12 CFR 561.12 - Consumer credit.

Code of Federal Regulations, 2010 CFR

2010-01-01

...; loans in the nature of overdraft protection; and credit extended in connection with credit cards. ... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Consumer credit. 561.12 Section 561.12 Banks... AFFECTING ALL SAVINGS ASSOCIATIONS § 561.12 Consumer credit. The term consumer credit means credit extended...

17 CFR 256.255 - Accumulated deferred investment tax credits.

Code of Federal Regulations, 2010 CFR

2010-04-01

... investment tax credits. 256.255 Section 256.255 Commodity and Securities Exchanges SECURITIES AND EXCHANGE... investment tax credits. (a) This account shall be credited and account 411.5, Investment tax credit, debited with investment tax credits deferred by companies which do not apply such credits as a reduction of the...

12 CFR 619.9020 - Agricultural credit banks.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Agricultural credit banks. 619.9020 Section 619.9020 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9020 Agricultural credit banks. Agricultural credit banks are those banks created by the merger of a Farm Credit...

12 CFR 619.9140 - Farm Credit bank(s).

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Farm Credit bank(s). 619.9140 Section 619.9140 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9140 Farm Credit bank(s). Except as otherwise defined, the term Farm Credit bank(s) includes Farm Credit Banks...

12 CFR 619.9140 - Farm Credit bank(s).

Code of Federal Regulations, 2011 CFR

2011-01-01

... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Farm Credit bank(s). 619.9140 Section 619.9140 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9140 Farm Credit bank(s). Except as otherwise defined, the term Farm Credit bank(s) includes Farm Credit Banks...

12 CFR 560.3 - Definitions.

Code of Federal Regulations, 2010 CFR

2010-01-01

...)). Consumer loans do not include credit extended in connection with credit card loans, bona fide overdraft... authority other than section 5(c)(2)(D) of the HOLA. Credit card is any card, plate, coupon book, or other single credit device that may be used from time to time to obtain credit. Credit card account is a credit...

7 CFR 1030.55 - Transportation credits and assembly credits.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 7 Agriculture 9 2011-01-01 2011-01-01 false Transportation credits and assembly credits. 1030.55... assembly credits. (a) Each handler operating a pool distributing plant described in § 1030.7(a), (b), (d... shall receive an assembly credit on the portion of such milk eligible for the credit pursuant to...

7 CFR 1030.55 - Transportation credits and assembly credits.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 9 2010-01-01 2009-01-01 true Transportation credits and assembly credits. 1030.55... assembly credits. (a) Each handler operating a pool distributing plant described in § 1030.7(a), (b), (d... shall receive an assembly credit on the portion of such milk eligible for the credit pursuant to...

7 CFR 1030.55 - Transportation credits and assembly credits.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 7 Agriculture 9 2013-01-01 2013-01-01 false Transportation credits and assembly credits. 1030.55... assembly credits. (a) Each handler operating a pool distributing plant described in § 1030.7(a), (b), (d... shall receive an assembly credit on the portion of such milk eligible for the credit pursuant to...

7 CFR 1030.55 - Transportation credits and assembly credits.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 7 Agriculture 9 2012-01-01 2012-01-01 false Transportation credits and assembly credits. 1030.55... assembly credits. (a) Each handler operating a pool distributing plant described in § 1030.7(a), (b), (d... shall receive an assembly credit on the portion of such milk eligible for the credit pursuant to...

7 CFR 1030.55 - Transportation credits and assembly credits.

Code of Federal Regulations, 2014 CFR

2014-01-01

... 7 Agriculture 9 2014-01-01 2013-01-01 true Transportation credits and assembly credits. 1030.55... assembly credits. (a) Each handler operating a pool distributing plant described in § 1030.7(a), (b), (d... shall receive an assembly credit on the portion of such milk eligible for the credit pursuant to...

12 CFR 160.3 - Definitions.

Code of Federal Regulations, 2014 CFR

2014-01-01

... loans do not include credit extended in connection with credit card loans, bona fide overdraft loans... authority other than section 5(c)(2)(D) of the HOLA. Credit card is any card, plate, coupon book, or other single credit device that may be used from time to time to obtain credit. Credit card account is a credit...

12 CFR 560.3 - Definitions.

Code of Federal Regulations, 2014 CFR

2014-01-01

...)). Consumer loans do not include credit extended in connection with credit card loans, bona fide overdraft... authority other than section 5(c)(2)(D) of the HOLA. Credit card is any card, plate, coupon book, or other single credit device that may be used from time to time to obtain credit. Credit card account is a credit...

12 CFR 160.3 - Definitions.

Code of Federal Regulations, 2013 CFR

2013-01-01

... loans do not include credit extended in connection with credit card loans, bona fide overdraft loans... authority other than section 5(c)(2)(D) of the HOLA. Credit card is any card, plate, coupon book, or other single credit device that may be used from time to time to obtain credit. Credit card account is a credit...

12 CFR 160.3 - Definitions.

Code of Federal Regulations, 2012 CFR

2012-01-01

... loans do not include credit extended in connection with credit card loans, bona fide overdraft loans... authority other than section 5(c)(2)(D) of the HOLA. Credit card is any card, plate, coupon book, or other single credit device that may be used from time to time to obtain credit. Credit card account is a credit...

12 CFR 560.3 - Definitions.

Code of Federal Regulations, 2012 CFR

2012-01-01

...)). Consumer loans do not include credit extended in connection with credit card loans, bona fide overdraft... authority other than section 5(c)(2)(D) of the HOLA. Credit card is any card, plate, coupon book, or other single credit device that may be used from time to time to obtain credit. Credit card account is a credit...

12 CFR 560.3 - Definitions.

Code of Federal Regulations, 2013 CFR

2013-01-01

...)). Consumer loans do not include credit extended in connection with credit card loans, bona fide overdraft... authority other than section 5(c)(2)(D) of the HOLA. Credit card is any card, plate, coupon book, or other single credit device that may be used from time to time to obtain credit. Credit card account is a credit...

49 CFR 536.8 - Conditions for trading of credits.

Code of Federal Regulations, 2013 CFR

2013-10-01

... 49 Transportation 6 2013-10-01 2013-10-01 false Conditions for trading of credits. 536.8 Section... SAFETY ADMINISTRATION, DEPARTMENT OF TRANSPORTATION TRANSFER AND TRADING OF FUEL ECONOMY CREDITS § 536.8 Conditions for trading of credits. (a) Trading of credits. If a credit holder wishes to trade credits to...

49 CFR 536.8 - Conditions for trading of credits.

Code of Federal Regulations, 2014 CFR

2014-10-01

... 49 Transportation 6 2014-10-01 2014-10-01 false Conditions for trading of credits. 536.8 Section... SAFETY ADMINISTRATION, DEPARTMENT OF TRANSPORTATION TRANSFER AND TRADING OF FUEL ECONOMY CREDITS § 536.8 Conditions for trading of credits. (a) Trading of credits. If a credit holder wishes to trade credits to...

49 CFR 536.8 - Conditions for trading of credits.

Code of Federal Regulations, 2012 CFR

2012-10-01

... 49 Transportation 6 2012-10-01 2012-10-01 false Conditions for trading of credits. 536.8 Section... SAFETY ADMINISTRATION, DEPARTMENT OF TRANSPORTATION TRANSFER AND TRADING OF FUEL ECONOMY CREDITS § 536.8 Conditions for trading of credits. (a) Trading of credits. If a credit holder wishes to trade credits to...

11 CFR 100.83 - Brokerage loans and lines of credit to candidates.

Code of Federal Regulations, 2010 CFR

2010-01-01

..., credit card, home equity line of credit, or other line of credit available to the candidate, including an... making such loan makes loans derived from an advance on a candidate's brokerage account, credit card... card, home equity line of credit, or other line of credit available to the candidate, for which he or...

12 CFR 614.4590 - Equitable treatment of OFIs and Farm Credit System associations.

Code of Federal Regulations, 2010 CFR

2010-01-01

... differences in credit risk and administrative costs to the Farm Credit Bank or agricultural credit bank. (c... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Equitable treatment of OFIs and Farm Credit System associations. 614.4590 Section 614.4590 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT...

11 CFR 100.83 - Brokerage loans and lines of credit to candidates.

Code of Federal Regulations, 2011 CFR

2011-01-01

..., credit card, home equity line of credit, or other line of credit available to the candidate, including an... making such loan makes loans derived from an advance on a candidate's brokerage account, credit card... card, home equity line of credit, or other line of credit available to the candidate, for which he or...

12 CFR 1026.57 - Reporting and marketing rules for college student open-end credit.

Code of Federal Regulations, 2012 CFR

2012-01-01

... TRUTH IN LENDING (REGULATION Z) Special Rules Applicable to Credit Card Accounts and Open-End Credit.... (a) Definitions—(1) College student credit card. The term “college student credit card” as used in this section means a credit card issued under a credit card account under an open-end (not home-secured...

11 CFR 100.83 - Brokerage loans and lines of credit to candidates.

Code of Federal Regulations, 2013 CFR

2013-01-01

..., credit card, home equity line of credit, or other line of credit available to the candidate, including an... making such loan makes loans derived from an advance on a candidate's brokerage account, credit card... card, home equity line of credit, or other line of credit available to the candidate, for which he or...

12 CFR 1026.57 - Reporting and marketing rules for college student open-end credit.

Code of Federal Regulations, 2014 CFR

2014-01-01

... TRUTH IN LENDING (REGULATION Z) Special Rules Applicable to Credit Card Accounts and Open-End Credit.... (a) Definitions—(1) College student credit card. The term “college student credit card” as used in this section means a credit card issued under a credit card account under an open-end (not home-secured...

11 CFR 100.83 - Brokerage loans and lines of credit to candidates.

Code of Federal Regulations, 2014 CFR

2014-01-01

..., credit card, home equity line of credit, or other line of credit available to the candidate, including an... making such loan makes loans derived from an advance on a candidate's brokerage account, credit card... card, home equity line of credit, or other line of credit available to the candidate, for which he or...

12 CFR 1026.57 - Reporting and marketing rules for college student open-end credit.

Code of Federal Regulations, 2013 CFR

2013-01-01

... TRUTH IN LENDING (REGULATION Z) Special Rules Applicable to Credit Card Accounts and Open-End Credit.... (a) Definitions. (1) College student credit card. The term “college student credit card” as used in this section means a credit card issued under a credit card account under an open-end (not home-secured...

11 CFR 100.83 - Brokerage loans and lines of credit to candidates.

Code of Federal Regulations, 2012 CFR

2012-01-01

..., credit card, home equity line of credit, or other line of credit available to the candidate, including an... making such loan makes loans derived from an advance on a candidate's brokerage account, credit card... card, home equity line of credit, or other line of credit available to the candidate, for which he or...

Quality of urban forest carbon credits

Treesearch

Neelam C. Poudyala; Jacek P. Siry; J.M. Bowker

2011-01-01

While the urban forest is considered an eligible source of carbon offset credits, little is known about its market potential and the quality aspects of the credits. As credit suppliers increase in number and credit buyers become more interested in purchasing carbon credits, it is unclear whether and how urban forest carbon credits can perform relative to the other...

75 FR 57820 - National Credit Union Administration Restoration Plan

Federal Register 2010, 2011, 2012, 2013, 2014

2010-09-22

... NATIONAL CREDIT UNION ADMINISTRATION National Credit Union Administration Restoration Plan AGENCY: National Credit Union Administration (NCUA). ACTION: Approval of National Credit Union Administration restoration plan. On September 16, 2010, the National Credit Union Administration (NCUA) implemented a...

12 CFR 619.9135 - Direct lender.

Code of Federal Regulations, 2010 CFR

2010-01-01

... and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9135 Direct lender. The term direct lender refers to Farm Credit banks and associations (production credit associations, agricultural credit associations, and Federal land credit associations) authorized to lend to eligible...

40 CFR 86.1871-12 - [Reserved

Code of Federal Regulations, 2014 CFR

2014-07-01

... credits, air conditioning leakage credits, air conditioning efficiency credits, early advanced technology credits, and early off-cycle technology credits. Manufacturers generating any credits under this section... value. (F) Carbon-related exhaust emission values for electric, fuel cell, and plug-in hybrid electric...

76 FR 40946 - WNC Tax Credits 40, LLC, WNC Tax Credits 41, LLC, WNC Housing Tax Credits Manager 2, LLC, WNC...

Federal Register 2010, 2011, 2012, 2013, 2014

2011-07-12

... Credits 40, LLC, WNC Tax Credits 41, LLC, WNC Housing Tax Credits Manager 2, LLC, WNC National Partners... (``Fund 41'') (each a ``Fund,'' and collectively, the ``Funds''), WNC Housing Tax Credits Manager 2, LLC (the ``Manager''), WNC National Partners, LLC (``WNC National Partners'') and WNC & Associates, Inc...

12 CFR 704.6 - Credit risk management.

Code of Federal Regulations, 2011 CFR

2011-01-01

... Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS CORPORATE CREDIT UNIONS § 704.6 Credit risk management. (a) Policies. A corporate credit union must operate... transaction counterparty, set as a percentage of capital. In addition to addressing deposits and securities...

12 CFR 704.6 - Credit risk management.

Code of Federal Regulations, 2012 CFR

2012-01-01

... Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS CORPORATE CREDIT UNIONS § 704.6 Credit risk management. (a) Policies. A corporate credit union must operate... transaction counterparty, set as a percentage of capital. In addition to addressing deposits and securities...

12 CFR 704.6 - Credit risk management.

Code of Federal Regulations, 2014 CFR

2014-01-01

... Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS CORPORATE CREDIT UNIONS § 704.6 Credit risk management. (a) Policies. A corporate credit union must operate... transaction counterparty, set as a percentage of capital. In addition to addressing deposits and securities...

12 CFR 704.6 - Credit risk management.

Code of Federal Regulations, 2013 CFR

2013-01-01

... Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS CORPORATE CREDIT UNIONS § 704.6 Credit risk management. (a) Policies. A corporate credit union must operate... transaction counterparty, set as a percentage of capital. In addition to addressing deposits and securities...

12 CFR 614.4720 - Letters of credit.

Code of Federal Regulations, 2010 CFR

2010-01-01

... Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Banks for Cooperatives and Agricultural Credit Banks Financing International Trade § 614.4720 Letters of credit. Banks for cooperatives and agricultural credit banks, under policies adopted by their boards of directors...

7 CFR 1493.1 - General statement.

Code of Federal Regulations, 2012 CFR

2012-01-01

... AGRICULTURE EXPORT PROGRAMS CCC EXPORT CREDIT GUARANTEE PROGRAMS Restrictions and Criteria for Export Credit... use of credit guarantees under the Commodity Credit Corporation (CCC) Export Credit Guarantee Program (GSM-102) and the Intermediate Credit Guarantee Program (GSM-103) and the criteria considered by CCC in...

7 CFR 1493.1 - General statement.

Code of Federal Regulations, 2013 CFR

2013-01-01

... AGRICULTURE EXPORT PROGRAMS CCC EXPORT CREDIT GUARANTEE PROGRAMS Restrictions and Criteria for Export Credit... use of credit guarantees under the Commodity Credit Corporation (CCC) Export Credit Guarantee Program (GSM-102) and the Intermediate Credit Guarantee Program (GSM-103) and the criteria considered by CCC in...

7 CFR 1493.1 - General statement.

Code of Federal Regulations, 2014 CFR

2014-01-01

... AGRICULTURE EXPORT PROGRAMS CCC EXPORT CREDIT GUARANTEE PROGRAMS Restrictions and Criteria for Export Credit... use of credit guarantees under the Commodity Credit Corporation (CCC) Export Credit Guarantee Program (GSM-102) and the Intermediate Credit Guarantee Program (GSM-103) and the criteria considered by CCC in...

Changes in alcohol consumption patterns following the introduction of credit cards in Ontario liquor stores.

PubMed

Macdonald, S A; Wells, S L; Giesbrecht, N; West, P M

1999-05-01

In 1994, regulatory changes were introduced in Ontario, Canada, permitting the purchase of alcoholic beverages with credit cards at government-operated liquor stores. Two objectives of this study were: (1) to compare the characteristics of credit card shoppers with non credit card shoppers at liquor stores, and (2) to assess whether changes occurred in alcohol consumption patterns among shoppers following the introduction of credit cards. Random digit dialing was used to interview 2,039 telephone participants prior to the introduction of credit cards (Time 1); 1,401 of these subjects were contacted 1 year later (Time 2). Independent sample t tests were used to compare credit card shoppers with shoppers not using credit cards, and paired t tests were performed to assess whether drinking behaviors changed from Time 1 to Time 2. The credit card shoppers were more likely than the non credit card shoppers to be highly educated (p < .001) and to have high incomes (p < .05). Credit card shoppers drank an average of 6.3 drinks over the previous week compared with 4.0 drinks among non credit card shoppers (p < .01). Although the overall amount of alcohol consumed among credit card shoppers dropped from 6.7 drinks at Time 1 to 6.3 at Time 2 (NS), credit card shoppers reported drinking significantly more often after credit cards were introduced (p < .05). The results suggest that credit cards may not present public health problems since significant increases in alcohol consumption among credit card shoppers were not found.

12 CFR 619.9015 - Agricultural credit associations.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Agricultural credit associations. 619.9015 Section 619.9015 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9015 Agricultural credit associations. Agricultural credit associations are associations created by the merger of...

Long-range Ising model for credit portfolios with heterogeneous credit exposures

NASA Astrophysics Data System (ADS)

Kato, Kensuke

2016-11-01

We propose the finite-size long-range Ising model as a model for heterogeneous credit portfolios held by a financial institution in the view of econophysics. The model expresses the heterogeneity of the default probability and the default correlation by dividing a credit portfolio into multiple sectors characterized by credit rating and industry. The model also expresses the heterogeneity of the credit exposure, which is difficult to evaluate analytically, by applying the replica exchange Monte Carlo method to numerically calculate the loss distribution. To analyze the characteristics of the loss distribution for credit portfolios with heterogeneous credit exposures, we apply this model to various credit portfolios and evaluate credit risk. As a result, we show that the tail of the loss distribution calculated by this model has characteristics that are different from the tail of the loss distribution of the standard models used in credit risk modeling. We also show that there is a possibility of different evaluations of credit risk according to the pattern of heterogeneity.

Awarding Credit Where Credit Is Due: Effective Practices for the Implementation of Credit by Exam. Adopted Spring 2014

ERIC Educational Resources Information Center

Academic Senate for California Community Colleges, 2014

2014-01-01

Credit by Exam is a mechanism employed in the California community colleges as a means of granting credit for student learning outside of the traditional classroom. In some instances, credit by exam is the means used to award college credit for structured learning experiences in a secondary educational setting, while in other instances knowledge…

Sex of respondent and credit attitudes as predictors of credit card use and debt payment.

PubMed

McCall, Michael; Eckrich, Donald W

2006-06-01

Researchers have suggested there may be sex differences in attitudes towards credit card possession and use. Undergraduates, 41 men and 41 women, completed a survey regarding their attitudes towards credit, credit card use, and repayment. Analysis indicated sex played a significant moderating role between number of credit cards used and the importance of paying off monthly balances. Women possessed more credit cards than men and engaged in more frequent shopping. Number of credit cards increased with paying off of monthly balances. Data are discussed in terms of the importance of managing credit card debt in an increasingly cashless society.

12 CFR 3.4 - Reservation of authority.

Code of Federal Regulations, 2010 CFR

2010-01-01

... risk weight for any asset or the credit equivalent amount or credit conversion factor for any off..., if no risk weight, credit equivalent amount, or credit conversion factor is specifically assigned, the OCC may assign any risk weight, credit equivalent amount, or credit conversion factor that the OCC...

40 CFR 89.207 - Credit calculation.

Code of Federal Regulations, 2014 CFR

2014-07-01

... determining credit availability from all engine families generating credits: Emission credits = (Std−FEL... families requiring credits to offset emissions in excess of the standard: Emission credits = (Std−FEL) × (Volume) × (AvgPR) × (UL) × (10−6) Where: Std = the applicable Tier 1 NOX nonroad engine emission standard...

40 CFR 89.207 - Credit calculation.

Code of Federal Regulations, 2012 CFR

2012-07-01

... determining credit availability from all engine families generating credits: Emission credits = (Std−FEL... families requiring credits to offset emissions in excess of the standard: Emission credits = (Std−FEL) × (Volume) × (AvgPR) × (UL) × (10−6) Where: Std = the applicable Tier 1 NOX nonroad engine emission standard...

40 CFR 89.207 - Credit calculation.

Code of Federal Regulations, 2013 CFR

2013-07-01

... determining credit availability from all engine families generating credits: Emission credits = (Std−FEL... families requiring credits to offset emissions in excess of the standard: Emission credits = (Std−FEL) × (Volume) × (AvgPR) × (UL) × (10−6) Where: Std = the applicable Tier 1 NOX nonroad engine emission standard...

12 CFR 614.4720 - Letters of credit.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 12 Banks and Banking 7 2012-01-01 2012-01-01 false Letters of credit. 614.4720 Section 614.4720 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Banks for Cooperatives and Agricultural Credit Banks Financing International Trade § 614.4720 Letters of credit. Banks...

Credit Cards. Bulletin No. 721. (Revised.)

ERIC Educational Resources Information Center

Fox, Linda Kirk

This cooperative extension bulletin provides basic information about credit cards and their use. It covers the following topics: types of credit cards (revolving credit, travel and entertainment, and debit); factors to consider when evaluating a credit card (interest rates, grace period, and annual membership fee); other credit card costs (late…

7 CFR 4280.139 - Credit quality.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 15 2010-01-01 2010-01-01 false Credit quality. 4280.139 Section 4280.139 Agriculture... Improvements Program Section B. Guaranteed Loans § 4280.139 Credit quality. The lender must determine credit quality and must address all of the elements of credit quality in a written credit analysis, including...

12 CFR 167.12 - Purchased credit card relationships, servicing assets, intangible assets (other than purchased...

Code of Federal Regulations, 2014 CFR

2014-01-01

... 12 Banks and Banking 1 2014-01-01 2014-01-01 false Purchased credit card relationships, servicing assets, intangible assets (other than purchased credit card relationships and servicing assets), credit... Purchased credit card relationships, servicing assets, intangible assets (other than purchased credit card...

12 CFR 167.12 - Purchased credit card relationships, servicing assets, intangible assets (other than purchased...

Code of Federal Regulations, 2013 CFR

2013-01-01

... 12 Banks and Banking 1 2013-01-01 2013-01-01 false Purchased credit card relationships, servicing assets, intangible assets (other than purchased credit card relationships and servicing assets), credit... Purchased credit card relationships, servicing assets, intangible assets (other than purchased credit card...

12 CFR 567.12 - Purchased credit card relationships, servicing assets, intangible assets (other than purchased...

Code of Federal Regulations, 2013 CFR

2013-01-01

... 12 Banks and Banking 6 2013-01-01 2012-01-01 true Purchased credit card relationships, servicing assets, intangible assets (other than purchased credit card relationships and servicing assets), credit... credit card relationships, servicing assets, intangible assets (other than purchased credit card...

12 CFR 167.12 - Purchased credit card relationships, servicing assets, intangible assets (other than purchased...

Code of Federal Regulations, 2012 CFR

2012-01-01

... 12 Banks and Banking 1 2012-01-01 2012-01-01 false Purchased credit card relationships, servicing assets, intangible assets (other than purchased credit card relationships and servicing assets), credit... Purchased credit card relationships, servicing assets, intangible assets (other than purchased credit card...

12 CFR 567.12 - Purchased credit card relationships, servicing assets, intangible assets (other than purchased...

Code of Federal Regulations, 2012 CFR

2012-01-01

... 12 Banks and Banking 6 2012-01-01 2012-01-01 false Purchased credit card relationships, servicing assets, intangible assets (other than purchased credit card relationships and servicing assets), credit... credit card relationships, servicing assets, intangible assets (other than purchased credit card...

12 CFR 567.12 - Purchased credit card relationships, servicing assets, intangible assets (other than purchased...

Code of Federal Regulations, 2014 CFR

2014-01-01

... 12 Banks and Banking 6 2014-01-01 2012-01-01 true Purchased credit card relationships, servicing assets, intangible assets (other than purchased credit card relationships and servicing assets), credit... credit card relationships, servicing assets, intangible assets (other than purchased credit card...

12 CFR 704.11 - Corporate Credit Union Service Organizations (Corporate CUSOs).

Code of Federal Regulations, 2012 CFR

2012-01-01

... 12 Banks and Banking 7 2012-01-01 2012-01-01 false Corporate Credit Union Service Organizations (Corporate CUSOs). 704.11 Section 704.11 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS CORPORATE CREDIT UNIONS § 704.11 Corporate Credit Union Service Organizations...

12 CFR 704.11 - Corporate Credit Union Service Organizations (Corporate CUSOs).

Code of Federal Regulations, 2014 CFR

2014-01-01

... 12 Banks and Banking 7 2014-01-01 2014-01-01 false Corporate Credit Union Service Organizations (Corporate CUSOs). 704.11 Section 704.11 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS CORPORATE CREDIT UNIONS § 704.11 Corporate Credit Union Service Organizations...

12 CFR 704.11 - Corporate Credit Union Service Organizations (Corporate CUSOs).

Code of Federal Regulations, 2013 CFR

2013-01-01

... 12 Banks and Banking 7 2013-01-01 2013-01-01 false Corporate Credit Union Service Organizations (Corporate CUSOs). 704.11 Section 704.11 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS CORPORATE CREDIT UNIONS § 704.11 Corporate Credit Union Service Organizations...

12 CFR 704.6 - Credit risk management.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Credit risk management. 704.6 Section 704.6... CREDIT UNIONS § 704.6 Credit risk management. (a) Policies. A corporate credit union must operate according to a credit risk management policy that is commensurate with the investment risks and activities...

12 CFR 619.9145 - Farm Credit Bank.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Farm Credit Bank. 619.9145 Section 619.9145 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9145 Farm Credit Bank. The term Farm Credit Bank refers to a bank resulting from the mandatory merger of the Federal land...

12 CFR 619.9145 - Farm Credit Bank.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Farm Credit Bank. 619.9145 Section 619.9145 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9145 Farm Credit Bank. The term Farm Credit Bank refers to a bank resulting from the mandatory merger of the Federal land...

12 CFR 701.19 - Benefits for employees of Federal credit unions.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Benefits for employees of Federal credit unions... CREDIT UNIONS ORGANIZATION AND OPERATION OF FEDERAL CREDIT UNIONS § 701.19 Benefits for employees of Federal credit unions. (a) General authority. A federal credit union may provide employee benefits...

12 CFR 703.6 - Credit analysis.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Credit analysis. 703.6 Section 703.6 Banks and... ACTIVITIES § 703.6 Credit analysis. A Federal credit union must conduct and document a credit analysis on an... Federal Deposit Insurance Corporation. A Federal credit union must update this analysis at least annually...

12 CFR 703.6 - Credit analysis.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Credit analysis. 703.6 Section 703.6 Banks and... ACTIVITIES § 703.6 Credit analysis. A Federal credit union must conduct and document a credit analysis on an... Federal Deposit Insurance Corporation. A Federal credit union must update this analysis at least annually...

12 CFR 226.12 - Special credit card provisions.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 3 2010-01-01 2010-01-01 false Special credit card provisions. 226.12 Section... SYSTEM TRUTH IN LENDING (REGULATION Z) Open-End Credit § 226.12 Special credit card provisions. (a) Issuance of credit cards. Regardless of the purpose for which a credit card is to be used, including...

26 CFR 301.7603-2 - Third-party recordkeepers.

Code of Federal Regulations, 2010 CFR

2010-04-01

... possession of the United States, or of the District of Columbia. (3) Credit cards—(i) Person extending credit through credit cards. The term person extending credit through the use of credit cards or similar devices under section 7603(b)(2)(C) generally includes any person who issues a credit card. The term does not...

12 CFR 614.4125 - Funding and discount relationships between Farm Credit Banks or agricultural credit banks and...

Code of Federal Regulations, 2010 CFR

2010-01-01

..., Risk Management, Farm Credit System Insurance Corporation. (f) A direct lender association shall... Administration office that the Chief Examiner designates, and the Director, Risk Management, Farm Credit System... Credit Banks or agricultural credit banks and direct lender associations. 614.4125 Section 614.4125 Banks...

26 CFR 1.41-8 - Alternative incremental credit.

Code of Federal Regulations, 2010 CFR

2010-04-01

... 26 Internal Revenue 1 2010-04-01 2010-04-01 true Alternative incremental credit. 1.41-8 Section 1... Credits Against Tax § 1.41-8 Alternative incremental credit. (a) Determination of credit. At the election... alternative incremental research credit (AIRC) in section 41(c)(4) for any taxable year of the taxpayer...

12 CFR 226.12 - Special credit card provisions.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 12 Banks and Banking 3 2013-01-01 2013-01-01 false Special credit card provisions. 226.12 Section... SYSTEM (CONTINUED) TRUTH IN LENDING (REGULATION Z) Open-End Credit § 226.12 Special credit card provisions. (a) Issuance of credit cards. Regardless of the purpose for which a credit card is to be used...

26 CFR 301.7603-2 - Third-party recordkeepers.

Code of Federal Regulations, 2012 CFR

2012-04-01

... possession of the United States, or of the District of Columbia. (3) Credit cards—(i) Person extending credit through credit cards. The term person extending credit through the use of credit cards or similar devices under section 7603(b)(2)(C) generally includes any person who issues a credit card. The term does not...

12 CFR 1026.12 - Special credit card provisions.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 12 Banks and Banking 8 2012-01-01 2012-01-01 false Special credit card provisions. 1026.12 Section...-End Credit § 1026.12 Special credit card provisions. (a) Issuance of credit cards. Regardless of the purpose for which a credit card is to be used, including business, commercial, or agricultural use, no...

12 CFR 1026.12 - Special credit card provisions.

Code of Federal Regulations, 2014 CFR

2014-01-01

... 12 Banks and Banking 9 2014-01-01 2014-01-01 false Special credit card provisions. 1026.12 Section...-End Credit § 1026.12 Special credit card provisions. (a) Issuance of credit cards. Regardless of the purpose for which a credit card is to be used, including business, commercial, or agricultural use, no...

12 CFR 226.53 - Allocation of payments.

Code of Federal Regulations, 2012 CFR

2012-01-01

... TRUTH IN LENDING (REGULATION Z) Special Rules Applicable to Credit Card Accounts and Open-End Credit... payment for a credit card account under an open-end (not home-secured) consumer credit plan, the card... program. When a balance on a credit card account under an open-end (not home-secured) consumer credit plan...

12 CFR 226.53 - Allocation of payments.

Code of Federal Regulations, 2011 CFR

2011-01-01

... TRUTH IN LENDING (REGULATION Z) Special Rules Applicable to Credit Card Accounts and Open-End Credit... payment for a credit card account under an open-end (not home-secured) consumer credit plan, the card.... When a balance on a credit card account under an open-end (not home-secured) consumer credit plan is...

12 CFR 226.12 - Special credit card provisions.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 12 Banks and Banking 3 2011-01-01 2011-01-01 false Special credit card provisions. 226.12 Section... SYSTEM TRUTH IN LENDING (REGULATION Z) Open-End Credit § 226.12 Special credit card provisions. (a) Issuance of credit cards. Regardless of the purpose for which a credit card is to be used, including...

12 CFR 226.12 - Special credit card provisions.

Code of Federal Regulations, 2014 CFR

2014-01-01

... 12 Banks and Banking 3 2014-01-01 2014-01-01 false Special credit card provisions. 226.12 Section... SYSTEM (CONTINUED) TRUTH IN LENDING (REGULATION Z) Open-End Credit § 226.12 Special credit card provisions. (a) Issuance of credit cards. Regardless of the purpose for which a credit card is to be used...

26 CFR 301.7603-2 - Third-party recordkeepers.

Code of Federal Regulations, 2013 CFR

2013-04-01

... possession of the United States, or of the District of Columbia. (3) Credit cards—(i) Person extending credit through credit cards. The term person extending credit through the use of credit cards or similar devices under section 7603(b)(2)(C) generally includes any person who issues a credit card. The term does not...

12 CFR 226.12 - Special credit card provisions.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 12 Banks and Banking 3 2012-01-01 2012-01-01 false Special credit card provisions. 226.12 Section... SYSTEM TRUTH IN LENDING (REGULATION Z) Open-End Credit § 226.12 Special credit card provisions. (a) Issuance of credit cards. Regardless of the purpose for which a credit card is to be used, including...

12 CFR 226.52 - Limitations on fees.

Code of Federal Regulations, 2011 CFR

2011-01-01

... TRUTH IN LENDING (REGULATION Z) Special Rules Applicable to Credit Card Accounts and Open-End Credit... charges any fees to a credit card account under an open-end (not home-secured) consumer credit plan during... of a credit card account under an open-end (not home-secured) consumer credit plan unless the dollar...

26 CFR 301.7603-2 - Third-party recordkeepers.

Code of Federal Regulations, 2014 CFR

2014-04-01

... possession of the United States, or of the District of Columbia. (3) Credit cards—(i) Person extending credit through credit cards. The term person extending credit through the use of credit cards or similar devices under section 7603(b)(2)(C) generally includes any person who issues a credit card. The term does not...

12 CFR 1026.12 - Special credit card provisions.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 12 Banks and Banking 8 2013-01-01 2013-01-01 false Special credit card provisions. 1026.12 Section...-End Credit § 1026.12 Special credit card provisions. (a) Issuance of credit cards. Regardless of the purpose for which a credit card is to be used, including business, commercial, or agricultural use, no...

12 CFR 704.3 - Corporate credit union capital.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Corporate credit union capital. 704.3 Section... CORPORATE CREDIT UNIONS § 704.3 Corporate credit union capital. (a) Capital plan. A corporate credit union... activities, and the periodic review and reassessment of the capital position of the corporate credit union...

12 CFR 226.11 - Treatment of credit balances; account termination.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 12 Banks and Banking 3 2011-01-01 2011-01-01 false Treatment of credit balances; account... credit balances; account termination. (a) Credit balances. When a credit balance in excess of $1 is created on a credit account (through transmittal of funds to a creditor in excess of the total balance due...

26 CFR 31.3302(b)-1 - Additional credit against tax.

Code of Federal Regulations, 2010 CFR

2010-04-01

... 26 Internal Revenue 15 2010-04-01 2010-04-01 false Additional credit against tax. 31.3302(b)-1... credit against tax. (a) In general. In addition to the credit against the tax allowable for contributions... credit allowable against the tax for such year shall be the aggregate of the additional credits allowable...

Effectiveness of bank credit activity evaluation with application of economic and mathematic modeling

NASA Astrophysics Data System (ADS)

Galeeva, G. M.; Zagladina, E. N.; Kadeeva, E. N.

2018-05-01

The paper presents data on the influence of the most significant factors having impact on the credit portfolio volume, as well as conducts correlation and regression analysis with the subsequent construction of the trend for a short period. Credit activity is understood as the bank activity in the formation of a credit portfolio. Considering the structure of the bank credit portfolio, it can be observed that it consists of credits granted by the bank particularly for legal entities, individuals and other banks. Herewith, it is necessary to understand that any decrease in the credit portfolio will adversely affect the financial stability and effectiveness of any commercial bank. Moreover, during crisis periods, the policy and practice of banks have been determined as quite aggressive and conducted as such with regard to interest rates. The dynamics of credit portfolio volume has been selected as an independent factor due to the reason that it can fully explain the current development situation and the effectiveness of the bank credit policy. Considering the dependent factors, their influence will be assessed by the credit portfolio volume indicator. The authors have distinguished the following ones among them: the volume of credits granted to individuals; the volume of credits granted to legal entities; the amount of overdue credits in the credit portfolio; bank investments in the securities; inflation; key rate.

27 CFR 70.26 - Third-party recordkeepers.

Code of Federal Regulations, 2012 CFR

2012-04-01

... admitted to the bar of a State or the District of Columbia. (3) Credit cards—(i) Person extending credit through credit cards. The term “person extending credit through credit cards or similar devices” under 26 U.S.C. 7609(a)(3)(C) generally includes any person who issues a credit card. It does not include a...

27 CFR 70.26 - Third-party recordkeepers.

Code of Federal Regulations, 2014 CFR

2014-04-01

... admitted to the bar of a State or the District of Columbia. (3) Credit cards—(i) Person extending credit through credit cards. The term “person extending credit through credit cards or similar devices” under 26 U.S.C. 7609(a)(3)(C) generally includes any person who issues a credit card. It does not include a...

27 CFR 70.26 - Third-party recordkeepers.

Code of Federal Regulations, 2013 CFR

2013-04-01

... admitted to the bar of a State or the District of Columbia. (3) Credit cards—(i) Person extending credit through credit cards. The term “person extending credit through credit cards or similar devices” under 26 U.S.C. 7609(a)(3)(C) generally includes any person who issues a credit card. It does not include a...

12 CFR 226.11 - Treatment of credit balances.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 3 2010-01-01 2010-01-01 false Treatment of credit balances. 226.11 Section... SYSTEM TRUTH IN LENDING (REGULATION Z) Open-End Credit § 226.11 Treatment of credit balances. When a credit balance in excess of $1 is created on a credit account (through transmittal of funds to a creditor...

12 CFR 2.3 - Distribution of credit life insurance income.

Code of Federal Regulations, 2014 CFR

2014-01-01

... 12 Banks and Banking 1 2014-01-01 2014-01-01 false Distribution of credit life insurance income. 2... CREDIT LIFE INSURANCE § 2.3 Distribution of credit life insurance income. (a) Distribution of credit life... percent), who is involved in the sale of credit life insurance to loan customers of the national bank, to...

12 CFR 702.302 - Net worth categories for new credit unions.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Net worth categories for new credit unions. 702.302 Section 702.302 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS PROMPT CORRECTIVE ACTION Alternative Prompt Corrective Action for New Credit Unions § 702.302 Net worth categories for new credit unions....

Credit Hours with No Set Time: A Study of Credit Policies in Asynchronous Online Education

ERIC Educational Resources Information Center

Prasuhn, Frederick Carl

2014-01-01

U.S. public university system policies were examined to learn how credit hours were determined for asynchronous online education. Findings indicated that (a) credit hour meaning and use are not consistent, (b) primary responsibility for credit hour decisions was at the local level, and (c) no policies exist to guide credit hour application for…

Credit Where Credit Is Due: Working with Our Service Members to Provide Credit for Experiential Learning

ERIC Educational Resources Information Center

Boerner, Heather

2013-01-01

The awarding of prior learning credits for military students goes back to World War II, when the American Council on Education (ACE) first translated military training to college credit. Since then, the practice has expanded. More than 2,000 colleges and universities accept military training as a form of credit, explains Cathy Sandeen, ACE's vice…

12 CFR 704.2 - Definitions.

Code of Federal Regulations, 2010 CFR

2010-01-01

... Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS CORPORATE CREDIT UNIONS § 704.2 Definitions. Adjusted trading means any method or transaction whereby a corporate credit union... means the sum of a corporate credit union's retained earnings, paid-in capital, and membership capital...

12 CFR 721.4 - How may a credit union apply to engage in an activity that is not preapproved as within a credit...

Code of Federal Regulations, 2011 CFR

2011-01-01

... 12 Banks and Banking 6 2011-01-01 2011-01-01 false How may a credit union apply to engage in an activity that is not preapproved as within a credit union's incidental powers? 721.4 Section 721.4 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS INCIDENTAL POWERS...

78 FR 63380 - Farm Credit Administration Board Policy Statements

Federal Register 2010, 2011, 2012, 2013, 2014

2013-10-24

... FARM CREDIT ADMINISTRATION 12 CFR Chapter VI Farm Credit Administration Board Policy Statements AGENCY: Farm Credit Administration. ACTION: Notice of policy statements and index. SUMMARY: The Farm Credit Administration (FCA), as part of its annual public notification process, is publishing for notice...

12 CFR 619.9050 - Associations.

Code of Federal Regulations, 2010 CFR

2010-01-01

... credit associations, production credit associations, and agricultural credit associations. [55 FR 24888... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Associations. 619.9050 Section 619.9050 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9050 Associations. The...

Credit scoring analysis using weighted k nearest neighbor

NASA Astrophysics Data System (ADS)

Mukid, M. A.; Widiharih, T.; Rusgiyono, A.; Prahutama, A.

2018-05-01

Credit scoring is a quatitative method to evaluate the credit risk of loan applications. Both statistical methods and artificial intelligence are often used by credit analysts to help them decide whether the applicants are worthy of credit. These methods aim to predict future behavior in terms of credit risk based on past experience of customers with similar characteristics. This paper reviews the weighted k nearest neighbor (WKNN) method for credit assessment by considering the use of some kernels. We use credit data from a private bank in Indonesia. The result shows that the Gaussian kernel and rectangular kernel have a better performance based on the value of percentage corrected classified whose value is 82.4% respectively.

76 FR 34985 - Farm Credit System Insurance Corporation Board Meeting

Federal Register 2010, 2011, 2012, 2013, 2014

2011-06-15

... FARM CREDIT SYSTEM INSURANCE CORPORATION Farm Credit System Insurance Corporation Board Meeting AGENCY: Farm Credit System Insurance Corporation. SUMMARY: Notice is hereby given of the regular meeting of the Farm Credit System Insurance Corporation Board (Board). Date and Time: The meeting of the...

40 CFR 92.309 - Reports.

Code of Federal Regulations, 2010 CFR

2010-07-01

... credits the amount of credits involved plus remaining balances, details regarding the pollutant, duty... include a calculation of credit balances for each family to show that the summation of the manufacturer's or remanufacturer's use of credits results in a credit balance equal to or greater than zero. The...

13 CFR 120.390 - Revolving credit.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 13 Business Credit and Assistance 1 2013-01-01 2013-01-01 false Revolving credit. 120.390 Section 120.390 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Special Purpose Loans Caplines Program § 120.390 Revolving credit. (a) CapLines finances eligible small businesses...

13 CFR 120.390 - Revolving credit.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Revolving credit. 120.390 Section 120.390 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Special Purpose Loans Caplines Program § 120.390 Revolving credit. (a) CapLines finances eligible small businesses...

13 CFR 120.390 - Revolving credit.

Code of Federal Regulations, 2014 CFR

2014-01-01

... 13 Business Credit and Assistance 1 2014-01-01 2014-01-01 false Revolving credit. 120.390 Section 120.390 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Special Purpose Loans Caplines Program § 120.390 Revolving credit. (a) CapLines finances eligible small businesses...

13 CFR 120.390 - Revolving credit.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 13 Business Credit and Assistance 1 2011-01-01 2011-01-01 false Revolving credit. 120.390 Section 120.390 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Special Purpose Loans Caplines Program § 120.390 Revolving credit. (a) CapLines finances eligible small businesses...

13 CFR 120.390 - Revolving credit.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 13 Business Credit and Assistance 1 2012-01-01 2012-01-01 false Revolving credit. 120.390 Section 120.390 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Special Purpose Loans Caplines Program § 120.390 Revolving credit. (a) CapLines finances eligible small businesses...

Dual-Credit in Kentucky

ERIC Educational Resources Information Center

Stephenson, Lisa G.

2013-01-01

Credit-based transition programs provide high school students with opportunities to jump start their college education. The Kentucky Community and Technical College System (KCTCS) offers college credit through dual-credit programs. While KCTCS dual-credit offerings have been successful in helping high school students start their college education…

78 FR 54893 - Farm Credit Administration Board; Sunshine Act Meeting

Federal Register 2010, 2011, 2012, 2013, 2014

2013-09-06

... FARM CREDIT ADMINISTRATION Farm Credit Administration Board; Sunshine Act Meeting AGENCY: Farm Credit Administration. SUMMARY: Notice is hereby given, pursuant to the Government in the Sunshine Act, of the regular meeting of the Farm Credit Administration Board (Board). DATE AND TIME: The regular...

78 FR 67362 - Farm Credit Administration Board Sunshine Act Meeting

Federal Register 2010, 2011, 2012, 2013, 2014

2013-11-12

... FARM CREDIT ADMINISTRATION Farm Credit Administration Board Sunshine Act Meeting AGENCY: Farm Credit Administration. SUMMARY: Notice is hereby given, pursuant to the Government in the Sunshine Act, of the regular meeting of the Farm Credit Administration Board (Board). DATE AND TIME: The regular...

78 FR 9691 - Farm Credit Administration Board; Sunshine Act Meeting

Federal Register 2010, 2011, 2012, 2013, 2014

2013-02-11

... FARM CREDIT ADMINISTRATION Farm Credit Administration Board; Sunshine Act Meeting AGENCY: Farm Credit Administration. SUMMARY: Notice is hereby given, pursuant to the Government in the Sunshine Act, of the regular meeting of the Farm Credit Administration Board (Board). DATE AND TIME: The regular...

78 FR 73534 - Farm Credit Administration Board; Sunshine Act Meeting

Federal Register 2010, 2011, 2012, 2013, 2014

2013-12-06

... FARM CREDIT ADMINISTRATION Farm Credit Administration Board; Sunshine Act Meeting AGENCY: Farm Credit Administration. SUMMARY: Notice is hereby given, pursuant to the Government in the Sunshine Act, of the regular meeting of the Farm Credit Administration Board (Board). DATE AND TIME: The regular...

76 FR 13504 - Conversions of Insured Credit Unions

Federal Register 2010, 2011, 2012, 2013, 2014

2011-03-14

... Conversions of Insured Credit Unions AGENCY: National Credit Union Administration (NCUA). ACTION: Final rule... phrase ``Regional Director'' in NCUA's rule on credit union to mutual savings bank conversions. For... for the review and approval of certain types of credit union conversions from the Regional Directors...

Correlates of credit card ownership in men and women.

PubMed

Yang, Bijou; Lester, David

2005-06-01

In a sample of 352 students, correlates of credit card ownership differed by sex. For both men and women, credit card ownership was predicted by their affective attitude toward credit cards. However, whereas for men concern with money as a tactic for gaining power predicted credit card ownership, for women feelings of insecurity about having sufficient money and having a conservative approach to money predicted credit card ownership.

76 FR 16235 - Corporate Credit Unions, Technical Corrections

Federal Register 2010, 2011, 2012, 2013, 2014

2011-03-23

... NATIONAL CREDIT UNION ADMINISTRATION 12 CFR Part 707 RIN 3133-AD58 Corporate Credit Unions... 2010, NCUA issued technical corrections to its corporate credit union rule, published in the Federal... October 2010, NCUA published a comprehensive overhaul to its corporate credit union rule, 12 CFR part 704...

20 CFR 211.14 - Maximum creditable compensation.

Code of Federal Regulations, 2010 CFR

2010-04-01

... 20 Employees' Benefits 1 2010-04-01 2010-04-01 false Maximum creditable compensation. 211.14... CREDITABLE RAILROAD COMPENSATION § 211.14 Maximum creditable compensation. Maximum creditable compensation for calendar years after 1984 is the maximum annual taxable wage base defined in section 3231(e)(2)(B...

18 CFR 367.2550 - Account 255, Accumulated deferred investment tax credits.

Code of Federal Regulations, 2010 CFR

2010-04-01

..., Accumulated deferred investment tax credits. 367.2550 Section 367.2550 Conservation of Power and Water... 255, Accumulated deferred investment tax credits. This account must be credited with all investment tax credits deferred by companies that have elected to follow deferral accounting, partial or full...

12 CFR 614.4000 - Farm Credit Banks.

Code of Federal Regulations, 2010 CFR

2010-01-01

... institutions. (3) Farm Credit Banks, in their capacity as certified agricultural mortgage marketing facilities... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Farm Credit Banks. 614.4000 Section 614.4000 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Lending...

12 CFR 614.4000 - Farm Credit Banks.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Farm Credit Banks. 614.4000 Section 614.4000 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Lending Authorities § 614.4000 Farm Credit Banks. (a) Long-term real estate lending. Except to the extent such...

12 CFR 614.4010 - Agricultural credit banks.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Agricultural credit banks. 614.4010 Section 614.4010 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Lending Authorities § 614.4010 Agricultural credit banks. (a) Long-term real estate lending. Except to the...

40 CFR 86.1867-12 - Optional early CO2 credit programs.

Code of Federal Regulations, 2010 CFR

2010-07-01

... efficiency credits, early advanced technology credits, and early off-cycle technology credits. Manufacturers...) Carbon-related exhaust emission values for electric, fuel cell, and plug-in hybrid electric model types... extent that such vehicles are not being used to generate early advanced technology vehicle credits under...

12 CFR 1400.1 - Farm Credit System Insurance Corporation.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 12 Banks and Banking 9 2013-01-01 2013-01-01 false Farm Credit System Insurance Corporation. 1400.1 Section 1400.1 Banks and Banking FARM CREDIT SYSTEM INSURANCE CORPORATION ORGANIZATION AND FUNCTIONS Organization and Functions § 1400.1 Farm Credit System Insurance Corporation. The Farm Credit...

12 CFR 1400.1 - Farm Credit System Insurance Corporation.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 12 Banks and Banking 9 2012-01-01 2012-01-01 false Farm Credit System Insurance Corporation. 1400.1 Section 1400.1 Banks and Banking FARM CREDIT SYSTEM INSURANCE CORPORATION ORGANIZATION AND FUNCTIONS Organization and Functions § 1400.1 Farm Credit System Insurance Corporation. The Farm Credit...

12 CFR 1400.1 - Farm Credit System Insurance Corporation.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 12 Banks and Banking 7 2011-01-01 2011-01-01 false Farm Credit System Insurance Corporation. 1400.1 Section 1400.1 Banks and Banking FARM CREDIT SYSTEM INSURANCE CORPORATION ORGANIZATION AND FUNCTIONS Organization and Functions § 1400.1 Farm Credit System Insurance Corporation. The Farm Credit...

12 CFR 1400.1 - Farm Credit System Insurance Corporation.

Code of Federal Regulations, 2014 CFR

2014-01-01

... 12 Banks and Banking 10 2014-01-01 2014-01-01 false Farm Credit System Insurance Corporation. 1400.1 Section 1400.1 Banks and Banking FARM CREDIT SYSTEM INSURANCE CORPORATION ORGANIZATION AND FUNCTIONS Organization and Functions § 1400.1 Farm Credit System Insurance Corporation. The Farm Credit...

12 CFR 1400.1 - Farm Credit System Insurance Corporation.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 7 2010-01-01 2010-01-01 false Farm Credit System Insurance Corporation. 1400.1 Section 1400.1 Banks and Banking FARM CREDIT SYSTEM INSURANCE CORPORATION ORGANIZATION AND FUNCTIONS Organization and Functions § 1400.1 Farm Credit System Insurance Corporation. The Farm Credit...

Credit: A Teaching Unit.

ERIC Educational Resources Information Center

Clanton, Brandolyn; And Others

Intended for teachers of secondary school students, five lessons on consumer credit are presented. In the first lesson students identify and evaluate sources of credit, compare some of the costs and benefits of credit, and learn to apply criteria used in evaluating applications for credit. In the second lesson, students learn about two basic types…

12 CFR 614.4810 - Standby letters of credit.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 12 Banks and Banking 7 2012-01-01 2012-01-01 false Standby letters of credit. 614.4810 Section 614.4810 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Banks for Cooperatives and Agricultural Credit Banks Financing International Trade § 614.4810 Standby...

14 CFR 374.3 - Compliance with the Consumer Credit Protection Act and regulations.

Code of Federal Regulations, 2010 CFR

2010-01-01

... credit card practices. (2) The Fair Credit Reporting Act, 15 U.S.C. 1681-1681 setting forth requirements... 14 Aeronautics and Space 4 2010-01-01 2010-01-01 false Compliance with the Consumer Credit... OF TRANSPORTATION (AVIATION PROCEEDINGS) SPECIAL REGULATIONS IMPLEMENTATION OF THE CONSUMER CREDIT...

Credit Scores, Race, and Residential Sorting

ERIC Educational Resources Information Center

Nelson, Ashlyn Aiko

2010-01-01

Credit scores have a profound impact on home purchasing power and mortgage pricing, yet little is known about how credit scores influence households' residential location decisions. This study estimates the effects of credit scores on residential sorting behavior using a novel mortgage industry data set combining household demographic, credit, and…

12 CFR 614.4570 - Recourse and security.

Code of Federal Regulations, 2010 CFR

2010-01-01

... shall be proportional to the level of risk that the OFI poses to the Farm Credit Bank or agricultural....4570 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Farm Credit Bank and Agricultural Credit Bank Financing of Other Financing Institutions § 614.4570 Recourse...

38 CFR 8.3 - Revival of insurance.

Code of Federal Regulations, 2010 CFR

2010-07-01

... policyholder unpaid dividends, refundable premiums, pure insurance risk credits, other refundable credits or... sufficient to place another policy in force. (9) Where more than one policy is involved and credits are not needed or are insufficient to revive the policy on which the credits arose, the credits will be used...

13 CFR 120.333 - Are there any special credit criteria?

Code of Federal Regulations, 2010 CFR

2010-01-01

... addition to regular credit evaluation criteria, SBA shall weigh the greater risk associated with energy... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Are there any special credit criteria? 120.333 Section 120.333 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS...

12 CFR 723.1 - What is a member business loan?

Code of Federal Regulations, 2010 CFR

2010-01-01

... 723.1 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS... includes any loan, line of credit, or letter of credit (including any unfunded commitments) where the... member's primary residence; (2) A loan fully secured by shares in the credit union making the extension...

76 FR 79531 - Corporate Credit Unions

Federal Register 2010, 2011, 2012, 2013, 2014

2011-12-22

... exclude CLF stock subscriptions, based on the asset's negligible credit risk and to facilitate corporate... removing paragraphs (c)(3) and (f)(4) and adding paragraph (h) to read as follows: Sec. 704.6 Credit risk... NATIONAL CREDIT UNION ADMINISTRATION 12 CFR Part 704 RIN 3133-AD95 Corporate Credit Unions AGENCY...

49 CFR 260.13 - Credit reform.

Code of Federal Regulations, 2010 CFR

2010-10-01

... appropriations, direct payment of a Credit Risk Premium by the Applicant or a non-Federal infrastructure partner... 49 Transportation 4 2010-10-01 2010-10-01 false Credit reform. 260.13 Section 260.13... REHABILITATION AND IMPROVEMENT FINANCING PROGRAM Overview § 260.13 Credit reform. The Federal Credit Reform Act...

12 CFR 708b.105 - Approval of merger proposal by the NCUA.

Code of Federal Regulations, 2010 CFR

2010-01-01

....105 Section 708b.105 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS MERGERS OF FEDERALLY-INSURED CREDIT UNIONS; VOLUNTARY TERMINATION OR CONVERSION OF INSURED... credit union is federally-insured and the merging credit union is nonfederally-insured or uninsured, the...

76 FR 62066 - Sunshine Act Meeting; Farm Credit Administration Board

Federal Register 2010, 2011, 2012, 2013, 2014

2011-10-06

... FARM CREDIT ADMINISTRATION Sunshine Act Meeting; Farm Credit Administration Board AGENCY: Farm Credit Administration. SUMMARY: Notice is hereby given, pursuant to the Government in the Sunshine Act (5 U.S.C. 552b(e)(3)), of the regular meeting of the Farm Credit Administration Board (Board). DATE AND...

77 FR 26758 - Sunshine Act Meeting; Farm Credit Administration Board

Federal Register 2010, 2011, 2012, 2013, 2014

2012-05-07

... FARM CREDIT ADMINISTRATION Sunshine Act Meeting; Farm Credit Administration Board AGENCY: Farm Credit Administration. SUMMARY: Notice is hereby given, pursuant to the Government in the Sunshine Act (5 U.S.C. 552b(e)(3)), of the regular meeting of the Farm Credit Administration Board (Board). DATES...

77 FR 47068 - Farm Credit Administration Board; Sunshine Act Meeting

Federal Register 2010, 2011, 2012, 2013, 2014

2012-08-07

... FARM CREDIT ADMINISTRATION Farm Credit Administration Board; Sunshine Act Meeting AGENCY: Farm Credit Administration. SUMMARY: Notice is hereby given, pursuant to the Government in the Sunshine Act (5 U.S.C. 552b(e)(3)), of the regular meeting of the Farm Credit Administration Board (Board). DATE AND...

75 FR 1057 - Farm Credit Administration Board; Regular Meeting

Federal Register 2010, 2011, 2012, 2013, 2014

2010-01-08

... FARM CREDIT ADMINISTRATION Farm Credit Administration Board; Regular Meeting AGENCY: Farm Credit Administration. SUMMARY: Notice is hereby given, pursuant to the Government in the Sunshine Act (5 U.S.C. 552b(e)(3)), of the regular meeting of the Farm Credit Administration Board (Board). Date and Time: The...

12 CFR 708b.302 - Conversion of Insurance (Federal Credit Union).

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Conversion of Insurance (Federal Credit Union... CREDIT UNIONS MERGERS OF FEDERALLY-INSURED CREDIT UNIONS; VOLUNTARY TERMINATION OR CONVERSION OF INSURED STATUS Forms § 708b.302 Conversion of Insurance (Federal Credit Union). Unless the Regional Director...

12 CFR 708b.302 - Conversion of insurance (Federal Credit Union).

Code of Federal Regulations, 2011 CFR

2011-01-01

... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Conversion of insurance (Federal Credit Union... CREDIT UNIONS MERGERS OF FEDERALLY-INSURED CREDIT UNIONS; VOLUNTARY TERMINATION OR CONVERSION OF INSURED STATUS Forms § 708b.302 Conversion of insurance (Federal Credit Union). Unless the Regional Director...

26 CFR 1.41-8T - Alternative incremental credit (temporary).

Code of Federal Regulations, 2010 CFR

2010-04-01

... 26 Internal Revenue 1 2010-04-01 2010-04-01 true Alternative incremental credit (temporary). 1.41... INCOME TAXES Credits Against Tax § 1.41-8T Alternative incremental credit (temporary). (a) [Reserved] For... alternative simplified credit (ASC) and attaches the completed form to the taxpayer's timely filed (including...

26 CFR 1.25A-0 - Table of contents.

Code of Federal Regulations, 2011 CFR

2011-04-01

... Credit and Lifetime Learning Credit. (1) In general. (2) Hope Scholarship Credit. (3) Lifetime Learning... conviction. (2) Examples. (e) Academic period for prepayments. (1) In general. (2) Example. (f) Effective date. § 1.25A-4Lifetime Learning Credit (a) Amount of the credit. (1) Taxable years beginning before...

26 CFR 1.25A-0 - Table of contents.

Code of Federal Regulations, 2013 CFR

2013-04-01

... Credit and Lifetime Learning Credit. (1) In general. (2) Hope Scholarship Credit. (3) Lifetime Learning... conviction. (2) Examples. (e) Academic period for prepayments. (1) In general. (2) Example. (f) Effective date. § 1.25A-4Lifetime Learning Credit (a) Amount of the credit. (1) Taxable years beginning before...

26 CFR 1.25A-0 - Table of contents.

Code of Federal Regulations, 2012 CFR

2012-04-01

... Credit and Lifetime Learning Credit. (1) In general. (2) Hope Scholarship Credit. (3) Lifetime Learning... conviction. (2) Examples. (e) Academic period for prepayments. (1) In general. (2) Example. (f) Effective date. § 1.25A-4Lifetime Learning Credit (a) Amount of the credit. (1) Taxable years beginning before...

26 CFR 1.25A-0 - Table of contents.

Code of Federal Regulations, 2014 CFR

2014-04-01

... Credit and Lifetime Learning Credit. (1) In general. (2) Hope Scholarship Credit. (3) Lifetime Learning... conviction. (2) Examples. (e) Academic period for prepayments. (1) In general. (2) Example. (f) Effective date. § 1.25A-4Lifetime Learning Credit (a) Amount of the credit. (1) Taxable years beginning before...

12 CFR 226.51 - Ability to Pay.

Code of Federal Regulations, 2014 CFR

2014-01-01

...) TRUTH IN LENDING (REGULATION Z) Special Rules Applicable to Credit Card Accounts and Open-End Credit... pay. A card issuer must not open a credit card account for a consumer under an open-end (not home-secured) consumer credit plan, or increase any credit limit applicable to such account, unless the card...

12 CFR 390.262 - Definitions.

Code of Federal Regulations, 2013 CFR

2013-01-01

... credit card loans, bona fide overdraft loans, and other loans that the State savings association has... card is any card, plate, coupon book, or other single credit device that may be used from time to time to obtain credit. Credit card account is a credit account established in conjunction with the...

12 CFR 390.262 - Definitions.

Code of Federal Regulations, 2014 CFR

2014-01-01

... credit card loans, bona fide overdraft loans, and other loans that the State savings association has... card is any card, plate, coupon book, or other single credit device that may be used from time to time to obtain credit. Credit card account is a credit account established in conjunction with the...

12 CFR 226.51 - Ability to Pay.

Code of Federal Regulations, 2012 CFR

2012-01-01

... LENDING (REGULATION Z) Special Rules Applicable to Credit Card Accounts and Open-End Credit Offered to... issuer must not open a credit card account for a consumer under an open-end (not home-secured) consumer credit plan, or increase any credit limit applicable to such account, unless the card issuer considers...

12 CFR 390.471 - Purchased credit card relationships, servicing assets, intangible assets (other than purchased...

Code of Federal Regulations, 2013 CFR

2013-01-01

... 12 Banks and Banking 5 2013-01-01 2013-01-01 false Purchased credit card relationships, servicing assets, intangible assets (other than purchased credit card relationships and servicing assets), credit... THE OFFICE OF THRIFT SUPERVISION Capital § 390.471 Purchased credit card relationships, servicing...

12 CFR 226.59 - Reevaluation of rate increases.

Code of Federal Regulations, 2014 CFR

2014-01-01

... SYSTEM (CONTINUED) TRUTH IN LENDING (REGULATION Z) Special Rules Applicable to Credit Card Accounts and... to a credit card account under an open-end (not home-secured) consumer credit plan, based on the... new credit card accounts under an open-end (not home-secured) consumer credit plan. (2) Rate increases...

12 CFR 390.262 - Definitions.

Code of Federal Regulations, 2012 CFR

2012-01-01

... credit card loans, bona fide overdraft loans, and other loans that the State savings association has... card is any card, plate, coupon book, or other single credit device that may be used from time to time to obtain credit. Credit card account is a credit account established in conjunction with the...

12 CFR 390.471 - Purchased credit card relationships, servicing assets, intangible assets (other than purchased...

Code of Federal Regulations, 2014 CFR

2014-01-01

... 12 Banks and Banking 5 2014-01-01 2014-01-01 false Purchased credit card relationships, servicing assets, intangible assets (other than purchased credit card relationships and servicing assets), credit... THE OFFICE OF THRIFT SUPERVISION Capital § 390.471 Purchased credit card relationships, servicing...

12 CFR 226.51 - Ability to Pay.

Code of Federal Regulations, 2013 CFR

2013-01-01

...) TRUTH IN LENDING (REGULATION Z) Special Rules Applicable to Credit Card Accounts and Open-End Credit... pay. A card issuer must not open a credit card account for a consumer under an open-end (not home-secured) consumer credit plan, or increase any credit limit applicable to such account, unless the card...

12 CFR 226.51 - Ability to Pay.

Code of Federal Regulations, 2011 CFR

2011-01-01

... LENDING (REGULATION Z) Special Rules Applicable to Credit Card Accounts and Open-End Credit Offered to... issuer must not open a credit card account for a consumer under an open-end (not home-secured) consumer credit plan, or increase any credit limit applicable to such account, unless the card issuer considers...

78 FR 59096 - Agency Information Collection Activities: Information Collection Renewal; Comment Request...

Federal Register 2010, 2011, 2012, 2013, 2014

2013-09-25

... savings associations). The OCC requires independent credit card banks and independent credit card Federal... by the bank or Federal savings association. Independent credit card banks and independent credit card... credit card operations and are not affiliated with a full service national bank or Federal savings...

12 CFR 390.471 - Purchased credit card relationships, servicing assets, intangible assets (other than purchased...

Code of Federal Regulations, 2012 CFR

2012-01-01

... 12 Banks and Banking 5 2012-01-01 2012-01-01 false Purchased credit card relationships, servicing assets, intangible assets (other than purchased credit card relationships and servicing assets), credit... THE OFFICE OF THRIFT SUPERVISION Capital § 390.471 Purchased credit card relationships, servicing...

12 CFR 226.59 - Reevaluation of rate increases.

Code of Federal Regulations, 2013 CFR

2013-01-01

... SYSTEM (CONTINUED) TRUTH IN LENDING (REGULATION Z) Special Rules Applicable to Credit Card Accounts and... to a credit card account under an open-end (not home-secured) consumer credit plan, based on the... new credit card accounts under an open-end (not home-secured) consumer credit plan. (2) Rate increases...

12 CFR 226.1 - Authority, purpose, coverage, organization, enforcement, and liability.

Code of Federal Regulations, 2011 CFR

2011-01-01

... consumer's principal dwelling, regulates certain credit card practices, and provides a means for fair and... charges applicable to credit card accounts under an open-end (not home-secured) consumer credit plan. The... credit is primarily for personal, family, or household purposes. (2) If a credit card is involved...

25 CFR 542.15 - What are the minimum internal control standards for credit?

Code of Federal Regulations, 2014 CFR

2014-04-01

...) Documentation of authorization by a person designated by management to approve credit limits; and (v) Credit... approved by personnel designated by management. (4) Proper approval of credit extensions over ten percent... that require access and are so authorized by management; (ii) Outstanding credit instruments shall be...

25 CFR 542.15 - What are the minimum internal control standards for credit?

Code of Federal Regulations, 2013 CFR

2013-04-01

...) Documentation of authorization by a person designated by management to approve credit limits; and (v) Credit... approved by personnel designated by management. (4) Proper approval of credit extensions over ten percent... that require access and are so authorized by management; (ii) Outstanding credit instruments shall be...

25 CFR 542.15 - What are the minimum internal control standards for credit?

Code of Federal Regulations, 2012 CFR

2012-04-01

...) Documentation of authorization by a person designated by management to approve credit limits; and (v) Credit... approved by personnel designated by management. (4) Proper approval of credit extensions over ten percent... that require access and are so authorized by management; (ii) Outstanding credit instruments shall be...

25 CFR 542.15 - What are the minimum internal control standards for credit?

Code of Federal Regulations, 2010 CFR

2010-04-01

...) Documentation of authorization by a person designated by management to approve credit limits; and (v) Credit... approved by personnel designated by management. (4) Proper approval of credit extensions over ten percent... that require access and are so authorized by management; (ii) Outstanding credit instruments shall be...

25 CFR 542.15 - What are the minimum internal control standards for credit?

Code of Federal Regulations, 2011 CFR

2011-04-01

...) Documentation of authorization by a person designated by management to approve credit limits; and (v) Credit... approved by personnel designated by management. (4) Proper approval of credit extensions over ten percent... that require access and are so authorized by management; (ii) Outstanding credit instruments shall be...

17 CFR 402.2 - Capital requirements for registered government securities brokers and dealers.

Code of Federal Regulations, 2011 CFR

2011-04-01

... counterparty exposure haircut, the total concentration of credit haircut and the credit volatility haircut. (i... the government securities broker's or dealer's liquid capital. (iv) Credit volatility haircut. The “credit volatility haircut” equals the product of a credit volatility haircut factor of 0.15 percent and...

12 CFR 614.4530 - Special loans, production credit associations and agricultural credit associations.

Code of Federal Regulations, 2010 CFR

2010-01-01

... ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Special Lending Programs § 614.4530 Special loans, production credit associations and agricultural credit associations. Under policies approved by the bank... associations may make the following special types of loans on commodities covered by price support programs...

12 CFR 725.20 - Repayment, security and credit reporting agreements; other terms and conditions.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Repayment, security and credit reporting agreements; other terms and conditions. 725.20 Section 725.20 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS NATIONAL CREDIT UNION ADMINISTRATION CENTRAL LIQUIDITY...

40 CFR 86.1867-12 - Optional early CO2 credit programs.

Code of Federal Regulations, 2011 CFR

2011-07-01

... efficiency credits, early advanced technology credits, and early off-cycle technology credits. Manufacturers...) Carbon-related exhaust emission values for electric, fuel cell, and plug-in hybrid electric model types... extent that such vehicles are not being used to generate early advanced technology vehicle credits under...

20 CFR 606.2 - Total credits allowable.

Code of Federal Regulations, 2010 CFR

2010-04-01

... 20 Employees' Benefits 3 2010-04-01 2010-04-01 false Total credits allowable. 606.2 Section 606.2 Employees' Benefits EMPLOYMENT AND TRAINING ADMINISTRATION, DEPARTMENT OF LABOR TAX CREDITS UNDER THE... credits allowable. The total credits allowed to an employer subject to the tax imposed by section 3301 of...

77 FR 63922 - Proposed Collection; Comment Request for Notice 2009-52

Federal Register 2010, 2011, 2012, 2013, 2014

2012-10-17

... Credit in Lieu of Production Tax Credit; Coordination With Department of Treasury Grants for Specified Energy Property in Lieu of Tax Credits. DATES: Written comments should be received on or before December... INFORMATION: Title: Election of Investment Tax Credit in Lieu of Production Tax Credit; Coordination With...

12 CFR 614.4010 - Agricultural credit banks.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Agricultural credit banks. 614.4010 Section 614.4010 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Lending Authorities § 614.4010 Agricultural credit banks. (a) Long-term real estate lending. Except to the...

12 CFR 561.12 - Consumer credit.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 12 Banks and Banking 5 2011-01-01 2011-01-01 false Consumer credit. 561.12 Section 561.12 Banks... AFFECTING ALL SAVINGS ASSOCIATIONS § 561.12 Consumer credit. The term consumer credit means credit extended... real estate and chattel liens secured by mobile homes and leases of personal property to consumers that...

26 CFR 1.469-3T - Passive activity credit (temporary).

Code of Federal Regulations, 2010 CFR

2010-04-01

... 26 Internal Revenue 6 2010-04-01 2010-04-01 false Passive activity credit (temporary). 1.469-3T... TAX (CONTINUED) INCOME TAXES Taxable Year for Which Deductions Taken § 1.469-3T Passive activity credit (temporary). (a) Computation of passive activity credit. The taxpayer's passive activity credit...

Comparison of Affective Credit Attitude Scores and Credit Use of College Students at Two Points in Time.

ERIC Educational Resources Information Center

Hayhoe, Celia Ray

2002-01-01

A study of 120 college students' use of credit in 1997 and 1999 showed that, during that time, 60 students graduated; 41 had more credit cards in 1999 than 1997; 62 had fewer; and 32 were repaying student loans. Affective credit attitude scores for those with four or more credit cards and for students who had graduated were lower in 1999 than in…

A neural network model for credit risk evaluation.

PubMed

Khashman, Adnan

2009-08-01

Credit scoring is one of the key analytical techniques in credit risk evaluation which has been an active research area in financial risk management. This paper presents a credit risk evaluation system that uses a neural network model based on the back propagation learning algorithm. We train and implement the neural network to decide whether to approve or reject a credit application, using seven learning schemes and real world credit applications from the Australian credit approval datasets. A comparison of the system performance under the different learning schemes is provided, furthermore, we compare the performance of two neural networks; with one and two hidden layers following the ideal learning scheme. Experimental results suggest that neural networks can be effectively used in automatic processing of credit applications.

Evolution of optically nondestructive and data-non-intrusive credit card verifiers

NASA Astrophysics Data System (ADS)

Sumriddetchkajorn, Sarun; Intaravanne, Yuttana

2010-04-01

Since the deployment of the credit card, the number of credit card fraud cases has grown rapidly with a huge amount of loss in millions of US dollars. Instead of asking more information from the credit card's holder or taking risk through payment approval, a nondestructive and data-non-intrusive credit card verifier is highly desirable before transaction begins. In this paper, we review optical techniques that have been proposed and invented in order to make the genuine credit card more distinguishable than the counterfeit credit card. Several optical approaches for the implementation of credit card verifiers are also included. In particular, we highlight our invention on a hyperspectral-imaging based portable credit card verifier structure that offers a very low false error rate of 0.79%. Other key features include low cost, simplicity in design and implementation, no moving part, no need of an additional decoding key, and adaptive learning.

Dynamic Virtual Credit Card Numbers

NASA Astrophysics Data System (ADS)

Molloy, Ian; Li, Jiangtao; Li, Ninghui

Theft of stored credit card information is an increasing threat to e-commerce. We propose a dynamic virtual credit card number scheme that reduces the damage caused by stolen credit card numbers. A user can use an existing credit card account to generate multiple virtual credit card numbers that are either usable for a single transaction or are tied with a particular merchant. We call the scheme dynamic because the virtual credit card numbers can be generated without online contact with the credit card issuers. These numbers can be processed without changing any of the infrastructure currently in place; the only changes will be at the end points, namely, the card users and the card issuers. We analyze the security requirements for dynamic virtual credit card numbers, discuss the design space, propose a scheme using HMAC, and prove its security under the assumption the underlying function is a PRF.

75 FR 64785 - Corporate Credit Unions

Federal Register 2010, 2011, 2012, 2013, 2014

2010-10-20

...NCUA is issuing final amendments to its rule governing corporate credit unions. The major revisions involve corporate credit union capital, investments, asset-liability management, governance, and credit union service organization (CUSO) activities. The amendments establish a new capital scheme, including risk-based capital requirements; impose new prompt corrective action requirements; place various new limits on corporate investments; impose new asset-liability management controls; amend some corporate governance provisions; and limit a corporate CUSO to categories of services preapproved by NCUA. In addition, this rulemaking contains conforming amendments to rules governing Prompt Corrective Action (for natural person credit unions); Investments and Deposit Activities (for federal credit unions); Administrative Actions, Adjudicative Hearings, Rules of Practice and Procedure, and Investigations; and Involuntary Liquidation of Federal Credit Unions and Adjudication of Creditor Claims Involving Federally Insured Credit Unions. These amendments will strengthen individual corporates and the corporate credit union system as a whole.

Research on Credit Evaluation of Mobile Medical APP Interactive Online Consultation Service-Take Haodaifu APP Online Payment Service as an Example

NASA Astrophysics Data System (ADS)

Xiong, Dandan; Zhao, Lei

2017-10-01

Mobile medical industry is developing rapidly, but the relevant credit evaluation system is still in the exploratory stage. Haodaifu in the interactive online consulting services more representatives and has a credit evaluation system, but the system is not perfect. There are many problems in the system, such as credits indicators cannot better reflect the results of user’s evaluation, the lack of user qualification supervision, evaluation index system and assessment channels are not perfect. On the basis of drawing on the advantages of E-commerce evaluation system and combining with the characteristics of mobile medical itself, two suggestions are put forward: Improve the credit evaluation model (Generate physician static credit index, Change the doctor 's dynamic credit index algorithm, Update the dynamic credit index), Improve the basic mechanism of credit evaluation.

12 CFR 615.5144 - Banks for cooperatives and agricultural credit banks.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Banks for cooperatives and agricultural credit banks. 615.5144 Section 615.5144 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM FUNDING....5144 Banks for cooperatives and agricultural credit banks. As may be authorized by the banks for...

7 CFR 1980.308 - Full faith and credit and indemnification.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 7 Agriculture 14 2013-01-01 2013-01-01 false Full faith and credit and indemnification. 1980.308... Full faith and credit and indemnification. (a) Full faith and credit. The loan note guarantee constitutes an obligation supported by the full faith and credit of the United States and is incontestable...

7 CFR 1980.308 - Full faith and credit and indemnification.

Code of Federal Regulations, 2014 CFR

2014-01-01

... 7 Agriculture 14 2014-01-01 2014-01-01 false Full faith and credit and indemnification. 1980.308... Full faith and credit and indemnification. (a) Full faith and credit. The loan note guarantee constitutes an obligation supported by the full faith and credit of the United States and is incontestable...

7 CFR 1980.308 - Full faith and credit and indemnification.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 7 Agriculture 14 2012-01-01 2012-01-01 false Full faith and credit and indemnification. 1980.308... Full faith and credit and indemnification. (a) Full faith and credit. The loan note guarantee constitutes an obligation supported by the full faith and credit of the United States and is incontestable...

40 CFR 91.207 - Credit calculation and manufacturer compliance with emission standards.

Code of Federal Regulations, 2014 CFR

2014-07-01

... of nitrogen credit status for an engine family, whether generating positive credits or negative... with model year 2000, a manufacturer having a negative credit balance during one period of up to four... regulation under this part of 1000 or less; and (2) The manufacturer has not had a negative credit balance...

40 CFR 91.207 - Credit calculation and manufacturer compliance with emission standards.

Code of Federal Regulations, 2012 CFR

2012-07-01

... of nitrogen credit status for an engine family, whether generating positive credits or negative... with model year 2000, a manufacturer having a negative credit balance during one period of up to four... regulation under this part of 1000 or less; and (2) The manufacturer has not had a negative credit balance...

40 CFR 91.207 - Credit calculation and manufacturer compliance with emission standards.

Code of Federal Regulations, 2011 CFR

2011-07-01

... of nitrogen credit status for an engine family, whether generating positive credits or negative... with model year 2000, a manufacturer having a negative credit balance during one period of up to four... regulation under this part of 1000 or less; and (2) The manufacturer has not had a negative credit balance...

40 CFR 91.207 - Credit calculation and manufacturer compliance with emission standards.

Code of Federal Regulations, 2013 CFR

2013-07-01

... of nitrogen credit status for an engine family, whether generating positive credits or negative... with model year 2000, a manufacturer having a negative credit balance during one period of up to four... regulation under this part of 1000 or less; and (2) The manufacturer has not had a negative credit balance...

40 CFR 91.207 - Credit calculation and manufacturer compliance with emission standards.

Code of Federal Regulations, 2010 CFR

2010-07-01

... of nitrogen credit status for an engine family, whether generating positive credits or negative... with model year 2000, a manufacturer having a negative credit balance during one period of up to four... regulation under this part of 1000 or less; and (2) The manufacturer has not had a negative credit balance...

20 CFR 606.20 - Cap on tax credit reduction.

Code of Federal Regulations, 2010 CFR

2010-04-01

... 20 Employees' Benefits 3 2010-04-01 2010-04-01 false Cap on tax credit reduction. 606.20 Section... Tax Credit Reduction § 606.20 Cap on tax credit reduction. (a) Applicability. Subsection (f) of section 3302 of FUTA authorizes a limitation (cap) on the reduction of tax credits by reason of an...

Dual Credit/Dual Enrollment and Data Driven Policy Implementation

ERIC Educational Resources Information Center

Lichtenberger, Eric; Witt, M. Allison; Blankenberger, Bob; Franklin, Doug

2014-01-01

The use of dual credit has been expanding rapidly. Dual credit is a college course taken by a high school student for which both college and high school credit is given. Previous studies provided limited quantitative evidence that dual credit/dual enrollment is directly connected to positive student outcomes. In this study, predictive statistics…

37 CFR 1.23 - Methods of payment.

Code of Federal Regulations, 2010 CFR

2010-07-01

... made by credit card, except for replenishing a deposit account. Payment of a fee by credit card must specify the amount to be charged to the credit card and such other information as is necessary to process... authorization to charge fees to a credit card. If credit card information is provided on a form or document...

12 CFR 721.2 - What is an incidental powers activity?

Code of Federal Regulations, 2010 CFR

2010-01-01

... business of credit unions; and (c) Involves risks similar in nature to those already assumed as part of the... Section 721.2 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS... in carrying out the mission or business of credit unions consistent with the Federal Credit Union Act...

12 CFR 615.5175 - Investments in Farm Credit System institution preferred stock.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Investments in Farm Credit System institution preferred stock. 615.5175 Section 615.5175 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM... Capital, and Other Investments § 615.5175 Investments in Farm Credit System institution preferred stock...

25 CFR 140.23 - Credit at trader's risk.

Code of Federal Regulations, 2010 CFR

2010-04-01

... 25 Indians 1 2010-04-01 2010-04-01 false Credit at trader's risk. 140.23 Section 140.23 Indians....23 Credit at trader's risk. Credit given Indians will be at the trader's own risk, as no assistance... accept pawns or pledges of personal property by Indians to obtain credit or loans. ...

12 CFR 702.108 - Risk mitigation credit.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Risk mitigation credit. 702.108 Section 702.108... CORRECTIVE ACTION Net Worth Classification § 702.108 Risk mitigation credit. (a) Who may apply. A credit union may apply for a risk mitigation credit if on any of the current or three preceding effective dates...

26 CFR 1.1374-6 - Credits and credit carryforwards.

Code of Federal Regulations, 2010 CFR

2010-04-01

... liability described in section 38(c)(1). The tentative minimum tax described in section 55(b) is determined... 55(b)(2). (c) Examples. The rules of this section are illustrated by the following examples. Example... rules applying to C corporations. Any other credits or credit carryforwards, such as foreign tax credits...

12 CFR 708b.301 - Conversion of insurance (State Chartered Credit Union).

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Conversion of insurance (State Chartered Credit... AFFECTING CREDIT UNIONS MERGERS OF FEDERALLY-INSURED CREDIT UNIONS; VOLUNTARY TERMINATION OR CONVERSION OF INSURED STATUS Forms § 708b.301 Conversion of insurance (State Chartered Credit Union). Unless the...

12 CFR 741.7 - Conversion to a state-chartered credit union.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Conversion to a state-chartered credit union. 741.7 Section 741.7 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING... § 741.7 Conversion to a state-chartered credit union. Any federal credit union that petitions to convert...

12 CFR 708b.301 - Conversion of insurance (State Chartered Credit Union).

Code of Federal Regulations, 2011 CFR

2011-01-01

... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Conversion of insurance (State Chartered Credit... AFFECTING CREDIT UNIONS MERGERS OF FEDERALLY-INSURED CREDIT UNIONS; VOLUNTARY TERMINATION OR CONVERSION OF INSURED STATUS Forms § 708b.301 Conversion of insurance (State Chartered Credit Union). Unless the...

12 CFR 741.7 - Conversion to a state-chartered credit union.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Conversion to a state-chartered credit union. 741.7 Section 741.7 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING... § 741.7 Conversion to a state-chartered credit union. Any federal credit union that petitions to convert...

26 CFR 1.41-9T - Alternative simplified credit (temporary).

Code of Federal Regulations, 2010 CFR

2010-04-01

... 26 Internal Revenue 1 2010-04-01 2010-04-01 true Alternative simplified credit (temporary). 1.41... INCOME TAXES Credits Against Tax § 1.41-9T Alternative simplified credit (temporary). (a) Determination... provisions of the alternative simplified credit (ASC) in section 41(c)(5) for any taxable year of the...

12 CFR 1026.56 - Requirements for over-the-limit transactions.

Code of Federal Regulations, 2014 CFR

2014-01-01

... (REGULATION Z) Special Rules Applicable to Credit Card Accounts and Open-End Credit Offered to College... section, the term “over-the-limit transaction” means any extension of credit by a card issuer to complete a transaction that causes a consumer's credit card account balance to exceed the credit limit. (b...

37 CFR 1.23 - Methods of payment.

Code of Federal Regulations, 2011 CFR

2011-07-01

... made by credit card, except for replenishing a deposit account. Payment of a fee by credit card must specify the amount to be charged to the credit card and such other information as is necessary to process... authorization to charge fees to a credit card. If credit card information is provided on a form or document...

12 CFR 226.53 - Allocation of payments.

Code of Federal Regulations, 2013 CFR

2013-01-01

... (CONTINUED) TRUTH IN LENDING (REGULATION Z) Special Rules Applicable to Credit Card Accounts and Open-End... periodic payment for a credit card account under an open-end (not home-secured) consumer credit plan, the... program. When a balance on a credit card account under an open-end (not home-secured) consumer credit plan...

37 CFR 1.23 - Methods of payment.

Code of Federal Regulations, 2014 CFR

2014-07-01

... made by credit card, except for replenishing a deposit account. Payment of a fee by credit card must specify the amount to be charged to the credit card and such other information as is necessary to process... authorization to charge fees to a credit card. If credit card information is provided on a form or document...

12 CFR 1026.52 - Limitations on fees.

Code of Federal Regulations, 2013 CFR

2013-01-01

... Applicable to Credit Card Accounts and Open-End Credit Offered to College Students § 1026.52 Limitations on... required to pay with respect to a credit card account under an open-end (not home-secured) consumer credit... terms or other requirements of a credit card account under an open-end (not home-secured) consumer...

12 CFR 226.53 - Allocation of payments.

Code of Federal Regulations, 2014 CFR

2014-01-01

... (CONTINUED) TRUTH IN LENDING (REGULATION Z) Special Rules Applicable to Credit Card Accounts and Open-End... periodic payment for a credit card account under an open-end (not home-secured) consumer credit plan, the... program. When a balance on a credit card account under an open-end (not home-secured) consumer credit plan...

12 CFR 1026.56 - Requirements for over-the-limit transactions.

Code of Federal Regulations, 2013 CFR

2013-01-01

... (REGULATION Z) Special Rules Applicable to Credit Card Accounts and Open-End Credit Offered to College... section, the term “over-the-limit transaction” means any extension of credit by a card issuer to complete a transaction that causes a consumer's credit card account balance to exceed the credit limit. (b...

12 CFR 1026.52 - Limitations on fees.

Code of Federal Regulations, 2012 CFR

2012-01-01

... Applicable to Credit Card Accounts and Open-End Credit Offered to College Students § 1026.52 Limitations on... required to pay with respect to a credit card account under an open-end (not home-secured) consumer credit... terms or other requirements of a credit card account under an open-end (not home-secured) consumer...

37 CFR 1.23 - Methods of payment.

Code of Federal Regulations, 2013 CFR

2013-07-01

... made by credit card, except for replenishing a deposit account. Payment of a fee by credit card must specify the amount to be charged to the credit card and such other information as is necessary to process... authorization to charge fees to a credit card. If credit card information is provided on a form or document...

12 CFR 1026.52 - Limitations on fees.

Code of Federal Regulations, 2014 CFR

2014-01-01

... Applicable to Credit Card Accounts and Open-End Credit Offered to College Students § 1026.52 Limitations on... required to pay with respect to a credit card account under an open-end (not home-secured) consumer credit... fees. A card issuer must not impose a fee for violating the terms or other requirements of a credit...

12 CFR 1026.56 - Requirements for over-the-limit transactions.

Code of Federal Regulations, 2012 CFR

2012-01-01

... (REGULATION Z) Special Rules Applicable to Credit Card Accounts and Open-End Credit Offered to College... section, the term “over-the-limit transaction” means any extension of credit by a card issuer to complete a transaction that causes a consumer's credit card account balance to exceed the credit limit. (b...

12 CFR 704.3 - Corporate credit union capital.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 12 Banks and Banking 7 2012-01-01 2012-01-01 false Corporate credit union capital. 704.3 Section... CORPORATE CREDIT UNIONS § 704.3 Corporate credit union capital. (a) Capital requirements. (1) A corporate... percent or greater. (2) To ensure it meets its capital requirements, a corporate credit union must develop...

12 CFR 704.3 - Corporate credit union capital.

Code of Federal Regulations, 2014 CFR

2014-01-01

... 12 Banks and Banking 7 2014-01-01 2014-01-01 false Corporate credit union capital. 704.3 Section... CORPORATE CREDIT UNIONS § 704.3 Corporate credit union capital. (a) Capital requirements. (1) A corporate... percent or greater. (2) To ensure it meets its capital requirements, a corporate credit union must develop...

12 CFR 704.3 - Corporate credit union capital.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 12 Banks and Banking 7 2013-01-01 2013-01-01 false Corporate credit union capital. 704.3 Section... CORPORATE CREDIT UNIONS § 704.3 Corporate credit union capital. (a) Capital requirements. (1) A corporate... percent or greater. (2) To ensure it meets its capital requirements, a corporate credit union must develop...

12 CFR 226.21 - Treatment of credit balances.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 12 Banks and Banking 3 2011-01-01 2011-01-01 false Treatment of credit balances. 226.21 Section... SYSTEM TRUTH IN LENDING (REGULATION Z) Closed-End Credit § 226.21 Treatment of credit balances. When a credit balance in excess of $1 is created in connection with a transaction (through transmittal of funds...

12 CFR 226.21 - Treatment of credit balances.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 3 2010-01-01 2010-01-01 false Treatment of credit balances. 226.21 Section... SYSTEM TRUTH IN LENDING (REGULATION Z) Closed-End Credit § 226.21 Treatment of credit balances. When a credit balance in excess of $1 is created in connection with a transaction (through transmittal of funds...

12 CFR 615.5560 - Book-entry Procedure for Farm Credit System Financial Assistance Corporation Securities.

Code of Federal Regulations, 2010 CFR

2010-01-01

... OPERATIONS Farm Credit System Financial Assistance Corporation Securities § 615.5560 Book-entry Procedure for Farm Credit System Financial Assistance Corporation Securities. (a) The Farm Credit System Financial... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Book-entry Procedure for Farm Credit System...

76 FR 11164 - Removing References to Credit Ratings in Regulations; Proposing Alternatives to the Use of Credit...

Federal Register 2010, 2011, 2012, 2013, 2014

2011-03-01

... of the regulations governing the investment activities of natural person Federal credit unions (FCUs..., investment activities, and capital risk-weighting of corporate credit unions. 12 CFR part 704. There is also... regulations. For investments, the proposal generally replaces the minimum credit rating requirement with a...

12 CFR 702.108 - Risk mitigation credit.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 12 Banks and Banking 7 2013-01-01 2013-01-01 false Risk mitigation credit. 702.108 Section 702.108... CORRECTIVE ACTION Net Worth Classification § 702.108 Risk mitigation credit. (a) Who may apply. A credit union may apply for a risk mitigation credit if on any of the current or three preceding effective dates...

12 CFR 702.108 - Risk mitigation credit.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 12 Banks and Banking 7 2012-01-01 2012-01-01 false Risk mitigation credit. 702.108 Section 702.108... CORRECTIVE ACTION Net Worth Classification § 702.108 Risk mitigation credit. (a) Who may apply. A credit union may apply for a risk mitigation credit if on any of the current or three preceding effective dates...

12 CFR 702.108 - Risk mitigation credit.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Risk mitigation credit. 702.108 Section 702.108... CORRECTIVE ACTION Net Worth Classification § 702.108 Risk mitigation credit. (a) Who may apply. A credit union may apply for a risk mitigation credit if on any of the current or three preceding effective dates...

12 CFR 702.108 - Risk mitigation credit.

Code of Federal Regulations, 2014 CFR

2014-01-01

... 12 Banks and Banking 7 2014-01-01 2014-01-01 false Risk mitigation credit. 702.108 Section 702.108... CORRECTIVE ACTION Net Worth Classification § 702.108 Risk mitigation credit. (a) Who may apply. A credit union may apply for a risk mitigation credit if on any of the current or three preceding effective dates...

18 CFR 367.105 - Accounts 411.4, and 411.5, Investment tax credit adjustments.

Code of Federal Regulations, 2010 CFR

2010-04-01

....5, Investment tax credit adjustments. 367.105 Section 367.105 Conservation of Power and Water... tax credit adjustments. (a) Account 411.4 (§ 367.4114) must be debited with the amounts of investment tax credits related to service company property that are credited to account 255, Accumulated deferred...

20 CFR 227.5 - Employer tax credits.

Code of Federal Regulations, 2010 CFR

2010-04-01

... 20 Employees' Benefits 1 2010-04-01 2010-04-01 false Employer tax credits. 227.5 Section 227.5... SUPPLEMENTAL ANNUITIES § 227.5 Employer tax credits. Employers are entitled to tax credits if they pay non.... The tax credits for each month equal the sum of the reductions for employer pensions in the...

14 CFR Section 15 - Objective Classification-Income Taxes for Current Period

Code of Federal Regulations, 2010 CFR

2010-01-01

... year to which the loss is carried, and investment tax credits in the year in which each credit is... effect of carryback and carryforward operating losses, investment tax credits, or other tax credits... subdivided as follows by all carrier groups: 91.1Income Taxes Before Investment Tax Credits. Record here...

78 FR 21617 - Notice of Proposed Information Collection: Comment Request; Final Endorsement of Credit Instrument

Federal Register 2010, 2011, 2012, 2013, 2014

2013-04-11

... Information Collection: Comment Request; Final Endorsement of Credit Instrument AGENCY: Office of the... Proposal: Final Endorsement of Credit Instrument. OMB Control Number, if applicable: 2502-0016. Description... Endorsement of Credit Instrument'' form is used to request to request final endorsement by HUD of the credit...

12 CFR 620.4 - Preparing and providing the annual report.

Code of Federal Regulations, 2010 CFR

2010-01-01

....4 Section 620.4 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DISCLOSURE TO... institution of the Farm Credit System must: (1) Prepare and send to the Farm Credit Administration an... copy of its annual report on its Web site when it sends the report electronically to the Farm Credit...

A Mechanism for Anonymous Credit Card Systems

NASA Astrophysics Data System (ADS)

Tamura, Shinsuke; Yanase, Tatsuro

This paper proposes a mechanism for anonymous credit card systems, in which each credit card holder can conceal individual transactions from the credit card company, while enabling the credit card company to calculate the total expenditures of transactions of individual card holders during specified periods, and to identify card holders who executed dishonest transactions. Based on three existing mechanisms, i.e. anonymous authentication, blind signature and secure statistical data gathering, together with implicit transaction links proposed here, the proposed mechanism enables development of anonymous credit card systems without assuming any absolutely trustworthy entity like tamper resistant devices or organizations faithful both to the credit card company and card holders.

An empirical research on evaluating banks' credit assessment of corporate customers.

PubMed

Tsai, Sang-Bing; Li, Guodong; Wu, Chia-Huei; Zheng, Yuxiang; Wang, Jiangtao

2016-01-01

Under the rapid change of the global financial environment, the risk control of the credit granting is viewed as the foremost task to each bank. With the impact one by one from financial crisis and European debt crisis, the steady bank business is also facing the severe challenge. Banks approve the credits for their customers and then make money from the interest. Credit granting is not only the primary job but also the main source of income. The quality of credit granting concerns not just the reclaims of creditor's rights; it also affects the successful running of banks. To enhance the reliability and usefulness of bank credit risk assessment, we first will delve in the facets and indexes in the bank credit risk assessment. Then, we will examine the different dimensions of cause-effect relationships and correlations in the assessment process. Finally, the study focuses on how to raise the functions and benefits of the bank credit risk assessment. In those five credit risk evaluation dimensions, A "optional capability" and D "competitiveness" are of high relation and high prominence among those dimensions, influencing other items obviously. By actively focusing on these two dimensions and improving their credit risk assessment ability will solve the foremost problems and also solve other facets of credit risk assessment problems at the same time.

40 CFR 89.211 - End-of-year and final reports.

Code of Federal Regulations, 2010 CFR

2010-07-01

... the broker, if applicable. The report shall include a calculation of credit balances to show that the summation of the manufacturer's use of credits results in a credit balance equal to or greater than zero... § 89.203(c)(3)(ii) shall include the NMHC + NOX credit balance and the PM credit balance as of December...

26 CFR 20.2014-1 - Credit for foreign death taxes.

Code of Federal Regulations, 2010 CFR

2010-04-01

... 26 Internal Revenue 14 2010-04-01 2010-04-01 false Credit for foreign death taxes. 20.2014-1....2014-1 Credit for foreign death taxes. (a) In general. (1) A credit is allowed under section 2014... any foreign country (hereinafter referred to as “foreign death taxes”). The credit is allowed only for...

26 CFR 20.2011-1 - Credit for State death taxes.

Code of Federal Regulations, 2010 CFR

2010-04-01

... 26 Internal Revenue 14 2010-04-01 2010-04-01 false Credit for State death taxes. 20.2011-1 Section....2011-1 Credit for State death taxes. (a) In general. A credit is allowed under section 2011 against the... possession of the United States (hereinafter referred to as “State death taxes”). The credit, however, is...

11 CFR 100.143 - Brokerage loans and lines of credit to candidates.

Code of Federal Regulations, 2010 CFR

2010-01-01

... card, home equity line of credit, or other line of credit available to the candidate, as described in... 11 Federal Elections 1 2010-01-01 2010-01-01 false Brokerage loans and lines of credit to... DEFINITIONS (2 U.S.C. 431) Exceptions to Expenditures § 100.143 Brokerage loans and lines of credit to...

41 CFR 109-38.801 - Obtaining SF 149, U.S. Government National Credit Card.

Code of Federal Regulations, 2010 CFR

2010-07-01

.... Government National Credit Card. 109-38.801 Section 109-38.801 Public Contracts and Property Management..., U.S. Government National Credit Card § 109-38.801 Obtaining SF 149, U.S. Government National Credit Card. DOE offices electing to use national credit cards shall request the assignment of billing address...

31 CFR 598.409 - Credit extended and cards issued by U.S. financial institutions.

Code of Federal Regulations, 2010 CFR

2010-07-01

... 31 Money and Finance: Treasury 3 2010-07-01 2010-07-01 false Credit extended and cards issued by U... NARCOTICS KINGPIN SANCTIONS REGULATIONS Interpretations § 598.409 Credit extended and cards issued by U.S... existing credit agreements, including, but not limited to, charge cards, debit cards, or other credit...

37 CFR 2.207 - Methods of payment.

Code of Federal Regulations, 2010 CFR

2010-07-01

... credit card, except for replenishing a deposit account. Payment of a fee by credit card must specify the amount to be charged to the credit card and such other information as is necessary to process the charge... fees to a credit card. If credit card information is provided on a form or document other than a form...

The "Negative" Credit Card Effect: Credit Cards as Spending-Limiting Stimuli in New Zealand

ERIC Educational Resources Information Center

Lie, Celia; Hunt, Maree; Peters, Heather L.; Veliu, Bahrie; Harper, David

2010-01-01

The "credit card effect" describes a finding where greater value is given to consumer items if credit card logos are present. One explanation for the effect is that credit cards elicit spending behavior through associative learning. If this is true, social, economic and historical contexts should alter this effect. In Experiment 1, Year…

Alternative Methods for the Awarding of College Credit: Credit by Examination for Articulated High School Courses. Adopted Spring 2013

ERIC Educational Resources Information Center

Academic Senate for California Community Colleges, 2013

2013-01-01

Colleges have long had mechanisms for awarding students credit for prior learning, from evaluating transcripts to establishing standards for the units and course credit to be associated with designated scores on nationally and internationally recognized curricula and exams. While the processes for awarding credit via these traditional mechanisms…

Writing Performance of At-Risk Learners in Online Credit Recovery

ERIC Educational Resources Information Center

Leiter, Michael P.

2012-01-01

Online credit recovery is becoming a popular choice for students needing to recover lost graduation credit due to course failure. The problem is that high school students who take online credit recovery classes in order to gain writing credit for graduation are failing the writing section on the state merit exam (MME). At-risk students and…

11 CFR 100.55 - Extension of credit.

Code of Federal Regulations, 2010 CFR

2010-01-01

... substantially similar to extensions of credit to nonpolitical debtors that are of similar risk and size of... 11 Federal Elections 1 2010-01-01 2010-01-01 false Extension of credit. 100.55 Section 100.55... Contribution (2 U.S.C. 431(8)) § 100.55 Extension of credit. The extension of credit by any person is a...

12 CFR 704.17 - State-chartered corporate credit unions.

Code of Federal Regulations, 2010 CFR

2010-01-01

... provided under the laws of the state in which it was chartered. (b) A state-chartered corporate credit... 12 Banks and Banking 6 2010-01-01 2010-01-01 false State-chartered corporate credit unions. 704.17... CORPORATE CREDIT UNIONS § 704.17 State-chartered corporate credit unions. (a) This part does not expand the...

77 FR 8179 - Disclosure to Investors in System-wide and Consolidated Bank Debt Obligations of the Farm Credit...

Federal Register 2010, 2011, 2012, 2013, 2014

2012-02-14

... FARM CREDIT ADMINISTRATION 12 CFR Part 630 RIN 3052-AC77 Disclosure to Investors in System-wide and Consolidated Bank Debt Obligations of the Farm Credit System AGENCY: Farm Credit Administration...) System Audit Committee (SAC) and the Farm Credit System (System) annual report to investors. The proposed...

26 CFR 20.2011-1 - Credit for State death taxes.

Code of Federal Regulations, 2013 CFR

2013-04-01

... 26 Internal Revenue 14 2013-04-01 2013-04-01 false Credit for State death taxes. 20.2011-1 Section....2011-1 Credit for State death taxes. (a) In general. A credit is allowed under section 2011 against the... possession of the United States (hereinafter referred to as “State death taxes”). The credit, however, is...

26 CFR 20.2011-1 - Credit for State death taxes.

Code of Federal Regulations, 2011 CFR

2011-04-01

... 26 Internal Revenue 14 2011-04-01 2010-04-01 true Credit for State death taxes. 20.2011-1 Section....2011-1 Credit for State death taxes. (a) In general. A credit is allowed under section 2011 against the... possession of the United States (hereinafter referred to as “State death taxes”). The credit, however, is...

26 CFR 20.2011-1 - Credit for State death taxes.

Code of Federal Regulations, 2014 CFR

2014-04-01

... 26 Internal Revenue 14 2014-04-01 2013-04-01 true Credit for State death taxes. 20.2011-1 Section....2011-1 Credit for State death taxes. (a) In general. A credit is allowed under section 2011 against the... possession of the United States (hereinafter referred to as “State death taxes”). The credit, however, is...

26 CFR 20.2011-1 - Credit for State death taxes.

Code of Federal Regulations, 2012 CFR

2012-04-01

... 26 Internal Revenue 14 2012-04-01 2012-04-01 false Credit for State death taxes. 20.2011-1 Section....2011-1 Credit for State death taxes. (a) In general. A credit is allowed under section 2011 against the... possession of the United States (hereinafter referred to as “State death taxes”). The credit, however, is...

11 CFR 100.143 - Brokerage loans and lines of credit to candidates.

Code of Federal Regulations, 2012 CFR

2012-01-01

... card, home equity line of credit, or other line of credit available to the candidate, as described in... 11 Federal Elections 1 2012-01-01 2012-01-01 false Brokerage loans and lines of credit to... DEFINITIONS (2 U.S.C. 431) Exceptions to Expenditures § 100.143 Brokerage loans and lines of credit to...

37 CFR 2.207 - Methods of payment.

Code of Federal Regulations, 2014 CFR

2014-07-01

... credit card, except for replenishing a deposit account. Payment of a fee by credit card must specify the amount to be charged to the credit card and such other information as is necessary to process the charge... fees to a credit card. If credit card information is provided on a form or document other than a form...

41 CFR 109-38.801 - Obtaining SF 149, U.S. Government National Credit Card.

Code of Federal Regulations, 2011 CFR

2011-01-01

.... Government National Credit Card. 109-38.801 Section 109-38.801 Public Contracts and Property Management..., U.S. Government National Credit Card § 109-38.801 Obtaining SF 149, U.S. Government National Credit Card. DOE offices electing to use national credit cards shall request the assignment of billing address...

41 CFR 109-38.801 - Obtaining SF 149, U.S. Government National Credit Card.

Code of Federal Regulations, 2012 CFR

2012-01-01

.... Government National Credit Card. 109-38.801 Section 109-38.801 Public Contracts and Property Management..., U.S. Government National Credit Card § 109-38.801 Obtaining SF 149, U.S. Government National Credit Card. DOE offices electing to use national credit cards shall request the assignment of billing address...

41 CFR 109-38.801 - Obtaining SF 149, U.S. Government National Credit Card.

Code of Federal Regulations, 2013 CFR

2013-07-01

.... Government National Credit Card. 109-38.801 Section 109-38.801 Public Contracts and Property Management..., U.S. Government National Credit Card § 109-38.801 Obtaining SF 149, U.S. Government National Credit Card. DOE offices electing to use national credit cards shall request the assignment of billing address...

11 CFR 100.143 - Brokerage loans and lines of credit to candidates.

Code of Federal Regulations, 2014 CFR

2014-01-01

... card, home equity line of credit, or other line of credit available to the candidate, as described in... 11 Federal Elections 1 2014-01-01 2014-01-01 false Brokerage loans and lines of credit to... DEFINITIONS (2 U.S.C. 431) Exceptions to Expenditures § 100.143 Brokerage loans and lines of credit to...

11 CFR 100.143 - Brokerage loans and lines of credit to candidates.

Code of Federal Regulations, 2011 CFR

2011-01-01

... card, home equity line of credit, or other line of credit available to the candidate, as described in... 11 Federal Elections 1 2011-01-01 2011-01-01 false Brokerage loans and lines of credit to... DEFINITIONS (2 U.S.C. 431) Exceptions to Expenditures § 100.143 Brokerage loans and lines of credit to...

41 CFR 109-38.801 - Obtaining SF 149, U.S. Government National Credit Card.

Code of Federal Regulations, 2014 CFR

2014-01-01

.... Government National Credit Card. 109-38.801 Section 109-38.801 Public Contracts and Property Management..., U.S. Government National Credit Card § 109-38.801 Obtaining SF 149, U.S. Government National Credit Card. DOE offices electing to use national credit cards shall request the assignment of billing address...

11 CFR 100.143 - Brokerage loans and lines of credit to candidates.

Code of Federal Regulations, 2013 CFR

2013-01-01

... card, home equity line of credit, or other line of credit available to the candidate, as described in... 11 Federal Elections 1 2013-01-01 2012-01-01 true Brokerage loans and lines of credit to... DEFINITIONS (2 U.S.C. 431) Exceptions to Expenditures § 100.143 Brokerage loans and lines of credit to...

37 CFR 2.207 - Methods of payment.

Code of Federal Regulations, 2011 CFR

2011-07-01

... credit card, except for replenishing a deposit account. Payment of a fee by credit card must specify the amount to be charged to the credit card and such other information as is necessary to process the charge... fees to a credit card. If credit card information is provided on a form or document other than a form...

37 CFR 2.207 - Methods of payment.

Code of Federal Regulations, 2013 CFR

2013-07-01

... credit card, except for replenishing a deposit account. Payment of a fee by credit card must specify the amount to be charged to the credit card and such other information as is necessary to process the charge... fees to a credit card. If credit card information is provided on a form or document other than a form...

77 FR 35462 - Self-Regulatory Organizations; ICE Clear Credit LLC; Notice of Filing and Immediate Effectiveness...

Federal Register 2010, 2011, 2012, 2013, 2014

2012-06-13

... Organizations; ICE Clear Credit LLC; Notice of Filing and Immediate Effectiveness of Proposed Rule Change To Amend Schedule 502 of the ICE Clear Credit LLC Rules To Amend the Reference Entity Name for Three Credit..., 2012, ICE Clear Credit LLC (``ICC'') filed with the Securities and Exchange Commission (``Commission...

Toward Market Education: Are Vouchers or Tax Credits the Better Path? Policy Analysis No. 392.

ERIC Educational Resources Information Center

Coulson, Andrew J.

This paper compares voucher and tax credit programs on how well they manifest the necessary conditions for market education and allow all families to participate in that market. Voucher programs include targeted and universal programs. The tax credit proposal is a nonrefundable, education credit composed of: a parental choice credit for taxpayers…

12 CFR 721.6 - May a credit union derive income from activities approved under this part?

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 6 2010-01-01 2010-01-01 false May a credit union derive income from activities approved under this part? 721.6 Section 721.6 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS INCIDENTAL POWERS § 721.6 May a credit union derive income...

12 CFR 721.6 - May a credit union derive income from activities approved under this part?

Code of Federal Regulations, 2011 CFR

2011-01-01

... 12 Banks and Banking 6 2011-01-01 2011-01-01 false May a credit union derive income from activities approved under this part? 721.6 Section 721.6 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS INCIDENTAL POWERS § 721.6 May a credit union derive income...

Misplaying the Angles: A Closer Look at the Illinois Tuition Tax Credit Law.

ERIC Educational Resources Information Center

Pathak, Arohi; Wessely, Mike; Mincberg, Elliot

In 1999, Illinois enacted its tuition tax credit law, which offers tax credits to taxpayers whose own children are attending school, as opposed to tax credits to businesses and/or individuals who contribute to tuition scholarship programs. Recent data suggest that the Illinois tax credit program is benefiting middle- and upper-class families more…

Who Gets the Credit? Who Pays the Consequences? The Illinois Tuition Tax Credit. Special Report.

ERIC Educational Resources Information Center

Pathak, Arohi; Keenan, Nancy

In 1999, Illinois enacted a tuition tax credit program. Tax credit supporters suggest tax credits help low-income students. However, opponents argue that they disproportionately benefit higher-income families whose children are already attending private schools and may decrease already limited resources available to public schools. New data from…

26 CFR 20.2014-1 - Credit for foreign death taxes.

Code of Federal Regulations, 2012 CFR

2012-04-01

... 26 Internal Revenue 14 2012-04-01 2012-04-01 false Credit for foreign death taxes. 20.2014-1....2014-1 Credit for foreign death taxes. (a) In general. (1) A credit is allowed under section 2014... any foreign country (hereinafter referred to as “foreign death taxes”). The credit is allowed only for...

26 CFR 20.2014-1 - Credit for foreign death taxes.

Code of Federal Regulations, 2013 CFR

2013-04-01

... 26 Internal Revenue 14 2013-04-01 2013-04-01 false Credit for foreign death taxes. 20.2014-1....2014-1 Credit for foreign death taxes. (a) In general. (1) A credit is allowed under section 2014... any foreign country (hereinafter referred to as “foreign death taxes”). The credit is allowed only for...

26 CFR 20.2014-1 - Credit for foreign death taxes.

Code of Federal Regulations, 2014 CFR

2014-04-01

... 26 Internal Revenue 14 2014-04-01 2013-04-01 true Credit for foreign death taxes. 20.2014-1....2014-1 Credit for foreign death taxes. (a) In general. (1) A credit is allowed under section 2014... any foreign country (hereinafter referred to as “foreign death taxes”). The credit is allowed only for...

26 CFR 20.2014-1 - Credit for foreign death taxes.

Code of Federal Regulations, 2011 CFR

2011-04-01

... 26 Internal Revenue 14 2011-04-01 2010-04-01 true Credit for foreign death taxes. 20.2014-1....2014-1 Credit for foreign death taxes. (a) In general. (1) A credit is allowed under section 2014... any foreign country (hereinafter referred to as “foreign death taxes”). The credit is allowed only for...

12 CFR 615.5290 - Retirement of capital stock and participation certificates in event of restructuring.

Code of Federal Regulations, 2010 CFR

2010-01-01

... certificates in event of restructuring. 615.5290 Section 615.5290 Banks and Banking FARM CREDIT ADMINISTRATION... certificates in event of restructuring. (a) If a Farm Credit Bank or agricultural credit bank forgives and... capitalization, the Farm Credit Bank or agricultural credit bank shall retire an equal amount of stock owned by...

Materialism and credit card use by college students.

PubMed

Pinto, M B; Parente, D H; Palmer, T S

2000-04-01

Much has been written in the popular press on credit card use and spending patterns of American college students. The proliferation of credit cards and their ease of acquisition ensure that students today have more opportunities for making more credit purchases than any other generation of college students. Little is known about the relationship between students' attitudes towards materialism and their use of credit cards. A study was conducted at three college campuses in the northeastern part of the United States where a total of 1,022 students were surveyed. Students' attitudes toward use of credit and their credit card balances were evaluated relative to their scores on Richins and Dawson's Materialism Scale (1992). Our findings suggest no significant difference between those individuals scoring high versus low on the Materialism Scale in terms of the number of credit cards owned and the average balance owed. Individuals high on materialism, however, significantly differed in terms of their uses for credit cards and their general attitude toward their use.

Forecasting the value of credit scoring

NASA Astrophysics Data System (ADS)

Saad, Shakila; Ahmad, Noryati; Jaffar, Maheran Mohd

2017-08-01

Nowadays, credit scoring system plays an important role in banking sector. This process is important in assessing the creditworthiness of customers requesting credit from banks or other financial institutions. Usually, the credit scoring is used when customers send the application for credit facilities. Based on the score from credit scoring, bank will be able to segregate the "good" clients from "bad" clients. However, in most cases the score is useful at that specific time only and cannot be used to forecast the credit worthiness of the same applicant after that. Hence, bank will not know if "good" clients will always be good all the time or "bad" clients may become "good" clients after certain time. To fill up the gap, this study proposes an equation to forecast the credit scoring of the potential borrowers at a certain time by using the historical score related to the assumption. The Mean Absolute Percentage Error (MAPE) is used to measure the accuracy of the forecast scoring. Result shows the forecast scoring is highly accurate as compared to actual credit scoring.

Collective credit allocation in science

PubMed Central

Shen, Hua-Wei; Barabási, Albert-László

2014-01-01

Collaboration among researchers is an essential component of the modern scientific enterprise, playing a particularly important role in multidisciplinary research. However, we continue to wrestle with allocating credit to the coauthors of publications with multiple authors, because the relative contribution of each author is difficult to determine. At the same time, the scientific community runs an informal field-dependent credit allocation process that assigns credit in a collective fashion to each work. Here we develop a credit allocation algorithm that captures the coauthors’ contribution to a publication as perceived by the scientific community, reproducing the informal collective credit allocation of science. We validate the method by identifying the authors of Nobel-winning papers that are credited for the discovery, independent of their positions in the author list. The method can also compare the relative impact of researchers working in the same field, even if they did not publish together. The ability to accurately measure the relative credit of researchers could affect many aspects of credit allocation in science, potentially impacting hiring, funding, and promotion decisions. PMID:25114238

Optimal replenishment and credit policy in supply chain inventory model under two levels of trade credit with time- and credit-sensitive demand involving default risk

NASA Astrophysics Data System (ADS)

Mahata, Puspita; Mahata, Gour Chandra; Kumar De, Sujit

2018-03-01

Traditional supply chain inventory modes with trade credit usually only assumed that the up-stream suppliers offered the down-stream retailers a fixed credit period. However, in practice the retailers will also provide a credit period to customers to promote the market competition. In this paper, we formulate an optimal supply chain inventory model under two levels of trade credit policy with default risk consideration. Here, the demand is assumed to be credit-sensitive and increasing function of time. The major objective is to determine the retailer's optimal credit period and cycle time such that the total profit per unit time is maximized. The existence and uniqueness of the optimal solution to the presented model are examined, and an easy method is also shown to find the optimal inventory policies of the considered problem. Finally, numerical examples and sensitive analysis are presented to illustrate the developed model and to provide some managerial insights.

Non-refundable tax credits are an inequitable policy instrument for promoting physical activity among Canadian children.

PubMed

Spence, John C; Holt, Nicholas L; Sprysak, Christopher J; Spencer-Cavaliere, Nancy; Caulfield, Timothy

2012-01-01

A clear income gradient exists for the sport and physical activity (PA) participation of Canadian children. Governments in Canada recently introduced tax credits to alleviate the financial burden associated with registering a child in organized physical activity (including sport). The majority of these credits, including the Children's Fitness Tax Credit, are non-refundable (i.e., reduces the amount of income tax a person pays). Such credits are useful only for individuals who incur a certain level of tax liability. Thus, low-income families who may pay little or no income tax will not benefit from the presence of non-refundable tax credits. In this commentary, we argue that the non-refundable tax credit is inherently inequitable for promoting PA. We suggest that a combination of refundable tax credits and subsidized programming for low-income children would be more equitable than the current approach of the Canadian government and several provinces that are expending approximately $200 million to support these credits.

Will Commodity Properties Affect Seller's Creditworthy: Evidence in C2C E-commerce Market in China

NASA Astrophysics Data System (ADS)

Peng, Hui; Ling, Min

This paper finds out that the credit rating level shows significant difference among different sub-commodity markets in E-commerce, which provides room for sellers to get higher credit rating by entering businesses with higher average credit level before fraud. In order to study the influence of commodity properties on credit rating, this paper analyzes how commodity properties affect average crediting rating through the degree of information asymmetry, returns and costs of fraud, credibility perception and fraud tolerance. Empirical study shows that Delivery, average trading volume, average price and complaint possibility have decisive impacts on credit performance; brand market share, the degree of standardization and the degree of imitation also have a relatively less significant effect on credit rating. Finally, this paper suggests that important commodity properties should be introduced to modify reputation system, for preventing credit rating arbitrage behavior where sellers move into low-rating commodity after being assigned high credit rating.

5 CFR 610.408 - Use of credit hours.

Code of Federal Regulations, 2010 CFR

2010-01-01

... Flexible and Compressed Work Schedules § 610.408 Use of credit hours. Members of the Senior Executive Service (SES) may not accumulate credit hours under an alternative work schedule. Any credit hours...

Expanding coverage via tax credits: trade-offs and outcomes.

PubMed

Pauly, M; Herring, B

2001-01-01

In this paper we discuss various options for using refundable tax credits to reduce the number of uninsured persons. The effect of tax credits on the number of uninsured depends on the form of the credit scheme adopted. Moreover, since large subsidies for private insurance directed to low-income persons have never been implemented, there is considerable uncertainty about the effect of various tax credit proposals. We find that small credits will do little to reduce the number of uninsured but that credits covering about half of the premium for a benchmark policy might have a significant effect, especially if they take a fixed-dollar form and can be used for policies with few restrictions. Finally, we discuss the normative issues surrounding the "costs" of these credits schemes, and the policy issues raised by the uncertainty of the effects.

Optimizing congestion and emissions via tradable credit charge and reward scheme without initial credit allocations

NASA Astrophysics Data System (ADS)

Zhu, Wenlong; Ma, Shoufeng; Tian, Junfang

2017-01-01

This paper investigates the revenue-neutral tradable credit charge and reward scheme without initial credit allocations that can reassign network traffic flow patterns to optimize congestion and emissions. First, we prove the existence of the proposed schemes and further decentralize the minimum emission flow pattern to user equilibrium. Moreover, we design the solving method of the proposed credit scheme for minimum emission problem. Second, we investigate the revenue-neutral tradable credit charge and reward scheme without initial credit allocations for bi-objectives to obtain the Pareto system optimum flow patterns of congestion and emissions; and present the corresponding solutions are located in the polyhedron constituted by some inequalities and equalities system. Last, numerical example based on a simple traffic network is adopted to obtain the proposed credit schemes and verify they are revenue-neutral.

26 CFR 1.42-1T - Limitation on low-income housing credit allowed with respect to qualified low-income buildings...

Code of Federal Regulations, 2010 CFR

2010-04-01

... credit agencies for exclusive use in making housing credit allocations to buildings that are part of... housing credit allocations in excess of an agency's aggregate housing credit dollar amount. In the event... not perform an independent investigation of the qualified low-income building in order to certify on...

19 CFR 24.1 - Collection of Customs duties, taxes, fees, interest, and other charges.

Code of Federal Regulations, 2013 CFR

2013-04-01

... current credit card issued by one of the numerous travel agencies or clubs, or other credit data, etc... available cash funds on hand. (7) Credit or charge cards, which have been authorized by the Commissioner of... collection from the credit card company. Persons paying by charge or credit card will remain liable for all...

19 CFR 24.1 - Collection of Customs duties, taxes, fees, interest, and other charges.

Code of Federal Regulations, 2012 CFR

2012-04-01

... current credit card issued by one of the numerous travel agencies or clubs, or other credit data, etc... available cash funds on hand. (7) Credit or charge cards, which have been authorized by the Commissioner of... collection from the credit card company. Persons paying by charge or credit card will remain liable for all...

19 CFR 24.1 - Collection of Customs duties, taxes, fees, interest, and other charges.

Code of Federal Regulations, 2011 CFR

2011-04-01

... current credit card issued by one of the numerous travel agencies or clubs, or other credit data, etc... available cash funds on hand. (7) Credit or charge cards, which have been authorized by the Commissioner of... collection from the credit card company. Persons paying by charge or credit card will remain liable for all...

19 CFR 24.1 - Collection of Customs duties, taxes, fees, interest, and other charges.

Code of Federal Regulations, 2014 CFR

2014-04-01

... current credit card issued by one of the numerous travel agencies or clubs, or other credit data, etc... available cash funds on hand. (7) Credit or charge cards, which have been authorized by the Commissioner of... collection from the credit card company. Persons paying by charge or credit card will remain liable for all...

The Role of Extra-Credit Assignments in the Teaching of World Languages

ERIC Educational Resources Information Center

Alley, David

2011-01-01

The granting of extra credit is a hotly debated topic in all fields of education. Teachers are reluctant to offer extra credit for fear of inflating grades, but students are persistent in their demands for extra-credit points to which they have become accustomed. This article considers extra-credit assignments in the teaching of world languages.…

26 CFR 1.37-1 - General rules for the credit for the elderly.

Code of Federal Regulations, 2010 CFR

2010-04-01

... 26 Internal Revenue 1 2010-04-01 2010-04-01 true General rules for the credit for the elderly. 1... INCOME TAXES Credits Against Tax § 1.37-1 General rules for the credit for the elderly. (a) In general... computation of the credit for the elderly provided under section 37 for taxable years beginning after 1975...

26 CFR 1.37-1 - General rules for the credit for the elderly.

Code of Federal Regulations, 2011 CFR

2011-04-01

... 26 Internal Revenue 1 2011-04-01 2009-04-01 true General rules for the credit for the elderly. 1... INCOME TAXES Credits Against Tax § 1.37-1 General rules for the credit for the elderly. (a) In general... computation of the credit for the elderly provided under section 37 for taxable years beginning after 1975...

12 CFR 227.26 - Unfair charging of security deposits and fees for the issuance or availability of credit to...

Code of Federal Regulations, 2010 CFR

2010-01-01

... for the issuance or availability of credit to consumer credit card accounts. 227.26 Section 227.26... UNFAIR OR DECEPTIVE ACTS OR PRACTICES (REGULATION AA) Consumer Credit Card Account Practices Rule § 227... consumer credit card accounts. (a) Limitation for first year. During the first year, a bank must not charge...

Seeking Good Credit--And Keeping It

ERIC Educational Resources Information Center

Fraser, Katie

2007-01-01

Young people often have their first brush with credit when they leave home to start work or enter college. It is important to teach students about credit early, before they turn 18 and become eligible to sign up for credit cards in their own name. Credit poses risks for the unwary, and many young people get burned. They may pay high annual…

Credit where It's Due

ERIC Educational Resources Information Center

Lillis, Finbar

2004-01-01

Credit can be used to recognise all kinds of achievements. But there are no short cuts to doing it properly. Perhaps the clever thing to do is to take the best of practice in using credit, to observe closely how credit impacts on the reform of all education in the UK, and learn from these experiences. As the notion of credit gains currency across…

26 CFR 301.6311-2 - Payment by credit card and debit card.

Code of Federal Regulations, 2012 CFR

2012-04-01

... 26 Internal Revenue 18 2012-04-01 2012-04-01 false Payment by credit card and debit card. 301.6311....6311-2 Payment by credit card and debit card. (a) Authority to receive—(1) Payments by credit card and debit card. Internal revenue taxes may be paid by credit card or debit card as authorized by this...

26 CFR 301.6311-2 - Payment by credit card and debit card.

Code of Federal Regulations, 2011 CFR

2011-04-01

... 26 Internal Revenue 18 2011-04-01 2011-04-01 false Payment by credit card and debit card. 301.6311....6311-2 Payment by credit card and debit card. (a) Authority to receive—(1) Payments by credit card and debit card. Internal revenue taxes may be paid by credit card or debit card as authorized by this...

26 CFR 301.6311-2 - Payment by credit card and debit card.

Code of Federal Regulations, 2013 CFR

2013-04-01

... 26 Internal Revenue 18 2013-04-01 2013-04-01 false Payment by credit card and debit card. 301.6311....6311-2 Payment by credit card and debit card. (a) Authority to receive—(1) Payments by credit card and debit card. Internal revenue taxes may be paid by credit card or debit card as authorized by this...

26 CFR 301.6311-2 - Payment by credit card and debit card.

Code of Federal Regulations, 2014 CFR

2014-04-01

... 26 Internal Revenue 18 2014-04-01 2014-04-01 false Payment by credit card and debit card. 301.6311....6311-2 Payment by credit card and debit card. (a) Authority to receive—(1) Payments by credit card and debit card. Internal revenue taxes may be paid by credit card or debit card as authorized by this...

How to Construct Curricula for Finance Professional under Credit System in China

ERIC Educational Resources Information Center

Ma, Yuanyuan

2014-01-01

As a kind of teaching system, the credit system is constructed according to the elective system. It is benefit for improving teaching in implementing credit system. There are still some constraints during the transition from the academic year system to the credit one. In this paper, we shall first briefly introduce the bottleneck of credit system.…

26 CFR 1.25A-1 - Calculation of education tax credit and general eligibility requirements.

Code of Federal Regulations, 2011 CFR

2011-04-01

... Scholarship Credit (as described in § 1.25A-3) plus the Lifetime Learning Credit (as described in § 1.25A-4... Internal Revenue Code, see section 26. (b) Coordination of Hope Scholarship Credit and Lifetime Learning... Learning Credit for one or more other students' qualified tuition and related expenses. However, a taxpayer...

26 CFR 1.25A-1 - Calculation of education tax credit and general eligibility requirements.

Code of Federal Regulations, 2010 CFR

2010-04-01

... Scholarship Credit (as described in § 1.25A-3) plus the Lifetime Learning Credit (as described in § 1.25A-4... Internal Revenue Code, see section 26. (b) Coordination of Hope Scholarship Credit and Lifetime Learning... Learning Credit for one or more other students' qualified tuition and related expenses. However, a taxpayer...

The Function of Credit Scheme to Improve Family Income among Beef Cattle Farmers in Central Java Province

NASA Astrophysics Data System (ADS)

Prasetyo, E.; Ekowati, T.; Roessali, W.; Gayatri, S.

2018-02-01

The aims of study were: (i) identify of beef cattle fattening credit scheme, (ii) calculating and analyze of beef cattle farmers’ income, (iii) analyze of factors influencing beef cattle credit scheme towards farmer’s income. The research was held in five regencies in Central Java Province. Beef cattle fattening farm was standardized as an elementary unit. Survey method was used, while Two Stage Cluster Purposive Sampling was used for determining of sample. Data were analyzed using statistical method of quantitative descriptive and inferential statistics in term of income analysis and multiple linear regression models. The result showed that farmers used their own capital to run the farm. The average amount was IDR 10,769,871. Kredit Ketahanan Pangan dan Energi was credit scheme which was dominantly access by farmers. The average credit was IDR 23,312,200/farmer with rate of credit equal to 6.46%, the time of credit returning equal to 24.60 monthand the prediction of average collateral equal to IDR 35,800,00. The average of farmers’ income was IDR 4,361,611.60/2.96 head of beef cattle/fattening period. If the labour cost did not calculate as a cost production, hence the farmer’ income was IDR 7,608,630.41 or in other word the farmer’ income increase 74.44%. Factors of credit scheme which partially significant influence to the farmers’ income were number of own capital usage and value of credit collateral. Meanwhile, name of credit scheme, financing institution as a creditor, amount of credit, rate of credit scheme and time of returning credit were not significantly influence towards farmers’ income.

Credit cues and impression management: a preliminary attempt to explain the credit card effect.

PubMed

McCall, Michael; Trombetta, Jessica; Gipe, Aimee

2004-08-01

Prior research had suggested that individuals would estimate higher product values and even tip more in the presence of credit cues. In the absence of a clear theoretical interpretation of this credit card effect we propose that this tendency is an impression management strategy such that credit cue exposure influences perceptions of the self and focuses attention on individual wealth. Thus, in the presence of others, credit cues serve to enhance images of the self. Preliminary data in support of this alternative theoretical perspective are presented.

Credit scores, cardiovascular disease risk, and human capital.

PubMed

Israel, Salomon; Caspi, Avshalom; Belsky, Daniel W; Harrington, HonaLee; Hogan, Sean; Houts, Renate; Ramrakha, Sandhya; Sanders, Seth; Poulton, Richie; Moffitt, Terrie E

2014-12-02

Credit scores are the most widely used instruments to assess whether or not a person is a financial risk. Credit scoring has been so successful that it has expanded beyond lending and into our everyday lives, even to inform how insurers evaluate our health. The pervasive application of credit scoring has outpaced knowledge about why credit scores are such useful indicators of individual behavior. Here we test if the same factors that lead to poor credit scores also lead to poor health. Following the Dunedin (New Zealand) Longitudinal Study cohort of 1,037 study members, we examined the association between credit scores and cardiovascular disease risk and the underlying factors that account for this association. We find that credit scores are negatively correlated with cardiovascular disease risk. Variation in household income was not sufficient to account for this association. Rather, individual differences in human capital factors—educational attainment, cognitive ability, and self-control—predicted both credit scores and cardiovascular disease risk and accounted for ∼45% of the correlation between credit scores and cardiovascular disease risk. Tracing human capital factors back to their childhood antecedents revealed that the characteristic attitudes, behaviors, and competencies children develop in their first decade of life account for a significant portion (∼22%) of the link between credit scores and cardiovascular disease risk at midlife. We discuss the implications of these findings for policy debates about data privacy, financial literacy, and early childhood interventions.

Impacts of Federal Tax Credit Extensions on Renewable Deployment and Power Sector Emissions

DOE Office of Scientific and Technical Information (OSTI.GOV)

Mai, Trieu; Cole, Wesley; Lantz, Eric

The report examines the impacts of the tax credit extensions under two distinct natural gas price futures, as the price of natural gas has been a key factor influencing the economic competitiveness of new renewable energy development. The analysis finds that, in both natural gas price cases, tax credit extensions can spur renewable capacity investments at least through the early 2020s, and can help lower CO 2 emissions from the U.S. electricity system. Federal tax credits for renewable energy, particularly the wind production tax credit (PTC) and the solar investment tax credit (ITC), have offered financial incentives for renewable energymore » deployment over the last two decades in the United States. In December 2015, the wind and solar tax credits were extended by five years from their prior scheduled expiration dates, but ramp down in tax credit value during the latter years of the five-year period.« less

Limited take-up of health coverage tax credits: a challenge to future tax credit design.

PubMed

Dorn, Stan; Varon, Janet; Pervez, Fouad

2005-10-01

The Trade Act of 2002 created federal tax credits to subsidize health coverage for certain early retirees and workers displaced by international trade. Though small, this program offers the opportunity to learn how to design future tax credits for larger groups of uninsured. During September 2004, the most recent month for which there are data about all forms of Trade Act credits, roughly 22 percent of eligible individuals received credits. The authors find that health insurance tax credits are more likely to reach their target populations if such credits: 1) limit premium costs for the low-income uninsured and do not require full premium payments while applications are pending; 2) provide access to coverage that beneficiaries value, including care for preexisting conditions; 3) are combined with outreach that uses easily understandable, multilingual materials and proactive enrollment efforts; and 4) feature a simple application process involving one form filed with one agency.

26 CFR 1.45D-1 - New markets tax credit.

Code of Federal Regulations, 2014 CFR

2014-04-01

... 26 Internal Revenue 1 2014-04-01 2013-04-01 true New markets tax credit. 1.45D-1 Section 1.45D-1 Internal Revenue INTERNAL REVENUE SERVICE, DEPARTMENT OF THE TREASURY INCOME TAX INCOME TAXES Rules for Computing Credit for Investment in Certain Depreciable Property § 1.45D-1 New markets tax credit. (a) Current year credit. The current year genera...

26 CFR 1.45D-1 - New markets tax credit.

Code of Federal Regulations, 2013 CFR

2013-04-01

... 26 Internal Revenue 1 2013-04-01 2013-04-01 false New markets tax credit. 1.45D-1 Section 1.45D-1 Internal Revenue INTERNAL REVENUE SERVICE, DEPARTMENT OF THE TREASURY INCOME TAX INCOME TAXES Rules for Computing Credit for Investment in Certain Depreciable Property § 1.45D-1 New markets tax credit. (a) Current year credit. The current year...

26 CFR 1.45D-1 - New markets tax credit.

Code of Federal Regulations, 2012 CFR

2012-04-01

... 26 Internal Revenue 1 2012-04-01 2012-04-01 false New markets tax credit. 1.45D-1 Section 1.45D-1 Internal Revenue INTERNAL REVENUE SERVICE, DEPARTMENT OF THE TREASURY INCOME TAX INCOME TAXES Rules for Computing Credit for Investment in Certain Depreciable Property § 1.45D-1 New markets tax credit. (a) Current year credit. The current year...

12 CFR 701.14 - Change in official or senior executive officer in credit unions that are newly chartered or are...

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Change in official or senior executive officer... OPERATION OF FEDERAL CREDIT UNIONS § 701.14 Change in official or senior executive officer in credit unions... senior executive staff. The regulation only applies in cases of newly chartered credit unions and credit...

26 CFR 1.53-3 - Separate rule for pass-through of jobs credit.

Code of Federal Regulations, 2013 CFR

2013-04-01

... 26 Internal Revenue 1 2013-04-01 2013-04-01 false Separate rule for pass-through of jobs credit. 1... INCOME TAXES Tax Surcharge § 1.53-3 Separate rule for pass-through of jobs credit. (a) In general. Under section 53(b), in the case of a new jobs credit or targeted jobs credit earned under section 44B by a...

The Impact of an Online Credit Recovery Program on Students in Grades Nine and Ten

ERIC Educational Resources Information Center

Capone, Andrew P.

2017-01-01

Students who fall behind in credits in their first years of high school are at risk of not graduating. William Penn High School (WPHS) offers students who fail courses the opportunity to make up lost credits by using an online option called the WPHS Credit Recovery Program. The WPHS Credit Recovery Program is designed to keep students on the path…

26 CFR 1.25A-3 - Hope Scholarship Credit.

Code of Federal Regulations, 2014 CFR

2014-04-01

... 26 Internal Revenue 1 2014-04-01 2013-04-01 true Hope Scholarship Credit. 1.25A-3 Section 1.25A-3... Rates During A Taxable Year § 1.25A-3 Hope Scholarship Credit. (a) Amount of the credit—(1) In general. Subject to the phaseout of the education tax credit described in § 1.25A-1(c), the Hope Scholarship Credit...

26 CFR 1.25A-3 - Hope Scholarship Credit.

Code of Federal Regulations, 2013 CFR

2013-04-01

... 26 Internal Revenue 1 2013-04-01 2013-04-01 false Hope Scholarship Credit. 1.25A-3 Section 1.25A-3... Rates During A Taxable Year § 1.25A-3 Hope Scholarship Credit. (a) Amount of the credit—(1) In general. Subject to the phaseout of the education tax credit described in § 1.25A-1(c), the Hope Scholarship Credit...

26 CFR 1.25A-3 - Hope Scholarship Credit.

Code of Federal Regulations, 2012 CFR

2012-04-01

... 26 Internal Revenue 1 2012-04-01 2012-04-01 false Hope Scholarship Credit. 1.25A-3 Section 1.25A-3... Rates During A Taxable Year § 1.25A-3 Hope Scholarship Credit. (a) Amount of the credit—(1) In general. Subject to the phaseout of the education tax credit described in § 1.25A-1(c), the Hope Scholarship Credit...

26 CFR 1.53-3 - Separate rule for pass-through of jobs credit.

Code of Federal Regulations, 2010 CFR

2010-04-01

... a partner in P, a calendar year partnership. A's pro rata portion of the credit earned by P in 1978... INCOME TAXES Tax Surcharge § 1.53-3 Separate rule for pass-through of jobs credit. (a) In general. Under section 53(b), in the case of a new jobs credit or targeted jobs credit earned under section 44B by a...

An application of locally linear model tree algorithm with combination of feature selection in credit scoring

NASA Astrophysics Data System (ADS)

Siami, Mohammad; Gholamian, Mohammad Reza; Basiri, Javad

2014-10-01

Nowadays, credit scoring is one of the most important topics in the banking sector. Credit scoring models have been widely used to facilitate the process of credit assessing. In this paper, an application of the locally linear model tree algorithm (LOLIMOT) was experimented to evaluate the superiority of its performance to predict the customer's credit status. The algorithm is improved with an aim of adjustment by credit scoring domain by means of data fusion and feature selection techniques. Two real world credit data sets - Australian and German - from UCI machine learning database were selected to demonstrate the performance of our new classifier. The analytical results indicate that the improved LOLIMOT significantly increase the prediction accuracy.

78 FR 37930 - Lending Limits

Federal Register 2010, 2011, 2012, 2013, 2014

2013-06-25

... banks and savings associations with different options for measuring the credit exposures of derivative... additional option for measuring credit exposure of derivative transactions. The CEM is used under the Federal... credit'' to include certain credit exposures arising from derivative transactions, repurchase agreements...

12 CFR 704.9 - Liquidity management.

Code of Federal Regulations, 2014 CFR

2014-01-01

... and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS CORPORATE CREDIT UNIONS § 704.9 Liquidity management. (a) General. In the management of liquidity, a corporate credit... obligations; (4) Demonstrate that the accounting classification of investment securities is consistent with...

12 CFR 704.9 - Liquidity management.

Code of Federal Regulations, 2013 CFR

2013-01-01

... and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS CORPORATE CREDIT UNIONS § 704.9 Liquidity management. (a) General. In the management of liquidity, a corporate credit... obligations; (4) Demonstrate that the accounting classification of investment securities is consistent with...

12 CFR 704.9 - Liquidity management.

Code of Federal Regulations, 2012 CFR

2012-01-01

... and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS CORPORATE CREDIT UNIONS § 704.9 Liquidity management. (a) General. In the management of liquidity, a corporate credit... obligations; (4) Demonstrate that the accounting classification of investment securities is consistent with...

Do healthcare tax credits help poor-health individuals on low incomes?

PubMed

Di Novi, Cinzia; Marenzi, Anna; Rizzi, Dino

2018-03-01

In several countries, personal income tax permits tax credits for out-of-pocket healthcare expenditure. Tax credits benefit taxpayers at all income levels by reducing their net tax liability and modify the price of out-of-pocket expenditure. To the extent that consumer demand is price elastic, they may influence the amount of eligible healthcare expenditure for which taxpayers may claim a credit. These effects influence, in turn, income distributions and taxpayers' health status and therefore income-related inequality in health. Redistributive consequences of tax credits have been widely investigated. However, little is known about the ability of tax credits to alleviate health inequality. In this paper, we study the potential effects that tax credits for health expenses may have on income-related inequality in health status with reference to the Italian institutional setting. The analysis is performed using a tax-benefit microsimulation model that reproduces the personal income tax and incorporates taxpayers' behavioral responses to changes in tax credit rate. Our results suggest that the current healthcare tax credit design tends to favor the richest part of the population.

Rating climate risks to credit worthiness

NASA Astrophysics Data System (ADS)

Mathiesen, Karl

2018-06-01

Credit ratings agencies are now accounting for climate change risks in their ratings of credit worthiness. This could incentivize climate risk reduction efforts if it allows organizations access to cheaper credit. Karl Mathiesen investigates the extent to which this is happening in practice.

75 FR 7925 - Truth in Lending

Federal Register 2010, 2011, 2012, 2013, 2014

2010-02-22

... Credit Card Act and incorporated in the new final rule. Therefore, the Board is withdrawing the January... for open-end (not home- secured) credit, including credit cards. The rule made comprehensive changes... disclosures: Credit card applications and solicitations, account-opening disclosures, periodic statements...

12 CFR 704.9 - Liquidity management.

Code of Federal Regulations, 2011 CFR

2011-01-01

... and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS CORPORATE CREDIT UNIONS § 704.9 Liquidity management. (a) General. In the management of liquidity, a corporate credit... accounting classification of investment securities is consistent with its ability to meet potential liquidity...

12 CFR 704.9 - Liquidity management.

Code of Federal Regulations, 2010 CFR

2010-01-01

... and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS CORPORATE CREDIT UNIONS § 704.9 Liquidity management. (a) General. In the management of liquidity, a corporate credit... accounting classification of investment securities is consistent with its ability to meet potential liquidity...

24 CFR 206.37 - Credit standing.

Code of Federal Regulations, 2010 CFR

2010-04-01

... CONVERSION MORTGAGE INSURANCE Eligibility; Endorsement Eligible Mortgagors § 206.37 Credit standing. Each mortgagor must have a general credit standing satisfactory to the Secretary. ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Credit standing. 206.37 Section 206...

Online Dual Credits: Measuring the Relationship between Grades Earned in Rural High School Dual Credit Courses and Grades Earned in Post High School College Credit

ERIC Educational Resources Information Center

Childs, Joe L.

2017-01-01

The extensive body of research into the relationship between online dual credit coursework and the academic success in subsequent coursework for South Dakota students is not well known. South Dakota students are flocking toward the online dual credit option for a number of reasons--reduction in tuition, expedient degree attainment, and to…

Recovery Act: Billions of Dollars in Education Credits Appear to Be Erroneous. Treasury Inspector General for Tax Administration. Reference Number: 2011-41-083

ERIC Educational Resources Information Center

US Department of the Treasury, 2011

2011-01-01

Education credits are available to help offset the costs of higher education for taxpayers, their spouses, and dependents who qualify as eligible students. The American Recovery and Reinvestment Act of 2009 (Recovery Act) amended the Hope Scholarship Tax Credit (Hope Credit) to provide for a refundable tax credit known as the American Opportunity…

Verification of 'learning credits' by GP appraisers.

PubMed

Murie, Jill; Wakeling, Judy

2011-11-01

The RCGP CPD Learning Credits system aims to enable GPs to demonstrate knowledge and skills relevant to their daily practice. Credits are self-assessed and will form part of the 'evidence' necessary for successful revalidation. At an appraisal, GP appraisers verify the credits in terms of the time spent on the CPD activity and its impact on the GP's practice. The purpose of this study was to examine the extent to which GPs (as appraisees) are able to self-assess their own learning and, as appraisers, verify credits in a standardised way. All 17 GP appraisers in NHS Lanarkshire were invited to participate in a study, which triangulated three sources of evidence on credits: self-rating, peer-assessment and workshop discussion. The resultant data were analysed on an Excel spreadsheet. Outcomes included self-assessed credit value, peer-assessed mean score (range) and free text. Of the 17 appraisers, 15 completed the paperwork and 13 attended the workshop. GPs' self-assessed learning credits were equivalent to peer-assessed score in 5/15 cases, but considered overestimates in 4/15 and underestimates in 6/15 cases. The most extreme variance was for an oncology module, where the variance ranged from 28% to 200% of the self-assessed score. GPs have a variable understanding of how to award themselves learning credits and of how to judge the credits of potential appraisees. Without adequate resources for appraisal training, validated instruments, calibration and reliability, verification of the learning credit system will be flawed by its subjective and arbitrary nature.

Credit scores, cardiovascular disease risk, and human capital

PubMed Central

Israel, Salomon; Caspi, Avshalom; Belsky, Daniel W.; Harrington, HonaLee; Hogan, Sean; Houts, Renate; Ramrakha, Sandhya; Sanders, Seth; Poulton, Richie; Moffitt, Terrie E.

2014-01-01

Credit scores are the most widely used instruments to assess whether or not a person is a financial risk. Credit scoring has been so successful that it has expanded beyond lending and into our everyday lives, even to inform how insurers evaluate our health. The pervasive application of credit scoring has outpaced knowledge about why credit scores are such useful indicators of individual behavior. Here we test if the same factors that lead to poor credit scores also lead to poor health. Following the Dunedin (New Zealand) Longitudinal Study cohort of 1,037 study members, we examined the association between credit scores and cardiovascular disease risk and the underlying factors that account for this association. We find that credit scores are negatively correlated with cardiovascular disease risk. Variation in household income was not sufficient to account for this association. Rather, individual differences in human capital factors—educational attainment, cognitive ability, and self-control—predicted both credit scores and cardiovascular disease risk and accounted for ∼45% of the correlation between credit scores and cardiovascular disease risk. Tracing human capital factors back to their childhood antecedents revealed that the characteristic attitudes, behaviors, and competencies children develop in their first decade of life account for a significant portion (∼22%) of the link between credit scores and cardiovascular disease risk at midlife. We discuss the implications of these findings for policy debates about data privacy, financial literacy, and early childhood interventions. PMID:25404329

A user credit assessment model based on clustering ensemble for broadband network new media service supervision

NASA Astrophysics Data System (ADS)

Liu, Fang; Cao, San-xing; Lu, Rui

2012-04-01

This paper proposes a user credit assessment model based on clustering ensemble aiming to solve the problem that users illegally spread pirated and pornographic media contents within the user self-service oriented broadband network new media platforms. Its idea is to do the new media user credit assessment by establishing indices system based on user credit behaviors, and the illegal users could be found according to the credit assessment results, thus to curb the bad videos and audios transmitted on the network. The user credit assessment model based on clustering ensemble proposed by this paper which integrates the advantages that swarm intelligence clustering is suitable for user credit behavior analysis and K-means clustering could eliminate the scattered users existed in the result of swarm intelligence clustering, thus to realize all the users' credit classification automatically. The model's effective verification experiments are accomplished which are based on standard credit application dataset in UCI machine learning repository, and the statistical results of a comparative experiment with a single model of swarm intelligence clustering indicates this clustering ensemble model has a stronger creditworthiness distinguishing ability, especially in the aspect of predicting to find user clusters with the best credit and worst credit, which will facilitate the operators to take incentive measures or punitive measures accurately. Besides, compared with the experimental results of Logistic regression based model under the same conditions, this clustering ensemble model is robustness and has better prediction accuracy.

12 CFR 614.4040 - Production credit associations.

Code of Federal Regulations, 2010 CFR

2010-01-01

... Section 614.4040 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Lending Authorities § 614.4040 Production credit associations. (a) Loan terms. (1) Production... the producing or harvesting operation (2) Subject to policies approved by the funding bank, production...

7 CFR 1951.253 - Objectives.

Code of Federal Regulations, 2010 CFR

2010-01-01

... REGULATIONS (CONTINUED) SERVICING AND COLLECTIONS Analyzing Credit Needs and Graduation of Borrowers § 1951.253 Objectives. (a) [Reserved] (b) Borrowers must graduate to other credit at reasonable rates and... other credit. (2) Other credit is available from a commercial lender at reasonable rates and terms. In...

7 CFR 1767.22 - Other income and deductions.

Code of Federal Regulations, 2010 CFR

2010-01-01

... Cooperative Capital Credits 424Other Capital Credits and Patronage Capital Allocations 425Miscellaneous... Transmission Cooperative Capital Credits This account shall be credited with the annual capital furnished the power supply cooperative through payment of power bills. The amount of capital furnished the power...

12 CFR 615.5450 - Definitions.

Code of Federal Regulations, 2013 CFR

2013-01-01

... and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM FUNDING AND FISCAL AFFAIRS, LOAN POLICIES AND OPERATIONS, AND FUNDING OPERATIONS Book-Entry Procedures for Farm Credit Securities § 615.5450... as agent for the Farm Credit banks and the Funding Corporation. (j) Federal Reserve Bank Operating...

31 CFR 1028.300 - General.

Code of Federal Regulations, 2012 CFR

2012-07-01

... ENFORCEMENT NETWORK, DEPARTMENT OF THE TREASURY RULES FOR OPERATORS OF CREDIT CARD SYSTEMS Reports Required To Be Made by Operators of Credit Card Systems § 1028.300 General. Operators of credit card systems are... contained in that subpart which apply to operators of credit card systems. ...

31 CFR 1028.300 - General.

Code of Federal Regulations, 2011 CFR

2011-07-01

... ENFORCEMENT NETWORK, DEPARTMENT OF THE TREASURY RULES FOR OPERATORS OF CREDIT CARD SYSTEMS Reports Required To Be Made by Operators of Credit Card Systems § 1028.300 General. Operators of credit card systems are... contained in that subpart which apply to operators of credit card systems. ...

12 CFR 704.7 - Lending.

Code of Federal Regulations, 2010 CFR

2010-01-01

... NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS CORPORATE CREDIT UNIONS § 704.7 Lending. (a) Policies. A corporate credit union must operate according to a lending policy which addresses... marketable securities and member reverse repurchase transactions, must not exceed 100 percent of capital. (2...

12 CFR 704.7 - Lending.

Code of Federal Regulations, 2012 CFR

2012-01-01

... NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS CORPORATE CREDIT UNIONS § 704.7 Lending. (a) Policies. A corporate credit union must operate according to a lending policy which addresses... marketable securities and member reverse repurchase transactions, must not exceed 100 percent of capital. (2...

12 CFR 704.7 - Lending.

Code of Federal Regulations, 2011 CFR

2011-01-01

... NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS CORPORATE CREDIT UNIONS § 704.7 Lending. (a) Policies. A corporate credit union must operate according to a lending policy which addresses... marketable securities and member reverse repurchase transactions, must not exceed 100 percent of capital. (2...

12 CFR 704.7 - Lending.

Code of Federal Regulations, 2013 CFR

2013-01-01

... NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS CORPORATE CREDIT UNIONS § 704.7 Lending. (a) Policies. A corporate credit union must operate according to a lending policy which addresses... marketable securities and member reverse repurchase transactions, must not exceed 100 percent of capital. (2...

12 CFR 704.7 - Lending.

Code of Federal Regulations, 2014 CFR

2014-01-01

... NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS CORPORATE CREDIT UNIONS § 704.7 Lending. (a) Policies. A corporate credit union must operate according to a lending policy which addresses... marketable securities and member reverse repurchase transactions, must not exceed 100 percent of capital. (2...

7 CFR 1767.22 - Other income and deductions.

Code of Federal Regulations, 2011 CFR

2011-01-01

... Cooperative Capital Credits 424Other Capital Credits and Patronage Capital Allocations 425Miscellaneous... Transmission Cooperative Capital Credits This account shall be credited with the annual capital furnished the power supply cooperative through payment of power bills. The amount of capital furnished the power...

77 FR 74103 - Alternatives to the Use of Credit Ratings

Federal Register 2010, 2011, 2012, 2013, 2014

2012-12-13

... NPRM identified references made to nationally recognized statistical rating organization (NRSRO) \\3... or external credit risk assessments (including credit ratings), and default statistics. The preamble...); Default statistics (i.e., whether providers of credit information relating to securities express a view...

7 CFR 1493.1 - General statement.

Code of Federal Regulations, 2011 CFR

2011-01-01

... AGRICULTURE LOANS, PURCHASES, AND OTHER OPERATIONS CCC EXPORT CREDIT GUARANTEE PROGRAMS Restrictions and... restrictions which apply to the use of credit guarantees under the Commodity Credit Corporation (CCC) Export... criteria considered by CCC in determining the annual allocations of credit guarantees to be made available...

7 CFR 1493.1 - General statement.

Code of Federal Regulations, 2010 CFR

2010-01-01

... AGRICULTURE LOANS, PURCHASES, AND OTHER OPERATIONS CCC EXPORT CREDIT GUARANTEE PROGRAMS Restrictions and... restrictions which apply to the use of credit guarantees under the Commodity Credit Corporation (CCC) Export... criteria considered by CCC in determining the annual allocations of credit guarantees to be made available...

7 CFR 1493.30 - Information required for program participation.

Code of Federal Regulations, 2011 CFR

2011-01-01

... CREDIT CORPORATION, DEPARTMENT OF AGRICULTURE LOANS, PURCHASES, AND OTHER OPERATIONS CCC EXPORT CREDIT GUARANTEE PROGRAMS CCC Export Credit Guarantee Program (GSM-102) and CCC Intermediate Export Credit Guarantee Program (GSM-103) Operations § 1493.30 Information required for program participation. Before CCC...

Beyond "banking for the poor": credit mechanisms and women's empowerment.

PubMed

Albee, A

1996-10-01

This article describes some strengths and limitations of credit programs for women in developing countries. It is urged that development planners recognize the importance of the selection of the type of credit mechanism in the long term. Ethical issues should be decided upon before the credit mechanism is operable. Organizations should make clear what level of commitment there is to empower borrowers. Most organizations give loans to women and assume empowerment will take place without devising strategies to ensure empowerment. Credit mechanisms include credit for the poor and credit by the poor. A sound financial portfolio and 100% repayment are not the appropriate criteria for securing the empowerment of women. Empowerment of women is related to "building the capacity of borrowers to manage and control decision making." UNICEF's framework of gender equality and women's empowerment identifies levels of empowerment as "welfare, access, conscientisation, participation, and control." Development planners should be aware that provision of credit also has the potential to increase a poor family's debt. Delinquency may be hidden by overlapping loans that trap borrowers. Fewer installment payments increase the chances of a debt trap. Reducing the number of installments may reduce administrative costs and conform to production processes, but may also lead to a debt trap. There is now considerable emphasis on investing in low-income women entrepreneurs as a highly efficient means of achieving social and economic objectives. Credit programs aim to support the growth of small, self-sustaining businesses, to improve women's opportunities, and to provide alternatives to exploitation by local money-lenders. This article describes the following credit mechanisms: bank guarantee systems, government credit schemes, intermediary projects, direct lending projects, banks for the poor, credit unions, and village-based banks.

Credit use: psychological perspectives on a multifaceted phenomenon.

PubMed

Kamleitner, Bernadette; Hoelzl, Erik; Kirchler, Erich

2012-01-01

Consumer borrowing is a highly topical and multifaceted phenomenon as well as a popular subject for study. We focus on consumer credit use and review the existing literature. To categorize what is known we identify four main psychological perspectives on the phenomenon: credit use as (1) a reflection of the situation, (2) a reflection of the person, (3) a cognitive process, and (4) a social process. On top of these perspectives we view credit use as a process that entails three distinct phases: (1) processes before credit acquisition, (2) processes at credit acquisition, and (3) processes after credit acquisition. We review the international literature along a two-tier structure that aligns the psychological perspectives with a process view of credit. This structure allows us to identify systematic concentrations as well as gaps in the existing research. We consolidate what is known within each perspective and identify what seems to be most urgently missing. Some of the most important gaps relate to research studying credit acquisition from the perspective of credit use as a reflection of the person or as a social process. In particular, research on credit use as a reflection of the person appears to focus exclusively on the first stage of the credit process. We conclude with a discussion that reaches across perspectives and identifies overarching gaps, trends, and open questions. We highlight a series of implicit linkages between perspectives and the geographical regions in which studies related to the perspectives were conducted. Beyond diagnosing a geographical imbalance of research, we argue for future research that systematically addresses interrelations between perspectives. We conclude with a set of global implications and research recommendations.

Classification of debtor credit status and determination amount of credit risk by using linier discriminant function

NASA Astrophysics Data System (ADS)

Aidi, Muhammad Nur; Sari, Resty Indah

2012-05-01

A decision of credit that given by bank or another creditur must have a risk and it called credit risk. Credit risk is an investor's risk of loss arising from a borrower who does not make payments as promised. The substantial of credit risk can lead to losses for the banks and the debtor. To minimize this problem need a further study to identify a potential new customer before the decision given. Identification of debtor can using various approaches analysis, one of them is by using discriminant analysis. Discriminant analysis in this study are used to classify whether belonging to the debtor's good credit or bad credit. The result of this study are two discriminant functions that can identify new debtor. Before step built the discriminant function, selection of explanatory variables should be done. Purpose of selection independent variable is to choose the variable that can discriminate the group maximally. Selection variables in this study using different test, for categoric variable selection of variable using proportion chi-square test, and stepwise discriminant for numeric variable. The result of this study are two discriminant functions that can identify new debtor. The selected variables that can discriminating two groups of debtor maximally are status of existing checking account, credit history, credit amount, installment rate in percentage of disposable income, sex, age in year, other installment plans, and number of people being liable to provide maintenance. This classification produce a classification accuracy rate is good enough, that is equal to 74,70%. Debtor classification using discriminant analysis has risk level that is small enough, and it ranged beetwen 14,992% and 17,608%. Based on that credit risk rate, using discriminant analysis on the classification of credit status can be used effectively.

Dual Credit in Oregon: An Analysis of Students Taking Dual Credit in High School in 2005-06 with Subsequent Performance in College

ERIC Educational Resources Information Center

Jacobs, Jonathan; North, Tom

2008-01-01

A dual credit course is a college/university level course that is taught at a high school, by a high school teacher, in partnership with a community college (CCWD) or Oregon University System (OUS) institution. Successful completion of a dual credit course counts as credit for both high school and college. In 2005-06, about 12,000 students took…

Financing the American Consumer: A Business Report on Consumer Credit. Part I--Summary Report. Report of the Sub-Council on Credit and Related Terms of Sale of the National Business Council for Consumer Affairs.

ERIC Educational Resources Information Center

National Business Council for Consumer Affairs, Washington, DC.

Individuals and organizations administering consumer credit services are urged to adopt the following recommendations and the Code of Billing and Collection Practices (also included): (1) Credit grantors should support continuing educational programs at national and local levels on the nature of the consumer credit system. (2) Whenever possible,…

Control mechanism to prevent correlated message arrivals from degrading signaling no. 7 network performance

NASA Astrophysics Data System (ADS)

Kosal, Haluk; Skoog, Ronald A.

1994-04-01

Signaling System No. 7 (SS7) is designed to provide a connection-less transfer of signaling messages of reasonable length. Customers having access to user signaling bearer capabilities as specified in the ANSI T1.623 and CCITT Q.931 standards can send bursts of correlated messages (e.g., by doing a file transfer that results in the segmentation of a block of data into a number of consecutive signaling messages) through SS7 networks. These message bursts with short interarrival times could have an adverse impact on the delay performance of the SS7 networks. A control mechanism, Credit Manager, is investigated in this paper to regulate incoming traffic to the SS7 network by imposing appropriate time separation between messages when the incoming stream is too bursty. The credit manager has a credit bank where credits accrue at a fixed rate up to a prespecified credit bank capacity. When a message arrives, the number of octets in that message is compared to the number of credits in the bank. If the number of credits is greater than or equal to the number of octets, then the message is accepted for transmission and the number of credits in the bank is decremented by the number of octets. If the number of credits is less than the number of octets, then the message is delayed until enough credits are accumulated. This paper presents simulation results showing delay performance of the SS7 ISUP and TCAP message traffic with a range of correlated message traffic, and control parameters of the credit manager (i.e., credit generation rate and bank capacity) are determined that ensure the traffic entering the SS7 network is acceptable. The results show that control parameters can be set so that for any incoming traffic stream there is no detrimental impact on the SS7 ISUP and TCAP message delay, and the credit manager accepts a wide range of traffic patterns without causing significant delay.

12 CFR 621.3 - Application of generally accepted accounting principles.

Code of Federal Regulations, 2010 CFR

2010-01-01

... principles. 621.3 Section 621.3 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM ACCOUNTING... reports to the Farm Credit Administration, in accordance with generally accepted accounting principles... management and the Farm Credit Administration, in accordance with generally accepted accounting principles...

12 CFR 614.4240 - Collateral definitions.

Code of Federal Regulations, 2013 CFR

2013-01-01

....4240 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS... income and/or other collateral, absent the real estate, and the decision to extend credit was, in fact... staff evaluator from another Farm Credit System institution only if the employing institution is not...

12 CFR 614.4240 - Collateral definitions.

Code of Federal Regulations, 2012 CFR

2012-01-01

....4240 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS... income and/or other collateral, absent the real estate, and the decision to extend credit was, in fact... staff evaluator from another Farm Credit System institution only if the employing institution is not...

12 CFR 614.4240 - Collateral definitions.

Code of Federal Regulations, 2014 CFR

2014-01-01

....4240 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS... income and/or other collateral, absent the real estate, and the decision to extend credit was, in fact... staff evaluator from another Farm Credit System institution only if the employing institution is not...

10 CFR 490.502 - Creditable actions.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 10 Energy 3 2012-01-01 2012-01-01 false Creditable actions. 490.502 Section 490.502 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.502 Creditable actions. A fleet or covered person becomes entitled to alternative...

10 CFR 490.507 - Credit activity reporting requirements.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 10 Energy 3 2011-01-01 2011-01-01 false Credit activity reporting requirements. 490.507 Section 490.507 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.507 Credit activity reporting requirements. (a) A covered...

10 CFR 490.507 - Credit activity reporting requirements.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 10 Energy 3 2013-01-01 2013-01-01 false Credit activity reporting requirements. 490.507 Section 490.507 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.507 Credit activity reporting requirements. (a) A covered...

10 CFR 490.507 - Credit activity reporting requirements.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 10 Energy 3 2010-01-01 2010-01-01 false Credit activity reporting requirements. 490.507 Section 490.507 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.507 Credit activity reporting requirements. (a) A covered...

10 CFR 490.507 - Credit activity reporting requirements.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 10 Energy 3 2012-01-01 2012-01-01 false Credit activity reporting requirements. 490.507 Section 490.507 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.507 Credit activity reporting requirements. (a) A covered...

10 CFR 490.502 - Creditable actions.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 10 Energy 3 2011-01-01 2011-01-01 false Creditable actions. 490.502 Section 490.502 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.502 Creditable actions. A fleet or covered person becomes entitled to alternative...

10 CFR 490.502 - Creditable actions.

Code of Federal Regulations, 2014 CFR

2014-01-01

... 10 Energy 3 2014-01-01 2014-01-01 false Creditable actions. 490.502 Section 490.502 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.502 Creditable actions. A fleet or covered person becomes entitled to alternative...

10 CFR 490.507 - Credit activity reporting requirements.

Code of Federal Regulations, 2014 CFR

2014-01-01

... 10 Energy 3 2014-01-01 2014-01-01 false Credit activity reporting requirements. 490.507 Section 490.507 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.507 Credit activity reporting requirements. (a) A covered...

10 CFR 490.502 - Creditable actions.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 10 Energy 3 2013-01-01 2013-01-01 false Creditable actions. 490.502 Section 490.502 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.502 Creditable actions. A fleet or covered person becomes entitled to alternative...

12 CFR 614.4350 - Definitions.

Code of Federal Regulations, 2010 CFR

2010-01-01

... and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Lending and... indirectly. Excluded are a Farm Credit System association or other financing institution that comply with the... commitment to make a lease. (b) Commitment means a legally binding obligation to extend credit, enter into...

75 FR 60513 - Proposed Collection; Comment Request for Form 8835

Federal Register 2010, 2011, 2012, 2013, 2014

2010-09-30

... 8835, Renewable Electricity Production Credit. DATES: Written comments should be received on or before... . SUPPLEMENTARY INFORMATION: Title: Renewable Electricity Production Credit. OMB Number: 1545-1362. Form Number: Form 8835. Abstract: Form 8835 is used to claim the renewable electricity production credit. The credit...

Follow Up: Credit Card Caution

ERIC Educational Resources Information Center

Cahill, Timothy P.

2007-01-01

In "Pushing Plastic," ("The New England Journal of Higher Education", Summer 2007), John Humphrey notes that many college administrators justify their credit card solicitations by suggesting that credit card access will help students learn to manage their own finances. Instead, credit card debt will teach thousands of students…

7 CFR 1005.80 - Transportation credit balancing fund.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 9 2010-01-01 2009-01-01 true Transportation credit balancing fund. 1005.80 Section... MARKETING AREA Order Regulating Handling Marketwide Service Payments § 1005.80 Transportation credit balancing fund. The market administrator shall maintain a separate fund known as the Transportation Credit...

7 CFR 1007.80 - Transportation credit balancing fund.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 9 2010-01-01 2009-01-01 true Transportation credit balancing fund. 1007.80 Section... AREA Order Regulating Handling Marketwide Service Payments § 1007.80 Transportation credit balancing fund. The market administrator shall maintain a separate fund known as the Transportation Credit...

12 CFR 1402.13 - Request for records.

Code of Federal Regulations, 2010 CFR

2010-01-01

... Banks and Banking FARM CREDIT SYSTEM INSURANCE CORPORATION RELEASING INFORMATION Availability of Records of the Farm Credit System Insurance Corporation § 1402.13 Request for records. Requests for records... regular business day in the office of the Farm Credit System Insurance Corporation, 1501 Farm Credit Drive...

12 CFR 741.222 - Credit union service organizations.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Credit union service organizations. 741.222 Section 741.222 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS..., including check cashing services, sale of negotiable checks, money orders, and electronic transaction...

12 CFR 741.211 - Advertising.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 12 Banks and Banking 7 2013-01-01 2013-01-01 false Advertising. 741.211 Section 741.211 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS REQUIREMENTS FOR... Also Apply to Federally Insured State-Chartered Credit Unions § 741.211 Advertising. Any credit union...

12 CFR 741.211 - Advertising.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Advertising. 741.211 Section 741.211 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS REQUIREMENTS FOR... Also Apply to Federally Insured State-Chartered Credit Unions § 741.211 Advertising. Any credit union...

12 CFR 741.211 - Advertising.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 12 Banks and Banking 7 2012-01-01 2012-01-01 false Advertising. 741.211 Section 741.211 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS REQUIREMENTS FOR... Also Apply to Federally Insured State-Chartered Credit Unions § 741.211 Advertising. Any credit union...

12 CFR 741.211 - Advertising.

Code of Federal Regulations, 2014 CFR

2014-01-01

... 12 Banks and Banking 7 2014-01-01 2014-01-01 false Advertising. 741.211 Section 741.211 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS REQUIREMENTS FOR... Also Apply to Federally Insured State-Chartered Credit Unions § 741.211 Advertising. Any credit union...

12 CFR 741.211 - Advertising.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Advertising. 741.211 Section 741.211 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS REQUIREMENTS FOR... Also Apply to Federally Insured State-Chartered Credit Unions § 741.211 Advertising. Any credit union...

7 CFR 1005.80 - Transportation credit balancing fund.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 7 Agriculture 9 2012-01-01 2012-01-01 false Transportation credit balancing fund. 1005.80 Section... MARKETING AREA Order Regulating Handling Marketwide Service Payments § 1005.80 Transportation credit balancing fund. The market administrator shall maintain a separate fund known as the Transportation Credit...

7 CFR 1007.80 - Transportation credit balancing fund.

Code of Federal Regulations, 2014 CFR

2014-01-01

... 7 Agriculture 9 2014-01-01 2013-01-01 true Transportation credit balancing fund. 1007.80 Section... AREA Order Regulating Handling Marketwide Service Payments § 1007.80 Transportation credit balancing fund. The market administrator shall maintain a separate fund known as the Transportation Credit...

7 CFR 1007.80 - Transportation credit balancing fund.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 7 Agriculture 9 2011-01-01 2011-01-01 false Transportation credit balancing fund. 1007.80 Section... AREA Order Regulating Handling Marketwide Service Payments § 1007.80 Transportation credit balancing fund. The market administrator shall maintain a separate fund known as the Transportation Credit...

7 CFR 1007.80 - Transportation credit balancing fund.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 7 Agriculture 9 2012-01-01 2012-01-01 false Transportation credit balancing fund. 1007.80 Section... AREA Order Regulating Handling Marketwide Service Payments § 1007.80 Transportation credit balancing fund. The market administrator shall maintain a separate fund known as the Transportation Credit...

7 CFR 1007.80 - Transportation credit balancing fund.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 7 Agriculture 9 2013-01-01 2013-01-01 false Transportation credit balancing fund. 1007.80 Section... AREA Order Regulating Handling Marketwide Service Payments § 1007.80 Transportation credit balancing fund. The market administrator shall maintain a separate fund known as the Transportation Credit...

7 CFR 1005.80 - Transportation credit balancing fund.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 7 Agriculture 9 2011-01-01 2011-01-01 false Transportation credit balancing fund. 1005.80 Section... MARKETING AREA Order Regulating Handling Marketwide Service Payments § 1005.80 Transportation credit balancing fund. The market administrator shall maintain a separate fund known as the Transportation Credit...

7 CFR 1005.80 - Transportation credit balancing fund.

Code of Federal Regulations, 2014 CFR

2014-01-01

... 7 Agriculture 9 2014-01-01 2013-01-01 true Transportation credit balancing fund. 1005.80 Section... MARKETING AREA Order Regulating Handling Marketwide Service Payments § 1005.80 Transportation credit balancing fund. The market administrator shall maintain a separate fund known as the Transportation Credit...

7 CFR 1005.80 - Transportation credit balancing fund.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 7 Agriculture 9 2013-01-01 2013-01-01 false Transportation credit balancing fund. 1005.80 Section... MARKETING AREA Order Regulating Handling Marketwide Service Payments § 1005.80 Transportation credit balancing fund. The market administrator shall maintain a separate fund known as the Transportation Credit...

12 CFR 614.4240 - Collateral definitions.

Code of Federal Regulations, 2010 CFR

2010-01-01

....4240 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS... income and/or other collateral, absent the real estate, and the decision to extend credit was, in fact... staff evaluator from another Farm Credit System institution only if the employing institution is not...

12 CFR 703.3 - Investment policies.

Code of Federal Regulations, 2014 CFR

2014-01-01

... manage interest rate risk; (d) How the Federal credit union will manage liquidity risk; (e) How the Federal credit union will manage credit risk including specifically listing institutions, issuers, and... with each; (f) How the Federal credit union will manage concentration risk, which can result from...

12 CFR 703.3 - Investment policies.

Code of Federal Regulations, 2013 CFR

2013-01-01

... manage interest rate risk; (d) How the Federal credit union will manage liquidity risk; (e) How the Federal credit union will manage credit risk including specifically listing institutions, issuers, and... with each; (f) How the Federal credit union will manage concentration risk, which can result from...

12 CFR 703.3 - Investment policies.

Code of Federal Regulations, 2012 CFR

2012-01-01

... manage interest rate risk; (d) How the Federal credit union will manage liquidity risk; (e) How the Federal credit union will manage credit risk including specifically listing institutions, issuers, and... with each; (f) How the Federal credit union will manage concentration risk, which can result from...

12 CFR 725.3 - Regular membership.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Regular membership. 725.3 Section 725.3 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS NATIONAL CREDIT UNION ADMINISTRATION CENTRAL LIQUIDITY FACILITY § 725.3 Regular membership. (a) A natural person credit...

7 CFR 1767.23 - Interest charges.

Code of Federal Regulations, 2012 CFR

2012-01-01

.... Interest Charges 427Interest on Long-Term Debt 427.3Interest Charged to Construction—Credit 428Amortization... Companies 431Other Interest Expense 432Allowance for Borrowed Funds Used During Construction—Credit Interest....3Interest Charged to Construction—Credit This account shall include concurrent credits for interest charged...

7 CFR 1767.23 - Interest charges.

Code of Federal Regulations, 2010 CFR

2010-01-01

.... Interest Charges 427Interest on Long-Term Debt 427.3Interest Charged to Construction—Credit 428Amortization... Companies 431Other Interest Expense 432Allowance for Borrowed Funds Used During Construction—Credit Interest....3Interest Charged to Construction—Credit This account shall include concurrent credits for interest charged...

7 CFR 1767.23 - Interest charges.

Code of Federal Regulations, 2013 CFR

2013-01-01

.... Interest Charges 427Interest on Long-Term Debt 427.3Interest Charged to Construction—Credit 428Amortization... Companies 431Other Interest Expense 432Allowance for Borrowed Funds Used During Construction—Credit Interest....3Interest Charged to Construction—Credit This account shall include concurrent credits for interest charged...

77 FR 8184 - Foreign Tax Credit Splitting Events

Federal Register 2010, 2011, 2012, 2013, 2014

2012-02-14

... Foreign Tax Credit Splitting Events AGENCY: Internal Revenue Service (IRS), Treasury. ACTION: Notice of... these proposed regulations. The regulations affect taxpayers claiming foreign tax credits. Special... of the Federal Register.] Sec. 1.909-6 Pre-2011 foreign tax credit splitting events. [The text of...

12 CFR 614.4050 - Agricultural credit associations.

Code of Federal Regulations, 2010 CFR

2010-01-01

... respective funding banks; and (C) Any certified agricultural mortgage marketing facility, as defined by... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Agricultural credit associations. 614.4050 Section 614.4050 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND...

10 CFR 490.502 - Creditable actions.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 10 Energy 3 2010-01-01 2010-01-01 false Creditable actions. 490.502 Section 490.502 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.502 Creditable actions. A fleet or covered person becomes entitled to alternative...

75 FR 71526 - Corporate Credit Unions, Technical Corrections

Federal Register 2010, 2011, 2012, 2013, 2014

2010-11-24

... NATIONAL CREDIT UNION ADMINISTRATION 12 CFR Part 704 RIN 3133-AD58 Corporate Credit Unions... request for comments. SUMMARY: NCUA is issuing technical corrections to its corporate credit union rule... for submitting comments. NCUA Web site: http://www.ncua.gov/Resources/RegulationsOpinionsLaws/Proposed...

7 CFR 1493.10 - General statement.

Code of Federal Regulations, 2012 CFR

2012-01-01

... OF AGRICULTURE EXPORT PROGRAMS CCC EXPORT CREDIT GUARANTEE PROGRAMS CCC Export Credit Guarantee Program (GSM-102) and CCC Intermediate Export Credit Guarantee Program (GSM-103) Operations § 1493.10... GSM-102 and GSM-103 programs of the Commodity Credit Corporation (CCC) were developed to expand U.S...

7 CFR 1493.30 - Information required for program participation.

Code of Federal Regulations, 2014 CFR

2014-01-01

... CREDIT CORPORATION, DEPARTMENT OF AGRICULTURE EXPORT PROGRAMS CCC EXPORT CREDIT GUARANTEE PROGRAMS CCC Export Credit Guarantee Program (GSM-102) and CCC Intermediate Export Credit Guarantee Program (GSM-103) Operations § 1493.30 Information required for program participation. Before CCC will accept an application...

7 CFR 1493.400 - General statement.

Code of Federal Regulations, 2012 CFR

2012-01-01

... OF AGRICULTURE EXPORT PROGRAMS CCC EXPORT CREDIT GUARANTEE PROGRAMS CCC Supplier Credit Guarantee... forth at subpart A for the Commodity Credit Corporation (CCC) Export Credit Guarantee Program (GSM-102... CCC's guarantee. The program is operated in a manner intended not to interfere with markets for cash...

7 CFR 1493.10 - General statement.

Code of Federal Regulations, 2010 CFR

2010-01-01

... OF AGRICULTURE LOANS, PURCHASES, AND OTHER OPERATIONS CCC EXPORT CREDIT GUARANTEE PROGRAMS CCC Export Credit Guarantee Program (GSM-102) and CCC Intermediate Export Credit Guarantee Program (GSM-103... (GSM-103). The GSM-102 and GSM-103 programs of the Commodity Credit Corporation (CCC) were developed to...

7 CFR 1493.400 - General statement.

Code of Federal Regulations, 2013 CFR

2013-01-01

... OF AGRICULTURE EXPORT PROGRAMS CCC EXPORT CREDIT GUARANTEE PROGRAMS CCC Supplier Credit Guarantee... forth at subpart A for the Commodity Credit Corporation (CCC) Export Credit Guarantee Program (GSM-102... CCC's guarantee. The program is operated in a manner intended not to interfere with markets for cash...

7 CFR 1493.10 - General statement.

Code of Federal Regulations, 2014 CFR

2014-01-01

... OF AGRICULTURE EXPORT PROGRAMS CCC EXPORT CREDIT GUARANTEE PROGRAMS CCC Export Credit Guarantee Program (GSM-102) and CCC Intermediate Export Credit Guarantee Program (GSM-103) Operations § 1493.10... GSM-102 and GSM-103 programs of the Commodity Credit Corporation (CCC) were developed to expand U.S...

7 CFR 1493.10 - General statement.

Code of Federal Regulations, 2011 CFR

2011-01-01

... OF AGRICULTURE LOANS, PURCHASES, AND OTHER OPERATIONS CCC EXPORT CREDIT GUARANTEE PROGRAMS CCC Export Credit Guarantee Program (GSM-102) and CCC Intermediate Export Credit Guarantee Program (GSM-103... (GSM-103). The GSM-102 and GSM-103 programs of the Commodity Credit Corporation (CCC) were developed to...

7 CFR 1493.10 - General statement.

Code of Federal Regulations, 2013 CFR

2013-01-01

... OF AGRICULTURE EXPORT PROGRAMS CCC EXPORT CREDIT GUARANTEE PROGRAMS CCC Export Credit Guarantee Program (GSM-102) and CCC Intermediate Export Credit Guarantee Program (GSM-103) Operations § 1493.10... GSM-102 and GSM-103 programs of the Commodity Credit Corporation (CCC) were developed to expand U.S...

7 CFR 1493.30 - Information required for program participation.

Code of Federal Regulations, 2012 CFR

2012-01-01

... CREDIT CORPORATION, DEPARTMENT OF AGRICULTURE EXPORT PROGRAMS CCC EXPORT CREDIT GUARANTEE PROGRAMS CCC Export Credit Guarantee Program (GSM-102) and CCC Intermediate Export Credit Guarantee Program (GSM-103) Operations § 1493.30 Information required for program participation. Before CCC will accept an application...

7 CFR 1493.400 - General statement.

Code of Federal Regulations, 2014 CFR

2014-01-01

... OF AGRICULTURE EXPORT PROGRAMS CCC EXPORT CREDIT GUARANTEE PROGRAMS CCC Supplier Credit Guarantee... forth at subpart A for the Commodity Credit Corporation (CCC) Export Credit Guarantee Program (GSM-102... CCC's guarantee. The program is operated in a manner intended not to interfere with markets for cash...

7 CFR 1493.30 - Information required for program participation.

Code of Federal Regulations, 2013 CFR

2013-01-01

... CREDIT CORPORATION, DEPARTMENT OF AGRICULTURE EXPORT PROGRAMS CCC EXPORT CREDIT GUARANTEE PROGRAMS CCC Export Credit Guarantee Program (GSM-102) and CCC Intermediate Export Credit Guarantee Program (GSM-103) Operations § 1493.30 Information required for program participation. Before CCC will accept an application...

Effects of Corporate Social Responsibility and Governance on Its Credit Ratings

PubMed Central

Kim, Dong-young

2014-01-01

This study reviews the impact of corporate social responsibility (CSR) and corporate governance on its credit rating. The result of regression analysis to credit ratings with relevant primary independent variables shows that both factors have significant effects on it. As we have predicted, the signs of both regression coefficients have a positive sign (+) proving that corporates with excellent CSR and governance index (CGI) scores have higher credit ratings and vice versa. The results show nonfinancial information also may have effects on corporate credit rating. The investment on personal data protection could be an example of CSR/CGI activities which have positive effects on corporate credit ratings. PMID:25401134

Effects of corporate social responsibility and governance on its credit ratings.

PubMed

Kim, Dong-young; Kim, JeongYeon

2014-01-01

This study reviews the impact of corporate social responsibility (CSR) and corporate governance on its credit rating. The result of regression analysis to credit ratings with relevant primary independent variables shows that both factors have significant effects on it. As we have predicted, the signs of both regression coefficients have a positive sign (+) proving that corporates with excellent CSR and governance index (CGI) scores have higher credit ratings and vice versa. The results show nonfinancial information also may have effects on corporate credit rating. The investment on personal data protection could be an example of CSR/CGI activities which have positive effects on corporate credit ratings.

Credit risk identification and suggestions of electricity market

NASA Astrophysics Data System (ADS)

He, Chuan; Wang, Haichao; Chen, Zhongyuan; Hao, Yuxing; Jiang, Hailong; Qian, Hanhan; Wang, Meibao

2018-03-01

The power industry has a long history of credit problems, and the power industry has credit problems such as power users defaulting on electricity bills before the new electricity reform. With the reform of the power system, the credit problems in the power industry will be more complicated. How to effectively avoid the risk factors existing in the course of market operation and how to safeguard the fairness and standardization of market operation is an urgent problem to be solved. This paper first describes the credit risk in power market, and analyzes the components of credit risk identification in power market, puts forward suggestions on power market risk management.

12 CFR 567.1 - Definitions.

Code of Federal Regulations, 2014 CFR

2014-01-01

... extension or renewal and upon a new, bona fide credit analysis utilizing current information on financial... means a financial institution that engages in the business of banking; that is recognized as a bank by... assumption of any credit risk is a direct credit substitute. Direct credit substitutes include: (1) Financial...

12 CFR 567.1 - Definitions.

Code of Federal Regulations, 2011 CFR

2011-01-01

... extension or renewal and upon a new, bona fide credit analysis utilizing current information on financial... means a financial institution that engages in the business of banking; that is recognized as a bank by... assumption of any credit risk is a direct credit substitute. Direct credit substitutes include: (1) Financial...

12 CFR 567.1 - Definitions.

Code of Federal Regulations, 2013 CFR

2013-01-01

... extension or renewal and upon a new, bona fide credit analysis utilizing current information on financial... means a financial institution that engages in the business of banking; that is recognized as a bank by... assumption of any credit risk is a direct credit substitute. Direct credit substitutes include: (1) Financial...

12 CFR 567.1 - Definitions.

Code of Federal Regulations, 2012 CFR

2012-01-01

... extension or renewal and upon a new, bona fide credit analysis utilizing current information on financial... means a financial institution that engages in the business of banking; that is recognized as a bank by... assumption of any credit risk is a direct credit substitute. Direct credit substitutes include: (1) Financial...

12 CFR Appendix I to Part 226 - Federal Enforcement Agencies

Code of Federal Regulations, 2010 CFR

2010-01-01

.... Retail, Department Stores, Consumer Finance Companies, All Other Creditors, and All Nonbank Credit Card... Office in which they operate.) Division of Credit Practices, Bureau of Consumer Protection, Federal Trade.... Federal Credit Unions Regional office of the National Credit Union Administration serving the area in...

40 CFR 1033.720 - Trading emission credits.

Code of Federal Regulations, 2011 CFR

2011-07-01

... 40 Protection of Environment 33 2011-07-01 2011-07-01 false Trading emission credits. 1033.720... CONTROLS CONTROL OF EMISSIONS FROM LOCOMOTIVES Averaging, Banking, and Trading for Certification § 1033.720 Trading emission credits. (a) Trading is the exchange of emission credits between certificate holders. You...

10 CFR 490.506 - Alternative fueled vehicle credit transfers.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 10 Energy 3 2011-01-01 2011-01-01 false Alternative fueled vehicle credit transfers. 490.506 Section 490.506 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.506 Alternative fueled vehicle credit transfers. (a) Any fleet...

10 CFR 490.506 - Alternative fueled vehicle credit transfers.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 10 Energy 3 2013-01-01 2013-01-01 false Alternative fueled vehicle credit transfers. 490.506 Section 490.506 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.506 Alternative fueled vehicle credit transfers. (a) Any fleet...

10 CFR 490.506 - Alternative fueled vehicle credit transfers.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 10 Energy 3 2010-01-01 2010-01-01 false Alternative fueled vehicle credit transfers. 490.506 Section 490.506 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.506 Alternative fueled vehicle credit transfers. (a) Any fleet...

10 CFR 490.506 - Alternative fueled vehicle credit transfers.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 10 Energy 3 2012-01-01 2012-01-01 false Alternative fueled vehicle credit transfers. 490.506 Section 490.506 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.506 Alternative fueled vehicle credit transfers. (a) Any fleet...

10 CFR 490.506 - Alternative fueled vehicle credit transfers.

Code of Federal Regulations, 2014 CFR

2014-01-01

... 10 Energy 3 2014-01-01 2014-01-01 false Alternative fueled vehicle credit transfers. 490.506 Section 490.506 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.506 Alternative fueled vehicle credit transfers. (a) Any fleet...

23 CFR 180.1 - Cross-reference to credit assistance.

Code of Federal Regulations, 2014 CFR

2014-04-01

... 23 Highways 1 2014-04-01 2014-04-01 false Cross-reference to credit assistance. 180.1 Section 180.1 Highways FEDERAL HIGHWAY ADMINISTRATION, DEPARTMENT OF TRANSPORTATION PAYMENT PROCEDURES CREDIT ASSISTANCE FOR SURFACE TRANSPORTATION PROJECTS § 180.1 Cross-reference to credit assistance. The regulations...

23 CFR 180.1 - Cross-reference to credit assistance.

Code of Federal Regulations, 2013 CFR

2013-04-01

... 23 Highways 1 2013-04-01 2013-04-01 false Cross-reference to credit assistance. 180.1 Section 180.1 Highways FEDERAL HIGHWAY ADMINISTRATION, DEPARTMENT OF TRANSPORTATION PAYMENT PROCEDURES CREDIT ASSISTANCE FOR SURFACE TRANSPORTATION PROJECTS § 180.1 Cross-reference to credit assistance. The regulations...

23 CFR 180.1 - Cross-reference to credit assistance.

Code of Federal Regulations, 2011 CFR

2011-04-01

... 23 Highways 1 2011-04-01 2011-04-01 false Cross-reference to credit assistance. 180.1 Section 180.1 Highways FEDERAL HIGHWAY ADMINISTRATION, DEPARTMENT OF TRANSPORTATION PAYMENT PROCEDURES CREDIT ASSISTANCE FOR SURFACE TRANSPORTATION PROJECTS § 180.1 Cross-reference to credit assistance. The regulations...

23 CFR 180.1 - Cross-reference to credit assistance.

Code of Federal Regulations, 2010 CFR

2010-04-01

... 23 Highways 1 2010-04-01 2010-04-01 false Cross-reference to credit assistance. 180.1 Section 180.1 Highways FEDERAL HIGHWAY ADMINISTRATION, DEPARTMENT OF TRANSPORTATION PAYMENT PROCEDURES CREDIT ASSISTANCE FOR SURFACE TRANSPORTATION PROJECTS § 180.1 Cross-reference to credit assistance. The regulations...

12 CFR 741.216 - Flood insurance.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Flood insurance. 741.216 Section 741.216 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS REQUIREMENTS FOR... Also Apply to Federally Insured State-Chartered Credit Unions § 741.216 Flood insurance. Any credit...

47 CFR 97.505 - Element credit.

Code of Federal Regulations, 2014 CFR

2014-10-01

... 47 Telecommunication 5 2014-10-01 2014-10-01 false Element credit. 97.505 Section 97.505... SERVICE Qualifying Examination Systems § 97.505 Element credit. (a) The administering VEs must give credit... Not applicable Elements 3 and 4. (2) Advanced; General; or Technician granted before March 21, 1987...

48 CFR 52.247-57 - Transportation Transit Privilege Credits.

Code of Federal Regulations, 2010 CFR

2010-10-01

... 48 Federal Acquisition Regulations System 2 2010-10-01 2010-10-01 false Transportation Transit... Clauses 52.247-57 Transportation Transit Privilege Credits. As prescribed in 47.305-13(b)(4), insert the... reduce transportation costs through the use of transit credits: Transportation Transit Privilege Credits...

75 FR 80678 - Conversions of Insured Credit Unions

Federal Register 2010, 2011, 2012, 2013, 2014

2010-12-23

... Conversions of Insured Credit Unions AGENCY: National Credit Union Administration (NCUA). ACTION: Interim... of the phrase ``Regional Director'' in NCUA's rule on credit union to mutual savings bank conversions and to add the same revised definition of that phrase to NCUA's rule on conversions to nonfederal...

48 CFR 52.247-57 - Transportation Transit Privilege Credits.

Code of Federal Regulations, 2012 CFR

2012-10-01

... 48 Federal Acquisition Regulations System 2 2012-10-01 2012-10-01 false Transportation Transit... Clauses 52.247-57 Transportation Transit Privilege Credits. As prescribed in 47.305-13(b)(4), insert the... reduce transportation costs through the use of transit credits: Transportation Transit Privilege Credits...

48 CFR 52.247-57 - Transportation Transit Privilege Credits.

Code of Federal Regulations, 2013 CFR

2013-10-01

... 48 Federal Acquisition Regulations System 2 2013-10-01 2013-10-01 false Transportation Transit... Clauses 52.247-57 Transportation Transit Privilege Credits. As prescribed in 47.305-13(b)(4), insert the... reduce transportation costs through the use of transit credits: Transportation Transit Privilege Credits...

48 CFR 52.247-57 - Transportation Transit Privilege Credits.

Code of Federal Regulations, 2011 CFR

2011-10-01

... 48 Federal Acquisition Regulations System 2 2011-10-01 2011-10-01 false Transportation Transit... Clauses 52.247-57 Transportation Transit Privilege Credits. As prescribed in 47.305-13(b)(4), insert the... reduce transportation costs through the use of transit credits: Transportation Transit Privilege Credits...

31 CFR 1028.400 - General.

Code of Federal Regulations, 2013 CFR

2013-07-01

... ENFORCEMENT NETWORK, DEPARTMENT OF THE TREASURY RULES FOR OPERATORS OF CREDIT CARD SYSTEMS Records Required To Be Maintained By Operators of Credit Card Systems § 1028.400 General. Operators of credit card.... Operators of credit card systems should also refer to Subpart D of Part 1010 of this Chapter for...

31 CFR 1028.400 - General.

Code of Federal Regulations, 2012 CFR

2012-07-01

... ENFORCEMENT NETWORK, DEPARTMENT OF THE TREASURY RULES FOR OPERATORS OF CREDIT CARD SYSTEMS Records Required To Be Maintained By Operators of Credit Card Systems § 1028.400 General. Operators of credit card.... Operators of credit card systems should also refer to Subpart D of Part 1010 of this Chapter for...

31 CFR 1028.400 - General.

Code of Federal Regulations, 2011 CFR

2011-07-01

... ENFORCEMENT NETWORK, DEPARTMENT OF THE TREASURY RULES FOR OPERATORS OF CREDIT CARD SYSTEMS Records Required To Be Maintained By Operators of Credit Card Systems § 1028.400 General. Operators of credit card.... Operators of credit card systems should also refer to Subpart D of Part 1010 of this Chapter for...

12 CFR 705.4 - Permissible uses of loan funds.

Code of Federal Regulations, 2014 CFR

2014-01-01

... members, including new or expanded share draft or credit card programs; (b) Partnership arrangements with... 705.4 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS COMMUNITY DEVELOPMENT REVOLVING LOAN FUND ACCESS FOR CREDIT UNIONS § 705.4 Permissible uses of loan funds...

31 CFR 1028.400 - General.

Code of Federal Regulations, 2014 CFR

2014-07-01

... ENFORCEMENT NETWORK, DEPARTMENT OF THE TREASURY RULES FOR OPERATORS OF CREDIT CARD SYSTEMS Records Required To Be Maintained By Operators of Credit Card Systems § 1028.400 General. Operators of credit card.... Operators of credit card systems should also refer to Subpart D of Part 1010 of this Chapter for...

12 CFR 705.4 - Permissible uses of loan funds.

Code of Federal Regulations, 2012 CFR

2012-01-01

... members, including new or expanded share draft or credit card programs; (b) Partnership arrangements with... 705.4 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS COMMUNITY DEVELOPMENT REVOLVING LOAN FUND ACCESS FOR CREDIT UNIONS § 705.4 Permissible uses of loan funds...

12 CFR 704.5 - Investments.

Code of Federal Regulations, 2011 CFR

2011-01-01

... corporate credit union may invest in: (1) Securities, deposits, and obligations set forth in Sections 107(7... securities are legal investments for that corporate credit union; (3) The corporate credit union, directly or... reported daily and the tri-party agent ensures compliance. (e) Securities lending. A corporate credit union...

12 CFR 704.5 - Investments.

Code of Federal Regulations, 2012 CFR

2012-01-01

... corporate credit union may invest in: (1) Securities, deposits, and obligations set forth in Sections 107(7... securities are legal investments for that corporate credit union; (3) The corporate credit union, directly or... reported daily and the tri-party agent ensures compliance; and (e) Securities Lending. A corporate credit...

12 CFR 704.5 - Investments.

Code of Federal Regulations, 2014 CFR

2014-01-01

... corporate credit union may invest in: (1) Securities, deposits, and obligations set forth in Sections 107(7... securities are legal investments for that corporate credit union; (3) The corporate credit union, directly or... reported daily and the tri-party agent ensures compliance; and (e) Securities Lending. A corporate credit...

12 CFR 704.2 - Definitions.

Code of Federal Regulations, 2011 CFR

2011-01-01

... mortgage related security. Core capital means the sum of a corporate credit union's retained earnings, and... repurchase the same security at a specified time in the future. The corporate credit union then sells that... which the corporate credit union is obligated to return the security to its member credit union...

12 CFR 704.5 - Investments.

Code of Federal Regulations, 2013 CFR

2013-01-01

... corporate credit union may invest in: (1) Securities, deposits, and obligations set forth in Sections 107(7... securities are legal investments for that corporate credit union; (3) The corporate credit union, directly or... reported daily and the tri-party agent ensures compliance; and (e) Securities Lending. A corporate credit...

49 CFR 536.7 - Treatment of carryback credits.

Code of Federal Regulations, 2010 CFR

2010-10-01

... 49 Transportation 6 2010-10-01 2010-10-01 false Treatment of carryback credits. 536.7 Section 536.7 Transportation Other Regulations Relating to Transportation (Continued) NATIONAL HIGHWAY TRAFFIC... Treatment of carryback credits. (a) Carryback credits earned in a compliance category in any model year may...

40 CFR 1033.720 - Trading emission credits.

Code of Federal Regulations, 2012 CFR

2012-07-01

... 40 Protection of Environment 34 2012-07-01 2012-07-01 false Trading emission credits. 1033.720... CONTROLS CONTROL OF EMISSIONS FROM LOCOMOTIVES Averaging, Banking, and Trading for Certification § 1033.720 Trading emission credits. (a) Trading is the exchange of emission credits between certificate holders. You...

40 CFR 1033.720 - Trading emission credits.

Code of Federal Regulations, 2013 CFR

2013-07-01

... 40 Protection of Environment 34 2013-07-01 2013-07-01 false Trading emission credits. 1033.720... CONTROLS CONTROL OF EMISSIONS FROM LOCOMOTIVES Averaging, Banking, and Trading for Certification § 1033.720 Trading emission credits. (a) Trading is the exchange of emission credits between certificate holders. You...

40 CFR 1033.720 - Trading emission credits.

Code of Federal Regulations, 2014 CFR

2014-07-01

... 40 Protection of Environment 33 2014-07-01 2014-07-01 false Trading emission credits. 1033.720... CONTROLS CONTROL OF EMISSIONS FROM LOCOMOTIVES Averaging, Banking, and Trading for Certification § 1033.720 Trading emission credits. (a) Trading is the exchange of emission credits between certificate holders. You...

18 CFR 367.4115 - Account 411.5, Investment tax credit adjustments, other.

Code of Federal Regulations, 2010 CFR

2010-04-01

..., Investment tax credit adjustments, other. 367.4115 Section 367.4115 Conservation of Power and Water Resources....4115 Account 411.5, Investment tax credit adjustments, other. This account must include the amount of those investment tax credit adjustments not properly included in other accounts. ...

18 CFR 367.4111 - Account 411.1, Provision for deferred income taxes-Credit, operating income.

Code of Federal Regulations, 2010 CFR

2010-04-01

..., Provision for deferred income taxes-Credit, operating income. 367.4111 Section 367.4111 Conservation of... Company Operating Income § 367.4111 Account 411.1, Provision for deferred income taxes—Credit, operating... taxes, credit, that relate to service company operating income. ...

29 CFR 2590.701-5 - Evidence of creditable coverage.

Code of Federal Regulations, 2010 CFR

2010-07-01

... under paragraph (b)(2) of this section (relating to the alternative method of counting creditable... benefits described in § 2590.701-4(c) (relating to the alternative method of counting creditable coverage... using the alternative method of counting creditable coverage—(1) In general. After an individual...

12 CFR 614.4030 - Federal land credit associations.

Code of Federal Regulations, 2010 CFR

2010-01-01

... authorized by their respective funding banks; and (iii) Any certified agricultural mortgage marketing... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Federal land credit associations. 614.4030 Section 614.4030 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND...

22 CFR 201.65 - Commissions, discounts and other payments, credits, benefits and allowances.

Code of Federal Regulations, 2010 CFR

2010-04-01

..., credits, benefits and allowances. 201.65 Section 201.65 Foreign Relations AGENCY FOR INTERNATIONAL....65 Commissions, discounts and other payments, credits, benefits and allowances. (a) General. This... payments, credits, benefits and allowances for USAID-financing. (b) Commissions to sales agents. Unless...

40 CFR 1033.720 - Trading emission credits.

Code of Federal Regulations, 2010 CFR

2010-07-01

... 40 Protection of Environment 32 2010-07-01 2010-07-01 false Trading emission credits. 1033.720... CONTROLS CONTROL OF EMISSIONS FROM LOCOMOTIVES Averaging, Banking, and Trading for Certification § 1033.720 Trading emission credits. (a) Trading is the exchange of emission credits between certificate holders. You...

Determining the Essential Components of State and Institution Dual Credit Program Policy in New Mexico: A Delphi Study with High School and College Experts

ERIC Educational Resources Information Center

Carlson, Gregory Dean

2013-01-01

The purpose of this Delphi study was to determine the essential components of dual credit in New Mexico. Dual credit experts from colleges and high schools in New Mexico were asked to participate in a three-round Delphi study to determine what the future policy of dual credit should be, and why it should be that way. Definitions of dual credit may…

Foreign currency exchange network topology across the 2008 credit crisis

NASA Astrophysics Data System (ADS)

Sharif, Shamshuritawati; Ap, Nuraisah Che; Ruslan, Nuraimi

2017-05-01

A stable world currency exchange rate is a very important aspect to be considered for a developed country, i.e Malaysia. A better understanding about the currencies itself is needed nowadays. This project is about to understanding the fluctuation and to identify the most influential world currencies in the three different cases; before credit crisis, during credit crisis and after credit crisis. A network topology approach is use to examine the interrelationship between currencies based on correlation analysis. With this point of view, those relationships can be measured by a correlation structure among the currencies. The network can be analyse by filtering the important information using minimum spanning tree (MST) and interpret it using degree centrality as the centrality measure. This topology will give a useful guide to understand the behaviour and determine the most influential currency in the network as a part of a complex system. All currencies are compared among the three different cases; before credit crisis, during credit crisis and after credit crisis period. The result of this project shows that Unites State Dollar (USD), Brazilian Real (BRL), United Kingdom Pound (EUR) and Danish Krone (DKK) are the most influential currencies before the credit crisis period. With respect to during the credit crisis, New Zealand Dollar (NZD) dominates the network and it is followed by Singapore Dollar (SGD) for after the credit crisis period.

Retailer's optimal credit period and cycle time in a supply chain for deteriorating items with up-stream and down-stream trade credits

NASA Astrophysics Data System (ADS)

Mahata, Gour Chandra

2015-09-01

In practice, the supplier often offers the retailers a trade credit period and the retailer in turn provides a trade credit period to her/his customer to stimulate sales and reduce inventory. From the retailer's perspective, granting trade credit not only increases sales and revenue but also increases opportunity cost (i.e., the capital opportunity loss during credit period) and default risk (i.e., the percentage that the customer will not be able to pay off his/her debt obligations). Hence, how to determine credit period is increasingly recognized as an important strategy to increase retailer's profitability. Also, the selling items such as fruits, fresh fishes, gasoline, photographic films, pharmaceuticals and volatile liquids deteriorate continuously due to evaporation, obsolescence and spoilage. In this paper, we propose an economic order quantity model for the retailer where (1) the supplier provides an up-stream trade credit and the retailer also offers a down-stream trade credit, (2) the retailer's down-stream trade credit to the buyer not only increases sales and revenue but also opportunity cost and default risk, and (3) the selling items are perishable. Under these conditions, we model the retailer's inventory system as a profit maximization problem to determine the retailer's optimal replenishment decisions under the supply chain management. We then show that the retailer's optimal credit period and cycle time not only exist but also are unique. We deduce some previously published results of other researchers as special cases. Finally, we use some numerical examples to illustrate the theoretical results.

7 CFR 1980.308 - Full faith and credit.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 14 2010-01-01 2009-01-01 true Full faith and credit. 1980.308 Section 1980.308...) PROGRAM REGULATIONS (CONTINUED) GENERAL Rural Housing Loans § 1980.308 Full faith and credit. The loan note guarantee constitutes an obligation supported by the full faith and credit of the United States...

7 CFR 1980.308 - Full faith and credit.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 7 Agriculture 14 2011-01-01 2011-01-01 false Full faith and credit. 1980.308 Section 1980.308...) PROGRAM REGULATIONS (CONTINUED) GENERAL Rural Housing Loans § 1980.308 Full faith and credit. The loan note guarantee constitutes an obligation supported by the full faith and credit of the United States...

48 CFR 1632.607 - Tax credit.

Code of Federal Regulations, 2011 CFR

2011-10-01

... 48 Federal Acquisition Regulations System 6 2011-10-01 2011-10-01 false Tax credit. 1632.607... 1632.607 Tax credit. FAR 32.607 has no practical application to FEHBP contracts. The statutory... may not offset debts to the Fund by a tax credit which is solely a Government obligation. ...

48 CFR 2132.607 - Tax credit.

Code of Federal Regulations, 2011 CFR

2011-10-01

... 48 Federal Acquisition Regulations System 6 2011-10-01 2011-10-01 false Tax credit. 2132.607... Contract Debts 2132.607 Tax credit. FAR 32.607 has no practical application to FEGLI Program contracts. The... Government, contractors may not offset debts to the Fund by a tax credit that is solely a Government...

12 CFR Appendix C to Part 704 - Risk-Based Capital Credit Risk-Weight Categories

Code of Federal Regulations, 2011 CFR

2011-01-01

... corporate credit union must compute its risk-weighted assets for purposes of determining its capital ratios.... Depository institution means a financial institution that engages in the business of providing financial... substitute. Direct credit substitutes include: (1) Financial standby letters of credit that support financial...

Pueblo Community College, Dual Credit Handbook, 1998-99.

ERIC Educational Resources Information Center

Griffith, Mary

This Dual Credit Handbook from Pueblo Community College (CO) provides information and guidelines to assist instructors in meeting their assignment. These guidelines apply to dual credit courses offered to high school students during their regular school hours, for which students receive high school- and college-level credit simultaneously. This…

Alternative Fuels Data Center

Science.gov Websites

Alternative Fueling Infrastructure Tax Credit An income tax credit is available for 25% of the cost ten succeeding taxable years. A taxpayer may transfer the tax credit to eligible agencies after notifying the South Carolina Department of Revenue. This tax credit expires January 1, 2026. (Reference

Alternative Fuels Data Center

Science.gov Websites

Alternative Fueling Infrastructure Tax Credit An income tax credit is available for 50% of the cost hydrogen. Unused credits may be carried over into future tax years. The credit expires December 31, 2022 State Department of Taxation and Finance page. (Reference New York Tax Law 187-b

78 FR 54617 - Notice of Request for Extension of Approval of an Information Collection; Credit Account Approval...

Federal Register 2010, 2011, 2012, 2013, 2014

2013-09-05

...] Notice of Request for Extension of Approval of an Information Collection; Credit Account Approval for... (202) 799-7039 before coming. FOR FURTHER INFORMATION CONTACT: For information on credit account... Coordinator, at (301) 851-2908. SUPPLEMENTARY INFORMATION: Title: Credit Account Approval for Reimbursable...

Credit Cards: What You Don't Know Can Cost You!

ERIC Educational Resources Information Center

Detweiler, Gerri

1993-01-01

The role of credit cards in personal finance has increased dramatically over the past two decades. Complex interest computation methods and additional fees often boost the price of credit card loans and help make credit cards the most profitable type of consumer loan for many lenders. (Author/JOW)

40 CFR 1042.720 - Trading emission credits.

Code of Federal Regulations, 2011 CFR

2011-07-01

... 40 Protection of Environment 33 2011-07-01 2011-07-01 false Trading emission credits. 1042.720..., Banking, and Trading for Certification § 1042.720 Trading emission credits. (a) Trading is the exchange of... further trading transactions. (b) You may trade actual emission credits as described in this subpart. You...

12 CFR 618.8040 - Authorized insurance services.

Code of Federal Regulations, 2011 CFR

2011-01-01

... basis, credit or term life and credit disability insurance appropriate to protect the loan commitment in... System bank or association may provide credit or term-life or credit-disability insurance only to persons... institution is the provider. Term-life insurance coverage may continue after the loan has been repaid or the...

10 CFR 490.504 - Use of alternative fueled vehicle credits.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 10 Energy 3 2013-01-01 2013-01-01 false Use of alternative fueled vehicle credits. 490.504 Section 490.504 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.504 Use of alternative fueled vehicle credits. At the request...

10 CFR 490.504 - Use of alternative fueled vehicle credits.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 10 Energy 3 2012-01-01 2012-01-01 false Use of alternative fueled vehicle credits. 490.504 Section 490.504 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.504 Use of alternative fueled vehicle credits. At the request...

10 CFR 490.504 - Use of alternative fueled vehicle credits.

Code of Federal Regulations, 2014 CFR

2014-01-01

... 10 Energy 3 2014-01-01 2014-01-01 false Use of alternative fueled vehicle credits. 490.504 Section 490.504 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.504 Use of alternative fueled vehicle credits. At the request...

10 CFR 490.504 - Use of alternative fueled vehicle credits.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 10 Energy 3 2010-01-01 2010-01-01 false Use of alternative fueled vehicle credits. 490.504 Section 490.504 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.504 Use of alternative fueled vehicle credits. At the request...

10 CFR 490.504 - Use of alternative fueled vehicle credits.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 10 Energy 3 2011-01-01 2011-01-01 false Use of alternative fueled vehicle credits. 490.504 Section 490.504 Energy DEPARTMENT OF ENERGY ENERGY CONSERVATION ALTERNATIVE FUEL TRANSPORTATION PROGRAM Alternative Fueled Vehicle Credit Program § 490.504 Use of alternative fueled vehicle credits. At the request...

24 CFR 200.63 - Required deposits and letters of credit.

Code of Federal Regulations, 2010 CFR

2010-04-01

... Commissioner for collection under the letter of credit. In the event a demand for payment thereunder is not... credit. 200.63 Section 200.63 Housing and Urban Development Regulations Relating to Housing and Urban... Required deposits and letters of credit. (a) Deposits. Where the Commissioner requires the mortgagor to...

7 CFR 1951.262 - Farm Credit Programs-graduation of borrowers.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 7 Agriculture 14 2011-01-01 2011-01-01 false Farm Credit Programs-graduation of borrowers. 1951... Credit Needs and Graduation of Borrowers § 1951.262 Farm Credit Programs—graduation of borrowers. (a)-(d) [Reserved] (e) Graduation candidates. Borrowers who are classified “commercial” or “standard” are graduation...

7 CFR 1951.262 - Farm Credit Programs-graduation of borrowers.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 7 Agriculture 14 2012-01-01 2012-01-01 false Farm Credit Programs-graduation of borrowers. 1951... Credit Needs and Graduation of Borrowers § 1951.262 Farm Credit Programs—graduation of borrowers. (a)-(d) [Reserved] (e) Graduation candidates. Borrowers who are classified “commercial” or “standard” are graduation...