49 CFR 89.29 - Disclosure to commercial credit bureaus and consumer reporting agencies.
Code of Federal Regulations, 2011 CFR
2011-10-01
... consumer reporting agencies. 89.29 Section 89.29 Transportation Office of the Secretary of Transportation... bureaus and consumer reporting agencies. (a) Data on all delinquent commercial and consumer debts may be reported to commercial credit bureaus and consumer reporting agencies (see 31 U.S.C. 3701(a)(3)). Sixty...
5 CFR 831.1307 - Use of consumer reporting agencies.
Code of Federal Regulations, 2010 CFR
2010-01-01
... 5 Administrative Personnel 2 2010-01-01 2010-01-01 false Use of consumer reporting agencies. 831... REGULATIONS (CONTINUED) RETIREMENT Collection of Debts § 831.1307 Use of consumer reporting agencies. (a... report the debtor to a consumer reporting agency. In addition, a debtor's failure to make subsequent...
5 CFR 831.1307 - Use of consumer reporting agencies.
Code of Federal Regulations, 2011 CFR
2011-01-01
... 5 Administrative Personnel 2 2011-01-01 2011-01-01 false Use of consumer reporting agencies. 831... REGULATIONS (CONTINUED) RETIREMENT Collection of Debts § 831.1307 Use of consumer reporting agencies. (a... report the debtor to a consumer reporting agency. In addition, a debtor's failure to make subsequent...
14 CFR 1261.408 - Use of consumer reporting agency.
Code of Federal Regulations, 2012 CFR
2012-01-01
... the National Aeronautics and Space Administration (NASA) § 1261.408 Use of consumer reporting agency... third party to get the information from a consumer reporting agency. (b) NASA Headquarters Financial Management Division, shall be the focal contact between NASA and consumer reporting agencies. The following...
14 CFR 1261.408 - Use of consumer reporting agency.
Code of Federal Regulations, 2011 CFR
2011-01-01
... the National Aeronautics and Space Administration (NASA) § 1261.408 Use of consumer reporting agency... third party to get the information from a consumer reporting agency. (b) NASA Headquarters Financial Management Division, shall be the focal contact between NASA and consumer reporting agencies. The following...
14 CFR 1261.408 - Use of consumer reporting agency.
Code of Federal Regulations, 2013 CFR
2013-01-01
... the National Aeronautics and Space Administration (NASA) § 1261.408 Use of consumer reporting agency... third party to get the information from a consumer reporting agency. (b) NASA Headquarters Financial Management Division, shall be the focal contact between NASA and consumer reporting agencies. The following...
22 CFR 1506.7 - Disclosure to consumer reporting agencies and contracts with collection agencies.
Code of Federal Regulations, 2010 CFR
2010-04-01
... 22 Foreign Relations 2 2010-04-01 2010-04-01 true Disclosure to consumer reporting agencies and... COLLECTION OF CLAIMS § 1506.7 Disclosure to consumer reporting agencies and contracts with collection... of current Federal employees, to consumer reporting agencies in accordance with 31 U.S.C. 3711(f) and...
5 CFR 845.207 - Use of consumer reporting agencies.
Code of Federal Regulations, 2010 CFR
2010-01-01
... 5 Administrative Personnel 2 2010-01-01 2010-01-01 false Use of consumer reporting agencies. 845... § 845.207 Use of consumer reporting agencies. (a) Notice. If a debtor's response to the notice described... rights under § 845.204 have been exhausted, OPM may report the debtor to a consumer reporting agency. In...
17 CFR 204.76 - Use of credit bureau or consumer reporting agencies.
Code of Federal Regulations, 2011 CFR
2011-04-01
... consumer reporting agencies. 204.76 Section 204.76 Commodity and Securities Exchanges SECURITIES AND... Services § 204.76 Use of credit bureau or consumer reporting agencies. (a) The Commission may report delinquent debts to consumer reporting agencies (See 31 U.S.C. 3701(a)(3), 3711). Sixty days prior to release...
5 CFR 845.207 - Use of consumer reporting agencies.
Code of Federal Regulations, 2011 CFR
2011-01-01
... 5 Administrative Personnel 2 2011-01-01 2011-01-01 false Use of consumer reporting agencies. 845... § 845.207 Use of consumer reporting agencies. (a) Notice. If a debtor's response to the notice described... rights under § 845.204 have been exhausted, OPM may report the debtor to a consumer reporting agency. In...
47 CFR 1.1918 - Use of consumer reporting agencies.
Code of Federal Regulations, 2010 CFR
2010-10-01
... 47 Telecommunication 1 2010-10-01 2010-10-01 false Use of consumer reporting agencies. 1.1918... Collection of Claims Owed the United States Administrative Offset-Consumer Reporting Agencies-Contracting for Collection § 1.1918 Use of consumer reporting agencies. (a) The term individual means a natural person, and...
29 CFR 1450.16 - Use of consumer reporting agencies.
Code of Federal Regulations, 2010 CFR
2010-07-01
...) Of the specific information to be disclosed to the consumer reporting agency; and (iv) Of the rights... 29 Labor 4 2010-07-01 2010-07-01 false Use of consumer reporting agencies. 1450.16 Section 1450.16... OF CLAIMS OWED THE UNITED STATES Administrative Offset-Consumer Reporting Agencies-Contracting for...
47 CFR 1.1918 - Use of consumer reporting agencies.
Code of Federal Regulations, 2011 CFR
2011-10-01
... 47 Telecommunication 1 2011-10-01 2011-10-01 false Use of consumer reporting agencies. 1.1918... Collection of Claims Owed the United States Administrative Offset-Consumer Reporting Agencies-Contracting for Collection § 1.1918 Use of consumer reporting agencies. (a) The term individual means a natural person, and...
49 CFR 1018.23 - Use of consumer reporting agencies.
Code of Federal Regulations, 2010 CFR
2010-10-01
... 49 Transportation 8 2010-10-01 2010-10-01 false Use of consumer reporting agencies. 1018.23... Collection of Claims § 1018.23 Use of consumer reporting agencies. (a) In addition to assessing interest... delinquent for 90 days to a consumer reporting agency, if all the conditions of this paragraph are met. (1...
29 CFR 1450.16 - Use of consumer reporting agencies.
Code of Federal Regulations, 2011 CFR
2011-07-01
... 29 Labor 4 2011-07-01 2011-07-01 false Use of consumer reporting agencies. 1450.16 Section 1450.16... OF CLAIMS OWED THE UNITED STATES Administrative Offset-Consumer Reporting Agencies-Contracting for Collection § 1450.16 Use of consumer reporting agencies. (a) The term individual means a natural person, and...
49 CFR 1018.23 - Use of consumer reporting agencies.
Code of Federal Regulations, 2011 CFR
2011-10-01
... 49 Transportation 8 2011-10-01 2011-10-01 false Use of consumer reporting agencies. 1018.23... Collection of Claims § 1018.23 Use of consumer reporting agencies. (a) In addition to assessing interest... delinquent for 90 days to a consumer reporting agency, if all the conditions of this paragraph are met. (1...
16 CFR 610.1 - Definitions and rule of construction.
Code of Federal Regulations, 2010 CFR
2010-01-01
... agencies. (3) Consumer means an individual. (4) Consumer report has the meaning provided in section 603(d... file disclosure that is provided to a consumer, upon consumer request and without charge, once in any...(a). (2) Associated consumer reporting agency means a consumer reporting agency that owns or...
20 CFR 422.305 - Report of overdue program overpayment debts to consumer reporting agencies.
Code of Federal Regulations, 2010 CFR
2010-04-01
... debts to consumer reporting agencies. (a) Debts we will report. We will report to consumer reporting... 20 Employees' Benefits 2 2010-04-01 2010-04-01 false Report of overdue program overpayment debts to consumer reporting agencies. 422.305 Section 422.305 Employees' Benefits SOCIAL SECURITY...
Code of Federal Regulations, 2010 CFR
2010-01-01
... provide a consumer report to a third party relating to a consumer, regardless of whether the consumer report is owned by that nationwide consumer reporting agency or by an associated consumer reporting... agency for the purpose of providing consumer reports, provided that the nationwide consumer reporting...
14 CFR § 1261.408 - Use of consumer reporting agency.
Code of Federal Regulations, 2014 CFR
2014-01-01
... Activities of the National Aeronautics and Space Administration (NASA) § 1261.408 Use of consumer reporting... third party to get the information from a consumer reporting agency. (b) NASA Headquarters Financial Management Division, shall be the focal contact between NASA and consumer reporting agencies. The following...
24 CFR 17.76 - Disclosure to a consumer reporting agency.
Code of Federal Regulations, 2010 CFR
2010-04-01
... 24 Housing and Urban Development 1 2010-04-01 2010-04-01 false Disclosure to a consumer reporting... General Provisions § 17.76 Disclosure to a consumer reporting agency. (a) Definition. For purposes of this... Consumer Reporting Agency information from a system of records to the effect that an individual is...
24 CFR 17.76 - Disclosure to a consumer reporting agency.
Code of Federal Regulations, 2011 CFR
2011-04-01
... 24 Housing and Urban Development 1 2011-04-01 2011-04-01 false Disclosure to a consumer reporting... General Provisions § 17.76 Disclosure to a consumer reporting agency. (a) Definition. For purposes of this... Consumer Reporting Agency information from a system of records to the effect that an individual is...
34 CFR 682.205 - Disclosure requirements for lenders.
Code of Federal Regulations, 2010 CFR
2010-07-01
... disbursement and the amount of the loan, will be reported to each nationwide consumer reporting agency; (x) An... will be reported to each nationwide consumer reporting agency, and statements that the borrower will be... the default will be reported to each nationwide consumer reporting agency. The Borrower's Rights and...
Code of Federal Regulations, 2010 CFR
2010-01-01
... report and pertaining to an account or other relationship that the furnisher has or had with the consumer... consumer reporting agencies for inclusion in a consumer report. An entity is not a furnisher when it: (1) Provides information to a consumer reporting agency solely to obtain a consumer report in accordance with...
Code of Federal Regulations, 2010 CFR
2010-01-01
... report and pertaining to an account or other relationship that the furnisher has or had with the consumer... consumer reporting agencies for inclusion in a consumer report. An entity is not a furnisher when it: (1) Provides information to a consumer reporting agency solely to obtain a consumer report in accordance with...
10 CFR 15.26 - Reporting claims.
Code of Federal Regulations, 2010 CFR
2010-01-01
... consumer reporting agency that the individual debtor is responsible for the debt; (iii) The specific information to be disclosed to the consumer reporting agency; and (iv) That the debtor has a right to a... report a debt that has been delinquent for 90 days to a consumer reporting agency if all the conditions...
Code of Federal Regulations, 2010 CFR
2010-07-01
... Debts to Consumer Reporting Agencies § 30.35 What procedures does the Secretary follow to report debts to consumer reporting agencies? (a)(1) The Secretary reports information regarding debts arising... 34 Education 1 2010-07-01 2010-07-01 false What procedures does the Secretary follow to report...
Involvement of consumers in health technology assessment activities by Inahta agencies.
Hailey, David; Werkö, Sophie; Bakri, Rugayah; Cameron, Alun; Göhlen, Britta; Myles, Susan; Pwu, Jasmine; Yothasamut, Jomkwan
2013-01-01
To obtain further information from members of the International Network of Agencies for Health Technology Assessment (INAHTA) on the involvement of consumers in their programs. A questionnaire for a survey was developed and sent to member agencies in November 2010. Survey responses were compared with those from an earlier survey conducted in 2005. Of the thirty-three agencies that provided responses, 67 percent involve consumers in some aspects of their health technology assessment (HTA) programs, compared with 57 percent in 2005. As in the earlier survey, most agencies reporting involvement have contact with consumer or patient organizations and a large minority also involve individual consumers. Summaries of HTA reports that are intended to be easily understood by consumers are prepared by 84 percent of the agencies, and 42 percent involve consumers in dissemination of HTA material. In both areas, there was some increase from the levels previously reported. The survey results suggest that there is a trend to increased involvement of consumers by the INAHTA agencies in their programs but that the level of involvement remains relatively limited. The manner of consumer participation varies between agencies.
Code of Federal Regulations, 2010 CFR
2010-01-01
... consumer report. 2. A consumer reporting agency provides a notice of credit freeze in response to a request for a consumer report. 3. A consumer reporting agency provides a notice of address discrepancy, as defined in § 717.82(b) of this part. 4. A consumer report indicates a pattern of activity that is...
Federal Register 2010, 2011, 2012, 2013, 2014
2011-02-08
... Collection Activities: Comment Request for the Consolidated Consumers' Report (1 Form) AGENCY: U.S... Consolidated Consumers' Report. This collection consists of one form. This notice provides the public and other...: 9-4117-MA. Title: Consolidated Consumers' Report. Type of Request: Extension of a currently approved...
5 CFR 1215.29 - Use of credit reporting agencies.
Code of Federal Regulations, 2010 CFR
2010-01-01
... reported to a credit reporting agency. (b) Debts may be reported to consumer or commercial reporting agencies. Consumer reporting agencies are defined in 31 U.S.C. 3701(a)(3) pursuant to 5 U.S.C. 552a(b)(12... Section 1215.29 Administrative Personnel MERIT SYSTEMS PROTECTION BOARD ORGANIZATION AND PROCEDURES DEBT...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-05-04
... about the accuracy of information contained in a consumer report based on a direct request from a... Integrity of Information Furnished to Consumer Reporting Agencies under Section 312 of the Fair and Accurate... Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies under Section 312 of the...
38 CFR 1.916 - Disclosure of debt information to consumer reporting agencies (CRA).
Code of Federal Regulations, 2010 CFR
2010-07-01
... consumer report in order to assess an individuals ability to repay a debt when such individual has failed... for inclusion in consumer reports pertaining to the individual, or for the purpose of locating the... be reported to consumer reporting agencies after 30 days have elapsed from the date of the notice. (2...
Federal Register 2010, 2011, 2012, 2013, 2014
2010-10-19
... Collection Activities: Comment Request for the Consolidated Consumers' Report AGENCY: U.S. Geological Survey...-0070. Title: Consolidated Consumers' Report. Type of Request: Extension of a currently approved collection. Affected Public: U.S. nonfuel consumers of ferrous and related metals. Respondent Obligation...
Federal Register 2010, 2011, 2012, 2013, 2014
2013-07-19
.... As required by section 315 of the FACT Act, section 1022.82 requires users of consumer reports to... discrepancy from a credit reporting agency (CRA). Section 1022.82 requires each user of consumer reports to... belief that a consumer report relates to the consumer about whom it requested the report when it receives...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-02-03
... Announcement of Public Meeting on the Consumer Confidence Report (CCR) Rule Retrospective Review AGENCY... stakeholder input on the Consumer Confidence Report (CCR) Rule as part of the agency's Retrospective Review of... Safe Drinking Water Act (SDWA, section 1414(c)). The Consumer Confidence Report, or CCR, is an annual...
Code of Federal Regulations, 2010 CFR
2010-01-01
... consumer report; thus, the furnished information should: (A) Include appropriate identifying information... and Integrity of Information Furnished to Consumer Reporting Agencies E Appendix E to Part 334 Banks... and Integrity of Information Furnished to Consumer Reporting Agencies The FDIC encourages voluntary...
Code of Federal Regulations, 2010 CFR
2010-01-01
... information may be incorrectly reflected in a consumer report; thus, the furnished information should: (A... and Integrity of Information Furnished to Consumer Reporting Agencies E Appendix E to Part 222 Banks... the Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies The Board...
Code of Federal Regulations, 2010 CFR
2010-01-01
... designed to minimize the likelihood that the information may be incorrectly reflected in a consumer report... and Integrity of Information Furnished to Consumer Reporting Agencies E Appendix E to Part 717 Banks... Integrity of Information Furnished to Consumer Reporting Agencies The NCUA encourages voluntary furnishing...
Code of Federal Regulations, 2010 CFR
2010-01-01
... designed to minimize the likelihood that the information may be incorrectly reflected in a consumer report... and Integrity of Information Furnished to Consumer Reporting Agencies E Appendix E to Part 571 Banks... Information Furnished to Consumer Reporting Agencies OTS encourages voluntary furnishing of information to...
77 FR 41476 - Agency Information Collection Activities: Submission for OMB Review; Comment Request
Federal Register 2010, 2011, 2012, 2013, 2014
2012-07-13
... about the accuracy of information contained in a consumer report based on a direct request from a... Integrity of Information Furnished to Consumer Reporting Agencies under Section 312 of the Fair and Accurate... Integrity of Information Furnished to Consumer Reporting [[Page 41477
77 FR 65883 - Agency Information Collection Activities: Submission for OMB Review; Comment Request
Federal Register 2010, 2011, 2012, 2013, 2014
2012-10-31
... a consumer report based on a direct request from a consumer. Request for Comment Comments are...: Procedures to Enhance the Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies... complaints received directly from consumers. 8 hours to implement the new dispute notice requirement...
Code of Federal Regulations, 2010 CFR
2010-01-01
... that the information may be incorrectly reflected in a consumer report; thus, the furnished information... and Integrity of Information Furnished to Consumer Reporting Agencies E Appendix E to Part 41 Banks... Furnished to Consumer Reporting Agencies Effective Date Note: At 74 FR 31512, July 1, 2009, appendix E was...
Code of Federal Regulations, 2010 CFR
2010-01-01
... incorrectly reflected in a consumer report; thus, the furnished information should: (A) Include appropriate... Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies A Appendix A to Part 660... INFORMATION TO CONSUMER REPORTING AGENCIES (eff. 07-01-10) Pt. 660, App. A Appendix A to Part 660—Interagency...
14 CFR 1261.408 - Use of consumer reporting agency.
Code of Federal Regulations, 2010 CFR
2010-01-01
... Management Division, shall be the focal contact between NASA and consumer reporting agencies. The following... documentary evidence, verified written statements by the debtor or the responsible official may be requested...
The Effect of Publicized Quality Information on Home Health Agency Choice.
Jung, Jeah Kyoungrae; Wu, Bingxiao; Kim, Hyunjee; Polsky, Daniel
2016-12-01
We examine consumers' use of publicized quality information in Medicare home health care markets, where consumer cost sharing and travel costs are absent. We report two findings. First, agencies with high quality scores are more likely to be preferred by consumers after the introduction of a public reporting program than before. Second, consumers' use of publicized quality information differs by patient group. Community-based patients have slightly larger responses to public reporting than hospital-discharged patients. Patients with functional limitations at the start of their care, at least among hospital-discharged patients, have a larger response to the reported functional outcome measure than those without functional limitations. In all cases of significant marginal effects, magnitudes are small. We conclude that the current public reporting approach is unlikely to have critical impacts on home health agency choice. Identifying and releasing quality information that is meaningful to consumers may help increase consumers' use of public reports. © The Author(s) 2015.
Federal Register 2010, 2011, 2012, 2013, 2014
2012-09-18
... ENVIRONMENTAL PROTECTION AGENCY [EPA-HQ-OW-2012-0035; FRL-9730-7] Announcement of Public Meeting on the Consumer Confidence Report (CCR) Rule Retrospective Review and Request for Public Comment on Potential Approaches to Electronic Delivery of the CCR; Correction AGENCY: Environmental Protection Agency...
76 FR 2197 - Office of Thrift Supervision
Federal Register 2010, 2011, 2012, 2013, 2014
2011-01-12
... consumer reports must employ when a user receives a notice of address discrepancy from a consumer reporting agency (CRA). The regulations describe reasonable policies and procedures for users of consumer reports... obtained a consumer report, and reconcile the address of the consumer with the CRA, if the user establishes...
12 CFR 222.82 - Duties of users regarding address discrepancies.
Code of Federal Regulations, 2010 CFR
2010-01-01
... FEDERAL RESERVE SYSTEM FAIR CREDIT REPORTING (REGULATION V) Duties of Users of Consumer Reports Regarding... a user of consumer reports (user) that receives a notice of address discrepancy from a consumer... consumer report and the address(es) in the agency's file for the consumer. (c) Reasonable belief—(1...
Osborn, Lawrence A; Stein, Catherine H
2016-10-01
The research examined the role of mental health care providers' perceptions of their professional relationships with consumers in understanding their reports of agency recovery-oriented services and their own sense of job satisfaction and personal growth. Multidisciplinary community mental health care providers (N = 105) responded to an online self-report questionnaire. Providers' reports of higher levels of working alliance and greater provider directiveness in working with consumers was significantly related to providers' reports of higher levels of agency recovery-orientation and higher levels of personal growth. Providers' reports of working alliance accounted for the largest proportion of variance in providers' reports of job satisfaction. Mental health providers' perceptions of relationships with consumers are central to understanding providers' views of agency recovery-orientation and sense of professional and personal well-being.
75 FR 52655 - Summary of Rights and Notices of Duties Under the Fair Credit Reporting Act
Federal Register 2010, 2011, 2012, 2013, 2014
2010-08-27
... reporting agencies, and a notice of responsibilities for persons that obtain consumer reports from consumer... include a summary of consumer rights with every consumer report they provide to consumers.\\1\\ The... who obtain consumer reports from them (User Notice).\\2\\ \\1\\ 15 U.S.C. 1681g(c). Under section 609(a...
12 CFR 1408.14 - Reporting of credit information.
Code of Federal Regulations, 2010 CFR
2010-01-01
... rights and protection afforded to the debtor under 31 U.S.C. 3711(f) have been fulfilled. The Corporation shall notify each consumer reporting agency, to which a claim was disclosed, when the debt has been..., or designee of the Chairman, may disclose to a consumer reporting agency information that an...
12 CFR 608.814 - Reporting of credit information.
Code of Federal Regulations, 2010 CFR
2010-01-01
... all of the rights and protection afforded to the debtor under 31 U.S.C. 3711(f) have been fulfilled. The FCA shall notify each consumer reporting agency, to which a claim was disclosed, when the debt has... information. The Chairman, or designee of the Chairman, may disclose to a consumer reporting agency...
Code of Federal Regulations, 2010 CFR
2010-01-01
... contained in a consumer report and pertaining to an account or other relationship that the furnisher has or... to one or more consumer reporting agencies for inclusion in a consumer report. An entity is not a... reflected in a consumer report; and (3) Includes the information in the furnisher's possession about the...
Code of Federal Regulations, 2010 CFR
2010-01-01
... contained in a consumer report and pertaining to an account or other relationship that the furnisher has or... to one or more consumer reporting agencies for inclusion in a consumer report. An entity is not a... reflected in a consumer report; and (3) Includes the information in the furnisher's possession about the...
Code of Federal Regulations, 2010 CFR
2010-01-01
... contained in a consumer report and pertaining to an account or other relationship that the furnisher has or... to one or more consumer reporting agencies for inclusion in a consumer report. An entity is not a... reflected in a consumer report; and (3) Includes the information in the furnisher's possession about the...
12 CFR 573.15 - Other exceptions to notice and opt out requirements.
Code of Federal Regulations, 2010 CFR
2010-01-01
... et seq.), or (ii) From a consumer report reported by a consumer reporting agency; (6) In connection... PRIVACY OF CONSUMER FINANCIAL INFORMATION Exceptions § 573.15 Other exceptions to notice and opt out... consumer, provided that the consumer has not revoked the consent or direction; (2)(i) To protect the...
12 CFR 232.2 - Rule of construction for obtaining and using unsolicited medical information.
Code of Federal Regulations, 2010 CFR
2010-01-01
... connection with a consumer's application for an extension of credit, the creditor requests a consumer report from a consumer reporting agency and receives medical information in the consumer report furnished by... it receives medical information pertaining to a consumer in connection with any determination of the...
24 CFR 17.60 - Scope and definitions.
Code of Federal Regulations, 2010 CFR
2010-04-01
... information on consumers for the purpose of providing consumer reports to third parties, and that uses any means or facility of interstate commerce for the purpose of preparing or furnishing consumer reports... Postal Rate Commission. Claim means the same as Debt. Consumer Reporting Agency means: (1) Any person...
A comparison of consumer-directed and agency-directed personal assistance services programmes.
Hagglund, Kristofer; Clark, Mary; Farmer, Janet; Sherman, Ashley
2004-05-06
To compare a consumer-directed personal assistance services (PAS) programme with an agency-directed PAS programme. A convenience sample was used for this cross-sectional study with one data collection point. Outcomes were compared for consumer-directed and agency-directed PAS. Hierarchical regressions were also used to determine the predictors of outcomes across PAS programmes. In-home interviews were conducted by a trained data collector from April 2000 to December 2001. Participants in the consumer-directed programme reported more choices over PAS and satisfaction with PAS. Self-reported outcomes were primarily predicted by the following variables: service arrangement, type of provider, importance of directing PAS, health status, number of personal assistants used in past 12 months, sufficient PAS hours received, and social support. Consumer-directed PAS enhances outcomes for many persons with disabilities. Self-reported outcomes are affected by many factors that could be addressed in PAS programme development.
17 CFR 204.76 - Use of credit bureau or consumer reporting agencies.
Code of Federal Regulations, 2010 CFR
2010-04-01
... interest that will accrue on the debt, that all costs incurred to collect the debt will be charged to the... EXCHANGE COMMISSION RULES RELATING TO DEBT COLLECTION Miscellaneous: Credit Bureau Reporting, Collection... delinquent debts to consumer reporting agencies (See 31 U.S.C. 3701(a)(3), 3711). Sixty days prior to release...
7 CFR 3.12 - Reporting of consumer debts.
Code of Federal Regulations, 2010 CFR
2010-01-01
... 7 Agriculture 1 2010-01-01 2010-01-01 false Reporting of consumer debts. 3.12 Section 3.12... and Compromise of Claims § 3.12 Reporting of consumer debts. (a) Notice. In demand letters to debtors... the delinquent consumer debt to credit reporting agencies after 60 days; (2) The specific information...
7 CFR 3.12 - Reporting of consumer debts.
Code of Federal Regulations, 2011 CFR
2011-01-01
... 7 Agriculture 1 2011-01-01 2011-01-01 false Reporting of consumer debts. 3.12 Section 3.12... and Compromise of Claims § 3.12 Reporting of consumer debts. (a) Notice. In demand letters to debtors... the delinquent consumer debt to credit reporting agencies after 60 days; (2) The specific information...
77 FR 65882 - Agency Information Collection Activities: Submission for OMB Review; Comment Request
Federal Register 2010, 2011, 2012, 2013, 2014
2012-10-31
... regulations providing guidance regarding reasonable policies and procedures that a user of consumer reports... of consumer reports to develop and implement reasonable policies and procedures designed to enable the user to form a reasonable belief that a consumer report relates to the consumer about whom it...
16 CFR 313.15 - Other exceptions to notice and opt out requirements.
Code of Federal Regulations, 2010 CFR
2010-01-01
... U.S.C. 1681 et seq.), or (ii) From a consumer report reported by a consumer reporting agency; (6) In... ACTS OF CONGRESS PRIVACY OF CONSUMER FINANCIAL INFORMATION Exceptions § 313.15 Other exceptions to... at the direction of the consumer, provided that the consumer has not revoked the consent or direction...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-09-27
... regulations providing guidance regarding what reasonable policies and procedures a user of consumer reports... users of consumer reports to: \\2\\ As noted above, these regulations have been transferred to the CFPB... obtained a consumer report, and Reconcile the address of the consumer with the CRA, if the user establishes...
17 CFR 160.15 - Other exceptions to notice and opt out requirements.
Code of Federal Regulations, 2010 CFR
2010-04-01
... report reported by a consumer reporting agency; (6) In connection with a proposed or actual sale, merger... TRADING COMMISSION PRIVACY OF CONSUMER FINANCIAL INFORMATION Exceptions § 160.15 Other exceptions to... personal information: (1) With the consent or at the direction of the consumer, provided that the consumer...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-06-27
...; ``Real Time'' Surveys of Consumers' Knowledge, Perceptions and Reported Behavior Concerning Foodborne...' Surveys of Consumers' Knowledge, Perceptions and Reported Behavior Concerning Foodborne Illness Outbreaks... ```Real Time' Surveys of Consumers' Knowledge, Perceptions and Reported Behavior Concerning Foodborne...
Code of Federal Regulations, 2010 CFR
2010-01-01
... accuracy of any information contained in a consumer report and pertaining to an account or other... report. An entity is not a furnisher when it: (1) Provides information to a consumer reporting agency solely to obtain a consumer report in accordance with sections 604(a) and (f) of the Fair Credit...
12 CFR 618.8320 - Data regarding borrowers and loan applicants.
Code of Federal Regulations, 2010 CFR
2010-01-01
... in a consumer report from a consumer reporting agency shall be advised as required in section 615(a...; and reports of inspectors, fieldmen, investigators, and appraisers. (b) The requirements of paragraph... organization for its confidential use in contemplation of the extension of credit or to a consumer reporting...
The Effect of Publicized Quality Information on Home Health Agency Choice
Jung, Jeah Kyoungrae; Wu, Bingxiao; Kim, Hyunjee; Polsky, Daniel
2016-01-01
We examine consumers’ use of publicized quality information in Medicare home health care markets, where consumer cost sharing and travel costs are absent. We report two findings. First, agencies with high quality scores are more likely to be preferred by consumers after the introduction of a public reporting program than before. Second, consumers’ use of publicized quality information differs by patient group. Community-based patients have slightly larger responses to public reporting than hospital-discharged patients. Patients with functional limitations at the start of their care, at least among hospital-discharged patients, have a larger response to the reported functional outcome measure than those without functional limitations. In all cases of significant marginal effects, magnitudes are small. We conclude that the current public reporting approach is unlikely to have critical impacts on home health agency choice. Identifying and releasing quality information that is meaningful to consumers may help increase consumers’ use of public reports. PMID:26719047
Clark, Mary J; Hagglund, Kristofer J; Sherman, Ashley K
2008-01-01
To compare outcomes for persons who were enrolled in an agency-directed personal assistance services (PAS) programme and then changed to a consumer-directed PAS programme. A convenience sample was used for this longitudinal study. In-home interviews were conducted by a trained data collector from April 2000 to December 2001. Participants reported more satisfaction and safety with personal assistance, and fewer unmet needs after receiving consumer-directed services than after receiving agency-directed services. Other variables related to outcomes included race and ethnicity, employment, functional status, unmet needs, and the level of confidence in obtaining help if assistance is unavailable. Participants (74%) also reported high rates of unmet needs in the past month. Consumer-directed PAS enhances outcomes for many persons with disabilities. Self-reported outcomes are affected by many factors that could be addressed in PAS program development.
75 FR 37436 - Agency Information Collection Activities; Proposed Collection; Comment Request
Federal Register 2010, 2011, 2012, 2013, 2014
2010-06-29
... uses a consumer report in order to make an unsolicited firm offer of credit or insurance to the...) information contained in the consumer's consumer report was used in connection with the transaction; (B) the... Protction, Bureau of Consumer Protection, Federal Trade Commission, 600 Pennsylvania Avenue, N.W...
77 FR 67744 - Fair Credit Reporting (Regulation V); Correction
Federal Register 2010, 2011, 2012, 2013, 2014
2012-11-14
... of furnishers and users of consumer reports. To mitigate the impact of these changes on users of the... BUREAU OF CONSUMER FINANCIAL PROTECTION 12 CFR Part 1022 [Docket No. CFPB-2012-0041] RIN 3170-AA06 Fair Credit Reporting (Regulation V); Correction AGENCY: Bureau of Consumer Financial Protection...
77 FR 58994 - Agency Information Collection Activities; Submission for OMB Review; Comment Request
Federal Register 2010, 2011, 2012, 2013, 2014
2012-09-25
... certain circumstances. The Address Discrepancy Rule provides guidance on what users of consumer reports... likely covered by the Address Discrepancy Rule totaled 2,449,605 users of consumer reports. That... inputs, staff estimates that Section 315 affects approximately 1,757,385 users of consumer reports...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-07-10
... to increase the accuracy of consumer reports. Specifically, section 114 requires financial... regulations that provide guidance on what users of consumer reports must do when they receive a notice of... course of business: (1) Obtain or use consumer reports, directly or indirectly, in connection with a...
12 CFR Appendix B to Part 364 - Interagency Guidelines Establishing Information Security Standards
Code of Federal Regulations, 2012 CFR
2012-01-01
... charge of the branch or agency. b. Consumer information means any record about an individual, whether in... personally identify an individual. i. Examples: (1) Consumer information includes: (A) A consumer report that...) information from a consumer report that the bank obtains about an individual who applies for but does not...
12 CFR Appendix B to Part 364 - Interagency Guidelines Establishing Information Security Standards
Code of Federal Regulations, 2014 CFR
2014-01-01
... charge of the branch or agency. b. Consumer information means any record about an individual, whether in... personally identify an individual. i. Examples: (1) Consumer information includes: (A) A consumer report that...) information from a consumer report that the bank obtains about an individual who applies for but does not...
12 CFR Appendix B to Part 364 - Interagency Guidelines Establishing Information Security Standards
Code of Federal Regulations, 2013 CFR
2013-01-01
... charge of the branch or agency. b. Consumer information means any record about an individual, whether in... personally identify an individual. i. Examples: (1) Consumer information includes: (A) A consumer report that...) information from a consumer report that the bank obtains about an individual who applies for but does not...
12 CFR Appendix D-2 to Part 208 - Interagency Guidelines Establishing Information Security Standards
Code of Federal Regulations, 2013 CFR
2013-01-01
... branch or agency. b. Consumer information means any record about an individual, whether in paper... an individual. i. Examples. (1) Consumer information includes: (A) A consumer report that a bank... consumer report that the bank obtains about an individual who applies for but does not receive a loan...
12 CFR Appendix D-2 to Part 208 - Interagency Guidelines Establishing Information Security Standards
Code of Federal Regulations, 2012 CFR
2012-01-01
... branch or agency. b. Consumer information means any record about an individual, whether in paper... an individual. i. Examples. (1) Consumer information includes: (A) A consumer report that a bank... consumer report that the bank obtains about an individual who applies for but does not receive a loan...
12 CFR 40.15 - Other exceptions to notice and opt out requirements.
Code of Federal Regulations, 2010 CFR
2010-01-01
... accordance with the Fair Credit Reporting Act (15 U.S.C. 1681 et seq.); or (ii) From a consumer report reported by a consumer reporting agency; (6) In connection with a proposed or actual sale, merger, transfer... PRIVACY OF CONSUMER FINANCIAL INFORMATION Exceptions § 40.15 Other exceptions to notice and opt out...
76 FR 31222 - Identification of Enforceable Rules and Orders
Federal Register 2010, 2011, 2012, 2013, 2014
2011-05-31
... Reporting Act, except with respect to Part 681 (Identity Theft Rules), Part 682 (Disposal of Consumer Report... BUREAU OF CONSUMER FINANCIAL PROTECTION 12 CFR Chapter X [Docket No.: CFPB-HQ-2011-1] Identification of Enforceable Rules and Orders AGENCY: Bureau of Consumer Financial Protection. ACTION: Notice...
77 FR 74831 - Fair Credit Reporting Act Disclosures
Federal Register 2010, 2011, 2012, 2013, 2014
2012-12-18
... the FACT Act added a new Section 612(a) to the FCRA that gives consumers the right to request free... BUREAU OF CONSUMER FINANCIAL PROTECTION [Docket No. CFPB-2012-0047] Fair Credit Reporting Act Disclosures AGENCY: Bureau of Consumer Financial Protection. ACTION: Notice regarding charges for certain...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-05-25
... reasonable policies and procedures that a user of consumer reports must employ when a user receives a notice... describe reasonable policies and procedures for users of consumer reports to: \\2\\ As noted above, these... identity of the person for whom it has obtained a consumer report, and Reconcile the address of the...
Federal Register 2010, 2011, 2012, 2013, 2014
2013-03-14
... ``Identity Theft Rules,'' 16 CFR part 681, and its rules governing ``Disposal of Consumer Report Information... more CRAs for inclusion in a consumer report, but provides that an entity is not a furnisher when it: Provides information to a CRA solely to obtain a consumer report for a permissible purpose under the FCRA...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-05-09
...) Consumers Union (see Attachment 2 of the Consumers Union comments), which publishes Consumer Reports and (2) The Personal Care Products Council (PCPC) jointly with The Consumer Healthcare Products Association... care products industry and the cosmetics industry in the United States, respectively. The Consumers...
16 CFR 641.1 - Duties of users of consumer reports regarding address discrepancies.
Code of Federal Regulations, 2013 CFR
2013-01-01
... 16 Commercial Practices 1 2013-01-01 2013-01-01 false Duties of users of consumer reports... address(es) in the agency's file for the consumer. (c) Reasonable belief—(1) Requirement to form a reasonable belief. A user must develop and implement reasonable policies and procedures designed to enable...
16 CFR 641.1 - Duties of users of consumer reports regarding address discrepancies.
Code of Federal Regulations, 2010 CFR
2010-01-01
... 16 Commercial Practices 1 2010-01-01 2010-01-01 false Duties of users of consumer reports... address(es) in the agency's file for the consumer. (c) Reasonable belief—(1) Requirement to form a reasonable belief. A user must develop and implement reasonable policies and procedures designed to enable...
16 CFR 641.1 - Duties of users of consumer reports regarding address discrepancies.
Code of Federal Regulations, 2014 CFR
2014-01-01
... 16 Commercial Practices 1 2014-01-01 2014-01-01 false Duties of users of consumer reports... address(es) in the agency's file for the consumer. (c) Reasonable belief—(1) Requirement to form a reasonable belief. A user must develop and implement reasonable policies and procedures designed to enable...
16 CFR 641.1 - Duties of users of consumer reports regarding address discrepancies.
Code of Federal Regulations, 2012 CFR
2012-01-01
... 16 Commercial Practices 1 2012-01-01 2012-01-01 false Duties of users of consumer reports... address(es) in the agency's file for the consumer. (c) Reasonable belief—(1) Requirement to form a reasonable belief. A user must develop and implement reasonable policies and procedures designed to enable...
16 CFR 641.1 - Duties of users of consumer reports regarding address discrepancies.
Code of Federal Regulations, 2011 CFR
2011-01-01
... 16 Commercial Practices 1 2011-01-01 2011-01-01 false Duties of users of consumer reports... address(es) in the agency's file for the consumer. (c) Reasonable belief—(1) Requirement to form a reasonable belief. A user must develop and implement reasonable policies and procedures designed to enable...
29 CFR 4903.31 - Eligibility of debt for tax refund offset.
Code of Federal Regulations, 2010 CFR
2010-07-01
... 4903.31 Labor Regulations Relating to Labor (Continued) PENSION BENEFIT GUARANTY CORPORATION INTERNAL...) If the debt is a consumer debt and exceeds $100, the PBGC has disclosed the debt to a consumer reporting agency (as authorized by 31 U.S.C. 3711(f) and provided in § 4903.32), unless a consumer reporting...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-08-23
... a consumer report based on a direct request from a consumer. Request for Comment Comments are... information: Title: Procedures to Enhance the Accuracy and Integrity of Information Furnished to Consumer... received directly from consumers 8 hours to implement the new dispute notice requirement. Estimated burden...
76 FR 40196 - Semiannual Agenda of Regulations
Federal Register 2010, 2011, 2012, 2013, 2014
2011-07-07
... Reporting Agencies (AD40) The OCC, Board, FDIC, OTS, NCUA, and FTC (collectively referred to as the... Transactions Act of 2003 (FACT Act) that amended section 623 of the Fair Credit Reporting Act (FCRA). This... opening date to a consumer reporting agency to promote the integrity of the information. In addition, the...
Code of Federal Regulations, 2011 CFR
2011-01-01
... that a furnisher provides to a consumer reporting agency about an account or other relationship with the consumer correctly: (1) Reflects the terms of and liability for the account or other relationship... relationship; and (3) Identifies the appropriate consumer. (b) Direct dispute means a dispute submitted...
Code of Federal Regulations, 2012 CFR
2012-01-01
... that a furnisher provides to a consumer reporting agency about an account or other relationship with the consumer correctly: (1) Reflects the terms of and liability for the account or other relationship... relationship; and (3) Identifies the appropriate consumer. (b) Direct dispute means a dispute submitted...
26 CFR 301.6402-6 - Offset of past-due, legally enforceable debt against overpayment.
Code of Federal Regulations, 2010 CFR
2010-04-01
... Service shall, after making appropriate credits as provided by § 301.6402-3(a)(6) (i) and (ii), reduce the... in the agency (unless the agency has certified that, relying on the most current information... U.S.C. 3711(f), unless the consumer reporting agency would be prohibited from reporting information...
Code of Federal Regulations, 2013 CFR
2013-01-01
... provides to a consumer reporting agency about an account or other relationship with the consumer correctly: (1) Reflects the terms of and liability for the account or other relationship; (2) Reflects the consumer's performance and other conduct with respect to the account or other relationship; and (3...
Code of Federal Regulations, 2014 CFR
2014-01-01
... provides to a consumer reporting agency about an account or other relationship with the consumer correctly: (1) Reflects the terms of and liability for the account or other relationship; (2) Reflects the consumer's performance and other conduct with respect to the account or other relationship; and (3...
Code of Federal Regulations, 2011 CFR
2011-01-01
... provides to a consumer reporting agency about an account or other relationship with the consumer correctly: (1) Reflects the terms of and liability for the account or other relationship; (2) Reflects the consumer's performance and other conduct with respect to the account or other relationship; and (3...
Code of Federal Regulations, 2013 CFR
2013-01-01
... furnisher provides to a consumer reporting agency about an account or other relationship with the consumer correctly: (1) Reflects the terms of and liability for the account or other relationship; (2) Reflects the consumer's performance and other conduct with respect to the account or other relationship; and (3...
Code of Federal Regulations, 2012 CFR
2012-01-01
... furnisher provides to a consumer reporting agency about an account or other relationship with the consumer correctly: (1) Reflects the terms of and liability for the account or other relationship; (2) Reflects the consumer's performance and other conduct with respect to the account or other relationship; and (3...
Code of Federal Regulations, 2014 CFR
2014-01-01
... furnisher provides to a consumer reporting agency about an account or other relationship with the consumer correctly: (1) Reflects the terms of and liability for the account or other relationship; (2) Reflects the consumer's performance and other conduct with respect to the account or other relationship; and (3...
Code of Federal Regulations, 2011 CFR
2011-01-01
... furnisher provides to a consumer reporting agency about an account or other relationship with the consumer correctly: (1) Reflects the terms of and liability for the account or other relationship; (2) Reflects the consumer's performance and other conduct with respect to the account or other relationship; and (3...
Code of Federal Regulations, 2012 CFR
2012-01-01
... provides to a consumer reporting agency about an account or other relationship with the consumer correctly: (1) Reflects the terms of and liability for the account or other relationship; (2) Reflects the consumer's performance and other conduct with respect to the account or other relationship; and (3...
76 FR 43569 - Identification of Enforceable Rules and Orders
Federal Register 2010, 2011, 2012, 2013, 2014
2011-07-21
... Consumer Report Information and Records), & Appendix A to Part 681 (Interagency Guidelines on Identity... BUREAU OF CONSUMER FINANCIAL PROTECTION [Docket No. CFPB-HQ-2011-1] 12 CFR Chapter X Identification of Enforceable Rules and Orders AGENCY: Bureau of Consumer Financial Protection. ACTION: Final...
Fair credit reporting medical information regulations. Final rules.
2005-11-22
The OCC, Board, FDIC, OTS, and NCUA (Agencies) are publishing final rules to implement section 411 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act). The final rules create exceptions to the statute's general prohibition on creditors obtaining or using medical information pertaining to a consumer in connection with any determination of the consumer's eligibility, or continued eligibility, for credit for all creditors. The exceptions permit creditors to obtain or use medical information in connection with credit eligibility determinations where necessary and appropriate for legitimate purposes, consistent with the Congressional intent to restrict the use of medical information for inappropriate purposes. The final rules also create limited exceptions to permit affiliates to share medical information with each other without becoming consumer reporting agencies. The final rules are substantially similar to the rules adopted by the Agencies on an interim final basis in June 2005.
ERIC Educational Resources Information Center
Education Commission of the States, Denver, CO.
This report covers the background, major issues, major recommendations, and agencies and associations represented at the National Invitational Conference on Consumer Protection in Postsecondary Education held at Denver, Colorado in June 1974. Major recommendations of the conference suggest that: (1) The states should provide by legislation or by…
Federal Register 2010, 2011, 2012, 2013, 2014
2011-03-23
... 575--Consumer Information Regulations (sections 103 and 105) Qualitative Research. OMB Number: Not Assigned. Type of Request: Request for public comment on collection of information request. Abstract: The... the consumer information program is to conduct proper market research to understand consumers...
Federal Register 2010, 2011, 2012, 2013, 2014
2013-05-06
...: Impact on U.S. Industries and Consumers and on Beneficiary Countries, 21st Report AGENCY: United States... connection with the 21st report. SUMMARY: Section 215 of the CBERA (19 U.S.C. 2704) requires the Commission to report biennially to the Congress and the President by September 30 of each reporting year on the...
16 CFR 1018.41 - Agency records on advisory committees.
Code of Federal Regulations, 2012 CFR
2012-01-01
... 16 Commercial Practices 2 2012-01-01 2012-01-01 false Agency records on advisory committees. 1018.41 Section 1018.41 Commercial Practices CONSUMER PRODUCT SAFETY COMMISSION GENERAL ADVISORY COMMITTEE MANAGEMENT Records, Annual Reports and Audits § 1018.41 Agency records on advisory committees. (a) In...
16 CFR 1018.41 - Agency records on advisory committees.
Code of Federal Regulations, 2014 CFR
2014-01-01
... 16 Commercial Practices 2 2014-01-01 2014-01-01 false Agency records on advisory committees. 1018.41 Section 1018.41 Commercial Practices CONSUMER PRODUCT SAFETY COMMISSION GENERAL ADVISORY COMMITTEE MANAGEMENT Records, Annual Reports and Audits § 1018.41 Agency records on advisory committees. (a) In...
16 CFR 1018.41 - Agency records on advisory committees.
Code of Federal Regulations, 2011 CFR
2011-01-01
... 16 Commercial Practices 2 2011-01-01 2011-01-01 false Agency records on advisory committees. 1018.41 Section 1018.41 Commercial Practices CONSUMER PRODUCT SAFETY COMMISSION GENERAL ADVISORY COMMITTEE MANAGEMENT Records, Annual Reports and Audits § 1018.41 Agency records on advisory committees. (a) In...
16 CFR 1018.41 - Agency records on advisory committees.
Code of Federal Regulations, 2010 CFR
2010-01-01
... 16 Commercial Practices 2 2010-01-01 2010-01-01 false Agency records on advisory committees. 1018.41 Section 1018.41 Commercial Practices CONSUMER PRODUCT SAFETY COMMISSION GENERAL ADVISORY COMMITTEE MANAGEMENT Records, Annual Reports and Audits § 1018.41 Agency records on advisory committees. (a) In...
16 CFR § 1018.41 - Agency records on advisory committees.
Code of Federal Regulations, 2013 CFR
2013-01-01
... 16 Commercial Practices 2 2013-01-01 2013-01-01 false Agency records on advisory committees. § 1018.41 Section § 1018.41 Commercial Practices CONSUMER PRODUCT SAFETY COMMISSION GENERAL ADVISORY COMMITTEE MANAGEMENT Records, Annual Reports and Audits § 1018.41 Agency records on advisory committees. (a...
Code of Federal Regulations, 2013 CFR
2013-01-01
... reporting agency about an account or other relationship with the consumer correctly: (1) Reflects the terms of and liability for the account or other relationship; (2) Reflects the consumer's performance and other conduct with respect to the account or other relationship; and (3) Identifies the appropriate...
Code of Federal Regulations, 2013 CFR
2013-01-01
... reporting agency about an account or other relationship with the consumer correctly: (1) Reflects the terms of and liability for the account or other relationship; (2) Reflects the consumer's performance and other conduct with respect to the account or other relationship; and (3) Identifies the appropriate...
Code of Federal Regulations, 2011 CFR
2011-01-01
... reporting agency about an account or other relationship with the consumer correctly: (1) Reflects the terms of and liability for the account or other relationship; (2) Reflects the consumer's performance and other conduct with respect to the account or other relationship; and (3) Identifies the appropriate...
Code of Federal Regulations, 2011 CFR
2011-01-01
... reporting agency about an account or other relationship with the consumer correctly: (1) Reflects the terms of and liability for the account or other relationship; (2) Reflects the consumer's performance and other conduct with respect to the account or other relationship; and (3) Identifies the appropriate...
Code of Federal Regulations, 2012 CFR
2012-01-01
... reporting agency about an account or other relationship with the consumer correctly: (1) Reflects the terms of and liability for the account or other relationship; (2) Reflects the consumer's performance and other conduct with respect to the account or other relationship; and (3) Identifies the appropriate...
Code of Federal Regulations, 2012 CFR
2012-01-01
... reporting agency about an account or other relationship with the consumer correctly: (1) Reflects the terms of and liability for the account or other relationship; (2) Reflects the consumer's performance and other conduct with respect to the account or other relationship; and (3) Identifies the appropriate...
Code of Federal Regulations, 2013 CFR
2013-01-01
... reporting agency about an account or other relationship with the consumer correctly: (1) Reflects the terms of and liability for the account or other relationship; (2) Reflects the consumer's performance and other conduct with respect to the account or other relationship; and (3) Identifies the appropriate...
Code of Federal Regulations, 2013 CFR
2013-01-01
... reporting agency about an account or other relationship with the consumer correctly: (1) Reflects the terms of and liability for the account or other relationship; (2) Reflects the consumer's performance and other conduct with respect to the account or other relationship; and (3) Identifies the appropriate...
Code of Federal Regulations, 2012 CFR
2012-01-01
... reporting agency about an account or other relationship with the consumer correctly: (1) Reflects the terms of and liability for the account or other relationship; (2) Reflects the consumer's performance and other conduct with respect to the account or other relationship; and (3) Identifies the appropriate...
Code of Federal Regulations, 2011 CFR
2011-01-01
... reporting agency about an account or other relationship with the consumer correctly: (1) Reflects the terms of and liability for the account or other relationship; (2) Reflects the consumer's performance and other conduct with respect to the account or other relationship; and (3) Identifies the appropriate...
Code of Federal Regulations, 2012 CFR
2012-01-01
... reporting agency about an account or other relationship with the consumer correctly: (1) Reflects the terms of and liability for the account or other relationship; (2) Reflects the consumer's performance and other conduct with respect to the account or other relationship; and (3) Identifies the appropriate...
Code of Federal Regulations, 2014 CFR
2014-01-01
... reporting agency about an account or other relationship with the consumer correctly: (1) Reflects the terms of and liability for the account or other relationship; (2) Reflects the consumer's performance and other conduct with respect to the account or other relationship; and (3) Identifies the appropriate...
Code of Federal Regulations, 2014 CFR
2014-01-01
... reporting agency about an account or other relationship with the consumer correctly: (1) Reflects the terms of and liability for the account or other relationship; (2) Reflects the consumer's performance and other conduct with respect to the account or other relationship; and (3) Identifies the appropriate...
Code of Federal Regulations, 2014 CFR
2014-01-01
... reporting agency about an account or other relationship with the consumer correctly: (1) Reflects the terms of and liability for the account or other relationship; (2) Reflects the consumer's performance and other conduct with respect to the account or other relationship; and (3) Identifies the appropriate...
Code of Federal Regulations, 2014 CFR
2014-01-01
... reporting agency about an account or other relationship with the consumer correctly: (1) Reflects the terms of and liability for the account or other relationship; (2) Reflects the consumer's performance and other conduct with respect to the account or other relationship; and (3) Identifies the appropriate...
75 FR 55392 - Employment Network Report Card
Federal Register 2010, 2011, 2012, 2013, 2014
2010-09-10
... SOCIAL SECURITY ADMINISTRATION [Docket No. SSA-2010-0046] Employment Network Report Card AGENCY... quality assurance, including a ticket consumer Employment Network Report Card. SUMMARY: We are soliciting... this goal by combining a user-friendly EN Report Card, which contains customer satisfaction feedback...
Comparing consumer-directed and agency models for providing supportive services at home.
Benjamin, A E; Matthias, R; Franke, T M
2000-04-01
To examine the service experiences and outcomes of low-income Medicaid beneficiaries with disabilities under two different models for organizing home-based personal assistance services: agency-directed and consumer-directed. A survey of a random sample of 1,095 clients, age 18 and over, who receive services in California's In-Home Supportive Services (IHSS) program funded primarily by Medicaid. Other data were obtained from the California Management and Payrolling System (CMIPS). The sample was stratified by service model (agency-directed or consumer-directed), client age (over or under age 65), and severity. Data were collected on client demographics, condition/functional status, and supportive service experience. Outcome measures were developed in three areas: safety, unmet need, and service satisfaction. Factor analysis was used to reduce multiple outcome measures to nine dimensions. Multiple regression analysis was used to assess the effect of service model on each outcome dimension, taking into account the client-provider relationship, client demographics, and case mix. Recipients of IHSS services as of mid-1996 were interviewed by telephone. The survey was conducted in late 1996 and early 1997. On various outcomes, recipients in the consumer-directed model report more positive outcomes than those in the agency model, or they report no difference. Statistically significant differences emerge on recipient safety, unmet needs, and service satisfaction. A family member present as a paid provider is also associated with more positive reported outcomes within the consumer-directed model, but model differences persist even when this is taken into account. Although both models have strengths and weaknesses, from a recipient perspective the consumer-directed model is associated with more positive outcomes. Although health professionals have expressed concerns about the capacity of consumer direction to assure quality, particularly with respect to safety, meeting unmet needs, and technical quality, our findings suggest that the consumer-directed service model is a viable alternative to the agency model. Because public programs are under growing pressure to address the long-term care needs of low-income people of all ages with disabilities, the Medicaid personal assistance benefit needs to be reassessed in light of these findings. Consumer-directed models may offer a less elaborate and possibly less costly option for organizing supportive services at home. Study limitations may limit the generalizability of these findings. This was a natural experiment, in which only some counties offered both service models and counties assigned recipients to a service model. The use of a telephone survey excluded important recipient subsets, notably people with severe cognitive impairments. A more definitive study would include direct observations as well as survey approaches.
Federal Register 2010, 2011, 2012, 2013, 2014
2010-06-07
... staff relies on its expert judgment about consumer behavior, perceptions, and similar information... CONSUMER PRODUCT SAFETY COMMISSION [Docket No. CPSC-2010-0046] Agency Information Collection Activities; Proposed Collection; Comment Request; Consumer Focus Groups AGENCY: Consumer Product Safety...
16 CFR 614.1 - Appropriate proof of identity.
Code of Federal Regulations, 2010 CFR
2010-01-01
... 16 Commercial Practices 1 2010-01-01 2010-01-01 false Appropriate proof of identity. 614.1 Section... IDENTITY § 614.1 Appropriate proof of identity. (a) Consumer reporting agencies shall develop and implement reasonable requirements for what information consumers shall provide to constitute proof of identity for...
16 CFR 614.1 - Appropriate proof of identity.
Code of Federal Regulations, 2011 CFR
2011-01-01
... 16 Commercial Practices 1 2011-01-01 2011-01-01 false Appropriate proof of identity. 614.1 Section... IDENTITY § 614.1 Appropriate proof of identity. (a) Consumer reporting agencies shall develop and implement reasonable requirements for what information consumers shall provide to constitute proof of identity for...
16 CFR 614.1 - Appropriate proof of identity.
Code of Federal Regulations, 2012 CFR
2012-01-01
... 16 Commercial Practices 1 2012-01-01 2012-01-01 false Appropriate proof of identity. 614.1 Section... IDENTITY § 614.1 Appropriate proof of identity. (a) Consumer reporting agencies shall develop and implement reasonable requirements for what information consumers shall provide to constitute proof of identity for...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-06-14
... Collection Activities; Submission for OMB Review; Comment Request; Evaluation of the Aging and Disability.... The data collection associated with the Evaluation for the Aging and Disability Resource Center (ADRC... consumers, who access ADRCs, as compared to consumers who access other systems, report that the experience...
Federal Register 2010, 2011, 2012, 2013, 2014
2011-11-16
...--Consumer Information Regulations (sections 103 and 105) Quantitative Research. OMB Number: Not Assigned... Reduction Act of 1995, NHTSA conducted a qualitative phase of Consumer Research which included Focus Groups. Based upon the qualitative phase research results, NHTSA developed the materials for Phase 2 of the...
Clossey, Laurene; Rheinheimer, David
2014-05-01
This research explores the impact of mental health agency culture on consumers' perceptions of agency support for their recovery. This study hypothesized that a constructive organizational culture must be present for consumers to perceive agency support for recovery. A sample of 12 mental health agencies in rural Pennsylvania participated in the research. Agency administrators completed an instrument called the recovery oriented service environment, which measured the number of recovery model program components offered by the agency. Consumers completed the recovery oriented services indicators, which taps into their perception of agency support for recovery. Direct service staff completed the organizational social context, which measured their agency's culture. Results showed that in this sample stronger consumer perceptions of agency support for recovery were correlated with higher ratings of agency constructive culture. The results suggest that agency culture is an important variable to target when implementing recovery model programming.
Vilhelmsson, Andreas; Svensson, Tommy; Meeuwisse, Anna; Carlsten, Anders
2011-10-25
According to the World Health Organization (WHO) the cost of adverse drug reactions (ADRs) in the general population is high and under-reporting by health professionals is a well-recognized problem. Another way to increase ADR reporting is to let the consumers themselves report directly to the authorities. In Sweden it is mandatory for prescribers to report serious ADRs to the Medical Products Agency (MPA), but there are no such regulations for consumers. The non-profit and independent organization Consumer Association for Medicines and Health, KILEN has launched the possibility for consumers to report their perceptions and experiences from their use of medicines in order to strengthen consumer rights within the health care sector. This study aimed to analyze these consumer reports. All reports submitted from January 2002 to April 2009 to an open web site in Sweden where anyone could report their experience with the use of pharmaceuticals were analyzed with focus on common psychiatric side effects related to antidepressant usage. More than one ADR for a specific drug could be reported. In total 665 reports were made during the period. 442 reports concerned antidepressant medications and the individual antidepressant reports represented 2392 ADRs and 878 (37%) of these were psychiatric ADRs. 75% of the individual reports concerned serotonin-reuptake inhibitor (SSRI) and the rest serotonin-norepinephrine reuptake inhibitor (SNRI). Women reported more antidepressant psychiatric ADRs (71%) compared to men (24%). More potentially serious psychiatric ADRs were frequently reported to KILEN and withdrawal symptoms during discontinuation were also reported as a common issue. The present study indicates that consumer reports may contribute with important information regarding more serious psychiatric ADRs following antidepressant treatment. Consumer reporting may be considered a complement to traditional ADR reporting.
Code of Federal Regulations, 2014 CFR
2014-04-01
... 22 Foreign Relations 2 2014-04-01 2014-04-01 false Fees charged. 706.22 Section 706.22 Foreign... FREEDOM OF INFORMATION ACT Fees for Requests § 706.22 Fees charged. (a) In responding to FOIA requests... procedures, including the use of consumer reporting agencies, collection agencies, and offset. (f...
12 CFR 717.82 - Duties of users regarding address discrepancies.
Code of Federal Regulations, 2013 CFR
2013-01-01
... 12 Banks and Banking 7 2013-01-01 2013-01-01 false Duties of users regarding address discrepancies... consumer report and the address(es) in the agency's file for the consumer. (c) Reasonable belief—(1) Requirement to form a reasonable belief. A user must develop and implement reasonable policies and procedures...
12 CFR 571.82 - Duties of users regarding address discrepancies.
Code of Federal Regulations, 2011 CFR
2011-01-01
... 12 Banks and Banking 5 2011-01-01 2011-01-01 false Duties of users regarding address discrepancies... consumer report and the address(es) in the agency's file for the consumer. (c) Reasonable belief—(1) Requirement to form a reasonable belief. A user must develop and implement reasonable policies and procedures...
12 CFR 334.82 - Duties of users regarding address discrepancies.
Code of Federal Regulations, 2014 CFR
2014-01-01
... 12 Banks and Banking 5 2014-01-01 2014-01-01 false Duties of users regarding address discrepancies... consumer report and the address(es) in the agency's file for the consumer. (c) Reasonable belief— (1) Requirement to form a reasonable belief. A user must develop and implement reasonable policies and procedures...
12 CFR 334.82 - Duties of users regarding address discrepancies.
Code of Federal Regulations, 2010 CFR
2010-01-01
... 12 Banks and Banking 4 2010-01-01 2010-01-01 false Duties of users regarding address discrepancies... consumer report and the address(es) in the agency's file for the consumer. (c) Reasonable belief. (1) Requirement to form a reasonable belief. A user must develop and implement reasonable policies and procedures...
12 CFR 717.82 - Duties of users regarding address discrepancies.
Code of Federal Regulations, 2011 CFR
2011-01-01
... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Duties of users regarding address discrepancies... consumer report and the address(es) in the agency's file for the consumer. (c) Reasonable belief—(1) Requirement to form a reasonable belief. A user must develop and implement reasonable policies and procedures...
12 CFR 334.82 - Duties of users regarding address discrepancies.
Code of Federal Regulations, 2013 CFR
2013-01-01
... 12 Banks and Banking 5 2013-01-01 2013-01-01 false Duties of users regarding address discrepancies... consumer report and the address(es) in the agency's file for the consumer. (c) Reasonable belief— (1) Requirement to form a reasonable belief. A user must develop and implement reasonable policies and procedures...
12 CFR 334.82 - Duties of users regarding address discrepancies.
Code of Federal Regulations, 2011 CFR
2011-01-01
... 12 Banks and Banking 4 2011-01-01 2011-01-01 false Duties of users regarding address discrepancies... consumer report and the address(es) in the agency's file for the consumer. (c) Reasonable belief. (1) Requirement to form a reasonable belief. A user must develop and implement reasonable policies and procedures...
12 CFR 717.82 - Duties of users regarding address discrepancies.
Code of Federal Regulations, 2010 CFR
2010-01-01
... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Duties of users regarding address discrepancies... consumer report and the address(es) in the agency's file for the consumer. (c) Reasonable belief—(1) Requirement to form a reasonable belief. A user must develop and implement reasonable policies and procedures...
12 CFR 717.82 - Duties of users regarding address discrepancies.
Code of Federal Regulations, 2012 CFR
2012-01-01
... 12 Banks and Banking 7 2012-01-01 2012-01-01 false Duties of users regarding address discrepancies... consumer report and the address(es) in the agency's file for the consumer. (c) Reasonable belief—(1) Requirement to form a reasonable belief. A user must develop and implement reasonable policies and procedures...
12 CFR 571.82 - Duties of users regarding address discrepancies.
Code of Federal Regulations, 2012 CFR
2012-01-01
... 12 Banks and Banking 6 2012-01-01 2012-01-01 false Duties of users regarding address discrepancies... consumer report and the address(es) in the agency's file for the consumer. (c) Reasonable belief—(1) Requirement to form a reasonable belief. A user must develop and implement reasonable policies and procedures...
12 CFR 334.82 - Duties of users regarding address discrepancies.
Code of Federal Regulations, 2012 CFR
2012-01-01
... 12 Banks and Banking 5 2012-01-01 2012-01-01 false Duties of users regarding address discrepancies... consumer report and the address(es) in the agency's file for the consumer. (c) Reasonable belief—(1) Requirement to form a reasonable belief. A user must develop and implement reasonable policies and procedures...
12 CFR 717.82 - Duties of users regarding address discrepancies.
Code of Federal Regulations, 2014 CFR
2014-01-01
... 12 Banks and Banking 7 2014-01-01 2014-01-01 false Duties of users regarding address discrepancies... consumer report and the address(es) in the agency's file for the consumer. (c) Reasonable belief—(1) Requirement to form a reasonable belief. A user must develop and implement reasonable policies and procedures...
12 CFR 571.82 - Duties of users regarding address discrepancies.
Code of Federal Regulations, 2010 CFR
2010-01-01
... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Duties of users regarding address discrepancies... consumer report and the address(es) in the agency's file for the consumer. (c) Reasonable belief—(1) Requirement to form a reasonable belief. A user must develop and implement reasonable policies and procedures...
12 CFR 1022.123 - Appropriate proof of identity.
Code of Federal Regulations, 2013 CFR
2013-01-01
... 12 Banks and Banking 8 2013-01-01 2013-01-01 false Appropriate proof of identity. 1022.123 Section...) Duties of Consumer Reporting Agencies Regarding Identity Theft § 1022.123 Appropriate proof of identity... information consumers shall provide to constitute proof of identity for purposes of sections 605A, 605B, and...
12 CFR 1022.123 - Appropriate proof of identity.
Code of Federal Regulations, 2014 CFR
2014-01-01
... 12 Banks and Banking 8 2014-01-01 2014-01-01 false Appropriate proof of identity. 1022.123 Section...) Duties of Consumer Reporting Agencies Regarding Identity Theft § 1022.123 Appropriate proof of identity... information consumers shall provide to constitute proof of identity for purposes of sections 605A, 605B, and...
12 CFR 1022.123 - Appropriate proof of identity.
Code of Federal Regulations, 2012 CFR
2012-01-01
... 12 Banks and Banking 8 2012-01-01 2012-01-01 false Appropriate proof of identity. 1022.123 Section...) Duties of Consumer Reporting Agencies Regarding Identity Theft § 1022.123 Appropriate proof of identity... information consumers shall provide to constitute proof of identity for purposes of sections 605A, 605B, and...
40 CFR 141.155 - Report delivery and recordkeeping.
Code of Federal Regulations, 2010 CFR
2010-07-01
....155 Section 141.155 Protection of Environment ENVIRONMENTAL PROTECTION AGENCY (CONTINUED) WATER PROGRAMS (CONTINUED) NATIONAL PRIMARY DRINKING WATER REGULATIONS Consumer Confidence Reports § 141.155... community water system must mail or otherwise directly deliver one copy of the report to each customer. (b...
Federal Register 2010, 2011, 2012, 2013, 2014
2013-08-14
... behavior among a broad range of consumers with differing needs. Reaching all target audiences requires... CONSUMER PRODUCT SAFETY COMMISSION [Docket No. CPSC-2013-0020] Agency Information Collection... Survey AGENCY: Consumer Product Safety Commission. ACTION: Notice. SUMMARY: The Consumer Product Safety...
Consumers' and workers' perspectives about consumer-directed services in the United States.
Swaine, Jamie G; Parish, Susan L; Igdalsky, Leah; Powell, Robyn M
2016-07-01
Consumer direction is a service delivery model that shifts decision-making from agencies to the individuals they serve. Using government funding, consumers hire, supervise, and schedule their own staff and maintain control over the delivery of their services. This study sought to understand the process of consumer direction as well as the experiences and perspectives of both the consumers and employees. The study also sought to better understand if and how consumer direction allows the consumer to direct his or her life, the impact consumer direction may have on the individual's health and health care, and how employment in consumer directed programs impacts the workers providing direct care services. This qualitative study included interviews with consumers (N = 20) and workers (N = 15) in Virginia, a southern state in the US. Semi-structured phone interviews were conducted by one member of the research team and transcribed and coded for themes by the research team using grounded theory methodology. Consumers reported greater control over their services and increased access to health care, compared to what they previously received with traditional services. Conversely, consumers reported challenges in managing their staff and fulfilling the role of an employer. Employees reported a lack of training prior to starting their jobs, as well as an inability to live off on low hourly wages. Still, the majority of employees reported job satisfaction and fulfillment. Policymakers should expand and strengthen the consumer directed program. Copyright © 2016 Elsevier Inc. All rights reserved.
32 CFR 701.103 - Applicability.
Code of Federal Regulations, 2011 CFR
2011-07-01
....privacy.navy.mil (Admin Tools)). (5) DON activities must furnish PA Program guidance to their personnel..., and academic counseling and similar records; (iv) Maintained by a consumer reporting agency to which...
78 FR 71558 - Insurance Cost Information Regulation
Federal Register 2010, 2011, 2012, 2013, 2014
2013-11-29
... [Docket No. NHTSA-2013-0078] Insurance Cost Information Regulation AGENCY: National Highway Traffic Safety... method for reporting simple and understandable motor vehicle damage susceptibility information to consumers. NHTSA plans to use this information to meet a requirement by Congress that it study and report...
16 CFR 313.12 - Limits on sharing account number information for marketing purposes.
Code of Federal Regulations, 2013 CFR
2013-01-01
... encrypted form, as long as you do not provide the recipient with a means to decode the number or code. (2... consumer reporting agency, an account number or similar form of access number or access code for a consumer... similar form of access number or access code: (1) To your agent or service provider solely in order to...
16 CFR 313.12 - Limits on sharing account number information for marketing purposes.
Code of Federal Regulations, 2011 CFR
2011-01-01
... encrypted form, as long as you do not provide the recipient with a means to decode the number or code. (2... consumer reporting agency, an account number or similar form of access number or access code for a consumer... similar form of access number or access code: (1) To your agent or service provider solely in order to...
16 CFR 313.12 - Limits on sharing account number information for marketing purposes.
Code of Federal Regulations, 2012 CFR
2012-01-01
... encrypted form, as long as you do not provide the recipient with a means to decode the number or code. (2... consumer reporting agency, an account number or similar form of access number or access code for a consumer... similar form of access number or access code: (1) To your agent or service provider solely in order to...
12 CFR 332.12 - Limits on sharing account number information for marketing purposes.
Code of Federal Regulations, 2013 CFR
2013-01-01
... encrypted form, as long as you do not provide the recipient with a means to decode the number or code. (2... consumer reporting agency, an account number or similar form of access number or access code for a consumer... similar form of access number or access code: (1) To your agent or service provider solely in order to...
12 CFR 332.12 - Limits on sharing account number information for marketing purposes.
Code of Federal Regulations, 2011 CFR
2011-01-01
... encrypted form, as long as you do not provide the recipient with a means to decode the number or code. (2... consumer reporting agency, an account number or similar form of access number or access code for a consumer... similar form of access number or access code: (1) To your agent or service provider solely in order to...
12 CFR 332.12 - Limits on sharing account number information for marketing purposes.
Code of Federal Regulations, 2014 CFR
2014-01-01
... encrypted form, as long as you do not provide the recipient with a means to decode the number or code. (2... consumer reporting agency, an account number or similar form of access number or access code for a consumer... similar form of access number or access code: (1) To your agent or service provider solely in order to...
12 CFR 332.12 - Limits on sharing account number information for marketing purposes.
Code of Federal Regulations, 2012 CFR
2012-01-01
... encrypted form, as long as you do not provide the recipient with a means to decode the number or code. (2... consumer reporting agency, an account number or similar form of access number or access code for a consumer... similar form of access number or access code: (1) To your agent or service provider solely in order to...
16 CFR 313.12 - Limits on sharing account number information for marketing purposes.
Code of Federal Regulations, 2014 CFR
2014-01-01
... encrypted form, as long as you do not provide the recipient with a means to decode the number or code. (2... consumer reporting agency, an account number or similar form of access number or access code for a consumer... similar form of access number or access code: (1) To your agent or service provider solely in order to...
17 CFR 160.12 - Limits on sharing account number information for marketing purposes.
Code of Federal Regulations, 2011 CFR
2011-04-01
... form of access number or access code, does not include a number or code in an encrypted form, as long... consumer reporting agency, an account number or similar form of access number or access code for a consumer... similar form of access number or access code: (1) To your agent or service provider solely in order to...
12 CFR 716.12 - Limits on sharing of account number information for marketing purposes.
Code of Federal Regulations, 2012 CFR
2012-01-01
... form of access number or access code, does not include a number or code in an encrypted form, as long... consumer reporting agency, an account number or similar form of access number or access code for a consumer... similar form of access number or access code: (1) To your agent or service provider solely in order to...
17 CFR 248.12 - Limits on sharing account number information for marketing purposes.
Code of Federal Regulations, 2014 CFR
2014-04-01
..., or similar form of access number or access code, does not include a number or code in an encrypted... consumer reporting agency, an account number or similar form of access number or access code for a consumer... similar form of access number or access code: (1) To your agent or service provider solely in order to...
12 CFR 716.12 - Limits on sharing of account number information for marketing purposes.
Code of Federal Regulations, 2011 CFR
2011-01-01
... form of access number or access code, does not include a number or code in an encrypted form, as long... consumer reporting agency, an account number or similar form of access number or access code for a consumer... similar form of access number or access code: (1) To your agent or service provider solely in order to...
12 CFR 716.12 - Limits on sharing of account number information for marketing purposes.
Code of Federal Regulations, 2013 CFR
2013-01-01
... form of access number or access code, does not include a number or code in an encrypted form, as long... consumer reporting agency, an account number or similar form of access number or access code for a consumer... similar form of access number or access code: (1) To your agent or service provider solely in order to...
Ju, Se-Young; Park, Jong-Hwan; Kwak, Tong-Kyoung; Kim, Kyu-Earn
2015-10-01
The objective of this study was to investigate food allergens and prevalence rates of food allergies, followed by comparison of consumer attitudes and preferences regarding food allergy labeling by diagnosis of food allergies. A total of 543 individuals living in Seoul and Gyeonggi area participated in the survey from October 15 to 22 in 2013. The results show that the prevalence of doctor-diagnosed food allergies was 17.5%, whereas 6.4% of respondents self-reported food allergies. The most common allergens of doctor-diagnosed and self-reported food allergy respondents were peaches (30.3%) and eggs (33.3%), respectively, followed by peanuts, cow's milk, and crab. Regarding consumer attitudes toward food labeling, checking food allergens as an item was only significantly different between allergic and non-allergic respondents among all five items (P < 0.001). All respondents reported that all six items (bold font, font color, box frame, warning statement, front label, and addition of potential allergens) were necessary for an improved food allergen labeling system. PLSR analysis determined that the doctor-diagnosed group and checking of food allergens were positively correlated, whereas the non-allergy group was more concerned with checking product brands. An effective food labeling system is very important for health protection of allergic consumers. Additionally, government agencies must develop policies regarding prevalence of food allergies in Korea. Based on this information, the food industry and government agencies should provide clear and accurate food labeling practices for consumers.
78 FR 34101 - Agency Information Collection Activities: Proposed Collection; Comment Request
Federal Register 2010, 2011, 2012, 2013, 2014
2013-06-06
... and basic descriptive statistics on the quantity and type of consumer-reported patient safety events... conduct correlations, cross tabulations of responses and other statistical analysis. Estimated Annual...
78 FR 20899 - Agency Information Collection Activities: Comment Request
Federal Register 2010, 2011, 2012, 2013, 2014
2013-04-08
... BUREAU OF CONSUMER FINANCIAL PROTECTION [Docket No. CFPB-2013-0008] Agency Information Collection Activities: Comment Request AGENCY: Bureau of Consumer Financial Protection. ACTION: Notice and request for comment. SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), the Consumer Financial...
10 CFR 1015.204 - Reporting debts.
Code of Federal Regulations, 2010 CFR
2010-01-01
... ensure that all of the rights and protections afforded to the debtor under 31 U.S.C. 3711(e) have been... Administrative Collection of Claims § 1015.204 Reporting debts. (a) DOE may disclose delinquent debts to consumer reporting agencies in accordance with 31 U.S.C. 3711(e), the DCIA, the revised Federal Claims Collection...
Federal Register 2010, 2011, 2012, 2013, 2014
2013-05-21
... communications efforts to achieve a greater impact on consumer behavior. The CPSC's activities aim to serve a... CONSUMER PRODUCT SAFETY COMMISSION [Docket No. CPSC-2013-0020] Agency Information Collection Activities; Proposed Collection; Comment Request; CPSC National Awareness Survey AGENCY: Consumer Product...
Code of Federal Regulations, 2012 CFR
2012-01-01
... confidentiality of the information disclosed; and (2) Disclose confidential consumer complaint information to a... CONSUMER FINANCIAL PROTECTION DISCLOSURE OF RECORDS AND INFORMATION Confidential Information § 1070.43... market for consumer financial products and services, provided that the agency shall first give written...
Code of Federal Regulations, 2013 CFR
2013-01-01
... confidentiality of the information disclosed; and (2) Disclose confidential consumer complaint information to a... CONSUMER FINANCIAL PROTECTION DISCLOSURE OF RECORDS AND INFORMATION Confidential Information § 1070.43... market for consumer financial products and services, provided that the agency shall first give written...
Code of Federal Regulations, 2014 CFR
2014-01-01
... confidentiality of the information disclosed; and (2) Disclose confidential consumer complaint information to a... CONSUMER FINANCIAL PROTECTION DISCLOSURE OF RECORDS AND INFORMATION Confidential Information § 1070.43... market for consumer financial products and services, provided that the agency shall first give written...
Federal Register 2010, 2011, 2012, 2013, 2014
2011-11-17
... Regarding Private Education Loans and Private Educational Lenders AGENCY: Bureau of Consumer Financial... Justice and the Federal Trade Commission, to prepare a Report on Private Education Loans and Private... Justice and the Federal Trade Commission, to prepare a Report on Private Education Loans and Private...
76 FR 41602 - Fair Credit Reporting Risk-Based Pricing Regulations
Federal Register 2010, 2011, 2012, 2013, 2014
2011-07-15
... on and disclose the key factors provided with the scores purchased from consumer reporting agencies... making the credit decision, the creditor must disclose that score and certain information relating to the... following disclosures: (1) the credit score \\4\\ used by the person in making the credit decision; (2) the...
Ju, Se-young; Park, Jong-Hwan; Kim, Kyu-earn
2015-01-01
BACKGROUND/OBJECTIVES The objective of this study was to investigate food allergens and prevalence rates of food allergies, followed by comparison of consumer attitudes and preferences regarding food allergy labeling by diagnosis of food allergies. SUBJECTS/METHODS A total of 543 individuals living in Seoul and Gyeonggi area participated in the survey from October 15 to 22 in 2013. RESULTS The results show that the prevalence of doctor-diagnosed food allergies was 17.5%, whereas 6.4% of respondents self-reported food allergies. The most common allergens of doctor-diagnosed and self-reported food allergy respondents were peaches (30.3%) and eggs (33.3%), respectively, followed by peanuts, cow's milk, and crab. Regarding consumer attitudes toward food labeling, checking food allergens as an item was only significantly different between allergic and non-allergic respondents among all five items (P < 0.001). All respondents reported that all six items (bold font, font color, box frame, warning statement, front label, and addition of potential allergens) were necessary for an improved food allergen labeling system. PLSR analysis determined that the doctor-diagnosed group and checking of food allergens were positively correlated, whereas the non-allergy group was more concerned with checking product brands. CONCLUSIONS An effective food labeling system is very important for health protection of allergic consumers. Additionally, government agencies must develop policies regarding prevalence of food allergies in Korea. Based on this information, the food industry and government agencies should provide clear and accurate food labeling practices for consumers. PMID:26425282
Federal Register 2010, 2011, 2012, 2013, 2014
2013-02-21
..., Public Law 104-13, the Bureau of Transportation Statistics invites the general public, industry and other... carriers to preserve accounting records, consumer complaint letters, reservation reports and records...
ERIC Educational Resources Information Center
Education Commission of the States, Denver, CO.
This is a collection of consumer skills items for state and local education agencies to draw upon in composing consumer skills instruments. It provides items to assess seventeen-year-olds' consumer skills. The booklet contains items classified under eight major topics: behavior, contracts, economics, energy, finances, mathematics, projection, and…
Federal Register 2010, 2011, 2012, 2013, 2014
2010-09-17
... its expert judgment about consumer behavior, perceptions, and similar information related to consumer... CONSUMER PRODUCT SAFETY COMMISSION [Docket No. CPSC-2010-0046] Agency Information Collection Activities; Submission for Office of Management and Budget Review; Comment Request; Consumer Focus Groups...
49 CFR 89.29 - Disclosure to commercial credit bureaus and consumer reporting agencies.
Code of Federal Regulations, 2010 CFR
2010-10-01
.... (b) The information that may be disclosed is the debtor's name, address, social security number or taxpayer identification number, and any other information to establish the identity and location of the...
ERIC Educational Resources Information Center
US Government Accountability Office, 2009
2009-01-01
Over the past few years, several food recalls, such as for beef and peanut products, have affected schools. It is especially important that recalls affecting schools be carried out efficiently and effectively because young children have a higher risk of complications from food-borne illnesses. GAO was asked to determine how federal agencies (1)…
Federal Register 2010, 2011, 2012, 2013, 2014
2011-12-06
... must be submitted on or before January 5, 2012. FOR FURTHER INFORMATION CONTACT: Mike Joyce, Marketing... research to discuss potential communication channels in order to guide the development of a consumer...
ERIC Educational Resources Information Center
Biegel, David E.; Stevenson, Lauren D.; Beimers, David; Ronis, Robert J.; Boyle, Patrick
2010-01-01
Objectives: This study examines consumer and agency level predictors of competitive employment for consumers with co-occurring disorders. Methods: The study sample included 191 consumers from mental health agencies receiving Integrated Dual Diagnosis Treatment services, including a subgroup which was referred for Supported Employment Services.…
77 FR 65675 - Financial Education Content Needs Survey
Federal Register 2010, 2011, 2012, 2013, 2014
2012-10-30
...The Commodity Futures Trading Commission (``CFTC'' or ``Commission'') is announcing an opportunity for public comment on a proposed collection of information by the agency. Under the Paperwork Reduction Act (``PRA''), Federal agencies are required to publish notice in the Federal Register concerning each proposed collection of information and to allow 60 days for public comment. The Commission's Office of Consumer Outreach would like to distribute a survey designed to collect data from employees at organizations that provide financial education information to their constituents. The information collected will assist the CFTC's Office of Consumer Outreach in determining how to provide its financial education content to these employees and organizations. This notice solicits comments on the reporting requirements that are part of the proposed survey.
40 CFR 80.7 - Requests for information.
Code of Federal Regulations, 2010 CFR
2010-07-01
... 40 Protection of Environment 16 2010-07-01 2010-07-01 false Requests for information. 80.7 Section 80.7 Protection of Environment ENVIRONMENTAL PROTECTION AGENCY (CONTINUED) AIR PROGRAMS (CONTINUED... refiner, distributor, wholesale purchaser-consumer, or retailer to report the following information...
40 CFR 141.152 - Effective dates.
Code of Federal Regulations, 2011 CFR
2011-07-01
....152 Protection of Environment ENVIRONMENTAL PROTECTION AGENCY (CONTINUED) WATER PROGRAMS (CONTINUED) NATIONAL PRIMARY DRINKING WATER REGULATIONS Consumer Confidence Reports § 141.152 Effective dates. (a) The regulations in this subpart shall take effect on September 18, 1998. (b) Each existing community water system...
40 CFR 141.152 - Effective dates.
Code of Federal Regulations, 2013 CFR
2013-07-01
....152 Protection of Environment ENVIRONMENTAL PROTECTION AGENCY (CONTINUED) WATER PROGRAMS (CONTINUED) NATIONAL PRIMARY DRINKING WATER REGULATIONS Consumer Confidence Reports § 141.152 Effective dates. (a) The regulations in this subpart shall take effect on September 18, 1998. (b) Each existing community water system...
40 CFR 141.152 - Effective dates.
Code of Federal Regulations, 2012 CFR
2012-07-01
....152 Protection of Environment ENVIRONMENTAL PROTECTION AGENCY (CONTINUED) WATER PROGRAMS (CONTINUED) NATIONAL PRIMARY DRINKING WATER REGULATIONS Consumer Confidence Reports § 141.152 Effective dates. (a) The regulations in this subpart shall take effect on September 18, 1998. (b) Each existing community water system...
40 CFR 141.152 - Effective dates.
Code of Federal Regulations, 2014 CFR
2014-07-01
....152 Protection of Environment ENVIRONMENTAL PROTECTION AGENCY (CONTINUED) WATER PROGRAMS (CONTINUED) NATIONAL PRIMARY DRINKING WATER REGULATIONS Consumer Confidence Reports § 141.152 Effective dates. (a) The regulations in this subpart shall take effect on September 18, 1998. (b) Each existing community water system...
24 CFR 15.110 - What fees will HUD charge?
Code of Federal Regulations, 2010 CFR
2010-04-01
... estimated fee is more than $250.00 or you have a history of failing to pay FOIA fees to HUD in a timely... consumer credit reporting agencies of your delinquency. (3) If you owe fees for previous FOIA responses...
Code of Federal Regulations, 2013 CFR
2013-10-01
... United States Administrative Offset-Consumer Reporting Agencies-Contracting for Collection § 1.1917... given debt. Under section 3711(g), Treasury will use all appropriate debt collection tools to collect...
Code of Federal Regulations, 2012 CFR
2012-10-01
... United States Administrative Offset-Consumer Reporting Agencies-Contracting for Collection § 1.1917... given debt. Under section 3711(g), Treasury will use all appropriate debt collection tools to collect...
Code of Federal Regulations, 2014 CFR
2014-10-01
... United States Administrative Offset-Consumer Reporting Agencies-Contracting for Collection § 1.1917... given debt. Under section 3711(g), Treasury will use all appropriate debt collection tools to collect...
Hadjigeorgiou, Andreas; Talias, Michael A; Soteriades, Elpidoforos S; Philalithis, Anastasios; Psaroulaki, Anna; Gikas, Achilleas; Tselentis, Yiannis
2014-04-01
Cyprus does not have a National Food Safety Authority (NFSA), but a multi-level, fragmented system with responsibilities divided among different ministries and governmental agencies, frequently impeding efforts to effectively manage food risks by duplication and overlapping of responsibilities. A population-based survey was carried out to determine the beliefs and attitudes of interested parties concerning the establishment of a NFSA in Cyprus. Information was collected using a random stratified sampling design and a structured questionnaire. A total of 868 questionnaires were collected (704 from regular consumers, 154 from food businesses' representatives, and 10 from public services' directors or acting head officers). About 11% of food businesses' representatives and 45% of consumers reported that they did not know which public authorities are responsible for food control. Moreover, 2 out of 10 (17%) of responders from public agencies, 70% from food businesses and 91% from consumers, although not aware of ongoing efforts to establish a food safety authority in Cyprus (currently under consideration), were supportive of the idea [8 out of 10 (83%) of responders from public services, 93% from food businesses, and 89% of consumers]. Finally, 7 out of 10 (67%) from the public agencies and 84% of representatives from food businesses agreed with the separation of risk assessment from risk management activities. Public opinion in Cyprus as well as public agencies and food businesses' representatives support the establishment of a single independent national food safety authority in Cyprus based on the European paradigm including the division of risk activities. Copyright © 2014 Elsevier Ltd. All rights reserved.
Nursing home consumer complaints and their potential role in assessing quality of care.
Stevenson, David G
2005-02-01
State survey agencies collect and investigate consumer complaints for care in nursing homes and other health care settings. Complaint investigations play a key role in quality assurance, because they can respond to concerns of consumers and families. This study uses 5 years of nursing home complaints data from Massachusetts (1998-2002) to investigate whether complaints might be used to assess nursing home quality of care. The investigator matches facility-level complaints data with On-Line Survey Certification and Reporting (OSCAR) data and Minimum Data Set Quality Indicator (MDS QI) data to evaluate the association between consumer complaints, facility and resident characteristics, and other nursing home quality measures. Consumer complaints varied across facility characteristics in ways consistent with the nursing home quality literature. Complaints were consistently and significantly associated with survey deficiencies, the presence of a serious survey deficiency, and nurse aide staffing. Complaints were not significantly associated with nurse staffing, and associations with 6 MDS QIs were mixed. The number of complaints was significantly predictive of survey deficiencies identified at the subsequent inspection. Nursing home consumer complaints provide a supplemental tool with which to differentiate nursing homes on quality. Despite limitations, complaints data have potential strengths when used in combination with other quality measures. The potential of using consumer complaints to assess nursing home quality of care should be evaluated in states beyond Massachusetts. Evaluating consumer complaints also might be a productive area of inquiry for other health care settings such as hospitals and home health agencies.
The Industrial Energy Consumers of America (IECA) joins the U.S. Chamber of Commerce in its request for correction of information developed by the Environmental Protection Agency (EPA) in a background technical support document titled Greenhouse Gas Emissions Reporting from the Petroleum and Natural Gas Industry
Alternative Federal Day Care Strategies for the 1970's. (Excerpts from the Final Report).
ERIC Educational Resources Information Center
Todd, Sheldon P.
This report discusses federal government support of day care services. Two alternatives are presented: (1) services designed, regulated and funded by a central agency, and (2) services provided through a free market industry in which decisions about regulations and care would be made by consumers, with only minimal central regulation. The market…
Du, Dongyi; Goldsmith, John; Aikin, Kathryn J; Encinosa, William E; Nardinelli, Clark
2012-05-01
In 2007 the federal government began requiring drug makers to include in their print direct-to-consumer advertisements information for consumers on how to contact the Food and Drug Administration directly, either by phone or through the agency's website, to report any adverse events that they experienced after taking a prescription drug. Adverse events can range from minor skin problems like itching to serious injuries or illness that result in hospitalization, permanent disability, or even death. Even so, current rates of adverse event reporting are low. We studied adverse event reports about 123 drugs that came from patients before and after the enactment of the print advertising requirement and estimated that requirement's impact with model simulations. We found that if monthly spending on print direct-to-consumer advertising increased from zero to $7.7 million per drug, the presence of the Food and Drug Administration contact information tripled the increase in patient-reported adverse events, compared to what would have happened in the absence of the law. However, the absolute monthly increase was fewer than 0.24 reports per drug, suggesting that the public health impact of the increase was small and that the adverse event reporting rate would still be low. The study results suggest that additional measures, such as more publicity about the Adverse Event Reporting System or more consumer education, should be considered to promote patient reporting of adverse events.
76 FR 63573 - Roundtable on Issues Relating to Conflict Minerals
Federal Register 2010, 2011, 2012, 2013, 2014
2011-10-13
...-10] Roundtable on Issues Relating to Conflict Minerals AGENCY: Securities and Exchange Commission... Consumer Protection Act (the ``Act''), which relates to reporting requirements regarding conflict minerals... of conflict minerals from the Democratic Republic of the Congo and adjoining countries. On December...
Code of Federal Regulations, 2011 CFR
2011-10-01
... Administrative Offset-Consumer Reporting Agencies-Contracting for Collection § 1.1917 Referrals to the Department... 3711(g), Treasury will use all appropriate debt collection tools to collect the debt, including...
Federal Register 2010, 2011, 2012, 2013, 2014
2010-06-07
... vocational rehabilitation (VR) agencies), VR State coordinators for the deaf, rehabilitation counselors for... primary focus of the educational opportunities must be on interpreting for consumers of VR services... consumers, consumer organizations, community resources, and service providers, especially VR agencies, VR...
Federal Register 2010, 2011, 2012, 2013, 2014
2013-06-19
... Collection Renewals; Comment Request Re: Insurance Sales Consumer Protections AGENCY: Federal Deposit... is seeking comment on renewal of its Insurance Sales Consumer Protections information collection (OMB... collections of information: Title: Insurance Sales Consumer Protections. OMB Number: 3064-0140. Frequency of...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-07-19
...; Examination of Online Direct-to- Consumer Prescription Drug Promotion AGENCY: Food and Drug Administration... of information entitled ``Examination of Online Direct-to- Consumer Prescription Drug Promotion'' has... entitled ``Examination of Online Direct-to-Consumer Prescription Drug [[Page 42501
78 FR 20897 - Agency Information Collection Activities Under OMB Review
Federal Register 2010, 2011, 2012, 2013, 2014
2013-04-08
... developing an outreach and communications campaign designed to change consumer behavior. Since these systems... AGENCY: Commodity Futures Trading Commission. ACTION: Notice. SUMMARY: The Office of Consumer Outreach...: Nisha Smalls, Office of Consumer Outreach, Commodity Futures Trading Commission, 1155 21st Street NW...
Federal Register 2010, 2011, 2012, 2013, 2014
2013-08-30
... Review; Comment Request: Insurance Sales Consumer Protections AGENCY: Federal Deposit Insurance... comment for 60 days on renewal of its Insurance Sales Consumer Protections information collection, which... Sales Consumer Protections. OMB Number: 3064-0140. Frequency of Response: Once--reviewing/updating...
77 FR 74625 - Policy To Encourage Trial Disclosure Programs; Information Collection
Federal Register 2010, 2011, 2012, 2013, 2014
2012-12-17
... BUREAU OF CONSUMER FINANCIAL PROTECTION 12 CFR Chapter X [Docket No. CFPB-2012-0046] Policy To Encourage Trial Disclosure Programs; Information Collection AGENCY: Bureau of Consumer Financial Protection... Bureau of Consumer Financial Protection (Bureau) invites the general public and other Federal agencies to...
Kornfeld-Lecanu, S; Zajaczkowski, F; Dubourg, S; Martin, L; Lefort, S; Siest, S
2010-12-01
Unlike medicinal products, cosmetics are not subject to marketing authorization in France. Nevertheless, the Agence Francaise de Sécurité Sanitaire des Produits de Santé (AFSSAPS; French Agency for the Safety of Healthcare Products) has been working on the development of a cosmetovigilance system for several years, with the aim of establishing standard procedures for collecting adverse reactions to cosmetics from the manufacturers. To assess the incidence of skin reactions to cosmetics or household products. Unilever established its own 'vigilance' standard system in France in late 2003. This report describes the experience acquired from 2005 to 2007. Case reports were collected in compliance with a standard procedure. The cases were then analysed by the consultant dermatologist in accordance with a pharmacovigilance-based method (chronological criteria, clinical criteria, possible rechallenge test, patch tests). During the period 2005 to 2007, a total of 102,689 consumers contacted the consumer department, including 842 (0.82%) who reported skin reactions. After analysis of the collected data, 0.144 skin reaction cases per million units sold were found to be attributable to cosmetic or household products. The implementation of a structured vigilance system in the cosmetics and household products industry is an efficient tool for manufacturers, both for information purposes and for product improvement, as well as meeting the transparency requirements of health authorities and consumers. © 2010 The Author(s). Journal compilation © 2010 British Association of Dermatologists.
1983-04-01
active reserve. However, questions still persist on the level within the agencies at which key employee decisions are made, and the seriousness with...the reservist member’s service. The service will make a decision as to whether the I I% -, -. ° . - ,V,; Jt...POSITIONS O CUPIED BY MILITARY RETIREES uCmmission in Civil Rights Consumer Product Safety Comiission n Mity Futures Trading Commission Defense
75 FR 70342 - Privacy Act; System of Records: Equal Employment Opportunity Records
Federal Register 2010, 2011, 2012, 2013, 2014
2010-11-17
... users are given cyber security awareness training which covers the procedures for handling Sensitive but.... State-09 SYSTEM NAME: Equal Employment Opportunity Records. SECURITY CLASSIFICATION: Unclassified... apply to the Equal Employment Opportunity Records, State-09. DISCLOSURE TO CONSUMER REPORTING AGENCIES...
16 CFR 611.2 - General prohibition.
Code of Federal Regulations, 2010 CFR
2010-01-01
... Co. assembles and maintains credit account information from persons who furnish that information... sale of a consumer reporting agency; or (2) Maintaining or merging public record and credit account information in a manner that is substantially equivalent to that described in paragraphs (1) and (2) of...
12 CFR 1022.121 - Active duty alerts.
Code of Federal Regulations, 2014 CFR
2014-01-01
... 12 Banks and Banking 8 2014-01-01 2014-01-01 false Active duty alerts. 1022.121 Section 1022.121... Consumer Reporting Agencies Regarding Identity Theft § 1022.121 Active duty alerts. (a) Duration. The duration of an active duty alert shall be twelve months. ...
12 CFR 1022.121 - Active duty alerts.
Code of Federal Regulations, 2013 CFR
2013-01-01
... 12 Banks and Banking 8 2013-01-01 2013-01-01 false Active duty alerts. 1022.121 Section 1022.121... Consumer Reporting Agencies Regarding Identity Theft § 1022.121 Active duty alerts. (a) Duration. The duration of an active duty alert shall be twelve months. ...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-03-23
... and Recordkeeping for Dietary Supplements as Required by the Dietary Supplement and Nonprescription... information associated with adverse event reporting and recordkeeping for dietary supplements as required by the Dietary Supplement and Nonprescription Drug Consumer Protection Act (the DSNDCPA). DATES: Submit...
Review and evaluation of models that produce trip tables from ground counts : interim report.
DOT National Transportation Integrated Search
1996-01-01
This research effort was motivated by the desires of planning agencies to seek alternative methods of deriving current or base year Origin-Destination (O-D) trip tables without adopting conventional O-D surveys that are expensive, time consuming and ...
Federal Register 2010, 2011, 2012, 2013, 2014
2010-07-29
... Request: Transportation of Household Goods; Consumer Protection AGENCY: Federal Motor Carrier Safety... request (ICR), ``Transportation of Household Goods; Consumer Protection,'' OMB Control Number 2126-0025...: Respondents: 8,500 [6,000 household goods movers + 2,500 consumers]. Issued on: July 23, 2010. Kelly Leone...
Federal Register 2010, 2011, 2012, 2013, 2014
2013-08-13
...; Communicating Composite Scores in Direct-to-Consumer Advertising AGENCY: Food and Drug Administration, HHS... information entitled ``Communicating Composite Scores in Direct-to-Consumer (DTC) Advertising'' has been... ``Communicating Composite Scores in Direct-to-Consumer (DTC) Advertising'' to OMB for review and clearance under...
ERIC Educational Resources Information Center
Credit Union National Association, Inc., Madison, WI.
This revised pamphlet was developed by a national association of credit unions for the purpose of directing consumer complaints to appropriate agencies or heads of agencies for action. Suggestions to aid the consumer are included, such as trying to solve problems at the local level before complaining to top officials. Addresses and phone numbers…
Federal Register 2010, 2011, 2012, 2013, 2014
2010-06-18
... From Consumer Products AGENCY: Environmental Protection Agency (EPA). ACTION: Proposed rule. SUMMARY....0--Consumer Products to Delaware's Regulation 1141 (formerly SIP Regulation No. 41)--Limiting... Fernandez, Office of Air Program Planning, Mailcode 3AP30, U.S. Environmental Protection Agency, Region III...
Federal Register 2010, 2011, 2012, 2013, 2014
2010-10-20
... From Consumer Products AGENCY: Environmental Protection Agency (EPA). ACTION: Final rule. SUMMARY: EPA... revision amends existing Section 2.0--Consumer Products to Delaware's Regulation 1141 (formerly SIP... hours at the Air Protection Division, U.S. Environmental Protection Agency, Region III, 1650 Arch Street...
Fuel Economy Test Procedures and Labeling The U.S. Environmental Protection Agency (EPA) is responsible for motor vehicle fuel economy testing. Manufacturers test their own vehicles and report the . To aid consumers shopping for new vehicles, EPA redesigned the fuel economy window sticker posted on
Code of Federal Regulations, 2010 CFR
2010-04-01
... charged in a timely fashion (i.e., within 30 days of the date of the billing), HUD may, under the authority of the Debt Collection Act and part 17, subpart C of this title, use consumer reporting agencies...
78 FR 77704 - Agency Information Collection Activities: Request for Comments
Federal Register 2010, 2011, 2012, 2013, 2014
2013-12-24
... considered strategic and critical to assist in determining stockpile goals. These data and derived...: Business or Other-for-Profit Institutions: U.S. nonfuel minerals consumers of ferrous and related metals... of 45 minutes per response. Estimated Reporting and Recordkeeping ``Non-Hour Cost'' Burden: There are...
12 CFR 1022.121 - Active duty alerts.
Code of Federal Regulations, 2012 CFR
2012-01-01
... 12 Banks and Banking 8 2012-01-01 2012-01-01 false Active duty alerts. 1022.121 Section 1022.121... Consumer Reporting Agencies Regarding Identity Theft § 1022.121 Active duty alerts. (a) Duration. The duration of an active duty alert shall be twelve months. (b) [Reserved] ...
DOT National Transportation Integrated Search
2009-01-01
This document proposes The National Transit Database Sampling Manual. It is developed for the : Federal Transit Administration (FTA) to replace its current guidance (circulars 2710.1A and 2710.2A) to : transit agencies on how they may estimate servic...
75 FR 70930 - Agency Information Collection Activities: Proposed Collection; Comment Request
Federal Register 2010, 2011, 2012, 2013, 2014
2010-11-19
...; Title of Information Collection: Consumer Research on Public Reporting of Hospital Outpatient Measures... measures in the areas of hospital acquired conditions and healthcare associated infections, to the Hospital Compare Web site in 2011. CMS also intends to begin utilizing displays of composite measures summarizing...
Federal Register 2010, 2011, 2012, 2013, 2014
2010-11-17
... Nutrition Facts label format to require, the Agency undertook consumer research to evaluate alternatives (Refs. 1, 2, and 3). More recently, FDA conducted qualitative consumer research on the format of the.... 5). In addition to conducting consumer research, in response to the OWG plan FDA issued two advance...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-05-31
... require, the Agency undertook consumer research to evaluate alternatives (Refs. 1 to 3). More recently, FDA conducted qualitative consumer research on the format of the Nutrition Facts label on behalf of... consumer research, in the Federal Register of November 2, 2007 (72 FR 62149) FDA issued an Advance Notice...
ERIC Educational Resources Information Center
Steinman, Bernard A.; Kwan, Ngai; Boeltzig-Brown, Heike; Haines, Kelly; Halliday, John; Foley, Susan M.
2013-01-01
Introduction: We hypothesized that consumers who are blind or visually impaired (that is, those who have low vision) who were served by state vocational rehabilitation agencies with decision-making control over administrative functions would experience better vocational rehabilitation outcomes than consumers served by vocational rehabilitation…
Federal Register 2010, 2011, 2012, 2013, 2014
2011-01-11
...The Commodity Futures Trading Commission (``Commission'' or ``CFTC'') is announcing an opportunity for public comment on the proposed collection of certain information by the agency. Under the Paperwork Reduction Act (``PRA''), 44 U.S.C. 3501 et seq., Federal agencies are required to publish notice in the Federal Register concerning each proposed collection of information and to allow 60 days for public comment. The Commission recently adopted an interim final rule, as required by the Wall Street Reform and Consumer Protection Act (``Dodd-Frank Act''), requiring counterparties to a pre-enactment unexpired swap to report such swaps according to such rules as the Commission may in the future adopt. This notice solicits comments on the record retention requirement that is embedded in the interim final rule's reporting requirement, which was recognized by the Commission in an interpretive note to the final rule.
Federal Register 2010, 2011, 2012, 2013, 2014
2013-05-30
... to account for the randomized, controlled, experimental design of the proposed research and..., the Agency undertook consumer research to evaluate alternatives (Refs. 1 to 3). More recently, FDA conducted qualitative consumer research on the format of the Nutrition Facts label on behalf of the Agency's...
75 FR 20365 - Agency Information Collection Activities: Proposed Collection; Comment Request
Federal Register 2010, 2011, 2012, 2013, 2014
2010-04-19
...: Individuals and households, and Business or other for-profit and Not-for-profit institutions; Number of... survey meets the requirement of collecting and publicly reporting consumer satisfaction information. Form... Business or other for-profit and Not- for-profit institutions; Number of Respondents: 567,324; Total Annual...
47 CFR 1.1914 - Collection in installments.
Code of Federal Regulations, 2010 CFR
2010-10-01
... Claims Owed the United States Administrative Offset-Consumer Reporting Agencies-Contracting for... will be sufficient in size and frequency to liquidate the debt in three years or less. (c) Security for... notwithstanding the refusal of the debtor to execute a written agreement or to give security, at the Commission's...
The Computer "Discredit Bureau": An Extension of a Community Information Utility.
ERIC Educational Resources Information Center
Carroll, John M.
The "Discredit" Bureau borrows some of the computerized information-processing techniques adopted by credit-reporting agencies and uses them in the interest of consumers to help them press complaints against suppliers and prospective employers. This is an additional service currently being incorporated into those already afforded by a…
Federal Register 2010, 2011, 2012, 2013, 2014
2012-04-19
... (catalysts) not equivalent to new original equipment (OE) catalysts would constitute a violation of the Act. However, because replacement OE catalysts are expensive, many consumers had elected to not replace catalysts that malfunctioned subsequent to the expiration of the emissions warranty on their vehicles. The...
Assessing clarity of message communication for mandated USEPA drinking water quality reports.
Phetxumphou, Katherine; Roy, Siddhartha; Davy, Brenda M; Estabrooks, Paul A; You, Wen; Dietrich, Andrea M
2016-04-01
The United States Environmental Protection Agency mandates that community water systems (CWSs), or drinking water utilities, provide annual consumer confidence reports (CCRs) reporting on water quality, compliance with regulations, source water, and consumer education. While certain report formats are prescribed, there are no criteria ensuring that consumers understand messages in these reports. To assess clarity of message, trained raters evaluated a national sample of 30 CCRs using the Centers for Disease Control Clear Communication Index (Index) indices: (1) Main Message/Call to Action; (2) Language; (3) Information Design; (4) State of the Science; (5) Behavioral Recommendations; (6) Numbers; and (7) Risk. Communication materials are considered qualifying if they achieve a 90% Index score. Overall mean score across CCRs was 50 ± 14% and none scored 90% or higher. CCRs did not differ significantly by water system size. State of the Science (3 ± 15%) and Behavioral Recommendations (77 ± 36%) indices were the lowest and highest, respectively. Only 63% of CCRs explicitly stated if the water was safe to drink according to federal and state standards and regulations. None of the CCRs had passing Index scores, signaling that CWSs are not effectively communicating with their consumers; thus, the Index can serve as an evaluation tool for CCR effectiveness and a guide to improve water quality communications.
Accessible information for people with complex communication needs.
Owens, Janet S
2006-09-01
Information can be empowering if it is accessible. While a number of known information access barriers have been reported for the broader group of people with disabilities, specific information issues for people with complex communication needs have not been previously reported. In this consumer-focused study, the accessibility of information design and dissemination practices were discussed by 17 people with complex communication needs; by eight parents, advocates, therapists, and agency representatives in focus groups; and by seven individuals in individual interviews. Participants explored issues and made recommendations for content, including language, visual and audio supports; print accessibility; physical access; and human support for information access. Consumer-generated accessibility guidelines were an outcome of this study.
Consumer Financial Protection Agency Act of 2009
Rep. Frank, Barney [D-MA-4
2009-07-08
House - 12/09/2009 Reported (Amended) by the Committee on Energy and Commerce. H. Rept. 111-367, Part I. (All Actions) Notes: For further action, see H.R.4173, which became Public Law 111-203 on 7/21/2010. Tracker: This bill has the status IntroducedHere are the steps for Status of Legislation:
12 CFR Appendix C to Part 202 - Sample Notification Forms
Code of Federal Regulations, 2010 CFR
2010-01-01
... creditor obtained information from a consumer reporting agency that played a part in the credit decision... information that has been obtained from an outside source. ___ Our credit decision was based in whole or in...] Telephone number: ___ Our credit decision was based in whole or in part on information obtained from an...
12 CFR Appendix A to Part 748 - Guidelines for Safeguarding Member Information
Code of Federal Regulations, 2010 CFR
2010-01-01
... written or oral communications from a consumer reporting agency to a third party of information used or... adjust, as appropriate, the information security program in light of any relevant changes in technology... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Guidelines for Safeguarding Member Information...
Fleming-Castaldy, Rita P
2011-01-01
To examine the relationships between satisfaction with and self-management of personal assistance services (PAS) and the quality of life (QoL) of persons with disabilities. To test the postulate that consumer-directed PAS can fulfil the human need for control and contribute to a satisfactory life. A survey compared the perspectives of persons using consumer-directed PAS versus those using agency-directed. A Personal Data Form obtained demographics and PAS characteristics. The Quality of Life Inventory measured life satisfaction. A PAS questionnaire measured perceptions about the management of, desire for control of, and satisfaction with PAS. Data were analysed using SPSS®- 14. Significant relationships were found between QoL and satisfaction with PAS (p < 0.001) and between perceived control of PAS and satisfaction with PAS (p < 0.001). Significant group differences were also found. Consumer-directed participants reported higher satisfaction with their PAS (p < 0.01), greater control over services (p < 0.001) and greater QoL than agency-directed participants, (p = 0.001). The relationships found between self-management, PAS satisfaction, and QoL support the value of consumer-directed programmes. Rehabilitation professionals can use this knowledge to develop, implement and research practises that enable self-management.
Federal Register 2010, 2011, 2012, 2013, 2014
2012-06-14
...] Agency Information Collection Activities; Proposed Collection; Comment Request; Dietary Supplement Labeling Requirements and Recommendations Under the Dietary Supplement and Nonprescription Drug Consumer... of the Dietary Supplement and Nonprescription Drug Consumer Protection Act (the DSNDCPA) and the...
ERIC Educational Resources Information Center
Boyd, Barbara; Harker, Heather; Scoggins, Bobbie Beth
This report to the Kentucky State Legislature and Governor on the needs of the state's hearing impaired population was developed with information from 40 state agencies, 25 consumer organizations, and 135 deaf and hard of hearing individuals. Fifteen recommendations are offered with specific suggestions for required funding and possible funding…
Gerolamo, Angela M; Kim, Jung Y; Brown, Jonathan D; Schuster, James; Kogan, Jane
2016-07-01
This qualitative study examined the implementation of a reverse colocation pilot program that sought to integrate medical care in two community behavioral health agencies. To accomplish this, each agency hired a registered nurse, provided training for its staff to function as wellness coaches, and implemented a web-based tool for tracking consumer outcomes. The findings from two rounds of stakeholder discussions and consumer focus groups suggested that agencies successfully trained their staffs in wellness coaching, integrated nurses into agency functions, developed integrated care planning processes, and increased awareness of wellness among staff and consumers. Similar to other complex interventions, the agencies experienced challenges including difficulty establishing new procedures and communication protocols, discomfort among staff in addressing physical health concerns, difficulty building collaborative relationships with primary care providers, and modest uptake of the web-based tool. The study offers insights into the practical aspects of integrating care and makes recommendations for future efforts.
77 FR 9522 - Requirements for Consumer Registration of Durable Infant or Toddler Products
Federal Register 2010, 2011, 2012, 2013, 2014
2012-02-17
... CONSUMER PRODUCT SAFETY COMMISSION 16 CFR Part 1130 Requirements for Consumer Registration of Durable Infant or Toddler Products AGENCY: Consumer Product Safety Commission. ACTION: Final rule. SUMMARY: In accordance with the Consumer Product Safety Improvement Act of 2008 (``CPSIA''), the Consumer...
Federal Register 2010, 2011, 2012, 2013, 2014
2011-03-22
... CONSUMER PRODUCT SAFETY COMMISSION Agency Information Collection Activities; Announcement of Office of Management and Budget Approval; Publicly Available Consumer Product Safety Information Database... Product Safety Information Database has been approved by the Office of Management and Budget (OMB) under...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-11-29
... by Reference of Pennsylvania's Consumer Products Regulations,'' that is located in the ``Rules and... Promulgation of Air Quality Implementation Plans; Pennsylvania; Allegheny County Incorporation by Reference of Pennsylvania's Consumer Products Regulations AGENCY: Environmental Protection Agency (EPA). ACTION: Proposed...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-05-29
... Request; Adverse Event Reporting and Recordkeeping for Dietary Supplements as Required by the Dietary... Recordkeeping for Dietary Supplements as Required by the Dietary Supplement and Nonprescription Drug Consumer Protection Act--21 U.S.C. 379aa-1(b)(1) (OMB Control Number 0910- 0635)--Extension The Dietary Supplement and...
77 FR 35110 - Agency Information Collection Activity Under OMB Review: Production Plan Reports
Federal Register 2010, 2011, 2012, 2013, 2014
2012-06-12
... information to be collected will be used to assist NHTSA with the setting of future fuel economy standards for... CONTACT: Kenneth R. Katz, Fuel Economy Division, Office of International Policy, Fuel Economy and Consumer... Control Number: 2127-0655. Title: 49 CFR Parts 531 and 533 Passenger Car Average Fuel Economy Standards...
45 CFR 608.2 - Collection, compromise, and use of consumer reporting agencies.
Code of Federal Regulations, 2012 CFR
2012-10-01
... responsibilities, shall try to collect claims of the United States Government for money or property arising out of...) When trying to collect a claim of the Government (except for claims under the Internal Revenue Code of...), the right of administrative review to be provided to the individual shall be consistent with the...
45 CFR 608.2 - Collection, compromise, and use of consumer reporting agencies.
Code of Federal Regulations, 2010 CFR
2010-10-01
... responsibilities, shall try to collect claims of the United States Government for money or property arising out of...) When trying to collect a claim of the Government (except for claims under the Internal Revenue Code of...), the right of administrative review to be provided to the individual shall be consistent with the...
45 CFR 608.2 - Collection, compromise, and use of consumer reporting agencies.
Code of Federal Regulations, 2013 CFR
2013-10-01
... responsibilities, shall try to collect claims of the United States Government for money or property arising out of...) When trying to collect a claim of the Government (except for claims under the Internal Revenue Code of...), the right of administrative review to be provided to the individual shall be consistent with the...
45 CFR 608.2 - Collection, compromise, and use of consumer reporting agencies.
Code of Federal Regulations, 2014 CFR
2014-10-01
... responsibilities, shall try to collect claims of the United States Government for money or property arising out of...) When trying to collect a claim of the Government (except for claims under the Internal Revenue Code of...), the right of administrative review to be provided to the individual shall be consistent with the...
45 CFR 608.2 - Collection, compromise, and use of consumer reporting agencies.
Code of Federal Regulations, 2011 CFR
2011-10-01
... responsibilities, shall try to collect claims of the United States Government for money or property arising out of...) When trying to collect a claim of the Government (except for claims under the Internal Revenue Code of...), the right of administrative review to be provided to the individual shall be consistent with the...
ERIC Educational Resources Information Center
Sessions, Joan T.; Yanos, Janet Hagan
This study sought to identify characteristics of counselors and counseling services that are important in the selection of a counseling service. Subjects (N=28) were recruited through a newspaper advertisement and through mall intercepts. The screening criteria were designed to locate potential or previous counseling service consumers whose…
75 FR 4819 - Consumer Advisory Committee
Federal Register 2010, 2011, 2012, 2013, 2014
2010-01-29
... FEDERAL COMMUNICATIONS COMMISSION [DA 10-121] Consumer Advisory Committee AGENCY: Federal... its Consumer Advisory Committee (``Committee''). The purpose of the Committee is to make recommendations to the Commission regarding consumer issues within the jurisdiction of the Commission and to...
75 FR 41863 - Consumer Advisory Committee
Federal Register 2010, 2011, 2012, 2013, 2014
2010-07-19
... FEDERAL COMMUNICATIONS COMMISSION [DA 10-1262] Consumer Advisory Committee AGENCY: Federal... its Consumer Advisory Committee (``Committee''). The purpose of the Committee is to make recommendations to the Commission regarding consumer issues within the jurisdiction of the Commission and to...
75 FR 63830 - Consumer Advisory Committee
Federal Register 2010, 2011, 2012, 2013, 2014
2010-10-18
... FEDERAL COMMUNICATIONS COMMISSION [DA 10-1937] Consumer Advisory Committee AGENCY: Federal... its Consumer Advisory Committee (``Committee''). The purpose of the Committee is to make recommendations to the Commission regarding consumer issues within the jurisdiction of the Commission and to...
75 FR 33305 - Consumer Advisory Committee
Federal Register 2010, 2011, 2012, 2013, 2014
2010-06-11
... FEDERAL COMMUNICATIONS COMMISSION [DA 10-1032] Consumer Advisory Committee AGENCY: Federal... its Consumer Advisory Committee (``Committee''). The purpose of the Committee is to make recommendations to the Commission regarding consumer issues within the jurisdiction of the Commission and to...
76 FR 81789 - Consumer Leasing (Regulation M); Correction
Federal Register 2010, 2011, 2012, 2013, 2014
2011-12-29
... BUREAU OF CONSUMER FINANCIAL PROTECTION 12 CFR Part 1013 [Docket No. CFPB-2011-0026] RIN 3170-AA06 Consumer Leasing (Regulation M); Correction AGENCY: Bureau of Consumer Financial Protection. ACTION...). The interim final rule established a new Regulation M (Consumer Leasing) in accordance with the...
77 FR 37616 - Disclosure of Consumer Complaint Data
Federal Register 2010, 2011, 2012, 2013, 2014
2012-06-22
... X [Docket No. CFPB-2012-0023] Disclosure of Consumer Complaint Data AGENCY: Bureau of Consumer... disclosure of data from consumer complaints about financial products and services other than credit cards... Statement'') describing its plans to disclose consumer credit card complaint data. The present notice (the...
Federal Register 2010, 2011, 2012, 2013, 2014
2010-06-18
...' Emotional and Cognitive Reactions to Food Recalls AGENCY: Food and Drug Administration, HHS. ACTION: Notice... solicits comments on a survey on Consumers' Emotional and Cognitive Reactions to Food Recalls. DATES... of information technology. Survey on Consumers' Emotional and Cognitive Reactions to Food Recalls--21...
Issue Papers To Consumer Protection in Postsecondary Education.
ERIC Educational Resources Information Center
1974
This document is intended to present background information on the basic consumer protection issues in postsecondary education. Topics discussed are: (1) recruitment practices of postsecondary schools; (2) the role of a state agency in consumer protection; (3) consumer rights, responsibilities and redress of consumer protection; (4) advertising…
76 FR 56454 - Consumer Advisory Committee Meeting
Federal Register 2010, 2011, 2012, 2013, 2014
2011-09-13
... FEDERAL COMMUNICATIONS COMMISSION [DA 11-1493] Consumer Advisory Committee Meeting AGENCY: Federal... its Consumer Advisory Committee (Committee). The purpose of the Committee is to make recommendations to the Commission regarding consumer issues within the jurisdiction of the Commission and to...
77 FR 5801 - Consumer Advisory Committee
Federal Register 2010, 2011, 2012, 2013, 2014
2012-02-06
... FEDERAL COMMUNICATIONS COMMISSION [DA 12-105] Consumer Advisory Committee AGENCY: Federal... agenda of its Consumer Advisory Committee (Committee). The purpose of the Committee is to make... the participation of all consumers in proceedings before the Commission. DATES: The next meeting of...
DOE Office of Scientific and Technical Information (OSTI.GOV)
Stephens, T.
2013-03-01
Consumer preferences are key to the adoption of new vehicle technologies. Barriers to consumer adoption include price and other obstacles, such as limited driving range and charging infrastructure; unfamiliarity with the technology and uncertainty about direct benefits; limited makes and models with the technology; reputation or perception of the technology; standardization issues; and regulations. For each of these non-cost barriers, this report estimates an effective cost and summarizes underlying influences on consumer preferences, approximate magnitude and relative severity, and assesses potential actions, based on a comprehensive literature review. While the report concludes that non-cost barriers are significant, effective cost andmore » potential market share are very uncertain. Policies and programs including opportunities for drivers to test drive advanced vehicles, general public outreach and information programs, incentives for providing charging and fueling infrastructure, and development of technology standards were examined for their ability to address barriers, but little quantitative data exists on the effectiveness of these measures. This is one in a series of reports produced as a result of the Transportation Energy Futures project, a Department of Energy-sponsored multi-agency effort to pinpoint underexplored strategies for reducing GHGs and petroleum dependence related to transportation.« less
DOE Office of Scientific and Technical Information (OSTI.GOV)
Stephens, Thomas
2013-03-01
Consumer preferences are key to the adoption of new vehicle technologies. Barriers to consumer adoption include price and other obstacles, such as limited driving range and charging infrastructure; unfamiliarity with the technology and uncertainty about direct benefits; limited makes and models with the technology; reputation or perception of the technology; standardization issues; and regulations. For each of these non-cost barriers, this report estimates an effective cost and summarizes underlying influences on consumer preferences, approximate magnitude and relative severity, and assesses potential actions, based on a comprehensive literature review. While the report concludes that non-cost barriers are significant, effective cost andmore » potential market share are very uncertain. Policies and programs including opportunities for drivers to test drive advanced vehicles, general public outreach and information programs, incentives for providing charging and fueling infrastructure, and development of technology standards were examined for their ability to address barriers, but little quantitative data exists on the effectiveness of these measures. This is one in a series of reports produced as a result of the Transportation Energy Futures project, a Department of Energy-sponsored multi-agency effort to pinpoint underexplored strategies for reducing GHGs and petroleum dependence related to transportation. View all reports on the TEF Web page, http://www.eere.energy.gov/analysis/transportationenergyfutures/index.html.« less
Federal Register 2010, 2011, 2012, 2013, 2014
2011-06-29
... and Services Markets AGENCY: Bureau of Consumer Financial Protection. ACTION: Notice and Request for... other markets for consumer financial products or services, the supervision program generally will apply... consumers and to the consumer financial markets.\\5\\ In implementing this supervision program, the CFPB may...
Meeting Consumers' Information Needs: Putting Research to Work.
ERIC Educational Resources Information Center
Steketee, Drew
The Consumer Information Center is a federal program which encourages federal agencies to develop and release consumer information to the public. It also promotes consumer awareness and access to information through the "Consumer Information Catalog" and a mail order distribution operation. Through research, the Center can learn the…
Federal Register 2010, 2011, 2012, 2013, 2014
2010-02-22
... a final rule under section 104(d) of the Consumer Product Safety Improvement Act of 2008 (``CPSIA... CONSUMER PRODUCT SAFETY COMMISSION 16 CFR Part 1130 Requirements for Consumer Registration of Durable Infant or Toddler Products; Correction AGENCY: Consumer Product Safety Commission. ACTION: Final...
75 FR 78259 - Statement of Organization, Functions and Delegations of Authority
Federal Register 2010, 2011, 2012, 2013, 2014
2010-12-15
... conducts research related to behavioral science, including consumer behavior and consumer perception of...; prohibiting marketing measures that are misleading to consumers; establishing tobacco product standards... interactions with other government agencies, State and local governments, industry, academia, consumer...
12 CFR 1016.12 - Limits on sharing account number information for marketing purposes.
Code of Federal Regulations, 2013 CFR
2013-01-01
... encrypted form, as long as you do not provide the recipient with a means to decode the number or code. (2... reporting agency, an account number or similar form of access number or access code for a consumer's credit... similar form of access number or access code: (1) To your agent or service provider solely in order to...
12 CFR 1016.12 - Limits on sharing account number information for marketing purposes.
Code of Federal Regulations, 2014 CFR
2014-01-01
... encrypted form, as long as you do not provide the recipient with a means to decode the number or code. (2... reporting agency, an account number or similar form of access number or access code for a consumer's credit... similar form of access number or access code: (1) To your agent or service provider solely in order to...
12 CFR 573.12 - Limits on sharing account number information for marketing purposes.
Code of Federal Regulations, 2012 CFR
2012-01-01
... access number or access code, does not include a number or code in an encrypted form, as long as you do... reporting agency, an account number or similar form of access number or access code for a consumer's credit... number or access code: (1) To your agent or service provider solely in order to perform marketing for...
12 CFR 216.12 - Limits on sharing account number information for marketing purposes.
Code of Federal Regulations, 2012 CFR
2012-01-01
... code in an encrypted form, as long as you do not provide the recipient with a means to decode the... than to a consumer reporting agency, an account number or similar form of access number or access code... account number or similar form of access number or access code: (1) To your agent or service provider...
12 CFR 573.12 - Limits on sharing account number information for marketing purposes.
Code of Federal Regulations, 2011 CFR
2011-01-01
... access number or access code, does not include a number or code in an encrypted form, as long as you do... reporting agency, an account number or similar form of access number or access code for a consumer's credit... number or access code: (1) To your agent or service provider solely in order to perform marketing for...
12 CFR 216.12 - Limits on sharing account number information for marketing purposes.
Code of Federal Regulations, 2014 CFR
2014-01-01
... code in an encrypted form, as long as you do not provide the recipient with a means to decode the... than to a consumer reporting agency, an account number or similar form of access number or access code... account number or similar form of access number or access code: (1) To your agent or service provider...
12 CFR 216.12 - Limits on sharing account number information for marketing purposes.
Code of Federal Regulations, 2013 CFR
2013-01-01
... code in an encrypted form, as long as you do not provide the recipient with a means to decode the... than to a consumer reporting agency, an account number or similar form of access number or access code... account number or similar form of access number or access code: (1) To your agent or service provider...
12 CFR 1016.12 - Limits on sharing account number information for marketing purposes.
Code of Federal Regulations, 2012 CFR
2012-01-01
... encrypted form, as long as you do not provide the recipient with a means to decode the number or code. (2... reporting agency, an account number or similar form of access number or access code for a consumer's credit... similar form of access number or access code: (1) To your agent or service provider solely in order to...
12 CFR 40.12 - Limits on sharing account number information for marketing purposes.
Code of Federal Regulations, 2011 CFR
2011-01-01
... similar form of access number or access code, does not include a number or code in an encrypted form, as... reporting agency, an account number or similar form of access number or access code for a consumer's credit... number or access code: (1) To the bank's agent or service provider solely in order to perform marketing...
12 CFR 216.12 - Limits on sharing account number information for marketing purposes.
Code of Federal Regulations, 2011 CFR
2011-01-01
... code in an encrypted form, as long as you do not provide the recipient with a means to decode the... than to a consumer reporting agency, an account number or similar form of access number or access code... account number or similar form of access number or access code: (1) To your agent or service provider...
12 CFR 40.12 - Limits on sharing account number information for marketing purposes.
Code of Federal Regulations, 2014 CFR
2014-01-01
... similar form of access number or access code, does not include a number or code in an encrypted form, as... reporting agency, an account number or similar form of access number or access code for a consumer's credit... number or access code: (1) To the bank's agent or service provider solely in order to perform marketing...
12 CFR 40.12 - Limits on sharing account number information for marketing purposes.
Code of Federal Regulations, 2012 CFR
2012-01-01
... similar form of access number or access code, does not include a number or code in an encrypted form, as... reporting agency, an account number or similar form of access number or access code for a consumer's credit... number or access code: (1) To the bank's agent or service provider solely in order to perform marketing...
12 CFR 40.12 - Limits on sharing account number information for marketing purposes.
Code of Federal Regulations, 2013 CFR
2013-01-01
... similar form of access number or access code, does not include a number or code in an encrypted form, as... reporting agency, an account number or similar form of access number or access code for a consumer's credit... number or access code: (1) To the bank's agent or service provider solely in order to perform marketing...
Assessment of the US Department of Energy's Sustainable Energy Resources for Consumers Grant Program
DOE Office of Scientific and Technical Information (OSTI.GOV)
Lenahan, Tim; Bausch, Daniel; Carroll, David
This report presents the results of an assessment of the Sustainable Energy Resources for Consumers (SERC) grant program that was administered by the US Department of Energy Weatherization and Intergovernmental Program Office. Grants totaling $90 million were awarded to 101 local weatherization agencies located in 27 states. More than 15,000 housing units were touched by the SERC program. Close to 29,000 SERC technologies were installed and/or services delivered. The report summarizes the results of site visits to 27 agencies in which the following 14 technologies were observed: solar photovoltaic panels, solar hot water heaters, solar thermal air panels for spacemore » heating, tankless water heaters, heat pump water heaters, geothermal heat pumps, super-evaporative cooling systems, combination boilers and indirect water heaters, small-scale residential wind systems, cool roofs, masonry spray foam insulation, attic radiant barriers, mini-split heat pumps, and in-home energy monitors. The evaluation found that the national weatherization network is capable of installing and delivering a wide range of new and innovative technologies, but the usability and adoptability of some technologies may prove impractical for the weatherization network and the demographic for which it serves.« less
Federal Register 2010, 2011, 2012, 2013, 2014
2011-04-11
... Exposure Survey AGENCY: Consumer Product Safety Commission. ACTION: Notice. SUMMARY: The U.S. Consumer....regulations.gov . A copy of the draft survey is available at http://www.regulations.gov under Docket No. CPSC... OMB for review and clearance: Durable Nursery Products Exposure Survey. On August 14, 2008, the...
The Viability of Ethnographic Research for Hispanic Consumer Research.
ERIC Educational Resources Information Center
Asahina, Roberta R.
A study explored whether ethnographic research is appropriate and feasible for Hispanic consumer research. Subjects, 41 Hispanic advertising executives (out of an original group of 80) in advertising agencies listed in the Standard Directory of Advertising Agencies from New York, Los Angeles, Chicago, Miami, and San Antonio, answered a 23-item…
Moya, Jacqueline; Itkin, Cheryl; Selevan, Sherry G; Rogers, John W; Clickner, Robert P
2008-09-15
Fish consumption rates derived from national surveys may not accurately reflect consumption rates in a particular population such as recreational anglers. Many state and local health agencies in the U.S. have conducted area-specific surveys to study fish consumption patterns in local populations, assess exposure to environmental contaminants, or evaluate compliance with fish advisories. The U.S. Environmental Protection Agency (EPA) has analyzed the raw data from fish consumption surveys in Florida, Connecticut, Minnesota, and North Dakota for the purpose of deriving distributions of fish consumption rates and studying the variables that may be more predictive of high-end consumers. Distributions of fish consumption for different age cohorts, ethnic groups, socioeconomic statuses, types of fish (i.e., freshwater, marine, estuarine), and source of fish (i.e., store-bought versus self-caught) were derived. Consumption of fish and shellfish for those who consume both caught and bought fish is higher than those who reported eating only bought or only self-caught. Mean fish consumption per kilogram of body weight ranged from 0.11 g/kg-day to 2.3 g/kg-day. The highest values were observed in Florida for children 1<6 years of age. The Florida data show a statistically significant increase in the percentage of the population reporting fish and shellfish consumption with an increase in household income and education. This trend was not observed in the other states.
76 FR 22019 - Safety Standard for Toddler Beds
Federal Register 2010, 2011, 2012, 2013, 2014
2011-04-20
... warnings should increase consumers' understanding of the connection between the relevant behaviors and... CONSUMER PRODUCT SAFETY COMMISSION 16 CFR Part 1217 RIN 3041-AC79 Safety Standard for Toddler Beds AGENCY: Consumer Product Safety Commission. ACTION: Final rule. SUMMARY: The Consumer Product Safety...
75 FR 61001 - Softwood Lumber Research, Promotion, Consumer Education and Industry Information Order
Federal Register 2010, 2011, 2012, 2013, 2014
2010-10-01
... Research, Promotion, Consumer Education and Industry Information Order; Proposed Rules #0;#0;Federal...-AD03 Softwood Lumber Research, Promotion, Consumer Education and Industry Information Order AGENCY... Softwood Lumber Research, Promotion, Consumer Education and Industry Information Order (Order). Softwood...
Are consumer-directed home care beneficiaries satisfied? Evidence from Washington state.
Wiener, Joshua M; Anderson, Wayne L; Khatutsky, Galina
2007-12-01
This study analyzed the effect of consumer-directed versus agency-directed home care on satisfaction with paid personal assistance services among Medicaid beneficiaries in Washington State. The study analyzed a survey of 513 Medicaid beneficiaries receiving home- and community-based services. As part of a larger study, we developed an 8-item Satisfaction With Paid Personal Assistance Scale as the measure of satisfaction. In predicting satisfaction with personal assistance services, we estimated an ordinary least squares regression model that was right-censored to account for the large percentage of respondents who were highly satisfied with their care. Among the older population, but not younger people with disabilities, beneficiaries receiving consumer-directed services were more satisfied than individuals receiving agency-directed care. There was no evidence that quality of care was less with consumer-directed services. In addition, overall satisfaction levels with paid home care were very high. This study supports the premise that consumer satisfaction, an important measure of quality, in consumer-directed home care is not inferior to that in agency-directed care. The positive effect of consumer direction for older people underlines the fact that this service option is relevant for this population. In addition, this research provides evidence that home- and community-based services are of high quality, at least on one dimension.
Facility Energy Decision System (FEDS) Assessment Report for Fort Buchanan, Puerto Rico
DOE Office of Scientific and Technical Information (OSTI.GOV)
Chvala, William D.; Solana, Amy E.; Dixon, Douglas R.
2005-02-01
This report documents the findings of the Facility Energy Decision System (FEDS) assessment at Fort Buchanan, Puerto Rico, by a team of PNNL engineers under contract to the Installation Management Agency (IMA) Southeast Region Office (SERO). Funding support was also provided by the Department of Energy's Federal Energy Management Program. The purpose of the assessment was to determine how energy is consumed at Fort Buchanan, identify the most cost-effective energy retrofit measures, and calculate the potential energy and cost savings.
77 FR 66935 - Telephone Consumer Protection Act of 1991
Federal Register 2010, 2011, 2012, 2013, 2014
2012-11-08
... FEDERAL COMMUNICATIONS COMMISSION 47 CFR Part 64 [CG Docket No. 02-278; FCC 12-21] Telephone Consumer Protection Act of 1991 AGENCY: Federal Communications Commission. ACTION: Final rule; correction...: Karen Johnson, Consumer and Governmental Affairs Bureau, Consumer Policy Division, at (202) 418- 7706 or...
78 FR 12141 - Proposed Agency Information Collection Activities; Comment Request
Federal Register 2010, 2011, 2012, 2013, 2014
2013-02-21
... Bureau to monitor consumers' behavior--specifically, consumer use of deposit accounts as transactional... of Consumer Financial Protection (Bureau), and state supervisors of banks and savings associations... consumer customers compared to business customers, and [cir] For those institutions with $1 billion or more...
Work-Life Differences and Outcomes for Agency and Consumer-Directed Home-Care Workers
ERIC Educational Resources Information Center
Benjamin, A.E.; Matthias, Ruth E.
2004-01-01
Purpose. Research on home-care outcomes has highlighted the promise of consumer-directed models that rely on recipients rather than agencies to arrange and direct services. However, there has been little research on workers employed directly by recipients. This study examined differences in work-life and worker outcomes between workers in…
Vilhelmsson, Andreas; Svensson, Tommy; Meeuwisse, Anna; Carlsten, Anders
2012-12-23
The new European pharmacovigilance legislation has been suggested as marking the beginning of a new chapter in drug safety, making patients an important part of pharmacovigilance. In Sweden since 2008 it has been possible for consumers to report adverse drug reactions (ADRs) to the Medical Products Agency (MPA), and these reports are now understood as an increasingly valuable contribution in the monitoring of safety aspects in medicines. Already in 2002 it was possible to report experiences with medicines to the non-profit and independent organization Consumer Association for Medicines and Health (KILEN) through a web-based report form with an opportunity to describe ADR experiences in free text comments. The aim of this study was to qualitatively analyze the free text comments appended to consumer reports on antidepressant medication. All reports of suspected adverse reactions regarding antidepressant medications submitted from January 2002 to April 2009 to KILEN's Internet-based reporting system in Sweden were analyzed according to reported narrative experience(s). Content analysis was used to interpret the content of 181 reports with free text comments. Three main categories emerged from the analyzed data material: (1) Experiences of drug treatment with subcategories (a) Severe psychiatric adverse reactions, and (b) Discontinuation symptoms; (2) Lack of communication and (3) Trust and distrust. A majority of the reports to KILEN were from patients experiencing symptoms of mental disturbances (sometimes severe) affecting them in many different ways, especially during discontinuation. Several report included narratives of patients not receiving information of potential ADRs from their doctor, but also that there were no follow-ups of the treatment. Trust was highlighted as especially important and some patients reported losing confidence in their doctor when they were not believed about the suspected ADRs they experienced, making them attempt to discontinue their antidepressant treatment on their own. The present study indicates that free text comments as often contained in case reports directly submitted by patients can be of value in pharmacovigilance and provide important information on how a drug may affect the person using it and influence his or her personal life.
76 FR 4908 - Agency Information Collection Activities: Proposed Collection; Comment Request
Federal Register 2010, 2011, 2012, 2013, 2014
2011-01-27
... marketing of consumer products that are relevant to consumer health IT products. The purpose of these... and impact the adoption of this technology by consumers. This project will identify principles that...
76 FR 17865 - Agency Information Collection Activities; Proposed Collection; Comment Request
Federal Register 2010, 2011, 2012, 2013, 2014
2011-03-31
..., management, and/ or marketing of consumer products that are relevant to consumer health IT products. The... and impact the adoption of this technology by consumers. This project will identify principles that...
16 CFR 0.17 - Bureau of Consumer Protection.
Code of Federal Regulations, 2010 CFR
2010-01-01
... 16 Commercial Practices 1 2010-01-01 2010-01-01 false Bureau of Consumer Protection. 0.17 Section... ORGANIZATION § 0.17 Bureau of Consumer Protection. The Bureau investigates unfair or deceptive acts or..., and international agencies and organizations in consumer protection enforcement and regulatory matters...
Protection for the Consumer; Business Education: 6463.07.
ERIC Educational Resources Information Center
Finora, Daniel
This course is designed to acquaint the student with the functions, criticisms, costs, and consumer analysis of advertising; Federal and State regulations of industry operation and advertising; Federal, State, and city agencies for consumer protection; private and business-sponsored organizations for consumer protection; and rights and…
Federal Register 2010, 2011, 2012, 2013, 2014
2012-07-24
... using qualitative and possibly quantitative consumer research techniques, which may include focus groups... used during consumer research while testing nutrition education messages and products developed for the general public. The purpose for performing consumer research is to identify consumers' understanding of...
77 FR 32951 - Commission Agenda and Priorities; Notice of Hearing
Federal Register 2010, 2011, 2012, 2013, 2014
2012-06-04
... CONSUMER PRODUCT SAFETY COMMISSION Commission Agenda and Priorities; Notice of Hearing AGENCY: U.S. Consumer Product Safety Commission. ACTION: Notice of public hearing. SUMMARY: The U.S. Consumer Product... Secretary, U.S. Consumer Product Safety Commission, 4330 East West Highway, Bethesda, MD 20814, no later...
2012-01-01
This article describes the sampling frames and basic data collection methods for petroleum price data reported by Energy Information Administration (EIA) and other Government agencies. In addition, it compares and contrasts annual average prices reported by EIA with comparable prices from the Bureau of Labor Statistics (BLS) CPI (Consumer Price Indexes) for the retail prices of residential No. 2 distillate, on-highway diesel fuel and motor gasoline (all grades.) Further, it compares refiner wholesale/resale prices for No. 2 fuel oil, No. 2 diesel fuel, motor gasoline (all grades,) kerosene-type jet fuel and residual fuel oil reported by EIA with comparable prices from the BLS PPI (Producer Price Index.) A discussion of the various crude oil prices and spot/futures prices published by EIA and other Government agencies is also included in the article.
Khosla, Nidhi; Marsteller, Jill A; Holtgrave, David R
2013-11-01
We examined whether mandated collaboration reflected in memoranda of understanding (MOUs) developed by health agencies to meet funder expectations is effective in fostering inter-agency collaboration. We conducted 22 semi-structured interviews from late 2010 to early 2012 in Baltimore, USA, with representatives of 17 HIV service agencies, three local health department units, and one agency that closed in 2008 (two interviews). While there was no consensus, most respondents perceived MOUs negatively, mainly because the process of obtaining signed MOUs was time consuming; frontline staff was mostly unaware of MOUs, agencies did not necessarily work with agencies they signed MOUs with and MOUs were rarely evaluated after being signed. A few agencies reported that MOUs could keep agencies focused and set mutual expectations. The local health department acknowledged shortcomings in MOUs but emphasized that MOUs could help agencies plan for referring clients when their own capacity was full. Although many agencies acknowledged the importance of collaboration, most respondents found that MOUs lacked practical utility. Grant-makers should consult sub-grantees to develop alternative means of fostering collaboration that would be perceived as relevant by both parties. © The Author(s) 2014 Reprints and permissions: sagepub.co.uk/journalsPermissions.nav.
77 FR 32901 - State Enforcement of Household Goods Consumer Protection
Federal Register 2010, 2011, 2012, 2013, 2014
2012-06-04
... enforce certain consumer protection provisions of Title 49 of the United States Code (U.S.C.) and related... bring civil actions in the U.S. district courts to enforce the consumer protection provisions that apply..., 386, and 387 State Enforcement of Household Goods Consumer Protection AGENCY: Federal Motor Carrier...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-01-27
... statements of activity, the consumer's potential liability for unauthorized transfers, and error resolution... transfers to or from a consumer's account. Current Actions: On May 23, 2011, the Federal Reserve published a... proposal contained new protections for consumers who send remittance transfers to other consumers or...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-09-25
... for OMB Review; Comment Request; Consumer Price Index Housing Survey ACTION: Notice. SUMMARY: The... request (ICR) titled, ``Consumer Price Index Housing Survey,'' to the Office of Management and Budget (OMB...)(D). SUPPLEMENTARY INFORMATION: The Consumer Price Index (CPI) is a measure of the average change...
ERIC Educational Resources Information Center
Nelson, Helen E.; And Others
Designed for individuals and groups seeking to organize consumer activities, this guide focuses on how to build consumer competence, how to organize others, where to get training, and how to influence policy makers. Chapter I discusses how to educate oneself for consumerism by using product-rating periodicals, libraries, public consumer agencies,…
75 FR 18165 - Notice of Meeting of Chronic Hazard Advisory Panel on Phthalates
Federal Register 2010, 2011, 2012, 2013, 2014
2010-04-09
... to section 108 of the Consumer Product Safety Improvement Act of 2008 (CPSIA) (Pub. L. 110-314... CONSUMER PRODUCT SAFETY COMMISSION Notice of Meeting of Chronic Hazard Advisory Panel on Phthalates AGENCY: Consumer Product Safety Commission. ACTION: Notice of meeting. SUMMARY: The Consumer...
The Community is Your Classroom in Consumer Education
ERIC Educational Resources Information Center
Fetterman, Elsie
1975-01-01
The article discusses a few of the consumer education resources (outside speakers, field trips, newspapers and other media, consumer organizations, credit bureaus, Federal and State agencies, and the Consumer Resource Directory) that are available to teachers in most communities and offers suggestions on how to effectively use them. (BP)
78 FR 37797 - Commission Agenda and Priorities; Notice of Hearing
Federal Register 2010, 2011, 2012, 2013, 2014
2013-06-24
... CONSUMER PRODUCT SAFETY COMMISSION Commission Agenda and Priorities; Notice of Hearing AGENCY: U.S. Consumer Product Safety Commission. ACTION: Notice of public hearing. SUMMARY: The U.S. Consumer Product... mailed or delivered to the Office of the Secretary, U.S. Consumer Product Safety Commission, 4330 East...
Exploring relationships between hospital patient safety culture and Consumer Reports safety scores.
Smith, Scott Alan; Yount, Naomi; Sorra, Joann
2017-02-16
A number of private and public companies calculate and publish proprietary hospital patient safety scores based on publicly available quality measures initially reported by the U.S. federal government. This study examines whether patient safety culture perceptions of U.S. hospital staff in a large national survey are related to publicly reported patient safety ratings of hospitals. The Agency for Healthcare Research and Quality Hospital Survey on Patient Safety Culture (Hospital SOPS) assesses provider and staff perceptions of hospital patient safety culture. Consumer Reports (CR), a U.S. based non-profit organization, calculates and shares with its subscribers a Hospital Safety Score calculated annually from patient experience survey data and outcomes data gathered from federal databases. Linking data collected during similar time periods, we analyzed relationships between staff perceptions of patient safety culture composites and the CR Hospital Safety Score and its five components using multiple multivariate linear regressions. We analyzed data from 164 hospitals, with patient safety culture survey responses from 140,316 providers and staff, with an average of 856 completed surveys per hospital and an average response rate per hospital of 56%. Higher overall Hospital SOPS composite average scores were significantly associated with higher overall CR Hospital Safety Scores (β = 0.24, p < 0.05). For 10 of the 12 Hospital SOPS composites, higher patient safety culture scores were associated with higher CR patient experience scores on communication about medications and discharge. This study found a relationship between hospital staff perceptions of patient safety culture and the Consumer Reports Hospital Safety Score, which is a composite of patient experience and outcomes data from federal databases. As hospital managers allocate resources to improve patient safety culture within their organizations, their efforts may also indirectly improve consumer-focused, publicly reported hospital rating scores like the Consumer Reports Hospital Safety Score.
Rousselle, C; Ormsby, J N; Schaefer, B; Lampen, A; Platzek, T; Hirsch-Ernst, K; Warholm, M; Oskarsson, A; Nielsen, P J; Holmer, M L; Emond, C
2013-02-01
The French Agency for Food, Environmental and Occupational Health and Safety (Anses) hosted a two-day workshop on Endocrine Disruptors: Exposure and Potential Impact on Consumers Health, bringing together participants from international organizations, academia, research institutes and from German, Swedish, Danish and French governmental agencies. The main objective of the workshop was to share knowledge and experiences on endocrine disruptors (ED) exposure and potential impact on consumers' health, to identify current risk assessment practices and knowledge gaps and issue recommendations on research needs and future collaboration. The following topics were reviewed: (1) Definition of ED, (2) endpoints to be considered for Risk assessment (RA) of ED, (3) non-monotonic dose response curves, (4) studies to be considered for RA (regulatory versus academic studies), (5) point of departure and uncertainty factors, (6) exposure assessment, (7) regulatory issues related to ED. The opinions expressed during this workshop reflect day-to-day experiences from scientists, regulators, researchers, and others from many different countries in the fields of risk assessment, and were regarded by the attendees as an important basis for further discussions. Accordingly, the participants underlined the need for more exchange in the future to share experiences and improve the methodology related to risk assessment for endocrine disrupters. Copyright © 2012 Elsevier Inc. All rights reserved.
75 FR 67609 - Popcorn Promotion, Research, and Consumer Information Order; Reapportionment
Federal Register 2010, 2011, 2012, 2013, 2014
2010-11-03
... practice and procedure, Advertising, Consumer information, Marketing agreements, Popcorn promotion...-10-0010] Popcorn Promotion, Research, and Consumer Information Order; Reapportionment AGENCY: Agricultural Marketing Service, USDA. ACTION: Final rule. SUMMARY: This rule amends the Popcorn Promotion...
Green Power Marketing in the United States: A Status Report (Eighth Edition)
DOE Office of Scientific and Technical Information (OSTI.GOV)
Bird, L.; Swezey, B.
Voluntary consumer decisions to purchase electricity supplied by renewable energy sources represent a powerful market support mechanism for renewable energy development. Beginning in the early 1990s, a small number of U.S. utilities began offering "green power" options to their customers. Since then, these products have become more prevalent, both from utilities and in states that have introduced competition into their retail electricity markets. Today, more than 50% of all U.S. consumers have an option to purchase some type of green power product from a retail electricity provider. This report provides an overview of green power marketing activity in the Unitedmore » States. The first section provides an overview of green power markets, consumer response, and recent industry trends. The second section provides brief descriptions of utility green pricing programs. The third section describes companies that actively market green power in competitive markets and those that market renewable energy certificates nationally or regionally. The final section provides information on a select number of large, nonresidential green power purchasers, including businesses, universities, and government agencies.« less
Green Power Marketing in the United States: A Status Report; Seventh Edition
DOE Office of Scientific and Technical Information (OSTI.GOV)
Bird, L.; Swezey, B.
Voluntary consumer decisions to purchase electricity supplied from renewable energy sources represent a powerful market support mechanism for renewable energy development. Beginning in the early 1990s, a small number of U.S. utilities began offering ''green power'' options to their customers. Since then, these products have become more prevalent both from utilities and in states that have introduced competition into their retail electricity markets. Today, more than 50% of all U.S. consumers have an option to purchase some type of green power product from a retail electricity provider. This report provides an overview of green power marketing activity in the Unitedmore » States. The first section provides an overview of green power markets, consumer response, and recent industry trends. Section 2 provides brief descriptions of the utility green pricing programs available nationally. Section 3 describes companies that actively market green power in competitive markets and those that market renew able energy certificates nationally or regionally. The last section provides information on a select number of large, nonresidential green power purchasers, including governmental agencies, universities, and businesses.« less
75 FR 35816 - Establishment of the Consumer Operated and Oriented Plan (CO-OP) Advisory Board
Federal Register 2010, 2011, 2012, 2013, 2014
2010-06-23
... (CO-OP) Advisory Board AGENCY: Department of Health and Human Services, Office of Consumer Information & Insurance Oversight. ACTION: Federal Register Notice. Authority: The Consumer Operated and Oriented Plan (CO... (PPACA) that calls for the establishment of the Consumer Operated and Oriented Plans (CO-OP) Program...
Consuming Anomie: Children and Global Commercial Culture. Research Note
ERIC Educational Resources Information Center
Langer, Beryl
2005-01-01
This article locates George Herbert Meads account of self-formation in the context of global consumer capitalism, in which the "generalized other" is constructed as a desiring consumer. It argues for a sociology of consumer childhood that, via Mead, takes children's agency as a given and explores the implications of their interaction with the…
Federal Register 2010, 2011, 2012, 2013, 2014
2011-05-12
... INFORMATION: The Consumer Price Index (CPI) is a measure of the average change over time in the prices paid by... for OMB Review; Comment Request; Consumer Price Index Commodities and Services Survey ACTION: Notice...) sponsored information collection request (ICR) titled, ``Consumer Price Index Commodities and Services...
78 FR 55327 - Advisory Committee for Aviation Consumer Protection
Federal Register 2010, 2011, 2012, 2013, 2014
2013-09-10
... Committee for Aviation Consumer Protection AGENCY: Office of the Secretary (OST), Department of... fifth meeting of the Advisory Committee for Aviation Consumer Protection. DATES: The fifth meeting of... Federal Aviation Administration (FAA) headquarters at 800 Independence Avenue SW., Washington, DC...
77 FR 10744 - Agency Information Collection Activities; Submission for OMB Review; Comment Request
Federal Register 2010, 2011, 2012, 2013, 2014
2012-02-23
... establish disclosure requirements that assist consumers in making informed purchasing decisions, and... establish disclosure requirements that assist consumers in making informed purchasing decisions and... disclosure requirements that assist consumers in making informed purchasing decisions, and recordkeeping...
77 FR 11073 - Proposed Collection; Comment Request
Federal Register 2010, 2011, 2012, 2013, 2014
2012-02-24
... of its functions under the Federal consumer financial laws, and to provide information on emerging... BUREAU OF CONSUMER FINANCIAL PROTECTION [Docket No. CFPB-2012-0006] Proposed Collection; Comment Request AGENCY: Bureau of Consumer Financial Protection. ACTION: Notice and request for comment. SUMMARY...
Code of Federal Regulations, 2014 CFR
2014-04-01
... consumer complaints concerning standards related problems in manufactured homes under subpart I of this... waived formal notification under subpart I. (ii) A manufacturer's handling of consumer complaints and... which: (1) Demonstrate how the designated State agency shall ensure effective handling of consumer...
76 FR 77230 - Agency Information Collection Activities; Proposed Collection; Comment Request
Federal Register 2010, 2011, 2012, 2013, 2014
2011-12-12
... consumers in making informed purchasing decisions, and recordkeeping requirements that assist the Commission... Rules establish disclosure requirements that assist consumers in making informed purchasing decisions... consumers in making informed purchasing decisions, and recordkeeping requirements that assist the Commission...
Adverse events attributed to traditional Korean medical practices: 1999–2010
Shin, Hyeun-Kyoo; Jeong, Soo-Jin; Ernst, Edzard
2013-01-01
Abstract Objective To investigate adverse events attributed to traditional medical treatments in the Republic of Korea. Methods Adverse events recorded in the Republic of Korea between 1999 and 2010 – by the Food and Drug Administration, the Consumer Agency or the Association of Traditional Korean Medicine – were reviewed. Records of adverse events attributed to the use of traditional medical practices, including reports of medicinal accidents and consumers’ complaints, were investigated. Findings Overall, 9624 records of adverse events attributed to traditional medical practices – including 522 linked to herbal treatments – were identified. Liver problems were the most frequently reported adverse events. Only eight of the adverse events were recorded by the pharmacovigilance system run by the Food and Drug Administration. Of the 9624 events, 1389 – mostly infections, cases of pneumothorax and burns – were linked to physical therapy (n = 285) or acupuncture/moxibustion (n = 1104). Conclusion In the Republic of Korea, traditional medical practices often appear to have adverse effects, yet almost all of the adverse events attributed to such practices between 1999 and 2010 were missed by the national pharmacovigilance system. The Consumer Agency and the Association of Traditional Korean Medicine should be included in the national pharmacovigilance system. PMID:23940404
78 FR 71706 - Advisory Committee for Aviation Consumer Protection
Federal Register 2010, 2011, 2012, 2013, 2014
2013-11-29
... Committee for Aviation Consumer Protection AGENCY: Office of the Secretary (OST), Department of... fifth meeting of the Advisory Committee for Aviation Consumer Protection. DATES: The fifth meeting of..., Office of Aviation Enforcement and Proceedings, [email protected] ; U.S. Department of...
16 CFR 0.20 - Office of International Affairs.
Code of Federal Regulations, 2010 CFR
2010-01-01
... consumer protection aspects of trade fora and negotiations, such as the U.S. inter-agency delegations... international antitrust, international consumer protection, and international technical assistance. OIA is... advice to the Bureaus of Competition and Consumer Protection with regard to the international aspects of...
77 FR 58983 - Notice of Telephonic Prehearing Conference
Federal Register 2010, 2011, 2012, 2013, 2014
2012-09-25
... CONSUMER PRODUCT SAFETY COMMISSION [CPSC Docket No. 12-1] Notice of Telephonic Prehearing Conference AGENCY: U.S. Consumer Product Safety Commission. ACTION: Notice. SUMMARY: Notice of telephonic... standards, regulations, and consumer product safety rules; (11) Disclosure of the names of witnesses and of...
Code of Federal Regulations, 2010 CFR
2010-04-01
... name, title, address, and phone number of the person responsible for handling consumer complaints... § 3282.407, and (ii) A manufacturer's handling of consumer complaints and other information under § 3282... which: (1) Demonstrate how the designated State agency shall ensure effective handling of consumer...
Code of Federal Regulations, 2013 CFR
2013-04-01
... name, title, address, and phone number of the person responsible for handling consumer complaints... § 3282.407, and (ii) A manufacturer's handling of consumer complaints and other information under § 3282... which: (1) Demonstrate how the designated State agency shall ensure effective handling of consumer...
Code of Federal Regulations, 2012 CFR
2012-04-01
... name, title, address, and phone number of the person responsible for handling consumer complaints... § 3282.407, and (ii) A manufacturer's handling of consumer complaints and other information under § 3282... which: (1) Demonstrate how the designated State agency shall ensure effective handling of consumer...
Code of Federal Regulations, 2011 CFR
2011-04-01
... name, title, address, and phone number of the person responsible for handling consumer complaints... § 3282.407, and (ii) A manufacturer's handling of consumer complaints and other information under § 3282... which: (1) Demonstrate how the designated State agency shall ensure effective handling of consumer...
75 FR 31730 - Popcorn Promotion, Research, and Consumer Information Order; Reapportionment
Federal Register 2010, 2011, 2012, 2013, 2014
2010-06-04
...-10-0010] Popcorn Promotion, Research, and Consumer Information Order; Reapportionment AGENCY... and therefore, fewer popcorn processors in the industry. In accordance with the Popcorn Promotion, Research and Consumer Information Order (Order) which is authorized by the Popcorn Promotion, Research and...
75 FR 15993 - Civil Penalty Factors
Federal Register 2010, 2011, 2012, 2013, 2014
2010-03-31
... CONSUMER PRODUCT SAFETY COMMISSION 16 CFR Part 1119 Civil Penalty Factors AGENCY: Consumer Product... final rule providing its interpretation of the civil penalty factors found in the Consumer Product... consider certain factors in determining the amount of any civil penalty to seek. The Commission published...
Measuring the Recovery Orientation of ACT
Salyers, Michelle P.; Stull, Laura G.; Rollins, Angela L.; McGrew, John H.; Hicks, Lia J.; Thomas, Dave; Strieter, Doug
2014-01-01
Background Approaches to measuring recovery orientation are needed, particularly for programs that may struggle with implementing recovery-oriented treatment. Objective A mixed methods comparative study was conducted to explore effective approaches to measuring recovery orientation of Assertive Community Treatment (ACT) teams. Design Two ACT teams exhibiting high and low recovery orientation were compared using surveys, treatment plan ratings, diaries of treatment visits, and team-leader-reported treatment control mechanisms. Results The recovery-oriented team differed on one survey measure (higher expectations for consumer recovery), treatment planning (greater consumer involvement and goal-directed content), and use of control mechanisms (less use of representative payee, agency-held lease, daily medication delivery, and family involvement). Staff and consumer diaries showed the most consistent differences (e.g., conveying hope and choice) and were the least susceptible to observer bias, but had the lowest response rates. Conclusions Several practices differentiate recovery orientation on ACT teams, and a mixed-methods assessment approach is feasible. PMID:23690285
Consumer protection act for digital products
NASA Astrophysics Data System (ADS)
Hampel, Viktor E.
1996-03-01
This report proposes a `Consumer Protection Act for Digital Products' to support electronic commerce and to control the increasing abuse and lack of security on the national information highways. Patterned after the `Food and Drug Act of 1906 (21 USC)' and subsequent legislation, a new agency similar to that of the FDA would have the authority `to develop administrative policy with regard to the safety, effectiveness, and labeling of digital products and their communications for human use, and to review and evaluate new applications of such products.' Specifically, it is proposed that standards, originally developed by the defense industry for the labeling, enveloping, and authentication of digital products delivered to the Government, be extended to promote global electronic commerce by protecting the intellectual property rights of producers, establishing their liability for the end-use of digital products, and give consumers means for informed decision making and purchase.
"The Google of Healthcare": enabling the privatization of genetic bio/databanking.
Spector-Bagdady, Kayte
2016-07-01
23andMe is back on the market as the first direct-to-consumer genetic testing company that "includes reports that meet Food and Drug Administration (FDA) standards…." But, whereas its front-end product is selling individual genetic tests online, its back-end business model is amassing one of the largest privately owned genetic databases in the world. What is the effect, however, of the private control of bio/databases on genetic epidemiology and public health research? The recent federal government notices of proposed rulemaking for: (1) revisions to regulations governing human subjects research and (2) whether certain direct-to-consumer genetic tests should require premarket FDA review, were reviewed and related to the 23andMe product, business model, and consumer agreements. FDA regulatory action so far has focused on the return of consumer test reports but it should also consider the broader misuse of data and information not otherwise protected by human subjects research regulations. As the federal government revises its decades-old human subjects research structure, the Executive Office of the President (EOP) should consider a cohesive approach to regulating private genetic bio/databanks. This strategy should allow the FDA and other agencies to play a role in expanding current regulatory coverage. Copyright © 2016 Elsevier Inc. All rights reserved.
Meng, Hongdao; Friedman, Bruce; Wamsley, Brenda R; Van Nostrand, Joan F; Eggert, Gerald M
2010-01-01
To examine the impact of an experimental consumer-choice voucher benefit on the selection of independent and agency personal assistance services (PAS) providers among rural and urban Medicare beneficiaries with disabilities. The Medicare Primary and Consumer-Directed Care Demonstration enrolled 1,605 Medicare beneficiaries in 19 counties in New York State, West Virginia, and Ohio. A total of 839 participants were randomly assigned to receive a voucher benefit (up to $250 per month with a 20% copayment) that could be used toward PAS provided by either independent or agency workers. A bivariate probit model was used to estimate the probabilities of choosing either type of PAS provider while controlling for potential confounders. The voucher was associated with a 32.4% (P < .01) increase in the probability of choosing agency providers and a 12.5% (P= .03) increase in the likelihood of choosing independent workers. When the analysis was stratified by rural/urban status, rural voucher recipients had 36.8% higher probability of using independent workers compared to rural controls. Urban voucher recipients had 37.1% higher probability of using agency providers compared to urban controls. This study provided evidence that rural and urban Medicare beneficiaries with disabilities may have very different responses to a consumer-choice PAS voucher program. Offering a consumer-choice voucher option to rural populations holds the potential to significantly improve their access to PAS. © 2010 National Rural Health Association.
The Michigan Consumer Protection Act of 1976. Consumer Education Training Module.
ERIC Educational Resources Information Center
Monsma, Charles
This guide for secondary teachers is designed to identify and illustrate specified illegal practices identified in the Michigan Consumer Protection Act of 1976. The guide also explains procedures that a consumer or law-enforcement agency can take to enforce the provisions of this law. Since the act is a broad one, students learn not only about…
Federal Register 2010, 2011, 2012, 2013, 2014
2010-11-02
... Practices Authority Contained in the Dodd-Frank Wall Street Reform and Consumer Protection Act AGENCY.... SUMMARY: The Dodd-Frank Wall Street Reform and Consumer Protection Act (the ``Dodd-Frank Act'') amends... Reform and Consumer Protection Act (``Dodd-Frank Act'').\\2\\ Title VII of the Dodd-Frank Act \\3\\ amended...
77 FR 35465 - Advisory Committee for Aviation Consumer Protection
Federal Register 2010, 2011, 2012, 2013, 2014
2012-06-13
... Committee for Aviation Consumer Protection AGENCY: Office of the Secretary (OST), Department of... first meeting of the Advisory Committee for Aviation Consumer Protection. DATES: The first meeting of... Assistant General Counsel for Aviation Enforcement and Proceedings, [email protected] , or Blane A. Workie...
77 FR 53961 - Advisory Committee for Aviation Consumer Protection
Federal Register 2010, 2011, 2012, 2013, 2014
2012-09-04
... Committee for Aviation Consumer Protection AGENCY: Office of the Secretary (OST), Department of... third meeting of the Advisory Committee for Aviation Consumer Protection. DATES: The third meeting of... Attorney, Office of the Assistant General Counsel for Aviation Enforcement and Proceedings, [email protected
77 FR 43135 - Advisory Committee for Aviation Consumer Protection
Federal Register 2010, 2011, 2012, 2013, 2014
2012-07-23
... Committee for Aviation Consumer Protection AGENCY: Office of the Secretary (OST), Department of... second meeting of the Advisory Committee for Aviation Consumer Protection. DATES: The second meeting of... Assistant General Counsel for Aviation Enforcement and Proceedings, [email protected] ; U.S. Department of...
78 FR 2258 - Notice of Telephonic Prehearing Conference
Federal Register 2010, 2011, 2012, 2013, 2014
2013-01-10
... CONSUMER PRODUCT SAFETY COMMISSION [CPSC Docket No. 13-1] Notice of Telephonic Prehearing Conference AGENCY: U.S. Consumer Product Safety Commission. ACTION: Notice. SUMMARY: Notice of telephonic..., regulations, and consumer product safety rules; (11) Disclosure of the names of witnesses and of documents or...
76 FR 58006 - Consumer Health IT Pledge Program
Federal Register 2010, 2011, 2012, 2013, 2014
2011-09-19
... DEPARTMENT OF HEALTH AND HUMAN SERVICES Consumer Health IT Pledge Program AGENCY: Office of the National Coordinator for Health Information Technology, HHS. ACTION: Notice of availability for Consumer Health IT Pledge Program. SUMMARY: The U.S. Department of Health & Human Services' Office of the National...
77 FR 37836 - Petition Requesting Commission Action Regarding Crib Bumpers
Federal Register 2010, 2011, 2012, 2013, 2014
2012-06-25
... CONSUMER PRODUCT SAFETY COMMISSION 16 CFR Chapter II [Docket No. CPSC-2012-0034] Petition Requesting Commission Action Regarding Crib Bumpers AGENCY: U.S. Consumer Product Safety Commission. ACTION: Petition for rulemaking. SUMMARY: The U.S. Consumer Product Safety Commission (``Commission'') has received...
Federal Register 2010, 2011, 2012, 2013, 2014
2010-01-05
... Request; Experimental Study: Presentation of Quantitative Effectiveness Information to Consumers in Direct... clearance. Experimental Study: Presentation of Quantitative Effectiveness Information to Consumers in Direct... research has proposed that providing quantitative information about product efficacy enables consumers to...
76 FR 19926 - Portable Bed Rails: Withdrawal of Advance Notice of Proposed Rulemaking
Federal Register 2010, 2011, 2012, 2013, 2014
2011-04-11
... CONSUMER PRODUCT SAFETY COMMISSION 16 CFR Part 1500 Portable Bed Rails: Withdrawal of Advance Notice of Proposed Rulemaking AGENCY: Consumer Product Safety Commission. ACTION: Withdrawal of advance notice of proposed rulemaking. SUMMARY: The U.S. Consumer Product Safety Commission (``Commission...
Friedman, Mike; Bartier, Anne-Laure; Lown, Josh; Hopwood, Christopher J
2016-01-01
Consumer behavior is driven, in part, by the degree to which goods and services appeal to underlying motives for agency and communion. The purpose of this research was to develop a brief individual differences measure of these motivations for use in behavioral research and theoretical and applied consumer psychology and marketing studies. We employed a bi-lingual scale development procedure to create the 10-item Agentic and Communal Consumer Motivation Inventory (ACCMI) in English and French. Two studies show that the ACCMI is language invariant, demonstrates convergent and discriminant validity with consumer, motivational, and interpersonal constructs, and predicts evaluations of products described in agentic and communal terms, respectively, in both languages. The general conclusion of this research is that agency and communion provide a useful framework for understanding and studying consumer buying motivations. Discussion focuses on the relevance of motivational factors for studying human behavior and the applied utility of the ACCMI.
Friedman, Mike; Bartier, Anne-Laure; Lown, Josh; Hopwood, Christopher J.
2016-01-01
Consumer behavior is driven, in part, by the degree to which goods and services appeal to underlying motives for agency and communion. The purpose of this research was to develop a brief individual differences measure of these motivations for use in behavioral research and theoretical and applied consumer psychology and marketing studies. We employed a bi-lingual scale development procedure to create the 10-item Agentic and Communal Consumer Motivation Inventory (ACCMI) in English and French. Two studies show that the ACCMI is language invariant, demonstrates convergent and discriminant validity with consumer, motivational, and interpersonal constructs, and predicts evaluations of products described in agentic and communal terms, respectively, in both languages. The general conclusion of this research is that agency and communion provide a useful framework for understanding and studying consumer buying motivations. Discussion focuses on the relevance of motivational factors for studying human behavior and the applied utility of the ACCMI. PMID:27563295
Herschell, Amy D; Lindhiem, Oliver J; Kogan, Jane N; Celedonia, Karen L; Stein, Bradley D
2014-04-01
We examined the effectiveness of Dialectical Behavior Therapy (DBT) training in community-based agencies. Data were gathered at four time points over a 2-year period from front-line mental health therapists (N=64) from 10 community-based agencies that participated in a DBT implementation initiative. We examined change on therapist attitudes toward consumers with Borderline Personality Disorder (BPD), confidence in the effectiveness of DBT, and use of DBT model components. All measures were self-report. Participating in DBT training was associated with positive changes over time, including improved therapist attitudes toward consumers with BPD, improved confidence in the effectiveness of DBT, and increased use of DBT components. Therapists who had the lowest baseline scores on the study outcomes had the greatest self-reported positive change in outcomes over time. Moreover, there were notable positive correlations in therapist characteristics; therapists who had the lowest baseline attitudes toward individuals with BPD, confidence in the effectiveness of DBT, or who were least likely to use DBT modes and components were the therapists who had the greatest reported increase over time in each respective area. DBT training with ongoing support resulted in changes not commonly observed in standard training approaches typically used in community settings. It is encouraging to observe positive outcomes in therapist self-reported skill, perceived self-efficacy and DBT component use, all of which are important to evidence-based treatment (EBT) implementation. Our results underscore the importance to recognize and target therapist diversity of learning levels, experience, and expertise in EBT implementation. Copyright © 2013 Elsevier Ltd. All rights reserved.
Demonstration of Heavy Hybrid Diesel Fleet Vehicles Final Report Version 2
2016-03-29
Rescue 215 Truck, Earth Auger/Digger Derrick 154 Hybrid Electric System Truck, Refuse 54 Hybrid Launch Assist Truck, Dump 921 Truck, Refrigerator...5,013 In-Progress; Hybrid Electric System Dump Truck 776 Naval Construction Force Truck 1,500 Engineer Tractor 2,942 Heavy Equipment Transporter...fuel consumed by both trucks using Defense Logistics Agency (DLA) fuel management data. Card readers capture this data at the point of fueling using a
Federal Register 2010, 2011, 2012, 2013, 2014
2011-08-04
... customer relationship with a consumer and/or before sharing a consumer's non-public personal information... entities: (1) 100,000 respondents, approximately 70% of whom maintain customer relationships exceeding one...) When initially establishing a customer relationship and/or before sharing a consumer's non-public...
40 CFR 1051.137 - What are the consumer labeling requirements?
Code of Federal Regulations, 2010 CFR
2010-07-01
... 40 Protection of Environment 32 2010-07-01 2010-07-01 false What are the consumer labeling requirements? 1051.137 Section 1051.137 Protection of Environment ENVIRONMENTAL PROTECTION AGENCY (CONTINUED... and Related Requirements § 1051.137 What are the consumer labeling requirements? Label every vehicle...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-10-17
... CONSUMER PRODUCT SAFETY COMMISSION Proposed Extension of Approval of Information Collection; Comment Request--Children's Sleepwear AGENCY: Consumer Product Safety Commission. ACTION: Notice; correction. SUMMARY: As required by the Paperwork Reduction Act of 1995 (44 U.S.C. Chapter 35), the Consumer...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-10-17
... CONSUMER PRODUCT SAFETY COMMISSION Proposed Extension of Approval of Information Collection; Comment Request--Safety Standard for Walk-Behind Power Lawn Mowers AGENCY: Consumer Product Safety.... Chapter 35), the Consumer Product Safety Commission (CPSC) requested comments on a proposed extension of...
Federal Register 2010, 2011, 2012, 2013, 2014
2010-09-21
..., regarding the Energy Conservation Program: Certification, Compliance, and Enforcement for Consumer Products... [Docket No. EERE-2010-BT-CE-0014] RIN 1904-AC23 Energy Conservation Program: Certification, Compliance, and Enforcement for Consumer Products and Commercial and Industrial Equipment; Correction AGENCY...
77 FR 76291 - Agency Information Collection Activities: Submission for OMB Review; Comment Request
Federal Register 2010, 2011, 2012, 2013, 2014
2012-12-27
... collection titled, ``Clearance for Consumer Attitudes, Understanding, and Behaviors with Respect to Financial... Consumer Attitudes, Understanding, and Behaviors with Respect to Financial Services and Products. OMB... consumer attitudes, beliefs, and behaviors as they navigate financial decisions. It will help the CFPB...
An evaluation of the readability of drinking water quality reports: a national assessment.
Roy, Siddhartha; Phetxumphou, Katherine; Dietrich, Andrea M; Estabrooks, Paul A; You, Wen; Davy, Brenda M
2015-09-01
The United States Environmental Protection Agency mandates that community water systems (or water utilities) provide annual consumer confidence reports (CCRs)--water quality reports--to their consumers. These reports encapsulate information regarding sources of water, detected contaminants, regulatory compliance, and educational material. These reports have excellent potential for providing the public with accurate information on the safety of tap water, but there is a lack of research on the degree to which the information can be understood by a large proportion of the population. This study evaluated the readability of a nationally representative sample of 30 CCRs, released between 2011 and 2013. Readability (or 'comprehension difficulty') was evaluated using Flesch-Kincaid readability tests. The analysis revealed that CCRs were written at the 11th-14th grade level, which is well above the recommended 6th-7th grade level for public health communications. The CCR readability ease was found to be equivalent to that of the Harvard Law Review journal. These findings expose a wide chasm that exists between current water quality reports and their effectiveness toward being understandable to US residents. Suggestions for reorienting language and scientific information in CCRs to be easily comprehensible to the public are offered.
DOE Office of Scientific and Technical Information (OSTI.GOV)
Hewett, R.
1997-12-31
This paper describes the strategy and computer processing system that NREL, the Virginia Department of Mines, Minerals and Energy (DMME) and the state energy office, are developing for computing solar attractiveness scores for state agencies and the individual facilities or buildings within each agency. In the case of an agency, solar attractiveness is a measure of that agency`s having a significant number of facilities for which solar has the potential to be promising. In the case of a facility, solar attractiveness is a measure of its potential for being good, economically viable candidate for a solar waste heating system. Virginiamore » State agencies are charged with reducing fossil energy and electricity use and expense. DMME is responsible for working with them to achieve the goals and for managing the state`s energy consumption and cost monitoring program. This is done using the Fast Accounting System for Energy Reporting (FASER) computerized energy accounting and tracking system and database. Agencies report energy use and expenses (by individual facility and energy type) to DMME quarterly. DMME is also responsible for providing technical and other assistance services to agencies and facilities interested in investigating use of solar. Since Virginia has approximately 80 agencies operating over 8,000 energy-consuming facilities and since DMME`s resources are limited, it is interested in being able to determine: (1) on which agencies to focus; (2) specific facilities on which to focus within each high-priority agency; and (3) irrespective of agency, which facilities are the most promising potential candidates for solar. The computer processing system described in this paper computes numerical solar attractiveness scores for the state`s agencies and the individual facilities using the energy use and cost data in the FASER system database and the state`s and NREL`s experience in implementing, testing and evaluating solar water heating systems in commercial and government facilities.« less
Federal Register 2010, 2011, 2012, 2013, 2014
2013-03-07
..., Modifications and Rulings: Certain Consumer Electronics and Display Devices and Products Containing Same AGENCY... the sale within the United States after importation of certain consumer electronics devices and..., Washington; LG Electronics, Inc. of Seoul, South Korea; LG Electronics, Mobilecomm U.S.A., Inc. of San Diego...
ERIC Educational Resources Information Center
Albanese, Frank N.; And Others
Twelve preconference papers and background articles that identify issues in consumer protection in postsecondary education are presented. The papers and articles include "Recruitment Practices of Postsecondary Schools" (Frank N. Albanese); "The Role of a State Agency in Consumer Protection" (Philip F. Ashler); "The Three R's of Postsecondary…
78 FR 32651 - Agency Information Collection Activities; Submission for OMB Review; Comment Request
Federal Register 2010, 2011, 2012, 2013, 2014
2013-05-31
... dealers, and its shared enforcement with the Consumer Financial Protection Bureau (``CFPB'') of the...: Monique Einhorn, Attorney, Division of Privacy and Identity Protection, Bureau of Consumer Protection... Reform and Consumer Protection Act (Pub. L. 111-203, 124 Stat. 1376 (2010)) that are predominantly...
Federal Register 2010, 2011, 2012, 2013, 2014
2011-01-07
...: Notice of Public Web Conferences AGENCY: Consumer Product Safety Commission. ACTION: Notice. SUMMARY: The Consumer Product Safety Commission (``Commission,'' ``CPSC,'' or ``we'') is announcing two Web conferences... database (``Database''). The Web conferences will be webcast live from the Commission's headquarters in...
Federal Register 2010, 2011, 2012, 2013, 2014
2011-03-02
... Activities; Submission for OMB Review; Comment Request; Consumer Expenditure Surveys: The Quarterly Interview... Activities; Submission for OMB Review; Comment Request; Consumer Expenditure Surveys: The Quarterly Interview... Expenditure Surveys: The Quarterly Interview and the Diary,'' to the Office of Management and Budget (OMB) for...
Federal Register 2010, 2011, 2012, 2013, 2014
2013-01-23
... for OMB Review; Comment Request; Consumer Expenditure Surveys: Quarterly Interview and Diary ACTION... Interview and Diary,'' to the Office of Management and Budget (OMB) for review and approval for use in... Collection: Consumer Expenditure Surveys: Quarterly Interview and Diary. OMB Control Number: 1205-0050...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-10-17
... CONSUMER PRODUCT SAFETY COMMISSION Proposed Extension of Approval of Information Collection; Comment Request--Safety Standard for Automatic Residential Garage Door Operators AGENCY: Consumer Product... 1995 (44 U.S.C. Chapter 35), the Consumer Product Safety Commission (CPSC) requested comments on a...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-08-14
..., direct final rule concerning household goods consumer protection. The direct final rule amended the... No. FMCSA-2012-0119] RIN 2126-AB52 Transportation of Household Goods in Interstate Commerce; Consumer Protection Regulations AGENCY: Federal Motor Carrier Safety Administration (FMCSA), DOT. ACTION: Direct final...
Federal Register 2010, 2011, 2012, 2013, 2014
2013-07-18
... CONSUMER PRODUCT SAFETY COMMISSION [Docket No. CPSC-2009-0102] Submission for OMB Review; Comment Request-- Follow-Up Activities for Product-Related Injuries AGENCY: Consumer Product Safety Commission... Consumer Product Safety Commission (Commission or CPSC) announces that it has submitted to the Office of...
Consumer Health: Products and Services.
ERIC Educational Resources Information Center
Haag, Jessie Helen
This book presents a general overview of consumer health, its products and services. Consumer health is defined as those topics dealing with a wise selection of health products and services, agencies concerned with the control of these products and services, evaluation of quackery and health misconceptions, health careers, and health insurance.…
Federal Register 2010, 2011, 2012, 2013, 2014
2013-12-26
...: Title: National Research, Promotion, and Consumer Information Programs. OMB Number: 0581-0093..., filing of petitions and applications and agency #0;statements of organization and functions are examples... Service [Doc.No. AMS-LPS-13-0088] National Research, Promotion, and Consumer Information Programs; Request...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-07-20
... Activities; Submission to OMB for Review and Approval; Comment Request; Consumer Research through Focus... . Title: Consumer Research through Focus Groups to Develop Improved Labeling for Pesticide Products. ICR.... Abstract: EPA intends to renew a voluntary information collection for consumer research involving the use...
Enhancing the Consumer-Family-Staff Relationship in Adult Services.
ERIC Educational Resources Information Center
Kaplan, Chaya
1993-01-01
This paper examines relationships and interactions among the consumer (with a developmental disability), his or her family, and agency staff as they impact the consumer's life course and lifestyle. Approaches and activities to enhance effective relationships include setting policies that support these relationships, training staff with this…
Federal Register 2010, 2011, 2012, 2013, 2014
2012-07-10
...; Asian Longhorned Beetle Consumer Research Survey AGENCY: Animal and Plant Health Inspection Service... longhorned beetle consumer research survey, contact Ms. Heather Curlett, Outreach and Risk Communications... Research Survey. OMB Number: 0579-XXXX. Type of Request: Approval of an information collection. Abstract...
76 FR 33179 - Petition Requesting Safeguards for Glass Fronts of Gas Vented Fireplaces
Federal Register 2010, 2011, 2012, 2013, 2014
2011-06-08
... CONSUMER PRODUCT SAFETY COMMISSION 16 CFR 1460 Petition Requesting Safeguards for Glass Fronts of Gas Vented Fireplaces AGENCY: U.S. Consumer Product Safety Commission. ACTION: Notice. SUMMARY: The U.S. Consumer Product Safety Commission (``Commission'' or ``we'') has received a petition (CP 11-1...
75 FR 66018 - Business Affiliate Marketing and Disposal of Consumer Information Rules
Federal Register 2010, 2011, 2012, 2013, 2014
2010-10-27
... Marketing and Disposal of Consumer Information Rules AGENCY: Commodity Futures Trading Commission. ACTION... affiliates from using certain information to make marketing solicitations to consumers. The proposed... ``affiliate marketing rules''). The other provision in the CFP Act amends section 628 of the FCRA and mandates...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-02-27
... Request; Experimental Study on Consumer Responses to Whole Grain Labeling Statements on Food Packages... and title ``Experimental Study on Consumer Responses to Whole Grain Labeling Statements on Food... review and clearance. Experimental Study on Consumer Responses to Whole Grain Labeling Statements on Food...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-10-04
... CONSUMER PRODUCT SAFETY COMMISSION [Docket No. CPSC-2013-0001] Proposed Extension of Approval of... AGENCY: Consumer Product Safety Commission. ACTION: Notice. SUMMARY: As required by the Paperwork Reduction Act (44 U.S.C. chapter 35), the Consumer Product Safety Commission (CPSC or Commission) requests...
Serving up food safety: who wants a piece of the pie?
Schmidt, C W
2001-07-01
A total of 12 federal agencies, plus their state counterparts, contribute to the regulatory snarl that governs the safety of the American food supply. With so much federal oversight, one might expect U.S. foods to be virtually risk-free. But this is hardly the case; contaminated food is responsible for 75 million illnesses, 325,000 hospitalizations, and 5,000 deaths in the United States each year. Recent reports from the General Accounting Office and the National Research Council claim that creation of a single agency with centralized authority is the best solution to U.S. food safety problems. Some experts agree that regulatory gaps in food safety highlight the need for centralized leadership, and that more money is necessary to fund the number of inspectors needed to adequately inspect the food supply before it reaches consumers. The single-agency concept has garnered congressional, industry, and scientific support, but the idea isn't without its skeptics, who believe that consolidating food safety under a single agency eliminates checks and balances offered by the current system and, more importantly, runs the risk of politicizing the agency.
77 FR 31000 - Proposed Agency Information Collection
Federal Register 2010, 2011, 2012, 2013, 2014
2012-05-24
... DEPARTMENT OF ENERGY Office of Energy Efficiency and Renewable Energy Proposed Agency Information Collection AGENCY: Office of Energy Efficiency and Renewable Energy, U.S. Department of Energy. ACTION... Renewable Energy (EERE) has developed and launched a new consumer-focused Web site ( http://openei.org...
75 FR 48457 - Telemarketing Sales Rule
Federal Register 2010, 2011, 2012, 2013, 2014
2010-08-10
... debt management plan with a credit counseling agency. On the other end of the spectrum, for consumers... settlement programs. See Summary of Communications (June 16, 2010) at 1 (according to industry groups... this proceeding. 1. Credit Counseling Agencies Credit counseling agencies (``CCAs'') historically were...
78 FR 66714 - Proposed Agency Information Collection Activities; Comment Request
Federal Register 2010, 2011, 2012, 2013, 2014
2013-11-06
..., including through the use of automated collection techniques or other forms of information technology; and e... three data items: Government-guaranteed Student Loans, Private Student Loans, and Other Consumer Loans... FEDERAL RESERVE SYSTEM Proposed Agency Information Collection Activities; Comment Request AGENCY...
29 CFR 1983.108 - Role of Federal agencies.
Code of Federal Regulations, 2014 CFR
2014-07-01
... (CONTINUED) PROCEDURES FOR THE HANDLING OF RETALIATION COMPLAINTS UNDER SECTION 219 OF THE CONSUMER PRODUCT... Solicitor is otherwise required by these rules. (b) The Consumer Product Safety Commission, if interested in...
29 CFR 1983.108 - Role of Federal agencies.
Code of Federal Regulations, 2013 CFR
2013-07-01
... (CONTINUED) PROCEDURES FOR THE HANDLING OF RETALIATION COMPLAINTS UNDER SECTION 219 OF THE CONSUMER PRODUCT... Solicitor is otherwise required by these rules. (b) The Consumer Product Safety Commission, if interested in...
12 CFR 227.2 - Consumer complaint procedure.
Code of Federal Regulations, 2010 CFR
2010-01-01
... SYSTEM UNFAIR OR DECEPTIVE ACTS OR PRACTICES (REGULATION AA) General Provisions § 227.2 Consumer... forwarded to the Federal agency having jurisdiction over that institution. [Reg. AA, 41 FR 44362, Oct. 8...
Co-Optimization of Fuels & Engines: Misfueling Mitigation
DOE Office of Scientific and Technical Information (OSTI.GOV)
Sluder, C. Scott; Moriarty, Kristi; Jehlik, Forrest
This report examines diesel/gasoline misfueling, leaded/unleaded gasoline misfueling, E85/E15/E10 misfueling, and consumer selection of regular grade fuel over premium grade fuel in an effort to evaluate misfueling technologies that may be needed to support the introduction of vehicles optimized for a new fuel in the marketplace. This is one of a series of reports produced as a result of the Co-Optimization of Fuels & Engines (Co-Optima) project, a Department of Energy-sponsored multi-agency project to accelerate the introduction of affordable, scalable, and sustainable biofuels and high-efficiency, low-emission vehicle engines.
29 CFR 1983.108 - Role of Federal agencies.
Code of Federal Regulations, 2012 CFR
2012-07-01
... (CONTINUED) PROCEDURES FOR THE HANDLING OF RETALIATION COMPLAINTS UNDER SECTION 219 OF THE CONSUMER PRODUCT..., U.S. Department of Labor, as well as other parties. (b) The Consumer Product Safety Commission, if...
29 CFR 1983.108 - Role of Federal agencies.
Code of Federal Regulations, 2011 CFR
2011-07-01
... (CONTINUED) PROCEDURES FOR THE HANDLING OF RETALIATION COMPLAINTS UNDER SECTION 219 OF THE CONSUMER PRODUCT..., U.S. Department of Labor, as well as other parties. (b) The Consumer Product Safety Commission, if...
The good, the bad, and the ugly: weighing the risks and benefits of seafood consumption.
Morrissey, Michael T
2006-01-01
The health benefits that long chain omega-3 fatty acids contribute in the reduction of coronary heart disease are well established through a number of scientific publications. A number of studies are also examining their potential role in mitigating other diseases and health conditions such as Alzheimer's and mental disorders. Some of the latest research have shown the importance of omega-3 fatty acids such as docosahexaenoic acid in cognitive development in infants. Extensive scientific research and recommendations to consume fish regularly from professional societies, health organizations, and government agencies consistently support dietary guidance to consume fish regularly. Nevertheless, increasingly consumers are being warned to eliminate or minimize their consumption of certain species. The warnings, which have been issued due to risks associated with chemical contaminates such as mercury, PCB, and dioxin in fish, have received extensive coverage in news articles and stories in popular magazines. There have been a series of mixed messages to the consumer about the benefits or risks in eating seafood. In some cases, the warnings have been issued by government agencies such as the Food and Drug Administration and Environmental Protection Agency's Joint Fish Advisory on methylmercury. In other cases, the warnings have come from advocacy groups and others. Unfortunately, the advice is often miscommunicated and misunderstood by consumers. The emerging news about the benefits and risks of fish consumption will be discussed in the context of their impacts on consumer's health and well-being.
How Caregivers and Workers Fared in Cash and Counseling
Foster, Leslie; Dale, Stacy B; Brown, Randall
2007-01-01
Objectives To assess the effects of Cash and Counseling on Medicaid beneficiaries' primary informal caregivers and describe the experiences of their directly hired workers. Study Setting Beneficiaries in Arkansas, Florida, and New Jersey voluntarily enrolled in the demonstration and were randomly assigned to direct their own Medicaid supportive services as Cash and Counseling consumers (the treatment group) or to rely on Medicaid services as usual (the control group). Beneficiaries identified their primary informal caregiver during a baseline interview and their primary paid worker during a 9-month follow-up interview. Data Sources Data were collected through telephone interviews with caregivers and workers. These interviews were conducted about 10 months after beneficiaries' random assignment, between February 2000 and May 2003, depending on the state. Data Analysis Methods We estimated program effects with regression and logit models and compared the mean characteristics of directly hired workers and agency workers, by state. Principal Findings Compared with caregivers in the control group, those in the treatment group had modestly to substantially better outcomes for measures of satisfaction with care, worry, and physical and financial strain. For hours of care and emotional strain, outcomes in the treatment group were similar to or somewhat better than those in the control group. Directly hired workers reported greater satisfaction with wages, similar satisfaction with working conditions, and similar rates of injuries as agency workers. Workers who were related to the beneficiary reported more emotional strain than agency workers. Conclusions Cash and Counseling can lessen some of the burden associated with caring for a child or adult with disabilities. The experiences of hired workers suggest consumer direction is a sustainable option, but support networks for workers might be a welcome program improvement. PMID:17244295
Federal Register 2010, 2011, 2012, 2013, 2014
2012-08-24
... Electronics Devices and Components Thereof; Institution of Investigation Pursuant to 19 U.S.C. 1337 AGENCY: U... importation of certain wireless consumer electronics devices and components thereof by reason of infringement... wireless consumer electronics devices and components thereof that infringe one or more of claims 1, 6, 7, 9...
Federal Register 2010, 2011, 2012, 2013, 2014
2011-11-30
... FEDERAL COMMUNICATIONS COMMISSION 47 CFR Part 64 [CG Docket Nos. 11-116 and 09-158; CC Docket No. 98-170; FCC 11-106; DA 11-1860] Empowering Consumers to Prevent and Detect Billing for Unauthorized Charges (``Cramming''); Consumer Information and Disclosure; Truth-in-Billing and Billing Format AGENCY...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-11-30
... FEDERAL COMMUNICATIONS COMMISSION 47 CFR Part 64 [CG Docket Nos. 11-116 and 09-158; CC Docket No. 98-170; FCC 12-42] Empowering Consumers To Prevent and Detect Billing for Unauthorized Charges (``Cramming''); Consumer Information and Disclosure; Truth-in-Billing Format AGENCY: Federal Communications...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-11-30
... FEDERAL COMMUNICATIONS COMMISSION 47 CFR Part 64 [CG Docket Nos. 11-116 and 09-158; CC Docket No. 98-170; FCC 12-42] Empowering Consumers To Prevent and Detect Billing for Unauthorized Charges (``Cramming''); Consumer Information and Disclosure; Truth-in-Billing Format AGENCY: Federal Communications...
Using Your Daily Newspaper for Consumer Education.
ERIC Educational Resources Information Center
Lukens, Chris
One of a series prepared by the Hawaii Newspaper Agency, this teaching guide offers suggestions on using the daily newspaper for consumer education and provides ideas on how to make students consumer conscious through experience gained in the classroom. It sets up problems relevant to students (adult or younger) in their lives outside the…
Federal Register 2010, 2011, 2012, 2013, 2014
2013-12-24
... CONSUMER PRODUCT SAFETY COMMISSION [Docket No. CPSC-2010-0075] Proposed Extension of Approval of... Cribs AGENCY: Consumer Product Safety Commission. ACTION: Notice. SUMMARY: As required by the Paperwork Reduction Act of 1995 (44 U.S.C. chapter 35), the Consumer Product Safety Commission (CPSC or Commission...
Federal Register 2010, 2011, 2012, 2013, 2014
2011-05-12
... establishing a customer relationship with a consumer and/or before sharing a consumer's non-public personal... customer relationships exceeding one year, (2) no more than 1% (1,000) of whom make additional changes to... responses. The GLB Privacy Rule is designed to ensure that customers and consumers, subject to certain...
Federal Register 2010, 2011, 2012, 2013, 2014
2011-02-08
... Stay of Enforcement of Testing and Certification Requirements AGENCY: Consumer Product Safety... enforcement of certain testing and certification provisions of section 14 of the Consumer Product Safety Act..., standard, or regulation. For nonchildren's products, the certification must be based on a test of each...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-07-26
... CONSUMER PRODUCT SAFETY COMMISSION Submission for OMB Review; Comment Request--Safety Standards for Full-Size Baby Cribs and Non-Full-Size Baby Cribs; Compliance Form AGENCY: Consumer Product Safety Commission. ACTION: Notice. SUMMARY: The Consumer Product Safety Commission (CPSC or Commission) announces...
Federal Register 2010, 2011, 2012, 2013, 2014
2010-11-29
..., pursuant to section 108 of the Consumer Product Safety Improvement Act of 2008 (CPSIA) (Pub. L. 110- 314... CONSUMER PRODUCT SAFETY COMMISSION Notice of Meeting of Chronic Hazard Advisory Panel on Phthalates and Phthalate Substitutes AGENCY: Consumer Product Safety Commission. ACTION: Notice of meeting...
Federal Register 2010, 2011, 2012, 2013, 2014
2013-11-01
...] Agency Information Collection Activities; Proposed Collection; Comment Request; Food Safety Survey AGENCY... notice invites comments on a voluntary consumer survey entitled, ``Food Safety Survey.'' DATES: Submit... technology. Food Safety Survey--(OMB Control Number 0910-0345)--Reinstatement I. Background Under section 903...
Reflections on the US FDA's Warning on Direct-to-Consumer Genetic Testing.
Yim, Seon-Hee; Chung, Yeun-Jun
2014-12-01
In November 2013, the US Food and Drug Administration (FDA) sent a warning letter to 23andMe, Inc. and ordered the company to discontinue marketing of the 23andMe Personal Genome Service (PGS) until it receives FDA marketing authorization for the device. The FDA considers the PGS as an unclassified medical device, which requires premarket approval or de novo classification. Opponents of the FDA's action expressed their concerns, saying that the FDA is overcautious and paternalistic, which violates consumers' rights and might stifle the consumer genomics field itself, and insisted that the agency should not restrict direct-to-consumer (DTC) genomic testing without empirical evidence of harm. Proponents support the agency's action as protection of consumers from potentially invalid and almost useless information. This action was also significant, since it reflected the FDA's attitude towards medical application of next-generation sequencing techniques. In this review, we followed up on the FDA-23andMe incident and evaluated the problems and prospects for DTC genetic testing.
ERIC Educational Resources Information Center
Saskatchewan Consumer and Commercial Affairs, Regina.
The enormous and rapidly-increasing number of goods on the market makes it difficult to ensure that all consumer products are safe to use. Public concern about product safety has caused the enactment of a wide range of consumer protection laws. The result of this legislation has been that many agencies have been established to protect the public.…
Federal Register 2010, 2011, 2012, 2013, 2014
2012-07-30
... nonaffiliated third parties. The collection also identifies affirmative actions that consumers must take to... Financial Information AGENCY: Federal Deposit Insurance Corporation (FDIC). ACTION: Notice and request for...
Federal Register 2010, 2011, 2012, 2013, 2014
2010-06-02
... CONSUMER PRODUCT SAFETY COMMISSION [Docket No. CPSC-2009-0064] Agency Information Collection... announcing an opportunity for public comment on the proposed collection of certain information by the agency... the Federal Register concerning each proposed collection of information, and to allow 60 days for...
Consumer Views on Plug-in Electric Vehicles -- National Benchmark Report (Second Edition)
DOE Office of Scientific and Technical Information (OSTI.GOV)
Singer, Mark
2016-12-01
Vehicle manufacturers, government agencies, universities, private researchers, and organizations worldwide are pursuing advanced vehicle technologies that aim to reduce the consumption of petroleum in the forms of gasoline and diesel. Plug-in electric vehicles (PEVs) are one such technology. This report, an update to the version published in January 2016, details findings from a study in February 2015 of broad American public sentiments toward issues that surround PEVs. This report is supported by the U.S. Department of Energy's Vehicle Technologies Office in alignment with its mission to develop and deploy these technologies to improve energy security, enhance mobility flexibility, reduce transportationmore » costs, and increase environmental sustainability.« less
The dilemma of healthy eating and environmental sustainability: the case of fish.
Clonan, Angie; Holdsworth, Michelle; Swift, Judy A; Leibovici, Didier; Wilson, Paul
2012-02-01
Despite widespread concern over exploitation of the European Union's fish stocks, dietary guidelines in the UK continue to recommend two portions of fish per week. The present study sought to investigate whether health and/or sustainability are motivating factors when purchasing and consuming fish and whether there are sociodemographic trends. A structured, self-completion postal questionnaire exploring consumers' attitudes towards purchasing fish, their dietary intake, stated purchasing behaviour and sociodemographic information. Nottinghamshire, UK. Adults from 842 households randomly selected from the electoral register. Over half of the participants (57·0 %) were aware of the health benefits of fish consumption and reported health as a primary motivator for purchasing fish; however, only 26·8 % actively sought to purchase fish from a sustainable source (e.g. Marine Stewardship Council (MSC) certified fish). Only 30·6 % of participants met current dietary recommendations for fish intake. Older respondents (>60 years of age) were more likely to report purchasing fish for health reasons and to buy MSC fish. Participants were significantly less likely to report MSC purchases if they agreed with the statement 'I am confused about which type of fish I should be eating to protect fish stocks' (P < 0·001). The number of consumers purchasing fish for health reasons was more than those seeking sustainably sourced fish; yet, they still failed to meet the recommended intake set by the Food Standards Agency. Dietary advice to the public to increase consumption of fish conflicts with the prevailing pressure on fish stocks. Clear advice should be communicated enabling consumers to meet nutritional needs while protecting fish stocks.
Federal Register 2010, 2011, 2012, 2013, 2014
2011-03-30
...] Public Meeting of the Consumer Operated and Oriented Plan (CO-OP) Advisory Board, April 15, 2011 AGENCY... of the Department of Health and Human Services' through CCIIO strategy to foster the creation of... Oversight (CCIIO) on the Department's strategy to foster the creation of qualified consumer-operated...
75 FR 53697 - Agency Information Collection Activities; Proposed Collection; Comment Request
Federal Register 2010, 2011, 2012, 2013, 2014
2010-09-01
... research firm to identify consumers and conduct the survey. The results will assist the FTC in determining... comment. SUMMARY: The FTC intends to conduct a survey of consumers to advance its understanding of the prevalence of consumer fraud and to allow the FTC to better serve people who experience fraud. The survey is...
ERIC Educational Resources Information Center
Meng, Hongdao; Friedman, Bruce; Wamsley, Brenda R.; Van Nostrand, Joan F.; Eggert, Gerald M.
2010-01-01
Purpose: To examine the impact of an experimental consumer-choice voucher benefit on the selection of independent and agency personal assistance services (PAS) providers among rural and urban Medicare beneficiaries with disabilities. Methods: The Medicare Primary and Consumer-Directed Care Demonstration enrolled 1,605 Medicare beneficiaries in 19…
75 FR 43107 - Revocation of Requirements for Full-Size Baby Cribs and Non-Full-Size Baby Cribs
Federal Register 2010, 2011, 2012, 2013, 2014
2010-07-23
... Improvement Act of 2008 (``CPSIA'') requires the United States Consumer Product Safety Commission (``CPSC'' or... CONSUMER PRODUCT SAFETY COMMISSION 16 CFR Parts 1508 and 1509 [CPSC Docket No. CPSC-2010-0075] Revocation of Requirements for Full-Size Baby Cribs and Non-Full- Size Baby Cribs AGENCY: Consumer Product...
Consumer Feedback: Tiny Tim Is Dead!
ERIC Educational Resources Information Center
Remmes, Harold
1974-01-01
In a paper delivered (June, 1974) at the Nationwide Staff Meeting of the National Easter Seal Society for Crippled Children and Adults, the author stresses the need for consumer involvement in agencies providing services to the handicapped. (LS)
Velicer, Clayton; Lempert, Lauren K; Glantz, Stanton
2014-01-01
Objectives Use previously secret tobacco industry documents to assess tobacco companies’ routine claims of trade secret protection for information on cigarette ingredients, additives and construction made to regulatory agencies, as well as the companies’ refusal to publicly disclose this information. Methods We analysed previously secret tobacco industry documents available at (http://legacy.library.ucsf.edu) to identify 100 examples of seven major tobacco companies’ reverse engineering of their competitors’ brands between 1937 and 2001. Results These reverse engineering reports contain detailed data for 142 different measurements for at least two companies, including physical parameters of the cigarettes, tobacco types, humectants, additives, flavourings, and smoke constituents of competitors’ cigarettes. These 100 documents were distributed to 564 employees, including top managers in domestic and foreign offices across multiple departments, including executive leadership, research and design, product development, marketing and legal. These documents reported new competitors’ products, measured ingredient changes over time, and informed companies’ decisions regarding ingredients in their own products. Conclusions Because cigarette companies routinely analyse their competitors’ cigarettes in great detail, this information is neither secret nor commercially valuable and, thus, does not meet the legal definition of a ‘trade secret.’ This information is only being kept ‘secret’ from the people consuming cigarettes and the scientific community. Public agencies should release this detailed information because it would provide valuable information about how ingredients affect addictiveness and toxicity, and would help the public health community and consumers better understand the impact of cigarette design on human health. PMID:24920577
Natural gas annual 1992: Volume 1
DOE Office of Scientific and Technical Information (OSTI.GOV)
Not Available
1993-11-22
This document provides information on the supply and disposition of natural gas to a wide audience including industry, consumers, Federal and State agencies, and education institutions. The 1992 data are presented in a sequence that follows natural gas (including supplemental supplies) from its production top its end use. Tables summarizing natural gas supply and disposition from 1988 to 1992 are given for each Census Division and each State. Annual historical data are shown at the national level. Volume 2 of this report presents State-level historical data.
Dahlin, Jakob; Berne, Berit; Dunér, Kari; Hosseiny, Sara; Matura, Mihály; Nyman, Gunnar; Tammela, Monica; Isaksson, Marléne
2016-09-01
Ultraviolet (UV)-curing nail polishes based on acrylates or methacrylates are currently also available for non-professional use. The Swedish Medical Products Agency recently prohibited one brand of UV-curing polish, because several consumers reported undesirable effects after using it. To investigate whether consumers with undesirable effects after using the UV-curing nail polish that was later prohibited were contact allergic to the polish and its individual ingredients. Eight patients who had reported severe skin reactions after the use of the UV-curing polish were patch tested with two coatings of the nail polish and its ingredients at five dermatology departments in Sweden. All patients tested except one showed contact allergic reactions to one or several of the acrylate-based or methacrylate-based ingredients in the nail polish. The non-professional use of UV-curing nail polishes poses a risk of sensitization from acrylates and methacrylates. © 2016 John Wiley & Sons A/S. Published by John Wiley & Sons Ltd.
Ma, Yinqing; Klontz, Karl C; DiNovi, Michael J; Edwards, Alison J; Hennes, Robert F
2015-08-01
The present study was conducted to evaluate the level of food safety protection provided to consumers of Grade "A" milk and milk products in the United States by the National Conference on Interstate Milk Shipments (NCIMS) Grade "A" Milk Safety Program through its implementation and enforcement of the U.S. Grade "A" Pasteurized Milk Ordinance (PMO). The number of reported illnesses associated with Grade "A" milk and milk products in the United States was obtained from state and federal agencies and published articles. The consumption of Grade "A" milk and milk products in the United States was estimated from food consumption survey data for individuals. The level of food safety protection was measured quantitatively using the metric of annual illness attack rate. During a 15-year period (1999 through 2013), the estimated annual illness attack rate was 0.41 reported illnesses per 1 billion exposures (estimated using person-day intake data) or 0.52 reported illnesses per 1 billion lb (454 million kg) of Grade "A" milk and milk products consumed. Food safety protection provided to consumers of Grade "A" milk and milk products by the NCIMS through its implementation and enforcement of the PMO is important given the common consumption of Grade "A" milk and milk products in the United States.
Customer's Perceptions and Intentions on Online Travel Service Delivery: An Empirical Study in China
NASA Astrophysics Data System (ADS)
Li, Hongxiu; Suomi, Reima
With the wide adoption of e-commerce in travel and tourism industry, the Internet has become an important travel service delivery channel, and traditional travel agency has been under severe disintermediation threat. This paper reports on a survey conducted to explore the Chinese consumer's current usage of the Internet as the channel to search travel information and to book travel services. It also investigates customer's future intentions on using the Internet to book travel services. This paper aims to examine whether there are difference between different consumer segments in terms of gender and age, and to find the hypothesis of disintermediation or intermediation in travel industry. The results indicates that online travel service delivery has grown as a popular direct distribution channel in travel industry, but more of the customers still turn to the traditional travel agencies, which support both the disintermediation and intermediation in travel industry. The results also reveal that online travel services provided by travel service providers still need to be improved since the number of online bookers is declined. This paper concludes by discussing the limitation of this study and highlighting areas for the future research in online travel service field.
78 FR 69851 - Consumer Advisory Committee
Federal Register 2010, 2011, 2012, 2013, 2014
2013-11-21
... FEDERAL COMMUNICATIONS COMMISSION [DA 13-2169] Consumer Advisory Committee AGENCY: Federal Communications Commission. ACTION: Notice. SUMMARY: The Commission announces the next meeting date, time, [email protected] . SUPPLEMENTARY INFORMATION: This is a summary of the Commission's document DA 13-2169...
76 FR 6134 - Consumer Advisory Committee
Federal Register 2010, 2011, 2012, 2013, 2014
2011-02-03
... FEDERAL COMMUNICATIONS COMMISSION [DA 11-50] Consumer Advisory Committee AGENCY: Federal Communications Commission. ACTION: Notice; correction. SUMMARY: The Federal Communications Commission published a document in the Federal Register on January 20, 2011 (76 FR 3633), announcing the rechartering of its...
NASA Astrophysics Data System (ADS)
Rogers, W.; Gulledge, J. M.
2010-12-01
Many decision makers lack actionable scientific information needed to prepare for future challenges associated with climate change. Although the scope and quality of available scientific information has increased dramatically in recent years, this information does not always reach - or is not presented in a form that is useful to - decision makers who need it. The producer (i.e. scientists) community tends to be stovepiped, even though consumers (i.e. decision makers) often need interdisciplinary science and analysis. Consumers, who may also be stovepiped in various agencies or subject areas, may lack familiarity with or access to these separate communities, as well as the tools or time to navigate scientific information and disciplines. Closing the communication gap between these communities could be facilitated by institutionalizing processes designed for this purpose. We recommend a variety of mainstreaming policies within the consumer community, as well as mechanisms to generate a strong demand signal that will resonate more strongly with the producer community. We also recommend institutional reforms and methods of incentivizing policy-oriented scientific analysis within the producer community. Our recommendations focus on improving information flow to national security and foreign policy decision makers, but many are relevant to public policy writ large. Recommendations for Producers 1. The scientific community should formally encourage collaborations between natural and social scientists and reward publications in interdisciplinary outlets Incentives could include research funding and honorary awards recognizing service to public policy. 2. Academic merit review should reward research grants and publications targeted at interdisciplinary and/or policy-oriented audiences. Reforms of merit review may require new policies and engaged institutional leadership. Recommendations for Consumers 1. Congress should amend Title VI of the National Defense Education Act to encourage the development of multidisciplinary educational programs on the national security implications of climate change. 2. Federal agencies should establish funding programs to encourage producers to provide scientific information tailored to consumer needs. 3. The Department of State should appoint climate advisors to serve within the regional bureaus and on the policy and planning staff. 4. Federal agencies, the Department of Education, and the National Science Foundation should develop programs to stimulate new interdisciplinary research partnerships and training of a new generation of interdisciplinary climate change risk thinkers, assessors and managers. 5. Federal agencies should encourage Senior Executive Service decision makers to participate in science policy certi¬fication workshops and include science and technology policy as a core curricu¬lum component of the SES Federal Candidate Development Program. These recommendations are described in detail in a report published by the Center for a New American Security: Rogers, W. and J. Gulledge (2010) Lost in Translation: Closing the Gap Between Climate Science and National Security Policy (available online: http://cnas.org/node/4391)
12 CFR Appendix B to Part 213 - Federal Enforcement Agencies
Code of Federal Regulations, 2014 CFR
2014-01-01
... 12 Banks and Banking 2 2014-01-01 2014-01-01 false Federal Enforcement Agencies B Appendix B to Part 213 Banks and Banking FEDERAL RESERVE SYSTEM BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM CONSUMER LEASING (REGULATION M) Pt. 213, App. B Appendix B to Part 213—Federal Enforcement Agencies The...
42 CFR 484.52 - Condition of participation: Evaluation of the agency's program.
Code of Federal Regulations, 2010 CFR
2010-10-01
... professional people outside the agency working in conjunction with consumers. The evaluation consists of an... 42 Public Health 5 2010-10-01 2010-10-01 false Condition of participation: Evaluation of the... Furnishing of Services § 484.52 Condition of participation: Evaluation of the agency's program. The HHA has...
Federal Register 2010, 2011, 2012, 2013, 2014
2011-07-06
... Reform and Consumer Protection Act requires each Federal agency to take such actions regarding its...(a) of the Dodd-Frank Wall Street Reform and Consumer Protection Act, Public Law 111-203 (124 Stat... Modification of Treasury Regulations Pursuant to Section 939A of the Dodd-Frank Wall Street Reform and Consumer...
Hanken, Taylor; Young, Sam; Smilowitz, Karen; Chiampas, George; Waskowski, David
2016-10-01
As one of the largest marathons worldwide, the Bank of America Chicago Marathon (BACCM; Chicago, Illinois USA) accumulates high volumes of data. Race organizers and engaged agencies need the ability to access specific data in real-time. This report details a data visualization system designed for the Chicago Marathon and establishes key principles for event management data visualization. The data visualization system allows for efficient data communication among the organizing agencies of Chicago endurance events. Agencies can observe the progress of the race throughout the day and obtain needed information, such as the number and location of runners on the course and current weather conditions. Implementation of the system can reduce time-consuming, face-to-face interactions between involved agencies by having key data streams in one location, streamlining communications with the purpose of improving race logistics, as well as medical preparedness and response. Hanken T , Young S , Smilowitz K , Chiampas G , Waskowski D . Developing a data visualization system for the Bank of America Chicago Marathon (Chicago, Illinois USA). Prehosp Disaster Med. 2016;31(5):572-577.
78 FR 28204 - Agency Information Collection Activities; Comment Request
Federal Register 2010, 2011, 2012, 2013, 2014
2013-05-14
... Delivery/Courier: Consumer Financial Protection Bureau (Attention: PRA Office), 1700 G Street NW... for additional information should be directed to the Consumer Financial Protection Bureau, (Attention.... They also contain rules about advertising deposit accounts and overdraft services. Regulation DD...
Anderson, Eric
2007-01-01
Maintaining an online presence and more effectively executing Web-based marketing strategies can help you better target consumers and increase brand recognition, says Eric Anderson, director of agency services at interactive marketing agency White Horse in Portland, OR. With consumers heading to the Internet for health information now more than ever, it's in your best interest to not only have a well-designed, user-friendly Web site, but also to take advantage of the Internet's capabilities with blogs and microsites.
Employment outcomes among African Americans and Whites with mental illness.
Lukyanova, Valentina V; Balcazar, Fabricio E; Oberoi, Ashmeet K; Suarez-Balcazar, Yolanda
2014-01-01
People with mental illness often experience major difficulties in finding and maintaining sustainable employment. African Americans with mental illness have additional challenges to secure a job, as reflected in their significantly lower employment rates compared to Whites. To examine the factors that contribute to racial disparities in employment outcomes for African-American and White Vocational Rehabilitation (VR) consumers with mental illness. This study used VR data from a Midwestern state that included 2,122 African American and 4,284 White participants who reported mental illness in their VR records. Logistic regression analyses were conducted. African Americans had significantly more closures after referral and were closed as non-rehabilitated more often than Whites. Logistic regressions indicated that African Americans are less likely to be employed compared to Whites. The regression also found differences by gender (females more likely to find jobs than males) and age (middle age consumers [36 to 50] were more likely to find jobs than younger consumers [18 to 35]). Case expenditures between $1,000 and $4,999 were significantly lower for African Americans. VR agencies need to remain vigilant of potential discrepancies in service delivery among consumers from various ethnic groups and work hard to assure as much equality as possible.
Determining the exposure factors of personal and home care products for exposure assessment.
Park, Ji Young; Lee, Kiyoung; Hwang, Yunhyung; Kim, Jin Hee
2015-03-01
An accurate understanding of the usage patterns of consumer products is important for realistic exposure assessment. Since such patterns differ by country, a Korean national database for exposure factors is needed. We determined the exposure factors of 10 consumer products (face cleanser, toothpaste, shampoo, hair conditioner, body wash, dish and laundry detergents, fabric deodorizer, antistatic spray, and shoe polish. Field survey staff visited homes and collected product use information by questionnaire. In total, 816 men and 2517 women aged 15 years and older from 2500 households completed the questionnaire. Field technicians also re-visited 85 households to investigate the circumstances of use and the reliability of the questionnaire data. Greater than 97% of the sampled population reported use of toothpaste and shampoo. Hair conditioner, body wash, and face cleanser were used by ~60% of the population and by specific age groups and genders. The amount of consumer products used was comparable between that reported in the questionnaire and that measured directly during house visits, and the ratios of usage amounts ranged from 0.75 to 1.69. The exposure factor data obtained from this study could be useful for regulatory agencies when setting safety guidelines for product use. Copyright © 2015 Elsevier Ltd. All rights reserved.
Federal Register 2010, 2011, 2012, 2013, 2014
2013-04-23
...; Experimental Study: Examination of Corrective Direct-to-Consumer Television Advertising AGENCY: Food and Drug... Television Advertising'' has been approved by the Office of Management and Budget (OMB) under the Paperwork... Television Advertising'' to OMB for review and clearance under 44 U.S.C. 3507. An Agency may not conduct or...
Federal Register 2010, 2011, 2012, 2013, 2014
2013-02-22
... INTERNATIONAL TRADE COMMISSION [Investigation No. 337-TA-853] Certain Wireless Consumer Electronics Devices and Components Thereof; Commission Determination Concerning an Initial Determination Granting a Motion To Amend Complaint and Notice of Investigation AGENCY: U.S. International Trade...
76 FR 63957 - Consumer Product Policy Statement
Federal Register 2010, 2011, 2012, 2013, 2014
2011-10-14
... NUCLEAR REGULATORY COMMISSION [NRC-2010-0292] Consumer Product Policy Statement AGENCY: Nuclear...: The U.S. Nuclear Regulatory Commission (NRC or Commission) is proposing to update its policy statement... terminology used in radiation protection that have evolved over time, as well as relevant legislation and...
Federal Register 2010, 2011, 2012, 2013, 2014
2010-01-05
... Information Collection; Comment Request; Certification, Compliance, and Enforcement Requirements for Consumer Products and Certain Commercial and Industrial Equipment AGENCY: Office of Energy Efficiency and Renewable... (EPCA) establishes energy and water conservation standards and test procedures for consumer products and...
Federal Register 2010, 2011, 2012, 2013, 2014
2010-01-28
... titled ``Certification, Compliance, and Enforcement Requirements for Certain Consumer Products and...-AA96 and 1904-AB53 Energy Conservation Program: Certification, Compliance, and Enforcement Requirements for Certain Consumer Products and Commercial and Industrial Equipment; Correction AGENCY: Office of...
77 FR 58099 - Notice of Telephonic Prehearing Conference
Federal Register 2010, 2011, 2012, 2013, 2014
2012-09-19
... CONSUMER PRODUCT SAFETY COMMISSION [CPSC Docket No. 12-2] Notice of Telephonic Prehearing Conference AGENCY: U.S. Consumer Product Safety Commission. ACTION: Notice. SUMMARY: Notice of telephonic prehearing conference In the Matter of ZEN MAGNETS, LLC, CPSC Docket No. 12-2. [[Page 58100
75 FR 20533 - Interpretation of “Children's Product”
Federal Register 2010, 2011, 2012, 2013, 2014
2010-04-20
... ``Children's Product'' AGENCY: Consumer Product Safety Commission. ACTION: Proposed interpretative rule... proposed interpretative rule that would interpret the term ``children's product'' as used in the Consumer... additional guidance on the factors that must be considered when evaluating what is a children's product...
How Agencies Market Egg Donation on the Internet: A Qualitative Study.
Keehn, Jason; Howell, Eve; Sauer, Mark V; Klitzman, Robert
2015-01-01
We systematically examined the content of the websites of 46 agencies that buy and sell human eggs to understand how they market themselves to both donors and recipients. We found that these websites use marketing techniques that obscure the realities of egg donation, presenting egg donation as a mutually beneficial and fulfilling experience. Sites emphasize egg donors' emotional fulfillment (71.4%) and address recipients' anxieties by stressing the ability to find the perfect "fit" or "match" (56.5%), suiting recipients'"preferences"/"desires" (19.6%), and even designing/customizing a child (15.2%). Agencies attempt to create a sense of connection between the recipients and donors by reporting donors' personal characteristics - e.g., interests/hobbies (63%), traits (34.8%), mood/temperament (20%), and self-reported childhood behavior/memories (15%). Sites present donors as caring/generous (54.3%) and smart/successful/beautiful. These data, the first to examine several key aspects of egg donation agency websites, reveal critical aspects of how these companies communicate to prospective donors and recipients, raising several ethical concerns. Websites frame information in ways that may bias consumers, making emotional appeals that may distract from appropriate risk/benefit assessments and obscure the ethical challenges of egg donation. These data highlight needs for improved practices, adherence to guidelines, and consideration of enhanced guidelines or policy. © 2015 American Society of Law, Medicine & Ethics, Inc.
Awareness and action for eliminating health care disparities in pain care: Web-based resources.
Fan, Ling; Thomas, Melissa; Deitrick, Ginna E; Polomano, Rosemary C
2008-01-01
Evidence shows that disparities in pain care exist, and this problem spans across all health care settings. Health care disparities are complex, and stem from the health system climate, limitations imposed by laws and regulations, and discriminatory practices that are deep seated in biases, stereotypes, and uncertainties surrounding communication and decision-making processes. A search of the Internet identified thousands of Web sites, documents, reports, and educational materials pertaining to health and pain disparities. Web sites for federal agencies, private foundations, and professional and consumer-oriented organizations provide useful information on disparities related to age, race, ethnicity, geography, socioeconomic status, and specific populations. The contents of 10 Web sites are examined for resources to assist health professionals and consumers in better understanding health and pain disparities and ways to overcome them in practice.
Surveying Consumer Satisfaction to Assess Managed-Care Quality: Current Practices
Gold, Marsha; Wooldridge, Judith
1995-01-01
Growing interest in using consumer satisfaction information to enhance quality of care and promote informed consumer choice has accompanied recent expansions in managed care. This article synthesizes information about consumer satisfaction surveys conducted by managed-care plans, government and other agencies, community groups, and purchasers of care. We discuss survey content, methods, and use of consumer survey information. Differences in the use of consumer surveys preclude one instrument or methodology from meeting all needs. The effectiveness of plan-based surveys could be enhanced by increased information on alternative survey instruments and methods and new methodological studies, such as ones developing risk-adjustment methods. PMID:10151887
Linguistic Aspects of Legal Language.
ERIC Educational Resources Information Center
Crandall, JoAnn; Charrow, Veda R.
Efforts to simplify language used in consumer documents come from the consumer movement and a public disillusioned with big business and government. Even before President Carter's 1978 executive order mandating simplification in government regulations, some agencies were revising regulations for clarity. However, these efforts were based on too…
77 FR 38751 - Codification of Animal Testing Policy
Federal Register 2010, 2011, 2012, 2013, 2014
2012-06-29
... Animal Testing Policy AGENCY: Consumer Product Safety Commission. ACTION: Proposed Statement of Policy on Animal Testing SUMMARY: The Consumer Product Safety Commission (CPSC or Commission) proposes to codify its statement of policy on animal testing, as amended, which was previously published in the Federal...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-08-02
... Meetings To Develop Consumer Data Privacy Code of Conduct Concerning Mobile Application Transparency AGENCY... convene meetings of a privacy multistakeholder process concerning mobile application transparency. DATES... of NTIA- convened multistakeholder discussions concerning mobile application transparency. The first...
Federal Register 2010, 2011, 2012, 2013, 2014
2013-04-01
... Meetings To Develop Consumer Data Privacy Code of Conduct Concerning Mobile Application Transparency AGENCY... convene meetings of a privacy multistakeholder process concerning mobile application transparency. This... of a series of NTIA-convened multistakeholder discussions concerning mobile application transparency...
78 FR 76033 - Truth in Lending (Regulation Z)
Federal Register 2010, 2011, 2012, 2013, 2014
2013-12-16
... BUREAU OF CONSUMER FINANCIAL PROTECTION 12 CFR Part 1026 Truth in Lending (Regulation Z) AGENCY... Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act) and the Home Ownership and... re-calculated annually using the Consumer Price Index for Urban Wage Earners and Clerical Workers...
78 FR 10573 - Used Motor Vehicle Trade Regulation Rule
Federal Register 2010, 2011, 2012, 2013, 2014
2013-02-14
... FEDERAL TRADE COMMISSION 16 CFR Part 455 Used Motor Vehicle Trade Regulation Rule AGENCY: Federal... (``NPR'') concerning proposed changes to the Used Motor Vehicle Trade Regulation Rule (``Used Car Rule... the Buyers Guide encouraging consumers to seek vehicle history information and directing consumers to...
78 FR 3883 - Sunshine Act Meetings
Federal Register 2010, 2011, 2012, 2013, 2014
2013-01-17
... CONSUMER PRODUCT SAFETY COMMISSION Sunshine Act Meetings AGENCY: U.S. Consumer Product Safety Commission. FEDERAL REGISTER CITATION OF PREVIOUS ANNOUNCEMENT: Vol. 78, No. 7, Thursday, January 10, 2013, page 2257. ANNOUNCED TIME AND DATE OF MEETING: Wednesday, January 16, 2013, 10 a.m.-11 a.m. MEETING...
Ben-Zeev, Dror; Kaiser, Susan M; Brenner, Christopher J; Begale, Mark; Duffecy, Jennifer; Mohr, David C
2013-12-01
Mobile Health (mHealth) approaches can support the rehabilitation of individuals with psychiatric conditions. In the current article, we describe the development of a smartphone illness self-management system for people with schizophrenia. The research was conducted with consumers and practitioners at a community-based rehabilitation agency. Stage 1: 904 individuals with schizophrenia or schizoaffective disorder completed a survey reporting on their current use of mobile devices and interest in mHealth services. Eight practitioners completed a survey examining their attitudes and expectations from an mHealth intervention, and identified needs and potential obstacles. Stage 2: A multidisciplinary team incorporated consumer and practitioner input and employed design principles for the development of e-resources for people with schizophrenia to produce an mHealth intervention. Stage 3: 12 consumers participated in laboratory usability sessions. They performed tasks involved in operating the new system, and provided "think aloud" commentary and post-session usability ratings. 570 (63%) of survey respondents reported owning a mobile device and many expressed interest in receiving mHealth services. Most practitioners believed that consumers could learn to use and would benefit from an mHealth intervention. In response, we developed a smartphone system that targets medication adherence, mood regulation, sleep, social functioning, and coping with symptoms. Usability testing revealed several design vulnerabilities, and the system was adapted to address consumer needs and preferences accordingly. Through a comprehensive development process, we produced an mHealth illness self-management intervention that is likely to be used successfully, and is ready for deployment and systemic evaluation in real-world conditions. PsycINFO Database Record (c) 2013 APA, all rights reserved.
Velicer, Clayton; Lempert, Lauren K; Glantz, Stanton
2015-09-01
Use previously secret tobacco industry documents to assess tobacco companies' routine claims of trade secret protection for information on cigarette ingredients, additives and construction made to regulatory agencies, as well as the companies' refusal to publicly disclose this information. We analysed previously secret tobacco industry documents available at (http://legacy.library.ucsf.edu) to identify 100 examples of seven major tobacco companies' reverse engineering of their competitors' brands between 1937 and 2001. These reverse engineering reports contain detailed data for 142 different measurements for at least two companies, including physical parameters of the cigarettes, tobacco types, humectants, additives, flavourings, and smoke constituents of competitors' cigarettes. These 100 documents were distributed to 564 employees, including top managers in domestic and foreign offices across multiple departments, including executive leadership, research and design, product development, marketing and legal. These documents reported new competitors' products, measured ingredient changes over time, and informed companies' decisions regarding ingredients in their own products. Because cigarette companies routinely analyse their competitors' cigarettes in great detail, this information is neither secret nor commercially valuable and, thus, does not meet the legal definition of a 'trade secret.' This information is only being kept 'secret' from the people consuming cigarettes and the scientific community. Public agencies should release this detailed information because it would provide valuable information about how ingredients affect addictiveness and toxicity, and would help the public health community and consumers better understand the impact of cigarette design on human health. Published by the BMJ Publishing Group Limited. For permission to use (where not already granted under a licence) please go to http://group.bmj.com/group/rights-licensing/permissions.
Seibert, Julie; Fields, Suzanne; Fullerton, Catherine Anne; Mark, Tami L; Malkani, Sabrina; Walsh, Christine; Ehrlich, Emily; Imshaug, Melina; Tabrizi, Maryam
2015-06-01
The structure-process-outcome quality framework espoused by Donabedian provides a conceptual way to examine and prioritize behavioral health quality measures used by states. This report presents an environmental scan of the quality measures and satisfaction surveys that state Medicaid managed care and behavioral health agencies used prior to Medicaid expansion in 2014. Data were collected by reviewing online documents related to Medicaid managed care contracts for behavioral health, quality strategies, quality improvement plans, quality and performance indicators data, annual outcomes reports, performance measure specification manuals, legislative reports, and Medicaid waiver requests for proposals. Information was publicly available for 29 states. Most states relied on process measures, along with some structure and outcome measures. Although all states reported on at least one process measure of behavioral health quality, 52% of states did not use any outcomes measures and 48% of states had no structure measures. A majority of the states (69%) used behavioral health measures from the National Committee for Quality Assurance's Healthcare Effectiveness Data and Information Set, and all but one state in the sample (97%) used consumer experience-of-care surveys. Many states supplemented these data with locally developed behavioral health indicators that rely on administrative and nonadministrative data. State Medicaid agencies are using nationally recognized as well as local measures to assess quality of behavioral health care. Findings indicate a need for additional nationally endorsed measures in the area of substance use disorders and treatment outcomes.
Patients' rights on the World Wide Web.
Taylor, M K
2001-01-01
Managed care reform, commonly referred to as "patients' rights" legislation, has become a hot topic. Many groups, including consumers, health care professionals, employers, managed care organizations, political parties, and government agencies, have strong opinions about measures that should be taken and what the outcomes of these measures might be. Those investigating this multidisciplinary topic will want to examine health care administration, ethics, health services research, and political science sources. Web resources covered in this article include: clearinghouses; government agencies; federal legislative and legal sites; and home pages of professional and trade associations, policy research institutes, and consumer advocacy organizations.
NASA Astrophysics Data System (ADS)
George, Saji; Kaptan, Gulbanu; Lee, Joel; Frewer, Lynn
2014-12-01
As has been demonstrated by recent societal controversies associated with the introduction of novel technologies, societal acceptance of a technology and its applications is shaped by consumers' perceived risks and benefits. The research reported here investigates public perceptions of nanotechnology in Singapore, where technological innovation is an established part of the economy, and it might be expected that consumer perceptions of risk are low, and those of benefit are high. The contribution of socio-demographic variables, knowledge level and exposure to risk information in shaping risk perception about nanotechnology applications within different application sectors were analysed. About 80 % of respondents have some understanding of nanotechnology, 60 % report having heard some negative information, and 39 % perceive nanotechnology as beneficial, while 27.5 % perceive it as risky. Nanotechnology application in food was reported to cause the most concern in the consumers included in the sample. Two-step cluster analysis of the data enabled grouping of respondents into those who expressed `less concern' or `more concern' based on their average scores for concern levels expressed with applications of nanotechnology in different sectors. Profiling of these clusters revealed that, apart from various socio-demographic factors, exposure to risk-related information, rather than awareness in nanotechnology itself, resulted in respondents expressing greater concern about nanotechnology applications. The results provide evidence upon which regulatory agencies and industries can base policies regarding informed risk-benefit communication and management associated with the introduction of commercial applications of nanotechnology.
75 FR 6414 - Consumer Interface With the Smart Grid
Federal Register 2010, 2011, 2012, 2013, 2014
2010-02-09
... OFFICE OF SCIENCE AND TECHNOLOGY POLICY Consumer Interface With the Smart Grid AGENCY: Office of Science and Technology Policy (OSTP), Executive Office of the President. ACTION: Notice; request for public comment. SUMMARY: With this notice, the Office of Science and Technology Policy (OSTP) within the...
Federal Register 2010, 2011, 2012, 2013, 2014
2013-12-11
... its shared enforcement authority with the Consumer Financial Protection Bureau (``CFPB'') for information collection requirements contained in the CFPB's Regulation O. That clearance expires on January 31... to Rebecca Unruh, Attorney, Division of Financial Practices, Bureau of Consumer Protection, Federal...
The Consumer Protection Clinical Course at UCLA School of Law
ERIC Educational Resources Information Center
Bergman, Paul
1978-01-01
The Consumer Protection clinical course, in which case supervision is provided by government agency personnel, is described. Implications are considered regarding the necessity and emphasis of a seminar component, and the usefulness of clinical courses in teaching substantive law as well as lawyering skills. (LBH)
12 CFR Appendix I to Part 226 - Federal Enforcement Agencies
Code of Federal Regulations, 2010 CFR
2010-01-01
.... Retail, Department Stores, Consumer Finance Companies, All Other Creditors, and All Nonbank Credit Card... Office in which they operate.) Division of Credit Practices, Bureau of Consumer Protection, Federal Trade.... Federal Credit Unions Regional office of the National Credit Union Administration serving the area in...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-05-15
... Approved Application as Required by the Dietary Supplement and Nonprescription Drug Consumer Protection Act... Dietary Supplement and Nonprescription Drug Consumer Protection Act.'' DATES: Submit either electronic or... Nonprescription Human Drug Products Marketed Without an Approved Application as Required by the Dietary Supplement...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-12-20
... Meetings To Develop Consumer Data Privacy Code of Conduct Concerning Mobile Application Transparency AGENCY... convene meetings of a privacy multistakeholder process concerning mobile application transparency. DATES... are part of a series of NTIA-convened multistakeholder discussions concerning mobile application...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-06-28
... Process To Develop Consumer Data Privacy Code of Conduct Concerning Mobile Application Transparency AGENCY... convene the first meeting of a privacy multistakeholder process concerning mobile application transparency... concerning mobile application transparency. Stakeholders will engage in an open, transparent, consensus...
76 FR 16472 - Consumer Information; Program for Child Restraint Systems; Correction
Federal Register 2010, 2011, 2012, 2013, 2014
2011-03-23
...-00062] Consumer Information; Program for Child Restraint Systems; Correction AGENCY: National Highway... caregivers find a child restraint system (``child safety seat'') that fits their vehicle. This document...-legal issues related to the Vehicle-Child Restraint System (CRS) Fit program, you may contact Ms...
75 FR 7526 - Consumer Interface With the Smart Grid
Federal Register 2010, 2011, 2012, 2013, 2014
2010-02-19
... OFFICE OF SCIENCE AND TECHNOLOGY POLICY Consumer Interface With the Smart Grid AGENCY: Office of Science and Technology Policy (OSTP), Executive Office of the President. ACTION: Notice; request for public comment. SUMMARY: With this notice, the Office of Science and Technology Policy (OSTP) within the...
77 FR 72831 - Agency Information Collection Activities: Submission for OMB Review; Comment Request
Federal Register 2010, 2011, 2012, 2013, 2014
2012-12-06
... consumers to make better informed financial decisions. Together with the CFPB's Office of Research, OFE is also responsible for conducting ``research related to consumer financial education and counseling... quantitative data through in-person and telephone surveys. The information collected through quantitative...
77 FR 37558 - Disclosure of Certain Credit Card Complaint Data
Federal Register 2010, 2011, 2012, 2013, 2014
2012-06-22
... publication of a public consumer complaint database that, instead of aiding complainants, enables data mining... Certain Credit Card Complaint Data AGENCY: Bureau of Consumer Financial Protection. ACTION: Notice of... Bureau plans to exercise its discretion to publicly disclose certain credit card complaint data that do...
78 FR 46578 - Agency Information Collection Activities: Comment Request
Federal Register 2010, 2011, 2012, 2013, 2014
2013-08-01
... , including any personal information provided. Sensitive personal information, such as account numbers or... to understand the impact of bundled products and services on the financial decision- making of... BUREAU OF CONSUMER FINANCIAL PROTECTION [Docket No CFPB-2013-0024] Agency Information Collection...
77 FR 14700 - Streamlining Inherited Regulations
Federal Register 2010, 2011, 2012, 2013, 2014
2012-03-13
... contains notices to the public of #0;the proposed issuance of rules and regulations. The purpose of these... X [Docket No. CFPB-2011-0039] Streamlining Inherited Regulations AGENCY: Bureau of Consumer... the public for streamlining regulations it recently inherited from other Federal agencies (the...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-08-06
... CONSUMER PRODUCT SAFETY COMMISSION Proposed Extension of Approval of Information Collection; Comment Request--Baby Bouncers and Walker-Jumpers AGENCY: Consumer Product Safety Commission. ACTION...-bouncers and walker-jumpers. This document was published in the Federal Register of June 20, 2012, and...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-09-11
... CONSUMER PRODUCT SAFETY COMMISSION [Docket No. CPSC-2012-0038] Proposed Extension of Approval of Information Collection; Comment Request--Baby Bouncers and Walker-Jumpers AGENCY: Consumer Product Safety... walker-jumpers. This document was published in the Federal Register of September 5, 2012, and contains an...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-05-24
... FEDERAL COMMUNICATIONS COMMISSION 47 CFR Part 64 [CG Docket Nos. 11-116 and 09-158; CC Docket No... (``Cramming''); Consumer Information and Disclosure; Truth-in-Billing Format AGENCY: Federal Communications Commission. ACTION: Proposed rule. SUMMARY: In this document, the Federal Communications Commission...
76 FR 70975 - Petition Requesting Exception From Lead Content Limits
Federal Register 2010, 2011, 2012, 2013, 2014
2011-11-16
... Exception From Lead Content Limits AGENCY: Consumer Product Safety Commission. ACTION: Notice. SUMMARY: The... requesting an exception from the 100 ppm lead content limit under section 101(b) of the Consumer Product... younger that contain lead content in excess of 100 ppm are considered to be banned hazardous substances...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-07-26
... Drug Products Marketed Without an Approved Application as Required by the Dietary Supplement and... Without an Approved Application as Required by the Dietary Supplement and Nonprescription Drug Consumer... the Dietary Supplement and Nonprescription Drug Consumer Protection Act (Pub. L. 109-462, 120 Stat...
75 FR 8252 - Laminarin; Exemption from the Requirement of a Tolerance
Federal Register 2010, 2011, 2012, 2013, 2014
2010-02-24
... dietary supplements and texturing agents; therefore, these carbohydrates are typically consumed as a... and dietary supplements. Finally, the Agency believes that it is unlikely that any exposure to the... laminarin already consumed in foods and those allowed in dietary supplements. In sum, no dietary exposure is...
76 FR 21371 - Agency Information Collection Activities: Proposed Collection; Comment Request
Federal Register 2010, 2011, 2012, 2013, 2014
2011-04-15
... organized marketplace to help consumers and small businesses buy health insurance in a way that permits easy... requests for assistance, and providing an easy-to-use website and written materials that individuals can... establishment of consumer assistance (or ombudsman) programs, starting in FY 2010. Federal grants will support...
77 FR 75410 - Request for Information Regarding Credit Card Market
Federal Register 2010, 2011, 2012, 2013, 2014
2012-12-20
... Regarding Credit Card Market AGENCY: Bureau of Consumer Financial Protection. ACTION: Notice and request for information. SUMMARY: Section 502(a) of the Credit Card Accountability Responsibility and Disclosure Act of... review (Review) of the consumer credit card market, within the limits of its existing resources available...
Federal Register 2010, 2011, 2012, 2013, 2014
2013-05-07
... CONSUMER PRODUCT SAFETY COMMISSION [Docket No. CPSC-2009-0102] Collection of Information; Proposed Extension of Approval; Comment Request--Follow-Up Activities for Product-Related Injuries AGENCY: Consumer Product Safety Commission. ACTION: Notice. SUMMARY: As required by the Paperwork Reduction Act of 1995...
77 FR 35659 - Request for Information Regarding Complaints From Private Education Loan Borrowers
Federal Register 2010, 2011, 2012, 2013, 2014
2012-06-14
... Regarding Complaints From Private Education Loan Borrowers AGENCY: Bureau of Consumer Financial Protection... and Consumer Protection Act of 2010 (Dodd-Frank Act) established a Private Education Loan Ombudsman... borrowers of private education loans. Among other things, the Dodd-Frank Act directs the Ombudsman to...
Federal Register 2010, 2011, 2012, 2013, 2014
2013-06-12
... Meeting To Develop Consumer Data Privacy Code of Conduct Concerning Mobile Application Transparency AGENCY... convene a meeting of a privacy multistakeholder process concerning mobile application transparency. This..., 2013 meeting is part of a series of NTIA-convened multistakeholder discussions concerning mobile...
76 FR 23818 - Agency Forms Undergoing Paperwork Reduction Act Review
Federal Register 2010, 2011, 2012, 2013, 2014
2011-04-28
... Project Evaluating Act Against AIDS Social Marketing Campaign Phases Targeting Consumers--New--National... concurrently. Each phase of the campaign will use mass media and direct-to-consumer channels to deliver HIV... effectiveness of these social marketing messages aimed at increasing HIV awareness and delivering HIV prevention...
78 FR 49365 - Electronic Fund Transfers (Regulation E); Correction
Federal Register 2010, 2011, 2012, 2013, 2014
2013-08-14
... BUREAU OF CONSUMER FINANCIAL PROTECTION 12 CFR Part 1005 [Docket No. CFPB-2012-0050] RIN 3170-AA33 Electronic Fund Transfers (Regulation E); Correction AGENCY: Bureau of Consumer Financial Protection. ACTION... 2013 Final Rule, which along with three other final rules \\1\\ implements the Electronic Fund Transfer...
Federal Register 2010, 2011, 2012, 2013, 2014
2013-11-13
... information collection unless it displays a currently valid Office of Management and Budget (OMB) control..., ``Record and Disclosure Requirements--Consumer Financial Protection Bureau Regulations B, C, E, M, Z, and... Requirements--Consumer Financial Protection Bureau (CFPB) Regulations B, C, E, M, Z, and DD and Board of...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-06-29
... Promulgation of Air Quality Implementation Plans; Indiana; Volatile Organic Compounds; Consumer Products AGENCY... organic compound (VOC) emissions limits and other restrictions on consumer products that are sold... this proposed rule. EPA will not institute a second comment period. Any parties interested in...
Federal Register 2010, 2011, 2012, 2013, 2014
2010-04-16
...) Information Collection Request Title: Field Metering of Electrical Appliances; (3) Type of Request: New; (4) Purpose: Metered field data from electrical appliances is necessary to support characterization of energy... Conservation Program for Consumer Products: Survey of Field Energy Consumption of Residential Refrigerators...
Federal Register 2010, 2011, 2012, 2013, 2014
2013-08-16
... DEPARTMENT OF ENERGY 10 CFR Part 430 [Docket No. EERE-BT-PET-0043] Energy Conservation Program for Consumer Products: Landmark Legal Foundation; Petition for Reconsideration AGENCY: Office of Energy Efficiency and Renewable Energy, Department of Energy. ACTION: Petition for Reconsideration; Request for...
Federal Register 2010, 2011, 2012, 2013, 2014
2010-11-03
... Product Safety Improvement Act of 2008 (CPSIA) (Pub. L. 110- 314). The CHAP will discuss possible risk... CONSUMER PRODUCT SAFETY COMMISSION Notice of Teleconference of the Chronic Hazard Advisory Panel on Phthalates and Phthalate Substitutes AGENCY: Consumer Product Safety Commission. ACTION: Notice of...
Federal Register 2010, 2011, 2012, 2013, 2014
2011-09-15
... Product Safety Improvement Act of 2008 (CPSIA) (Pub. L. 110- 314). The CHAP will discuss its progress... CONSUMER PRODUCT SAFETY COMMISSION Notice of Teleconference of the Chronic Hazard Advisory Panel on Phthalates and Phthalate Substitutes AGENCY: Consumer Product Safety Commission. ACTION: Notice of...
More Than We Bargained For: The Impact of Consumer Culture in Southeast Asia.
ERIC Educational Resources Information Center
Frith, Katherine T.
Advertising by multinational corporations in Southeast Asia is generating a growing resistance to its perceived role in creating a "consumer culture" damaging to indigenous values systems. Critics of advertising in Southeast Asia argue that when multinational advertisers or their multinational advertising agencies move into this foreign…
75 FR 12227 - Agency Information Collection Activities: Proposed Collection; Comment Request
Federal Register 2010, 2011, 2012, 2013, 2014
2010-03-15
... proposes to collect the following data from each MECS establishment: (1) For each energy source consumed--consumption (total, fuel and nonfuel uses) and the expenditures for each energy source, energy storage (as... DEPARTMENT OF ENERGY Energy Information Administration Agency Information Collection Activities...
Federal Register 2010, 2011, 2012, 2013, 2014
2010-06-21
... Architectural and Industrial Maintenance Coatings Regulations AGENCY: Environmental Protection Agency (EPA... and Architectural and Industrial Maintenance Coatings Regulations. The revision amends 25 Pa. Code Chapter 130, Subchapters B and C (relating to consumer products and architectural and industrial...
Federal Register 2010, 2011, 2012, 2013, 2014
2010-08-19
... perceptions regarding such products. The survey will gather information on the characteristics and usage... Activities; Proposed Collection; Comment Request; Durable Nursery Products Exposure Survey AGENCY: Consumer... draft survey regarding ownership and use characteristics of durable infant or toddler products. DATES...
78 FR 20900 - Agency Information Collection Activities: Submission for OMB Review; Comment Request
Federal Register 2010, 2011, 2012, 2013, 2014
2013-04-08
....gov , including any personal information provided. Sensitive personal information, such as account... and empowerment programs, and practices that can improve financial decision-making skills and outcomes... BUREAU OF CONSUMER FINANCIAL PROTECTION [Docket No. CFPB-2013-0007] Agency Information Collection...
US EPA: A USER AGENCY PERSPECTIVE ON POLAR SATELLITE OBSERVATIONS
The Agency uses satellite sensor observations in its work on measuring, monitoring and modeling the environment and human health. It generates observations in collaboration with states, local and regional governments, tribes and others, and is a consumer of observations from a v...
12 CFR 717.83 - Disposal of consumer information.
Code of Federal Regulations, 2010 CFR
2010-01-01
... FAIR CREDIT REPORTING Duties of Users of Consumer Reports Regarding Address Discrepancies and Records... consumer report or is derived from a consumer report and that is maintained or otherwise possessed by or on... information includes: (A) A consumer report that you obtain; (B) Information from a consumer report that you...
Ethics in medical information and advertising.
Serour, G I; Dickens, B M
2004-05-01
This article presents findings and recommendations of an international conference held in Cairo, Egypt in 2003 concerning issues of ethical practice in how information is provided to and by medical practitioners. Professional advertising to practitioners and the public is necessary, but should exclude misrepresentation of qualifications, resources, and authorship of research papers. Medical institutions are responsible for how staff members present themselves, and their institutions. Medical associations, both governmental licensing authorities and voluntary societies, have powers and responsibilities to monitor professional advertisement to defend the public interest against deception. Medical journals bear duties to ensure authenticity of authorship and integrity in published papers, and the scientific basis of commercial advertisers' claims. A mounting concern is authors' conflict of interest. Mass newsmedia must ensure accuracy and proportionality in reporting scientific developments, and product manufacturers must observe truth in advertising, particularly in Direct-to-Consumer advertising. Consumer protection by government agencies is a continuing responsibility.