12 CFR 952.4 - Targeted Community Lending Plan

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 7 2010-01-01 2010-01-01 false Targeted Community Lending Plan 952.4 Section... SHEET ITEMS COMMUNITY INVESTMENT CASH ADVANCE PROGRAMS § 952.4 Targeted Community Lending Plan Each Bank shall develop and adopt an annual Targeted Community Lending Plan pursuant to § 944.6 of this chapter...

76 FR 60600 - Proposed Collection; Comment Request for Supplemental Quarterly Report (Small Business Lending...

Federal Register 2010, 2011, 2012, 2013, 2014

2011-09-29

... should be directed to Manager (Communications, Research and External Affairs), Small Business Lending... (Small Business Lending Fund, SBLF) AGENCY: Office of Domestic Finance, Treasury. [[Page 60601

12 CFR 723.5 - How do you implement a member business loan program?

Code of Federal Regulations, 2010 CFR

2010-01-01

... annually. The board must also use the services of an individual with at least two years direct experience with the type of lending the credit union will be engaging in. The experience must provide the credit... must ensure that the expertise is available. A credit union can meet the experience requirement through...

13 CFR 120.931 - 504 Lending limits.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false 504 Lending limits. 120.931 Section 120.931 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Development Company Loan Program (504) 504 Loans and Debentures § 120.931 504 Lending limits. The outstanding balance...

Development, validation, and utility of an instrument to assess core competencies in the Leadership Education in Neurodevelopmental and Related Disabilities (LEND) program.

PubMed

Leff, Stephen S; Baum, Katherine T; Bevans, Katherine B; Blum, Nathan J

2015-02-01

To describe the development and psychometric evaluation of the Core Competency Measure (CCM), an instrument designed to assess professional competencies as defined by the Maternal Child Health Bureau (MCHB) and targeted by Leadership Education in Neurodevelopmental and Related Disabilities (LEND) programs. The CCM is a 44-item self-report measure comprised of six subscales to assess clinical, interdisciplinary, family-centered/cultural, community, research, and advocacy/policy competencies. The CCM was developed in an iterative fashion through participatory action research, and then nine cohorts of LEND trainees (N = 144) from 14 different disciplines completed the CCM during the first week of the training program. A 6-factor confirmatory factor analysis model was fit to data from the 44 original items. After three items were removed, the model adequately fit the data (comparative fit indices = .93, root mean error of approximation = .06) with all factor loadings exceeding .55. The measure was determined to be quite reliable as adequate internal consistency and test-retest reliability were found for each subscale. The instrument's construct validity was supported by expected differences in self-rated competencies among fellows representing various disciplines, and the convergent validity was supported by the pattern of inter-correlations between subscale scores. The CCM appears to be a reliable and valid measure of MCHB core competencies for our sample of LEND trainees. It provides an assessment of key training areas addressed by the LEND program. Although the measure was developed within only one LEND Program, with additional research it has the potential to serve as a standardized tool to evaluate the strengths and limitations of MCHB training, both within and between programs.

7 CFR 4280.23 - Requirements for lending from Revolving Loan Fund.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 15 2010-01-01 2010-01-01 false Requirements for lending from Revolving Loan Fund. 4280.23 Section 4280.23 Agriculture Regulations of the Department of Agriculture (Continued) RURAL... Economic Development Loan and Grant Programs § 4280.23 Requirements for lending from Revolving Loan Fund...

Laptops to Go: A Student Assessment of a Library Laptop Lending Service

ERIC Educational Resources Information Center

Summey, Terri; Gutierrez, Art

2012-01-01

Approximately five years ago, the library at Emporia State University started a laptop lending service to provide laptops for use in the library. The program has been highly successful. In the last few years, some modifications were made to the program, and netbooks were added. In this article, the authors will explore laptop programs in a variety…

13 CFR 120.714 - How are grants made to non-lending technical assistance providers (NTAP)?

Code of Federal Regulations, 2011 CFR

2011-01-01

... 13 Business Credit and Assistance 1 2011-01-01 2011-01-01 false How are grants made to non-lending technical assistance providers (NTAP)? 120.714 Section 120.714 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Microloan Program § 120.714 How are grants made to non-lending technical assistance...

12 CFR 1290.6 - Bank community support programs.

Code of Federal Regulations, 2011 CFR

2011-01-01

... modification, which shall require the Bank to—(i) Conduct market research in the Bank's district; (ii) Describe... implementing its Targeted Community Lending Plan; and (iv) Establish quantitative targeted community lending...

12 CFR 1290.6 - Bank community support programs.

Code of Federal Regulations, 2013 CFR

2013-01-01

... modification, which shall require the Bank to—(i) Conduct market research in the Bank's district; (ii) Describe... implementing its Targeted Community Lending Plan; and (iv) Establish quantitative targeted community lending...

12 CFR 1290.6 - Bank community support programs.

Code of Federal Regulations, 2012 CFR

2012-01-01

... modification, which shall require the Bank to—(i) Conduct market research in the Bank's district; (ii) Describe... implementing its Targeted Community Lending Plan; and (iv) Establish quantitative targeted community lending...

12 CFR 32.7 - Residential real estate loans, small business loans, and small farm loans (“Supplemental Lending...

Code of Federal Regulations, 2014 CFR

2014-01-01

... 12 Banks and Banking 1 2014-01-01 2014-01-01 false Residential real estate loans, small business loans, and small farm loans (âSupplemental Lending Limits Programâ). 32.7 Section 32.7 Banks and Banking..., small business loans, and small farm loans (“Supplemental Lending Limits Program”). (a) Residential real...

12 CFR 32.7 - Residential real estate loans, small business loans, and small farm loans (“Supplemental Lending...

Code of Federal Regulations, 2013 CFR

2013-01-01

... 12 Banks and Banking 1 2013-01-01 2013-01-01 false Residential real estate loans, small business loans, and small farm loans (âSupplemental Lending Limits Programâ). 32.7 Section 32.7 Banks and Banking..., small business loans, and small farm loans (“Supplemental Lending Limits Program”). (a) Residential real...

Testing the tools of development: credit programmes, loan involvement, and women's empowerment.

PubMed

Ackerly, B A

1995-07-01

This study finds that income generation programs should not focus on women's labor as a means of empowerment. Empowerment should be directed to women's direct involvement in selling and accounting in the loan activity and in the techniques of lending agencies that promote empowerment. Borrowers are empowered through market activities and nonmarket strategies such as changing the institutional environment. Local women can be hired as group promoters. When payments are made to a collection post, local women promoters can be protected and travel to remote areas without fear for security. It is argued that goals are reached successfully, when tasks are clearly defined. Empowerment in this study means knowledge of accounting for the borrower's loan activity. It is argued that organizations that choose to make women's empowerment a goal can use this factor to measure program impact. Data for this study are obtained from the Bangladesh Rural Advancement Committee (BRAC), Grameen Bank (GB), and Save the Children, Bangladesh Field Office (SCF). The general model indicates that the borrower will be empowered in the process of taking out a loan and investing it in an activity. The likelihood that the credit process will lead to empowerment, given the multiple lending options, is tested in a probit model. Explanatory variables include location, borrower's direct contribution of labor to all or part of the activity, a borrower's direct involvement in buying supplies or selling or accounting for the loan, the lending organization (BRAC, GB, or SCF), loan amount, number of years of borrowing, and borrower position as a center or group chair. The results are based on the 826 loans of the 613 female borrowers. Significant features that contributed to borrower's knowledge included, in the order of significance, participation in accounting, selling, and labor. The key factor appeared to be market access. The impact of organization and involvement was maximized among individuals who had a 40-50% probability of being empowered. For example, a borrower, who had an initial propensity of being empowered of 20%, would have a 96.2% probability of being empowered as a result of accounting involvement.

Decreasing Aggressive Behavior and Increasing Alertness in Preschoolers through a Family Education Program and Video Lending Library.

ERIC Educational Resources Information Center

Lewis, Angela G.

This paper reports on an educational program designed to teach parents about the role of television in their children's lives and to increase use of a family video lending library intended to enhance alertness in students, decrease aggressive behavior, and educate parents. Interviews with professionals and a parent survey indicated that there was…

Knowledge Aid as Instrument of Regulation: World Bank's Non-Lending Higher Education Support for Ethiopia

ERIC Educational Resources Information Center

Molla, Tebeje

2014-01-01

In the context of low-income countries, the role of donors in public policymaking is of great importance. Donors use a combination of lending and non-lending instruments as pathways of influence to shape policy directions in aid-recipient countries. This paper reports some findings from a doctoral study on the role of the World Bank in the recent…

From a Knowledge Container to a Mobile Learning Platform: What RULA Learned from the Laptop Lending Program

ERIC Educational Resources Information Center

Wang, Weina; Dermody, Kelly; Burgess, Colleen; Wang, Fangmin

2014-01-01

Technology lending has proven to be one of the most popular services that the Ryerson University Library and Archives (RULA) has offered in the past few years. Given the number of commuting digital natives comprising our student body, the library wanted to know how these students were using our current laptop loan program and how this service…

Characterizing Scintillation and Cherenkov Light in Water-Based Liquid Scintillators

NASA Astrophysics Data System (ADS)

Land, Benjamin; Caravaca, Javier; Descamps, Freija; Orebi Gann, Gabriel

2016-09-01

The recent development of Water-based Liquid Scintillator (WbLS) has made it possible to produce scintillating materials with highly tunable light yields and excellent optical clarity. This allows for a straightforward combination of the directional properties of Cherenkov light with the greater energy resolution afforded by the typically brighter scintillation light which lends itself well to a broad program of neutrino physics. Here we explore the light yields and time profiles of WbLS materials in development for Theia (formerly ASDC) as measured in CheSS: our bench-top Cherenkov and scintillation separation R&D project at Berkeley Lab. This work was supported by the Laboratory Directed Research and Development Program of Lawrence Berkeley National Laboratory under U.S. Department of Energy Contract No. DE-AC02-05CH11231.

76 FR 20087 - Proposed Collection; Comment Request; State Small Business Credit Initiative Allocation Agreement

Federal Register 2010, 2011, 2012, 2013, 2014

2011-04-11

... programs that leverage private lending to help finance small businesses and manufacturers that are... DEPARTMENT OF THE TREASURY Proposed Collection; Comment Request; State Small Business Credit Initiative Allocation Agreement AGENCY: Departmental Offices, Small Business Lending Funds, Treasury. ACTION...

Integrating Family as a Discipline by Providing Parent Led Curricula: Impact on LEND Trainees' Leadership Competency.

PubMed

Keisling, Bruce L; Bishop, Elizabeth A; Roth, Jenness M

2017-05-01

Background While the MCH Leadership Competencies and family as a discipline have been required elements of Leadership Education in Neurodevelopmental and related Disabilities (LEND) programs for over a decade, little research has been published on the efficacy of either programmatic component in the development of the next generation of leaders who can advocate and care for Maternal and Child Health (MCH) populations. Objective To test the effectiveness of integrating the family discipline through implementation of parent led curricula on trainees' content knowledge, skills, and leadership development in family-centered care, according to the MCH Leadership Competencies. Methods One hundred and two long-term (≥ 300 h) LEND trainees completed a clinical and leadership training program which featured intensive parent led curricula supported by a full-time family faculty member. Trainees rated themselves on the five Basic and Advanced skill items that comprise MCH Leadership Competency 8: Family-centered Care at the beginning and conclusion of their LEND traineeship. Results When compared to their initial scores, trainees rated themselves significantly higher across all family-centered leadership competency items at the completion of their LEND traineeship. Conclusions The intentional engagement of a full-time family faculty member and parent led curricula that include didactic and experiential components are associated with greater identification and adoption by trainees of family-centered attitudes, skills, and practices. However, the use of the MCH Leadership Competencies as a quantifiable measure of program evaluation, particularly leadership development, is limited.

Reflections on the contributions of self-advocates to an interdisciplinary leadership development program for graduate students in health affairs.

PubMed

Rosenberg, Angela; Zuver, Deborah; Kermon, McCafferty; Fernandez, Claudia; Margolis, Lewis H

2018-04-01

To advance equity and to enhance leadership skills, self-advocates with intellectual/developmental disabilities are now part of the cohort of trainees in the University of North Carolina LEND, which means that they fully participate in the Interdisciplinary Leadership Development Program, a collaboration among programs in public health, social work, and LEND, which meets monthly. Given this important new participation by self-advocates, this study analyzes the reflections of graduate students on the contributions of self-advocates to their leadership training. At the conclusion of the program each year, graduate students respond to a questionnaire about how self-advocates influenced the content and interactions/discussions of the monthly workshops and are asked to provide specific examples to explain their perceptions. The 12 MCH leadership competencies were used to guide the coding of the comments for this qualitative, directed content analysis. Forty-six of 58 students (79.3%) from two consecutive cohorts responded for this cross-sectional study. Interactions with self-advocates prompted comments on 8 of the 12 leadership competencies, including interdisciplinary team building (29% of the comments); developing others through teaching and mentoring (22%); and self-reflection (18%). The inclusion of self-advocates throughout an interdisciplinary leadership development program for graduate students in health affairs can strengthen MCH leadership competencies for all participants as they enter an increasingly interdisciplinary workforce. Copyright © 2017 Elsevier Inc. All rights reserved.

Student Loan Financing.

ERIC Educational Resources Information Center

Ginsberg, Edward; Ginsberg, Susan

1989-01-01

The Guaranteed Student Loan program is big business and risky for everyone except the lending institutions. Students who default on their loans now risk tougher penalties, and the federal government must foot the bill when students don't repay. The default problem varies by state and lending institution. Some California figures are provided. (MLH)

State Clean Energy Policies Analysis: State, Utility, and Municipal Loan Programs

DOE Office of Scientific and Technical Information (OSTI.GOV)

Lantz, E.

2010-05-01

High initial costs can impede the deployment of clean energy technologies. Financing can reduce these costs. And, state, municipal, and utility-sponsored loan programs have emerged to fill the gap between clean energy technology financing needs and private sector lending. In general, public loan programs are more favorable to clean energy technologies than are those offered by traditional lending institutions; however, public loan programs address only the high up-front costs of clean energy systems, and the technology installed under these loan programs rarely supports clean energy production at levels that have a notable impact on the broader energy sector. This reportmore » discusses ways to increase the impact of these loan programs and suggests related policy design considerations.« less

People-to-People Lending: The Emerging E-Commerce Transformation of a Financial Market

NASA Astrophysics Data System (ADS)

Wang, Hui; Greiner, Martina; Aronson, Jay E.

This paper provides an overview of the concept of people-to-people (P2P) lending, a relatively new e-commerce phenomenon that has the potential to radically change the structure of the loan segment of the financial industry. P2P lending creates a marketplace of individuals and a social fabric through which these individuals interact. It provides efficient information transfer, thus perhaps creating more perfect markets. P2P lending requires information systems support to make it function, and to provide a social network mechanism that may be crucial for its success. We discuss different P2P lending marketplace models, and how information systems support the creation and management of these new marketplaces, and how they support the individuals involved. We conclude by providing some important research questions and directions, and issues for which further investigation is called.

A QUANTITATIVE COMPARISON OF LUNAR ORBITAL NEUTRON DATA

DOE Office of Scientific and Technical Information (OSTI.GOV)

Eke, V. R.; Teodoro, L. F. A.; Lawrence, D. J.

2012-03-01

Data from the Lunar Exploration Neutron Detector (LEND) Collimated Sensors for Epithermal Neutrons (CSETN) are used in conjunction with a model based on results from the Lunar Prospector (LP) mission to quantify the extent of the background in the LEND CSETN. A simple likelihood analysis implies that at least 90% of the lunar component of the LEND CSETN flux results from high-energy epithermal (HEE) neutrons passing through the walls of the collimator. Thus, the effective FWHM of the LEND CSETN field of view is comparable to that of the omni-directional LP Neutron Spectrometer. The resulting map of HEE neutrons offersmore » the opportunity to probe the hydrogen abundance at low latitudes and to provide constraints on the distribution of lunar water.« less

Education & Entrepreneurship: Implications for Contemporary Microfinance

ERIC Educational Resources Information Center

Gnegy, Alan M.; Wilson, Alan J.; Sementa, Albert; McWilliams, Aman; Helmer, Caitlin; Kidwell, Jacob; Swaim, Kelsey L.; Neidermeyer, Presha E.

2011-01-01

In world regions receiving direct foreign aid, beneficiaries of aid often lack the education required to remove themselves from poverty. Micro-lending refers to the initiation of small loans to the neediest of borrowers who are unable to secure traditional financing from financial intermediaries. In order for micro-lending to thrive as a viable…

A History of Toy Lending Libraries in the United States Since 1935.

ERIC Educational Resources Information Center

Moore, Julia E.

This paper traces the history of the toy library, a facility or program created to loan toys to children, parents, child care providers, teachers, and play therapists. Types of toy lending libraries are the community toy library, the supplemental toy library, the cooperative neighborhood toy library, and the mobile toy library. The first toy…

Computer Program for Analysis of High Speed, Single Row, Angular Contact, Spherical Roller Bearing, SASHBEAN. Volume 2: Mathematical Formulation and Analysis

DTIC Science & Technology

1993-09-01

conformity of roller and raceway spherical crowns, while lending the bearing its self -aligning and high load capacity, also results in relative sliding...thus in the negative direction. A positive axial load, acting along the X-axis is also shown in Figure 1. Due to the self -aligning ability of a...34Pubdic irevmln bude tI thui cftlction of mntorniaton e =-mtmiaed to =,..iage 1 hour per respose . incuding the tme for rewiwng Insruc.tions

Correlation of Lunar South Polar Epithermal Neutron Maps: Lunar Exploration Neutron Detector and Lunar Prospector Neutron Detector

NASA Technical Reports Server (NTRS)

McClanahan, Timothy P.; Mitrofanov, I. G.; Boynton, W. V.; Sagdeev, R.; Trombka, J. I.; Starr, R. D.; Evans, L. G.; Litvak, M. L.; Chin, G.; Garvin, J.;

Austin's Home Performance with Energy Star Program: Making a Compelling Offer to a Financial Institution Partner

DOE Office of Scientific and Technical Information (OSTI.GOV)

Zimring, Mark

2011-03-18

Launched in 2006, over 8,700 residential energy upgrades have been completed through Austin Energy's Home Performance with Energy Star (HPwES) program. The program's lending partner, Velocity Credit Union (VCU) has originated almost 1,800 loans, totaling approximately $12.5 million. Residential energy efficiency loans are typically small, and expensive to originate and service relative to larger financing products. National lenders have been hesitant to deliver attractive loan products to this small, but growing, residential market. In response, energy efficiency programs have found ways to partner with local and regional banks, credit unions, community development finance institutions (CDFIs) and co-ops to deliver energymore » efficiency financing to homeowners. VCU's experience with the Austin Energy HPwES program highlights the potential benefits of energy efficiency programs to a lending partner.« less

Empirical Analysis of Effects of Bank Mergers and Acquisitions on Small Business Lending in Nigeria

NASA Astrophysics Data System (ADS)

Ita, Asuquo Akabom

2012-11-01

Mergers and acquisitions are the major instruments of the recent banking reforms in Nigeria.The effects and the implications of the reforms on the lending practices of merged banks to small businesses were considered in this study. These effects were divided into static and dynamic effects (restructuring, direct and external). Data were collected by cross-sectional research design and were subsequently analyzed by the ordinary least square (OLS) method.The analyses show that bank size, financial characteristics and deposit of non-merged banks are positively related to small business lending. While for the merged banks, the reverse is the case. From the above result, it is evident that merger and acquisition have not only static effect on small business lending but also dynamic effect, therefore, given the central position of small businesses in the current government policy on industrialization in Nigeria, policy makers in Nigeria, should consider both the static and dynamic effects of merger and acquisition on small business lending in their policy thrust.

International Monetary Fund Programs and Tuberculosis Outcomes in Post-Communist Countries

PubMed Central

Stuckler, David; King, Lawrence P; Basu, Sanjay

2008-01-01

Background Previous studies have indicated that International Monetary Fund (IMF) economic programs have influenced health-care infrastructure in recipient countries. The post-communist Eastern European and former Soviet Union countries experienced relatively similar political and economic changes over the past two decades, and participated in IMF programs of varying size and duration. We empirically examine how IMF programs related to changes in tuberculosis incidence, prevalence, and mortality rates among these countries. Methods and Findings We performed multivariate regression of two decades of tuberculosis incidence, prevalence, and mortality data against variables potentially influencing tuberculosis program outcomes in 21 post-communist countries for which comparative data are available. After correcting for confounding variables, as well as potential detection, selection, and ecological biases, we observed that participating in an IMF program was associated with increased tuberculosis incidence, prevalence, and mortality rates by 13.9%, 13.2%, and 16.6%, respectively. Each additional year of participation in an IMF program was associated with increased tuberculosis mortality rates by 4.1%, and each 1% increase in IMF lending was associated with increased tuberculosis mortality rates by 0.9%. On the other hand, we estimated a decrease in tuberculosis mortality rates of 30.7% (95% confidence interval, 18.3% to 49.5%) associated with exiting the IMF programs. IMF lending did not appear to be a response to worsened health outcomes; rather, it appeared to be a precipitant of such outcomes (Granger- and Sims-causality tests), even after controlling for potential political, socioeconomic, demographic, and health-related confounders. In contrast, non-IMF lending programs were connected with decreased tuberculosis mortality rates (−7.6%, 95% confidence interval, −1.0% to −14.1%). The associations observed between tuberculosis mortality and IMF programs were similar to those observed when evaluating the impact of IMF programs on tuberculosis incidence and prevalence. While IMF programs were connected with large reductions in generalized government expenditures, tuberculosis program coverage, and the number of physicians per capita, non-IMF lending programs were not significantly associated with these variables. Conclusions IMF economic reform programs are associated with significantly worsened tuberculosis incidence, prevalence, and mortality rates in post-communist Eastern European and former Soviet countries, independent of other political, socioeconomic, demographic, and health changes in these countries. Future research should attempt to examine how IMF programs may have related to other non-tuberculosis–related health outcomes. PMID:18651786

Transforming LEND leadership training curriculum through the maternal and child health leadership competencies.

PubMed

Humphreys, Betsy P; Couse, Leslie J; Sonnenmeier, Rae M; Kurtz, Alan; Russell, Susan M; Antal, Peter

2015-02-01

The purpose of this article is to describe how the Maternal and Child Health (MCH) Leadership Competencies (v 3.0) were used to examine and improve an MCH Leadership Education in Neurodevelopmental and Related Disabilities (LEND) training curriculum for New Hampshire and Maine. Over 15 % of the nation's children experience neurodevelopmental disabilities or special health care needs and estimates suggest 1 in every 68 children is diagnosed with an autism spectrum disorder. Across the Unites States critical shortages of qualified MCH professionals exist, particularly in poor and rural areas. A continued investment in training interdisciplinary leaders is critical. The MCH Leadership Competencies provide an effective foundation for leadership training through identification of requisite knowledge, skills, and dispositions required of MCH leaders. This paper describes a three-step process, which began in 2010 and included utilizing the MCH Leadership Competencies as a tool to reflect on, develop, and evaluate the NH LEND leadership curriculum. Curriculum development was further supported through participation in a multi-state learning collaborative. Through a series of intentional decisions, the curriculum design of NH LEND utilized the competencies and evidence-based principles of instruction to engage trainees in the development of specific MCH content knowledge and leadership skills. The LEND network specifically, and MCH leadership programs more broadly, may benefit from the intentional use of the MCH competencies to assist in curriculum development and program evaluation, and as a means to support trainees in identifying specific leadership goals and evaluating their leadership skill development.

Characterizing Scitillation and Cherenkov Light Yield in Water-Based Liquid Scintillators

NASA Astrophysics Data System (ADS)

Land, B. J.; Caravaca, J.; Descamps, F. B.; Orebi Gann, G. D.

2016-03-01

The recent development of Water-based Liquid Scintillator (WbLS) has made it possible to produce scintillating materials with highly tunable light yields and excellent optical clarity. This allows for a straightforward combination of the directional properties of Cherenkov light with the greater energy resolution afforded by the typically brighter scintillation light, which lends itself well to a broad program of neutrino physics. Here we explore the light yields and optical properties of WbLS materials in development for Theia (formerly ASDC) as measured in our benchtop Theia R&D at Berkeley Lab and extrapolate to larger detectors.

12 CFR 619.9135 - Direct lender.

Code of Federal Regulations, 2010 CFR

2010-01-01

... and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9135 Direct lender. The term direct lender refers to Farm Credit banks and associations (production credit associations, agricultural credit associations, and Federal land credit associations) authorized to lend to eligible...

Computer Simulation Lends New Insights Into Cyanide-Caused Cardiac Toxicity

DTIC Science & Technology

2004-12-01

COMPUTER SIMULATION LENDS NEW INSIGHTS INTO CYANIDE-CAUSED CARDIAC TOXICITY C.K. Zoltani* U.S. Army Research Laboratory Computational and...Into Cyanide-Caused Cardiac Toxicity 5a. CONTRACT NUMBER 5b. GRANT NUMBER 5c. PROGRAM ELEMENT NUMBER 6. AUTHOR(S) 5d. PROJECT NUMBER 5e. TASK...disequilibrium in the membrane currents caused by the cyanide has grave implications for the cell’s electrophysiology. CN-caused cardiac toxicity shares

Solution of large nonlinear quasistatic structural mechanics problems on distributed-memory multiprocessor computers

DOE Office of Scientific and Technical Information (OSTI.GOV)

Blanford, M.

1997-12-31

Most commercially-available quasistatic finite element programs assemble element stiffnesses into a global stiffness matrix, then use a direct linear equation solver to obtain nodal displacements. However, for large problems (greater than a few hundred thousand degrees of freedom), the memory size and computation time required for this approach becomes prohibitive. Moreover, direct solution does not lend itself to the parallel processing needed for today`s multiprocessor systems. This talk gives an overview of the iterative solution strategy of JAS3D, the nonlinear large-deformation quasistatic finite element program. Because its architecture is derived from an explicit transient-dynamics code, it does not ever assemblemore » a global stiffness matrix. The author describes the approach he used to implement the solver on multiprocessor computers, and shows examples of problems run on hundreds of processors and more than a million degrees of freedom. Finally, he describes some of the work he is presently doing to address the challenges of iterative convergence for ill-conditioned problems.« less

The World Bank and poverty.

PubMed

Lipton, M; Shakow, A

1982-06-01

During the 1970s it was World Bank policy to use its funds to raise the productivity and living standards of the poor. It has increased its lending for sector and subsectors considered to offer the most direct benefits to the poor such as rural development, population, health, and nutrition. Projects with particular emphasis on poverty have benefitted large numbers of poor people and have had good economic rates of return. Lending for rural projects increased in the 1970s from US$2.6 billion in 1969-73 to over US$13 billion in 1978-81; rural development projects audited in 1979 benfitted 660 small farmers for every US$1 million loaned compared with 47 farmers/US$1 million in other agricultural projects. Some problems are: 1) low-risk technical packages appropriate for poor farmers in semi-arid rainfed areas are not readily available; 2) the Bank's rural development strategy seeks mainly to raise the production of small farms, but other aspects need to be emphasized; 3) domestic pricing and postharvest policies often undermine the success of projects aimed at the rural poor; and 4) success in rural development often rests on sociological and cultural factors, difficult areas that deserve more attention. For urban areas the Bank has strongly endorsed providing "sites and sources" instead of structures; since 1972, 52 Bank projects centered on urban shelter involving US$1.6 billion have been undertaken. Cost recovery is established at 66-95%. About 5% of Bank lending is for education and despite the importance of population, health, and nutrition, these areas absorb less than 1% of the Bank's total lending program. Only US$400 million in population loans were made to 13 countries in the 1970s and only recently have separate health projects been started. Emphasis for the 1980s must be on rural development, urban shelter, primary education, health, education, and population.

Homebound Learning Opportunities: Reaching Out to Older Shut-ins and Their Caregivers.

ERIC Educational Resources Information Center

Penning, Margaret; Wasyliw, Douglas

1992-01-01

Describes Homebound Learning Opportunities, innovative health promotion and educational outreach service for homebound older adults and their caregivers. Notes that program provides over 125 topics for individualized learning programs delivered to participants in homes, audiovisual lending library, educational television programing, and peer…

Computer Programs for Library Operations; Results of a Survey Conducted Between Fall 1971 and Spring 1972.

ERIC Educational Resources Information Center

Liberman, Eva; And Others

Many library operations involving large data banks lend themselves readily to computer operation. In setting up library computer programs, in changing or expanding programs, cost in programming and time delays could be substantially reduced if the programmers had access to library computer programs being used by other libraries, providing similar…

76 FR 20799 - Intermediary Lending Pilot Program Meeting

Federal Register 2010, 2011, 2012, 2013, 2014

2011-04-13

... Pilot (ILP) program established by the Small Business Jobs Act of 2010. The meetings will be open to the... holding open meetings to discuss the ILP program established in the Small Business Jobs Act of 2010 (Pub... program public meeting, please contact: 1. San Francisco--Steve Bangs, (415) 744-6792, fax (415) 744-6812...

78 FR 69391 - Submission for OMB Review; Comment Request

Federal Register 2010, 2011, 2012, 2013, 2014

2013-11-19

...: Title, Associated Form and OMB Number: DOD Loan Repayment Program (LRP); DD Form 2475; OMB Number 0704... the program forward the DD Form 2475 ``DOD Loan Repayment Program (LRP) Annual Application,'' to their... Military Service Personnel Office forwards the DD Form 2475 to the lending institution. For active-duty...

78 FR 28579 - Proposed Collection; Comment Request

Federal Register 2010, 2011, 2012, 2013, 2014

2013-05-15

...; Associated Form; and OMB Control Number: DOD Loan Repayment Program (LRP); DD Form 2475, OMB Number 0704-0152... the program forward the DD Form 2475, ``DOD Loan Repayment Program (LRP) Annual Application,'' to... Components, the Military Service Personnel Office forwards the DD Form 2475 to the lending institution. For...

Internships: Lending a Hand.

ERIC Educational Resources Information Center

Cayan, Sally; Jacquart, Jamie

1990-01-01

The benefits derived from an internship program within a college or university graduate education classroom are discussed, as well as the program's development and operation. Benefits from such a program are viewed as affecting both the institution and the interns themselves. The institution is provided with extra staff, along with their fresh…

7 CFR 1980.420 - Loan guarantee limits.

Code of Federal Regulations, 2011 CFR

2011-01-01

... Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, RURAL BUSINESS...) PROGRAM REGULATIONS (CONTINUED) GENERAL Business and Industrial Loan Program § 1980.420 Loan guarantee... lending authority; and (5) Trends and conditions. Current trends and economic conditions. [53 FR 40401...

77 FR 12651 - Approval of Air Quality Implementation Plans; California; San Joaquin Valley; Attainment Plan for...

Federal Register 2010, 2011, 2012, 2013, 2014

2012-03-01

... standards for which EPA has issued the waiver. CARB has as long a history of enforcement of vehicle/engine... program. The history and rigor of CARB's enforcement program lends assurance to California SIP revisions...

The Guaranteed Student Loan Program. Access to Loans in Michigan 1971-72 to 1974-75. Michigan Business Reports Number 63.

ERIC Educational Resources Information Center

Cross, Cynthia Sahagian

A study of loan availability in Michigan through the federal Guaranteed Student Loan Program outlines the evolution of federal lending programs for college students and describes program characteristics, funds, costs, defaults, and funding systems. The situation for borrowers and lenders in the state and its regions is examined, including…

A Guide to Develop Programs for Family Living and Personal Growth.

ERIC Educational Resources Information Center

Iowa State Dept. of Public Instruction, Des Moines.

This publication has been designed to augment existing community programs and to initiate sound educational programs which will include the sexuality dimension in the total curriculum, kindergarten through grade 12. It is hoped that it will lend some clarity so such questions as should the schools teach sex education; and if so, what, by whom, how…

Beyond "Classroom" Technology: The Equipment Circulation Program at Rasmuson Library, University of Alaska Fairbanks

ERIC Educational Resources Information Center

Jensen, Karen

2008-01-01

The library at the University of Alaska Fairbanks offers a unique equipment lending program through its Circulation Desk. The program features a wide array of equipment types, generous circulation policies, and unrestricted borrowing, enabling students, staff, and faculty to experiment with the latest in audio, video, and computer technologies,…

Report Says Colleges Bilking Loan Program: A Report from the Government Accountability Office of the United States

ERIC Educational Resources Information Center

Pekow, Charles

2005-01-01

A program designed to provide student aid has spun out of control, becoming a cash cow for colleges and universities. The Department of Education has not adequately controlled the Federal Family Education Loan Program (FFELP), according to a recent report from the Government Accountability Office (GAO). Originally, traditional lending institutions…

12 CFR 944.6 - Bank community support programs.

Code of Federal Regulations, 2010 CFR

2010-01-01

... modification, which shall require the Bank to: (i) Conduct market research in the Bank's district; (ii... and implementing its Targeted Community Lending Plan; and (iv) Establish quantitative targeted...

12 CFR 1290.6 - Bank community support programs.

Code of Federal Regulations, 2014 CFR

2014-01-01

... to modification, which shall require the Bank to—(i) Conduct market research in the Bank's district... and implementing its Targeted Community Lending Plan; and (iv) Establish quantitative targeted...

Infected Peri-Pancreatic Necrosis Causing Gallbladder Necrosis by Direct Extension

PubMed Central

Assalia, Ahmad; Schmulevski, Pavel; Meislin, Vladimir; Hashmonai, Moshe

1993-01-01

Acute acalculous cholecystitis may develop in patients suffering from necrotizing pancreatitis. Conversely, acute pancreatitis may complicate acute gallbladder disease. We present a case that lends support to the existence of another possibility: gallbladder necrosis caused by direct extension of the necrotizing pancreatitic process. PMID:8260438

CBA Student Loan Survey Summary, 1986.

ERIC Educational Resources Information Center

Consumer Bankers Association, Arlington, TX.

A survey on the Guaranteed Student Loan Program (GSL) was conducted in 1986 by the Consumer Bankers Association (CBA). Responses by 103 member institutions provided information on student loan operations, the student lending climate, and proposed amendments to the GSL program. Institutions were divided into four asset categories. The larger…

Structuring Program Analysis for Educational Research.

ERIC Educational Resources Information Center

Levine, Donald M.

Education is too complex, multidimensional, and poorly understood to lend itself to a single cost/effectiveness criterion. Rather, analysts in the educational field seek to rank alternatives by their effectiveness, report separately on the cost implications, and leave the tradeoffs to the decisionmaker's judgment. In this context, a program is any…

12 CFR 1292.5 - Community Investment Cash Advance Programs.

Code of Federal Regulations, 2014 CFR

2014-01-01

... shall offer a CIP to provide financing for housing projects and for eligible targeted community lending... projects. (1) For projects funded under CICA programs other than CIP, involving a combination of housing... under CIP, both the housing and economic development components of the project must meet the appropriate...

12 CFR 614.4530 - Special loans, production credit associations and agricultural credit associations.

Code of Federal Regulations, 2010 CFR

2010-01-01

... ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Special Lending Programs § 614.4530 Special loans, production credit associations and agricultural credit associations. Under policies approved by the bank... associations may make the following special types of loans on commodities covered by price support programs...

Satellite Communities: Proposal for a New Housing Program

ERIC Educational Resources Information Center

Weissbourd, Bernard

1972-01-01

Proposes that the Federal Government should embark on a land-acquisition program for new satellite communities; that antidiscrimination laws should be enforced by lending authorities and savings and loan associations; that existing subsidies for housing should be redirected toward low-income families; and that the government should provide funds…

Can smallpox response teams use the experience of disease management programs?

PubMed

Kozma, Chris M

2003-02-01

Any attempt to widely disperse smallpox vaccinations will necessitate educating people about the risks and benefits of vaccination. Most disease management programs have extensive experience in distributing educational materials and programs to health care workers and patients as well as in tracking response to interventions. Can this experience lend a hand in the event of widespread vaccination?

SBA Intermediary Lending Program Act of 2014

THOMAS, 113th Congress

Sen. Levin, Carl [D-MI

2014-07-22

Senate - 07/22/2014 Read twice and referred to the Committee on Small Business and Entrepreneurship. (All Actions) Tracker: This bill has the status IntroducedHere are the steps for Status of Legislation:

75 FR 23251 - Submission for OMB Review; Comment Request

Federal Register 2010, 2011, 2012, 2013, 2014

2010-05-03

... and OMB Number: DOD Loan Repayment Program (LRP); DD Form 2475, OMB Number 0704-0152. Type of Request... Reserve service for a specific obligated period. Applicants who qualify for the program forward the DD... Personnel Office forwards the DD Form 2475 to the lending institution. For active-duty Service, the Service...

The World in Their Laps.

ERIC Educational Resources Information Center

Duncan, Lucy E.

2003-01-01

Discusses the St. Philip's College (SPC) Learning Resource Center laptop loaning program. States that SPC is a Historically Black College and Hispanic Serving Institution that is now rewarding honors students by lending them laptops for a semester at a time. Discusses the development of the loaning program. Provides a list of Web sites for anyone…

Are Universities Reaping the Available Benefits Internship Programs Offer?

ERIC Educational Resources Information Center

Weible, Rick

2010-01-01

Many research studies have examined the benefits student internships offer students and employers, but few looked at the benefits internships might lend to educational institutions. A survey instrument was developed and sent to 619 deans of all U.S. business programs. In all, 29% replied. The results indicate some institutions are gaining the…

Substituting Direct Government Lending for Guaranteed Student Loans: How Budget Rules Distorted Economic Decisionmaking.

ERIC Educational Resources Information Center

Zimmerman, Dennis; Miles, Barbara

1994-01-01

Congress substituted direct federal loans for federal guarantee of private loans for postsecondary education. Budget savings were overestimated because credit risks, recognition of administrative costs, and increases in administrative and borrowing costs were ignored. Savings could have been achieved by reducing returns to private lenders and…

76 FR 24556 - Intermediary Lending Pilot (ILP) Program

Federal Register 2010, 2011, 2012, 2013, 2014

2011-05-02

... of materials. Each application must be submitted in two different formats: (1) Hard copy with original signatures, and (2) in Word or PDF format on a standard Compact Disc. See the instructions in the...

Automated validation of a computer operating system

NASA Technical Reports Server (NTRS)

Dervage, M. M.; Milberg, B. A.

1970-01-01

Programs apply selected input/output loads to complex computer operating system and measure performance of that system under such loads. Technique lends itself to checkout of computer software designed to monitor automated complex industrial systems.

How To Design a Program Evaluation. Program Evaluation Kit, 3.

ERIC Educational Resources Information Center

Fitz-Gibbon, Carol Taylor; Morris, Lynn Lyons

The evaluation design, which prescribes when and from whom to gather data, is described as significant because it can lend credibility to evaluation results. The objectives of this booklet are to aid the evaluator in: choosing a design; putting it into operation; and analyzing and reporting the data. Examples include both formative and summative…

Dropouts: Prevention and Rehabilitation. Schools Rescue Potential Failures. Education U.S.A. Special Report.

ERIC Educational Resources Information Center

Howard, Bill

In this report are described some current programs aimed at dropout prevention. The report focuses on programs that appear to be yielding results and that lend themselves to adaptation by other schools. The discussion comprises (1) new approaches to dropout prevention, (2) student motivation projects, (3) work-study projects, (4) schooling for…

77 FR 32170 - Notice of Request for Renewal of Previously Approved Collection; Short Term Lending Program...

Federal Register 2010, 2011, 2012, 2013, 2014

2012-05-31

.... Aging report of receivables and payables; d. Business tax returns; e. Business financial statements; f... submits a monthly status of active guaranteed loans to OSDBU. Respondents: 100. Frequency: Monthly...

P1198: software for tracing decision behavior in lending to small businesses.

PubMed

Andersson, P

2001-05-01

This paper describes a process-tracing software program specially designed to capture decision behavior in lending to small businesses. The source code was written in Lotus Notes. The software runs in a Web browser and consists of two interacting systems: a database and a user interface. The database includes three realistic loan applications. The user interface consists of different but interacting screens that enable the participant to operate the software. Log files register the decision behavior of the participant. An empirical example is presented in order to show the software's potential in providing insights into judgment and decision making. The implications of the software are discussed.

12 CFR 195.22 - Lending test.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 12 Banks and Banking 1 2012-01-01 2012-01-01 false Lending test. 195.22 Section 195.22 Banks and... Assessing Performance § 195.22 Lending test. (a) Scope of test. (1) The lending test evaluates a savings... lending test except the community development lending criterion. (b) Performance criteria. The appropriate...

13 CFR 307.18 - Addition of lending areas; merger of RLFs.

Code of Federal Regulations, 2010 CFR

2010-01-01

... Additional Lending Area and revise its lending strategy, as necessary; (vi) The RLF Recipient shall execute... conditions reasonably requested by EDA. (2) The New Lending Area designation shall remain in place... Lending Area(s)), its lending strategy and borrower criteria; (iv) Prior to EDA's disbursement of...

76 FR 18007 - Intermediary Lending Pilot Program

Federal Register 2010, 2011, 2012, 2013, 2014

2011-04-01

... private, nonprofit community development corporations, must have at least one year of experience making... private, nonprofit entity to include a private, nonprofit community development corporation, a consortium of private, nonprofit organizations or community development corporations, and an agency or nonprofit...

12 CFR 345.22 - Lending test.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 12 Banks and Banking 4 2011-01-01 2011-01-01 false Lending test. 345.22 Section 345.22 Banks and... REINVESTMENT Standards for Assessing Performance § 345.22 Lending test. (a) Scope of test. (1) The lending test... consider these loans under any criterion of the lending test except the community development lending...

12 CFR 345.22 - Lending test.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 12 Banks and Banking 5 2012-01-01 2012-01-01 false Lending test. 345.22 Section 345.22 Banks and... REINVESTMENT Standards for Assessing Performance § 345.22 Lending test. (a) Scope of test. (1) The lending test... consider these loans under any criterion of the lending test except the community development lending...

12 CFR 614.4351 - Computation of lending and leasing limit base.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Computation of lending and leasing limit base... POLICIES AND OPERATIONS Lending and Leasing Limits § 614.4351 Computation of lending and leasing limit base. (a) Lending and leasing limit base. An institution's lending and leasing limit base is composed of...

12 CFR 614.4351 - Computation of lending and leasing limit base.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 12 Banks and Banking 7 2013-01-01 2013-01-01 false Computation of lending and leasing limit base... POLICIES AND OPERATIONS Lending and Leasing Limits § 614.4351 Computation of lending and leasing limit base. (a) Lending and leasing limit base. An institution's lending and leasing limit base is composed of...

12 CFR 614.4351 - Computation of lending and leasing limit base.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 12 Banks and Banking 7 2012-01-01 2012-01-01 false Computation of lending and leasing limit base... POLICIES AND OPERATIONS Lending and Leasing Limits § 614.4351 Computation of lending and leasing limit base. (a) Lending and leasing limit base. An institution's lending and leasing limit base is composed of...

12 CFR 614.4351 - Computation of lending and leasing limit base.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Computation of lending and leasing limit base... POLICIES AND OPERATIONS Lending and Leasing Limits § 614.4351 Computation of lending and leasing limit base. (a) Lending and leasing limit base. An institution's lending and leasing limit base is composed of...

Building for the Future: A Guide to Facilities Loan Funds for Community-Based Child and Family Services.

ERIC Educational Resources Information Center

Sussman, Carl

This guidebook assesses the feasibility and potential impact a specialized lending program might have on the capital needs of community-based child and family services. It explains the need for quality facilities and how physical space can affect child care quality and the program's impact. Also described are the problems associated with capital…

Get Your Wishes Granted: Supplementary Funds for School Music Programs Are Available from a Wide Array of Sources, but Tapping into Them Requires Time, Effort, and Savvy

ERIC Educational Resources Information Center

Randall, Mac

2009-01-01

Music teachers across the country are taking advantage of a wide range of grants from any number of sources--cities and towns, states, the federal government, nonprofit foundations, businesses, even generous individuals--to lend extra strength to their programs. Finding the right grantor for one's program is a major part of the equation. Before…

Cost/benefit trade-offs for reducing the energy consumption of commercial air transportation (RECAT)

NASA Technical Reports Server (NTRS)

Gobetz, F. W.; Leshane, A. A.

1976-01-01

The RECAT study evaluated the opportunities for reducing the energy requirements of the U.S. domestic air passenger transport system through improved operational techniques, modified in-service aircraft, derivatives of current production models, or new aircraft using either current or advanced technology. Each of these fuel-conserving alternatives was investigated individually to test its potential for fuel conservation relative to a hypothetical baseline case in which current, in-production aircraft types are assumed to operate, without modification and with current operational techniques, into the future out to the year 2000. Consequently, while the RECAT results lend insight into the directions in which technology can best be pursued for improved air transport fuel economy, no single option studied in the RECAT program is indicative of a realistic future scenario.

7 CFR 1779.27 - Lenders.

Code of Federal Regulations, 2010 CFR

2010-01-01

... System institution with direct lending authority authorized to make loans of the type guaranteed by this... incidental to making and servicing guaranteed loans involving community development-type projects. Lenders.... (b) Conflict of interest. When the lender's officers, stockholders, directors, or partners (including...

Integrated Communications and Practitioners' Perceived Needs.

ERIC Educational Resources Information Center

Rose, Patricia B.; Miller, Debra A.

1993-01-01

Finds little or no difference in the interest of small market advertising and public relations practitioners in professional courses. Lends support to the idea of a common curriculum (an Integrated Marketing Communications program) to fulfill the educational needs of both groups. (SR)

Dental Assistants, Technicians and Hygienists. Career Focus, volume 5, no. 1.

ERIC Educational Resources Information Center

Reese, Susan

2003-01-01

Includes three articles: "Lending a Hand for Good Dental Health,""A Promising Career Path," and "Dental Laboratory Technicians." Describes careers related to the dental field and the dental programs at various career centers, community colleges, and universities. (JOW)

24 CFR 904.203 - Planning.

Code of Federal Regulations, 2010 CFR

2010-04-01

... HOUSING HOMEOWNERSHIP OPPORTUNITIES Homeownership Counseling and Training § 904.203 Planning. (a) The counseling and training program shall be flexible and responsive to the needs of each prospective homebuyer. While many subjects lend themselves to group sessions, consideration shall be given to individual...

Employee Participation: Some Australian Cases.

ERIC Educational Resources Information Center

Lansbury, Russell D.; Davis, Edward M.

1992-01-01

The Australian Workplace Industrial Relations Survey of 2,353 companies showed sporadic employee participation in decision making. Although case studies of Ford Motor, Australia Post, Lend Lease, Telecom Australia, and Woodlawn Mining illustrate successful programs, most managers appear cautious about industrial democracy. (SK)

Patterns of Co-Occurring Non-Verbal Behaviour and Self-Directed Speech; a Comparison of Three Methodological Approaches

ERIC Educational Resources Information Center

Kuvalja, Martina; Verma, Mohini; Whitebread, David

2014-01-01

"Self-directed speech"--the audible or partially whispered self-talk that children engage in during their daily activities, was proposed by Vygotsky to have a mediating role in the emerging self-regulatory behaviour of young children. Studies with correlational findings tend to lend support to this hypothesis but fail to delineate the…

16 CFR 14.16 - Interpretation of Truth-in-Lending Orders consistent with amendments to the Truth-in-Lending Act...

Code of Federal Regulations, 2010 CFR

2010-01-01

... 16 Commercial Practices 1 2010-01-01 2010-01-01 false Interpretation of Truth-in-Lending Orders consistent with amendments to the Truth-in-Lending Act and Regulation Z. 14.16 Section 14.16 Commercial...-Lending Orders consistent with amendments to the Truth-in-Lending Act and Regulation Z. Introduction The...

Improve Problem Solving Skills through Adapting Programming Tools

NASA Technical Reports Server (NTRS)

Shaykhian, Linda H.; Shaykhian, Gholam Ali

2007-01-01

There are numerous ways for engineers and students to become better problem-solvers. The use of command line and visual programming tools can help to model a problem and formulate a solution through visualization. The analysis of problem attributes and constraints provide insight into the scope and complexity of the problem. The visualization aspect of the problem-solving approach tends to make students and engineers more systematic in their thought process and help them catch errors before proceeding too far in the wrong direction. The problem-solver identifies and defines important terms, variables, rules, and procedures required for solving a problem. Every step required to construct the problem solution can be defined in program commands that produce intermediate output. This paper advocates improved problem solving skills through using a programming tool. MatLab created by MathWorks, is an interactive numerical computing environment and programming language. It is a matrix-based system that easily lends itself to matrix manipulation, and plotting of functions and data. MatLab can be used as an interactive command line or a sequence of commands that can be saved in a file as a script or named functions. Prior programming experience is not required to use MatLab commands. The GNU Octave, part of the GNU project, a free computer program for performing numerical computations, is comparable to MatLab. MatLab visual and command programming are presented here.

7 CFR 1779.27 - Lenders.

Code of Federal Regulations, 2011 CFR

2011-01-01

... System institution with direct lending authority authorized to make loans of the type guaranteed by this.... (b) Conflict of interest. When the lender's officers, stockholders, directors, or partners (including... their immediate families) own, or have management responsibilities in each other, the lender must...

7 CFR 1940.406 - Real estate settlement procedures.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 13 2010-01-01 2009-01-01 true Real estate settlement procedures. 1940.406 Section 1940.406 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE... AGRICULTURE (CONTINUED) PROGRAM REGULATIONS (CONTINUED) GENERAL Truth in Lending-Real Estate Settlement...

12 CFR 1805.802 - Assistance Agreement; sanctions.

Code of Federal Regulations, 2010 CFR

2010-01-01

... internal controls; and/or (4) Achieve specific lending, investment, and development service objectives... TREASURY COMMUNITY DEVELOPMENT FINANCIAL INSTITUTIONS PROGRAM Terms and Conditions of Assistance § 1805.802... Investment Area(s) includes an Indian Reservation or Targeted Population(s) includes an Indian Tribe, the...

7 CFR 1955.53 - Definitions.

Code of Federal Regulations, 2014 CFR

2014-01-01

... Food Security Act of 1985; and other statutes giving agricultural lending authority to FmHA or its...), Water and Waste Disposal (WWD), Association Recreation, Watershed (WS), Resource Conservation and... program standards; however, is so remotely located it would not serve as an adequate residential unit or...

7 CFR 1955.53 - Definitions.

Code of Federal Regulations, 2012 CFR

2012-01-01

... Food Security Act of 1985; and other statutes giving agricultural lending authority to FmHA or its...), Water and Waste Disposal (WWD), Association Recreation, Watershed (WS), Resource Conservation and... program standards; however, is so remotely located it would not serve as an adequate residential unit or...

7 CFR 1955.53 - Definitions.

Code of Federal Regulations, 2013 CFR

2013-01-01

... Food Security Act of 1985; and other statutes giving agricultural lending authority to FmHA or its...), Water and Waste Disposal (WWD), Association Recreation, Watershed (WS), Resource Conservation and... program standards; however, is so remotely located it would not serve as an adequate residential unit or...

49 CFR 22.27 - Eligible reimbursements to participating lenders.

Code of Federal Regulations, 2010 CFR

2010-10-01

... 49 Transportation 1 2010-10-01 2010-10-01 false Eligible reimbursements to participating lenders. 22.27 Section 22.27 Transportation Office of the Secretary of Transportation SHORT-TERM LENDING PROGRAM (STLP) Participating Lenders § 22.27 Eligible reimbursements to participating lenders...

Winnebago Resource Study. Cooperative Research and Development Final Report, CRADA Number CRD-09-329

DOE Office of Scientific and Technical Information (OSTI.GOV)

Jimenez, A.; Robichaud, R.

2015-03-01

Since 2005 the NREL Native American Tall Tower Loan program has assisted Native American tribes to assess their wind resource by lending tall (30m - 50m) anemometer. This program has allowed tribes a lower risk way to gather financeable wind data for potential utility scale wind energy projects. These projects offer Tribes a significant economic development opportunity.

Race, Space, and Cumulative Disadvantage: A Case Study of the Subprime Lending Collapse.

PubMed

Rugh, Jacob S; Albright, Len; Massey, Douglas S

2015-05-01

In this article, we describe how residential segregation and individual racial disparities generate racialized patterns of subprime lending and lead to financial loss among black borrowers in segregated cities. We conceptualize race as a cumulative disadvantage because of its direct and indirect effects on socioeconomic status at the individual and neighborhood levels, with consequences that reverberate across a borrower's life and between generations. Using Baltimore, Maryland as a case study setting, we combine data from reports filed under the Home Mortgage Disclosure Act with additional loan-level data from mortgage-backed securities. We find that race and neighborhood racial segregation are critical factors explaining black disadvantage across successive stages in the process of lending and foreclosure, controlling for differences in borrower credit scores, income, occupancy status, and loan-to-value ratios. We analyze the cumulative cost of predatory lending to black borrowers in terms of reduced disposable income and lost wealth. We find the cost to be substantial. Black borrowers paid an estimated additional 5 to 11 percent in monthly payments and those that completed foreclosure in the sample lost an excess of $2 million in home equity. These costs were magnified in mostly black neighborhoods and in turn heavily concentrated in communities of color. By elucidating the mechanisms that link black segregation to discrimination we demonstrate how processes of cumulative disadvantage continue to undermine black socioeconomic status in the United States today.

12 CFR 560.93 - Lending limitations.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Lending limitations. 560.93 Section 560.93 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE TREASURY LENDING AND INVESTMENT Lending and Investment Provisions Applicable to all Savings Associations § 560.93 Lending limitations. (a...

12 CFR 365.2 - Real estate lending standards.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 4 2010-01-01 2010-01-01 false Real estate lending standards. 365.2 Section... POLICY REAL ESTATE LENDING STANDARDS § 365.2 Real estate lending standards. (a) Each insured state... purpose of financing permanent improvements to real estate. (b)(1) Real estate lending policies adopted...

13 CFR 307.7 - Revolving Loan Funds established for business lending.

Code of Federal Regulations, 2010 CFR

2010-01-01

... for business lending. 307.7 Section 307.7 Business Credit and Assistance ECONOMIC DEVELOPMENT... Revolving Loan Funds and Use of Grant Funds § 307.7 Revolving Loan Funds established for business lending... lending, but may also fund public infrastructure or other authorized lending activities. The requirements...

Small Business Intermediary Lending Pilot Program Act of 2010

THOMAS, 111th Congress

Rep. Kilroy, Mary Jo [D-OH-15

2010-05-18

05/20/2010 Sponsor introductory remarks on measure. (All Actions) Notes: For further action, see H.R.5297, which became Public Law 111-240 on 9/27/2010. Tracker: This bill has the status IntroducedHere are the steps for Status of Legislation:

7 CFR 1940.406 - Real estate settlement procedures.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 7 Agriculture 13 2013-01-01 2013-01-01 false Real estate settlement procedures. 1940.406 Section... AGRICULTURE (CONTINUED) PROGRAM REGULATIONS (CONTINUED) GENERAL Truth in Lending-Real Estate Settlement Procedures § 1940.406 Real estate settlement procedures. (a) General. This section provides the instructions...

7 CFR 1940.406 - Real estate settlement procedures.

Code of Federal Regulations, 2014 CFR

2014-01-01

... 7 Agriculture 13 2014-01-01 2013-01-01 true Real estate settlement procedures. 1940.406 Section... AGRICULTURE (CONTINUED) PROGRAM REGULATIONS (CONTINUED) GENERAL Truth in Lending-Real Estate Settlement Procedures § 1940.406 Real estate settlement procedures. (a) General. This section provides the instructions...

7 CFR 1940.406 - Real estate settlement procedures.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 7 Agriculture 13 2012-01-01 2012-01-01 false Real estate settlement procedures. 1940.406 Section... AGRICULTURE (CONTINUED) PROGRAM REGULATIONS (CONTINUED) GENERAL Truth in Lending-Real Estate Settlement Procedures § 1940.406 Real estate settlement procedures. (a) General. This section provides the instructions...

7 CFR 1940.406 - Real estate settlement procedures.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 7 Agriculture 13 2011-01-01 2009-01-01 true Real estate settlement procedures. 1940.406 Section... AGRICULTURE (CONTINUED) PROGRAM REGULATIONS (CONTINUED) GENERAL Truth in Lending-Real Estate Settlement Procedures § 1940.406 Real estate settlement procedures. (a) General. This section provides the instructions...

12 CFR 34.62 - Real estate lending standards.

Code of Federal Regulations, 2014 CFR

2014-01-01

... 12 Banks and Banking 1 2014-01-01 2014-01-01 false Real estate lending standards. 34.62 Section 34.62 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY REAL ESTATE LENDING AND APPRAISALS Real Estate Lending Standards § 34.62 Real estate lending standards. (a) Each national bank shall...

12 CFR 365.2 - Real estate lending standards.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 12 Banks and Banking 5 2012-01-01 2012-01-01 false Real estate lending standards. 365.2 Section... POLICY REAL ESTATE LENDING STANDARDS Real Estate Lending Standards § 365.2 Real estate lending standards... estate, or that are made for the purpose of financing permanent improvements to real estate. (b)(1) Real...

12 CFR 365.2 - Real estate lending standards.

Code of Federal Regulations, 2014 CFR

2014-01-01

... 12 Banks and Banking 5 2014-01-01 2014-01-01 false Real estate lending standards. 365.2 Section... POLICY REAL ESTATE LENDING STANDARDS Real Estate Lending Standards § 365.2 Real estate lending standards... estate, or that are made for the purpose of financing permanent improvements to real estate. (b)(1) Real...

12 CFR 34.62 - Real estate lending standards.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 12 Banks and Banking 1 2011-01-01 2011-01-01 false Real estate lending standards. 34.62 Section 34.62 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY REAL ESTATE LENDING AND APPRAISALS Real Estate Lending Standards § 34.62 Real estate lending standards. (a) Each national bank shall...

12 CFR 365.2 - Real estate lending standards.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 12 Banks and Banking 4 2011-01-01 2011-01-01 false Real estate lending standards. 365.2 Section... POLICY REAL ESTATE LENDING STANDARDS Real Estate Lending Standards § 365.2 Real estate lending standards... estate, or that are made for the purpose of financing permanent improvements to real estate. (b)(1) Real...

12 CFR 34.62 - Real estate lending standards.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 12 Banks and Banking 1 2012-01-01 2012-01-01 false Real estate lending standards. 34.62 Section 34.62 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY REAL ESTATE LENDING AND APPRAISALS Real Estate Lending Standards § 34.62 Real estate lending standards. (a) Each national bank shall...

12 CFR 365.2 - Real estate lending standards.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 12 Banks and Banking 5 2013-01-01 2013-01-01 false Real estate lending standards. 365.2 Section... POLICY REAL ESTATE LENDING STANDARDS Real Estate Lending Standards § 365.2 Real estate lending standards... estate, or that are made for the purpose of financing permanent improvements to real estate. (b)(1) Real...

12 CFR 34.62 - Real estate lending standards.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 12 Banks and Banking 1 2013-01-01 2013-01-01 false Real estate lending standards. 34.62 Section 34.62 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY REAL ESTATE LENDING AND APPRAISALS Real Estate Lending Standards § 34.62 Real estate lending standards. (a) Each national bank shall...

12 CFR 614.4360 - Lending and leasing limit violations.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Lending and leasing limit violations. 614.4360... OPERATIONS Lending and Leasing Limits § 614.4360 Lending and leasing limit violations. (a) Each loan, except loans that are grandfathered under the provisions of § 614.4361, shall be in compliance with the lending...

12 CFR 34.62 - Real estate lending standards.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 1 2010-01-01 2010-01-01 false Real estate lending standards. 34.62 Section 34.62 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY REAL ESTATE LENDING AND APPRAISALS Real Estate Lending Standards § 34.62 Real estate lending standards. (a) Each national bank shall...

12 CFR 560.100 - Real estate lending standards; purpose and scope.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Real estate lending standards; purpose and... TREASURY LENDING AND INVESTMENT Lending and Investment Provisions Applicable to all Savings Associations § 560.100 Real estate lending standards; purpose and scope. This section, and § 560.101 of this subpart...

Homebound Learning Opportunities: reaching out to older shut-ins and their caregivers.

PubMed

Penning, M; Wasyliw, D

1992-10-01

Homebound Learning Opportunities (HLO) represents an innovative health promotion and educational outreach service for homebound older adults and their caregivers. It provides over 125 topics for individualized learning programs delivered to participants in their own places of residence, an audiovisual lending library, educational television programming, and a peer counseling service. Shut-ins are recruited as instructors and as participants in service projects that benefit the greater community. Preliminary assessments reveal high levels of participation and satisfaction with the program.

Tampering With the Temporal Order

ERIC Educational Resources Information Center

Davis, Gerald H.; Laushey, David M.

1972-01-01

Innovation in a Western Civilization course, using reverse chronology to survey historical developments, provides needed relevance and student involvement. Exercises covering eleven themes defined in discussion of post-1945 period are listed which direct students to reorganize data, and which lend themselves to further independent reading and…

12 CFR 614.4910 - Basic authorities.

Code of Federal Regulations, 2010 CFR

2010-01-01

..., except a bank for cooperatives, with direct lending authority may originate agricultural real estate loans for sale to one or more certified agricultural mortgage marketing facilities under title VIII of... operate as an agricultural mortgage marketing facility under title VIII of the Act, either acting alone or...

12 CFR 563e.22 - Lending test.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 12 Banks and Banking 6 2012-01-01 2012-01-01 false Lending test. 563e.22 Section 563e.22 Banks and... Assessing Performance § 563e.22 Lending test. (a) Scope of test. (1) The lending test evaluates a savings... section. The OTS will not consider these loans under any criterion of the lending test except the...

12 CFR 563e.22 - Lending test.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 12 Banks and Banking 5 2011-01-01 2011-01-01 false Lending test. 563e.22 Section 563e.22 Banks and... Assessing Performance § 563e.22 Lending test. (a) Scope of test. (1) The lending test evaluates a savings... section. The OTS will not consider these loans under any criterion of the lending test except the...

12 CFR 563e.22 - Lending test.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Lending test. 563e.22 Section 563e.22 Banks and... Assessing Performance § 563e.22 Lending test. (a) Scope of test. (1) The lending test evaluates a savings association's record of helping to meet the credit needs of its assessment area(s) through its lending...

12 CFR 345.22 - Lending test.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 4 2010-01-01 2010-01-01 false Lending test. 345.22 Section 345.22 Banks and... REINVESTMENT Standards for Assessing Performance § 345.22 Lending test. (a) Scope of test. (1) The lending test evaluates a bank's record of helping to meet the credit needs of its assessment area(s) through its lending...

49 CFR 22.53 - Loan monitoring and servicing requirements.

Code of Federal Regulations, 2010 CFR

2010-10-01

... 49 Transportation 1 2010-10-01 2010-10-01 false Loan monitoring and servicing requirements. 22.53 Section 22.53 Transportation Office of the Secretary of Transportation SHORT-TERM LENDING PROGRAM (STLP) Loan Administration § 22.53 Loan monitoring and servicing requirements. The Participating Lender must...

49 CFR 22.59 - Loan modifications.

Code of Federal Regulations, 2010 CFR

2010-10-01

... 49 Transportation 1 2010-10-01 2010-10-01 false Loan modifications. 22.59 Section 22.59 Transportation Office of the Secretary of Transportation SHORT-TERM LENDING PROGRAM (STLP) Loan Administration § 22.59 Loan modifications. Any modification to the terms of the DOT OSDBU guarantee agreement must...

12 CFR 160.100 - Real estate lending standards; purpose and scope.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 12 Banks and Banking 1 2013-01-01 2013-01-01 false Real estate lending standards; purpose and... LENDING AND INVESTMENT § 160.100 Real estate lending standards; purpose and scope. This section, and § 160... Improvement Act of 1991, 12 U.S.C. 1828(o), prescribe standards for real estate lending to be used by Federal...

12 CFR 160.100 - Real estate lending standards; purpose and scope.

Code of Federal Regulations, 2014 CFR

2014-01-01

... 12 Banks and Banking 1 2014-01-01 2014-01-01 false Real estate lending standards; purpose and... LENDING AND INVESTMENT § 160.100 Real estate lending standards; purpose and scope. This section, and § 160... Improvement Act of 1991, 12 U.S.C. 1828(o), prescribe standards for real estate lending to be used by Federal...

12 CFR 160.100 - Real estate lending standards; purpose and scope.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 12 Banks and Banking 1 2012-01-01 2012-01-01 false Real estate lending standards; purpose and... LENDING AND INVESTMENT § 160.100 Real estate lending standards; purpose and scope. This section, and § 160... Improvement Act of 1991, 12 U.S.C. 1828(o), prescribe standards for real estate lending to be used by Federal...

12 CFR 614.4055 - Federal Agricultural Mortgage Corporation loan participations.

Code of Federal Regulations, 2014 CFR

2014-01-01

... 12 Banks and Banking 7 2014-01-01 2014-01-01 false Federal Agricultural Mortgage Corporation loan... POLICIES AND OPERATIONS Lending Authorities § 614.4055 Federal Agricultural Mortgage Corporation loan... direct lender association may buy from, and sell to, the Federal Agricultural Mortgage Corporation...

Sallie Mae Eyes Expansion beyond Its Charter.

ERIC Educational Resources Information Center

Zook, Jim

1995-01-01

The Student Loan Marketing Association (Sallie Mae) and the Clinton Administration are preparing legislation to transform the federally sponsored corporation into a private business but must negotiate complex political and financial issues. Destabilization of the private student-loan industry and conflict over direct-lending policies are central…

12 CFR 704.5 - Investments.

Code of Federal Regulations, 2011 CFR

2011-01-01

... corporate credit union may invest in: (1) Securities, deposits, and obligations set forth in Sections 107(7... securities are legal investments for that corporate credit union; (3) The corporate credit union, directly or... reported daily and the tri-party agent ensures compliance. (e) Securities lending. A corporate credit union...

12 CFR 704.5 - Investments.

Code of Federal Regulations, 2012 CFR

2012-01-01

... corporate credit union may invest in: (1) Securities, deposits, and obligations set forth in Sections 107(7... securities are legal investments for that corporate credit union; (3) The corporate credit union, directly or... reported daily and the tri-party agent ensures compliance; and (e) Securities Lending. A corporate credit...

12 CFR 704.5 - Investments.

Code of Federal Regulations, 2014 CFR

2014-01-01

... corporate credit union may invest in: (1) Securities, deposits, and obligations set forth in Sections 107(7... securities are legal investments for that corporate credit union; (3) The corporate credit union, directly or... reported daily and the tri-party agent ensures compliance; and (e) Securities Lending. A corporate credit...

12 CFR 704.5 - Investments.

Code of Federal Regulations, 2013 CFR

2013-01-01

... corporate credit union may invest in: (1) Securities, deposits, and obligations set forth in Sections 107(7... securities are legal investments for that corporate credit union; (3) The corporate credit union, directly or... reported daily and the tri-party agent ensures compliance; and (e) Securities Lending. A corporate credit...

Enter the Madcap Prince of Wales: Students Directing "Henry IV, Part I."

ERIC Educational Resources Information Center

Earthman, Elise Ann

1993-01-01

Argues that William Shakespeare's "Henry IV, Part I" is an appropriate and useful text for secondary English classrooms. Shows how the play lends itself to performance-based instruction. Outlines ways of accomplishing student engagement, using film versions, and assigning written work. (HB)

24 CFR 1006.205 - Development.

Code of Federal Regulations, 2010 CFR

2010-04-01

... homebuyers through: (i) Down payment assistance; (ii) Closing costs assistance; (iii) Direct lending; and (iv... assisted and unassisted units are not comparable, the actual costs may be determined based upon a method of cost allocation. If the assisted and unassisted units are comparable in terms of size, features, and...

Race, Space, and Cumulative Disadvantage: A Case Study of the Subprime Lending Collapse

PubMed Central

Rugh, Jacob S.; Albright, Len; Massey, Douglas S.

2016-01-01

In this article, we describe how residential segregation and individual racial disparities generate racialized patterns of subprime lending and lead to financial loss among black borrowers in segregated cities. We conceptualize race as a cumulative disadvantage because of its direct and indirect effects on socioeconomic status at the individual and neighborhood levels, with consequences that reverberate across a borrower's life and between generations. Using Baltimore, Maryland as a case study setting, we combine data from reports filed under the Home Mortgage Disclosure Act with additional loan-level data from mortgage-backed securities. We find that race and neighborhood racial segregation are critical factors explaining black disadvantage across successive stages in the process of lending and foreclosure, controlling for differences in borrower credit scores, income, occupancy status, and loan-to-value ratios. We analyze the cumulative cost of predatory lending to black borrowers in terms of reduced disposable income and lost wealth. We find the cost to be substantial. Black borrowers paid an estimated additional 5 to 11 percent in monthly payments and those that completed foreclosure in the sample lost an excess of $2 million in home equity. These costs were magnified in mostly black neighborhoods and in turn heavily concentrated in communities of color. By elucidating the mechanisms that link black segregation to discrimination we demonstrate how processes of cumulative disadvantage continue to undermine black socioeconomic status in the United States today. PMID:27478254

What the Computer Taught Me About My Students...or Is Binary Search "Natural"?

ERIC Educational Resources Information Center

Pasquino, Anne

1978-01-01

Several examples of student-written programs "teaching" a computer to guess systematically in finding a number between 0 and 10,000 are illustrated. These lend support to the contention that rather than being a "natural" application, using a binary search is a learned technique. (MN)

American Psychological Association: Annual Report, 2008

ERIC Educational Resources Information Center

American Psychologist, 2009

2009-01-01

This article presents the 2008 annual reports from the various directorates and offices of the American Psychological Association (APA). In 2008, APA continued to work on initiatives, programs, and products that lend value to the member's psychology career, support the future of their discipline, and serve the public. APA's goal is to strengthen…

What Shapes Policy Formation in China? A Study of National Student Nutrition Policies

ERIC Educational Resources Information Center

Liu, Ji

2015-01-01

This article juxtaposes "world culture" and "policy borrowing and lending" literatures to understand policy formation in China. Through reviewing China's student nutrition policy evolution since the International Conference on Nutrition in 1992 to the launch of China's landmark national rural student nutrition program in 2011,…

12 CFR 345.21 - Performance tests, standards, and ratings, in general.

Code of Federal Regulations, 2012 CFR

2012-01-01

... from community organizations, state, local, and tribal governments, economic development agencies, or... of the bank, the economic climate (national, regional, and local), safety and soundness limitations... in Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

12 CFR 25.21 - Performance tests, standards, and ratings, in general.

Code of Federal Regulations, 2013 CFR

2013-01-01

... from community organizations, state, local, and tribal governments, economic development agencies, or... of the bank, the economic climate (national, regional, and local), safety and soundness limitations... Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

12 CFR 345.21 - Performance tests, standards, and ratings, in general.

Code of Federal Regulations, 2014 CFR

2014-01-01

... from community organizations, state, local, and tribal governments, economic development agencies, or... of the bank, the economic climate (national, regional, and local), safety and soundness limitations... in Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

12 CFR 345.21 - Performance tests, standards, and ratings, in general.

Code of Federal Regulations, 2011 CFR

2011-01-01

... from community organizations, state, local, and tribal governments, economic development agencies, or... of the bank, the economic climate (national, regional, and local), safety and soundness limitations... in Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

12 CFR 228.21 - Performance tests, standards, and ratings, in general.

Code of Federal Regulations, 2013 CFR

2013-01-01

... obtained from community organizations, state, local, and tribal governments, economic development agencies... condition of the bank, the economic climate (national, regional, and local), safety and soundness... in Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

12 CFR 345.21 - Performance tests, standards, and ratings, in general.

Code of Federal Regulations, 2013 CFR

2013-01-01

... from community organizations, state, local, and tribal governments, economic development agencies, or... of the bank, the economic climate (national, regional, and local), safety and soundness limitations... in Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

12 CFR 25.21 - Performance tests, standards, and ratings, in general.

Code of Federal Regulations, 2012 CFR

2012-01-01

... from community organizations, state, local, and tribal governments, economic development agencies, or... of the bank, the economic climate (national, regional, and local), safety and soundness limitations... Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

12 CFR 228.21 - Performance tests, standards, and ratings, in general.

Code of Federal Regulations, 2014 CFR

2014-01-01

... obtained from community organizations, state, local, and tribal governments, economic development agencies... condition of the bank, the economic climate (national, regional, and local), safety and soundness... in Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

12 CFR 25.21 - Performance tests, standards, and ratings, in general.

Code of Federal Regulations, 2014 CFR

2014-01-01

... from community organizations, state, local, and tribal governments, economic development agencies, or... of the bank, the economic climate (national, regional, and local), safety and soundness limitations... Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

12 CFR 228.21 - Performance tests, standards, and ratings, in general.

Code of Federal Regulations, 2011 CFR

2011-01-01

... obtained from community organizations, state, local, and tribal governments, economic development agencies... condition of the bank, the economic climate (national, regional, and local), safety and soundness... in Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

12 CFR 228.21 - Performance tests, standards, and ratings, in general.

Code of Federal Regulations, 2012 CFR

2012-01-01

... obtained from community organizations, state, local, and tribal governments, economic development agencies... condition of the bank, the economic climate (national, regional, and local), safety and soundness... in Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

12 CFR 25.21 - Performance tests, standards, and ratings, in general.

Code of Federal Regulations, 2011 CFR

2011-01-01

... from community organizations, state, local, and tribal governments, economic development agencies, or... of the bank, the economic climate (national, regional, and local), safety and soundness limitations... Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

A Complete Cubesat Magnetometer System Project

NASA Technical Reports Server (NTRS)

Zesta, Eftyhia

2014-01-01

The objective of this work is to provide the center with a fully tested, flexible, low cost, miniaturized science magnetometer system applicable to small satellite programs, like Cubesats, and to rides of opportunity that do not lend themselves to the high integration costs a science magnetometer on a boom necessitates.

Desert Guerrillas: Psychological Social and Economic Characteristics of the Bedouin Which Lend Themselves to Irregular Warfare

DTIC Science & Technology

1988-11-14

to defend their positions from the rebels; and augmenting their efforts with a well- financed and comprehensive civic action program aimed at...Royal Sussex Regiment. London, England: The Unicorn Press Ltd., 1936. Connelley, William Elsey. Duantrill and the Border Wars. Cedar Rapids, Iowa

Building Leadership Skills with Evaluation Techniques

ERIC Educational Resources Information Center

Hutton, Dawn

2009-01-01

The career of educational administrator does not lend itself well to allowing new principals to practice their skills. Because of the element of responsibility for administrators, most principals are reluctant to relinquish power to interns in fear of their failure. As a result, educational leadership programs struggle to find appropriate methods…

13 CFR 120.970 - Servicing of 504 loans and Debentures.

Code of Federal Regulations, 2010 CFR

2010-01-01

.... (a) In servicing 504 loans, CDCs must comply with Loan Program Requirements and in accordance with prudent and commercially reasonable lending standards. (b) The CDC is responsible for routine servicing... more frequent basis and monitoring the status of the Borrower and 504 loan collateral. (c) The CDC is...

13 CFR 120.841 - Qualifications for the ALP.

Code of Federal Regulations, 2014 CFR

2014-01-01

.... An applicant for ALP status must show that it substantially meets the following criteria: (a) CDC staff experience. The CDC's staff must have well-trained, qualified loan officers who are knowledgeable concerning SBA's lending policies and procedures for the 504 program. The CDC must have at least one loan...

13 CFR 120.970 - Servicing of 504 loans and Debentures.

Code of Federal Regulations, 2012 CFR

2012-01-01

.... (a) In servicing 504 loans, CDCs must comply with Loan Program Requirements and in accordance with prudent and commercially reasonable lending standards. (b) The CDC is responsible for routine servicing... more frequent basis and monitoring the status of the Borrower and 504 loan collateral. (c) The CDC is...

13 CFR 120.841 - Qualifications for the ALP.

Code of Federal Regulations, 2012 CFR

2012-01-01

.... An applicant for ALP status must show that it substantially meets the following criteria: (a) CDC staff experience. The CDC's staff must have well-trained, qualified loan officers who are knowledgeable concerning SBA's lending policies and procedures for the 504 program. The CDC must have at least one loan...

13 CFR 120.841 - Qualifications for the ALP.

Code of Federal Regulations, 2013 CFR

2013-01-01

.... An applicant for ALP status must show that it substantially meets the following criteria: (a) CDC staff experience. The CDC's staff must have well-trained, qualified loan officers who are knowledgeable concerning SBA's lending policies and procedures for the 504 program. The CDC must have at least one loan...

13 CFR 120.841 - Qualifications for the ALP.

Code of Federal Regulations, 2011 CFR

2011-01-01

.... An applicant for ALP status must show that it substantially meets the following criteria: (a) CDC staff experience. The CDC's staff must have well-trained, qualified loan officers who are knowledgeable concerning SBA's lending policies and procedures for the 504 program. The CDC must have at least one loan...

13 CFR 120.970 - Servicing of 504 loans and Debentures.

Code of Federal Regulations, 2011 CFR

2011-01-01

.... (a) In servicing 504 loans, CDCs must comply with Loan Program Requirements and in accordance with prudent and commercially reasonable lending standards. (b) The CDC is responsible for routine servicing... more frequent basis and monitoring the status of the Borrower and 504 loan collateral. (c) The CDC is...

13 CFR 120.970 - Servicing of 504 loans and Debentures.

Code of Federal Regulations, 2013 CFR

2013-01-01

.... (a) In servicing 504 loans, CDCs must comply with Loan Program Requirements and in accordance with prudent and commercially reasonable lending standards. (b) The CDC is responsible for routine servicing... more frequent basis and monitoring the status of the Borrower and 504 loan collateral. (c) The CDC is...

13 CFR 120.970 - Servicing of 504 loans and Debentures.

Code of Federal Regulations, 2014 CFR

2014-01-01

.... (a) In servicing 504 loans, CDCs must comply with Loan Program Requirements and in accordance with prudent and commercially reasonable lending standards. (b) The CDC is responsible for routine servicing... more frequent basis and monitoring the status of the Borrower and 504 loan collateral. (c) The CDC is...

75 FR 19285 - Short-Term Lending Program (STLP)

Federal Register 2010, 2011, 2012, 2013, 2014

2010-04-14

... insurance. Sec. 22.15 Delinquency on Federal, State, or Municipality Debt: This section provides that the..., history of community involvement, loan experience, and the ability to implement, monitor and manage this... litigation processes that are available in the event of loan delinquency or default. Sec. 22.69 Claim Process...

49 CFR 22.25 - Lender deliverables and delivery schedule.

Code of Federal Regulations, 2010 CFR

2010-10-01

... 49 Transportation 1 2010-10-01 2010-10-01 false Lender deliverables and delivery schedule. 22.25 Section 22.25 Transportation Office of the Secretary of Transportation SHORT-TERM LENDING PROGRAM (STLP) Participating Lenders § 22.25 Lender deliverables and delivery schedule. All Participating Lenders must adhere...

49 CFR 22.63 - Loan close outs.

Code of Federal Regulations, 2010 CFR

2010-10-01

... 49 Transportation 1 2010-10-01 2010-10-01 false Loan close outs. 22.63 Section 22.63 Transportation Office of the Secretary of Transportation SHORT-TERM LENDING PROGRAM (STLP) Loan Administration § 22.63 Loan close outs. Upon full repayment of the STLP loan, or upon expiration of the loan guarantee...

49 CFR 22.45 - Allowable fees to borrowers.

Code of Federal Regulations, 2010 CFR

2010-10-01

... 49 Transportation 1 2010-10-01 2010-10-01 false Allowable fees to borrowers. 22.45 Section 22.45 Transportation Office of the Secretary of Transportation SHORT-TERM LENDING PROGRAM (STLP) Loan Application Process § 22.45 Allowable fees to borrowers. (a) Application Fees. The Participating Lender may charge the...

49 CFR 22.61 - Loan guarantee extensions.

Code of Federal Regulations, 2010 CFR

2010-10-01

... 49 Transportation 1 2010-10-01 2010-10-01 false Loan guarantee extensions. 22.61 Section 22.61 Transportation Office of the Secretary of Transportation SHORT-TERM LENDING PROGRAM (STLP) Loan Administration § 22.61 Loan guarantee extensions. An extension of the original loan guarantee may be requested, in...

49 CFR 22.51 - Loan closings.

Code of Federal Regulations, 2010 CFR

2010-10-01

... 49 Transportation 1 2010-10-01 2010-10-01 false Loan closings. 22.51 Section 22.51 Transportation Office of the Secretary of Transportation SHORT-TERM LENDING PROGRAM (STLP) Loan Administration § 22.51 Loan closings. (a) The Participating Lender must promptly close all STLP loans in accordance with the...

49 CFR 22.43 - Approval or denial.

Code of Federal Regulations, 2010 CFR

2010-10-01

... 49 Transportation 1 2010-10-01 2010-10-01 false Approval or denial. 22.43 Section 22.43 Transportation Office of the Secretary of Transportation SHORT-TERM LENDING PROGRAM (STLP) Loan Application Process § 22.43 Approval or denial. If a loan guarantee is approved by DOT OSDBU, a Guarantee Agreement...

75 FR 52300 - Merchant Marine Act and Magnuson-Stevens Fishery Conservation and Management Act Provisions...

Federal Register 2010, 2011, 2012, 2013, 2014

2010-08-25

... DEPARTMENT OF COMMERCE National Oceanic and Atmospheric Administration 50 CFR Part 253 [Docket No. 0908061221-91225-01] RIN 0648-AY16 Merchant Marine Act and Magnuson-Stevens Fishery Conservation and Management Act Provisions; Fishing Vessel, Fishing Facility and Individual Fishing Quota Lending Program...

49 CFR 22.1 - Purpose.

Code of Federal Regulations, 2010 CFR

2010-10-01

... 49 Transportation 1 2010-10-01 2010-10-01 false Purpose. 22.1 Section 22.1 Transportation Office of the Secretary of Transportation SHORT-TERM LENDING PROGRAM (STLP) General § 22.1 Purpose. The purpose of the DOT OSDBU STLP is to provide financial assistance in the form of short-term loans from...

49 CFR 22.33 - Termination of participation in the STLP.

Code of Federal Regulations, 2010 CFR

2010-10-01

... 49 Transportation 1 2010-10-01 2010-10-01 false Termination of participation in the STLP. 22.33 Section 22.33 Transportation Office of the Secretary of Transportation SHORT-TERM LENDING PROGRAM (STLP) Participating Lenders § 22.33 Termination of participation in the STLP. (a) DOT OSDBU Termination for...

Detecting Item Drift in Large-Scale Testing

ERIC Educational Resources Information Center

Guo, Hongwen; Robin, Frederic; Dorans, Neil

2017-01-01

The early detection of item drift is an important issue for frequently administered testing programs because items are reused over time. Unfortunately, operational data tend to be very sparse and do not lend themselves to frequent monitoring analyses, particularly for on-demand testing. Building on existing residual analyses, the authors propose…

Rethinking Student Loan Debt: Tools and Strategies for Debt Management.

ERIC Educational Resources Information Center

Mason, Susan G.

2001-01-01

Analyzes student loan debt at the University of Missouri-St. Louis School of Optometry, showing the need for a comprehensive debt management program. Presents a model for determining manageable amounts of student loan debt developed from conventional lending criteria and data on earnings for optometrists. (EV)

13 CFR 109.410 - Loan limits-loans to Eligible Small Business Concerns.

Code of Federal Regulations, 2012 CFR

2012-01-01

... ADMINISTRATION INTERMEDIARY LENDING PILOT PROGRAM Requirements for ILP Intermediary Loans to Small Businesses § 109.410 Loan limits—loans to Eligible Small Business Concerns. No small business (including Affiliates... 13 Business Credit and Assistance 1 2012-01-01 2012-01-01 false Loan limits-loans to Eligible...

13 CFR 109.410 - Loan limits-loans to Eligible Small Business Concerns.

Code of Federal Regulations, 2014 CFR

2014-01-01

... ADMINISTRATION INTERMEDIARY LENDING PILOT PROGRAM Requirements for ILP Intermediary Loans to Small Businesses § 109.410 Loan limits—loans to Eligible Small Business Concerns. No small business (including Affiliates... 13 Business Credit and Assistance 1 2014-01-01 2014-01-01 false Loan limits-loans to Eligible...

13 CFR 109.410 - Loan limits-loans to Eligible Small Business Concerns.

Code of Federal Regulations, 2013 CFR

2013-01-01

... ADMINISTRATION INTERMEDIARY LENDING PILOT PROGRAM Requirements for ILP Intermediary Loans to Small Businesses § 109.410 Loan limits—loans to Eligible Small Business Concerns. No small business (including Affiliates... 13 Business Credit and Assistance 1 2013-01-01 2013-01-01 false Loan limits-loans to Eligible...

12 CFR 612.2140 - Directors-prohibited conduct.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 612.2140 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM STANDARDS OF CONDUCT AND... participated in the deliberations or decision to foreclose or to dispose of the property or in establishing the terms of the sale. (g) Directly or indirectly borrow from, lend to, or become financially obligated with...

26 CFR 1.6050P-0 - Table of contents.

Code of Federal Regulations, 2010 CFR

2010-04-01

...) Certain bankruptcy discharges. (i) In general. (ii) Business or investment debt. (2) Interest. (3) Non-principal amounts in lending transactions. (4) Indebtedness of foreign persons held by foreign branches of U...) Direct or indirect subsidiary. (5) Entity formed or availed of to hold indebtedness. (6) Use of magnetic...

77 FR 69738 - Truth in Lending (Regulation Z)

Federal Register 2010, 2011, 2012, 2013, 2014

2012-11-21

... Lending (Regulation Z) AGENCY: Bureau of Consumer Financial Protection. ACTION: Final rule; official... the official interpretations for Regulation Z (Truth in Lending). The Bureau is required to adjust... Regulations, at (202) 435-7700. SUPPLEMENTARY INFORMATION: I. Background The Truth in Lending Act (TILA; 15 U...

Laser Cooling the Diatomic Molecule CaH

NASA Astrophysics Data System (ADS)

Velasquez, Joe, III; Di Rosa, Michael

2014-06-01

To laser-cool a species, a closed (or nearly closed) cycle is required to dissipate translational energy through many directed laser-photon absorption and subsequent randomly-directed spontaneous emission events. Many atoms lend themselves to such a closed-loop cooling cycle. Attaining laser-cooled molecular species is challenging because of their inherently complex internal structure, yet laser-cooling molecules could lead to studies in interesting chemical dynamics among other applications. Typically, laser-cooled atoms are assembled into molecules through photoassociation or Feschbach resonance. CaH is one of a few molecules whose internal structure is quite atom-like, allowing a nearly closed cycle without the need for many repumping lasers. We will also present our work-to-date on laser cooling this molecule. We employ traditional pulsed atomic/molecular beam techniques with a laser vaporization source to generate species with well-defined translational energies over a narrow range of velocity. In this way, we can apply laser-cooling to most species in the beam along a single dimension (the beam's axis). This project is funded by the LDRD program of the Los Alamos National Laboratory.

76 FR 35723 - Truth in Lending

Federal Register 2010, 2011, 2012, 2013, 2014

2011-06-20

... FEDERAL RESERVE SYSTEM 12 CFR Part 226 [Regulation Z; Docket No. R-1422] Truth in Lending AGENCY... Regulation Z (Truth in Lending). The Board is required to adjust annually the dollar amount that triggers...'') only, contact (202) 263-4869. SUPPLEMENTARY INFORMATION: I. Background The Truth in Lending Act (TILA...

77 FR 76841 - Lending Limits

Federal Register 2010, 2011, 2012, 2013, 2014

2012-12-31

...-2012-0007] RIN 1557-AD59 Lending Limits AGENCY: Office of the Comptroller of the Currency, Treasury. ACTION: Final rule. SUMMARY: The Office of the Comptroller of the Currency (OCC) is amending its lending...), includes exceptions to the lending limits for certain loans made by savings associations. These HOLA...

77 FR 16817 - Request for Comment on Payday Lending Hearing Transcript

Federal Register 2010, 2011, 2012, 2013, 2014

2012-03-22

... Lending Hearing Transcript AGENCY: Bureau of Consumer Financial Protection. ACTION: Notice; request for... hearing on payday lending. The Bureau invites the public to review the transcript and provide additional..., 2012 in Birmingham, Alabama. Payday lending products are typically marketed to bridge a cash flow...

12 CFR 208.51 - Real estate lending standards.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 12 Banks and Banking 2 2011-01-01 2011-01-01 false Real estate lending standards. 208.51 Section... MEMBERSHIP OF STATE BANKING INSTITUTIONS IN THE FEDERAL RESERVE SYSTEM (REGULATION H) Real Estate Lending and Appraisal Standards § 208.51 Real estate lending standards. (a) Adoption of written policies. Each state...

12 CFR 208.51 - Real estate lending standards.

Code of Federal Regulations, 2014 CFR

2014-01-01

... 12 Banks and Banking 2 2014-01-01 2014-01-01 false Real estate lending standards. 208.51 Section... MEMBERSHIP OF STATE BANKING INSTITUTIONS IN THE FEDERAL RESERVE SYSTEM (REGULATION H) Real Estate Lending and Appraisal Standards § 208.51 Real estate lending standards. (a) Adoption of written policies. Each state...

12 CFR 208.51 - Real estate lending standards.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 12 Banks and Banking 2 2013-01-01 2013-01-01 false Real estate lending standards. 208.51 Section... MEMBERSHIP OF STATE BANKING INSTITUTIONS IN THE FEDERAL RESERVE SYSTEM (REGULATION H) Real Estate Lending and Appraisal Standards § 208.51 Real estate lending standards. (a) Adoption of written policies. Each state...

12 CFR 208.51 - Real estate lending standards.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 12 Banks and Banking 2 2012-01-01 2012-01-01 false Real estate lending standards. 208.51 Section... MEMBERSHIP OF STATE BANKING INSTITUTIONS IN THE FEDERAL RESERVE SYSTEM (REGULATION H) Real Estate Lending and Appraisal Standards § 208.51 Real estate lending standards. (a) Adoption of written policies. Each state...

78 FR 69671 - Community Reinvestment Act; Interagency Questions and Answers Regarding Community Reinvestment...

Federal Register 2010, 2011, 2012, 2013, 2014

2013-11-20

...: (1) To students or their families from a school at which the majority of students qualify for free or...). Further, strong performance in retail lending may compensate for weak performance in community development lending and, conversely, strong community development lending may compensate for weak retail lending...

12 CFR 31.2 - Insider lending restrictions and reporting requirements.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 1 2010-01-01 2010-01-01 false Insider lending restrictions and reporting... EXTENSIONS OF CREDIT TO INSIDERS AND TRANSACTIONS WITH AFFILIATES § 31.2 Insider lending restrictions and... insider lending standards and reporting requirements as they apply to national banks and their insiders. ...

12 CFR 7.4008 - Lending.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 1 2010-01-01 2010-01-01 false Lending. 7.4008 Section 7.4008 Banks and... § 7.4008 Lending. (a) Authority of national banks. A national bank may make, sell, purchase... authorized non-real estate lending powers are not applicable to national banks. (2) A national bank may make...

12 CFR 560.170 - Records for lending transactions.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Records for lending transactions. 560.170 Section 560.170 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE TREASURY LENDING AND INVESTMENT Lending and Investment Provisions Applicable to all Savings Associations § 560.170 Records for...

12 CFR 208.51 - Real estate lending standards.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 2 2010-01-01 2010-01-01 false Real estate lending standards. 208.51 Section... MEMBERSHIP OF STATE BANKING INSTITUTIONS IN THE FEDERAL RESERVE SYSTEM (REGULATION H) Real Estate Lending and Appraisal Standards § 208.51 Real estate lending standards. (a) Adoption of written policies. Each state...

75 FR 80675 - Truth in Lending

Federal Register 2010, 2011, 2012, 2013, 2014

2010-12-23

... FEDERAL RESERVE SYSTEM 12 CFR Part 226 [Regulation Z; Docket No. R-1394] Truth in Lending AGENCY... information. The interim final rule amends Regulation Z, which implements the Truth in Lending Act, in order...- 1394), amending Regulation Z (Truth in Lending) to implement provisions of the Dodd-Frank Wall Street...

12 CFR 613.3100 - Domestic lending.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Domestic lending. 613.3100 Section 613.3100... Financing for Banks Operating Under Title III of the Farm Credit Act § 613.3100 Domestic lending. (a... of cooperatives. A bank for cooperatives or an agricultural credit bank may lend to a cooperative...

12 CFR 614.4100 - Policies governing lending through Federal land bank associations.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Policies governing lending through Federal land... SYSTEM LOAN POLICIES AND OPERATIONS Bank/Association Lending Relationship § 614.4100 Policies governing lending through Federal land bank associations. (a) Farm Credit Banks and agricultural credit banks may...

34 CFR 682.608 - Termination of a school's lending eligibility.

Code of Federal Regulations, 2010 CFR

2010-07-01

... 34 Education 3 2010-07-01 2010-07-01 false Termination of a school's lending eligibility. 682.608..., Standards, and Payments for Participating Schools § 682.608 Termination of a school's lending eligibility... subsequent holder. (c) Exception based on hardship. The Secretary does not terminate a school's lending...

A Computer Model of Insect Traps in a Landscape

NASA Astrophysics Data System (ADS)

Manoukis, Nicholas C.; Hall, Brian; Geib, Scott M.

2014-11-01

Attractant-based trap networks are important elements of invasive insect detection, pest control, and basic research programs. We present a landscape-level, spatially explicit model of trap networks, focused on detection, that incorporates variable attractiveness of traps and a movement model for insect dispersion. We describe the model and validate its behavior using field trap data on networks targeting two species, Ceratitis capitata and Anoplophora glabripennis. Our model will assist efforts to optimize trap networks by 1) introducing an accessible and realistic mathematical characterization of the operation of a single trap that lends itself easily to parametrization via field experiments and 2) allowing direct quantification and comparison of sensitivity between trap networks. Results from the two case studies indicate that the relationship between number of traps and their spatial distribution and capture probability under the model is qualitatively dependent on the attractiveness of the traps, a result with important practical consequences.

13 CFR 123.700 - What is the Immediate Disaster Assistance Program?

Code of Federal Regulations, 2012 CFR

2012-01-01

... the immediate business needs of an IDAP Borrower while approval of long-term financing from a Disaster Loan is pending with SBA. (b) Definitions. As used in this subpart, the terms below are defined as... nonfederal lending sources at reasonable rates and terms. Declared Disaster is a disaster event for which an...

13 CFR 123.700 - What is the Immediate Disaster Assistance Program?

Code of Federal Regulations, 2011 CFR

2011-01-01

... the immediate business needs of an IDAP Borrower while approval of long-term financing from a Disaster Loan is pending with SBA. (b) Definitions. As used in this subpart, the terms below are defined as... nonfederal lending sources at reasonable rates and terms. Declared Disaster is a disaster event for which an...

13 CFR 123.700 - What is the Immediate Disaster Assistance Program?

Code of Federal Regulations, 2013 CFR

2013-01-01

... the immediate business needs of an IDAP Borrower while approval of long-term financing from a Disaster Loan is pending with SBA. (b) Definitions. As used in this subpart, the terms below are defined as... nonfederal lending sources at reasonable rates and terms. Declared Disaster is a disaster event for which an...

13 CFR 123.700 - What is the Immediate Disaster Assistance Program?

Code of Federal Regulations, 2014 CFR

2014-01-01

... the immediate business needs of an IDAP Borrower while approval of long-term financing from a Disaster Loan is pending with SBA. (b) Definitions. As used in this subpart, the terms below are defined as... nonfederal lending sources at reasonable rates and terms. Declared Disaster is a disaster event for which an...

75 FR 81096 - Federal Home Loan Bank Housing Goals

Federal Register 2010, 2011, 2012, 2013, 2014

2010-12-27

...) 408-2537, or Rafe R. Ellison, Senior Program Analyst, (202) 408-2968, Office of Housing and Community... mortgage lending and related community investment. See 12 U.S.C. 1421 et seq. The System is composed of 12... management, liquidity for a member's short-term needs, and additional funds for housing finance and community...

13 CFR 109.510 - On-site and off-site reviews.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 13 Business Credit and Assistance 1 2013-01-01 2013-01-01 false On-site and off-site reviews. 109.510 Section 109.510 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION INTERMEDIARY LENDING PILOT PROGRAM Oversight § 109.510 On-site and off-site reviews. (a) General. SBA may conduct off-site...

12 CFR 226.53 - Allocation of payments.

Code of Federal Regulations, 2013 CFR

2013-01-01

... (CONTINUED) TRUTH IN LENDING (REGULATION Z) Special Rules Applicable to Credit Card Accounts and Open-End... periodic payment for a credit card account under an open-end (not home-secured) consumer credit plan, the... program. When a balance on a credit card account under an open-end (not home-secured) consumer credit plan...

12 CFR 226.53 - Allocation of payments.

Code of Federal Regulations, 2012 CFR

2012-01-01

... TRUTH IN LENDING (REGULATION Z) Special Rules Applicable to Credit Card Accounts and Open-End Credit... payment for a credit card account under an open-end (not home-secured) consumer credit plan, the card... program. When a balance on a credit card account under an open-end (not home-secured) consumer credit plan...

12 CFR 226.53 - Allocation of payments.

Code of Federal Regulations, 2014 CFR

2014-01-01

... (CONTINUED) TRUTH IN LENDING (REGULATION Z) Special Rules Applicable to Credit Card Accounts and Open-End... periodic payment for a credit card account under an open-end (not home-secured) consumer credit plan, the... program. When a balance on a credit card account under an open-end (not home-secured) consumer credit plan...

Orchestra Festival Evaluations: Interjudge Agreement and Relationships between Performance Categories and Final Ratings.

ERIC Educational Resources Information Center

Garman, Barry R.; And Others

1991-01-01

Band, orchestra, and choir festival evaluations are a regular part of many secondary school music programs, and most such festivals engage adjudicators who rate each group's performance. Because music ensemble performance is complex and multi-dimensional, it does not lend itself readily to precise measurement; generally, musical performances are…

78 FR 57058 - Federal Housing Administration (FHA) Approval of Lending Institutions and Mortgagees: Streamlined...

Federal Register 2010, 2011, 2012, 2013, 2014

2013-09-17

... federal banking agencies and reduce the cost of participating in FHA programs by releasing small... retained earnings, a statement of cash flows, an analysis of the lender's or mortgagee's net worth adjusted...: Streamlined Reporting Requirements for Small Supervised Lenders and Mortgagees AGENCY: Office of the Assistant...

Small Business Intermediary Lending Pilot Program Act of 2009

THOMAS, 111th Congress

Sen. Levin, Carl [D-MI

2009-11-17

Senate - 11/17/2009 Read twice and referred to the Committee on Small Business and Entrepreneurship. (All Actions) Notes: For further action, see H.R.5297, which became Public Law 111-240 on 9/27/2010. Tracker: This bill has the status IntroducedHere are the steps for Status of Legislation:

49 CFR 22.29 - DOT access to participating lenders files.

Code of Federal Regulations, 2010 CFR

2010-10-01

... 49 Transportation 1 2010-10-01 2010-10-01 false DOT access to participating lenders files. 22.29 Section 22.29 Transportation Office of the Secretary of Transportation SHORT-TERM LENDING PROGRAM (STLP) Participating Lenders § 22.29 DOT access to participating lenders files. A Participating Lender must allow the...

Why Students Can Still Get Loans

ERIC Educational Resources Information Center

Smith, Skee

1978-01-01

The Student Loan Marketing Association (Sallie Mae) is a private profit-making corporation chartered by Congress in 1972 to create a secondary market for Guaranteed Student Loans (a program established by Title IV-B of the 1965 Higher Education Act). Sallie Mae's job is to help lending institutions thaw frozen cash and make more loans. (BM)

[Economic Growth and Development].

ERIC Educational Resources Information Center

Clausen, A. W.

Recent efforts of the World Bank to improve global economic problems are described, issues which will influence the role of the World Bank in the decade to come are discussed, and the Bank's future role is examined. Recent World Bank efforts to help developing nations include a lending program, project investments, analytical and advisory work,…

13 CFR 109.460 - Prohibition on sales of ILP Intermediary Loans to Eligible Small Business Concerns.

Code of Federal Regulations, 2014 CFR

2014-01-01

... Intermediary Loans to Eligible Small Business Concerns. 109.460 Section 109.460 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION INTERMEDIARY LENDING PILOT PROGRAM Requirements for ILP Intermediary Loans to Small Businesses § 109.460 Prohibition on sales of ILP Intermediary Loans to Eligible Small...

13 CFR 109.460 - Prohibition on sales of ILP Intermediary Loans to Eligible Small Business Concerns.

Code of Federal Regulations, 2013 CFR

2013-01-01

... Intermediary Loans to Eligible Small Business Concerns. 109.460 Section 109.460 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION INTERMEDIARY LENDING PILOT PROGRAM Requirements for ILP Intermediary Loans to Small Businesses § 109.460 Prohibition on sales of ILP Intermediary Loans to Eligible Small...

13 CFR 109.460 - Prohibition on sales of ILP Intermediary Loans to Eligible Small Business Concerns.

Code of Federal Regulations, 2012 CFR

2012-01-01

... Intermediary Loans to Eligible Small Business Concerns. 109.460 Section 109.460 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION INTERMEDIARY LENDING PILOT PROGRAM Requirements for ILP Intermediary Loans to Small Businesses § 109.460 Prohibition on sales of ILP Intermediary Loans to Eligible Small...

13 CFR 109.450 - SBA review of ILP Intermediary loans to Eligible Small Business Concerns.

Code of Federal Regulations, 2013 CFR

2013-01-01

... loans to Eligible Small Business Concerns. 109.450 Section 109.450 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION INTERMEDIARY LENDING PILOT PROGRAM Requirements for ILP Intermediary Loans to Small Businesses § 109.450 SBA review of ILP Intermediary loans to Eligible Small Business Concerns. (a) Review...

13 CFR 109.450 - SBA review of ILP Intermediary loans to Eligible Small Business Concerns.

Code of Federal Regulations, 2014 CFR

2014-01-01

... loans to Eligible Small Business Concerns. 109.450 Section 109.450 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION INTERMEDIARY LENDING PILOT PROGRAM Requirements for ILP Intermediary Loans to Small Businesses § 109.450 SBA review of ILP Intermediary loans to Eligible Small Business Concerns. (a) Review...

13 CFR 109.450 - SBA review of ILP Intermediary loans to Eligible Small Business Concerns.

Code of Federal Regulations, 2012 CFR

2012-01-01

... loans to Eligible Small Business Concerns. 109.450 Section 109.450 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION INTERMEDIARY LENDING PILOT PROGRAM Requirements for ILP Intermediary Loans to Small Businesses § 109.450 SBA review of ILP Intermediary loans to Eligible Small Business Concerns. (a) Review...

Recommending teams promotes prosocial lending in online microfinance

PubMed Central

Ai, Wei; Chen, Roy; Mei, Qiaozhu; Phillips, Webb

2016-01-01

This paper reports the results of a large-scale field experiment designed to test the hypothesis that group membership can increase participation and prosocial lending for an online crowdlending community, Kiva. The experiment uses variations on a simple email manipulation to encourage Kiva members to join a lending team, testing which types of team recommendation emails are most likely to get members to join teams as well as the subsequent impact on lending. We find that emails do increase the likelihood that a lender joins a team, and that joining a team increases lending in a short window (1 wk) following our intervention. The impact on lending is large relative to median lender lifetime loans. We also find that lenders are more likely to join teams recommended based on location similarity rather than team status. Our results suggest team recommendation can be an effective behavioral mechanism to increase prosocial lending. PMID:27974610

12 CFR 228.22 - Lending test.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 12 Banks and Banking 3 2011-01-01 2011-01-01 false Lending test. 228.22 Section 228.22 Banks and... REINVESTMENT (REGULATION BB) Standards for Assessing Performance § 228.22 Lending test. (a) Scope of test. (1) The lending test evaluates a bank's record of helping to meet the credit needs of its assessment area...

12 CFR 25.22 - Lending test.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 12 Banks and Banking 1 2012-01-01 2012-01-01 false Lending test. 25.22 Section 25.22 Banks and... DEPOSIT PRODUCTION REGULATIONS Regulations Standards for Assessing Performance § 25.22 Lending test. (a) Scope of test. (1) The lending test evaluates a bank's record of helping to meet the credit needs of its...

12 CFR 228.22 - Lending test.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 3 2010-01-01 2010-01-01 false Lending test. 228.22 Section 228.22 Banks and... REINVESTMENT (REGULATION BB) Standards for Assessing Performance § 228.22 Lending test. (a) Scope of test. (1) The lending test evaluates a bank's record of helping to meet the credit needs of its assessment area...

12 CFR 228.22 - Lending test.

Code of Federal Regulations, 2014 CFR

2014-01-01

... 12 Banks and Banking 3 2014-01-01 2014-01-01 false Lending test. 228.22 Section 228.22 Banks and...) COMMUNITY REINVESTMENT (REGULATION BB) Standards for Assessing Performance § 228.22 Lending test. (a) Scope of test. (1) The lending test evaluates a bank's record of helping to meet the credit needs of its...

12 CFR 228.22 - Lending test.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 12 Banks and Banking 3 2012-01-01 2012-01-01 false Lending test. 228.22 Section 228.22 Banks and... REINVESTMENT (REGULATION BB) Standards for Assessing Performance § 228.22 Lending test. (a) Scope of test. (1) The lending test evaluates a bank's record of helping to meet the credit needs of its assessment area...

12 CFR 390.264 - Real estate lending standards; purpose and scope.

Code of Federal Regulations, 2014 CFR

2014-01-01

... 12 Banks and Banking 5 2014-01-01 2014-01-01 false Real estate lending standards; purpose and... Investment § 390.264 Real estate lending standards; purpose and scope. This section, and § 390.265, issued... for real estate lending to be used by State savings associations and all their includable subsidiaries...

12 CFR 390.264 - Real estate lending standards; purpose and scope.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 12 Banks and Banking 5 2013-01-01 2013-01-01 false Real estate lending standards; purpose and... Investment § 390.264 Real estate lending standards; purpose and scope. This section, and § 390.265, issued... for real estate lending to be used by State savings associations and all their includable subsidiaries...

12 CFR 390.264 - Real estate lending standards; purpose and scope.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 12 Banks and Banking 5 2012-01-01 2012-01-01 false Real estate lending standards; purpose and... Investment § 390.264 Real estate lending standards; purpose and scope. This section, and § 390.265, issued... for real estate lending to be used by State savings associations and all their includable subsidiaries...

36 CFR 1284.30 - Does NARA lend documents to other institutions for exhibit purposes?

Code of Federal Regulations, 2010 CFR

2010-07-01

... 36 Parks, Forests, and Public Property 3 2010-07-01 2010-07-01 false Does NARA lend documents to... NATIONAL ARCHIVES AND RECORDS ADMINISTRATION NARA FACILITIES EXHIBITS § 1284.30 Does NARA lend documents to other institutions for exhibit purposes? Yes, NARA considers lending documents that are in appropriate...

12 CFR 23.6 - Application of lending limits; restrictions on transactions with affiliates.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 1 2010-01-01 2010-01-01 false Application of lending limits; restrictions on... THE TREASURY LEASING General Provisions § 23.6 Application of lending limits; restrictions on transactions with affiliates. All lease entered into pursuant to this part is subject to the lending limits...

12 CFR 25.22 - Lending test.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 1 2010-01-01 2010-01-01 false Lending test. 25.22 Section 25.22 Banks and... DEPOSIT PRODUCTION REGULATIONS Regulations Standards for Assessing Performance § 25.22 Lending test. (a) Scope of test. (1) The lending test evaluates a bank's record of helping to meet the credit needs of its...

12 CFR 220.10 - Borrowing and lending securities.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 3 2010-01-01 2010-01-01 false Borrowing and lending securities. 220.10... RESERVE SYSTEM CREDIT BY BROKERS AND DEALERS (REGULATION T) § 220.10 Borrowing and lending securities. (a) Without regard to the other provisions of this part, a creditor may borrow or lend securities for the...

12 CFR 303.248 - Truth in Lending Act-Relief from reimbursement.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 4 2010-01-01 2010-01-01 false Truth in Lending Act-Relief from reimbursement... PRACTICE FILING PROCEDURES Other Filings § 303.248 Truth in Lending Act—Relief from reimbursement. (a) Scope. This section applies to requests for relief from reimbursement pursuant to the Truth in Lending...

78 FR 32547 - Loan Originator Compensation Requirements Under the Truth in Lending Act (Regulation Z...

Federal Register 2010, 2011, 2012, 2013, 2014

2013-05-31

... Loan Originator Compensation Requirements Under the Truth in Lending Act (Regulation Z); Prohibition on... Lending Act (Regulation Z) Final Rule, issued on January 20, 2013, and published in the Federal Register... Originator Compensation Requirements Under the Truth in Lending Act (Regulation Z) (Final Rule).\\2\\ The Final...

12 CFR 32.4 - Calculation of lending limits.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 1 2010-01-01 2010-01-01 false Calculation of lending limits. 32.4 Section 32.4 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY LENDING LIMITS § 32.4 Calculation of lending limits. (a) Calculation date. For purposes of determining compliance with 12 U.S.C. 84...

13 CFR 120.931 - 504 Lending limits.

Code of Federal Regulations, 2014 CFR

2014-01-01

... energy consumption by at least 10%; or (3) Plant, equipment and process upgrades of renewable energy... loan proceeds will not be directed towards a Project in paragraph (c) of this section, (b) An... goals enumerated in § 120.862(b) applies to the Project; and (c) $5,500,000 for each Project for: (1...

13 CFR 120.931 - 504 Lending limits.

Code of Federal Regulations, 2013 CFR

2013-01-01

... energy consumption by at least 10%; or (3) Plant, equipment and process upgrades of renewable energy... loan proceeds will not be directed towards a Project in paragraph (c) of this section, (b) An... goals enumerated in § 120.862(b) applies to the Project; and (c) $5,500,000 for each Project for: (1...

13 CFR 120.931 - 504 Lending limits.

Code of Federal Regulations, 2012 CFR

2012-01-01

... energy consumption by at least 10%; or (3) Plant, equipment and process upgrades of renewable energy... loan proceeds will not be directed towards a Project in paragraph (c) of this section, (b) An... goals enumerated in § 120.862(b) applies to the Project; and (c) $5,500,000 for each Project for: (1...

Quantitative analysis of diffusion tensor orientation: theoretical framework.

PubMed

Wu, Yu-Chien; Field, Aaron S; Chung, Moo K; Badie, Benham; Alexander, Andrew L

2004-11-01

Diffusion-tensor MRI (DT-MRI) yields information about the magnitude, anisotropy, and orientation of water diffusion of brain tissues. Although white matter tractography and eigenvector color maps provide visually appealing displays of white matter tract organization, they do not easily lend themselves to quantitative and statistical analysis. In this study, a set of visual and quantitative tools for the investigation of tensor orientations in the human brain was developed. Visual tools included rose diagrams, which are spherical coordinate histograms of the major eigenvector directions, and 3D scatterplots of the major eigenvector angles. A scatter matrix of major eigenvector directions was used to describe the distribution of major eigenvectors in a defined anatomic region. A measure of eigenvector dispersion was developed to describe the degree of eigenvector coherence in the selected region. These tools were used to evaluate directional organization and the interhemispheric symmetry of DT-MRI data in five healthy human brains and two patients with infiltrative diseases of the white matter tracts. In normal anatomical white matter tracts, a high degree of directional coherence and interhemispheric symmetry was observed. The infiltrative diseases appeared to alter the eigenvector properties of affected white matter tracts, showing decreased eigenvector coherence and interhemispheric symmetry. This novel approach distills the rich, 3D information available from the diffusion tensor into a form that lends itself to quantitative analysis and statistical hypothesis testing. (c) 2004 Wiley-Liss, Inc.

The Impact of Federal Preemption of State Antipredatory Lending Laws on the Foreclosure Crisis

ERIC Educational Resources Information Center

Ding, Lei; Quercia, Roberto G.; Reid, Carolina K.; White, Alan M.

2012-01-01

State antipredatory lending laws (APLs) are designed to protect borrowers against predatory lending that can increase the risk of default and deplete the home equity held by borrowers. Federal regulators instituted preemption that limited the scope and reach of state antipredatory lending regulations for certain lenders. Based on the variation in…

12 CFR 560.100 - Real estate lending standards; purpose and scope.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 12 Banks and Banking 6 2013-01-01 2012-01-01 true Real estate lending standards; purpose and scope... Real estate lending standards; purpose and scope. This section, and § 560.101 of this subpart, issued.... 1828(o), prescribe standards for real estate lending to be used by savings associations and all their...

12 CFR 560.100 - Real estate lending standards; purpose and scope.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 12 Banks and Banking 6 2012-01-01 2012-01-01 false Real estate lending standards; purpose and... § 560.100 Real estate lending standards; purpose and scope. This section, and § 560.101 of this subpart....S.C. 1828(o), prescribe standards for real estate lending to be used by savings associations and all...

12 CFR 560.100 - Real estate lending standards; purpose and scope.

Code of Federal Regulations, 2014 CFR

2014-01-01

... 12 Banks and Banking 6 2014-01-01 2012-01-01 true Real estate lending standards; purpose and scope... Real estate lending standards; purpose and scope. This section, and § 560.101 of this subpart, issued.... 1828(o), prescribe standards for real estate lending to be used by savings associations and all their...

12 CFR 560.100 - Real estate lending standards; purpose and scope.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 12 Banks and Banking 5 2011-01-01 2011-01-01 false Real estate lending standards; purpose and... § 560.100 Real estate lending standards; purpose and scope. This section, and § 560.101 of this subpart....S.C. 1828(o), prescribe standards for real estate lending to be used by savings associations and all...

Experiencing Health Advocacy During Cervical Cancer Awareness Week: A National Initiative for Obstetrics and Gynaecology Residents.

PubMed

Posner, Glenn; Finlayson, Sarah; Luna, Vilma; Miller, Dianne; Fung-Kee-Fung, Michael

2015-07-01

The Royal College of Physicians and Surgeons of Canada requires that residents demonstrate competence in health advocacy (HA). We sought to develop and implement a national educational module for obstetrics and gynaecology residents to address the role of HA. This pilot program was centred on cervical cancer prevention, which lends itself to applying the principles of advocacy. An educational module was developed and disseminated to all obstetrics and gynaecology residency programs in Canada. The module describes options for HA involving cervical dysplasia screening, such as an outreach clinic or a forum for public/student education, which were to be implemented during Cervical Cancer Awareness Week. The measures of success were the number of programs implementing the curriculum, number of residents who participated, diversity of projects implemented, individuals (patients or learners) reached by the program, and the overall experience of the trainees. Three programs implemented the curriculum in 2011, one in 2012, and seven in 2013. After three years, the module has involved seven of 16 medical schools, over 100 residents, and thousands of women either directly or indirectly. Additionally, attributes of HA experienced by the residents were identified: teamwork, leadership, increased systems knowledge, increased social capital within the community, creativity, innovation, and adaptability. We have demonstrated that an educational module can be implemented nationally, helping our residents fulfill their HA requirements. Other specialties could use this module in building HA into their own programs.

Medical benefits from the NASA biomedical applications program

NASA Technical Reports Server (NTRS)

Sigmon, J. L.

1974-01-01

To achieve its goals the NASA Biomedical Applications Program performs four basic tasks: (1) identification of major medical problems which lend themselves to solution by relevant aerospace technology; (2) identification of relevant aerospace technology which can be applied to those problems; (3) application of that technology to demonstrate the feasibility as real solutions to the identified problems; and, (4) motivation of the industrial community to manufacture and market the identified solution to maximize the utilization of aerospace solutions to the biomedical community.

Automation of Space Processing Applications Shuttle payloads

NASA Technical Reports Server (NTRS)

Crosmer, W. E.; Neau, O. T.; Poe, J.

1975-01-01

The Space Processing Applications Program is examining the effect of weightlessness on key industrial materials processes, such as crystal growth, fine-grain casting of metals, and production of unique and ultra-pure glasses. Because of safety and in order to obtain optimum performance, some of these processes lend themselves to automation. Automation can increase the number of potential Space Shuttle flight opportunities and increase the overall productivity of the program. Five automated facility design concepts and overall payload combinations incorporating these facilities are presented.

12 CFR 550.370 - May I sell assets or lend money between fiduciary accounts?

Code of Federal Regulations, 2012 CFR

2012-01-01

... 12 Banks and Banking 6 2012-01-01 2012-01-01 false May I sell assets or lend money between... Dealing § 550.370 May I sell assets or lend money between fiduciary accounts? You may sell assets or lend money between fiduciary accounts, if the transaction is fair to both accounts and is not prohibited by...

Software To Go: A Catalog of Software Available for Loan.

ERIC Educational Resources Information Center

Kurlychek, Ken, Comp.

This catalog lists the holdings of the Software To Go software lending library and clearinghouse for programs and agencies serving students or clients who are deaf or hard of hearing. An introduction describes the clearinghouse and its collection of software, much of it commercial and copyrighted material, for Apple, Macintosh, and IBM (MS-DOS)…

76 FR 53362 - Approval of Farm Credit System Lending Institutions in FHA Mortgage Insurance Programs

Federal Register 2010, 2011, 2012, 2013, 2014

2011-08-26

... rates, and provide financial services and advice to those persons and businesses. Federal oversight by... Agricultural Credit Associations that, in turn, provide short-, intermediate-, and long-term credit to farmers... financial strength of all of the Farm Credit banks stands behind the debt issued on behalf of the Farm...

Fostering Partnerships between Education, Business and Industry

ERIC Educational Resources Information Center

Hyslop, Alisha

2009-01-01

The need for skilled workers to continually innovate and drive economic prosperity lends credence to the idea of planning for the future--and career and technical education (CTE) programs can be at the center of both today's economic recovery and the long-term future of the country's workforce. One way that these two needs can intersect is through…

An Evaluation of Career Selection Education in Thirteen Project Schools of the Western States Small Schools Project.

ERIC Educational Resources Information Center

Cragun, John R.; Kartchner, Eugene C.

The Western States Small Schools Project (WSSSP) developed the Career Selection Education (CSE) program to provide students from small high schools in Arizona, Colorado, Nevada, New Mexico, and Utah with: (1) knowledge about self, broad occupational groupings, the institution and dynamics of society which generate, define, and lend meaning to…

Beyond the Bureaucratic Model: A Study of Power and Autonomy in Educational Decision-Making

ERIC Educational Resources Information Center

Hanson, Mark

1976-01-01

This paper argues that there are at least two decision-making systems in the school: (1) the first reflects mainly school-wide affairs and lends itself to rational, centrally controlled procedures that restrict behaviors to conform with well-programmed events; and (2) the second reflects mainly classroom affairs and requires flexibility and…

Subprime Opportunity: The Unfulfilled Promise of For-Profit Colleges and Universities

ERIC Educational Resources Information Center

Lynch, Mamie; Engle, Jennifer; Cruz, Jose L.

2010-01-01

As with the collapse of the subprime lending industry, the showdown between for-profit colleges and the government shows how the aspirations of the underserved, when combined with lax regulation, make the rich, richer and the poor, poorer. For-profit colleges provide high-cost degree programs that have little chance of leading to high-paying…

From Credit to Collective Action: The Role of Microfinance in Promoting Women's Social Capital and Normative Influence

ERIC Educational Resources Information Center

Sanyal, Paromita

2009-01-01

Can economic ties positively influence social relations and actions? If so, how does this influence operate? Microfinance programs, which provide credit through a group-based lending strategy, provide the ideal setting for exploring these questions. This article examines whether structuring socially isolated women into peer-groups for an…

The Transformation of Metropolitan Universities: A Case Study of Rutgers University-Newark and Its Community Engagement Programs, 1967-2010

ERIC Educational Resources Information Center

Hill, Diane

2012-01-01

During the past decade, urban colleges and universities have been undergoing changes attributable to the reemergence of outreach initiatives. More recently, these outreach efforts have been specifically designed to increase community engagement among faculty and students and to lend the institution's scientific, policy and social service expertise…

Operations Research as a Metaphor for Evaluation. Research on Evaluation Program Paper and Report Series.

ERIC Educational Resources Information Center

Page, Ellis B.

One of a series of research reports examining objective principles successfully used in other fields which can lend integrity and legitimacy to evaluation, this report presents an overview of operations research (OR) as a potential source of evaluation methodology. The nature of the methods common to this discipline are summarized and the…

The Nature of Credit Constraints and Human Capital. NBER Working Paper No. 13912

ERIC Educational Resources Information Center

Lochner, Lance J.; Monge-Naranjo, Alexander

2008-01-01

This paper studies the nature and impact of credit constraints in the market for human capital. We derive endogenous constraints from the design of government student loan programs and from the limited repayment incentives in private lending markets. These constraints imply cross-sectional patterns for schooling, ability, and family income that…

13 CFR 109.420 - Terms of loans from ILP Intermediaries to Eligible Small Business Concerns.

Code of Federal Regulations, 2014 CFR

2014-01-01

... BUSINESS ADMINISTRATION INTERMEDIARY LENDING PILOT PROGRAM Requirements for ILP Intermediary Loans to Small Businesses § 109.420 Terms of loans from ILP Intermediaries to Eligible Small Business Concerns. (a) General. The terms of a loan made by the ILP Intermediary to an Eligible Small Business Concern must be agreed...

13 CFR 109.420 - Terms of loans from ILP Intermediaries to Eligible Small Business Concerns.

Code of Federal Regulations, 2013 CFR

2013-01-01

... BUSINESS ADMINISTRATION INTERMEDIARY LENDING PILOT PROGRAM Requirements for ILP Intermediary Loans to Small Businesses § 109.420 Terms of loans from ILP Intermediaries to Eligible Small Business Concerns. (a) General. The terms of a loan made by the ILP Intermediary to an Eligible Small Business Concern must be agreed...

13 CFR 109.420 - Terms of loans from ILP Intermediaries to Eligible Small Business Concerns.

Code of Federal Regulations, 2012 CFR

2012-01-01

... BUSINESS ADMINISTRATION INTERMEDIARY LENDING PILOT PROGRAM Requirements for ILP Intermediary Loans to Small Businesses § 109.420 Terms of loans from ILP Intermediaries to Eligible Small Business Concerns. (a) General. The terms of a loan made by the ILP Intermediary to an Eligible Small Business Concern must be agreed...

Flux-Based Deadbeat Control of Induction-Motor Torque

NASA Technical Reports Server (NTRS)

Kenny, Barbara H.; Lorenz, Robert D.

2003-01-01

An improved method and prior methods of deadbeat direct torque control involve the use of pulse-width modulation (PWM) of applied voltages. The prior methods are based on the use of stator flux and stator current as state variables, leading to mathematical solutions of control equations in forms that do not lend themselves to clear visualization of solution spaces. In contrast, the use of rotor and stator fluxes as the state variables in the present improved method lends itself to graphical representations that aid in understanding possible solutions under various operating conditions. In addition, the present improved method incorporates the superposition of high-frequency carrier signals for use in a motor-self-sensing technique for estimating the rotor shaft angle at any speed (including low or even zero speed) without need for additional shaft-angle-measuring sensors.

Bank Size and Small- and Medium-sized Enterprise (SME) Lending: Evidence from China.

PubMed

Shen, Yan; Shen, Minggao; Xu, Zhong; Bai, Ying

2009-04-01

Using panel data collected in 2005, we evaluate how bank size, discretion over credit, incentive schemes, competition, and the institutional environment affect lending to small- and medium-sized enterprises in China. We deal with the endogeneity problem using instrumental variables, and a reduced-form approach is also applied to allow for weak instruments in estimation. We find that total bank asset is an insignificant factor for banks' decision on small- and medium-enterprise (SME) lending, but more local lending authority, more competition, carefully designed incentive schemes, and stronger law enforcement encourage commercial banks to lend to SMEs.

31 CFR Appendix A to Part 128 - Determination Made by National Advisory Council Pursuant to Section 2 (a) and (b) of E.O. 10033

Code of Federal Regulations, 2010 CFR

2010-07-01

... pertaining to direct-investment transactions, U.S. Government foreign lending operations, and claims and...: Treasury Regulations Relating to Money and Finance REPORTING OF INTERNATIONAL CAPITAL AND FOREIGN-CURRENCY... with foreigners, and current information with respect to U.S. gold holdings, foreign-currency holdings...

12 CFR Appendix C to Part 30 - OCC Guidelines Establishing Standards for Residential Mortgage Lending Practices

Code of Federal Regulations, 2011 CFR

2011-01-01

..., DEPARTMENT OF THE TREASURY SAFETY AND SOUNDNESS STANDARDS Pt. 30, App. C Appendix C to Part 30—OCC Guidelines..., Conditions, and Features in Certain Mortgages D. Avoidance of Consumer Misunderstanding E. Purchased and... national banks and their operating subsidiaries, either directly or through loans that they purchase or...

76 FR 61764 - Principal Funds, Inc., et al.;

Federal Register 2010, 2011, 2012, 2013, 2014

2011-10-05

... Account (as defined below), other Funds may need to borrow money from the same or similar banks for... access to a joint line of credit (the ``Credit Agreement''). 3. When a Fund borrows money from a bank or... other on behalf of the Funds that would permit each Fund to lend money directly to and borrow money...

Observational evidence of the complementary relationship in regional evaporation lends strong support for Bouchet's hypothesis

Treesearch

Jorge A. Ramirez; Michael T. Hobbins; Thomas C. Brown

2005-01-01

Using independent observations of actual and potential evapotranspiration at a wide range of spatial scales, we provide direct observational evidence of the complementary relationship in regional evapotranspiration hypothesized by Bouchet in 1963. Bouchet proposed that, for large homogeneous surfaces with minimal advection of heat and moisture, potential and actual...

Syringe Sharing Among a Prospective Cohort of Street-Involved Youth: Implications for Needle Distribution Programs.

PubMed

Bozinoff, Nikki; Wood, Evan; Dong, Huiru; Richardson, Lindsey; Kerr, Thomas; DeBeck, Kora

2017-09-01

The sharing of previously used syringes is associated with the transmission of Hepatitis C and HIV. This longitudinal study examines syringe borrowing and syringe lending within a prospective cohort of street-involved youth in Vancouver, Canada. From September 2005 to May 2014, data were collected from the At-Risk Youth Study, a cohort of street-involved youth age 14-26 at enrollment, and analyzed using generalized estimating equations. Among 505 participants, 142 (28.1%) reported syringe borrowing and 132 (26.1%) reported syringe lending during the study period. In separate multivariable analyses, having difficulty finding clean needles and homelessness were significantly associated with syringe borrowing (Adjusted Odds Ratio (AOR) = 2.28, 95% CI 1.66-3.12 and AOR = 1.52, CI 1.05-2.21, respectively) and syringe lending (AOR = 1.89, 95% CI 1.32-2.71 and AOR = 1.65, 95% CI 1.11-2.44, respectively) (all p values < 0.05). Findings highlight gaps in syringe access for vulnerable young injectors and suggest that service delivery for youth may be suboptimal. Further examination of how needle distribution efforts might be improved to better meet the needs of young people is warranted.

Data-quality measures for stakeholder-implemented watershed-monitoring programs

USGS Publications Warehouse

Greve, Adrienne I.

2002-01-01

Community-based watershed groups, many of which collect environmental data, have steadily increased in number over the last decade. The data generated by these programs are often underutilized due to uncertainty in the quality of data produced. The incorporation of data-quality measures into stakeholder monitoring programs lends statistical validity to data. Data-quality measures are divided into three steps: quality assurance, quality control, and quality assessment. The quality-assurance step attempts to control sources of error that cannot be directly quantified. This step is part of the design phase of a monitoring program and includes clearly defined, quantifiable objectives, sampling sites that meet the objectives, standardized protocols for sample collection, and standardized laboratory methods. Quality control (QC) is the collection of samples to assess the magnitude of error in a data set due to sampling, processing, transport, and analysis. In order to design a QC sampling program, a series of issues needs to be considered: (1) potential sources of error, (2) the type of QC samples, (3) inference space, (4) the number of QC samples, and (5) the distribution of the QC samples. Quality assessment is the process of evaluating quality-assurance measures and analyzing the QC data in order to interpret the environmental data. Quality assessment has two parts: one that is conducted on an ongoing basis as the monitoring program is running, and one that is conducted during the analysis of environmental data. The discussion of the data-quality measures is followed by an example of their application to a monitoring program in the Big Thompson River watershed of northern Colorado.

Bank Size and Small- and Medium-sized Enterprise (SME) Lending: Evidence from China

PubMed Central

SHEN, YAN; SHEN, MINGGAO; XU, ZHONG; BAI, YING

2014-01-01

Summary Using panel data collected in 2005, we evaluate how bank size, discretion over credit, incentive schemes, competition, and the institutional environment affect lending to small- and medium-sized enterprises in China. We deal with the endogeneity problem using instrumental variables, and a reduced-form approach is also applied to allow for weak instruments in estimation. We find that total bank asset is an insignificant factor for banks’ decision on small- and medium-enterprise (SME) lending, but more local lending authority, more competition, carefully designed incentive schemes, and stronger law enforcement encourage commercial banks to lend to SMEs. PMID:26052179

Design of an Orbital Inspection Satellite

DTIC Science & Technology

1986-12-01

ADDRESS (City, State, and ZIP Code ) 10. SOURCE OF FUNDING NUMBERS PROGRAM PROJECT TASK WORK UNITELEMENT NO. NO. NO. CCESSION NO. 11. TITLE (include...Captain, USAF Dh t ibutioni Availabiity Codes Avail adlor Dist [Special December 1986 Approved for public release; distribution...lends itself to the technique of multi -objective analysis. The final step is planning for action. This communicates the entire systems engineering

13 CFR 120.1830 - What are the terms and conditions of an SBA loan to an SISMBD?

Code of Federal Regulations, 2010 CFR

2010-01-01

... Market Broker-Dealers (SISMBD Loan Program) § 120.1830 What are the terms and conditions of an SBA loan... seventy-five percent (75%) of the total dollar amount of an SISMBD's purchases in the SBA Secondary Market... Director of the Secondary Market Lending Authority may approve a higher SISMBD Loan amount if he/she...

Prete-moi Ton Logiciel pour Ecrire un Mot (Lend Me Your Software Program So I Can Write a Letter).

ERIC Educational Resources Information Center

Mangenot, Francois

1993-01-01

A brief discussion and description of one commercially available software package ("Pour Ecrire un Mot") for writing letters of various types uses the love letter as an example of the software's functioning. Answers to the prompting questions on the screen determine the few variable parameters of the text to be generated. (four…

Congress Prepares for Student-Loan Crisis, while Declaring It Unlikely

ERIC Educational Resources Information Center

Field, Kelly

2008-01-01

Several months into a credit crunch that has led at least 20 lenders to leave the guaranteed loan program or suspend their lending operations, lawmakers have begun to respond with a sense of urgency, even as they seek to reassure students and parents that a crisis is unlikely and that federal student loans will still be available this fall. In the…

Designing payment for Collaborative Care for Depression in primary care.

PubMed

Bao, Yuhua; Casalino, Lawrence P; Ettner, Susan L; Bruce, Martha L; Solberg, Leif I; Unützer, Jürgen

2011-10-01

To design a bundled case rate for Collaborative Care for Depression (CCD) that aligns incentives with evidence-based depression care in primary care. A clinical information system used by all care managers in a randomized controlled trial of CCD for older primary care patients. We conducted an empirical investigation of factors accounting for variation in CCD resource use over time and across patients. CCD resource use at the patient-episode and patient-month levels was measured by number of care manager contacts and direct patient contact time and analyzed with count data (Poisson or negative binomial) models. Episode-level resource use varies substantially with patient's time in the program. Monthly use declines sharply in the first 6 months regardless of treatment response or remission status, but it remains stable afterwards. An adjusted episode or monthly case rate design better matches payment with variation in resource use compared with a fixed design. Our findings lend support to an episode payment adjusted by number of months receiving CCD and a monthly payment adjusted by the ordinal month. Nonpayment tools including program certification and performance evaluation and reward systems are needed to fully align incentives. © Health Research and Educational Trust.

Print and Electronic Resources: Usage Statistics at Guru Gobind Singh Indraprastha University Library

ERIC Educational Resources Information Center

Kapoor, Kanta

2010-01-01

Purpose: The purpose of this paper is to quantify the use of electronic journals in comparison with the print collections in the Guru Gobind Singh Indraprastha University Library. Design/methodology/approach: A detailed analysis was made of the use of lending services, the Xerox facility and usage of electronic journals such as Science Direct,…

Reduction of solar vector magnetograph data using a microMSP array processor

NASA Technical Reports Server (NTRS)

Kineke, Jack

1990-01-01

The processing of raw data obtained by the solar vector magnetograph at NASA-Marshall requires extensive arithmetic operations on large arrays of real numbers. The objectives of this summer faculty fellowship study are to: (1) learn the programming language of the MicroMSP Array Processor and adapt some existing data reduction routines to exploit its capabilities; and (2) identify other applications and/or existing programs which lend themselves to array processor utilization which can be developed by undergraduate student programmers under the provisions of project JOVE.

Oversight Hearing on Successful Education Programs Relating to Illiteracy, Bilingual Education and Dropout Prevention. Hearing before the Subcommittee on Elementary, Secondary, and Vocational Education of the Committee on Education and Labor, House of Representatives, Ninety-Ninth Congress, First Session (Los Angeles, CA, November 25, 1985).

ERIC Educational Resources Information Center

Congress of the U.S., Washington, DC. House Committee on Education and Labor.

The hearing was convened to address the problems in American education and to identify and lend support to those successful and cost-effective policies, practices and programs that have emerged since 1965. This is one in a series of regional hearings designed to obtain diverse viewpoints, examine proposed solutions and agree on viable solutions to…

77 FR 37265 - Lending Limits

Federal Register 2010, 2011, 2012, 2013, 2014

2012-06-21

... the Currency (OCC) is amending its regulation governing lending limits for national banks to consolidate the lending limit rules applicable to national banks and savings associations and remove its...: Jonathan Fink, Assistant Director, Bank Activities and Structure Division, (202) 874-5300; Heidi M. Thomas...

78 FR 17766 - Interagency Guidance on Leveraged Lending

Federal Register 2010, 2011, 2012, 2013, 2014

2013-03-22

..., Board, and FDIC that engage in leveraged lending activities. The number of community banks with substantial involvement in leveraged lending is small; therefore, the agencies generally expect community... potential impact of stressful events and circumstances on borrowers' financial condition. Recent financial...

MoisturEC: an R application for geostatistical estimation of moisture content from electrical conductivity data

NASA Astrophysics Data System (ADS)

Terry, N.; Day-Lewis, F. D.; Werkema, D. D.; Lane, J. W., Jr.

2017-12-01

Soil moisture is a critical parameter for agriculture, water supply, and management of landfills. Whereas direct data (as from TDR or soil moisture probes) provide localized point scale information, it is often more desirable to produce 2D and/or 3D estimates of soil moisture from noninvasive measurements. To this end, geophysical methods for indirectly assessing soil moisture have great potential, yet are limited in terms of quantitative interpretation due to uncertainty in petrophysical transformations and inherent limitations in resolution. Simple tools to produce soil moisture estimates from geophysical data are lacking. We present a new standalone program, MoisturEC, for estimating moisture content distributions from electrical conductivity data. The program uses an indicator kriging method within a geostatistical framework to incorporate hard data (as from moisture probes) and soft data (as from electrical resistivity imaging or electromagnetic induction) to produce estimates of moisture content and uncertainty. The program features data visualization and output options as well as a module for calibrating electrical conductivity with moisture content to improve estimates. The user-friendly program is written in R - a widely used, cross-platform, open source programming language that lends itself to further development and customization. We demonstrate use of the program with a numerical experiment as well as a controlled field irrigation experiment. Results produced from the combined geostatistical framework of MoisturEC show improved estimates of moisture content compared to those generated from individual datasets. This application provides a convenient and efficient means for integrating various data types and has broad utility to soil moisture monitoring in landfills, agriculture, and other problems.

Evaluation of verifiability in HAL/S. [programming language for aerospace computers

NASA Technical Reports Server (NTRS)

Young, W. D.; Tripathi, A. R.; Good, D. I.; Browne, J. C.

1979-01-01

The ability of HAL/S to write verifiable programs, a characteristic which is highly desirable in aerospace applications, is lacking since many of the features of HAL/S do not lend themselves to existing verification techniques. The methods of language evaluation are described along with the means in which language features are evaluated for verifiability. These methods are applied in this study to various features of HAL/S to identify specific areas in which the language fails with respect to verifiability. Some conclusions are drawn for the design of programming languages for aerospace applications and ongoing work to identify a verifiable subset of HAL/S is described.

76 FR 28504 - Lending and Investment

Federal Register 2010, 2011, 2012, 2013, 2014

2011-05-17

... DEPARTMENT OF THE TREASURY Office of Thrift Supervision Lending and Investment AGENCY: Office of... collection. Title of Proposal: Lending and Investment. OMB Number: 1550-0078. Form Number: N/A. Description: Current OTS regulations for the documentation of loans and investments for safety and soundness purposes...

76 FR 43385 - Lending and Investment

Federal Register 2010, 2011, 2012, 2013, 2014

2011-07-20

... DEPARTMENT OF THE TREASURY Office of Thrift Supervision Lending and Investment AGENCY: Office of... collection. Title of Proposal: Lending and Investment. OMB Number: 1550-0078. Form Number: N/A. Description: Current OTS regulations for the documentation of loans and investments for safety and soundness purposes...

77 FR 19417 - Proposed Guidance on Leveraged Lending

Federal Register 2010, 2011, 2012, 2013, 2014

2012-03-30

... engaged in leveraged lending activities. The number of community banking organizations with substantial exposure to leveraged lending is very small; therefore the Agencies generally expect that community banking... that they understand their risks and the potential impact of stressful events and circumstances on...

12 CFR 704.7 - Lending.

Code of Federal Regulations, 2010 CFR

2010-01-01

... NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS CORPORATE CREDIT UNIONS § 704.7 Lending. (a) Policies. A corporate credit union must operate according to a lending policy which addresses... marketable securities and member reverse repurchase transactions, must not exceed 100 percent of capital. (2...

12 CFR 704.7 - Lending.

Code of Federal Regulations, 2012 CFR

2012-01-01

... NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS CORPORATE CREDIT UNIONS § 704.7 Lending. (a) Policies. A corporate credit union must operate according to a lending policy which addresses... marketable securities and member reverse repurchase transactions, must not exceed 100 percent of capital. (2...

12 CFR 704.7 - Lending.

Code of Federal Regulations, 2011 CFR

2011-01-01

... NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS CORPORATE CREDIT UNIONS § 704.7 Lending. (a) Policies. A corporate credit union must operate according to a lending policy which addresses... marketable securities and member reverse repurchase transactions, must not exceed 100 percent of capital. (2...

12 CFR 704.7 - Lending.

Code of Federal Regulations, 2013 CFR

2013-01-01

... NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS CORPORATE CREDIT UNIONS § 704.7 Lending. (a) Policies. A corporate credit union must operate according to a lending policy which addresses... marketable securities and member reverse repurchase transactions, must not exceed 100 percent of capital. (2...

12 CFR 704.7 - Lending.

Code of Federal Regulations, 2014 CFR

2014-01-01

... NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS CORPORATE CREDIT UNIONS § 704.7 Lending. (a) Policies. A corporate credit union must operate according to a lending policy which addresses... marketable securities and member reverse repurchase transactions, must not exceed 100 percent of capital. (2...

24 CFR 202.12 - Title II.

Code of Federal Regulations, 2010 CFR

2010-04-01

...) General requirements—(i) Prohibition against excess variation. The customary lending practices of a mortgagee for its single family insured mortgages shall not provide for a variation in mortgage charge rates... section. (ii) Customary lending practices. The customary lending practices of a mortgagee include all...

Degrees of locality of energy transfer in the inertial range. [Kolmogoroff notion in turbulence theory

NASA Technical Reports Server (NTRS)

Zhou, YE

1993-01-01

Measured raw transfer interactions from which local energy transfer is argued to result are summed in a way that directly indicates the scale disparity (s) of contributions to the net energy flux across the spectrum. It is found that the dependence upon s closely follows the s exp -4/3 form predicted by classical arguments. As a result, it is concluded that direct numerical simulation measurements lend support to the classical Kolmogorov phenomenology of local interactions and local transfer in an inertial range.

Lending sociodynamics and economic instability

NASA Astrophysics Data System (ADS)

Hawkins, Raymond J.

2011-11-01

We show how the dynamics of economic instability and financial crises articulated by Keynes in the General Theory and developed by Minsky as the Financial Instability Hypothesis can be formalized using Weidlich’s sociodynamics of opinion formation. The model addresses both the lending sentiment of a lender in isolation as well as the impact on that lending sentiment of the behavior of other lenders. The risk associated with lending is incorporated through a stochastic treatment of loan dynamics that treats prepayment and default as competing risks. With this model we are able to generate endogenously the rapid changes in lending opinion that attend slow changes in lending profitability and find these dynamics to be consistent with the rise and collapse of the non-Agency mortgage-backed securities market in 2007/2008. As the parameters of this model correspond to well-known phenomena in cognitive and social psychology, we can both explain why economic instability has proved robust to advances in risk measurement and suggest how policy for reducing economic instability might be formulated in an experimentally sound manner.

Tell Me a Story: A Literacy-Based Intervention to Help Children, Early Care Providers, and Parents Talk about Difficult Topics

ERIC Educational Resources Information Center

Beardslee, William R.; Bartlett, Jessica Dym; Ayoub, Catherine

2014-01-01

The use of storytelling and discussion about difficult topics naturally lends itself to early skill development in both social-emotional and academic (i.e., emergent literacy) domains. In this article, the authors present initial information on the efficacy and feasibility of Tell Me A Story (TMAS), a program focused on supporting early childhood…

Computer-Aided Design/Manufacturing (CAD/M) for High-Speed Interconnect.

DTIC Science & Technology

1981-10-01

are frequency sensitive and hence lend themselves to frequency domain ananlysis . Most of the classical microwave analysis is handled in the frequency ...capability integrated into a time-domain analysis program. This approach allows determination of frequency -dependent transmission line (interconnect...the items to consider in any interconnect study is that of the frequency range of interest. This determines whether the interconnections must be treated

Development Program for Field-Repairable/Expendable Main Rotor Blades

DTIC Science & Technology

1976-09-01

honeycomb aft 2, and it represents the most cost- core, and extruded aluminum alloy effective approach to a repairable trailing-edge spline (Reference...materials lend themselves to relatively inexpensive fabrication techniques, the questionable torsional stiffness of composite spars eliminated them...values of the fatigue strength of aluminum , the spline and aft doublers are predicted to have a negative margin of safety for infinite life. The

Squeezing the funding you need from today's capital sources.

PubMed

Gordon, Deborah C

2010-04-01

Healthcare providers need to understand traditional and nontraditional financing options and other potential strategies for accessing capital. Common financing options include bonds, commercial lending, acquisition financing, and financing through the Department of Housing and Urban Development's Section 232 program. Alternative strategies for accessing capital include joint ventures, equity, sale of assets, fund-raising, capital leases, internal capital, public grants, and grants from foundations.

Community Involvement Manual.

DTIC Science & Technology

1979-05-01

and social problems, does not lend itself to a single or simple solution. This is why we must all be involved. For this reason we. believe that...of admission to decisionmaking. At times the implications of this relatively simple premise are not minor. Many people beginning community...involvement programs have found it extremely difficult to locate technical people able to translate technical reports into simple , every- day English. There

Commander’s Guide to Money as a Weapons System: Tactics, Techniques, and Procedures

DTIC Science & Technology

2009-04-01

services and expand commercial lending through microfinance institutions and banks. • The Iraq Rapid Assistance Program allows provincial reconstruction...rate of over 98 percent. There are presently three international microfinance institutions serving Iraqis: Al Thiqa (operated by Agricultural...International. USAID currently supports six indigenous microfinance institutions: Al-Aman in Kirkuk; Al Bashair in Baghdad; Al Takadum with offices in Al

The effect of on-site and outreach-based needle and syringe programs in people who inject drugs in Kermanshah, Iran.

PubMed

Nazari, Seyed Saeed Hashemi; Noroozi, Mehdi; Soori, Hamid; Noroozi, Alireza; Mehrabi, Yadollah; Hajebi, Ahmad; Sharifi, Hamid; Higgs, Peter; Mirzazadeh, Ali

2016-01-01

Needle and syringe programs (NSPs) are widely used to reduce harms associated with drug injecting. This study assessed the effect of facility-based (on-site services at drop-in centre) and outreach models of NSP on injection risk behaviours. Self-reported data from 455 people who injected drugs (PWID) during 2014 in Kermanshah, Iran, were examined to measure demographic characteristics and risk behaviors. Self-reported and program data were also assessed to identify their main source of injection equipment. Participants were divided into three sub-groups: facility-based NSP users, outreach NSP users and non-users (comparison group). Coarsened exact matching was used to make the three groups statistically equivalent based on age, place of residence, education and income, and groups were compared regarding the proportion of borrowing or lending of syringes/cookers, reusing syringes and recent HIV testing. Overall, 76% of participants reported any NSP service use during the two months prior to interview. Only 23% (95%CI: 17-27) reported outreach NSP as their main source of syringes. Using facility-based NSP significantly decreased recent syringe borrowing (OR: 0.27, 95%CI: 0.10-0.70), recent syringe reuse (OR: 0.38, 95%CI: 0.23-0.68) and increased recent HIV testing (OR: 2.60, 95%CI: 1.48-4.56). Similar effects were observed among outreach NSP users; in addition, the outreach NSP model significantly reduced the chance of lending syringes (OR: 0.31, 95%CI: 0.15-0.60), compared to facility-based NSP (OR: 1.25, 95%CI: 0.74-2.17). These findings suggest that the outreach NSP model is as effective as facility-based NSP in reducing injection risk behaviours and increasing the rate of HIV testing. Outreach NSP was even more effective than facility-based in reducing the lending of syringes to others. Scaling up outreach NSP is an effective intervention to further reduce transmission of HIV via needle sharing. Copyright © 2015 Elsevier B.V. All rights reserved.

An equivalent domain integral method for three-dimensional mixed-mode fracture problems

NASA Technical Reports Server (NTRS)

Shivakumar, K. N.; Raju, I. S.

1991-01-01

A general formulation of the equivalent domain integral (EDI) method for mixed mode fracture problems in cracked solids is presented. The method is discussed in the context of a 3-D finite element analysis. The J integral consists of two parts: the volume integral of the crack front potential over a torus enclosing the crack front and the crack surface integral due to the crack front potential plus the crack face loading. In mixed mode crack problems the total J integral is split into J sub I, J sub II, and J sub III representing the severity of the crack front in three modes of deformations. The direct and decomposition methods are used to separate the modes. These two methods were applied to several mixed mode fracture problems, were analyzed, and results were found to agree well with those available in the literature. The method lends itself to be used as a post-processing subroutine in a general purpose finite element program.

An equivalent domain integral method for three-dimensional mixed-mode fracture problems

NASA Technical Reports Server (NTRS)

Shivakumar, K. N.; Raju, I. S.

1992-01-01

A general formulation of the equivalent domain integral (EDI) method for mixed mode fracture problems in cracked solids is presented. The method is discussed in the context of a 3-D finite element analysis. The J integral consists of two parts: the volume integral of the crack front potential over a torus enclosing the crack front and the crack surface integral due to the crack front potential plus the crack face loading. In mixed mode crack problems the total J integral is split into J sub I, J sub II, and J sub III representing the severity of the crack front in three modes of deformations. The direct and decomposition methods are used to separate the modes. These two methods were applied to several mixed mode fracture problems, were analyzed, and results were found to agree well with those available in the literature. The method lends itself to be used as a post-processing subroutine in a general purpose finite element program.

12 CFR 560.101 - Real estate lending standards.

Code of Federal Regulations, 2010 CFR

2010-01-01

... estate lending policies adopted pursuant to this section must: (i) Be consistent with safe and sound... institution's policies must be comprehensive, and consistent with safe and sound lending practices, and must..., construction, and absorption rates. • Current and projected lease terms, rental rates, and sales prices...

Legal Aspects of Public Lending Right.

ERIC Educational Resources Information Center

Hyatt, Dennis

1981-01-01

Discusses national differences, natural justice, and protection of tangible expressions in the copyright law and tactical and practical considerations regarding the legal aspects of author compensation for library lending. Special problems for public lending rights legislation (PLR) in the U.S. are cited. Eighteen references are provided. (CHC)

78 FR 56770 - Agency Information Collection Activities: Information Collection Renewal; Comment Request...

Federal Register 2010, 2011, 2012, 2013, 2014

2013-09-13

... Activities: Information Collection Renewal; Comment Request; Lending Limits AGENCY: Office of the Comptroller... concerning renewal of its information collection titled, ``Lending Limits.'' DATES: Comments must be... information set forth in this document. SUPPLEMENTARY INFORMATION: Title: Lending Limits--12 CFR 32.9. Type of...

Interagency Coordination: Past Lessons, Current Issues, and Future Necessities

DTIC Science & Technology

2006-03-07

effort; ownership of Clipperton Island regarding French-US lend-lease agreements; division of interest between Informal Policy Committee on Germany...countries, US post-war military basing requirements in South Pacific Islands which conflict w/ US and UK claims to sovereignty, Norwegian distress 14th...in Japan; relief policy for Japan; Japanese Navy combatant vessel disposition; landing rights in Manchuria and Kurile Islands ; directive on

13 CFR 120.150 - What are SBA's lending criteria?

Code of Federal Regulations, 2010 CFR

2010-01-01

... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false What are SBA's lending criteria? 120.150 Section 120.150 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Policies Applying to All Business Loans Credit Criteria for Sba Loans § 120.150 What are SBA's lending...

12 CFR 211.12 - Lending limits and capital requirements.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 2 2010-01-01 2010-01-01 false Lending limits and capital requirements. 211.12 Section 211.12 Banks and Banking FEDERAL RESERVE SYSTEM BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM... Lending limits and capital requirements. (a) Acceptances of Edge corporations. (1) Limitations. An Edge...

12 CFR 560.121 - Investment in State housing corporations.

Code of Federal Regulations, 2010 CFR

2010-01-01

....121 Section 560.121 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE TREASURY LENDING AND INVESTMENT Lending and Investment Provisions Applicable to all Savings Associations § 560.121... do so, may make investments in, commitments to invest in, loans to, or commitments to lend to any...

75 FR 71724 - Real Estate Settlement Procedures Act (RESPA): Solicitation of Information on Changes in...

Federal Register 2010, 2011, 2012, 2013, 2014

2010-11-24

... Procedures Act (RESPA): Solicitation of Information on Changes in Warehouse Lending and Other Loan Funding... guidance under RESPA to address possible changes in warehouse lending and other financing mechanisms used... in recent years, and especially on how warehouse lending currently operates within residential real...

78 FR 10211 - Agency Information Collection Activities; Submission for OMB Review; Comment Request; Securities...

Federal Register 2010, 2011, 2012, 2013, 2014

2013-02-13

... for OMB Review; Comment Request; Securities Lending by Employee Benefit Plans ACTION: Notice. SUMMARY...) sponsored information collection request (ICR) titled, ``Securities Lending by Employee Benefit Plans,'' [email protected] . Authority: 44 U.S.C. 3507(a)(1)(D). SUPPLEMENTARY INFORMATION: The Securities Lending by...

78 FR 69934 - Agency Information Collection Activities: Information Collection Renewal; Submission for OMB...

Federal Register 2010, 2011, 2012, 2013, 2014

2013-11-21

... Activities: Information Collection Renewal; Submission for OMB Review; Lending Limits AGENCY: Office of the... concerning renewal of its information collection titled, ``Lending Limits.'' The OCC is also giving notice... INFORMATION: The OCC is seeking to renew, without change, the following collection: Title: Lending Limits--12...

12 CFR 613.3200 - International lending.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 6 2010-01-01 2010-01-01 false International lending. 613.3200 Section 613.3200 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM ELIGIBILITY AND SCOPE OF FINANCING Financing for Banks Operating Under Title III of the Farm Credit Act § 613.3200 International lending. (a...

78 FR 66004 - Agency Information Collection Activities: Proposed Collection Renewal; Comment Request Re: Real...

Federal Register 2010, 2011, 2012, 2013, 2014

2013-11-04

... Collection Renewal; Comment Request Re: Real Estate Lending Standards AGENCY: Federal Deposit Insurance... take this opportunity to comment on renewal of its information collection entitled Real Estate Lending... currently approved collections of information: Title: Real Estate Lending Standards. OMB Number: 3064-0112...

12 CFR 560.110 - Most favored lender usury preemption.

Code of Federal Regulations, 2010 CFR

2010-01-01

... Section 560.110 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE TREASURY LENDING AND INVESTMENT Lending and Investment Provisions Applicable to all Savings Associations § 560.110 Most favored... lending institution by the law of that state. If state law permits different interest charges on specified...

75 FR 66553 - Truth in Lending

Federal Register 2010, 2011, 2012, 2013, 2014

2010-10-28

... AGENCY: Board of Governors of the Federal Reserve System. ACTION: Interim final rule; request for public comment. SUMMARY: The Board is publishing for public comment an interim final rule amending Regulation Z (Truth in Lending). The interim rule implements Section 129E of the Truth in Lending Act (TILA), which...

Communities respond to predatory lending.

PubMed

Caplan, Mary Ager

2014-04-01

Low-income communities in the United States have faced a history of financial marginalization and exploitation, most evident today in the proliferation of predatory financial services, such as payday lending and check-cashing services. Ameliorating the negative effects of predatory lending has become increasingly important on the agenda of community development efforts and the field of social work. Through the use of case studies, this article describes three specific strategies that communities use to increase financial inclusion and buffer against the deleterious effects of predatory lending: inclusion, community-based alternatives, and community advocacy.

Geothermal Money Book [Geothermal Outreach and Project Financing

DOE Office of Scientific and Technical Information (OSTI.GOV)

Elizabeth Battocletti

2004-02-01

Small business lending is big business and growing. Loans under $1 million totaled $460 billion in June 2001, up $23 billion from 2000. The number of loans under $100,000 continued to grow at a rapid rate, growing by 10.1%. The dollar value of loans under $100,000 increased 4.4%; those of $100,000-$250,000 by 4.1%; and those between $250,000 and $1 million by 6.4%. But getting a loan can be difficult if a business owner does not know how to find small business-friendly lenders, how to best approach them, and the specific criteria they use to evaluate a loan application. This ismore » where the Geothermal Money Book comes in. Once a business and financing plan and financial proposal are written, the Geothermal Money Book takes the next step, helping small geothermal businesses locate and obtain financing. The Geothermal Money Book will: Explain the specific criteria potential financing sources use to evaluate a proposal for debt financing; Describe the Small Business Administration's (SBA) programs to promote lending to small businesses; List specific small-business friendly lenders for small geothermal businesses, including those which participate in SBA programs; Identify federal and state incentives which are relevant to direct use and small-scale (< 1 megawatt) power generation geothermal projects; and Provide an extensive state directory of financing sources and state financial incentives for the 19 states involved in the GeoPowering the West (GPW). GPW is a U.S. Department of Energy-sponsored activity to dramatically increase the use of geothermal energy in the western United States by promoting environmentally compatible heat and power, along with industrial growth and economic development. The Geothermal Money Book will not: Substitute for financial advice; Overcome the high exploration, development, and financing costs associated with smaller geothermal projects; Remedy the lack of financing for the exploration stage of a geothermal project; or Solve financing problems that are not related to the economic soundness of your project or are caused by things outside of your control.« less

76 FR 40200 - Semiannual Regulatory Flexibility Agenda

Federal Register 2010, 2011, 2012, 2013, 2014

2011-07-07

...- 1404). 447 Regulation Z--Truth in 7100-AD55 Lending (Docket No. R- 1393). 448 Regulation Z--Truth in 7100-AD56 Lending (Docket No. R- 1394). FEDERAL RESERVE SYSTEM (FRS) Final Rule Stage 445. Regulation Z... on March 2, 2011, a proposed rule that would amend Regulation Z (Truth in Lending) to implement...

Collateral Damage: Interlibrary Loan Lending Denials

ERIC Educational Resources Information Center

Leykam, Andrew

2009-01-01

The intent of this paper is to explore the potential of utilizing interlibrary loan (ILL) data relating to lending denials to improve ILL services while highlighting institutional policies that have a negative impact on lending fulfillment rates. Reasons for denial as well as the types of requests being denied are reviewed. In addition, the author…

12 CFR 34.61 - Purpose and scope.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 1 2010-01-01 2010-01-01 false Purpose and scope. 34.61 Section 34.61 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY REAL ESTATE LENDING AND APPRAISALS... standards for real estate lending to be used by national banks in adopting internal real estate lending...

37 CFR 201.24 - Warning of copyright for software lending by nonprofit libraries.

Code of Federal Regulations, 2012 CFR

2012-07-01

... software lending by nonprofit libraries. 201.24 Section 201.24 Patents, Trademarks, and Copyrights... copyright for software lending by nonprofit libraries. (a) Definition. A Warning of Copyright for Software... States Code, as amended by the Computer Software Rental Amendments Act of 1990, Public Law 101-650. As...

37 CFR 201.24 - Warning of copyright for software lending by nonprofit libraries.

Code of Federal Regulations, 2013 CFR

2013-07-01

... software lending by nonprofit libraries. 201.24 Section 201.24 Patents, Trademarks, and Copyrights... copyright for software lending by nonprofit libraries. (a) Definition. A Warning of Copyright for Software... States Code, as amended by the Computer Software Rental Amendments Act of 1990, Public Law 101-650. As...

37 CFR 201.24 - Warning of copyright for software lending by nonprofit libraries.

Code of Federal Regulations, 2011 CFR

2011-07-01

... software lending by nonprofit libraries. 201.24 Section 201.24 Patents, Trademarks, and Copyrights... copyright for software lending by nonprofit libraries. (a) Definition. A Warning of Copyright for Software... States Code, as amended by the Computer Software Rental Amendments Act of 1990, Public Law 101-650. As...

37 CFR 201.24 - Warning of copyright for software lending by nonprofit libraries.

Code of Federal Regulations, 2010 CFR

2010-07-01

... software lending by nonprofit libraries. 201.24 Section 201.24 Patents, Trademarks, and Copyrights... copyright for software lending by nonprofit libraries. (a) Definition. A Warning of Copyright for Software... States Code, as amended by the Computer Software Rental Amendments Act of 1990, Public Law 101-650. As...

37 CFR 201.24 - Warning of copyright for software lending by nonprofit libraries.

Code of Federal Regulations, 2014 CFR

2014-07-01

... software lending by nonprofit libraries. 201.24 Section 201.24 Patents, Trademarks, and Copyrights U.S... copyright for software lending by nonprofit libraries. (a) Definition. A Warning of Copyright for Software... States Code, as amended by the Computer Software Rental Amendments Act of 1990, Public Law 101-650. As...

Lending Video Game Consoles in an Academic Library

ERIC Educational Resources Information Center

Buller, Ryan

2017-01-01

This paper will outline the process and discussions undertaken at the University of Denver's University Libraries to implement a lending service providing video game consoles. Faculty and staff at the University Libraries decided to pursue the new lending service, though not a traditional library offering, to support the needs of a video game…

12 CFR 613.3005 - Lending objective.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Lending objective. 613.3005 Section 613.3005 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM ELIGIBILITY AND SCOPE OF FINANCING Financing Under Titles I and II of the Farm Credit Act § 613.3005 Lending objective. It is the objective of...

12 CFR 338.9 - Mortgage lending of a controlled entity.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 4 2010-01-01 2010-01-01 false Mortgage lending of a controlled entity. 338.9 Section 338.9 Banks and Banking FEDERAL DEPOSIT INSURANCE CORPORATION REGULATIONS AND STATEMENTS OF GENERAL POLICY FAIR HOUSING Recordkeeping § 338.9 Mortgage lending of a controlled entity. Any bank which...

13 CFR 120.150 - What are SBA's lending criteria?

Code of Federal Regulations, 2011 CFR

2011-01-01

... 13 Business Credit and Assistance 1 2011-01-01 2011-01-01 false What are SBA's lending criteria... Policies Applying to All Business Loans Credit Criteria for Sba Loans § 120.150 What are SBA's lending criteria? The applicant (including an Operating Company) must be creditworthy. Loans must be so sound as to...

34 CFR 682.608 - Termination of a school's lending eligibility.

Code of Federal Regulations, 2011 CFR

2011-07-01

... 34 Education 4 2011-07-01 2011-07-01 false Termination of a school's lending eligibility. 682.608... Requirements, Standards, and Payments for Participating Schools § 682.608 Termination of a school's lending eligibility. (a) General. The Secretary may terminate a school's eligibility to make loans under this part if...

Determinants of Default in P2P Lending

PubMed Central

2015-01-01

This paper studies P2P lending and the factors explaining loan default. This is an important issue because in P2P lending individual investors bear the credit risk, instead of financial institutions, which are experts in dealing with this risk. P2P lenders suffer a severe problem of information asymmetry, because they are at a disadvantage facing the borrower. For this reason, P2P lending sites provide potential lenders with information about borrowers and their loan purpose. They also assign a grade to each loan. The empirical study is based on loans’ data collected from Lending Club (N = 24,449) from 2008 to 2014 that are first analyzed by using univariate means tests and survival analysis. Factors explaining default are loan purpose, annual income, current housing situation, credit history and indebtedness. Secondly, a logistic regression model is developed to predict defaults. The grade assigned by the P2P lending site is the most predictive factor of default, but the accuracy of the model is improved by adding other information, especially the borrower’s debt level. PMID:26425854

Determinants of Default in P2P Lending.

PubMed

Serrano-Cinca, Carlos; Gutiérrez-Nieto, Begoña; López-Palacios, Luz

2015-01-01

This paper studies P2P lending and the factors explaining loan default. This is an important issue because in P2P lending individual investors bear the credit risk, instead of financial institutions, which are experts in dealing with this risk. P2P lenders suffer a severe problem of information asymmetry, because they are at a disadvantage facing the borrower. For this reason, P2P lending sites provide potential lenders with information about borrowers and their loan purpose. They also assign a grade to each loan. The empirical study is based on loans' data collected from Lending Club (N = 24,449) from 2008 to 2014 that are first analyzed by using univariate means tests and survival analysis. Factors explaining default are loan purpose, annual income, current housing situation, credit history and indebtedness. Secondly, a logistic regression model is developed to predict defaults. The grade assigned by the P2P lending site is the most predictive factor of default, but the accuracy of the model is improved by adding other information, especially the borrower's debt level.

Marginal Ice Zone (MIZ) Program: Science and Experiment Plan

DTIC Science & Technology

2012-10-01

decline and greatest loss in arctic summer ice (Shimada et al ., 2006 ). The Beaufort Sea lends its name to the Beaufort Gyre, the anti-cyclonic...which in turn influences regional atmospheric circulation patterns and temperature profiles, especially along the seasonal MIZ (Rinke et al ., 2006 ...coupling (Krinner et al ., 2010; Gerdes, 2006 ). Both for scientific and practical reasons, prediction of sea ice cover is particularly important as it

Financing the Purchase of Devices for Deaf and Severely Hard of Hearing People: A Directory of Sources. GRI Monograph Series B, No. 3.

ERIC Educational Resources Information Center

Rutgers, The State Univ., New Brunswick, NJ. Bureau of Economic Research.

The directory provides basic information about programs that purchase, finance, or lend devices for deaf and hard-of-hearing people. Only devices that make use of senses other than hearing (e.g., telecommunication devices for the deaf (TDD), closed caption television decoders, and flashing signal systems) are covered, and most devices cost less…

Special report writer: A flexible information management system. Documentation and user's manual

NASA Technical Reports Server (NTRS)

Greene, W. A.

1976-01-01

A special report writer (SSR) was developed which performs multiple correlations on files containing several data hierarchies. Output reports are specified in a simple notation, readily learned by persons having limited familarity with ADP. The SRR system can be adopted by other NASA installations while the basic techniques themselves are compatible with the information management needs of a wide range of organizations. Specifically, the program lends itself to generalization and can be readily adapted for other file management purposes. Extensive details on the characteristics of the SRR program are presented along with a full explanation of the system for those contemplating its application to other data bases. The complete COBOL program and documentation are available.

Adaptation of a program for nonlinear finite element analysis to the CDC STAR 100 computer

NASA Technical Reports Server (NTRS)

Pifko, A. B.; Ogilvie, P. L.

1978-01-01

The conversion of a nonlinear finite element program to the CDC STAR 100 pipeline computer is discussed. The program called DYCAST was developed for the crash simulation of structures. Initial results with the STAR 100 computer indicated that significant gains in computation time are possible for operations on gloval arrays. However, for element level computations that do not lend themselves easily to long vector processing, the STAR 100 was slower than comparable scalar computers. On this basis it is concluded that in order for pipeline computers to impact the economic feasibility of large nonlinear analyses it is absolutely essential that algorithms be devised to improve the efficiency of element level computations.

Bank ownership, lending, and local economic performance during the 2008–2009 financial crisis

PubMed Central

Coleman, Nicholas; Feler, Leo

2017-01-01

Although government banks are frequently associated with political capture and resource misallocation, they may be well-positioned during times of crisis to provide countercyclical support. Following the collapse of Lehman Brothers in September 2008, Brazil’s government banks substantially increased lending. Localities in Brazil with a high share of government banks received more loans and experienced better employment outcomes relative to localities with a low share of government banks. While increased government bank lending mitigated an economic downturn, we find that this lending was politically targeted, inefficiently allocated, and reduced productivity growth. PMID:28936027

Bank ownership, lending, and local economic performance during the 2008-2009 financial crisis.

PubMed

Coleman, Nicholas; Feler, Leo

2015-04-01

Although government banks are frequently associated with political capture and resource misallocation, they may be well-positioned during times of crisis to provide countercyclical support. Following the collapse of Lehman Brothers in September 2008, Brazil's government banks substantially increased lending. Localities in Brazil with a high share of government banks received more loans and experienced better employment outcomes relative to localities with a low share of government banks. While increased government bank lending mitigated an economic downturn, we find that this lending was politically targeted, inefficiently allocated, and reduced productivity growth.

Peer-to-peer lending and bias in crowd decision-making

PubMed Central

Uparna, Jayaram; Karampourniotis, Panagiotis; Horvat, Emoke-Agnes; Szymanski, Boleslaw; Korniss, Gyorgy; Bakdash, Jonathan Z.; Uzzi, Brian

2018-01-01

Peer-to-peer lending is hypothesized to help equalize economic opportunities for the world’s poor. We empirically investigate the “flat-world” hypothesis, the idea that globalization eventually leads to economic equality, using crowdfinancing data for over 660,000 loans in 220 nations and territories made between 2005 and 2013. Contrary to the flat-world hypothesis, we find that peer-to-peer lending networks are moving away from flatness. Furthermore, decreasing flatness is strongly associated with multiple variables: relatively stable patterns in the difference in the per capita GDP between borrowing and lending nations, ongoing migration flows from borrowing to lending nations worldwide, and the existence of a tie as a historic colonial. Our regression analysis also indicates a spatial preference in lending for geographically proximal borrowers. To estimate the robustness for these patterns for future changes, we construct a network of borrower and lending nations based on the observed data. Then, to perturb the network, we stochastically simulate policy and event shocks (e.g., erecting walls) or regulatory shocks (e.g., Brexit). The simulations project a drift towards rather than away from flatness. However, levels of flatness persist only for randomly distributed shocks. By contrast, loss of the top borrowing nations produces more flatness, not less, indicating how the welfare of the overall system is tied to a few distinctive and critical country–pair relationships. PMID:29590131

Peer-to-peer lending and bias in crowd decision-making.

PubMed

Singh, Pramesh; Uparna, Jayaram; Karampourniotis, Panagiotis; Horvat, Emoke-Agnes; Szymanski, Boleslaw; Korniss, Gyorgy; Bakdash, Jonathan Z; Uzzi, Brian

2018-01-01

Peer-to-peer lending is hypothesized to help equalize economic opportunities for the world's poor. We empirically investigate the "flat-world" hypothesis, the idea that globalization eventually leads to economic equality, using crowdfinancing data for over 660,000 loans in 220 nations and territories made between 2005 and 2013. Contrary to the flat-world hypothesis, we find that peer-to-peer lending networks are moving away from flatness. Furthermore, decreasing flatness is strongly associated with multiple variables: relatively stable patterns in the difference in the per capita GDP between borrowing and lending nations, ongoing migration flows from borrowing to lending nations worldwide, and the existence of a tie as a historic colonial. Our regression analysis also indicates a spatial preference in lending for geographically proximal borrowers. To estimate the robustness for these patterns for future changes, we construct a network of borrower and lending nations based on the observed data. Then, to perturb the network, we stochastically simulate policy and event shocks (e.g., erecting walls) or regulatory shocks (e.g., Brexit). The simulations project a drift towards rather than away from flatness. However, levels of flatness persist only for randomly distributed shocks. By contrast, loss of the top borrowing nations produces more flatness, not less, indicating how the welfare of the overall system is tied to a few distinctive and critical country-pair relationships.

12 CFR 723.3 - What are the requirements for construction and development lending?

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 6 2010-01-01 2010-01-01 false What are the requirements for construction and development lending? 723.3 Section 723.3 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS... development lending? Except as provided in § 723.4 or unless your Regional Director grants a waiver, loans...

South Carolina's SC LENDS: Optimizing Libraries, Transforming Lending

ERIC Educational Resources Information Center

Hamby, Rogan; McBride, Ray; Lundberg, Maria

2011-01-01

Since SC LENDS started operating in June 2009, more public libraries have come on board. All of this on the back end connects to a Mozilla-based staff client that has distributions for Mac OS X and Microsoft Windows, using SSL encryption to keep communications secure and private between remote libraries and the servers hosted at a high-end…

Simulating wall and corner fire tests on wood products with the OSU room fire model

Treesearch

H. C. Tran

1994-01-01

This work demonstrates the complexity of modeling wall and corner fires in a compartment. The model chosen for this purpose is the Ohio State University (OSU) room fire model. This model was designed to simulate fire growth on walls in a compartment and therefore lends itself to direct comparison with standard room test results. The model input were bench-scale data...

Application of Updated Construction and Demolition Waste Reduction Policy to Army Projects

DTIC Science & Technology

2015-12-01

goal of Net Zero waste disposal in landfills. Therefore, projects that involve the removal of existing buildings or structures are directed to...Therefore, projects that involve the removal of existing buildings or structures will evaluate the feasibility of deconstruction and salvage rather than...deconstruction. Therefore, needed new guidance must include consideration of the types of buildings and structures that do (and do not) lend

Latin America and the International Lending Organizations: The Ties that Bind.

DTIC Science & Technology

1980-07-23

necessary end Identify by block number) Argentina , Authoritarian Regimes, Brazil, Bureaucratic-Authoritar- 4 J ianism, Debt-Public and Private, Direct...domestic poli- cies to satisfy the requirements and gain the approval of the international financial community. Third, during times of financial crisis ...bility of debt service obligations constrain the options available to a government facing a debt crisis created by an absolute drop in export earnings or

An evaluation of the feedback loops in the poverty focus of world bank operations.

PubMed

Fardoust, Shahrokh; Kanbur, Ravi; Luo, Xubei; Sundberg, Mark

2018-04-01

The World Bank Group in 2013 made the elimination of extreme poverty by 2030 a central institutional focus and purpose. This paper, based on an evaluation conducted by the Independent Evaluation Group of the World Bank Group, examines how, and how well, the Bank uses feedback loops to enhance the poverty focus of its operations. Feedback loops are important for every element of the results chain running from data, to diagnostics, to strategy formulation and finally to strategy implementation. The evaluation uses a range of instruments, including surveys of stakeholders and World Bank staff, focus group meetings, country case studies and systematic reviews of Bank lending and non-lending operations. We find that while the Bank generates useful information on poverty reduction from its projects and programs, the feedback loops - from outcomes to data analysis to diagnostics to strategy formulation and implementation - have generally been weak, with sizable variation across countries. Copyright © 2017 The World Bank. Published by Elsevier Ltd.. All rights reserved.

Exploration of Volatile Resources on the Moon with the Lunar Reconnaissance Orbiter (LRO) Lunar Exploration Neutron Detector (LEND)

NASA Astrophysics Data System (ADS)

Livengood, T. A.; Boynton, W. V.; Sanin, A.; Chin, G.; Litvak, M.; McClanahan, T. P.; Mitrofanov, I. G.; Sagdeev, R.

2013-12-01

The Lunar Exploration Neutron Detector (LEND) on the Lunar Reconnaissance Orbiter (LRO) is tasked with evaluating the quantity of hydrogen-bearing species within the upper meter of lunar regolith; investigating the presence and distribution of possible water-ice deposits in permanently shadowed regions (PSRs) near the poles; and determining the neutron contribution to total radiation dose at 50 km altitude above the Moon. To fulfill these goals, LEND has been mapping the distribution of thermal and epithermal neutron leakage flux since LRO entered its mapping orbit in September 2009. LRO moved to an elliptical orbit in December 2011, with 30 km periselene over the south pole and aposelene above the north pole. During the commissioning phase of the mission, July-September 2009, LEND obtained preliminary mapping of hydrogen/water deposits near the south pole that contributed to site-selection for the LCROSS impact. Global maps of neutron leakage flux measured with LEND show regional variation in thermal (energy < 0.015 eV) and fast (>0.5 MeV) neutrons, and map epithermal neutron flux globally. Spatial resolution of the collimated detector is consistent with the design value of 5 km radius for half the detected lunar epithermal neutrons, with the remainder spatially diffuse. Statistically significant neutron-suppressed regions (NSRs) are not closely related to polar PSRs. Outside of the NSRs, hydrogen content increases directly with latitude at both poles. Thermal volatilization of water deposits may be responsible for increasing H concentrations nearer the poles because it is minimized at the low surface temperature of the poles. Significant neutron suppression regions (NSRs) relative to neighboring regions have been found in three large PSRs, Shoemaker and Cabeus in the south and Rozhdestvensky U in the north. Some small PSRs display excess neutron emission compared to the sunlit vicinity. On average, PSRs other than these three do not contain significantly more hydrogen than sunlit areas around them at the same latitude. Correlation between neutron suppression measured by LEND and illumination models for the Moon's polar regions suggests that insolation at the poles is an important factor in locally modulating hydrogen concentrations so that the highest concentrations of hydrogen appear to be on poleward-facing vs. equator-facing slopes. Epithermal neutron flux is slightly suppressed near the dawn terminator at near-equatorial latitude, with least suppression in local lunar mid-afternoon, implying a mobile population of hydrogen-bearing volatiles near the terminator that resides transiently in the regolith. The observed pattern supports hypothesized mineral hydration at the terminator in the form of H2O/OH.

12 CFR 218.772 - Exemption from the definition of “broker” for banks engaging in securities lending transactions.

Code of Federal Regulations, 2011 CFR

2011-01-01

... banks engaging in securities lending transactions. 218.772 Section 218.772 Banks and Banking FEDERAL... OF BROKER IN THE SECURITIES EXCHANGE ACT OF 1934 (REGULATION R) § 218.772 Exemption from the definition of “broker” for banks engaging in securities lending transactions. (a) A bank is exempt from the...

12 CFR 218.772 - Exemption from the definition of “broker” for banks engaging in securities lending transactions.

Code of Federal Regulations, 2013 CFR

2013-01-01

... banks engaging in securities lending transactions. 218.772 Section 218.772 Banks and Banking FEDERAL... OF BROKER IN THE SECURITIES EXCHANGE ACT OF 1934 (REGULATION R) § 218.772 Exemption from the definition of “broker” for banks engaging in securities lending transactions. (a) A bank is exempt from the...

12 CFR 218.772 - Exemption from the definition of “broker” for banks engaging in securities lending transactions.

Code of Federal Regulations, 2012 CFR

2012-01-01

... banks engaging in securities lending transactions. 218.772 Section 218.772 Banks and Banking FEDERAL... OF BROKER IN THE SECURITIES EXCHANGE ACT OF 1934 (REGULATION R) § 218.772 Exemption from the definition of “broker” for banks engaging in securities lending transactions. (a) A bank is exempt from the...

12 CFR 218.772 - Exemption from the definition of “broker” for banks engaging in securities lending transactions.

Code of Federal Regulations, 2010 CFR

2010-01-01

... banks engaging in securities lending transactions. 218.772 Section 218.772 Banks and Banking FEDERAL... OF BROKER IN THE SECURITIES EXCHANGE ACT OF 1934 (REGULATION R) § 218.772 Exemption from the definition of “broker” for banks engaging in securities lending transactions. (a) A bank is exempt from the...

12 CFR 218.772 - Exemption from the definition of “broker” for banks engaging in securities lending transactions.

Code of Federal Regulations, 2014 CFR

2014-01-01

... banks engaging in securities lending transactions. 218.772 Section 218.772 Banks and Banking FEDERAL... OF BROKER IN THE SECURITIES EXCHANGE ACT OF 1934 (REGULATION R) § 218.772 Exemption from the definition of “broker” for banks engaging in securities lending transactions. (a) A bank is exempt from the...

12 CFR Appendix III to Part 27 - Fair Housing Lending Inquiry/Application Log Sheet

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 1 2010-01-01 2010-01-01 false Fair Housing Lending Inquiry/Application Log Sheet III Appendix III to Part 27 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY FAIR HOUSING HOME LOAN DATA SYSTEM Pt. 27, App. III Appendix III to Part 27—Fair Housing Lending...

NPS Collaborative Technology Testbed for ONR CKM Program

DTIC Science & Technology

2005-01-11

or have access to the MIT E-Wall hosted by the TOC. The combination of E-Wall and agents lend themselves to the dynamic gathering and display of...display, intuitive icons or menus that is easy to activate and customize , and automatically seeks and connects to other like services/networks/agents...integration creates network- centric memory mechanism for developing shared understanding of SA events Data Base Integration of Sensor-DM Agents and

Rebuilding an empire. Once a crown jewel of healthcare in the Middle East, Iraq's system needs a complete overhaul, everything from equipment to staff.

PubMed

Tieman, Jeff

2003-11-17

As work begins to rebuild Iraq's infrastructure, hospitals and primary-care facilities are major priorities. While security concerns have prevented some U.S. civilians from traveling there to lend their assistance, hospital executives soon could participate in exchange programs to educate their Iraqi counterparts. James Haveman, left, is senior U.S. adviser to the Iraqi Ministry of Health.

OCLC book interlibrary loan in a basic-unit hospital library: one year's experience.

PubMed

Landwirth, T K

1983-04-01

Methodist Medical Center of Illinois Medical Library, a "basic-unit" medical library (i.e., not a resource library) in the Regional Medical Library Program recently completed one year of borrowing and lending books using OCLC. Of the books successfully borrowed through OCLC, 79% were obtained from nonmedical libraries. Forming cost-sharing OCLC clusters among basic units makes OCLC an affordable alternative to borrowing books from overburdened medical resource libraries.

Do microfinance programs help families insure consumption against illness?

PubMed

Gertler, Paul; Levine, David I; Moretti, Enrico

2009-03-01

Families in developing countries face enormous financial risks from major illness both in terms of the cost of medical care and the loss in income associated with reduced labor supply and productivity. We test whether access to microfinancial savings and lending institutions helps Indonesian families smooth consumption after declines in adult health. In general, results support the importance of these institutions in helping families to self-insure consumption against health shocks.

Teaching biomedical applications to secondary students.

PubMed

Openshaw, S; Fleisher, A; Ljunggren, C

1999-01-01

Certain aspects of biomedical engineering applications lend themselves well to experimentation that can be done by high school students. This paper describes two experiments done during a six-week summer internship program in which two high school students used electrodes, circuit boards, and computers to mimic a sophisticated heart monitor and also to control a robotic car. Our experience suggests that simple illustrations of complex instrumentation can be effective in introducing adolescents to the biomedical engineering field.

Special Inspector General for Iraq Reconstruction, Report to Congress, October 30, 2006

DTIC Science & Technology

2006-10-30

governorate, including the workover of 30 wells in the Rumaila fields and completion and replace- ment of tubing in 30 wells in West Qurna. The...economic governance, trade, bank lending, capital markets, and microfinance . • There are more than 200 independent media sources in Iraq, but only...sector development. USAID also manages the microfinance program, under Izdihar, that was started by the CPA.195 The IRMO Office of Private Sector

Family-based training program improves brain function, cognition, and behavior in lower socioeconomic status preschoolers

PubMed Central

Neville, Helen J.; Stevens, Courtney; Pakulak, Eric; Bell, Theodore A.; Fanning, Jessica; Klein, Scott; Isbell, Elif

2013-01-01

Using information from research on the neuroplasticity of selective attention and on the central role of successful parenting in child development, we developed and rigorously assessed a family-based training program designed to improve brain systems for selective attention in preschool children. One hundred forty-one lower socioeconomic status preschoolers enrolled in a Head Start program were randomly assigned to the training program, Head Start alone, or an active control group. Electrophysiological measures of children’s brain functions supporting selective attention, standardized measures of cognition, and parent-reported child behaviors all favored children in the treatment program relative to both control groups. Positive changes were also observed in the parents themselves. Effect sizes ranged from one-quarter to half of a standard deviation. These results lend impetus to the further development and broader implementation of evidence-based education programs that target at-risk families. PMID:23818591

17 CFR 240.3a5-3 - Exemption from the definition of “dealer” for banks engaging in securities lending transactions.

Code of Federal Regulations, 2010 CFR

2010-04-01

..., corporate action, recordkeeping or other services incidental to the administration of the securities lending... 17 Commodity and Securities Exchanges 3 2010-04-01 2010-04-01 false Exemption from the definition of âdealerâ for banks engaging in securities lending transactions. 240.3a5-3 Section 240.3a5-3...

17 CFR 240.3a5-3 - Exemption from the definition of “dealer” for banks engaging in securities lending transactions.

Code of Federal Regulations, 2011 CFR

2011-04-01

..., corporate action, recordkeeping or other services incidental to the administration of the securities lending... 17 Commodity and Securities Exchanges 3 2011-04-01 2011-04-01 false Exemption from the definition of âdealerâ for banks engaging in securities lending transactions. 240.3a5-3 Section 240.3a5-3...

17 CFR 240.3a5-3 - Exemption from the definition of “dealer” for banks engaging in securities lending transactions.

Code of Federal Regulations, 2013 CFR

2013-04-01

..., corporate action, recordkeeping or other services incidental to the administration of the securities lending... 17 Commodity and Securities Exchanges 3 2013-04-01 2013-04-01 false Exemption from the definition of âdealerâ for banks engaging in securities lending transactions. 240.3a5-3 Section 240.3a5-3...

17 CFR 240.3a5-3 - Exemption from the definition of “dealer” for banks engaging in securities lending transactions.

Code of Federal Regulations, 2012 CFR

2012-04-01

..., corporate action, recordkeeping or other services incidental to the administration of the securities lending... 17 Commodity and Securities Exchanges 3 2012-04-01 2012-04-01 false Exemption from the definition of âdealerâ for banks engaging in securities lending transactions. 240.3a5-3 Section 240.3a5-3...

17 CFR 240.3a5-3 - Exemption from the definition of “dealer” for banks engaging in securities lending transactions.

Code of Federal Regulations, 2014 CFR

2014-04-01

..., corporate action, recordkeeping or other services incidental to the administration of the securities lending... 17 Commodity and Securities Exchanges 4 2014-04-01 2014-04-01 false Exemption from the definition of âdealerâ for banks engaging in securities lending transactions. 240.3a5-3 Section 240.3a5-3...

17 CFR 240.13k-1 - Foreign bank exemption from the insider lending prohibition under section 13(k).

Code of Federal Regulations, 2010 CFR

2010-04-01

... 17 Commodity and Securities Exchanges 3 2010-04-01 2010-04-01 false Foreign bank exemption from the insider lending prohibition under section 13(k). 240.13k-1 Section 240.13k-1 Commodity and....13k-1 Foreign bank exemption from the insider lending prohibition under section 13(k). (a) For the...

NASA SAVE Award Winner

NASA Image and Video Library

2012-01-09

NASA Goddard Space Flight Center Financial Manager and White House 2011 SAVE award winner Matthew Ritsko is seen during a television interview at NASA Headquarters shortly after meeting with President Obama at the White House on Monday, Jan. 9, 2011, in Washington. The Presidential Securing Americans' Value and Efficiency (SAVE) program gives front-line federal workers the chance to submit their ideas on how their agencies can save money and work more efficiently. Matthew's proposal calls for NASA to create a "lending library" where specialized space tools and hardware purchased by one NASA organization will be made available to other NASA programs and projects. Photo Credit: (NASA/Bill Ingalls)

Measuring financial performance: an overview of financial statements.

PubMed

Dalsted, N L

1995-07-01

Financial management has emerged as a critical component in the long-term viability of today's ranches and farms. Proper and timely financial reporting and analysis of financial statements are valuable tools that agricultural producers can use to monitor, coordinate, and plan their operational production and marketing schemes and strategies. A side note to preparation of financial statements. With the concerns over lender liability issues associated with statements either assisted with or prepared by a lending officer, agricultural producers will be responsible for preparing their own statements. The lending institutions may prepare their own statements in their assessment of the financial condition of a business and or individual, but, ultimately, the responsibility of financial statements is the borrower's. Some of the material presented in this article provides important input for use in such analytical programs as the National Cattlemen's Association, Integrated Resource Committees, and Standard Performance Analysis (SPA). SPA techniques and associated software have been or currently are under development for cow-calf, stocker, seedstock, and sheep enterprises. Critical to the analysis is having complete and correct financial statements. These analytical programs build on the financial statements. These analytical programs build on the financial statements as recommended by the FFSTF. Proper financial reporting is critical not only to a SPA assessment but also to the overall financial management of today's farms and ranches. Recognizing the importance of financial management in production agriculture is not enough, taking a proactive stance in one's financial plan is paramount to success. Failure to do so will only enhance the exit rates of producers from production agriculture.

OCLC book interlibrary loan in a basic-unit hospital library: one year's experience.

PubMed Central

Landwirth, T K

1983-01-01

Methodist Medical Center of Illinois Medical Library, a "basic-unit" medical library (i.e., not a resource library) in the Regional Medical Library Program recently completed one year of borrowing and lending books using OCLC. Of the books successfully borrowed through OCLC, 79% were obtained from nonmedical libraries. Forming cost-sharing OCLC clusters among basic units makes OCLC an affordable alternative to borrowing books from overburdened medical resource libraries. PMID:6860829

Banking on Solar: An Analysis of Banking Opportunities in the U.S. Distributed Photovoltaic Market

DOE Office of Scientific and Technical Information (OSTI.GOV)

Feldman, D.; Lowder, T.

This report provides a high-level overview of the developing U.S. solar loan product landscape, from both a market and economic perspective. It covers current and potential U.S. solar lending institutions; currently available loan products; loan program structures and post-loan origination options; risks and uncertainties of the solar asset class as it pertains to lenders; and an economic analysis comparing loan products to third party-financed systems in California.

Special Inspector General for Iraq Reconstruction (SIGIR): The Year of Transition Enters the Fourth Quarter

DTIC Science & Technology

2006-10-30

including the workover of 30 wells in the Rumaila fields and completion and replace- ment of tubing in 30 wells in West Qurna. The objective is...governance, trade, bank lending, capital markets, and microfinance . • There are more than 200 independent media sources in Iraq, but only $3...development. USAID also manages the microfinance program, under Izdihar, that was started by the CPA.195 The IRMO Office of Private Sector Develop- ment

17 CFR 240.13k-1 - Foreign bank exemption from the insider lending prohibition under section 13(k).

Code of Federal Regulations, 2013 CFR

2013-04-01

... the insider lending prohibition under section 13(k). 240.13k-1 Section 240.13k-1 Commodity and....13k-1 Foreign bank exemption from the insider lending prohibition under section 13(k). (a) For the...(k) of the Act (15 U.S.C. 78m(k)) with respect to any such loan made by the foreign bank as long as...

17 CFR 240.13k-1 - Foreign bank exemption from the insider lending prohibition under section 13(k).

Code of Federal Regulations, 2012 CFR

2012-04-01

... the insider lending prohibition under section 13(k). 240.13k-1 Section 240.13k-1 Commodity and....13k-1 Foreign bank exemption from the insider lending prohibition under section 13(k). (a) For the...(k) of the Act (15 U.S.C. 78m(k)) with respect to any such loan made by the foreign bank as long as...

17 CFR 240.13k-1 - Foreign bank exemption from the insider lending prohibition under section 13(k).

Code of Federal Regulations, 2011 CFR

2011-04-01

... the insider lending prohibition under section 13(k). 240.13k-1 Section 240.13k-1 Commodity and....13k-1 Foreign bank exemption from the insider lending prohibition under section 13(k). (a) For the...(k) of the Act (15 U.S.C. 78m(k)) with respect to any such loan made by the foreign bank as long as...

Non-linear scale interactions in a forced turbulent boundary layer

NASA Astrophysics Data System (ADS)

Duvvuri, Subrahmanyam; McKeon, Beverley

2015-11-01

A strong phase-organizing influence exerted by a single synthetic large-scale spatio-temporal mode on directly-coupled (through triadic interactions) small scales in a turbulent boundary layer forced by a spatially-impulsive dynamic wall-roughness patch was previously demonstrated by the authors (J. Fluid Mech. 2015, vol. 767, R4). The experimental set-up was later enhanced to allow for simultaneous forcing of multiple scales in the flow. Results and analysis are presented from a new set of novel experiments where two distinct large scales are forced in the flow by a dynamic wall-roughness patch. The internal non-linear forcing of two other scales with triadic consistency to the artificially forced large scales, corresponding to sum and difference in wavenumbers, is dominated by the latter. This allows for a forcing-response (input-output) type analysis of the two triadic scales, and naturally lends itself to a resolvent operator based model (e.g. McKeon & Sharma, J. Fluid Mech. 2010, vol. 658, pp. 336-382) of the governing Navier-Stokes equations. The support of AFOSR (grant #FA 9550-12-1-0469, program manager D. Smith) is gratefully acknowledged.

The Role of Students and Content in Teacher Effectiveness

PubMed Central

Ennis, Catherine D.

2015-01-01

The process of effective teaching—teaching that directly leads to student learning of standards-based content—is tenuous at best and easily disrupted by contextual and behavioral factors. In this commentary, I discuss the role of student support and mediation in teacher effectiveness and curricular reform. The most vocal students in physical education classes appear to thrive in the current multiactivity, recreation-oriented sport culture that dominates many U.S. physical education programs. They expect lessons with minimal skill and tactical instruction and with maximum opportunities to play ball. I also comment on Ward’s emphasis on the value of content-rich definitions of teaching effectiveness and argue for additional disciplinary-based, concept-rich cognitive outcomes for physical education to complement and enrich skill, sport, and physical activity performance. I lend my voice to Rink’s call for comprehensive measures of teacher accountability as the most critical next step in physical education reform. I conclude by contesting McKenzie and Lounsbery’s accusation of “muddled goals” in physical education. Although physical education advocates may present diverse content perspectives, student learning is the primary goal of physical education. PMID:24749230

Medium-Term Prospects for the Mexican Economy: Some Modeling Results

DTIC Science & Technology

1990-07-01

Mexican prospects. A base case scenario illustrates that without a net inflow of foreign capital, the peso cannot be sustained at current real levels... peso and no decline in real income. The model can also produce a pessimistic scenario that suggests the worst that might happen to the Mexican economy...net inflow of foreign capital (in the form of either lending or direct investment) the peso cannot be sustained at current real levels (assuming that

Guideline for the management of wounds in patients with lower-extremity neuropathic disease: an executive summary.

PubMed

Crawford, Penny Ellen; Fields-Varnado, Myra

2013-01-01

This article summarizes the WOCN Evidence-Based Clinical Practice Guideline for Management of Wounds in Patients with Lower Extremity Neuropathic Disease. It is intended for use by physicians, nurses, therapists, and other health care professionals who work with adults who have or are at risk for, lower-extremity neuropathic disease (LEND), and includes updated scientific literature available from January 2003 through February 2012. The full guideline contains definitions of lower extremity neuropathic disorders and disease, prevalence of the problem, relevance and significance of the disorders, as well as comprehensive information about etiology, the nervous system, pathogenesis, and the overall management goals for patients at risk for developing neuropathic foot ulcers. A detailed assessment section describes how to conduct a full clinical history and physical examination. The guideline also provides two approaches to interventions. The first focuses on prevention strategies to reduce the risk of developing LEND wounds or recurrence, including life-long foot offloading, routine dermal temperature surveillance, use of adjunctive therapies, medication management, and implementing lower extremity amputation prevention measures and patient self-care education. The second approach summarized LEND wound management strategies including wound cleansing, debridement, infection management, maintenance of intact peri-wound skin, nutrition considerations, pain and paresthesia management, edema management, offloading and management of gait and foot deformity, medication management, surgical options, adjunctive therapies, patient education, and health care provider follow-up. A comprehensive reference list, glossary of terms, and several appendices regarding an algorithm to determine wound etiology, pharmacology, Lower Extremity Amputation (LEAP) Program, diabetes foot screening and other information is available at the end of the guideline.

The intersection of medical debt and predatory lending among hispanics.

PubMed

Gray, Karen A; Villegas, Susy

2012-01-01

This pilot study explored the link between predatory lending and health care debt among Hispanics. Research shows that links exist between health care costs, debt, poverty, and race ( Draught & Silva, 2003 ; Zeldin & Rukavina, 2007 ). Prior to this study there was no research on the intersection between medical debt and predatory lending although there was reason to believe this link exists ( Seifert, 2004 ). Our results confirm this link and we propose means to break it.

Correlation of LEND and Diviner Data

NASA Technical Reports Server (NTRS)

McClanahan, Tim; Boynton, William; Mitrofanov, Igor; Sagdeev, Raold; Bennet, Kristen; Starr, Richard; Evans, Larry; Paige, Dave; Sanin, Anton; Litvak, Max;

77 FR 26304 - Federal Housing Administration (FHA) Healthcare Facility Documents: Proposed Revisions and...

Federal Register 2010, 2011, 2012, 2013, 2014

2012-05-03

...Consistent with the Paperwork Reduction Act of 1995 (PRA), HUD is publishing for public comment a comprehensive set of closing and other documents used in connection with transactions involving healthcare facilities (excluding hospitals) that are insured pursuant to section 232 of the National Housing Act (Section 232). In addition to meeting PRA requirements, this notice seeks public comment for the purpose of enlisting input from the lending industry and other interested parties in the development, updating, and adoption of a set of instruments (collectively, healthcare facility documents) that offer the requisite protection to all parties in these FHA-insured mortgage transactions, consistent with modern real estate and mortgage lending laws and practices. The healthcare facility documents, which are the subject of this notice, can be viewed on HUD's Web site: www.hud.gov/232forms. HUD is also publishing today a proposed rule that will submit for public comment certain revisions to FHA's Section 232 regulations for the purpose of ensuring consistency between the program regulations and the revised healthcare facility documents.

Global Maps of Lunar Neutron Fluxes from the LEND Instrument

NASA Technical Reports Server (NTRS)

Litvak, M. L.; Mitrofanov, I. G.; Sanin, A.; Malakhov, A.; Boynton, W. V.; Chin, G.; Droege, G.; Evans, L. G.; Garvin, J.; Golovin, D. V.;

Job and industry turnover for registered and licensed vocational nurses.

PubMed

Spetz, Joanne; Rickles, Jordan; Chapman, Susan; Ong, Paul M

2008-09-01

Most studies of nurse turnover focus on job turnover, which could reflect nurse advancement and thus not be detrimental to the workforce. The authors discuss findings from a study that involved 2 cohorts of graduates from registered nursing and licensed vocational nursing community college programs in California. The duration of employment in the healthcare industry, as well as with specific employers, is tracked, lending a more thorough analysis of nursing job and industry turnover than found in other studies.

The Children's Development Commission Act--H.R. 3637. Field Hearing before the Subcommittee on Capital Markets, Securities and Government Sponsored Enterprises of the Committee on Banking and Financial Services. U.S. House of Representatives, One Hundred Fifth Congress, Second Session.

ERIC Educational Resources Information Center

Congress of the U.S., Washington, DC. House Committee on Banking and Financial Services.

This document presents testimony from the June 1998 hearing on the Children's Development Act (H.R. 3637) held before the Subcommittee on Capital Markets, Securities and Government Sponsored Enterprises. H.R. 3637 encourages the lending of resources to child care facilities by allowing a bank or lender access to a federal reinsurance program that…

Reauthorization of the Higher Education Act. Guaranteed Student Loans, Volume 1. Hearing before the Subcommittee on Postsecondary Education of the Committee on Education and Labor. House of Representatives, Ninety-Ninth Congress, First Session (June 4, 5, 11, 13, 19, and 20, 1985).

ERIC Educational Resources Information Center

Congress of the U.S., Washington, DC. House Committee on Education and Labor.

Hearings on reauthorization of the Higher Education Act, and specifically Guaranteed Student Loans (GSL), are presented, with a focus on issues of multiple disbursements, loan consolidation, subsidies, and copayments. Witnesses represent the lending institutions, secondary markets, and students. The GSL program is designed to promote the…

Defense AT&L (Volume 34, Number 6, November-December 2005)

DTIC Science & Technology

2005-12-01

practices are consid- ered to be the best offers real-world program managers some food for thought. 27 Lending a Helping Hand Owen Gadeken Effective ...mentoring is rewarding for both sides of the equation. The author gives pointers for being a more effective mentor whose protégés will eventually pass on...maintain the uniforms because they put the patches on with Velcro ®. It’s got pockets in the right places, based on the needs of the soldier in the field

A community engagement process for families with children with disabilities: lessons in leadership and policy.

PubMed

Vargas, Claudia María; Arauza, Consuelo; Folsom, Kim; Luna, María del Rosario; Gutiérrez, Lucy; Frerking, Patricia Ohliger; Shelton, Kathleen; Foreman, Carl; Waffle, David; Reynolds, Richard; Cooper, Phillip J

2012-01-01

This article examines a community engagement process developed as part of leadership training for clinical trainees in the Oregon Leadership Education for Neurodevelopmental and Related Disabilities (LEND) Program in a complex community with diverse families who have children with disabilities. The goal is to examine the process and lessons learned for clinical trainees and their mentors from such a process. This is a case study conducted as community-engaged action research by participant-observers involved in the Cornelius community for the past 4 years. The authors include faculty members and clinical trainees of the Oregon LEND Program at the Oregon Health & Science University, families with children with disabilities in the community, and city officials. It is a critical case study in that it studied a community engagement process in one of the poorest communities in the region, with an unusually high population of children with disabilities, and in a community that is over half Latino residents. Lessons learned here can be helpful in a variety of settings. Community engagement forum, community engagement processes, a debriefing using a seven-element feasibility framework, and trainee evaluations are key elements. A community engagement forum is a meeting to which community members and stakeholders from pertinent agencies are invited. Community engagement processes used include a steering committee made up of, and guided by community members which meets on a regular basis to prioritize and carry out responses to problems. Trainee evaluations are based on a set of questions to trigger open-ended responses. Lessons learned are based on assessments of initial and long-term outcomes of the community engagement processes in which families, community members, local officials and LEND trainees and faculty participate as well as by trainee participant-observations, end of year evaluations and trainee debriefings at the time of the initial community assessment forum. The thesis that emerges is that community engagement processes can afford significant opportunities for clinicians in training to develop their leadership skills toward improving maternal and child health for minority families with children with disabilities while building capacity in families for advocacy and facilitating change in the community.

Advantages and Disadvantages of the Patient-Centered Medical Home: A Critical Analysis and Lessons Learned.

PubMed

Budgen, Jacqueline; Cantiello, John

This article provides a detailed examination of the pros and cons associated with patient-centered medical homes (PCMHs). Opinions and findings from those who have studied PCMHs and those who have been directly involved with this type of health care model are outlined. Key lessons from providers are detailed, and critical success factors are highlighted. This synthesized analysis serves to lend evidence to health care managers and providers who are considering implementation of the PCMH model.

DOE Office of Scientific and Technical Information (OSTI.GOV)

Speer, B.; Koenig, R.

Under property-assessed clean energy (PACE) and similar programs, municipal financing districts lend the proceeds of bonds to property owners for financing energy retrofits. Property owners who invest in energy efficiency (EE) measures and small renewable energy (RE) systems then repay these loans over 15-20 years via annual assessments on their property tax bills. States and local governments can use PACE bonds to help property owners finance EE and RE projects. This factsheet outlines the benefits of PACE programs and describes how they can be designed, implemented, and funded. The factsheet also summarizes the benefits and challenges experienced by PACE programsmore » in Boulder County, Colorado; Annapolis, Maryland; Berkeley, California; Sonoma County, California; Palm Desert, California; and Babylon, New York.« less

Space shuttle solid rocket booster recovery system definition. Volume 2: SRB water impact Monte Carlo computer program, user's manual

NASA Technical Reports Server (NTRS)

1973-01-01

The HD 220 program was created as part of the space shuttle solid rocket booster recovery system definition. The model was generated to investigate the damage to SRB components under water impact loads. The random nature of environmental parameters, such as ocean waves and wind conditions, necessitates estimation of the relative frequency of occurrence for these parameters. The nondeterministic nature of component strengths also lends itself to probabilistic simulation. The Monte Carlo technique allows the simultaneous perturbation of multiple independent parameters and provides outputs describing the probability distribution functions of the dependent parameters. This allows the user to determine the required statistics for each output parameter.

Building Resilience After School for Early Adolescents in Urban Poverty: Open Trial of Leaders @ Play.

PubMed

Frazier, Stacy L; Dinizulu, Sonya Mathies; Rusch, Dana; Boustani, Maya M; Mehta, Tara G; Reitz, Kristin

2015-11-01

Leaders @ Play is a park after-school program for urban middle school youth designed to leverage recreational activities for social emotional learning. Mental health and park staff co-facilitated sports and games to teach and practice problem solving, emotion regulation, and effective communication. Additional practice occurred during multi-family groups and summer internships as junior camp counselors. We examined feasibility and promise via an open trial (n = 3 parks, 46 youth, 100 % African American, 100 % low-income, 59 % female, M = 13.09 years old). Improvements in social skills and reductions in problem behaviors lend support to after school programs as a space for mental health promotion.

75 FR 9093 - Extensions of Credit by Federal Reserve Banks

Federal Register 2010, 2011, 2012, 2013, 2014

2010-03-01

... discussed below are intended as a further normalization of the Federal Reserve's lending facilities. The... normalization of the Federal Reserve's lending facilities in light of continued improvement in financial market...

NYSERDA's Green Jobs-Green New York Program: Extending Energy Efficiency Financing To Underserved Households

DOE Office of Scientific and Technical Information (OSTI.GOV)

Zimring, Mark; Fuller, Merrian

2011-01-24

The New York legislature passed the Green Jobs-Green New York (GJGNY) Act in 2009. Administered by the New York State Energy Research and Development Authority (NYSERDA), GJGNY programs provide New Yorkers with access to free or low-cost energy assessments,1 energy upgrade services,2 low-cost financing, and training for various 'green-collar' careers. Launched in November 2010, GJGNY's residential initiative is notable for its use of novel underwriting criteria to expand access to energy efficiency financing for households seeking to participate in New York's Home Performance with Energy Star (HPwES) program.3 The GJGNY financing program is a valuable test of whether alternatives tomore » credit scores can be used to responsibly expand credit opportunities for households that do not qualify for traditional lending products and, in doing so, enable more households to make energy efficiency upgrades.« less

Academic administrators' attitudes towards interprofessional education in Canadian schools of health professional education.

PubMed

Curran, Vernon R; Deacon, Diana R; Fleet, Lisa

2005-05-01

Interprofessional education is an approach to educating and training students and practitioners from different health professions to work in a collaborative manner in providing client and/or patient-centred care. The introduction and successful implementation of this educational approach is dependent on a variety of factors, including the attitudes of students, faculty, senior academic administrators (e.g., deans and directors) and practitioners. The purpose of this study was to examine attitudes towards interprofessional teamwork and interprofessional education amongst academic administrators of post-secondary health professional education programs in Canada. A web-based questionnaire in English and French was distributed via e-mail messaging during January 2004 to academic administrators in Canada representing medicine, nursing, pharmacy, social work, occupational therapy and physiotherapy post-secondary educational programs. Responses were sought on attitudes towards interprofessional teamwork and interprofessional education, as well as opinions regarding barriers to interprofessional education and subject areas that lend themselves to interprofessional education. In general, academic administrators responding to the survey hold overall positive attitudes towards interprofessional teamwork and interprofessional education practices, and the results indicate there were no significant differences between professions in relation to these attitudinal perspectives. The main barriers to interprofessional education were problems with scheduling/calendar, rigid curriculum, turf battles and lack of perceived value. The main pre-clinical subject areas which respondents believed would lend themselves to interprofessional education included community health/prevention, ethics, communications, critical appraisal, and epidemiology. The results of this study suggest that a favourable perception of both interprofessional teamwork and interprofessional education exists amongst academic administrators of Canadian health professional education programs. If this is the case, the post-secondary system in Canada is primed for the introduction of interprofessional education initiatives which support the development of client and patient-centred collaborative practice competencies.

Enhancing the educational achievement of at-risk youth.

PubMed

Schinke, S P; Cole, K C; Poulin, S R

2000-03-01

This study examined a non-school program aimed at enhancing the educational performance of economically disadvantaged early adolescents who live in public housing. The educational enhancement program included discussions with adults, writing activities, leisure reading, homework, helping others, and games using cognitive skills. A three-arm research design juxtaposed program youth who received educational enhancements with comparison youth in affiliated facilities who did not receive the program and with control youth in other community programs without educational enhancements. From youths, follow-up data collected 2 1/2 years after baseline revealed uniformly positive outcomes for program youth on measures of reading, verbal skills, writing, and tutoring. Teacher reports at final follow-up favored program and comparison youth over controls on measures of reading, writing, games, overall school performance, and interest in class material. School grades were higher for program youth than for comparison and control youth for reading, spelling, history, science, and social studies. Overall grade averages were higher for program youth versus comparisons and controls, as was school attendance. Study data lend empirical support to the provision of educational enhancements in non-school settings for at-risk youths.

An evaluation of the directed flow graph methodology

NASA Technical Reports Server (NTRS)

Snyder, W. E.; Rajala, S. A.

1984-01-01

The applicability of the Directed Graph Methodology (DGM) to the design and analysis of special purpose image and signal processing hardware was evaluated. A special purpose image processing system was designed and described using DGM. The design, suitable for very large scale integration (VLSI) implements a region labeling technique. Two computer chips were designed, both using metal-nitride-oxide-silicon (MNOS) technology, as well as a functional system utilizing those chips to perform real time region labeling. The system is described in terms of DGM primitives. As it is currently implemented, DGM is inappropriate for describing synchronous, tightly coupled, special purpose systems. The nature of the DGM formalism lends itself more readily to modeling networks of general purpose processors.

A decision support model for investment on P2P lending platform.

PubMed

Zeng, Xiangxiang; Liu, Li; Leung, Stephen; Du, Jiangze; Wang, Xun; Li, Tao

2017-01-01

Peer-to-peer (P2P) lending, as a novel economic lending model, has triggered new challenges on making effective investment decisions. In a P2P lending platform, one lender can invest N loans and a loan may be accepted by M investors, thus forming a bipartite graph. Basing on the bipartite graph model, we built an iteration computation model to evaluate the unknown loans. To validate the proposed model, we perform extensive experiments on real-world data from the largest American P2P lending marketplace-Prosper. By comparing our experimental results with those obtained by Bayes and Logistic Regression, we show that our computation model can help borrowers select good loans and help lenders make good investment decisions. Experimental results also show that the Logistic classification model is a good complement to our iterative computation model, which motivates us to integrate the two classification models. The experimental results of the hybrid classification model demonstrate that the logistic classification model and our iteration computation model are complementary to each other. We conclude that the hybrid model (i.e., the integration of iterative computation model and Logistic classification model) is more efficient and stable than the individual model alone.

A decision support model for investment on P2P lending platform

PubMed Central

Liu, Li; Leung, Stephen; Du, Jiangze; Wang, Xun; Li, Tao

2017-01-01

Peer-to-peer (P2P) lending, as a novel economic lending model, has triggered new challenges on making effective investment decisions. In a P2P lending platform, one lender can invest N loans and a loan may be accepted by M investors, thus forming a bipartite graph. Basing on the bipartite graph model, we built an iteration computation model to evaluate the unknown loans. To validate the proposed model, we perform extensive experiments on real-world data from the largest American P2P lending marketplace—Prosper. By comparing our experimental results with those obtained by Bayes and Logistic Regression, we show that our computation model can help borrowers select good loans and help lenders make good investment decisions. Experimental results also show that the Logistic classification model is a good complement to our iterative computation model, which motivates us to integrate the two classification models. The experimental results of the hybrid classification model demonstrate that the logistic classification model and our iteration computation model are complementary to each other. We conclude that the hybrid model (i.e., the integration of iterative computation model and Logistic classification model) is more efficient and stable than the individual model alone. PMID:28877234

76 FR 43111 - Regulation Z; Truth in Lending

Federal Register 2010, 2011, 2012, 2013, 2014

2011-07-20

... Congress enacted the Truth in Lending Act (TILA; 15 U.S.C. 1601 et seq.) based on findings that economic stability would be enhanced and competition among consumer credit providers would be strengthen by the...

The feasibility of a holistic wellness program for HIV/AIDS patients residing in a voluntary inpatient treatment program.

PubMed

Morgan, Vanessa

2014-03-01

The purpose of this project was to examine the feasibility of an ongoing holistic wellness program in a residential facility treating persons with HIV/AIDS. The goal was to create a voluntary, four week holistic wellness intensive within the established inpatient behavioral health treatment program. Participants were given practicable holistic self care tools to effectively manage HIV related symptoms, general medical issues, addiction, depression, stress and anxiety. The program incorporated evidence-based holistic activities including yoga, therapeutic dance, meditation, Reiki, and reflective journaling. Narrative survey results and post-program evaluation support that an ongoing holistic wellness program within the existing treatment model is feasible and could have numerous potential beneficial effects. This project clearly exemplified the ideal opportunity for holistic nurses to implement innovative holistic interventions within the current healthcare delivery system. It is the author's observation that future studies with a larger participant group to further examine measurable benefits can lend valuable information and insight into the future development of holistic wellness programs for residential treatment facilities.

12 CFR 23.6 - Application of lending limits; restrictions on transactions with affiliates.

Code of Federal Regulations, 2011 CFR

2011-01-01

... THE TREASURY LEASING General Provisions § 23.6 Application of lending limits; restrictions on... of any nonrecourse debt the bank has incurred to finance the acquisition of the leased asset. [61 FR...

Controversies in psychotherapy research: epistemic differences in assumptions about human psychology.

PubMed

Shean, Glenn D

2013-01-01

It is the thesis of this paper that differences in philosophical assumptions about the subject matter and treatment methods of psychotherapy have contributed to disagreements about the external validity of empirically supported therapies (ESTs). These differences are evident in the theories that are the basis for both the design and interpretation of recent psychotherapy efficacy studies. The natural science model, as applied to psychotherapy outcome research, transforms the constitutive features of the study subject in a reciprocal manner so that problems, treatments, and indicators of effectiveness are limited to what can be directly observed. Meaning-based approaches to therapy emphasize processes and changes that do not lend themselves to experimental study. Hermeneutic philosophy provides a supplemental model to establishing validity in those instances where outcome indicators do not lend themselves to direct observation and measurement and require "deep" interpretation. Hermeneutics allows for a broadening of psychological study that allows one to establish a form of validity that is applicable when constructs do not refer to things that literally "exist" in nature. From a hermeneutic perspective the changes that occur in meaning-based therapies must be understood and evaluated on the manner in which they are applied to new situations, the logical ordering and harmony of the parts with the theoretical whole, and the capability of convincing experts and patients that the interpretation can stand up against other ways of understanding. Adoption of this approach often is necessary to competently evaluate the effectiveness of meaning-based therapies.

Reliability Centered Maintenance - Methodologies

NASA Technical Reports Server (NTRS)

Kammerer, Catherine C.

2009-01-01

Journal article about Reliability Centered Maintenance (RCM) methodologies used by United Space Alliance, LLC (USA) in support of the Space Shuttle Program at Kennedy Space Center. The USA Reliability Centered Maintenance program differs from traditional RCM programs because various methodologies are utilized to take advantage of their respective strengths for each application. Based on operational experience, USA has customized the traditional RCM methodology into a streamlined lean logic path and has implemented the use of statistical tools to drive the process. USA RCM has integrated many of the L6S tools into both RCM methodologies. The tools utilized in the Measure, Analyze, and Improve phases of a Lean Six Sigma project lend themselves to application in the RCM process. All USA RCM methodologies meet the requirements defined in SAE JA 1011, Evaluation Criteria for Reliability-Centered Maintenance (RCM) Processes. The proposed article explores these methodologies.

An Investigation of Landing-Contact Conditions for a Large Turbojet Transport During Routine Daylight Operations

NASA Technical Reports Server (NTRS)

Stickle, Joseph W.; Silsby, Norman S.

1960-01-01

An investigation has been made by the NASA to obtain statistical measurements of landing-contact conditions for a large turbojet transport in commercial airline operations. The investigation was conducted at the Los Angeles International Airport in Los Angeles, California. Measurements were taken photographically during routine daylight operations. The quantities determined were vertical velocity, horizontal velocity, rolling velocity, bank angle, and distance from runway threshold, just prior to ground contact. The results indicated that the mean vertical velocity for the turbojet-transport landings was 1.62 feet per second and that 1 landing out of 100 would be expected to equal or exceed about 4.0 feet per second. The mean airspeed at contact was 132.0 knots, with 1 landing in 100 likely to equal or exceed about 153.0 knots. The mean rolling velocity was about 1.6 deg per second. One lending in 100 would probably equal or exceed a rolling velocity of about 4.0 deg. per second in the direction of the first wheel to touch. The mean bank angle for the turbojet transports was 1.04 deg, and right and left angles of bank were about evenly divided. One lending in 100 would be likely to equal or exceed a bank angle of about 3.5 deg. The mean value of distance to touchdown from the runway threshold was 1,560 feet. One lending in 100 would be expected to touchdown at or beyond about 2,700 feet from the runway threshold. The mean values for vertical velocity, airspeed, and distance t o touch-down for the turbojet transports were somewhat higher than those found previously for piston-engine transports. No significant differences were found for values of rolling velocity and bank angle.

Micromotors working in water through artificial aerobic metabolism

NASA Astrophysics Data System (ADS)

Yamamoto, D.; Takada, T.; Tachibana, M.; Iijima, Y.; Shioi, A.; Yoshikawa, K.

2015-07-01

Most catalytic micro/nanomotors that have been developed so far use hydrogen peroxide as fuel, while some use hydrazine. These fuels are difficult to apply because they can cause skin irritation, and often form and store disruptive bubbles. In this paper, we demonstrate a novel catalytic Pt micromotor that does not produce bubbles, and is driven by the oxidation of stable, non-toxic primary alcohols and aldehydes with dissolved oxygen. This use of organic oxidation mirrors living systems, and lends this new motor essentially the same characteristics, including decreased motility in low oxygen environments and the direct isothermal conversion of chemical energy into mechanical energy. Interestingly, the motility direction is reversed by replacing the reducing fuels with hydrogen peroxide. Therefore, these micromotors not only provide a novel system in nanotechnology, but also help in further revealing the underlining mechanisms of motility of living organisms.Most catalytic micro/nanomotors that have been developed so far use hydrogen peroxide as fuel, while some use hydrazine. These fuels are difficult to apply because they can cause skin irritation, and often form and store disruptive bubbles. In this paper, we demonstrate a novel catalytic Pt micromotor that does not produce bubbles, and is driven by the oxidation of stable, non-toxic primary alcohols and aldehydes with dissolved oxygen. This use of organic oxidation mirrors living systems, and lends this new motor essentially the same characteristics, including decreased motility in low oxygen environments and the direct isothermal conversion of chemical energy into mechanical energy. Interestingly, the motility direction is reversed by replacing the reducing fuels with hydrogen peroxide. Therefore, these micromotors not only provide a novel system in nanotechnology, but also help in further revealing the underlining mechanisms of motility of living organisms. Electronic supplementary information (ESI) available: Details of the experimental procedure, supplementary note S1, supplementary Fig. S1 to S5, and supplementary videos S1 to S4. See DOI: 10.1039/c5nr03300d

What menu changes do restaurants make after joining a voluntary restaurant recognition program?

PubMed

Gase, Lauren N; Kaur, Mandip; Dunning, Lauren; Montes, Christine; Kuo, Tony

2015-06-01

Programs that recognize restaurants for offering healthful options have emerged as a popular strategy to address the obesity epidemic; however, program fidelity and business responses to such programs are rarely assessed. This study sought to examine how retail restaurants in Los Angeles County chose to comply with participation criteria required by the Choose Health LA Restaurants initiative in the region; the program recognizes restaurants for offering reduced-size portions and healthy children's meals. Menus of all restaurants that joined within 1 year of program launch (n = 17 restaurant brands) were assessed for changes. Nine of the 17 brands made changes to their menus to meet participation criteria for reduced-size portions while 8 of the 10 restaurant brands that offered children's menus made changes to improve the healthfulness of children's meals. Results of this comparative assessment lend support to restaurant compliance with program criteria and menu improvements, even though they are voluntary, representing an important step toward implementing this strategy in the retail environment. Copyright © 2015 Elsevier Ltd. All rights reserved.

77 FR 65396 - Notice of Submission of Proposed Information Collection to OMB: Home Mortgage Disclosure Act...

Federal Register 2010, 2011, 2012, 2013, 2014

2012-10-26

... mortgage lending institutions are required to use the information generated as a running log throughout the... mortgage lending institutions are required to use the information generated as a running log throughout the...

12 CFR 228.28 - Assigned ratings.

Code of Federal Regulations, 2010 CFR

2010-01-01

... bank's performance under the lending, investment and service tests, the community development test, the small bank performance standards, or an approved strategic plan, as applicable. (b) Lending, investment... credit practices. (1) The Board's evaluation of a bank's CRA performance is adversely affected by...

Experiment LEND of the NASA Lunar Reconnaissance Orbiter for high-resolution mapping of neutron emission of the Moon.

PubMed

Mitrofanov, I G; Sanin, A B; Golovin, D V; Litvak, M L; Konovalov, A A; Kozyrev, A S; Malakhov, A V; Mokrousov, M I; Tretyakov, V I; Troshin, V S; Uvarov, V N; Varenikov, A B; Vostrukhin, A A; Shevchenko, V V; Shvetsov, V N; Krylov, A R; Timoshenko, G N; Bobrovnitsky, Y I; Tomilina, T M; Grebennikov, A S; Kazakov, L L; Sagdeev, R Z; Milikh, G N; Bartels, A; Chin, G; Floyd, S; Garvin, J; Keller, J; McClanahan, T; Trombka, J; Boynton, W; Harshman, K; Starr, R; Evans, L

2008-08-01

The scientific objectives of neutron mapping of the Moon are presented as 3 investigation tasks of NASA's Lunar Reconnaissance Orbiter mission. Two tasks focus on mapping hydrogen content over the entire Moon and on testing the presence of water-ice deposits at the bottom of permanently shadowed craters at the lunar poles. The third task corresponds to the determination of neutron contribution to the total radiation dose at an altitude of 50 km above the Moon. We show that the Lunar Exploration Neutron Detector (LEND) will be capable of carrying out all 3 investigations. The design concept of LEND is presented together with results of numerical simulations of the instrument's sensitivity for hydrogen detection. The sensitivity of LEND is shown to be characterized by a hydrogen detection limit of about 100 ppm for a polar reference area with a radius of 5 km. If the presence of ice deposits in polar "cold traps" is confirmed, a unique record of many millions of years of lunar history would be obtained, by which the history of lunar impacts could be discerned from the layers of water ice and dust. Future applications of a LEND-type instrument for Mars orbital observations are also discussed.

Effects of equine assisted activities on autism spectrum disorder.

PubMed

Lanning, Beth A; Baier, Margaret E Matyastik; Ivey-Hatz, Julie; Krenek, Nancy; Tubbs, Jack D

2014-08-01

Quality of life assessments were used in this study to determine the behavioral changes of children diagnosed with autism spectrum disorder (ASD) who participated in equine assisted activities. Behavioral changes of children with ASD participating in 9 weeks of equines assisted activities (EAA) (N = 10) were compared to behavioral changes of children who participated in a non-equine intervention (N = 8). Parents noted significant improvements in their child's physical, emotional and social functioning following the first 6 weeks of EAA. The children participating in the non-equine program also demonstrated improvement in behavior, but to a lesser degree. The favorable outcome of this study lends support for continuation of programs utilizing EAA in the treatment of children with ASD.

Polycyclic aromatic hydrocarbon-DNA adducts in Beluga whales from the Arctic

DOE Office of Scientific and Technical Information (OSTI.GOV)

Mathieu, A.; Payne, J.F.; Fancey, L.L.

1997-09-01

The Arctic is still relatively pristine in nature, but it is also vulnerable to pollution because contaminants originating from midlatitudes are transported to the Arctic by atmospheric processes, ocean currents, and river. Recognition of this fact of Arctic vulnerability has resulted in a Declaration on the Protection of the Arctic Environment by eight Arctic countries. A manifest aim of this declaration is to develop an Arctic Monitoring and Assessment Program. We report here on the presence of measurable levels of polycyclic aromatic hydrocarbon-DNA adducts, including relatively high levels in Arctic beluga (Delphinapterus leucas). These results lend support to the valuemore » of developing biological assessment programs for Arctic wildlife. 15 refs., 1 tab.« less

Impact of savings groups on the lives of the poor

PubMed Central

Karlan, Dean; Savonitto, Beniamino; Thuysbaert, Bram; Udry, Christopher

2017-01-01

Savings-led microfinance programs operate in poor rural communities in developing countries to establish groups that save and then lend out the accumulated savings to each other. Nonprofit organizations train villagers to create and lead these groups. In a clustered randomized evaluation spanning three African countries (Ghana, Malawi, and Uganda), we find that the promotion of these community-based microfinance groups leads to an improvement in household business outcomes and women’s empowerment. However, we do not find evidence of impacts on average consumption or other livelihoods. PMID:28270615

Rural Area Revitalization Act of 1987; and the Rural Development Reorganization Act of 1987. Hearing on H.R. 1800 and H.R. 2026 before the Subcommittee on Conservation, Credit, and Rural Development of the Committee on Agriculture. House of Representatives, One Hundredth Congress, First Session.

ERIC Educational Resources Information Center

Congress of the U.S., Washington, DC. House Committee on Agriculture.

Testimony of H.R. 1800, the Rural Area Revitalization Act, and H.R. 2026, the Rural Development Reorganization Act focuses on the need for federal attention to rural problems other than agriculture. The Rural Area Revitalization Act authorizes expansion of capital available for lending in rural areas, a grant program of $25 million per year for…

Scientific Research Program for Power, Energy, and Thermal Technologies. Task Order 0001: Energy, Power, and Thermal Technologies and Processes Experimental Research. Subtask: Thermal Management of Electromechanical Actuation System for Aircraft Primary Flight Control Surfaces

DTIC Science & Technology

2014-05-01

utilizing buoyancy differences in vapor and liquid phases to pump the heat transfer fluid between the evaporator and condenser. In this particular...Virtual Instrumentation Engineering Workbench LHP Loop Heat Pipe LVDT Linear Voltage Displacement Transducer MACE Micro -technologies for Air...Bland 1992). This type of duty cycle lends itself to thermal energy storage, which when coupled with an effective heat transfer mechanism can

Surgical skill acquisition with self-directed practice using computer-based video training.

PubMed

Jowett, Nathan; LeBlanc, Vicki; Xeroulis, George; MacRae, Helen; Dubrowski, Adam

2007-02-01

Computer-based video training (CBVT) provides flexible opportunities for surgical trainees to learn fundamental technical skills, but may be ineffective in self-directed practice settings because of poor trainee self-assessment. This study examined whether CBVT is effective in a self-directed learning environment among novice trainees. Thirty novice trainees used CBVT to learn the 1-handed square knot while self-assessing their proficiency every 3 minutes. On reaching self-assessed skill proficiency, trainees were randomized to either cease practice or to complete additional practice. Performance was evaluated with computer and expert-based measures during practice and on pretests, posttests, and 1-week retention tests. Analyses revealed performance improvements for both groups (all P < .05), but no differences between the 2 groups (all P > .05) on all tests. CBVT for the 1-handed square knot is effective in a self-directed learning environment among novices. This lends support to the implementation of self-directed digital media-based learning within surgical curricula.

24 CFR 107.15 - Definitions.

Code of Federal Regulations, 2010 CFR

2010-04-01

... disposition of residential property or related facilities (including land to be developed for residential use... (creed), sex or national origin in lending practices with respect to residential property and related facilities (including land to be developed for residential use) of lending institutions, insofar as such...

24 CFR 107.15 - Definitions.

Code of Federal Regulations, 2011 CFR

2011-04-01

... disposition of residential property or related facilities (including land to be developed for residential use... (creed), sex or national origin in lending practices with respect to residential property and related facilities (including land to be developed for residential use) of lending institutions, insofar as such...

12 CFR 25.22 - Lending test.

Code of Federal Regulations, 2013 CFR

2013-01-01

... assessment area(s) through its lending activities by considering a bank's home mortgage, small business... mortgage, small business, small farm, and consumer loans, if applicable, in the bank's assessment area(s); (2) Geographic distribution. The geographic distribution of the bank's home mortgage, small business...

12 CFR 25.22 - Lending test.

Code of Federal Regulations, 2011 CFR

2011-01-01

... assessment area(s) through its lending activities by considering a bank's home mortgage, small business... mortgage, small business, small farm, and consumer loans, if applicable, in the bank's assessment area(s); (2) Geographic distribution. The geographic distribution of the bank's home mortgage, small business...

12 CFR 25.22 - Lending test.

Code of Federal Regulations, 2014 CFR

2014-01-01

... assessment area(s) through its lending activities by considering a bank's home mortgage, small business... mortgage, small business, small farm, and consumer loans, if applicable, in the bank's assessment area(s); (2) Geographic distribution. The geographic distribution of the bank's home mortgage, small business...

12 CFR 345.22 - Lending test.

Code of Federal Regulations, 2014 CFR

2014-01-01

... activities by considering a bank's home mortgage, small business, small farm, and community development... following criteria: (1) Lending activity. The number and amount of the bank's home mortgage, small business... distribution. The geographic distribution of the bank's home mortgage, small business, small farm, and consumer...

12 CFR 345.22 - Lending test.

Code of Federal Regulations, 2013 CFR

2013-01-01

... activities by considering a bank's home mortgage, small business, small farm, and community development... following criteria: (1) Lending activity. The number and amount of the bank's home mortgage, small business... distribution. The geographic distribution of the bank's home mortgage, small business, small farm, and consumer...

12 CFR 25.28 - Assigned ratings.

Code of Federal Regulations, 2010 CFR

2010-01-01

... on the bank's performance under the lending, investment and service tests, the community development test, the small bank performance standards, or an approved strategic plan, as applicable. (b) Lending... credit practices. (1) The OCC's evaluation of a bank's CRA performance is adversely affected by evidence...

Does stress induce bowel dysfunction?

PubMed

Chang, Yu-Ming; El-Zaatari, Mohamad; Kao, John Y

2014-08-01

Psychological stress is known to induce somatic symptoms. Classically, many gut physiological responses to stress are mediated by the hypothalamus-pituitary-adrenal axis. There is, however, a growing body of evidence of stress-induced corticotrophin-releasing factor (CRF) release causing bowel dysfunction through multiple pathways, either through the HPA axis, the autonomic nervous systems, or directly on the bowel itself. In addition, recent findings of CRF influencing the composition of gut microbiota lend support for the use of probiotics, antibiotics, and other microbiota-altering agents as potential therapeutic measures in stress-induced bowel dysfunction.

Energy storage financing :

DOE Office of Scientific and Technical Information (OSTI.GOV)

Baxter, Richard

Project financing is emerging as the linchpin for the future health, direction, and momentum of the energy storage industry. Market leaders have so far relied on selffunding or captive lending arrangements to fund projects. New lenders are proceeding hesitantly as they lack a full understanding of the technology, business, and credit risks involved in this rapidly changing market. The U.S. Department of Energy is poised to play a critical role in expanding access to capital by reducing the barriers to entry for new lenders, and providing trusted analytical benchmarks to better judge and price the risk in systematic ways.

Condition Survey of Lock Number 2, Monongahela River

DTIC Science & Technology

1988-08-01

locks structure. The condition survey of the much older dam was not part of this effort. The dam is submerged at all times and did not lend itself to a...TAmEN MBR WES L-2-86 I& TOTAL PUMER come BoxesL MARC OF ORILLEi’ Gene Warhurst IS. L.[LVATION GROUNo WATEN N. DIRECTION OP ,OLE Feb 86 "OLE Feb 86 SES...Equivalent Spherical Diameter ** See References at the end of the main text. D3 It remained intact when submerged in water. The rock had some iron

Design of automatic startup and shutdown logic for a Brayton-cycle 2- to 15-kilowatt engine

NASA Technical Reports Server (NTRS)

Vrancik, J. E.; Bainbridge, R. C.

1975-01-01

The NASA Lewis Research Center is conducting a closed-Brayton-cycle power conversion system technology program in which a complete power system (engine) has been designed and demonstrated. This report discusses the design of automatic startup and shutdown logic circuits as a modification to the control system presently used in this demonstration engine. This modification was primarily intended to make starting the engine as simple and safe as possible and to allow the engine to be run unattended. In the modified configuration the engine is started by turning the control console power on and pushing the start button after preheating the gas loop. No other operator action is required to effect a complete startup. Shutdown, if one is required, is also effected by a simple stop button. The automatic startup and shutdown of the engine have been successfully and purposefully demonstrated more than 50 times at the Lewis Research Center during 10,000 hours of unattended operation. The net effect of this modification is an engine that can be safely started and stopped by relatively untrained personnel. The approach lends itself directly to remote unattended operation.

Modeling of high speed chemically reacting flow-fields

NASA Technical Reports Server (NTRS)

Drummond, J. P.; Carpenter, Mark H.; Kamath, H.

1989-01-01

The SPARK3D and SPARK3D-PNS computer programs were developed to model 3-D supersonic, chemically reacting flow-fields. The SPARK3D code is a full Navier-Stokes solver, and is suitable for use in scramjet combustors and other regions where recirculation may be present. The SPARK3D-PNS is a parabolized Navier-Stokes solver and provides an efficient means of calculating steady-state combustor far-fields and nozzles. Each code has a generalized chemistry package, making modeling of any chemically reacting flow possible. Research activities by the Langley group range from addressing fundamental theoretical issues to simulating problems of practical importance. Algorithmic development includes work on higher order and upwind spatial difference schemes. Direct numerical simulations employ these algorithms to address the fundamental issues of flow stability and transition, and the chemical reaction of supersonic mixing layers and jets. It is believed that this work will lend greater insight into phenomenological model development for simulating supersonic chemically reacting flows in practical combustors. Currently, the SPARK3D and SPARK3D-PNS codes are used to study problems of engineering interest, including various injector designs and 3-D combustor-nozzle configurations. Examples, which demonstrate the capabilities of each code are presented.

Evolving Improvements to TRMM Ground Validation Rainfall Estimates

NASA Technical Reports Server (NTRS)

Robinson, M.; Kulie, M. S.; Marks, D. A.; Wolff, D. B.; Ferrier, B. S.; Amitai, E.; Silberstein, D. S.; Fisher, B. L.; Wang, J.; Einaudi, Franco (Technical Monitor)

2000-01-01

The primary function of the TRMM Ground Validation (GV) Program is to create GV rainfall products that provide basic validation of satellite-derived precipitation measurements for select primary sites. Since the successful 1997 launch of the TRMM satellite, GV rainfall estimates have demonstrated systematic improvements directly related to improved radar and rain gauge data, modified science techniques, and software revisions. Improved rainfall estimates have resulted in higher quality GV rainfall products and subsequently, much improved evaluation products for the satellite-based precipitation estimates from TRMM. This presentation will demonstrate how TRMM GV rainfall products created in a semi-automated, operational environment have evolved and improved through successive generations. Monthly rainfall maps and rainfall accumulation statistics for each primary site will be presented for each stage of GV product development. Contributions from individual product modifications involving radar reflectivity (Ze)-rain rate (R) relationship refinements, improvements in rain gauge bulk-adjustment and data quality control processes, and improved radar and gauge data will be discussed. Finally, it will be demonstrated that as GV rainfall products have improved, rainfall estimation comparisons between GV and satellite have converged, lending confidence to the satellite-derived precipitation measurements from TRMM.

Dependency, democracy, and infant mortality: a quantitative, cross-national analysis of less developed countries.

PubMed

Shandra, John M; Nobles, Jenna; London, Bruce; Williamson, John B

2004-07-01

This study presents quantitative, sociological models designed to account for cross-national variation in infant mortality rates. We consider variables linked to four different theoretical perspectives: the economic modernization, social modernization, political modernization, and dependency perspectives. The study is based on a panel regression analysis of a sample of 59 developing countries. Our preliminary analysis based on additive models replicates prior studies to the extent that we find that indicators linked to economic and social modernization have beneficial effects on infant mortality. We also find support for hypotheses derived from the dependency perspective suggesting that multinational corporate penetration fosters higher levels of infant mortality. Subsequent analysis incorporating interaction effects suggest that the level of political democracy conditions the effects of dependency relationships based upon exports, investments from multinational corporations, and international lending institutions. Transnational economic linkages associated with exports, multinational corporations, and international lending institutions adversely affect infant mortality more strongly at lower levels of democracy than at higher levels of democracy: intranational, political factors interact with the international, economic forces to affect infant mortality. We conclude with some brief policy recommendations and suggestions for the direction of future research.

Lending Officers' Decisions to Recommend Innovative Agricultural Technology.

ERIC Educational Resources Information Center

McIntosh, Wm. Alex; Zey-Ferrell, Mary

1986-01-01

Path analysis examines an analytical model of decision making by lending officers of 211 Texas banks when recommending agricultural technology to farmer-clients. Model analyzes effects of loan officers' ascribed/achieved personal characteristics and perceptions of organizational constraints during three stages of decision process: using…

76 FR 11319 - Truth in Lending

Federal Register 2010, 2011, 2012, 2013, 2014

2011-03-02

... Congress enacted the Truth in Lending Act (TILA) based on findings that economic stability would be... Final Rule Congress enacted TILA based on findings that economic stability would be enhanced and... Economic Recovery Act of 2008 (HERA), also provides that its principal obligation limitations are subject...

12 CFR 560.160 - Asset classification.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Asset classification. 560.160 Section 560.160 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE TREASURY LENDING AND INVESTMENT Lending and Investment Provisions Applicable to all Savings Associations § 560.160 Asset classification...

78 FR 76033 - Truth in Lending (Regulation Z)

Federal Register 2010, 2011, 2012, 2013, 2014

2013-12-16

... BUREAU OF CONSUMER FINANCIAL PROTECTION 12 CFR Part 1026 Truth in Lending (Regulation Z) AGENCY... Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act) and the Home Ownership and... re-calculated annually using the Consumer Price Index for Urban Wage Earners and Clerical Workers...

12 CFR 560.3 - Definitions.

Code of Federal Regulations, 2011 CFR

2011-01-01

... Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE TREASURY LENDING AND INVESTMENT § 560.3... loans for personal, family, or household purposes and loans reasonably incident thereto, and may be made... loans, and other loans that the savings association has designated as made under investment or lending...

12 CFR 228.22 - Lending test.

Code of Federal Regulations, 2013 CFR

2013-01-01

... assessment area(s) through its lending activities by considering a bank's home mortgage, small business... and amount of the bank's home mortgage, small business, small farm, and consumer loans, if applicable... bank's home mortgage, small business, small farm, and consumer loans, if applicable, based on the loan...

Art as a Vehicle for Nuclear Astrophysics

NASA Astrophysics Data System (ADS)

Kilburn, Micha

2013-04-01

One aim of the The Joint Institute for Nuclear Astrophysics (JINA) is to teach K-12 students concepts and ideas related to nuclear astrophysics. For students who have not yet seen the periodic table, this can be daunting, and we often begin with astronomy concepts. The field of astronomy naturally lends itself to an art connection through its beautiful images. Our Art 2 Science programming adopts a hands-on approach by teaching astronomy through student created art projects. This approach engages the students, through tactile means, visually and spatially. For younger students, we also include physics based craft projects that facilitate the assimilation of problem solving skills. The arts can be useful for aural and kinetic learners as well. Our program also includes singing and dancing to songs with lyrics that teach physics and astronomy concepts. The Art 2 Science programming has been successfully used in after-school programs at schools, community centers, and art studios. We have even expanded the program into a popular week long summer camp. I will discuss our methods, projects, specific goals, and survey results for JINA's Art 2 Science programs.

Adolescents' knowledge and beliefs about pregnancy: the impact of "ENABL".

PubMed

Arnold, E M; Smith, T E; Harrison, D F; Springer, D W

2000-01-01

Finding effective ways to prevent adolescent pregnancy is a concern of public health officials, educators, social workers, parents, and legislators. Numerous programs exist, but there is debate as to whether it is the specific program itself or other factors that are responsible for participants' successful outcomes. Using a quasi-experimental design, this study sought to determine which factors predicted changes in knowledge and beliefs among middle school students (N = 1,450) after exposure to Postponing Sexual Involvement (PSI), the curricular component of Education Now and Babies Later (ENABL), a pregnancy prevention program. It was found that the single most important predictor of improvement in knowledge and beliefs about pregnancy prevention was PSI itself, not background variables. The findings contradict some of the previous studies on factors impacting teenage pregnancy and lend support for the continued examination of ENABL as a promising component of pregnancy prevention efforts.

12 CFR 614.4150 - Lending policies and loan underwriting standards.

Code of Federal Regulations, 2013 CFR

2013-01-01

... loan underwriting standards. Under the policies of its board, each institution shall adopt written standards for prudent lending and shall issue written policies, operating procedures, and control mechanisms... standards. 614.4150 Section 614.4150 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN...

12 CFR 614.4150 - Lending policies and loan underwriting standards.

Code of Federal Regulations, 2011 CFR

2011-01-01

... loan underwriting standards. Under the policies of its board, each institution shall adopt written standards for prudent lending and shall issue written policies, operating procedures, and control mechanisms... standards. 614.4150 Section 614.4150 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN...

12 CFR 614.4150 - Lending policies and loan underwriting standards.

Code of Federal Regulations, 2014 CFR

2014-01-01

... loan underwriting standards. Under the policies of its board, each institution shall adopt written standards for prudent lending and shall issue written policies, operating procedures, and control mechanisms... standards. 614.4150 Section 614.4150 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN...

12 CFR 614.4150 - Lending policies and loan underwriting standards.

Code of Federal Regulations, 2012 CFR

2012-01-01

... loan underwriting standards. Under the policies of its board, each institution shall adopt written standards for prudent lending and shall issue written policies, operating procedures, and control mechanisms... standards. 614.4150 Section 614.4150 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN...

12 CFR 614.4150 - Lending policies and loan underwriting standards.

Code of Federal Regulations, 2010 CFR

2010-01-01

... loan underwriting standards. Under the policies of its board, each institution shall adopt written standards for prudent lending and shall issue written policies, operating procedures, and control mechanisms... standards. 614.4150 Section 614.4150 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN...

12 CFR 28.54 - Reporting and disclosure of international assets.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 1 2010-01-01 2010-01-01 false Reporting and disclosure of international... INTERNATIONAL BANKING ACTIVITIES International Lending Supervision § 28.54 Reporting and disclosure of international assets. (a) Requirements. (1) Pursuant to section 907(a) of the International Lending Supervision...

DOE Office of Scientific and Technical Information (OSTI.GOV)

Velsko, S. P.

The microbial DNA Index System (MiDIS) is a concept for a microbial forensic database and investigative decision support system that can be used to help investigators identify the sources of microbial agents that have been used in a criminal or terrorist incident. The heart of the proposed system is a rigorous method for calculating source probabilities by using certain fundamental sampling distributions associated with the propagation and mutation of microbes on disease transmission networks. This formalism has a close relationship to mitochondrial and Y-chromosomal human DNA forensics, and the proposed decision support system is somewhat analogous to the CODIS andmore » SWGDAM mtDNA databases. The MiDIS concept does not involve the use of opportunistic collections of microbial isolates and phylogenetic tree building as a basis for inference. A staged approach can be used to build MiDIS as an enduring capability, beginning with a pilot demonstration program that must meet user expectations for performance and validation before evolving into a continuing effort. Because MiDIS requires input from a a broad array of expertise including outbreak surveillance, field microbial isolate collection, microbial genome sequencing, disease transmission networks, and laboratory mutation rate studies, it will be necessary to assemble a national multi-laboratory team to develop such a system. The MiDIS effort would lend direction and focus to the national microbial genetics research program for microbial forensics, and would provide an appropriate forensic framework for interfacing to future national and international disease surveillance efforts.« less

Achieving biodiversity benefits with offsets: Research gaps, challenges, and needs.

PubMed

Gelcich, Stefan; Vargas, Camila; Carreras, Maria Jose; Castilla, Juan Carlos; Donlan, C Josh

2017-03-01

Biodiversity offsets are becoming increasingly common across a portfolio of settings: national policy, voluntary programs, international lending, and corporate business structures. Given the diversity of ecological, political, and socio-economic systems where offsets may be applied, place-based information is likely to be most useful in designing and implementing offset programs, along with guiding principles that assure best practice. We reviewed the research on biodiversity offsets to explore gaps and needs. While the peer-reviewed literature on offsets is growing rapidly, it is heavily dominated by ecological theory, wetland ecosystems, and U.S.-based research. Given that majority of offset policies and programs are occurring in middle- and low-income countries, the research gaps we identified present a number of risks. They also present an opportunity to create regionally based learning platforms focused on pilot projects and institutional capacity building. Scientific research should diversify, both topically and geographically, in order to support the successful design, implementation, and monitoring of biodiversity offset programs.

12 CFR 614.4000 - Farm Credit Banks.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Farm Credit Banks. 614.4000 Section 614.4000 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Lending Authorities § 614.4000 Farm Credit Banks. (a) Long-term real estate lending. Except to the extent such...

12 CFR 614.4010 - Agricultural credit banks.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Agricultural credit banks. 614.4010 Section 614.4010 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Lending Authorities § 614.4010 Agricultural credit banks. (a) Long-term real estate lending. Except to the...

75 FR 81836 - Truth in Lending

Federal Register 2010, 2011, 2012, 2013, 2014

2010-12-29

... the Truth in Lending Act (TILA) based on findings that economic stability would be enhanced and... MDIA is contained in Sections 2501 through 2503 of the Housing and Economic Recovery Act of 2008, Public Law 110-289, enacted on July 30, 2008. The MDIA was later amended by the Emergency Economic...

12 CFR 560.36 - De minimis investments.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 5 2010-01-01 2010-01-01 false De minimis investments. 560.36 Section 560.36 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE TREASURY LENDING AND INVESTMENT Lending and Investment Powers for Federal Savings Associations § 560.36 De minimis investments. A Federal...

12 CFR 560.32 - Pass-through investments.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Pass-through investments. 560.32 Section 560.32 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE TREASURY LENDING AND INVESTMENT Lending and Investment Powers for Federal Savings Associations § 560.32 Pass-through investments. (a) A...

12 CFR 1805.301 - Eligible activities.

Code of Federal Regulations, 2012 CFR

2012-01-01

...) Are owned by Low-Income persons; or (3) Enhance the availability of products and services to Low... only be used for services and lending products that serve Low-Income persons and that: (1) Are not provided by other lenders in the area; or (2) Complement the services and lending products provided by...

12 CFR 1805.301 - Eligible activities.

Code of Federal Regulations, 2014 CFR

2014-01-01

...) Are owned by Low-Income persons; or (3) Enhance the availability of products and services to Low... only be used for services and lending products that serve Low-Income persons and that: (1) Are not provided by other lenders in the area; or (2) Complement the services and lending products provided by...

12 CFR 1805.301 - Eligible activities.

Code of Federal Regulations, 2011 CFR

2011-01-01

...) Are owned by Low-Income persons; or (3) Enhance the availability of products and services to Low... only be used for services and lending products that serve Low-Income persons and that: (1) Are not provided by other lenders in the area; or (2) Complement the services and lending products provided by...

12 CFR 1805.301 - Eligible activities.

Code of Federal Regulations, 2013 CFR

2013-01-01

...) Are owned by Low-Income persons; or (3) Enhance the availability of products and services to Low... only be used for services and lending products that serve Low-Income persons and that: (1) Are not provided by other lenders in the area; or (2) Complement the services and lending products provided by...

12 CFR 560.36 - De minimis investments.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 12 Banks and Banking 5 2011-01-01 2011-01-01 false De minimis investments. 560.36 Section 560.36 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE TREASURY LENDING AND INVESTMENT Lending and Investment Powers for Federal Savings Associations § 560.36 De minimis investments. A Federal...

12 CFR 560.32 - Pass-through investments.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 12 Banks and Banking 5 2011-01-01 2011-01-01 false Pass-through investments. 560.32 Section 560.32 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE TREASURY LENDING AND INVESTMENT Lending and Investment Powers for Federal Savings Associations § 560.32 Pass-through investments. (a) A...

75 FR 50936 - Loan Policies and Operations; Lending and Leasing Limits and Risk Management

Federal Register 2010, 2011, 2012, 2013, 2014

2010-08-18

...-AC60 Loan Policies and Operations; Lending and Leasing Limits and Risk Management AGENCY: Farm Credit... sound operation of System institutions by strengthening their risk management practices and abilities to... the establishment of consistent, uniform and prudent concentration risk management policies by System...

ADONIS: One Library's Experience with a CD-ROM Document Delivery System.

ERIC Educational Resources Information Center

Pereira, Monica

Academic libraries have traditionally used interlibrary lending to facilitate document delivery. The trend of stagnating or dwindling serials budgets in libraries, coupled with increased journal costs, has served to increase libraries' reliance on the benefits of consortium pricing and shared costs, by utilizing interlibrary lending of journals.…

12 CFR 390.265 - Real estate lending standards.

Code of Federal Regulations, 2014 CFR

2014-01-01

... consistent with safe and sound banking practices; (ii) Be appropriate to the size of the institution and the... institution's policies must be comprehensive, and consistent with safe and sound lending practices, and must..., construction, and absorption rates. • Current and projected lease terms, rental rates, and sales prices...

12 CFR Appendix A to Subpart D of... - Interagency Guidelines for Real Estate Lending

Code of Federal Regulations, 2014 CFR

2014-01-01

... comprehensive, and consistent with safe and sound lending practices, and must ensure that the institution... employment trends. • Zoning requirements. • Current and projected vacancy, construction, and absorption rates... property. • Maximum loan maturities by type of property. • Amortization schedules. • Pricing structure for...

12 CFR 390.265 - Real estate lending standards.

Code of Federal Regulations, 2013 CFR

2013-01-01

... consistent with safe and sound banking practices; (ii) Be appropriate to the size of the institution and the... institution's policies must be comprehensive, and consistent with safe and sound lending practices, and must..., construction, and absorption rates. • Current and projected lease terms, rental rates, and sales prices...

12 CFR Appendix A to Subpart D of... - Interagency Guidelines for Real Estate Lending

Code of Federal Regulations, 2011 CFR

2011-01-01

... comprehensive, and consistent with safe and sound lending practices, and must ensure that the institution... employment trends. • Zoning requirements. • Current and projected vacancy, construction, and absorption rates... property. • Maximum loan maturities by type of property. • Amortization schedules. • Pricing structure for...

12 CFR Appendix A to Subpart D of... - Interagency Guidelines for Real Estate Lending

Code of Federal Regulations, 2013 CFR

2013-01-01

... comprehensive, and consistent with safe and sound lending practices, and must ensure that the institution... employment trends. • Zoning requirements. • Current and projected vacancy, construction, and absorption rates... property. • Maximum loan maturities by type of property. • Amortization schedules. • Pricing structure for...

12 CFR Appendix C to Part 208 - Interagency Guidelines for Real Estate Lending Policies

Code of Federal Regulations, 2012 CFR

2012-01-01

... institution's policies must be comprehensive, and consistent with safe and sound lending practices, and must..., construction, and absorption rates. • Current and projected lease terms, rental rates, and sales prices... of property. • Amortization schedules. • Pricing structure for different types of real estate loans...

12 CFR 160.101 - Real estate lending standards.

Code of Federal Regulations, 2013 CFR

2013-01-01

... consistent with safe and sound banking practices; (ii) Be appropriate to the size of the institution and the... institution's policies must be comprehensive, and consistent with safe and sound lending practices, and must..., construction, and absorption rates. • Current and projected lease terms, rental rates, and sales prices...

12 CFR 160.101 - Real estate lending standards.

Code of Federal Regulations, 2014 CFR

2014-01-01

... consistent with safe and sound banking practices; (ii) Be appropriate to the size of the institution and the... institution's policies must be comprehensive, and consistent with safe and sound lending practices, and must..., construction, and absorption rates. • Current and projected lease terms, rental rates, and sales prices...

Ereaders in Academic Libraries--A Literature Review

ERIC Educational Resources Information Center

Tees, Tracy

2010-01-01

This literature review describes the experiences of universities in their use of ereaders as textbook replacements and of academic libraries and their lending of ereaders. Information gained from this review will inform Southern Cross University (SCU) Library's forthcoming Ereader Project, which will trial the lending of ereaders as leisure…

12 CFR 560.60 - Suretyship and guaranty.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Suretyship and guaranty. 560.60 Section 560.60 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE TREASURY LENDING AND INVESTMENT Lending and Investment Powers for Federal Savings Associations § 560.60 Suretyship and guaranty. Pursuant...

12 CFR 560.34 - Prepayments.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Prepayments. 560.34 Section 560.34 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE TREASURY LENDING AND INVESTMENT Lending and Investment Powers for Federal Savings Associations § 560.34 Prepayments. Any prepayment on a real estate loan...

12 CFR 560.33 - Late charges.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Late charges. 560.33 Section 560.33 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE TREASURY LENDING AND INVESTMENT Lending and Investment Powers for Federal Savings Associations § 560.33 Late charges. A Federal savings association may...

49 CFR 22.31 - Suspension or revocation of eligibility to participate.

Code of Federal Regulations, 2010 CFR

2010-10-01

... 49 Transportation 1 2010-10-01 2010-10-01 false Suspension or revocation of eligibility to participate. 22.31 Section 22.31 Transportation Office of the Secretary of Transportation SHORT-TERM LENDING... operational requirements; or a failure to engage in prudent lending practices. A suspension or revocation will...

12 CFR 560.130 - Prohibition on loan procurement fees.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Prohibition on loan procurement fees. 560.130 Section 560.130 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE TREASURY LENDING AND INVESTMENT Lending and Investment Provisions Applicable to all Savings Associations § 560.130 Prohibition on...

12 CFR 614.4010 - Agricultural credit banks.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Agricultural credit banks. 614.4010 Section 614.4010 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Lending Authorities § 614.4010 Agricultural credit banks. (a) Long-term real estate lending. Except to the...

76 FR 42015 - Prohibition Against Payment of Interest on Demand Deposits

Federal Register 2010, 2011, 2012, 2013, 2014

2011-07-18

... also sought comment on four specific issues related to the proposal: 1. Does the repeal of Regulation Q..., consumer lending and small business lending. Commenters argued that smaller institutions, as they lose... received from smaller banks because the business model of smaller banks focuses on relationships and...