Evans, Jamie; Fitch, Christopher; Collard, Sharon; Henderson, Claire
2018-04-27
In recent years, the UK debt collection industry has taken steps to improve its policies and practices in relation to customers with mental health problems. Little data, however, have been collected to evidence change. This paper examines whether the reported attitudes and practices of debt collection staff when working with customers with mental health problems have changed between 2010 and 2016. This paper draws on descriptive and regression analyses of two cross-sectional surveys of debt collection staff: one conducted in 2010 and one conducted in 2016. All variables analysed show statistically significant changes between 2010 and 2016 indicative of improved reported attitudes and practices. While results suggest an improvement in attitudes and practice may have occurred between 2010 and 2016, research is required to understand this potential shift, its likely causes, and concrete impact on customers.
ERIC Educational Resources Information Center
Lee, Konrad S.; Thue, Matthew I.
2017-01-01
This article begins with a description of a role-play exercise for teaching the Fair Debt Collection Practices Act (FDCPA) to an introductory Legal and Ethical Environment of Business Law (Business Law) undergraduate class. It goes on to provide the context for consumer debt in the United States. Next, the problems of debt collection are…
Medical Debt and Aggressive Debt Restitution Practices
O'Teele, Thomas P; Arbelaes, Jose J; Lawrence, Robert S
2004-01-01
BACKGROUND Health care providers are increasingly relying on collection agencies to recoup charges associated with medical care. Little is known about the prevalence of this practice in low-income communities and what effect it has on health-seeking behavior. METHODS Cross-sectional survey at 10 “safety net” provider sites in Baltimore, Md. Specific queries were made to underlying comorbidities, whether they had a current medical debt, actions taken against that debt, and any effect this has had on health-seeking behavior. RESULTS Overall, 274 adults were interviewed. The average age was 43.9 years, 77.3% were African American, 54.6% were male, 47.2% were homeless, and 34.4% had less than a 12th grade education. Of these, 46.2% reported they currently had a medical debt (average, $3,409) and 39.4% reported ever having been referred to a collection agency for a medical debt. Overall, 67.4% of individuals reported that either having a current medical debt or having been referred to a collection agency for a medical debt affected their seeking subsequent care: 24.5% no longer went to that site for care; 18.6% delayed seeking care when needed; and 10.4% reported only going to emergency departments now. In the multiple logistic regression model, having less than a 12th grade education (odds ration [OR], 2.5; 95% confidence interval [CI], 1.0 to 6.0) and being homeless (OR, 4.1; 95% CI, 1.4 to 12.3) were associated with a change in health-seeking behavior while having a chronic medical condition (OR, 0.2; 95% CI, 0.1 to 0.5) and going to a community clinic for usual care (OR, 0.2; 95% CI, 0.1 to 1.0) were protective. CONCLUSIONS Aggressive debt retrieval for medical care appears to be indiscriminately applied with a negative effect on subsequent health-seeking behavior among those least capable of navigating the health system. PMID:15209592
"Responsibilizing" a healthy Britain: personal debt, employment, and welfare.
Walker, Carl
2011-01-01
Growing evidence suggests that experiences of financial strain and over-indebtedness can contribute to problems of physical and mental health. This article contends that there is a need to carefully examine recent neoliberally informed symbolic and material transformations in the practices and experiences of employment, welfare, and subjectivity in order to provide an appropriately sophisticated analysis of experiences of debt and mental health. An illusion of economic growth has been based on increasing levels of often traumatic personal debt and a low-wage labor force compelled into increasingly problematic practices of employment. In recent years, a concerted neoliberal assault on subjectivity, modes of employment, minimum incomes, and practices of welfare governance has effectively constituted new forms of poverty and personal sustenance through deregulated sub-prime credit markets. The variable and multifunctional nature of personal debt has provided a substrate for neoliberal public policy by systematically reinforcing the development of a low-wage labor market and by representing a means through which to transfer collective risk into private responsibility. This article suggests that traditional ways of knowing and acting upon the mental and physical health difficulties associated with problems of debt and material deprivation fail to adequately acknowledge the political and economic role of personal debt growth.
12 CFR 535.13 - Unfair or deceptive cosigner practices.
Code of Federal Regulations, 2014 CFR
2014-01-01
... increase this amount. The creditor can collect this debt from you without first trying to collect from the... receiving the contractual right to obtain extensions of credit under the account. (2) Cosigner includes any...
12 CFR 535.13 - Unfair or deceptive cosigner practices.
Code of Federal Regulations, 2011 CFR
2011-01-01
... increase this amount. The creditor can collect this debt from you without first trying to collect from the... receiving the contractual right to obtain extensions of credit under the account. (2) Cosigner includes any...
12 CFR 535.13 - Unfair or deceptive cosigner practices.
Code of Federal Regulations, 2013 CFR
2013-01-01
... increase this amount. The creditor can collect this debt from you without first trying to collect from the... receiving the contractual right to obtain extensions of credit under the account. (2) Cosigner includes any...
12 CFR 535.13 - Unfair or deceptive cosigner practices.
Code of Federal Regulations, 2012 CFR
2012-01-01
... increase this amount. The creditor can collect this debt from you without first trying to collect from the... receiving the contractual right to obtain extensions of credit under the account. (2) Cosigner includes any...
5 CFR 831.1305 - Collection of debts.
Code of Federal Regulations, 2010 CFR
2010-01-01
... 5 Administrative Personnel 2 2010-01-01 2010-01-01 false Collection of debts. 831.1305 Section 831... (CONTINUED) RETIREMENT Collection of Debts § 831.1305 Collection of debts. (a) Means of collection. Collection of a debt may be made by means of offset under § 831.1306, or under any statutory provision...
15 CFR 19.8 - When will Commerce entities suspend or terminate debt collection on a Commerce debt?
Code of Federal Regulations, 2010 CFR
2010-01-01
... 15 Commerce and Foreign Trade 1 2010-01-01 2010-01-01 false When will Commerce entities suspend or terminate debt collection on a Commerce debt? 19.8 Section 19.8 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.8 When will...
15 CFR 19.8 - When will Commerce entities suspend or terminate debt collection on a Commerce debt?
Code of Federal Regulations, 2012 CFR
2012-01-01
... 15 Commerce and Foreign Trade 1 2012-01-01 2012-01-01 false When will Commerce entities suspend or terminate debt collection on a Commerce debt? 19.8 Section 19.8 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.8 When will...
15 CFR 19.8 - When will Commerce entities suspend or terminate debt collection on a Commerce debt?
Code of Federal Regulations, 2013 CFR
2013-01-01
... 15 Commerce and Foreign Trade 1 2013-01-01 2013-01-01 false When will Commerce entities suspend or terminate debt collection on a Commerce debt? 19.8 Section 19.8 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.8 When will...
15 CFR 19.8 - When will Commerce entities suspend or terminate debt collection on a Commerce debt?
Code of Federal Regulations, 2011 CFR
2011-01-01
... 15 Commerce and Foreign Trade 1 2011-01-01 2011-01-01 false When will Commerce entities suspend or terminate debt collection on a Commerce debt? 19.8 Section 19.8 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.8 When will...
15 CFR 19.8 - When will Commerce entities suspend or terminate debt collection on a Commerce debt?
Code of Federal Regulations, 2014 CFR
2014-01-01
... 15 Commerce and Foreign Trade 1 2014-01-01 2014-01-01 false When will Commerce entities suspend or terminate debt collection on a Commerce debt? 19.8 Section 19.8 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.8 When will...
36 CFR 1011.8 - When will the Presidio Trust suspend or terminate debt collection on a debt?
Code of Federal Regulations, 2010 CFR
2010-07-01
... 36 Parks, Forests, and Public Property 3 2010-07-01 2010-07-01 false When will the Presidio Trust... PRESIDIO TRUST DEBT COLLECTION Procedures To Collect Presidio Trust Debts § 1011.8 When will the Presidio Trust suspend or terminate debt collection on a debt? If, after pursuing all appropriate means of...
45 CFR 2506.7 - Why does the Corporation have to collect debts?
Code of Federal Regulations, 2010 CFR
2010-10-01
... NATIONAL AND COMMUNITY SERVICE COLLECTION OF DEBTS Introduction § 2506.7 Why does the Corporation have to collect debts? Federal agencies are required to try to collect claims or debts of the Federal Government... 45 Public Welfare 4 2010-10-01 2010-10-01 false Why does the Corporation have to collect debts...
41 CFR 105-56.010 - Deductions.
Code of Federal Regulations, 2010 CFR
2010-07-01
... delinquent non-tax debt owed to the United States. GSA will pursue, when appropriate, such debt collection... of any nature. If the debt cannot be satisfied from subsequent payments, then the debt will be...) Types of collection. A debt may be collected in one lump sum or in installments. Collection will be by...
48 CFR 32.606 - Debt collection.
Code of Federal Regulations, 2010 CFR
2010-10-01
... 48 Federal Acquisition Regulations System 1 2010-10-01 2010-10-01 false Debt collection. 32.606... REQUIREMENTS CONTRACT FINANCING Contract Debts 32.606 Debt collection. (a) If the contractor has not liquidated the debt within 30 days of the date due or requested installment payments or deferment of collection...
36 CFR 1011.4 - What notice will the Presidio Trust send to a debtor when collecting a debt?
Code of Federal Regulations, 2010 CFR
2010-07-01
... PRESIDIO TRUST DEBT COLLECTION Procedures To Collect Presidio Trust Debts § 1011.4 What notice will the Presidio Trust send to a debtor when collecting a debt? (a) Notice requirements. The Presidio Trust will aggressively collect debts. The Presidio Trust will send at least one written notice to a debtor informing the...
49 CFR 89.31 - Use of professional debt collection agencies.
Code of Federal Regulations, 2010 CFR
2010-10-01
... agencies except for those debts owed by State and local governments, other Federal agencies, current... 49 Transportation 1 2010-10-01 2010-10-01 false Use of professional debt collection agencies. 89... FEDERAL CLAIMS COLLECTION ACT Collection of Claims § 89.31 Use of professional debt collection agencies...
5 CFR 835.602 - Past-due legally enforceable debt.
Code of Federal Regulations, 2010 CFR
2010-01-01
... REGULATIONS (CONTINUED) DEBT COLLECTION Collection of Debts by Federal Tax Refund Offset § 835.602 Past-due legally enforceable debt. A past-due legally enforceable debt for referral to the IRS is a debt that— (a... 5 Administrative Personnel 2 2010-01-01 2010-01-01 false Past-due legally enforceable debt. 835...
5 CFR 550.1106 - Time limit on collection of debts.
Code of Federal Regulations, 2010 CFR
2010-01-01
... to collect a debt more than 10 years after the Government's right to collect the debt first accrued... 5 Administrative Personnel 1 2010-01-01 2010-01-01 false Time limit on collection of debts. 550... PAY ADMINISTRATION (GENERAL) Collection by Offset From Indebted Government Employees § 550.1106 Time...
5 CFR 845.205 - Collection of debts.
Code of Federal Regulations, 2010 CFR
2010-01-01
... interest of the United States. (c) Collection in installments. (1) Whenever feasible, debts will be... an offset would substantially prejudice the Government's ability to collect the debt; and the time... 5 Administrative Personnel 2 2010-01-01 2010-01-01 false Collection of debts. 845.205 Section 845...
Federal Register 2010, 2011, 2012, 2013, 2014
2010-04-16
...The Federal Election Commission (``Commission'') is promulgating rules implementing statutory provisions regarding the collection of debts owed to the United States Government. The Commission is also integrating its rules regarding the collection of debts arising solely from the Administrative Fines program into the new rules.
76 FR 24406 - Collection by Offset From Indebted Government Employees
Federal Register 2010, 2011, 2012, 2013, 2014
2011-05-02
... proposed regulations to eliminate the 10-year statute of limitations on collection of debt by... eliminate the 10-year statute of limitations on collection of debt by administrative offset, which includes... offset to collect a debt without time limitations on debt outstanding after the Government's right to...
7 CFR 3430.61 - Debt collection.
Code of Federal Regulations, 2010 CFR
2010-01-01
...-GENERAL AWARD ADMINISTRATIVE PROVISIONS Post-Award and Closeout § 3430.61 Debt collection. The collection... funds, unobligated balances, or other circumstances, are subject to the Department's debt collection...
75 FR 8274 - Collection of Administrative Debts; Collection of Debts Arising From Enforcement and...
Federal Register 2010, 2011, 2012, 2013, 2014
2010-02-24
...The Federal Election Commission (``Commission'') requests comments on proposed rules implementing statutory provisions regarding the collection of debts owed to the United States Government. The Commission also proposes integrating its rules regarding the collection of debts arising solely from the Administrative Fines program into the new proposed rules.
31 CFR 5.2 - Why is the Treasury Department issuing these regulations and what do they cover?
Code of Federal Regulations, 2010 CFR
2010-07-01
... Department employees). (2) This part does not apply to tax debts nor to any debt for which there is an... the Secretary of the Treasury TREASURY DEBT COLLECTION General Provisions § 5.2 Why is the Treasury... collection of Treasury debts. This part also provides procedures for collection of other debts owed to the...
16 CFR 1027.11 - Non-waiver of rights.
Code of Federal Regulations, 2010 CFR
2010-01-01
... 16 Commercial Practices 2 2010-01-01 2010-01-01 false Non-waiver of rights. 1027.11 Section 1027.11 Commercial Practices CONSUMER PRODUCT SAFETY COMMISSION GENERAL SALARY OFFSET § 1027.11 Non-waiver of rights. An employee's involuntary payment of all or any part of a debt collected under these...
15 CFR 19.15 - How will Commerce entities refer Commerce debts to private collection agencies?
Code of Federal Regulations, 2010 CFR
2010-01-01
... 15 Commerce and Foreign Trade 1 2010-01-01 2010-01-01 false How will Commerce entities refer Commerce debts to private collection agencies? 19.15 Section 19.15 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.15 How will...
15 CFR 19.15 - How will Commerce entities refer Commerce debts to private collection agencies?
Code of Federal Regulations, 2014 CFR
2014-01-01
... 15 Commerce and Foreign Trade 1 2014-01-01 2014-01-01 false How will Commerce entities refer Commerce debts to private collection agencies? 19.15 Section 19.15 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.15 How will...
15 CFR 19.15 - How will Commerce entities refer Commerce debts to private collection agencies?
Code of Federal Regulations, 2012 CFR
2012-01-01
... 15 Commerce and Foreign Trade 1 2012-01-01 2012-01-01 false How will Commerce entities refer Commerce debts to private collection agencies? 19.15 Section 19.15 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.15 How will...
15 CFR 19.15 - How will Commerce entities refer Commerce debts to private collection agencies?
Code of Federal Regulations, 2011 CFR
2011-01-01
... 15 Commerce and Foreign Trade 1 2011-01-01 2011-01-01 false How will Commerce entities refer Commerce debts to private collection agencies? 19.15 Section 19.15 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.15 How will...
15 CFR 19.15 - How will Commerce entities refer Commerce debts to private collection agencies?
Code of Federal Regulations, 2013 CFR
2013-01-01
... 15 Commerce and Foreign Trade 1 2013-01-01 2013-01-01 false How will Commerce entities refer Commerce debts to private collection agencies? 19.15 Section 19.15 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.15 How will...
45 CFR 2506.41 - What are the Corporation's procedures for collecting debts by tax refund offset?
Code of Federal Regulations, 2010 CFR
2010-10-01
... collecting debts by tax refund offset? 2506.41 Section 2506.41 Public Welfare Regulations Relating to Public Welfare (Continued) CORPORATION FOR NATIONAL AND COMMUNITY SERVICE COLLECTION OF DEBTS Tax Refund Offset § 2506.41 What are the Corporation's procedures for collecting debts by tax refund offset? (a) The...
36 CFR 1011.15 - How will the Presidio Trust refer debts to private collection contractors?
Code of Federal Regulations, 2010 CFR
2010-07-01
... 36 Parks, Forests, and Public Property 3 2010-07-01 2010-07-01 false How will the Presidio Trust... Property PRESIDIO TRUST DEBT COLLECTION Procedures To Collect Presidio Trust Debts § 1011.15 How will the Presidio Trust refer debts to private collection contractors? The Presidio Trust will transfer delinquent...
Federal Register 2010, 2011, 2012, 2013, 2014
2010-07-22
... a tax overpayment payable to a taxpayer by the amount of past-due, legally enforceable debt owed by... collection of non-tax debts owed to PBGC. This proposed rule would add salary offset and administrative wage... other laws applicable to the collection of non-tax debt owed to the Government. Background In 1994, PBGC...
15 CFR 19.11 - How will Commerce entities use tax refund offset to collect a Commerce debt?
Code of Federal Regulations, 2014 CFR
2014-01-01
... 15 Commerce and Foreign Trade 1 2014-01-01 2014-01-01 false How will Commerce entities use tax refund offset to collect a Commerce debt? 19.11 Section 19.11 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.11 How will...
15 CFR 19.11 - How will Commerce entities use tax refund offset to collect a Commerce debt?
Code of Federal Regulations, 2013 CFR
2013-01-01
... 15 Commerce and Foreign Trade 1 2013-01-01 2013-01-01 false How will Commerce entities use tax refund offset to collect a Commerce debt? 19.11 Section 19.11 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.11 How will...
15 CFR 19.11 - How will Commerce entities use tax refund offset to collect a Commerce debt?
Code of Federal Regulations, 2011 CFR
2011-01-01
... 15 Commerce and Foreign Trade 1 2011-01-01 2011-01-01 false How will Commerce entities use tax refund offset to collect a Commerce debt? 19.11 Section 19.11 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.11 How will...
15 CFR 19.11 - How will Commerce entities use tax refund offset to collect a Commerce debt?
Code of Federal Regulations, 2010 CFR
2010-01-01
... 15 Commerce and Foreign Trade 1 2010-01-01 2010-01-01 false How will Commerce entities use tax refund offset to collect a Commerce debt? 19.11 Section 19.11 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.11 How will...
15 CFR 19.11 - How will Commerce entities use tax refund offset to collect a Commerce debt?
Code of Federal Regulations, 2012 CFR
2012-01-01
... 15 Commerce and Foreign Trade 1 2012-01-01 2012-01-01 false How will Commerce entities use tax refund offset to collect a Commerce debt? 19.11 Section 19.11 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.11 How will...
15 CFR 19.4 - What notice will Commerce entities send to a debtor when collecting a Commerce debt?
Code of Federal Regulations, 2010 CFR
2010-01-01
... 15 Commerce and Foreign Trade 1 2010-01-01 2010-01-01 false What notice will Commerce entities send to a debtor when collecting a Commerce debt? 19.4 Section 19.4 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.4...
Code of Federal Regulations, 2010 CFR
2010-07-01
... use the offset process to collect debts from payments issued by the Presidio Trust? 1011.21 Section 1011.21 Parks, Forests, and Public Property PRESIDIO TRUST DEBT COLLECTION Procedures for Offset of Presidio Trust Payments To Collect Debts Owed To Other Federal Agencies § 1011.21 How do other Federal...
Code of Federal Regulations, 2011 CFR
2011-01-01
... 15 Commerce and Foreign Trade 1 2011-01-01 2011-01-01 false How will Commerce entities offset a Federal employee's salary to collect a Commerce debt? 19.12 Section 19.12 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.12...
Code of Federal Regulations, 2012 CFR
2012-01-01
... 15 Commerce and Foreign Trade 1 2012-01-01 2012-01-01 false How will Commerce entities offset a Federal employee's salary to collect a Commerce debt? 19.12 Section 19.12 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.12...
Code of Federal Regulations, 2014 CFR
2014-01-01
... 15 Commerce and Foreign Trade 1 2014-01-01 2014-01-01 false How will Commerce entities offset a Federal employee's salary to collect a Commerce debt? 19.12 Section 19.12 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.12...
Code of Federal Regulations, 2013 CFR
2013-01-01
... 15 Commerce and Foreign Trade 1 2013-01-01 2013-01-01 false How will Commerce entities offset a Federal employee's salary to collect a Commerce debt? 19.12 Section 19.12 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.12...
78 FR 4425 - Notice of Proposed Information Collection: Comment Request; Debt Resolution Program
Federal Register 2010, 2011, 2012, 2013, 2014
2013-01-22
... collect debt owed to the agency. As part of the collection process, demand for repayment is made on the... offers to repay the debt result in information collections. Borrowers who wish to pay less than the full... process, demand for repayment is made on the debtor(s). In response, debtors opt to ignore the debt, pay...
Phillips, Julie P; Petterson, Stephen M; Bazemore, Andrew W; Phillips, Robert L
2014-01-01
We undertook a study to reexamine the relationship between educational debt and primary care practice, accounting for the potentially confounding effect of medical student socioeconomic status. We performed retrospective multivariate analyses of data from 136,232 physicians who graduated from allopathic US medical schools between 1988 and 2000, obtained from the American Association of Medical Colleges Graduate Questionnaire, the American Medical Association Physician Masterfile, and other sources. Need-based loans were used as markers for socioeconomic status of physicians' families of origin. We examined 2 outcomes: primary care practice and family medicine practice in 2010. Physicians who graduated from public schools were most likely to practice primary care and family medicine at graduating educational debt levels of $50,000 to $100,000 (2010 dollars; P <.01). This relationship between debt and primary care practice persisted when physicians from different socioeconomic status groups, as approximated by loan type, were examined separately. At higher debt, graduates' odds of practicing primary care or family medicine declined. In contrast, private school graduates were not less likely to practice primary care or family medicine as debt levels increased. High educational debt deters graduates of public medical schools from choosing primary care, but does not appear to influence private school graduates in the same way. Students from relatively lower income families are more strongly influenced by debt. Reducing debt of selected medical students may be effective in promoting a larger primary care physician workforce. © 2014 Annals of Family Medicine, Inc.
Phillips, Julie P.; Petterson, Stephen M.; Bazemore, Andrew W.; Phillips, Robert L.
2014-01-01
PURPOSE We undertook a study to reexamine the relationship between educational debt and primary care practice, accounting for the potentially confounding effect of medical student socioeconomic status. METHODS We performed retrospective multivariate analyses of data from 136,232 physicians who graduated from allopathic US medical schools between 1988 and 2000, obtained from the American Association of Medical Colleges Graduate Questionnaire, the American Medical Association Physician Masterfile, and other sources. Need-based loans were used as markers for socioeconomic status of physicians’ families of origin. We examined 2 outcomes: primary care practice and family medicine practice in 2010. RESULTS Physicians who graduated from public schools were most likely to practice primary care and family medicine at graduating educational debt levels of $50,000 to $100,000 (2010 dollars; P <.01). This relationship between debt and primary care practice persisted when physicians from different socioeconomic status groups, as approximated by loan type, were examined separately. At higher debt, graduates’ odds of practicing primary care or family medicine declined. In contrast, private school graduates were not less likely to practice primary care or family medicine as debt levels increased. CONCLUSIONS High educational debt deters graduates of public medical schools from choosing primary care, but does not appear to influence private school graduates in the same way. Students from relatively lower income families are more strongly influenced by debt. Reducing debt of selected medical students may be effective in promoting a larger primary care physician workforce. PMID:25384816
Fair Debt Collection Practices Technical Clarification Act of 2014
Sen. Toomey, Pat [R-PA
2014-05-13
Senate - 05/13/2014 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (All Actions) Tracker: This bill has the status IntroducedHere are the steps for Status of Legislation:
5 CFR 835.603 - Notification of intent to collect.
Code of Federal Regulations, 2010 CFR
2010-01-01
... REGULATIONS (CONTINUED) DEBT COLLECTION Collection of Debts by Federal Tax Refund Offset § 835.603... by IRS tax refund offset (Notice of Intent) will state: (1) The amount of the debt; (2) That unless... debt by requesting the IRS to reduce any amounts payable to the debtor as a Federal income tax refund...
22 CFR 512.10 - Collection by administrative offset.
Code of Federal Regulations, 2010 CFR
2010-04-01
... Government's right to collect the debt first accrued, unless facts material to the Government's right were... to: Debts owed by any State or local Government; debts arising under or payments made under the... the Government's ability to collect the debt, and the time before the payment is to be made does not...
Code of Federal Regulations, 2010 CFR
2010-07-01
... a Treasury debt to the Treasury Department's Financial Management Service for collection? 5.9... Treasury Department's Financial Management Service for collection? (a) Treasury entities will transfer any eligible debt that is more than 180 days delinquent to the Financial Management Service for debt collection...
Code of Federal Regulations, 2010 CFR
2010-01-01
... 15 Commerce and Foreign Trade 1 2010-01-01 2010-01-01 false Will Commerce entities issue a refund if money is erroneously collected on a Commerce debt? 19.19 Section 19.19 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.19...
Code of Federal Regulations, 2014 CFR
2014-01-01
... 15 Commerce and Foreign Trade 1 2014-01-01 2014-01-01 false Will Commerce entities issue a refund if money is erroneously collected on a Commerce debt? 19.19 Section 19.19 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.19...
Code of Federal Regulations, 2013 CFR
2013-01-01
... 15 Commerce and Foreign Trade 1 2013-01-01 2013-01-01 false Will Commerce entities issue a refund if money is erroneously collected on a Commerce debt? 19.19 Section 19.19 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.19...
Code of Federal Regulations, 2011 CFR
2011-01-01
... 15 Commerce and Foreign Trade 1 2011-01-01 2011-01-01 false Will Commerce entities issue a refund if money is erroneously collected on a Commerce debt? 19.19 Section 19.19 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.19...
Code of Federal Regulations, 2012 CFR
2012-01-01
... 15 Commerce and Foreign Trade 1 2012-01-01 2012-01-01 false Will Commerce entities issue a refund if money is erroneously collected on a Commerce debt? 19.19 Section 19.19 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.19...
36 CFR 1011.11 - How will the Presidio Trust use tax refund offset to collect a debt?
Code of Federal Regulations, 2010 CFR
2010-07-01
... 36 Parks, Forests, and Public Property 3 2010-07-01 2010-07-01 false How will the Presidio Trust... PRESIDIO TRUST DEBT COLLECTION Procedures To Collect Presidio Trust Debts § 1011.11 How will the Presidio Trust use tax refund offset to collect a debt? (a) Tax refund offset. In most cases, the FMS uses the...
Code of Federal Regulations, 2010 CFR
2010-07-01
... 36 Parks, Forests, and Public Property 3 2010-07-01 2010-07-01 false How will the Presidio Trust... Parks, Forests, and Public Property PRESIDIO TRUST DEBT COLLECTION Procedures To Collect Presidio Trust Debts § 1011.13 How will the Presidio Trust use administrative wage garnishment to collect a debt from a...
36 CFR 1011.19 - Will the Presidio Trust issue a refund if money is erroneously collected on a debt?
Code of Federal Regulations, 2010 CFR
2010-07-01
... 36 Parks, Forests, and Public Property 3 2010-07-01 2010-07-01 false Will the Presidio Trust issue... Public Property PRESIDIO TRUST DEBT COLLECTION Procedures To Collect Presidio Trust Debts § 1011.19 Will the Presidio Trust issue a refund if money is erroneously collected on a debt? The Presidio Trust will...
45 CFR 30.13 - Debt reporting and use of credit reporting agencies.
Code of Federal Regulations, 2010 CFR
2010-10-01
... 45 Public Welfare 1 2010-10-01 2010-10-01 false Debt reporting and use of credit reporting... CLAIMS COLLECTION Standards for the Administrative Collection of Debts § 30.13 Debt reporting and use of... over $100 to credit bureaus or other automated databases. Debts arising under the Social Security Act...
17 CFR 204.76 - Use of credit bureau or consumer reporting agencies.
Code of Federal Regulations, 2010 CFR
2010-04-01
... interest that will accrue on the debt, that all costs incurred to collect the debt will be charged to the... EXCHANGE COMMISSION RULES RELATING TO DEBT COLLECTION Miscellaneous: Credit Bureau Reporting, Collection... delinquent debts to consumer reporting agencies (See 31 U.S.C. 3701(a)(3), 3711). Sixty days prior to release...
13 CFR 120.975 - CDC Liquidation of loans and debt collection litigation.
Code of Federal Regulations, 2014 CFR
2014-01-01
... 13 Business Credit and Assistance 1 2014-01-01 2014-01-01 false CDC Liquidation of loans and debt... BUSINESS LOANS Development Company Loan Program (504) Authority of Cdcs to Perform Liquidation and Debt Collection Litigation § 120.975 CDC Liquidation of loans and debt collection litigation. (a) PCLP CDCs. If a...
13 CFR 120.975 - CDC Liquidation of loans and debt collection litigation.
Code of Federal Regulations, 2010 CFR
2010-01-01
... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false CDC Liquidation of loans and debt... BUSINESS LOANS Development Company Loan Program (504) Authority of Cdcs to Perform Liquidation and Debt Collection Litigation § 120.975 CDC Liquidation of loans and debt collection litigation. (a) PCLP CDCs. If a...
13 CFR 120.975 - CDC Liquidation of loans and debt collection litigation.
Code of Federal Regulations, 2012 CFR
2012-01-01
... 13 Business Credit and Assistance 1 2012-01-01 2012-01-01 false CDC Liquidation of loans and debt... BUSINESS LOANS Development Company Loan Program (504) Authority of Cdcs to Perform Liquidation and Debt Collection Litigation § 120.975 CDC Liquidation of loans and debt collection litigation. (a) PCLP CDCs. If a...
13 CFR 120.975 - CDC Liquidation of loans and debt collection litigation.
Code of Federal Regulations, 2013 CFR
2013-01-01
... 13 Business Credit and Assistance 1 2013-01-01 2013-01-01 false CDC Liquidation of loans and debt... BUSINESS LOANS Development Company Loan Program (504) Authority of Cdcs to Perform Liquidation and Debt Collection Litigation § 120.975 CDC Liquidation of loans and debt collection litigation. (a) PCLP CDCs. If a...
13 CFR 120.975 - CDC Liquidation of loans and debt collection litigation.
Code of Federal Regulations, 2011 CFR
2011-01-01
... 13 Business Credit and Assistance 1 2011-01-01 2011-01-01 false CDC Liquidation of loans and debt... BUSINESS LOANS Development Company Loan Program (504) Authority of Cdcs to Perform Liquidation and Debt Collection Litigation § 120.975 CDC Liquidation of loans and debt collection litigation. (a) PCLP CDCs. If a...
Federal Register 2010, 2011, 2012, 2013, 2014
2011-02-10
...; Debt Collection Financial Statement AGENCY: Federal Emergency Management Agency, DHS. ACTION: Notice... No. 1660-0011; FEMA Form 127-0-1 (currently FEMA Form 22-13), Debt Collection Financial Statement... . SUPPLEMENTARY INFORMATION: Collection of Information Title: Debt Collection Financial Statement. Type of...
12 CFR 313.122 - Notification of debt to FMS.
Code of Federal Regulations, 2010 CFR
2010-01-01
... PROCEDURES FOR CORPORATE DEBT COLLECTION Tax Refund Offset § 313.122 Notification of debt to FMS. The FDIC shall notify FMS of the amount of any past due, legally enforceable non-tax debt owed to it by a person, for the purpose of collecting such debt by tax refund offset. Notification and referral to FMS of such...
36 CFR 1011.14 - How will the Presidio Trust report debts to credit bureaus?
Code of Federal Regulations, 2010 CFR
2010-07-01
... 36 Parks, Forests, and Public Property 3 2010-07-01 2010-07-01 false How will the Presidio Trust... TRUST DEBT COLLECTION Procedures To Collect Presidio Trust Debts § 1011.14 How will the Presidio Trust report debts to credit bureaus? The Presidio Trust will report delinquent debts to credit bureaus in...
Code of Federal Regulations, 2010 CFR
2010-04-01
... COMMISSION, DEPARTMENT OF THE INTERIOR GENERAL PROVISIONS DEBT COLLECTION Administrative and Tax Refund Offset § 513.20 What debts can the Commission refer to Treasury for collection by administrative and tax... person to the Treasury for administrative and tax refund offset if the debt: (1) Has been delinquent for...
Code of Federal Regulations, 2010 CFR
2010-04-01
... intent to collect a debt through administrative and tax refund offset? 513.21 Section 513.21 Indians... collect a debt through administrative and tax refund offset? (a) The Commission will give the debtor... after the date of the notice, the Commission will refer the debt to Treasury for administrative and tax...
36 CFR 1011.16 - When will the Presidio Trust refer debts to the Department of Justice?
Code of Federal Regulations, 2010 CFR
2010-07-01
... 36 Parks, Forests, and Public Property 3 2010-07-01 2010-07-01 false When will the Presidio Trust... PRESIDIO TRUST DEBT COLLECTION Procedures To Collect Presidio Trust Debts § 1011.16 When will the Presidio... collection activity. The Presidio Trust will refer debts having a principal balance over $100,000, or such...
The effect of education debt on dentists' career decisions.
Nicholson, Sean; Vujicic, Marko; Wanchek, Tanya; Ziebert, Anthony; Menezes, Adriana
2015-11-01
The purpose of the study was to determine whether there is an association between the amount of education debt on completing dental school (initial debt) and certain career decisions. The authors surveyed 1,842 practicing dentists who completed dental school between 1996 and 2011 to ascertain their initial education debt, the balance on their debt in 2013, and a variety of specialization and practice decisions made during their careers. Data also included demographic characteristics and parental income and education levels. Dentists with higher initial debt were less likely to specialize and more likely to enter private practice, accept high-paying jobs on graduation, and work longer hours. Choice of employment setting, practice ownership, and whether to provide Medicaid and charity care were associated with dentists' sexes and races but not debt. High debt levels influenced some career decisions, but the magnitude of these effects was small compared with the effects of demographic characteristics, including race and sex, on career choices. Policy makers concerned about the influence of student debt on the professional decisions of dental school graduates should recognize that students' demographic characteristics may be more powerful in driving career choices. Copyright © 2015 American Dental Association. Published by Elsevier Inc. All rights reserved.
Code of Federal Regulations, 2010 CFR
2010-07-01
... charges and administrative costs will the Presidio Trust add to a debt? 1011.5 Section 1011.5 Parks, Forests, and Public Property PRESIDIO TRUST DEBT COLLECTION Procedures To Collect Presidio Trust Debts § 1011.5 What interest, penalty charges and administrative costs will the Presidio Trust add to a debt...
Federal Register 2010, 2011, 2012, 2013, 2014
2011-01-28
... Payments To Collect Delinquent State Unemployment Compensation Debts AGENCY: Financial Management Service... (referred to as ``tax refund offset'') to collect delinquent State unemployment compensation debts. The Department of the Treasury (Treasury) will incorporate the procedures necessary to collect State unemployment...
7 CFR 1951.894 - Debt settlement.
Code of Federal Regulations, 2010 CFR
2010-01-01
... 7 Agriculture 14 2010-01-01 2009-01-01 true Debt settlement. 1951.894 Section 1951.894 Agriculture... REGULATIONS (CONTINUED) SERVICING AND COLLECTIONS Rural Development Loan Servicing § 1951.894 Debt settlement. Debt settlement of all claims will be handled in accordance with the Federal Claims Collection...
Rosenthal, M P; Marquette, P A; Diamond, J J
1996-06-01
To examine whether medical students' levels of debt have an influence on selection of family practice careers, independent of other factors. Data from the Jefferson Longitudinal Study were analyzed for 1,350 graduates from the classes of 1987-1993 at Jefferson Medical College of Thomas Jefferson University; a focused analysis for 326 graduates from the classes of 1992 and 1993 was specifically performed to identify recent trends. A binary logistic regression equation was used to predict the probability of a graduate's entrance into a family practice residency based on first-year preference for family practice, income expectation, debt level, age, and gender. A high level of indebtedness (at least $75,000) was a significant independent predictor of specialty choice (away from family practice); first-year preference for family practice and income expectation were also significant independent predictors. Combining these three factors (debt, specialty preference, and income expectation) led to a greater than 12-fold difference in specialty selection of family practice. Notably, 36% of the students graduating in 1992-1993 had debts of at least $75,000, more than three times the percentage in the classes graduating in 1987-1989. High levels of debt had a significant negative effect on family practice specialty, choice among recent Jefferson graduates. An increase in the number of students with such debt carries strong implications for the selection of careers in family practice.
Code of Federal Regulations, 2013 CFR
2013-10-01
... United States Administrative Offset-Consumer Reporting Agencies-Contracting for Collection § 1.1917... given debt. Under section 3711(g), Treasury will use all appropriate debt collection tools to collect...
Code of Federal Regulations, 2012 CFR
2012-10-01
... United States Administrative Offset-Consumer Reporting Agencies-Contracting for Collection § 1.1917... given debt. Under section 3711(g), Treasury will use all appropriate debt collection tools to collect...
Code of Federal Regulations, 2014 CFR
2014-10-01
... United States Administrative Offset-Consumer Reporting Agencies-Contracting for Collection § 1.1917... given debt. Under section 3711(g), Treasury will use all appropriate debt collection tools to collect...
29 CFR 1650.202 - Past-due legally enforceable debt.
Code of Federal Regulations, 2010 CFR
2010-07-01
... 29 Labor 4 2010-07-01 2010-07-01 false Past-due legally enforceable debt. 1650.202 Section 1650.202 Labor Regulations Relating to Labor (Continued) EQUAL EMPLOYMENT OPPORTUNITY COMMISSION DEBT COLLECTION Procedures for the Collection of Debts by Federal Tax Refund Offset § 1650.202 Past-due legally...
Code of Federal Regulations, 2011 CFR
2011-10-01
... Administrative Offset-Consumer Reporting Agencies-Contracting for Collection § 1.1917 Referrals to the Department... 3711(g), Treasury will use all appropriate debt collection tools to collect the debt, including...
36 CFR 1201.41 - What are NARA's procedures for collecting debts by tax refund offset?
Code of Federal Regulations, 2010 CFR
2010-07-01
... for collecting debts by tax refund offset? 1201.41 Section 1201.41 Parks, Forests, and Public Property NATIONAL ARCHIVES AND RECORDS ADMINISTRATION GENERAL RULES COLLECTION OF CLAIMS Tax Refund Offset § 1201.41 What are NARA's procedures for collecting debts by tax refund offset? (a) NARA's Financial Services...
36 CFR 702.13 - Soliciting, vending, debt collection, and distribution of handbills.
Code of Federal Regulations, 2010 CFR
2010-07-01
... collection, and distribution of handbills. 702.13 Section 702.13 Parks, Forests, and Public Property LIBRARY OF CONGRESS CONDUCT ON LIBRARY PREMISES § 702.13 Soliciting, vending, debt collection, and... article for sale, or the collecting of private debts on the grounds or within the buildings of the Library...
36 CFR 702.13 - Soliciting, vending, debt collection, and distribution of handbills.
Code of Federal Regulations, 2012 CFR
2012-07-01
... collection, and distribution of handbills. 702.13 Section 702.13 Parks, Forests, and Public Property LIBRARY OF CONGRESS CONDUCT ON LIBRARY PREMISES § 702.13 Soliciting, vending, debt collection, and... article for sale, or the collecting of private debts on the grounds or within the buildings of the Library...
36 CFR 702.13 - Soliciting, vending, debt collection, and distribution of handbills.
Code of Federal Regulations, 2014 CFR
2014-07-01
... collection, and distribution of handbills. 702.13 Section 702.13 Parks, Forests, and Public Property LIBRARY OF CONGRESS CONDUCT ON LIBRARY PREMISES § 702.13 Soliciting, vending, debt collection, and... article for sale, or the collecting of private debts on the grounds or within the buildings of the Library...
36 CFR 702.13 - Soliciting, vending, debt collection, and distribution of handbills.
Code of Federal Regulations, 2011 CFR
2011-07-01
... collection, and distribution of handbills. 702.13 Section 702.13 Parks, Forests, and Public Property LIBRARY OF CONGRESS CONDUCT ON LIBRARY PREMISES § 702.13 Soliciting, vending, debt collection, and... article for sale, or the collecting of private debts on the grounds or within the buildings of the Library...
Code of Federal Regulations, 2010 CFR
2010-10-01
... ENDOWMENT FOR THE ARTS COLLECTION OF CLAIMS Tax Refund Offset § 1150.30 Which debts can the Endowment refer... enforceable debt referable to the Treasury for tax refund offset is a debt that is owed to the Endowment and... the Treasury regulations relating to the eligibility of a debt for tax return offset (31 CFR 285.2...
29 CFR 1650.102 - Delegation of authority.
Code of Federal Regulations, 2011 CFR
2011-07-01
... Regulations Relating to Labor (Continued) EQUAL EMPLOYMENT OPPORTUNITY COMMISSION DEBT COLLECTION Procedures... to the Chief Human Capital Officer the authority to collect debts owed by current EEOC employees, and to the Chief Financial Officer the authority to collect debts owed by former EEOC employees and non...
29 CFR 1650.102 - Delegation of authority.
Code of Federal Regulations, 2014 CFR
2014-07-01
... Regulations Relating to Labor (Continued) EQUAL EMPLOYMENT OPPORTUNITY COMMISSION DEBT COLLECTION Procedures... to the Chief Human Capital Officer the authority to collect debts owed by current EEOC employees, and to the Chief Financial Officer the authority to collect debts owed by former EEOC employees and non...
29 CFR 1650.102 - Delegation of authority.
Code of Federal Regulations, 2012 CFR
2012-07-01
... Regulations Relating to Labor (Continued) EQUAL EMPLOYMENT OPPORTUNITY COMMISSION DEBT COLLECTION Procedures... to the Chief Human Capital Officer the authority to collect debts owed by current EEOC employees, and to the Chief Financial Officer the authority to collect debts owed by former EEOC employees and non...
29 CFR 1650.102 - Delegation of authority.
Code of Federal Regulations, 2013 CFR
2013-07-01
... Regulations Relating to Labor (Continued) EQUAL EMPLOYMENT OPPORTUNITY COMMISSION DEBT COLLECTION Procedures... to the Chief Human Capital Officer the authority to collect debts owed by current EEOC employees, and to the Chief Financial Officer the authority to collect debts owed by former EEOC employees and non...
29 CFR 1650.102 - Delegation of authority.
Code of Federal Regulations, 2010 CFR
2010-07-01
... Regulations Relating to Labor (Continued) EQUAL EMPLOYMENT OPPORTUNITY COMMISSION DEBT COLLECTION Procedures... to the Chief Human Capital Officer the authority to collect debts owed by current EEOC employees, and to the Chief Financial Officer the authority to collect debts owed by former EEOC employees and non...
5 CFR 835.606 - Change in notification to Internal Revenue Service.
Code of Federal Regulations, 2010 CFR
2010-01-01
... (CONTINUED) CIVIL SERVICE REGULATIONS (CONTINUED) DEBT COLLECTION Collection of Debts by Federal Tax Refund...) of this section, after OPM sends IRS notification of an individual's liability for a debt, OPM will... payment to the account of the debtor named in the notification that reduces the amount of the debt...
Code of Federal Regulations, 2010 CFR
2010-04-01
..., legally enforceable non-tax debt that has been delinquent for 180 days or more so that FMS may take... Relations PEACE CORPS DEBT COLLECTION Collection Actions § 309.8 Application. (a) Peace Corps shall aggressively collect claims and debts in accordance with these regulations and applicable law. (b) Peace Corps...
49 CFR 1017.12 - Statute of limitations.
Code of Federal Regulations, 2010 CFR
2010-10-01
... OF TRANSPORTATION GENERAL RULES AND REGULATIONS DEBT COLLECTION-COLLECTION BY OFFSET FROM INDEBTED GOVERNMENT AND FORMER GOVERNMENT EMPLOYEES § 1017.12 Statute of limitations. If a debt has been outstanding for more than 10 years after the agency's right to collect the debt first accrued, the agency may not...
10 CFR 16.19 - Statute of limitations.
Code of Federal Regulations, 2010 CFR
2010-01-01
... REGULATORY COMMISSION SALARY OFFSET PROCEDURES FOR COLLECTING DEBTS OWED BY FEDERAL EMPLOYEES TO THE FEDERAL GOVERNMENT § 16.19 Statute of limitations. If a debt has been outstanding for more than 10 years after the agency's right to collect the debt first accrued, the agency may not collect by salary offset unless...
Federal Register 2010, 2011, 2012, 2013, 2014
2010-11-05
... collection of non-tax debts owed to PBGC. PBGC is adding salary offset and administrative wage garnishment to... applicable to the collection of non-tax debt owed to the Government. Background In 1994, PBGC adopted a... tax refund offset, as required for participation in the Federal tax refund offset program authorized...
7 CFR 1951.7 - Accounts of borrowers.
Code of Federal Regulations, 2010 CFR
2010-01-01
... collection-only borrowers. (1) Collection-only borrowers are expected to pay debts to FmHA or its successor agency under Public Law 103-354 in accordance with their ability to pay. Efforts to collect such debts... activities. If these borrowers are unable to pay in full, appropriate debt settlement policies should be...
29 CFR 1650.203 - Notification of intent to collect.
Code of Federal Regulations, 2010 CFR
2010-07-01
....203 Labor Regulations Relating to Labor (Continued) EQUAL EMPLOYMENT OPPORTUNITY COMMISSION DEBT... intent to collect. EEOC's notification of intent to collect by tax refund offset shall provide: (a) The amount of the debt; (b) That unless the debt is repaid within 60 days from the date of EEOC's...
29 CFR 1650.203 - Notification of intent to collect.
Code of Federal Regulations, 2014 CFR
2014-07-01
....203 Labor Regulations Relating to Labor (Continued) EQUAL EMPLOYMENT OPPORTUNITY COMMISSION DEBT... intent to collect. EEOC's notification of intent to collect by tax refund offset shall provide: (a) The amount of the debt; (b) That unless the debt is repaid within 60 days from the date of EEOC's...
29 CFR 1650.203 - Notification of intent to collect.
Code of Federal Regulations, 2012 CFR
2012-07-01
....203 Labor Regulations Relating to Labor (Continued) EQUAL EMPLOYMENT OPPORTUNITY COMMISSION DEBT... intent to collect. EEOC's notification of intent to collect by tax refund offset shall provide: (a) The amount of the debt; (b) That unless the debt is repaid within 60 days from the date of EEOC's...
29 CFR 1650.203 - Notification of intent to collect.
Code of Federal Regulations, 2011 CFR
2011-07-01
....203 Labor Regulations Relating to Labor (Continued) EQUAL EMPLOYMENT OPPORTUNITY COMMISSION DEBT... intent to collect. EEOC's notification of intent to collect by tax refund offset shall provide: (a) The amount of the debt; (b) That unless the debt is repaid within 60 days from the date of EEOC's...
29 CFR 1650.203 - Notification of intent to collect.
Code of Federal Regulations, 2013 CFR
2013-07-01
....203 Labor Regulations Relating to Labor (Continued) EQUAL EMPLOYMENT OPPORTUNITY COMMISSION DEBT... intent to collect. EEOC's notification of intent to collect by tax refund offset shall provide: (a) The amount of the debt; (b) That unless the debt is repaid within 60 days from the date of EEOC's...
11 CFR 111.51 - Debts that are covered.
Code of Federal Regulations, 2011 CFR
2011-01-01
...)) Collection of Debts Arising From Enforcement and Administration of Campaign Finance Laws § 111.51 Debts that... antitrust laws. (4) Debts under the Internal Revenue Code of 1986. (5) Debts between the Commission and...
11 CFR 111.51 - Debts that are covered.
Code of Federal Regulations, 2014 CFR
2014-01-01
...)) Collection of Debts Arising From Enforcement and Administration of Campaign Finance Laws § 111.51 Debts that... antitrust laws. (4) Debts under the Internal Revenue Code of 1986. (5) Debts between the Commission and...
11 CFR 111.51 - Debts that are covered.
Code of Federal Regulations, 2013 CFR
2013-01-01
...)) Collection of Debts Arising From Enforcement and Administration of Campaign Finance Laws § 111.51 Debts that... antitrust laws. (4) Debts under the Internal Revenue Code of 1986. (5) Debts between the Commission and...
11 CFR 111.51 - Debts that are covered.
Code of Federal Regulations, 2012 CFR
2012-01-01
...)) Collection of Debts Arising From Enforcement and Administration of Campaign Finance Laws § 111.51 Debts that... antitrust laws. (4) Debts under the Internal Revenue Code of 1986. (5) Debts between the Commission and...
15 CFR 19.7 - When will Commerce entities compromise a Commerce debt?
Code of Federal Regulations, 2012 CFR
2012-01-01
... 15 Commerce and Foreign Trade 1 2012-01-01 2012-01-01 false When will Commerce entities compromise a Commerce debt? 19.7 Section 19.7 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.7 When will Commerce entities compromise...
15 CFR 19.7 - When will Commerce entities compromise a Commerce debt?
Code of Federal Regulations, 2011 CFR
2011-01-01
... 15 Commerce and Foreign Trade 1 2011-01-01 2011-01-01 false When will Commerce entities compromise a Commerce debt? 19.7 Section 19.7 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.7 When will Commerce entities compromise...
15 CFR 19.7 - When will Commerce entities compromise a Commerce debt?
Code of Federal Regulations, 2010 CFR
2010-01-01
... 15 Commerce and Foreign Trade 1 2010-01-01 2010-01-01 false When will Commerce entities compromise a Commerce debt? 19.7 Section 19.7 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.7 When will Commerce entities compromise...
15 CFR 19.7 - When will Commerce entities compromise a Commerce debt?
Code of Federal Regulations, 2013 CFR
2013-01-01
... 15 Commerce and Foreign Trade 1 2013-01-01 2013-01-01 false When will Commerce entities compromise a Commerce debt? 19.7 Section 19.7 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.7 When will Commerce entities compromise...
15 CFR 19.7 - When will Commerce entities compromise a Commerce debt?
Code of Federal Regulations, 2014 CFR
2014-01-01
... 15 Commerce and Foreign Trade 1 2014-01-01 2014-01-01 false When will Commerce entities compromise a Commerce debt? 19.7 Section 19.7 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.7 When will Commerce entities compromise...
10 CFR 1015.405 - Discharge of indebtedness; reporting requirements.
Code of Federal Regulations, 2010 CFR
2010-01-01
.... (b) 31 U.S.C. 3711(i) requires DOE to sell a delinquent non-tax debt upon termination of collection... indebtedness; reporting requirements. (a) Before discharging a delinquent debt (also referred to as a close out of the debt), DOE shall take all appropriate steps to collect the debt in accordance with 31 U.S.C...
Code of Federal Regulations, 2010 CFR
2010-01-01
... EMPLOYEES RETIREMENT SYSTEM-DEBT COLLECTION Agency Requests to OPM for Recovery of a Debt From the Civil... Act of 1966 as amended by the Debt Collection Act of 1982 and implemented by 4 CFR 101.1 et seq., the... Fund to satisfy a debt to the United States under 31 U.S.C. 3716. Agency means— (a) An Executive agency...
Code of Federal Regulations, 2010 CFR
2010-01-01
...-Servicing (Cross-Servicing) Program, which centralizes all Government debt collection actions. A borrower... debts which are over 180 days delinquent to the Secretary of the Treasury for collection by centralized... the debt is reported to Treasury. The notice will include: (1) The nature and amount of the debt, the...
15 CFR 19.14 - How will Commerce entities report Commerce debts to credit bureaus?
Code of Federal Regulations, 2012 CFR
2012-01-01
... 15 Commerce and Foreign Trade 1 2012-01-01 2012-01-01 false How will Commerce entities report Commerce debts to credit bureaus? 19.14 Section 19.14 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.14 How will Commerce entities...
15 CFR 19.14 - How will Commerce entities report Commerce debts to credit bureaus?
Code of Federal Regulations, 2013 CFR
2013-01-01
... 15 Commerce and Foreign Trade 1 2013-01-01 2013-01-01 false How will Commerce entities report Commerce debts to credit bureaus? 19.14 Section 19.14 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.14 How will Commerce entities...
15 CFR 19.14 - How will Commerce entities report Commerce debts to credit bureaus?
Code of Federal Regulations, 2011 CFR
2011-01-01
... 15 Commerce and Foreign Trade 1 2011-01-01 2011-01-01 false How will Commerce entities report Commerce debts to credit bureaus? 19.14 Section 19.14 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.14 How will Commerce entities...
15 CFR 19.14 - How will Commerce entities report Commerce debts to credit bureaus?
Code of Federal Regulations, 2014 CFR
2014-01-01
... 15 Commerce and Foreign Trade 1 2014-01-01 2014-01-01 false How will Commerce entities report Commerce debts to credit bureaus? 19.14 Section 19.14 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.14 How will Commerce entities...
15 CFR 19.14 - How will Commerce entities report Commerce debts to credit bureaus?
Code of Federal Regulations, 2010 CFR
2010-01-01
... 15 Commerce and Foreign Trade 1 2010-01-01 2010-01-01 false How will Commerce entities report Commerce debts to credit bureaus? 19.14 Section 19.14 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.14 How will Commerce entities...
Code of Federal Regulations, 2012 CFR
2012-01-01
... 15 Commerce and Foreign Trade 1 2012-01-01 2012-01-01 false How will Commerce entities use administrative wage garnishment to collect a Commerce debt from a debtor's wages? 19.13 Section 19.13 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect...
Code of Federal Regulations, 2014 CFR
2014-01-01
... 15 Commerce and Foreign Trade 1 2014-01-01 2014-01-01 false How will Commerce entities use administrative wage garnishment to collect a Commerce debt from a debtor's wages? 19.13 Section 19.13 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect...
Code of Federal Regulations, 2013 CFR
2013-01-01
... 15 Commerce and Foreign Trade 1 2013-01-01 2013-01-01 false How will Commerce entities use administrative wage garnishment to collect a Commerce debt from a debtor's wages? 19.13 Section 19.13 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect...
Code of Federal Regulations, 2011 CFR
2011-01-01
... 15 Commerce and Foreign Trade 1 2011-01-01 2011-01-01 false How will Commerce entities use administrative wage garnishment to collect a Commerce debt from a debtor's wages? 19.13 Section 19.13 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect...
Code of Federal Regulations, 2010 CFR
2010-01-01
... 15 Commerce and Foreign Trade 1 2010-01-01 2010-01-01 false How will Commerce entities use administrative wage garnishment to collect a Commerce debt from a debtor's wages? 19.13 Section 19.13 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect...
15 CFR 19.16 - When will Commerce entities refer Commerce debts to the Department of Justice?
Code of Federal Regulations, 2014 CFR
2014-01-01
... 15 Commerce and Foreign Trade 1 2014-01-01 2014-01-01 false When will Commerce entities refer Commerce debts to the Department of Justice? 19.16 Section 19.16 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.16 When will...
15 CFR 19.16 - When will Commerce entities refer Commerce debts to the Department of Justice?
Code of Federal Regulations, 2012 CFR
2012-01-01
... 15 Commerce and Foreign Trade 1 2012-01-01 2012-01-01 false When will Commerce entities refer Commerce debts to the Department of Justice? 19.16 Section 19.16 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.16 When will...
15 CFR 19.16 - When will Commerce entities refer Commerce debts to the Department of Justice?
Code of Federal Regulations, 2013 CFR
2013-01-01
... 15 Commerce and Foreign Trade 1 2013-01-01 2013-01-01 false When will Commerce entities refer Commerce debts to the Department of Justice? 19.16 Section 19.16 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.16 When will...
15 CFR 19.16 - When will Commerce entities refer Commerce debts to the Department of Justice?
Code of Federal Regulations, 2011 CFR
2011-01-01
... 15 Commerce and Foreign Trade 1 2011-01-01 2011-01-01 false When will Commerce entities refer Commerce debts to the Department of Justice? 19.16 Section 19.16 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.16 When will...
15 CFR 19.16 - When will Commerce entities refer Commerce debts to the Department of Justice?
Code of Federal Regulations, 2010 CFR
2010-01-01
... 15 Commerce and Foreign Trade 1 2010-01-01 2010-01-01 false When will Commerce entities refer Commerce debts to the Department of Justice? 19.16 Section 19.16 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.16 When will...
Code of Federal Regulations, 2010 CFR
2010-01-01
... 12 Banks and Banking 4 2010-01-01 2010-01-01 false Scope. 313.120 Section 313.120 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION PROCEDURE AND RULES OF PRACTICE PROCEDURES FOR CORPORATE....S.C. 3716 and, as part of the debt collection process, to notify the Financial Management Service...
12 CFR 313.143 - Cancellation of deduction.
Code of Federal Regulations, 2010 CFR
2010-01-01
... 12 Banks and Banking 4 2010-01-01 2010-01-01 false Cancellation of deduction. 313.143 Section 313.143 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION PROCEDURE AND RULES OF PRACTICE PROCEDURES FOR CORPORATE DEBT COLLECTION Civil Service Retirement and Disability Fund Offset § 313.143...
12 CFR 313.55 - Salary adjustments.
Code of Federal Regulations, 2010 CFR
2010-01-01
... 12 Banks and Banking 4 2010-01-01 2010-01-01 false Salary adjustments. 313.55 Section 313.55 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION PROCEDURE AND RULES OF PRACTICE PROCEDURES FOR CORPORATE DEBT COLLECTION Salary Offset § 313.55 Salary adjustments. Any negative adjustment to pay arising...
12 CFR 313.99 - Prohibited actions by employer.
Code of Federal Regulations, 2010 CFR
2010-01-01
... 12 Banks and Banking 4 2010-01-01 2010-01-01 false Prohibited actions by employer. 313.99 Section 313.99 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION PROCEDURE AND RULES OF PRACTICE PROCEDURES FOR CORPORATE DEBT COLLECTION Administrative Wage Garnishment § 313.99 Prohibited actions by...
Code of Federal Regulations, 2011 CFR
2011-04-01
... unsuccessful searches; utilization of Debt Collection Act. 2002.13 Section 2002.13 Housing and Urban... interest and for unsuccessful searches; utilization of Debt Collection Act. (a) Charging interest. HUD will... time will be assessed when the records requested are not found or when the records located are withheld...
45 CFR 1150.31 - What are the Endowment's procedures for collecting debts by tax refund offset?
Code of Federal Regulations, 2010 CFR
2010-10-01
... debts by tax refund offset? 1150.31 Section 1150.31 Public Welfare Regulations Relating to Public... COLLECTION OF CLAIMS Tax Refund Offset § 1150.31 What are the Endowment's procedures for collecting debts by tax refund offset? (a) The Chairperson will be the point of contact with the Treasury for...
36 CFR § 702.13 - Soliciting, vending, debt collection, and distribution of handbills.
Code of Federal Regulations, 2013 CFR
2013-07-01
... LIBRARY OF CONGRESS CONDUCT ON LIBRARY PREMISES § 702.13 Soliciting, vending, debt collection, and... article for sale, or the collecting of private debts on the grounds or within the buildings of the Library...) Peddlers and solicitors will not be permitted to enter Library buildings unless they have a specific...
38 CFR 1.911 - Collection of debts owed by reason of participation in a benefits program.
Code of Federal Regulations, 2010 CFR
2010-07-01
... exact amount of the debt; (2) The specific reasons for the debt, in simple and concise language; (3) The... transferred to Treasury for administrative offset or collection. (5) That interest and administrative costs... applicant of money already collected, in § 1.967; and (5) The assessment of interest and administrative...
Code of Federal Regulations, 2011 CFR
2011-07-01
... 34 Education 1 2011-07-01 2011-07-01 false How does the Secretary exercise discretion to compromise a debt or to suspend or terminate collection of a debt? 30.70 Section 30.70 Education Office of... Debt or the Suspension or Termination of Collection Action? § 30.70 How does the Secretary exercise...
Code of Federal Regulations, 2010 CFR
2010-07-01
... 34 Education 1 2010-07-01 2010-07-01 false How does the Secretary exercise discretion to compromise a debt or to suspend or terminate collection of a debt? 30.70 Section 30.70 Education Office of... Debt or the Suspension or Termination of Collection Action? § 30.70 How does the Secretary exercise...
Code of Federal Regulations, 2010 CFR
2010-07-01
... Refund Offset § 1201.40 Which debts can NARA refer to the Treasury for collection by offsetting tax... reduce a tax refund by the amount of a past-due, legally enforceable debt owed to a Federal agency. (b) For purposes of this section, a past-due, legally enforceable debt referrable to the Treasury for tax...
Code of Federal Regulations, 2010 CFR
2010-10-01
... to Public Welfare (Continued) CORPORATION FOR NATIONAL AND COMMUNITY SERVICE COLLECTION OF DEBTS Tax... Treasury to reduce a tax refund by the amount of a past-due, legally enforceable debt owed to a Federal... for tax refund offset is a debt that is owed to the Corporation and: (1) Is at least $25.00; (2...
Code of Federal Regulations, 2010 CFR
2010-01-01
... Administrative Personnel OFFICE OF PERSONNEL MANAGEMENT (CONTINUED) CIVIL SERVICE REGULATIONS (CONTINUED) DEBT COLLECTION Collection of Debts by Federal Tax Refund Offset § 835.601 Purpose. This subpart establishes... offset against the income tax refunds of persons owing debts to OPM. It specifies the agency procedures...
Educational debt: does it have an influence on initial job location and specialty choice?
Snyder, Jennifer; Nehrenz, Guy; Danielsen, Randy; Pedersen, Donald
2014-01-01
This study applied a quantitative design and analyzed the impact of educational debt on initial specialty and location choices for physician assistant (PA) graduates in Indiana. PAs who graduated between January 1, 2000, and December 31, 2010, and actively practice in Indiana were surveyed. Descriptive statistics and chi-square analyses were performed to determine whether any significant relationships existed among practice specialty, location, and gender. 157 participants (33%) responded to the survey and were considered in the final analysis. Males were more likely than females to be influenced by debt in choosing their specialty and the location of their initial job. A majority of PAs would have reconsidered rural practice if they had received federal and or state loan forgiveness for educational debt. This study provides evidence that debt may influence practice specialty and location choice. Further studies are needed to determine how gender might account for decisions to practice in certain specialties and location.
29 CFR 1650.207 - Administrative charges.
Code of Federal Regulations, 2010 CFR
2010-07-01
... Regulations Relating to Labor (Continued) EQUAL EMPLOYMENT OPPORTUNITY COMMISSION DEBT COLLECTION Procedures for the Collection of Debts by Federal Tax Refund Offset § 1650.207 Administrative charges. All administrative charges incurred in connection with the referral of a debt to the Treasury and all costs of...
49 CFR 1017.4 - Notice requirements.
Code of Federal Regulations, 2010 CFR
2010-10-01
..., request, and copy Government records relating to the debt (if an employee is unable to physically inspect..., request, and copy Government records relating to the debt (if the former employee is unable to physically... OF TRANSPORTATION GENERAL RULES AND REGULATIONS DEBT COLLECTION-COLLECTION BY OFFSET FROM INDEBTED...
31 CFR 5.11 - How will Treasury entities use tax refund offset to collect a Treasury debt?
Code of Federal Regulations, 2010 CFR
2010-07-01
... Treasury entities use tax refund offset to collect a Treasury debt? (a) Tax refund offset. In most cases... Treasury Offset Program any past-due, legally enforceable debt for collection by tax refund offset. See 26... 31 Money and Finance: Treasury 1 2010-07-01 2010-07-01 false How will Treasury entities use tax...
36 CFR 1011.6 - When will the Presidio Trust allow a debtor to enter into a repayment agreement?
Code of Federal Regulations, 2010 CFR
2010-07-01
... 36 Parks, Forests, and Public Property 3 2010-07-01 2010-07-01 false When will the Presidio Trust... Property PRESIDIO TRUST DEBT COLLECTION Procedures To Collect Presidio Trust Debts § 1011.6 When will the... will collect debts in one lump sum whenever feasible. The Presidio Trust may accept payment in regular...
O'Grady, G; Fitzjohn, J
2001-10-26
To determine the debt level that current Auckland medical students expect to graduate with, and evaluate this debt in the context of their career aspirations and intended place of practice. Simple check-box and fill-in-the-blank surveys were distributed to Auckland University medical students in Years 1 through to 5 during their second week of scheduled lectures in March 2000. Students were asked to provide demographic details, then complete sections on debt and career aspirations. 70% of Auckland medical students participated. Average expected debt was between $60000 to $70000. Predicted size of graduation debt was significantly related with plans to practice medicine overseas, and this trend was especially strong among females. In addition, Maori and Polynesian students bear a disproportionate level of the student debt burden compared to Pakeha and Asian groups. 77% of students indicated a preference for working in private or hospital specialty work. Student debt will have major effects on the composition of the New Zealand medical workforce over coming years. More attention must be paid to the national picture of medical student indebtedness if adequate workforce planning is to be possible.
20 CFR 366.2 - Past-due legally enforceable debt.
Code of Federal Regulations, 2010 CFR
2010-04-01
... COLLECTION OF DEBTS BY FEDERAL TAX REFUND OFFSET § 366.2 Past-due legally enforceable debt. A past-due legally enforceable debt which may be referred to the Internal Revenue Service is a debt: (a) Which arose... 20 Employees' Benefits 1 2010-04-01 2010-04-01 false Past-due legally enforceable debt. 366.2...
45 CFR 2506.4 - What types of debts are excluded from these regulations?
Code of Federal Regulations, 2010 CFR
2010-10-01
... 45 Public Welfare 4 2010-10-01 2010-10-01 false What types of debts are excluded from these...) CORPORATION FOR NATIONAL AND COMMUNITY SERVICE COLLECTION OF DEBTS Introduction § 2506.4 What types of debts are excluded from these regulations? The following types of debts are excluded: (a) Debts or claims...
45 CFR 2506.4 - What types of debts are excluded from these regulations?
Code of Federal Regulations, 2011 CFR
2011-10-01
... 45 Public Welfare 4 2011-10-01 2011-10-01 false What types of debts are excluded from these...) CORPORATION FOR NATIONAL AND COMMUNITY SERVICE COLLECTION OF DEBTS Introduction § 2506.4 What types of debts are excluded from these regulations? The following types of debts are excluded: (a) Debts or claims...
12 CFR 313.141 - Notification to OPM.
Code of Federal Regulations, 2010 CFR
2010-01-01
... 12 Banks and Banking 4 2010-01-01 2010-01-01 false Notification to OPM. 313.141 Section 313.141 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION PROCEDURE AND RULES OF PRACTICE PROCEDURES FOR CORPORATE DEBT COLLECTION Civil Service Retirement and Disability Fund Offset § 313.141 Notification to OPM...
12 CFR 313.142 - Request for administrative offset.
Code of Federal Regulations, 2010 CFR
2010-01-01
... 12 Banks and Banking 4 2010-01-01 2010-01-01 false Request for administrative offset. 313.142 Section 313.142 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION PROCEDURE AND RULES OF PRACTICE PROCEDURES FOR CORPORATE DEBT COLLECTION Civil Service Retirement and Disability Fund Offset § 313.142...
12 CFR 313.93 - Wage garnishment order.
Code of Federal Regulations, 2010 CFR
2010-01-01
... 12 Banks and Banking 4 2010-01-01 2010-01-01 false Wage garnishment order. 313.93 Section 313.93 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION PROCEDURE AND RULES OF PRACTICE PROCEDURES FOR CORPORATE DEBT COLLECTION Administrative Wage Garnishment § 313.93 Wage garnishment order. (a) Unless the...
12 CFR 313.92 - Failure to appear.
Code of Federal Regulations, 2012 CFR
2012-01-01
... 12 Banks and Banking 5 2012-01-01 2012-01-01 false Failure to appear. 313.92 Section 313.92 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION PROCEDURE AND RULES OF PRACTICE PROCEDURES FOR CORPORATE DEBT COLLECTION Administrative Wage Garnishment § 313.92 Failure to appear. In the absence of good...
12 CFR 313.92 - Failure to appear.
Code of Federal Regulations, 2013 CFR
2013-01-01
... 12 Banks and Banking 5 2013-01-01 2013-01-01 false Failure to appear. 313.92 Section 313.92 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION PROCEDURE AND RULES OF PRACTICE PROCEDURES FOR CORPORATE DEBT COLLECTION Administrative Wage Garnishment § 313.92 Failure to appear. In the absence of good...
12 CFR 313.92 - Failure to appear.
Code of Federal Regulations, 2011 CFR
2011-01-01
... 12 Banks and Banking 4 2011-01-01 2011-01-01 false Failure to appear. 313.92 Section 313.92 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION PROCEDURE AND RULES OF PRACTICE PROCEDURES FOR CORPORATE DEBT COLLECTION Administrative Wage Garnishment § 313.92 Failure to appear. In the absence of good...
12 CFR 313.92 - Failure to appear.
Code of Federal Regulations, 2010 CFR
2010-01-01
... 12 Banks and Banking 4 2010-01-01 2010-01-01 false Failure to appear. 313.92 Section 313.92 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION PROCEDURE AND RULES OF PRACTICE PROCEDURES FOR CORPORATE DEBT COLLECTION Administrative Wage Garnishment § 313.92 Failure to appear. In the absence of good...
Code of Federal Regulations, 2010 CFR
2010-01-01
..., overpayments, fines, penalties, damages, interests, taxes, forfeitures, etc. Debt claim means an agency request...) RETIREMENT Agency Requests to OPM for Recovery of a Debt from the Civil Service Retirement and Disability... Federal Claims Collection Act of 1966 as amended by the Debt Collection Act of 1982 and implemented by 4...
29 CFR 1650.104 - Definitions.
Code of Federal Regulations, 2010 CFR
2010-07-01
... activities. (c) Debt means money owed by an employee of the Federal Government to an agency of the Federal... Relating to Labor (Continued) EQUAL EMPLOYMENT OPPORTUNITY COMMISSION DEBT COLLECTION Procedures for the Collection of Debts by Salary Offset § 1650.104 Definitions. For the purpose of this subpart, terms are...
49 CFR 1017.1 - Purpose and scope.
Code of Federal Regulations, 2010 CFR
2010-10-01
... Government and to increase the efficiency of governmentwide efforts to collect debts owed the United States... his/her consent to satisfy certain debts owed to the Federal Government. The regulations covered in... governing debt collection for entities and individuals who are not current or former government employees...
20 CFR 422.310 - Collection of overdue debts by administrative offset.
Code of Federal Regulations, 2010 CFR
2010-04-01
... 20 Employees' Benefits 2 2010-04-01 2010-04-01 false Collection of overdue debts by administrative offset. 422.310 Section 422.310 Employees' Benefits SOCIAL SECURITY ADMINISTRATION ORGANIZATION AND... overdue debts from Federal employees, including employees of the Social Security Administration. A Federal...
31 CFR 285.2 - Offset of tax refund payments to collect past-due, legally enforceable nontax debt.
Code of Federal Regulations, 2010 CFR
2010-07-01
... collect past-due, legally enforceable nontax debt. 285.2 Section 285.2 Money and Finance: Treasury... Official Offset § 285.2 Offset of tax refund payments to collect past-due, legally enforceable nontax debt...) General rule. (1) A Federal agency (as defined in 26 U.S.C. 6402(g)) that is owed by a person a past-due...
ERIC Educational Resources Information Center
General Accounting Office, Washington, DC.
The General Accounting Office (GAO) reviewed and evaluated debt collection activities of five programs of the Health Resources and Services Administration (HRSA) that provide financial assistance to health professions students and medical facilities. The principal findings include: (1) HRSA changes have improved delinquency rates; however, large…
36 CFR 1011.12 - How will the Presidio Trust offset a Federal employee's salary to collect a debt?
Code of Federal Regulations, 2010 CFR
2010-07-01
... 36 Parks, Forests, and Public Property 3 2010-07-01 2010-07-01 false How will the Presidio Trust... Property PRESIDIO TRUST DEBT COLLECTION Procedures To Collect Presidio Trust Debts § 1011.12 How will the... through the Treasury Offset Program. As described in § 1011.9(a) of this part, the Presidio Trust will...
31 CFR 5.4 - What notice will Treasury entities send to a debtor when collecting a Treasury debt?
Code of Federal Regulations, 2010 CFR
2010-07-01
... 31 Money and Finance: Treasury 1 2010-07-01 2010-07-01 false What notice will Treasury entities send to a debtor when collecting a Treasury debt? 5.4 Section 5.4 Money and Finance: Treasury Office of... Financial Management Service. Refer the debt to the Financial Management Service for collection (see § 5.9...
20 CFR 367.1 - Purpose and scope.
Code of Federal Regulations, 2010 CFR
2010-04-01
... DEBTS OWED TO THE UNITED STATES GOVERNMENT BY ADMINISTRATIVE OFFSET § 367.1 Purpose and scope. The regulations in this part establish procedures to implement the Debt Collection Act of 1982 (Pub. L. 97-365..., unless facts material to the Government's right to collect the debt were not known and could not...
Code of Federal Regulations, 2010 CFR
2010-10-01
... TRANSPORTATION GENERAL RULES AND REGULATIONS DEBT COLLECTION-COLLECTION BY OFFSET FROM INDEBTED GOVERNMENT AND FORMER GOVERNMENT EMPLOYEES § 1017.11 Refunds. (a) The Board shall promptly refund any amounts deducted to satisfy debts owed to it when the debt is waived, found not owed to the Board, or when directed by...
31 CFR 285.12 - Transfer of debts to Treasury for collection.
Code of Federal Regulations, 2010 CFR
2010-07-01
... impact the date of delinquency of a debt for other purposes such as for purposes of accruing interest and... agreement or instrument (including a post-delinquency payment agreement) unless other satisfactory payment... of delinquency through internal offset. A debt is being collected by internal offset if the creditor...
28 CFR 11.7 - Salary adjustments.
Code of Federal Regulations, 2010 CFR
2010-07-01
... 28 Judicial Administration 1 2010-07-01 2010-07-01 false Salary adjustments. 11.7 Section 11.7 Judicial Administration DEPARTMENT OF JUSTICE DEBT COLLECTION Administration of Debt Collection § 11.7 Salary adjustments. The following debts shall not be subject to the salary offset procedures of § 11.8...
Code of Federal Regulations, 2014 CFR
2014-10-01
... 45 Public Welfare 1 2014-10-01 2014-10-01 false Definitions. 33.2 Section 33.2 Public Welfare... agency means the agency to which the debt is owed, including a debt collection center when acting on... of Military Justice), and all other similar sources. Debt collection center means the Department of...
5 CFR 1215.30 - Collection services.
Code of Federal Regulations, 2010 CFR
2010-01-01
... 5 Administrative Personnel 3 2010-01-01 2010-01-01 false Collection services. 1215.30 Section 1215... MANAGEMENT Claims Collection § 1215.30 Collection services. (a) The MSPB may contract for collection services to recover outstanding debts. The MSPB may refer delinquent debts to private collection agencies...
Career influences among final year dental students who plan to enter private practice.
Nashleanas, Benjamin M; McKernan, Susan C; Kuthy, Raymond A; Qian, Fang
2014-03-08
Existing research about the influence of educational debt on students' decision to enter general practice immediately after graduation is conflicting. Other potential factors that could affect this decision include the influence of a spouse or other family member, the importance of a mentoring dentist, and how students perceive the burden of their debt. The goal of this study was to examine the importance of debt on career decision-making while also considering the role of other influences. Responses to a self-completed questionnaire of all final (fourth) year students at the University of Iowa College of Dentistry from 2007 through 2010 were analyzed to identify the importance of educational debt and the influence of spouses, other family members, and mentoring dentists in the decision to enter private general practice immediately after graduation. Statistical analysis included bivariate tests (t-tests and Chi-square tests) and multivariable logistic regression. 58.9% of respondents (N = 156) planned to immediately enter private practice after dental school. Bivariate analyses revealed women to be more likely to enter private practice than their male counterparts (69.0% vs. 51.8%, p = .006). Students planning to enter practice immediately did not differ significantly from those with other career plans on the basis of marital status or having a family member in dentistry. Anticipated educational debt of at least $100,000 was positively associated with plans to enter private practice immediately after graduation. Self-reported importance of educational debt was not associated with career plans. However, the influence of a spouse, other family members, and family dentists were also positively associated with the decision to enter private practice. These factors all maintained significance in the final multivariable model (p < 0.05); however, educational debt of at least $100,000 was the strongest predictor of plans to enter private practice (OR = 2.34; p = 0.023). Since the 1970s, increasing numbers of dentists in the U.S. have pursued specialty training after dental school. However, rising educational debts may counter this trend as increasing numbers of dentists choose to immediately pursue general dentistry at graduation. This project has demonstrated the significant influence of educational debt, beyond other external influences.
Career influences among final year dental students who plan to enter private practice
2014-01-01
Background Existing research about the influence of educational debt on students’ decision to enter general practice immediately after graduation is conflicting. Other potential factors that could affect this decision include the influence of a spouse or other family member, the importance of a mentoring dentist, and how students perceive the burden of their debt. The goal of this study was to examine the importance of debt on career decision-making while also considering the role of other influences. Methods Responses to a self-completed questionnaire of all final (fourth) year students at the University of Iowa College of Dentistry from 2007 through 2010 were analyzed to identify the importance of educational debt and the influence of spouses, other family members, and mentoring dentists in the decision to enter private general practice immediately after graduation. Statistical analysis included bivariate tests (t-tests and Chi-square tests) and multivariable logistic regression. Results 58.9% of respondents (N = 156) planned to immediately enter private practice after dental school. Bivariate analyses revealed women to be more likely to enter private practice than their male counterparts (69.0% vs. 51.8%, p = .006). Students planning to enter practice immediately did not differ significantly from those with other career plans on the basis of marital status or having a family member in dentistry. Anticipated educational debt of at least $100,000 was positively associated with plans to enter private practice immediately after graduation. Self-reported importance of educational debt was not associated with career plans. However, the influence of a spouse, other family members, and family dentists were also positively associated with the decision to enter private practice. These factors all maintained significance in the final multivariable model (p < 0.05); however, educational debt of at least $100,000 was the strongest predictor of plans to enter private practice (OR = 2.34; p = 0.023). Conclusions Since the 1970s, increasing numbers of dentists in the U.S. have pursued specialty training after dental school. However, rising educational debts may counter this trend as increasing numbers of dentists choose to immediately pursue general dentistry at graduation. This project has demonstrated the significant influence of educational debt, beyond other external influences. PMID:24606674
29 CFR 1650.206 - Notification to Treasury.
Code of Federal Regulations, 2013 CFR
2013-07-01
... Regulations Relating to Labor (Continued) EQUAL EMPLOYMENT OPPORTUNITY COMMISSION DEBT COLLECTION Procedures... referring a debt to Treasury, EEOC will certify that the debt meets all of the requirements in § 1650.202..., the amount of the debt, the date on which the debt became past-due, and the designation of EEOC as the...
29 CFR 1650.206 - Notification to Treasury.
Code of Federal Regulations, 2010 CFR
2010-07-01
... Regulations Relating to Labor (Continued) EQUAL EMPLOYMENT OPPORTUNITY COMMISSION DEBT COLLECTION Procedures... referring a debt to Treasury, EEOC will certify that the debt meets all of the requirements in § 1650.202..., the amount of the debt, the date on which the debt became past-due, and the designation of EEOC as the...
29 CFR 1650.206 - Notification to Treasury.
Code of Federal Regulations, 2014 CFR
2014-07-01
... Regulations Relating to Labor (Continued) EQUAL EMPLOYMENT OPPORTUNITY COMMISSION DEBT COLLECTION Procedures... referring a debt to Treasury, EEOC will certify that the debt meets all of the requirements in § 1650.202..., the amount of the debt, the date on which the debt became past-due, and the designation of EEOC as the...
29 CFR 1650.206 - Notification to Treasury.
Code of Federal Regulations, 2012 CFR
2012-07-01
... Regulations Relating to Labor (Continued) EQUAL EMPLOYMENT OPPORTUNITY COMMISSION DEBT COLLECTION Procedures... referring a debt to Treasury, EEOC will certify that the debt meets all of the requirements in § 1650.202..., the amount of the debt, the date on which the debt became past-due, and the designation of EEOC as the...
29 CFR 1650.206 - Notification to Treasury.
Code of Federal Regulations, 2011 CFR
2011-07-01
... Regulations Relating to Labor (Continued) EQUAL EMPLOYMENT OPPORTUNITY COMMISSION DEBT COLLECTION Procedures... referring a debt to Treasury, EEOC will certify that the debt meets all of the requirements in § 1650.202..., the amount of the debt, the date on which the debt became past-due, and the designation of EEOC as the...
13 CFR 140.3 - What rights do you have when SBA tries to collect a debt from you through offset?
Code of Federal Regulations, 2011 CFR
2011-01-01
... 13 Business Credit and Assistance 1 2011-01-01 2011-01-01 false What rights do you have when SBA tries to collect a debt from you through offset? 140.3 Section 140.3 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DEBT COLLECTION Offset § 140.3 What rights do you have when SBA tries to...
13 CFR 140.3 - What rights do you have when SBA tries to collect a debt from you through offset?
Code of Federal Regulations, 2013 CFR
2013-01-01
... 13 Business Credit and Assistance 1 2013-01-01 2013-01-01 false What rights do you have when SBA tries to collect a debt from you through offset? 140.3 Section 140.3 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DEBT COLLECTION Offset § 140.3 What rights do you have when SBA tries to...
13 CFR 140.3 - What rights do you have when SBA tries to collect a debt from you through offset?
Code of Federal Regulations, 2014 CFR
2014-01-01
... 13 Business Credit and Assistance 1 2014-01-01 2014-01-01 false What rights do you have when SBA tries to collect a debt from you through offset? 140.3 Section 140.3 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DEBT COLLECTION Offset § 140.3 What rights do you have when SBA tries to...
13 CFR 140.3 - What rights do you have when SBA tries to collect a debt from you through offset?
Code of Federal Regulations, 2010 CFR
2010-01-01
... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false What rights do you have when SBA tries to collect a debt from you through offset? 140.3 Section 140.3 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DEBT COLLECTION Offset § 140.3 What rights do you have when SBA tries to...
13 CFR 140.3 - What rights do you have when SBA tries to collect a debt from you through offset?
Code of Federal Regulations, 2012 CFR
2012-01-01
... 13 Business Credit and Assistance 1 2012-01-01 2012-01-01 false What rights do you have when SBA tries to collect a debt from you through offset? 140.3 Section 140.3 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DEBT COLLECTION Offset § 140.3 What rights do you have when SBA tries to...
Code of Federal Regulations, 2013 CFR
2013-01-01
... action will be taken to collect a debt from a payment issued by a Commerce entity. (e) Review. A Commerce... 15 Commerce and Foreign Trade 1 2013-01-01 2013-01-01 false How do other Federal agencies use the offset process to collect debts from payments issued by a Commerce entity? 19.20 Section 19.20 Commerce...
Code of Federal Regulations, 2012 CFR
2012-01-01
... action will be taken to collect a debt from a payment issued by a Commerce entity. (e) Review. A Commerce... 15 Commerce and Foreign Trade 1 2012-01-01 2012-01-01 false How do other Federal agencies use the offset process to collect debts from payments issued by a Commerce entity? 19.20 Section 19.20 Commerce...
Code of Federal Regulations, 2011 CFR
2011-01-01
... action will be taken to collect a debt from a payment issued by a Commerce entity. (e) Review. A Commerce... 15 Commerce and Foreign Trade 1 2011-01-01 2011-01-01 false How do other Federal agencies use the offset process to collect debts from payments issued by a Commerce entity? 19.20 Section 19.20 Commerce...
Code of Federal Regulations, 2014 CFR
2014-01-01
... action will be taken to collect a debt from a payment issued by a Commerce entity. (e) Review. A Commerce... 15 Commerce and Foreign Trade 1 2014-01-01 2014-01-01 false How do other Federal agencies use the offset process to collect debts from payments issued by a Commerce entity? 19.20 Section 19.20 Commerce...
Code of Federal Regulations, 2010 CFR
2010-01-01
... action will be taken to collect a debt from a payment issued by a Commerce entity. (e) Review. A Commerce... 15 Commerce and Foreign Trade 1 2010-01-01 2010-01-01 false How do other Federal agencies use the offset process to collect debts from payments issued by a Commerce entity? 19.20 Section 19.20 Commerce...
10 CFR 1015.204 - Reporting debts.
Code of Federal Regulations, 2010 CFR
2010-01-01
... ensure that all of the rights and protections afforded to the debtor under 31 U.S.C. 3711(e) have been... Administrative Collection of Claims § 1015.204 Reporting debts. (a) DOE may disclose delinquent debts to consumer reporting agencies in accordance with 31 U.S.C. 3711(e), the DCIA, the revised Federal Claims Collection...
31 CFR 29.518 - Reporting delinquent debts to credit bureaus.
Code of Federal Regulations, 2010 CFR
2010-07-01
... 31 Money and Finance: Treasury 1 2010-07-01 2010-07-01 false Reporting delinquent debts to credit... Collection Collection of Overpayments § 29.518 Reporting delinquent debts to credit bureaus. (a) Notice. If a debtor's response to the demand letter does not result in payment in full, payment by offset, or payment...
75 FR 54464 - Delegation of Authority to the Director of Its Division of Enforcement
Federal Register 2010, 2011, 2012, 2013, 2014
2010-09-08
... Division of Enforcement, in connection with the collection of delinquent debts arising from actions to enforce the federal securities laws, to terminate collection activity or discharge debts, to accept or reject offers to compromise debts, and to accept or reject offers to enter into payment plans. This...
12 CFR 313.49 - Coordinating salary offset with other agencies.
Code of Federal Regulations, 2010 CFR
2010-01-01
... 12 Banks and Banking 4 2010-01-01 2010-01-01 false Coordinating salary offset with other agencies... PRACTICE PROCEDURES FOR CORPORATE DEBT COLLECTION Salary Offset § 313.49 Coordinating salary offset with... employee has consented to the salary offset in writing or has signed a statement acknowledging receipt of...
Educational debt and intended employment choice among dental school seniors.
Wanchek, Tanya; Nicholson, Sean; Vujicic, Marko; Menezes, Adriana; Ziebert, Anthony
2014-05-01
The authors examined the association between educational debt and dental school seniors' intended activity after graduation. The authors used multinomial logit regression analysis to estimate the relationship between dental educational debt and intended activity after graduation, controlling for potentially confounding variables. They used data from the 2004 through 2011 ADEA (American Dental Education Association) Survey of Dental School Seniors. Fourth-year dental school students with high levels of educational debt were more likely to express an interest in choosing to go into private practice, although the magnitude of this effect was relatively small. For each $10,000 increase in debt, the likelihood of choosing advanced education relative to private practice was 1.5 percent lower (relative risk ratio [RRR], 0.985 [95 percent confidence interval {CI}, 0.978-0.991]). For the same $10,000 increase in debt, the probability of choosing teaching, research and administration was 3.1 percent lower than that for choosing private practice (RRR, 0.969 [95 percent CI, 0.954-0.986]) and was 8.4 percent lower than that for choosing a government service position (RRR, 0.916 [95 percent CI, 0.908-0.924]). Although educational debt was statistically significant for predicting intended activity after graduation, the magnitude of influence of other variables such as sex, race and whether a parent is a dentist was substantially larger. Practical Implications Concerns regarding rising educational debt and its effect on the dental labor market may be misplaced. The characteristics of the dental school student body may be a more accurate predictor of employment choices that dental school seniors are making than are total educational debt levels.
Annual ADEA Survey of Dental School Seniors: 2016 Graduating Class.
Wanchek, Tanya; Cook, Bryan J; Valachovic, Richard W
2017-05-01
This report examines the results of the American Dental Education Association (ADEA) Survey of Dental School Seniors graduating in 2016. Data were collected from 4,558 respondents at all 59 U.S. dental schools with graduating classes that year. This annual survey asks graduating students about a variety of topics in order to understand their motivation for attending dental school, educational experiences while in school, debt incurred, and plans following graduation. Motivations for choosing to attend dental school typically involved family or friends who were dentists or students' personal experiences. The timing of the decision to enter dentistry has been getting earlier over time. Similar to previous years, the average graduating student had above $200,000 in student debt. However, for the first time in two decades, inflation-adjusted debt decreased slightly. The reduction in debt was due to students from private schools reducing their average debt by $23,401. Immediately after graduation, most seniors planned to enter private practice (50.5%) or advanced dental education (33.8%). Approximately half of the respondents planned to work in underserved areas at some point in their careers. These findings underscore the continued value of the senior survey to offer a unique view of the diverse characteristics and career paths of the future dental workforce.
Code of Federal Regulations, 2011 CFR
2011-01-01
... 15 Commerce and Foreign Trade 1 2011-01-01 2011-01-01 false When will Commerce entities transfer a Commerce debt to the Treasury Department's Financial Management Service for collection? 19.9 Section 19.9 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To...
Code of Federal Regulations, 2012 CFR
2012-01-01
... 15 Commerce and Foreign Trade 1 2012-01-01 2012-01-01 false When will Commerce entities transfer a Commerce debt to the Treasury Department's Financial Management Service for collection? 19.9 Section 19.9 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To...
Code of Federal Regulations, 2014 CFR
2014-01-01
... 15 Commerce and Foreign Trade 1 2014-01-01 2014-01-01 false When will Commerce entities transfer a Commerce debt to the Treasury Department's Financial Management Service for collection? 19.9 Section 19.9 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To...
Code of Federal Regulations, 2013 CFR
2013-01-01
... 15 Commerce and Foreign Trade 1 2013-01-01 2013-01-01 false When will Commerce entities transfer a Commerce debt to the Treasury Department's Financial Management Service for collection? 19.9 Section 19.9 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To...
38 CFR 1.910 - Aggressive collection action.
Code of Federal Regulations, 2010 CFR
2010-07-01
... procedures set forth at 31 CFR 285.12, VA shall transfer to Treasury any non-tax debt or claim that has been delinquent for a period of 180 days or more so that Treasury may take appropriate action to collect the debt..., legally enforceable non-tax debt that is over 180 days delinquent for purposes of administrative offset...
Code of Federal Regulations, 2010 CFR
2010-01-01
... 15 Commerce and Foreign Trade 1 2010-01-01 2010-01-01 false When will Commerce entities transfer a Commerce debt to the Treasury Department's Financial Management Service for collection? 19.9 Section 19.9 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To...
38 CFR 1.915 - Interest, administrative costs, and penalties.
Code of Federal Regulations, 2010 CFR
2010-07-01
... collection will be added to the principal amount of the debt. (c) The rate of interest charged by VA shall be... interest has been determined for a particular debt, the rate shall remain in effect throughout the duration... of Title 38, U.S. Code. (2) Interest and administrative costs of collection on such debts described...
12 CFR 313.128 - Disposition of amounts collected.
Code of Federal Regulations, 2010 CFR
2010-01-01
... PROCEDURES FOR CORPORATE DEBT COLLECTION Tax Refund Offset § 313.128 Disposition of amounts collected. FMS... tax refund offset program. To the extent allowed by law, the FDIC may add the offset fees to the debt...
Code of Federal Regulations, 2010 CFR
2010-10-01
... Commission will cease all collection activity related to that debt. (c) All non-tax debts of claims owed to... transfer of delinquent debt to the Secretary of Treasury. 1.1917 Section 1.1917 Telecommunication FEDERAL... of Justice and transfer of delinquent debt to the Secretary of Treasury. (a) Referrals to the...
41 CFR 105-56.014 - Purpose and scope.
Code of Federal Regulations, 2010 CFR
2010-07-01
... centralized salary offset computer matching, identify Federal employees who owe delinquent non-tax debt to the... satisfy delinquent non-tax debt owed to the United States. GSA will pursue, when appropriate, such debt... (FMS) administrative offset program, to collect delinquent debts owed to the Federal Government. This...
Federal Register 2010, 2011, 2012, 2013, 2014
2011-03-29
... procedures for collection of debts through salary offset, administrative offset, tax refund offset, and... procedure and is interpretative in nature. The procedures contained in the interim final rule for salary...
31 CFR 900.1 - Prescription of standards.
Code of Federal Regulations, 2010 CFR
2010-07-01
... the Debt Management Services, Financial Management Service, Department of the Treasury, 401 14th... regulations by Treasury. Rules governing the use of certain debt collection tools created under the Debt...
10 CFR 15.33 - Collection by administrative offset.
Code of Federal Regulations, 2010 CFR
2010-01-01
.... 3716 to collect a debt more than 10 years after the Government's right to collect the debt first... 170. If the collection of “approval” fees has been deferred, the ten-year period begins to run at the... collections by offset. (b) Mandatory centralized offset. (1) The NRC is required to refer past due, legally...
76 FR 78121 - Fair Debt Collection Practices Act (Regulation F)
Federal Register 2010, 2011, 2012, 2013, 2014
2011-12-16
... of Consumer Financial Protection (Bureau), effective July 21, 2011.\\4\\ See sections 1061 and 1089 of... 1029 of the Consumer Financial Protection Act of 2010. Public Law 111-203, section 1089(4); 15 U.S.C... provision for enforcement.\\9\\ \\9\\ Public Law 111-203, section 1089(1); 15 U.S.C. 1692o. B. Authority To...
Code of Federal Regulations, 2010 CFR
2010-10-01
... 49 Transportation 1 2010-10-01 2010-10-01 false Collection. 92.23 Section 92.23 Transportation Office of the Secretary of Transportation RECOVERING DEBTS TO THE UNITED STATES BY SALARY OFFSET § 92.23 Collection. (a) A debt shall be collected in a lump sum or by installment deductions at officially...
Code of Federal Regulations, 2013 CFR
2013-01-01
... 15 Commerce and Foreign Trade 1 2013-01-01 2013-01-01 false When will Commerce entities allow a debtor to pay a Commerce debt in installments instead of one lump sum? 19.6 Section 19.6 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce...
Code of Federal Regulations, 2014 CFR
2014-01-01
... 15 Commerce and Foreign Trade 1 2014-01-01 2014-01-01 false When will Commerce entities allow a debtor to pay a Commerce debt in installments instead of one lump sum? 19.6 Section 19.6 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce...
Code of Federal Regulations, 2012 CFR
2012-01-01
... 15 Commerce and Foreign Trade 1 2012-01-01 2012-01-01 false When will Commerce entities allow a debtor to pay a Commerce debt in installments instead of one lump sum? 19.6 Section 19.6 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce...
Code of Federal Regulations, 2011 CFR
2011-01-01
... 15 Commerce and Foreign Trade 1 2011-01-01 2011-01-01 false When will Commerce entities allow a debtor to pay a Commerce debt in installments instead of one lump sum? 19.6 Section 19.6 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce...
32 CFR 701.50 - Effect of the Debt Collection Act of 1982.
Code of Federal Regulations, 2010 CFR
2010-07-01
.... 3717. DON activities should verify the current interest rate with respective finance and accounting... activities may submit the debt to respective finance and accounting offices for collection. ...
Code of Federal Regulations, 2010 CFR
2010-04-01
... laws applicable to the collection of non-tax debts owed to the United States arising from activities... procedures that the Commission will use to collect debts owed the United States arising from activities under...
7 CFR 1782.20 - Debt Settlement.
Code of Federal Regulations, 2010 CFR
2010-01-01
... Collection Improvement Act of 1996. This law provides that any non-tax debt or claim owed to the United... 7 Agriculture 12 2010-01-01 2010-01-01 false Debt Settlement. 1782.20 Section 1782.20 Agriculture... (CONTINUED) SERVICING OF WATER AND WASTE PROGRAMS § 1782.20 Debt Settlement. Pursuant to 7 U.S.C. 1981, this...
31 CFR 29.501 - Purpose; incorporation by reference; scope.
Code of Federal Regulations, 2010 CFR
2010-07-01
... CFR 900.3. (2) Tax debts. This subpart does not apply to tax debts. (d)(1) Sections 29.501 through 29... BENEFIT PAYMENTS UNDER CERTAIN DISTRICT OF COLUMBIA RETIREMENT PROGRAMS Debt Collection and Waivers of... debts due the United States. (b) The regulations of this subpart incorporate by this reference all...
29 CFR 4903.33 - Referral of debt for tax refund offset.
Code of Federal Regulations, 2010 CFR
2010-07-01
... 29 Labor 9 2010-07-01 2010-07-01 false Referral of debt for tax refund offset. 4903.33 Section... AND ADMINISTRATIVE RULES AND PROCEDURES DEBT COLLECTION Tax Refund Offset § 4903.33 Referral of debt for tax refund offset. The Director of the Financial Operations Department (or a department official...
49 CFR 1017.10 - Procedures for administrative offset.
Code of Federal Regulations, 2010 CFR
2010-10-01
... TRANSPORTATION BOARD, DEPARTMENT OF TRANSPORTATION GENERAL RULES AND REGULATIONS DEBT COLLECTION-COLLECTION BY OFFSET FROM INDEBTED GOVERNMENT AND FORMER GOVERNMENT EMPLOYEES § 1017.10 Procedures for administrative offset. (a) Debts will be collected in one lump sum where possible. If the employee is financially unable...
7 CFR 3.83 - Procedures for salary offset: methods of collection.
Code of Federal Regulations, 2010 CFR
2010-01-01
... 7 Agriculture 1 2010-01-01 2010-01-01 false Procedures for salary offset: methods of collection. 3.83 Section 3.83 Agriculture Office of the Secretary of Agriculture DEBT MANAGEMENT Federal Salary Offset § 3.83 Procedures for salary offset: methods of collection. (a) General. A debt will be collected...
Code of Federal Regulations, 2014 CFR
2014-01-01
... 15 Commerce and Foreign Trade 1 2014-01-01 2014-01-01 false Will a debtor who owes a Commerce or... licenses, permits or privileges? 19.17 Section 19.17 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.17 Will a debtor who owes a...
Code of Federal Regulations, 2013 CFR
2013-01-01
... 15 Commerce and Foreign Trade 1 2013-01-01 2013-01-01 false Will a debtor who owes a Commerce or... licenses, permits or privileges? 19.17 Section 19.17 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.17 Will a debtor who owes a...
Code of Federal Regulations, 2010 CFR
2010-01-01
... 15 Commerce and Foreign Trade 1 2010-01-01 2010-01-01 false Will a debtor who owes a Commerce or... licenses, permits or privileges? 19.17 Section 19.17 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.17 Will a debtor who owes a...
Code of Federal Regulations, 2011 CFR
2011-01-01
... 15 Commerce and Foreign Trade 1 2011-01-01 2011-01-01 false Will a debtor who owes a Commerce or... licenses, permits or privileges? 19.17 Section 19.17 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.17 Will a debtor who owes a...
Code of Federal Regulations, 2012 CFR
2012-01-01
... 15 Commerce and Foreign Trade 1 2012-01-01 2012-01-01 false Will a debtor who owes a Commerce or... licenses, permits or privileges? 19.17 Section 19.17 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.17 Will a debtor who owes a...
31 CFR 29.516 - Collection of overpayments.
Code of Federal Regulations, 2010 CFR
2010-07-01
... lesser of: (i) The amount of the debt, including any interest, penalties and administrative costs; (ii... PAYMENTS UNDER CERTAIN DISTRICT OF COLUMBIA RETIREMENT PROGRAMS Debt Collection and Waivers of Collection... offset of money due the debtor from the Federal Government including, but not limited to, Federal Benefit...
49 CFR 1017.13 - Nonwaiver of rights.
Code of Federal Regulations, 2010 CFR
2010-10-01
... OF TRANSPORTATION GENERAL RULES AND REGULATIONS DEBT COLLECTION-COLLECTION BY OFFSET FROM INDEBTED GOVERNMENT AND FORMER GOVERNMENT EMPLOYEES § 1017.13 Nonwaiver of rights. An employee's involuntary payment of all or any part of a debt collected under these regulations will not be construed as a waiver of...
Code of Federal Regulations, 2014 CFR
2014-04-01
... 22 Foreign Relations 1 2014-04-01 2014-04-01 false Discharge. 34.22 Section 34.22 Foreign Relations DEPARTMENT OF STATE CLAIMS AND STOLEN PROPERTY DEBT COLLECTION Collection Adjustments § 34.22 Discharge. Once a debt has been closed out for accounting purposes and collection has been terminated, the...
Code of Federal Regulations, 2012 CFR
2012-04-01
... 22 Foreign Relations 1 2012-04-01 2012-04-01 false Discharge. 34.22 Section 34.22 Foreign Relations DEPARTMENT OF STATE CLAIMS AND STOLEN PROPERTY DEBT COLLECTION Collection Adjustments § 34.22 Discharge. Once a debt has been closed out for accounting purposes and collection has been terminated, the...
Code of Federal Regulations, 2011 CFR
2011-04-01
... 22 Foreign Relations 1 2011-04-01 2011-04-01 false Discharge. 34.22 Section 34.22 Foreign Relations DEPARTMENT OF STATE CLAIMS AND STOLEN PROPERTY DEBT COLLECTION Collection Adjustments § 34.22 Discharge. Once a debt has been closed out for accounting purposes and collection has been terminated, the...
Code of Federal Regulations, 2013 CFR
2013-04-01
... 22 Foreign Relations 1 2013-04-01 2013-04-01 false Discharge. 34.22 Section 34.22 Foreign Relations DEPARTMENT OF STATE CLAIMS AND STOLEN PROPERTY DEBT COLLECTION Collection Adjustments § 34.22 Discharge. Once a debt has been closed out for accounting purposes and collection has been terminated, the...
Code of Federal Regulations, 2010 CFR
2010-04-01
... 22 Foreign Relations 1 2010-04-01 2010-04-01 false Discharge. 34.22 Section 34.22 Foreign Relations DEPARTMENT OF STATE CLAIMS AND STOLEN PROPERTY DEBT COLLECTION Collection Adjustments § 34.22 Discharge. Once a debt has been closed out for accounting purposes and collection has been terminated, the...
77 FR 5227 - Information Collection Request; Debt Settlement Policies and Procedures
Federal Register 2010, 2011, 2012, 2013, 2014
2012-02-02
... Commodity Credit Corporation (CCC) are requesting comments from all interested individuals and organizations on an extension of a currently approved information collection that supports the FSA and CCC Debt... revision. Abstract: This information collection is needed to enable FSA and CCC to effectively administer...
20 CFR 422.425 - How will we conduct our review of the debt?
Code of Federal Regulations, 2010 CFR
2010-04-01
... 20 Employees' Benefits 2 2010-04-01 2010-04-01 false How will we conduct our review of the debt? 422.425 Section 422.425 Employees' Benefits SOCIAL SECURITY ADMINISTRATION ORGANIZATION AND PROCEDURES Collection of Debts by Administrative Wage Garnishment § 422.425 How will we conduct our review of the debt...
12 CFR 313.46 - Notice of salary offset where FDIC is the paying agency.
Code of Federal Regulations, 2010 CFR
2010-01-01
... 12 Banks and Banking 4 2010-01-01 2010-01-01 false Notice of salary offset where FDIC is the... AND RULES OF PRACTICE PROCEDURES FOR CORPORATE DEBT COLLECTION Salary Offset § 313.46 Notice of salary... shall send the employee a written notice of salary offset. Such notice shall advise the employee: (1...
5 CFR 831.1306 - Collection by administrative offset.
Code of Federal Regulations, 2010 CFR
2010-01-01
... provided in 5 U.S.C. 2415, the Director or his designee will determine the cost effectiveness of leaving a... debt; the cost of collection; and the likelihood of recovering the debt. (2) Salary offset. When the...
Code of Federal Regulations, 2011 CFR
2011-01-01
... Salary Offset § 179.201 Purpose. The purpose of the Debt Collection Act of 1982 (Pub. L. 97-365), is to provide a comprehensive statutory approach to the collection of debts due the Federal Government. These... to the Federal Government by means of salary offset, except that no claim may be collected by such...
Code of Federal Regulations, 2010 CFR
2010-01-01
... Salary Offset § 179.201 Purpose. The purpose of the Debt Collection Act of 1982 (Pub. L. 97-365), is to provide a comprehensive statutory approach to the collection of debts due the Federal Government. These... to the Federal Government by means of salary offset, except that no claim may be collected by such...
29 CFR 100.614 - Collection by administrative offset.
Code of Federal Regulations, 2010 CFR
2010-07-01
... conducted more than 10 years after the Government's right to collect the claim or debt first accrued. (b) Mandatory centralized offset. (1) The NLRB is required to refer past due legally enforceable, nontax debts... centralized administrative offset is not available or appropriate to collect past due legally enforceable...
45 CFR 30.29 - Suspension of collection activity.
Code of Federal Regulations, 2010 CFR
2010-10-01
... debtor, the Secretary may suspend collection activity on a debt when the debtor's future prospects... does not prohibit collection activity pending consideration of the request, the Secretary may use... activity on the debt, pursuant to the provisions of 11 U.S.C. 362, 1201, and 1301, unless the Secretary can...
45 CFR 30.29 - Suspension of collection activity.
Code of Federal Regulations, 2011 CFR
2011-10-01
... debtor, the Secretary may suspend collection activity on a debt when the debtor's future prospects... does not prohibit collection activity pending consideration of the request, the Secretary may use... activity on the debt, pursuant to the provisions of 11 U.S.C. 362, 1201, and 1301, unless the Secretary can...
45 CFR 30.29 - Suspension of collection activity.
Code of Federal Regulations, 2012 CFR
2012-10-01
... debtor, the Secretary may suspend collection activity on a debt when the debtor's future prospects... does not prohibit collection activity pending consideration of the request, the Secretary may use... activity on the debt, pursuant to the provisions of 11 U.S.C. 362, 1201, and 1301, unless the Secretary can...
45 CFR 30.29 - Suspension of collection activity.
Code of Federal Regulations, 2014 CFR
2014-10-01
... debtor, the Secretary may suspend collection activity on a debt when the debtor's future prospects... does not prohibit collection activity pending consideration of the request, the Secretary may use... activity on the debt, pursuant to the provisions of 11 U.S.C. 362, 1201, and 1301, unless the Secretary can...
45 CFR 30.29 - Suspension of collection activity.
Code of Federal Regulations, 2013 CFR
2013-10-01
... debtor, the Secretary may suspend collection activity on a debt when the debtor's future prospects... does not prohibit collection activity pending consideration of the request, the Secretary may use... activity on the debt, pursuant to the provisions of 11 U.S.C. 362, 1201, and 1301, unless the Secretary can...
7 CFR 3.82 - Procedures for salary offset: types of collection.
Code of Federal Regulations, 2010 CFR
2010-01-01
... 7 Agriculture 1 2010-01-01 2010-01-01 false Procedures for salary offset: types of collection. 3.82 Section 3.82 Agriculture Office of the Secretary of Agriculture DEBT MANAGEMENT Federal Salary Offset § 3.82 Procedures for salary offset: types of collection. A debt will be collected in a lump-sum...
Code of Federal Regulations, 2010 CFR
2010-04-01
...: Federal payment is insufficient to cover amount of debt. 17.159 Section 17.159 Housing and Urban... Procedures for the Collection of Claims by the Government Irs Tax Refund and Federal Payment Offset... insufficient to cover amount of debt. If an offset of a Federal payment is insufficient to satisfy a debt, the...
36 CFR 1011.7 - When will the Presidio Trust compromise a debt?
Code of Federal Regulations, 2010 CFR
2010-07-01
... 36 Parks, Forests, and Public Property 3 2010-07-01 2010-07-01 false When will the Presidio Trust... Procedures To Collect Presidio Trust Debts § 1011.7 When will the Presidio Trust compromise a debt? (a... debt owed to the Presidio Trust that is not recovered as the result of a compromise will be reported to...
29 CFR 2702.8 - Advance payment of fees; interest; debt collection procedures.
Code of Federal Regulations, 2010 CFR
2010-07-01
... charged in timely fashion (i.e., within 30 days of the date of billing) may be required first to pay that...) The Debt Collection Act of 1982, Pub. L. 97-365, including disclosure to consumer credit reporting...
7 CFR 3430.61 - Debt collection.
Code of Federal Regulations, 2011 CFR
2011-01-01
... 7 Agriculture 15 2011-01-01 2011-01-01 false Debt collection. 3430.61 Section 3430.61 Agriculture Regulations of the Department of Agriculture (Continued) NATIONAL INSTITUTE OF FOOD AND AGRICULTURE COMPETITIVE AND NONCOMPETITIVE NON-FORMULA FEDERAL ASSISTANCE PROGRAMS-GENERAL AWARD ADMINISTRATIVE PROVISIONS...
17 CFR 229.202 - (Item 202) Description of registrant's securities.
Code of Federal Regulations, 2012 CFR
2012-04-01
... creditors of the registrant; where debt securities are designated as subordinated in accordance with... practicable date that by the terms of such debt securities would be senior to such subordinated debt and... bondable property available as a basis for the issuance of bonds; provisions permitting the withdrawal of...
17 CFR 229.202 - (Item 202) Description of registrant's securities.
Code of Federal Regulations, 2014 CFR
2014-04-01
... creditors of the registrant; where debt securities are designated as subordinated in accordance with... practicable date that by the terms of such debt securities would be senior to such subordinated debt and... bondable property available as a basis for the issuance of bonds; provisions permitting the withdrawal of...
17 CFR 229.202 - (Item 202) Description of registrant's securities.
Code of Federal Regulations, 2013 CFR
2013-04-01
... creditors of the registrant; where debt securities are designated as subordinated in accordance with... practicable date that by the terms of such debt securities would be senior to such subordinated debt and... bondable property available as a basis for the issuance of bonds; provisions permitting the withdrawal of...
Code of Federal Regulations, 2010 CFR
2010-07-01
... to the United States. Debtor means a person who owes a debt to the United States. Delinquent or past... been made. Nothing in this section is intended to define whether a debt is delinquent or past-due for purposes other than offset under this section. Delinquent debt record means information about a past-due...
78 FR 10002 - Proposed Collection; Comment Request for Regulation Project
Federal Register 2010, 2011, 2012, 2013, 2014
2013-02-12
...: FI-59-91. Abstract: This regulation relates to the tax treatment of debt instruments that provide for... debt instruments with original issue discount; contingent payments; anti-abuse rule. DATES: Written... Constitution Avenue NW., Washington, DC 20224. SUPPLEMENTARY INFORMATION: Title: Debt Instruments With Original...
7 CFR 3550.103 - Eligibility requirements.
Code of Federal Regulations, 2013 CFR
2013-01-01
... where an applicant successfully completed a bankruptcy debt restructuring plan and has demonstrated a... indicates reasonable ability and willingness to meet debt obligations. An applicant with an outstanding... repayment, or collection accounts that were paid in full within the last 6 months. (vii) Non-agency debts...
7 CFR 3550.103 - Eligibility requirements.
Code of Federal Regulations, 2011 CFR
2011-01-01
... where an applicant successfully completed a bankruptcy debt restructuring plan and has demonstrated a... indicates reasonable ability and willingness to meet debt obligations. An applicant with an outstanding... repayment, or collection accounts that were paid in full within the last 6 months. (vii) Non-agency debts...
7 CFR 3550.103 - Eligibility requirements.
Code of Federal Regulations, 2012 CFR
2012-01-01
... where an applicant successfully completed a bankruptcy debt restructuring plan and has demonstrated a... indicates reasonable ability and willingness to meet debt obligations. An applicant with an outstanding... repayment, or collection accounts that were paid in full within the last 6 months. (vii) Non-agency debts...
7 CFR 3550.103 - Eligibility requirements.
Code of Federal Regulations, 2014 CFR
2014-01-01
... where an applicant successfully completed a bankruptcy debt restructuring plan and has demonstrated a... indicates reasonable ability and willingness to meet debt obligations. An applicant with an outstanding... repayment, or collection accounts that were paid in full within the last 6 months. (vii) Non-agency debts...
Code of Federal Regulations, 2011 CFR
2011-07-01
... Officer, 1500 Pennsylvania Avenue, NW., Attention: Metropolitan Square, Room 6228, Washington, DC 20220... pay debts owed to other agencies before paying a debt owed to a Treasury entity. The Treasury entity...
Code of Federal Regulations, 2013 CFR
2013-07-01
... Officer, 1500 Pennsylvania Avenue, NW., Attention: Metropolitan Square, Room 6228, Washington, DC 20220... pay debts owed to other agencies before paying a debt owed to a Treasury entity. The Treasury entity...
Code of Federal Regulations, 2012 CFR
2012-07-01
... Officer, 1500 Pennsylvania Avenue, NW., Attention: Metropolitan Square, Room 6228, Washington, DC 20220... pay debts owed to other agencies before paying a debt owed to a Treasury entity. The Treasury entity...
Code of Federal Regulations, 2014 CFR
2014-07-01
... Administration DEPARTMENT OF JUSTICE DEBT COLLECTION Administration of Debt Collection § 11.6 Definitions. Except... Prison Industries, the Office of Justice Programs, and the United States Marshals Service (USMS). (c... paying agency to offset the salary of an employee and specifies that appropriate procedural protections...
Code of Federal Regulations, 2011 CFR
2011-07-01
... Administration DEPARTMENT OF JUSTICE DEBT COLLECTION Administration of Debt Collection § 11.6 Definitions. Except... Prison Industries, the Office of Justice Programs, and the United States Marshals Service (USMS). (c... paying agency to offset the salary of an employee and specifies that appropriate procedural protections...
Code of Federal Regulations, 2012 CFR
2012-07-01
... Administration DEPARTMENT OF JUSTICE DEBT COLLECTION Administration of Debt Collection § 11.6 Definitions. Except... Prison Industries, the Office of Justice Programs, and the United States Marshals Service (USMS). (c... paying agency to offset the salary of an employee and specifies that appropriate procedural protections...
Code of Federal Regulations, 2013 CFR
2013-07-01
... Administration DEPARTMENT OF JUSTICE DEBT COLLECTION Administration of Debt Collection § 11.6 Definitions. Except... Prison Industries, the Office of Justice Programs, and the United States Marshals Service (USMS). (c... paying agency to offset the salary of an employee and specifies that appropriate procedural protections...
48 CFR 32.604 - Demand for payment.
Code of Federal Regulations, 2010 CFR
2010-10-01
... distribution of the principal amount of the debt by line(s) of accounting subject to the following: (i) If the debt affects multiple lines of accounting, the contracting officer shall, to the maximum extent practicable, identify all affected lines of accounting. If it is not practicable to identify all affected...
Code of Federal Regulations, 2010 CFR
2010-04-01
... DEPARTMENT OF STATE CLAIMS AND STOLEN PROPERTY DEBT COLLECTION General Provisions § 34.3 Exceptions. (a) Debts arising from the audit of transportation accounts pursuant to 31 U.S.C. 3726 shall be determined... 102-118. (b) Debts arising out of acquisition contracts subject to the Federal Acquisition Regulation...
41 CFR 105-56.024 - Purpose and scope.
Code of Federal Regulations, 2010 CFR
2010-07-01
... offset computer matching, identify Federal employees who owe delinquent non-tax debt to the United States. Centralized salary offset computer matching is the computerized comparison of delinquent debt records with...) administrative offset program, to collect delinquent debts owed to the Federal Government. This process is known...
13 CFR 140.2 - What is a debt and how can the SBA collect it through offset?
Code of Federal Regulations, 2010 CFR
2010-01-01
... from fees, leases, rents, royalties, services, sales of real or personal property, overpayments, fines... the debtor agrees in writing to a greater percentage. (ii) SBA also may collect against travel... additional action against the debtor to collect the debt at the same time or in sequence. When SBA makes...
75 FR 30904 - Proposed Collection; Comment Request for Regulation Project
Federal Register 2010, 2011, 2012, 2013, 2014
2010-06-02
... arising in a taxable year in which the payer corporation's debt-equity ratio is 1.5 to 1 or less... qualified stock purchase. This rule allows the taxpayer, in computing its debt-equity ratio, to elect to... collection of information displays a valid OMB control number. Books or records relating to a collection of...
38 CFR 1.911 - Collection of debts owed by reason of participation in a benefits program.
Code of Federal Regulations, 2011 CFR
2011-07-01
... 38 Pensions, Bonuses, and Veterans' Relief 1 2011-07-01 2011-07-01 false Collection of debts owed by reason of participation in a benefits program. 1.911 Section 1.911 Pensions, Bonuses, and Veterans' Relief DEPARTMENT OF VETERANS AFFAIRS GENERAL PROVISIONS Standards for Collection of Claims § 1.911...
38 CFR 1.911 - Collection of debts owed by reason of participation in a benefits program.
Code of Federal Regulations, 2012 CFR
2012-07-01
... 38 Pensions, Bonuses, and Veterans' Relief 1 2012-07-01 2012-07-01 false Collection of debts owed by reason of participation in a benefits program. 1.911 Section 1.911 Pensions, Bonuses, and Veterans' Relief DEPARTMENT OF VETERANS AFFAIRS GENERAL PROVISIONS Standards for Collection of Claims § 1.911...
38 CFR 1.911 - Collection of debts owed by reason of participation in a benefits program.
Code of Federal Regulations, 2014 CFR
2014-07-01
... 38 Pensions, Bonuses, and Veterans' Relief 1 2014-07-01 2014-07-01 false Collection of debts owed by reason of participation in a benefits program. 1.911 Section 1.911 Pensions, Bonuses, and Veterans' Relief DEPARTMENT OF VETERANS AFFAIRS GENERAL PROVISIONS Standards for Collection of Claims § 1.911...
38 CFR 1.911 - Collection of debts owed by reason of participation in a benefits program.
Code of Federal Regulations, 2013 CFR
2013-07-01
... 38 Pensions, Bonuses, and Veterans' Relief 1 2013-07-01 2013-07-01 false Collection of debts owed by reason of participation in a benefits program. 1.911 Section 1.911 Pensions, Bonuses, and Veterans' Relief DEPARTMENT OF VETERANS AFFAIRS GENERAL PROVISIONS Standards for Collection of Claims § 1.911...
5 CFR 835.604 - Reasonable attempt to notify.
Code of Federal Regulations, 2010 CFR
2010-01-01
... 5 Administrative Personnel 2 2010-01-01 2010-01-01 false Reasonable attempt to notify. 835.604 Section 835.604 Administrative Personnel OFFICE OF PERSONNEL MANAGEMENT (CONTINUED) CIVIL SERVICE REGULATIONS (CONTINUED) DEBT COLLECTION Collection of Debts by Federal Tax Refund Offset § 835.604 Reasonable...
49 CFR 1017.7 - Written decision following hearing.
Code of Federal Regulations, 2010 CFR
2010-10-01
... BOARD, DEPARTMENT OF TRANSPORTATION GENERAL RULES AND REGULATIONS DEBT COLLECTION-COLLECTION BY OFFSET FROM INDEBTED GOVERNMENT AND FORMER GOVERNMENT EMPLOYEES § 1017.7 Written decision following hearing... facts presented to support the nature and origin of the alleged debt; (2) The Administrative Law Judge's...
49 CFR 1017.5 - Hearing procedures.
Code of Federal Regulations, 2010 CFR
2010-10-01
... OF TRANSPORTATION GENERAL RULES AND REGULATIONS DEBT COLLECTION-COLLECTION BY OFFSET FROM INDEBTED GOVERNMENT AND FORMER GOVERNMENT EMPLOYEES § 1017.5 Hearing procedures. (a) Upon the Administrative Law Judge... debt. (f) The employee requesting the hearing shall bear the ultimate burden of proof. (g) The evidence...
75 FR 5372 - Proposed Collection: Comment Request
Federal Register 2010, 2011, 2012, 2013, 2014
2010-02-02
... DEPARTMENT OF THE TREASURY Bureau of the Public Debt Proposed Collection: Comment Request ACTION... Bureau of the Public Debt within the Department of the Treasury is soliciting comments concerning the Subscription For Purchase and Issue of U.S. Treasury Securities, State and Local Government Series. DATES...
49 CFR 1017.3 - Applicability.
Code of Federal Regulations, 2010 CFR
2010-10-01
... Federal agency; and (d) The Board is owed a debt by an employee who separates from Federal Government... OF TRANSPORTATION GENERAL RULES AND REGULATIONS DEBT COLLECTION-COLLECTION BY OFFSET FROM INDEBTED GOVERNMENT AND FORMER GOVERNMENT EMPLOYEES § 1017.3 Applicability. These regulations are to be followed when...
46 CFR 386.13 - Soliciting, vending, and debt collection.
Code of Federal Regulations, 2010 CFR
2010-10-01
... 46 Shipping 8 2010-10-01 2010-10-01 false Soliciting, vending, and debt collection. 386.13 Section 386.13 Shipping MARITIME ADMINISTRATION, DEPARTMENT OF TRANSPORTATION MISCELLANEOUS REGULATIONS GOVERNING PUBLIC BUILDINGS AND GROUNDS AT THE UNITED STATES MERCHANT MARINE ACADEMY § 386.13 Soliciting...
76 FR 16855 - Proposed Collection; Comment Request for Revenue Procedure 2001-21
Federal Register 2010, 2011, 2012, 2013, 2014
2011-03-25
... treat certain exchanges of debt instruments as realization events for Federal income tax purposes even... concerning Revenue Procedure 2001-21, Debt Roll-Ups. DATES: Written comments should be received on or before...: Title: Debt Roll-Ups. OMB Number: 1545-1647. Revenue Procedure Number: Revenue Procedure 2001-21...
Code of Federal Regulations, 2010 CFR
2010-01-01
... COMMISSION SALARY OFFSET PROCEDURES FOR COLLECTING DEBTS OWED BY FEDERAL EMPLOYEES TO THE FEDERAL GOVERNMENT § 16.5 Application. The regulations in this part are to be followed when: (a) The NRC is owed a debt by an individual currently employed by another Federal agency; (b) The NRC is owed a debt by an...
20 CFR 367.3 - Board responsibilities.
Code of Federal Regulations, 2010 CFR
2010-04-01
... DEBTS OWED TO THE UNITED STATES GOVERNMENT BY ADMINISTRATIVE OFFSET § 367.3 Board responsibilities. (a... outstanding for more than 10 years after the Government's right to collect the debt first accrued may be... the Board by means of administrative offset, except that all nontax debts over 180 days delinquent...
Code of Federal Regulations, 2010 CFR
2010-01-01
... COMMISSION SALARY OFFSET PROCEDURES FOR COLLECTING DEBTS OWED BY FEDERAL EMPLOYEES TO THE FEDERAL GOVERNMENT... Government to, or held by the Government for, a person to satisfy a debt the person owes the United States... of the match is to identify Federal employees who owe debt to the Federal Government. Creditor agency...
Code of Federal Regulations, 2010 CFR
2010-01-01
... COMMISSION SALARY OFFSET PROCEDURES FOR COLLECTING DEBTS OWED BY FEDERAL EMPLOYEES TO THE FEDERAL GOVERNMENT § 16.17 Refunds. (a) The NRC will refund promptly any amounts deducted to satisfy debts owed to the NRC when the debt is waived, found not owed to the NRC, or when directed by an administrative or Judicial...
29 CFR 100.603 - Debts that are covered.
Code of Federal Regulations, 2010 CFR
2010-07-01
... proceedings. (Regulations concerning the collection of these types of debts are found in 29 CFR Part 102, Subparts U and V.); (2) A debt involving criminal actions of fraud, the presentation of a false claim, or... fraud, false claims, misrepresentation, or which violate antitrust laws will be promptly referred to the...
29 CFR 100.603 - Debts that are covered.
Code of Federal Regulations, 2011 CFR
2011-07-01
... proceedings. (Regulations concerning the collection of these types of debts are found in 29 CFR Part 102, Subparts U and V.); (2) A debt involving criminal actions of fraud, the presentation of a false claim, or... fraud, false claims, misrepresentation, or which violate antitrust laws will be promptly referred to the...
10 CFR 1015.203 - Collection by administrative offset.
Code of Federal Regulations, 2010 CFR
2010-01-01
... to satisfy, in part or in full, a past due, legally enforceable delinquent debt. The notice shall..., DOE must certify, in a form acceptable to Treasury, that: (i) The debt(s) is (are) past due and... centralized administrative offset is not available or appropriate, past due, legally enforceable non-tax...
20 CFR 422.317 - Review of the debt.
Code of Federal Regulations, 2010 CFR
2010-04-01
... 20 Employees' Benefits 2 2010-04-01 2010-04-01 false Review of the debt. 422.317 Section 422.317 Employees' Benefits SOCIAL SECURITY ADMINISTRATION ORGANIZATION AND PROCEDURES Claims Collection § 422.317 Review of the debt. (a) Notification and presentation of evidence by the debtor. A debtor who receives a...
In Sickness and in Debt: Do Mounting Medical Bills Predict Payday Loan Debt?
Bickham, Trey; Lim, Younghee
2015-01-01
Cash-strapped families sometimes turn to small, short-term loans with exorbitant fees—payday loans—to cope with mounting medical bills. Given that about three-fourths of payday loan customers are repeat borrowers, consumer advocates and policymakers have increasingly raised voices of concern about the use of payday loans to finance various household expenses, including, among other things, medical bills. The present study hypothesized that increases in medical debt are associated with increases in payday loan debt among a sample of Chapter 7 bankruptcy filers. The results of a multivariate tobit regression analysis showed that medical debt was associated with increased payday loan debt, controlling for various types of debt and other socioeconomic variables. This article concludes with implications of the results for social work policy- and direct-practice.
Code of Federal Regulations, 2010 CFR
2010-04-01
... charged in a timely fashion (i.e., within 30 days of the date of the billing), HUD may, under the authority of the Debt Collection Act and part 17, subpart C of this title, use consumer reporting agencies...
28 CFR 11.3 - Compliance with existing laws.
Code of Federal Regulations, 2010 CFR
2010-07-01
... 28 Judicial Administration 1 2010-07-01 2010-07-01 false Compliance with existing laws. 11.3... for Debt Collection § 11.3 Compliance with existing laws. The procurement of the services of private attorneys for debt collection shall be accomplished in accordance with the competitive procurement...
28 CFR 11.3 - Compliance with existing laws.
Code of Federal Regulations, 2011 CFR
2011-07-01
... 28 Judicial Administration 1 2011-07-01 2011-07-01 false Compliance with existing laws. 11.3... for Debt Collection § 11.3 Compliance with existing laws. The procurement of the services of private attorneys for debt collection shall be accomplished in accordance with the competitive procurement...
32 CFR 1903.17 - Soliciting, vending, and debt collection.
Code of Federal Regulations, 2010 CFR
2010-07-01
... INTELLIGENCE AGENCY CONDUCT ON AGENCY INSTALLATIONS § 1903.17 Soliciting, vending, and debt collection... 5 CFR parts 110 and 950 as amended and sponsored or approved by the Director of Central Intelligence... compliance with Central Intelligence Agency rules governing the use of such authorized bulletin boards...
32 CFR 1903.17 - Soliciting, vending, and debt collection.
Code of Federal Regulations, 2011 CFR
2011-07-01
... INTELLIGENCE AGENCY CONDUCT ON AGENCY INSTALLATIONS § 1903.17 Soliciting, vending, and debt collection... 5 CFR parts 110 and 950 as amended and sponsored or approved by the Director of Central Intelligence... compliance with Central Intelligence Agency rules governing the use of such authorized bulletin boards...
32 CFR 1903.17 - Soliciting, vending, and debt collection.
Code of Federal Regulations, 2013 CFR
2013-07-01
... INTELLIGENCE AGENCY CONDUCT ON AGENCY INSTALLATIONS § 1903.17 Soliciting, vending, and debt collection... 5 CFR parts 110 and 950 as amended and sponsored or approved by the Director of Central Intelligence... compliance with Central Intelligence Agency rules governing the use of such authorized bulletin boards...
32 CFR 1903.17 - Soliciting, vending, and debt collection.
Code of Federal Regulations, 2012 CFR
2012-07-01
... INTELLIGENCE AGENCY CONDUCT ON AGENCY INSTALLATIONS § 1903.17 Soliciting, vending, and debt collection... 5 CFR parts 110 and 950 as amended and sponsored or approved by the Director of Central Intelligence... compliance with Central Intelligence Agency rules governing the use of such authorized bulletin boards...
32 CFR 1903.17 - Soliciting, vending, and debt collection.
Code of Federal Regulations, 2014 CFR
2014-07-01
... INTELLIGENCE AGENCY CONDUCT ON AGENCY INSTALLATIONS § 1903.17 Soliciting, vending, and debt collection... 5 CFR parts 110 and 950 as amended and sponsored or approved by the Director of Central Intelligence... compliance with Central Intelligence Agency rules governing the use of such authorized bulletin boards...
10 CFR 16.1 - Purpose and scope.
Code of Federal Regulations, 2010 CFR
2010-01-01
... Federal Government. This part applies to all Federal employees who owe debts to the Nuclear Regulatory... REGULATORY COMMISSION SALARY OFFSET PROCEDURES FOR COLLECTING DEBTS OWED BY FEDERAL EMPLOYEES TO THE FEDERAL GOVERNMENT § 16.1 Purpose and scope. (a) This part provides procedures for the collection by administrative...
31 CFR 901.3 - Collection by administrative offset.
Code of Federal Regulations, 2010 CFR
2010-07-01
... more than 10 years after the Government's right to collect the debt first accrued, unless facts.... (b) Mandatory centralized administrative offset. (1) Creditor agencies are required to refer past due... has occurred to satisfy, in part or in full, a past due, legally enforceable delinquent debt. The...
7 CFR 502.9 - Soliciting, vending, debt collection, and distribution of handbills.
Code of Federal Regulations, 2010 CFR
2010-01-01
...) AGRICULTURAL RESEARCH SERVICE, DEPARTMENT OF AGRICULTURE CONDUCT ON BELTSVILLE AGRICULTURE RESEARCH CENTER... display or distribution of commercial advertising, or the collecting of private debts, in or on BARC..., health, and other purposes sponsored or approved by the Agricultural Research Service, concessions, or...
Economic analysis of the military health professions scholarship program for neurosurgeons.
Ragel, Brian T; Klimo, Paul; Grant, Gerald A; Taggard, Derek A; Nute, David; McCafferty, Randall R; Ellenbogen, Richard G
2011-09-01
The 4-year military Health Professions Scholarship Program (HPSP) provides funds for medical school tuition, books, and a monthly stipend in exchange for a 4-year military commitment (to receive all physician bonuses, an additional 3 months must be served). To analyze the economics of the HPSP for students with an interest in neurosurgery by comparing medical school debt and salaries of military, academic, and private practice neurosurgeons. Salary and medical school debt values from the American Association of Medical Colleges, salary data from the Medical Group Management Association, and 2009 military pay tables were obtained. Annual cash flow diagrams were created to encompass 14.25 years that spanned 4 years (medical school), 6 years (neurosurgical residency), and the first 4.25 years of practice for military, academic, and private practice neurosurgeons. A present value economic model was applied. Mean medical school loan debt was $154,607. Mean military (adjusted for tax-free portions), academic, and private practice salaries were $160,318, $451,068, and $721,458, respectively. After 14.25 years, the cumulative present value cash flow for military, academic, and private practice neurosurgeons was $1 193 323, $2 372 582, and $3 639 276, respectively. After 14.25 years, surgeons with medical student loans still owed $208 761. The difference in cumulative annual present value cash flow between military and academic and between military and private practice neurosurgeons was $1,179,259 and $2,445,953, respectively. The military neurosurgeon will have little to no medical school debt, whereas the calculated medical school debt of a nonmilitary surgeon was approximately $208,000.
Gabbay, Mark B; Ring, Adele; Byng, Richard; Anderson, Pippa; Taylor, Rod S; Matthews, Caryn; Harris, Tirril; Berry, Vashti; Byrne, Paula; Carter, Elliot; Clarke, Pam; Cocking, Laura; Edwards, Suzanne; Emsley, Richard; Fornasiero, Mauro; Frith, Lucy; Harris, Shaun; Huxley, Peter; Jones, Siw; Kinderman, Peter; King, Michael; Kosnes, Liv; Marshall, Daniel; Mercer, Dave; May, Carl; Nolan, Debbie; Phillips, Ceri; Rawcliffe, Tim; Sardani, Alexandra V; Shaw, Elizabeth; Thompson, Sam; Vickery, Jane; Wainman, Brian; Warner, Mark
2017-06-01
Depression and debt are common in the UK. Debt Counselling for Depression in Primary Care: an adaptive randomised controlled pilot trial (DeCoDer) aimed to assess the clinical effectiveness and cost-effectiveness of the addition of a primary care debt counselling advice service to usual care for patients with depression and debt. However, the study was terminated early during the internal pilot trial phase because of recruitment delays. This report describes the rationale, methods and findings of the pilot study, and implications for future research. The overarching aim of the internal pilot was to identify and resolve problems, thereby assessing the feasibility of the main trial. The specific objectives were to confirm methods for practice recruitment and the ability to recruit patients via the proposed approaches; to determine the acceptability of the study interventions and outcome measures; to assess contamination; to confirm the randomisation method for main trial and the level of participant attrition; and to check the robustness of data collection systems. An adaptive, parallel, two-group multicentre randomised controlled pilot trial with a nested mixed-methods process and economic evaluation. Both individual- and cluster (general practice)-level were was used in the pilot phase to assign participants to intervention or control groups. General practices in England and Wales. Individuals were included who were aged ≥ 18 years, scored ≥ 14 on the Beck Depression Inventory II and self-identified as having debt worries. The main exclusion criteria were being actively suicidal or psychotic and/or severely depressed and unresponsive to treatment; having a severe addiction to alcohol/illicit drugs; being unable/unwilling to give written informed consent; currently participating in other research including follow-up phases; having received Citizens Advice Bureau (CAB) debt advice in the past year; and not wanting debt advice via a general practice. The participants in the intervention group were given debt advice provided by the CAB and shared biopsychosocial assessment, in addition to treatment as usual (TAU) and two debt advice leaflets. The participants in the control group were given advice leaflets provided by the general practitioner and TAU only. (1) Outcomes of the pilot trial - the proportion of eligible patients who consented, the number of participants recruited compared with target, assessment of contamination, and assessment of patient satisfaction with intervention and outcome measures. (2) Participant outcomes - primary - Beck Depression Inventory II; secondary - psychological well-being, health and social care utilisation, service satisfaction, substance misuse, record of priority/non-priority debts, life events and difficulties, and explanatory measures. Outcomes were assessed at baseline (pre-randomisation) and at 4 months post randomisation. Other data sources - qualitative interviews were conducted with participants, clinicians and CAB advisors. Of the 238 expressions of interest screened, 61 participants (26%) were recruited and randomised (32 in the intervention group and 29 in the control group). All participants provided baseline outcomes and 52 provided the primary outcome at 4 months' follow-up (14.7% dropout). Seventeen participants allocated to the intervention saw a CAB advisor. Descriptive statistics are reported for participants with complete outcomes at baseline and 4 months' follow-up. Our qualitative findings suggest that the relationship between debt and depression is complex, and the impact of each on the other is compounded by other psychological, social and contextual influences. As a result of low recruitment, this trial was terminated at the internal pilot phase and was too small for inferential statistical analysis. We recommend ways to reduce this risk when conducting complex trials among vulnerable populations recruited in community settings. These cover trial design, the design and delivery of interventions, recruitment strategies and support for sites. Current Controlled Trials ISRCTN79705874. This project was funded by the National Institute for Health Research (NIHR) Health Technology Assessment programme and will be published in full in Health Technology Assessment ; Vol. 21, No. 35. See the NIHR Journals Library website for further project information. Mark Gabbay and Adele Ring are part-funded by NIHR Collaborations for Leadership in Applied Health Research and Care (CLAHRC) North West Coast and Richard Byng and Rod S Taylor, Vashti Berry and Elizabeth Shaw part-funded by NIHR CLAHRC South West Peninsula.
7 CFR 503.9 - Soliciting, vending, debt collection, and distribution of handbills.
Code of Federal Regulations, 2013 CFR
2013-01-01
... 7 Agriculture 6 2013-01-01 2013-01-01 false Soliciting, vending, debt collection, and distribution of handbills. 503.9 Section 503.9 Agriculture Regulations of the Department of Agriculture (Continued) AGRICULTURAL RESEARCH SERVICE, DEPARTMENT OF AGRICULTURE CONDUCT ON PLUM ISLAND ANIMAL DISEASE CENTER § 503.9...
7 CFR 503.9 - Soliciting, vending, debt collection, and distribution of handbills.
Code of Federal Regulations, 2014 CFR
2014-01-01
... 7 Agriculture 6 2014-01-01 2014-01-01 false Soliciting, vending, debt collection, and distribution of handbills. 503.9 Section 503.9 Agriculture Regulations of the Department of Agriculture (Continued) AGRICULTURAL RESEARCH SERVICE, DEPARTMENT OF AGRICULTURE CONDUCT ON PLUM ISLAND ANIMAL DISEASE CENTER § 503.9...
7 CFR 503.9 - Soliciting, vending, debt collection, and distribution of handbills.
Code of Federal Regulations, 2012 CFR
2012-01-01
... 7 Agriculture 6 2012-01-01 2012-01-01 false Soliciting, vending, debt collection, and distribution of handbills. 503.9 Section 503.9 Agriculture Regulations of the Department of Agriculture (Continued) AGRICULTURAL RESEARCH SERVICE, DEPARTMENT OF AGRICULTURE CONDUCT ON PLUM ISLAND ANIMAL DISEASE CENTER § 503.9...
7 CFR 503.9 - Soliciting, vending, debt collection, and distribution of handbills.
Code of Federal Regulations, 2011 CFR
2011-01-01
... 7 Agriculture 6 2011-01-01 2011-01-01 false Soliciting, vending, debt collection, and distribution of handbills. 503.9 Section 503.9 Agriculture Regulations of the Department of Agriculture (Continued) AGRICULTURAL RESEARCH SERVICE, DEPARTMENT OF AGRICULTURE CONDUCT ON PLUM ISLAND ANIMAL DISEASE CENTER § 503.9...
31 CFR 903.2 - Suspension of collection activity.
Code of Federal Regulations, 2011 CFR
2011-07-01
... 31 Money and Finance:Treasury 3 2011-07-01 2011-07-01 false Suspension of collection activity. 903.2 Section 903.2 Money and Finance: Treasury Regulations Relating to Money and Finance (Continued... on a debt when the debtor's future prospects justify retention of the debt for periodic review and...
31 CFR 903.2 - Suspension of collection activity.
Code of Federal Regulations, 2010 CFR
2010-07-01
... 31 Money and Finance: Treasury 3 2010-07-01 2010-07-01 false Suspension of collection activity. 903.2 Section 903.2 Money and Finance: Treasury Regulations Relating to Money and Finance (Continued... on a debt when the debtor's future prospects justify retention of the debt for periodic review and...
47 CFR 1.1912 - Collection by administrative offset.
Code of Federal Regulations, 2010 CFR
2010-10-01
... 10 years after the Government's right to collect the debt first accrued, unless facts material to the... centralized administrative offset. (1) The Commission is required to refer past due, legally enforceable... to satisfy, in part or in full, a past due, legally enforceable delinquent debt. The notice shall...
31 CFR 700.8 - Soliciting, vending, debt collection and distribution of handbills.
Code of Federal Regulations, 2011 CFR
2011-07-01
... 31 Money and Finance:Treasury 3 2011-07-01 2011-07-01 false Soliciting, vending, debt collection and distribution of handbills. 700.8 Section 700.8 Money and Finance: Treasury Regulations Relating to Money and Finance (Continued) FEDERAL LAW ENFORCEMENT TRAINING CENTER, DEPARTMENT OF THE TREASURY...
31 CFR 700.8 - Soliciting, vending, debt collection and distribution of handbills.
Code of Federal Regulations, 2012 CFR
2012-07-01
... 31 Money and Finance:Treasury 3 2012-07-01 2012-07-01 false Soliciting, vending, debt collection and distribution of handbills. 700.8 Section 700.8 Money and Finance: Treasury Regulations Relating to Money and Finance (Continued) FEDERAL LAW ENFORCEMENT TRAINING CENTER, DEPARTMENT OF THE TREASURY...
31 CFR 700.8 - Soliciting, vending, debt collection and distribution of handbills.
Code of Federal Regulations, 2014 CFR
2014-07-01
... 31 Money and Finance:Treasury 3 2014-07-01 2014-07-01 false Soliciting, vending, debt collection and distribution of handbills. 700.8 Section 700.8 Money and Finance: Treasury Regulations Relating to Money and Finance (Continued) FEDERAL LAW ENFORCEMENT TRAINING CENTER, DEPARTMENT OF THE TREASURY...
31 CFR 700.8 - Soliciting, vending, debt collection and distribution of handbills.
Code of Federal Regulations, 2013 CFR
2013-07-01
... 31 Money and Finance:Treasury 3 2013-07-01 2013-07-01 false Soliciting, vending, debt collection and distribution of handbills. 700.8 Section 700.8 Money and Finance: Treasury Regulations Relating to Money and Finance (Continued) FEDERAL LAW ENFORCEMENT TRAINING CENTER, DEPARTMENT OF THE TREASURY...
7 CFR 501.8 - Soliciting, vending, debt collection, and distribution of handbills.
Code of Federal Regulations, 2010 CFR
2010-01-01
... distribution of commercial advertising, or the collecting of private debts, in or on Research Center property...) AGRICULTURAL RESEARCH SERVICE, DEPARTMENT OF AGRICULTURE CONDUCT ON U.S. MEAT ANIMAL RESEARCH CENTER, CLAY..., and other purposes sponsored or approved by the Agricultural Research Service, concessions, or...
31 CFR 407.9 - Soliciting, vending, debt collection, and distribution of handbills.
Code of Federal Regulations, 2013 CFR
2013-07-01
... 31 Money and Finance:Treasury 2 2013-07-01 2013-07-01 false Soliciting, vending, debt collection, and distribution of handbills. 407.9 Section 407.9 Money and Finance: Treasury Regulations Relating to Money and Finance (Continued) SECRET SERVICE, DEPARTMENT OF THE TREASURY REGULATIONS GOVERNING CONDUCT...
31 CFR 407.9 - Soliciting, vending, debt collection, and distribution of handbills.
Code of Federal Regulations, 2010 CFR
2010-07-01
... 31 Money and Finance: Treasury 2 2010-07-01 2010-07-01 false Soliciting, vending, debt collection, and distribution of handbills. 407.9 Section 407.9 Money and Finance: Treasury Regulations Relating to Money and Finance (Continued) SECRET SERVICE, DEPARTMENT OF THE TREASURY REGULATIONS GOVERNING CONDUCT...
31 CFR 407.9 - Soliciting, vending, debt collection, and distribution of handbills.
Code of Federal Regulations, 2011 CFR
2011-07-01
... 31 Money and Finance:Treasury 2 2011-07-01 2011-07-01 false Soliciting, vending, debt collection, and distribution of handbills. 407.9 Section 407.9 Money and Finance: Treasury Regulations Relating to Money and Finance (Continued) SECRET SERVICE, DEPARTMENT OF THE TREASURY REGULATIONS GOVERNING CONDUCT...
31 CFR 407.9 - Soliciting, vending, debt collection, and distribution of handbills.
Code of Federal Regulations, 2014 CFR
2014-07-01
... 31 Money and Finance: Treasury 2 2014-07-01 2014-07-01 false Soliciting, vending, debt collection, and distribution of handbills. 407.9 Section 407.9 Money and Finance: Treasury Regulations Relating to Money and Finance (Continued) SECRET SERVICE, DEPARTMENT OF THE TREASURY REGULATIONS GOVERNING CONDUCT...
31 CFR 407.9 - Soliciting, vending, debt collection, and distribution of handbills.
Code of Federal Regulations, 2012 CFR
2012-07-01
... 31 Money and Finance:Treasury 2 2012-07-01 2012-07-01 false Soliciting, vending, debt collection, and distribution of handbills. 407.9 Section 407.9 Money and Finance: Treasury Regulations Relating to Money and Finance (Continued) SECRET SERVICE, DEPARTMENT OF THE TREASURY REGULATIONS GOVERNING CONDUCT...
22 CFR 512.22 - Deduction from pay.
Code of Federal Regulations, 2014 CFR
2014-04-01
... 22 Foreign Relations 2 2014-04-01 2014-04-01 false Deduction from pay. 512.22 Section 512.22 Foreign Relations BROADCASTING BOARD OF GOVERNORS COLLECTION OF DEBTS UNDER THE DEBT COLLECTION ACT OF 1982 Salary Offset § 512.22 Deduction from pay. (a) Deduction by salary offset, from an employee's...
22 CFR 512.22 - Deduction from pay.
Code of Federal Regulations, 2012 CFR
2012-04-01
... 22 Foreign Relations 2 2012-04-01 2009-04-01 true Deduction from pay. 512.22 Section 512.22 Foreign Relations BROADCASTING BOARD OF GOVERNORS COLLECTION OF DEBTS UNDER THE DEBT COLLECTION ACT OF 1982 Salary Offset § 512.22 Deduction from pay. (a) Deduction by salary offset, from an employee's...
22 CFR 512.22 - Deduction from pay.
Code of Federal Regulations, 2011 CFR
2011-04-01
... 22 Foreign Relations 2 2011-04-01 2009-04-01 true Deduction from pay. 512.22 Section 512.22 Foreign Relations BROADCASTING BOARD OF GOVERNORS COLLECTION OF DEBTS UNDER THE DEBT COLLECTION ACT OF 1982 Salary Offset § 512.22 Deduction from pay. (a) Deduction by salary offset, from an employee's...
22 CFR 512.22 - Deduction from pay.
Code of Federal Regulations, 2013 CFR
2013-04-01
... 22 Foreign Relations 2 2013-04-01 2009-04-01 true Deduction from pay. 512.22 Section 512.22 Foreign Relations BROADCASTING BOARD OF GOVERNORS COLLECTION OF DEBTS UNDER THE DEBT COLLECTION ACT OF 1982 Salary Offset § 512.22 Deduction from pay. (a) Deduction by salary offset, from an employee's...
Federal Register 2010, 2011, 2012, 2013, 2014
2010-01-06
... Payments To Collect Past-Due, Legally Enforceable Nontax Debt; Correction AGENCY: Financial Management... the Treasury, Financial Management Service published a document in the Federal Register on Monday.... SUPPLEMENTARY INFORMATION: The Department of the Treasury, Financial Management Service published a document in...
36 CFR 504.8 - Soliciting, vending, debt collection, and distribution of handbills
Code of Federal Regulations, 2010 CFR
2010-07-01
... 36 Parks, Forests, and Public Property 3 2010-07-01 2010-07-01 false Soliciting, vending, debt collection, and distribution of handbills 504.8 Section 504.8 Parks, Forests, and Public Property SMITHSONIAN INSTITUTION RULES AND REGULATIONS GOVERNING SMITHSONIAN INSTITUTION BUILDINGS AND GROUNDS § 504.8 Soliciting...
Code of Federal Regulations, 2013 CFR
2013-07-01
... debtor is financially unable to pay the indebtedness in one lump sum, or the amount of the debt exceeds 15 percent of disposable pay for an officially established pay interval, collection must be made in... the debt and the employee's ability to pay. However, the amount deducted for any period must not...
Code of Federal Regulations, 2014 CFR
2014-07-01
... debtor is financially unable to pay the indebtedness in one lump sum, or the amount of the debt exceeds 15 percent of disposable pay for an officially established pay interval, collection must be made in... the debt and the employee's ability to pay. However, the amount deducted for any period must not...
Code of Federal Regulations, 2011 CFR
2011-07-01
... debtor is financially unable to pay the indebtedness in one lump sum, or the amount of the debt exceeds 15 percent of disposable pay for an officially established pay interval, collection must be made in... the debt and the employee's ability to pay. However, the amount deducted for any period must not...
Code of Federal Regulations, 2012 CFR
2012-07-01
... debtor is financially unable to pay the indebtedness in one lump sum, or the amount of the debt exceeds 15 percent of disposable pay for an officially established pay interval, collection must be made in... the debt and the employee's ability to pay. However, the amount deducted for any period must not...
Federal Register 2010, 2011, 2012, 2013, 2014
2011-07-27
.... 45, the Commission issues this final Statement of Policy Regarding Communications in Connection with... collection of decedents' debts (``proposed Statement'').\\2\\ The proposed Statement addressed three issues... collectors state or imply that the family has a moral obligation to pay the [[Page 44918
20 CFR 366.6 - Change in notification to Internal Revenue Service.
Code of Federal Regulations, 2010 CFR
2010-04-01
... AND PROCEDURES COLLECTION OF DEBTS BY FEDERAL TAX REFUND OFFSET § 366.6 Change in notification to... for a debt, the Board: (a) Determines that an error has been made with respect to the information... named in the notification that reduces the amount of the debt referred to the Internal Revenue Service...
45 CFR 32.1 - Purpose and scope.
Code of Federal Regulations, 2011 CFR
2011-10-01
... satisfy delinquent non-tax debts owed to the United States. (b) Authority. These standards and procedures... Regional Offices that administer a program that gives rise to a delinquent non-tax debt owed to the United States and to all officers or employees of the Department authorized to collect such debt. (2) This part...
22 CFR 213.38 - Mandatory transfer of debts to FMS-general.
Code of Federal Regulations, 2010 CFR
2010-04-01
... 22 Foreign Relations 1 2010-04-01 2010-04-01 false Mandatory transfer of debts to FMS-general. 213.38 Section 213.38 Foreign Relations AGENCY FOR INTERNATIONAL DEVELOPMENT CLAIMS COLLECTION Mandatory Transfer of Delinquent Debt to Financial Management Service (FMS) of the Department of Treasury § 213.38...
7 CFR 1403.4 - Demand for payment of debts.
Code of Federal Regulations, 2010 CFR
2010-01-01
... payment interest rate set out in § 1403.9. (4) CCC's intent, if applicable, to collect the debt 30 days... for and the amount of the debt determined to be due CCC, including the principal, applicable interest...) The applicable late payment interest rate. (i) If a late payment interest rate is specified in the...
20 CFR 422.315 - Review of our records related to the debt.
Code of Federal Regulations, 2010 CFR
2010-04-01
... 20 Employees' Benefits 2 2010-04-01 2010-04-01 false Review of our records related to the debt. 422.315 Section 422.315 Employees' Benefits SOCIAL SECURITY ADMINISTRATION ORGANIZATION AND PROCEDURES Claims Collection § 422.315 Review of our records related to the debt. (a) Notification by the debtor...
34 CFR 30.21 - When may the Secretary offset a debt?
Code of Federal Regulations, 2010 CFR
2010-07-01
...) Whether offset will further and protect the interests of the United States. (c) The Secretary may switch... 34 Education 1 2010-07-01 2010-07-01 false When may the Secretary offset a debt? 30.21 Section 30.21 Education Office of the Secretary, Department of Education DEBT COLLECTION What Provisions Apply...
25 CFR 513.30 - When may the Commission use salary offset to collect debts?
Code of Federal Regulations, 2010 CFR
2010-04-01
... 25 Indians 2 2010-04-01 2010-04-01 false When may the Commission use salary offset to collect... GENERAL PROVISIONS DEBT COLLECTION Salary Offset § 513.30 When may the Commission use salary offset to... salary offset under the authority of: 5 U.S.C. 5514; 31 U.S.C. 3716; 5 CFR part 550, subpart K; 31 CFR...
Federal Register 2010, 2011, 2012, 2013, 2014
2011-07-05
...' Group Life Insurance and ``Basic Life'' Federal Employees' Group Life Insurance premiums are considered to be normal life insurance premiums; all optional Federal Employees' Group Life Insurance premiums... Other Actions, would include the procedures that apply when HUD seeks satisfaction of debts owed to HUD...
20 CFR 340.16 - Debt collection.
Code of Federal Regulations, 2010 CFR
2010-04-01
... RECOVERY OF BENEFITS § 340.16 Debt collection. (a) The Associate Executive Director for Unemployment and... person paying remuneration for time lost or any sum or damages for personal injury to remit the amount of reimbursement due the Board, if any, within 30 days of the date of the payment of remuneration or damages to an...
7 CFR 1955.109 - Processing and closing (CONACT).
Code of Federal Regulations, 2010 CFR
2010-01-01
...) Earnest money. Earnest money, if any, will be used to pay purchaser's closing costs with any balance of... Collection Policies for Consumer or Commercial Debts.” The County Supervisor or District Director must review... Collection Policies for Consumer or Commercial Debts,” with the applicant, and the form must be signed by the...
45 CFR 1150.3 - What other regulations also apply to the Endowment's debt collection efforts?
Code of Federal Regulations, 2011 CFR
2011-10-01
... 45 Public Welfare 3 2011-10-01 2011-10-01 false What other regulations also apply to the Endowment's debt collection efforts? 1150.3 Section 1150.3 Public Welfare Regulations Relating to Public Welfare (Continued) NATIONAL FOUNDATION ON THE ARTS AND THE HUMANITIES NATIONAL ENDOWMENT FOR THE ARTS...
41 CFR 102-118.535 - Are there principles governing my agency's TSP debt collection procedures?
Code of Federal Regulations, 2011 CFR
2011-01-01
... 41 Public Contracts and Property Management 3 2011-01-01 2011-01-01 false Are there principles governing my agency's TSP debt collection procedures? 102-118.535 Section 102-118.535 Public Contracts and... REGULATION TRANSPORTATION 118-TRANSPORTATION PAYMENT AND AUDIT Claims and Appeal Procedures General Agency...
Code of Federal Regulations, 2010 CFR
2010-07-01
..., permits, leases, privileges or services? Unless prohibited by law, the Presidio Trust may terminate... be ineligible for Presidio Trust licenses, permits, leases, privileges or services? 1011.17 Section 1011.17 Parks, Forests, and Public Property PRESIDIO TRUST DEBT COLLECTION Procedures To Collect...
38 CFR 1.911a - Collection of non-benefit debts.
Code of Federal Regulations, 2010 CFR
2010-07-01
... of the demand letter, VA should give due regard to the need to refer debts promptly to the Department... initiated. This notification may be given as part of a demand letter under paragraph (c) of this section or... debtor, before proceeding with further collection action, VA should immediately seek legal advice from...
45 CFR 1150.3 - What other regulations also apply to the Endowment's debt collection efforts?
Code of Federal Regulations, 2010 CFR
2010-10-01
... 45 Public Welfare 3 2010-10-01 2010-10-01 false What other regulations also apply to the Endowment's debt collection efforts? 1150.3 Section 1150.3 Public Welfare Regulations Relating to Public Welfare (Continued) NATIONAL FOUNDATION ON THE ARTS AND THE HUMANITIES NATIONAL ENDOWMENT FOR THE ARTS...
31 CFR 91.9 - Soliciting, vending, debt collection, and distribution of handbills.
Code of Federal Regulations, 2010 CFR
2010-07-01
... 31 Money and Finance: Treasury 1 2010-07-01 2010-07-01 false Soliciting, vending, debt collection, and distribution of handbills. 91.9 Section 91.9 Money and Finance: Treasury Regulations Relating to Money and Finance REGULATIONS GOVERNING CONDUCT IN OR ON THE BUREAU OF THE MINT BUILDINGS AND GROUNDS...
7 CFR 400.129 - Salary offset.
Code of Federal Regulations, 2010 CFR
2010-01-01
... 7 Agriculture 6 2010-01-01 2010-01-01 false Salary offset. 400.129 Section 400.129 Agriculture... Years § 400.129 Salary offset. (a) Debt collection by salary offset is feasible if: the cost to the Government of collection by salary offset does not exceed the amount of the debt; there are no legal...
45 CFR 30.18 - Interest, penalties, and administrative costs.
Code of Federal Regulations, 2010 CFR
2010-10-01
... delinquency, or as otherwise provided by law. For debts not paid by the date specified in the written demand... direct (personnel, supplies, etc.) and indirect collection costs, including the cost of providing a... consideration of waiver if statute prohibits collection of the debt during this period. (i) Common law or other...
10 CFR 1015.209 - Tax refund offset.
Code of Federal Regulations, 2010 CFR
2010-01-01
... Service (IRS) to offset a tax refund to satisfy delinquent debt in accordance with 31 U.S.C. 3720A, Reduction of Tax Refund by Amount of Debt. Treasury has issued regulations implementing the tax refund... Collect Past-Due, Legally Enforceable Non-tax Debt. DOE has adopted 31 U.S.C. 3720A and 31 CFR 285.2 in...
36 CFR 1011.1 - What definitions apply to the regulations in this part?
Code of Federal Regulations, 2010 CFR
2010-07-01
... under contract with an agency to collect a non-tax debt owed to the Presidio Trust. Salary offset means... regulations in this part? 1011.1 Section 1011.1 Parks, Forests, and Public Property PRESIDIO TRUST DEBT... States for, a person to satisfy a debt owed by the person. The term “administrative offset” includes...
Code of Federal Regulations, 2010 CFR
2010-10-01
...-tax debt owed to the United States. This prohibition does not apply to disaster loans. Grants... Administrative Collection of Debts § 30.15 Suspension or revocation of eligibility for loans and loan guarantees... other privileges to debtors who fail to pay their debts to the Federal Government. (b) The Secretary...
Code of Federal Regulations, 2010 CFR
2010-01-01
...-Servicing (Cross-Servicing) Program, which centralizes all Government debt collection actions. A borrower... programs. (a) The Farm Service Agency, Farm Loan Programs, will refer past due, legally enforceable debts... given 60 days to resolve any delinquency before the debt is reported to Treasury. The notice will...
77 FR 65775 - Defining Larger Participants of the Consumer Debt Collection Market
Federal Register 2010, 2011, 2012, 2013, 2014
2012-10-31
...-party debt collectors in the early stages of delinquency prior to charge off.\\22\\ In other cases... off usually occurs 120 or 180 days after delinquency, depending on the type of debt. For example, the... Account Management Policy, establishes a charge-off policy for open-end credit at 180 days delinquency and...
20 CFR 422.420 - May you inspect and copy our records related to the debt?
Code of Federal Regulations, 2010 CFR
2010-04-01
... 20 Employees' Benefits 2 2010-04-01 2010-04-01 false May you inspect and copy our records related to the debt? 422.420 Section 422.420 Employees' Benefits SOCIAL SECURITY ADMINISTRATION ORGANIZATION AND PROCEDURES Collection of Debts by Administrative Wage Garnishment § 422.420 May you inspect and...
Tough choices in tough times: debt and medication nonadherence.
Kalousova, Lucie; Burgard, Sarah A
2014-04-01
Debt is a ubiquitous component of households' financial portfolios. Yet we have scant understanding of how household debt constrains spending on needed health care. Diverse types of debt have different financial properties and recent work has shown that they may have varying implications for spending on needed health care. In this article, we explore the associations between indebtedness and medication nonadherence. First, we consider overall debt levels and then we disaggregate debt into types. We use a population-based sample of 434 residents of southeast Michigan who had been prescribed medications, collected in 2009-2010, the wake of the Great Recession. We find no association between medication nonadherence and total indebtedness. However, when we assess each type of debt separately, we find that having medical or credit card debt is positively associated with medication nonadherence, even net of household income, net worth, and other characteristics. Furthermore, patients with greater amounts of medical or credit card debt are more likely to be nonadherent than those with less. Our results suggest that credit card debt and medical debt may have serious implications for the relative affordability of prescription medications. These associations have been overlooked in past research and deserve further examination.
Capital financing options for group practices.
Galtney, B
2000-05-01
Group practices that are looking for capital partners need to demonstrate that they have the necessary management capability to operate a successful business capable of repaying the debt. Two basic types of debt financing are available to group practices: fixed-rate financing and variable-rate financing. Fixed-rate financing, the more common method, involves borrowing a specific amount of money and then paying off the debt in principal-and-interest payments, much like a fixed-rate mortgage. Variable-rate financing, on the other hand, involves obtaining a letter of credit from the lender itself or independent guarantor to secure a loan. The variable-rate method is more efficient and flexible, because the notes secured by the letter of credit can be rated independently and sold into public capital markets like short-term, variable-rate paper. Both types of financing can require the personal guarantee of all physicians in the group practice.
Student debt amongst junior doctors in New Zealand; part 2: effects on intentions and workforce.
Moore, James; Gale, Jesse; Dew, Kevin; Simmers, Don
2006-02-17
To assess the effects of student debt on the intentions of first-year house officers in relation to location of practice and vocation, and to evaluate the relative importance of incentives to remain practising in New Zealand (NZ). A questionnaire sent to all 296 New Zealand-graduate first-year house officers practicing in New Zealand. The response rate was 53%. Eighty percent of respondents intended to practice in New Zealand for the bulk of their careers; however, 65% of respondents intended to leave New Zealand within 3 years of graduating. The most important factors influencing the decision to leave NZ were overseas travel, financial opportunities, and job/training opportunities. Fifty-five percent of respondents had considered leaving the country, specifically because of the student loan debt. The most important factors influencing vocational intentions were interest, lifestyle, and intellectual challenge. Forty-three percent of respondents stated that their student debt had influenced their intended specialty, and only 9% of respondents indicated their intention to pursue a career in general practice. The highest rated incentives for staying in New Zealand were increased salaries, employer contributions towards student loans, and training opportunities within New Zealand. Student debt influences both emigration and specialty choice intentions of junior doctors in New Zealand. This effect is an unintended but important consequence of our current tertiary education system in New Zealand. These results paint a worrying picture for the junior doctor and general practitioner workforce in New Zealand's future.
24 CFR 17.72 - Methods of collection and imposition of late charges.
Code of Federal Regulations, 2010 CFR
2010-04-01
.... Where prejudgment interest is not mandated by statute, contract or regulation, the minimum rate of interest to be charged on delinquent debts is the Tax and Loan Account Rate for the U.S. Treasury (also... prejudgment interest will be collected if suit becomes necessary. When a debt is paid in installments and...
Orthopedic Surgery Resident Debt Load and Its Effect on Career Choice.
Johnson, Joey P; Cassidy, Dale B; Tofte, Josef N; Bariteau, Jason T; Daniels, Alan H
2016-05-01
Student loan debt has become a topic of discussion and debate among physicians and legislators. This study seeks to assess the level of debt of orthopedic surgery residents and to determine whether debt burden affects the career choice of orthopedic trainees. A 26-question, anonymous survey was distributed via email to resident trainees enrolled in different medical and surgical specialty training programs across the United States. Orthopedic trainees were compared with trainees in other specialties using comparative statistics. Of the approximately 13,503 residents who were sent the survey, a total of 3076 responded, including 167 of an estimated 580 orthopedic residents, for approximate response rates of 22.8% and 28.8%, respectively. On average, orthopedic surgery residents were at a later post-graduate year than overall respondents (P<.025). When asked if student loan debt would influence the next step in their career, nonorthopedic residents were statistically more likely to respond "yes" compared with orthopedic surgery residents (57.21% vs 49.08%, respectively; P=.041). More than 50% of all respondents agreed that student loan debt would affect their type or location of practice. The majority of orthopedic residents take student loan debt into consideration when determining their final location and type of practice, although less so for orthopedic trainees compared with other specialties. As medical education continues to become more expensive and the threat of dropping physician reimbursement looms on the horizon, student debt may become a primary driving factor for young American physicians' career plans. [Orthopedics. 2016; 39(3):e438-e443.]. Copyright 2016, SLACK Incorporated.
Anticipated debt and financial stress in medical students.
Morra, Dante J; Regehr, Glenn; Ginsburg, Shiphra
2008-01-01
While medical student debt is increasing, the effect of debt on student well-being and performance remains unclear. As a part of a larger study examining medical student views of their future profession, data were collected to examine the role that current and anticipated debt has in predicting stress among medical students. A survey was administered to medical students in all four years at the University of Toronto. Of the 804 potential respondents across the four years of training, 549 surveys had sufficient data for inclusion in this analysis, for a response rate of 68%. Through multiple regression analysis, we evaluated the correlation between current and anticipated debt and financial stress. Although perceived financial stress correlates with both current and anticipated debt levels, anticipated debt was able to account for an additional 11.5% of variance in reported stress when compared to current debt levels alone. This study demonstrates a relationship between perceived financial stress and debt levels, and suggests that anticipated debt levels might be a more robust metric to capture financial burden, as it standardizes for year of training and captures future financial liabilities (future tuition and other future expenses).
75 FR 32343 - Debt Collection and Administrative Offset for Monies Due the Federal Government
Federal Register 2010, 2011, 2012, 2013, 2014
2010-06-08
... clarify 31 CFR 901.9(b)(1), which specifies that ``[i]nterest shall accrue from the date of delinquency... penalty of 6 percent on any delinquent debt that is more than 90 days from the date of delinquency that it... penalty would accrue from the date of delinquency through the date MMS refers the debt to Treasury. It is...
Code of Federal Regulations, 2011 CFR
2011-07-01
... 34 Education 1 2011-07-01 2011-07-01 false What opportunity does the debtor receive to obtain a review of the existence or amount of a debt? 30.24 Section 30.24 Education Office of the Secretary, Department of Education DEBT COLLECTION What Provisions Apply to Administrative Offset? General Offset...
Code of Federal Regulations, 2012 CFR
2012-07-01
... 34 Education 1 2012-07-01 2012-07-01 false What opportunity does the debtor receive to obtain a review of the existence or amount of a debt? 30.24 Section 30.24 Education Office of the Secretary, Department of Education DEBT COLLECTION What Provisions Apply to Administrative Offset? General Offset...
Code of Federal Regulations, 2013 CFR
2013-07-01
... 34 Education 1 2013-07-01 2013-07-01 false What opportunity does the debtor receive to obtain a review of the existence or amount of a debt? 30.24 Section 30.24 Education Office of the Secretary, Department of Education DEBT COLLECTION What Provisions Apply to Administrative Offset? General Offset...
Code of Federal Regulations, 2014 CFR
2014-07-01
... 34 Education 1 2014-07-01 2014-07-01 false What opportunity does the debtor receive to obtain a review of the existence or amount of a debt? 30.24 Section 30.24 Education Office of the Secretary, Department of Education DEBT COLLECTION What Provisions Apply to Administrative Offset? General Offset...
Code of Federal Regulations, 2010 CFR
2010-07-01
... 34 Education 1 2010-07-01 2010-07-01 false What opportunity does the debtor receive to obtain a review of the existence or amount of a debt? 30.24 Section 30.24 Education Office of the Secretary, Department of Education DEBT COLLECTION What Provisions Apply to Administrative Offset? General Offset...
Code of Federal Regulations, 2013 CFR
2013-01-01
... 15 Commerce and Foreign Trade 1 2013-01-01 2013-01-01 false How will Commerce entities use administrative offset (offset of non-tax Federal payments) to collect a Commerce debt? 19.10 Section 19.10 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To...
Code of Federal Regulations, 2014 CFR
2014-01-01
... 15 Commerce and Foreign Trade 1 2014-01-01 2014-01-01 false How will Commerce entities add interest, penalty charges, and administrative costs to a Commerce debt? 19.5 Section 19.5 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce...
Code of Federal Regulations, 2010 CFR
2010-01-01
... 15 Commerce and Foreign Trade 1 2010-01-01 2010-01-01 false How will Commerce entities add interest, penalty charges, and administrative costs to a Commerce debt? 19.5 Section 19.5 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce...
Code of Federal Regulations, 2014 CFR
2014-01-01
... 15 Commerce and Foreign Trade 1 2014-01-01 2014-01-01 false How will Commerce entities use administrative offset (offset of non-tax Federal payments) to collect a Commerce debt? 19.10 Section 19.10 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To...
Code of Federal Regulations, 2011 CFR
2011-01-01
... 15 Commerce and Foreign Trade 1 2011-01-01 2011-01-01 false How will Commerce entities use administrative offset (offset of non-tax Federal payments) to collect a Commerce debt? 19.10 Section 19.10 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To...
Code of Federal Regulations, 2013 CFR
2013-01-01
... 15 Commerce and Foreign Trade 1 2013-01-01 2013-01-01 false How will Commerce entities add interest, penalty charges, and administrative costs to a Commerce debt? 19.5 Section 19.5 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce...
Code of Federal Regulations, 2011 CFR
2011-01-01
... 15 Commerce and Foreign Trade 1 2011-01-01 2011-01-01 false How will Commerce entities add interest, penalty charges, and administrative costs to a Commerce debt? 19.5 Section 19.5 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce...
Code of Federal Regulations, 2012 CFR
2012-01-01
... 15 Commerce and Foreign Trade 1 2012-01-01 2012-01-01 false How will Commerce entities add interest, penalty charges, and administrative costs to a Commerce debt? 19.5 Section 19.5 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce...
Code of Federal Regulations, 2012 CFR
2012-01-01
... 15 Commerce and Foreign Trade 1 2012-01-01 2012-01-01 false How will Commerce entities use administrative offset (offset of non-tax Federal payments) to collect a Commerce debt? 19.10 Section 19.10 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To...
Code of Federal Regulations, 2010 CFR
2010-07-01
... 36 Parks, Forests, and Public Property 3 2010-07-01 2010-07-01 false How will the Presidio Trust....10 Parks, Forests, and Public Property PRESIDIO TRUST DEBT COLLECTION Procedures To Collect Presidio Trust Debts § 1011.10 How will the Presidio Trust use administrative offset (offset of non-tax federal...
20 CFR 366.5 - Consideration of evidence.
Code of Federal Regulations, 2010 CFR
2010-04-01
... COLLECTION OF DEBTS BY FEDERAL TAX REFUND OFFSET § 366.5 Consideration of evidence. Evidence submitted by the... of such debt is past-due and legally enforceable will be made only by such officials or employees. ...
7 CFR 3.30 - General requirements.
Code of Federal Regulations, 2010 CFR
2010-01-01
... referrals are not always the norm. This subpart sets forth rules applicable to the transfer of debts to... authority of 31 U.S.C. 3711(g), Treasury shall service, collect, or compromise the debts, or Treasury will...
5 CFR 550.1110 - Debt collection centers.
Code of Federal Regulations, 2010 CFR
2010-01-01
... of a creditor agency for the purpose of making determinations regarding the existence or amount of... hearing on the existence or amount of the debt or the repayment schedule by an administrative law judge or...
Scale-invariant properties of public-debt growth
NASA Astrophysics Data System (ADS)
Petersen, A. M.; Podobnik, B.; Horvatic, D.; Stanley, H. E.
2010-05-01
Public debt is one of the important economic variables that quantitatively describes a nation's economy. Because bankruptcy is a risk faced even by institutions as large as governments (e.g., Iceland), national debt should be strictly controlled with respect to national wealth. Also, the problem of eliminating extreme poverty in the world is closely connected to the study of extremely poor debtor nations. We analyze the time evolution of national public debt and find "convergence": initially less-indebted countries increase their debt more quickly than initially more-indebted countries. We also analyze the public debt-to-GDP ratio {\\cal R} , a proxy for default risk, and approximate the probability density function P({\\cal R}) with a Gamma distribution, which can be used to establish thresholds for sustainable debt. We also observe "convergence" in {\\cal R} : countries with initially small {\\cal R} increase their {\\cal R} more quickly than countries with initially large {\\cal R} . The scaling relationships for debt and {\\cal R} have practical applications, e.g. the Maastricht Treaty requires members of the European Monetary Union to maintain {\\cal R} < 0.6 .
Young, Timothy P; Brown, Madison M; Reibling, Ellen T; Ghassemzadeh, Sassan; Gordon, Dawn M; Phan, Tammy H; Thomas, Tamara L; Brown, Lance
2016-10-01
In 2001, less than 20% of emergency medicine residents had more than $150,000 of educational debt. Our emergency medicine residents anecdotally reported much larger debt loads. Surveys have reported that debt affects career and life choices. Qualitative approaches are well suited to explore how and why such complex phenomena occur. We aim to gain a better understanding of how our emergency medicine residents experience debt. We conducted individual semistructured interviews with emergency medicine residents. We collected self-reported data related to educational debt and asked open-ended questions about debt influence on career choices, personal life, future plans, and financial decisions. We undertook a structured thematic analysis using a qualitative approach based in the grounded theory method. Median educational debt was $212,000. Six themes emerged from our analysis: (1) debt influenced career and life decisions by altering priorities; (2) residents experienced debt as a persistent source of background stress and felt powerless to change it; (3) residents made use of various techniques to negotiate debt in order to focus on day-to-day work; (4) personal debt philosophy, based on individual values and obtained from family, shaped how debt affected each individual; (5) debt had a normative effect and was acculturated in residency; and (6) residents reported a wide range of financial knowledge, but recognized its importance to career success. Our emergency medicine residents' debt experience is complex and involves multiple dimensions. Given our current understanding, simple solutions are unlikely to be effective in adequately addressing this issue. Copyright © 2016 American College of Emergency Physicians. Published by Elsevier Inc. All rights reserved.
ERIC Educational Resources Information Center
Neal, Micki; Fletcher, Carla; Shook, Melissa; Webster, Jeff
2012-01-01
As the cost and importance of education continue to rise, more college students across the U.S. begin their postsecondary education by signing a contract to repay an ever-increasing amount of student loan debt. Conventional wisdom maintains that borrowing for college is an investment in the future that should be deemed "good debt". Data…
20 CFR 361.15 - Non-waiver of rights.
Code of Federal Regulations, 2010 CFR
2010-04-01
... DEBTS OWED TO THE UNITED STATES GOVERNMENT BY GOVERNMENT EMPLOYEES § 361.15 Non-waiver of rights. So... payment (of all or a portion of a debt) collected under these regulations will be interpreted as a waiver...
Code of Federal Regulations, 2010 CFR
2010-01-01
... Collection of Debts by Federal Tax Refund Offset § 835.605 OPM action as a result of consideration of... income tax refund, if it sustains its decision that the debt is past-due and legally enforceable. OPM... will not refer the debt to the IRS for offset against the debtor's Federal income tax refund, if it...
DFAS Needs More Effective Controls Over Managing DoD Contractor Debt
2011-07-15
Acrobat fil e onl y) to audc lev@dod ig.m il. Copies of management comments must have the actual signature of the authori zing official for yo ur...Attribute Testing Results 18 E. Sampling Methodology 20 Glossary of Technical Terms 21 Management...Bill of Collection number to each contractor debt as a debt management tool. CDS allows users to prepare a demand letter from the database, post
Comparison of long-term financial implications for five veterinary career tracks.
Gordon, Meg E; Lloyd, James W; Harris-Kober, Donna L
2010-08-15
To compare present values of expected income streams for 5 distinct veterinary medical career tracks. Present value model. AVMA survey data. Present values of expected income streams (net of debt repayment) were created and ranked. Sensitivity to each independent variable was assessed. Career present value at 34 years after graduation (CPV(34)) was highest for board-certified specialist (SP; $2,272,877), followed by practice owner (PO; $2,119,596), practice owner buying into practice after 10 years (PO-10; $1,736,333), SP working three-fourths time (SP3/4; $1,702,744), and general practitioner (GP; $1,221,131). Compared with CPV(34) for SP, other career tracks yielded values of 93.3% (PO), 76.4% (PO-10), 74.9% (SP3/4), and 53.7% (GP). The model was robust to debt, interest rate, loan term, and discount rate but was sensitive to mean starting incomes and mean incomes. Greatest return on time and money invested by a veterinary student is through practicing full-time as an SP or through being a PO. Being an SP or SP3/4 was substantially more lucrative than being a GP and was comparable to being a PO. Practice ownership and working as an SP3/4 may be options for balancing financial gain with free time. Specialty training and practice ownership may be career tracks with the best potential repayment options for veterinarians with a large educational debt. Regardless of the amount of debt, the type of practice, mean incomes in a particular field, personal lifestyle, and professional interests are important factors when deciding among career tracks.
45 CFR 2506.3 - What definitions apply to the regulations in this part?
Code of Federal Regulations, 2010 CFR
2010-10-01
... to take all appropriate actions to enforce collection of debts or groups of debts referred to FMS by... of Columbia; American Samoa; Guam; the United States Virgin Islands; the Commonwealth of the Northern...
22 CFR 213.20 - Administrative offset of non-employee debts.
Code of Federal Regulations, 2013 CFR
2013-04-01
... contract as set forth in Cecile Industries, Inc. v. Cheney, 995 F.2d 1052 (Fed. Cir. 1993) (notice and... years after the Government's right to collect the debt first accrued, unless facts material to the...
22 CFR 213.20 - Administrative offset of non-employee debts.
Code of Federal Regulations, 2014 CFR
2014-04-01
... contract as set forth in Cecile Industries, Inc. v. Cheney, 995 F.2d 1052 (Fed. Cir. 1993) (notice and... years after the Government's right to collect the debt first accrued, unless facts material to the...
1993-02-01
Principles and Practices Board (P&P Board) Statement No. 2, issued in 1978, provided a basis for differentiating between charity service and bad debts. The statement acknowledged that, while the differentiation was helpful, the financial accounting and reporting of charity service and bad debts were the same. In 1990, the American Institute of Certified Public Accountants (AICPA) published (after review and approval by the Financial Accounting Standards Board and the Governmental Accounting Standards Board) an extensive revision of the guide titled "Audits of Providers of Health Care Services." The revised guide substantially changed the reporting of bad debts and eliminated charity service from revenue. Disclosure of the entity's policy for providing charity service and the level of charity service provided is required by the revised guide. The P&P Board decided that a substantive revision of its Statement No. 2 was required to bring it into conformity with the revised guide and to provide direction on implementation of the revised guide's requirements. This statement supersedes Statement No. 2 and deals with the same issues, including bad debts.
Associations Between Pharmacy Students' Attitudes Toward Debt, Stress, and Student Loans.
Chisholm-Burns, Marie A; Spivey, Christina A; Jaeger, Melanie C; Williams, Jennifer
2017-09-01
Objective. To assess graduating pharmacy students' attitudes toward debt and determine associations with stress, student loan debt, financial need, current employment, post-graduation plans, and expected length of time to repay loans. Methods. Survey was conducted using an attitudes-toward-debt scale (sub-scales: tolerant attitudes toward debt; contemplation and knowledge about loans; fear of debt), Perceived Stress Scale, and questions concerning current employment, estimated total student loan debt, post-graduation plans, and expected length of time to repay loans. Federal loan data were collected using financial aid records. Independent samples t -test, ANOVA, and Pearson's r correlations were conducted. Results. There were 147 students (96.7%) who participated. The majority were female (59.2%), white (69.4%), and had federal student loans (90.5%). Mean total loan amount was $153,276 (SD $59,810), which included federal students loans accumulated before and during pharmacy school. No significant differences were noted on attitudes toward debt or stress based on whether respondents had federal student loans. Greater "fear of debt" was correlated with increased stress, estimated total student loan debt, total federal loan debt, and pharmacy school loan debt. Greater "contemplation and knowledge about loans" was correlated with lower estimated total student loan debt, total federal loan amount, and pharmacy school loan amount. Students with higher "contemplation and knowledge" scores expected to repay loans within a shorter time frame than students with lower scores. Conclusion. Increased fear of debt was related to greater perceived stress and higher student loan amounts borrowed, while increased contemplation and knowledge about loans was associated with lower amounts borrowed. Educational programming concerning loans, debt, and personal financial management may help reduce stress and amount borrowed.
Phillips, Julie P; Wilbanks, Deana M; Salinas, Diana F; Doberneck, Diane M
2016-01-01
Phenomenon: Medical students in the United States face increasing educational debt because medical education costs have risen while public investment in higher education has declined. Contemporary students borrow more money and accumulate debt far surpassing that of previous generations of physicians, and both interest rates and terms of loan repayment have changed significantly in the last decade. As a result, the experiences of medical students differ from the experiences of physician educators. Little is known about how contemporary medical students view their debt in the context of career planning. Understanding contemporary U.S. medical students' lived experiences of educational debt is important, because high debt levels may affect medical students' well-being and professional development. The study's purpose was to explore contemporary students' views of their debt in the context of career planning. In 2012, 2nd-year medical students enrolled in a health policy course at one medical school were invited to write an essay about how debt influences their career choices. The authors analyzed 132 essays using immersion and crystallization and iterative, team-based coding. Code-recode strategies, member checking, and reflexivity ensured validity and rigor. Three themes emerged about the meaning of debt: debt symbolizes lack of social investment, debt reinforces a sense of entitlement, and debt is a collective experience. Four approaches to debt management emerged: anticipation, avoidance, acceptance, and disempowerment. Insights: Medical students' views of debt are more complex than previously reported. Medical educators should recognize that many students experience debt as a stressor, acknowledge students' emotions about debt, and invite discussion about the culture of entitlement in medical education and how this culture affects students' professionalism. At the same time, educators should emphasize that students have many repayment options and that regardless of specialty choice, most physicians repay their debts without significant difficulty. Further exploration is needed of the relationships between the amount of debt owed, students' attitudes toward their debt, and other student characteristics. Because students experience debt in a range of ways, more nuanced approaches to understanding and reframing student perceptions of debt are necessary.
Code of Federal Regulations, 2010 CFR
2010-01-01
... afforded to debtors, in connection with the reporting by the Federal Crop Insurance Corporation (FCIC) to credit reporting agencies of information with respect to current and delinquent debts owed to FCIC, and in connection with referral of delinquent debts to contract collection agencies. ...
Code of Federal Regulations, 2011 CFR
2011-01-01
... afforded to debtors, in connection with the reporting by the Federal Crop Insurance Corporation (FCIC) to credit reporting agencies of information with respect to current and delinquent debts owed to FCIC, and in connection with referral of delinquent debts to contract collection agencies. ...
Federal Register 2010, 2011, 2012, 2013, 2014
2012-04-27
... Association (``AAA'') announced that it would not administer any consumer finance debt collection arbitrations filed by companies. The AAA's policy is still in effect according to a ``Notice on Consumer Debt...
Code of Federal Regulations, 2014 CFR
2014-01-01
... 15 Commerce and Foreign Trade 1 2014-01-01 2014-01-01 false How does a debtor request a special....18 Section 19.18 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.18 How does a debtor request a special review based on a...
Code of Federal Regulations, 2013 CFR
2013-01-01
... 15 Commerce and Foreign Trade 1 2013-01-01 2013-01-01 false How does a debtor request a special....18 Section 19.18 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.18 How does a debtor request a special review based on a...
Code of Federal Regulations, 2011 CFR
2011-01-01
... 15 Commerce and Foreign Trade 1 2011-01-01 2011-01-01 false How does a debtor request a special....18 Section 19.18 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.18 How does a debtor request a special review based on a...
Code of Federal Regulations, 2012 CFR
2012-01-01
... 15 Commerce and Foreign Trade 1 2012-01-01 2012-01-01 false How does a debtor request a special....18 Section 19.18 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.18 How does a debtor request a special review based on a...
Code of Federal Regulations, 2010 CFR
2010-01-01
... 15 Commerce and Foreign Trade 1 2010-01-01 2010-01-01 false How does a debtor request a special....18 Section 19.18 Commerce and Foreign Trade Office of the Secretary of Commerce COMMERCE DEBT COLLECTION Procedures To Collect Commerce Debts § 19.18 How does a debtor request a special review based on a...
Associations Between Pharmacy Students’ Attitudes Toward Debt, Stress, and Student Loans
Spivey, Christina A.; Jaeger, Melanie C.; Williams, Jennifer
2017-01-01
Objective. To assess graduating pharmacy students’ attitudes toward debt and determine associations with stress, student loan debt, financial need, current employment, post-graduation plans, and expected length of time to repay loans. Methods. Survey was conducted using an attitudes-toward-debt scale (sub-scales: tolerant attitudes toward debt; contemplation and knowledge about loans; fear of debt), Perceived Stress Scale, and questions concerning current employment, estimated total student loan debt, post-graduation plans, and expected length of time to repay loans. Federal loan data were collected using financial aid records. Independent samples t-test, ANOVA, and Pearson’s r correlations were conducted. Results. There were 147 students (96.7%) who participated. The majority were female (59.2%), white (69.4%), and had federal student loans (90.5%). Mean total loan amount was $153,276 (SD $59,810), which included federal students loans accumulated before and during pharmacy school. No significant differences were noted on attitudes toward debt or stress based on whether respondents had federal student loans. Greater “fear of debt” was correlated with increased stress, estimated total student loan debt, total federal loan debt, and pharmacy school loan debt. Greater “contemplation and knowledge about loans” was correlated with lower estimated total student loan debt, total federal loan amount, and pharmacy school loan amount. Students with higher “contemplation and knowledge” scores expected to repay loans within a shorter time frame than students with lower scores. Conclusion. Increased fear of debt was related to greater perceived stress and higher student loan amounts borrowed, while increased contemplation and knowledge about loans was associated with lower amounts borrowed. Educational programming concerning loans, debt, and personal financial management may help reduce stress and amount borrowed. PMID:29109558
Code of Federal Regulations, 2010 CFR
2010-01-01
... FEDERAL DEPOSIT INSURANCE CORPORATION PROCEDURE AND RULES OF PRACTICE PROCEDURES FOR CORPORATE DEBT... arising under the Internal Revenue Code, the tariff laws of the United States or to any case where... any way questioning the amount or validity of a debt, in the manner specified by law or these agency...
16 CFR 310.4 - Abusive telemarketing acts or practices.
Code of Federal Regulations, 2014 CFR
2014-01-01
... to a settlement agreement, debt management plan, or other such valid contractual agreement executed by the customer; (B) The customer has made at least one payment pursuant to that settlement agreement, debt management plan, or other valid contractual agreement between the customer and the creditor or...
16 CFR 310.4 - Abusive telemarketing acts or practices.
Code of Federal Regulations, 2013 CFR
2013-01-01
... to a settlement agreement, debt management plan, or other such valid contractual agreement executed by the customer; (B) The customer has made at least one payment pursuant to that settlement agreement, debt management plan, or other valid contractual agreement between the customer and the creditor or...
16 CFR 310.4 - Abusive telemarketing acts or practices.
Code of Federal Regulations, 2012 CFR
2012-01-01
... to a settlement agreement, debt management plan, or other such valid contractual agreement executed by the customer; (B) The customer has made at least one payment pursuant to that settlement agreement, debt management plan, or other valid contractual agreement between the customer and the creditor or...
Code of Federal Regulations, 2011 CFR
2011-01-01
... 5 Administrative Personnel 2 2011-01-01 2011-01-01 false Scope. 845.402 Section 845.402 Administrative Personnel OFFICE OF PERSONNEL MANAGEMENT (CONTINUED) CIVIL SERVICE REGULATIONS (CONTINUED) FEDERAL EMPLOYEES RETIREMENT SYSTEM-DEBT COLLECTION Agency Requests to OPM for Recovery of a Debt From the Civil...
Code of Federal Regulations, 2014 CFR
2014-01-01
... 5 Administrative Personnel 2 2014-01-01 2014-01-01 false Scope. 845.402 Section 845.402 Administrative Personnel OFFICE OF PERSONNEL MANAGEMENT (CONTINUED) CIVIL SERVICE REGULATIONS (CONTINUED) FEDERAL EMPLOYEES RETIREMENT SYSTEM-DEBT COLLECTION Agency Requests to OPM for Recovery of a Debt From the Civil...
Code of Federal Regulations, 2010 CFR
2010-01-01
... 5 Administrative Personnel 2 2010-01-01 2010-01-01 false Scope. 845.402 Section 845.402 Administrative Personnel OFFICE OF PERSONNEL MANAGEMENT (CONTINUED) CIVIL SERVICE REGULATIONS (CONTINUED) FEDERAL EMPLOYEES RETIREMENT SYSTEM-DEBT COLLECTION Agency Requests to OPM for Recovery of a Debt From the Civil...
Code of Federal Regulations, 2013 CFR
2013-01-01
... 5 Administrative Personnel 2 2013-01-01 2013-01-01 false Scope. 845.402 Section 845.402 Administrative Personnel OFFICE OF PERSONNEL MANAGEMENT (CONTINUED) CIVIL SERVICE REGULATIONS (CONTINUED) FEDERAL EMPLOYEES RETIREMENT SYSTEM-DEBT COLLECTION Agency Requests to OPM for Recovery of a Debt From the Civil...
Code of Federal Regulations, 2011 CFR
2011-10-01
... Public Welfare (Continued) NATIONAL FOUNDATION ON THE ARTS AND THE HUMANITIES NATIONAL ENDOWMENT FOR THE ARTS COLLECTION OF CLAIMS Salary Offset § 1150.20 What debts are included or excluded from coverage of...
Code of Federal Regulations, 2010 CFR
2010-10-01
... Public Welfare (Continued) NATIONAL FOUNDATION ON THE ARTS AND THE HUMANITIES NATIONAL ENDOWMENT FOR THE ARTS COLLECTION OF CLAIMS Salary Offset § 1150.20 What debts are included or excluded from coverage of...
Code of Federal Regulations, 2011 CFR
2011-10-01
... 48 Federal Acquisition Regulations System 6 2011-10-01 2011-10-01 false Tax credit. 2132.607... Contract Debts 2132.607 Tax credit. FAR 32.607 has no practical application to FEGLI Program contracts. The... Government, contractors may not offset debts to the Fund by a tax credit that is solely a Government...
Code of Federal Regulations, 2011 CFR
2011-01-01
... FEDERAL DEPOSIT INSURANCE CORPORATION PROCEDURE AND RULES OF PRACTICE PROCEDURES FOR CORPORATE DEBT... Social Security Act (42 U.S.C. 301 et seq.), or the tariff laws of the United States; (2) To a situation... to: (1) Debts owed to and payments made by the FDIC acting in its corporate capacity, that is, in...
Code of Federal Regulations, 2014 CFR
2014-01-01
... FEDERAL DEPOSIT INSURANCE CORPORATION PROCEDURE AND RULES OF PRACTICE PROCEDURES FOR CORPORATE DEBT... Social Security Act (42 U.S.C. 301 et seq.), or the tariff laws of the United States; (2) To a situation... to: (1) Debts owed to and payments made by the FDIC acting in its corporate capacity, that is, in...
Code of Federal Regulations, 2012 CFR
2012-01-01
... FEDERAL DEPOSIT INSURANCE CORPORATION PROCEDURE AND RULES OF PRACTICE PROCEDURES FOR CORPORATE DEBT... Social Security Act (42 U.S.C. 301 et seq.), or the tariff laws of the United States; (2) To a situation... to: (1) Debts owed to and payments made by the FDIC acting in its corporate capacity, that is, in...
Code of Federal Regulations, 2010 CFR
2010-01-01
... FEDERAL DEPOSIT INSURANCE CORPORATION PROCEDURE AND RULES OF PRACTICE PROCEDURES FOR CORPORATE DEBT... Social Security Act (42 U.S.C. 301 et seq.), or the tariff laws of the United States; (2) To a situation... to: (1) Debts owed to and payments made by the FDIC acting in its corporate capacity, that is, in...
Code of Federal Regulations, 2013 CFR
2013-01-01
... FEDERAL DEPOSIT INSURANCE CORPORATION PROCEDURE AND RULES OF PRACTICE PROCEDURES FOR CORPORATE DEBT... Social Security Act (42 U.S.C. 301 et seq.), or the tariff laws of the United States; (2) To a situation... to: (1) Debts owed to and payments made by the FDIC acting in its corporate capacity, that is, in...
The Impact of Medical School Debt on Postgraduate Career and Lifestyle.
ERIC Educational Resources Information Center
McLaughlin, Margaret A.; And Others
1991-01-01
A survey of Rush Medical College (Illinois) alumni included questions concerning indebtedness and its perceived effect on professional and personal lives. Results show little effect on practice setting and family plans, but substantial reported impact on lifestyle. Specialization and debt change over time were also factors. (MSE)
In the Red? Debt Levels at Higher Education Institutions in China
ERIC Educational Resources Information Center
Wu, Daguang; Yu, Kai
2011-01-01
Borrowing from banks has become a common practice among Chinese higher education institutions (HEIs), and operating with a heavy debt load has become a characteristic of Chinese higher educational development. Substantial financial commitments acquired by HEIs during their rapid expansion since 1998 are now having serious consequences: numerous…
Code of Federal Regulations, 2010 CFR
2010-10-01
... 48 Federal Acquisition Regulations System 6 2010-10-01 2010-10-01 true Tax credit. 2132.607... Contract Debts 2132.607 Tax credit. FAR 32.607 has no practical application to FEGLI Program contracts. The... Government, contractors may not offset debts to the Fund by a tax credit that is solely a Government...
22 CFR 309.1 - General purpose.
Code of Federal Regulations, 2010 CFR
2010-04-01
...-tax debts owed to Peace Corps and to the United States. ... 22 Foreign Relations 2 2010-04-01 2010-04-01 true General purpose. 309.1 Section 309.1 Foreign Relations PEACE CORPS DEBT COLLECTION General Provisions § 309.1 General purpose. This part prescribes the...
Code of Federal Regulations, 2010 CFR
2010-04-01
...' Benefits RAILROAD RETIREMENT BOARD INTERNAL ADMINISTRATION, POLICY AND PROCEDURES RECOVERY OF DEBTS OWED TO THE UNITED STATES GOVERNMENT BY GOVERNMENT EMPLOYEES § 361.1 Purpose. These regulations, which implement 5 U.S.C. 5514, provide the standards and procedures which the Board will utilize to collect debts...
Code of Federal Regulations, 2010 CFR
2010-07-01
... 40 Protection of Environment 1 2010-07-01 2010-07-01 false Purpose. 13.34 Section 13.34 Protection of Environment ENVIRONMENTAL PROTECTION AGENCY GENERAL CLAIMS COLLECTION STANDARDS Referral of Debts... Environmental Protection Agency (EPA) to refer past-due debts to the Internal Revenue Service (IRS) for offset...
22 CFR 213.25 - Standards for compromise.
Code of Federal Regulations, 2010 CFR
2010-04-01
... Foreign Relations AGENCY FOR INTERNATIONAL DEVELOPMENT CLAIMS COLLECTION Compromise of Debts § 213.25... debt within a reasonable time, or the debtor refuses to pay the claim in full and the Government does... applicable exemptions available to the debtor under State and Federal law in determining the Government's...
22 CFR 213.25 - Standards for compromise.
Code of Federal Regulations, 2014 CFR
2014-04-01
... Foreign Relations AGENCY FOR INTERNATIONAL DEVELOPMENT CLAIMS COLLECTION Compromise of Debts § 213.25... debt within a reasonable time, or the debtor refuses to pay the claim in full and the Government does... applicable exemptions available to the debtor under State and Federal law in determining the Government's...
22 CFR 213.25 - Standards for compromise.
Code of Federal Regulations, 2012 CFR
2012-04-01
... Foreign Relations AGENCY FOR INTERNATIONAL DEVELOPMENT CLAIMS COLLECTION Compromise of Debts § 213.25... debt within a reasonable time, or the debtor refuses to pay the claim in full and the Government does... applicable exemptions available to the debtor under State and Federal law in determining the Government's...
22 CFR 213.25 - Standards for compromise.
Code of Federal Regulations, 2013 CFR
2013-04-01
... Foreign Relations AGENCY FOR INTERNATIONAL DEVELOPMENT CLAIMS COLLECTION Compromise of Debts § 213.25... debt within a reasonable time, or the debtor refuses to pay the claim in full and the Government does... applicable exemptions available to the debtor under State and Federal law in determining the Government's...
22 CFR 213.25 - Standards for compromise.
Code of Federal Regulations, 2011 CFR
2011-04-01
... Foreign Relations AGENCY FOR INTERNATIONAL DEVELOPMENT CLAIMS COLLECTION Compromise of Debts § 213.25... debt within a reasonable time, or the debtor refuses to pay the claim in full and the Government does... applicable exemptions available to the debtor under State and Federal law in determining the Government's...
Code of Federal Regulations, 2010 CFR
2010-01-01
... 12 Banks and Banking 7 2010-01-01 2010-01-01 false Interest. 1704.43 Section 1704.43 Banks and... ORGANIZATION AND FUNCTIONS DEBT COLLECTION Administrative Offset § 1704.43 Interest. OFHEO shall assess interest, penalties, and administrative costs on debts owed to the Federal Government, in accordance with...
DOE Office of Scientific and Technical Information (OSTI.GOV)
Pulsipher, A.G.
1995-03-01
This article is review of the debt (and debt limit) of the Tennessee Valley Authority. The history of TVA financing practices is discussed as is public policy associated with the Congressionally imposed debt ceiling of $30B. Reasons for TVA`s massive debt, which is approaching the ceiling, are also reviewed, with the emphasis on the $15B investment in cold or incomplete nuclear plants. TVA has recently announced that it would not finish three of these nuclear units without a venture-capital partner, and it has also announced that it would set an internal cap on total debt at some $2B to $3Bmore » below the legal limit. This self-imposed limit has influenced TVA`s own future plans for additional generating capacity as outlined in their Energy Vision 2020 Report. In that report, TVA has made an effort to supply the energy needs of the region over the next 25 years without the massive capital expenditures associated construction of large base-loaded power stations. The present article concludes that the imposed debt ceiling has failed to provide effective external control and accountability, and as a result, an amendment to the TVA act is proposed to provide an enlarged TVA Board that is clearly separated from managerial decisions. The present article also concludes that the debt ceiling should be removed.« less
Chieffo, Carla; Kelly, Alan M; Ferguson, James
2008-09-15
To characterize trends in gender, employment, starting salaries, and educational debt of graduates of US veterinary medical schools and colleges from 1988 to 2007. Meta-analysis. Sample Population-Veterinary medical graduates from 26 or 27 of 27 US veterinary schools and colleges from 1988 through 2007. Data were obtained from surveys published in the JAVMA. A chi2 test for trend was used to analyze trends in choices of employment and educational indebtedness for the veterinary graduate populations over time. The greatest changes in employment occurred in predominantly large animal practice, which attracted 10.7% of new graduates in 1989 but only 2.2% in 2007, and in advanced study, which attracted 15.2% of new graduates in 1989 and 36.8% in 2007. In 2007, 75% of graduates were women, but this gender shift was not associated with the decline in the percentage of graduates entering rural practice. From 1989 through 2007, starting salaries in private practice increased at a rate of 4.60%/y. During the same period, educational debt increased at an annual rate of 7.36%, or 60% higher than the rate of increases for starting salaries. As a result, debt at graduation increased from 1.1 times the starting salary in 1989 to 2.0 times the starting salary in 2007. Veterinary students are now more in debt than they have ever been. This trend together with a substantial increase in the rate of interest charged for government-backed education loans create conditions for new graduates that appear unsustainable.
Code of Federal Regulations, 2010 CFR
2010-07-01
... 36 Parks, Forests, and Public Property 3 2010-07-01 2010-07-01 false What does the Presidio Trust do upon receipt of a request to offset the salary of a Presidio Trust employee to collect a debt owed by the employee to another Federal agency? 1011.22 Section 1011.22 Parks, Forests, and Public Property PRESIDIO TRUST DEBT COLLECTION Procedures fo...
Credit Card Usage among Older Adults: Assessing Financial Literacy and Pressures
ERIC Educational Resources Information Center
St. Pierre, Eileen; Shreffler, Karina
2013-01-01
The research reported here assessed the financial literacy of older adults living in rural communities, current use of and attitudes towards debt, and debt pressures. Those surveyed exhibit low credit card usage and responsible payment practices. Most never use credit to pay medical expenses. Respondents display a financial literacy level similar…
Code of Federal Regulations, 2010 CFR
2010-04-01
... 17 Commodity and Securities Exchanges 2 2010-04-01 2010-04-01 false Agency review. 204.6 Section... COLLECTION Administrative Offset § 204.6 Agency review. (a) To the extent that a debt owed has not been... request to review a disputed debt must be submitted to the Commission official who provided notification...
75 FR 13207 - Proposed Collection; Comment Request for Regulation Project
Federal Register 2010, 2011, 2012, 2013, 2014
2010-03-18
... Respect to Certain Debt Obligations; Application of Repeal of 30 Percent Withholding by the Tax Reform [email protected] . SUPPLEMENTARY INFORMATION: Title: Registration Requirements With Respect to Certain Debt Obligations; Application of Repeal of 30 Percent Withholding by the Tax Reform Act of 1984. OMB Number: 1545...
45 CFR 31.1 - Purpose and scope.
Code of Federal Regulations, 2010 CFR
2010-10-01
... past-due, legally enforceable debts to the Department of the Treasury for collection by tax refund... Offices that administer a program that gives rise to a past-due non-tax debt owed to the United States... Welfare DEPARTMENT OF HEALTH AND HUMAN SERVICES GENERAL ADMINISTRATION TAX REFUND OFFSET § 31.1 Purpose...
10 CFR 16.11 - Written decision.
Code of Federal Regulations, 2010 CFR
2010-01-01
... REGULATORY COMMISSION SALARY OFFSET PROCEDURES FOR COLLECTING DEBTS OWED BY FEDERAL EMPLOYEES TO THE FEDERAL GOVERNMENT § 16.11 Written decision. (a) The hearing official will issue a written opinion no later than 60... demonstrate the nature and origin of the alleged debt; (2) The hearing official's analysis, findings, and...
10 CFR 16.13 - Procedures for centralized administrative offset.
Code of Federal Regulations, 2010 CFR
2010-01-01
... Section 16.13 Energy NUCLEAR REGULATORY COMMISSION SALARY OFFSET PROCEDURES FOR COLLECTING DEBTS OWED BY FEDERAL EMPLOYEES TO THE FEDERAL GOVERNMENT § 16.13 Procedures for centralized administrative offset. (a) The NRC must notify Treasury of all debts that are delinquent as defined in the FCCS (over 180 days...
10 CFR 16.7 - Notice requirements.
Code of Federal Regulations, 2010 CFR
2010-01-01
... inspect and copy government records pertaining to the debt or, if the employee or his or her... REGULATORY COMMISSION SALARY OFFSET PROCEDURES FOR COLLECTING DEBTS OWED BY FEDERAL EMPLOYEES TO THE FEDERAL GOVERNMENT § 16.7 Notice requirements. (a) If the NRC is the creditor agency, deductions will not be made...
45 CFR 30.12 - Administrative offset.
Code of Federal Regulations, 2010 CFR
2010-10-01
... conducted more than 10 years after the Department's right to collect the debt first accrued, unless facts... Department must certify, in a form acceptable to the Secretary of the Treasury, that: (i) The debt is past...) Provide the payment authorizing agency written certification that the debtor owes the past due, legally...
12 CFR 313.4 - Delegations of authority.
Code of Federal Regulations, 2010 CFR
2010-01-01
... CORPORATE DEBT COLLECTION Scope, Purpose, Definitions and Delegations of Authority § 313.4 Delegations of... debt, on behalf of the FDIC in its corporate capacity is delegated to the Director of DOA or Director... either its receivership or corporate capacity is delegated to the Director of DRR; or to the applicable...
32 CFR 268.8 - Flash report of major foreign debt arrearages.
Code of Federal Regulations, 2014 CFR
2014-07-01
... 32 National Defense 2 2014-07-01 2014-07-01 false Flash report of major foreign debt arrearages. 268.8 Section 268.8 National Defense Department of Defense (Continued) OFFICE OF THE SECRETARY OF DEFENSE (CONTINUED) MISCELLANEOUS COLLECTING AND REPORTING OF FOREIGN INDEBTEDNESS WITHIN THE DEPARTMENT...
Federal Register 2010, 2011, 2012, 2013, 2014
2011-07-19
... DEPARTMENT OF THE TREASURY Office of Thrift Supervision Application for Issuance of Subordinated... AGENCY: Office of Thrift Supervision (OTS), Treasury. ACTION: Notice and request for comment. SUMMARY... Thrift Supervision within the Department of the Treasury will submit the proposed information collection...
45 CFR 30.16 - Liquidation of collateral.
Code of Federal Regulations, 2010 CFR
2010-10-01
... fails to pay the debt(s) within a reasonable time after demand and if such action is in the best interests of the United States. (2) Collection from other sources, including liquidation of security or... will liquidate security or collateral through the exercise of a power of sale in the security...
45 CFR 30.22 - Bases for compromise.
Code of Federal Regulations, 2011 CFR
2011-10-01
... 45 Public Welfare 1 2011-10-01 2011-10-01 false Bases for compromise. 30.22 Section 30.22 Public Welfare DEPARTMENT OF HEALTH AND HUMAN SERVICES GENERAL ADMINISTRATION CLAIMS COLLECTION Debt Compromise § 30.22 Bases for compromise. (a) Compromise. The Secretary may compromise a debt if the full amount...
45 CFR 30.22 - Bases for compromise.
Code of Federal Regulations, 2012 CFR
2012-10-01
... 45 Public Welfare 1 2012-10-01 2012-10-01 false Bases for compromise. 30.22 Section 30.22 Public Welfare DEPARTMENT OF HEALTH AND HUMAN SERVICES GENERAL ADMINISTRATION CLAIMS COLLECTION Debt Compromise § 30.22 Bases for compromise. (a) Compromise. The Secretary may compromise a debt if the full amount...
45 CFR 30.22 - Bases for compromise.
Code of Federal Regulations, 2013 CFR
2013-10-01
... 45 Public Welfare 1 2013-10-01 2013-10-01 false Bases for compromise. 30.22 Section 30.22 Public Welfare DEPARTMENT OF HEALTH AND HUMAN SERVICES GENERAL ADMINISTRATION CLAIMS COLLECTION Debt Compromise § 30.22 Bases for compromise. (a) Compromise. The Secretary may compromise a debt if the full amount...
29 CFR 1450.12 - Collection in installments.
Code of Federal Regulations, 2010 CFR
2010-07-01
... arrangement and which contains a provision accelerating the debt in the event the debtor defaults. The size and frequency of installment payments should bear a reasonable relation to the size of the debt and the debtor's ability to pay. If possible, the installment payments should be sufficient in size and...
22 CFR 512.12 - Collection in installments.
Code of Federal Regulations, 2010 CFR
2010-04-01
... provision accelerating the debt in the event the debtor defaults. The size and frequency of the payments should bear a reasonable relation to the size of the debt and ability to the debtor to pay. If possible the installment payments should be sufficient in size and frequency to liquidate the Government's...
29 CFR 20.33 - Collection in installments.
Code of Federal Regulations, 2010 CFR
2010-07-01
... accelerating the debt in the event the debtor defaults. The size and frequency of installment payments should bear a reasonable relation to the size of the debt and the debtor's ability to pay. If possible, the installment payments should be sufficient in size and frequency to liquidate the Government's claim in not...
5 CFR 1215.32 - Compromise, suspension and termination.
Code of Federal Regulations, 2010 CFR
2010-01-01
... PROCEDURES DEBT MANAGEMENT Claims Collection § 1215.32 Compromise, suspension and termination. (a) The... outstanding principal is not greater than $20,000. MSPB procedures for writing off outstanding accounts are... debts where the outstanding principal is greater than $20,000 only with the approval of, or by referral...
14 CFR 1261.411 - Collection in installments.
Code of Federal Regulations, 2012 CFR
2012-01-01
... method, including voluntary payment. However, if the debtor is financially unable to pay the indebtedness... unable to pay the debt in one lump sum must submit financial statements. If NASA agrees to accept payment... relation to the size of the debt and the debtor's ability to pay. If possible, the installment payments...
14 CFR 1261.411 - Collection in installments.
Code of Federal Regulations, 2013 CFR
2013-01-01
... method, including voluntary payment. However, if the debtor is financially unable to pay the indebtedness... unable to pay the debt in one lump sum must submit financial statements. If NASA agrees to accept payment... relation to the size of the debt and the debtor's ability to pay. If possible, the installment payments...
45 CFR 30.22 - Bases for compromise.
Code of Federal Regulations, 2010 CFR
2010-10-01
... 45 Public Welfare 1 2010-10-01 2010-10-01 false Bases for compromise. 30.22 Section 30.22 Public Welfare DEPARTMENT OF HEALTH AND HUMAN SERVICES GENERAL ADMINISTRATION CLAIMS COLLECTION Debt Compromise § 30.22 Bases for compromise. (a) Compromise. The Secretary may compromise a debt if the full amount...
Code of Federal Regulations, 2014 CFR
2014-01-01
... 12 Banks and Banking 5 2014-01-01 2014-01-01 false Interest. 313.26 Section 313.26 Banks and... DEBT COLLECTION Administrative Offset § 313.26 Interest. Pursuant to 31 U.S.C. 3717, the FDIC shall assess interest, penalties and administrative costs on debts owed to the United States. The FDIC is...
Code of Federal Regulations, 2012 CFR
2012-01-01
... 12 Banks and Banking 5 2012-01-01 2012-01-01 false Interest. 313.26 Section 313.26 Banks and... DEBT COLLECTION Administrative Offset § 313.26 Interest. Pursuant to 31 U.S.C. 3717, the FDIC shall assess interest, penalties and administrative costs on debts owed to the United States. The FDIC is...
Code of Federal Regulations, 2011 CFR
2011-01-01
... 12 Banks and Banking 4 2011-01-01 2011-01-01 false Interest. 313.26 Section 313.26 Banks and... DEBT COLLECTION Administrative Offset § 313.26 Interest. Pursuant to 31 U.S.C. 3717, the FDIC shall assess interest, penalties and administrative costs on debts owed to the United States. The FDIC is...
Code of Federal Regulations, 2013 CFR
2013-01-01
... 12 Banks and Banking 5 2013-01-01 2013-01-01 false Interest. 313.26 Section 313.26 Banks and... DEBT COLLECTION Administrative Offset § 313.26 Interest. Pursuant to 31 U.S.C. 3717, the FDIC shall assess interest, penalties and administrative costs on debts owed to the United States. The FDIC is...
Recession, debt and mental health: challenges and solutions
2009-01-01
Background During the economic downturn, the link between recession and health has featured in many countries' media, political, and medical debate. This paper focuses on the previously neglected relationship between personal debt and mental health. Aims Using the UK as a case study, this paper considers the public health challenges presented by debt to mental health. We then propose solutions identified in workshops held during the UK Government's Foresight Review of Mental Capital and Wellbeing. Results Within their respective sectors, health professionals should receive basic ‘debt first aid’ training, whilst all UK financial sector codes of practice should – as a minimum – recognise the existence of customers with mental health problems. Further longitudinal research is also needed to ‘unpack’ the relationship between debt and mental health. Across sectors, a lack of co-ordinated activity across health, money advice, and creditor organisations remains a weakness. A renewed emphasis on co-ordinated ‘debt care pathways’ and better communication between local health and advice services is needed. Discussion The relationship between debt and mental health presents a contemporary public health challenge. Solutions exist, but will require action and investment at a time of competition for funds. PMID:22477896
The Color of Debt: Racial Disparities in Anticipated Medical Student Debt in the United States
Dugger, Robert A.; El-Sayed, Abdulrahman M.; Dogra, Anjali; Messina, Catherine; Bronson, Richard; Galea, Sandro
2013-01-01
Context The cost of American medical education has increased substantially over the past decade. Given racial/ethnic inequalities in access to financial resources, it is plausible that increases in student debt burden resulting from these increases in cost may not be borne equally. Objective To evaluate racial/ethnic disparities in medical student debt. Design, Setting, and Participants Authors collected self-reported data from a non-representative sample of 2414 medical students enrolled at 111/159 accredited US medical schools between December 1st 2010 and March 27th 2011. After weighting for representativeness by race and class year and calculating crude anticipated debt by racial/ethnic category, authors fit multivariable regression models of debt by race/ethnicity adjusted for potential confounders. Main Outcome Measures Anticipated educational debt upon graduation greater than $150,000. Results 62.1% of medical students anticipated debt in excess of $150,000 upon graduation. The proportion of Blacks, Whites, Hispanics, and Asians reporting anticipated educational debt in excess of $150,000 was 77.3%, 65.1%, 57.2% and 50.2%, respectively. Both Black and White medical students demonstrated a significantly higher likelihood of anticipated debt in excess of $150,000 when compared to Asians [Blacks (OR = 2.7, 1.3–5.6), Whites (OR = 1.7, 1.3–2.2)] in adjusted models. Conclusion Black medical students had significantly higher anticipated debt than Asian students. This finding has implications for understanding differential enrollment among minority groups in US medical schools. PMID:24019975
Is Medical Student Choice of a Primary Care Residency Influenced by Debt?
Kahn, Marc J.; Markert, Ronald J.; Lopez, Fred A.; Specter, Steven; Randall, Howard; Krane, N. Kevin
2006-01-01
Context The average medical student accumulates more than $120,000 in debt upon graduation. Objective The purpose of this study was to investigate whether medical student debt affects residency choice. Design This was a cross-sectional research study. Setting This study was a 5-year analysis of student debt and residency choice for 2001–2005 graduates from 3 US medical schools (n = 2022): Tulane University School of Medicine, New Orleans, Louisiana; University of South Florida College of Medicine, Tampa, Florida; and Louisiana State University School of Medicine in New Orleans. Main outcome measures Individual student data were collected from offices of financial aid for debt prior to and during medical school to determine total debt at graduation. Total debt (adjusted for inflation) was compared with residency match results coded according to specialties listed in the Graduate Medical Education Directory 2005–2006. Graduates were coded into either primary care (PC) or nonprimary care (NPC) specialty categories. Logistic regression for the choice of a PC residency was used with 4 predictors: (1) total debt, (2) medical school, (3) year of graduation, and (4) number of years of training required for a residency program. Results Mean total debt for the study population was $89,807 (SD = 54,925). Graduates entering PC did not have significantly less total debt than those entering NPC ($87,206 vs $91,430; P = .09). Further, total debt was not a predictor of a PC residency after adjusting for medical school, year of graduation, and years of training in residency (P = .64). Conclusion There is no association between PC residency choice and debt. We conclude that medical students make residency decisions on the basis of a complex set of factors. PMID:17415301
The Health Policy Attitudes of American Medical Students: A Pilot Survey
Dugger, Robert A.; El-Sayed, Abdulrahman M.; Messina, Catherine; Bronson, Richard; Galea, Sandro
2015-01-01
Background Relatively little is known about American medical student’s attitudes toward caring for the uninsured, limiting physician reimbursement and the role of cost-effectiveness data in medical decision-making. We assessed American medical student’s attitudes regarding these topics as well as demographic predictors of those attitudes, and compared them to practicing physicians. Methods and Findings A survey instrument was explicitly designed to compare medical student attitudes with those previously reported by physicians. Between December 1st 2010 and March 27th 2011 survey responses were collected from more than 2% of the total estimated 2010–2011 US medical student population enrolled at 111 of 159 accredited US medical schools within the 50 United States (n = 2414 of possible 98197). Medical students were more likely to object to reimbursement cuts, and more likely to object to the use of cost effectiveness data in medical decision making than current physicians according to the literature. Specialty preference, political persuasion, and medical student debt were significant predictors of health policy attitudes. Medical students with anticipated debt in excess of $200,000 were significantly less willing to favor limiting reimbursement to improve patient access (OR: 0.73 [95% confidence interval (CI): 0.59–0.89]), and significantly more likely to object to using cost effectiveness data to limit treatments (OR 1.30, 95% CI 1.05–1.60) when compared to respondents with anticipated debt less than $200,000. Conclusions When compared to physicians in the literature, future physicians may be less willing to favor cuts to physician reimbursements and may be more likely to object to the use of cost effectiveness data. Political orientation, specialty preference and anticipated debt may be important predictors of health policy attitudes among medical students. Early career medical providers with primary care ambitions and those who anticipate less debt may be more likely to support healthcare cost containment. PMID:26473599
Youngclaus, James A; Koehler, Paul A; Kotlikoff, Laurence J; Wiecha, John M
2013-01-01
Some discussions of physician specialty choice imply that indebted medical students avoid choosing primary care because education debt repayment seems economically unfeasible. The authors analyzed whether a physician earning a typical primary care salary can repay the current median level of education debt and meet standard household expenses without incurring additional debt. In 2010-2011, the authors used comprehensive financial planning software to model the annual finances for a fictional physician's household to compare the impact of various debt levels, repayment plans, and living expenses across three specialties. To accurately develop this spending model, they used published data from federal and local agencies, real estate sources, and national organizations. Despite growing debt levels, the authors found that physicians in all specialties can repay the current level of education debt without incurring more debt. However, some scenarios, typically those with higher borrowing levels, required trade-offs and compromises. For example, extended repayment plans require large increases in the total amount of interest repaid and the number of repayment years required, and the use of a federal loan forgiveness/repayment program requires a service obligation such as working at a nonprofit or practicing in a medically underserved area. A primary care career remains financially viable for medical school graduates with median levels of education debt. Graduates pursuing primary care with higher debt levels need to consider additional strategies to support repayment such as extended repayment terms, use of a federal loan forgiveness/repayment program, or not living in the highest-cost areas.
Moore, James; Gale, Jesse; Dew, Kevin; Davie, Gabrielle
2006-02-17
To quantify student debt owed by first-year house officers at graduation, and to describe the effects of student debt on their lives. A questionnaire was sent was to all 296 New Zealand-graduate first-year house officers practicing in New Zealand. The survey included questions on demographics, level of debt, student support received, repayment since graduation, psychosocial and financial impact of debt, and career intentions. The response rate was 53%. Ninety-two percent of respondents had some form of student debt, with 85% having a government student loan. The average total debt from all sources (excluding mortgages) at graduation was NZ65,206 dollars. Seventy-five percent of respondents owed more than 50,000 dollars and 13% had owed more than 100,000 dollars. Eighty-eight percent of respondents reported increased levels of stress as a result of their student loan, with 31% reporting that they worried about their student loan 'often' or 'always'. Eighty-three percent reported that their student loan had made it more difficult to save for their future, such as for a house deposit or for their retirement, and 42% stated that their student loan debt had influenced their decision whether to have children (or more children). Student debt has a major negative impact on the lives of house officers in New Zealand. These data provide a baseline for studying how changes in medical education affect junior doctors.
48 CFR 32.1108 - Payment by Governmentwide commercial purchase card.
Code of Federal Regulations, 2013 CFR
2013-10-01
..., contracting officers are required to verify (by looking in the System for Award Management (SAM)) whether the... payment during any period the SAM indicates that the contractor has delinquent debt subject to collection...) Contracting officers shall not use the presence of the SAM debt flag indicator to exclude a contractor from...
48 CFR 32.1108 - Payment by Governmentwide commercial purchase card.
Code of Federal Regulations, 2014 CFR
2014-10-01
..., contracting officers are required to verify (by looking in the System for Award Management (SAM)) whether the... payment during any period the SAM indicates that the contractor has delinquent debt subject to collection...) Contracting officers shall not use the presence of the SAM debt flag indicator to exclude a contractor from...
Code of Federal Regulations, 2014 CFR
2014-07-01
... 29 Labor 4 2014-07-01 2014-07-01 false Hearing. 1650.109 Section 1650.109 Labor Regulations... Collection of Debts by Salary Offset § 1650.109 Hearing. (a) Request for a hearing. An employee who wants a hearing on the existence of the debt, its amount, or on the proposed offset schedule must send a written...
Code of Federal Regulations, 2012 CFR
2012-07-01
... 29 Labor 4 2012-07-01 2012-07-01 false Hearing. 1650.109 Section 1650.109 Labor Regulations... Collection of Debts by Salary Offset § 1650.109 Hearing. (a) Request for a hearing. An employee who wants a hearing on the existence of the debt, its amount, or on the proposed offset schedule must send a written...
22 CFR 213.20 - Administrative offset of non-employee debts.
Code of Federal Regulations, 2011 CFR
2011-04-01
... authorities and offsets or recoupments under common law. It does not apply to offsets against employee... notice in the form of a Bill for Collection or demand letter outlining the type and amount of the debt... filing of the request, a written final decision based on the evidence, record and applicable law. (f...
22 CFR 213.20 - Administrative offset of non-employee debts.
Code of Federal Regulations, 2012 CFR
2012-04-01
... authorities and offsets or recoupments under common law. It does not apply to offsets against employee... notice in the form of a Bill for Collection or demand letter outlining the type and amount of the debt... filing of the request, a written final decision based on the evidence, record and applicable law. (f...
5 CFR 845.408 - Special processing for fraud claims.
Code of Federal Regulations, 2010 CFR
2010-01-01
... 5 Administrative Personnel 2 2010-01-01 2010-01-01 false Special processing for fraud claims. 845.408 Section 845.408 Administrative Personnel OFFICE OF PERSONNEL MANAGEMENT (CONTINUED) CIVIL SERVICE REGULATIONS (CONTINUED) FEDERAL EMPLOYEES RETIREMENT SYSTEM-DEBT COLLECTION Agency Requests to OPM for Recovery of a Debt From the Civil Service...
20 CFR 366.1 - Notification to Internal Revenue Service.
Code of Federal Regulations, 2010 CFR
2010-04-01
... PROCEDURES COLLECTION OF DEBTS BY FEDERAL TAX REFUND OFFSET § 366.1 Notification to Internal Revenue Service... with regard to its participation in the tax refund offset program, the Board may notify the Internal Revenue Service, pursuant to the terms of such agreement, of past-due legally enforceable debts owed to...
College Student Persistence to Degree: The Burden of Debt
ERIC Educational Resources Information Center
Robb, Cliff A.; Moody, Beth; Abdel-Ghany, Mohamed
2012-01-01
Data collected from two major universities (one in the Midwest and one in the Southeast) in the United States were used to analyze student persistence behavior and perceptions of debt. Results from four separate logistic regression analyses suggested that financial factors play a significant role in student persistence behavior as well as in…
22 CFR 1007.10 - Statute of limitations.
Code of Federal Regulations, 2010 CFR
2010-04-01
... 22 Foreign Relations 2 2010-04-01 2010-04-01 true Statute of limitations. 1007.10 Section 1007.10 Foreign Relations INTER-AMERICAN FOUNDATION SALARY OFFSET § 1007.10 Statute of limitations. If a debt has been outstanding for more than 10 years after the agency's right to collect the debt first accrued, the...
38 CFR 1.913 - Liquidation of collateral.
Code of Federal Regulations, 2010 CFR
2010-07-01
... security or collateral through the exercise of a power of sale in the security instrument or a nonjudicial foreclosure, and apply the proceeds to the applicable debt, if the debtor fails to pay the debt within 180 days after demand and if such action is in the best interest of the United States. Collection from...
29 CFR 4903.32 - Tax refund offset procedures.
Code of Federal Regulations, 2010 CFR
2010-07-01
... 29 Labor 9 2010-07-01 2010-07-01 false Tax refund offset procedures. 4903.32 Section 4903.32 Labor... RULES AND PROCEDURES DEBT COLLECTION Tax Refund Offset § 4903.32 Tax refund offset procedures. (a) General. Before referring a debt for tax refund offset, the PBGC will complete the procedures specified in...
Code of Federal Regulations, 2010 CFR
2010-10-01
... administrative costs on debts that are not subject to 31 U.S.C. 3717 to the extent authorized under common law or... costs, if he or she determines that collection of these charges would be against equity and good...
Reducing Child Support Debt and Its Consequences: Can Forgiveness Benefit All?
ERIC Educational Resources Information Center
Heinrich, Carolyn J.; Burkhardt, Brett C.; Shager, Hilary M.
2011-01-01
As child support debt owed nationally persists at enormous levels, both noncustodial parents and the custodial families who are not receiving support suffer significant hardships, and states are forced to expend greater resources on collection and enforcement efforts. This paper presents findings from an evaluation of a demonstration program…
40 CFR 13.21 - Employee salary offset-general.
Code of Federal Regulations, 2010 CFR
2010-07-01
... 40 Protection of Environment 1 2010-07-01 2010-07-01 false Employee salary offset-general. 13.21... STANDARDS Administrative Offset § 13.21 Employee salary offset—general. (a) Purpose. This section... collection by salary offset under 5 U.S.C. 5514 of debts owed EPA and debts owed to other Federal agencies by...
Code of Federal Regulations, 2010 CFR
2010-07-01
... debts by administrative offset. 1650.301 Section 1650.301 Labor Regulations Relating to Labor (Continued... offset. The Commission hereby adopts by cross-reference the administrative offset regulation issued by... property that are prescribed in the regulations issued jointly by the Secretary of the Treasury and the...
Code of Federal Regulations, 2013 CFR
2013-07-01
... debts by administrative offset. 1650.301 Section 1650.301 Labor Regulations Relating to Labor (Continued... offset. The Commission hereby adopts by cross-reference the administrative offset regulation issued by... property that are prescribed in the regulations issued jointly by the Secretary of the Treasury and the...
Code of Federal Regulations, 2014 CFR
2014-07-01
... debts by administrative offset. 1650.301 Section 1650.301 Labor Regulations Relating to Labor (Continued... offset. The Commission hereby adopts by cross-reference the administrative offset regulation issued by... property that are prescribed in the regulations issued jointly by the Secretary of the Treasury and the...
Code of Federal Regulations, 2011 CFR
2011-07-01
... debts by administrative offset. 1650.301 Section 1650.301 Labor Regulations Relating to Labor (Continued... offset. The Commission hereby adopts by cross-reference the administrative offset regulation issued by... property that are prescribed in the regulations issued jointly by the Secretary of the Treasury and the...
Code of Federal Regulations, 2012 CFR
2012-07-01
... debts by administrative offset. 1650.301 Section 1650.301 Labor Regulations Relating to Labor (Continued... offset. The Commission hereby adopts by cross-reference the administrative offset regulation issued by... property that are prescribed in the regulations issued jointly by the Secretary of the Treasury and the...
14 CFR § 1261.411 - Collection in installments.
Code of Federal Regulations, 2014 CFR
2014-01-01
... method, including voluntary payment. However, if the debtor is financially unable to pay the indebtedness... unable to pay the debt in one lump sum must submit financial statements. If NASA agrees to accept payment... relation to the size of the debt and the debtor's ability to pay. If possible, the installment payments...
29 CFR 20.33 - Collection in installments.
Code of Federal Regulations, 2012 CFR
2012-07-01
..., including voluntary payment. However, if the debtor is financially unable to pay the indebtedness in one... financial statements from debtors who represent that they are unable to pay the debt in one lump sum... bear a reasonable relation to the size of the debt and the debtor's ability to pay. If possible, the...
29 CFR 20.33 - Collection in installments.
Code of Federal Regulations, 2013 CFR
2013-07-01
..., including voluntary payment. However, if the debtor is financially unable to pay the indebtedness in one... financial statements from debtors who represent that they are unable to pay the debt in one lump sum... bear a reasonable relation to the size of the debt and the debtor's ability to pay. If possible, the...
29 CFR 20.33 - Collection in installments.
Code of Federal Regulations, 2014 CFR
2014-07-01
..., including voluntary payment. However, if the debtor is financially unable to pay the indebtedness in one... financial statements from debtors who represent that they are unable to pay the debt in one lump sum... bear a reasonable relation to the size of the debt and the debtor's ability to pay. If possible, the...
29 CFR 20.33 - Collection in installments.
Code of Federal Regulations, 2011 CFR
2011-07-01
..., including voluntary payment. However, if the debtor is financially unable to pay the indebtedness in one... financial statements from debtors who represent that they are unable to pay the debt in one lump sum... bear a reasonable relation to the size of the debt and the debtor's ability to pay. If possible, the...
14 CFR 1261.411 - Collection in installments.
Code of Federal Regulations, 2011 CFR
2011-01-01
..., including voluntary payment. However, if the debtor is financially unable to pay the indebtedness in one... to pay the debt in one lump sum must submit financial statements. If NASA agrees to accept payment in... relation to the size of the debt and the debtor's ability to pay. If possible, the installment payments...
Code of Federal Regulations, 2010 CFR
2010-04-01
... administrative wage garnishment order to your employer? 422.435 Section 422.435 Employees' Benefits SOCIAL SECURITY ADMINISTRATION ORGANIZATION AND PROCEDURES Collection of Debts by Administrative Wage Garnishment...) Your name, address, and social security number, (2) The amount of the debt, (3) Information about the...
45 CFR 1150.8 - Will failure to pay my debt affect my eligibility for Endowment programs?
Code of Federal Regulations, 2011 CFR
2011-10-01
... 45 Public Welfare 3 2011-10-01 2011-10-01 false Will failure to pay my debt affect my eligibility for Endowment programs? 1150.8 Section 1150.8 Public Welfare Regulations Relating to Public Welfare (Continued) NATIONAL FOUNDATION ON THE ARTS AND THE HUMANITIES NATIONAL ENDOWMENT FOR THE ARTS COLLECTION OF...