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Sample records for adjustable rate mortgage

  1. 24 CFR 203.49 - Eligibility of adjustable rate mortgages.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... most recent figure available before the date of mortgage loan origination. The current index figure shall be the most recent index figure available 30 days before the date of each interest rate adjustment... houses in federally impacted areas), 203.45 (graduated payment mortgages), or 203.47 (growing...

  2. 24 CFR 203.49 - Eligibility of adjustable rate mortgages.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... most recent figure available before the date of mortgage loan origination. The current index figure shall be the most recent index figure available 30 days before the date of each interest rate adjustment... houses in federally impacted areas), 203.45 (graduated payment mortgages), or 203.47 (growing...

  3. 24 CFR 203.49 - Eligibility of adjustable rate mortgages.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... most recent figure available before the date of mortgage loan origination. The current index figure shall be the most recent index figure available 30 days before the date of each interest rate adjustment... houses in federally impacted areas), 203.45 (graduated payment mortgages), or 203.47 (growing...

  4. 24 CFR 203.49 - Eligibility of adjustable rate mortgages.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... most recent figure available before the date of mortgage loan origination. The current index figure shall be the most recent index figure available 30 days before the date of each interest rate adjustment... houses in federally impacted areas), 203.45 (graduated payment mortgages), or 203.47 (growing...

  5. 24 CFR 203.49 - Eligibility of adjustable rate mortgages.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... most recent figure available before the date of mortgage loan origination. The current index figure shall be the most recent index figure available 30 days before the date of each interest rate adjustment... houses in federally impacted areas), 203.45 (graduated payment mortgages), or 203.47 (growing...

  6. The Impact of Financial Sophistication on Adjustable Rate Mortgage Ownership

    ERIC Educational Resources Information Center

    Smith, Hyrum; Finke, Michael S.; Huston, Sandra J.

    2011-01-01

    The influence of a financial sophistication scale on adjustable-rate mortgage (ARM) borrowing is explored. Descriptive statistics and regression analysis using recent data from the Survey of Consumer Finances reveal that ARM borrowing is driven by both the least and most financially sophisticated households but for different reasons. Less…

  7. 78 FR 36231 - 60-Day Notice of Proposed Information Collection: FHA-Disclosure of Adjustable Rate Mortgages...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-06-17

    ... Mortgages (ARMs) Rates AGENCY: Office of Single Family Program Development, HUD. ACTION: Notice. SUMMARY... FURTHER INFORMATION CONTACT: Joanne Kuzma, Director, Office of Single Family Program Development... adjustable- rate mortgage ARM consistent with the disclosure requirements applicable to variable...

  8. 24 CFR 200.16 - Project mortgage adjustments and reductions.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Project mortgage adjustments and... HOUSING AND URBAN DEVELOPMENT GENERAL INTRODUCTION TO FHA PROGRAMS Requirements for Application... Programs; and Continuing Eligibility Requirements for Existing Projects Eligible Mortgage § 200.16...

  9. 24 CFR 200.16 - Project mortgage adjustments and reductions.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Project mortgage adjustments and... HOUSING AND URBAN DEVELOPMENT GENERAL INTRODUCTION TO FHA PROGRAMS Requirements for Application... Programs; and Continuing Eligibility Requirements for Existing Projects Eligible Mortgage § 200.16...

  10. 12 CFR 226.19 - Certain mortgage and variable-rate transactions.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 3 2011-01-01 2011-01-01 false Certain mortgage and variable-rate transactions... variable-rate transactions. (a) Mortgage transactions subject to RESPA—(1)(i) Time of disclosures. In a... or settlement. (b) Certain variable-rate transactions. 45a If the annual percentage rate may...

  11. 12 CFR 226.19 - Certain mortgage and variable-rate transactions.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 3 2010-01-01 2010-01-01 false Certain mortgage and variable-rate transactions. 226.19 Section 226.19 Banks and Banking FEDERAL RESERVE SYSTEM (CONTINUED) BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM TRUTH IN LENDING (REGULATION Z) Closed-End Credit § 226.19 Certain mortgage...

  12. 24 CFR 221.795 - Displacement-below market interest rate mortgages.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... Rights and Obligations-Moderate Income Projects § 221.795 Displacement—below market interest rate... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false Displacement-below market interest rate mortgages. 221.795 Section 221.795 Housing and Urban Development Regulations Relating to...

  13. 24 CFR 221.795 - Displacement-below market interest rate mortgages.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... Rights and Obligations-Moderate Income Projects § 221.795 Displacement—below market interest rate... 24 Housing and Urban Development 2 2014-04-01 2014-04-01 false Displacement-below market interest rate mortgages. 221.795 Section 221.795 Housing and Urban Development Regulations Relating to...

  14. 24 CFR 221.795 - Displacement-below market interest rate mortgages.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... Rights and Obligations-Moderate Income Projects § 221.795 Displacement—below market interest rate... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false Displacement-below market interest rate mortgages. 221.795 Section 221.795 Housing and Urban Development Regulations Relating to...

  15. 24 CFR 221.795 - Displacement-below market interest rate mortgages.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... Rights and Obligations-Moderate Income Projects § 221.795 Displacement—below market interest rate... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Displacement-below market interest rate mortgages. 221.795 Section 221.795 Housing and Urban Development Regulations Relating to...

  16. 24 CFR 221.795 - Displacement-below market interest rate mortgages.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... Rights and Obligations-Moderate Income Projects § 221.795 Displacement—below market interest rate... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Displacement-below market interest rate mortgages. 221.795 Section 221.795 Housing and Urban Development Regulations Relating to...

  17. 12 CFR 1026.19 - Certain mortgage and variable-rate transactions.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... extension of credit is needed to meet a bona fide personal financial emergency, the consumer may modify or... 12 Banks and Banking 8 2013-01-01 2013-01-01 false Certain mortgage and variable-rate transactions. 1026.19 Section 1026.19 Banks and Banking BUREAU OF CONSUMER FINANCIAL PROTECTION TRUTH IN...

  18. 12 CFR 1026.19 - Certain mortgage and variable-rate transactions.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... extension of credit is needed to meet a bona fide personal financial emergency, the consumer may modify or... 12 Banks and Banking 8 2012-01-01 2012-01-01 false Certain mortgage and variable-rate transactions. 1026.19 Section 1026.19 Banks and Banking BUREAU OF CONSUMER FINANCIAL PROTECTION TRUTH IN...

  19. Pilot States Program report: Home energy ratings systems and energy-efficient mortgages

    SciTech Connect

    Farhar, B.

    2000-04-04

    This report covers the accomplishments of the home energy ratings systems/energy-efficient mortgages (HERS/EEMs) pilot states from 1993 through 1998, including such indicators as funding, ratings and EEMs achieved, active raters, and training and marketing activities. A brief description of each HERS program's evolution is included, as well as their directors' views of the programs' future prospects. Finally, an analysis is provided of successful HERS program characteristics and factors that appear to contribute to HERS program success.

  20. 78 FR 79285 - Home Mortgage Disclosure (Regulation C): Adjustment to Asset-Size Exemption Threshold

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-12-30

    ...The Bureau of Consumer Financial Protection (Bureau) is publishing a final rule amending the official commentary that interprets the requirements of the Bureau's Regulation C (Home Mortgage Disclosure) to reflect a change in the asset-size exemption threshold for banks, savings associations, and credit unions based on the annual percentage change in the Consumer Price Index for Urban Wage......

  1. 77 FR 76839 - Home Mortgage Disclosure (Regulation C): Adjustment To Asset-Size Exemption Threshold

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-12-31

    ... apply. List of Subjects in 12 CFR Part 1003 Banks, Banking, Credit unions, Mortgages, National banks... reflect a change in the asset-size exemption threshold for banks, savings associations, and credit unions... in November 2012. Therefore, banks, savings associations, and credit unions with assets of...

  2. Energy-efficient mortgages and home energy rating systems: A report on the nation`s progress

    SciTech Connect

    Farhar, B.C.; Eckert, J.

    1993-09-01

    This report summarizes progress throughout the nation in establishing voluntary programs linking home energy rating systems (HERS) and energy-efficient mortgages (EEMs). These programs use methods for rating the energy efficiency of new and existing homes and predicting energy cost savings so lenders can factor in energy cost savings when underwriting mortgages. The programs also encourage lenders to finance cost-effective energy-efficiency improvements to existing homes with low-interest mortgages or other instruments. The money saved on utility bills over the long term can more than offset the cost of such energy-efficiency improvements. The National Collaborative on HERS and EEMs recommended that this report be prepared.

  3. Optimal Mortgage Refinancing: A Closed Form Solution

    PubMed Central

    Agarwal, Sumit; Driscoll, John C.; Laibson, David I.

    2013-01-01

    We derive the first closed-form optimal refinancing rule: Refinance when the current mortgage interest rate falls below the original rate by at least 1ψ[ϕ+W(−exp(−ϕ))]. In this formula W(.) is the Lambert W-function, ψ=2(ρ+λ)σ,ϕ=1+ψ(ρ+λ)κ∕M(1−τ), ρ is the real discount rate, λ is the expected real rate of exogenous mortgage repayment, σ is the standard deviation of the mortgage rate, κ/M is the ratio of the tax-adjusted refinancing cost and the remaining mortgage value, and τ is the marginal tax rate. This expression is derived by solving a tractable class of refinancing problems. Our quantitative results closely match those reported by researchers using numerical methods. PMID:25843977

  4. Optimal Mortgage Refinancing: A Closed Form Solution.

    PubMed

    Agarwal, Sumit; Driscoll, John C; Laibson, David I

    2013-06-01

    We derive the first closed-form optimal refinancing rule: Refinance when the current mortgage interest rate falls below the original rate by at least [Formula: see text] In this formula W(.) is the Lambert W-function, [Formula: see text]ρ is the real discount rate, λ is the expected real rate of exogenous mortgage repayment, σ is the standard deviation of the mortgage rate, κ/M is the ratio of the tax-adjusted refinancing cost and the remaining mortgage value, and τ is the marginal tax rate. This expression is derived by solving a tractable class of refinancing problems. Our quantitative results closely match those reported by researchers using numerical methods.

  5. A national program for energy-efficient mortgages and home energy rating systems: A blueprint for action. Review draft

    SciTech Connect

    Not Available

    1992-03-01

    This Review Draft reports findings and recommendations of the National Collaborative on Home Energy Rating Systems and Mortgage Incentives for Energy Efficiency. The US Department of Energy, in cooperation with the US Department of Housing and Urban Development, formed this National Collaborative as a National Energy Strategy initiative. Participating in the Collaborative were representatives of the primary and secondary mortgage markets, builder and remodeler organizations, real estate and appraiser associations, the home energy rating system industry, utility associations, consumer and public interest groups, state and local government interest groups, and environmental organizations. The Collaborative`s purpose was to develop a voluntary national program encouraging energy efficiency in homes through mortgage incentives linked to home energy ratings.

  6. A national program for energy-efficient mortgages and home energy rating systems: A blueprint for action

    SciTech Connect

    Not Available

    1992-03-01

    This Review Draft reports findings and recommendations of the National Collaborative on Home Energy Rating Systems and Mortgage Incentives for Energy Efficiency. The US Department of Energy, in cooperation with the US Department of Housing and Urban Development, formed this National Collaborative as a National Energy Strategy initiative. Participating in the Collaborative were representatives of the primary and secondary mortgage markets, builder and remodeler organizations, real estate and appraiser associations, the home energy rating system industry, utility associations, consumer and public interest groups, state and local government interest groups, and environmental organizations. The Collaborative's purpose was to develop a voluntary national program encouraging energy efficiency in homes through mortgage incentives linked to home energy ratings.

  7. 12 CFR Appendix K to Part 226 - Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ..., App. K Appendix K to Part 226—Total Annual Loan Cost Rate Computations for Reverse Mortgage... property value: Interest rate: Monthly advance: Initial draw: Line of credit: Initial Loan Charges Closing...: $301.80 Initial draw: $1,000 Line of credit: $4,000 Initial Loan Charges Closing costs: $5,000...

  8. Standardization of age-adjusted mortality rates

    SciTech Connect

    Selvin, S.; Sacks, S.T.; Merrill, D.W.

    1980-02-01

    Because age is a significant variable in the occurrence and frequency of human disease, any comparison of disease or mortality rates, to be useful, must be age-specific or age-adjusted. Age-specific comparisons are not always appropriate or possible, however. A common method of eliminating the influence of age in comparing mortality rates from one community to another is to employ statistical methods of age-adjustment. While a variety of methods will accomplish this task, most are weighted averages of the age-specific rates. Two widely used adjustment procedures are direct and indirect age-adjustment.

  9. 12 CFR 1026.19 - Certain mortgage and variable-rate transactions.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... Settlement Procedures Act (12 U.S.C. 2601 et seq.) that is secured by the consumer's dwelling, other than a...) Timeshare plans. In a mortgage transaction subject to the Real Estate Settlement Procedures Act (12 U.S.C... mortgage transaction subject to both § 1026.33 and the Real Estate Settlement Procedures Act (12...

  10. 39 CFR 3010.28 - Maximum size of unused rate adjustment authority rate adjustments.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 39 Postal Service 1 2011-07-01 2011-07-01 false Maximum size of unused rate adjustment authority... REGULATION OF RATES FOR MARKET DOMINANT PRODUCTS Rules for Applying the Price Cap § 3010.28 Maximum size of... of rate adjustments for any class in any 12-month period may not exceed the applicable...

  11. 39 CFR 3010.28 - Maximum size of unused rate adjustment authority rate adjustments.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... 39 Postal Service 1 2013-07-01 2013-07-01 false Maximum size of unused rate adjustment authority... REGULATION OF RATES FOR MARKET DOMINANT PRODUCTS Rules for Applying the Price Cap § 3010.28 Maximum size of... of rate adjustments for any class in any 12-month period may not exceed the applicable...

  12. 39 CFR 3010.28 - Maximum size of unused rate adjustment authority rate adjustments.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... 39 Postal Service 1 2012-07-01 2012-07-01 false Maximum size of unused rate adjustment authority... REGULATION OF RATES FOR MARKET DOMINANT PRODUCTS Rules for Applying the Price Cap § 3010.28 Maximum size of... of rate adjustments for any class in any 12-month period may not exceed the applicable...

  13. 76 FR 7883 - Postal Service Rate Adjustment

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-02-11

    ... as a functionally equivalent agreement under the Inbound Multi-Service Agreements with Foreign Postal... Service of Type 2 Rate Adjustment, and Notice of Filing Functionally Equivalent Agreement, January 31... Foreign Postal Operators 1 product and two functionally equivalent agreements, Strategic...

  14. Risk adjustment for a children's capitation rate.

    PubMed

    Newhouse, J P; Sloss, E M; Manning, W G; Keeler, E B

    1993-01-01

    Few capitation arrangements vary premiums by a child's health characteristics, yielding an incentive to discriminate against children with predictably high expenditures from chronic diseases. In this article, we explore risk adjusters for the 35 percent of the variance in annual out-patient expenditure we find to be potentially predictable. Demographic factors such as age and gender only explain 5 percent of such variance; health status measures explain 25 percent, prior use and health status measures together explain 65 to 70 percent. The profit from risk selection falls less than proportionately with improved ability to adjust for risk. Partial capitation rates may be necessary to mitigate skimming and dumping.

  15. Numerical ability predicts mortgage default.

    PubMed

    Gerardi, Kristopher; Goette, Lorenz; Meier, Stephan

    2013-07-09

    Unprecedented levels of US subprime mortgage defaults precipitated a severe global financial crisis in late 2008, plunging much of the industrialized world into a deep recession. However, the fundamental reasons for why US mortgages defaulted at such spectacular rates remain largely unknown. This paper presents empirical evidence showing that the ability to perform basic mathematical calculations is negatively associated with the propensity to default on one's mortgage. We measure several aspects of financial literacy and cognitive ability in a survey of subprime mortgage borrowers who took out loans in 2006 and 2007, and match them to objective, detailed administrative data on mortgage characteristics and payment histories. The relationship between numerical ability and mortgage default is robust to controlling for a broad set of sociodemographic variables, and is not driven by other aspects of cognitive ability. We find no support for the hypothesis that numerical ability impacts mortgage outcomes through the choice of the mortgage contract. Rather, our results suggest that individuals with limited numerical ability default on their mortgage due to behavior unrelated to the initial choice of their mortgage.

  16. Adjustable flow rate controller for polymer solutions

    DOEpatents

    Jackson, Kenneth M.

    1981-01-01

    An adjustable device for controlling the flow rate of polymer solutions which results in only little shearing of the polymer molecules, said device comprising an inlet manifold, an outlet manifold, a plurality of tubes capable of providing communication between said inlet and outlet manifolds, said tubes each having an internal diameter that is smaller than that of the inlet manifold and large enough to insure that viscosity of the polymer solution passing through each said tube will not be reduced more than about 25 percent, and a valve associated with each tube, said valve being capable of opening or closing communication in that tube between the inlet and outlet manifolds, each said valve when fully open having a diameter that is substantially at least as great as that of the tube with which it is associated.

  17. 5 CFR 9701.322 - Setting and adjusting rate ranges.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 5 Administrative Personnel 3 2014-01-01 2014-01-01 false Setting and adjusting rate ranges. 9701... SECURITY HUMAN RESOURCES MANAGEMENT SYSTEM Pay and Pay Administration Setting and Adjusting Rate Ranges § 9701.322 Setting and adjusting rate ranges. (a) Within its sole and exclusive discretion, DHS...

  18. 5 CFR 9701.322 - Setting and adjusting rate ranges.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 5 Administrative Personnel 3 2012-01-01 2012-01-01 false Setting and adjusting rate ranges. 9701... SECURITY HUMAN RESOURCES MANAGEMENT SYSTEM Pay and Pay Administration Setting and Adjusting Rate Ranges § 9701.322 Setting and adjusting rate ranges. (a) Within its sole and exclusive discretion, DHS...

  19. 5 CFR 9701.322 - Setting and adjusting rate ranges.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 5 Administrative Personnel 3 2013-01-01 2013-01-01 false Setting and adjusting rate ranges. 9701... SECURITY HUMAN RESOURCES MANAGEMENT SYSTEM Pay and Pay Administration Setting and Adjusting Rate Ranges § 9701.322 Setting and adjusting rate ranges. (a) Within its sole and exclusive discretion, DHS...

  20. 5 CFR 9901.322 - Setting and adjusting rate ranges.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 5 Administrative Personnel 3 2010-01-01 2010-01-01 false Setting and adjusting rate ranges. 9901... Increases § 9901.322 Setting and adjusting rate ranges. (a) Subject to § 9901.105, the Secretary may set and... factors. (b) The Secretary may determine the effective date of newly set or adjusted band rate...

  1. 7 CFR 4287.112 - Interest rate adjustments.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... variable rates to reduce the borrower's interest rate only when the variable rate has a ceiling which is less than or equal to the original fixed rate. (2) Variable rates can be changed to a fixed rate which is at or below the current variable rate. (3) The interest rates, after adjustments, must comply...

  2. 7 CFR 4287.112 - Interest rate adjustments.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... variable rates to reduce the borrower's interest rate only when the variable rate has a ceiling which is less than or equal to the original fixed rate. (2) Variable rates can be changed to a fixed rate which is at or below the current variable rate. (3) The interest rates, after adjustments, must comply...

  3. 5 CFR 9901.322 - Setting and adjusting rate ranges.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 5 Administrative Personnel 3 2011-01-01 2011-01-01 false Setting and adjusting rate ranges. 9901... NATIONAL SECURITY PERSONNEL SYSTEM (NSPS) Pay and Pay Administration Rate Ranges and General Salary Increases § 9901.322 Setting and adjusting rate ranges. (a) Subject to § 9901.105, the Secretary may set...

  4. 10 CFR 903.11 - Advance announcement of rate adjustment.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 10 Energy 4 2012-01-01 2012-01-01 false Advance announcement of rate adjustment. 903.11 Section 903.11 Energy DEPARTMENT OF ENERGY POWER AND TRANSMISSION RATES Procedures for Public Participation in Power and Transmission Rate Adjustments and Extensions for the Alaska, Southeastern, Southwestern,...

  5. 10 CFR 903.11 - Advance announcement of rate adjustment.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 10 Energy 4 2013-01-01 2013-01-01 false Advance announcement of rate adjustment. 903.11 Section 903.11 Energy DEPARTMENT OF ENERGY POWER AND TRANSMISSION RATES Procedures for Public Participation in Power and Transmission Rate Adjustments and Extensions for the Alaska, Southeastern, Southwestern,...

  6. 10 CFR 903.11 - Advance announcement of rate adjustment.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 10 Energy 4 2014-01-01 2014-01-01 false Advance announcement of rate adjustment. 903.11 Section 903.11 Energy DEPARTMENT OF ENERGY POWER AND TRANSMISSION RATES Procedures for Public Participation in Power and Transmission Rate Adjustments and Extensions for the Alaska, Southeastern, Southwestern,...

  7. 10 CFR 436.22 - Adjusted internal rate of return.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... Methodology and Procedures for Life Cycle Cost Analyses § 436.22 Adjusted internal rate of return. The adjusted internal rate of return is the overall rate of return on an energy or water conservation measure... yearly net savings in energy or water and non-fuel or non-water operation and maintenance...

  8. 10 CFR 436.22 - Adjusted internal rate of return.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... Methodology and Procedures for Life Cycle Cost Analyses § 436.22 Adjusted internal rate of return. The adjusted internal rate of return is the overall rate of return on an energy or water conservation measure... yearly net savings in energy or water and non-fuel or non-water operation and maintenance...

  9. 5 CFR 536.305 - Adjusting an employee's retained rate when a pay schedule is adjusted.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... conversion under § 536.303(b) or any other simultaneous pay action. The retained rate adjustment under... new retained rate must be determined under the geographic conversion rule in § 536.303(b). (4... 5 Administrative Personnel 1 2011-01-01 2011-01-01 false Adjusting an employee's retained...

  10. 5 CFR 9701.322 - Setting and adjusting rate ranges.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 5 Administrative Personnel 3 2011-01-01 2011-01-01 false Setting and adjusting rate ranges. 9701.322 Section 9701.322 Administrative Personnel DEPARTMENT OF HOMELAND SECURITY HUMAN RESOURCES... SECURITY HUMAN RESOURCES MANAGEMENT SYSTEM Pay and Pay Administration Setting and Adjusting Rate...

  11. 5 CFR 9701.322 - Setting and adjusting rate ranges.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 5 Administrative Personnel 3 2010-01-01 2010-01-01 false Setting and adjusting rate ranges. 9701.322 Section 9701.322 Administrative Personnel DEPARTMENT OF HOMELAND SECURITY HUMAN RESOURCES... SECURITY HUMAN RESOURCES MANAGEMENT SYSTEM Pay and Pay Administration Setting and Adjusting Rate...

  12. The effect of metropolitan-area mortgage delinquency on health behaviors, access to health services, and self-rated health in the United States, 2003-2010.

    PubMed

    Charters, Thomas J; Harper, Sam; Strumpf, Erin C; Subramanian, S V; Arcaya, Mariana; Nandi, Arijit

    2016-07-01

    The recent housing crisis offers the opportunity to understand the effects of unique indicators of macroeconomic conditions on health. We linked data on the proportion of mortgage borrowers per US metropolitan-area who were at least 90 days delinquent on their payments with individual-level outcomes from a representative sample of 1,021,341 adults surveyed through the Behavioral Risk Factor Surveillance System (BRFSS) between 2003 and 2010. We estimated the effects of metropolitan-area mortgage delinquency on individual health behaviors, medical coverage, and health status, as well as whether effects varied by race/ethnicity. Results showed that increases in the metropolitan-area delinquency rate resulted in decreases in heavy alcohol consumption and increases in exercise and health insurance coverage. However, the delinquency rate was also associated with increases in smoking and obesity in some population groups, suggesting the housing crisis may have induced stress-related behavioral change. Overall, the effects of metropolitan-area mortgage delinquency on population health were relatively modest.

  13. 75 FR 8730 - Notice of Proposed Information Collection: Comment Request; FHA- Disclosure of Adjustable Rate...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-02-25

    ... From the Federal Register Online via the Government Publishing Office DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT Notice of Proposed Information Collection: Comment Request; FHA- Disclosure of... applicable to variable rate mortgages secured by a principal dwelling under TILA. Regulation Z,'' at 15...

  14. 12 CFR 652.40 - Stress tests for mortgage securities.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 7 2012-01-01 2012-01-01 false Stress tests for mortgage securities. 652.40... MORTGAGE CORPORATION FUNDING AND FISCAL AFFAIRS Investment Management § 652.40 Stress tests for mortgage securities. (a) You must perform stress tests to determine how interest rate changes will affect the...

  15. 12 CFR 652.40 - Stress tests for mortgage securities.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Stress tests for mortgage securities. 652.40... MORTGAGE CORPORATION FUNDING AND FISCAL AFFAIRS Investment Management § 652.40 Stress tests for mortgage securities. (a) You must perform stress tests to determine how interest rate changes will affect the...

  16. 12 CFR 652.40 - Stress tests for mortgage securities.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Stress tests for mortgage securities. 652.40... MORTGAGE CORPORATION FUNDING AND FISCAL AFFAIRS Investment Management § 652.40 Stress tests for mortgage securities. (a) You must perform stress tests to determine how interest rate changes will affect the...

  17. 12 CFR 652.40 - Stress tests for mortgage securities.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 7 2013-01-01 2013-01-01 false Stress tests for mortgage securities. 652.40... MORTGAGE CORPORATION FUNDING AND FISCAL AFFAIRS Investment Management § 652.40 Stress tests for mortgage securities. (a) You must perform stress tests to determine how interest rate changes will affect the...

  18. 26 CFR 1.25-3 - Qualified mortgage credit certificate.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 26 Internal Revenue 1 2011-04-01 2009-04-01 true Qualified mortgage credit certificate. 1.25-3... TAXES Changes in Rates During A Taxable Year § 1.25-3 Qualified mortgage credit certificate. (a)-(g)(1... certificates for certain refinancings—(1) In general. If the issuer of a qualified mortgage credit...

  19. 10 CFR 903.11 - Advance announcement of rate adjustment.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... announcement may be through direct contact with customers, at public meetings, by press release, by newspaper... 10 Energy 4 2011-01-01 2011-01-01 false Advance announcement of rate adjustment. 903.11 Section 903.11 Energy DEPARTMENT OF ENERGY POWER AND TRANSMISSION RATES Procedures for Public Participation...

  20. 10 CFR 903.11 - Advance announcement of rate adjustment.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... announcement may be through direct contact with customers, at public meetings, by press release, by newspaper... 10 Energy 4 2010-01-01 2010-01-01 false Advance announcement of rate adjustment. 903.11 Section 903.11 Energy DEPARTMENT OF ENERGY POWER AND TRANSMISSION RATES Procedures for Public Participation...

  1. 10 CFR 436.22 - Adjusted internal rate of return.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... adjusted internal rate of return is the overall rate of return on an energy or water conservation measure... attributable to the proposed energy or water conservation measure. The denominator of the ratio is the present... proposed energy or water conservation measure....

  2. 10 CFR 436.22 - Adjusted internal rate of return.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... adjusted internal rate of return is the overall rate of return on an energy or water conservation measure... attributable to the proposed energy or water conservation measure. The denominator of the ratio is the present... proposed energy or water conservation measure....

  3. 75 FR 455 - Adjustment of Cable Statutory License Royalty Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-01-05

    ... United States Code, grants a statutory copyright license to cable television systems for the... Doc No: E9-30825] LIBRARY OF CONGRESS Copyright Royalty Board [Docket No. 2010-1 CRB Cable Rate] Adjustment of Cable Statutory License Royalty Rates AGENCY: Copyright Royalty Board, Library of...

  4. 18 CFR 154.403 - Periodic rate adjustments.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... adjustments. 154.403 Section 154.403 Conservation of Power and Water Resources FEDERAL ENERGY REGULATORY COMMISSION, DEPARTMENT OF ENERGY REGULATIONS UNDER NATURAL GAS ACT RATE SCHEDULES AND TARIFFS Limited Rate... computations supporting the allocation, segregated into reservation and usage amounts, where appropriate....

  5. 18 CFR 154.403 - Periodic rate adjustments.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... adjustments. 154.403 Section 154.403 Conservation of Power and Water Resources FEDERAL ENERGY REGULATORY COMMISSION, DEPARTMENT OF ENERGY REGULATIONS UNDER NATURAL GAS ACT RATE SCHEDULES AND TARIFFS Limited Rate... computations supporting the allocation, segregated into reservation and usage amounts, where appropriate....

  6. 18 CFR 154.403 - Periodic rate adjustments.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... adjustments. 154.403 Section 154.403 Conservation of Power and Water Resources FEDERAL ENERGY REGULATORY COMMISSION, DEPARTMENT OF ENERGY REGULATIONS UNDER NATURAL GAS ACT RATE SCHEDULES AND TARIFFS Limited Rate... computations supporting the allocation, segregated into reservation and usage amounts, where appropriate....

  7. 78 FR 649 - Adjustments of Certain Rates of Pay

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-01-03

    ... Public Law 112-175, it is hereby ordered as follows: Section 1. Statutory Pay Systems. The rates of basic pay or salaries of the statutory pay systems (as defined in 5 U.S.C. 5302(1)), as adjusted under 5 U.S... See Food Safety and Inspection Service See Rural Utilities Service NOTICES Agency...

  8. A gigawatt level repetitive rate adjustable magnetic pulse compressor

    NASA Astrophysics Data System (ADS)

    Li, Song; Gao, Jing-Ming; Yang, Han-Wu; Qian, Bao-Liang; Li, Ze-Xin

    2015-08-01

    In this paper, a gigawatt level repetitive rate adjustable magnetic pulse compressor is investigated both numerically and experimentally. The device has advantages of high power level, high repetitive rate achievability, and long lifetime reliability. Importantly, dominate parameters including the saturation time, the peak voltage, and even the compression ratio can be potentially adjusted continuously and reliably, which significantly expands the applicable area of the device and generators based on it. Specifically, a two-stage adjustable magnetic pulse compressor, utilized for charging the pulse forming network of a high power pulse generator, is designed with different compression ratios of 25 and 18 through an optimized design process. Equivalent circuit analysis shows that the modification of compression ratio can be achieved by just changing the turn number of the winding. At the same time, increasing inductance of the grounded inductor will decrease the peak voltage and delay the charging process. Based on these analyses, an adjustable compressor was built and studied experimentally in both the single shot mode and repetitive rate mode. Pulses with peak voltage of 60 kV and energy per pulse of 360 J were obtained in the experiment. The rise times of the pulses were compressed from 25 μs to 1 μs and from 18 μs to 1 μs, respectively, at repetitive rate of 20 Hz with good repeatability. Experimental results show reasonable agreement with analyses.

  9. Age-adjusted Labor Force Participation Rates, 1960-2045.

    ERIC Educational Resources Information Center

    Szafran, Robert F.

    2002-01-01

    A proposed new age-adjusted measure for calculating labor force participation rate eliminates the effect of changes in the age distribution. According to the new criterion, increases in women's labor force participation from 1960-2000 would have been even greater of shifts in the age distribution had not occurred. (Contains 12 references.) (JOW)

  10. 18 CFR 154.403 - Periodic rate adjustments.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ...) Where the costs, revenues, rates, quantities, indices, load factors, percentages, or other numbers used... filing. (vi) Where a number is derived from another number by applying a load factor, percentage, or other adjusting factor not referenced in paragraph (d)(1)(i) of this section, include workpapers and...

  11. 18 CFR 154.403 - Periodic rate adjustments.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ...) Where the costs, revenues, rates, quantities, indices, load factors, percentages, or other numbers used... filing. (vi) Where a number is derived from another number by applying a load factor, percentage, or other adjusting factor not referenced in paragraph (d)(1)(i) of this section, include workpapers and...

  12. 5 CFR 9701.323 - Eligibility for pay increase associated with a rate range adjustment.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... with a rate range adjustment. 9701.323 Section 9701.323 Administrative Personnel DEPARTMENT OF HOMELAND... Adjusting Rate Ranges § 9701.323 Eligibility for pay increase associated with a rate range adjustment. (a) When a band rate range is adjusted under § 9701.322, employees covered by that band are eligible for...

  13. 5 CFR 9701.323 - Eligibility for pay increase associated with a rate range adjustment.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... with a rate range adjustment. 9701.323 Section 9701.323 Administrative Personnel DEPARTMENT OF HOMELAND... Adjusting Rate Ranges § 9701.323 Eligibility for pay increase associated with a rate range adjustment. (a) When a band rate range is adjusted under § 9701.322, employees covered by that band are eligible for...

  14. 5 CFR 9701.323 - Eligibility for pay increase associated with a rate range adjustment.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... with a rate range adjustment. 9701.323 Section 9701.323 Administrative Personnel DEPARTMENT OF HOMELAND... Adjusting Rate Ranges § 9701.323 Eligibility for pay increase associated with a rate range adjustment. (a) When a band rate range is adjusted under § 9701.322, employees covered by that band are eligible for...

  15. 25 CFR 175.12 - Procedures for adjusting electric power rates except for adjustments due to changes in the cost...

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 25 Indians 1 2012-04-01 2011-04-01 true Procedures for adjusting electric power rates except for... INDIAN AFFAIRS, DEPARTMENT OF THE INTERIOR LAND AND WATER INDIAN ELECTRIC POWER UTILITIES Service Fees, Electric Power Rates and Revenues § 175.12 Procedures for adjusting electric power rates except...

  16. 25 CFR 175.12 - Procedures for adjusting electric power rates except for adjustments due to changes in the cost...

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 25 Indians 1 2014-04-01 2014-04-01 false Procedures for adjusting electric power rates except for... INDIAN AFFAIRS, DEPARTMENT OF THE INTERIOR LAND AND WATER INDIAN ELECTRIC POWER UTILITIES Service Fees, Electric Power Rates and Revenues § 175.12 Procedures for adjusting electric power rates except...

  17. 25 CFR 175.12 - Procedures for adjusting electric power rates except for adjustments due to changes in the cost...

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 25 Indians 1 2010-04-01 2010-04-01 false Procedures for adjusting electric power rates except for... INDIAN AFFAIRS, DEPARTMENT OF THE INTERIOR LAND AND WATER INDIAN ELECTRIC POWER UTILITIES Service Fees, Electric Power Rates and Revenues § 175.12 Procedures for adjusting electric power rates except...

  18. 25 CFR 175.12 - Procedures for adjusting electric power rates except for adjustments due to changes in the cost...

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 25 Indians 1 2011-04-01 2011-04-01 false Procedures for adjusting electric power rates except for... INDIAN AFFAIRS, DEPARTMENT OF THE INTERIOR LAND AND WATER INDIAN ELECTRIC POWER UTILITIES Service Fees, Electric Power Rates and Revenues § 175.12 Procedures for adjusting electric power rates except...

  19. 25 CFR 175.12 - Procedures for adjusting electric power rates except for adjustments due to changes in the cost...

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 25 Indians 1 2013-04-01 2013-04-01 false Procedures for adjusting electric power rates except for... INDIAN AFFAIRS, DEPARTMENT OF THE INTERIOR LAND AND WATER INDIAN ELECTRIC POWER UTILITIES Service Fees, Electric Power Rates and Revenues § 175.12 Procedures for adjusting electric power rates except...

  20. 39 CFR 3010.14 - Contents of notice of rate adjustment.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... DOMINANT PRODUCTS Rules for Rate Adjustments for Rates of General Applicability (Type 1-A and 1-B Rate... costs; (7) A discussion that demonstrates how the planned rate adjustments are designed to help...

  1. RATE-ADJUSTMENT ALGORITHM FOR AGGREGATE TCP CONGESTION CONTROL

    SciTech Connect

    P. TINNAKORNSRISUPHAP, ET AL

    2000-09-01

    The TCP congestion-control mechanism is an algorithm designed to probe the available bandwidth of the network path that TCP packets traverse. However, it is well-known that the TCP congestion-control mechanism does not perform well on networks with a large bandwidth-delay product due to the slow dynamics in adapting its congestion window, especially for short-lived flows. One promising solution to the problem is to aggregate and share the path information among TCP connections that traverse the same bottleneck path, i.e., Aggregate TCP. However, this paper shows via a queueing analysis of a generalized processor-sharing (GPS) queue with regularly-varying service time that a simple aggregation of local TCP connections together into a single aggregate TCP connection can result in a severe performance degradation. To prevent such a degradation, we introduce a rate-adjustment algorithm. Our simulation confirms that by utilizing our rate-adjustment algorithm on aggregate TCP, connections which would normally receive poor service achieve significant performance improvements without penalizing connections which already receive good service.

  2. 24 CFR 200.80 - Mortgage form.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... DEVELOPMENT GENERAL INTRODUCTION TO FHA PROGRAMS Requirements for Application, Commitment, and Endorsement... Eligibility Requirements for Existing Projects Mortgage Provisions § 200.80 Mortgage form. The mortgage...

  3. 24 CFR 200.80 - Mortgage form.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... DEVELOPMENT GENERAL INTRODUCTION TO FHA PROGRAMS Requirements for Application, Commitment, and Endorsement... Eligibility Requirements for Existing Projects Mortgage Provisions § 200.80 Mortgage form. The mortgage...

  4. 39 CFR 3010.28 - Maximum size of Type 1-B rate adjustments.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... 39 Postal Service 1 2014-07-01 2014-07-01 false Maximum size of Type 1-B rate adjustments. 3010.28... DOMINANT PRODUCTS Rules for Determining the Maximum Rate Adjustment § 3010.28 Maximum size of Type 1-B rate... used to make a Type 1-B rate adjustment for any class in any 12-month period may not exceed...

  5. Peer- and Self-Rated Correlates of a Teacher-Rated Typology of Child Adjustment

    ERIC Educational Resources Information Center

    Lindstrom, William A., Jr.; Lease, A. Michele; Kamphaus, Randy W.

    2007-01-01

    External correlates of a teacher-rated typology of child adjustment developed using the Behavior Assessment System for Children were examined. Participants included 377 elementary school children recruited from 26 classrooms in the southeastern United States. Multivariate analyses of variance and planned comparisons were used to determine whether…

  6. 76 FR 26324 - Order Making Fiscal Year 2012 Annual Adjustments to Section 31 Fee Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-05-06

    ... adjustments to the fee rates applicable under Sections 31(b) and (c) of the Exchange Act shall take effect on... circumstances, to make a mid-year adjustment to the fee rates under Sections 31(b) and (c) of the Exchange Act... national securities exchange to pay the Commission a fee at a rate, as adjusted by our order pursuant...

  7. 37 CFR 255.3 - Adjustment of royalty rate.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... further adjustment pursuant to paragraphs (i) through (m) of this section. (i) For every phonorecord made... thereof, whichever amount is larger, subject to further adjustment pursuant to paragraphs (l) through (m...) through (m) of this section. (b) For every phonorecord made and distributed on or after July 1, 1984,...

  8. 77 FR 4359 - Mortgage and Loan Insurance Programs Under the National Housing Act-Debenture Interest Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-01-27

    ... paid in cash, the debenture interest rate for purposes of calculating a claim shall be the monthly... Interest Rates AGENCY: Office of the Assistant Secretary for Housing--Federal Housing Commissioner, HUD. ACTION: Notice. SUMMARY: This notice announces changes in the interest rates to be paid on...

  9. 76 FR 4127 - Mortgage and Loan Insurance Programs Under the National Housing Act-Debenture Interest Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-01-24

    ... paid in cash, the debenture interest rate for purposes of calculating a claim shall be the monthly... Interest Rates AGENCY: Office of the Assistant Secretary for Housing--Federal Housing Commissioner, HUD. ACTION: Notice. SUMMARY: This notice announces changes in the interest rates to be paid on...

  10. 78 FR 4427 - Mortgage and Loan Insurance Programs Under the National Housing Act-Debenture Interest Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-01-22

    ... paid in cash, the debenture interest rate for purposes of calculating a claim shall be the monthly... Interest Rates AGENCY: Office of the Assistant Secretary for Housing--Federal Housing Commissioner, HUD. ACTION: Notice. SUMMARY: This notice announces changes in the interest rates to be paid on...

  11. 75 FR 41510 - Mortgage and Loan Insurance Programs Under the National Housing Act-Debenture Interest Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-07-16

    ... Interest Rates AGENCY: Office of the Assistant Secretary for Housing--Federal Housing Commissioner, HUD. ACTION: Notice. SUMMARY: This notice announces changes in the interest rates to be paid on debentures... provisions of the National Housing Act (the Act). The interest rate for debentures issued under section...

  12. 78 FR 44580 - Mortgage and Loan Insurance Programs Under the National Housing Act-Debenture Interest Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-07-24

    ... Interest Rates AGENCY: Office of the Assistant Secretary for Housing--Federal Housing Commissioner, HUD. ACTION: Notice. SUMMARY: This notice announces changes in the interest rates to be paid on debentures... provisions of the National Housing Act (the Act). The interest rate for debentures issued under section...

  13. 76 FR 47225 - Mortgage and Loan Insurance Programs Under the National Housing Act-Debenture Interest Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-08-04

    ... Interest Rates AGENCY: Office of the Assistant Secretary for Housing--Federal Housing Commissioner, HUD. ACTION: Notice. SUMMARY: This notice announces changes in the interest rates to be paid on debentures... provisions of the National Housing Act (the Act). The interest rate for debentures issued under section...

  14. 77 FR 42754 - Mortgage and Loan Insurance Programs Under the National Housing Act-Debenture Interest Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-07-20

    ... Interest Rates AGENCY: Office of the Assistant Secretary for Housing--Federal Housing Commissioner, HUD. ACTION: Notice. SUMMARY: This notice announces changes in the interest rates to be paid on debentures... provisions of the National Housing Act (the Act). The interest rate for debentures issued under section...

  15. 75 FR 5339 - Mortgage and Loan Insurance Programs Under the National Housing Act-Debenture Interest Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-02-02

    ... paid in cash, the debenture interest rate for purposes of calculating a claim shall be the monthly... Interest Rates AGENCY: Office of the Assistant Secretary for Housing--Federal Housing Commissioner, HUD. ACTION: Notice. SUMMARY: This notice announces changes in the interest rates to be paid on...

  16. 17 CFR 210.12-29 - Mortgage loans on real estate. 1

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 17 Commodity and Securities Exchanges 2 2010-04-01 2010-04-01 false Mortgage loans on real estate... § 210.12-29 Mortgage loans on real estate. 1 Column A—Description 2,3,4 Column B—Interest rate Column C... mortgage loans on real estate investments has been written down or reserved against, describe the item...

  17. Servicemembers Civil Relief Act: Information on Mortgage Protections and Related Education Efforts

    DTIC Science & Technology

    2014-01-01

    AVAILABILITY STATEMENT Approved for public release; distribution unlimited 13. SUPPLEMENTARY NOTES 14. ABSTRACT 15. SUBJECT TERMS 16. SECURITY...the event that their military service prevents them from meeting financial obligations. Mortgage-related protections include prohibiting mortgage...information on changes in the financial well-being of servicemembers who received foreclosure-prevention and mortgage-related interest rate

  18. 12 CFR Appendix K to Part 226 - Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... cost rate 2-year loan term -year loan term] -year loan term -year loan term 0% 4% 8% The cost of any... different rates: 0%, 4% and 8%. The total annual loan cost rates in this table are based on the total... loan term 0% 39.00% 9.86% 3.87% 4% 39.00% 11.03% 10.14% 8% 39.00% 11.03% 10.20% The cost of any...

  19. 12 CFR Appendix K to Part 1026 - Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... PROTECTION TRUTH IN LENDING (REGULATION Z) Pt. 1026, App. K Appendix K to Part 1026—Total Annual Loan Cost... Terms Age of youngest borrower: Appraised property value: Interest rate: Monthly advance: Initial draw... Appraised property value: $100,000 Interest rate: 9% Monthly advance: $301.80 Initial draw: $1,000 Line...

  20. 38 CFR 36.4212 - Interest rates and late charges.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... recent index figure available 30 days before the date of each interest rate adjustment. (3) Method of... considered a violation of this limitation. (Authority: 38 U.S.C. 3712) (e) Adjustable rate mortgage loans which comply with the requirements of this paragraph are eligible for guaranty. (1) Interest rate...

  1. 43 CFR 38.3 - Administration of adjusted rates of pay.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... 43 Public Lands: Interior 1 2013-10-01 2013-10-01 false Administration of adjusted rates of pay. 38.3 Section 38.3 Public Lands: Interior Office of the Secretary of the Interior PAY OF U.S. PARK POLICE-INTERIM GEOGRAPHIC ADJUSTMENTS § 38.3 Administration of adjusted rates of pay. (a) An employee...

  2. 43 CFR 38.3 - Administration of adjusted rates of pay.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 43 Public Lands: Interior 1 2010-10-01 2010-10-01 false Administration of adjusted rates of pay. 38.3 Section 38.3 Public Lands: Interior Office of the Secretary of the Interior PAY OF U.S. PARK POLICE-INTERIM GEOGRAPHIC ADJUSTMENTS § 38.3 Administration of adjusted rates of pay. (a) An employee...

  3. 43 CFR 38.3 - Administration of adjusted rates of pay.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 43 Public Lands: Interior 1 2011-10-01 2011-10-01 false Administration of adjusted rates of pay. 38.3 Section 38.3 Public Lands: Interior Office of the Secretary of the Interior PAY OF U.S. PARK POLICE-INTERIM GEOGRAPHIC ADJUSTMENTS § 38.3 Administration of adjusted rates of pay. (a) An employee...

  4. 42 CFR 422.308 - Adjustments to capitation rates, benchmarks, bids, and payments.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... 42 Public Health 3 2012-10-01 2012-10-01 false Adjustments to capitation rates, benchmarks, bids... Payments to Medicare Advantage Organizations § 422.308 Adjustments to capitation rates, benchmarks, bids...) Data collection. To adjust for health status, CMS applies a risk factor based on data obtained...

  5. 42 CFR 422.308 - Adjustments to capitation rates, benchmarks, bids, and payments.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 42 Public Health 3 2010-10-01 2010-10-01 false Adjustments to capitation rates, benchmarks, bids... Medicare Advantage Organizations § 422.308 Adjustments to capitation rates, benchmarks, bids, and payments... the determination of actuarial equivalence. (2) Risk adjustment: Health status—(i) Data collection....

  6. 12 CFR Appendix K to Part 226 - Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ...) BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM TRUTH IN LENDING (REGULATION Z) Pt. 226, App. K... property value: Interest rate: Monthly advance: Initial draw: Line of credit: Initial Loan Charges Closing...: $301.80 Initial draw: $1,000 Line of credit: $4,000 Initial Loan Charges Closing costs: $5,000...

  7. 12 CFR Appendix K to Part 226 - Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ...) BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM TRUTH IN LENDING (REGULATION Z) Pt. 226, App. K... property value: Interest rate: Monthly advance: Initial draw: Line of credit: Initial Loan Charges Closing...: $301.80 Initial draw: $1,000 Line of credit: $4,000 Initial Loan Charges Closing costs: $5,000...

  8. 25 CFR 166.408 - Is the grazing rental rate established by the BIA adjusted periodically?

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 25 Indians 1 2011-04-01 2011-04-01 false Is the grazing rental rate established by the BIA... LAND AND WATER GRAZING PERMITS Grazing Rental Rates, Payments, and Late Payment Collections Rental Rate Determination and Adjustment § 166.408 Is the grazing rental rate established by the BIA adjusted...

  9. 25 CFR 166.408 - Is the grazing rental rate established by the BIA adjusted periodically?

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 25 Indians 1 2010-04-01 2010-04-01 false Is the grazing rental rate established by the BIA... LAND AND WATER GRAZING PERMITS Grazing Rental Rates, Payments, and Late Payment Collections Rental Rate Determination and Adjustment § 166.408 Is the grazing rental rate established by the BIA adjusted...

  10. 5 CFR 535.105 - Setting and adjusting rates of basic pay.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 5 Administrative Personnel 1 2013-01-01 2013-01-01 false Setting and adjusting rates of basic pay... REGULATIONS CRITICAL POSITION PAY AUTHORITY § 535.105 Setting and adjusting rates of basic pay. (a) The rate... head of an agency may set pay initially at any amount up to the rate of pay for level II or level I...

  11. 37 CFR 255.3 - Adjustment of royalty rate.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... fraction thereof, whichever amount is larger, subject to further adjustment pursuant to paragraphs (b....85 cent per minute of playing time or fraction thereof, whichever amount is larger, subject to... embodied in the phonorecord shall be either 5.0 cents, or 0.95 cent per minute of playing time or...

  12. Demonization of Divorce: Prevalence Rates and Links to Postdivorce Adjustment

    ERIC Educational Resources Information Center

    Krumrei, Elizabeth J.; Mahoney, Annette; Pargament, Kenneth I.

    2011-01-01

    The meaning-making process can be crucial to individuals as they adjust to their divorce. Demonization is a negative coping response (also known as spiritual struggle) that involves appraising someone or something as related to demonic forces. Individuals may cognitively frame a divorce as the work of Satan in order to understand suffering while…

  13. 12 CFR 747.1001 - Adjustment of civil money penalties by the rate of inflation.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Adjustment of civil money penalties by the rate... civil money penalties by the rate of inflation. (a) NCUA is required by the Federal Civil Penalties... adjust the maximum amount of each civil money penalty within its jurisdiction by the rate of...

  14. 10 CFR 903.17 - Informal public meetings for minor rate adjustments.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 10 Energy 4 2011-01-01 2011-01-01 false Informal public meetings for minor rate adjustments. 903.17 Section 903.17 Energy DEPARTMENT OF ENERGY POWER AND TRANSMISSION RATES Procedures for Public Participation in Power and Transmission Rate Adjustments and Extensions for the Alaska,...

  15. 10 CFR 903.17 - Informal public meetings for minor rate adjustments.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 10 Energy 4 2012-01-01 2012-01-01 false Informal public meetings for minor rate adjustments. 903.17 Section 903.17 Energy DEPARTMENT OF ENERGY POWER AND TRANSMISSION RATES Procedures for Public Participation in Power and Transmission Rate Adjustments and Extensions for the Alaska,...

  16. 10 CFR 903.17 - Informal public meetings for minor rate adjustments.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 10 Energy 4 2013-01-01 2013-01-01 false Informal public meetings for minor rate adjustments. 903.17 Section 903.17 Energy DEPARTMENT OF ENERGY POWER AND TRANSMISSION RATES Procedures for Public Participation in Power and Transmission Rate Adjustments and Extensions for the Alaska,...

  17. 10 CFR 903.17 - Informal public meetings for minor rate adjustments.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 10 Energy 4 2014-01-01 2014-01-01 false Informal public meetings for minor rate adjustments. 903.17 Section 903.17 Energy DEPARTMENT OF ENERGY POWER AND TRANSMISSION RATES Procedures for Public Participation in Power and Transmission Rate Adjustments and Extensions for the Alaska,...

  18. 77 FR 13663 - Order Making Fiscal Year 2012 Mid-Year Adjustments to Transaction Fee Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-03-07

    ... take effect on April 1 of the fiscal year in which such rate applies. Therefore, the exchanges and the... Exchange Act requires the Commission to annually adjust the fee rates applicable under Sections 31(b) and... adjusting the fee rates applicable under Sections 31(b) and (c) of the Exchange Act. Specifically,...

  19. Standardization of Rates To Adjust for Differences in Enrollment Composition.

    ERIC Educational Resources Information Center

    Hom, Willard

    Community colleges must often analyze and report rates for outcomes, such as transfer to four-year colleges. A single, summary rate may be an invalid measure of its achievement in the transfer goal if the summary rate ignores the real difference in enrollment composition at different institutions. California's community colleges embody a very…

  20. 76 FR 21256 - Proposed Assessment Rate Adjustment Guidelines for Large and Highly Complex Institutions

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-04-15

    ... Lenders: Large institutions not described in the peer group above whose mortgage loans plus mortgage... Institutions: Large institutions not described in a peer group above with less than $150 billion in assets. An... Large and Highly Complex Institutions AGENCY: Federal Deposit Insurance Corporation (FDIC)....

  1. 24 CFR 291.550 - Second mortgage.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false Second mortgage. 291.550 Section... Sales Program § 291.550 Second mortgage. (a) General. The second mortgage is a mortgage and note... between the list price of the home and the discounted selling price. (b) Second mortgage term. The term...

  2. 24 CFR 291.550 - Second mortgage.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false Second mortgage. 291.550 Section... Sales Program § 291.550 Second mortgage. (a) General. The second mortgage is a mortgage and note... between the list price of the home and the discounted selling price. (b) Second mortgage term. The term...

  3. 24 CFR 291.550 - Second mortgage.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Second mortgage. 291.550 Section... Sales Program § 291.550 Second mortgage. (a) General. The second mortgage is a mortgage and note... between the list price of the home and the discounted selling price. (b) Second mortgage term. The term...

  4. 24 CFR 291.550 - Second mortgage.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Second mortgage. 291.550 Section... Sales Program § 291.550 Second mortgage. (a) General. The second mortgage is a mortgage and note... between the list price of the home and the discounted selling price. (b) Second mortgage term. The term...

  5. 24 CFR 291.550 - Second mortgage.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 24 Housing and Urban Development 2 2014-04-01 2014-04-01 false Second mortgage. 291.550 Section... Sales Program § 291.550 Second mortgage. (a) General. The second mortgage is a mortgage and note... between the list price of the home and the discounted selling price. (b) Second mortgage term. The term...

  6. 78 FR 80451 - Adjustments of Certain Rates of Pay

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-12-31

    ... Pay Systems. The rates of basic pay or salaries of the statutory pay systems (as defined in 5 U.S.C... hereto and made a part hereof. Sec. 3. Certain Executive, Legislative, and Judicial Salaries. The rates of basic pay or salaries for the following offices and positions are set forth on the...

  7. 7 CFR 1421.102 - Adjustment of basic loan rates.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ...-MARKETING ASSISTANCE LOANS AND LOAN DEFICIENCY PAYMENTS FOR 2008 THROUGH 2012 Marketing Assistance Loans... county marketing assistance loan rate. (2) For farm-stored commodities where the test weight discounts... schedule of discounts, the marketing assistance loan rate shall be reduced to 20 percent of the county...

  8. A statistical test for the equality of differently adjusted incidence rate ratios.

    PubMed

    Hoffmann, Kurt; Pischon, Tobias; Schulz, Mandy; Schulze, Matthias B; Ray, Jennifer; Boeing, Heiner

    2008-03-01

    An incidence rate ratio (IRR) is a meaningful effect measure in epidemiology if it is adjusted for all important confounders. For evaluation of the impact of adjustment, adjusted IRRs should be compared with crude IRRs. The aim of this methodological study was to present a statistical approach for testing the equality of adjusted and crude IRRs and to derive a confidence interval for the ratio of the two IRRs. The method can be extended to compare two differently adjusted IRRs and, thus, to evaluate the effect of additional adjustment. The method runs immediately on existing software. To illustrate the application of this approach, the authors studied adjusted IRRs for two risk factors of type 2 diabetes using data from the European Prospective Investigation into Cancer and Nutrition-Potsdam Study from 2005. The statistical method described may be helpful as an additional tool for analyzing epidemiologic cohort data and for interpreting results obtained from Cox regression models with adjustment for different covariates.

  9. 5 CFR 9901.312 - Maximum rates of base salary and adjusted salary.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 5 Administrative Personnel 3 2010-01-01 2010-01-01 false Maximum rates of base salary and adjusted salary. 9901.312 Section 9901.312 Administrative Personnel DEPARTMENT OF DEFENSE HUMAN RESOURCES....312 Maximum rates of base salary and adjusted salary. (a) Subject to § 9901.105, the Secretary...

  10. 5 CFR 9901.312 - Maximum rates of base salary and adjusted salary.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 5 Administrative Personnel 3 2011-01-01 2011-01-01 false Maximum rates of base salary and adjusted salary. 9901.312 Section 9901.312 Administrative Personnel DEPARTMENT OF DEFENSE HUMAN RESOURCES....312 Maximum rates of base salary and adjusted salary. (a) Subject to § 9901.105, the Secretary...

  11. 24 CFR 200.17 - Mortgage coverage.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... DEVELOPMENT GENERAL INTRODUCTION TO FHA PROGRAMS Requirements for Application, Commitment, and Endorsement... Eligibility Requirements for Existing Projects Eligible Mortgage § 200.17 Mortgage coverage. The mortgage shall cover the entire property included in the project....

  12. 24 CFR 200.15 - Maximum mortgage.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... DEVELOPMENT GENERAL INTRODUCTION TO FHA PROGRAMS Requirements for Application, Commitment, and Endorsement... Eligibility Requirements for Existing Projects Eligible Mortgage § 200.15 Maximum mortgage. Mortgages must not... the Commissioner determines it necessary on a project-by-project basis....

  13. 24 CFR 200.17 - Mortgage coverage.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... DEVELOPMENT GENERAL INTRODUCTION TO FHA PROGRAMS Requirements for Application, Commitment, and Endorsement... Eligibility Requirements for Existing Projects Eligible Mortgage § 200.17 Mortgage coverage. The mortgage shall cover the entire property included in the project....

  14. 24 CFR 200.15 - Maximum mortgage.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... DEVELOPMENT GENERAL INTRODUCTION TO FHA PROGRAMS Requirements for Application, Commitment, and Endorsement... Eligibility Requirements for Existing Projects Eligible Mortgage § 200.15 Maximum mortgage. Mortgages must not... the Commissioner determines it necessary on a project-by-project basis....

  15. Prospective prediction of college adjustment using self- and informant-rated personality traits.

    PubMed

    Kurtz, John E; Puher, Meredith A; Cross, Nicole A

    2012-01-01

    Studies that relate normal personality traits to students' adjustment to college have relied heavily on self-rating methods, concurrent designs, and academic performance indicators as criteria. We conducted a prospective study of high school seniors with a follow-up assessment made near the end of their freshman year of college. Self-ratings of personality traits and college adjustment were obtained from 90 students using the revised NEO personality inventory (NEO PI-R; Costa & McCrae, 1992) and the student adaptation to college questionnaire (SACQ; Baker & Siryk, 1989 ). Ratings of personality were also obtained from parents (n = 66) and same-sex peers from the college setting (n = 78) using the NEO five-factor inventory (NEO-FFI; Costa & McCrae, 1992 ). SACQ academic adjustment was correlated with conscientiousness ratings by all three sources and with openness ratings by parents and peers. SACQ Social Adjustment was correlated with self-ratings of neuroticism and peer ratings of extraversion. SACQ personal-emotional adjustment was correlated with self-ratings and parent ratings of neuroticism. Ratings by parents and peers showed significant incremental validity over self-ratings in the prediction of certain trait-adjustment relationships.

  16. 24 CFR 200.87 - Mortgage prepayment.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... DEVELOPMENT GENERAL INTRODUCTION TO FHA PROGRAMS Requirements for Application, Commitment, and Endorsement... Eligibility Requirements for Existing Projects Mortgage Provisions § 200.87 Mortgage prepayment....

  17. 24 CFR 200.87 - Mortgage prepayment.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... DEVELOPMENT GENERAL INTRODUCTION TO FHA PROGRAMS Requirements for Application, Commitment, and Endorsement... Eligibility Requirements for Existing Projects Mortgage Provisions § 200.87 Mortgage prepayment....

  18. Reliability of Urinary Excretion Rate Adjustment in Measurements of Hippuric Acid in Urine

    PubMed Central

    Nicolli, Annamaria; Chiara, Federica; Gambalunga, Alberto; Carrieri, Mariella; Bartolucci, Giovanni Battista; Trevisan, Andrea

    2014-01-01

    The urinary excretion rate is calculated based on short-term, defined time sample collections with a known sample mass, and this measurement can be used to remove the variability in urine concentrations due to urine dilution. Adjustment to the urinary excretion rate of hippuric acid was evaluated in 31 healthy volunteers (14 males and 17 females). Urine was collected as short-term or spot samples and tested for specific gravity, creatinine and hippuric acid. Hippuric acid values were unadjusted or adjusted to measurements of specific gravity, creatinine or urinary excretion rate. Hippuric acid levels were partially independent of urinary volume and urinary flow rate, in contrast to specific gravity and creatinine, which were both highly dependent on the hippuric acid level. Accordingly, hippuric acid was independent on urinary specific gravity and creatinine excretion. Unadjusted and adjusted values for specific gravity or creatinine were generally closely correlated, especially in spot samples. Values adjusted to the urinary excretion rate appeared well correlated to those unadjusted and adjusted to specific gravity or creatinine values. Thus, adjustment of crude hippuric acid values to the urinary excretion rate is a valid procedure but is difficult to apply in the field of occupational medicine and does not improve the information derived from values determined in spot urine samples, either unadjusted or adjusted to specific gravity and creatinine. PMID:25019265

  19. 5 CFR 9701.334 - Setting and adjusting locality and special rate supplements.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 5 Administrative Personnel 3 2014-01-01 2014-01-01 false Setting and adjusting locality and...) Within its sole and exclusive discretion, DHS may, after coordination with OPM, set and adjust locality and special rate supplements. In determining the amounts of the supplements, DHS and OPM may...

  20. 5 CFR 9701.334 - Setting and adjusting locality and special rate supplements.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 5 Administrative Personnel 3 2013-01-01 2013-01-01 false Setting and adjusting locality and...) Within its sole and exclusive discretion, DHS may, after coordination with OPM, set and adjust locality and special rate supplements. In determining the amounts of the supplements, DHS and OPM may...

  1. 43 CFR 38.2 - Computation of hourly, daily, weekly, and biweekly adjusted rates of pay.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... 43 Public Lands: Interior 1 2014-10-01 2014-10-01 false Computation of hourly, daily, weekly, and biweekly adjusted rates of pay. 38.2 Section 38.2 Public Lands: Interior Office of the Secretary of the Interior PAY OF U.S. PARK POLICE-INTERIM GEOGRAPHIC ADJUSTMENTS § 38.2 Computation of hourly, daily,...

  2. 43 CFR 38.2 - Computation of hourly, daily, weekly, and biweekly adjusted rates of pay.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 43 Public Lands: Interior 1 2011-10-01 2011-10-01 false Computation of hourly, daily, weekly, and biweekly adjusted rates of pay. 38.2 Section 38.2 Public Lands: Interior Office of the Secretary of the Interior PAY OF U.S. PARK POLICE-INTERIM GEOGRAPHIC ADJUSTMENTS § 38.2 Computation of hourly, daily,...

  3. 43 CFR 38.2 - Computation of hourly, daily, weekly, and biweekly adjusted rates of pay.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... 43 Public Lands: Interior 1 2013-10-01 2013-10-01 false Computation of hourly, daily, weekly, and biweekly adjusted rates of pay. 38.2 Section 38.2 Public Lands: Interior Office of the Secretary of the Interior PAY OF U.S. PARK POLICE-INTERIM GEOGRAPHIC ADJUSTMENTS § 38.2 Computation of hourly, daily,...

  4. 43 CFR 38.2 - Computation of hourly, daily, weekly, and biweekly adjusted rates of pay.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 43 Public Lands: Interior 1 2010-10-01 2010-10-01 false Computation of hourly, daily, weekly, and biweekly adjusted rates of pay. 38.2 Section 38.2 Public Lands: Interior Office of the Secretary of the Interior PAY OF U.S. PARK POLICE-INTERIM GEOGRAPHIC ADJUSTMENTS § 38.2 Computation of hourly, daily,...

  5. 43 CFR 38.2 - Computation of hourly, daily, weekly, and biweekly adjusted rates of pay.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... 43 Public Lands: Interior 1 2012-10-01 2011-10-01 true Computation of hourly, daily, weekly, and biweekly adjusted rates of pay. 38.2 Section 38.2 Public Lands: Interior Office of the Secretary of the Interior PAY OF U.S. PARK POLICE-INTERIM GEOGRAPHIC ADJUSTMENTS § 38.2 Computation of hourly, daily,...

  6. 78 FR 71501 - Cost of Living Adjustment to Satellite Carrier Compulsory License Royalty Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-11-29

    ... Copyright Royalty Board 37 CFR Part 386 Cost of Living Adjustment to Satellite Carrier Compulsory License... Copyright Royalty Judges announce a cost of living adjustment (COLA) of 1% in the royalty rates satellite....gov . SUPPLEMENTARY INFORMATION: The satellite carrier compulsory license establishes a...

  7. 76 FR 590 - Adjustment or Determination of Compulsory License Rates for Making and Distributing Phonorecords

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-01-05

    ... Copyright Royalty Board Adjustment or Determination of Compulsory License Rates for Making and Distributing Phonorecords AGENCY: Copyright Royalty Board, Library of Congress. ACTION: Notice announcing commencement of proceeding with request for Petitions to Participate. SUMMARY: The Copyright Royalty Judges are...

  8. 12 CFR 560.210 - Disclosures for variable rate transactions.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Disclosures for variable rate transactions. 560... AND INVESTMENT Alternative Mortgage Transactions § 560.210 Disclosures for variable rate transactions... adjustment notices described at 12 CFR 226.20(c) for variable rate transactions, as described in...

  9. 12 CFR 560.210 - Disclosures for variable rate transactions.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 5 2011-01-01 2011-01-01 false Disclosures for variable rate transactions. 560... AND INVESTMENT Alternative Mortgage Transactions § 560.210 Disclosures for variable rate transactions... adjustment notices described at 12 CFR 226.20(c) for variable rate transactions, as described in...

  10. 5 CFR 535.105 - Setting and adjusting rates of basic pay.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... REGULATIONS CRITICAL POSITION PAY AUTHORITY § 535.105 Setting and adjusting rates of basic pay. (a) The rate of basic pay for a critical position may not be less than the rate of basic pay, including any... be payable for the position. (b) If critical position pay authority is granted for a position,...

  11. 39 CFR 3010.12 - Contents of notice of rate adjustment.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ..., including all relevant CPI-U values, are listed with citations to the original sources. (2) A schedule... input values, including current rates, new rates, and billing determinants, are listed with citations to... citations to the original sources. If new unused rate adjustment authority will be generated for a class...

  12. 39 CFR 3010.14 - Contents of notice of rate adjustment.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... relevant CPI-U values are listed with citations to the original sources; (2) A schedule showing unused rate... including current rates, new rates, and billing determinants are listed with citations to the original... adjustment calculated as required by § 3010.26. All calculations are to be shown with citations to...

  13. 39 CFR 3010.14 - Contents of notice of rate adjustment.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... relevant CPI-U values are listed with citations to the original sources; (2) A schedule showing unused rate... including current rates, new rates, and billing determinants are listed with citations to the original... adjustment calculated as required by § 3010.26. All calculations are to be shown with citations to...

  14. 39 CFR 3010.14 - Contents of notice of rate adjustment.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... relevant CPI-U values are listed with citations to the original sources; (2) A schedule showing unused rate... including current rates, new rates, and billing determinants are listed with citations to the original... adjustment calculated as required by § 3010.26. All calculations are to be shown with citations to...

  15. 'Mortgaged lives': the biopolitics of debt and housing financialisation.

    PubMed

    García-Lamarca, Melissa; Kaika, Maria

    2016-07-01

    The paper expands the conceptual framework within which we examine mortgage debt by reconceptualising mortgages as a biotechnology: a technology of power over life that forges an intimate relationship between global financial markets, everyday life and human labour. Taking seriously the materiality of mortgage contracts as a means of forging new embodied practices of financialisation, we urge for the need to move beyond a policy- and macroeconomics-based analysis of housing financialisation. We argue that more attention needs to be paid to how funnelling land-related capital flows goes hand in hand with signing off significant parts of future labour, decisionmaking capacity and well-being to mortgage debt repayments. The paper offers two key insights. First, it exemplifies how macroeconomic and policy changes could not have led to the financialisation of housing markets without a parallel biopolitical process that mobilised mortgage contracts to integrate the social reproduction of the workforce into speculative global real-estate practices. Second, it expands the framework of analysis of emerging literature on financialisation and subjectification. Focusing on the mortgage defaults and evictions crisis in Spain, we document how during Spain's 1997-2007 real-estate boom the promise of mortgages as a means to optimise income and wealth enrolled livelihoods into cycles of global financial and real-estate speculation, as home security and future wealth became directly dependent on the fluctuations of financial products, interest rates and capital accumulation strategies rooted in the built environment. When, after 2008 unemployment escalated and housing prices collapsed, mortgages became a punitive technology that led to at least 500 000 foreclosures and over 250 000 evictions in Spain.

  16. Education Levels and Mortgage Application Outcomes: Evidence of Financial Literacy. Discussion Paper No. 1369-09

    ERIC Educational Resources Information Center

    Collins, J. Michael

    2009-01-01

    This paper uses 2005 Home Mortgage Disclosure Act data aggregated by census tract to measure the relationship between census tract-level college completion rates and the rates at which first lien refinance mortgage applicants submit incomplete loan applications, withdraw loan applications before they are reviewed, and reject lender approved loan…

  17. 48 CFR 52.222-31 - Construction Wage Rate Requirements-Price Adjustment (Percentage Method).

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... 48 Federal Acquisition Regulations System 2 2014-10-01 2014-10-01 false Construction Wage Rate... CLAUSES Text of Provisions and Clauses 52.222-31 Construction Wage Rate Requirements—Price Adjustment (Percentage Method). As prescribed in 22.407(f), insert the following clause: Construction Wage...

  18. 3 CFR 13561 - Executive Order 13561 of December 22, 2010. Adjustments of Certain Rates of Pay

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 3 The President 1 2011-01-01 2011-01-01 false Executive Order 13561 of December 22, 2010. Adjustments of Certain Rates of Pay 13561 Order 13561 Presidential Documents Executive Orders Executive Order... Executive Service. The ranges of rates of basic pay for senior executives in the Senior Executive...

  19. 10 CFR 903.17 - Informal public meetings for minor rate adjustments.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ....17 Section 903.17 Energy DEPARTMENT OF ENERGY POWER AND TRANSMISSION RATES Procedures for Public Participation in Power and Transmission Rate Adjustments and Extensions for the Alaska, Southeastern, Southwestern, and Western Area Power Administrations § 903.17 Informal public meetings for minor...

  20. 43 CFR 38.3 - Administration of adjusted rates of pay.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ...) Retirement deductions and benefits; (2) Life insurance premiums and benefits; (3) Premium pay; (4) Severance... rate of pay begins on the effective date of the change in official duty station. (d) An adjusted rate... first day of the first pay period beginning on or after the date on which a change in the definition...

  1. 43 CFR 38.3 - Administration of adjusted rates of pay.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ...) Retirement deductions and benefits; (2) Life insurance premiums and benefits; (3) Premium pay; (4) Severance... rate of pay begins on the effective date of the change in official duty station. (d) An adjusted rate... first day of the first pay period beginning on or after the date on which a change in the definition...

  2. 26 CFR 1.67-3T - Allocation of expenses by real estate mortgage investment conduits (temporary).

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 26 Internal Revenue 2 2010-04-01 2010-04-01 false Allocation of expenses by real estate mortgage... Income, Adjusted Gross Income, and Taxable Income § 1.67-3T Allocation of expenses by real estate... real estate mortgage investment conduit or REMIC (as defined in section 860D) shall allocate to each...

  3. 26 CFR 1.67-3T - Allocation of expenses by real estate mortgage investment conduits (temporary).

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 26 Internal Revenue 2 2014-04-01 2014-04-01 false Allocation of expenses by real estate mortgage... Income, Adjusted Gross Income, and Taxable Income § 1.67-3T Allocation of expenses by real estate... real estate mortgage investment conduit or REMIC (as defined in section 860D) shall allocate to each...

  4. 26 CFR 1.67-3T - Allocation of expenses by real estate mortgage investment conduits (temporary).

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 26 Internal Revenue 2 2012-04-01 2012-04-01 false Allocation of expenses by real estate mortgage... Income, Adjusted Gross Income, and Taxable Income § 1.67-3T Allocation of expenses by real estate... real estate mortgage investment conduit or REMIC (as defined in section 860D) shall allocate to each...

  5. 26 CFR 1.67-3T - Allocation of expenses by real estate mortgage investment conduits (temporary).

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 26 Internal Revenue 2 2011-04-01 2011-04-01 false Allocation of expenses by real estate mortgage... Income, Adjusted Gross Income, and Taxable Income § 1.67-3T Allocation of expenses by real estate... real estate mortgage investment conduit or REMIC (as defined in section 860D) shall allocate to each...

  6. 26 CFR 1.67-3T - Allocation of expenses by real estate mortgage investment conduits (temporary).

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 26 Internal Revenue 2 2013-04-01 2013-04-01 false Allocation of expenses by real estate mortgage... Income, Adjusted Gross Income, and Taxable Income § 1.67-3T Allocation of expenses by real estate... real estate mortgage investment conduit or REMIC (as defined in section 860D) shall allocate to each...

  7. 12 CFR 622.61 - Adjustment of civil money penalties by the rate of inflation under the Federal Civil Penalties...

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... of inflation under the Federal Civil Penalties Inflation Adjustment Act of 1990, as amended. 622.61... civil money penalties by the rate of inflation under the Federal Civil Penalties Inflation Adjustment... is adjusted in accordance with the Federal Civil Penalties Inflation Adjustment Act of 1990,...

  8. 12 CFR 622.61 - Adjustment of civil money penalties by the rate of inflation under the Federal Civil Penalties...

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... of inflation under the Federal Civil Penalties Inflation Adjustment Act of 1990, as amended. 622.61... civil money penalties by the rate of inflation under the Federal Civil Penalties Inflation Adjustment... is adjusted in accordance with the Federal Civil Penalties Inflation Adjustment Act of 1990,...

  9. 26 CFR 1.25-3 - Qualified mortgage credit certificate.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... of the refinanced loan including any changes in the interest rate that would have been required by... TAXES Changes in Rates During A Taxable Year § 1.25-3 Qualified mortgage credit certificate. (a)-(g)(1... on the original loan and the certificate rate of the original certificate. (A) In the case of...

  10. Trends in age-adjusted coronary heart disease mortality rates in Slovakia between 1993 and 2009.

    PubMed

    Psota, Marek; Pekarciková, Jarmila; O'Mullane, Monica; Rusnák, Martin

    2013-06-01

    Cardiovascular diseases (CVD) and especially coronary heart disease (CHD) are the main causes of death in the Slovak Republic (SR). The aim of this study is to explore trends in age-adjusted coronary heart disease mortality rates in the whole Slovak population and in the population of working age between the years 1993 and 2009. A related indicator - potential years of life lost (PYLL) due to CHD--was calculated in the same period for males and females. Crude CHD mortality rates were age-adjusted using European standard population. The joinpoint Poisson regression was performed in order to find out the annual percentage change in trends. The age-adjusted CHD mortality rates decreased in the Slovak population and also in the population of working age. The change was significant only within the working-age sub-group. We found that partial diagnoses (myocardial infarction and chronic ischaemic heart disease) developed in the mirror-like manner. PYLL per 100,000 decreased during the observed period and the decline was more prominent in males. For further research we recommend to focus on several other issues, namely, to examine the validity of cause of death codes, to examine the development of mortality rates in selected age groups, to find out the cause of differential development of mortality rates in the Slovak Republic in comparison with the Czech Republic and Poland, and to explain the causes of decrease of the age-adjusted CHD mortality rates in younger age groups in Slovakia.

  11. Use of age-adjusted rates of suicide in time series studies in Israel.

    PubMed

    Bridges, F Stephen; Tankersley, William B

    2009-01-01

    Durkheim's modified theory of suicide was examined to explore how consistent it was in predicting Israeli rates of suicide from 1965 to 1997 when using age-adjusted rates rather than crude ones. In this time-series study, Israeli male and female rates of suicide increased and decreased, respectively, between 1965 and 1997. Conforming to Durkheim's modified theory, the Israeli male rate of suicide was lower in years when rates of marriage and birth are higher, while rates of suicide are higher in years when rates of divorce are higher, the opposite to that of Israeli women. The corrected regression coefficients suggest that the Israeli female rate of suicide remained lower in years when rate of divorce is higher, again the opposite suggested by Durkheim's modified theory. These results may indicate that divorce affects the mental health of Israeli women as suggested by their lower rate of suicide. Perhaps the "multiple roles held by Israeli females creates suicidogenic stress" and divorce provides some sense of stress relief, mentally speaking. The results were not as consistent with predictions suggested by Durkheim's modified theory of suicide as were rates from the United States for the same period nor were they consistent with rates based on "crude" suicide data. Thus, using age-adjusted rates of suicide had an influence on the prediction of the Israeli rate of suicide during this period.

  12. 17 CFR 210.12-29 - Mortgage loans on real estate. 1

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ..., $20,000-$49,000, under $20,000) and type loan (e.g., VA, FHA, Conventional). Interest rates and... mortgage, second mortgage, construction loans, etc., and for each loan the type of property, e.g., shopping... maturity. State amount of balloon payment at maturity, if any. Also state prepayment penalty terms, if...

  13. ADJUSTABLE OUTPUT RATE CHEMICAL FEEDING EQUIPMENT FOR SWIMMING POOLS. NATIONAL SANITATION FOUNDATION STANDARD NUMBER 19.

    ERIC Educational Resources Information Center

    National Sanitation Foundation, Ann Arbor, MI.

    THE SCOPE OF THIS STANDARD COVERS ADJUSTABLE OUTPUT RATE CHEMICAL FEEDERS, WHETHER USED FOR SOLUTIONS, SLURRIES OR SOLIDS. IT ALSO INCLUDES AUXILIARY EQUIPMENT SUCH AS PUMPS, STRAINERS, TUBING CONNECTIONS, TANKS, INJECTION FITTINGS AND OTHER REQUIRED COMPONENTS. THE FEEDERS DESCRIBED ARE INTENDED TO BE DESIGNED AND USED SPECIFICALLY FOR CHEMICAL…

  14. Age-Adjustment and Related Epidemiology Rates in Education and Research

    ERIC Educational Resources Information Center

    Baker, John D.; Kruckman, Laurence; George, Joyce

    2006-01-01

    A quick review of introductory textbooks reveals that while gerontology authors and instructors introduce some aspect of demography and epidemiology data, there is limited focus on age adjustment or other important epidemiology rates. The goal of this paper is to reintroduce a variety of basic epidemiology strategies such as incidence, prevalence,…

  15. 3 CFR 13635 - Executive Order 13635 of December 27, 2012. Adjustments of Certain Rates of Pay

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... pay or salaries of the statutory pay systems (as defined in 5 U.S.C. 5302(1)), as adjusted under 5 U.S.... 3. Certain Executive, Legislative, and Judicial Salaries. The rates of basic pay or salaries for the... superseded as of the effective dates specified in section 7 of this order.Barack ObamaThe White...

  16. 42 CFR 417.594 - Computation of adjusted community rate (ACR).

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... 42 Public Health 3 2012-10-01 2012-10-01 false Computation of adjusted community rate (ACR). 417.594 Section 417.594 Public Health CENTERS FOR MEDICARE & MEDICAID SERVICES, DEPARTMENT OF HEALTH AND HUMAN SERVICES (CONTINUED) MEDICARE PROGRAM (CONTINUED) HEALTH MAINTENANCE ORGANIZATIONS,...

  17. 78 FR 25515 - Order Making Fiscal Year 2013 Annual Adjustments to Transaction Fee Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-05-01

    ... COMMISSION Order Making Fiscal Year 2013 Annual Adjustments to Transaction Fee Rates I. Background Section 31... forecast ADS of 1.0178 x $252,666,501,426 = $257,167,513,594. Multiply this figure by the 20 trading days... figure by the 22 trading days in April 2013 to obtain a total dollar volume forecast of...

  18. 78 FR 52694 - Price Cap Rules for Certain Postal Rate Adjustments

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-08-26

    ... Postal Service's Annual Compliance Report. Id. Valpak's concerns stem from the Postal Service's reporting... appear below the signature of this order. Section 3010.1 defines the terms ``annual limitation... rate adjustment authority may only be applied after applying the annual limitation. Section...

  19. 12 CFR 1282.62 - Mortgage reports.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... Director may revise the list by written notice to the Enterprises. (b) Quarterly Mortgage Reports. Each Enterprise shall submit to the Director a quarterly Mortgage Report. The fourth quarter Mortgage Report shall... any of its quarterly reports for that year. (e) Format. The Enterprises shall submit to the...

  20. 12 CFR 1282.62 - Mortgage reports.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... Director may revise the list by written notice to the Enterprises. (b) Quarterly Mortgage Reports. Each Enterprise shall submit to the Director a quarterly Mortgage Report. The fourth quarter Mortgage Report shall... any of its quarterly reports for that year. (e) Format. The Enterprises shall submit to the...

  1. 12 CFR 1282.62 - Mortgage reports.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... Director may revise the list by written notice to the Enterprises. (b) Quarterly Mortgage Reports. Each Enterprise shall submit to the Director a quarterly Mortgage Report. The fourth quarter Mortgage Report shall... any of its quarterly reports for that year. (e) Format. The Enterprises shall submit to the...

  2. 12 CFR 1282.62 - Mortgage reports.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... Director may revise the list by written notice to the Enterprises. (b) Quarterly Mortgage Reports. Each Enterprise shall submit to the Director a quarterly Mortgage Report. The fourth quarter Mortgage Report shall... any of its quarterly reports for that year. (e) Format. The Enterprises shall submit to the...

  3. 27 CFR 6.34 - Mortgages.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 27 Alcohol, Tobacco Products and Firearms 1 2010-04-01 2010-04-01 false Mortgages. 6.34 Section 6.34 Alcohol, Tobacco Products and Firearms ALCOHOL AND TOBACCO TAX AND TRADE BUREAU, DEPARTMENT OF THE TREASURY LIQUORS âTIED-HOUSEâ Unlawful Inducements Interest in Retail Property § 6.34 Mortgages. The acquisition of a mortgage on a retailer's...

  4. Energy Factors in Commercial Mortgages: Gaps and Opportunities

    SciTech Connect

    Mathew, Paul; Coleman, Philip; Wallace, Nancy; Issler, Paulo; Kolstad, Lenny; Sahadi, Robert

    2016-09-01

    The commercial real estate mortgage market is enormous, with almost half a trillion dollars in deals originated in 2015. Relative to other energy efficiency financing mechanisms, very little attention has been paid to the potential of commercial mortgages as a channel for promoting energy efficiency investments. The valuation and underwriting elements of the business are largely driven by the “net operating income” (NOI) metric – essentially, rents minus expenses. While NOI ostensibly includes all expenses, energy factors are in several ways given short shrift in the underwriting process. This is particularly interesting when juxtaposed upon a not insignificant body of research revealing that there are in fact tangible benefits (such as higher valuations and lower vacancy and default rates) for energy-efficient and “green” commercial buildings. This scoping report characterizes the current status and potential interventions to promote greater inclusion of energy factors in the commercial mortgage process.

  5. 25 CFR 175.13 - Procedures for adjusting electric power rates to reflect changes in the cost of purchased power...

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 25 Indians 1 2012-04-01 2011-04-01 true Procedures for adjusting electric power rates to reflect..., DEPARTMENT OF THE INTERIOR LAND AND WATER INDIAN ELECTRIC POWER UTILITIES Service Fees, Electric Power Rates and Revenues § 175.13 Procedures for adjusting electric power rates to reflect changes in the cost...

  6. 25 CFR 175.13 - Procedures for adjusting electric power rates to reflect changes in the cost of purchased power...

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 25 Indians 1 2011-04-01 2011-04-01 false Procedures for adjusting electric power rates to reflect..., DEPARTMENT OF THE INTERIOR LAND AND WATER INDIAN ELECTRIC POWER UTILITIES Service Fees, Electric Power Rates and Revenues § 175.13 Procedures for adjusting electric power rates to reflect changes in the cost...

  7. 25 CFR 175.13 - Procedures for adjusting electric power rates to reflect changes in the cost of purchased power...

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 25 Indians 1 2013-04-01 2013-04-01 false Procedures for adjusting electric power rates to reflect..., DEPARTMENT OF THE INTERIOR LAND AND WATER INDIAN ELECTRIC POWER UTILITIES Service Fees, Electric Power Rates and Revenues § 175.13 Procedures for adjusting electric power rates to reflect changes in the cost...

  8. 25 CFR 175.13 - Procedures for adjusting electric power rates to reflect changes in the cost of purchased power...

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 25 Indians 1 2010-04-01 2010-04-01 false Procedures for adjusting electric power rates to reflect..., DEPARTMENT OF THE INTERIOR LAND AND WATER INDIAN ELECTRIC POWER UTILITIES Service Fees, Electric Power Rates and Revenues § 175.13 Procedures for adjusting electric power rates to reflect changes in the cost...

  9. 25 CFR 175.13 - Procedures for adjusting electric power rates to reflect changes in the cost of purchased power...

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 25 Indians 1 2014-04-01 2014-04-01 false Procedures for adjusting electric power rates to reflect..., DEPARTMENT OF THE INTERIOR LAND AND WATER INDIAN ELECTRIC POWER UTILITIES Service Fees, Electric Power Rates and Revenues § 175.13 Procedures for adjusting electric power rates to reflect changes in the cost...

  10. 75 FR 24757 - Order Making Fiscal Year 2011 Annual Adjustments to the Fee Rates Applicable Under Section 6(b...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-05-05

    ... the fee rates under Sections 31(b) and (c) of the Exchange Act in fiscal years 2002 through 2011. II... 14(g)(5) of the Exchange Act require the Commission to adjust the fee rates under Sections 13(e) and... adjustment to the fee rates under Sections 13(e) and 14(g) of the Exchange Act. \\7\\ The annual...

  11. 12 CFR 615.5141 - Stress tests for mortgage securities.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... years. (2) Average Life Sensitivity Test. The expected WAL does not extend for more than 2 years... 300 basis points. (3) Price Sensitivity Test. The estimated change in price is not more than thirteen... basis points. (4) Exemption. A floating rate mortgage security is subject only to the price...

  12. 12 CFR 615.5141 - Stress tests for mortgage securities.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... years. (2) Average Life Sensitivity Test. The expected WAL does not extend for more than 2 years... 300 basis points. (3) Price Sensitivity Test. The estimated change in price is not more than thirteen... basis points. (4) Exemption. A floating rate mortgage security is subject only to the price...

  13. 12 CFR 615.5141 - Stress tests for mortgage securities.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... years. (2) Average Life Sensitivity Test. The expected WAL does not extend for more than 2 years... 300 basis points. (3) Price Sensitivity Test. The estimated change in price is not more than thirteen... basis points. (4) Exemption. A floating rate mortgage security is subject only to the price...

  14. 12 CFR 226.33 - Requirements for reverse mortgages.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... appreciation rates for the dwelling: (i) 0 percent. (ii) 4 percent. (iii) 8 percent. (6) Assumed loan period... RESERVE SYSTEM TRUTH IN LENDING (REGULATION Z) Special Rules for Certain Home Mortgage Transactions § 226... terms, charges, the age of the youngest borrower and the appraised property value. (4) Explanation...

  15. 12 CFR 615.5141 - Stress tests for mortgage securities.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Stress tests for mortgage securities. 615.5141... AFFAIRS, LOAN POLICIES AND OPERATIONS, AND FUNDING OPERATIONS Investment Management § 615.5141 Stress... stress test. You must perform stress tests to determine how interest rate changes will affect...

  16. Energy Considerations in Home Mortgages: An Evaluation Technique.

    ERIC Educational Resources Information Center

    Maine Audubon Society, Falmouth.

    This document, intended primarily for mortgage lenders, is designed to aid readers in evaluating solar heating technology in the aspects of its capital cost and potential for recovery of investment. Whether or not American consumers will fully exploit this alternative will depend upon interest rates, the allocation of capital to finance the higher…

  17. Mortgage-Backed Student Loans.

    ERIC Educational Resources Information Center

    Wofford, Douglas

    1987-01-01

    Issues concerning mortgage-backed student loans are examined, with attention to the new tax law, policy and practical concerns that a college should address before starting this type of loan program, public policy issues, and two types of plans. The Tax Reform Act of 1986 phases out the deductibility of consumer interest charges and as a result…

  18. Contrast material injection protocol with the flow rate adjusted to the heart rate for dual source CT coronary angiography.

    PubMed

    Zhu, Xiaomei; Chen, Wenping; Li, Mei; Xu, Yi; Xu, Hai; Zhu, Yinsu; Wang, Dehang; Tang, Lijun

    2012-08-01

    To investigate the effect on coronary arterial attenuations of contrast material flow rate adjusted to a patient's heart rate during dual source CT coronary angiography (DSCT-CCTA). A total of 296 consecutive patients (mean age: 58.7 years) undergoing DSCT-CCTA without previous coronary stent placement, bypass surgery, congenital or valvular heart disease were included. The image acquisition protocol was standardized (120 kV, 380 mAs) and retrospective electrocardiograph (ECG) gating was used. Patients were randomly assigned to one of three groups [flow rate: G1: dosage/16, G2: dosage/(scan time +8), G3: fixed flow rate]. The groups were compared with respect to the attenuations of the ascending aorta (AA) above coronary ostia, the left main coronary artery (LM), the proximal right coronary artery (RCA), the left anterior descending artery (LAD), the left circumflex artery (LCX), and the contrast to noise ratio of the LM (LM(CNR)) and the proximal RCA (RCA(CNR)). Correlations between heart rate and attenuation of the coronary arteries were evaluated in three groups with linear regression. There was no significant difference in the three groups among the mean attenuations of AA (P = 0.141), LM (P = 0.068), RCA (P = 0.284), LM(CNR) (P = 0.598) and RCA(CNR) (P = 0.546). The attenuations of the LAD and the LCX in group 1 were slightly higher than those in group 2 and 3 (P < 0.05). In group 1, the attenuations of the AA (P < 0.01), LM (P < 0.01), RCA (P < 0.01), LAD (P = 0.02) and LCX (P < 0.01) decreased, respectively, with an increasing heart rate. A similar finding was detected in group 3 (AA: P < 0.01, LM: P < 0.01, RCA: P < 0.01, LAD: P < 0.01 and LCX: P < 0.01). In contrast, the attenuations of the AA (P = 0.55), LM (P = 0.27), RCA (P = 0.77), LAD (P = 0.22) and LCX (P = 0.74) had no significant correlation with heart rate in group 2. In all three groups, LM(CNR) (P = 0.77, 0.69 and 0.73 respectively) and RCA(CNR) (P = 0.75, 0.39 and 0.61 respectively) had no

  19. 77 FR 73456 - Update to the TR-12 Fuel Related Rate Adjustment Policy (SDDC Fuel Surcharge Policy)

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-12-10

    ... Department of the Army Update to the TR-12 Fuel Related Rate Adjustment Policy (SDDC Fuel Surcharge Policy...: Reference: TR-12 Fuel Related Rate Adjustment Policy. Background: The following FRA policy applies to... increases in diesel fuel prices. Miscellaneous: A copy of the TR-12 FRA Policy can be accessed via the...

  20. Convergent Validity of the IPAT Children's Personality Questionnaire and Teacher's Ratings of the Adjustment of Elementary School Children

    ERIC Educational Resources Information Center

    Lessing, Elise E.; Barbera, Linda

    1974-01-01

    The IPAT Children's Personality Questionnaire was administered to two samples of white American school children. Both samples were divided into well-adjusted and maladjusted subgroups on the basis of teacher ratings. The CPQ Neuroticism score and the teacher ratings of adjustment status yielded biserial correlations of 0.12 and 0.22. (Author)

  1. Convergent Validity of the IPAT Children's Personality Questionnaire and Teachers' Ratings of the Adjustment of Elementary School Children.

    ERIC Educational Resources Information Center

    Lessing, Elise E.; And Others

    The IPAT Children's Personality Questionnaire was administered to two samples of white, middle-class, suburban school children. Both samples were divided into well-adjusted and maladjusted subgroups on the basis of teacher ratings. The CPQ Neuroticism score and the teacher ratings of adjustment status yielded biserial correlations of .12 and .22,…

  2. Capture-recapture-adjusted prevalence rates of type 2 diabetes are related to social deprivation.

    PubMed

    Ismail, A A; Beeching, N J; Gill, G V; Bellis, M A

    1999-12-01

    We examined the prevalence of type 2 diabetes and social deprivation in one urban district in Liverpool from October 1995 to September 1996 inclusive. This area has a stable Caucasian population of 176, 682. Lists were made of all known diabetics attending six different medical points of contact during the year, and were condensed and aggregated to eliminate duplicates. From postcode data, each patient was assigned to residence in one of the 14 electoral wards in the district, for which demographic structure and standardized measures of social deprivation were known (Townsend index). The crude period prevalences of type 1 and type 2 diabetes were estimated for each ward. Crude prevalence data were then corrected by applying capture-recapture (CR) techniques to the different patient datasets to allow for undercount. The crude period prevalence (95%CI) of diabetes was 1.5% (1.4-1.5%), or 2585/176, 682. The mean age of people with diabetes was not significantly different between electoral wards. The crude period prevalence of type 2 diabetes within individual wards ranged from 0.4% (0.3-0.6%) in the least deprived area to 4.1% (3.6-4.6%) in the most deprived area. The corresponding range of CR-adjusted period prevalence rates of type 2 diabetes was from 3.2% (2.8-3.6%) to 6.7% (6.1-7.4%), and there was strong correlation between both crude and CR-adjusted prevalence and social deprivation in each ward (r=0.76, p<0.001 for crude; and r=0. 49, p<0.005 for CR-adjusted prevalence). There was no correlation between the crude or CR-adjusted period prevalence rates of type 1 diabetes and Townsend index (r=0.14, p=NS). This strong correlation between the prevalence of type 2 diabetes and social deprivation has important implications for the planning of health-care delivery.

  3. 2007 Wholesale Power Rate Adjustment Proceeding (WP-07) : Administrator's Final Record of Decision.

    SciTech Connect

    United States. Bonneville Power Administration.

    2006-07-01

    This Record of Decision (ROD) contains the decisions of the Bonneville Power Administration (BPA), based on the record compiled in this rate proceeding, with respect to the adoption of power rates for the three-year rate period commencing October 1, 2006, through September 30, 2009. This ''2007 Wholesale Power Rate Adjustment Proceeding'' is designed to establish replacement rate schedules and General Rate Schedule Provisions (GRSPs) for those that expire on September 30, 2006. This power rate case also establishes the General Transfer Agreement (GTA) Delivery Charge for the period of October 1, 2007, through September 30, 2009. BPA's Power Subscription Strategy and Record of Decision (Subscription Strategy), as well as other Agency processes, provide much of the policy context for this rate case and are described in Section 2. This ROD follows a full evidentiary hearing and briefing, including an Oral Argument before the BPA Administrator. Sections 3 through 18, including any appendices or attachments, present the issues raised by parties in this proceeding, the parties positions, BPA staff positions on the issues, BPA's evaluations of the positions, and the Administrator's decisions. Parties had the opportunity to file briefs on exceptions to the Draft ROD, before issuance of this Final Record of Decision.

  4. Radial and tangential gravity rates from GRACE in areas of glacial isostatic adjustment

    NASA Astrophysics Data System (ADS)

    van der Wal, Wouter; Kurtenbach, Enrico; Kusche, Jürgen; Vermeersen, Bert

    2011-11-01

    In areas dominated by Glacial Isostatic Adjustment (GIA), the free-air gravity anomaly rate can be converted to uplift rate to good approximation by using a simple spectral relation. We provide quantitative comparisons between gravity rates derived from monthly gravity field solutions (GFZ Potsdam, CSR Texas, IGG Bonn) from the Gravity Recovery and Climate Experiment (GRACE) satellite mission with uplift rates measured by GPS in these areas. The band-limited gravity data from the GRACE satellite mission can be brought to very good agreement with the point data from GPS by using scaling factors derived from a GIA model (the root-mean-square of differences is 0.55 mm yr-1 for a maximum uplift rate signal of 10 mm yr-1). The root-mean-square of the differences between GRACE derived uplift rates and GPS derived uplift rates decreases with increasing GRACE time period to a level below the uncertainty that is expected from GRACE observations, GPS measurements and the conversion from gravity rate to uplift rate. With the current length of time-series (more than 8 yr) applying filters and a hydrology correction to the GRACE data does not reduce the root-mean-square of differences significantly. The smallest root-mean-square was obtained with the GFZ solution in Fennoscandia and with the CSR solution in North America. With radial gravity rates in excellent agreement with GPS uplift rates, more information on the GIA process can be extracted from GRACE gravity field solutions in the form of tangential gravity rates, which are equivalent to a rate of change in the deflection of the vertical scaled by the magnitude of gravity rate vector. Tangential gravity rates derived from GRACE point towards the centre of the previously glaciated area, and are largest in a location close to the centre of the former ice sheet. Forward modelling showed that present day tangential gravity rates have maximum sensitivity between the centre and edge of the former ice sheet, while radial gravity

  5. Do I hear... anyone here? Tax-exempt healthcare facilities have taken a hit on auction-rate securities as the mortgage meltdown has investors skittish.

    PubMed

    Evans, Melanie

    2008-02-25

    The crisis in auction-rate securities is coming down hard on tax-exempt providers. Buyers are disappearing, sending interest rates soaring. Some hospitals and other healthcare borrowers are being forced to pay maximum interest. "Basically, the investor pool has all but vanished," says Melissa Williams, left, of Christus Health.

  6. Adjustable high-repetition-rate pulse trains in a passively-mode-locked fiber laser

    NASA Astrophysics Data System (ADS)

    Si Fodil, Rachid; Amrani, Foued; Yang, Changxi; Kellou, Abdelhamid; Grelu, Ph.

    2016-07-01

    We experimentally investigate multipulse regimes obtained within a passively-mode-locked fiber laser that includes a Mach-Zehnder (MZ) interferometer. By adjusting the time delay imbalance of the MZ, ultrashort pulse trains at multi-GHz repetition rates are generated. We compare the observed dynamics with high-harmonic mode locking, and show that the multi-GHz pulse trains display an inherent instability, which has been overlooked. By using a recirculation loop containing the MZ, we demonstrate a significant improvement of the pulse train stability.

  7. Race Adjustment for Estimating Glomerular Filtration Rate Is Not Always Necessary

    PubMed Central

    Zanocco, Juliana A.; Nishida, Sonia K.; Passos, Michelle Tiveron; Pereira, Amélia Rodrigues; Silva, Marcelo S.; Pereira, Aparecido B.; Kirsztajn, Gianna Mastroianni

    2012-01-01

    Background Estimated glomerular filtration rate (eGFR) is very important in clinical practice, although it is not adequately tested in different populations. We aimed at establishing the best eGFR formulas for a Brazilian population with emphasis on the need for race correction. Methods We evaluated 202 individuals with chronic kidney disease (CKD) and 42 without previously known renal lesions that were additionally screened by urinalysis. Serum creatinine and plasma clearance of iohexol were measured in all cases. GFR was estimated by the Mayo Clinic, abbreviated Modification of Diet in Renal Disease (MDRD) and Chronic Kidney Disease Epidemiology Collaboration (CKD-EPI) formulas, and creatinine clearance was estimated by the Cockcroft-Gault (CG) formula. Plasma clearance of iohexol was used as the gold standard for GFR determination and for the development of a Brazilian formula (BreGFR). Results Measured and estimated GFR were compared in 244 individuals, 57% female, with a mean age of 41 years (range 18–82). Estimates of intraclass correlation coefficients among the plasma clearance of iohexol and eGFR formulas were all significant (p < 0.001) and corresponded to the following scores: CG 0.730; obesity-adjusted CG 0.789; Mayo Clinic 0.804; MDRD 0.848; MDRD1 (without race adjustment) 0.846; CKD-EPI 0.869; CKD-EPI1 (without race adjustment) 0.876, and BreGFR 0.844. Conclusions All cited eGFR formulas showed a good correlation with the plasma clearance of iohexol in the healthy and diseased conditions. The formulas that best detected reduced eGFR were the BreGFR, CKD-EPI, and CKD-EPI1 formulas. Notably, the race correction included in the MDRD and CKD-EPI formulas was not necessary for this population, as it did not contribute to more accurate results. PMID:23243414

  8. Modelling the rate of change in a longitudinal study with missing data, adjusting for contact attempts.

    PubMed

    Akacha, Mouna; Hutton, Jane L

    2011-05-10

    The Collaborative Ankle Support Trial (CAST) is a longitudinal trial of treatments for severe ankle sprains in which interest lies in the rate of improvement, the effectiveness of reminders and potentially informative missingness. A model is proposed for continuous longitudinal data with non-ignorable or informative missingness, taking into account the nature of attempts made to contact initial non-responders. The model combines a non-linear mixed model for the outcome model with logistic regression models for the reminder processes. A sensitivity analysis is used to contrast this model with the traditional selection model, where we adjust for missingness by modelling the missingness process. The conclusions that recovery is slower, and less satisfactory with age and more rapid with below knee cast than with a tubular bandage do not alter materially across all models investigated. The results also suggest that phone calls are most effective in retrieving questionnaires.

  9. Contextual, Ecological and Organizational Variations in Risk-Adjusted COPD and Asthma Hospitalization Rates of Rural Medicare Beneficiaries.

    PubMed

    Wan, Thomas T H; Lin, Yi-Ling; Ortiz, Judith

    2016-01-01

    The purpose of this study is to examine what factors contributing to the variability in chronic obstructive pulmonary disorder (COPD) and asthma hospitalization rates when the influence of patient characteristics is being simultaneously considered by applying a risk adjustment method. A longitudinal analysis of COPD and asthma hospitalization of rural Medicare beneficiaries in 427 rural health clinics (RHCs) was conducted utilizing administrative data and inpatient and outpatient claims from Region 4. The repeated measures of risk-adjusted COPD and asthma admission rate were analyzed by growth curve modeling. A generalized estimating equation (GEE) method was used to identify the relevance of selected predictors in accounting for the variability in risk-adjusted admission rates for COPD and asthma. Both adjusted and unadjusted rates of COPD admission showed a slight decline from 2010 to 2013. The growth curve modeling showed the annual rates of change were gradually accentuated through time. GEE revealed that a moderate amount of variance (marginal R(2) = 0.66) in the risk-adjusted hospital admission rates for COPD and asthma was accounted for by contextual, ecological, and organizational variables. The contextual, ecological, and organizational factors are those associated with RHCs, not hospitals. We cannot infer how the variability in hospital practices in RHC service areas may have contributed to the disparities in admissions. Identification of RHCs with substantially higher rates than an average rate can portray the need for further enhancement of needed ambulatory or primary care services for the specific groups of RHCs. Because the risk-adjusted rates of hospitalization do not very by classification of rural area, future research should address the variation in a specific COPD and asthma condition of RHC patients. Risk-adjusted admission rates for COPD and asthma are influenced by the synergism of multiple contextual, ecological, and organizational factors

  10. 48 CFR 52.222-30 - Construction Wage Rate Requirements-Price Adjustment (None or Separately Specified Method).

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... 48 Federal Acquisition Regulations System 2 2014-10-01 2014-10-01 false Construction Wage Rate... PROVISIONS AND CONTRACT CLAUSES Text of Provisions and Clauses 52.222-30 Construction Wage Rate Requirements... clause: Construction Wage Rate Requirements—Price Adjustment (None or Separately Specified Method)...

  11. 24 CFR 320.27 - Mortgages.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false Mortgages. 320.27 Section 320.27 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued) GOVERNMENT NATIONAL MORTGAGE ASSOCIATION, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT GUARANTY OF...

  12. 24 CFR 320.7 - Mortgages.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false Mortgages. 320.7 Section 320.7 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued) GOVERNMENT NATIONAL MORTGAGE ASSOCIATION, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT GUARANTY OF...

  13. 24 CFR 203.342 - Mortgage modification.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Mortgage modification. 203.342 Section 203.342 Housing and Urban Development Regulations Relating to Housing and Urban...

  14. 24 CFR 203.342 - Mortgage modification.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES... 24 Housing and Urban Development 2 2014-04-01 2014-04-01 false Mortgage modification. 203.342 Section 203.342 Housing and Urban Development Regulations Relating to Housing and Urban...

  15. 24 CFR 203.342 - Mortgage modification.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Mortgage modification. 203.342 Section 203.342 Housing and Urban Development Regulations Relating to Housing and Urban...

  16. 24 CFR 203.342 - Mortgage modification.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false Mortgage modification. 203.342 Section 203.342 Housing and Urban Development Regulations Relating to Housing and Urban...

  17. 24 CFR 203.342 - Mortgage modification.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false Mortgage modification. 203.342 Section 203.342 Housing and Urban Development Regulations Relating to Housing and Urban...

  18. Undergraduate Research: Mathematical Modeling of Mortgages

    ERIC Educational Resources Information Center

    Choi, Youngna; Spero, Steven

    2010-01-01

    In this article, we study financing in the real estate market and show how various types of mortgages can be modeled and analyzed. With only an introductory level of interest theory, finance, and calculus, we model and analyze three types of popular mortgages with real life examples that explain the background and inevitable outcome of the current…

  19. A Distributed Transmission Rate Adjustment Algorithm in Heterogeneous CSMA/CA Networks

    PubMed Central

    Xie, Shuanglong; Low, Kay Soon; Gunawan, Erry

    2015-01-01

    Distributed transmission rate tuning is important for a wide variety of IEEE 802.15.4 network applications such as industrial network control systems. Such systems often require each node to sustain certain throughput demand in order to guarantee the system performance. It is thus essential to determine a proper transmission rate that can meet the application requirement and compensate for network imperfections (e.g., packet loss). Such a tuning in a heterogeneous network is difficult due to the lack of modeling techniques that can deal with the heterogeneity of the network as well as the network traffic changes. In this paper, a distributed transmission rate tuning algorithm in a heterogeneous IEEE 802.15.4 CSMA/CA network is proposed. Each node uses the results of clear channel assessment (CCA) to estimate the busy channel probability. Then a mathematical framework is developed to estimate the on-going heterogeneous traffics using the busy channel probability at runtime. Finally a distributed algorithm is derived to tune the transmission rate of each node to accurately meet the throughput requirement. The algorithm does not require modifications on IEEE 802.15.4 MAC layer and it has been experimentally implemented and extensively tested using TelosB nodes with the TinyOS protocol stack. The results reveal that the algorithm is accurate and can satisfy the throughput demand. Compared with existing techniques, the algorithm is fully distributed and thus does not require any central coordination. With this property, it is able to adapt to traffic changes and re-adjust the transmission rate to the desired level, which cannot be achieved using the traditional modeling techniques. PMID:25822140

  20. 12 CFR 747.1001 - Adjustment of civil money penalties by the rate of inflation.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... Inflation Adjustment Act of 1990 (Pub. L. 101-410, 104 Stat. 890, as amended (28 U.S.C. 2461 note)) to... of inflation. 747.1001 Section 747.1001 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION... PROCEDURE, AND INVESTIGATIONS Inflation Adjustment of Civil Monetary Penalties § 747.1001 Adjustment...

  1. 24 CFR 2700.325 - Termination of mortgage insurance.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 24 Housing and Urban Development 5 2013-04-01 2013-04-01 false Termination of mortgage insurance... Development (Continued) EMERGENCY MORTGAGE INSURANCE AND LOAN PROGRAMS, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT EMERGENCY HOMEOWNERS' LOAN PROGRAM Mortgage Insurance § 2700.325 Termination of mortgage...

  2. 24 CFR 2700.325 - Termination of mortgage insurance.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 24 Housing and Urban Development 5 2014-04-01 2014-04-01 false Termination of mortgage insurance... Development (Continued) EMERGENCY MORTGAGE INSURANCE AND LOAN PROGRAMS, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT EMERGENCY HOMEOWNERS' LOAN PROGRAM Mortgage Insurance § 2700.325 Termination of mortgage...

  3. 24 CFR 401.552 - Servicing of second mortgage.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false Servicing of second mortgage. 401... second mortgage. HUD or its designee will be responsible for servicing the second mortgage, including... the PAE's consent, as servicer for the second mortgage....

  4. 24 CFR 401.552 - Servicing of second mortgage.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 24 Housing and Urban Development 2 2014-04-01 2014-04-01 false Servicing of second mortgage. 401... second mortgage. HUD or its designee will be responsible for servicing the second mortgage, including... the PAE's consent, as servicer for the second mortgage....

  5. 24 CFR 401.552 - Servicing of second mortgage.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Servicing of second mortgage. 401... second mortgage. HUD or its designee will be responsible for servicing the second mortgage, including... the PAE's consent, as servicer for the second mortgage....

  6. 24 CFR 401.552 - Servicing of second mortgage.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Servicing of second mortgage. 401... second mortgage. HUD or its designee will be responsible for servicing the second mortgage, including... the PAE's consent, as servicer for the second mortgage....

  7. 24 CFR 401.552 - Servicing of second mortgage.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false Servicing of second mortgage. 401... second mortgage. HUD or its designee will be responsible for servicing the second mortgage, including... the PAE's consent, as servicer for the second mortgage....

  8. Locus of control and home mortgage loan behaviour.

    PubMed

    Wang, Mingji; Chen, Hong; Wang, Lei

    2008-04-01

    The present study investigated the impact of locus of control on home mortgage loan behaviours. The results showed that participants with stronger external control were more likely to purchase a lower priced home, have a lower ratio of mortgage loan amount to the total home value, and have a shorter term of mortgage loan. Moreover, among participants who have owned a home, those not using mortgage loans showed more external control than those using mortgage loans; among participants who have not owned a home but want to buy a home, those not planning to use mortgage loans showed more external control than those planning to use mortgage loans.

  9. 17 CFR 210.12-23 - Mortgage loans on real estate and interest earned on mortgages. 1

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 17 Commodity and Securities Exchanges 2 2010-04-01 2010-04-01 false Mortgage loans on real estate... and Content of Schedules § 210.12-23 Mortgage loans on real estate and interest earned on mortgages. 1 Part 1—Mortgage loans on real estate at close of period Column A—List by classification indicated...

  10. 39 CFR 3010.13 - Proceedings for Type 1-A and Type 1-B rate adjustment filings.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... rate adjustments are found consistent with applicable law by the Commission, they may take effect... with applicable law by the Commission, the Postal Service will submit an amended notice of rate... 39 Postal Service 1 2012-07-01 2012-07-01 false Proceedings for Type 1-A and Type 1-B...

  11. 76 FR 63538 - Adjustment of Appendices to the Dairy Tariff-Rate Import Quota Licensing Regulation for the 2011...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-10-13

    ... 6 Adjustment of Appendices to the Dairy Tariff-Rate Import Quota Licensing Regulation for the 2011... sets forth the revised appendices to the Dairy Tariff-Rate Import Quota Licensing Regulation for the... dairy product import licenses permanently surrendered by licensees or revoked by the Licensing...

  12. 75 FR 53565 - Adjustment of Appendices to the Dairy Tariff-Rate Import Quota Licensing Regulation for the 2010...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-09-01

    ... 6 Adjustment of Appendices to the Dairy Tariff-Rate Import Quota Licensing Regulation for the 2010... sets forth the revised appendices to the Dairy Tariff-Rate Import Quota Licensing Regulation for the... dairy product import licenses permanently surrendered by licensees or revoked by the Licensing...

  13. 78 FR 46491 - Adjustment of Appendices to the Dairy Tariff-Rate Import Quota Licensing Regulation for the 2013...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-08-01

    ... 7 CFR Part 6 Adjustment of Appendices to the Dairy Tariff-Rate Import Quota Licensing Regulation for...: This document sets forth the revised appendices to the Dairy Tariff-Rate Import Quota Licensing... for certain dairy product import licenses permanently surrendered by licensees or revoked by...

  14. 77 FR 51681 - Adjustment of Appendices to the Dairy Tariff-Rate Import Quota Licensing Regulation for the 2012...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-08-27

    ... 7 CFR Part 6 Adjustment of Appendices to the Dairy Tariff-Rate Import Quota Licensing Regulation for...: This document sets forth the revised appendices to the Dairy Tariff-Rate Import Quota Licensing... for certain dairy product import licenses permanently surrendered by licensees or revoked by...

  15. Use of GRACE determined secular gravity rates for glacial isostatic adjustment studies in North-America

    NASA Astrophysics Data System (ADS)

    van der Wal, Wouter; Wu, Patrick; Sideris, Michael G.; Shum, C. K.

    2008-10-01

    Monthly geopotential spherical harmonic coefficients from the GRACE satellite mission are used to determine their usefulness and limitations for studying glacial isostatic adjustment (GIA) in North-America. Secular gravity rates are estimated by unweighted least-squares estimation using release 4 coefficients from August 2002 to August 2007 provided by the Center for Space Research (CSR), University of Texas. Smoothing is required to suppress short wavelength noise, in addition to filtering to diminish geographically correlated errors, as shown in previous studies. Optimal cut-off degrees and orders are determined for the destriping filter to maximize the signal to noise ratio. The halfwidth of the Gaussian filter is shown to significantly affect the sensitivity of the GRACE data (with respect to upper mantle viscosity and ice loading history). Therefore, the halfwidth should be selected based on the desired sensitivity. It is shown that increase in water storage in an area south west of Hudson Bay, from the summer of 2003 to the summer of 2006, contributes up to half of the maximum estimated gravity rate. Hydrology models differ in the predictions of the secular change in water storage, therefore even 4-year trend estimates are influenced by the uncertainty in water storage changes. Land ice melting in Greenland and Alaska has a non-negligible contribution, up to one-fourth of the maximum gravity rate. The estimated secular gravity rate shows two distinct peaks that can possibly be due to two domes in the former Pleistocene ice cover: west and south east of Hudson Bay. With a limited number of models, a better fit is obtained with models that use the ICE-3G model compared to the ICE-5G model. However, the uncertainty in interannual variations in hydrology models is too large to constrain the ice loading history with the current data span. For future work in which GRACE will be used to constrain ice loading history and the Earth's radial viscosity profile, it is

  16. Adjusted and unadjusted energy usage rates both determine body fat and plasma leptin in male Fischer 344 rats.

    PubMed

    Greenberg, J A; Rahman, S; Saint-Preux, S; Owen, D R; Boozer, C N

    1999-10-01

    Previous studies of the relationship between plasma leptin and energy usage have yielded contradictory findings. The present study was therefore conducted to clearly distinguish and measure the energy usage rate and the energy usage rate adjusted for a surrogate of metabolically active tissue mass. We investigated the simultaneous relationships between these two measures of energy usage, leptin, and body fat in 21-month-old adult male Fischer 344 rats on three different long-term dietary regimens: (1) continuous ad libitum feeding (Ad-lib); (2) ad libitum feeding until early adulthood, and then continuous 60% caloric restriction (CR); and (3) ad libitum feeding until early adulthood, then 60% caloric restriction until 16 months, and then ad libitum feeding for 5 months (CR/Ad-lib). Two versions of the daily usage rate were measured: daily dietary caloric intake (DCI), and daily energy expenditure (EE) based on indirect calorimetry. Two versions of the metabolically active tissue mass were also measured: fat-free mass (FFM), and the sum of the weight of the heart, brain, liver, and kidneys. Energy usage rates were adjusted for these measures of metabolically active tissue mass to yield measures of the energy metabolic rate. Correlation, regression, and path analyses showed that both the energy usage rate and adjusted energy usage rate played important independent roles in determining body fat and plasma leptin, but only after multivariate techniques were used to account for the simultaneous interactions between variables. Increases in the energy usage rate were associated with increases in body fat and the adjusted energy usage rate. Increases in the adjusted energy usage rate were associated with decreases in body fat and plasma leptin. These findings suggest that differences in subjects adjusted energy usage rate could explain some of the apparently contradictory findings concerning the relationship between energy usage and plasma leptin in previously published

  17. Correlation between heart rate variability and pulmonary function adjusted by confounding factors in healthy adults.

    PubMed

    Bianchim, M S; Sperandio, E F; Martinhão, G S; Matheus, A C; Lauria, V T; da Silva, R P; Spadari, R C; Gagliardi, A R T; Arantes, R L; Romiti, M; Dourado, V Z

    2016-03-01

    The autonomic nervous system maintains homeostasis, which is the state of balance in the body. That balance can be determined simply and noninvasively by evaluating heart rate variability (HRV). However, independently of autonomic control of the heart, HRV can be influenced by other factors, such as respiratory parameters. Little is known about the relationship between HRV and spirometric indices. In this study, our objective was to determine whether HRV correlates with spirometric indices in adults without cardiopulmonary disease, considering the main confounders (e.g., smoking and physical inactivity). In a sample of 119 asymptomatic adults (age 20-80 years), we evaluated forced vital capacity (FVC) and forced expiratory volume in 1 s (FEV1). We evaluated resting HRV indices within a 5-min window in the middle of a 10-min recording period, thereafter analyzing time and frequency domains. To evaluate daily physical activity, we instructed participants to use a triaxial accelerometer for 7 days. Physical inactivity was defined as <150 min/week of moderate to intense physical activity. We found that FVC and FEV1, respectively, correlated significantly with the following aspects of the RR interval: standard deviation of the RR intervals (r =0.31 and 0.35), low-frequency component (r =0.38 and 0.40), and Poincaré plot SD2 (r =0.34 and 0.36). Multivariate regression analysis, adjusted for age, sex, smoking, physical inactivity, and cardiovascular risk, identified the SD2 and dyslipidemia as independent predictors of FVC and FEV1 (R2=0.125 and 0.180, respectively, for both). We conclude that pulmonary function is influenced by autonomic control of cardiovascular function, independently of the main confounders.

  18. 17 CFR Appendix B to Part 4 - Adjustments for Additions and Withdrawals in the Computation of Rate of Return

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 17 Commodity and Securities Exchanges 1 2010-04-01 2010-04-01 false Adjustments for Additions and Withdrawals in the Computation of Rate of Return B Appendix B to Part 4 Commodity and Securities Exchanges COMMODITY FUTURES TRADING COMMISSION COMMODITY POOL OPERATORS AND COMMODITY TRADING ADVISORS Pt. 4, App....

  19. 17 CFR Appendix B to Part 4 - Adjustments for Additions and Withdrawals in the Computation of Rate of Return

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 17 Commodity and Securities Exchanges 1 2011-04-01 2011-04-01 false Adjustments for Additions and Withdrawals in the Computation of Rate of Return B Appendix B to Part 4 Commodity and Securities Exchanges COMMODITY FUTURES TRADING COMMISSION COMMODITY POOL OPERATORS AND COMMODITY TRADING ADVISORS Pt. 4, App....

  20. 17 CFR Appendix B to Part 4 - Adjustments for Additions and Withdrawals in the Computation of Rate of Return

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 17 Commodity and Securities Exchanges 1 2013-04-01 2013-04-01 false Adjustments for Additions and Withdrawals in the Computation of Rate of Return B Appendix B to Part 4 Commodity and Securities Exchanges COMMODITY FUTURES TRADING COMMISSION COMMODITY POOL OPERATORS AND COMMODITY TRADING ADVISORS Pt. 4, App....

  1. 17 CFR Appendix B to Part 4 - Adjustments for Additions and Withdrawals in the Computation of Rate of Return

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 17 Commodity and Securities Exchanges 1 2012-04-01 2012-04-01 false Adjustments for Additions and Withdrawals in the Computation of Rate of Return B Appendix B to Part 4 Commodity and Securities Exchanges COMMODITY FUTURES TRADING COMMISSION COMMODITY POOL OPERATORS AND COMMODITY TRADING ADVISORS Pt. 4, App....

  2. 17 CFR Appendix B to Part 4 - Adjustments for Additions and Withdrawals in the Computation of Rate of Return

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 17 Commodity and Securities Exchanges 1 2014-04-01 2014-04-01 false Adjustments for Additions and Withdrawals in the Computation of Rate of Return B Appendix B to Part 4 Commodity and Securities Exchanges COMMODITY FUTURES TRADING COMMISSION COMMODITY POOL OPERATORS AND COMMODITY TRADING ADVISORS Pt. 4, App....

  3. Measuring water accumulation rates using GRACE data in areas experiencing glacial isostatic adjustment: The Nelson River basin

    NASA Astrophysics Data System (ADS)

    Lambert, A.; Huang, J.; Kamp, G.; Henton, J.; Mazzotti, S.; James, T. S.; Courtier, N.; Barr, A. G.

    2013-12-01

    Recovery and Climate Experiment (GRACE) satellite-derived total water storage can be obscured by glacial isostatic adjustment. In order to solve this problem for the Nelson River drainage basin in Canada, a gravity rate map from 110 months (June 2002 to October 2011) of GRACE gravity data was corrected for glacial isostatic adjustment using an independent gravity rate map derived from updated GPS vertical velocities. The GPS-based map was converted to equivalent gravity rate using a transfer function developed from GPS and absolute-g data at colocated sites. The corrected GRACE gravity rate map revealed a major positive anomaly within the drainage basin, which was independently shown by hydrological data to be due to changes in water storage. The anomaly represents a cumulative increase at its center of about 340 mm of water, reflecting a progression from extreme drought to extremely wet conditions.

  4. 24 CFR 4001.203 - Calculation of upfront and annual mortgage insurance premiums for Program mortgages.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 24 Housing and Urban Development 5 2014-04-01 2014-04-01 false Calculation of upfront and annual mortgage insurance premiums for Program mortgages. 4001.203 Section 4001.203 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued) BOARD OF DIRECTORS OF THE HOPE...

  5. 78 FR 75215 - Qualified Mortgage Definition for HUD Insured and Guaranteed Single Family Mortgages

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-12-11

    ...Through this final rule, HUD establishes a definition of ``qualified mortgage'' for the single family residential loans that HUD insures, guarantees, or administers that aligns with the statutory ability-to-repay criteria of the Truth-in-Lending Act (TILA) and the regulatory criteria of the definition of ``qualified mortgage'' promulgated by the Consumer Financial Protection Bureau (CFPB). The......

  6. A direct algorithm for convective adjustment of the vertical temperature profile for an arbitrary critical lapse rate

    NASA Technical Reports Server (NTRS)

    Akmaev, Rashid A.

    1991-01-01

    An efficient direct algorithm of convective adjustment for an arbitrary critical value of the vertical temperature lapse rate gamma is proposed. The algorithm provides an exact and unique solution of a standard convective adjustment problem for models with temperature specified either on nonuniformly spaced levels or for layers of different thicknesses in pressure, sigma, or other vertical coordinate related to pressure. The algorithm may be recommended for use either directly in atmospheric models not explicitly including a hydrologic cycle with prescribed gamma, or as a part of more complicated parameterizations of moist convection, where gamma may be calculated depending on relative humidity.

  7. 42 CFR 422.308 - Adjustments to capitation rates, benchmarks, bids, and payments.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... specialized MA plans for special needs individuals. (i) Application of payment rules. For plan year 2011 and... plan described in this paragraph is a fully integrated dual-eligible special needs plan, as defined at.... (6) Improvements to risk adjustment for special needs individuals with chronic health...

  8. 76 FR 74703 - Cost of Living Adjustment to Satellite Carrier Compulsory License Royalty Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-12-01

    ... Copyright Royalty Board 37 CFR Part 386 Cost of Living Adjustment to Satellite Carrier Compulsory License... by satellite carriers under the satellite carrier compulsory license of the Copyright Act. The COLA.... Telephone: (202) 707-7658. Email: crb@loc.gov . SUPPLEMENTARY INFORMATION: The satellite carrier...

  9. 77 FR 70373 - Cost of Living Adjustment to Satellite Carrier Compulsory License Royalty Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-11-26

    ... Copyright Royalty Board 37 CFR Part 386 Cost of Living Adjustment to Satellite Carrier Compulsory License... by satellite carriers under the satellite carrier compulsory license of the Copyright Act. The COLA.... Telephone: (202) 707-7658. Email: crb@loc.gov . SUPPLEMENTARY INFORMATION: The satellite carrier...

  10. 75 FR 75624 - Cost of Living Adjustment to Satellite Carrier Compulsory License Royalty Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-12-06

    ... Copyright Royalty Board 37 CFR Part 386 Cost of Living Adjustment to Satellite Carrier Compulsory License... by satellite carriers under the satellite carrier compulsory license of the Copyright Act. The COLA... INFORMATION: The satellite carrier compulsory license establishes a statutory copyright licensing scheme...

  11. Long-term survival rates of gravity-assisted, adjustable differential pressure valves in infants with hydrocephalus.

    PubMed

    Gebert, Anna-Felicitas; Schulz, Matthias; Schwarz, Karin; Thomale, Ulrich-Wilhelm

    2016-05-01

    OBJECTIVE The use of adjustable differential pressure valves with gravity-assisted units in shunt therapy of children with hydrocephalus was reported to be feasible and promising as a way to avoid chronic overdrainage. In this single-center study, the authors' experiences in infants, who have higher rates of shunt complications, are presented. METHODS All data were collected from a cohort of infants (93 patients [37 girls and 56 boys], less than 1 year of age [mean age 4.1 ± 3.1 months]) who received their first adjustable pressure hydrocephalus shunt as either a primary or secondary implant between May 2007 and April 2012. Rates of valve and shunt failure were recorded for a total of 85 months until the end of the observation period in May 2014. RESULTS During a follow-up of 54.2 ± 15.9 months (range 26-85 months), the Kaplan-Meier rate of shunt survival was 69.2% at 1 year and 34.1% at 85 months; the Kaplan-Meier rate of valve survival was 77.8% at 1 year and 56% at 85 months. Survival rates of the shunt were significantly inferior if the patients had previous shunt surgery. During follow-up, 44 valves were exchanged in cases of infection (n = 19), occlusion (n = 14), dysfunction of the adjustment unit (n = 10), or to change the gravitational unit (n = 1). CONCLUSIONS Although a higher shunt complication rate is observed in infant populations compared with older children, reasonable survival rates demonstrate the feasibility of using this sophisticated valve technology. The gravitational unit of this valve is well tolerated and its adjustability offers the flexible application of opening pressure in an unpredictable cohort of patients. This may adequately address overdrainage-related complications from early in treatment.

  12. Greater Heart Rate Responses to Acute Stress Are Associated with Better Post-Error Adjustment in Special Police Cadets

    PubMed Central

    Yao, Zhuxi; Yuan, Yi; Buchanan, Tony W.; Zhang, Kan; Zhang, Liang; Wu, Jianhui

    2016-01-01

    High-stress jobs require both appropriate physiological regulation and behavioral adjustment to meet the demands of emergencies. Here, we investigated the relationship between the autonomic stress response and behavioral adjustment after errors in special police cadets. Sixty-eight healthy male special police cadets were randomly assigned to perform a first-time walk on an aerial rope bridge to induce stress responses or a walk on a cushion on the ground serving as a control condition. Subsequently, the participants completed a Go/No-go task to assess behavioral adjustment after false alarm responses. Heart rate measurements and subjective reports confirmed that stress responses were successfully elicited by the aerial rope bridge task in the stress group. In addition, greater heart rate increases during the rope bridge task were positively correlated with post-error slowing and had a trend of negative correlation with post-error miss rate increase in the subsequent Go/No-go task. These results suggested that stronger autonomic stress responses are related to better post-error adjustment under acute stress in this highly selected population and demonstrate that, under certain conditions, individuals with high-stress jobs might show cognitive benefits from a stronger physiological stress response. PMID:27428280

  13. 24 CFR 232.904 - Term of the mortgage.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... percent of the estimated remaining economic life of the physical improvements. The term of the mortgage will begin on the first day of the second month following the date of endorsement of the mortgage...

  14. 24 CFR 232.904 - Term of the mortgage.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... percent of the estimated remaining economic life of the physical improvements. The term of the mortgage will begin on the first day of the second month following the date of endorsement of the mortgage...

  15. Adjusting for temporal change in trophic position results in reduced rates of contaminant decline.

    PubMed

    Hebert, Craig E; Weseloh, D V Chip

    2006-09-15

    The development of ecological tracers to track the flow of energy and nutrients through food webs has provided new insights into the factors that are important in regulating diet composition in wildlife. The Great Lakes Herring Gull Monitoring Program has provided information regarding temporal trends in levels of bioaccumulative contaminants since the early 1970s. In recent years, data from this program have also been generated to examine ecological changes in the Great Lakes. Because the contaminants that are evaluated as part of this program biomagnify, food is the primary determinant of contaminant concentrations in the eggs that are analyzed annually. Fluctuations in diet composition could affect the interpretation of temporal trends by affecting exposure to contaminants. Retrospective analyses involving ecological tracers, i.e., stable nitrogen isotopes and fatty acids, have shown temporal change in the diets of Great Lakes herring gulls at some monitoring colonies. These dietary differences have led to temporal variation in the trophic position of herring gulls. Given that higher trophic level organisms incur greater exposure to biomagnifying contaminants, it is necessary to adjust for these temporal changes in trophic position to get an accurate indication of how contaminant burdens are changing within the Great Lakes ecosystem. Here, we outline a method to adjust for temporal changes in indicator species trophic position and discuss how these adjustments affect the interpretation of contaminant temporal trend monitoring data.

  16. Short-term heat stress exposure limits based on wet bulb globe temperature adjusted for clothing and metabolic rate.

    PubMed

    Bernard, Thomas E; Ashley, Candi D

    2009-10-01

    Most heat stress exposure assessments based on wet bulb globe temperature (WBGT) consider the environmental conditions, metabolic demands, and clothing requirements, and the exposure limit is for extended work periods (e.g., a typical workday). The U.S. Navy physiological heat exposure limit (PHEL) curves and rational models of heat stress also consider time as a job risk factor so that there is a limiting time for exposures above a conventional WBGT exposure limit. The PHEL charts have not been examined for different clothing and the rational models require personal computers. The current study examined the role of clothing in short-term (time limited) exposures and proposed a relationship between a Safe Exposure Time and WBGT adjusted for clothing and metabolic rate. Twelve participants worked at a metabolic rate of 380 W in three clothing ensembles [clothing adjustment factors]: (1) work clothes (0 degrees C-WBGT), (2) NexGen microporous coveralls (2.5 degrees C-WBGT), and (2) vapor-barrier coveralls (6.5 degrees C-WBGT) at five levels of heat stress (approximately at the clothing adjusted TLV plus 7.0, 8.0, 9.5, 11.5 and 15.0 degrees C-WBGT). The combinations of metabolic rate, clothing, and environment were selected in anticipation that the participants would reach a physiological limit in less than 120 min. WBGT-based clothing adjustment factors were used to account for different clothing ensembles, and no differences were found for ensemble, which meant that the clothing adjustment factor can be used in WBGT-based time limited exposures. An equation was proposed to recommend a Safe Exposure Time for exposures under 120 min. The recommended times were longer than the PHEL times or times from a rational model of heat stress.

  17. 75 FR 78690 - Fiscal Year (FY) 2012-2013 Proposed Transmission Rate Adjustments Public Hearing and...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-12-16

    ...-Point (PTP) service. Network Integration Transmission (NT-12) rate--The NT rate applies to customers taking network integration service under the Open Access Transmission Tariff (OATT) and allows customers... rate that applies to customers taking point-to-point service on BPA's network facilities under the...

  18. 78 FR 63379 - Registration of Mortgage Loan Originators; Effective Date

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-10-24

    ... 12 CFR Part 610 RIN 3052-AC78 Registration of Mortgage Loan Originators; Effective Date AGENCY: Farm...) repealed its regulations that govern the registration of residential mortgage loan originators employed by... repealed its regulations that govern the registration of residential mortgage loan originators employed...

  19. 24 CFR 232.903 - Maximum mortgage limitations.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES MORTGAGE INSURANCE FOR NURSING HOMES, INTERMEDIATE CARE FACILITIES, BOARD AND CARE HOMES, AND ASSISTED LIVING FACILITIES Insurance of Mortgages Covering Existing Projects § 232.903 Maximum...

  20. 24 CFR 203.255 - Insurance of mortgage.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... disassemble, decompile, reverse engineer, derive or otherwise reproduce any part of the source code or... data to HUD regarding the mortgage. HUD's electronic system will acknowledge that the mortgage has been insured. HUD's electronic system may also issue a notice to the mortgagee that the mortgage has...

  1. 24 CFR 203.255 - Insurance of mortgage.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... disassemble, decompile, reverse engineer, derive or otherwise reproduce any part of the source code or... data to HUD regarding the mortgage. HUD's electronic system will acknowledge that the mortgage has been insured. HUD's electronic system may also issue a notice to the mortgagee that the mortgage has...

  2. 24 CFR 200.21 - Reinsurance of Commissioner held mortgages.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Reinsurance of Commissioner held mortgages. 200.21 Section 200.21 Housing and Urban Development Regulations Relating to Housing and Urban... Insurance § 200.21 Reinsurance of Commissioner held mortgages. Any mortgage assigned to the Commissioner...

  3. 24 CFR 401.461 - HUD-held second mortgage.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false HUD-held second mortgage. 401.461... (MARK-TO-MARKET) Restructuring Plan § 401.461 HUD-held second mortgage. (a) Amount. (1) The Restructuring Plan must provide for a second mortgage to HUD whenever the Plan provides for either payment of...

  4. 24 CFR 401.461 - HUD-held second mortgage.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false HUD-held second mortgage. 401.461... (MARK-TO-MARKET) Restructuring Plan § 401.461 HUD-held second mortgage. (a) Amount. (1) The Restructuring Plan must provide for a second mortgage to HUD whenever the Plan provides for either payment of...

  5. 24 CFR 401.461 - HUD-held second mortgage.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false HUD-held second mortgage. 401.461... (MARK-TO-MARKET) Restructuring Plan § 401.461 HUD-held second mortgage. (a) Amount. (1) The Restructuring Plan must provide for a second mortgage to HUD whenever the Plan provides for either payment of...

  6. 24 CFR 401.461 - HUD-held second mortgage.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 24 Housing and Urban Development 2 2014-04-01 2014-04-01 false HUD-held second mortgage. 401.461... (MARK-TO-MARKET) Restructuring Plan § 401.461 HUD-held second mortgage. (a) Amount. (1) The Restructuring Plan must provide for a second mortgage to HUD whenever the Plan provides for either payment of...

  7. 24 CFR 401.461 - HUD-held second mortgage.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false HUD-held second mortgage. 401.461... (MARK-TO-MARKET) Restructuring Plan § 401.461 HUD-held second mortgage. (a) Amount. (1) The Restructuring Plan must provide for a second mortgage to HUD whenever the Plan provides for either payment of...

  8. 12 CFR 1004.4 - Requirements for alternative mortgage transactions.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 8 2013-01-01 2013-01-01 false Requirements for alternative mortgage transactions. 1004.4 Section 1004.4 Banks and Banking BUREAU OF CONSUMER FINANCIAL PROTECTION ALTERNATIVE MORTGAGE TRANSACTION PARITY (REGULATION D) § 1004.4 Requirements for alternative mortgage transactions....

  9. 12 CFR 560.220 - Alternative Mortgage Transaction Parity Act.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 5 2011-01-01 2011-01-01 false Alternative Mortgage Transaction Parity Act. 560.220 Section 560.220 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE TREASURY LENDING AND INVESTMENT Alternative Mortgage Transactions § 560.220 Alternative Mortgage Transaction...

  10. 12 CFR 1004.4 - Requirements for alternative mortgage transactions.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 8 2014-01-01 2014-01-01 false Requirements for alternative mortgage transactions. 1004.4 Section 1004.4 Banks and Banking BUREAU OF CONSUMER FINANCIAL PROTECTION ALTERNATIVE MORTGAGE TRANSACTION PARITY (REGULATION D) § 1004.4 Requirements for alternative mortgage transactions....

  11. 12 CFR 560.220 - Alternative Mortgage Transaction Parity Act.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 6 2014-01-01 2012-01-01 true Alternative Mortgage Transaction Parity Act. 560.220 Section 560.220 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE TREASURY LENDING AND INVESTMENT Alternative Mortgage Transactions § 560.220 Alternative Mortgage Transaction Parity...

  12. 12 CFR 560.220 - Alternative Mortgage Transaction Parity Act.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 6 2013-01-01 2012-01-01 true Alternative Mortgage Transaction Parity Act. 560.220 Section 560.220 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE TREASURY LENDING AND INVESTMENT Alternative Mortgage Transactions § 560.220 Alternative Mortgage Transaction Parity...

  13. 12 CFR 560.220 - Alternative Mortgage Transaction Parity Act.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Alternative Mortgage Transaction Parity Act. 560.220 Section 560.220 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE TREASURY LENDING AND INVESTMENT Alternative Mortgage Transactions § 560.220 Alternative Mortgage Transaction...

  14. 12 CFR 1004.4 - Requirements for alternative mortgage transactions.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 8 2012-01-01 2012-01-01 false Requirements for alternative mortgage transactions. 1004.4 Section 1004.4 Banks and Banking BUREAU OF CONSUMER FINANCIAL PROTECTION ALTERNATIVE MORTGAGE TRANSACTION PARITY (REGULATION D) § 1004.4 Requirements for alternative mortgage transactions....

  15. 12 CFR 560.220 - Alternative Mortgage Transaction Parity Act.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 6 2012-01-01 2012-01-01 false Alternative Mortgage Transaction Parity Act. 560.220 Section 560.220 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE TREASURY LENDING AND INVESTMENT Alternative Mortgage Transactions § 560.220 Alternative Mortgage Transaction...

  16. 12 CFR 1026.39 - Mortgage transfer disclosures.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... applicable provisions of the Electronic Signatures in Global and National Commerce Act (E-Sign Act) (15 U.S.C...) Special Rules for Certain Home Mortgage Transactions § 1026.39 Mortgage transfer disclosures. (a) Scope... obligation. (2) A “mortgage loan” means any consumer credit transaction that is secured by the...

  17. 12 CFR 1026.39 - Mortgage transfer disclosures.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... applicable provisions of the Electronic Signatures in Global and National Commerce Act (E-Sign Act) (15 U.S.C...) Special Rules for Certain Home Mortgage Transactions § 1026.39 Mortgage transfer disclosures. (a) Scope... obligation. (2) A “mortgage loan” means any consumer credit transaction that is secured by the...

  18. 77 FR 8721 - Home Mortgage Disclosure (Regulation C)

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-02-15

    ... PROTECTION 12 CFR Part 1003 RIN 3170-AA06 Home Mortgage Disclosure (Regulation C) AGENCY: Bureau of Consumer... requirements of Regulation C (Home Mortgage Disclosure) to reflect a change in the asset-size exemption... 1975, as amended (HMDA; 12 U.S.C. 2801 et seq.) requires most mortgage lenders located in...

  19. 77 FR 39222 - Consumer Use of Reverse Mortgages

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-07-02

    ... From the Federal Register Online via the Government Publishing Office BUREAU OF CONSUMER FINANCIAL... reverse mortgages and consumer experiences during the reverse mortgage shopping process. This information... reverse mortgages and the shopping process. The questions are grouped into four broad topics: (a)...

  20. 75 FR 7580 - Proposed Rate Adjustment for Kerr-Philpott System

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-02-22

    ... and approved Rate Schedules VA-1-A, VA-2-A, VA-3-A, VA-4-A, CP&L-1-A, CP&L-2-A, CP&L-3-A, CP&L-4-A, AP... arrangement with the Government and for providing a transmission arrangement. Rate Schedule CP&L-1-B Available... Carolinas). Rate Schedule CP&L-2-B Available to public bodies and cooperatives in North Carolina to...

  1. 77 FR 29363 - Wells Fargo Bank, N.A. Subsidiary of Wells Fargo & Company Home Mortgage Division Including On...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-05-17

    ... Employment and Training Administration Wells Fargo Bank, N.A. Subsidiary of Wells Fargo & Company Home... to Apply for Worker Adjustment Assistance on December 1, 2011, applicable to workers of Wells Fargo Bank, N.A., Subsidiary of Wells Fargo & Company, Home Mortgage Division, including on-site...

  2. 3 CFR 13641 - Executive Order 13641 of April 5, 2013. Adjustments of Certain Rates of Pay

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... Appropriations Act, 2013 (Public Law 113-6), the rates of basic pay or salaries of the statutory pay systems (as... hereof. Sec. 3. Certain Executive, Legislative, and Judicial Salaries. The rates of basic pay or salaries... specified in section 7 of this order.Barack ObamaThe White House, April 5, 2013. ED11AP13.002...

  3. 3 CFR 13594 - Executive Order 13594 of December 19, 2011. Adjustments of Certain Rates of Pay

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ...(Public Law 111-322; December 22, 2010), the rates of basic pay or salaries of the statutory pay systems... hereof. Sec. 3. Certain Executive, Legislative, and Judicial Salaries. The rates of basic pay or salaries... Order Superseded. Executive Order 13561 of December 22, 2010, is superseded.Barack ObamaThe White...

  4. 3 CFR 13655 - Executive Order 13655 of December 23, 2013. Adjustments of Certain Rates of Pay

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ...: Section 1. Statutory Pay Systems. The rates of basic pay or salaries of the statutory pay systems (as... Salaries. The rates of basic pay or salaries for the following offices and positions are set forth on the... specified in section 7 of this order.Barack ObamaThe White House, December 23, 2013. ED31DE13.195...

  5. 75 FR 53198 - Rate Adjustment for the Satellite Carrier Compulsory License

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-08-31

    ... (collectively, the ``Copyright Owners'') and DIRECTV, Inc., DISH Network, LLC, and National Programming Service... proceeding and a significant interest in the outcome of that proceeding objects under clause (II... related to the programming on such stream. (b) Rates--(1) Private home viewing. The rates applicable...

  6. 75 FR 39891 - Rate Adjustment for the Satellite Carrier Compulsory License

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-07-13

    ... Owners'') and DIRECTV, Inc., DISH Network, LLC, and National Programming Service, LLC (collectively, the... proceeding and a significant interest in the outcome of that proceeding objects under clause ] (II).'' Any... programming on such stream. (b) Rates. (1) Private home viewing. The rates applicable to Satellite...

  7. 76 FR 35966 - Federal Agricultural Mortgage Corporation Governance and Federal Agricultural Mortgage...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-06-21

    ... From the Federal Register Online via the Government Publishing Office FARM CREDIT ADMINISTRATION... Federal Agricultural Mortgage Corporation Funding and Fiscal Affairs; Risk- Based Capital Requirements; Effective Date AGENCY: Farm Credit Administration. ACTION: Notice of effective date. SUMMARY: The...

  8. Comparison of hurricane exposure methods and associations with county fetal death rates, adjusting for environmental quality

    EPA Science Inventory

    Adverse effects of hurricanes are increasing as coastal populations grow and events become more severe. Hurricane exposure during pregnancy can influence fetal death rates through mechanisms related to healthcare, infrastructure disruption, nutrition, and injury. Estimation of hu...

  9. Commercial mortgages: An underutilized channel for scaling energy efficiency investments?

    SciTech Connect

    Mathew, Paul; Wallace, Nancy; Alschuler, Elena; Kolstad, Leonard

    2016-02-01

    Commercial mortgages currently do not fully account for energy factors in underwriting and valuation, particularly as it relates to the impact of energy costs and volatility on an owner’s net operating income. As a consequence, energy efficiency is not properly valued and energy risks are not properly assessed and mitigated. Commercial mortgages are a large lever and could be a significant channel for scaling energy efficiency investments. A pilot analysis of loans with different mortgage contract structures and locations showed that when energy cost volatility was included in mortgage valuation, a 20% reduction in energy use resulted in a 1.3% average increase in mortgage value. This suggests that the explicit inclusion of energy use and volatility in mortgage valuation can send a strong price signal that financially rewards and values energy efficiency in commercial properties. This paper presents findings from a scoping study addressing energy factors in commercial mortgages. First, we present a review of current practices as it relates to incorporating energy factors into commercial mortgage underwriting and valuation. Next, we detail the impacts of energy factors on property values, net operating income and mortgage valuation. Building operational practices alone can result in energy use variations from -17% to 87%. Finally, we present a set of proposed interventions to properly address energy factors in commercial mortgages, based on extensive discussions with stakeholders including mortgage originators, underwriters, building owners and regulators.

  10. 17 CFR 210.12-29 - Mortgage loans on real estate. 1

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... $20,000) and type loan (e.g., VA, FHA, Conventional). Interest rates and maturity dates may be stated... mortgage, construction loans, etc., and for each loan the type of property, e.g., shopping center, high.... State amount of balloon payment at maturity, if any. Also state prepayment penalty terms, if any. 6 In...

  11. 17 CFR 210.12-29 - Mortgage loans on real estate. 1

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... $20,000) and type loan (e.g., VA, FHA, Conventional). Interest rates and maturity dates may be stated... mortgage, construction loans, etc., and for each loan the type of property, e.g., shopping center, high.... State amount of balloon payment at maturity, if any. Also state prepayment penalty terms, if any. 6 In...

  12. 17 CFR 210.12-29 - Mortgage loans on real estate. 1

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... $20,000) and type loan (e.g., VA, FHA, Conventional). Interest rates and maturity dates may be stated... mortgage, construction loans, etc., and for each loan the type of property, e.g., shopping center, high.... State amount of balloon payment at maturity, if any. Also state prepayment penalty terms, if any. 6 In...

  13. 75 FR 10707 - MORTGAGE ASSISTANCE RELIEF SERVICES

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-03-09

    ... electronic form should be submitted at ( http://public.commentworks.com/ftc/MARS-NPRM ) (and following the... mortgage assistance relief service (MARS) providers likely will fall within the jurisdiction of the FTC. B... Relief Services (MARS) Rulemaking.\\14\\ The MARS ANPR sought public comment on: (1) the...

  14. 24 CFR 4001.104 - Eligible mortgages.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 5 2010-04-01 2010-04-01 false Eligible mortgages. 4001.104 Section 4001.104 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued) BOARD OF DIRECTORS OF THE HOPE FOR HOMEOWNERS PROGRAM HOPE FOR HOMEOWNERS PROGRAM...

  15. Using a detailed uncertainty analysis to adjust mapped rates of forest disturbance derived from Landsat time series data (Invited)

    NASA Astrophysics Data System (ADS)

    Cohen, W. B.; Yang, Z.; Stehman, S.; Huang, C.; Healey, S. P.

    2013-12-01

    Forest ecosystem process models require spatially and temporally detailed disturbance data to accurately predict fluxes of carbon or changes in biodiversity over time. A variety of new mapping algorithms using dense Landsat time series show great promise for providing disturbance characterizations at an annual time step. These algorithms provide unprecedented detail with respect to timing, magnitude, and duration of individual disturbance events, and causal agent. But all maps have error and disturbance maps in particular can have significant omission error because many disturbances are relatively subtle. Because disturbance, although ubiquitous, can be a relatively rare event spatially in any given year, omission errors can have a great impact on mapped rates. Using a high quality reference disturbance dataset, it is possible to not only characterize map errors but also to adjust mapped disturbance rates to provide unbiased rate estimates with confidence intervals. We present results from a national-level disturbance mapping project (the North American Forest Dynamics project) based on the Vegetation Change Tracker (VCT) with annual Landsat time series and uncertainty analyses that consist of three basic components: response design, statistical design, and analyses. The response design describes the reference data collection, in terms of the tool used (TimeSync), a formal description of interpretations, and the approach for data collection. The statistical design defines the selection of plot samples to be interpreted, whether stratification is used, and the sample size. Analyses involve derivation of standard agreement matrices between the map and the reference data, and use of inclusion probabilities and post-stratification to adjust mapped disturbance rates. Because for NAFD we use annual time series, both mapped and adjusted rates are provided at an annual time step from ~1985-present. Preliminary evaluations indicate that VCT captures most of the higher

  16. 78 FR 48374 - Great Lakes Pilotage Rates-2014 Annual Review and Adjustment

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-08-08

    ... consideration to the public interest and the costs of providing the services.'' 46 U.S.C. 9303(f). Rates must be... pilotage systems that has existed since 2008. Based on historic traffic levels, we believe this weighting... for pilotage services, giving consideration to the public interest and the costs of providing...

  17. 77 FR 45539 - Great Lakes Pilotage Rates-2013 Annual Review and Adjustment

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-08-01

    ... public interest and the costs of providing the services.'' Rates must be established or reviewed and... 1 Area 2 Reported expenses for 2010 St. Lawrence Total River Lake Ontario Pilot Costs: Other pilotage costs: Pilot subsistence/Travel $212,715 $167,880 $380,595 License insurance 23,880 18,847...

  18. Automatic learning rate adjustment for self-supervising autonomous robot control

    NASA Technical Reports Server (NTRS)

    Arras, Michael K.; Protzel, Peter W.; Palumbo, Daniel L.

    1992-01-01

    Described is an application in which an Artificial Neural Network (ANN) controls the positioning of a robot arm with five degrees of freedom by using visual feedback provided by two cameras. This application and the specific ANN model, local liner maps, are based on the work of Ritter, Martinetz, and Schulten. We extended their approach by generating a filtered, average positioning error from the continuous camera feedback and by coupling the learning rate to this error. When the network learns to position the arm, the positioning error decreases and so does the learning rate until the system stabilizes at a minimum error and learning rate. This abolishes the need for a predetermined cooling schedule. The automatic cooling procedure results in a closed loop control with no distinction between a learning phase and a production phase. If the positioning error suddenly starts to increase due to an internal failure such as a broken joint, or an environmental change such as a camera moving, the learning rate increases accordingly. Thus, learning is automatically activated and the network adapts to the new condition after which the error decreases again and learning is 'shut off'. The automatic cooling is therefore a prerequisite for the autonomy and the fault tolerance of the system.

  19. 24 CFR 203.411 - Cash adjustment.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES SINGLE... 24 Housing and Urban Development 2 2014-04-01 2014-04-01 false Cash adjustment. 203.411 Section 203.411 Housing and Urban Development Regulations Relating to Housing and Urban Development...

  20. 24 CFR 203.411 - Cash adjustment.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES SINGLE... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false Cash adjustment. 203.411 Section 203.411 Housing and Urban Development Regulations Relating to Housing and Urban Development...

  1. 24 CFR 203.411 - Cash adjustment.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES SINGLE... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Cash adjustment. 203.411 Section 203.411 Housing and Urban Development Regulations Relating to Housing and Urban Development...

  2. 24 CFR 203.411 - Cash adjustment.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES SINGLE... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false Cash adjustment. 203.411 Section 203.411 Housing and Urban Development Regulations Relating to Housing and Urban Development...

  3. 24 CFR 203.411 - Cash adjustment.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES SINGLE... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Cash adjustment. 203.411 Section 203.411 Housing and Urban Development Regulations Relating to Housing and Urban Development...

  4. 24 CFR 290.35 - Sale of HUD-held mortgages securing unsubsidized projects.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Sale of HUD-held mortgages securing... OF HUD-HELD MULTIFAMILY MORTGAGES Sale of HUD-Held Multifamily Mortgages § 290.35 Sale of HUD-held mortgages securing unsubsidized projects. HUD's policy for selling HUD-held mortgages securing...

  5. 24 CFR 290.31 - Sale of current mortgages securing subsidized projects.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Sale of current mortgages securing... OF HUD-HELD MULTIFAMILY MORTGAGES Sale of HUD-Held Multifamily Mortgages § 290.31 Sale of current mortgages securing subsidized projects. HUD will sell current mortgages securing subsidized projects,...

  6. The Impact of Extreme-Risk Cases on Hospitals’ Risk-Adjusted Percutaneous Coronary Intervention Mortality Ratings

    PubMed Central

    Sherwood, Matthew W.; Brennan, J. Matthew; Ho, Kalon K.; Masoudi, Frederick A.; Messenger, John C.; Weaver, W. Douglas; Dai, David; Peterson, Eric D.

    2017-01-01

    OBJECTIVES The goal of this study was to examine the calibration of a validated risk-adjustment model in very high-risk percutaneous coronary intervention (PCI) cases and assess whether sites’ case mix affects their performance ratings. BACKGROUND There are concerns that treating PCI patients with particularly high-risk features such as cardiogenic shock or prior cardiac arrest may adversely impact hospital performance ratings. However, there is little investigation on the validity of these concerns. METHODS We examined 624,286 PCI procedures from 1,168 sites that participated in the CathPCI Registry in 2010. Procedural risk was estimated using the recently published Version 4 National Cardiovascular Data Registry (NCDR) PCI risk-adjusted mortality (RAM) model. We calculated observed/expected mortality using several risk classification methods, and simulated hospital performance after combining their highest risk cases over 2 years into a single year. RESULTS In 2010, crude in-hospital PCI mortality was 1.4%. The NCDR model was generally well calibrated among high risk, however there was slight overprediction of risk in extreme cases. Hospitals treating the highest overall expected risk PCI patients or those treating the top 20% of high-risk cases had lower (better) RAM ratings than centers treating lower-risk cases (1.25% vs. 1.51%). The observed/expected ratio for top-risk quintile versus low-risk quintile was 0.91 (0.87 to 0.96) versus 1.10 (1.03 to 1.17). Combining all the high-risk patients over a 2-year period into a single year also did not negatively impact the site’s RAM ratings. CONCLUSIONS Evaluation of a contemporary sample of PCI cases across the United States showed no evidence that treating high-risk PCI cases adversely affects hospital RAM rates. PMID:25499301

  7. 24 CFR 200.83 - Interest rate.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... DEVELOPMENT GENERAL INTRODUCTION TO FHA PROGRAMS Requirements for Application, Commitment, and Endorsement... Eligibility Requirements for Existing Projects Mortgage Provisions § 200.83 Interest rate. (a) The...

  8. 24 CFR 200.83 - Interest rate.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... DEVELOPMENT GENERAL INTRODUCTION TO FHA PROGRAMS Requirements for Application, Commitment, and Endorsement... Eligibility Requirements for Existing Projects Mortgage Provisions § 200.83 Interest rate. (a) The...

  9. The use of estimated glomerular filtration rate for dose adjustment of medications in the elderly.

    PubMed

    Elinder, Carl-Gustaf; Bárány, Peter; Heimbürger, Olof

    2014-07-01

    Adverse drug effects as a consequence of inappropriate dosage are a common cause of hospitalization among the elderly. Older individuals are at a particular risk of overdosing because their kidney function decreases with advancing age and the elderly are often prescribed several pharmaceutical drugs. In addition, serum creatinine levels decrease owing to a reduction in muscle mass with age. Therefore, drug dosing based on the serum creatinine level only, instead of using assessment of the renal function, may result in overdosing of frail elderly patients. Renal function, i.e., the glomerular filtration rate can, with simple formulas, be estimated from analysis of creatinine and/or plasma cystatin C (eGFR). Such estimations performed with modern and validated formulas, as a rule present renal function normalized to the body surface area (mL/min/1.73 m(2)). A good estimation of how much the normal dosing interval should be prolonged, or the dose reduced, to obtain a desired plasma concentration of drugs that are mainly eliminated by glomerular filtration can be obtained by calculating the ratio between the patient's eGFR and the normal renal function (about 90-125 mL/min/1.73 m(2)). Increased knowledge and use of eGFR by prescribing physicians will reduce the risk of overdosing drugs in the elderly.

  10. 78 FR 36829 - Proposed Information Collection (Veterans Mortgage Life Insurance Statement) Activity: Comment...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-06-19

    ... AFFAIRS Proposed Information Collection (Veterans Mortgage Life Insurance Statement) Activity: Comment... solicits comments for information needed to decline Veterans Mortgage Life Insurance. DATES: Written... techniques or the use of other forms of information technology. Title: Veterans Mortgage Life...

  11. 75 FR 68040 - Proposed Information Collection (Veterans Mortgage Life Insurance Statement) Activity: Comment...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-11-04

    ... Collection (Veterans Mortgage Life Insurance Statement) Activity: Comment Request AGENCY: Veterans Benefits... to decline Veterans Mortgage Life Insurance. DATES: Written comments and recommendations on the... techniques or the use of other forms of information technology. Title: Veterans Mortgage Life...

  12. 76 FR 24571 - Proposed Information Collection (Veterans Mortgage Life Insurance Inquiry); Comment Request

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-05-02

    ... AFFAIRS Proposed Information Collection (Veterans Mortgage Life Insurance Inquiry); Comment Request AGENCY... information needed to maintain Veterans Mortgage Life Insurance accounts. DATES: Written comments and... techniques or the use of other forms of information technology. Title: Veterans Mortgage Life...

  13. 76 FR 24570 - Proposed Information Collection (Veterans Mortgage Life Insurance-Change of Address Statement...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-05-02

    ... AFFAIRS Proposed Information Collection (Veterans Mortgage Life Insurance--Change of Address Statement... Mortgage Life Insurance. DATES: Written comments and recommendations on the proposed collection of... information technology. Title: Veterans Mortgage Life Insurance--Change of Address Statement, VA Form...

  14. Prior event rate ratio adjustment for hidden confounding in observational studies of treatment effectiveness: a pairwise Cox likelihood approach.

    PubMed

    Lin, Nan Xuan; Henley, William Edward

    2016-12-10

    Observational studies provide a rich source of information for assessing effectiveness of treatment interventions in many situations where it is not ethical or practical to perform randomized controlled trials. However, such studies are prone to bias from hidden (unmeasured) confounding. A promising approach to identifying and reducing the impact of unmeasured confounding is prior event rate ratio (PERR) adjustment, a quasi-experimental analytic method proposed in the context of electronic medical record database studies. In this paper, we present a statistical framework for using a pairwise approach to PERR adjustment that removes bias inherent in the original PERR method. A flexible pairwise Cox likelihood function is derived and used to demonstrate the consistency of the simple and convenient alternative PERR (PERR-ALT) estimator. We show how to estimate standard errors and confidence intervals for treatment effect estimates based on the observed information and provide R code to illustrate how to implement the method. Assumptions required for the pairwise approach (as well as PERR) are clarified, and the consequences of model misspecification are explored. Our results confirm the need for researchers to consider carefully the suitability of the method in the context of each problem. Extensions of the pairwise likelihood to more complex designs involving time-varying covariates or more than two periods are considered. We illustrate the application of the method using data from a longitudinal cohort study of enzyme replacement therapy for lysosomal storage disorders. © 2016 The Authors. Statistics in Medicine Published by John Wiley & Sons Ltd.

  15. 24 CFR 200.81 - Disbursement of mortgage proceeds.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... HOUSING AND URBAN DEVELOPMENT GENERAL INTRODUCTION TO FHA PROGRAMS Requirements for Application... Programs; and Continuing Eligibility Requirements for Existing Projects Mortgage Provisions §...

  16. 24 CFR 200.81 - Disbursement of mortgage proceeds.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... HOUSING AND URBAN DEVELOPMENT GENERAL INTRODUCTION TO FHA PROGRAMS Requirements for Application... Programs; and Continuing Eligibility Requirements for Existing Projects Mortgage Provisions §...

  17. Multiple confidence intervals for selected parameters adjusted for the false coverage rate in monotone dose-response microarray experiments.

    PubMed

    Peng, Jianan; Liu, Wei; Bretz, Frank; Shkedy, Ziv

    2016-12-26

    Benjamini and Yekutieli () introduced the concept of the false coverage-statement rate (FCR) to account for selection when the confidence intervals (CIs) are constructed only for the selected parameters. Dose-response analysis in dose-response microarray experiments is conducted only for genes having monotone dose-response relationship, which is a selection problem. In this paper, we consider multiple CIs for the mean gene expression difference between the highest dose and control in monotone dose-response microarray experiments for selected parameters adjusted for the FCR. A simulation study is conducted to study the performance of the method proposed. The method is applied to a real dose-response microarray experiment with 16, 998 genes for illustration.

  18. 77 FR 15117 - Notice of Proposed Information Collection: Comment Request; Home Equity Conversion Mortgage (HECM...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-03-14

    ... Mortgage (HECM) Counseling Standardization and Roster AGENCY: Office of the Assistant Secretary for Housing... Proposal: Home Equity Conversion Mortgage (HECM) Counseling Standardization and Roster. OMB Control...

  19. How Elephant Seals (Mirounga leonina) Adjust Their Fine Scale Horizontal Movement and Diving Behaviour in Relation to Prey Encounter Rate

    PubMed Central

    Jouma’a, Joffrey; Picard, Baptiste; Guinet, Christophe

    2016-01-01

    Understanding the diving behaviour of diving predators in relation to concomitant prey distribution could have major practical applications in conservation biology by allowing the assessment of how changes in fine scale prey distribution impact foraging efficiency and ultimately population dynamics. The southern elephant seal (Mirounga leonina, hereafter SES), the largest phocid, is a major predator of the southern ocean feeding on myctophids and cephalopods. Because of its large size it can carry bio-loggers with minimal disturbance. Moreover, it has great diving abilities and a wide foraging habitat. Thus, the SES is a well suited model species to study predator diving behaviour and the distribution of ecologically important prey species in the Southern Ocean. In this study, we examined how SESs adjust their diving behaviour and horizontal movements in response to fine scale prey encounter densities using high resolution accelerometers, magnetometers, pressure sensors and GPS loggers. When high prey encounter rates were encountered, animals responded by (1) diving and returning to the surface with steeper angles, reducing the duration of transit dive phases (thus improving dive efficiency), and (2) exhibiting more horizontally and vertically sinuous bottom phases. In these cases, the distance travelled horizontally at the surface was reduced. This behaviour is likely to counteract horizontal displacement from water currents, as they try to remain within favourable prey patches. The prey encounter rate at the bottom of dives decreased with increasing diving depth, suggesting a combined effect of decreased accessibility and prey density with increasing depth. Prey encounter rate also decreased when the bottom phases of dives were spread across larger vertical extents of the water column. This result suggests that the vertical aggregation of prey can regulate prey density, and as a consequence impact the foraging success of SESs. To our knowledge, this is one of

  20. Running Head: Control and Adjustment of the Rate of Photosynthesis Above Present CO{sub 2} Levels

    SciTech Connect

    Ball, J. Timothy

    1996-12-01

    The adjustment of photosynthesis to different environmental conditions and especially to elevated CO{sub 2} is often characterized in terms of changes in the processes that establish (limit) the net CO{sub 2} assimilation rate. At slightly above present ambient pCO{sub 2} light-saturated photosynthetic responses to CO{sub 2} depart limitation by the catalytic capacity of tissue rubisco content. An hypothesis attributing this departure to limited thylakoid reaction/electron transport capacity is widely accepted, although we find no experimental evidence in the literature supporting this proposition.. The results of several tests point to the conclusion that the capacity of the thyiakoid reactions cannot be generally responsible for the deviation from rubisco limitation. This conclusion leaves a significant gap in the interpretation of gas exchange responses to CO{sub 2}. Since the inputs to the photosynthetic carbon reduction cycle (CO{sub 2} and photon-capture/electron-transport products) do not limit photosynthesis on the shoulder of the A=f(c{sub i}) curve, the control of photosynthesis can be characterized as: due to feedback. Several characteristics of gas exchange and fluorescence that occur when steady-states in this region are perturbed by changes in CO{sub 2} or O{sub 2} suggest significant regulation by conditions other than directly by substrate RuBP levels. A strong candidate to explain these responses is the triose-phosphate flux/ inorganic phosphate regulatory sequence, although not all of the gas exchange characteristics expected with ''TPU-limitation'' are present (e.g. oxygen-insensitive photosynthesis). Interest in nitrogen allocation between rubisco and light capture/electron transport as the basis for photosynthetic adjustment to elevated CO{sub 2} may need to be reconsidered as a result of these findings. Contributors to the feedback regulation of photosynthesis (which may include sucrose phosphate synthase and fructose bisphosphatase activities

  1. 76 FR 55300 - Companies Engaged in the Business of Acquiring Mortgages and Mortgage-Related Instruments

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-09-07

    ... Mortgage-Related Instruments AGENCY: Securities and Exchange Commission. ACTION: Concept release; request... Comments Use the Commission's Internet comment form http://www.sec.gov/rules/concept.shtml ); or send an e... comments on the Commission's Internet Web site ( http://www.sec.gov/rules/concept.shtml ). Comments...

  2. 76 FR 44225 - Alternative Mortgage Transaction Parity (Regulation D)

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-07-22

    ...The Bureau of Consumer Financial Protection (CFPB) is publishing for public comment an interim final rule establishing Regulation D (Alternative Mortgage Transaction Parity) pursuant to the Alternative Mortgage Transaction Parity Act (AMTPA) and the Truth in Lending Act. The interim final rule is necessary to avoid a regulatory gap created by the amendments to AMTPA in the Dodd-Frank Wall......

  3. 25 CFR 91.8 - Sale or mortgage of improvements.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... VILLAGES, OSAGE RESERVATION, OKLAHOMA § 91.8 Sale or mortgage of improvements. No improvements located within the village reserves described in § 91.3 shall be sold, mortgaged, transferred or assigned without... a non-tribal member, who shall remove the improvements from the village reserve within six...

  4. 25 CFR 91.8 - Sale or mortgage of improvements.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... VILLAGES, OSAGE RESERVATION, OKLAHOMA § 91.8 Sale or mortgage of improvements. No improvements located within the village reserves described in § 91.3 shall be sold, mortgaged, transferred or assigned without... a non-tribal member, who shall remove the improvements from the village reserve within six...

  5. 25 CFR 91.8 - Sale or mortgage of improvements.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... VILLAGES, OSAGE RESERVATION, OKLAHOMA § 91.8 Sale or mortgage of improvements. No improvements located within the village reserves described in § 91.3 shall be sold, mortgaged, transferred or assigned without... a non-tribal member, who shall remove the improvements from the village reserve within six...

  6. 25 CFR 91.8 - Sale or mortgage of improvements.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... VILLAGES, OSAGE RESERVATION, OKLAHOMA § 91.8 Sale or mortgage of improvements. No improvements located within the village reserves described in § 91.3 shall be sold, mortgaged, transferred or assigned without... a non-tribal member, who shall remove the improvements from the village reserve within six...

  7. 25 CFR 91.8 - Sale or mortgage of improvements.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... VILLAGES, OSAGE RESERVATION, OKLAHOMA § 91.8 Sale or mortgage of improvements. No improvements located within the village reserves described in § 91.3 shall be sold, mortgaged, transferred or assigned without... a non-tribal member, who shall remove the improvements from the village reserve within six...

  8. 12 CFR 226.39 - Mortgage transfer disclosures.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 3 2010-01-01 2010-01-01 false Mortgage transfer disclosures. 226.39 Section 226.39 Banks and Banking FEDERAL RESERVE SYSTEM (CONTINUED) BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM TRUTH IN LENDING (REGULATION Z) Special Rules for Certain Home Mortgage Transactions §...

  9. 24 CFR 207.256a - Reinstatement of defaulted mortgage.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false Reinstatement of defaulted mortgage. 207.256a Section 207.256a Housing and Urban Development Regulations Relating to Housing and...

  10. 24 CFR 203.316 - Termination by prepayment of mortgage.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Termination by prepayment of mortgage. 203.316 Section 203.316 Housing and Urban Development Regulations Relating to Housing and...

  11. 24 CFR 207.256b - Modification of mortgage terms.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Modification of mortgage terms. 207.256b Section 207.256b Housing and Urban Development Regulations Relating to Housing and...

  12. 24 CFR 207.256b - Modification of mortgage terms.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Modification of mortgage terms. 207.256b Section 207.256b Housing and Urban Development Regulations Relating to Housing and...

  13. 24 CFR 207.256a - Reinstatement of defaulted mortgage.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Reinstatement of defaulted mortgage. 207.256a Section 207.256a Housing and Urban Development Regulations Relating to Housing and...

  14. 24 CFR 203.316 - Termination by prepayment of mortgage.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false Termination by prepayment of mortgage. 203.316 Section 203.316 Housing and Urban Development Regulations Relating to Housing and...

  15. 24 CFR 203.255 - Insurance of mortgage.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false Insurance of mortgage. 203.255 Section 203.255 Housing and Urban Development Regulations Relating to Housing and Urban Development... URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER...

  16. 24 CFR 207.256a - Reinstatement of defaulted mortgage.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false Reinstatement of defaulted mortgage. 207.256a Section 207.256a Housing and Urban Development Regulations Relating to Housing and...

  17. 24 CFR 207.256b - Modification of mortgage terms.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false Modification of mortgage terms. 207.256b Section 207.256b Housing and Urban Development Regulations Relating to Housing and...

  18. 24 CFR 203.316 - Termination by prepayment of mortgage.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER... 24 Housing and Urban Development 2 2014-04-01 2014-04-01 false Termination by prepayment of mortgage. 203.316 Section 203.316 Housing and Urban Development Regulations Relating to Housing and...

  19. 24 CFR 203.316 - Termination by prepayment of mortgage.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false Termination by prepayment of mortgage. 203.316 Section 203.316 Housing and Urban Development Regulations Relating to Housing and...

  20. 24 CFR 203.316 - Termination by prepayment of mortgage.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Termination by prepayment of mortgage. 203.316 Section 203.316 Housing and Urban Development Regulations Relating to Housing and...

  1. 24 CFR 203.255 - Insurance of mortgage.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 24 Housing and Urban Development 2 2014-04-01 2014-04-01 false Insurance of mortgage. 203.255 Section 203.255 Housing and Urban Development Regulations Relating to Housing and Urban Development... URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER...

  2. 24 CFR 207.256a - Reinstatement of defaulted mortgage.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Reinstatement of defaulted mortgage. 207.256a Section 207.256a Housing and Urban Development Regulations Relating to Housing and...

  3. 24 CFR 207.256b - Modification of mortgage terms.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false Modification of mortgage terms. 207.256b Section 207.256b Housing and Urban Development Regulations Relating to Housing and...

  4. 76 FR 43826 - Mortgage Acts and Practices-Advertising

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-07-22

    ... mortgage assistance relief services. See Mortgage Assistance Relief Services (MARS), Final Rule, 75 FR... definition of the same term used in the Commission's MARS Rule. See 12 CFR 322.2(e). \\95\\ Final Rule Sec. 321... Commission's MARS Rule. See 16 CFR 322.2(c). This definition encompasses commercial communications \\101\\...

  5. 9 CFR 56.7 - Mortgage against poultry or eggs.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 9 Animals and Animal Products 1 2013-01-01 2013-01-01 false Mortgage against poultry or eggs. 56.7... AGRICULTURE COOPERATIVE CONTROL AND ERADICATION OF LIVESTOCK OR POULTRY DISEASES CONTROL OF H5/H7 LOW PATHOGENIC AVIAN INFLUENZA § 56.7 Mortgage against poultry or eggs. When poultry or eggs have been...

  6. 9 CFR 56.7 - Mortgage against poultry or eggs.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 9 Animals and Animal Products 1 2011-01-01 2011-01-01 false Mortgage against poultry or eggs. 56.7... AGRICULTURE COOPERATIVE CONTROL AND ERADICATION OF LIVESTOCK OR POULTRY DISEASES CONTROL OF H5/H7 LOW PATHOGENIC AVIAN INFLUENZA § 56.7 Mortgage against poultry or eggs. When poultry or eggs have been...

  7. 9 CFR 56.7 - Mortgage against poultry or eggs.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 9 Animals and Animal Products 1 2014-01-01 2014-01-01 false Mortgage against poultry or eggs. 56.7... AGRICULTURE COOPERATIVE CONTROL AND ERADICATION OF LIVESTOCK OR POULTRY DISEASES CONTROL OF H5/H7 LOW PATHOGENIC AVIAN INFLUENZA § 56.7 Mortgage against poultry or eggs. When poultry or eggs have been...

  8. 9 CFR 56.7 - Mortgage against poultry or eggs.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 9 Animals and Animal Products 1 2012-01-01 2012-01-01 false Mortgage against poultry or eggs. 56.7... AGRICULTURE COOPERATIVE CONTROL AND ERADICATION OF LIVESTOCK OR POULTRY DISEASES CONTROL OF H5/H7 LOW PATHOGENIC AVIAN INFLUENZA § 56.7 Mortgage against poultry or eggs. When poultry or eggs have been...

  9. 9 CFR 56.7 - Mortgage against poultry or eggs.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 9 Animals and Animal Products 1 2010-01-01 2010-01-01 false Mortgage against poultry or eggs. 56.7... AGRICULTURE COOPERATIVE CONTROL AND ERADICATION OF LIVESTOCK OR POULTRY DISEASES CONTROL OF H5/H7 LOW PATHOGENIC AVIAN INFLUENZA § 56.7 Mortgage against poultry or eggs. When poultry or eggs have been...

  10. 7 CFR 1718.54 - Availability of model mortgage.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 11 2010-01-01 2010-01-01 false Availability of model mortgage. 1718.54 Section 1718.54 Agriculture Regulations of the Department of Agriculture (Continued) RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE LOAN SECURITY DOCUMENTS FOR ELECTRIC BORROWERS Mortgage for Distribution Borrowers § 1718.54 Availability of model...

  11. 12 CFR 226.39 - Mortgage transfer disclosures.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... SYSTEM TRUTH IN LENDING (REGULATION Z) Special Rules for Certain Home Mortgage Transactions § 226.39... servicer in servicing the obligation. (2) A “mortgage loan” means any consumer credit transaction that is... disclosures required by this section may be provided to the consumer in electronic form, subject to...

  12. 12 CFR 226.39 - Mortgage transfer disclosures.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... SYSTEM TRUTH IN LENDING (REGULATION Z) Special Rules for Certain Home Mortgage Transactions § 226.39... servicer in servicing the obligation. (2) A “mortgage loan” means any consumer credit transaction that is... disclosures required by this section may be provided to the consumer in electronic form, subject to...

  13. 9 CFR 55.6 - Mortgage against animals.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 9 Animals and Animal Products 1 2013-01-01 2013-01-01 false Mortgage against animals. 55.6 Section 55.6 Animals and Animal Products ANIMAL AND PLANT HEALTH INSPECTION SERVICE, DEPARTMENT OF... DISEASE Chronic Wasting Disease Indemnification Program § 55.6 Mortgage against animals. When cervids...

  14. 9 CFR 53.9 - Mortgage against animals or materials.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 9 Animals and Animal Products 1 2010-01-01 2010-01-01 false Mortgage against animals or materials. 53.9 Section 53.9 Animals and Animal Products ANIMAL AND PLANT HEALTH INSPECTION SERVICE, DEPARTMENT....9 Mortgage against animals or materials. When animals or materials have been destroyed pursuant...

  15. 9 CFR 53.9 - Mortgage against animals or materials.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 9 Animals and Animal Products 1 2014-01-01 2014-01-01 false Mortgage against animals or materials. 53.9 Section 53.9 Animals and Animal Products ANIMAL AND PLANT HEALTH INSPECTION SERVICE, DEPARTMENT....9 Mortgage against animals or materials. When animals or materials have been destroyed pursuant...

  16. 9 CFR 53.9 - Mortgage against animals or materials.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 9 Animals and Animal Products 1 2013-01-01 2013-01-01 false Mortgage against animals or materials. 53.9 Section 53.9 Animals and Animal Products ANIMAL AND PLANT HEALTH INSPECTION SERVICE, DEPARTMENT....9 Mortgage against animals or materials. When animals or materials have been destroyed pursuant...

  17. 9 CFR 55.6 - Mortgage against animals.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 9 Animals and Animal Products 1 2014-01-01 2014-01-01 false Mortgage against animals. 55.6 Section 55.6 Animals and Animal Products ANIMAL AND PLANT HEALTH INSPECTION SERVICE, DEPARTMENT OF... DISEASE Chronic Wasting Disease Indemnification Program § 55.6 Mortgage against animals. When cervids...

  18. 9 CFR 55.6 - Mortgage against animals.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 9 Animals and Animal Products 1 2010-01-01 2010-01-01 false Mortgage against animals. 55.6 Section 55.6 Animals and Animal Products ANIMAL AND PLANT HEALTH INSPECTION SERVICE, DEPARTMENT OF... DISEASE Chronic Wasting Disease Indemnification Program § 55.6 Mortgage against animals. When cervids...

  19. 9 CFR 55.6 - Mortgage against animals.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 9 Animals and Animal Products 1 2012-01-01 2012-01-01 false Mortgage against animals. 55.6 Section 55.6 Animals and Animal Products ANIMAL AND PLANT HEALTH INSPECTION SERVICE, DEPARTMENT OF... DISEASE Chronic Wasting Disease Indemnification Program § 55.6 Mortgage against animals. When cervids...

  20. 9 CFR 55.6 - Mortgage against animals.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 9 Animals and Animal Products 1 2011-01-01 2011-01-01 false Mortgage against animals. 55.6 Section 55.6 Animals and Animal Products ANIMAL AND PLANT HEALTH INSPECTION SERVICE, DEPARTMENT OF... DISEASE Chronic Wasting Disease Indemnification Program § 55.6 Mortgage against animals. When cervids...

  1. 9 CFR 53.9 - Mortgage against animals or materials.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 9 Animals and Animal Products 1 2012-01-01 2012-01-01 false Mortgage against animals or materials. 53.9 Section 53.9 Animals and Animal Products ANIMAL AND PLANT HEALTH INSPECTION SERVICE, DEPARTMENT....9 Mortgage against animals or materials. When animals or materials have been destroyed pursuant...

  2. 9 CFR 53.9 - Mortgage against animals or materials.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 9 Animals and Animal Products 1 2011-01-01 2011-01-01 false Mortgage against animals or materials. 53.9 Section 53.9 Animals and Animal Products ANIMAL AND PLANT HEALTH INSPECTION SERVICE, DEPARTMENT....9 Mortgage against animals or materials. When animals or materials have been destroyed pursuant...

  3. 24 CFR 203.500 - Mortgage servicing generally.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES SINGLE FAMILY MORTGAGE INSURANCE Servicing Responsibilities General Requirements § 203.500... for denial of insurance benefits, but failure to comply will be cause for imposition of a civil...

  4. 24 CFR 203.255 - Insurance of mortgage.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... documentation supporting the appraised value of the property under § 203.37a), or a HUD conditional commitment (for proposed construction only), or a Department of Veterans Affairs certificate of reasonable value... Mortgage Scorecard is used by the mortgagee, and the TOTAL Mortgage Scorecard has determined that...

  5. 75 FR 9247 - Single Family Mortgage Insurance Premium, Single Family

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-03-01

    ... URBAN DEVELOPMENT Single Family Mortgage Insurance Premium, Single Family AGENCY: Office of the Chief... the Single Family Premium Collection Subsystem-Upfront (SFPCS-U) to remit the upfront premium to... manage and process upfront single family mortgage insurance premium collections and corrections to...

  6. 76 FR 23459 - Federal Agricultural Mortgage Corporation Governance and Federal Agricultural Mortgage...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-04-27

    ... recognized in the general obligation of the sovereign issuer even if the issuer were rated AAA. Farmer Mac... GOA factor after adjustment for concentration risk is much greater for the AAA issuer (1,800 percent... zero. However, to the more general point outside of this extreme case, i.e., a single-sector AAA...

  7. TACImager: a high frame rate 320 x 256 SPAD time to amplitude converter array with adjustable time zoom

    NASA Astrophysics Data System (ADS)

    Finlayson, Neil; Parmesan, Luca; Dutton, Neale A. W.; Calder, Neil J.; Henderson, Robert K.

    2016-10-01

    Single-photon avalanche diodes (SPADs) in the form of high-resolution imaging pixel arrays are used in 3D cameras, motion-tracking, biomedical and time-correlated single photon counting (TCSPC) applications. Rapid spatial and temporal zoom onto objects of interest is an attractive feature. We present here novel high-speed time-zoom functionality achieved with the digital readout mode of the TACImager, a 256 x 256 TCSPC image sensor array based on sample and hold Time to Amplitude Converter (TAC) pixels. A column-parallel flash Analogue to Digital Converter (ADC) is implemented in the TACImager to support fast digital readout, allowing per-pixel, 3-bin TCSPC histogramming at frame rates of 4 kfps. New results related to this high-speed mode of operation are presented. The TACImager utilises a global ramp voltage as a timing reference, allowing time-zoom to be achieved through dynamic adjustment of comparator voltages, ramp offset voltages and ramp waveforms. We demonstrate the influence of fixed pattern noise in the pixels and column parallel ADCs on the results.

  8. Impact of urine concentration adjustment method on associations between urine metals and estimated glomerular filtration rates (eGFR) in adolescents

    SciTech Connect

    Weaver, Virginia M.; Vargas, Gonzalo García; Silbergeld, Ellen K.; Rothenberg, Stephen J.; Fadrowski, Jeffrey J.; Rubio-Andrade, Marisela; Parsons, Patrick J.; Steuerwald, Amy J.; and others

    2014-07-15

    Positive associations between urine toxicant levels and measures of glomerular filtration rate (GFR) have been reported recently in a range of populations. The explanation for these associations, in a direction opposite that of traditional nephrotoxicity, is uncertain. Variation in associations by urine concentration adjustment approach has also been observed. Associations of urine cadmium, thallium and uranium in models of serum creatinine- and cystatin-C-based estimated GFR (eGFR) were examined using multiple linear regression in a cross-sectional study of adolescents residing near a lead smelter complex. Urine concentration adjustment approaches compared included urine creatinine, urine osmolality and no adjustment. Median age, blood lead and urine cadmium, thallium and uranium were 13.9 years, 4.0 μg/dL, 0.22, 0.27 and 0.04 g/g creatinine, respectively, in 512 adolescents. Urine cadmium and thallium were positively associated with serum creatinine-based eGFR only when urine creatinine was used to adjust for urine concentration (β coefficient=3.1 mL/min/1.73 m{sup 2}; 95% confidence interval=1.4, 4.8 per each doubling of urine cadmium). Weaker positive associations, also only with urine creatinine adjustment, were observed between these metals and serum cystatin-C-based eGFR and between urine uranium and serum creatinine-based eGFR. Additional research using non-creatinine-based methods of adjustment for urine concentration is necessary. - Highlights: • Positive associations between urine metals and creatinine-based eGFR are unexpected. • Optimal approach to urine concentration adjustment for urine biomarkers uncertain. • We compared urine concentration adjustment methods. • Positive associations observed only with urine creatinine adjustment. • Additional research using non-creatinine-based methods of adjustment needed.

  9. QuickStats: Age-Adjusted Rate* for Suicide,(†) by Sex - National Vital Statistics System, United States, 1975-2015.

    PubMed

    2017-03-17

    There was an overall decline of 24% in the age-adjusted suicide rate from 1977 (13.7 per 100,000) to 2000 (10.4). The rate increased in most years from 2000 to 2015. The 2015  suicide rate (13.3) was 28% higher than in 2000. The rates for males and females  followed the overall pattern; however, the rate for males was approximately 3-5 times higher than the rate for females throughout the study period.

  10. QuickStats: Age-Adjusted Death Rates* for Top Five Causes of Cancer Death,(†) by Race/Hispanic Ethnicity - United States, 2014.

    PubMed

    2016-09-16

    In 2014, the top five causes of cancer deaths for the total population were lung, colorectal, female breast, pancreatic, and prostate cancer. The non-Hispanic black population had the highest age-adjusted death rates for each of these five cancers, followed by non-Hispanic white and Hispanic groups. The age-adjusted death rate for lung cancer, the leading cause of cancer death in all groups, was 42.1 per 100,000 standard population for the total population, 45.4 for non-Hispanic white, 45.7 for non-Hispanic black, and 18.3 for Hispanic populations.

  11. Mortgage Delinquency and Changes in Access to Health Resources and Depressive Symptoms in a Nationally Representative Cohort of Americans Older Than 50 Years

    PubMed Central

    Lloyd, Jennifer; Pagán, José A.; Pollack, Craig E.; Shardell, Michelle; Cannuscio, Carolyn

    2011-01-01

    Objectives. We evaluated associations between mortgage delinquency and changes in health and health-relevant resources over 2 years, with data from the Health and Retirement Study, a longitudinal survey representative of US adults older than 50 years. Methods. In 2008, participants reported whether they had fallen behind on mortgage payments since 2006 (n = 2474). We used logistic regression to compare changes in health (incidence of elevated depressive symptoms, major declines in self-rated health) and access to health-relevant resources (food, prescription medications) between participants who fell behind on their mortgage payments and those who did not. Results. Compared with nondelinquent participants, the mortgage-delinquent group had worse health status and less access to health-relevant resources at baseline. They were also significantly more likely to develop incident depressive symptoms (odds ratio [OR] = 8.60; 95% confidence interval [CI] = 3.38, 21.85), food insecurity (OR = 7.53; 95% CI = 3.01, 18.84), and cost-related medication nonadherence (OR = 8.66; 95% CI = 3.72, 20.16) during follow-up. Conclusions. Mortgage delinquency was associated with significant elevations in the incidence of mental health impairments and health-relevant material disadvantage. Widespread mortgage default may have important public health implications. PMID:22021301

  12. Impact of urine concentration adjustment method on associations between urine metals and estimated glomerular filtration rates (eGFR) in adolescents☆

    PubMed Central

    Weaver, Virginia M.; Vargas, Gonzalo García; Silbergeld, Ellen K.; Rothenberg, Stephen J.; Fadrowski, Jeffrey J.; Rubio-Andrade, Marisela; Parsons, Patrick J.; Steuerwald, Amy J.; Navas-Acien, Ana; Guallar, Eliseo

    2014-01-01

    Positive associations between urine toxicant levels and measures of glomerular filtration rate (GFR) have been reported recently in a range of populations. The explanation for these associations, in a direction opposite that of traditional nephrotoxicity, is uncertain. Variation in associations by urine concentration adjustment approach has also been observed. Associations of urine cadmium, thallium and uranium in models of serum creatinine- and cystatin-C-based estimated GFR (eGFR) were examined using multiple linear regression in a cross-sectional study of adolescents residing near a lead smelter complex. Urine concentration adjustment approaches compared included urine creatinine, urine osmolality and no adjustment. Median age, blood lead and urine cadmium, thallium and uranium were 13.9 years, 4.0 μg/dL, 0.22, 0.27 and 0.04 g/g creatinine, respectively, in 512 adolescents. Urine cadmium and thallium were positively associated with serum creatinine-based eGFR only when urine creatinine was used to adjust for urine concentration (β coefficient=3.1 mL/min/1.73 m2; 95% confidence interval=1.4, 4.8 per each doubling of urine cadmium). Weaker positive associations, also only with urine creatinine adjustment, were observed between these metals and serum cystatin-C-based eGFR and between urine uranium and serum creatinine-based eGFR. Additional research using non-creatinine-based methods of adjustment for urine concentration is necessary. PMID:24815335

  13. A Case for Adjusting Subjectively Rated Scores in the Advanced Placement Tests. Program Statistics Research. Technical Report No. 94-5.

    ERIC Educational Resources Information Center

    Longford, Nicholas T.

    A case is presented for adjusting the scores for free response items in the Advanced Placement (AP) tests. Using information about the rating process from the reliability studies, administrations of the AP test for three subject areas, psychology, computer science, and English language and composition, are analyzed. In the reliability studies, 299…

  14. 42 CFR 484.220 - Calculation of the adjusted national prospective 60-day episode payment rate for case-mix and...

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... 42 Public Health 5 2013-10-01 2013-10-01 false Calculation of the adjusted national prospective 60-day episode payment rate for case-mix and area wage levels. 484.220 Section 484.220 Public Health CENTERS FOR MEDICARE & MEDICAID SERVICES, DEPARTMENT OF HEALTH AND HUMAN SERVICES (CONTINUED)...

  15. 42 CFR 484.220 - Calculation of the adjusted national prospective 60-day episode payment rate for case-mix and...

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... 42 Public Health 5 2014-10-01 2014-10-01 false Calculation of the adjusted national prospective 60-day episode payment rate for case-mix and area wage levels. 484.220 Section 484.220 Public Health CENTERS FOR MEDICARE & MEDICAID SERVICES, DEPARTMENT OF HEALTH AND HUMAN SERVICES (CONTINUED)...

  16. Early warning system for potential churners among mortgage customers

    NASA Astrophysics Data System (ADS)

    Irpan, Hamidah Muhd; Aidid, Sharifah Sakinah Syed Hassan; Mohmad, Sarahiza; Ibrahim, Noorazilah

    2014-07-01

    Retaining existing customer is a major task for many companies because cost to acquire new customers is higher than retaining existing customers. For mortgage business in Bank X, customer relationship management plays a big role to understand their customers' profile and churners so that suitable action can be done to retain their potential churners. Objectives of this study are (1) understanding their customers' profile and churners, (2) modeling potential churners using neural network model and (3) to deploy the model to identify potential churners. Data was divided into two parts: sampling (67,470 cases) and scoring (4,488 cases). Analysis was done using SAS Enterprise Miner. Dependent variable is churner/non churner while independent variables are balance and amount of loan, interest rate offered installment amount, loan performance, months in arrear, vintage, tenure, age, race and gender. Potential churners were identified as Malays, followed by Indian, other races and Chinese. Nonperforming loan and male customers tend to churn compared to performing loan and female customers. Younger customers with small loan amount, balance and monthly instalment, higher interest rate, have many months in arrears, longer vintage and tenure have higher tendency to churn from Bank X. Hence, Bank X should focus on the potential churners for their campaign to minimize the expenses of retaining existing customers by doing an effective campaign with high successful rate.

  17. 24 CFR 203.288 - Discontinuance of adjusted premium charge.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER... 24 Housing and Urban Development 2 2014-04-01 2014-04-01 false Discontinuance of adjusted premium charge. 203.288 Section 203.288 Housing and Urban Development Regulations Relating to Housing and...

  18. 24 CFR 203.288 - Discontinuance of adjusted premium charge.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false Discontinuance of adjusted premium charge. 203.288 Section 203.288 Housing and Urban Development Regulations Relating to Housing and...

  19. 24 CFR 203.288 - Discontinuance of adjusted premium charge.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false Discontinuance of adjusted premium charge. 203.288 Section 203.288 Housing and Urban Development Regulations Relating to Housing and...

  20. 24 CFR 203.288 - Discontinuance of adjusted premium charge.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Discontinuance of adjusted premium charge. 203.288 Section 203.288 Housing and Urban Development Regulations Relating to Housing and...

  1. 24 CFR 203.288 - Discontinuance of adjusted premium charge.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Discontinuance of adjusted premium charge. 203.288 Section 203.288 Housing and Urban Development Regulations Relating to Housing and...

  2. 24 CFR 200.20 - Refinancing insured mortgages.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... Endorsement Generally Applicable to Multifamily and Health Care Facility Mortgage Insurance Programs; and... Multifamily Assisted Housing Reform and Affordability Act, 42 U.S.C. 1437f note (MAHRA), may be...

  3. 24 CFR 200.20 - Refinancing insured mortgages.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... Endorsement Generally Applicable to Multifamily and Health Care Facility Mortgage Insurance Programs; and... Multifamily Assisted Housing Reform and Affordability Act, 42 U.S.C. 1437f note (MAHRA), may be...

  4. 24 CFR 200.20 - Refinancing insured mortgages.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... Endorsement Generally Applicable to Multifamily and Health Care Facility Mortgage Insurance Programs; and... Multifamily Assisted Housing Reform and Affordability Act, 42 U.S.C. 1437f note (MAHRA), may be...

  5. 24 CFR 200.20 - Refinancing insured mortgages.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... Endorsement Generally Applicable to Multifamily and Health Care Facility Mortgage Insurance Programs; and... Multifamily Assisted Housing Reform and Affordability Act, 42 U.S.C. 1437f note (MAHRA), may be...

  6. 24 CFR 200.20 - Refinancing insured mortgages.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... Endorsement Generally Applicable to Multifamily and Health Care Facility Mortgage Insurance Programs; and... Multifamily Assisted Housing Reform and Affordability Act, 42 U.S.C. 1437f note (MAHRA), may be...

  7. Determining Energy Use Volatility for Commercial Mortgage Valuation

    SciTech Connect

    Mathew, Paul; Pang, XiuFeng; Wang, Liping

    2012-06-01

    Commercial mortgage contracts currently do not fully account for the risks inherent in the level and volatility of energy use in commercial buildings. As a result, energy efficiency is not explicitly included in the valuation process for commercial mortgage underwriting. In particular, there is limited if any consideration of the volatility of energy use and price, which is critical to evaluate the impact of extreme events and default risk. Explicit inclusion of energy use and volatility in commercial mortgage underwriting can send a strong “price signal” that financially rewards and values energy efficiency in commercial properties. This report presents the results of a technical analysis of and a proposed protocol to assess energy use volatility for the purposes of commercial mortgage valuation.

  8. 24 CFR 203.18 - Maximum mortgage amounts.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... the Federal Register. (i) Energy efficient mortgages. The principal amount of energy efficient... prescribed by the Secretary in accordance with section 106 of the Energy Policy Act of 1992. Editorial...

  9. 24 CFR 203.18 - Maximum mortgage amounts.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... the Federal Register. (i) Energy efficient mortgages. The principal amount of energy efficient... prescribed by the Secretary in accordance with section 106 of the Energy Policy Act of 1992. Editorial...

  10. 24 CFR 203.18 - Maximum mortgage amounts.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... the Federal Register. (i) Energy efficient mortgages. The principal amount of energy efficient... prescribed by the Secretary in accordance with section 106 of the Energy Policy Act of 1992. Editorial...

  11. 24 CFR 232.903 - Maximum mortgage limitations.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... AUTHORITIES MORTGAGE INSURANCE FOR NURSING HOMES, INTERMEDIATE CARE FACILITIES, BOARD AND CARE HOMES, AND...; (3) Reasonable and customary legal, organization, title, and recording expenses, including mortgagee..., municipal inspection fees, and any other required professional or inspection fees. (d) Project to...

  12. 24 CFR 232.903 - Maximum mortgage limitations.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... AUTHORITIES MORTGAGE INSURANCE FOR NURSING HOMES, INTERMEDIATE CARE FACILITIES, BOARD AND CARE HOMES, AND... for replacements; (iii) Reasonable and customary legal, organization, title, and recording expenses... engineer's fees, municipal inspection fees, and any other required professional or inspection fees; and...

  13. 24 CFR 232.903 - Maximum mortgage limitations.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... AUTHORITIES MORTGAGE INSURANCE FOR NURSING HOMES, INTERMEDIATE CARE FACILITIES, BOARD AND CARE HOMES, AND... for replacements; (iii) Reasonable and customary legal, organization, title, and recording expenses... engineer's fees, municipal inspection fees, and any other required professional or inspection fees; and...

  14. 24 CFR 232.903 - Maximum mortgage limitations.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... AUTHORITIES MORTGAGE INSURANCE FOR NURSING HOMES, INTERMEDIATE CARE FACILITIES, BOARD AND CARE HOMES, AND...; (3) Reasonable and customary legal, organization, title, and recording expenses, including mortgagee..., municipal inspection fees, and any other required professional or inspection fees. (d) Project to...

  15. Adjustment for gas exchange threshold enhances precision of heart rate-derived VO2 estimates during heavy exercise.

    PubMed

    Pettitt, Robert W; Symons, J David; Taylor, Julie E; Eisenman, Patricia A; White, Andrea T

    2008-02-01

    Overestimates of oxygen uptake (VO2) are derived from the heart rate reserve-VO2 reserve (HRR-VO2R) model. We tested the hypothesis that adjusting for differences above and below gas exchange threshold (HRR-GET model) would tighten the precision of HR-derived VO2 estimates during heavy exercise. Seven men and 7 women of various VO2 max levels, on 2 separate days, cycled for 6 min at intensities equal to power at GET, 15% the difference between GET and VO2 max (15% above), and at 30% above GET. A second bout at 15% above GET (15% above (bout 2)) after 3 min of recovery was performed to assess estimates during interval training. Actual VO2 was compared with estimates derived from the HRR-VO2R and the HRR-GET. VO2 values were summed over the 6 min duration of data collection (6 min LO2) and compared with Bland-Altman plots. HRR-VO2R yielded 6 min LO2 (+/-2 SD) overestimates of 2.0 (+/-2.5), 1.9 (+/-2.7), and 1.3 (+/-3.3) for GET, 15% over, and 30% over, respectively, whereas corresponding 6 min LO2 difference values for the HRR-GET model were -0.42 (+/-1.6), -0.23 (+/-1.1), and -0.55 (+/-1.8), respectively. For 15% above (bout 2), the 6 min LO2 difference for HRR-VO2R was 1.8 (+/-2.9), whereas the difference for HRR-GET was 0.17 (+/-1.4). The 6 min LO2 values relative to the subjects' VO2 max did not vary (r=0.05 to 0.36); therefore, fitness level did not affect estimates. Sex did not affect accuracy of either estimate model (sex X estimate model interaction, p>0.95). We observed accurate estimates from the HRR-GET model during heavy exercise.

  16. 48 CFR 252.216-7008 - Economic price adjustment-wage rates or material prices controlled by a foreign government...

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ...-wage rates or material prices controlled by a foreign government-representation. 252.216-7008 Section... Clauses 252.216-7008 Economic price adjustment—wage rates or material prices controlled by a foreign... Adjustment—Wage Rates or Material Prices Controlled by a Foreign Government—Representation (MAR 2012) (a)...

  17. Test facility for advanced electric adjustable frequency drives and generators of typical industrial ratings. Final technical report

    SciTech Connect

    1997-12-01

    A test facility has been developed, for electric adjustable-speed motors and variable-speed generators, that is unique in US universities in terms of its range (5 to 300 hp currently with 0.1 to 1,000 hp final capability) and flexibility (standard NEMA frame and novel geometry machines can be accommodated). The basic facility was constructed with funding from the Electric Power Research Institute. The instrumentation obtained under this DOE grant has been integrated into the facility which was completed in Fall 1997. The facility has already provided useful studies for DOE, EPRI, as well as several West Coast industries and electric energy utilities.

  18. Adjustable Nyquist-rate System for Single-Bit Sigma-Delta ADC with Alternative FIR Architecture

    NASA Astrophysics Data System (ADS)

    Frick, Vincent; Dadouche, Foudil; Berviller, Hervé

    2016-09-01

    This paper presents a new smart and compact system dedicated to control the output sampling frequency of an analogue-to-digital converters (ADC) based on single-bit sigma-delta (ΣΔ) modulator. This system dramatically improves the spectral analysis capabilities of power network analysers (power meters) by adjusting the ADC's sampling frequency to the input signal's fundamental frequency with a few parts per million accuracy. The trade-off between straightforwardness and performance that motivated the choice of the ADC's architecture are preliminary discussed. It particularly comes along with design considerations of an ultra-steep direct-form FIR that is optimised in terms of size and operating speed. Thanks to compact standard VHDL language description, the architecture of the proposed system is particularly suitable for application-specific integrated circuit (ASIC) implementation-oriented low-power and low-cost power meter applications. Field programmable gate array (FPGA) prototyping and experimental results validate the adjustable sampling frequency concept. They also show that the system can perform better in terms of implementation and power capabilities compared to dedicated IP resources.

  19. 78 FR 59366 - Multifamily, Healthcare Facilities, and Hospital Mortgage Insurance Premiums for Fiscal Year (FY...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-09-26

    ... URBAN DEVELOPMENT Multifamily, Healthcare Facilities, and Hospital Mortgage Insurance Premiums for... insurance premiums (MIPs) for Federal Housing Administration (FHA) Multifamily, Healthcare Facilities, and Hospital mortgage insurance programs that have commitments to be issued or reissued in FY 2014. FY...

  20. 76 FR 46833 - Notice of Proposed Information Collection: Comment Request; Application for FHA Insured Mortgages

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-08-03

    ... subject policy, the lender must include language in the mortgage, mortgage note, deed of trust, etc., that... of recoding is often found on the document; a recorded document normally has a seal or other...

  1. 75 FR 52065 - Proposed Information Collection (Veterans Mortgage Life Insurance Statement) Activity: Comment...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-08-24

    ... AFFAIRS Proposed Information Collection (Veterans Mortgage Life Insurance Statement) Activity: Comment... Register concerning each proposed collection of information, including each proposed extension of a... solicits comments for information needed to decline Veterans Mortgage Life Insurance. DATES:...

  2. 12 CFR Appendix A to Part 610 - Examples of Mortgage Loan Originator Activities

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... REGISTRATION OF MORTGAGE LOAN ORIGINATORS Pt. 610, App. A Appendix A to Part 610—Examples of Mortgage Loan... institution's Web site, for specific types of loan products without communicating to the consumer...

  3. 12 CFR Appendix A to Part 610 - Examples of Mortgage Loan Originator Activities

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... REGISTRATION OF MORTGAGE LOAN ORIGINATORS Pt. 610, App. A Appendix A to Part 610—Examples of Mortgage Loan... institution's Web site, for specific types of loan products without communicating to the consumer...

  4. 12 CFR Appendix A to Part 610 - Examples of Mortgage Loan Originator Activities

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... REGISTRATION OF MORTGAGE LOAN ORIGINATORS Pt. 610, App. A Appendix A to Part 610—Examples of Mortgage Loan... institution's Web site, for specific types of loan products without communicating to the consumer...

  5. 77 FR 49007 - Changes in Certain Multifamily Housing and Health Care Facility Mortgage Insurance Premiums for...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-08-15

    ... URBAN DEVELOPMENT Changes in Certain Multifamily Housing and Health Care Facility Mortgage Insurance... premiums (MIPs) for certain Federal Housing Administration (FHA) Multifamily Housing, Health Care... active mortgage insurance programs for multifamily housing or health care facilities. This...

  6. A poly(glycerol sebacate)-coated mesoporous bioactive glass scaffold with adjustable mechanical strength, degradation rate, controlled-release and cell behavior for bone tissue engineering.

    PubMed

    Lin, Dan; Yang, Kai; Tang, Wei; Liu, Yutong; Yuan, Yuan; Liu, Changsheng

    2015-07-01

    Various requirements in the field of tissue engineering have motivated the development of three-dimensional scaffold with adjustable physicochemical properties and biological functions. A series of multiparameter-adjustable mesoporous bioactive glass (MBG) scaffolds with uncrosslinked poly(glycerol sebacate) (PGS) coating was prepared in this article. MBG scaffold was prepared by a modified F127/PU co-templating process and then PGS was coated by a simple adsorption and lyophilization process. Through controlling macropore parameters and PGS coating amount, the mechanical strength, degradation rate, controlled-release and cell behavior of the composite scaffold could be modulated in a wide range. PGS coating successfully endowed MBG scaffold with improved toughness and adjustable mechanical strength covering the bearing range of trabecular bone (2-12MPa). Multilevel degradation rate of the scaffold and controlled-release rate of protein from mesopore could be achieved, with little impact on the protein activity owing to an "ultralow-solvent" coating and "nano-cavity entrapment" immobilization method. In vitro studies indicated that PGS coating promoted cell attachment and proliferation in a dose-dependent manner, without affecting the osteogenic induction capacity of MBG substrate. These results first provide strong evidence that uncrosslinked PGS might also yield extraordinary achievements in traditional MBG scaffold. With the multiparameter adjustability, the composite MBG/PGS scaffolds would have a hopeful prospect in bone tissue engineering. The design considerations and coating method of this study can also be extended to other ceramic-based artificial scaffolds and are expected to provide new thoughts on development of future tissue engineering materials.

  7. 48 CFR 252.216-7003 - Economic price adjustment-wage rates or material prices controlled by a foreign government.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ...-wage rates or material prices controlled by a foreign government. 252.216-7003 Section 252.216-7003... Economic price adjustment—wage rates or material prices controlled by a foreign government. As prescribed... Prices Controlled by a Foreign Government (MAR 2012) (a) As represented by the Contractor in its...

  8. 48 CFR 252.216-7003 - Economic price adjustment-wage rates or material prices controlled by a foreign government.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... Economic price adjustment—wage rates or material prices controlled by a foreign government. As prescribed in 216.203-4-70(c), use the following clause: Economic Price Adjustment—Wage Rates or Material Prices... 48 Federal Acquisition Regulations System 3 2010-10-01 2010-10-01 false Economic price...

  9. 76 FR 5811 - Adjusted Federal Medical Assistance Percentage (FMAP) Rate for the First Quarter of Fiscal Year...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-02-02

    ... Assistance Percentage Rates for Federal Matching Shares for Medicaid and Title IV-E Foster Care, Adoption... of the ARRA provides for a temporary increase in FMAP rates for Medicaid and title IV-E Foster Care... (including Foster Care, Adoption Assistance and Guardianship Assistance programs) only to the extent of...

  10. 75 FR 75693 - Rehabilitation Mortgage Insurance Underwriting Program Section 203(k); Notice of Proposed...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-12-06

    ... URBAN DEVELOPMENT Rehabilitation Mortgage Insurance Underwriting Program Section 203(k); Notice of... information: Title of Proposal: Rehabilitation Mortgage Insurance Underwriting Program Section 203(k). OMB.... Specifically, under Section 203(k) of the Act, the Secretary is authorized to insure mortgages that fund...

  11. 25 CFR 162.582 - May a lessee mortgage a WSR lease?

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 25 Indians 1 2013-04-01 2013-04-01 false May a lessee mortgage a WSR lease? 162.582 Section 162.582 Indians BUREAU OF INDIAN AFFAIRS, DEPARTMENT OF THE INTERIOR LAND AND WATER LEASES AND PERMITS Wind and Solar Resource Leases Wsr Leasehold Mortgages § 162.582 May a lessee mortgage a WSR lease?...

  12. 25 CFR 162.582 - May a lessee mortgage a WSR lease?

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 25 Indians 1 2014-04-01 2014-04-01 false May a lessee mortgage a WSR lease? 162.582 Section 162.582 Indians BUREAU OF INDIAN AFFAIRS, DEPARTMENT OF THE INTERIOR LAND AND WATER LEASES AND PERMITS Wind and Solar Resource Leases Wsr Leasehold Mortgages § 162.582 May a lessee mortgage a WSR lease?...

  13. 24 CFR 203.437 - Mortgages involving a dwelling unit in a cooperative housing development.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... in a cooperative housing development. 203.437 Section 203.437 Housing and Urban Development... PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES SINGLE FAMILY MORTGAGE INSURANCE Contract Rights and Obligations Cooperative Unit Mortgages § 203.437 Mortgages involving a dwelling unit in...

  14. 76 FR 47605 - Notice of Proposed Information Collection: Comment Request; Energy Efficient Mortgages (EEMs)

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-08-05

    ... URBAN DEVELOPMENT Notice of Proposed Information Collection: Comment Request; Energy Efficient Mortgages.... This Notice also lists the following information: Title of Proposal: Energy Efficient Mortgages. OMB... Administration (FHA), with the authority to insure mortgages where the costs of energy efficient improvements...

  15. 75 FR 68038 - Agency Information Collection (Veterans Mortgage Life Insurance Statement) Activity Under OMB Review

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-11-04

    ... Collection (Veterans Mortgage Life Insurance Statement) Activity Under OMB Review AGENCY: Veterans Benefits... Mortgage Life Insurance Statement, VA Form 29-8636. OMB Control Number: 2900-0212. Type of Review... Veterans Mortgage Life Insurance (VMLI) or to provide information upon which the insurance premium can...

  16. 76 FR 40455 - Agency Information Collection (Veterans Mortgage Life Insurance Inquiry) Activity Under OMB Review

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-07-08

    ... AFFAIRS Agency Information Collection (Veterans Mortgage Life Insurance Inquiry) Activity Under OMB Review... INFORMATION: Title: Veterans Mortgage Life Insurance Inquiry, VA Form 29-0543. OMB Control Number: 2900-0501... insured under Veterans Mortgage Life Insurance (VMLI) completes VA Form 29-0543 to report any...

  17. 76 FR 40451 - Agency Information Collection (Veterans Mortgage Life Insurance-Change of Address Statement...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-07-08

    ... AFFAIRS Agency Information Collection (Veterans Mortgage Life Insurance-- Change of Address Statement.... 2900-0503.'' SUPPLEMENTARY INFORMATION: Title: Veterans Mortgage Life Insurance--Change of Address... continued ownership of property issued under Veterans Mortgage Life Insurance when an address change for...

  18. 78 FR 58611 - Agency Information Collection (Veterans Mortgage Life Insurance Statement) Activity Under OMB Review

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-09-24

    ... AFFAIRS Agency Information Collection (Veterans Mortgage Life Insurance Statement) Activity Under OMB... ``OMB Control No. 2900-0212.'' SUPPLEMENTARY INFORMATION: Title: Veterans Mortgage Life Insurance... collection. Abstract: Veterans complete VA Form 29-8636 to decline Veterans Mortgage Life Insurance (VMLI)...

  19. 24 CFR 236.252 - First, second, and third mortgage insurance premiums.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false First, second, and third mortgage... Contract Rights and Obligations for Mortgage Insurance § 236.252 First, second, and third mortgage insurance premiums. All of the provisions of § 207.252 of this chapter governing the first, second,...

  20. 24 CFR 236.252 - First, second, and third mortgage insurance premiums.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false First, second, and third mortgage... Contract Rights and Obligations for Mortgage Insurance § 236.252 First, second, and third mortgage insurance premiums. All of the provisions of § 207.252 of this chapter governing the first, second,...

  1. 24 CFR 236.252 - First, second, and third mortgage insurance premiums.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 24 Housing and Urban Development 2 2014-04-01 2014-04-01 false First, second, and third mortgage... Contract Rights and Obligations for Mortgage Insurance § 236.252 First, second, and third mortgage insurance premiums. All of the provisions of § 207.252 of this chapter governing the first, second,...

  2. 24 CFR 236.252 - First, second, and third mortgage insurance premiums.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false First, second, and third mortgage... Contract Rights and Obligations for Mortgage Insurance § 236.252 First, second, and third mortgage insurance premiums. All of the provisions of § 207.252 of this chapter governing the first, second,...

  3. 24 CFR 203.29 - Eligible mortgages in Alaska, Guam, Hawaii, or the Virgin Islands.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ..., Hawaii, or the Virgin Islands. 203.29 Section 203.29 Housing and Urban Development Regulations Relating... Requirements and Underwriting Procedures Eligible Mortgages § 203.29 Eligible mortgages in Alaska, Guam, Hawaii..., Guam, Hawaii or the Virgin Islands, the Commissioner may increase the maximum mortgage amount...

  4. 24 CFR 203.29 - Eligible mortgages in Alaska, Guam, Hawaii, or the Virgin Islands.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ..., Hawaii, or the Virgin Islands. 203.29 Section 203.29 Housing and Urban Development Regulations Relating... Requirements and Underwriting Procedures Eligible Mortgages § 203.29 Eligible mortgages in Alaska, Guam, Hawaii..., Guam, Hawaii or the Virgin Islands, the Commissioner may increase the maximum mortgage amount...

  5. 24 CFR 203.29 - Eligible mortgages in Alaska, Guam, Hawaii, or the Virgin Islands.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ..., Hawaii, or the Virgin Islands. 203.29 Section 203.29 Housing and Urban Development Regulations Relating... Requirements and Underwriting Procedures Eligible Mortgages § 203.29 Eligible mortgages in Alaska, Guam, Hawaii..., Guam, Hawaii or the Virgin Islands, the Commissioner may increase the maximum mortgage amount...

  6. 76 FR 10387 - Annual Indexing of Basic Statutory Mortgage Limits for Multifamily Housing Programs

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-02-24

    ... URBAN DEVELOPMENT Annual Indexing of Basic Statutory Mortgage Limits for Multifamily Housing Programs... Mortgage Limits for Multifamily Housing Programs for Calendar Year 2011. DATES: Effective Date: January 1... Dollar Amounts for Calendar Year 2011 are shown below: Basic Statutory Mortgage Limits for Calendar...

  7. 24 CFR 3400.205 - HUD's establishment of nationwide mortgage licensing system and registry.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... mortgage licensing system and registry. 3400.205 Section 3400.205 Housing and Urban Development Regulations... Originator Licensing System and Nationwide Mortgage Licensing and Registry System § 3400.205 HUD's establishment of nationwide mortgage licensing system and registry. If HUD determines that the NMLSR...

  8. 24 CFR 3400.205 - HUD's establishment of nationwide mortgage licensing system and registry.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... mortgage licensing system and registry. 3400.205 Section 3400.205 Housing and Urban Development Regulations... Originator Licensing System and Nationwide Mortgage Licensing and Registry System § 3400.205 HUD's establishment of nationwide mortgage licensing system and registry. If HUD determines that the NMLSR...

  9. 24 CFR 3400.205 - HUD's establishment of nationwide mortgage licensing system and registry.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... mortgage licensing system and registry. 3400.205 Section 3400.205 Housing and Urban Development Regulations... Originator Licensing System and Nationwide Mortgage Licensing and Registry System § 3400.205 HUD's establishment of nationwide mortgage licensing system and registry. If HUD determines that the NMLSR...

  10. 12 CFR 201.109 - Eligibility for discount of mortgage company notes.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 2 2014-01-01 2014-01-01 false Eligibility for discount of mortgage company....109 Eligibility for discount of mortgage company notes. (a) The question has arisen whether notes issued by mortgage banking companies to finance their acquisition and temporary holding of real...

  11. 12 CFR 619.9230 - Open-end mortgage loan plans.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Open-end mortgage loan plans. 619.9230 Section 619.9230 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9230 Open-end mortgage loan plans. A mortgage loan which permits the borrower to obtain additional sums...

  12. 76 FR 78483 - S.A.F.E. Mortgage Licensing Act (Regulations G & H)

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-12-19

    ... PROTECTION 12 CFR Part 1007 and 1008 RIN 3170-AA06 S.A.F.E. Mortgage Licensing Act (Regulations G & H) AGENCY... Enforcement for Mortgage Licensing Act (S.A.F.E. Act), the Bureau is publishing for public comment an interim final rule establishing a new Regulation G (S.A.F.E. Mortgage Licensing Act--Federal Registration...

  13. 77 FR 21794 - Notice of Submission of Proposed Information Collection to OMB Single Family Mortgage Insurance...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-04-11

    ... URBAN DEVELOPMENT Notice of Submission of Proposed Information Collection to OMB Single Family Mortgage... is soliciting public comments on the subject proposal. FHA insures mortgages on single-family...: Single Family Mortgage Insurance on Hawaiian Homelands. OMB Approval Number: 2502-0358. Form...

  14. External Validation of a Case-Mix Adjustment Model for the Standardized Reporting of 30-Day Stroke Mortality Rates in China

    PubMed Central

    Yu, Ping; Pan, Yuesong; Wang, Yongjun; Wang, Xianwei; Liu, Liping; Ji, Ruijun; Meng, Xia; Jing, Jing; Tong, Xu; Guo, Li; Wang, Yilong

    2016-01-01

    Background and Purpose A case-mix adjustment model has been developed and externally validated, demonstrating promise. However, the model has not been thoroughly tested among populations in China. In our study, we evaluated the performance of the model in Chinese patients with acute stroke. Methods The case-mix adjustment model A includes items on age, presence of atrial fibrillation on admission, National Institutes of Health Stroke Severity Scale (NIHSS) score on admission, and stroke type. Model B is similar to Model A but includes only the consciousness component of the NIHSS score. Both model A and B were evaluated to predict 30-day mortality rates in 13,948 patients with acute stroke from the China National Stroke Registry. The discrimination of the models was quantified by c-statistic. Calibration was assessed using Pearson’s correlation coefficient. Results The c-statistic of model A in our external validation cohort was 0.80 (95% confidence interval, 0.79–0.82), and the c-statistic of model B was 0.82 (95% confidence interval, 0.81–0.84). Excellent calibration was reported in the two models with Pearson’s correlation coefficient (0.892 for model A, p<0.001; 0.927 for model B, p = 0.008). Conclusions The case-mix adjustment model could be used to effectively predict 30-day mortality rates in Chinese patients with acute stroke. PMID:27846282

  15. A fast rise-rate, adjustable-mass-bit gas puff valve for energetic pulsed plasma experiments

    SciTech Connect

    Loebner, Keith T. K. Underwood, Thomas C.; Cappelli, Mark A.

    2015-06-15

    A fast rise-rate, variable mass-bit gas puff valve based on the diamagnetic repulsion principle was designed, built, and experimentally characterized. The ability to hold the pressure rise-rate nearly constant while varying the total overall mass bit was achieved via a movable mechanical restrictor that is accessible while the valve is assembled and pressurized. The rise-rates and mass-bits were measured via piezoelectric pressure transducers for plenum pressures between 10 and 40 psig and restrictor positions of 0.02-1.33 cm from the bottom of the linear restrictor travel. The mass-bits were found to vary linearly with the restrictor position at a given plenum pressure, while rise-rates varied linearly with plenum pressure but exhibited low variation over the range of possible restrictor positions. The ability to change the operating regime of a pulsed coaxial plasma deflagration accelerator by means of altering the valve parameters is demonstrated.

  16. 5 CFR 9701.337 - Treatment of employees whose rate of pay falls below the minimum adjusted rate of their band.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 5 Administrative Personnel 3 2013-01-01 2013-01-01 false Treatment of employees whose rate of pay... a result of that rating, DHS must— (1) If the employee demonstrates performance that meets or... action procedures established in subpart F of this part. (b) If DHS fails to initiate a removal...

  17. 77 FR 66966 - Fiscal Year (FY) 2014-2015 Proposed Power and Transmission Rate Adjustments; Public Hearing and...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-11-08

    ... customers with Contract High Water Mark (CHWM) contracts from proposing changes to the TRM's ratesetting... Water Mark (RHWM) Process Under the Tiered Rate Methodology (TRM), BPA has established FY 2014-2015... service to their load above high water mark. About 75 percent of BPA's power revenues are paid under...

  18. 76 FR 32204 - Adjusted Federal Medical Assistance Percentage (FMAP) Rates for the Second and Third Quarters of...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-06-03

    ... Foster Care, Adoption Assistance and Guardianship Assistance programs. AGENCY: Office of the Secretary... of the ARRA provides for a temporary increase in FMAP rates for Medicaid and title ] IV-E Foster Care... available for expenditures under part E of title IV of the Act (including Foster Care, Adoption...

  19. Statistical methods to adjust for date and age misreporting to improve estimates of vital rates in Pakistan.

    PubMed

    Pullum, T W

    1991-02-01

    Misreporting of dates and ages poses serious difficulties for the estimation of the age distribution and birth and death rates in many developing countries. The pervasiveness of these problems is illustrated with data from a well-designed on-going survey in Pakistan, the Pakistan Demographic Survey. Methods for reconciling discrepancies, based on the assumptions of constant misreporting and survivorship patterns, are presented. The reasoning behind these methods could be applied much more generally. Research into the cultural interpretations of age and dates, and the nature of possible biases, is called for.

  20. 24 CFR 3500.21 - Mortgage servicing transfers.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    .... (a) Definitions. As used in this section: Master servicer means the owner of the right to perform... exemptions in § 3500.5, when the mortgage loan is secured by a first lien. The definition does not include subordinate lien loans or open-end lines of credit (home equity plans) covered by the Truth in Lending Act...

  1. 24 CFR 203.43 - Eligibility of miscellaneous type mortgages.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... occupancy of veterans (persons who have served in the active military or naval service of the United States... paragraphs (b) (1), (2), (3), and (4) of this section. (c) The Commissioner may insure under this part... mortgage must meet the following special requirements: (1)(i) Except as provided by paragraph (c)(1)(ii)...

  2. 26 CFR 6a.103A-2 - Qualified mortgage bond.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... sisters (whether by the whole or half blood), spouse, ancestors, and lineal descendants. For example... in the amount of $5,000, which E owes to X, a local bank. D further agrees to purchase from E the...-occupied residences. X contracts with bank M to originate and service the mortgages. The trust...

  3. 26 CFR 6a.103A-2 - Qualified mortgage bond.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... sisters (whether by the whole or half blood), spouse, ancestors, and lineal descendants. For example... in the amount of $5,000, which E owes to X, a local bank. D further agrees to purchase from E the...-occupied residences. X contracts with bank M to originate and service the mortgages. The trust...

  4. 26 CFR 6a.103A-2 - Qualified mortgage bond.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 70 percent or more of the families have an income which is 80 percent or less of the State-wide median family income. (ii) The determination under subdivision (i) shall be made on the basis of the most... qualified mortgage bond issue as indicated by low per capita income, a high percentage of families...

  5. 12 CFR 1026.33 - Requirements for reverse mortgages.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 9 2014-01-01 2014-01-01 false Requirements for reverse mortgages. 1026.33..., determined in accordance with paragraph (c) of this section and expressed as a table of “total annual loan... provided in the model form found in paragraph (d) of appendix K of this part. (c) Projected total cost...

  6. 12 CFR 1026.39 - Mortgage transfer disclosures.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 9 2014-01-01 2014-01-01 false Mortgage transfer disclosures. 1026.39 Section... dwelling of a consumer. (b) Disclosure required. Except as provided in paragraph (c) of this section, each... applicable provisions of the Electronic Signatures in Global and National Commerce Act (E-Sign Act) (15...

  7. 24 CFR 206.201 - Mortgage servicing generally; sanctions.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ..., except that references in that section to payments by a mortgagor shall mean payments to the mortgagor. ...) Importance of timely payments. The paramount servicing responsibility is the need to make timely payments in full as required by the mortgage. Any failure of a mortgagee to make all payments required by...

  8. 24 CFR 266.604 - Mortgage insurance premium: Other requirements.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... AUTHORITIES HOUSING FINANCE AGENCY RISK-SHARING PROGRAM FOR INSURED AFFORDABLE MULTIFAMILY PROJECT LOANS..., based upon the respective share of risk, that is to be used in calculating mortgage insurance premiums under this section: Percentage share of risk HUD HFA Prescribed percentage for calculating HFA's...

  9. 12 CFR 226.39 - Mortgage transfer disclosures.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... SYSTEM (CONTINUED) TRUTH IN LENDING (REGULATION Z) Special Rules for Certain Home Mortgage Transactions... transaction that is secured by the principal dwelling of a consumer. (b) Disclosure required. Except as... consumer may keep. The disclosures required by this section may be provided to the consumer in...

  10. 26 CFR 6a.103A-2 - Qualified mortgage bond.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... State constitution which was adopted in 1970 and effective on July 1, 1971, had home rule powers on the... constitution, the allocation of that portion of the State ceiling which is allocated to any constitutional home... “qualified mortgage bond” means one or more obligations issued by a State or any political...

  11. 78 FR 70856 - Information Reporting of Mortgage Insurance Premiums

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-11-27

    ... guidance as to reporting requirements under section 6050H(h) to reporting entities receiving premiums... Internal Revenue Service 26 CFR Part 1 RIN 1545-BL48 Information Reporting of Mortgage Insurance Premiums... regulations. SUMMARY: This document contains final regulations that require information reporting by...

  12. 76 FR 6185 - Registration of Mortgage Loan Originators

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-02-03

    ... CORPORATION DEPARTMENT OF THE TREASURY Office of Thrift Supervision [Docket ID OTS-2011-0001] FARM CREDIT ADMINISTRATION NATIONAL CREDIT UNION ADMINISTRATION Registration of Mortgage Loan Originators AGENCY: Office of... Credit Administration (FCA); and National Credit Union Administration (NCUA). ACTION: Notice....

  13. 78 FR 51046 - Registration of Mortgage Loan Originators

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-08-20

    ... From the Federal Register Online via the Government Publishing Office FARM CREDIT ADMINISTRATION 12 CFR Part 610 RIN 3052-AC78 Registration of Mortgage Loan Originators AGENCY: Farm Credit Administration. ACTION: Interim rule with request for comments. SUMMARY: The Farm Credit Administration (FCA,...

  14. 77 FR 26698 - Allocation of Mortgage Insurance Premiums

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-05-07

    ... Internal Revenue Service 26 CFR Part 1 RIN 1545-BH84 Allocation of Mortgage Insurance Premiums AGENCY... insurance premiums to determine the amount of the prepaid premium that is treated as qualified residence..., Unemployment Insurance Reauthorization, and Job Creation Act of 2010. The regulations affect taxpayers who...

  15. 78 FR 10367 - Appraisals for Higher-Priced Mortgage Loans

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-02-13

    ...)(5), 15 U.S.C. 1602(cc)(5) (defining ``residential mortgage loan''). By 1.5 or more percentage points... than a consumer credit transaction under an open-end credit plan. 15 U.S.C. 1602(cc)(5). New TILA... than a consumer credit transaction under an open-end credit plan.'' 15 U.S.C. 1602(cc)(5)....

  16. 46 CFR 356.31 - Maintenance of Mortgage Trustee approval.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... 46 Shipping 8 2013-10-01 2013-10-01 false Maintenance of Mortgage Trustee approval. 356.31 Section 356.31 Shipping MARITIME ADMINISTRATION, DEPARTMENT OF TRANSPORTATION MISCELLANEOUS REQUIREMENTS FOR VESSELS OF 100 FEET OR GREATER IN REGISTERED LENGTH TO OBTAIN A FISHERY ENDORSEMENT TO THE...

  17. 46 CFR 356.31 - Maintenance of Mortgage Trustee approval.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 46 Shipping 8 2010-10-01 2010-10-01 false Maintenance of Mortgage Trustee approval. 356.31 Section 356.31 Shipping MARITIME ADMINISTRATION, DEPARTMENT OF TRANSPORTATION MISCELLANEOUS REQUIREMENTS FOR VESSELS OF 100 FEET OR GREATER IN REGISTERED LENGTH TO OBTAIN A FISHERY ENDORSEMENT TO THE...

  18. 46 CFR 356.31 - Maintenance of Mortgage Trustee approval.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... 46 Shipping 8 2014-10-01 2014-10-01 false Maintenance of Mortgage Trustee approval. 356.31 Section 356.31 Shipping MARITIME ADMINISTRATION, DEPARTMENT OF TRANSPORTATION MISCELLANEOUS REQUIREMENTS FOR VESSELS OF 100 FEET OR GREATER IN REGISTERED LENGTH TO OBTAIN A FISHERY ENDORSEMENT TO THE...

  19. 46 CFR 356.31 - Maintenance of Mortgage Trustee approval.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 46 Shipping 8 2011-10-01 2011-10-01 false Maintenance of Mortgage Trustee approval. 356.31 Section 356.31 Shipping MARITIME ADMINISTRATION, DEPARTMENT OF TRANSPORTATION MISCELLANEOUS REQUIREMENTS FOR VESSELS OF 100 FEET OR GREATER IN REGISTERED LENGTH TO OBTAIN A FISHERY ENDORSEMENT TO THE...

  20. 46 CFR 356.27 - Mortgage Trustee requirements.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... 46 Shipping 8 2013-10-01 2013-10-01 false Mortgage Trustee requirements. 356.27 Section 356.27 Shipping MARITIME ADMINISTRATION, DEPARTMENT OF TRANSPORTATION MISCELLANEOUS REQUIREMENTS FOR VESSELS OF 100 FEET OR GREATER IN REGISTERED LENGTH TO OBTAIN A FISHERY ENDORSEMENT TO THE VESSEL'S...

  1. 46 CFR 356.27 - Mortgage Trustee requirements.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... 46 Shipping 8 2014-10-01 2014-10-01 false Mortgage Trustee requirements. 356.27 Section 356.27 Shipping MARITIME ADMINISTRATION, DEPARTMENT OF TRANSPORTATION MISCELLANEOUS REQUIREMENTS FOR VESSELS OF 100 FEET OR GREATER IN REGISTERED LENGTH TO OBTAIN A FISHERY ENDORSEMENT TO THE VESSEL'S...

  2. 46 CFR 356.31 - Maintenance of Mortgage Trustee approval.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... 46 Shipping 8 2012-10-01 2012-10-01 false Maintenance of Mortgage Trustee approval. 356.31 Section 356.31 Shipping MARITIME ADMINISTRATION, DEPARTMENT OF TRANSPORTATION MISCELLANEOUS REQUIREMENTS FOR VESSELS OF 100 FEET OR GREATER IN REGISTERED LENGTH TO OBTAIN A FISHERY ENDORSEMENT TO THE...

  3. 46 CFR 356.27 - Mortgage Trustee requirements.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... 46 Shipping 8 2012-10-01 2012-10-01 false Mortgage Trustee requirements. 356.27 Section 356.27 Shipping MARITIME ADMINISTRATION, DEPARTMENT OF TRANSPORTATION MISCELLANEOUS REQUIREMENTS FOR VESSELS OF 100 FEET OR GREATER IN REGISTERED LENGTH TO OBTAIN A FISHERY ENDORSEMENT TO THE VESSEL'S...

  4. Improving preemptive transplant education to increase living donation rates: reaching patients earlier in their disease adjustment process.

    PubMed

    Hays, Rebecca; Waterman, Amy D

    2008-12-01

    Patients who receive a preemptive kidney transplant before starting dialysis avoid the medical complications related to dialysis and have the highest graft success and lowest mortality rates. Because only 2.5% of incident patients receive kidney transplants preemptively, improved psychosocial education may assist more patients in accessing preemptive transplant. This article outlines (1) unique psychosocial issues affecting patients with chronic kidney disease stage 4 (glomerular filtration rates > 20 mL/min per 1.73 m2) and (2) how an educational program about preemptive living donor transplant should be designed and administered to increase access to this treatment option. Early referral patients may be overwhelmed in coping with and learning about their disease and, therefore, not ready to make a treatment decision, or they may be highly motivated to obtain a transplant to avoid dialysis and return to a normal life. An education program that defines the quality-of-life and health benefits possible with early transplant is outlined. The program is focused on minimizing the disruption of starting 2 treatment techniques and maximizing early transplant health, graft survival, employability, and retention of insurance coverage. Once the benefits of preemptive living donor transplant are outlined, educators can focus on demystifying the living donor evaluation process and assisting interested patients in planning how to find a living donor. To reach all patients, especially racial minorities, education about preemptive transplant should be available in primary-care physicians' and community nephrologists' offices, at dialysis centers, and through other kidney organizations.

  5. An age adjustment of very young children of India, 1981 and reappraisal of fertility and mortality rates--A model approach.

    PubMed

    Mukhopadhyay, B K

    1986-01-01

    Several approaches were made by actuaries and demographers to correct and smooth the Indian age distribution with special emphasis on population in age group 0-4 at different points of time. The present analysis conceives the life table stationary population (using the West Model) as 'reference standard'. 2 parameters were estimated from a regression equation using the proportion of population in age groups 5-14 and 60-plus as independent variables and that in 0-4 as the dependent variable. The corrected census proportions in age group 0-4 obtained from the regression model under certain assumptions for the 14 major states and India seem to be consistent and to have slightly lower values than those of the 1971 adjusted data. Moreover, unadjusted and adjusted proportions in 5-14 and 60 plus do not show any significant difference between the predicted values. Using the corrected population aged 0-4 years, the average annual birth and death rates during the 5 year period preceeding the 1981 census have been estimated for those 14 states and India as well. The estimated birth rates so obtained were further adjusted using an appropriate factor from the West Model and Indian life table survival ratios. The final estimates seem to be consistent, except for a few, and to have slightly higher values than those of earlier estimates. As the present analysis is based on a 5% sample and confined to only 14 states, it is proposed to study the same for all the states and India in greater detail using full count data on age distribution and actul life tables as and when available.

  6. Rate of phosphoantimonylmolybdenum blue complex formation in acidic persulfate digested sample matrix for total dissolved phosphorus determination: importance of post-digestion pH adjustment.

    PubMed

    Huang, Xiao-Lan; Zhang, Jia-Zhong

    2008-10-19

    Acidic persulfate oxidation is one of the most common procedures used to digest dissolved organic phosphorus compounds in water samples for total dissolved phosphorus determination. It has been reported that the rates of phosphoantimonylmolybdenum blue complex formation were significantly reduced in the digested sample matrix. This study revealed that the intermediate products of persulfate oxidation, not the slight change in pH, cause the slowdown of color formation. This effect can be remedied by adjusting digested samples pH to a near neural to decompose the intermediate products. No disturbing effects of chlorine on the phosphoantimonylmolybdenum blue formation in seawater were observed. It is noted that the modification of mixed reagent recipe cannot provide near neutral pH for the decomposition of the intermediate products of persulfate oxidation. This study provides experimental evidence not only to support the recommendation made in APHA standard methods that the pH of the digested sample must be adjusted to within a narrow range of sample, but also to improve the understanding of role of residue from persulfate decomposition on the subsequent phosphoantimonylmolybdenum blue formation.

  7. Experimental investigation and theoretical analysis of pulse repetition rate adjustable deep ultraviolet picosecond radiation by second harmonic generation in KBe2BO3F2

    NASA Astrophysics Data System (ADS)

    Xu, Zhi; Zhang, Fengfeng; Zhang, Shenjin; Wang, Zhimin; Yang, Feng; Xu, Fengliang; Peng, Qinjun; Cui, Dafu; Zhang, Jingyuan; Wang, Xiaoyang; Chen, Chuangtian; Xu, Zuyan

    2014-06-01

    We reported on an experimental investigation and theoretical analysis of pulse repetition rate (PRR) adjustable deep ultraviolet (DUV) picosecond (ps) radiation by second harmonic generation (SHG) in KBe2BO3F2 (KBBF) crystal. Third harmonic radiation at 355 nm of a ps Nd:YVO4 laser output with PRR of 200 kHz-1 MHz was employed as the pump source. The dependence of the 177.3 nm output power on the 355 nm pump power was measured at different PRRs, and the maximum 177.3 nm average output power of 695 μW was obtained at the PRR of 200 kHz. The measured data agreed well with the results of the ps KBBF SHG theoretical simulations. Using simulations, the pulse width and the spectral bandwidth of the generated radiation at 177.3 nm were estimated to be 5.88 ps and 7.84 pm, respectively.

  8. 78 FR 62712 - Rate Adjustment

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-10-22

    ... Service in Response to Commission Order No. 1059, September 26, 2013 (Exigent Request). See also Docket...,'' is ``premised on the recent recession as an exigent event.'' Id. at 1, 2. In Order No. 1059, the..., December 20, 2011, at 6 (Order No. 1059). If the Postal Service wishes to pursue its Exigent Request,...

  9. 75 FR 51623 - Registration of Mortgage Loan Originators

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-08-23

    ...The OCC, Board, FDIC, OTS, FCA, and NCUA (collectively, the Agencies) are adopting final rules to implement the Secure and Fair Enforcement for Mortgage Licensing Act (the S.A.F.E. Act). The S.A.F.E. Act requires an employee of a bank, savings association, credit union or Farm Credit System (FCS) institution and certain of their subsidiaries that are regulated by a Federal banking agency or......

  10. 78 FR 36562 - 30-Day Notice of Proposed Information Collection: Home Equity Conversion Mortgage (HECM...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-06-18

    ... the information collection for a period of 60 days was published on August 31, 2012. A. Overview of... borrower eligibility, property analysis, underwriting analysis, and collection of mortgage...

  11. Improving teacher-child relationship quality and teacher-rated behavioral adjustment amongst externalizing preschoolers: effects of a two-component intervention.

    PubMed

    Vancraeyveldt, Caroline; Verschueren, Karine; Wouters, Sofie; Van Craeyevelt, Sanne; Van den Noortgate, Wim; Colpin, Hilde

    2015-02-01

    The school-based Playing-2-gether is a 12-week intervention with two components aimed at decreasing child externalizing behavior through improving teacher-child interactions. The first component is rooted in attachment theory and aimed at enhancing teacher-child relationship quality, and the second is based on learning theory and aimed at improving teachers' behavior management. In this three-wave randomized study, effects of Playing-2-gether on the teacher-child relationship quality and on teacher-rated child behavioral adjustment were investigated. To this aim, 175 dyads consisting of male preschoolers with relatively high levels of externalizing problem behavior and their teachers were randomly assigned to Playing-2-gether (n = 89) or an education-as-usual control condition (n = 86). Teacher-rated questionnaires were collected at pre-test, after the first intervention component, and at post-test. At post-test, the intervention group showed a larger decrease in teacher-child conflict, child conduct problems, and child hyperactivity/inattention. Supplementary analyses showed that all positive effects were already visible after the first intervention component and that teacher-child conflict, child conduct problems and hyperactivity/inattention did not further reduce during the second component. In addition, an increase in closeness was found following the first component, but subsequently disappeared at post-test.

  12. Use of Glucose Rate of Change Arrows to Adjust Insulin Therapy Among Individuals with Type 1 Diabetes Who Use Continuous Glucose Monitoring

    PubMed Central

    Pettus, Jeremy

    2016-01-01

    Abstract Objective: This study was performed to understand and to compare differences in utilization of continuous glucose monitoring (CGM) and the rate of change (ROC) arrow to adjust insulin therapy among individuals with type 1 diabetes (T1D), comparing those treated with multiple daily insulin injections (MDI) with those treated with continuous subcutaneous insulin infusion (CSII). Research Design and Methods: We surveyed 222 T1D individuals who regularly used real-time CGM to obtain information about general CGM use and response to glucose ROC arrows in managing their diabetes. Results: The survey was completed by 222 T1D individuals. Respondents included CSII (n = 166) and MDI (n = 56) users. MDI and CSII respondents reported similar substantial increases in correction dosages (from 220 mg/dL to 120 mg/dL) in response to increasing glucose (one ROC arrow up: rising 2–3 mg/dL/min): +120% and +108%, respectively (P = 0.13). MDI and CSII respondents reported similar substantial increases in correction dosages in response to rapidly increasing glucose (two arrows up: rising >3 mg/dL/min): +146% and +138%, respectively (P = 0.72). When correcting from 220 mg/dL to 120 mg/dL, MDI respondents reported larger correction dosage reductions than CSII respondents in response to decreasing glucose (one ROC down arrow: decreasing 2–3 mg/dL/min) and rapidly decreasing glucose (two ROC down arrows: decreasing >3 mg/dL/min): −50% versus −37%, respectively (P = 0.024) and −52% versus 38%, respectively (P = 0.034). Similar between-group differences were observed in mealtime dosage adjustments. Conclusions: CGM users often rely on ROC information when determining insulin doses and tend to make larger changes than current recommendations suggest regardless of insulin delivery method. PMID:26784128

  13. Age and double product (systolic blood pressure x heart rate) reserve-adjusted modification of the Duke Treadmill Score nomogram in men.

    PubMed

    Sadrzadeh Rafie, Amir H; Dewey, Frederick E; Sungar, Gannon W; Ashley, Euan A; Hadley, David; Myers, Jonathan; Froelicher, Victor F

    2008-11-15

    The Duke Treadmill Score (DTS) is an established clinical tool for risk stratification. Our aim was to determine if other variables could improve the prognostic power of the DTS and if so, to modify the DTS nomogram. From a total of 1,959 patients referred for exercise testing at the Palo Alto VA Medical Center from 1997 to 2006 (a mean follow-up of 5.4 years), we studied 1,759 male veterans (age 57 +/- 12 years) free of heart failure. Double product (DP) was calculated by multiplying systolic blood pressure and heart rate; variables and their products were subtracted to obtain the differences between at rest and maximal exercise (reserve) and recovery. Of all the hemodynamic measurements, DP reserve was the strongest predictor of cardiovascular death (CVD) (Wald Z-score -3.84, p <0.001) after adjustment for potential confounders. When the components of DTS were entered in the Cox hazard model with DP reserve and age, only DP reserve and age were chosen (p <0.00001). Using the Cox coefficients, a score calculated by [age - DTS - 3 x (DP reserve/1,000)] yielded an area under the curve of 0.84 compared with 0.76 for the DTS. Using this equation, a nomogram was constructed by adding age and DP reserve to the original DTS nomogram improving estimation of annual CVD. In conclusion, we propose an age and DP reserve-adjusted DTS nomogram that improves the prognostic estimates of average annual CVD over the DTS alone.

  14. Chiropractic Adjustment

    MedlinePlus

    ... structural alignment and improve your body's physical function. Low back pain, neck pain and headache are the most common ... treated. Chiropractic adjustment can be effective in treating low back pain, although much of the research done shows only ...

  15. Adjustment disorder

    MedlinePlus

    ... from other people Skipped heartbeats and other physical complaints Trembling or twitching To have adjustment disorder, you ... ADAM Health Solutions. About MedlinePlus Site Map FAQs Customer Support Get email updates Subscribe to RSS Follow ...

  16. Beta2-microglobulin is a better predictor of treatment-free survival in patients with chronic lymphocytic leukaemia if adjusted according to glomerular filtration rate.

    PubMed

    Delgado, Julio; Pratt, Guy; Phillips, Neil; Briones, Javier; Fegan, Chris; Nomdedeu, Josep; Pepper, Chris; Aventin, Anna; Ayats, Ramon; Brunet, Salut; Martino, Rodrigo; Valcarcel, David; Milligan, Donald; Sierra, Jorge

    2009-06-01

    Even in the era of newer and sophisticated prognostic markers, beta(2)-microglobulin (B2M) remains a simple but very powerful predictor of treatment-free survival (TFS) and overall survival (OS) in patients with chronic lymphocytic leukaemia (CLL). However, B2M levels are heavily influenced by the patient's glomerular filtration rate (GFR) and this study aimed to evaluate whether GFR-adjusted B2M (GFR-B2M) had improved prognostic value compared to unadjusted B2M in a cohort of over 450 consecutive CLL patients from two separate institutions. Multivariate analysis identified a significantly shorter TFS in patients who were ZAP-70 + (P < 0.001), with increased GFR-B2M (P < 0.001), and del(11q) or del(17p) as detected by fluorescence in situ hybridization (FISH; P < 0.001). When OS was evaluated by multivariate analysis, age 65 years or older (P < 0.001) and poor risk FISH abnormalities (P < 0.001) had a confirmed adverse prognostic impact, but the predictive value of GFR-B2M was lost in the validation analysis. In all survival models, B2M did not attain independent significance unless GFR-B2M was eliminated from the analysis. In conclusion, GFR-B2M is a better predictor of TFS than unadjusted B2M in CLL patients.

  17. Probability versus representativeness in infancy: can infants use naïve physics to adjust population base rates in probabilistic inference?

    PubMed

    Denison, Stephanie; Trikutam, Pallavi; Xu, Fei

    2014-08-01

    A rich tradition in developmental psychology explores physical reasoning in infancy. However, no research to date has investigated whether infants can reason about physical objects that behave probabilistically, rather than deterministically. Physical events are often quite variable, in that similar-looking objects can be placed in similar contexts with different outcomes. Can infants rapidly acquire probabilistic physical knowledge, such as some leaves fall and some glasses break by simply observing the statistical regularity with which objects behave and apply that knowledge in subsequent reasoning? We taught 11-month-old infants physical constraints on objects and asked them to reason about the probability of different outcomes when objects were drawn from a large distribution. Infants could have reasoned either by using the perceptual similarity between the samples and larger distributions or by applying physical rules to adjust base rates and estimate the probabilities. Infants learned the physical constraints quickly and used them to estimate probabilities, rather than relying on similarity, a version of the representativeness heuristic. These results indicate that infants can rapidly and flexibly acquire physical knowledge about objects following very brief exposure and apply it in subsequent reasoning.

  18. 24 CFR 203.420 - Nature of Mutual Mortgage Insurance Fund.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Nature of Mutual Mortgage Insurance Fund. 203.420 Section 203.420 Housing and Urban Development Regulations Relating to Housing and Urban... and Distributive Shares § 203.420 Nature of Mutual Mortgage Insurance Fund. The Mutual...

  19. 24 CFR 203.664 - Processing defaulted mortgages on property located on Indian land.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... property located on Indian land. 203.664 Section 203.664 Housing and Urban Development Regulations Relating... Responsibilities Mortgages in Default on Property Located on Indian Reservations § 203.664 Processing defaulted mortgages on property located on Indian land. Before a mortgagee requests that the Secretary...

  20. 24 CFR 203.665 - Processing defaulted mortgages on property located on Hawaiian home lands.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... property located on Hawaiian home lands. 203.665 Section 203.665 Housing and Urban Development Regulations... Responsibilities Mortgages in Default on Property Located on Hawaiian Home Lands § 203.665 Processing defaulted mortgages on property located on Hawaiian home lands. Before a mortgagee requests the Secretary to...

  1. 24 CFR 203.665 - Processing defaulted mortgages on property located on Hawaiian home lands.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... property located on Hawaiian home lands. 203.665 Section 203.665 Housing and Urban Development Regulations... Responsibilities Mortgages in Default on Property Located on Hawaiian Home Lands § 203.665 Processing defaulted mortgages on property located on Hawaiian home lands. Before a mortgagee requests the Secretary to...

  2. 24 CFR 203.664 - Processing defaulted mortgages on property located on Indian land.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... property located on Indian land. 203.664 Section 203.664 Housing and Urban Development Regulations Relating... Responsibilities Mortgages in Default on Property Located on Indian Reservations § 203.664 Processing defaulted mortgages on property located on Indian land. Before a mortgagee requests that the Secretary...

  3. 77 FR 57199 - 2012 Real Estate Settlement Procedures Act (Regulation X) Mortgage Servicing Proposal

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-09-17

    ... obligations: To correct errors asserted by mortgage loan borrowers; to provide information requested by... establish reasonable information management policies and procedures; to provide information about mortgage... agency name and docket number or Regulatory Information Number (RIN) for this rulemaking. In general,...

  4. 24 CFR 203.420 - Nature of Mutual Mortgage Insurance Fund.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 24 Housing and Urban Development 2 2014-04-01 2014-04-01 false Nature of Mutual Mortgage Insurance Fund. 203.420 Section 203.420 Housing and Urban Development Regulations Relating to Housing and Urban... and Distributive Shares § 203.420 Nature of Mutual Mortgage Insurance Fund. The Mutual...

  5. 24 CFR 203.260 - Amount of mortgage insurance premium (periodic MIP).

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false Amount of mortgage insurance premium (periodic MIP). 203.260 Section 203.260 Housing and Urban Development Regulations Relating to... COMMISSIONER, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER...

  6. 24 CFR 203.260 - Amount of mortgage insurance premium (periodic MIP).

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Amount of mortgage insurance premium (periodic MIP). 203.260 Section 203.260 Housing and Urban Development Regulations Relating to... COMMISSIONER, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER...

  7. 75 FR 41875 - Technical Processing Requirements for Multifamily Project Mortgage Insurance

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-07-19

    ... URBAN DEVELOPMENT Technical Processing Requirements for Multifamily Project Mortgage Insurance AGENCY... for the purpose of obtaining multifamily mortgage insurance for new or rehabilitated housing. The information collected is used to determine if key principals are acceptable and have the insurance for new...

  8. 24 CFR 207.259a - Waiver of title objection; mortgages formerly Commissioner-held.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... HOUSING COMMISSIONER, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Waiver of title objection; mortgages formerly Commissioner-held. 207.259a Section 207.259a Housing and Urban Development...

  9. 24 CFR 203.421 - Allocation of Mutual Mortgage Insurance Fund income or loss.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Allocation of Mutual Mortgage Insurance Fund income or loss. 203.421 Section 203.421 Housing and Urban Development Regulations Relating to... COMMISSIONER, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER...

  10. 24 CFR 207.259a - Waiver of title objection; mortgages formerly Commissioner-held.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... HOUSING COMMISSIONER, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false Waiver of title objection; mortgages formerly Commissioner-held. 207.259a Section 207.259a Housing and Urban Development...

  11. 24 CFR 203.421 - Allocation of Mutual Mortgage Insurance Fund income or loss.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false Allocation of Mutual Mortgage Insurance Fund income or loss. 203.421 Section 203.421 Housing and Urban Development Regulations Relating to... COMMISSIONER, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER...

  12. 24 CFR 203.422 - Right and liability under Mutual Mortgage Insurance Fund.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false Right and liability under Mutual Mortgage Insurance Fund. 203.422 Section 203.422 Housing and Urban Development Regulations Relating to... COMMISSIONER, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER...

  13. 24 CFR 203.422 - Right and liability under Mutual Mortgage Insurance Fund.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Right and liability under Mutual Mortgage Insurance Fund. 203.422 Section 203.422 Housing and Urban Development Regulations Relating to... COMMISSIONER, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER...

  14. 24 CFR 203.421 - Allocation of Mutual Mortgage Insurance Fund income or loss.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false Allocation of Mutual Mortgage Insurance Fund income or loss. 203.421 Section 203.421 Housing and Urban Development Regulations Relating to... COMMISSIONER, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER...

  15. 24 CFR 203.404 - Amount of payment-assigned mortgages.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Amount of payment-assigned mortgages. 203.404 Section 203.404 Housing and Urban Development Regulations Relating to Housing and...

  16. 24 CFR 203.404 - Amount of payment-assigned mortgages.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false Amount of payment-assigned mortgages. 203.404 Section 203.404 Housing and Urban Development Regulations Relating to Housing and...

  17. 24 CFR 203.421 - Allocation of Mutual Mortgage Insurance Fund income or loss.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Allocation of Mutual Mortgage Insurance Fund income or loss. 203.421 Section 203.421 Housing and Urban Development Regulations Relating to... COMMISSIONER, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER...

  18. 24 CFR 207.259a - Waiver of title objection; mortgages formerly Commissioner-held.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... HOUSING COMMISSIONER, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Waiver of title objection; mortgages formerly Commissioner-held. 207.259a Section 207.259a Housing and Urban Development...

  19. 24 CFR 203.422 - Right and liability under Mutual Mortgage Insurance Fund.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Right and liability under Mutual Mortgage Insurance Fund. 203.422 Section 203.422 Housing and Urban Development Regulations Relating to... COMMISSIONER, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER...

  20. 24 CFR 236.252 - First, second, and third mortgage insurance premiums.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false First, second, and third mortgage insurance premiums. 236.252 Section 236.252 Housing and Urban Development Regulations Relating to Housing... COMMISSIONER, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER...