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Sample records for adjustable rate mortgage

  1. 24 CFR 203.49 - Eligibility of adjustable rate mortgages.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... National Housing Act. (a) Types of mortgages insurable. The types of adjustable rate mortgages that are... payment, except that, for these types of mortgages, the first adjustment shall be no sooner or later than... secured by a principal dwelling under the Truth in Lending Act, 15 U.S.C. 1601 et seq. (h)...

  2. The Impact of Financial Sophistication on Adjustable Rate Mortgage Ownership

    ERIC Educational Resources Information Center

    Smith, Hyrum; Finke, Michael S.; Huston, Sandra J.

    2011-01-01

    The influence of a financial sophistication scale on adjustable-rate mortgage (ARM) borrowing is explored. Descriptive statistics and regression analysis using recent data from the Survey of Consumer Finances reveal that ARM borrowing is driven by both the least and most financially sophisticated households but for different reasons. Less…

  3. 24 CFR 203.49 - Eligibility of adjustable rate mortgages.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... section shall apply only to mortgage loans described under sections 203(b), 203(h) and 203(k) of the...; (ii) Three-year adjustable rate mortgages—no sooner than 36 months or later than 42 months; (iii) Five... secured by a principal dwelling under the Truth in Lending Act, 15 U.S.C. 1601 et seq. (h)...

  4. 24 CFR 200.16 - Project mortgage adjustments and reductions.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Project mortgage adjustments and reductions. 200.16 Section 200.16 Housing and Urban Development Regulations Relating to Housing and Urban... HOUSING AND URBAN DEVELOPMENT GENERAL INTRODUCTION TO FHA PROGRAMS Requirements for...

  5. 75 FR 8730 - Notice of Proposed Information Collection: Comment Request; FHA- Disclosure of Adjustable Rate...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-02-25

    ... Adjustable Rate Mortgages (ARMs) Rates AGENCY: Office of the Assistant Secretary for Housing, HUD. ACTION... of 1995 (44 U.S.C. Chapter 35, as amended). This Notice is soliciting comments from members of the... also lists the following information: Title of Proposal: Disclosure of Adjustable Rate Mortgages...

  6. 12 CFR 226.19 - Certain mortgage and variable-rate transactions.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 3 2013-01-01 2013-01-01 false Certain mortgage and variable-rate transactions... mortgage and variable-rate transactions. (a) Mortgage transactions subject to RESPA—(1)(i) Time of... no later than consummation or settlement. (b) Certain variable-rate transactions. 45a If the...

  7. 12 CFR 226.19 - Certain mortgage and variable-rate transactions.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 3 2014-01-01 2014-01-01 false Certain mortgage and variable-rate transactions... mortgage and variable-rate transactions. (a) Mortgage transactions subject to RESPA—(1)(i) Time of... no later than consummation or settlement. (b) Certain variable-rate transactions. 45a If the...

  8. 12 CFR 1026.19 - Certain mortgage and variable-rate transactions.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 8 2013-01-01 2013-01-01 false Certain mortgage and variable-rate transactions... (REGULATION Z) Closed-End Credit § 1026.19 Certain mortgage and variable-rate transactions. (a) Mortgage... disclose all the changed terms no later than consummation or settlement. (b) Certain...

  9. 12 CFR 1026.19 - Certain mortgage and variable-rate transactions.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 8 2012-01-01 2012-01-01 false Certain mortgage and variable-rate transactions... (REGULATION Z) Closed-End Credit § 1026.19 Certain mortgage and variable-rate transactions. (a) Mortgage... disclose all the changed terms no later than consummation or settlement. (b) Certain...

  10. 12 CFR 1026.19 - Certain mortgage and variable-rate transactions.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 9 2014-01-01 2014-01-01 false Certain mortgage and variable-rate transactions... (REGULATION Z) Closed-End Credit § 1026.19 Certain mortgage and variable-rate transactions. (a) Mortgage... disclose all the changed terms no later than consummation or settlement. (b) Certain...

  11. 78 FR 79285 - Home Mortgage Disclosure (Regulation C): Adjustment to Asset-Size Exemption Threshold

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-12-30

    ... PROTECTION 12 CFR Part 1003 Home Mortgage Disclosure (Regulation C): Adjustment to Asset-Size Exemption Threshold AGENCY: Bureau of Consumer Financial Protection. ACTION: Final rule; official commentary. SUMMARY: The Bureau of Consumer Financial Protection (Bureau) is publishing a final rule amending the...

  12. 12 CFR 226.19 - Certain mortgage and variable-rate transactions.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 3 2011-01-01 2011-01-01 false Certain mortgage and variable-rate transactions... variable-rate transactions. (a) Mortgage transactions subject to RESPA—(1)(i) Time of disclosures. In a... or settlement. (b) Certain variable-rate transactions. 45a If the annual percentage rate may...

  13. 12 CFR 226.19 - Certain mortgage and variable-rate transactions.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 3 2012-01-01 2012-01-01 false Certain mortgage and variable-rate transactions... variable-rate transactions. (a) Mortgage transactions subject to RESPA—(1)(i) Time of disclosures. In a... or settlement. (b) Certain variable-rate transactions. 45a If the annual percentage rate may...

  14. 24 CFR 221.256 - Interest rate increase and payment of mortgage insurance premiums on mortgages under § 221.60 and...

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES LOW COST AND MODERATE INCOME MORTGAGE INSURANCE-SAVINGS CLAUSE Contract Rights and Obligations-Low Cost Homes § 221.256... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Interest rate increase and...

  15. 24 CFR 221.256 - Interest rate increase and payment of mortgage insurance premiums on mortgages under § 221.60 and...

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES LOW COST AND MODERATE INCOME MORTGAGE INSURANCE-SAVINGS CLAUSE Contract Rights and Obligations-Low Cost Homes § 221.256... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Interest rate increase and...

  16. Vibrato rate adjustment.

    PubMed

    Dromey, Christopher; Carter, Neisha; Hopkin, Arden

    2003-06-01

    The goal of the present study was to document the acoustic changes that occur as singers attempt to increase or decrease their vibrato rate to match target stimuli. Eight advanced singing students produced vowels with vibrato in three registers, both naturally and while attempting to match faster or slower rate stimuli. Slower rates were associated with lower intensity and less steady vibrato. Faster rates involved increased vibrato extent in the chest register and increased intensity in the head register. Singers whose spontaneous vibrato rates were naturally either slower or faster tended to also be relatively slower or faster when matching target rates. This ability to modify rate may have beneficial effects on the artistic quality of the voice for performance. PMID:12825649

  17. 78 FR 62712 - Rate Adjustment

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-10-22

    ... noticing a recent Postal Service filing seeking postal rate adjustments based on exigent circumstances...,'' is ``premised on the recent recession as an exigent event.'' Id. at 1, 2. In Order No. 1059,...

  18. 24 CFR 221.795 - Displacement-below market interest rate mortgages.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Displacement-below market interest rate mortgages. 221.795 Section 221.795 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued) OFFICE OF ASSISTANT SECRETARY FOR HOUSING-FEDERAL...

  19. 24 CFR 221.795 - Displacement-below market interest rate mortgages.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Displacement-below market interest rate mortgages. 221.795 Section 221.795 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued) OFFICE OF ASSISTANT SECRETARY FOR HOUSING-FEDERAL...

  20. 24 CFR 221.795 - Displacement-below market interest rate mortgages.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false Displacement-below market interest rate mortgages. 221.795 Section 221.795 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued) OFFICE OF ASSISTANT SECRETARY FOR HOUSING-FEDERAL...

  1. 24 CFR 221.795 - Displacement-below market interest rate mortgages.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false Displacement-below market interest rate mortgages. 221.795 Section 221.795 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued) OFFICE OF ASSISTANT SECRETARY FOR HOUSING-FEDERAL...

  2. 12 CFR Appendix K to Part 226 - Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... Reverse Mortgage Transactions K Appendix K to Part 226 Banks and Banking FEDERAL RESERVE SYSTEM (CONTINUED) BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM TRUTH IN LENDING (REGULATION Z) Pt. 226, App. K Appendix K to Part 226—Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions...

  3. 12 CFR Appendix K to Part 226 - Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... Reverse Mortgage Transactions K Appendix K to Part 226 Banks and Banking FEDERAL RESERVE SYSTEM (CONTINUED) BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM TRUTH IN LENDING (REGULATION Z) Pt. 226, App. K Appendix K to Part 226—Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions...

  4. 12 CFR Appendix K to Part 226 - Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Reverse Mortgage Transactions K Appendix K to Part 226 Banks and Banking FEDERAL RESERVE SYSTEM (CONTINUED) BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM TRUTH IN LENDING (REGULATION Z) Pt. 226, App. K Appendix K to Part 226—Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions...

  5. Loan and Mortgage Spreadsheet.

    ERIC Educational Resources Information Center

    Burns, Edward

    Information about the effect of changes in interest rates and the length of repayment on mortgages is available through the use of this loan and mortgage spreadsheet program designed for use on Apple computers. It is especially designed to help people evaluate the relative advantages of a variable rate mortgage with a low initial rate of interest…

  6. Pilot States Program report: Home energy ratings systems and energy-efficient mortgages

    SciTech Connect

    Farhar, B.

    2000-04-04

    This report covers the accomplishments of the home energy ratings systems/energy-efficient mortgages (HERS/EEMs) pilot states from 1993 through 1998, including such indicators as funding, ratings and EEMs achieved, active raters, and training and marketing activities. A brief description of each HERS program's evolution is included, as well as their directors' views of the programs' future prospects. Finally, an analysis is provided of successful HERS program characteristics and factors that appear to contribute to HERS program success.

  7. Energy-efficient mortgages and home energy rating systems: A report on the nation`s progress

    SciTech Connect

    Farhar, B.C.; Eckert, J.

    1993-09-01

    This report summarizes progress throughout the nation in establishing voluntary programs linking home energy rating systems (HERS) and energy-efficient mortgages (EEMs). These programs use methods for rating the energy efficiency of new and existing homes and predicting energy cost savings so lenders can factor in energy cost savings when underwriting mortgages. The programs also encourage lenders to finance cost-effective energy-efficiency improvements to existing homes with low-interest mortgages or other instruments. The money saved on utility bills over the long term can more than offset the cost of such energy-efficiency improvements. The National Collaborative on HERS and EEMs recommended that this report be prepared.

  8. Optimal Mortgage Refinancing: A Closed Form Solution

    PubMed Central

    Agarwal, Sumit; Driscoll, John C.; Laibson, David I.

    2013-01-01

    We derive the first closed-form optimal refinancing rule: Refinance when the current mortgage interest rate falls below the original rate by at least 1ψ[ϕ+W(−exp(−ϕ))]. In this formula W(.) is the Lambert W-function, ψ=2(ρ+λ)σ,ϕ=1+ψ(ρ+λ)κ∕M(1−τ), ρ is the real discount rate, λ is the expected real rate of exogenous mortgage repayment, σ is the standard deviation of the mortgage rate, κ/M is the ratio of the tax-adjusted refinancing cost and the remaining mortgage value, and τ is the marginal tax rate. This expression is derived by solving a tractable class of refinancing problems. Our quantitative results closely match those reported by researchers using numerical methods. PMID:25843977

  9. A national program for energy-efficient mortgages and home energy rating systems: A blueprint for action

    SciTech Connect

    Not Available

    1992-03-01

    This Review Draft reports findings and recommendations of the National Collaborative on Home Energy Rating Systems and Mortgage Incentives for Energy Efficiency. The US Department of Energy, in cooperation with the US Department of Housing and Urban Development, formed this National Collaborative as a National Energy Strategy initiative. Participating in the Collaborative were representatives of the primary and secondary mortgage markets, builder and remodeler organizations, real estate and appraiser associations, the home energy rating system industry, utility associations, consumer and public interest groups, state and local government interest groups, and environmental organizations. The Collaborative's purpose was to develop a voluntary national program encouraging energy efficiency in homes through mortgage incentives linked to home energy ratings.

  10. 12 CFR Appendix K to Part 226 - Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 3 2014-01-01 2014-01-01 false Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions K Appendix K to Part 226 Banks and Banking FEDERAL RESERVE SYSTEM (CONTINUED..., App. K Appendix K to Part 226—Total Annual Loan Cost Rate Computations for Reverse...

  11. 12 CFR Appendix K to Part 226 - Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 3 2013-01-01 2013-01-01 false Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions K Appendix K to Part 226 Banks and Banking FEDERAL RESERVE SYSTEM (CONTINUED..., App. K Appendix K to Part 226—Total Annual Loan Cost Rate Computations for Reverse...

  12. 76 FR 42140 - Rate Adjustment Remand

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-07-18

    ... the amount of the revenue lost as a result of the exigent circumstances.'' Id. \\6\\ Id. The court... amount of the proposed adjustments precisely to the amount of revenue lost as a result of the exigent... amount of an exigent rate adjustment must match the amount of revenue lost as a result of an...

  13. 12 CFR Appendix K to Part 1026 - Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 8 2013-01-01 2013-01-01 false Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions K Appendix K to Part 1026 Banks and Banking BUREAU OF CONSUMER FINANCIAL PROTECTION TRUTH IN LENDING (REGULATION Z) Pt. 1026, App. K Appendix K to Part 1026—Total Annual Loan...

  14. 12 CFR Appendix K to Part 1026 - Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 8 2012-01-01 2012-01-01 false Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions K Appendix K to Part 1026 Banks and Banking BUREAU OF CONSUMER FINANCIAL PROTECTION TRUTH IN LENDING (REGULATION Z) Pt. 1026, App. K Appendix K to Part 1026—Total Annual Loan...

  15. 12 CFR 226.19 - Certain mortgage and variable-rate transactions.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... FEDERAL RESERVE SYSTEM TRUTH IN LENDING (REGULATION Z) Closed-End Credit § 226.19 Certain mortgage and... section. (x) The fact that the loan program contains a demand feature. (xi) The type of information...

  16. 76 FR 7883 - Postal Service Rate Adjustment

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-02-11

    ... rate adjustment.\\1\\ The Notice concerns the inbound portion of a bilateral agreement with HongKong Post... upon the Postal Service obtaining all regulatory approvals and notifying HongKong Post that all such... Agreement (CPG) Agreement. The Postal Service and HongKong Post, the postal operator for Hong Kong,...

  17. Risk adjustment for a children's capitation rate.

    PubMed

    Newhouse, J P; Sloss, E M; Manning, W G; Keeler, E B

    1993-01-01

    Few capitation arrangements vary premiums by a child's health characteristics, yielding an incentive to discriminate against children with predictably high expenditures from chronic diseases. In this article, we explore risk adjusters for the 35 percent of the variance in annual out-patient expenditure we find to be potentially predictable. Demographic factors such as age and gender only explain 5 percent of such variance; health status measures explain 25 percent, prior use and health status measures together explain 65 to 70 percent. The profit from risk selection falls less than proportionately with improved ability to adjust for risk. Partial capitation rates may be necessary to mitigate skimming and dumping. PMID:10133708

  18. Risk Adjustment for a Children's Capitation Rate

    PubMed Central

    Newhouse, Joseph P.; Sloss, Elizabeth M.; Manning, Willard G.; Keeler, Emmett B.

    1993-01-01

    Few capitation arrangements vary premiums by a child's health characteristics, yielding an incentive to discriminate against children with predictably high expenditures from chronic diseases. In this article, we explore risk adjusters for the 35 percent of the variance in annual outpatient expenditure we find to be potentially predictable. Demographic factors such as age and gender only explain 5 percent of such variance; health status measures explain 25 percent, prior use and health status measures together explain 65 to 70 percent. The profit from risk selection falls less than proportionately with improved ability to adjust for risk. Partial capitation rates may be necessary to mitigate skimming and dumping. PMID:10133708

  19. Adjustable flow rate controller for polymer solutions

    DOEpatents

    Jackson, Kenneth M.

    1981-01-01

    An adjustable device for controlling the flow rate of polymer solutions which results in only little shearing of the polymer molecules, said device comprising an inlet manifold, an outlet manifold, a plurality of tubes capable of providing communication between said inlet and outlet manifolds, said tubes each having an internal diameter that is smaller than that of the inlet manifold and large enough to insure that viscosity of the polymer solution passing through each said tube will not be reduced more than about 25 percent, and a valve associated with each tube, said valve being capable of opening or closing communication in that tube between the inlet and outlet manifolds, each said valve when fully open having a diameter that is substantially at least as great as that of the tube with which it is associated.

  20. Numerical ability predicts mortgage default.

    PubMed

    Gerardi, Kristopher; Goette, Lorenz; Meier, Stephan

    2013-07-01

    Unprecedented levels of US subprime mortgage defaults precipitated a severe global financial crisis in late 2008, plunging much of the industrialized world into a deep recession. However, the fundamental reasons for why US mortgages defaulted at such spectacular rates remain largely unknown. This paper presents empirical evidence showing that the ability to perform basic mathematical calculations is negatively associated with the propensity to default on one's mortgage. We measure several aspects of financial literacy and cognitive ability in a survey of subprime mortgage borrowers who took out loans in 2006 and 2007, and match them to objective, detailed administrative data on mortgage characteristics and payment histories. The relationship between numerical ability and mortgage default is robust to controlling for a broad set of sociodemographic variables, and is not driven by other aspects of cognitive ability. We find no support for the hypothesis that numerical ability impacts mortgage outcomes through the choice of the mortgage contract. Rather, our results suggest that individuals with limited numerical ability default on their mortgage due to behavior unrelated to the initial choice of their mortgage.

  1. Numerical ability predicts mortgage default.

    PubMed

    Gerardi, Kristopher; Goette, Lorenz; Meier, Stephan

    2013-07-01

    Unprecedented levels of US subprime mortgage defaults precipitated a severe global financial crisis in late 2008, plunging much of the industrialized world into a deep recession. However, the fundamental reasons for why US mortgages defaulted at such spectacular rates remain largely unknown. This paper presents empirical evidence showing that the ability to perform basic mathematical calculations is negatively associated with the propensity to default on one's mortgage. We measure several aspects of financial literacy and cognitive ability in a survey of subprime mortgage borrowers who took out loans in 2006 and 2007, and match them to objective, detailed administrative data on mortgage characteristics and payment histories. The relationship between numerical ability and mortgage default is robust to controlling for a broad set of sociodemographic variables, and is not driven by other aspects of cognitive ability. We find no support for the hypothesis that numerical ability impacts mortgage outcomes through the choice of the mortgage contract. Rather, our results suggest that individuals with limited numerical ability default on their mortgage due to behavior unrelated to the initial choice of their mortgage. PMID:23798401

  2. Numerical ability predicts mortgage default

    PubMed Central

    Gerardi, Kristopher; Goette, Lorenz; Meier, Stephan

    2013-01-01

    Unprecedented levels of US subprime mortgage defaults precipitated a severe global financial crisis in late 2008, plunging much of the industrialized world into a deep recession. However, the fundamental reasons for why US mortgages defaulted at such spectacular rates remain largely unknown. This paper presents empirical evidence showing that the ability to perform basic mathematical calculations is negatively associated with the propensity to default on one’s mortgage. We measure several aspects of financial literacy and cognitive ability in a survey of subprime mortgage borrowers who took out loans in 2006 and 2007, and match them to objective, detailed administrative data on mortgage characteristics and payment histories. The relationship between numerical ability and mortgage default is robust to controlling for a broad set of sociodemographic variables, and is not driven by other aspects of cognitive ability. We find no support for the hypothesis that numerical ability impacts mortgage outcomes through the choice of the mortgage contract. Rather, our results suggest that individuals with limited numerical ability default on their mortgage due to behavior unrelated to the initial choice of their mortgage. PMID:23798401

  3. 5 CFR 9901.322 - Setting and adjusting rate ranges.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 5 Administrative Personnel 3 2010-01-01 2010-01-01 false Setting and adjusting rate ranges. 9901... Increases § 9901.322 Setting and adjusting rate ranges. (a) Subject to § 9901.105, the Secretary may set and... factors. (b) The Secretary may determine the effective date of newly set or adjusted band rate...

  4. 18 CFR 154.403 - Periodic rate adjustments.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 18 Conservation of Power and Water Resources 1 2013-04-01 2013-04-01 false Periodic rate adjustments. 154.403 Section 154.403 Conservation of Power and Water Resources FEDERAL ENERGY REGULATORY COMMISSION, DEPARTMENT OF ENERGY REGULATIONS UNDER NATURAL GAS ACT RATE SCHEDULES AND TARIFFS Limited Rate Changes § 154.403 Periodic rate adjustments....

  5. 7 CFR 4287.112 - Interest rate adjustments.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... variable rates to reduce the borrower's interest rate only when the variable rate has a ceiling which is less than or equal to the original fixed rate. (2) Variable rates can be changed to a fixed rate which is at or below the current variable rate. (3) The interest rates, after adjustments, must comply...

  6. 7 CFR 4287.112 - Interest rate adjustments.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... variable rates to reduce the borrower's interest rate only when the variable rate has a ceiling which is less than or equal to the original fixed rate. (2) Variable rates can be changed to a fixed rate which is at or below the current variable rate. (3) The interest rates, after adjustments, must comply...

  7. 7 CFR 4287.112 - Interest rate adjustments.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... variable rates to reduce the borrower's interest rate only when the variable rate has a ceiling which is less than or equal to the original fixed rate. (2) Variable rates can be changed to a fixed rate which is at or below the current variable rate. (3) The interest rates, after adjustments, must comply...

  8. 7 CFR 4287.112 - Interest rate adjustments.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... variable rates to reduce the borrower's interest rate only when the variable rate has a ceiling which is less than or equal to the original fixed rate. (2) Variable rates can be changed to a fixed rate which is at or below the current variable rate. (3) The interest rates, after adjustments, must comply...

  9. 7 CFR 4287.112 - Interest rate adjustments.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... variable rates to reduce the borrower's interest rate only when the variable rate has a ceiling which is less than or equal to the original fixed rate. (2) Variable rates can be changed to a fixed rate which is at or below the current variable rate. (3) The interest rates, after adjustments, must comply...

  10. 5 CFR 536.305 - Adjusting an employee's retained rate when a pay schedule is adjusted.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... employee's existing position of record. (2) As provided in 5 CFR 531.206, a retained rate adjustment under... MANAGEMENT CIVIL SERVICE REGULATIONS GRADE AND PAY RETENTION Pay Retention § 536.305 Adjusting an employee's... 5 Administrative Personnel 1 2010-01-01 2010-01-01 false Adjusting an employee's retained...

  11. 10 CFR 436.22 - Adjusted internal rate of return.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... Methodology and Procedures for Life Cycle Cost Analyses § 436.22 Adjusted internal rate of return. The adjusted internal rate of return is the overall rate of return on an energy or water conservation measure... yearly net savings in energy or water and non-fuel or non-water operation and maintenance...

  12. 10 CFR 436.22 - Adjusted internal rate of return.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... Methodology and Procedures for Life Cycle Cost Analyses § 436.22 Adjusted internal rate of return. The adjusted internal rate of return is the overall rate of return on an energy or water conservation measure... yearly net savings in energy or water and non-fuel or non-water operation and maintenance...

  13. 10 CFR 436.22 - Adjusted internal rate of return.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 10 Energy 3 2012-01-01 2012-01-01 false Adjusted internal rate of return. 436.22 Section 436.22 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION FEDERAL ENERGY MANAGEMENT AND PLANNING PROGRAMS... adjusted internal rate of return is the overall rate of return on an energy or water conservation...

  14. 10 CFR 436.22 - Adjusted internal rate of return.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 10 Energy 3 2014-01-01 2014-01-01 false Adjusted internal rate of return. 436.22 Section 436.22 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION FEDERAL ENERGY MANAGEMENT AND PLANNING PROGRAMS... adjusted internal rate of return is the overall rate of return on an energy or water conservation...

  15. 10 CFR 903.11 - Advance announcement of rate adjustment.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 10 Energy 4 2013-01-01 2013-01-01 false Advance announcement of rate adjustment. 903.11 Section... Western Area Power Administrations § 903.11 Advance announcement of rate adjustment. The Administrator may... advertisement, and/or by Federal Register publication. Written comments relevant to rate policy and design...

  16. 10 CFR 903.11 - Advance announcement of rate adjustment.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 10 Energy 4 2012-01-01 2012-01-01 false Advance announcement of rate adjustment. 903.11 Section... Western Area Power Administrations § 903.11 Advance announcement of rate adjustment. The Administrator may... advertisement, and/or by Federal Register publication. Written comments relevant to rate policy and design...

  17. 10 CFR 903.11 - Advance announcement of rate adjustment.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 10 Energy 4 2011-01-01 2011-01-01 false Advance announcement of rate adjustment. 903.11 Section... Western Area Power Administrations § 903.11 Advance announcement of rate adjustment. The Administrator may... advertisement, and/or by Federal Register publication. Written comments relevant to rate policy and design...

  18. 10 CFR 903.11 - Advance announcement of rate adjustment.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 10 Energy 4 2014-01-01 2014-01-01 false Advance announcement of rate adjustment. 903.11 Section 903.11 Energy DEPARTMENT OF ENERGY POWER AND TRANSMISSION RATES Procedures for Public Participation in Power and Transmission Rate Adjustments and Extensions for the Alaska, Southeastern, Southwestern, and Western Area Power Administrations §...

  19. 10 CFR 903.11 - Advance announcement of rate adjustment.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 10 Energy 4 2010-01-01 2010-01-01 false Advance announcement of rate adjustment. 903.11 Section... Western Area Power Administrations § 903.11 Advance announcement of rate adjustment. The Administrator may... advertisement, and/or by Federal Register publication. Written comments relevant to rate policy and design...

  20. 78 FR 52781 - 30-Day Notice of Proposed Information Collection: Disclosure of Adjustable Rate Mortgages (ARMs...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-08-26

    ... or speech impairments may access this number through TTY by calling the toll-free Federal Relay Service at (800) 877-8339. This is not a toll- free number. Copies of available documents submitted to...

  1. 5 CFR 9701.322 - Setting and adjusting rate ranges.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 5 Administrative Personnel 3 2010-01-01 2010-01-01 false Setting and adjusting rate ranges. 9701.322 Section 9701.322 Administrative Personnel DEPARTMENT OF HOMELAND SECURITY HUMAN RESOURCES... SECURITY HUMAN RESOURCES MANAGEMENT SYSTEM Pay and Pay Administration Setting and Adjusting Rate...

  2. 5 CFR 9701.322 - Setting and adjusting rate ranges.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... SECURITY HUMAN RESOURCES MANAGEMENT SYSTEM Pay and Pay Administration Setting and Adjusting Rate Ranges... 5 Administrative Personnel 3 2011-01-01 2011-01-01 false Setting and adjusting rate ranges. 9701.322 Section 9701.322 Administrative Personnel DEPARTMENT OF HOMELAND SECURITY HUMAN...

  3. 10 CFR 436.22 - Adjusted internal rate of return.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 10 Energy 3 2010-01-01 2010-01-01 false Adjusted internal rate of return. 436.22 Section 436.22 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION FEDERAL ENERGY MANAGEMENT AND PLANNING PROGRAMS Methodology and Procedures for Life Cycle Cost Analyses § 436.22 Adjusted internal rate of return....

  4. 75 FR 455 - Adjustment of Cable Statutory License Royalty Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-01-05

    ... Participate. SUMMARY: The Copyright Royalty Judges are announcing the commencement of the proceeding to adjust the rates for the cable statutory license. The Copyright Royalty Judges also are announcing the date... Copyright Royalty Board Adjustment of Cable Statutory License Royalty Rates AGENCY: Copyright Royalty...

  5. 76 FR 53160 - Postal Service Rate Adjustment

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-08-25

    ... Service and Koninklijke TNT Post BV and TNT Post Pakketservice Benelux BV (TNT Agreement), and the China... the agreement is functionally equivalent to the previously filed TNT and CPG Agreements, and contains...'' and the TNT Agreement does not include rates for a service described as ``Global Confirmation Over...

  6. 18 CFR 154.403 - Periodic rate adjustments.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 18 Conservation of Power and Water Resources 1 2012-04-01 2012-04-01 false Periodic rate... COMMISSION, DEPARTMENT OF ENERGY REGULATIONS UNDER NATURAL GAS ACT RATE SCHEDULES AND TARIFFS Limited Rate Changes § 154.403 Periodic rate adjustments. (a) This section applies to the passthrough, on a...

  7. 18 CFR 154.403 - Periodic rate adjustments.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 18 Conservation of Power and Water Resources 1 2010-04-01 2010-04-01 false Periodic rate... COMMISSION, DEPARTMENT OF ENERGY REGULATIONS UNDER NATURAL GAS ACT RATE SCHEDULES AND TARIFFS Limited Rate Changes § 154.403 Periodic rate adjustments. (a) This section applies to the passthrough, on a...

  8. 5 CFR 9701.322 - Setting and adjusting rate ranges.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ....322 Section 9701.322 Administrative Personnel DEPARTMENT OF HOMELAND SECURITY HUMAN RESOURCES MANAGEMENT SYSTEM (DEPARTMENT OF HOMELAND SECURITY-OFFICE OF PERSONNEL MANAGEMENT) DEPARTMENT OF HOMELAND SECURITY HUMAN RESOURCES MANAGEMENT SYSTEM Pay and Pay Administration Setting and Adjusting Rate...

  9. 5 CFR 9701.322 - Setting and adjusting rate ranges.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ....322 Section 9701.322 Administrative Personnel DEPARTMENT OF HOMELAND SECURITY HUMAN RESOURCES MANAGEMENT SYSTEM (DEPARTMENT OF HOMELAND SECURITY-OFFICE OF PERSONNEL MANAGEMENT) DEPARTMENT OF HOMELAND SECURITY HUMAN RESOURCES MANAGEMENT SYSTEM Pay and Pay Administration Setting and Adjusting Rate...

  10. 75 FR 29577 - Rate Adjustments for Indian Irrigation Projects

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-05-26

    ... rates for the 2011 season in the Federal Register on October 23, 2009 (74 FR 54848), and we will publish... rates for the 2011 season for the San Carlos Irrigation Project (74 FR 40227).) Final Project name Rate... published in the Federal Register on October 23, 2009 (74 FR 54846) to propose adjustments to the...

  11. The effect of metropolitan-area mortgage delinquency on health behaviors, access to health services, and self-rated health in the United States, 2003-2010.

    PubMed

    Charters, Thomas J; Harper, Sam; Strumpf, Erin C; Subramanian, S V; Arcaya, Mariana; Nandi, Arijit

    2016-07-01

    The recent housing crisis offers the opportunity to understand the effects of unique indicators of macroeconomic conditions on health. We linked data on the proportion of mortgage borrowers per US metropolitan-area who were at least 90 days delinquent on their payments with individual-level outcomes from a representative sample of 1,021,341 adults surveyed through the Behavioral Risk Factor Surveillance System (BRFSS) between 2003 and 2010. We estimated the effects of metropolitan-area mortgage delinquency on individual health behaviors, medical coverage, and health status, as well as whether effects varied by race/ethnicity. Results showed that increases in the metropolitan-area delinquency rate resulted in decreases in heavy alcohol consumption and increases in exercise and health insurance coverage. However, the delinquency rate was also associated with increases in smoking and obesity in some population groups, suggesting the housing crisis may have induced stress-related behavioral change. Overall, the effects of metropolitan-area mortgage delinquency on population health were relatively modest. PMID:27261531

  12. 76 FR 5292 - Alternatives to Use of Credit Ratings in Regulations Governing the Federal National Mortgage...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-01-31

    ... other purposes. 111-211......... To protect Indian arts and crafts through the improvement July 29, 2010... in 2008. 111-286......... The Physician Payment and Therapy Relief Act of 2010....... Nov. 30, 2010... references to credit ratings in their capital regulations and prudential standards. See 75 FR 49423 (Aug....

  13. 38 CFR 3.27 - Automatic adjustment of benefit rates.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... adjustment of benefit rates. (a) Improved pension. Whenever there is a cost-of-living increase in benefit... income limitation and maximum monthly rates. Whenever there is a cost-of-living increase in benefit...(b)(1)) (c) Monetary allowance under 38 U.S.C. chapter 18 for certain individuals who are children...

  14. 38 CFR 3.27 - Automatic adjustment of benefit rates.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... adjustment of benefit rates. (a) Improved pension. Whenever there is a cost-of-living increase in benefit... income limitation and maximum monthly rates. Whenever there is a cost-of-living increase in benefit...(b)(1)) (c) Monetary allowance under 38 U.S.C. chapter 18 for certain individuals who are children...

  15. 38 CFR 3.27 - Automatic adjustment of benefit rates.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... adjustment of benefit rates. (a) Improved pension. Whenever there is a cost-of-living increase in benefit... income limitation and maximum monthly rates. Whenever there is a cost-of-living increase in benefit...(b)(1)) (c) Monetary allowance under 38 U.S.C. chapter 18 for certain individuals who are children...

  16. 38 CFR 3.27 - Automatic adjustment of benefit rates.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... adjustment of benefit rates. (a) Improved pension. Whenever there is a cost-of-living increase in benefit... income limitation and maximum monthly rates. Whenever there is a cost-of-living increase in benefit...(b)(1)) (c) Monetary allowance under 38 U.S.C. chapter 18 for certain individuals who are children...

  17. Age-adjusted Labor Force Participation Rates, 1960-2045.

    ERIC Educational Resources Information Center

    Szafran, Robert F.

    2002-01-01

    A proposed new age-adjusted measure for calculating labor force participation rate eliminates the effect of changes in the age distribution. According to the new criterion, increases in women's labor force participation from 1960-2000 would have been even greater of shifts in the age distribution had not occurred. (Contains 12 references.) (JOW)

  18. 76 FR 53982 - New Postal Product and Rate Adjustment

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-08-30

    ...). In Order No. 700, the Commission approved the functionally equivalent HongKong Post Agreement.\\2\\ The..., TNT Agreement, and the HongKong Post Agreement. The Postal Service requests that the China Post 2011... Operators 1 product. Notice at 2. \\2\\ See Docket No. R2011-4, Order Approving Rate Adjustment for...

  19. Judging hospitals by severity-adjusted mortality rates: the influence of the severity-adjustment method.

    PubMed Central

    Iezzoni, L I; Ash, A S; Shwartz, M; Daley, J; Hughes, J S; Mackiernan, Y D

    1996-01-01

    OBJECTIVES: This research examined whether judgments about a hospital's risk-adjusted mortality performance are affected by the severity-adjustment method. METHODS: Data came from 100 acute care hospitals nationwide and 11880 adults admitted in 1991 for acute myocardial infarction. Ten severity measures were used in separate multivariable logistic models predicting in-hospital death. Observed-to-expected death rates and z scores were calculated with each severity measure for each hospital. RESULTS: Unadjusted mortality rates for the 100 hospitals ranged from 4.8% to 26.4%. For 32 hospitals, observed mortality rates differed significantly from expected rates for 1 or more, but not for all 10, severity measures. Agreement between pairs of severity measures on whether hospitals were flagged as statistical mortality outliers ranged from fair to good. Severity measures based on medical records frequently disagreed with measures based on discharge abstracts. CONCLUSIONS: Although the 10 severity measures agreed about relative hospital performance more often than would be expected by chance, assessments of individual hospital mortality rates varied by different severity-adjustment methods. PMID:8876505

  20. 26 CFR 1.25-3 - Qualified mortgage credit certificate.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 26 Internal Revenue 1 2014-04-01 2013-04-01 true Qualified mortgage credit certificate. 1.25-3... TAXES Changes in Rates During A Taxable Year § 1.25-3 Qualified mortgage credit certificate. (a)-(g)(1... certificates for certain refinancings—(1) In general. If the issuer of a qualified mortgage credit...

  1. 12 CFR 652.40 - Stress tests for mortgage securities.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 7 2013-01-01 2013-01-01 false Stress tests for mortgage securities. 652.40... MORTGAGE CORPORATION FUNDING AND FISCAL AFFAIRS Investment Management § 652.40 Stress tests for mortgage securities. (a) You must perform stress tests to determine how interest rate changes will affect the...

  2. 12 CFR 652.40 - Stress tests for mortgage securities.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Stress tests for mortgage securities. 652.40... MORTGAGE CORPORATION FUNDING AND FISCAL AFFAIRS Investment Management § 652.40 Stress tests for mortgage securities. (a) You must perform stress tests to determine how interest rate changes will affect the...

  3. 12 CFR 652.40 - Stress tests for mortgage securities.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 7 2012-01-01 2012-01-01 false Stress tests for mortgage securities. 652.40... MORTGAGE CORPORATION FUNDING AND FISCAL AFFAIRS Investment Management § 652.40 Stress tests for mortgage securities. (a) You must perform stress tests to determine how interest rate changes will affect the...

  4. 12 CFR 652.40 - Stress tests for mortgage securities.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Stress tests for mortgage securities. 652.40... MORTGAGE CORPORATION FUNDING AND FISCAL AFFAIRS Investment Management § 652.40 Stress tests for mortgage securities. (a) You must perform stress tests to determine how interest rate changes will affect the...

  5. 39 CFR 3010.44 - Proceedings for Type 2 rate adjustments.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... 39 Postal Service 1 2013-07-01 2013-07-01 false Proceedings for Type 2 rate adjustments. 3010.44... DOMINANT PRODUCTS Rules for Rate Adjustments for Negotiated Service Agreements (Type 2 Rate Adjustments) § 3010.44 Proceedings for Type 2 rate adjustments. (a) The Commission will establish a docket for...

  6. 39 CFR 3010.44 - Proceedings for Type 2 rate adjustments.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... 39 Postal Service 1 2012-07-01 2012-07-01 false Proceedings for Type 2 rate adjustments. 3010.44... DOMINANT PRODUCTS Rules for Rate Adjustments for Negotiated Service Agreements (Type 2 Rate Adjustments) § 3010.44 Proceedings for Type 2 rate adjustments. (a) The Commission will establish a docket for...

  7. 39 CFR 3010.44 - Proceedings for Type 2 rate adjustments

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 39 Postal Service 1 2011-07-01 2011-07-01 false Proceedings for Type 2 rate adjustments 3010.44... DOMINANT PRODUCTS Rules for Rate Adjustments for Negotiated Service Agreements (Type 2 Rate Adjustments) § 3010.44 Proceedings for Type 2 rate adjustments (a) The Commission will establish a docket for...

  8. 25 CFR 175.12 - Procedures for adjusting electric power rates except for adjustments due to changes in the cost...

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 25 Indians 1 2013-04-01 2013-04-01 false Procedures for adjusting electric power rates except for... INDIAN AFFAIRS, DEPARTMENT OF THE INTERIOR LAND AND WATER INDIAN ELECTRIC POWER UTILITIES Service Fees, Electric Power Rates and Revenues § 175.12 Procedures for adjusting electric power rates except...

  9. 25 CFR 175.12 - Procedures for adjusting electric power rates except for adjustments due to changes in the cost...

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 25 Indians 1 2011-04-01 2011-04-01 false Procedures for adjusting electric power rates except for... INDIAN AFFAIRS, DEPARTMENT OF THE INTERIOR LAND AND WATER INDIAN ELECTRIC POWER UTILITIES Service Fees, Electric Power Rates and Revenues § 175.12 Procedures for adjusting electric power rates except...

  10. 25 CFR 175.12 - Procedures for adjusting electric power rates except for adjustments due to changes in the cost...

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 25 Indians 1 2014-04-01 2014-04-01 false Procedures for adjusting electric power rates except for... INDIAN AFFAIRS, DEPARTMENT OF THE INTERIOR LAND AND WATER INDIAN ELECTRIC POWER UTILITIES Service Fees, Electric Power Rates and Revenues § 175.12 Procedures for adjusting electric power rates except...

  11. 25 CFR 175.12 - Procedures for adjusting electric power rates except for adjustments due to changes in the cost...

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 25 Indians 1 2012-04-01 2011-04-01 true Procedures for adjusting electric power rates except for... INDIAN AFFAIRS, DEPARTMENT OF THE INTERIOR LAND AND WATER INDIAN ELECTRIC POWER UTILITIES Service Fees, Electric Power Rates and Revenues § 175.12 Procedures for adjusting electric power rates except...

  12. 25 CFR 175.12 - Procedures for adjusting electric power rates except for adjustments due to changes in the cost...

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 25 Indians 1 2010-04-01 2010-04-01 false Procedures for adjusting electric power rates except for... INDIAN AFFAIRS, DEPARTMENT OF THE INTERIOR LAND AND WATER INDIAN ELECTRIC POWER UTILITIES Service Fees, Electric Power Rates and Revenues § 175.12 Procedures for adjusting electric power rates except...

  13. RATE-ADJUSTMENT ALGORITHM FOR AGGREGATE TCP CONGESTION CONTROL

    SciTech Connect

    P. TINNAKORNSRISUPHAP, ET AL

    2000-09-01

    The TCP congestion-control mechanism is an algorithm designed to probe the available bandwidth of the network path that TCP packets traverse. However, it is well-known that the TCP congestion-control mechanism does not perform well on networks with a large bandwidth-delay product due to the slow dynamics in adapting its congestion window, especially for short-lived flows. One promising solution to the problem is to aggregate and share the path information among TCP connections that traverse the same bottleneck path, i.e., Aggregate TCP. However, this paper shows via a queueing analysis of a generalized processor-sharing (GPS) queue with regularly-varying service time that a simple aggregation of local TCP connections together into a single aggregate TCP connection can result in a severe performance degradation. To prevent such a degradation, we introduce a rate-adjustment algorithm. Our simulation confirms that by utilizing our rate-adjustment algorithm on aggregate TCP, connections which would normally receive poor service achieve significant performance improvements without penalizing connections which already receive good service.

  14. Making energy mortgages work

    SciTech Connect

    Luboff, J.A.

    1995-05-01

    At a time when many energy efficiency projects face an uncertain future, home energy ratings and energy mortgages are receiving more attention than ever. Will enthusiasm in the industry and new programs from conventional lenders and the federal government finally open up the market? This article describes the energy morgage marketplace, how energy mortages work, and what the future holds. Topics include the following: Who`s who and what`s what in the EM marketplace; initial Freddie Mac and Fannie Mae guidelines; past and present home energy rating system; how do you score a house; how an energy mortage works; energy improvement loans; sample rating certificate; fixing the system; Colorado`s conventional market approach; US DOE`s pilot group; energy mortages set to take off.

  15. Estimation of adjusted rate differences using additive negative binomial regression.

    PubMed

    Donoghoe, Mark W; Marschner, Ian C

    2016-08-15

    Rate differences are an important effect measure in biostatistics and provide an alternative perspective to rate ratios. When the data are event counts observed during an exposure period, adjusted rate differences may be estimated using an identity-link Poisson generalised linear model, also known as additive Poisson regression. A problem with this approach is that the assumption of equality of mean and variance rarely holds in real data, which often show overdispersion. An additive negative binomial model is the natural alternative to account for this; however, standard model-fitting methods are often unable to cope with the constrained parameter space arising from the non-negativity restrictions of the additive model. In this paper, we propose a novel solution to this problem using a variant of the expectation-conditional maximisation-either algorithm. Our method provides a reliable way to fit an additive negative binomial regression model and also permits flexible generalisations using semi-parametric regression functions. We illustrate the method using a placebo-controlled clinical trial of fenofibrate treatment in patients with type II diabetes, where the outcome is the number of laser therapy courses administered to treat diabetic retinopathy. An R package is available that implements the proposed method. Copyright © 2016 John Wiley & Sons, Ltd. PMID:27073156

  16. Peer- and Self-Rated Correlates of a Teacher-Rated Typology of Child Adjustment

    ERIC Educational Resources Information Center

    Lindstrom, William A., Jr.; Lease, A. Michele; Kamphaus, Randy W.

    2007-01-01

    External correlates of a teacher-rated typology of child adjustment developed using the Behavior Assessment System for Children were examined. Participants included 377 elementary school children recruited from 26 classrooms in the southeastern United States. Multivariate analyses of variance and planned comparisons were used to determine whether…

  17. 78 FR 36231 - 60-Day Notice of Proposed Information Collection: FHA-Disclosure of Adjustable Rate Mortgages...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-06-17

    ... speech impairments may access this number through TTY by calling the toll-free Federal Relay Service at...; telephone 202-402-3400 (this is not a toll-free number) or email at Colette.Pollard@hud.gov for a copy of the proposed forms or other available information. Persons with hearing or speech impairments...

  18. 39 CFR 3010.26 - Calculation of unused rate adjustment authority.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... unused rate adjustment authority. Link to an amendment published at 79 FR 33834, June 12, 2014. (a... the second notice is filed and interim unused rate adjustment authority will be calculated for the... months before the second notice is filed. (2) Interim unused rate adjustment authority is equal to...

  19. 76 FR 26324 - Order Making Fiscal Year 2012 Annual Adjustments to Section 31 Fee Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-05-06

    ... FR 24757 (May 5, 2010). \\7\\ The annual adjustments, as well as the mid-year adjustments required in... COMMISSION Order Making Fiscal Year 2012 Annual Adjustments to Section 31 Fee Rates I. Background Section 31... Commission to make one final adjustment for fiscal year 2012.\\8\\ \\6\\ Order Making Fiscal Year 2011...

  20. 43 CFR 38.3 - Administration of adjusted rates of pay.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... 43 Public Lands: Interior 1 2014-10-01 2014-10-01 false Administration of adjusted rates of pay. 38.3 Section 38.3 Public Lands: Interior Office of the Secretary of the Interior PAY OF U.S. PARK POLICE-INTERIM GEOGRAPHIC ADJUSTMENTS § 38.3 Administration of adjusted rates of pay. (a) An employee...

  1. 43 CFR 38.3 - Administration of adjusted rates of pay.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 43 Public Lands: Interior 1 2011-10-01 2011-10-01 false Administration of adjusted rates of pay. 38.3 Section 38.3 Public Lands: Interior Office of the Secretary of the Interior PAY OF U.S. PARK POLICE-INTERIM GEOGRAPHIC ADJUSTMENTS § 38.3 Administration of adjusted rates of pay. (a) An employee...

  2. 43 CFR 38.3 - Administration of adjusted rates of pay.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... 43 Public Lands: Interior 1 2012-10-01 2011-10-01 true Administration of adjusted rates of pay. 38.3 Section 38.3 Public Lands: Interior Office of the Secretary of the Interior PAY OF U.S. PARK POLICE-INTERIM GEOGRAPHIC ADJUSTMENTS § 38.3 Administration of adjusted rates of pay. (a) An employee...

  3. 43 CFR 38.3 - Administration of adjusted rates of pay.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 43 Public Lands: Interior 1 2010-10-01 2010-10-01 false Administration of adjusted rates of pay. 38.3 Section 38.3 Public Lands: Interior Office of the Secretary of the Interior PAY OF U.S. PARK POLICE-INTERIM GEOGRAPHIC ADJUSTMENTS § 38.3 Administration of adjusted rates of pay. (a) An employee...

  4. 43 CFR 38.3 - Administration of adjusted rates of pay.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... 43 Public Lands: Interior 1 2013-10-01 2013-10-01 false Administration of adjusted rates of pay. 38.3 Section 38.3 Public Lands: Interior Office of the Secretary of the Interior PAY OF U.S. PARK POLICE-INTERIM GEOGRAPHIC ADJUSTMENTS § 38.3 Administration of adjusted rates of pay. (a) An employee...

  5. 5 CFR 535.105 - Setting and adjusting rates of basic pay.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 5 Administrative Personnel 1 2010-01-01 2010-01-01 false Setting and adjusting rates of basic pay... REGULATIONS CRITICAL POSITION PAY AUTHORITY § 535.105 Setting and adjusting rates of basic pay. (a) The rate... head of an agency may set pay initially at any amount up to the rate of pay for level II or level I...

  6. 77 FR 10767 - Rate Adjustments for Indian Irrigation Projects

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-02-23

    ..., Telephone: (435) 722-4341. Walker River Irrigation Project Athena Brown, Superintendent, 311 E. Washington... Federal Register on September 20, 2011 (76 FR 58293) to propose adjustments to the irrigation assessment... 203(d) of the Arizona Water Settlements Act (Pub. L. 108-451). Issue: The BIA should not use...

  7. 76 FR 26759 - Rate Adjustments for Indian Irrigation Projects

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-05-09

    ... Federal Register on November 1, 2010 (75 FR 67095) to propose adjustments to the irrigation assessment..., Oregon 97232-4169, Telephone: (503) 231- 6702 Project Name Project/Agency Contacts Fort Hall Dean Fox..., PH: (406) 653-1752 602 6th Avenue North Wolf Point, MT 59201 Wind River Ed Lone Fight,...

  8. Demonization of Divorce: Prevalence Rates and Links to Postdivorce Adjustment

    ERIC Educational Resources Information Center

    Krumrei, Elizabeth J.; Mahoney, Annette; Pargament, Kenneth I.

    2011-01-01

    The meaning-making process can be crucial to individuals as they adjust to their divorce. Demonization is a negative coping response (also known as spiritual struggle) that involves appraising someone or something as related to demonic forces. Individuals may cognitively frame a divorce as the work of Satan in order to understand suffering while…

  9. 26 CFR 1.25-3 - Qualified mortgage credit certificate.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 26 Internal Revenue 1 2010-04-01 2010-04-01 true Qualified mortgage credit certificate. 1.25-3 Section 1.25-3 Internal Revenue INTERNAL REVENUE SERVICE, DEPARTMENT OF THE TREASURY INCOME TAX INCOME TAXES Changes in Rates During A Taxable Year § 1.25-3 Qualified mortgage credit certificate....

  10. 26 CFR 1.25-3 - Qualified mortgage credit certificate.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 26 Internal Revenue 1 2011-04-01 2009-04-01 true Qualified mortgage credit certificate. 1.25-3 Section 1.25-3 Internal Revenue INTERNAL REVENUE SERVICE, DEPARTMENT OF THE TREASURY INCOME TAX INCOME TAXES Changes in Rates During A Taxable Year § 1.25-3 Qualified mortgage credit certificate....

  11. 39 CFR 3010.27 - Application of unused rate adjustment authority.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... unused rate adjustment authority. Link to an amendment published at 79 FR 33834, June 12, 2014. Link to an amendment published at 79 FR 33834, June 12, 2014. When the percentage change in rates for a class.... Second, the unused rate adjustment authority generated in the most recent Type 1-A or Type 1-B...

  12. 12 CFR 747.1001 - Adjustment of civil money penalties by the rate of inflation.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Adjustment of civil money penalties by the rate... civil money penalties by the rate of inflation. (a) NCUA is required by the Federal Civil Penalties... adjust the maximum amount of each civil money penalty within its jurisdiction by the rate of...

  13. 77 FR 13663 - Order Making Fiscal Year 2012 Mid-Year Adjustments to Transaction Fee Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-03-07

    ... COMMISSION Order Making Fiscal Year 2012 Mid-Year Adjustments to Transaction Fee Rates I. Background Section... Commission by Congress for such fiscal year.''). \\5\\ Id. \\6\\ Order Making Fiscal Year 2012 Annual Adjustments... fiscal year 2012 calculated by the Commission in its Order Making Fiscal Year 2012 Annual Adjustments...

  14. 18 CFR 154.403 - Periodic rate adjustments.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... COMMISSION, DEPARTMENT OF ENERGY REGULATIONS UNDER NATURAL GAS ACT RATE SCHEDULES AND TARIFFS Limited Rate... section of this subpart, and to revisions on a periodic basis of a gas reimbursement percentage. (b) Where a pipeline recovers fuel use and unaccounted-for natural gas in kind, the fuel...

  15. 75 FR 81817 - Adjustments of Certain Rates of Pay

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-12-29

    ... Extensions Act, 2011 (H.R. 3082), which I signed into law today (the ``Continuing Appropriations Act''), the...; section 301(a) of Public Law 102-40) at Schedule 3. Sec. 2. Senior Executive Service. The ranges of rates... section 140 of Public Law 97-92) at Schedule 7. Sec. 4. Uniformed Services. The rates of monthly basic...

  16. 78 FR 71501 - Cost of Living Adjustment to Satellite Carrier Compulsory License Royalty Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-11-29

    ... the section 119 compulsory license for the 2010-2014 term. See 75 FR 53198. The rates adopted by the... Copyright Royalty Board 37 CFR Part 386 Cost of Living Adjustment to Satellite Carrier Compulsory License... Copyright Royalty Judges announce a cost of living adjustment (COLA) of 1% in the royalty rates...

  17. 77 FR 3818 - Order Making Fiscal Year 2012 Annual Adjustments to Transaction Fee Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-01-25

    ... COMMISSION Order Making Fiscal Year 2012 Annual Adjustments to Transaction Fee Rates I. Background Section 31... Rel. No. 34-64373, Order Making Fiscal Year 2012 Annual Adjustments to the Fee Rates Applicable under... Exchange Act effective on the later of October 1, 2011 or the date of enactment of an Act making a...

  18. 78 FR 25515 - Order Making Fiscal Year 2013 Annual Adjustments to Transaction Fee Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-05-01

    ... COMMISSION Order Making Fiscal Year 2013 Annual Adjustments to Transaction Fee Rates I. Background Section 31... notice of the new fee rates under Section 31 not later than 30 days after the date on which an Act making... appendix also includes the data used by the Commission in making this adjustment. III. Effective Date...

  19. A Short Form of the Teacher Rating Scale of School Adjustment

    ERIC Educational Resources Information Center

    Betts, Lucy R.; Rotenberg, Ken J.

    2007-01-01

    A total of 278 children at Time 1 (144 male and 134 female) from School Years 1 and 2 in the United Kingdom serve as participants. The children complete self-rated scales of school adjustment, and their teachers complete the Teacher Rating Scale of School Adjustment (TRSSA) twice across a 1-year period. At Time 1, children's performance on…

  20. 42 CFR 417.594 - Computation of adjusted community rate (ACR).

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 42 Public Health 3 2011-10-01 2011-10-01 false Computation of adjusted community rate (ACR). 417... community rate (ACR). (a) Basic rule. Each HMO or CMP must compute its basic rate as follows: (1) Compute an... must compute its initial rate using either of the following systems: (i) A community rating system...

  1. 42 CFR 417.594 - Computation of adjusted community rate (ACR).

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 42 Public Health 3 2010-10-01 2010-10-01 false Computation of adjusted community rate (ACR). 417... community rate (ACR). (a) Basic rule. Each HMO or CMP must compute its basic rate as follows: (1) Compute an... must compute its initial rate using either of the following systems: (i) A community rating system...

  2. 78 FR 80451 - Adjustments of Certain Rates of Pay

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-12-31

    ... ] TD31DE13.201 ] TD31DE13.202 ] TD31DE13.203 ] TD31DE13.204 [FR Doc. 2013-31445 Filed 12-30-13; 11:15 a.m... Administration of the Department of Veterans Affairs (38 U.S.C. 7306, 7404; section 301(a) of Public Law 102-40... under 37 U.S.C. 1009, and the rate of monthly cadet or midshipman pay (37 U.S.C. 203(c)) are set...

  3. A 5-trial adjusting delay discounting task: Accurate discount rates in less than 60 seconds

    PubMed Central

    Koffarnus, Mikhail N.; Bickel, Warren K.

    2014-01-01

    Individuals who discount delayed rewards at a high rate are more likely to engage in substance abuse, overeating, or problem gambling. Findings such as these suggest the value of methods to obtain an accurate and fast measurement of discount rate that can be easily deployed in variety of settings. In the present study, we developed and evaluated the 5-trial adjusting delay task, a novel method of obtaining discount rate in less than one minute. We hypothesized that discount rates from the 5-trial adjusting delay task would be similar and correlated with discount rates from a lengthier task we have used previously, and that four known effects relating to delay discounting would be replicable with this novel task. To test these hypotheses, the 5-trial adjusting delay task was administered to 111 college students six times to obtain discount rates for six different commodities, along with a lengthier adjusting amount discounting task. We found that discount rates were similar and correlated between the 5-trial adjusting delay task and the adjusting amount task. Each of the four known effects relating to delay discounting was replicated with the 5-trial adjusting delay task to varying degrees. First, discount rates were inversely correlated with amount. Second, discount rates between past and future outcomes were correlated. Third, discount rates were greater for consumable rewards than with money, although we did not control for amount in this comparison. Fourth, discount rates were lower when zero amounts opposing the chosen time point were explicitly described. Results indicate that the 5-trial adjusting delay task is a viable, rapid method to assess discount rate. PMID:24708144

  4. Reliability of Urinary Excretion Rate Adjustment in Measurements of Hippuric Acid in Urine

    PubMed Central

    Nicolli, Annamaria; Chiara, Federica; Gambalunga, Alberto; Carrieri, Mariella; Bartolucci, Giovanni Battista; Trevisan, Andrea

    2014-01-01

    The urinary excretion rate is calculated based on short-term, defined time sample collections with a known sample mass, and this measurement can be used to remove the variability in urine concentrations due to urine dilution. Adjustment to the urinary excretion rate of hippuric acid was evaluated in 31 healthy volunteers (14 males and 17 females). Urine was collected as short-term or spot samples and tested for specific gravity, creatinine and hippuric acid. Hippuric acid values were unadjusted or adjusted to measurements of specific gravity, creatinine or urinary excretion rate. Hippuric acid levels were partially independent of urinary volume and urinary flow rate, in contrast to specific gravity and creatinine, which were both highly dependent on the hippuric acid level. Accordingly, hippuric acid was independent on urinary specific gravity and creatinine excretion. Unadjusted and adjusted values for specific gravity or creatinine were generally closely correlated, especially in spot samples. Values adjusted to the urinary excretion rate appeared well correlated to those unadjusted and adjusted to specific gravity or creatinine values. Thus, adjustment of crude hippuric acid values to the urinary excretion rate is a valid procedure but is difficult to apply in the field of occupational medicine and does not improve the information derived from values determined in spot urine samples, either unadjusted or adjusted to specific gravity and creatinine. PMID:25019265

  5. 75 FR 75624 - Cost of Living Adjustment to Satellite Carrier Compulsory License Royalty Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-12-06

    ... FR 53198 (August 31, 2010). Section 119(c)(2) requires the Judges annually to adjust these rates ``to... Copyright Royalty Board 37 CFR Part 386 Cost of Living Adjustment to Satellite Carrier Compulsory License... by satellite carriers under the satellite carrier compulsory license of the Copyright Act. The...

  6. 43 CFR 38.2 - Computation of hourly, daily, weekly, and biweekly adjusted rates of pay.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... 43 Public Lands: Interior 1 2012-10-01 2011-10-01 true Computation of hourly, daily, weekly, and biweekly adjusted rates of pay. 38.2 Section 38.2 Public Lands: Interior Office of the Secretary of the Interior PAY OF U.S. PARK POLICE-INTERIM GEOGRAPHIC ADJUSTMENTS § 38.2 Computation of hourly, daily,...

  7. 43 CFR 38.2 - Computation of hourly, daily, weekly, and biweekly adjusted rates of pay.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... 43 Public Lands: Interior 1 2014-10-01 2014-10-01 false Computation of hourly, daily, weekly, and biweekly adjusted rates of pay. 38.2 Section 38.2 Public Lands: Interior Office of the Secretary of the Interior PAY OF U.S. PARK POLICE-INTERIM GEOGRAPHIC ADJUSTMENTS § 38.2 Computation of hourly, daily,...

  8. 43 CFR 38.2 - Computation of hourly, daily, weekly, and biweekly adjusted rates of pay.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 43 Public Lands: Interior 1 2010-10-01 2010-10-01 false Computation of hourly, daily, weekly, and biweekly adjusted rates of pay. 38.2 Section 38.2 Public Lands: Interior Office of the Secretary of the Interior PAY OF U.S. PARK POLICE-INTERIM GEOGRAPHIC ADJUSTMENTS § 38.2 Computation of hourly, daily,...

  9. 43 CFR 38.2 - Computation of hourly, daily, weekly, and biweekly adjusted rates of pay.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... 43 Public Lands: Interior 1 2013-10-01 2013-10-01 false Computation of hourly, daily, weekly, and biweekly adjusted rates of pay. 38.2 Section 38.2 Public Lands: Interior Office of the Secretary of the Interior PAY OF U.S. PARK POLICE-INTERIM GEOGRAPHIC ADJUSTMENTS § 38.2 Computation of hourly, daily,...

  10. 43 CFR 38.2 - Computation of hourly, daily, weekly, and biweekly adjusted rates of pay.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 43 Public Lands: Interior 1 2011-10-01 2011-10-01 false Computation of hourly, daily, weekly, and biweekly adjusted rates of pay. 38.2 Section 38.2 Public Lands: Interior Office of the Secretary of the Interior PAY OF U.S. PARK POLICE-INTERIM GEOGRAPHIC ADJUSTMENTS § 38.2 Computation of hourly, daily,...

  11. The Impact of Statistically Adjusting for Rater Effects on Conditional Standard Errors of Performance Ratings

    ERIC Educational Resources Information Center

    Raymond, Mark R.; Harik, Polina; Clauser, Brian E.

    2011-01-01

    Prior research indicates that the overall reliability of performance ratings can be improved by using ordinary least squares (OLS) regression to adjust for rater effects. The present investigation extends previous work by evaluating the impact of OLS adjustment on standard errors of measurement ("SEM") at specific score levels. In addition, a…

  12. 12 CFR 747.1001 - Adjustment of civil money penalties by the rate of inflation.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... of inflation. 747.1001 Section 747.1001 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION... PROCEDURE, AND INVESTIGATIONS Inflation Adjustment of Civil Monetary Penalties § 747.1001 Adjustment of civil money penalties by the rate of inflation. (a) NCUA is required by the Federal Civil...

  13. 12 CFR 747.1001 - Adjustment of civil money penalties by the rate of inflation.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... of inflation. 747.1001 Section 747.1001 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION... PROCEDURE, AND INVESTIGATIONS Inflation Adjustment of Civil Monetary Penalties § 747.1001 Adjustment of civil money penalties by the rate of inflation. (a) NCUA is required by the Federal Civil...

  14. 12 CFR 747.1001 - Adjustment of civil money penalties by the rate of inflation.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... of inflation. 747.1001 Section 747.1001 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION... PROCEDURE, AND INVESTIGATIONS Inflation Adjustment of Civil Monetary Penalties § 747.1001 Adjustment of civil money penalties by the rate of inflation. (a) NCUA is required by the Federal Civil...

  15. 12 CFR 747.1001 - Adjustment of civil money penalties by the rate of inflation.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... of inflation. 747.1001 Section 747.1001 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION... PROCEDURE, AND INVESTIGATIONS Inflation Adjustment of Civil Monetary Penalties § 747.1001 Adjustment of civil money penalties by the rate of inflation. (a) NCUA is required by the Federal Civil...

  16. 24 CFR 291.550 - Second mortgage.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false Second mortgage. 291.550 Section... Sales Program § 291.550 Second mortgage. (a) General. The second mortgage is a mortgage and note... between the list price of the home and the discounted selling price. (b) Second mortgage term. The term...

  17. 24 CFR 291.550 - Second mortgage.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Second mortgage. 291.550 Section... Sales Program § 291.550 Second mortgage. (a) General. The second mortgage is a mortgage and note... between the list price of the home and the discounted selling price. (b) Second mortgage term. The term...

  18. 24 CFR 291.550 - Second mortgage.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 24 Housing and Urban Development 2 2014-04-01 2014-04-01 false Second mortgage. 291.550 Section... Sales Program § 291.550 Second mortgage. (a) General. The second mortgage is a mortgage and note... between the list price of the home and the discounted selling price. (b) Second mortgage term. The term...

  19. 24 CFR 291.550 - Second mortgage.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false Second mortgage. 291.550 Section... Sales Program § 291.550 Second mortgage. (a) General. The second mortgage is a mortgage and note... between the list price of the home and the discounted selling price. (b) Second mortgage term. The term...

  20. 24 CFR 291.550 - Second mortgage.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Second mortgage. 291.550 Section... Sales Program § 291.550 Second mortgage. (a) General. The second mortgage is a mortgage and note... between the list price of the home and the discounted selling price. (b) Second mortgage term. The term...

  1. 24 CFR 242.23 - Maximum mortgage amounts and cash equity requirements.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... mortgagee's option and subject to 24 CFR 242.49, may provide any such required equity in the form of a... equity requirements. 242.23 Section 242.23 Housing and Urban Development Regulations Relating to Housing... § 242.23 Maximum mortgage amounts and cash equity requirements. (a) Adjusted mortgage...

  2. 24 CFR 242.23 - Maximum mortgage amounts and cash equity requirements.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... mortgagee's option and subject to 24 CFR 242.49, may provide any such required equity in the form of a... equity requirements. 242.23 Section 242.23 Housing and Urban Development Regulations Relating to Housing... § 242.23 Maximum mortgage amounts and cash equity requirements. (a) Adjusted mortgage...

  3. 75 FR 53198 - Rate Adjustment for the Satellite Carrier Compulsory License

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-08-31

    ... rates in the Federal Register. 75 FR 39891 (July 13, 2010). Section 119(c)(1)(D)(ii)(III) provides that... proposed rates as published on July 13, 2010. See 75 FR 39891. List of Subjects in 37 CFR Part 386... Copyright Royalty Board 37 CFR Part 386 Rate Adjustment for the Satellite Carrier Compulsory License...

  4. 39 CFR 3010.13 - Proceedings for Type 1-A and Type 1-B rate adjustment filings.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... 39 Postal Service 1 2012-07-01 2012-07-01 false Proceedings for Type 1-A and Type 1-B rate... (Type 1-A and 1-B Rate Adjustments) § 3010.13 Proceedings for Type 1-A and Type 1-B rate adjustment... pursuant to appropriate action by the Governors. (e) If planned rate adjustments are found...

  5. 24 CFR 235.1214 - Mortgage lien.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... Mortgages Under Section 235(r) of the National Housing Act Eligibility Requirements; Direct Endorsement... unpaid obligations contracted in connection with the mortgage transaction or the purchase of...

  6. 24 CFR 235.1214 - Mortgage lien.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... Mortgages Under Section 235(r) of the National Housing Act Eligibility Requirements; Direct Endorsement... unpaid obligations contracted in connection with the mortgage transaction or the purchase of...

  7. 75 FR 32228 - Rate Adjustment for the Satellite Carrier Compulsory License

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-06-07

    ... adjusted the rates in 1997. 62 FR 55742 (October 28, 1997). In the Satellite Home Viewer Improvement Act of... the former Copyright Royalty Tribunal. 57 FR 129052 (May 1, 1992). When the license was reauthorized... carriers; and the Librarian adopted the respective rates. See 70 FR 17320 (April 6, 2005) and 70 FR...

  8. 75 FR 39891 - Rate Adjustment for the Satellite Carrier Compulsory License

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-07-13

    ... carrier statutory license, 17 U.S.C. 119. 75 FR 32228 (June 7, 2010). The law further provides that... Copyright Royalty Board 37 CFR Part 386 Rate Adjustment for the Satellite Carrier Compulsory License AGENCY... are publishing for comment negotiated royalty rates for the satellite carrier statutory license of...

  9. 77 FR 47582 - Great Lakes Pilotage Rates-2013 Annual Review and Adjust; Correction

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-08-09

    ..., 2012 (77 FR 45539) proposing rate adjustments for pilotage services on the Great Lakes. The charge rate... of proposed rulemaking published in the Federal Register on August 1, 2012 (77 FR 45539) is corrected...-9826. SUPPLEMENTARY INFORMATION: The NPRM published August 1, 2012 (77 FR 45539) contains an...

  10. 25 CFR 166.408 - Is the grazing rental rate established by the BIA adjusted periodically?

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 25 Indians 1 2011-04-01 2011-04-01 false Is the grazing rental rate established by the BIA adjusted periodically? 166.408 Section 166.408 Indians BUREAU OF INDIAN AFFAIRS, DEPARTMENT OF THE INTERIOR LAND AND WATER GRAZING PERMITS Grazing Rental Rates, Payments, and Late Payment Collections Rental...

  11. 25 CFR 166.408 - Is the grazing rental rate established by the BIA adjusted periodically?

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 25 Indians 1 2012-04-01 2011-04-01 true Is the grazing rental rate established by the BIA adjusted periodically? 166.408 Section 166.408 Indians BUREAU OF INDIAN AFFAIRS, DEPARTMENT OF THE INTERIOR LAND AND WATER GRAZING PERMITS Grazing Rental Rates, Payments, and Late Payment Collections Rental...

  12. 25 CFR 166.408 - Is the grazing rental rate established by the BIA adjusted periodically?

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 25 Indians 1 2010-04-01 2010-04-01 false Is the grazing rental rate established by the BIA adjusted periodically? 166.408 Section 166.408 Indians BUREAU OF INDIAN AFFAIRS, DEPARTMENT OF THE INTERIOR LAND AND WATER GRAZING PERMITS Grazing Rental Rates, Payments, and Late Payment Collections Rental...

  13. 25 CFR 166.408 - Is the grazing rental rate established by the BIA adjusted periodically?

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 25 Indians 1 2013-04-01 2013-04-01 false Is the grazing rental rate established by the BIA adjusted periodically? 166.408 Section 166.408 Indians BUREAU OF INDIAN AFFAIRS, DEPARTMENT OF THE INTERIOR LAND AND WATER GRAZING PERMITS Grazing Rental Rates, Payments, and Late Payment Collections Rental...

  14. 25 CFR 166.408 - Is the grazing rental rate established by the BIA adjusted periodically?

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 25 Indians 1 2014-04-01 2014-04-01 false Is the grazing rental rate established by the BIA adjusted periodically? 166.408 Section 166.408 Indians BUREAU OF INDIAN AFFAIRS, DEPARTMENT OF THE INTERIOR LAND AND WATER GRAZING PERMITS Grazing Rental Rates, Payments, and Late Payment Collections Rental...

  15. 48 CFR 52.222-31 - Construction Wage Rate Requirements-Price Adjustment (Percentage Method).

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... 48 Federal Acquisition Regulations System 2 2014-10-01 2014-10-01 false Construction Wage Rate... CLAUSES Text of Provisions and Clauses 52.222-31 Construction Wage Rate Requirements—Price Adjustment (Percentage Method). As prescribed in 22.407(f), insert the following clause: Construction Wage...

  16. Self-reports and spouse ratings of neuroticism: perspectives on emotional adjustment in couples.

    PubMed

    Smith, Timothy W; Williams, Paula G

    2015-04-01

    Evidence of reciprocal associations between individual emotional adjustment and the quality of intimate relationships has led to the growing use of interventions that combine a focus on couple issues with a focus on individual emotional functioning. In these approaches, spouse ratings of emotional functioning can provide an important second method of assessment, beyond the much more commonly used self-reports. Although an extensive literature demonstrates substantial convergent correlations between self-reported and spouse-rated emotional adjustment, levels of adjustment evident across these 2 assessment methods are much less commonly compared, especially among couples reporting higher levels of marital distress. Well-documented limitations of both self-reports and spouse ratings suggest that differences--which would not necessarily be evident in correlations between methods--might be common and substantial, perhaps raising complications in couple assessments and intervention. The present study compared self-reports and spouse ratings of neuroticism and its specific components using the NEO Personality Inventory-Revised in a sample of 301 middle-aged and older couples. For overall neuroticism and the specific facets of anxiety, angry hostility, and vulnerability, self-reported levels of negative emotionality were consistently lower than the parallel ratings by spouses, most notably among couples reporting low levels of marital adjustment. Hence, substantial underestimates of negative emotionality obtained through self-reports as compared to ratings by spouses (or overestimates as obtained through spouse ratings) may be common and could complicate couple assessment and intervention. PMID:25844498

  17. 75 FR 24757 - Order Making Fiscal Year 2011 Annual Adjustments to the Fee Rates Applicable Under Section 6(b...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-05-05

    ...), 75 FR 9964 (March 4, 2010). \\10\\ The annual adjustments, as well as the mid-year adjustments required... COMMISSION Order Making Fiscal Year 2011 Annual Adjustments to the Fee Rates Applicable Under Section 6(b) of... adjustment based on that estimate. The appendix includes the data used by the Commission in making...

  18. 12 CFR 622.61 - Adjustment of civil money penalties by the rate of inflation under the Federal Civil Penalties...

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... of inflation under the Federal Civil Penalties Inflation Adjustment Act of 1990, as amended. 622.61... civil money penalties by the rate of inflation under the Federal Civil Penalties Inflation Adjustment... is adjusted in accordance with the Federal Civil Penalties Inflation Adjustment Act of 1990,...

  19. 12 CFR 622.61 - Adjustment of civil money penalties by the rate of inflation under the Federal Civil Penalties...

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... of inflation under the Federal Civil Penalties Inflation Adjustment Act of 1990, as amended. 622.61... civil money penalties by the rate of inflation under the Federal Civil Penalties Inflation Adjustment... is adjusted in accordance with the Federal Civil Penalties Inflation Adjustment Act of 1990,...

  20. 12 CFR 622.61 - Adjustment of civil money penalties by the rate of inflation under the Federal Civil Penalties...

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... of inflation under the Federal Civil Penalties Inflation Adjustment Act of 1990, as amended. 622.61... civil money penalties by the rate of inflation under the Federal Civil Penalties Inflation Adjustment... is adjusted in accordance with the Federal Civil Penalties Inflation Adjustment Act of 1990,...

  1. 12 CFR 622.61 - Adjustment of civil money penalties by the rate of inflation under the Federal Civil Penalties...

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... of inflation under the Federal Civil Penalties Inflation Adjustment Act of 1990, as amended. 622.61... civil money penalties by the rate of inflation under the Federal Civil Penalties Inflation Adjustment... is adjusted in accordance with the Federal Civil Penalties Inflation Adjustment Act of 1990,...

  2. 12 CFR 622.61 - Adjustment of civil money penalties by the rate of inflation under the Federal Civil Penalties...

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... of inflation under the Federal Civil Penalties Inflation Adjustment Act of 1990, as amended. 622.61... civil money penalties by the rate of inflation under the Federal Civil Penalties Inflation Adjustment... is adjusted in accordance with the Federal Civil Penalties Inflation Adjustment Act of 1990,...

  3. Computations of adjusted rates and lifetime risks from occupational cohort data: a program package using FORTRAN and GLIM.

    PubMed

    Zhou, S Y; Mazumdar, S; Redmond, C K; Dong, M H; Costantino, J P

    1991-02-01

    A program package using FORTRAN and GLIM is presented to compute lifetime risks of dying from a particular cause of death for a worker subjected to specific risk exposures using death rates adjusted for selected covariates (risk factors). Calculations of the exposure index and adjusted rates depend on several commonly used procedures. Tests of homogeneity and trend for adjusted rates are provided. Lifetime risks are calculated in two different ways: adjusting or ignoring competing causes of death.

  4. Use of age-adjusted rates of suicide in time series studies in Israel.

    PubMed

    Bridges, F Stephen; Tankersley, William B

    2009-01-01

    Durkheim's modified theory of suicide was examined to explore how consistent it was in predicting Israeli rates of suicide from 1965 to 1997 when using age-adjusted rates rather than crude ones. In this time-series study, Israeli male and female rates of suicide increased and decreased, respectively, between 1965 and 1997. Conforming to Durkheim's modified theory, the Israeli male rate of suicide was lower in years when rates of marriage and birth are higher, while rates of suicide are higher in years when rates of divorce are higher, the opposite to that of Israeli women. The corrected regression coefficients suggest that the Israeli female rate of suicide remained lower in years when rate of divorce is higher, again the opposite suggested by Durkheim's modified theory. These results may indicate that divorce affects the mental health of Israeli women as suggested by their lower rate of suicide. Perhaps the "multiple roles held by Israeli females creates suicidogenic stress" and divorce provides some sense of stress relief, mentally speaking. The results were not as consistent with predictions suggested by Durkheim's modified theory of suicide as were rates from the United States for the same period nor were they consistent with rates based on "crude" suicide data. Thus, using age-adjusted rates of suicide had an influence on the prediction of the Israeli rate of suicide during this period.

  5. The single match approach to strike rate adjustments in batting performance measures in cricket.

    PubMed

    Lemmer, Hermanus H

    2011-01-01

    Batting performance measures containing strike rate adjustments take into account the important fact that if two batsmen had scored the same number of runs in a match, the one with the better strike rate had performed best. But match conditions can influence the batting and bowling performances of cricket players. On a good pitch a batsman can get a good score at a high strike rate, but if the pitch was bad, a similar good score is normally accompanied by a much lower strike rate. The main objective of this study is to propose a method that can be used to make batsmen's scores comparable despite the fact that playing conditions might have been very different. The number of runs scored by a batsman is adjusted by comparing his strike rate with the overall strike rate of all the players in the specific match. These adjusted runs are then used in the most appropriate formula to calculate the average of the batsman. The method is illustrated by using the results of the Indian Premier League 2009 Twenty20 Series played during May and June 2009. The main conclusion is that the traditional average is not the most appropriate measure to compare batsmen's performances after conclusion of a short series. Key pointsIt is unfair to compare the score of a batsman obtained on a good pitch under ideal batting conditions with that of a batsman who had to battle under severe conditions.By comparing a batsman's strike rate with the overall strike rate of the players in the specific match, his score can be adjusted to get a better figure for his true performance.The results demonstrate clearly that the use of adjusted scores lead to rankings that differ from those based on the traditional measures.

  6. 24 CFR 203.288 - Discontinuance of adjusted premium charge.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Discontinuance of adjusted premium... Premium § 203.288 Discontinuance of adjusted premium charge. Notwithstanding any provision in the mortgage instrument, there shall be no adjusted mortgage insurance premium due the Commissioner on account of...

  7. 75 FR 10707 - MORTGAGE ASSISTANCE RELIEF SERVICES

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-03-09

    ... are needed to prevent harm to consumers.\\15\\ \\13\\ Mortgage Assistance Relief Services, 74 FR 26130... mortgage loans. Mortgage Acts and Practices, 74 FR 26118 (June 1, 2009). The Commission anticipates that it will publish an NPRM relating to other mortgage practices in the near future. \\15\\ MARS ANPR, 74 FR...

  8. 24 CFR 203.32 - Mortgage lien.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES SINGLE... secondary mortgage or loan made or insured, or other secondary lien held, by a Federal, State, or local... second mortgage shall not exceed the loan-to-value limitation applicable to the insured mortgage,...

  9. 39 CFR 3010.12 - Contents of notice of rate adjustment.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... be developed from the most recent applicable Commission approved analytical principles. Effective... text, (b)(4), and (e), redesignating paragraphs (b)(9) and (10) as (b)(11) and (12) respectively, and... added and revised text is set forth as follows: § 3010.12 Contents of notice of rate adjustment. (a)...

  10. 76 FR 55139 - Order Making Fiscal Year 2012 Annual Adjustments to Registration Fee Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-09-06

    ... From the Federal Register Online via the Government Publishing Office SECURITIES AND EXCHANGE COMMISSION Order Making Fiscal Year 2012 Annual Adjustments to Registration Fee Rates I. Background The... includes the data used by the Commission in making its ``baseline estimate of the aggregate...

  11. 78 FR 54934 - Order Making Fiscal Year 2014 Annual Adjustments to Registration Fee Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-09-06

    ... From the Federal Register Online via the Government Publishing Office SECURITIES AND EXCHANGE COMMISSION Order Making Fiscal Year 2014 Annual Adjustments to Registration Fee Rates I. Background The... includes the data used by the Commission in making its ``baseline estimate of the aggregate...

  12. 77 FR 55240 - Order Making Fiscal Year 2013 Annual Adjustments to Registration Fee Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-09-07

    ... From the Federal Register Online via the Government Publishing Office SECURITIES AND EXCHANGE COMMISSION Order Making Fiscal Year 2013 Annual Adjustments to Registration Fee Rates I. Background The... Commission in making its ``baseline estimate of the aggregate maximum offering price'' for fiscal year...

  13. 48 CFR 52.222-32 - Construction Wage Rate Requirements-Price Adjustment (Actual Method).

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... include any allowance for any increased cost for which adjustment is being requested. (c) The Contracting... be limited to increases or decreases in wages and fringe benefits as described in paragraph (c) of... DBA craft New WD Hourly rate paid Diff. Actual hrs. Actual units (sq. yard) Increase/sq. yard...

  14. 76 FR 590 - Adjustment or Determination of Compulsory License Rates for Making and Distributing Phonorecords

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-01-05

    ..., starting in the year 2006. A proceeding was commenced in 2006, 71 FR 1454 (January 9, 2006); on ] January... FR 4510 (January 26, 2009). Thus, in accordance with section 804(b)(4), a party may file a petition... Copyright Royalty Board Adjustment or Determination of Compulsory License Rates for Making and...

  15. 5 CFR 9701.323 - Eligibility for pay increase associated with a rate range adjustment.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... with a rate range adjustment. 9701.323 Section 9701.323 Administrative Personnel DEPARTMENT OF HOMELAND SECURITY HUMAN RESOURCES MANAGEMENT SYSTEM (DEPARTMENT OF HOMELAND SECURITY-OFFICE OF PERSONNEL MANAGEMENT) DEPARTMENT OF HOMELAND SECURITY HUMAN RESOURCES MANAGEMENT SYSTEM Pay and Pay Administration Setting...

  16. 5 CFR 9701.323 - Eligibility for pay increase associated with a rate range adjustment.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... with a rate range adjustment. 9701.323 Section 9701.323 Administrative Personnel DEPARTMENT OF HOMELAND SECURITY HUMAN RESOURCES MANAGEMENT SYSTEM (DEPARTMENT OF HOMELAND SECURITY-OFFICE OF PERSONNEL MANAGEMENT) DEPARTMENT OF HOMELAND SECURITY HUMAN RESOURCES MANAGEMENT SYSTEM Pay and Pay Administration Setting...

  17. ADJUSTABLE OUTPUT RATE CHEMICAL FEEDING EQUIPMENT FOR SWIMMING POOLS. NATIONAL SANITATION FOUNDATION STANDARD NUMBER 19.

    ERIC Educational Resources Information Center

    National Sanitation Foundation, Ann Arbor, MI.

    THE SCOPE OF THIS STANDARD COVERS ADJUSTABLE OUTPUT RATE CHEMICAL FEEDERS, WHETHER USED FOR SOLUTIONS, SLURRIES OR SOLIDS. IT ALSO INCLUDES AUXILIARY EQUIPMENT SUCH AS PUMPS, STRAINERS, TUBING CONNECTIONS, TANKS, INJECTION FITTINGS AND OTHER REQUIRED COMPONENTS. THE FEEDERS DESCRIBED ARE INTENDED TO BE DESIGNED AND USED SPECIFICALLY FOR CHEMICAL…

  18. Age-Adjustment and Related Epidemiology Rates in Education and Research

    ERIC Educational Resources Information Center

    Baker, John D.; Kruckman, Laurence; George, Joyce

    2006-01-01

    A quick review of introductory textbooks reveals that while gerontology authors and instructors introduce some aspect of demography and epidemiology data, there is limited focus on age adjustment or other important epidemiology rates. The goal of this paper is to reintroduce a variety of basic epidemiology strategies such as incidence, prevalence,…

  19. Reverse mortgage decision-making.

    PubMed

    Leviton, R

    2001-01-01

    Reverse mortgages have been suggested as a promising financial tool to help low-income older homeowners who want to remain in their houses. However, actual use of this option has been much below early estimates of potential demand. This study explored response to the new option through open-ended interviews of homeowners who had received reverse mortgage counseling. Decision-making was influenced by attachment to home, family input, and financial attitudes, including desire to leave a legacy. In general, homeowners took reverse mortgages only as a "last resort" that enabled them to maintain their independence.

  20. Parenting stress and external stressors as predictors of maternal ratings of child adjustment.

    PubMed

    Ostberg, Monica; Hagekull, Berit

    2013-06-01

    This study sought to disentangle the effects of different kinds of stress on maternal ratings of child externalizing and internalizing problems, social inhibition, and social competence, with a primary focus on parenting stress. The relations were explored in a sample consisting of mothers of 436 children (Mage  = 7 years) in Sweden. Half the sample had had early clinical contacts during infancy due to child regulation problems, and the rest were mothers without known such early contacts. Demographic factors, family stressors, and parenting stress were examined in stress - adjustment models. Family stressors were clinical contact during infancy, current child and parent health problems, recent negative life events, and insufficient social support. Parenting stress as a mediator of the effect of other stressors on rated child adjustment was tested as was social support as a moderator of the effect of parenting stress on adjustment. The results showed that a higher parenting stress level was associated with maternal ratings of more externalizing and internalizing behaviors, more social inhibition, and lower social competence. Other family stressors and background variables were also found to be of importance, mainly for externalizing and internalizing problems and to some extent for social competence. Social inhibition had a unique relation to parenting stress only. Parenting stress mediated effects of other stressors in twelve models, whereas social support had no moderating effect on the link between parenting stress and child adjustment. Thus, parenting stress seems to be an important overarching construct. Clinical implications are proposed.

  1. 25 CFR 175.13 - Procedures for adjusting electric power rates to reflect changes in the cost of purchased power...

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 25 Indians 1 2014-04-01 2014-04-01 false Procedures for adjusting electric power rates to reflect..., DEPARTMENT OF THE INTERIOR LAND AND WATER INDIAN ELECTRIC POWER UTILITIES Service Fees, Electric Power Rates and Revenues § 175.13 Procedures for adjusting electric power rates to reflect changes in the cost...

  2. 25 CFR 175.13 - Procedures for adjusting electric power rates to reflect changes in the cost of purchased power...

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 25 Indians 1 2012-04-01 2011-04-01 true Procedures for adjusting electric power rates to reflect..., DEPARTMENT OF THE INTERIOR LAND AND WATER INDIAN ELECTRIC POWER UTILITIES Service Fees, Electric Power Rates and Revenues § 175.13 Procedures for adjusting electric power rates to reflect changes in the cost...

  3. 25 CFR 175.13 - Procedures for adjusting electric power rates to reflect changes in the cost of purchased power...

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 25 Indians 1 2011-04-01 2011-04-01 false Procedures for adjusting electric power rates to reflect..., DEPARTMENT OF THE INTERIOR LAND AND WATER INDIAN ELECTRIC POWER UTILITIES Service Fees, Electric Power Rates and Revenues § 175.13 Procedures for adjusting electric power rates to reflect changes in the cost...

  4. 25 CFR 175.13 - Procedures for adjusting electric power rates to reflect changes in the cost of purchased power...

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 25 Indians 1 2010-04-01 2010-04-01 false Procedures for adjusting electric power rates to reflect..., DEPARTMENT OF THE INTERIOR LAND AND WATER INDIAN ELECTRIC POWER UTILITIES Service Fees, Electric Power Rates and Revenues § 175.13 Procedures for adjusting electric power rates to reflect changes in the cost...

  5. 25 CFR 175.13 - Procedures for adjusting electric power rates to reflect changes in the cost of purchased power...

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 25 Indians 1 2013-04-01 2013-04-01 false Procedures for adjusting electric power rates to reflect..., DEPARTMENT OF THE INTERIOR LAND AND WATER INDIAN ELECTRIC POWER UTILITIES Service Fees, Electric Power Rates and Revenues § 175.13 Procedures for adjusting electric power rates to reflect changes in the cost...

  6. Indirect Medical Education and Disproportionate Share Adjustments to Medicare Inpatient Payment Rates

    PubMed Central

    Nguyen, Nguyen Xuan; Sheingold, Steven H.

    2011-01-01

    The indirect medical education (IME) and disproportionate share hospital (DSH) adjustments to Medicare's prospective payment rates for inpatient services are generally intended to compensate hospitals for patient care costs related to teaching activities and care of low income populations. These adjustments were originally established based on the statistical relationships between IME and DSH and hospital costs. Due to a variety of policy considerations, the legislated levels of these adjustments may have deviated over time from these “empirically justified levels,” or simply, “empirical levels.” In this paper, we estimate the empirical levels of IME and DSH using 2006 hospital data and 2009 Medicare final payment rules. Our analyses suggest that the empirical level for IME would be much smaller than under current law— about one-third to one-half. Our analyses also support the DSH adjustment prescribed by the Affordable Care Act of 2010 (ACA)—about one-quarter of the pre-ACA level. For IME, the estimates imply an increase in costs of 1.88% for each 10% increase in teaching intensity. For DSH, the estimates imply that costs would rise by 0.52% for each 10% increase in the low-income patient share for large urban hospitals. PMID:22340777

  7. 12 CFR 906.5 - Monthly interest rate survey.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... region. The Finance Board tabulates the data and publishes standard data tables late in the following month. (b) Adjustable-rate mortgage index. The weighted data, tabulated and published pursuant to.... The initial weights are based on lender type and lender size. The data also is weighted so that...

  8. 12 CFR 906.5 - Monthly interest rate survey.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... region. The Finance Board tabulates the data and publishes standard data tables late in the following month. (b) Adjustable-rate mortgage index. The weighted data, tabulated and published pursuant to.... The initial weights are based on lender type and lender size. The data also is weighted so that...

  9. 12 CFR 906.5 - Monthly interest rate survey.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... region. The Finance Board tabulates the data and publishes standard data tables late in the following month. (b) Adjustable-rate mortgage index. The weighted data, tabulated and published pursuant to.... The initial weights are based on lender type and lender size. The data also is weighted so that...

  10. 12 CFR 906.5 - Monthly interest rate survey.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... region. The Finance Board tabulates the data and publishes standard data tables late in the following month. (b) Adjustable-rate mortgage index. The weighted data, tabulated and published pursuant to.... The initial weights are based on lender type and lender size. The data also is weighted so that...

  11. 12 CFR 906.5 - Monthly interest rate survey.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... region. The Finance Board tabulates the data and publishes standard data tables late in the following month. (b) Adjustable-rate mortgage index. The weighted data, tabulated and published pursuant to.... The initial weights are based on lender type and lender size. The data also is weighted so that...

  12. 27 CFR 6.34 - Mortgages.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... TREASURY LIQUORS âTIED-HOUSEâ Unlawful Inducements Interest in Retail Property § 6.34 Mortgages. The acquisition of a mortgage on a retailer's real or personal property by an industry member constitutes...

  13. 39 CFR 3010.13 - Proceedings for Type 1-A and Type 1-B rate adjustment filings.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... requirements of 39 U.S.C. chapter 36, subchapter 1: (1) Whether the planned rate adjustments measured using the... an order announcing its findings. (h) If the planned rate adjustments as amended are found to be... 39 U.S.C. chapter 36, subchapter 1 is provisional and subject to subsequent review....

  14. 39 CFR 3010.13 - Proceedings for Type 1-A and Type 1-B rate adjustment filings.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... requirements of 39 U.S.C. chapter 36, subchapter 1: (1) Whether the planned rate adjustments measured using the... an order announcing its findings. (h) If the planned rate adjustments as amended are found to be... 39 U.S.C. chapter 36, subchapter 1 is provisional and subject to subsequent review....

  15. 24 CFR 200.17 - Mortgage coverage.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false Mortgage coverage. 200.17 Section 200.17 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued... Eligibility Requirements for Existing Projects Eligible Mortgage § 200.17 Mortgage coverage. The...

  16. 27 CFR 6.34 - Mortgages.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 27 Alcohol, Tobacco Products and Firearms 1 2014-04-01 2014-04-01 false Mortgages. 6.34 Section 6.34 Alcohol, Tobacco Products and Firearms ALCOHOL AND TOBACCO TAX AND TRADE BUREAU, DEPARTMENT OF THE TREASURY ALCOHOL âTIED-HOUSEâ Unlawful Inducements Interest in Retail Property § 6.34 Mortgages. The acquisition of a mortgage on a retailer's...

  17. 27 CFR 6.34 - Mortgages.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 27 Alcohol, Tobacco Products and Firearms 1 2011-04-01 2011-04-01 false Mortgages. 6.34 Section 6.34 Alcohol, Tobacco Products and Firearms ALCOHOL AND TOBACCO TAX AND TRADE BUREAU, DEPARTMENT OF THE TREASURY LIQUORS âTIED-HOUSEâ Unlawful Inducements Interest in Retail Property § 6.34 Mortgages. The acquisition of a mortgage on a retailer's...

  18. 27 CFR 6.34 - Mortgages.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 27 Alcohol, Tobacco Products and Firearms 1 2013-04-01 2013-04-01 false Mortgages. 6.34 Section 6.34 Alcohol, Tobacco Products and Firearms ALCOHOL AND TOBACCO TAX AND TRADE BUREAU, DEPARTMENT OF THE TREASURY ALCOHOL âTIED-HOUSEâ Unlawful Inducements Interest in Retail Property § 6.34 Mortgages. The acquisition of a mortgage on a retailer's...

  19. 27 CFR 6.34 - Mortgages.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 27 Alcohol, Tobacco Products and Firearms 1 2012-04-01 2012-04-01 false Mortgages. 6.34 Section 6.34 Alcohol, Tobacco Products and Firearms ALCOHOL AND TOBACCO TAX AND TRADE BUREAU, DEPARTMENT OF THE TREASURY LIQUORS âTIED-HOUSEâ Unlawful Inducements Interest in Retail Property § 6.34 Mortgages. The acquisition of a mortgage on a retailer's...

  20. 24 CFR 235.1212 - Mortgage provisions.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ...-Refinancing Mortgages Under Section 235(r) of the National Housing Act Eligibility Requirements; Direct... property is located. (b) Mortgage multiples. The mortgage shall involve a principal obligation in multiples... complete amortization provisions satisfactory to the Secretary and an amortization period not in excess...

  1. 24 CFR 81.62 - Mortgage reports.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 1 2010-04-01 2010-04-01 false Mortgage reports. 81.62 Section 81.62 Housing and Urban Development Office of the Secretary, Department of Housing and Urban Development... Mortgage reports. Each GSE shall submit to the Secretary quarterly a Mortgage Report. The fourth...

  2. 24 CFR 81.62 - Mortgage reports.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 1 2011-04-01 2011-04-01 false Mortgage reports. 81.62 Section 81.62 Housing and Urban Development Office of the Secretary, Department of Housing and Urban Development... Mortgage reports. Each GSE shall submit to the Secretary quarterly a Mortgage Report. The fourth...

  3. 75 FR 80675 - Home Mortgage Disclosure

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-12-23

    ... / Thursday, December 23, 2010 / Rules and Regulations#0;#0; ] FEDERAL RESERVE SYSTEM 12 CFR Part 203 Home... requirements of Regulation C (Home Mortgage Disclosure). The staff commentary is amended to increase the asset... INFORMATION: The Home Mortgage Disclosure Act (HMDA; 12 U.S.C. 2801 et seq.) requires most mortgage...

  4. Risk-adjusted melanoma skin cancer incidence rates in Whites (United States).

    PubMed

    Merrill, Ray Martell

    2011-12-01

    The objective of this study was to obtain a better population-based measure of risk for melanoma skin cancer. A method has been previously proposed for estimating cancer incidence rates for data collected from the Surveillance, Epidemiology, and End Results (SEER) program. Unlike conventionally reported incidence rates in the USA, this method uses the first primary cancer and adjusts for population-based cancer prevalence to obtain a better measure of cancer risk. The study involves SEER data for white men and women. Conventional melanoma incidence rates overestimate risk for men, increasingly so from 3.3% in the age group of 30-39 years to 11.3% in the age group of 80 years and older. Overestimation in risk for women ranged from 3.3% in the age group of 30-39 years to 8.9% in the age group of 80 years and older. Overestimation of risk was more pronounced when both in-situ and malignant melanomas were considered. Increasing trends in conventional rates were slightly greater than trends in risk-adjusted incidence rates (RAIRs). In 2007, the estimated number of cases with malignant melanoma among the white population based on conventional cancer incidence rates is 37 636 (64 125 including in-situ cases) for men and 28 935 (49 361 including in-situ cases) for women. The estimated number of cases in the USA based on RAIRS is 34 652 [(7.9%); 55 413 (13.6%) including in-situ cases] for male and 27 178 [(6.1%); 44 467 (9.9%) including in-situ cases] for women. We concluded that RAIRs are a better measure of melanoma skin cancer risk and should be used for estimating the number of cancer patients in the USA.

  5. Adjustable high-repetition-rate pulse trains in a passively-mode-locked fiber laser

    NASA Astrophysics Data System (ADS)

    Si Fodil, Rachid; Amrani, Foued; Yang, Changxi; Kellou, Abdelhamid; Grelu, Ph.

    2016-07-01

    We experimentally investigate multipulse regimes obtained within a passively-mode-locked fiber laser that includes a Mach-Zehnder (MZ) interferometer. By adjusting the time delay imbalance of the MZ, ultrashort pulse trains at multi-GHz repetition rates are generated. We compare the observed dynamics with high-harmonic mode locking, and show that the multi-GHz pulse trains display an inherent instability, which has been overlooked. By using a recirculation loop containing the MZ, we demonstrate a significant improvement of the pulse train stability.

  6. Energy Considerations in Home Mortgages: An Evaluation Technique.

    ERIC Educational Resources Information Center

    Maine Audubon Society, Falmouth.

    This document, intended primarily for mortgage lenders, is designed to aid readers in evaluating solar heating technology in the aspects of its capital cost and potential for recovery of investment. Whether or not American consumers will fully exploit this alternative will depend upon interest rates, the allocation of capital to finance the higher…

  7. 12 CFR 615.5141 - Stress tests for mortgage securities.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 7 2013-01-01 2013-01-01 false Stress tests for mortgage securities. 615.5141... AFFAIRS, LOAN POLICIES AND OPERATIONS, AND FUNDING OPERATIONS Investment Management § 615.5141 Stress... stress test. You must perform stress tests to determine how interest rate changes will affect...

  8. 12 CFR 615.5141 - Stress tests for mortgage securities.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 7 2012-01-01 2012-01-01 false Stress tests for mortgage securities. 615.5141... AFFAIRS, LOAN POLICIES AND OPERATIONS, AND FUNDING OPERATIONS Investment Management § 615.5141 Stress... stress test. You must perform stress tests to determine how interest rate changes will affect...

  9. 12 CFR 615.5141 - Stress tests for mortgage securities.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Stress tests for mortgage securities. 615.5141... AFFAIRS, LOAN POLICIES AND OPERATIONS, AND FUNDING OPERATIONS Investment Management § 615.5141 Stress... stress test. You must perform stress tests to determine how interest rate changes will affect...

  10. 12 CFR 615.5141 - Stress tests for mortgage securities.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Stress tests for mortgage securities. 615.5141... AFFAIRS, LOAN POLICIES AND OPERATIONS, AND FUNDING OPERATIONS Investment Management § 615.5141 Stress... stress test. You must perform stress tests to determine how interest rate changes will affect...

  11. Achieving high bit rate logical stochastic resonance in a bistable system by adjusting parameters

    NASA Astrophysics Data System (ADS)

    Yang, Ding-Xin; Gu, Feng-Shou; Feng, Guo-Jin; Yang, Yong-Min; Ball, Andrew

    2015-11-01

    The phenomenon of logical stochastic resonance (LSR) in a nonlinear bistable system is demonstrated by numerical simulations and experiments. However, the bit rates of the logical signals are relatively low and not suitable for practical applications. First, we examine the responses of the bistable system with fixed parameters to different bit rate logic input signals, showing that an arbitrary high bit rate LSR in a bistable system cannot be achieved. Then, a normalized transform of the LSR bistable system is introduced through a kind of variable substitution. Based on the transform, it is found that LSR for arbitrary high bit rate logic signals in a bistable system can be achieved by adjusting the parameters of the system, setting bias value and amplifying the amplitudes of logic input signals and noise properly. Finally, the desired OR and AND logic outputs to high bit rate logic inputs in a bistable system are obtained by numerical simulations. The study might provide higher feasibility of LSR in practical engineering applications. Project supported by the National Natural Science Foundation of China (Grant No. 51379526).

  12. 5 CFR 591.228 - How does OPM convert the price index plus adjustment factor to a COLA rate?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 5 Administrative Personnel 1 2010-01-01 2010-01-01 false How does OPM convert the price index plus... Differential-Nonforeign Areas Cost-Of-Living Allowances § 591.228 How does OPM convert the price index plus adjustment factor to a COLA rate? (a) OPM converts the price index plus the adjustment factor to a COLA...

  13. Do I hear... anyone here? Tax-exempt healthcare facilities have taken a hit on auction-rate securities as the mortgage meltdown has investors skittish.

    PubMed

    Evans, Melanie

    2008-02-25

    The crisis in auction-rate securities is coming down hard on tax-exempt providers. Buyers are disappearing, sending interest rates soaring. Some hospitals and other healthcare borrowers are being forced to pay maximum interest. "Basically, the investor pool has all but vanished," says Melissa Williams, left, of Christus Health. PMID:18491765

  14. Picosecond supercontinuum light source for stroboscopic white-light interferometry with freely adjustable pulse repetition rate.

    PubMed

    Novotny, Steffen; Durairaj, Vasuki; Shavrin, Igor; Lipiäinen, Lauri; Kokkonen, Kimmo; Kaivola, Matti; Ludvigsen, Hanne

    2014-06-01

    We present a picosecond supercontinuum light source designed for stroboscopic white-light interferometry. This source offers a potential for high-resolution characterization of vibrational fields in electromechanical components with frequencies up to the GHz range. The light source concept combines a gain-switched laser diode, the output of which is amplified in a two-stage fiber amplifier, with supercontinuum generation in a microstructured optical fiber. Implemented in our white-light interferometer setup, optical pulses with optimized spectral properties and below 310 ps duration are used for stroboscopic illumination at freely adjustable repetition rates. The performance of the source is demonstrated by characterizing the surface vibration field of a square-plate silicon MEMS resonator at 3.37 MHz. A minimum detectable vibration amplitude of less than 100 pm is reached.

  15. Compact range reflector analysis using the plane wave spectrum approach with an adjustable sampling rate

    NASA Astrophysics Data System (ADS)

    McKay, James P.; Rahmat-Samii, Yahya

    1991-06-01

    An improved method for determining the test zone field of compact range reflectors is presented. The plane wave spectrum (PWS) approach is used to obtain the test zone field from knowledge of the reflector aperture field distribution. The method is particularly well suited to the analysis of reflectors with a linearly serrated rim for reduced edge diffraction. Computation of the PWS of the reflector aperture field is facilitated by a closed-form expression for the Fourier transform of a polygonal window function. Inverse transformation in the test zone region is accomplished using a fast Fourier transform (FFT) algorithm with a properly adjusted sampling rate (which is a function of both the reflector size and the distance from the reflector). The method is validated by comparison with results obtained using surface current and aperture field integration techniques. The performance of several serrated reflectors is evaluated in order to observe the effects of edge diffraction on the test zone fields.

  16. 34 CFR 668.208 - General requirements for adjusting official cohort default rates and for appealing their...

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... default rates and for appealing their consequences. 668.208 Section 668.208 Education Regulations of the... EDUCATION STUDENT ASSISTANCE GENERAL PROVISIONS Cohort Default Rates § 668.208 General requirements for adjusting official cohort default rates and for appealing their consequences. (a) Remaining eligible. You...

  17. 34 CFR 668.189 - General requirements for adjusting official cohort default rates and for appealing their...

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... default rates and for appealing their consequences. 668.189 Section 668.189 Education Regulations of the... EDUCATION STUDENT ASSISTANCE GENERAL PROVISIONS Two Year Cohort Default Rates § 668.189 General requirements for adjusting official cohort default rates and for appealing their consequences. (a)...

  18. 34 CFR 668.208 - General requirements for adjusting official cohort default rates and for appealing their...

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... default rates and for appealing their consequences. 668.208 Section 668.208 Education Regulations of the... EDUCATION STUDENT ASSISTANCE GENERAL PROVISIONS Cohort Default Rates § 668.208 General requirements for adjusting official cohort default rates and for appealing their consequences. (a) Remaining eligible. You...

  19. 34 CFR 668.208 - General requirements for adjusting official cohort default rates and for appealing their...

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... default rates and for appealing their consequences. 668.208 Section 668.208 Education Regulations of the... EDUCATION STUDENT ASSISTANCE GENERAL PROVISIONS Cohort Default Rates § 668.208 General requirements for adjusting official cohort default rates and for appealing their consequences. (a) Remaining eligible. You...

  20. 34 CFR 668.208 - General requirements for adjusting official cohort default rates and for appealing their...

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... default rates and for appealing their consequences. 668.208 Section 668.208 Education Regulations of the... EDUCATION STUDENT ASSISTANCE GENERAL PROVISIONS Cohort Default Rates § 668.208 General requirements for adjusting official cohort default rates and for appealing their consequences. (a) Remaining eligible. You...

  1. 34 CFR 668.208 - General requirements for adjusting official cohort default rates and for appealing their...

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... default rates and for appealing their consequences. 668.208 Section 668.208 Education Regulations of the... EDUCATION STUDENT ASSISTANCE GENERAL PROVISIONS Cohort Default Rates § 668.208 General requirements for adjusting official cohort default rates and for appealing their consequences. (a) Remaining eligible. You...

  2. 34 CFR 668.189 - General requirements for adjusting official cohort default rates and for appealing their...

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... default rates and for appealing their consequences. 668.189 Section 668.189 Education Regulations of the... EDUCATION STUDENT ASSISTANCE GENERAL PROVISIONS Two Year Cohort Default Rates § 668.189 General requirements for adjusting official cohort default rates and for appealing their consequences. (a)...

  3. 34 CFR 668.189 - General requirements for adjusting official cohort default rates and for appealing their...

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... default rates and for appealing their consequences. 668.189 Section 668.189 Education Regulations of the... EDUCATION STUDENT ASSISTANCE GENERAL PROVISIONS Two Year Cohort Default Rates § 668.189 General requirements for adjusting official cohort default rates and for appealing their consequences. (a)...

  4. 34 CFR 668.189 - General requirements for adjusting official cohort default rates and for appealing their...

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... default rates and for appealing their consequences. 668.189 Section 668.189 Education Regulations of the... EDUCATION STUDENT ASSISTANCE GENERAL PROVISIONS Two Year Cohort Default Rates § 668.189 General requirements for adjusting official cohort default rates and for appealing their consequences. (a)...

  5. 34 CFR 668.189 - General requirements for adjusting official cohort default rates and for appealing their...

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... default rates and for appealing their consequences. 668.189 Section 668.189 Education Regulations of the... EDUCATION STUDENT ASSISTANCE GENERAL PROVISIONS Two Year Cohort Default Rates § 668.189 General requirements for adjusting official cohort default rates and for appealing their consequences. (a)...

  6. A Distributed Transmission Rate Adjustment Algorithm in Heterogeneous CSMA/CA Networks

    PubMed Central

    Xie, Shuanglong; Low, Kay Soon; Gunawan, Erry

    2015-01-01

    Distributed transmission rate tuning is important for a wide variety of IEEE 802.15.4 network applications such as industrial network control systems. Such systems often require each node to sustain certain throughput demand in order to guarantee the system performance. It is thus essential to determine a proper transmission rate that can meet the application requirement and compensate for network imperfections (e.g., packet loss). Such a tuning in a heterogeneous network is difficult due to the lack of modeling techniques that can deal with the heterogeneity of the network as well as the network traffic changes. In this paper, a distributed transmission rate tuning algorithm in a heterogeneous IEEE 802.15.4 CSMA/CA network is proposed. Each node uses the results of clear channel assessment (CCA) to estimate the busy channel probability. Then a mathematical framework is developed to estimate the on-going heterogeneous traffics using the busy channel probability at runtime. Finally a distributed algorithm is derived to tune the transmission rate of each node to accurately meet the throughput requirement. The algorithm does not require modifications on IEEE 802.15.4 MAC layer and it has been experimentally implemented and extensively tested using TelosB nodes with the TinyOS protocol stack. The results reveal that the algorithm is accurate and can satisfy the throughput demand. Compared with existing techniques, the algorithm is fully distributed and thus does not require any central coordination. With this property, it is able to adapt to traffic changes and re-adjust the transmission rate to the desired level, which cannot be achieved using the traditional modeling techniques. PMID:25822140

  7. 78 FR 6855 - High-Cost Mortgage and Homeownership Counseling Amendments to the Truth in Lending Act...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-01-31

    ... implementing HOEPA in 1995. See 60 FR 15463 (March 24, 1995). The Board published additional significant... enhanced the restrictions associated with high cost mortgages. See 66 FR 65604 (Dec. 20, 2001). In 2008... mortgages but that nevertheless exceed the average prime offer rate by prescribed amounts. 73 FR 44522...

  8. 24 CFR 203.43 - Eligibility of miscellaneous type mortgages.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... mortgage insurance premium (MIP) was financed as part of the existing mortgage referred to in paragraphs (c... MIP (if any) associated with the refinancing mortgage; (2) It must have a term which does not...

  9. 24 CFR 203.43 - Eligibility of miscellaneous type mortgages.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... mortgage insurance premium (MIP) was financed as part of the existing mortgage referred to in paragraphs (c... MIP (if any) associated with the refinancing mortgage; (2) It must have a term which does not...

  10. 24 CFR 203.43 - Eligibility of miscellaneous type mortgages.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... mortgage insurance premium (MIP) was financed as part of the existing mortgage referred to in paragraphs (c... MIP (if any) associated with the refinancing mortgage; (2) It must have a term which does not...

  11. 24 CFR 203.43 - Eligibility of miscellaneous type mortgages.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... mortgage insurance premium (MIP) was financed as part of the existing mortgage referred to in paragraphs (c... MIP (if any) associated with the refinancing mortgage; (2) It must have a term which does not...

  12. 24 CFR 203.43 - Eligibility of miscellaneous type mortgages.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... mortgage insurance premium (MIP) was financed as part of the existing mortgage referred to in paragraphs (c... MIP (if any) associated with the refinancing mortgage; (2) It must have a term which does not...

  13. 77 FR 51681 - Adjustment of Appendices to the Dairy Tariff-Rate Import Quota Licensing Regulation for the 2012...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-08-27

    ... 7 CFR Part 6 Adjustment of Appendices to the Dairy Tariff-Rate Import Quota Licensing Regulation for...: This document sets forth the revised appendices to the Dairy Tariff-Rate Import Quota Licensing... for certain dairy product import licenses permanently surrendered by licensees or revoked by...

  14. Intertumor linkage of age-adjusted incidence rate in 15 human neoplasias of both sexes.

    PubMed

    Kodama, M; Kodama, T; Murakami, M; Yokochi, T

    2000-01-01

    We report here that the application of the least square method of Gauss to the log-transformed age-adjusted incidence rate changes in time and space, as tested with either the male-female or the female-male tumor pairs for each of 15 tumor entities, has revealed the presence of intertumor linkage that was conditioning the changes of two cancer risk parameters to let them fit to the equilibrium model with close resemblance to the chemical equilibrium model. The dissimilarity of the cancer risk equilibrium model to the chemical equilibrium model--topological dissociation between the equilibrium model of centripetal force (r = -1.000) and that of centrifugal force (r = +1.000)--was discussed in the light of the concept of the oncogene activation-tumor suppressor gene inactivation. The proposed network hypothesis of human neoplasia found supporting evidence in the corresponding changes of the statistical features of human neoplasias with and without sex discrimination of cancer risk. PMID:10836207

  15. Use of GRACE determined secular gravity rates for glacial isostatic adjustment studies in North-America

    NASA Astrophysics Data System (ADS)

    van der Wal, Wouter; Wu, Patrick; Sideris, Michael G.; Shum, C. K.

    2008-10-01

    Monthly geopotential spherical harmonic coefficients from the GRACE satellite mission are used to determine their usefulness and limitations for studying glacial isostatic adjustment (GIA) in North-America. Secular gravity rates are estimated by unweighted least-squares estimation using release 4 coefficients from August 2002 to August 2007 provided by the Center for Space Research (CSR), University of Texas. Smoothing is required to suppress short wavelength noise, in addition to filtering to diminish geographically correlated errors, as shown in previous studies. Optimal cut-off degrees and orders are determined for the destriping filter to maximize the signal to noise ratio. The halfwidth of the Gaussian filter is shown to significantly affect the sensitivity of the GRACE data (with respect to upper mantle viscosity and ice loading history). Therefore, the halfwidth should be selected based on the desired sensitivity. It is shown that increase in water storage in an area south west of Hudson Bay, from the summer of 2003 to the summer of 2006, contributes up to half of the maximum estimated gravity rate. Hydrology models differ in the predictions of the secular change in water storage, therefore even 4-year trend estimates are influenced by the uncertainty in water storage changes. Land ice melting in Greenland and Alaska has a non-negligible contribution, up to one-fourth of the maximum gravity rate. The estimated secular gravity rate shows two distinct peaks that can possibly be due to two domes in the former Pleistocene ice cover: west and south east of Hudson Bay. With a limited number of models, a better fit is obtained with models that use the ICE-3G model compared to the ICE-5G model. However, the uncertainty in interannual variations in hydrology models is too large to constrain the ice loading history with the current data span. For future work in which GRACE will be used to constrain ice loading history and the Earth's radial viscosity profile, it is

  16. Undergraduate Research: Mathematical Modeling of Mortgages

    ERIC Educational Resources Information Center

    Choi, Youngna; Spero, Steven

    2010-01-01

    In this article, we study financing in the real estate market and show how various types of mortgages can be modeled and analyzed. With only an introductory level of interest theory, finance, and calculus, we model and analyze three types of popular mortgages with real life examples that explain the background and inevitable outcome of the current…

  17. 24 CFR 320.7 - Mortgages.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false Mortgages. 320.7 Section 320.7 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued) GOVERNMENT NATIONAL MORTGAGE ASSOCIATION, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT GUARANTY OF......

  18. 24 CFR 320.7 - Mortgages.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Mortgages. 320.7 Section 320.7 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued) GOVERNMENT NATIONAL MORTGAGE ASSOCIATION, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT GUARANTY OF......

  19. 42 CFR 422.308 - Adjustments to capitation rates, benchmarks, bids, and payments.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... aged enrollees, disabled enrollees, and enrollees who have ESRD. (2) The amount calculated in paragraph... risk adjustment data. This factor is phased as follows: (A) 100 percent of payments for ESRD...

  20. 24 CFR 401.552 - Servicing of second mortgage.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Servicing of second mortgage. 401... second mortgage. HUD or its designee will be responsible for servicing the second mortgage, including... the PAE's consent, as servicer for the second mortgage....

  1. 24 CFR 401.552 - Servicing of second mortgage.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false Servicing of second mortgage. 401... second mortgage. HUD or its designee will be responsible for servicing the second mortgage, including... the PAE's consent, as servicer for the second mortgage....

  2. 24 CFR 401.552 - Servicing of second mortgage.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Servicing of second mortgage. 401... second mortgage. HUD or its designee will be responsible for servicing the second mortgage, including... the PAE's consent, as servicer for the second mortgage....

  3. 24 CFR 401.552 - Servicing of second mortgage.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false Servicing of second mortgage. 401... second mortgage. HUD or its designee will be responsible for servicing the second mortgage, including... the PAE's consent, as servicer for the second mortgage....

  4. 24 CFR 401.552 - Servicing of second mortgage.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 24 Housing and Urban Development 2 2014-04-01 2014-04-01 false Servicing of second mortgage. 401... second mortgage. HUD or its designee will be responsible for servicing the second mortgage, including... the PAE's consent, as servicer for the second mortgage....

  5. 24 CFR 2700.325 - Termination of mortgage insurance.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 24 Housing and Urban Development 5 2014-04-01 2014-04-01 false Termination of mortgage insurance... Development (Continued) EMERGENCY MORTGAGE INSURANCE AND LOAN PROGRAMS, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT EMERGENCY HOMEOWNERS' LOAN PROGRAM Mortgage Insurance § 2700.325 Termination of mortgage...

  6. 12 CFR 226.33 - Requirements for reverse mortgages.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 3 2010-01-01 2010-01-01 false Requirements for reverse mortgages. 226.33....33 Requirements for reverse mortgages. (a) Definition. For purposes of this subpart, reverse mortgage... addition to other disclosures required by this part, in a reverse mortgage transaction the creditor...

  7. 39 CFR 3010.22 - Calculation of annual limitation when notices of rate adjustment are less than 12 months apart.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... dividing the sum by 12 (Recent Average). The partial year limitation is then calculated by dividing the Recent Average by the Recent Average from the most recent previous notice of rate adjustment (Previous Recent Average) applicable to each affected class of mail and subtracting 1 from the quotient. The...

  8. Differences in Interaction Patterns of Families with First or Second Grade Sons Rated High or Low in Classroom Adjustment.

    ERIC Educational Resources Information Center

    St. Pierre, Susan; And Others

    This study attempts to determine whether families with a son rated by his teacher as either "high" or "low" on classroom adjustment (behavior indicative of social maturity and achievement motivation) could be differentiated on the basis of their communicative patterns. It was questioned if significant differences existed in the amount of positive…

  9. 2 CFR 200.411 - Adjustment of previously negotiated indirect (F&A) cost rates containing unallowable costs.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 2 Grants and Agreements 1 2014-01-01 2014-01-01 false Adjustment of previously negotiated indirect (F&A) cost rates containing unallowable costs. 200.411 Section 200.411 Grants and Agreements Office of Management and Budget Guidance for Grants and Agreements OFFICE OF MANAGEMENT AND BUDGET GUIDANCE Reserved UNIFORM ADMINISTRATIVE...

  10. 76 FR 45881 - Investigations Regarding Certifications of Eligibility To Apply for Worker Adjustment Assistance...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-08-01

    ... Worker Adjustment Assistance and Alternative Trade Adjustment Assistance Petitions have been filed with... Home Mortgage Costa Mesa, CA........ 07/11/11 07/06/11 (State/One-Stop). 80279 Paris Accessories,...

  11. 17 CFR 210.12-23 - Mortgage loans on real estate and interest earned on mortgages. 1

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... and Content of Schedules § 210.12-23 Mortgage loans on real estate and interest earned on mortgages. 1 Part 1—Mortgage loans on real estate at close of period Column A—List by classification indicated below... 17 Commodity and Securities Exchanges 2 2010-04-01 2010-04-01 false Mortgage loans on real...

  12. Long-term survival rates of gravity-assisted, adjustable differential pressure valves in infants with hydrocephalus.

    PubMed

    Gebert, Anna-Felicitas; Schulz, Matthias; Schwarz, Karin; Thomale, Ulrich-Wilhelm

    2016-05-01

    OBJECTIVE The use of adjustable differential pressure valves with gravity-assisted units in shunt therapy of children with hydrocephalus was reported to be feasible and promising as a way to avoid chronic overdrainage. In this single-center study, the authors' experiences in infants, who have higher rates of shunt complications, are presented. METHODS All data were collected from a cohort of infants (93 patients [37 girls and 56 boys], less than 1 year of age [mean age 4.1 ± 3.1 months]) who received their first adjustable pressure hydrocephalus shunt as either a primary or secondary implant between May 2007 and April 2012. Rates of valve and shunt failure were recorded for a total of 85 months until the end of the observation period in May 2014. RESULTS During a follow-up of 54.2 ± 15.9 months (range 26-85 months), the Kaplan-Meier rate of shunt survival was 69.2% at 1 year and 34.1% at 85 months; the Kaplan-Meier rate of valve survival was 77.8% at 1 year and 56% at 85 months. Survival rates of the shunt were significantly inferior if the patients had previous shunt surgery. During follow-up, 44 valves were exchanged in cases of infection (n = 19), occlusion (n = 14), dysfunction of the adjustment unit (n = 10), or to change the gravitational unit (n = 1). CONCLUSIONS Although a higher shunt complication rate is observed in infant populations compared with older children, reasonable survival rates demonstrate the feasibility of using this sophisticated valve technology. The gravitational unit of this valve is well tolerated and its adjustability offers the flexible application of opening pressure in an unpredictable cohort of patients. This may adequately address overdrainage-related complications from early in treatment.

  13. Greater Heart Rate Responses to Acute Stress Are Associated with Better Post-Error Adjustment in Special Police Cadets.

    PubMed

    Yao, Zhuxi; Yuan, Yi; Buchanan, Tony W; Zhang, Kan; Zhang, Liang; Wu, Jianhui

    2016-01-01

    High-stress jobs require both appropriate physiological regulation and behavioral adjustment to meet the demands of emergencies. Here, we investigated the relationship between the autonomic stress response and behavioral adjustment after errors in special police cadets. Sixty-eight healthy male special police cadets were randomly assigned to perform a first-time walk on an aerial rope bridge to induce stress responses or a walk on a cushion on the ground serving as a control condition. Subsequently, the participants completed a Go/No-go task to assess behavioral adjustment after false alarm responses. Heart rate measurements and subjective reports confirmed that stress responses were successfully elicited by the aerial rope bridge task in the stress group. In addition, greater heart rate increases during the rope bridge task were positively correlated with post-error slowing and had a trend of negative correlation with post-error miss rate increase in the subsequent Go/No-go task. These results suggested that stronger autonomic stress responses are related to better post-error adjustment under acute stress in this highly selected population and demonstrate that, under certain conditions, individuals with high-stress jobs might show cognitive benefits from a stronger physiological stress response. PMID:27428280

  14. Greater Heart Rate Responses to Acute Stress Are Associated with Better Post-Error Adjustment in Special Police Cadets

    PubMed Central

    Yao, Zhuxi; Yuan, Yi; Buchanan, Tony W.; Zhang, Kan; Zhang, Liang; Wu, Jianhui

    2016-01-01

    High-stress jobs require both appropriate physiological regulation and behavioral adjustment to meet the demands of emergencies. Here, we investigated the relationship between the autonomic stress response and behavioral adjustment after errors in special police cadets. Sixty-eight healthy male special police cadets were randomly assigned to perform a first-time walk on an aerial rope bridge to induce stress responses or a walk on a cushion on the ground serving as a control condition. Subsequently, the participants completed a Go/No-go task to assess behavioral adjustment after false alarm responses. Heart rate measurements and subjective reports confirmed that stress responses were successfully elicited by the aerial rope bridge task in the stress group. In addition, greater heart rate increases during the rope bridge task were positively correlated with post-error slowing and had a trend of negative correlation with post-error miss rate increase in the subsequent Go/No-go task. These results suggested that stronger autonomic stress responses are related to better post-error adjustment under acute stress in this highly selected population and demonstrate that, under certain conditions, individuals with high-stress jobs might show cognitive benefits from a stronger physiological stress response. PMID:27428280

  15. 42 CFR 422.308 - Adjustments to capitation rates, benchmarks, bids, and payments.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... chronic health conditions—(i) General rule. For 2011 and subsequent years, for purposes of the adjustment... chronic health status of similar individuals. Such risk score is used instead of the default risk score... associated with frailty, individuals with multiple, comorbid chronic conditions, and individuals with...

  16. 42 CFR 422.308 - Adjustments to capitation rates, benchmarks, bids, and payments.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... chronic health conditions—(i) General rule. For 2011 and subsequent years, for purposes of the adjustment... chronic health status of similar individuals. Such risk score is used instead of the default risk score... associated with frailty, individuals with multiple, comorbid chronic conditions, and individuals with...

  17. 42 CFR 422.308 - Adjustments to capitation rates, benchmarks, bids, and payments.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... chronic health conditions—(i) General rule. For 2011 and subsequent years, for purposes of the adjustment... chronic health status of similar individuals. Such risk score is used instead of the default risk score... associated with frailty, individuals with multiple, comorbid chronic conditions, and individuals with...

  18. 42 CFR 422.308 - Adjustments to capitation rates, benchmarks, bids, and payments.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... multiple, comorbid chronic conditions, and individuals with a diagnosis of mental illness; and (B) Costs.... (6) Improvements to risk adjustment for special needs individuals with chronic health conditions—(i... risk score that reflects the known underlying risk profile and chronic health status of...

  19. 77 FR 70373 - Cost of Living Adjustment to Satellite Carrier Compulsory License Royalty Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-11-26

    ...\\ yielded no objections. See 75 FR 53198 (August 31, 2010). Section 119(c)(2) requires the Judges annually... Copyright Royalty Board 37 CFR Part 386 Cost of Living Adjustment to Satellite Carrier Compulsory License... by satellite carriers under the satellite carrier compulsory license of the Copyright Act. The...

  20. 76 FR 74703 - Cost of Living Adjustment to Satellite Carrier Compulsory License Royalty Rates

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-12-01

    ...\\ yielded no objections. See 75 FR 53198 (August 31, 2010). Section 119(c)(2) requires the Judges annually... Copyright Royalty Board 37 CFR Part 386 Cost of Living Adjustment to Satellite Carrier Compulsory License... by satellite carriers under the satellite carrier compulsory license of the Copyright Act. The...

  1. 78 FR 13521 - Great Lakes Pilotage Rates-2013 Annual Review and Adjustment

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-02-28

    ... Accountant CPI Consumer Price Index E.O. Executive Order FR Federal Register GLPA Canadian Great Lakes...--2013 Annual Review and Adjustment'' in the Federal Register (77 FR 45539). We received six comments on..., 5, and 7 have been designated by Presidential Proclamation, pursuant to the Act, to be waters...

  2. 76 FR 57992 - Assessment Rate Adjustment Guidelines for Large and Highly Complex Institutions

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-09-19

    ... by the FDIC Board on February 7, 2011 (76 FR 10672 (Feb. 25, 2011)). FOR FURTHER INFORMATION CONTACT... Adjustment Guidelines for Large Institutions and Insured Foreign Branches in Risk Category I, 72 FR 27122... into a total score.\\4\\ \\2\\ Assessments, Large Bank Pricing, 76 FR 10672 (Feb. 25, 2011) (codified at...

  3. [Clinical usefulness of the new Japanese glomerular filtration rate equation for initial and individualized dosage adjustment concentrations of vancomycin].

    PubMed

    Kuroda, Naoki; Ueshima, Satoshi; Sato, Tomoaki; Kobiki, Eriko; Kawasaki, Yoichi; Matsunaga, Hisashi; Nakura, Hironori; Sendo, Toshiaki

    2012-01-01

    To clarify whether the new Japanese glomerular filtration rate (eGFR) equation was able to accurately determine the initial and individualized dosage adjustment concentrations of vancomycin (VCM), the predictive performance for VCM concentrations using the eGFR and Cockcroft-Gault (CG) equations was compared. Data were retrospectively collected from clinical records of 90 patients with MRSA infection whose trough and peak VCM concentrations had been determined. The predicted VCM initial and individualized dosage adjustment concentrations were performed with the 2-compartment linear model using pharmacokinetic parameter means and their individual values via Bayesian estimation, respectively. The prediction error (PE) and its absolute value (APE) between the observed and predicted VCM concentrations were calculated as indices of bias and accuracy in predictive performance, respectively. In the initial dosage adjustment of VCM, the PE value, calculated with the eGFR equation in trough and peak VCM concentrations of patients whose BMI were 18.5 kg/m(2) and higher, was significantly smaller than that calculated with the CG equation. In particular, both PE and APE values obtained from the eGFR calculated concentrations from nonelderly patients (younger than 65 years old) were significantly improved compared with those from the CG equation. In the individualized dosage adjustment of VCM, the eGFR equation gave a significantly smaller PE value in nonelderly patients' trough concentrations than the CG equation. These findings provide useful information for adjusting the VCM dosage to achieve optimal therapeutic efficacy in patients with MRSA infection.

  4. 75 FR 62410 - Notice of Proposed Information Collection: Comment Request; Home Equity Conversion Mortgage (HECM...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-10-08

    ... Mortgage (HECM) Insurance Application for the Origination of Reverse Mortgages and Related Documents AGENCY... information: Title of Proposal: Home equity Conversion Mortgage (HECM) Insurance Application for the Origination of Reverse Mortgages and Related Documents OMB Control Number, if applicable:...

  5. 75 FR 7580 - Proposed Rate Adjustment for Kerr-Philpott System

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-02-22

    ... and approved Rate Schedules VA-1-A, VA-2-A, VA-3-A, VA-4-A, CP&L-1-A, CP&L-2-A, CP&L-3-A, CP&L-4-A, AP... arrangement with the Government and for providing a transmission arrangement. Rate Schedule CP&L-1-B Available... Carolinas). Rate Schedule CP&L-2-B Available to public bodies and cooperatives in North Carolina to...

  6. 78 FR 59890 - Qualified Mortgage Definition for HUD Insured and Guaranteed Single Family Mortgages

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-09-30

    ... rule. SUMMARY: The Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) created... considering a consumer's repayment ability for creditors originating certain closed- end, dwelling-secured mortgages, and generally prohibits a creditor from making a residential mortgage loan unless the...

  7. 76 FR 78130 - Mortgage Acts and Practices-Advertising (Regulation N); Mortgage Assistance Relief Services...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-12-16

    ... the Bureau, the Bureau is publishing for public comment an interim final rule establishing a new Regulation N (Mortgage Acts and Practices-- Advertising Rule) and a new Regulation O (Mortgage Assistance Relief Services Rule). This interim final rule does not impose any new substantive obligations on...

  8. 78 FR 75215 - Qualified Mortgage Definition for HUD Insured and Guaranteed Single Family Mortgages

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-12-11

    ...,'' as provided in HUD's September 30, 2013, proposed rule, published at 78 FR 59890, is retained with... include reverse mortgages in the definition of a `qualified mortgage.' '' See 78 FR 6516. New section 129C... to the CFPB. The CFPB published a final rule on January 30, 2013, at 78 FR 6408, entitled,...

  9. 75 FR 78690 - Fiscal Year (FY) 2012-2013 Proposed Transmission Rate Adjustments Public Hearing and...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-12-16

    .... During the workshops, BPA staff presented and discussed information about costs, load and resource forecasting, generation inputs pricing, segmentation, revenue forecasts, load forecasts, risk analysis and... to flexibly serve their retail load. Point-to-Point (PTP-12) rate--The PTP rate is a contract...

  10. A Cross-Cultural Comparison of Teacher Ratings of Child Adjustment and Behavioral Problems

    ERIC Educational Resources Information Center

    Rowe, Ellen W.; Rivers, Lanee; Kamphaus, Randy W.

    2013-01-01

    This study examines similarities and differences in teacher ratings of behavioral problems and adaptive skills between a sample of 320 students from Anguilla, BWI and 315 children from the United States of America using the Behavior Assessment System for Children (BASC; Reynolds & Kamphaus, 1992). The study also compared teacher ratings of…

  11. Comparison of hurricane exposure methods and associations with county fetal death rates, adjusting for environmental quality

    EPA Science Inventory

    Adverse effects of hurricanes are increasing as coastal populations grow and events become more severe. Hurricane exposure during pregnancy can influence fetal death rates through mechanisms related to healthcare, infrastructure disruption, nutrition, and injury. Estimation of hu...

  12. Using a detailed uncertainty analysis to adjust mapped rates of forest disturbance derived from Landsat time series data (Invited)

    NASA Astrophysics Data System (ADS)

    Cohen, W. B.; Yang, Z.; Stehman, S.; Huang, C.; Healey, S. P.

    2013-12-01

    Forest ecosystem process models require spatially and temporally detailed disturbance data to accurately predict fluxes of carbon or changes in biodiversity over time. A variety of new mapping algorithms using dense Landsat time series show great promise for providing disturbance characterizations at an annual time step. These algorithms provide unprecedented detail with respect to timing, magnitude, and duration of individual disturbance events, and causal agent. But all maps have error and disturbance maps in particular can have significant omission error because many disturbances are relatively subtle. Because disturbance, although ubiquitous, can be a relatively rare event spatially in any given year, omission errors can have a great impact on mapped rates. Using a high quality reference disturbance dataset, it is possible to not only characterize map errors but also to adjust mapped disturbance rates to provide unbiased rate estimates with confidence intervals. We present results from a national-level disturbance mapping project (the North American Forest Dynamics project) based on the Vegetation Change Tracker (VCT) with annual Landsat time series and uncertainty analyses that consist of three basic components: response design, statistical design, and analyses. The response design describes the reference data collection, in terms of the tool used (TimeSync), a formal description of interpretations, and the approach for data collection. The statistical design defines the selection of plot samples to be interpreted, whether stratification is used, and the sample size. Analyses involve derivation of standard agreement matrices between the map and the reference data, and use of inclusion probabilities and post-stratification to adjust mapped disturbance rates. Because for NAFD we use annual time series, both mapped and adjusted rates are provided at an annual time step from ~1985-present. Preliminary evaluations indicate that VCT captures most of the higher

  13. 77 FR 29259 - Adjustment of Determination of Compulsory License Rates for Mechanical and Digital Phonorecords

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-05-17

    ... the section 115 license on January 9, 2006, 71 FR 1454, and their final determination of said rates and terms was published in the Federal Register on January 26, 2009. 74 FR 4510. Therefore, the next.... 76 FR 590 (January 5, 2011). Petitions to Participate were received from: Microsoft...

  14. 75 FR 51191 - Great Lakes Pilotage Rates-2011 Annual Review and Adjustment

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-08-19

    ...'' then click on the balloon shape in the ``Actions'' column. If you submit your comments by mail or hand... in the January 17, 2008 issue of the Federal Register (73 FR 3316). D. Public Meeting We do not plan... was published on April 3, 2006 (71 FR 16501). Since then, rates have been reviewed under Appendix...

  15. 5 CFR 9701.334 - Setting and adjusting locality and special rate supplements.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... special rate supplements. 9701.334 Section 9701.334 Administrative Personnel DEPARTMENT OF HOMELAND SECURITY HUMAN RESOURCES MANAGEMENT SYSTEM (DEPARTMENT OF HOMELAND SECURITY-OFFICE OF PERSONNEL MANAGEMENT) DEPARTMENT OF HOMELAND SECURITY HUMAN RESOURCES MANAGEMENT SYSTEM Pay and Pay Administration Locality...

  16. 5 CFR 9701.334 - Setting and adjusting locality and special rate supplements.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... special rate supplements. 9701.334 Section 9701.334 Administrative Personnel DEPARTMENT OF HOMELAND SECURITY HUMAN RESOURCES MANAGEMENT SYSTEM (DEPARTMENT OF HOMELAND SECURITY-OFFICE OF PERSONNEL MANAGEMENT) DEPARTMENT OF HOMELAND SECURITY HUMAN RESOURCES MANAGEMENT SYSTEM Pay and Pay Administration Locality...

  17. 75 FR 14150 - Proposed Rate Adjustment, Public Forum, and Opportunities for Public Review and Comment for...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-03-24

    ... rate for the sale of power from the Georgia-Alabama-South Carolina System of Projects (75 FR 12740... April 29, 2010. The address of the forum was established as the Sheraton Gateway Atlanta Airport.... Southeastern is changing the address of the forum to Atlanta Airport Hilton, 1031 Virginia Avenue, Atlanta,...

  18. Automatic learning rate adjustment for self-supervising autonomous robot control

    NASA Technical Reports Server (NTRS)

    Arras, Michael K.; Protzel, Peter W.; Palumbo, Daniel L.

    1992-01-01

    Described is an application in which an Artificial Neural Network (ANN) controls the positioning of a robot arm with five degrees of freedom by using visual feedback provided by two cameras. This application and the specific ANN model, local liner maps, are based on the work of Ritter, Martinetz, and Schulten. We extended their approach by generating a filtered, average positioning error from the continuous camera feedback and by coupling the learning rate to this error. When the network learns to position the arm, the positioning error decreases and so does the learning rate until the system stabilizes at a minimum error and learning rate. This abolishes the need for a predetermined cooling schedule. The automatic cooling procedure results in a closed loop control with no distinction between a learning phase and a production phase. If the positioning error suddenly starts to increase due to an internal failure such as a broken joint, or an environmental change such as a camera moving, the learning rate increases accordingly. Thus, learning is automatically activated and the network adapts to the new condition after which the error decreases again and learning is 'shut off'. The automatic cooling is therefore a prerequisite for the autonomy and the fault tolerance of the system.

  19. Work Adjustment Theory: An Empirical Test Using a Fuzzy Rating Scale.

    ERIC Educational Resources Information Center

    Hesketh, Beryl; And Others

    1992-01-01

    A fuzzy graphic rating scale elicited work preferences and job perceptions of 166 (of 170) Australian bank employees. Correspondence between preferences and perceptions correlated significantly with job satisfaction. Satisfaction and performance related to tenure intentions; this relation was higher for poorer performers. (SK)

  20. Low Cloud Cover-Adjusted Ultraviolet B Irradiance Is Associated with High Incidence Rates of Leukemia: Study of 172 Countries

    PubMed Central

    2015-01-01

    There are 52,380 cases of leukemia and 24,090 deaths from it in the US annually. Its causes are unknown and no preventive strategies have been implemented. We hypothesized that leukemia is due mainly to vitamin D deficiency, which is due mainly to low solar ultraviolet B (UVB) irradiance. To test this hypothesis, we estimated age-standardized cloud-cover-adjusted winter UVB irradiance using cloud cover data from the International Satellite Cloud Climatology Project, latitudes of population centroids, and standard astronomical calculations. Incidence rates for 172 countries, available from the International Agency for Cancer Research, were plotted according to cloud-adjusted UVB irradiance. We used multiple regression to account for national differences in elevation and average life expectancy. Leukemia incidence rates were inversely associated with cloud-adjusted UVB irradiance in males (p ≤ 0.01) and females (p ≤ 0.01) in both hemispheres. There were few departures from the trend line, which was parabolic when plotted with the equator at the center of the display, northern hemisphere countries on the right side and southern hemisphere countries on the left. The bivariate association displayed by the polynomial trend line indicated that populations at higher latitudes had at least two times the risk of leukemia compared to equatorial populations. The association persisted in males (p ≤ 0.05) and females (p ≤ 0.01) after controlling for elevation and life expectancy. Incidence rates of leukemia were inversely associated with solar UVB irradiance. It is plausible that the association is due to vitamin D deficiency. This would be consistent with laboratory studies and a previous epidemiological study. Consideration should be given to prudent use of vitamin D for prevention of leukemia. PMID:26637119

  1. Low Cloud Cover-Adjusted Ultraviolet B Irradiance Is Associated with High Incidence Rates of Leukemia: Study of 172 Countries.

    PubMed

    Cuomo, Raphael E; Garland, Cedric F; Gorham, Edward D; Mohr, Sharif B

    2015-01-01

    There are 52,380 cases of leukemia and 24,090 deaths from it in the US annually. Its causes are unknown and no preventive strategies have been implemented. We hypothesized that leukemia is due mainly to vitamin D deficiency, which is due mainly to low solar ultraviolet B (UVB) irradiance. To test this hypothesis, we estimated age-standardized cloud-cover-adjusted winter UVB irradiance using cloud cover data from the International Satellite Cloud Climatology Project, latitudes of population centroids, and standard astronomical calculations. Incidence rates for 172 countries, available from the International Agency for Cancer Research, were plotted according to cloud-adjusted UVB irradiance. We used multiple regression to account for national differences in elevation and average life expectancy. Leukemia incidence rates were inversely associated with cloud-adjusted UVB irradiance in males (p ≤ 0.01) and females (p ≤ 0.01) in both hemispheres. There were few departures from the trend line, which was parabolic when plotted with the equator at the center of the display, northern hemisphere countries on the right side and southern hemisphere countries on the left. The bivariate association displayed by the polynomial trend line indicated that populations at higher latitudes had at least two times the risk of leukemia compared to equatorial populations. The association persisted in males (p ≤ 0.05) and females (p ≤ 0.01) after controlling for elevation and life expectancy. Incidence rates of leukemia were inversely associated with solar UVB irradiance. It is plausible that the association is due to vitamin D deficiency. This would be consistent with laboratory studies and a previous epidemiological study. Consideration should be given to prudent use of vitamin D for prevention of leukemia. PMID:26637119

  2. A comparison of pressure ulcer prevalence rates in nursing homes in the Netherlands and Germany, adjusted for population characteristics.

    PubMed

    Tannen, Antje; Bours, Gerrie; Halfens, Ruud; Dassen, Theo

    2006-12-01

    Annual pressure ulcer surveys in the Netherlands and Germany have shown remarkable differences in prevalence rates. We explored the differences between the two populations, and the degree to which these differences were associated with differences in prevalence. To this end, data from 48 Dutch and 45 German facilities (n = 9772) from 2003 were analyzed. The prevalence of pressure ulcers (excluding grade 1) was 12.5% in the Netherlands and 4.3% in Germany. After adjusting for age, sex, and other risk factors, the probability of developing a pressure ulcer of stage 2 or higher in Dutch nursing homes was three times greater than in German homes.

  3. 24 CFR 203.18c - One-time or up-front mortgage insurance premium excluded from limitations on maximum mortgage...

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false One-time or up-front mortgage...-front mortgage insurance premium excluded from limitations on maximum mortgage amounts. After... amount of any mortgage may be increased by the amount of any one-time or up-front mortgage...

  4. 24 CFR 203.18c - One-time or up-front mortgage insurance premium excluded from limitations on maximum mortgage...

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false One-time or up-front mortgage...-front mortgage insurance premium excluded from limitations on maximum mortgage amounts. After... amount of any mortgage may be increased by the amount of any one-time or up-front mortgage...

  5. 7 CFR 1718.54 - Availability of model mortgage.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 7 Agriculture 11 2013-01-01 2013-01-01 false Availability of model mortgage. 1718.54 Section 1718.54 Agriculture Regulations of the Department of Agriculture (Continued) RURAL UTILITIES SERVICE... § 1718.54 Availability of model mortgage. Single copies of the model mortgage (RUS...

  6. 7 CFR 1718.54 - Availability of model mortgage.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 11 2011-01-01 2011-01-01 false Availability of model mortgage. 1718.54 Section 1718.54 Agriculture Regulations of the Department of Agriculture (Continued) RURAL UTILITIES SERVICE... § 1718.54 Availability of model mortgage. Single copies of the model mortgage (RUS...

  7. 7 CFR 1718.54 - Availability of model mortgage.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 11 2014-01-01 2014-01-01 false Availability of model mortgage. 1718.54 Section 1718.54 Agriculture Regulations of the Department of Agriculture (Continued) RURAL UTILITIES SERVICE... § 1718.54 Availability of model mortgage. Single copies of the model mortgage (RUS...

  8. 7 CFR 1718.54 - Availability of model mortgage.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 7 Agriculture 11 2012-01-01 2012-01-01 false Availability of model mortgage. 1718.54 Section 1718.54 Agriculture Regulations of the Department of Agriculture (Continued) RURAL UTILITIES SERVICE... § 1718.54 Availability of model mortgage. Single copies of the model mortgage (RUS...

  9. 24 CFR 203.47 - Eligibility of growing equity mortgages.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Eligibility of growing equity mortgages. 203.47 Section 203.47 Housing and Urban Development Regulations Relating to Housing and Urban... Properties § 203.47 Eligibility of growing equity mortgages. A mortgage containing provisions for...

  10. 24 CFR 203.47 - Eligibility of growing equity mortgages.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Eligibility of growing equity mortgages. 203.47 Section 203.47 Housing and Urban Development Regulations Relating to Housing and Urban... Properties § 203.47 Eligibility of growing equity mortgages. A mortgage containing provisions for...

  11. 24 CFR 200.20 - Refinancing insured mortgages.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... Refinancing insured mortgages. An existing mortgage insured under the Act, or an existing mortgage held by the... Multifamily Assisted Housing Reform and Affordability Act, 42 U.S.C. 1437f note (MAHRA), may be refinanced pursuant to section 223(a)(7) of the Act and such terms and conditions as may be established by...

  12. 24 CFR 242.7 - Maximum mortgage amounts.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Maximum mortgage amounts. 242.7 Section 242.7 Housing and Urban Development Regulations Relating to Housing and Urban Development... MORTGAGE INSURANCE FOR HOSPITALS General Eligibility Requirements § 242.7 Maximum mortgage amounts....

  13. 24 CFR 266.602 - Mortgage insurance premium: Insured advances.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Mortgage insurance premium: Insured... Contract Rights and Obligations Mortgage Insurance Premiums § 266.602 Mortgage insurance premium: Insured advances. (a) Initial premium. For projects involving insured advances, on the date of the initial...

  14. 24 CFR 241.1030 - Mortgage insurance premiums.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Mortgage insurance premiums. 241... Loans-Eligibility Requirements § 241.1030 Mortgage insurance premiums. The lender, upon endorsement of the note, shall pay the Commissioner a first mortgage insurance premium equal to 0.5 percent of...

  15. 77 FR 8721 - Home Mortgage Disclosure (Regulation C)

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-02-15

    ... PROTECTION 12 CFR Part 1003 RIN 3170-AA06 Home Mortgage Disclosure (Regulation C) AGENCY: Bureau of Consumer... requirements of Regulation C (Home Mortgage Disclosure) to reflect a change in the asset-size exemption... 1975, as amended (HMDA; 12 U.S.C. 2801 et seq.) requires most mortgage lenders located in...

  16. 12 CFR 560.220 - Alternative Mortgage Transaction Parity Act.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 6 2013-01-01 2012-01-01 true Alternative Mortgage Transaction Parity Act. 560.220 Section 560.220 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE TREASURY LENDING AND INVESTMENT Alternative Mortgage Transactions § 560.220 Alternative Mortgage Transaction Parity...

  17. 12 CFR 560.220 - Alternative Mortgage Transaction Parity Act.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 6 2012-01-01 2012-01-01 false Alternative Mortgage Transaction Parity Act. 560.220 Section 560.220 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE TREASURY LENDING AND INVESTMENT Alternative Mortgage Transactions § 560.220 Alternative Mortgage Transaction...

  18. 12 CFR 560.220 - Alternative Mortgage Transaction Parity Act.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 6 2014-01-01 2012-01-01 true Alternative Mortgage Transaction Parity Act. 560.220 Section 560.220 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE TREASURY LENDING AND INVESTMENT Alternative Mortgage Transactions § 560.220 Alternative Mortgage Transaction Parity...

  19. 12 CFR 560.220 - Alternative Mortgage Transaction Parity Act.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Alternative Mortgage Transaction Parity Act. 560.220 Section 560.220 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE TREASURY LENDING AND INVESTMENT Alternative Mortgage Transactions § 560.220 Alternative Mortgage Transaction...

  20. 12 CFR 560.220 - Alternative Mortgage Transaction Parity Act.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 5 2011-01-01 2011-01-01 false Alternative Mortgage Transaction Parity Act. 560.220 Section 560.220 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE TREASURY LENDING AND INVESTMENT Alternative Mortgage Transactions § 560.220 Alternative Mortgage Transaction...

  1. 24 CFR 203.255 - Insurance of mortgage.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... amount for the area as most recently announced by the Secretary, except for mortgages under 24 CFR part... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Insurance of mortgage. 203.255... URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER...

  2. 25 CFR 91.8 - Sale or mortgage of improvements.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 25 Indians 1 2010-04-01 2010-04-01 false Sale or mortgage of improvements. 91.8 Section 91.8... VILLAGES, OSAGE RESERVATION, OKLAHOMA § 91.8 Sale or mortgage of improvements. No improvements located... erection of new improvements. Such mortgages shall be made with acceptable lending agencies and shall...

  3. Tribological development of TiCN coatings by adjusting the flowing rate of reactive gases

    NASA Astrophysics Data System (ADS)

    Tillmann, Wolfgang; Momeni, Soroush

    2016-03-01

    TiCN coatings were deposited by means of direct current magnetron sputtering of Ti targets in presence of N2 and C2H2 reactive gases. The microstructure, composition, mechanical and tribological properties of the deposited thin films were analyzed by using X-ray diffraction (XRD), field emission scanning electron microscopy (FESEM), nanoindentation, ball-on-disc, scratch test, and three dimensional (3D) optical microscopy. The obtained results presents a reproducible processing route for tailoring microstructure, mechanical and tribological behavior of TiCN coatings by controlling flowing rate of the reactive gases.

  4. The relationship between safety climate and injury rates across industries: the need to adjust for injury hazards.

    PubMed

    Smith, Gordon S; Huang, Yueng-Hsiang; Ho, Michael; Chen, Peter Y

    2006-05-01

    Previous studies have suggested that strong safety climates (shared perceptions of safe conducts at work) are associated with lower workplace-injury rates, but they rarely control for differences in industry hazards. Based on 33 companies, we assessed its association with injury rates using three rate based injury measures (claims per 100 employees, claims per 100,000 h worked, and claims per 1 million US dollars payroll), which were derived from workers' compensation injury claims. Linear regression models were used to test the predictability of safety climate on injury rates, followed by controlling for differences in hazard across industries gauged by national industry-specific injury rates. In the unadjusted model, company level safety climate were negatively and significantly associated with injury rates. However, all of the above associations were no longer apparent when controlling for the hazardousness of the specific industry. These findings may be due to over adjustment of hazard risk, or the overwhelming effects of industry specific hazards relative to safety climate effects that could not be differentiated with the statistical power in our study. Industry differences in hazard, conceptualized as one type of injury risk, however need to be considered when testing the association between safety climate and injury across different industries. PMID:16430845

  5. Measuring awareness in people with mild to moderate Alzheimer's disease: development of the Memory Awareness Rating Scale--adjusted.

    PubMed

    Hardy, Rachel M; Oyebode, Jan R; Clare, Linda

    2006-04-01

    Variations in level of awareness among people with Alzheimer's disease (AD) may impact on well-being for the person with dementia and their carer, and may influence outcomes of cognitive rehabilitation interventions. Awareness has often been assessed using discrepancies between self and proxy rating or between self-rating and objective task performance, with the latter considered to be preferable. Measures are available that are suitable for people with mild AD, for example the Memory Awareness Rating Scale (MARS). However, these may be less appropriate for people whose impairments are more advanced and who consequently have more difficulty with the objective task component. In order to provide a measure suitable for people with moderate AD, an adjusted Memory Awareness Rating Scale (MARSA) was developed by altering the objective task component of the MARS. The MARSA was piloted with 41 participants with mild to moderate AD. It was found to be suitable for use with a broader group of participants than the MARS. The component ratings were found to have good internal consistency. The component ratings and the two indices of awareness had high test-retest reliability. The extension of the original measure offers the opportunity to consider awareness throughout the course of the disease and provides a basis for longitudinal investigations of awareness.

  6. 75 FR 75091 - Mortgage Assistance Relief Services

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-12-01

    ... promulgates to implement the Omnibus Appropriations Act, therefore, cannot cover the practices of banks... rule included provisions that would: \\16\\ See Mortgage Assistance Relief Services, 74 FR 26130 (June 1... Services, 75 FR 10707 (Mar. 9, 2010) (MARS NPRM). Prohibit MARS providers from making false or...

  7. 24 CFR 200.87 - Mortgage prepayment.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Mortgage prepayment. 200.87 Section 200.87 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued) OFFICE OF ASSISTANT SECRETARY FOR HOUSING-FEDERAL HOUSING COMMISSIONER, DEPARTMENT OF HOUSING AND...

  8. 24 CFR 200.17 - Mortgage coverage.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Mortgage coverage. 200.17 Section 200.17 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued) OFFICE OF ASSISTANT SECRETARY FOR HOUSING-FEDERAL HOUSING COMMISSIONER, DEPARTMENT OF HOUSING AND...

  9. 24 CFR 200.15 - Maximum mortgage.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Maximum mortgage. 200.15 Section 200.15 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued) OFFICE OF ASSISTANT SECRETARY FOR HOUSING-FEDERAL HOUSING COMMISSIONER, DEPARTMENT OF HOUSING AND...

  10. 24 CFR 200.80 - Mortgage form.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Mortgage form. 200.80 Section 200.80 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued) OFFICE OF ASSISTANT SECRETARY FOR HOUSING-FEDERAL HOUSING COMMISSIONER, DEPARTMENT OF HOUSING AND...

  11. 24 CFR 290.31 - Sale of current mortgages securing subsidized projects.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false Sale of current mortgages securing... OF HUD-HELD MULTIFAMILY MORTGAGES Sale of HUD-Held Multifamily Mortgages § 290.31 Sale of current mortgages securing subsidized projects. HUD will sell current mortgages securing subsidized projects,...

  12. 24 CFR 290.31 - Sale of current mortgages securing subsidized projects.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Sale of current mortgages securing... OF HUD-HELD MULTIFAMILY MORTGAGES Sale of HUD-Held Multifamily Mortgages § 290.31 Sale of current mortgages securing subsidized projects. HUD will sell current mortgages securing subsidized projects,...

  13. 24 CFR 290.31 - Sale of current mortgages securing subsidized projects.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false Sale of current mortgages securing... OF HUD-HELD MULTIFAMILY MORTGAGES Sale of HUD-Held Multifamily Mortgages § 290.31 Sale of current mortgages securing subsidized projects. HUD will sell current mortgages securing subsidized projects,...

  14. 24 CFR 290.31 - Sale of current mortgages securing subsidized projects.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 24 Housing and Urban Development 2 2014-04-01 2014-04-01 false Sale of current mortgages securing... OF HUD-HELD MULTIFAMILY MORTGAGES Sale of HUD-Held Multifamily Mortgages § 290.31 Sale of current mortgages securing subsidized projects. HUD will sell current mortgages securing subsidized projects,...

  15. 24 CFR 290.31 - Sale of current mortgages securing subsidized projects.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Sale of current mortgages securing... OF HUD-HELD MULTIFAMILY MORTGAGES Sale of HUD-Held Multifamily Mortgages § 290.31 Sale of current mortgages securing subsidized projects. HUD will sell current mortgages securing subsidized projects,...

  16. Running Head: Control and Adjustment of the Rate of Photosynthesis Above Present CO{sub 2} Levels

    SciTech Connect

    Ball, J. Timothy

    1996-12-01

    The adjustment of photosynthesis to different environmental conditions and especially to elevated CO{sub 2} is often characterized in terms of changes in the processes that establish (limit) the net CO{sub 2} assimilation rate. At slightly above present ambient pCO{sub 2} light-saturated photosynthetic responses to CO{sub 2} depart limitation by the catalytic capacity of tissue rubisco content. An hypothesis attributing this departure to limited thylakoid reaction/electron transport capacity is widely accepted, although we find no experimental evidence in the literature supporting this proposition.. The results of several tests point to the conclusion that the capacity of the thyiakoid reactions cannot be generally responsible for the deviation from rubisco limitation. This conclusion leaves a significant gap in the interpretation of gas exchange responses to CO{sub 2}. Since the inputs to the photosynthetic carbon reduction cycle (CO{sub 2} and photon-capture/electron-transport products) do not limit photosynthesis on the shoulder of the A=f(c{sub i}) curve, the control of photosynthesis can be characterized as: due to feedback. Several characteristics of gas exchange and fluorescence that occur when steady-states in this region are perturbed by changes in CO{sub 2} or O{sub 2} suggest significant regulation by conditions other than directly by substrate RuBP levels. A strong candidate to explain these responses is the triose-phosphate flux/ inorganic phosphate regulatory sequence, although not all of the gas exchange characteristics expected with ''TPU-limitation'' are present (e.g. oxygen-insensitive photosynthesis). Interest in nitrogen allocation between rubisco and light capture/electron transport as the basis for photosynthetic adjustment to elevated CO{sub 2} may need to be reconsidered as a result of these findings. Contributors to the feedback regulation of photosynthesis (which may include sucrose phosphate synthase and fructose bisphosphatase activities

  17. Late Quaternary incision rates in the southern French Alps from river longitudinal profiles inversion: climatic forcing and internal adjustments.

    NASA Astrophysics Data System (ADS)

    Petit, Carole; Cassol, Davide; Rolland, Yann; Saillard, Marianne

    2016-04-01

    Southern French Alps, and especially the external crystalline massifs, show evidences of rapid river incision featured by deeply incised gorges and widespread active landslides. The onset of rapid incision is not precisely dated, but cosmogenic nuclide dating of river polished profiles evidences rapid incision (of the order of 2-3 mm.yr-1) since 20 ka. These data suggest that it may be related to temperature and runoff increase due to glacier melting after le last glacial maximum (LGM). In this study, we use river longitudinal profiles from tributaries of the Tinée River, in the Argentera-Mercantour crystalline massif, to determine recent incision rate (IR) variations through time with the inversion method of Goren et al. (2014). Overall, the background IR is of approximately 5 mm.yr-1, in agreement with recent IR estimates from cosmogenic nuclide dating in the Tinée River. Incision rate histories of all tributaries show periodic pulses of large IR that could be correlated to quaternary interglacials and interstadials, based on the comparison with global temperature curves. However, some tributaries show very large IR in the Holocene period, whereas others show a recent (post 10 ka) IR decrease. We suggest that local internal adjustments, possibly in relation with meander migration of the main stem, are responsible for these different behaviors.

  18. 76 FR 24570 - Proposed Information Collection (Veterans Mortgage Life Insurance-Change of Address Statement...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-05-02

    ... AFFAIRS Proposed Information Collection (Veterans Mortgage Life Insurance--Change of Address Statement... Mortgage Life Insurance. DATES: Written comments and recommendations on the proposed collection of... information technology. Title: Veterans Mortgage Life Insurance--Change of Address Statement, VA Form...

  19. 76 FR 24571 - Proposed Information Collection (Veterans Mortgage Life Insurance Inquiry); Comment Request

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-05-02

    ... AFFAIRS Proposed Information Collection (Veterans Mortgage Life Insurance Inquiry); Comment Request AGENCY... information needed to maintain Veterans Mortgage Life Insurance accounts. DATES: Written comments and... techniques or the use of other forms of information technology. Title: Veterans Mortgage Life...

  20. 78 FR 36829 - Proposed Information Collection (Veterans Mortgage Life Insurance Statement) Activity: Comment...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-06-19

    ... AFFAIRS Proposed Information Collection (Veterans Mortgage Life Insurance Statement) Activity: Comment... solicits comments for information needed to decline Veterans Mortgage Life Insurance. DATES: Written... techniques or the use of other forms of information technology. Title: Veterans Mortgage Life...

  1. 78 FR 38450 - Agency Information Collection Activities; Information Collection Renewal; Reverse Mortgage...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-06-26

    ... ADMINISTRATION Agency Information Collection Activities; Information Collection Renewal; Reverse Mortgage..., ``Reverse Mortgage Products Guidance.'' Comments may be submitted by any of the following methods: http... ``Reverse Mortgage Products: Guidance for Managing Compliance and Reputation Risks.'' With respect...

  2. 42 CFR 484.220 - Calculation of the adjusted national prospective 60-day episode payment rate for case-mix and...

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ...-day episode payment rate for case-mix and area wage levels. 484.220 Section 484.220 Public Health... Calculation of the adjusted national prospective 60-day episode payment rate for case-mix and area wage levels... case-mix using a case-mix index to explain the relative resource utilization of different patients....

  3. Reverse mortgages and the economic status of elderly women.

    PubMed

    Morgan, B A; Megbolugbe, I F; Rasmussen, D W

    1996-06-01

    Data from the 1990 Census of Population and Housing are used to estimate the potential demand for reverse mortgages among elderly women householders. A reverse mortgage product is simulated using parameters based on the Home Equity Conversion Mortgage insurance demonstration, and its effect on poverty and income distribution among this group is calculated. Approximately 1.8 million women with low incomes and home equity of $40,000 and above could see a significant increase in income under such a program.

  4. 24 CFR 203.18c - One-time or up-front mortgage insurance premium excluded from limitations on maximum mortgage...

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 24 Housing and Urban Development 2 2014-04-01 2014-04-01 false One-time or up-front mortgage... INSURANCE Eligibility Requirements and Underwriting Procedures Eligible Mortgages § 203.18c One-time or up... amount of any mortgage may be increased by the amount of any one-time or up-front mortgage...

  5. 24 CFR 203.18c - One-time or up-front mortgage insurance premium excluded from limitations on maximum mortgage...

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false One-time or up-front mortgage... INSURANCE Eligibility Requirements and Underwriting Procedures Eligible Mortgages § 203.18c One-time or up... amount of any mortgage may be increased by the amount of any one-time or up-front mortgage...

  6. 24 CFR 266.602 - Mortgage insurance premium: Insured advances.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... AUTHORITIES HOUSING FINANCE AGENCY RISK-SHARING PROGRAM FOR INSURED AFFORDABLE MULTIFAMILY PROJECT LOANS... percentage of the average outstanding principal obligation of the mortgage, without taking into...

  7. Impact of urine concentration adjustment method on associations between urine metals and estimated glomerular filtration rates (eGFR) in adolescents

    SciTech Connect

    Weaver, Virginia M.; Vargas, Gonzalo García; Silbergeld, Ellen K.; Rothenberg, Stephen J.; Fadrowski, Jeffrey J.; Rubio-Andrade, Marisela; Parsons, Patrick J.; Steuerwald, Amy J.; and others

    2014-07-15

    Positive associations between urine toxicant levels and measures of glomerular filtration rate (GFR) have been reported recently in a range of populations. The explanation for these associations, in a direction opposite that of traditional nephrotoxicity, is uncertain. Variation in associations by urine concentration adjustment approach has also been observed. Associations of urine cadmium, thallium and uranium in models of serum creatinine- and cystatin-C-based estimated GFR (eGFR) were examined using multiple linear regression in a cross-sectional study of adolescents residing near a lead smelter complex. Urine concentration adjustment approaches compared included urine creatinine, urine osmolality and no adjustment. Median age, blood lead and urine cadmium, thallium and uranium were 13.9 years, 4.0 μg/dL, 0.22, 0.27 and 0.04 g/g creatinine, respectively, in 512 adolescents. Urine cadmium and thallium were positively associated with serum creatinine-based eGFR only when urine creatinine was used to adjust for urine concentration (β coefficient=3.1 mL/min/1.73 m{sup 2}; 95% confidence interval=1.4, 4.8 per each doubling of urine cadmium). Weaker positive associations, also only with urine creatinine adjustment, were observed between these metals and serum cystatin-C-based eGFR and between urine uranium and serum creatinine-based eGFR. Additional research using non-creatinine-based methods of adjustment for urine concentration is necessary. - Highlights: • Positive associations between urine metals and creatinine-based eGFR are unexpected. • Optimal approach to urine concentration adjustment for urine biomarkers uncertain. • We compared urine concentration adjustment methods. • Positive associations observed only with urine creatinine adjustment. • Additional research using non-creatinine-based methods of adjustment needed.

  8. 24 CFR 257.403 - Prohibitions on interested parties in insured mortgage transaction.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... lender, mortgage broker, mortgage banker, real estate broker, appraisal management company or employee..., or bribery, the development, reporting, result, or review of a real estate appraisal sought...

  9. QuickStats: Age-Adjusted Death Rates* for Top Five Causes of Cancer Death,(†) by Race/Hispanic Ethnicity - United States, 2014.

    PubMed

    2016-01-01

    In 2014, the top five causes of cancer deaths for the total population were lung, colorectal, female breast, pancreatic, and prostate cancer. The non-Hispanic black population had the highest age-adjusted death rates for each of these five cancers, followed by non-Hispanic white and Hispanic groups. The age-adjusted death rate for lung cancer, the leading cause of cancer death in all groups, was 42.1 per 100,000 standard population for the total population, 45.4 for non-Hispanic white, 45.7 for non-Hispanic black, and 18.3 for Hispanic populations. PMID:27632152

  10. 76 FR 55300 - Companies Engaged in the Business of Acquiring Mortgages and Mortgage-Related Instruments

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-09-07

    ... are pooled together to acquire, or provide financing for, various types of income-producing real...''), as of September 30, 2010, the debt ratio of publicly traded Mortgage REITs averaged 83.5%, a debt-to-equity ratio of nearly five to one.\\19\\ In contrast, as of June 30, 2010, the debt-to-equity ratio...

  11. 24 CFR 203.255 - Insurance of mortgage.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... amount for the area as most recently announced by the Secretary, except for mortgages under 24 CFR part... credit application (including the analysis performed on the worksheets) and that the proposed mortgage... credit application (including the analysis performed on any worksheets). The following requirements...

  12. 24 CFR 203.255 - Insurance of mortgage.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... amount for the area as most recently announced by the Secretary, except for mortgages under 24 CFR part... credit application (including the analysis performed on the worksheets) and that the proposed mortgage... credit application (including the analysis performed on any worksheets). The following requirements...

  13. 9 CFR 55.6 - Mortgage against animals.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 9 Animals and Animal Products 1 2013-01-01 2013-01-01 false Mortgage against animals. 55.6 Section 55.6 Animals and Animal Products ANIMAL AND PLANT HEALTH INSPECTION SERVICE, DEPARTMENT OF... DISEASE Chronic Wasting Disease Indemnification Program § 55.6 Mortgage against animals. When cervids...

  14. 9 CFR 55.6 - Mortgage against animals.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 9 Animals and Animal Products 1 2014-01-01 2014-01-01 false Mortgage against animals. 55.6 Section 55.6 Animals and Animal Products ANIMAL AND PLANT HEALTH INSPECTION SERVICE, DEPARTMENT OF... DISEASE Chronic Wasting Disease Indemnification Program § 55.6 Mortgage against animals. When cervids...

  15. 9 CFR 53.9 - Mortgage against animals or materials.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 9 Animals and Animal Products 1 2013-01-01 2013-01-01 false Mortgage against animals or materials. 53.9 Section 53.9 Animals and Animal Products ANIMAL AND PLANT HEALTH INSPECTION SERVICE, DEPARTMENT....9 Mortgage against animals or materials. When animals or materials have been destroyed pursuant...

  16. 9 CFR 53.9 - Mortgage against animals or materials.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 9 Animals and Animal Products 1 2011-01-01 2011-01-01 false Mortgage against animals or materials. 53.9 Section 53.9 Animals and Animal Products ANIMAL AND PLANT HEALTH INSPECTION SERVICE, DEPARTMENT....9 Mortgage against animals or materials. When animals or materials have been destroyed pursuant...

  17. 9 CFR 53.9 - Mortgage against animals or materials.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 9 Animals and Animal Products 1 2014-01-01 2014-01-01 false Mortgage against animals or materials. 53.9 Section 53.9 Animals and Animal Products ANIMAL AND PLANT HEALTH INSPECTION SERVICE, DEPARTMENT....9 Mortgage against animals or materials. When animals or materials have been destroyed pursuant...

  18. 9 CFR 55.6 - Mortgage against animals.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 9 Animals and Animal Products 1 2012-01-01 2012-01-01 false Mortgage against animals. 55.6 Section 55.6 Animals and Animal Products ANIMAL AND PLANT HEALTH INSPECTION SERVICE, DEPARTMENT OF... DISEASE Chronic Wasting Disease Indemnification Program § 55.6 Mortgage against animals. When cervids...

  19. 9 CFR 55.6 - Mortgage against animals.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 9 Animals and Animal Products 1 2011-01-01 2011-01-01 false Mortgage against animals. 55.6 Section 55.6 Animals and Animal Products ANIMAL AND PLANT HEALTH INSPECTION SERVICE, DEPARTMENT OF... DISEASE Chronic Wasting Disease Indemnification Program § 55.6 Mortgage against animals. When cervids...

  20. 9 CFR 53.9 - Mortgage against animals or materials.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 9 Animals and Animal Products 1 2012-01-01 2012-01-01 false Mortgage against animals or materials. 53.9 Section 53.9 Animals and Animal Products ANIMAL AND PLANT HEALTH INSPECTION SERVICE, DEPARTMENT....9 Mortgage against animals or materials. When animals or materials have been destroyed pursuant...

  1. 25 CFR 91.8 - Sale or mortgage of improvements.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 25 Indians 1 2013-04-01 2013-04-01 false Sale or mortgage of improvements. 91.8 Section 91.8 Indians BUREAU OF INDIAN AFFAIRS, DEPARTMENT OF THE INTERIOR TRIBAL GOVERNMENT GOVERNMENT OF INDIAN VILLAGES, OSAGE RESERVATION, OKLAHOMA § 91.8 Sale or mortgage of improvements. No improvements...

  2. 25 CFR 91.8 - Sale or mortgage of improvements.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 25 Indians 1 2012-04-01 2011-04-01 true Sale or mortgage of improvements. 91.8 Section 91.8 Indians BUREAU OF INDIAN AFFAIRS, DEPARTMENT OF THE INTERIOR TRIBAL GOVERNMENT GOVERNMENT OF INDIAN VILLAGES, OSAGE RESERVATION, OKLAHOMA § 91.8 Sale or mortgage of improvements. No improvements...

  3. 25 CFR 91.8 - Sale or mortgage of improvements.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 25 Indians 1 2014-04-01 2014-04-01 false Sale or mortgage of improvements. 91.8 Section 91.8 Indians BUREAU OF INDIAN AFFAIRS, DEPARTMENT OF THE INTERIOR TRIBAL GOVERNMENT GOVERNMENT OF INDIAN VILLAGES, OSAGE RESERVATION, OKLAHOMA § 91.8 Sale or mortgage of improvements. No improvements...

  4. 25 CFR 91.8 - Sale or mortgage of improvements.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 25 Indians 1 2011-04-01 2011-04-01 false Sale or mortgage of improvements. 91.8 Section 91.8 Indians BUREAU OF INDIAN AFFAIRS, DEPARTMENT OF THE INTERIOR TRIBAL GOVERNMENT GOVERNMENT OF INDIAN VILLAGES, OSAGE RESERVATION, OKLAHOMA § 91.8 Sale or mortgage of improvements. No improvements...

  5. 9 CFR 55.6 - Mortgage against animals.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 9 Animals and Animal Products 1 2010-01-01 2010-01-01 false Mortgage against animals. 55.6 Section 55.6 Animals and Animal Products ANIMAL AND PLANT HEALTH INSPECTION SERVICE, DEPARTMENT OF... DISEASE Chronic Wasting Disease Indemnification Program § 55.6 Mortgage against animals. When cervids...

  6. 9 CFR 53.9 - Mortgage against animals or materials.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 9 Animals and Animal Products 1 2010-01-01 2010-01-01 false Mortgage against animals or materials. 53.9 Section 53.9 Animals and Animal Products ANIMAL AND PLANT HEALTH INSPECTION SERVICE, DEPARTMENT....9 Mortgage against animals or materials. When animals or materials have been destroyed pursuant...

  7. 78 FR 10367 - Appraisals for Higher-Priced Mortgage Loans

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-02-13

    ... mortgage appraisal provisions. 77 FR 54722 (Sept. 5, 2012). The comment period closed on October 15, 2012... mortgages. See 73 FR 44522, July 30, 2008; 12 CFR 1026.35. \\7\\ The existing HPML rules apply the 2.5 percent... TCR or APR, with comment sought on both approaches. \\9\\ See 75 FR 58539, 58660-62 (Sept. 24, 2010);...

  8. 24 CFR 203.18b - Increased mortgage amount.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... submit documentation in support of an alternative mortgage limit. For purposes of this section, an area... area for which the request is made to justify an alternative mortgage limit. The documentation should include a listing of actual sales prices in the area for all or nearly all new and existing 1-family...

  9. 24 CFR 203.18b - Increased mortgage amount.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... submit documentation in support of an alternative mortgage limit. For purposes of this section, an area... area for which the request is made to justify an alternative mortgage limit. The documentation should include a listing of actual sales prices in the area for all or nearly all new and existing 1-family...

  10. 24 CFR 203.18b - Increased mortgage amount.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... submit documentation in support of an alternative mortgage limit. For purposes of this section, an area... area for which the request is made to justify an alternative mortgage limit. The documentation should include a listing of actual sales prices in the area for all or nearly all new and existing 1-family...

  11. 9 CFR 56.7 - Mortgage against poultry or eggs.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 9 Animals and Animal Products 1 2013-01-01 2013-01-01 false Mortgage against poultry or eggs. 56.7... AGRICULTURE COOPERATIVE CONTROL AND ERADICATION OF LIVESTOCK OR POULTRY DISEASES CONTROL OF H5/H7 LOW PATHOGENIC AVIAN INFLUENZA § 56.7 Mortgage against poultry or eggs. When poultry or eggs have been...

  12. 9 CFR 56.7 - Mortgage against poultry or eggs.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 9 Animals and Animal Products 1 2010-01-01 2010-01-01 false Mortgage against poultry or eggs. 56.7... AGRICULTURE COOPERATIVE CONTROL AND ERADICATION OF LIVESTOCK OR POULTRY DISEASES CONTROL OF H5/H7 LOW PATHOGENIC AVIAN INFLUENZA § 56.7 Mortgage against poultry or eggs. When poultry or eggs have been...

  13. 9 CFR 56.7 - Mortgage against poultry or eggs.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 9 Animals and Animal Products 1 2012-01-01 2012-01-01 false Mortgage against poultry or eggs. 56.7... AGRICULTURE COOPERATIVE CONTROL AND ERADICATION OF LIVESTOCK OR POULTRY DISEASES CONTROL OF H5/H7 LOW PATHOGENIC AVIAN INFLUENZA § 56.7 Mortgage against poultry or eggs. When poultry or eggs have been...

  14. 9 CFR 56.7 - Mortgage against poultry or eggs.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 9 Animals and Animal Products 1 2014-01-01 2014-01-01 false Mortgage against poultry or eggs. 56.7... AGRICULTURE COOPERATIVE CONTROL AND ERADICATION OF LIVESTOCK OR POULTRY DISEASES CONTROL OF H5/H7 LOW PATHOGENIC AVIAN INFLUENZA § 56.7 Mortgage against poultry or eggs. When poultry or eggs have been...

  15. 9 CFR 56.7 - Mortgage against poultry or eggs.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 9 Animals and Animal Products 1 2011-01-01 2011-01-01 false Mortgage against poultry or eggs. 56.7... AGRICULTURE COOPERATIVE CONTROL AND ERADICATION OF LIVESTOCK OR POULTRY DISEASES CONTROL OF H5/H7 LOW PATHOGENIC AVIAN INFLUENZA § 56.7 Mortgage against poultry or eggs. When poultry or eggs have been...

  16. 76 FR 43826 - Mortgage Acts and Practices-Advertising

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-07-22

    ....consumerfinance.gov ). FOR FURTHER INFORMATION CONTACT: Laura Johnson or Carole Reynolds, Attorneys, Division of... mortgage assistance relief services. See Mortgage Assistance Relief Services (MARS), Final Rule, 75 FR..., 75 FR 57252, 57253 (Sept. 20, 2010); see also Dodd-Frank Act Sec. 1062. \\21\\ Dodd-Frank Act Sec....

  17. 24 CFR 203.18 - Maximum mortgage amounts.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false Maximum mortgage amounts. 203.18 Section 203.18 Housing and Urban Development Regulations Relating to Housing and Urban Development... URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER...

  18. 24 CFR 203.18 - Maximum mortgage amounts.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Maximum mortgage amounts. 203.18 Section 203.18 Housing and Urban Development Regulations Relating to Housing and Urban Development... URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER...

  19. 24 CFR 203.18 - Maximum mortgage amounts.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false Maximum mortgage amounts. 203.18 Section 203.18 Housing and Urban Development Regulations Relating to Housing and Urban Development... URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER...

  20. 31 CFR 337.13 - Payment of mortgage insurance premiums.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... premiums. 337.13 Section 337.13 Money and Finance: Treasury Regulations Relating to Money and Finance... insurance premiums. When book-entry debentures are being purchased prior to maturity to pay for mortgage insurance premiums, the difference between the amount of the debentures purchased and the mortgage...

  1. 7 CFR 1718.54 - Availability of model mortgage.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 11 2010-01-01 2010-01-01 false Availability of model mortgage. 1718.54 Section 1718.54 Agriculture Regulations of the Department of Agriculture (Continued) RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE LOAN SECURITY DOCUMENTS FOR ELECTRIC BORROWERS Mortgage for Distribution Borrowers § 1718.54 Availability of model...

  2. 7 CFR 3550.69 - Deferred mortgage payments.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... payment at 1 percent for up to 15 years. This assistance may be granted only at initial loan closing and... to 15 years after loan closing. Once a borrower becomes ineligible for deferred mortgage assistance... 7 Agriculture 15 2012-01-01 2012-01-01 false Deferred mortgage payments. 3550.69 Section...

  3. 7 CFR 3550.69 - Deferred mortgage payments.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... payment at 1 percent for up to 15 years. This assistance may be granted only at initial loan closing and... to 15 years after loan closing. Once a borrower becomes ineligible for deferred mortgage assistance... 7 Agriculture 15 2011-01-01 2011-01-01 false Deferred mortgage payments. 3550.69 Section...

  4. 7 CFR 3550.69 - Deferred mortgage payments.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... payment at 1 percent for up to 15 years. This assistance may be granted only at initial loan closing and... to 15 years after loan closing. Once a borrower becomes ineligible for deferred mortgage assistance... 7 Agriculture 15 2014-01-01 2014-01-01 false Deferred mortgage payments. 3550.69 Section...

  5. 7 CFR 3550.69 - Deferred mortgage payments.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... payment at 1 percent for up to 15 years. This assistance may be granted only at initial loan closing and... to 15 years after loan closing. Once a borrower becomes ineligible for deferred mortgage assistance... 7 Agriculture 15 2010-01-01 2010-01-01 false Deferred mortgage payments. 3550.69 Section...

  6. 7 CFR 3550.69 - Deferred mortgage payments.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... payment at 1 percent for up to 15 years. This assistance may be granted only at initial loan closing and... to 15 years after loan closing. Once a borrower becomes ineligible for deferred mortgage assistance... 7 Agriculture 15 2013-01-01 2013-01-01 false Deferred mortgage payments. 3550.69 Section...

  7. 24 CFR 221.753 - Termination of mortgage insurance.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... AUTHORITIES LOW COST AND MODERATE INCOME MORTGAGE INSURANCE-SAVINGS CLAUSE Contract Rights and Obligations... of the National Housing Act: (a) For those projects qualifying as eligible low income housing under... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Termination of mortgage...

  8. 24 CFR 221.254 - Mortgage insurance premiums.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... AUTHORITIES LOW COST AND MODERATE INCOME MORTGAGE INSURANCE-SAVINGS CLAUSE Contract Rights and Obligations-Low... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Mortgage insurance premiums. 221.254 Section 221.254 Housing and Urban Development Regulations Relating to Housing and...

  9. 24 CFR 221.254 - Mortgage insurance premiums.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... AUTHORITIES LOW COST AND MODERATE INCOME MORTGAGE INSURANCE-SAVINGS CLAUSE Contract Rights and Obligations-Low... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Mortgage insurance premiums. 221.254 Section 221.254 Housing and Urban Development Regulations Relating to Housing and...

  10. 24 CFR 221.753 - Termination of mortgage insurance.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... AUTHORITIES LOW COST AND MODERATE INCOME MORTGAGE INSURANCE-SAVINGS CLAUSE Contract Rights and Obligations... of the National Housing Act: (a) For those projects qualifying as eligible low income housing under... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Termination of mortgage...

  11. 45 CFR 1309.42 - Audit of mortgage.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    .... Reasonable and necessary fees for this audit and appraisal are payable with grant funds. ... 45 Public Welfare 4 2010-10-01 2010-10-01 false Audit of mortgage. 1309.42 Section 1309.42 Public... § 1309.42 Audit of mortgage. Any audit of a grantee, which has acquired or made major renovations to...

  12. 12 CFR 226.39 - Mortgage transfer disclosures.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 3 2011-01-01 2011-01-01 false Mortgage transfer disclosures. 226.39 Section 226.39 Banks and Banking FEDERAL RESERVE SYSTEM (CONTINUED) BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM TRUTH IN LENDING (REGULATION Z) Special Rules for Certain Home Mortgage Transactions §...

  13. 24 CFR 242.86 - Property and mortgage assessment.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Property and mortgage assessment. 242.86 Section 242.86 Housing and Urban Development Regulations Relating to Housing and Urban... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND...

  14. 24 CFR 242.86 - Property and mortgage assessment.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Property and mortgage assessment. 242.86 Section 242.86 Housing and Urban Development Regulations Relating to Housing and Urban... HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND...

  15. 24 CFR 200.145 - Property and mortgage assessment.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Property and mortgage assessment. 200.145 Section 200.145 Housing and Urban Development Regulations Relating to Housing and Urban... HOUSING AND URBAN DEVELOPMENT GENERAL INTRODUCTION TO FHA PROGRAMS Mortgage Insurance Procedures...

  16. 12 CFR 226.39 - Mortgage transfer disclosures.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 3 2010-01-01 2010-01-01 false Mortgage transfer disclosures. 226.39 Section 226.39 Banks and Banking FEDERAL RESERVE SYSTEM (CONTINUED) BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM TRUTH IN LENDING (REGULATION Z) Special Rules for Certain Home Mortgage Transactions §...

  17. 75 FR 9247 - Single Family Mortgage Insurance Premium, Single Family

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-03-01

    ... URBAN DEVELOPMENT Single Family Mortgage Insurance Premium, Single Family AGENCY: Office of the Chief... the Single Family Premium Collection Subsystem-Upfront (SFPCS-U) to remit the upfront premium to obtain mortgage insurance for the homeowner. The information strengthens HUD's ability to manage and...

  18. 78 FR 63379 - Registration of Mortgage Loan Originators; Effective Date

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-10-24

    ... Consumer Protection Act (Dodd-Frank Act), is consolidating and recodifying the regulations that six Federal agencies jointly enacted to implement the Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act), which require residential mortgage loan originators at banks, savings associations,...

  19. Impact of urine concentration adjustment method on associations between urine metals and estimated glomerular filtration rates (eGFR) in adolescents.

    PubMed

    Weaver, Virginia M; Vargas, Gonzalo García; Silbergeld, Ellen K; Rothenberg, Stephen J; Fadrowski, Jeffrey J; Rubio-Andrade, Marisela; Parsons, Patrick J; Steuerwald, Amy J; Navas-Acien, Ana; Guallar, Eliseo

    2014-07-01

    Positive associations between urine toxicant levels and measures of glomerular filtration rate (GFR) have been reported recently in a range of populations. The explanation for these associations, in a direction opposite that of traditional nephrotoxicity, is uncertain. Variation in associations by urine concentration adjustment approach has also been observed. Associations of urine cadmium, thallium and uranium in models of serum creatinine- and cystatin-C-based estimated GFR (eGFR) were examined using multiple linear regression in a cross-sectional study of adolescents residing near a lead smelter complex. Urine concentration adjustment approaches compared included urine creatinine, urine osmolality and no adjustment. Median age, blood lead and urine cadmium, thallium and uranium were 13.9 years, 4.0 μg/dL, 0.22, 0.27 and 0.04 g/g creatinine, respectively, in 512 adolescents. Urine cadmium and thallium were positively associated with serum creatinine-based eGFR only when urine creatinine was used to adjust for urine concentration (β coefficient=3.1 mL/min/1.73 m(2); 95% confidence interval=1.4, 4.8 per each doubling of urine cadmium). Weaker positive associations, also only with urine creatinine adjustment, were observed between these metals and serum cystatin-C-based eGFR and between urine uranium and serum creatinine-based eGFR. Additional research using non-creatinine-based methods of adjustment for urine concentration is necessary.

  20. Impact of urine concentration adjustment method on associations between urine metals and estimated glomerular filtration rates (eGFR) in adolescents☆

    PubMed Central

    Weaver, Virginia M.; Vargas, Gonzalo García; Silbergeld, Ellen K.; Rothenberg, Stephen J.; Fadrowski, Jeffrey J.; Rubio-Andrade, Marisela; Parsons, Patrick J.; Steuerwald, Amy J.; Navas-Acien, Ana; Guallar, Eliseo

    2014-01-01

    Positive associations between urine toxicant levels and measures of glomerular filtration rate (GFR) have been reported recently in a range of populations. The explanation for these associations, in a direction opposite that of traditional nephrotoxicity, is uncertain. Variation in associations by urine concentration adjustment approach has also been observed. Associations of urine cadmium, thallium and uranium in models of serum creatinine- and cystatin-C-based estimated GFR (eGFR) were examined using multiple linear regression in a cross-sectional study of adolescents residing near a lead smelter complex. Urine concentration adjustment approaches compared included urine creatinine, urine osmolality and no adjustment. Median age, blood lead and urine cadmium, thallium and uranium were 13.9 years, 4.0 μg/dL, 0.22, 0.27 and 0.04 g/g creatinine, respectively, in 512 adolescents. Urine cadmium and thallium were positively associated with serum creatinine-based eGFR only when urine creatinine was used to adjust for urine concentration (β coefficient=3.1 mL/min/1.73 m2; 95% confidence interval=1.4, 4.8 per each doubling of urine cadmium). Weaker positive associations, also only with urine creatinine adjustment, were observed between these metals and serum cystatin-C-based eGFR and between urine uranium and serum creatinine-based eGFR. Additional research using non-creatinine-based methods of adjustment for urine concentration is necessary. PMID:24815335

  1. 75 FR 9964 - Order Making Fiscal Year 2010 Mid-Year Adjustment to the Fee Rates Applicable Under Sections 31(b...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-03-04

    ... FR 21018 (May 6, 2009). Based on data provided by the national securities exchanges and the national... COMMISSION Order Making Fiscal Year 2010 Mid-Year Adjustment to the Fee Rates Applicable Under Sections 31(b... amount of sales for fiscal year 2010 calculated by the Commission in its Order Making Fiscal 2010...

  2. 76 FR 5818 - Notice of Submission of Proposed Information Collection to OMB Home Equity Conversion Mortgage...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-02-02

    ... Mortgage (HECM) Insurance Application for Reverse Mortgages and Related Documents AGENCY: Office of the... HECM reverse mortgage application and related documents are used to determine the eligibility of the... Application for Reverse Mortgages and Related Documents. OMB Approval Number: 2502-0524. Form Numbers:...

  3. 46 CFR 356.19 - Requirements to hold a Preferred Mortgage.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 46 Shipping 8 2010-10-01 2010-10-01 false Requirements to hold a Preferred Mortgage. 356.19...'S DOCUMENTATION Mortgages § 356.19 Requirements to hold a Preferred Mortgage. (a) In order for a Mortgagee to be eligible to obtain a Preferred Mortgage on a Fishing Industry Vessel, it must be: (1)...

  4. 24 CFR 200.97 - Adjustments resulting from cost certification.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ..., Commitment, and Endorsement Generally Applicable to Multifamily and Health Care Facility Mortgage Insurance Programs; and Continuing Eligibility Requirements for Existing Projects Cost Certification § 200.97... 24 Housing and Urban Development 2 2014-04-01 2014-04-01 false Adjustments resulting from...

  5. 24 CFR 200.97 - Adjustments resulting from cost certification.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ..., Commitment, and Endorsement Generally Applicable to Multifamily and Health Care Facility Mortgage Insurance Programs; and Continuing Eligibility Requirements for Existing Projects Cost Certification § 200.97... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false Adjustments resulting from...

  6. 24 CFR 200.97 - Adjustments resulting from cost certification.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ..., Commitment, and Endorsement Generally Applicable to Multifamily and Health Care Facility Mortgage Insurance Programs; and Continuing Eligibility Requirements for Existing Projects Cost Certification § 200.97... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Adjustments resulting from...

  7. 24 CFR 200.97 - Adjustments resulting from cost certification.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ..., Commitment, and Endorsement Generally Applicable to Multifamily and Health Care Facility Mortgage Insurance Programs; and Continuing Eligibility Requirements for Existing Projects Cost Certification § 200.97... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Adjustments resulting from...

  8. 24 CFR 200.97 - Adjustments resulting from cost certification.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ..., Commitment, and Endorsement Generally Applicable to Multifamily and Health Care Facility Mortgage Insurance Programs; and Continuing Eligibility Requirements for Existing Projects Cost Certification § 200.97... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false Adjustments resulting from...

  9. Mortgage Delinquency and Changes in Access to Health Resources and Depressive Symptoms in a Nationally Representative Cohort of Americans Older Than 50 Years

    PubMed Central

    Lloyd, Jennifer; Pagán, José A.; Pollack, Craig E.; Shardell, Michelle; Cannuscio, Carolyn

    2011-01-01

    Objectives. We evaluated associations between mortgage delinquency and changes in health and health-relevant resources over 2 years, with data from the Health and Retirement Study, a longitudinal survey representative of US adults older than 50 years. Methods. In 2008, participants reported whether they had fallen behind on mortgage payments since 2006 (n = 2474). We used logistic regression to compare changes in health (incidence of elevated depressive symptoms, major declines in self-rated health) and access to health-relevant resources (food, prescription medications) between participants who fell behind on their mortgage payments and those who did not. Results. Compared with nondelinquent participants, the mortgage-delinquent group had worse health status and less access to health-relevant resources at baseline. They were also significantly more likely to develop incident depressive symptoms (odds ratio [OR] = 8.60; 95% confidence interval [CI] = 3.38, 21.85), food insecurity (OR = 7.53; 95% CI = 3.01, 18.84), and cost-related medication nonadherence (OR = 8.66; 95% CI = 3.72, 20.16) during follow-up. Conclusions. Mortgage delinquency was associated with significant elevations in the incidence of mental health impairments and health-relevant material disadvantage. Widespread mortgage default may have important public health implications. PMID:22021301

  10. Study of device use adjusted rates in health care-associated infections after implementation of "bundles" in a closed-model medical intensive care unit.

    PubMed

    Venkatram, Sindhaghatta; Rachmale, Sonal; Kanna, Balavenkatesh

    2010-03-01

    "Bundles" strategies improve health care-associated infection (HCAI) rates in medical intensive care units (MICUs). However, few studies have analyzed HCAI rates adjusted for the device removal component of the bundles. An observational study of adult MICU patients while using bundles to prevent HCAIs associated with endovascular catheters, mechanical ventilation, and urinary tract catheters was conducted. The HCAI rates, unadjusted and adjusted for device use, were calculated using incidence rate ratios (unadjusted IRRs [uIRR] and adjusted IRRs [aIRR], respectively). Among 4550 study patients, HCAIs declined from 47 in 2004 to 10 in 2005, 8 in 2006, and 3 in 2007. Catheter-related blood stream infection (CRBSI) rates decreased from 10.77 to 1.67 per 1000 central line days (uIRR, 0.155; 95% confidence interval [CI], 0.13-0.18; P < .0001). Foley-related urinary tract infections (CA-UTI) decreased from 6.23 to 0.63 per 1000 device days (uIRR, 0.1; 95% CI, 0.08-0.19; P < .0001). Ventilator-associated pneumonia (VAP) per 1000 ventilator days diminished from 2.17 to 0.62 (uIRR, 0.29; 95% CI, 0.21-0.38; P < .0001). After adjustment for device use, aIRRs of CRBSI (0.14; 95% CI, 0.11-0.18), UTI (0.09; 95% CI, 0.06-0.12), and VAP (0.33; 95% CI, 0.22-0.47) declined significantly (P < .00001). Implementing comprehensive bundle strategies reduces HCAI beyond the impact of device removal.

  11. Risk adjustment models for interhospital comparison of CS rates using Robson’s ten group classification system and other socio-demographic and clinical variables

    PubMed Central

    2012-01-01

    Background Caesarean section (CS) rate is a quality of health care indicator frequently used at national and international level. The aim of this study was to assess whether adjustment for Robson’s Ten Group Classification System (TGCS), and clinical and socio-demographic variables of the mother and the fetus is necessary for inter-hospital comparisons of CS rates. Methods The study population includes 64,423 deliveries in Emilia-Romagna between January 1, 2003 and December 31, 2004, classified according to theTGCS. Poisson regression was used to estimate crude and adjusted hospital relative risks of CS compared to a reference category. Analyses were carried out in the overall population and separately according to the Robson groups (groups I, II, III, IV and V–X combined). Adjusted relative risks (RR) of CS were estimated using two risk-adjustment models; the first (M1) including the TGCS group as the only adjustment factor; the second (M2) including in addition demographic and clinical confounders identified using a stepwise selection procedure. Percentage variations between crude and adjusted RRs by hospital were calculated to evaluate the confounding effect of covariates. Results The percentage variations from crude to adjusted RR proved to be similar in M1 and M2 model. However, stratified analyses by Robson’s classification groups showed that residual confounding for clinical and demographic variables was present in groups I (nulliparous, single, cephalic, ≥37 weeks, spontaneous labour) and III (multiparous, excluding previous CS, single, cephalic, ≥37 weeks, spontaneous labour) and IV (multiparous, excluding previous CS, single, cephalic, ≥37 weeks, induced or CS before labour) and to a minor extent in groups II (nulliparous, single, cephalic, ≥37 weeks, induced or CS before labour) and IV (multiparous, excluding previous CS, single, cephalic, ≥37 weeks, induced or CS before labour). Conclusions The TGCS classification is useful for

  12. 48 CFR 52.222-30 - Construction Wage Rate Requirements-Price Adjustment (None or Separately Specified Method).

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... to workers subject to the Construction Wage Rate Requirements statute. (End of clause) ... 48 Federal Acquisition Regulations System 2 2014-10-01 2014-10-01 false Construction Wage Rate... PROVISIONS AND CONTRACT CLAUSES Text of Provisions and Clauses 52.222-30 Construction Wage Rate...

  13. Early warning system for potential churners among mortgage customers

    NASA Astrophysics Data System (ADS)

    Irpan, Hamidah Muhd; Aidid, Sharifah Sakinah Syed Hassan; Mohmad, Sarahiza; Ibrahim, Noorazilah

    2014-07-01

    Retaining existing customer is a major task for many companies because cost to acquire new customers is higher than retaining existing customers. For mortgage business in Bank X, customer relationship management plays a big role to understand their customers' profile and churners so that suitable action can be done to retain their potential churners. Objectives of this study are (1) understanding their customers' profile and churners, (2) modeling potential churners using neural network model and (3) to deploy the model to identify potential churners. Data was divided into two parts: sampling (67,470 cases) and scoring (4,488 cases). Analysis was done using SAS Enterprise Miner. Dependent variable is churner/non churner while independent variables are balance and amount of loan, interest rate offered installment amount, loan performance, months in arrear, vintage, tenure, age, race and gender. Potential churners were identified as Malays, followed by Indian, other races and Chinese. Nonperforming loan and male customers tend to churn compared to performing loan and female customers. Younger customers with small loan amount, balance and monthly instalment, higher interest rate, have many months in arrears, longer vintage and tenure have higher tendency to churn from Bank X. Hence, Bank X should focus on the potential churners for their campaign to minimize the expenses of retaining existing customers by doing an effective campaign with high successful rate.

  14. QuickStats: Age-Adjusted Suicide Rates* for Females and Males, by Method(†) - National Vital Statistics System, United States, 2000 and 2014.

    PubMed

    2016-01-01

    From 2000 to 2014, the age-adjusted suicide rate increased from 4.0 to 5.8 per 100,000 for females and from 17.7 to 20.7 for males. Suicide rates by specific method (firearm, poisoning, suffocation, or other methods) also increased, with the greatest increase seen for suicides by suffocation. During the 15-year period, the rate of suicide by suffocation more than doubled for females from 0.7 to 1.6 and increased from 3.4 to 5.6 for males. In 2014, among females, suicide by poisoning had the highest rate (1.9), and among males, suicide by firearm had the highest rate (11.4). PMID:27197046

  15. Adjustable Nyquist-rate System for Single-Bit Sigma-Delta ADC with Alternative FIR Architecture

    NASA Astrophysics Data System (ADS)

    Frick, Vincent; Dadouche, Foudil; Berviller, Hervé

    2016-09-01

    This paper presents a new smart and compact system dedicated to control the output sampling frequency of an analogue-to-digital converters (ADC) based on single-bit sigma-delta (ΣΔ) modulator. This system dramatically improves the spectral analysis capabilities of power network analysers (power meters) by adjusting the ADC's sampling frequency to the input signal's fundamental frequency with a few parts per million accuracy. The trade-off between straightforwardness and performance that motivated the choice of the ADC's architecture are preliminary discussed. It particularly comes along with design considerations of an ultra-steep direct-form FIR that is optimised in terms of size and operating speed. Thanks to compact standard VHDL language description, the architecture of the proposed system is particularly suitable for application-specific integrated circuit (ASIC) implementation-oriented low-power and low-cost power meter applications. Field programmable gate array (FPGA) prototyping and experimental results validate the adjustable sampling frequency concept. They also show that the system can perform better in terms of implementation and power capabilities compared to dedicated IP resources.

  16. A poly(glycerol sebacate)-coated mesoporous bioactive glass scaffold with adjustable mechanical strength, degradation rate, controlled-release and cell behavior for bone tissue engineering.

    PubMed

    Lin, Dan; Yang, Kai; Tang, Wei; Liu, Yutong; Yuan, Yuan; Liu, Changsheng

    2015-07-01

    Various requirements in the field of tissue engineering have motivated the development of three-dimensional scaffold with adjustable physicochemical properties and biological functions. A series of multiparameter-adjustable mesoporous bioactive glass (MBG) scaffolds with uncrosslinked poly(glycerol sebacate) (PGS) coating was prepared in this article. MBG scaffold was prepared by a modified F127/PU co-templating process and then PGS was coated by a simple adsorption and lyophilization process. Through controlling macropore parameters and PGS coating amount, the mechanical strength, degradation rate, controlled-release and cell behavior of the composite scaffold could be modulated in a wide range. PGS coating successfully endowed MBG scaffold with improved toughness and adjustable mechanical strength covering the bearing range of trabecular bone (2-12MPa). Multilevel degradation rate of the scaffold and controlled-release rate of protein from mesopore could be achieved, with little impact on the protein activity owing to an "ultralow-solvent" coating and "nano-cavity entrapment" immobilization method. In vitro studies indicated that PGS coating promoted cell attachment and proliferation in a dose-dependent manner, without affecting the osteogenic induction capacity of MBG substrate. These results first provide strong evidence that uncrosslinked PGS might also yield extraordinary achievements in traditional MBG scaffold. With the multiparameter adjustability, the composite MBG/PGS scaffolds would have a hopeful prospect in bone tissue engineering. The design considerations and coating method of this study can also be extended to other ceramic-based artificial scaffolds and are expected to provide new thoughts on development of future tissue engineering materials.

  17. 17 CFR Appendix B to Part 4 - Adjustments for Additions and Withdrawals in the Computation of Rate of Return

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... Return Method Rate of return for a period may be calculated by computing the net performance divided by the beginning net asset value for each trading day in the period and compounding each daily rate of... commodity pool operator or commodity trading advisor may present to the Commission proposals regarding...

  18. 17 CFR Appendix B to Part 4 - Adjustments for Additions and Withdrawals in the Computation of Rate of Return

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... Return Method Rate of return for a period may be calculated by computing the net performance divided by the beginning net asset value for each trading day in the period and compounding each daily rate of... commodity pool operator or commodity trading advisor may present to the Commission proposals regarding...

  19. 17 CFR Appendix B to Part 4 - Adjustments for Additions and Withdrawals in the Computation of Rate of Return

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... Return Method Rate of return for a period may be calculated by computing the net performance divided by the beginning net asset value for each trading day in the period and compounding each daily rate of... commodity pool operator or commodity trading advisor may present to the Commission proposals regarding...

  20. 75 FR 70744 - Fiscal Year (FY) 2012-2013 Proposed Power Rate Adjustments Public Hearing and Opportunities for...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-11-18

    ... information about costs, load and resource forecasting, generation inputs pricing, segmentation, revenue... Public customers serving new large single loads. BPA is forecasting no sales at the NR rate in the... governed by BPA's Procedures Governing Bonneville Power Administration Rate Hearings, 51 FR ] 7611...

  1. 17 CFR Appendix B to Part 4 - Adjustments for Additions and Withdrawals in the Computation of Rate of Return

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... Return Method Rate of return for a period may be calculated by computing the net performance divided by the beginning net asset value for each trading day in the period and compounding each daily rate of... commodity pool operator or commodity trading advisor may present to the Commission proposals regarding...

  2. 17 CFR Appendix B to Part 4 - Adjustments for Additions and Withdrawals in the Computation of Rate of Return

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... Return Method Rate of return for a period may be calculated by computing the net performance divided by the beginning net asset value for each trading day in the period and compounding each daily rate of... commodity pool operator or commodity trading advisor may present to the Commission proposals regarding...

  3. 17 CFR 210.12-23 - Mortgage loans on real estate and interest earned on mortgages. 1

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... Part 1—Mortgage loans on real estate at close of period Column A—List by classification indicated below 2,3,7 Column B—Prior liens 2 Column C—Carrying amount of mortgage 8,9,10,11 Column D—Amount of principal unpaid at close of period (1)—Total (2)—Subject to delinquent interest 4 Column E—Amount...

  4. 77 FR 61620 - Privacy Act of 1974; Home Equity Reverse Mortgage Information Technology (HERMIT)-Notice of...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-10-10

    ... URBAN DEVELOPMENT Privacy Act of 1974; Home Equity Reverse Mortgage Information Technology (HERMIT... system, Home Equity Reverse Mortgage Information Technology (HERMIT). The modifications for the existing... Reverse Mortgage Information Technology (HERMIT) Service Provider formerly HUD/HS-10, Home...

  5. 5 CFR 9701.337 - Treatment of employees whose rate of pay falls below the minimum adjusted rate of their band.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... DEPARTMENT OF HOMELAND SECURITY HUMAN RESOURCES MANAGEMENT SYSTEM (DEPARTMENT OF HOMELAND SECURITY-OFFICE OF PERSONNEL MANAGEMENT) DEPARTMENT OF HOMELAND SECURITY HUMAN RESOURCES MANAGEMENT SYSTEM Pay and Pay Administration Locality and Special Rate Supplements § 9701.337 Treatment of employees whose rate of pay...

  6. A fast rise-rate, adjustable-mass-bit gas puff valve for energetic pulsed plasma experiments.

    PubMed

    Loebner, Keith T K; Underwood, Thomas C; Cappelli, Mark A

    2015-06-01

    A fast rise-rate, variable mass-bit gas puff valve based on the diamagnetic repulsion principle was designed, built, and experimentally characterized. The ability to hold the pressure rise-rate nearly constant while varying the total overall mass bit was achieved via a movable mechanical restrictor that is accessible while the valve is assembled and pressurized. The rise-rates and mass-bits were measured via piezoelectric pressure transducers for plenum pressures between 10 and 40 psig and restrictor positions of 0.02-1.33 cm from the bottom of the linear restrictor travel. The mass-bits were found to vary linearly with the restrictor position at a given plenum pressure, while rise-rates varied linearly with plenum pressure but exhibited low variation over the range of possible restrictor positions. The ability to change the operating regime of a pulsed coaxial plasma deflagration accelerator by means of altering the valve parameters is demonstrated. PMID:26133835

  7. A fast rise-rate, adjustable-mass-bit gas puff valve for energetic pulsed plasma experiments.

    PubMed

    Loebner, Keith T K; Underwood, Thomas C; Cappelli, Mark A

    2015-06-01

    A fast rise-rate, variable mass-bit gas puff valve based on the diamagnetic repulsion principle was designed, built, and experimentally characterized. The ability to hold the pressure rise-rate nearly constant while varying the total overall mass bit was achieved via a movable mechanical restrictor that is accessible while the valve is assembled and pressurized. The rise-rates and mass-bits were measured via piezoelectric pressure transducers for plenum pressures between 10 and 40 psig and restrictor positions of 0.02-1.33 cm from the bottom of the linear restrictor travel. The mass-bits were found to vary linearly with the restrictor position at a given plenum pressure, while rise-rates varied linearly with plenum pressure but exhibited low variation over the range of possible restrictor positions. The ability to change the operating regime of a pulsed coaxial plasma deflagration accelerator by means of altering the valve parameters is demonstrated.

  8. A fast rise-rate, adjustable-mass-bit gas puff valve for energetic pulsed plasma experiments

    NASA Astrophysics Data System (ADS)

    Loebner, Keith T. K.; Underwood, Thomas C.; Cappelli, Mark A.

    2015-06-01

    A fast rise-rate, variable mass-bit gas puff valve based on the diamagnetic repulsion principle was designed, built, and experimentally characterized. The ability to hold the pressure rise-rate nearly constant while varying the total overall mass bit was achieved via a movable mechanical restrictor that is accessible while the valve is assembled and pressurized. The rise-rates and mass-bits were measured via piezoelectric pressure transducers for plenum pressures between 10 and 40 psig and restrictor positions of 0.02-1.33 cm from the bottom of the linear restrictor travel. The mass-bits were found to vary linearly with the restrictor position at a given plenum pressure, while rise-rates varied linearly with plenum pressure but exhibited low variation over the range of possible restrictor positions. The ability to change the operating regime of a pulsed coaxial plasma deflagration accelerator by means of altering the valve parameters is demonstrated.

  9. A fast rise-rate, adjustable-mass-bit gas puff valve for energetic pulsed plasma experiments

    SciTech Connect

    Loebner, Keith T. K. Underwood, Thomas C.; Cappelli, Mark A.

    2015-06-15

    A fast rise-rate, variable mass-bit gas puff valve based on the diamagnetic repulsion principle was designed, built, and experimentally characterized. The ability to hold the pressure rise-rate nearly constant while varying the total overall mass bit was achieved via a movable mechanical restrictor that is accessible while the valve is assembled and pressurized. The rise-rates and mass-bits were measured via piezoelectric pressure transducers for plenum pressures between 10 and 40 psig and restrictor positions of 0.02-1.33 cm from the bottom of the linear restrictor travel. The mass-bits were found to vary linearly with the restrictor position at a given plenum pressure, while rise-rates varied linearly with plenum pressure but exhibited low variation over the range of possible restrictor positions. The ability to change the operating regime of a pulsed coaxial plasma deflagration accelerator by means of altering the valve parameters is demonstrated.

  10. Energy-Efficient Mortgages and Home Energy Rating Systems: A...

    National Renewable Energy Laboratory (NREL)

    ... povide better housing for people who might not otherwise be ... Existing EEM progras ae diverse rather than uniform and easy ... Te law specifed that a plan for EEMs should &127;promulgated no ...

  11. [Structural adjustment, cultural adjustment?].

    PubMed

    Dujardin, B; Dujardin, M; Hermans, I

    2003-12-01

    Over the last two decades, multiple studies have been conducted and many articles published about Structural Adjustment Programmes (SAPs). These studies mainly describe the characteristics of SAPs and analyse their economic consequences as well as their effects upon a variety of sectors: health, education, agriculture and environment. However, very few focus on the sociological and cultural effects of SAPs. Following a summary of SAP's content and characteristics, the paper briefly discusses the historical course of SAPs and the different critiques which have been made. The cultural consequences of SAPs are introduced and are described on four different levels: political, community, familial, and individual. These levels are analysed through examples from the literature and individual testimonies from people in the Southern Hemisphere. The paper concludes that SAPs, alongside economic globalisation processes, are responsible for an acute breakdown of social and cultural structures in societies in the South. It should be a priority, not only to better understand the situation and its determining factors, but also to intervene and act with strategies that support and reinvest in the social and cultural sectors, which is vital in order to allow for individuals and communities in the South to strengthen their autonomy and identify.

  12. 17 CFR 210.12-29 - Mortgage loans on real estate. 1

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... mortgage, second mortgage, construction loans, etc., and for each loan the type of property, e.g., shopping center, high rise apartments, etc., and its geographic location should be stated. 5 State...

  13. 17 CFR 210.12-29 - Mortgage loans on real estate. 1

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... mortgage, second mortgage, construction loans, etc., and for each loan the type of property, e.g., shopping center, high rise apartments, etc., and its geographic location should be stated. 5 State...

  14. 77 FR 35708 - Notice of Submission of Proposed Information Collection to OMB; Home Equity Conversion Mortgage...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-06-14

    ... Mortgage (HECM) Counseling Standardization and Roster AGENCY: Office of the Chief Information Officer, HUD... name on the HECM counseling roster. For initial application, individuals are required to successfully... Equity Conversion Mortgage (HECM) Counseling Standardization and Roster. OMB Approval Number:...

  15. 77 FR 15117 - Notice of Proposed Information Collection: Comment Request; Home Equity Conversion Mortgage (HECM...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-03-14

    ... Mortgage (HECM) Counseling Standardization and Roster AGENCY: Office of the Assistant Secretary for Housing... Proposal: Home Equity Conversion Mortgage (HECM) Counseling Standardization and Roster. OMB Control Number... to maintain their name on the HECM counseling roster. For initial application, individuals...

  16. 77 FR 23273 - Proposed Information Collection; Comment Request: Home Equity Conversion Mortgage Counseling...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-04-18

    ...), consumers must participate in reverse mortgage counseling. As part of HUD's evaluation of its HECM... URBAN DEVELOPMENT Proposed Information Collection; Comment Request: Home Equity Conversion Mortgage.... This Notice also lists the following information: Title of Proposal: Home Equity Conversion...

  17. Adjustment on the Type I Error Rate for a Clinical Trial Monitoring for both Intermediate and Primary Endpoints

    PubMed Central

    Halabi, Susan

    2013-01-01

    In many clinical trials, a single endpoint is used to answer the primary question and forms the basis for monitoring the experimental therapy. Many trials are lengthy in duration and investigators are interested in using an intermediate endpoint for an accelerated approval, but will rely on the primary endpoint (such as, overall survival) for the full approval of the drug by the Food and Drug Administration. We have designed a clinical trial where both intermediate (progression-free survival, (PFS)) and primary endpoints (overall survival, (OS)) are used for monitoring the trial so the overall type I error rate is preserved at the pre-specified alpha level of 0.05. A two-stage procedure is used. In the first stage, the Bonferroni correction was used where the global type I error rate was allocated to each of the endpoints. In the next stage, the O’Brien-Fleming approach was used to design the boundary for the interim and final analysis for each endpoint. Data were generated assuming several parametric copulas with exponential marginals. Different degrees of dependence, as measured by Kendall’s τ, between OS and PFS were assumed: 0 (independence) 0.3, 0.5 and 0.70. This approach is applied to an example in a prostate cancer trial. PMID:24466469

  18. 24 CFR 236.252 - First, second, and third mortgage insurance premiums.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false First, second, and third mortgage... Contract Rights and Obligations for Mortgage Insurance § 236.252 First, second, and third mortgage insurance premiums. All of the provisions of § 207.252 of this chapter governing the first, second,...

  19. 24 CFR 236.252 - First, second, and third mortgage insurance premiums.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 24 Housing and Urban Development 2 2014-04-01 2014-04-01 false First, second, and third mortgage... Contract Rights and Obligations for Mortgage Insurance § 236.252 First, second, and third mortgage insurance premiums. All of the provisions of § 207.252 of this chapter governing the first, second,...

  20. 24 CFR 236.252 - First, second, and third mortgage insurance premiums.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false First, second, and third mortgage... Contract Rights and Obligations for Mortgage Insurance § 236.252 First, second, and third mortgage insurance premiums. All of the provisions of § 207.252 of this chapter governing the first, second,...

  1. 24 CFR 236.252 - First, second, and third mortgage insurance premiums.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false First, second, and third mortgage... Contract Rights and Obligations for Mortgage Insurance § 236.252 First, second, and third mortgage insurance premiums. All of the provisions of § 207.252 of this chapter governing the first, second,...

  2. 24 CFR 236.252 - First, second, and third mortgage insurance premiums.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false First, second, and third mortgage... Contract Rights and Obligations for Mortgage Insurance § 236.252 First, second, and third mortgage insurance premiums. All of the provisions of § 207.252 of this chapter governing the first, second,...

  3. 26 CFR 301.7701(i)-3 - Effective dates and duration of taxable mortgage pool classification.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... mortgage pool classification. 301.7701(i)-3 Section 301.7701(i)-3 Internal Revenue INTERNAL REVENUE SERVICE... § 301.7701(i)-3 Effective dates and duration of taxable mortgage pool classification. (a) Effective..., Partnership Q holds a pool of real estate mortgages that it acquired through retail sales of single...

  4. 26 CFR 301.7701(i)-0 - Outline of taxable mortgage pool provisions.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 26 Internal Revenue 18 2011-04-01 2011-04-01 false Outline of taxable mortgage pool provisions... Outline of taxable mortgage pool provisions. This section lists the major paragraphs contained in §§ 301.7701(i)-1 through 301.7701(i)-4. § 301.7701(i)-1Definition of a taxable mortgage pool. (a) Purpose....

  5. 26 CFR 301.7701(i)-0 - Outline of taxable mortgage pool provisions.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 26 Internal Revenue 18 2014-04-01 2014-04-01 false Outline of taxable mortgage pool provisions... Outline of taxable mortgage pool provisions. This section lists the major paragraphs contained in §§ 301.7701(i)-1 through 301.7701(i)-4. § 301.7701(i)-1Definition of a taxable mortgage pool. (a) Purpose....

  6. 26 CFR 301.7701(i)-0 - Outline of taxable mortgage pool provisions.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 26 Internal Revenue 18 2013-04-01 2013-04-01 false Outline of taxable mortgage pool provisions... Outline of taxable mortgage pool provisions. This section lists the major paragraphs contained in §§ 301.7701(i)-1 through 301.7701(i)-4. § 301.7701(i)-1Definition of a taxable mortgage pool. (a) Purpose....

  7. 26 CFR 301.7701(i)-3 - Effective dates and duration of taxable mortgage pool classification.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... mortgage pool classification. 301.7701(i)-3 Section 301.7701(i)-3 Internal Revenue INTERNAL REVENUE SERVICE... § 301.7701(i)-3 Effective dates and duration of taxable mortgage pool classification. (a) Effective..., Partnership Q holds a pool of real estate mortgages that it acquired through retail sales of single...

  8. 26 CFR 301.7701(i)-3 - Effective dates and duration of taxable mortgage pool classification.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... mortgage pool classification. 301.7701(i)-3 Section 301.7701(i)-3 Internal Revenue INTERNAL REVENUE SERVICE... § 301.7701(i)-3 Effective dates and duration of taxable mortgage pool classification. (a) Effective..., Partnership Q holds a pool of real estate mortgages that it acquired through retail sales of single...

  9. 26 CFR 301.7701(i)-0 - Outline of taxable mortgage pool provisions.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 26 Internal Revenue 18 2012-04-01 2012-04-01 false Outline of taxable mortgage pool provisions... Outline of taxable mortgage pool provisions. This section lists the major paragraphs contained in §§ 301.7701(i)-1 through 301.7701(i)-4. § 301.7701(i)-1Definition of a taxable mortgage pool. (a) Purpose....

  10. 26 CFR 301.7701(i)-3 - Effective dates and duration of taxable mortgage pool classification.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... mortgage pool classification. 301.7701(i)-3 Section 301.7701(i)-3 Internal Revenue INTERNAL REVENUE SERVICE... § 301.7701(i)-3 Effective dates and duration of taxable mortgage pool classification. (a) Effective..., Partnership Q holds a pool of real estate mortgages that it acquired through retail sales of single...

  11. 12 CFR 619.9230 - Open-end mortgage loan plans.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Open-end mortgage loan plans. 619.9230 Section 619.9230 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9230 Open-end mortgage loan plans. A mortgage loan which permits the borrower to obtain additional sums...

  12. 77 FR 2024 - Federal Housing Administration (FHA) Single-Family Mortgage Insurance: Elimination of Requests...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-01-13

    ...) Single-Family Mortgage Insurance: Elimination of Requests for Alternative Mortgage Limits AGENCY: Office.... SUMMARY: This proposed rule would eliminate the process for requesting alternative FHA maximum mortgage... comprehensive, national databases of home sales transactions. As a result, HUD relied on sales data provided...

  13. 26 CFR 301.7701(i)-3 - Effective dates and duration of taxable mortgage pool classification.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... mortgage pool classification. 301.7701(i)-3 Section 301.7701(i)-3 Internal Revenue INTERNAL REVENUE SERVICE... § 301.7701(i)-3 Effective dates and duration of taxable mortgage pool classification. (a) Effective..., Partnership Q holds a pool of real estate mortgages that it acquired through retail sales of single...

  14. 26 CFR 301.7701(i)-0 - Outline of taxable mortgage pool provisions.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 26 Internal Revenue 18 2010-04-01 2010-04-01 false Outline of taxable mortgage pool provisions... Outline of taxable mortgage pool provisions. This section lists the major paragraphs contained in §§ 301.7701(i)-1 through 301.7701(i)-4. § 301.7701(i)-1Definition of a taxable mortgage pool. (a) Purpose....

  15. 75 FR 75693 - Rehabilitation Mortgage Insurance Underwriting Program Section 203(k); Notice of Proposed...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-12-06

    ... URBAN DEVELOPMENT Rehabilitation Mortgage Insurance Underwriting Program Section 203(k); Notice of... information: Title of Proposal: Rehabilitation Mortgage Insurance Underwriting Program Section 203(k). OMB.... Specifically, under Section 203(k) of the Act, the Secretary is authorized to insure mortgages that fund...

  16. 12 CFR 1263.9 - Makes long-term home mortgage loans requirement.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 9 2012-01-01 2012-01-01 false Makes long-term home mortgage loans requirement... OF THE BANKS Eligibility Requirements § 1263.9 Makes long-term home mortgage loans requirement. An applicant shall be deemed to make long-term home mortgage loans, as required by section 4(a)(1)(C) of...

  17. 12 CFR 1263.9 - Makes long-term home mortgage loans requirement.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 9 2013-01-01 2013-01-01 false Makes long-term home mortgage loans requirement... OF THE BANKS Eligibility Requirements § 1263.9 Makes long-term home mortgage loans requirement. An applicant shall be deemed to make long-term home mortgage loans, as required by section 4(a)(1)(C) of...

  18. 76 FR 40455 - Agency Information Collection (Veterans Mortgage Life Insurance Inquiry) Activity Under OMB Review

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-07-08

    ... AFFAIRS Agency Information Collection (Veterans Mortgage Life Insurance Inquiry) Activity Under OMB Review... INFORMATION: Title: Veterans Mortgage Life Insurance Inquiry, VA Form 29-0543. OMB Control Number: 2900-0501... insured under Veterans Mortgage Life Insurance (VMLI) completes VA Form 29-0543 to report any...

  19. 75 FR 52065 - Proposed Information Collection (Veterans Mortgage Life Insurance Statement) Activity: Comment...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-08-24

    ... AFFAIRS Proposed Information Collection (Veterans Mortgage Life Insurance Statement) Activity: Comment... solicits comments for information needed to decline Veterans Mortgage Life Insurance. DATES: Written...: Veterans Mortgage Life Insurance Statement, VA Form 29-8636. OMB Control Number: 2900-0212. Type of...

  20. 76 FR 40451 - Agency Information Collection (Veterans Mortgage Life Insurance-Change of Address Statement...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-07-08

    ... AFFAIRS Agency Information Collection (Veterans Mortgage Life Insurance-- Change of Address Statement.... 2900-0503.'' SUPPLEMENTARY INFORMATION: Title: Veterans Mortgage Life Insurance--Change of Address... continued ownership of property issued under Veterans Mortgage Life Insurance when an address change for...

  1. 78 FR 58611 - Agency Information Collection (Veterans Mortgage Life Insurance Statement) Activity Under OMB Review

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-09-24

    ... AFFAIRS Agency Information Collection (Veterans Mortgage Life Insurance Statement) Activity Under OMB... ``OMB Control No. 2900-0212.'' SUPPLEMENTARY INFORMATION: Title: Veterans Mortgage Life Insurance... collection. Abstract: Veterans complete VA Form 29-8636 to decline Veterans Mortgage Life Insurance (VMLI)...

  2. 75 FR 68038 - Agency Information Collection (Veterans Mortgage Life Insurance Statement) Activity Under OMB Review

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-11-04

    ... AFFAIRS Agency Information Collection (Veterans Mortgage Life Insurance Statement) Activity Under OMB....'' SUPPLEMENTARY INFORMATION: Title: Veterans Mortgage Life Insurance Statement, VA Form 29-8636. OMB Control... complete VA Form 29-8636 to decline Veterans Mortgage Life Insurance (VMLI) or to provide information...

  3. 75 FR 68040 - Proposed Information Collection (Veterans Mortgage Life Insurance Statement) Activity: Comment...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-11-04

    ... AFFAIRS Proposed Information Collection (Veterans Mortgage Life Insurance Statement) Activity: Comment... solicits comments for information needed to decline Veterans Mortgage Life Insurance. DATES: Written...: Veterans Mortgage Life Insurance Statement, VA Form 29-8636. OMB Control Number: 2900-0212. Type of...

  4. 76 FR 53937 - Order of Succession for Government National Mortgage Association (GNMA)

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-08-30

    ... URBAN DEVELOPMENT Order of Succession for Government National Mortgage Association (GNMA) AGENCY: Office of the President of the Government National Mortgage Association, HUD. ACTION: Notice of Order of Succession. SUMMARY: In this notice, the President of the Government National Mortgage Association...

  5. 24 CFR 235.1220 - Processing section 235(r) mortgages under the direct endorsement program.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ...-FEDERAL HOUSING COMMISSIONER, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT MORTGAGE AND LOAN INSURANCE... requirement that the mortgagee perform the mortgage credit analysis described in 24 CFR 203.5(d) for a... requirements for mortgages insured under section 235(r), paragraphs (c)(2) and (c)(3) of 24 CFR 203.255 do...

  6. 78 FR 56575 - Changes to the Home Equity Conversion Mortgage Program Requirements: Financial Assessments...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-09-12

    ... Conversion Mortgage (HECM) program, consistent with the authority to make such changes by the Reverse... law the Reverse Mortgage Stabilization Act of 2013 (Pub. L. 113-29). This new law gives FHA the..., ``Reverse Mortgages Report to Congress'' that was published by the Consumer Financial Protection...

  7. 78 FR 36562 - 30-Day Notice of Proposed Information Collection: Home Equity Conversion Mortgage (HECM...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-06-18

    ... (HECM) Insurance Application for the Origination of Reverse Mortgages and Related Documents AGENCY... Application for the Origination of Reverse Mortgages and Related Documents. OMB Approval Number: 2502-0524...: The Residential Loan Application for Reverse Mortgages and related documents are used to...

  8. 25 CFR 162.582 - May a lessee mortgage a WSR lease?

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 25 Indians 1 2013-04-01 2013-04-01 false May a lessee mortgage a WSR lease? 162.582 Section 162.582 Indians BUREAU OF INDIAN AFFAIRS, DEPARTMENT OF THE INTERIOR LAND AND WATER LEASES AND PERMITS Wind and Solar Resource Leases Wsr Leasehold Mortgages § 162.582 May a lessee mortgage a WSR lease?...

  9. 25 CFR 162.582 - May a lessee mortgage a WSR lease?

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 25 Indians 1 2014-04-01 2014-04-01 false May a lessee mortgage a WSR lease? 162.582 Section 162.582 Indians BUREAU OF INDIAN AFFAIRS, DEPARTMENT OF THE INTERIOR LAND AND WATER LEASES AND PERMITS Wind and Solar Resource Leases Wsr Leasehold Mortgages § 162.582 May a lessee mortgage a WSR lease?...

  10. Rate of phosphoantimonylmolybdenum blue complex formation in acidic persulfate digested sample matrix for total dissolved phosphorus determination: importance of post-digestion pH adjustment.

    PubMed

    Huang, Xiao-Lan; Zhang, Jia-Zhong

    2008-10-19

    Acidic persulfate oxidation is one of the most common procedures used to digest dissolved organic phosphorus compounds in water samples for total dissolved phosphorus determination. It has been reported that the rates of phosphoantimonylmolybdenum blue complex formation were significantly reduced in the digested sample matrix. This study revealed that the intermediate products of persulfate oxidation, not the slight change in pH, cause the slowdown of color formation. This effect can be remedied by adjusting digested samples pH to a near neural to decompose the intermediate products. No disturbing effects of chlorine on the phosphoantimonylmolybdenum blue formation in seawater were observed. It is noted that the modification of mixed reagent recipe cannot provide near neutral pH for the decomposition of the intermediate products of persulfate oxidation. This study provides experimental evidence not only to support the recommendation made in APHA standard methods that the pH of the digested sample must be adjusted to within a narrow range of sample, but also to improve the understanding of role of residue from persulfate decomposition on the subsequent phosphoantimonylmolybdenum blue formation.

  11. Adaptive upstream rate adjustment by RSOA-ONU depending on different injection power of seeding light in standard-reach and long-reach PON systems

    NASA Astrophysics Data System (ADS)

    Yeh, C. H.; Chow, C. W.; Shih, F. Y.; Pan, C. L.

    2012-08-01

    The wavelength division multiplexing-time division multiplexing (WDM-TDM) passive optical network (PON) using reflective semiconductor optical amplifier (RSOA)-based colorless optical networking units (ONUs) is considered as a promising candidate for the realization of fiber-to-the-home (FTTH). And this architecture is actively considered by Industrial Technology Research Institute (ITRI) for the realization of FTTH in Taiwan. However, different fiber distances and optical components would introduce different power budgets to different ONUs in the PON. Besides, due to the aging of optical transmitter (Tx), the power decay of the distributed optical carrier from the central office (CO) could also reduce the injection power into each ONU. The situation will be more severe in the long-reach (LR) PON, which is considered as an option for the future access. In this work, we investigate a WDM-TDM PON using RSOA-based ONU for upstream data rate adjustment depending on different continuous wave (CW) injection powers. Both standard-reach (25 km) and LR (100 km) transmissions are evaluated. Moreover, a detail analysis of the upstream signal bit-error rate (BER) performances at different injection powers, upstream data rates, PON split-ratios under stand-reach and long-reach is presented.

  12. 24 CFR 206.29 - Initial disbursement of mortgage proceeds.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... disbursement or after closing (upon expiration of the 3-day rescission period under 12 CFR part 226, if... of the total cost of the mortgage under the disclosures required by 12 CFR part 226; and (f) Funds..., or a trustee for benefit of the mortgagor; (b) Disbursements for the initial MIP under §...

  13. 24 CFR 206.29 - Initial disbursement of mortgage proceeds.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... disbursement or after closing (upon expiration of the 3-day rescission period under 12 CFR part 226, if... of the total cost of the mortgage under the disclosures required by 12 CFR part 226; and (f) Funds..., or a trustee for benefit of the mortgagor; (b) Disbursements for the initial MIP under §...

  14. 24 CFR 206.29 - Initial disbursement of mortgage proceeds.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... disbursement or after closing (upon expiration of the 3-day rescission period under 12 CFR part 226, if... of the total cost of the mortgage under the disclosures required by 12 CFR part 226; and (f) Funds..., or a trustee for benefit of the mortgagor; (b) Disbursements for the initial MIP under §...

  15. 24 CFR 206.29 - Initial disbursement of mortgage proceeds.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... disbursement or after closing (upon expiration of the 3-day rescission period under 12 CFR part 226, if... of the total cost of the mortgage under the disclosures required by 12 CFR part 226; and (f) Funds..., or a trustee for benefit of the mortgagor; (b) Disbursements for the initial MIP under §...

  16. 24 CFR 206.29 - Initial disbursement of mortgage proceeds.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... disbursement or after closing (upon expiration of the 3-day rescission period under 12 CFR part 226, if... of the total cost of the mortgage under the disclosures required by 12 CFR part 226; and (f) Funds..., or a trustee for benefit of the mortgagor; (b) Disbursements for the initial MIP under §...

  17. 24 CFR 203.18 - Maximum mortgage amounts.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... the Federal Register. (i) Energy efficient mortgages. The principal amount of energy efficient... this section; (3) An amount equal to 90 percent of the appraised value, if the dwelling is a new home... that is to be used as a farm home on a plot of land that is two and one-half or more acres in size...

  18. 24 CFR 203.18 - Maximum mortgage amounts.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... the Federal Register. (i) Energy efficient mortgages. The principal amount of energy efficient... this section; (3) An amount equal to 90 percent of the appraised value, if the dwelling is a new home... that is to be used as a farm home on a plot of land that is two and one-half or more acres in size...

  19. 12 CFR 226.33 - Requirements for reverse mortgages.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    .... (B) The actuarial life expectancy of the consumer to become obligated on the reverse mortgage... be the actuarial life expectancy of the youngest consumer (as of that consumer's most recent birthday). (C) The actuarial life expectancy specified by paragraph (c)(6)(i)(B) of this section, multiplied...

  20. 12 CFR 226.33 - Requirements for reverse mortgages.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    .... (B) The actuarial life expectancy of the consumer to become obligated on the reverse mortgage... be the actuarial life expectancy of the youngest consumer (as of that consumer's most recent birthday). (C) The actuarial life expectancy specified by paragraph (c)(6)(i)(B) of this section, multiplied...

  1. 12 CFR 226.33 - Requirements for reverse mortgages.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    .... (B) The actuarial life expectancy of the consumer to become obligated on the reverse mortgage... be the actuarial life expectancy of the youngest consumer (as of that consumer's most recent birthday). (C) The actuarial life expectancy specified by paragraph (c)(6)(i)(B) of this section, multiplied...

  2. 24 CFR 3500.21 - Mortgage servicing transfers.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... or the continued availability of mortgage life or disability insurance, or any other type of optional... applicants, and material in square brackets is optional or alternative language. The model format may be annotated with additional information that clarifies or enhances the model language. The lender,...

  3. 46 CFR 356.31 - Maintenance of Mortgage Trustee approval.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... 46 Shipping 8 2013-10-01 2013-10-01 false Maintenance of Mortgage Trustee approval. 356.31 Section 356.31 Shipping MARITIME ADMINISTRATION, DEPARTMENT OF TRANSPORTATION MISCELLANEOUS REQUIREMENTS FOR VESSELS OF 100 FEET OR GREATER IN REGISTERED LENGTH TO OBTAIN A FISHERY ENDORSEMENT TO THE...

  4. 46 CFR 356.31 - Maintenance of Mortgage Trustee approval.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 46 Shipping 8 2011-10-01 2011-10-01 false Maintenance of Mortgage Trustee approval. 356.31 Section 356.31 Shipping MARITIME ADMINISTRATION, DEPARTMENT OF TRANSPORTATION MISCELLANEOUS REQUIREMENTS FOR VESSELS OF 100 FEET OR GREATER IN REGISTERED LENGTH TO OBTAIN A FISHERY ENDORSEMENT TO THE...

  5. 46 CFR 356.31 - Maintenance of Mortgage Trustee approval.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 46 Shipping 8 2010-10-01 2010-10-01 false Maintenance of Mortgage Trustee approval. 356.31 Section 356.31 Shipping MARITIME ADMINISTRATION, DEPARTMENT OF TRANSPORTATION MISCELLANEOUS REQUIREMENTS FOR VESSELS OF 100 FEET OR GREATER IN REGISTERED LENGTH TO OBTAIN A FISHERY ENDORSEMENT TO THE...

  6. 46 CFR 356.27 - Mortgage Trustee requirements.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... as Mortgage Trustee pursuant to 46 U.S.C. 31322(f) and the Regulation (46 CFR part 356), prescribed... CFR 356.19(a); (4) Is subject to supervision or examination by an official of the United States... authorized under those laws to exercise corporate trust powers; (iii) Is qualified under 46 CFR. 356.19(a)...

  7. 46 CFR 356.27 - Mortgage Trustee requirements.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... as Mortgage Trustee pursuant to 46 U.S.C. 31322(f) and the Regulation (46 CFR part 356), prescribed... CFR 356.19(a); (4) Is subject to supervision or examination by an official of the United States... authorized under those laws to exercise corporate trust powers; (iii) Is qualified under 46 CFR. 356.19(a)...

  8. 46 CFR 356.27 - Mortgage Trustee requirements.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... as Mortgage Trustee pursuant to 46 U.S.C. 31322(f) and the Regulation (46 CFR part 356), prescribed... CFR 356.19(a); (4) Is subject to supervision or examination by an official of the United States... authorized under those laws to exercise corporate trust powers; (iii) Is qualified under 46 CFR. 356.19(a)...

  9. 46 CFR 356.31 - Maintenance of Mortgage Trustee approval.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... 46 Shipping 8 2012-10-01 2012-10-01 false Maintenance of Mortgage Trustee approval. 356.31 Section 356.31 Shipping MARITIME ADMINISTRATION, DEPARTMENT OF TRANSPORTATION MISCELLANEOUS REQUIREMENTS FOR VESSELS OF 100 FEET OR GREATER IN REGISTERED LENGTH TO OBTAIN A FISHERY ENDORSEMENT TO THE...

  10. 46 CFR 356.31 - Maintenance of Mortgage Trustee approval.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... 46 Shipping 8 2014-10-01 2014-10-01 false Maintenance of Mortgage Trustee approval. 356.31 Section 356.31 Shipping MARITIME ADMINISTRATION, DEPARTMENT OF TRANSPORTATION MISCELLANEOUS REQUIREMENTS FOR VESSELS OF 100 FEET OR GREATER IN REGISTERED LENGTH TO OBTAIN A FISHERY ENDORSEMENT TO THE...

  11. 46 CFR 356.27 - Mortgage Trustee requirements.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... as Mortgage Trustee pursuant to 46 U.S.C. 31322(f) and the Regulation (46 CFR part 356), prescribed... CFR 356.19(a); (4) Is subject to supervision or examination by an official of the United States... authorized under those laws to exercise corporate trust powers; (iii) Is qualified under 46 CFR. 356.19(a)...

  12. 46 CFR 356.27 - Mortgage Trustee requirements.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... as Mortgage Trustee pursuant to 46 U.S.C. 31322(f) and the Regulation (46 CFR part 356), prescribed... CFR 356.19(a); (4) Is subject to supervision or examination by an official of the United States... authorized under those laws to exercise corporate trust powers; (iii) Is qualified under 46 CFR. 356.19(a)...

  13. 26 CFR 20.2053-7 - Deduction for unpaid mortgages.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 26 Internal Revenue 14 2011-04-01 2010-04-01 true Deduction for unpaid mortgages. 20.2053-7 Section 20.2053-7 Internal Revenue INTERNAL REVENUE SERVICE, DEPARTMENT OF THE TREASURY (CONTINUED) ESTATE AND GIFT TAXES ESTATE TAX; ESTATES OF DECEDENTS DYING AFTER AUGUST 16, 1954 Taxable Estate §...

  14. 26 CFR 20.2053-7 - Deduction for unpaid mortgages.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 26 Internal Revenue 14 2010-04-01 2010-04-01 false Deduction for unpaid mortgages. 20.2053-7 Section 20.2053-7 Internal Revenue INTERNAL REVENUE SERVICE, DEPARTMENT OF THE TREASURY (CONTINUED) ESTATE AND GIFT TAXES ESTATE TAX; ESTATES OF DECEDENTS DYING AFTER AUGUST 16, 1954 Taxable Estate §...

  15. 26 CFR 20.2053-7 - Deduction for unpaid mortgages.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 26 Internal Revenue 14 2014-04-01 2013-04-01 true Deduction for unpaid mortgages. 20.2053-7 Section 20.2053-7 Internal Revenue INTERNAL REVENUE SERVICE, DEPARTMENT OF THE TREASURY (CONTINUED) ESTATE AND GIFT TAXES ESTATE TAX; ESTATES OF DECEDENTS DYING AFTER AUGUST 16, 1954 Taxable Estate §...

  16. 26 CFR 20.2053-7 - Deduction for unpaid mortgages.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 26 Internal Revenue 14 2012-04-01 2012-04-01 false Deduction for unpaid mortgages. 20.2053-7 Section 20.2053-7 Internal Revenue INTERNAL REVENUE SERVICE, DEPARTMENT OF THE TREASURY (CONTINUED) ESTATE AND GIFT TAXES ESTATE TAX; ESTATES OF DECEDENTS DYING AFTER AUGUST 16, 1954 Taxable Estate §...

  17. 26 CFR 20.2053-7 - Deduction for unpaid mortgages.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 26 Internal Revenue 14 2013-04-01 2013-04-01 false Deduction for unpaid mortgages. 20.2053-7 Section 20.2053-7 Internal Revenue INTERNAL REVENUE SERVICE, DEPARTMENT OF THE TREASURY (CONTINUED) ESTATE AND GIFT TAXES ESTATE TAX; ESTATES OF DECEDENTS DYING AFTER AUGUST 16, 1954 Taxable Estate §...

  18. 78 FR 51046 - Registration of Mortgage Loan Originators

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-08-20

    ... From the Federal Register Online via the Government Publishing Office FARM CREDIT ADMINISTRATION 12 CFR Part 610 RIN 3052-AC78 Registration of Mortgage Loan Originators AGENCY: Farm Credit Administration. ACTION: Interim rule with request for comments. SUMMARY: The Farm Credit Administration (FCA,...

  19. 31 CFR 337.8 - Payment of mortgage insurance premiums.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... premiums. 337.8 Section 337.8 Money and Finance: Treasury Regulations Relating to Money and Finance... insurance premiums. When certificated debentures are tendered for purchase prior to maturity in order that the proceeds thereof be applied to pay for mortgage insurance premiums, any difference between...

  20. 24 CFR 203.255 - Insurance of mortgage.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... algorithm in TOTAL; (5) Not provide feedback messages that conflict with the Equal Credit Opportunity Act... individual water or sewer system is being used, an approval letter from the local health authority indicating... mortgages under 24 CFR part 206; (4) All documents required by paragraph (b) of this section are...

  1. 24 CFR 203.255 - Insurance of mortgage.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... algorithm in TOTAL; (5) Not provide feedback messages that conflict with the Equal Credit Opportunity Act... individual water or sewer system is being used, an approval letter from the local health authority indicating... mortgages under 24 CFR part 206; (4) All documents required by paragraph (b) of this section are...

  2. 24 CFR 200.34 - Property and mortgage assessment.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Property and mortgage assessment. 200.34 Section 200.34 Housing and Urban Development Regulations Relating to Housing and Urban... HOUSING AND URBAN DEVELOPMENT GENERAL INTRODUCTION TO FHA PROGRAMS Requirements for...

  3. 24 CFR 232.903 - Maximum mortgage limitations.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... to be refinanced by the insured mortgage (i.e., without a change of ownership or with the Project sold to a purchaser who has an identity of interest as defined by the Commissioner with the seller with..., organizational, title, and recording expenses, including mortgagee fees under § 232.15; (4) The estimated...

  4. 77 FR 26698 - Allocation of Mortgage Insurance Premiums

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-05-07

    ... interest each taxable year. The final regulations reflect changes to the law made by the Tax Relief and... INFORMATION CONTACT: Charles Kim, (202) 622-5020 (not a toll-free number). SUPPLEMENTARY INFORMATION... the Federal Register (74 FR 21256) that explain how to allocate prepaid qualified mortgage...

  5. 77 FR 54721 - Appraisals for Higher-Risk Mortgage Loans

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-09-05

    ...'' rules address unfair or deceptive practices in connection with subprime mortgages. See 73 FR 44522, July... requirements in TILA section 129C. 15 U.S.C. 1639c; 76 FR 27390, May 11, 2011 (2011 ATR Proposal). In addition... TILA section 129D. 15 U.S.C. 1639d; 76 FR 11598, March 2, 2011 (2011 Escrow Proposal). The...

  6. 24 CFR 200.34 - Property and mortgage assessment.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Property and mortgage assessment. 200.34 Section 200.34 Housing and Urban Development Regulations Relating to Housing and Urban... HOUSING AND URBAN DEVELOPMENT GENERAL INTRODUCTION TO FHA PROGRAMS Requirements for...

  7. 24 CFR 200.21 - Reinsurance of Commissioner held mortgages.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Reinsurance of Commissioner held mortgages. 200.21 Section 200.21 Housing and Urban Development Regulations Relating to Housing and Urban... HOUSING AND URBAN DEVELOPMENT GENERAL INTRODUCTION TO FHA PROGRAMS Requirements for...

  8. 24 CFR 200.81 - Disbursement of mortgage proceeds.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Disbursement of mortgage proceeds. 200.81 Section 200.81 Housing and Urban Development Regulations Relating to Housing and Urban... HOUSING AND URBAN DEVELOPMENT GENERAL INTRODUCTION TO FHA PROGRAMS Requirements for...

  9. 24 CFR 200.20 - Refinancing insured mortgages.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Refinancing insured mortgages. 200.20 Section 200.20 Housing and Urban Development Regulations Relating to Housing and Urban Development... URBAN DEVELOPMENT GENERAL INTRODUCTION TO FHA PROGRAMS Requirements for Application, Commitment,...

  10. 76 FR 6185 - Registration of Mortgage Loan Originators

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-02-03

    ... originators who originate a de minimis number of residential mortgage loans. \\2\\ 75 FR 44656. The Agencies... subsidiaries that are regulated by a Federal banking agency or the FCA (collectively, Agency-regulated... Support Manager, (202) 452- 6448, Division of Banking Supervision & Regulation, Board of Governors of...

  11. 77 FR 39222 - Consumer Use of Reverse Mortgages

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-07-02

    ... and request for information. SUMMARY: Section 1076 of the Dodd-Frank Wall Street Reform and Consumer.... Law 111-203, Sec. 1076(a), 124 Stat. 2075 (2010) (12 U.S.C. 5602). The Bureau also has authority to... Procedures Act, which already impose requirements on reverse mortgage transactions. Further, section 1076...

  12. 75 FR 35030 - Home Mortgage Disclosure Act; Notice of Hearings

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-06-21

    ...: Jennifer S. Benson, Jamie Z. Goodson, or Maureen C. Yap, Attorneys, Paul Mondor, Senior Attorney, or John C... FR 7222, February 15, 2002; 67 FR 30771, May 8, 2002; and 67 FR 43218, June 27, 2002. The 2002...-priced mortgage loans. See 73 FR 63329, October 24, 2008. These revisions conformed Regulation...

  13. 77 FR 70105 - Delayed Implementation of Certain New Mortgage Disclosures

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-11-23

    ... Street Reform and Consumer Protection Act that would otherwise take effect on January 21, 2013. Instead, to avoid potential consumer confusion and reduce compliance burden for industry, the Bureau plans to... a mortgage loan under the Truth in Lending Act and the Real Estate Settlement Procedures...

  14. 7 CFR 3565.305 - Mortgage and closing requirements.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 15 2014-01-01 2014-01-01 false Mortgage and closing requirements. 3565.305 Section... and closing requirements. It is the lender's responsibility to ensure that the loan closing statement and required loan documents are in a form acceptable to the Agency and included in the closing...

  15. 7 CFR 3565.305 - Mortgage and closing requirements.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 15 2011-01-01 2011-01-01 false Mortgage and closing requirements. 3565.305 Section... and closing requirements. It is the lender's responsibility to ensure that the loan closing statement and required loan documents are in a form acceptable to the Agency and included in the closing...

  16. The rate and pattern of bed incision and bank adjustment on the Colorado River in Glen Canyon downstream from Glen Canyon Dam, 1956-2000

    USGS Publications Warehouse

    Grams, P.E.; Schmidt, J.C.; Topping, D.J.

    2007-01-01

    Closure of Glen Canyon Dam in 1963 transformed the Colorado River by reducing the magnitude and duration of spring floods, increasing the magnitude of base flows, and trapping fine sediment delivered from the upper watershed. These changes caused the channel downstream in Glen Canyon to incise, armor, and narrow. This study synthesizes over 45 yr of channel-change measurements and demonstrates that the rate and style of channel adjustment are directly related to both natural processes associated with sediment deficit and human decisions about dam operations. Although bed lowering in lower Glen Canyon began when the first cofferdam was installed in 1959, most incision occurred in 1965 in conjunction with 14 pulsed high flows that scoured an average of 2.6 m of sediment from the center of the channel. The average grain size of bed material has increased from 0.25 mm in 1956 to over 20 mm in 1999. The magnitude of incision at riffles decreases with distance downstream from the dam, while the magnitude of sediment evacuation from pools is spatially variable and extends farther downstream. Analysis of bed-material mobility indicates that the increase in bed-material grain size and reduction in reach-average gradient are consistent with the transformation of an adjustable-bed alluvial river to a channel with a stable bed that is rarely mobilized. Decreased magnitude of peak discharges in the post-dam regime coupled with channel incision and the associated downward shifts of stage-discharge relations have caused sandbar and terrace erosion and the transformation of previously active sandbars and gravel bars to abandoned deposits that are no longer inundated. Erosion has been concentrated in a few pre-dam terraces that eroded rapidly for brief periods and have since stabilized. The abundance of abandoned deposits decreases downstream in conjunction with decreasing magnitude of shift in the stage-discharge relations. In the downstream part of the study area where riffles

  17. QuickStats: Age-Adjusted Death Rates* for Males Aged 15-44 Years, by the Five Leading Causes of Death(†) - United States, 1999 and 2014.

    PubMed

    2016-01-01

    The age-adjusted death rate for males aged 15-44 years was 10% lower in 2014 (156.6 per 100,000 population) than in 1999 (174.1). Among the five leading causes of death, the age-adjusted rates for three were lower in 2014 than in 1999: cancer (from 17.1 to 12.8; 25% decline), heart disease (20.1 to 17.0; 15% decline), and homicide (15.7 to 13.8; 12% decline). The age-adjusted death rates for two of the five causes were higher in 2014 than in 1999: suicide (20.1 to 22.5; 12% increase), and unintentional injuries (from 48.7 to 51.0; 5% increase). PMID:27513718

  18. QuickStats: Age-Adjusted Death Rates* for Females Aged 15-44 Years, by the Five Leading Causes of Death(†) - United States, 1999 and 2014.

    PubMed

    2016-01-01

    The age-adjusted death rate for females aged 15-44 years was 5% lower in 2014 (82.1 per 100,000 population) than in 1999 (86.5). Among the five leading causes of death, the age-adjusted rates of three were lower in 2014 than in 1999: cancer (from 19.6 to 15.3, a 22% decline), heart disease (8.9 to 8.2, an 8% decline), and homicide (4.2 to 2.8, a 33% decline). The age-adjusted death rates for two of the five causes were higher in 2014 than in 1999: unintentional injuries (from 17.0 to 20.1, an 18% increase) and suicide (4.8 to 6.5, a 35% increase). Unintentional injuries replaced cancer as the leading cause of death in this demographic group. PMID:27362608

  19. The thickness history of the northern sector of the Laurentide Ice Sheet: an assessment of glacial isostatic adjustment models, sea-level measurements, and vertical land motion rates

    NASA Astrophysics Data System (ADS)

    Simon, K. M.; James, T. S.; Henton, J. A.; Dyke, A.

    2014-12-01

    The fit of glacial isostatic adjustment (GIA) model predictions to 24 relative sea-level histories and an additional 18 present-day GPS-measured vertical land motion rates constrains the thickness and volume history of the central and northern Laurentide Ice Sheet. The predictions of the best-fit GIA model indicate respective peak ice thicknesses west and east of Hudson Bay of 3.4-3.6 km and approximately 4 km. These values represent, respectively, a large decrease, and a moderate increase, to the load thickness compared to ICE-5G. This result is generally consistent with other GIA studies focussing on space-geodetic constraints. The large reduction to the ice load west of Hudson Bay also reduces the vertical mantle response along the margins of the load centre, which improves the fit to relative sea-level data from the southern Canadian Arctic Archipelago. The fit of GIA model predictions to relative sea-level data from the Baffin Sector of the Laurentide Ice Sheet indicate peak ice thicknesses there of 1.2-1.3 km, a modest reduction compared to ICE-5G. On Baffin Island, the modelled elastic crustal response of the Earth to present-day ice mass changes is large. Accounting for this effect improves the agreement between GPS measurements of vertical crustal motion and the GIA model predictions. However, work is needed to incorporate more detailed observations and modelling of present-day changes to glaciers and ice caps. Overall, the fit to the data is most strongly improved in the region west of Hudson Bay (the χ2 RSL misfit is reduced by a factor of ~4) although the entire revised reconstruction for the central and northern Laurentide Ice Sheet provides an improved fit to both the regional RSL data (the cumulative χ2 misfit is reduced by a factor of >2) and the GPS data (the RMS misfit is reduced by a factor of 9).

  20. 77 FR 76839 - Home Mortgage Disclosure (Regulation C): Adjustment To Asset-Size Exemption Threshold

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-12-31

    .... Procedural Requirements Administrative Procedure Act Under the Administrative Procedure Act (APA), notice and...) of the APA, the required publication or service of a substantive rule shall be made not less than...