ...