Sample records for education loan program

  1. Student Loan Programs: Lower Interest Rates and Higher Loan Volume Have Increased Federal Consolidation Loan Costs. Testimony before the Committee on Education and the Workforce, House of Representatives. GAO-04-568T

    ERIC Educational Resources Information Center

    US General Accounting Office, 2004

    2004-01-01

    This statement focuses on issues related to consolidation loans and their cost implications for taxpayers and borrowers. Consolidation loans, available under the Department of Education?s (Education's) two major student loan programs?the Federal Family Education Loan Program (FFELP) and the William D. Ford Direct Loan Program (FDLP)?help borrowers…

  2. 34 CFR 682.100 - The Federal Family Education Loan programs.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false The Federal Family Education Loan programs. 682.100... POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Purpose and Scope § 682.100 The Federal Family Education Loan programs. (a) This part governs the following four programs...

  3. 78 FR 13651 - Applications, Reports, and Other Records for the 2012-2013 Award Year

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-02-28

    ..., William D. Ford Federal Direct Loan, Teacher Education Assistance for College and Higher Education (TEACH... Direct Loan (Direct Loan) Program and Teacher Education Assistance for College and Higher Education... Direct Loan (Direct Loan) Program and Teacher Education Assistance for College and Higher Education...

  4. 34 CFR 682.408 - Loan disbursement through an escrow agent.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Administration of the Federal Family Education Loan Programs by a Guaranty Agency § 682.408 Loan disbursement through an... 34 Education 3 2010-07-01 2010-07-01 false Loan disbursement through an escrow agent. 682.408...

  5. Assessing the Feasibility of Creating a SELF Loan Refinancing Program

    ERIC Educational Resources Information Center

    Kosir, Marilyn; Danette, Jerry; Li, Peter; Sanford, Thomas

    2015-01-01

    Since the Student Education Loan Fund (SELF) Loan program's inception in 1984, over 250,000 students have received more than $2 billion in SELF Loans to pursue their postsecondary education (Minnesota Office of Higher Education, 2014a). The SELF Loan program provides undergraduate and graduate students with long-term, low-interest educational…

  6. 34 CFR 685.101 - Participation in the Direct Loan Program.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION WILLIAM D. FORD FEDERAL DIRECT LOAN PROGRAM Purpose and Scope... school participating in the Direct Loan Program may borrow under the Federal Direct Stafford/Ford Loan and Federal Direct Unsubsidized Stafford/Ford Loan Programs. An eligible graduate or professional...

  7. 76 FR 52271 - Institutions and Lender Requirements Relating to Education Loans, Student Assistance General...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-08-22

    ... DEPARTMENT OF EDUCATION 34 CFR Part 668 [Docket ID ED-2009-OPE-0003] RIN 1840-AC95 Institutions and Lender Requirements Relating to Education Loans, Student Assistance General Provisions, Federal Perkins Loan Program, Federal Family Education Loan Program, and William D. Ford Federal Direct Loan...

  8. 34 CFR 682.508 - Assignment of a loan.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Assignment of a loan. 682.508 Section 682.508 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Federal Guaranteed Student Loan Programs...

  9. 78 FR 5433 - Annual Notice of Interest Rates of Federal Student Loans Made Under the Federal Family Education...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-01-25

    ... Federal Family Education Loan Program AGENCY: Federal Student Aid, Department of Education. ACTION: Notice... under the Federal Family Education Loan (FFEL) Program. The Chief Operating Officer takes this action to give notice of FFEL Program loan interest rates to the public. DATES: This notice is effective January...

  10. 34 CFR 685.100 - The William D. Ford Federal Direct Loan Program.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false The William D. Ford Federal Direct Loan Program. 685...) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION WILLIAM D. FORD FEDERAL DIRECT LOAN PROGRAM Purpose and Scope § 685.100 The William D. Ford Federal Direct Loan Program. (a) Under the William D. Ford...

  11. 77 FR 66087 - Federal Perkins Loan Program, Federal Family Education Loan Program, and William D. Ford Federal...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-11-01

    ...The Secretary amends the Federal Perkins Loan (Perkins Loan) program, Federal Family Education Loan (FFEL) program, and William D. Ford Federal Direct Loan (Direct Loan) program regulations. These final regulations implement a new Income-Contingent Repayment (ICR) plan in the Direct Loan program based on the President's ``Pay As You Earn'' repayment initiative, incorporate recent statutory changes to the Income-Based Repayment (IBR) plan in the Direct Loan and FFEL programs, and streamline and add clarity to the total and permanent disability (TPD) discharge process for borrowers in loan programs under title IV of the Higher Education Act of 1965, as amended (HEA). These final regulations implementing a new ICR plan and the statutory changes to the IBR plan will assist borrowers in repaying their loans while the changes to the TPD discharge process will reduce burden for borrowers who are disabled and seeking a discharge of their title IV debt.

  12. Student Consolidation Loans: Potential Effects of Making Fiscal Year 2006 Consolidation Loans Exclusively through the Direct Loan Program. Report to the Ranking Minority Member, Committee on Education and the Workforce, House of Representatives. GAO-06-195

    ERIC Educational Resources Information Center

    Ashby, Cornelia M.

    2005-01-01

    Under the Federal Family Education Loan Program (FFELP) and the Federal Direct Loan Program (FDLP), the government guarantees and makes consolidation loans to help borrowers manage their student loan debt. By combining loans into one and extending repayment, monthly repayments are reduced. Unlike other student loans, consolidation loans carry a…

  13. 76 FR 31312 - Federal Family Education Loan Program

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-05-31

    ... DEPARTMENT OF EDUCATION Federal Family Education Loan Program AGENCY: Federal Student Aid, Department of Education. ACTION: Notice inviting guaranty agencies to submit proposals to participate in a... participate in the Federal Family Education Loan (FFEL) Program to submit proposals to enter into a Voluntary...

  14. Direct Loans: A Simple, Convenient, Flexible Way To Finance Your Education.

    ERIC Educational Resources Information Center

    Department of Education, Washington, DC. Student Financial Assistance.

    This pamphlet provides basic facts about the U.S. Department of Education's Direct Loan Program for students. These loans include Federal Direct Stafford/Ford Loans, Federal Direct Unsubsidized Stafford/Ford Loans, Direct PLUS Loans, and Direct Consolidation Loans. The pamphlet's sections are: (1) "The Direct Loan Program: What Is It?";…

  15. 77 FR 76414 - William D. Ford Federal Direct Loan Program

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-12-28

    ... DEPARTMENT OF EDUCATION 34 CFR Part 685 RIN 1840-AC94 [Docket ID ED-2008-OPE-0009] William D. Ford... Loan (Perkins Loan) Program; the Federal Family Education Loan (FFEL) Program; and the William D. Ford.... Accordingly, 34 CFR part 685 is corrected as follows: PART 685--WILLIAM D. FORD FEDERAL DIRECT LOAN PROGRAM 0...

  16. 34 CFR 674.1 - Purpose and identification of common provisions.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM General Provisions § 674.1 Purpose and identification of common provisions. (a) The Federal Perkins Loan Program provides low-interest... educational costs. (b)(1) The Federal Perkins Loan Program, authorized by title IV-E of the Higher Education...

  17. 34 CFR 674.1 - Purpose and identification of common provisions.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM General Provisions § 674.1 Purpose and identification of common provisions. (a) The Federal Perkins Loan Program provides low-interest... educational costs. (b)(1) The Federal Perkins Loan Program, authorized by title IV-E of the Higher Education...

  18. Costs and Policy Options for Federal Student Loan Programs. A CBO Study

    ERIC Educational Resources Information Center

    Lucas, Deborah; Moore, Damien

    2010-01-01

    The Department of Education oversees various programs to help students pay for the costs of postsecondary education. This Congressional Budget Office (CBO) study focuses on the two largest student loan programs created under the authority of the Higher Education Act of 1965 (as amended): (1) The Federal Family Education Loan (FFEL) program, which…

  19. 77 FR 29988 - Notice of Submission for OMB Review; Federal Student Aid; William D. Ford Federal Direct Loan...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-05-21

    ... benefits under the Department of Defense's Student Loan Repayment Program, or having a federal education... DEPARTMENT OF EDUCATION Notice of Submission for OMB Review; Federal Student Aid; William D. Ford... her William D. Ford Federal Direct Loan (Direct Loan) or Federal Family Education Loan (FFEL) Program...

  20. Subsidy Estimates for Guaranteed and Direct Student Loans. A CBO Paper

    ERIC Educational Resources Information Center

    Humphrey, Justin

    2005-01-01

    The federal government assists students and their parents in meeting the costs of postsecondary education through two student loan programs, the Federal Family Education Loan Program and the William D. Ford Direct Loan Program. Although the two programs provide similar benefits to borrowers, their structures and operations differ greatly. As a…

  1. Federal Family Education Loan Program: Increased Department of Education Oversight of Lender and School Activities Needed to Help Ensure Program Compliance. Report to Congressional Requesters. GAO-07-750

    ERIC Educational Resources Information Center

    Scott, George A.

    2007-01-01

    Concerns have been raised about the Department of Education's (Education) role in overseeing the lenders and schools that participate in the largest of the federal government's student loan programs, the Federal Family Education Loan Program (FFELP). GAO was asked to analyze Education's use of its oversight, guidance, and enforcement authorities…

  2. The Student Guide. Five Federal Financial Aid Programs. 88-89.

    ERIC Educational Resources Information Center

    Department of Education, Washington, DC.

    Information on five U.S. Department of Education student financial aid programs and how to apply for them is presented: Pell Grants, Supplemental Educational Opportunity Grants, College Work-Study, Perkins Loans (formerly National Direct Student Loans), and Guaranteed Student Loans (Parent Loans to Undergraduate Students and Supplemental Loans for…

  3. 77 FR 47374 - Notice of Proposed Information Collection Requests; Federal Student Aid; William D. Ford Federal...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-08-08

    ... which borrowers in the William D. Ford Federal Direct Loan (Direct Loan) and Federal Family Education... DEPARTMENT OF EDUCATION Notice of Proposed Information Collection Requests; Federal Student Aid; William D. Ford Federal Direct Loan (Direct Loan) Program/ Federal Family Loan (FFEL) Program: Deferment...

  4. 34 CFR 674.60 - Cancellation for volunteer service-Perkins loans, NDSLs and Defense loans.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Cancellation for volunteer service-Perkins loans, NDSLs... Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Loan Cancellation § 674.60 Cancellation for volunteer service—Perkins loans, NDSLs and Defense...

  5. 34 CFR 674.60 - Cancellation for volunteer service-Perkins loans, NDSLs and Defense loans.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 34 Education 3 2011-07-01 2011-07-01 false Cancellation for volunteer service-Perkins loans, NDSLs... Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Loan Cancellation § 674.60 Cancellation for volunteer service—Perkins loans, NDSLs and Defense...

  6. 77 FR 38784 - Applications, Reports, and Other Records for the 2011-2012 Award Year: Student Assistance General...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-06-29

    ... Loan Program; 84.379 Teacher Education Assistance for College and Higher Education Grant Program; 84... Federal student aid programs authorized under Title IV of the Higher Education Act of 1965, as amended..., William D. Ford Federal Direct Loan (Direct Loan), Teacher Education Assistance for College and Higher...

  7. 34 CFR 674.39 - Loan rehabilitation.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 34 Education 3 2011-07-01 2011-07-01 false Loan rehabilitation. 674.39 Section 674.39 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Terms of Loans § 674.39 Loan rehabilitation. (a) Each...

  8. 34 CFR 674.39 - Loan rehabilitation.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Loan rehabilitation. 674.39 Section 674.39 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Terms of Loans § 674.39 Loan rehabilitation. (a) Each...

  9. 76 FR 55654 - Notice of Proposed Information Collection Requests

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-09-08

    ... Loan (Perkins) Program, and Teacher Education Assistance for College and Higher Education (TEACH) Grant... individual who is totally and permanently disabled, as defined in Sec. 437(a)(1) of the Higher Education Act..., or Perkins loan program loans, or Teacher Education Assistance for College Higher Education Grant...

  10. Financial Management: Education's Student Loan Program Controls over Lenders Need Improvement. Report to the Secretary of Education.

    ERIC Educational Resources Information Center

    General Accounting Office, Washington, DC.

    This report presents the results of a U.S. General Accounting Office (GAO) review of lender and Department of Education controls over the accuracy of lender-submitted quarterly billings under the Federal Family Education Loan Program, also known as the guaranteed student loan program. It reports that both lenders and the Department of Education…

  11. Student Loans: Direct Loan Default. Report to Congressional Requesters.

    ERIC Educational Resources Information Center

    Bovbjerg, Barbara D.

    This report presents data on default rates within two major federal student loan programs, the Federal Direct Loan Program (FDLP) and the Federal Family Education Loan Program (FFELP). Data from the National Student Loan Data System for 1997 and 1998 indicate that, overall, direct and guaranteed student loan programs had similar default rates--6.6…

  12. The Stafford Student Loan Program. Testimony before the Subcommittee on Permanent Investigations, Committee on Governmental Affairs, United States Senate.

    ERIC Educational Resources Information Center

    Frazier, Franklin

    The Stafford Loan Program (formerly called the Guaranteed Student Loan Program) makes three kinds of student loans for postsecondary education: Stafford Loans, Supplemental Loans for Students (SLS), and Parents Loans for Undergraduate Students (PLUS). Stafford loans are low-interest loans based on financial need, while SLS and PLUS loans are not…

  13. 34 CFR 674.52 - Cancellation procedures.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Loan Cancellation § 674.52 Cancellation... loan. (d) Concurrent deferment period. The Secretary considers a Perkins Loan, NDSL or Defense Loan...

  14. Reframing the Student Loan Costing Debate: The Benefits of Competition

    ERIC Educational Resources Information Center

    Galloway, Fred; Wilson, Hoke

    2005-01-01

    As debate in Washington heats up regarding congressional reauthorization of the Higher Education Act, a central question involves what to do about the continued coexistence of the two student loan programs--the Federal Family Education Loan Program (FFELP) and the Direct Loan Program (DLP). With hundreds of millions of dollars at stake for banks,…

  15. Federal Student Loan Programs: Opportunities Exist to Improve Audit Requirements and Oversight Procedures. Report to Congressional Committees. GAO-10-668

    ERIC Educational Resources Information Center

    Daly, Kay L.

    2010-01-01

    The Higher Education Opportunity Act of 2008, Pub. L. No. 110-315, mandated GAO (Government Accountability Office) to study the financial and compliance audits and reviews required or conducted for the Federal Family Education Loan (FFEL) program and the Federal Direct Student Loan (DL) program. The Department of Education's (Education) Office of…

  16. Department of Education's College Construction Loan Programs. Hearing before a Subcommittee of the Committee on Government Operations. House of Representatives, Ninety-Eighth Congress, Second Session.

    ERIC Educational Resources Information Center

    Congress of the U. S., Washington, DC. House Committee on Government Operations.

    This document records the hearing of a Subcommittee of the House on its 3-month investigation of the College Housing Loan Program and the Academic Facilities Loan Program, which are administered by the Department of Education. These programs have awarded about $5 billion in loans to finance the construction of dormitories, dining halls, student…

  17. Deferred Cost Recovery for Higher Education: Student Loan Programs in Developing Countries. World Bank Discussion Papers, No. 137.

    ERIC Educational Resources Information Center

    Albrecht, Douglas; Ziderman, Adrian

    This study analyzes the experience of existing higher education student loan programs in developing countries in order to understand their role in fostering cost recovery. Detailed financial analyses of 24 loan programs shows that present value of the repayments collected constitutes a small percentage of the loan value disbursed. In general,…

  18. 34 CFR 673.7 - Administrative cost allowance.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... EDUCATION, DEPARTMENT OF EDUCATION GENERAL PROVISIONS FOR THE FEDERAL PERKINS LOAN PROGRAM, FEDERAL WORK... Federal Perkins Loan, FWS, and FSEOG Programs § 673.7 Administrative cost allowance. (a) An institution participating in the Federal Perkins Loan, FWS, or FSEOG programs is entitled to an administrative cost...

  19. 34 CFR 673.7 - Administrative cost allowance.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... EDUCATION, DEPARTMENT OF EDUCATION GENERAL PROVISIONS FOR THE FEDERAL PERKINS LOAN PROGRAM, FEDERAL WORK... Federal Perkins Loan, FWS, and FSEOG Programs § 673.7 Administrative cost allowance. (a) An institution participating in the Federal Perkins Loan, FWS, or FSEOG programs is entitled to an administrative cost...

  20. 34 CFR 685.301 - Origination of a loan by a Direct Loan Program school.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ..., religion, national origin, age, disability status, or income. (9) A school may not assess a fee for the... 34 Education 4 2014-07-01 2014-07-01 false Origination of a loan by a Direct Loan Program school... LOAN PROGRAM Requirements, Standards, and Payments for Direct Loan Program Schools § 685.301...

  1. Student War Loans Program: Final Report. Bulletin, 1946, No. 14

    ERIC Educational Resources Information Center

    Flynt, R. C. M.

    1946-01-01

    The Student War Loans Program, officially "Loans to Students in Technical and Professional Fields (National Defense)," was one of five essential wartime programs administered by the U. S. Office of Education. The Division of Higher Education administered two of these programs, namely, the Engineering, Science and Management War Training Program…

  2. 34 CFR 685.400 - School participation requirements.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 34 Education 4 2011-07-01 2011-07-01 false School participation requirements. 685.400 Section 685... POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION (CONTINUED) WILLIAM D. FORD FEDERAL DIRECT LOAN PROGRAM School Participation and Loan Origination in the Direct Loan Program § 685.400 School participation requirements. (a)(1...

  3. 34 CFR 685.400 - School participation requirements.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false School participation requirements. 685.400 Section 685... POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION WILLIAM D. FORD FEDERAL DIRECT LOAN PROGRAM School Participation and Loan Origination in the Direct Loan Program § 685.400 School participation requirements. (a)(1...

  4. 34 CFR 674.35 - Deferment of repayment-Federal Perkins loans made before July 1, 1993.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 34 Education 3 2011-07-01 2011-07-01 false Deferment of repayment-Federal Perkins loans made... Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Terms of Loans § 674.35 Deferment of repayment—Federal Perkins loans made before July 1, 1993. (a...

  5. 78 FR 63464 - William D. Ford Federal Direct Loan Program Repayment Plan Selection Form; Extension of Public...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-10-24

    ... DEPARTMENT OF EDUCATION William D. Ford Federal Direct Loan Program Repayment Plan Selection Form; Extension of Public Comment Period; Correction AGENCY: Department of Education. ACTION: Correction notice... entitled, ``William D. Ford Federal Direct Loan Program Repayment Plan Selection Form''. ED is extending...

  6. Vulnerabilities in the Stafford Student Loan Program.

    ERIC Educational Resources Information Center

    Thompson, Lawrence H.

    This testimony before the House Subcommittee on Postsecondary Education addresses the need for improving student financial aid programs administered by the Department of Education, and in particular, the Stafford Student Loan Programs. The testimony begins with a brief review of the default problems involving student loans. Next, an examination is…

  7. 34 CFR 674.12 - Loan maximums.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Loan maximums. 674.12 Section 674.12 Education..., DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM General Provisions § 674.12 Loan maximums. (a) The maximum annual amount of Federal Perkins Loans and NDSLs an eligible student may borrow is— (1) $5,500 for...

  8. 34 CFR 674.55 - Teacher cancellation-Defense loans.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Loan Cancellation § 674.55 Teacher... other nonprofit elementary or secondary school; (ii) An institution of higher education; or (iii) An... 34 Education 3 2011-07-01 2011-07-01 false Teacher cancellation-Defense loans. 674.55 Section 674...

  9. 34 CFR 674.55 - Teacher cancellation-Defense loans.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Loan Cancellation § 674.55 Teacher... other nonprofit elementary or secondary school; (ii) An institution of higher education; or (iii) An... 34 Education 3 2010-07-01 2010-07-01 false Teacher cancellation-Defense loans. 674.55 Section 674...

  10. 76 FR 5787 - Federal Perkins Loan, Federal Work-Study, and Federal Supplemental Educational Opportunity Grant...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-02-02

    ... DEPARTMENT OF EDUCATION [CFDA Nos. 84.038, 84.033, and 84.007] Federal Perkins Loan, Federal Work... for the campus-based programs. SUPPLEMENTARY INFORMATION: The Federal Perkins Loan, Federal Work-Study.... The Work Colleges Program The Work Colleges September 30, Report of 2010-2011 award Program Report can...

  11. Federal Student Loan Programs: Are They Meeting the Needs of Students and Schools? Hearing before the Committee on Government Reform, House of Representatives, One Hundred Ninth Congress, First Session (May 26, 2005). Serial Number 109-31

    ERIC Educational Resources Information Center

    US House of Representatives, 2005

    2005-01-01

    The Committee on Government Reform, chaired by Tom Davis (R-VA) convened this oversight hearing to examine Federal Student Loan Programs, specifically the management and performance of the Federal Family Education Loan Program and the William D. Ford Federal Direct Loan Program. The Committee focused on the Department of Education initiatives to…

  12. Financial Audit: Guaranteed Student Loan Program's Internal Controls and Structure Need Improvement. Report to the Congress.

    ERIC Educational Resources Information Center

    Wurtz, Donald R.; And Others

    An evaluative study was done of the Department of Education's system of internal accounting controls over the Federal Family Education Loan Program, known as the guaranteed student loan program. The study evaluated internal control systems, the structure of the program with respect to the role of guaranty agencies, and the Department's ability to…

  13. Defaulted Student Loans. Guarantee Agencies' Collection Practices and Procedures. United States General Accounting Office Briefing Report to the Chairman, Subcommittee on Postsecondary Education, Committee on Education and Labor, House of Representatives.

    ERIC Educational Resources Information Center

    Comptroller General of the U.S., Washington, DC.

    A review was conducted of methods used by the U.S. Department of Education and by state or private nonprofit loan guarantee agencies to protect the federal government's interest when collecting defaulted student loans under the Guaranteed Student Loan Program. Questionnaires were sent to 58 guarantee agencies that administer the program to…

  14. 34 CFR 674.20 - Compliance with equal credit opportunity requirements.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ...) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM General...) The Secretary considers the Federal Perkins Loan program to be a credit assistance program authorized...

  15. 34 CFR 674.20 - Compliance with equal credit opportunity requirements.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ...) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM General...) The Secretary considers the Federal Perkins Loan program to be a credit assistance program authorized...

  16. 34 CFR 673.4 - Allocation and reallocation.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... EDUCATION, DEPARTMENT OF EDUCATION GENERAL PROVISIONS FOR THE FEDERAL PERKINS LOAN PROGRAM, FEDERAL WORK... Federal Perkins Loan, FWS, and FSEOG Programs § 673.4 Allocation and reallocation. (a) Allocation and reallocation of Federal Perkins Loan funds. (1) The Secretary allocates Federal capital contributions to...

  17. 34 CFR 674.37 - Deferment of repayment-NDSLs made before October 1, 1980 and Defense loans.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN...) The institution of higher education does not need to be participating in the Perkins Loan program for...

  18. 34 CFR 674.37 - Deferment of repayment-NDSLs made before October 1, 1980 and Defense loans.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN...) The institution of higher education does not need to be participating in the Perkins Loan program for...

  19. 34 CFR 673.3 - Application.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ..., DEPARTMENT OF EDUCATION GENERAL PROVISIONS FOR THE FEDERAL PERKINS LOAN PROGRAM, FEDERAL WORK-STUDY PROGRAM... Perkins Loan, FWS, and FSEOG Programs § 673.3 Application. (a) To participate in the Federal Perkins Loan... the Federal Perkins Loan, FWS, and FSEOG programs must be on a form approved by the Secretary and must...

  20. 34 CFR 673.3 - Application.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ..., DEPARTMENT OF EDUCATION GENERAL PROVISIONS FOR THE FEDERAL PERKINS LOAN PROGRAM, FEDERAL WORK-STUDY PROGRAM... Perkins Loan, FWS, and FSEOG Programs § 673.3 Application. (a) To participate in the Federal Perkins Loan... the Federal Perkins Loan, FWS, and FSEOG programs must be on a form approved by the Secretary and must...

  1. 34 CFR 674.34 - Deferment of repayment-Federal Perkins loans, NDSLs and Defense loans.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... Defense loans. 674.34 Section 674.34 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Terms of... fellow to submit periodic reports, projects, or evidence of the fellow's progress; and (iv) In the case...

  2. 78 FR 53433 - Annual Notice of Interest Rates of Federal Student Loans Made Under the Federal Family Education...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-08-29

    ... Notice of Interest Rates of Federal Student Loans Made Under the Federal Family Education Loan Program... Federal Student Aid announces the interest rates for the period July 1, 2013, through June 30, 2014, for..., 2010. The Chief Operating Officer takes this action to give notice of FFEL Program loan interest rates...

  3. How CBO Analyzes the Sources of Lenders' Interest Income on Guaranteed Student Loans. A CBO Report

    ERIC Educational Resources Information Center

    Alsalam, Nabeel

    2004-01-01

    The Federal Family Education Loan (FFEL) program guarantees loans for postsecondary education to students and their parents at a limited interest rate. However, limiting borrowers' rates creates a danger that lenders will not be willing to participate in the program if their costs of financing and servicing the loans exceed the interest rates they…

  4. 48 CFR 853.271 - Loan Guaranty, Education and Vocational Rehabilitation and Counseling Programs.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... 48 Federal Acquisition Regulations System 5 2013-10-01 2013-10-01 false Loan Guaranty, Education and Vocational Rehabilitation and Counseling Programs. 853.271 Section 853.271 Federal Acquisition... Guaranty, Education and Vocational Rehabilitation and Counseling Programs. ...

  5. 48 CFR 853.271 - Loan Guaranty, Education and Vocational Rehabilitation and Counseling Programs.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... 48 Federal Acquisition Regulations System 5 2014-10-01 2014-10-01 false Loan Guaranty, Education and Vocational Rehabilitation and Counseling Programs. 853.271 Section 853.271 Federal Acquisition... Guaranty, Education and Vocational Rehabilitation and Counseling Programs. ...

  6. 48 CFR 853.271 - Loan Guaranty, Education and Vocational Rehabilitation and Counseling Programs.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 48 Federal Acquisition Regulations System 5 2011-10-01 2011-10-01 false Loan Guaranty, Education and Vocational Rehabilitation and Counseling Programs. 853.271 Section 853.271 Federal Acquisition... Guaranty, Education and Vocational Rehabilitation and Counseling Programs. ...

  7. 48 CFR 853.271 - Loan Guaranty, Education and Vocational Rehabilitation and Counseling Programs.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 48 Federal Acquisition Regulations System 5 2010-10-01 2010-10-01 false Loan Guaranty, Education and Vocational Rehabilitation and Counseling Programs. 853.271 Section 853.271 Federal Acquisition... Guaranty, Education and Vocational Rehabilitation and Counseling Programs. ...

  8. 48 CFR 853.271 - Loan Guaranty, Education and Vocational Rehabilitation and Counseling Programs.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... 48 Federal Acquisition Regulations System 5 2012-10-01 2012-10-01 false Loan Guaranty, Education and Vocational Rehabilitation and Counseling Programs. 853.271 Section 853.271 Federal Acquisition... Guaranty, Education and Vocational Rehabilitation and Counseling Programs. ...

  9. 77 FR 71584 - Agency Information Collection Activities; Comment Request; Loan Cancellation in the Federal...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-12-03

    ...; Comment Request; Loan Cancellation in the Federal Perkins Loan Program AGENCY: Department of Education (ED... of Collection: Loan Cancellation in the Federal Perkins Loan Program. OMB Control Number: 1845-0100... these regulations are necessary to determine Federal Perkins Loan borrower's eligibility to receive...

  10. 34 CFR 682.506 - Limitations on maximum loan amounts.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Limitations on maximum loan amounts. 682.506 Section 682.506 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Federal Guaranteed...

  11. 34 CFR 682.504 - Issuance of Federal loan guarantees.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Issuance of Federal loan guarantees. 682.504 Section 682.504 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Federal Guaranteed...

  12. 34 CFR 682.102 - Obtaining and repaying a loan.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Obtaining and repaying a loan. 682.102 Section 682.102 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Purpose and Scope § 682.102...

  13. Direct Student Loan Program: Management Actions Could Enhance Customer Service. Report to the Ranking Minority Member, Committee on Health, Education, Labor, and Pensions, U.S. Senate.

    ERIC Educational Resources Information Center

    General Accounting Office, Washington, DC.

    This report suggests to congress that they consider clarifying whether Education may regulate the fees charged to borrowers under the Direct Loan Program. It also suggests that FSA collect information from schools that could be used to make improvements to the Direct Loan Program. (Author)

  14. 34 CFR 673.6 - Coordination with BIA grants.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... EDUCATION, DEPARTMENT OF EDUCATION GENERAL PROVISIONS FOR THE FEDERAL PERKINS LOAN PROGRAM, FEDERAL WORK... Federal Perkins Loan, FWS, and FSEOG Programs § 673.6 Coordination with BIA grants. (a) Coordination of BIA grants with Federal Perkins loans, FWS awards, or FSEOGs. To determine the amount of a Federal...

  15. 34 CFR 674.19 - Fiscal procedures and records.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM General Provisions § 674.19 Fiscal procedures and records. (a) Fiscal procedures. (1) In administering its Federal Perkins Loan program, an... Federal Perkins Loan Fund cash assets do not fall below the amount of Fund cash assets deposited in those...

  16. 34 CFR 673.6 - Coordination with BIA grants.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... EDUCATION, DEPARTMENT OF EDUCATION GENERAL PROVISIONS FOR THE FEDERAL PERKINS LOAN PROGRAM, FEDERAL WORK... Federal Perkins Loan, FWS, and FSEOG Programs § 673.6 Coordination with BIA grants. (a) Coordination of BIA grants with Federal Perkins loans, FWS awards, or FSEOGs. To determine the amount of a Federal...

  17. 75 FR 17912 - Submission for OMB Review; Comment Request

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-04-08

    ... information collection entitled, ``Federal Family Education Loan (FFEL) Program, Federal Perkins Loan Program... DEPARTMENT OF EDUCATION Submission for OMB Review; Comment Request AGENCY: Department of Education. ACTION: Correction notice. SUMMARY: On April 2, 2010, the Department of Education published a 30- day...

  18. Guaranteed Loans: Just Plain Expensive

    ERIC Educational Resources Information Center

    Petri, Thomas E.

    2007-01-01

    The investigation of New York State's attorney general, Andrew M. Cuomo, into the questionable practices of lenders in federal student-loan programs has helped raise public awareness of one of the greatest scams in our government: The Federal Family Education Loan program, otherwise known as the guaranteed-student-loan program, is unnecessarily…

  19. 34 CFR 685.201 - Obtaining a loan.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Obtaining a loan. 685.201 Section 685.201 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION WILLIAM D. FORD FEDERAL DIRECT LOAN PROGRAM Borrower Provisions § 685.201 Obtaining a...

  20. 34 CFR 685.212 - Discharge of a loan obligation.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Discharge of a loan obligation. 685.212 Section 685.212 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION WILLIAM D. FORD FEDERAL DIRECT LOAN PROGRAM Borrower Provisions § 685.212...

  1. 34 CFR 685.402 - Criteria for schools to originate loans.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Criteria for schools to originate loans. 685.402 Section 685.402 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION WILLIAM D. FORD FEDERAL DIRECT LOAN PROGRAM School...

  2. 34 CFR 674.10 - Selection of students for loans.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 34 Education 3 2011-07-01 2011-07-01 false Selection of students for loans. 674.10 Section 674.10 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM General Provisions § 674.10 Selection of...

  3. 34 CFR 674.16 - Making and disbursing loans.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 34 Education 3 2011-07-01 2011-07-01 false Making and disbursing loans. 674.16 Section 674.16 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM General Provisions § 674.16 Making and...

  4. 34 CFR 674.50 - Assignment of defaulted loans to the United States.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 34 Education 3 2011-07-01 2011-07-01 false Assignment of defaulted loans to the United States. 674.50 Section 674.50 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Due Diligence...

  5. 34 CFR 674.10 - Selection of students for loans.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Selection of students for loans. 674.10 Section 674.10 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM General Provisions § 674.10 Selection of...

  6. 77 FR 28572 - Notice of Submission for OMB Review; Federal Student Aid; Loan Verification Certificate for...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-05-15

    ... (LVC) will serve as the means by which the U.S. Department of Education (the Department) collects certain information from commercial holders of Federal Family Education Loan (FFEL) Program loans that a... DEPARTMENT OF EDUCATION Notice of Submission for OMB Review; Federal Student Aid; Loan...

  7. 34 CFR 682.419 - Guaranty agency Federal Fund.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Administration of the Federal Family Education Loan Programs by a Guaranty Agency § 682.419 Guaranty agency Federal Fund. (a... 34 Education 3 2010-07-01 2010-07-01 false Guaranty agency Federal Fund. 682.419 Section 682.419...

  8. 34 CFR 682.403 - Federal advances for claim payments.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Administration of the Federal Family Education Loan Programs by a Guaranty Agency § 682.403 Federal advances for claim... 34 Education 3 2010-07-01 2010-07-01 false Federal advances for claim payments. 682.403 Section...

  9. 34 CFR 682.423 - Guaranty agency Operating Fund.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Administration of the Federal Family Education Loan Programs by a Guaranty Agency § 682.423 Guaranty agency Operating Fund. (a... 34 Education 3 2010-07-01 2010-07-01 false Guaranty agency Operating Fund. 682.423 Section 682.423...

  10. 34 CFR 682.206 - Due diligence in making a loan.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Due diligence in making a loan. 682.206 Section 682.206 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM General Provisions § 682.206...

  11. Education Dept. Proposes New Rules for Student-Loan Programs

    ERIC Educational Resources Information Center

    Field, Kelly

    2007-01-01

    Colleges would be required to give students information to help them shop around among loan providers under proposed changes in student-loan programs announced by the U.S. Department of Education. The proposed regulations represent the department's most significant response to date to the continuing controversy over conflicts of interest in the…

  12. 77 FR 65372 - Agency Information Collection Activities; Submission to the Office of Management and Budget for...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-10-26

    ...; Submission to the Office of Management and Budget for Review and Approval; Comment Request: Federal Family... of Collection: Federal Family Education Loan (FFEL) Program Income Based Repayment (IBR) Plan Request... Loan) and Federal Family Education Loan (FFEL) Programs may request an Income-Based or Income...

  13. 34 CFR 682.416 - Requirements for third-party servicers and lenders contracting with third-party servicers.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Administration of the Federal Family Education Loan Programs by a Guaranty... 34 Education 3 2010-07-01 2010-07-01 false Requirements for third-party servicers and lenders...

  14. Student Consolidation Loans: Further Analysis Could Lead to Enhanced Default Assumptions for Budgetary Cost Estimates. Report to the Chairman, Committee on the Budget, House of Representatives. GAO-04-843

    ERIC Educational Resources Information Center

    Ashby, Cornelia M.

    2004-01-01

    This study investigated: (1) differences between the Federal Family Education Loan Program (FFELP) and William D. Ford Federal Direct Loan Program (FDLP) consolidation loans and borrowers; (2) the extent to which borrowers with student loans under one program obtain consolidation loans under the other; and (3) how FFELP and FDLP borrower and loan…

  15. 42 CFR 68a.1 - What is the scope and purpose of the NIH Clinical Research Loan Repayment Program for Individuals...

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ..., INTERNSHIPS, TRAINING NATIONAL INSTITUTES OF HEALTH (NIH) CLINICAL RESEARCH LOAN REPAYMENT PROGRAM FOR... to the award of educational loan payments under the NIH Clinical Research Loan Repayment Program for... relative to income, to conduct clinical research as NIH employees. ...

  16. 77 FR 52705 - Notice of Submission for OMB Review; Federal Student Aid; Federal Perkins Loan Program/NDSL...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-08-30

    ... DEPARTMENT OF EDUCATION Notice of Submission for OMB Review; Federal Student Aid; Federal Perkins Loan Program/NDSL Assignment Form SUMMARY: The Federal Perkins Loan Program allows for assignment of... its efforts in recovering an outstanding loan. The Perkins Assignment Form serves as the transmittal...

  17. 34 CFR 674.32 - Special terms: loans to less than half-time student borrowers.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 34 Education 3 2011-07-01 2011-07-01 false Special terms: loans to less than half-time student borrowers. 674.32 Section 674.32 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Terms of...

  18. 34 CFR 674.32 - Special terms: loans to less than half-time student borrowers.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Special terms: loans to less than half-time student borrowers. 674.32 Section 674.32 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Terms of...

  19. Student Financial Aid. High-Risk Series.

    ERIC Educational Resources Information Center

    Comptroller General of the U.S., Washington, DC.

    This publication discusses areas of concern in the Department of Education's management and oversight of postsecondary student financial aid programs, especially the Federal Family Education Loan Program (FFELP), the Federal Direct Student Loan Program (FDSLP), and the Federal Pell Grant Programs. The General Accounting Office determined that, in…

  20. 34 CFR 674.8 - Program participation agreement.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM General Provisions § 674.8 Program participation agreement. To participate in the Federal Perkins Loan program, an institution shall enter into a... that has been granted permission by the Secretary to participate in the ELO under the Federal Perkins...

  1. 34 CFR 674.8 - Program participation agreement.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM General Provisions § 674.8 Program participation agreement. To participate in the Federal Perkins Loan program, an institution shall enter into a... that has been granted permission by the Secretary to participate in the ELO under the Federal Perkins...

  2. Staff Report on the Guaranteed Student Loan Program, Belmont Task Force Recommendations. Prepared for the Subcommittee on Postsecondary Education of the Committee on Education and Labor.

    ERIC Educational Resources Information Center

    Congress of the U.S., Washington, DC. House Committee on Education and Labor.

    Recommendations of the Belmont Task Force concerning the problem of student loan defaults are offered to the U.S. House of Representatives. The task force concludes that the purpose of the Guaranteed Student Loan (GSL) program has changed significantly in the last decade. While originally established as a loan of convenience for middle-income…

  3. 34 CFR 682.204 - Maximum loan amounts.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Maximum loan amounts. 682.204 Section 682.204 Education..., DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM General Provisions § 682.204 Maximum... a full academic year, the maximum annual amount that the student may receive may not exceed the...

  4. 34 CFR 674.60 - Cancellation for volunteer service-Perkins loans, NDSLs and Defense loans.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... 34 Education 3 2014-07-01 2014-07-01 false Cancellation for volunteer service-Perkins loans, NDSLs... PROGRAM Loan Cancellation § 674.60 Cancellation for volunteer service—Perkins loans, NDSLs and Defense... a volunteer under The Peace Corps Act or The Domestic Volunteer Service Act of 1973 (ACTION programs...

  5. 34 CFR 674.60 - Cancellation for volunteer service-Perkins loans, NDSLs and Defense loans.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... 34 Education 3 2013-07-01 2013-07-01 false Cancellation for volunteer service-Perkins loans, NDSLs... PROGRAM Loan Cancellation § 674.60 Cancellation for volunteer service—Perkins loans, NDSLs and Defense... a volunteer under The Peace Corps Act or The Domestic Volunteer Service Act of 1973 (ACTION programs...

  6. 34 CFR 674.60 - Cancellation for volunteer service-Perkins loans, NDSLs and Defense loans.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... 34 Education 3 2012-07-01 2012-07-01 false Cancellation for volunteer service-Perkins loans, NDSLs... PROGRAM Loan Cancellation § 674.60 Cancellation for volunteer service—Perkins loans, NDSLs and Defense... a volunteer under The Peace Corps Act or The Domestic Volunteer Service Act of 1973 (ACTION programs...

  7. 34 CFR 685.307 - Withdrawal procedure for schools participating in the Direct Loan Program.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Withdrawal procedure for schools participating in the Direct Loan Program. 685.307 Section 685.307 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION WILLIAM D. FORD FEDERAL...

  8. 34 CFR 682.417 - Determination of Federal funds or assets to be returned.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ...) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Administration of the Federal Family Education Loan Programs by a Guaranty Agency § 682.417 Determination of... 34 Education 3 2010-07-01 2010-07-01 false Determination of Federal funds or assets to be returned...

  9. 34 CFR 682.422 - Guaranty agency repayment of funds transferred from the Federal Fund.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Administration of the Federal Family Education Loan Programs by a Guaranty Agency § 682.422... 34 Education 3 2010-07-01 2010-07-01 false Guaranty agency repayment of funds transferred from the...

  10. 34 CFR 682.400 - Agreements between a guaranty agency and the Secretary.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ...) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Administration of the Federal Family Education Loan Programs by a Guaranty Agency § 682.400 Agreements between a... 34 Education 3 2010-07-01 2010-07-01 false Agreements between a guaranty agency and the Secretary...

  11. 34 CFR 674.63 - Reimbursement to institutions for loan cancellation.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ...) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Loan Cancellation..., and F is the Federal capital contribution to the Fund. (b) Reimbursement for NDSL and Federal Perkins...

  12. 34 CFR 674.63 - Reimbursement to institutions for loan cancellation.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ...) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Loan Cancellation..., and F is the Federal capital contribution to the Fund. (b) Reimbursement for NDSL and Federal Perkins...

  13. 42 CFR 68a.9 - What loans qualify for repayment?

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ..., INTERNSHIPS, TRAINING NATIONAL INSTITUTES OF HEALTH (NIH) CLINICAL RESEARCH LOAN REPAYMENT PROGRAM FOR... Service Award Program, Public Health and National Health Service Corps Scholarship Training Program... and commercial educational loans obtained by participants for the following: (1) Undergraduate...

  14. 42 CFR 68a.9 - What loans qualify for repayment?

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ..., INTERNSHIPS, TRAINING NATIONAL INSTITUTES OF HEALTH (NIH) CLINICAL RESEARCH LOAN REPAYMENT PROGRAM FOR... Service Award Program, Public Health and National Health Service Corps Scholarship Training Program... and commercial educational loans obtained by participants for the following: (1) Undergraduate...

  15. 34 CFR 682.421 - Funds transferred from the Federal Fund to the Operating Fund by a guaranty agency.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Administration of the Federal Family Education Loan Programs by a Guaranty... 34 Education 3 2010-07-01 2010-07-01 false Funds transferred from the Federal Fund to the...

  16. H.R. 3221: Student Aid and Fiscal Responsibility Act of 2009. Congressional Budget Office Cost Estimate

    ERIC Educational Resources Information Center

    Congressional Budget Office, 2009

    2009-01-01

    H.R. 3221 would amend the Higher Education Act of 1965, which authorizes most federal postsecondary education programs. It would prohibit new federally guaranteed loans from being made under the Federal Family Education Loan (FFEL) Program and would increase direct spending for the Federal Pell Grant Program and other programs. The elimination of…

  17. 34 CFR 674.5 - Federal Perkins Loan program cohort default rate and penalties.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... from an institution's cohort default rate calculation if the loan is— (A) Discharged due to death or... 34 Education 3 2011-07-01 2011-07-01 false Federal Perkins Loan program cohort default rate and... Provisions § 674.5 Federal Perkins Loan program cohort default rate and penalties. (a) Default penalty. If an...

  18. 34 CFR 674.5 - Federal Perkins Loan program cohort default rate and penalties.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... from an institution's cohort default rate calculation if the loan is— (A) Discharged due to death or... 34 Education 3 2014-07-01 2014-07-01 false Federal Perkins Loan program cohort default rate and... Provisions § 674.5 Federal Perkins Loan program cohort default rate and penalties. (a) Default penalty. If an...

  19. 34 CFR 674.5 - Federal Perkins Loan program cohort default rate and penalties.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... from an institution's cohort default rate calculation if the loan is— (A) Discharged due to death or... 34 Education 3 2010-07-01 2010-07-01 false Federal Perkins Loan program cohort default rate and... Provisions § 674.5 Federal Perkins Loan program cohort default rate and penalties. (a) Default penalty. If an...

  20. 34 CFR 674.5 - Federal Perkins Loan program cohort default rate and penalties.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... from an institution's cohort default rate calculation if the loan is— (A) Discharged due to death or... 34 Education 3 2013-07-01 2013-07-01 false Federal Perkins Loan program cohort default rate and... Provisions § 674.5 Federal Perkins Loan program cohort default rate and penalties. (a) Default penalty. If an...

  1. 34 CFR 674.5 - Federal Perkins Loan program cohort default rate and penalties.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... from an institution's cohort default rate calculation if the loan is— (A) Discharged due to death or... 34 Education 3 2012-07-01 2012-07-01 false Federal Perkins Loan program cohort default rate and... Provisions § 674.5 Federal Perkins Loan program cohort default rate and penalties. (a) Default penalty. If an...

  2. A Brief Look at...the Texas B-On-Time Loan Program. Research Report

    ERIC Educational Resources Information Center

    Shook, Melissa

    2012-01-01

    The Texas B-On-Time (BOT) Loan Program is a unique state aid program intended to increase access to higher education in Texas and encourage on-time graduation. This state student loan may be completely forgiven if the otherwise eligible borrower completes his or her degree on time. The BOT Loan Program was developed in response to low on-time…

  3. Guaranteed Student Loans: GAO High Risk Series.

    ERIC Educational Resources Information Center

    Comptroller General of the U.S., Washington, DC.

    As part of a larger program to identify and analyze federal programs at high risk for waste, fraud, abuse and mismanagement, this publication presents an evaluation of the Federal Family Education Loan Program (FFELP), formerly the Guaranteed Student Loan Program. The analysis argues that the program has not been successful in protecting the…

  4. 34 CFR 674.17 - Federal interest in allocated funds-transfer of Fund.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ...) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM General... for a Federal Perkins Loan fund closes or no longer wants to participate in the program, the Secretary...

  5. 34 CFR 674.17 - Federal interest in allocated funds-transfer of Fund.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ...) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM General... for a Federal Perkins Loan fund closes or no longer wants to participate in the program, the Secretary...

  6. Student Loans as a Means of Financing Higher Education: Lessons from International Experience. World Bank Staff Working Papers Number 599.

    ERIC Educational Resources Information Center

    Woodhall, Maureen

    International experience with student loans as a means of financing higher education is examined, with particular reference to developing countries. After summarizing the main purposes and kinds of student loan programs and practices in developed countries, advantages and disadvantages of loans as a means of financing higher education are…

  7. 78 FR 40731 - Deadline Dates for Reports and Other Records Associated With the Free Application for Federal...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-07-08

    ... Direct Loan Program, the Teacher Education Assistance for College and Higher Education (TEACH) Grant... under title IV of the Higher Education Act of 1965, as amended (HEA), for the 2013-2014 award year. The.... Ford Federal Direct Loan (Direct Loan), Teacher Education Assistance for College and Higher Education...

  8. Strengthening the Federal Student Loan Program for Borrowers. Hearing of the Committee on Health, Education, Labor, and Pensions, United States Senate, One Hundred Thirteenth Congress, Second Session on Examining Strengthening the Federal Student Loan Program for Borrowers (March 27, 2014). Senate Hearing 113-829

    ERIC Educational Resources Information Center

    US Senate, 2016

    2016-01-01

    This hearing represents the eighth in the series of Committee on Health, Education, Labor, and Pensions' hearings preparing to reauthorize the Higher Education Act. The primary focus of this hearing is strengthening Federal loan programs to ensure they are working well for students and families. Statements from the following committee members are…

  9. Student Loans and Foreign Schools: Assessing Risks Could Help Education Reduce Program Vulnerability. Report to Congressional Addressees.

    ERIC Educational Resources Information Center

    Ashby, Cornelia M.

    Recent events have increased concerns about the potential for fraud in student loan programs related to loans for U.S. residents attending foreign schools. In 2002 the Office of Special Investigations of the General Accounting Office (GAO) created a fictitious foreign school that the Department of Education subsequently certified as eligible to…

  10. Financial Problems in the Stafford Student Loan Program. Testimony before the Committee on Banking, Housing and Urban Affairs, United States Senate.

    ERIC Educational Resources Information Center

    Frazier, Franklin

    This statement of the Director of Education and Employment Issues of the General Accounting Office's Human Resources Division discusses how the Stafford Student Loan program works, the growth in loans guaranteed and defaulted, and the concerns surrounding the financial problems being experienced by the Higher Education Assistance Foundation…

  11. 77 FR 42085 - Federal Perkins Loan Program, Federal Family Education Loan Program, and William D. Ford Federal...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-07-17

    ... cohorts. Chart 1--Summary of the Proposed Regulations Issue and key features Benefits Cost/transfers... focus on issues related to streamlining institutional reporting requirements and proposed regulations... committee (the ``Loans Committee'') would address Federal student loan issues. The regulations considered by...

  12. 34 CFR 673.1 - Purpose.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... OF EDUCATION GENERAL PROVISIONS FOR THE FEDERAL PERKINS LOAN PROGRAM, FEDERAL WORK-STUDY PROGRAM, AND... amended (HEA) that participating institutions administer: (a) The Federal Perkins Loan Program, which...

  13. 34 CFR 673.1 - Purpose.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... OF EDUCATION GENERAL PROVISIONS FOR THE FEDERAL PERKINS LOAN PROGRAM, FEDERAL WORK-STUDY PROGRAM, AND... amended (HEA) that participating institutions administer: (a) The Federal Perkins Loan Program, which...

  14. State Guarantee Agencies and Capital Avaialability for Student Loans. Papers in Education Finance. Paper No. 22.

    ERIC Educational Resources Information Center

    Hyde, William D., Jr.

    The relationship between capital available for student loans and the types of programs through which loans are made to students is examined in this paper on educational finance. Cost of attendance, amount of grant aid, and ability to pay are investigated as factors that affect the amount of loans a student needs to finance a college education.…

  15. Report on Marketing Practices in the Federal Family Education Loan Program

    ERIC Educational Resources Information Center

    US Senate, 2007

    2007-01-01

    This report was prepared by the Chairman's Staff of the Senate Health, Education, Labor and Pensions Committee setting forth the findings of an investigation into marketing practices in the Federal Family Education Loan program ("FFEL"). Evidence uncovered by the Chairman's investigation demonstrates that many FFEL lenders routinely…

  16. Managing the Federal Direct Student Loan Program. Hearing before the Human Resources and Intergovernmental Relations Subcommittee of the Committee on Government Operations. House of Representatives, One Hundred Third Congress, First Session (June 10, 1993).

    ERIC Educational Resources Information Center

    Congress of the U. S., Washington, DC. House Committee on Government Operations.

    The House Subcommittee on Human Resources and Intergovernmental Relations met to hear testimony from leaders in government and higher education on managing the federal direct student loan program. Focus was on the Department of Education's plans to correct existing management problems of the Guaranteed Student Loan Program and implement the…

  17. 42 CFR 60.1 - What is the HEAL program?

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... Assistance Loan (HEAL) program is a program of Federal insurance of educational loans to graduate students in... borrow money to pay for their educational costs. In addition, certain nonstudents (such as doctors... Justice for litigation. (d) Any person who knowingly makes a false statement or misrepresentation in a...

  18. 34 CFR 674.59 - Cancellation for military service.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Loan Cancellation § 674.59...) Cancellation of an NDSL or Perkins loan. (1) An institution must cancel up to 50 percent of the outstanding balance on an NDSL or Perkins loan for active duty service that ended before August 14, 2008, as a member...

  19. 78 FR 77136 - Agency Information Collection Activities: Proposed Collection: Public Comment Request

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-12-20

    .... Information Collection Request Title: NURSE Corps Loan Repayment Program OMB No. 0915-0140--Revision Abstract: The NURSE Corps Loan Repayment Program (NURSE Corps LRP), formerly known as the Nursing Education Loan Repayment Program (NELRP), assists in the recruitment and retention of professional Registered Nurses (RNs...

  20. 34 CFR 674.18 - Use of funds.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ..., DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM General Provisions § 674.18 Use of funds. (a) General. An institution shall deposit the funds it receives under the Federal Perkins Loan program into its... supplemental Federal Perkins Loan allocations for an award year to the Federal Work-Study program or Federal...

  1. 34 CFR 674.18 - Use of funds.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ..., DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM General Provisions § 674.18 Use of funds. (a) General. An institution shall deposit the funds it receives under the Federal Perkins Loan program into its... supplemental Federal Perkins Loan allocations for an award year to the Federal Work-Study program or Federal...

  2. William D. Ford Federal Direct Loan Program. Final Regulations. Federal Register, Department of Education, 34 CFR Part 685

    ERIC Educational Resources Information Center

    National Archives and Records Administration, 2014

    2014-01-01

    The purpose of this regulatory action is to amend the regulations governing the William D. Ford Federal Direct Loan (Direct Loan) Program (§ 685.200 of title 34 of the Code of Federal Regulations (CFR)). These regulations strengthen and improve administration of the Federal Direct PLUS Loan Program authorized under title IV of the Higher Education…

  3. The Challenge of Financing Higher Education and the Role of Student Loans Scheme: An Analysis of the Student Loan Trust Fund (SLTF) in Ghana

    ERIC Educational Resources Information Center

    Atuahene, Francis

    2008-01-01

    Student loans program is one of the most controversial phenomena in financing higher education in Ghana, but its importance as a cost sharing mechanism is incontestable. This paper describes the challenge of financing higher education in Ghana. It provides a critique of the Social Security and National Insurance Trust (SSNIT) Student Loans Scheme,…

  4. 34 CFR 682.510 - Determination of the borrower's death, total and permanent disability, or bankruptcy.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Determination of the borrower's death, total and permanent disability, or bankruptcy. 682.510 Section 682.510 Education Regulations of the Offices of the... EDUCATION LOAN (FFEL) PROGRAM Federal Guaranteed Student Loan Programs § 682.510 Determination of the...

  5. 34 CFR Appendix E to Part 674 - Examples for Computing Maximum Penalty Charges (6 Months Unpaid Overdue Payments) on Direct Loans...

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... Months Unpaid Overdue Payments) on Direct Loans Made for Periods of Enrollment Before January 1, 1986 E Appendix E to Part 674 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Pt. 674, App. E...

  6. 34 CFR 674.57 - Cancellation for law enforcement or corrections officer service-Federal Perkins, NDSL, and...

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... service-Federal Perkins, NDSL, and Defense loans. 674.57 Section 674.57 Education Regulations of the... EDUCATION FEDERAL PERKINS LOAN PROGRAM Loan Cancellation § 674.57 Cancellation for law enforcement or corrections officer service—Federal Perkins, NDSL, and Defense loans. (a)(1) An institution must cancel up to...

  7. Defaulted Student Loans. Private Lender Collection Efforts Often Inadequate. Report to the Secretary of Education.

    ERIC Educational Resources Information Center

    General Accounting Office, Washington, DC. Div. of Human Resources.

    The increasing costs, paid by the Department of Education through 47 loan guaranty agencies, for defaulted loans made through the Guaranteed Student Loan Program prompted the General Accounting Office (GAO) to evaluate the policies and procedures used by the Department and the guaranty agencies. The purposes were to determine whether: (1) the…

  8. Higher Education: Better Management of Federal Grant and Loan Forgiveness Programs for Teachers Needed to Improve Participant Outcomes. Report to Congressional Requesters. GAO-15-314

    ERIC Educational Resources Information Center

    Nowicki, Jacqueline M.

    2015-01-01

    Education estimates 430,000 new teachers will be needed by 2020. It administers three programs that may help attract and retain qualified teachers by helping them finance their education. However, little is known about the efficacy of these programs. GAO was asked to examine the TEACH Grant and two loan forgiveness programs. This report examines…

  9. 34 CFR 674.54 - [Reserved

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false [Reserved] 674.54 Section 674.54 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Loan Cancellation § 674.54 [Reserved] ...

  10. 34 CFR 674.54 - [Reserved

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 34 Education 3 2011-07-01 2011-07-01 false [Reserved] 674.54 Section 674.54 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Loan Cancellation § 674.54 [Reserved] ...

  11. 75 FR 34805 - Program Integrity Issues

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-06-18

    ...The Secretary proposes to improve integrity in the programs authorized under title IV of the Higher Education Act of 1965, as amended (HEA) by amending the regulations for Institutional Eligibility Under the HEA, the Secretary's Recognition of Accrediting Agencies, the Secretary's Recognition Procedures for State Agencies, the Student Assistance General Provisions, the Federal Family Education Loan (FFEL) Program, the William D. Ford Federal Direct Loan Program, the Teacher Education Assistance for College and Higher Education (TEACH) Grant Program, the Federal Pell Grant Program, and the Academic Competitiveness Grant (AGC) and National Science and Mathematics Access to Retain Talent Grant (National Smart Grant) Programs.

  12. 75 FR 66831 - Program Integrity Issues

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-10-29

    ...The Secretary is improving integrity in the programs authorized under title IV of the Higher Education Act of 1965, as amended (HEA), by amending the regulations for Institutional Eligibility Under the HEA, the Secretary's Recognition of Accrediting Agencies, the Secretary's Recognition Procedures for State Agencies, the Student Assistance General Provisions, the Federal Family Education Loan (FFEL) Program, the William D. Ford Federal Direct Loan Program, the Teacher Education Assistance for College and Higher Education (TEACH) Grant Program in part 686, the Federal Pell Grant Program, and the Academic Competitiveness Grant (AGC) and National Science and Mathematics Access to Retain Talent Grant (National Smart Grant) Programs.

  13. 76 FR 8748 - Loan Repayment Program for Repayment of Health Professions Educational Loans

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-02-15

    ... Nurse Anesthetists.). (l) Podiatry: D.P.M. (m) Physical Rehabilitation Services: Physical Therapy... program site determined by the Secretary. Loan repayment sites are characterized by physical, cultural... allopathic medicine, family medicine, internal medicine, pediatrics, geriatric medicine, obstetrics and...

  14. 77 FR 58819 - Notice of Submission for OMB Review; Federal Student Aid; William D. Ford Federal Direct Loan...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-09-24

    ... DEPARTMENT OF EDUCATION Notice of Submission for OMB Review; Federal Student Aid; William D. Ford... William D. Ford Federal Direct Loan Program will use this form to request forbearance on their loans when... of Collection: William D. Ford Federal Direct Loan Program General Forbearance Request. OMB Control...

  15. 75 FR 22736 - Notice of Request for Applications for the Veterinary Medicine Loan Repayment Program

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-04-30

    ... (RFA) at http://www.nifa.usda.gov/vmlrp . DATES: The FY 2010 Veterinary Medicine Loan Repayment Program (VMLRP) application package has been made available at http://www.nifa.usda.gov/vmlrp and applications... http://www.nslds.ed.gov . Individuals who consolidated their DVM loans with non-educational loans or...

  16. 34 CFR 685.401 - [Reserved

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false [Reserved] 685.401 Section 685.401 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION WILLIAM D. FORD FEDERAL DIRECT LOAN PROGRAM School Participation and Loan Origination...

  17. 34 CFR 674.38 - Deferment procedures.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ..., DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Terms of Loans § 674.38 Deferment procedures. (a)(1... deferment on another Perkins Loan, a FFEL Loan, or a Direct Loan for the same reason and the same time period. The institution may grant the deferment based on information from the other Perkins Loan holder...

  18. 34 CFR 674.38 - Deferment procedures.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ..., DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Terms of Loans § 674.38 Deferment procedures. (a)(1... deferment on another Perkins Loan, a FFEL Loan, or a Direct Loan for the same reason and the same time period. The institution may grant the deferment based on information from the other Perkins Loan holder...

  19. Direct Student Loans: Additional Steps Would Increase Borrowers' Awareness of Electronic Debiting and Reduce Federal Administrative Costs. Report to the Honorable James M. Jeffords, U.S. Senate.

    ERIC Educational Resources Information Center

    Ashby, Cornelia M.

    In November 1999, the U.S. Department of Education began offering a 0.25% interest rate reduction to borrowers under the Direct Loan program who agree to have their monthly loan payments automatically withdrawn from a bank account through its electronic debit account (EDA) program. The Department of Education submitted a justification to the…

  20. Improving the Financial Aid Delivery Process and the Federal Family Education Loan Program: Program Recommendations.

    ERIC Educational Resources Information Center

    Coalition for Student Loan Reform, Washington, DC.

    This publication presents a set of eight recommended reforms and improvements for delivering financial aid to postsecondary students especially the Federal Family Education Loan Program (FFELP). The recommendations are: (1) make applying for student aid simpler for students; (2) assure the continued availability of a dependable, reliable source of…

  1. Report Says Colleges Bilking Loan Program: A Report from the Government Accountability Office of the United States

    ERIC Educational Resources Information Center

    Pekow, Charles

    2005-01-01

    A program designed to provide student aid has spun out of control, becoming a cash cow for colleges and universities. The Department of Education has not adequately controlled the Federal Family Education Loan Program (FFELP), according to a recent report from the Government Accountability Office (GAO). Originally, traditional lending institutions…

  2. Paying for College: Student Loans and Alternative Financing Mechanisms.

    ERIC Educational Resources Information Center

    Eureka Project, Sacramento, CA.

    As a part of a study on financing higher education in California, information is presented on student loans and alternative methods of financing. Part 1 reviews problems caused by a heavy reliance on the federal Guaranteed Student Loan program (GSL). It discusses troubles of the GSL program; the lack of policy purpose; program costs; defaults;…

  3. 34 CFR 674.50 - Assignment of defaulted loans to the United States.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ...) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Due Diligence... to collect on the loan despite complying with the diligence procedures, including at least a first... all of the due diligence requirements described in paragraph (a)(1) of this section if the institution...

  4. Loans for Adult Learners: A Postsecondary Education Perspective.

    ERIC Educational Resources Information Center

    Arbeiter, Solomon

    1979-01-01

    Policy modifications by postsecondary, business, and banking institutions are suggested to make small loans readily available to adult learners for higher education. The author focuses on middle-income adult students with an interest in career mobility in examining existing student loan programs, deferred tuition plans, and adult repayment rates.…

  5. Student Financial Aid. High Risk Series.

    ERIC Educational Resources Information Center

    General Accounting Office, Washington, DC.

    This report discusses the continuing concerns of the U.S. General Accounting Office (GAO) in regard to the Department of Education's management and oversight of postsecondary student financial aid programs, especially the Federal Family Education Loan, the Ford Direct Loan, and the Federal Pell Grant Programs. GAO commends the department for its…

  6. 75 FR 59720 - Agency Information Collection Activities: Proposed Collection: Comment Request

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-09-28

    ... instruments, e-mail [email protected] or call the HRSA Reports Clearance Officer on (301) 443-1129. Comments... Nursing Education Loan Repayment Program Application (OMB No. 0915-0140)--[Revision] This is a request for revision of the Nursing Education Loan Repayment Program (NELRP) application and participant monitoring...

  7. 34 CFR 682.505 - Insurance premium.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 34 Education 4 2011-07-01 2011-07-01 false Insurance premium. 682.505 Section 682.505 Education... Loan Programs § 682.505 Insurance premium. (a) General. The Secretary charges the lender an insurance premium for each Federal GSL Program loan that is guaranteed, except that no insurance premium is charged...

  8. 34 CFR 674.33 - Repayment.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ..., DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Terms of Loans § 674.33 Repayment. (a) Repayment Plan... of both Defense and NDSL or Federal Perkins loans from one or more institutions. If the borrower has... rate is— (i) $15 for a Defense loan; (ii) $30 for an NDSL Loan or for a Federal Perkins loan made...

  9. The Effects of Higher Loan Limits and Need Analysis Changes on FFELP Borrowing in Pennsylvania, July to December 1992 to 1993.

    ERIC Educational Resources Information Center

    Redd, Kenneth E.

    This study examined the effects of the Higher Education Amendments of 1992 on Federal Family Education Loan Program (FFELP) borrowing in Pennsylvania during the July-to-December periods of 1992 to 1993. The Amendments increased the annual borrowing limits for the Federal Stafford loans and Federal Supplemental Loans for Students (SLS), eliminated…

  10. Hearing on Federal Student Loan Programs. Hearing before the Subcommittee on Oversight and Investigations of the Committee on Economic and Educational Opportunities. House of Representatives, 104th Congress, First Session.

    ERIC Educational Resources Information Center

    Congress of the U.S., Washington, DC. House.

    The Subcommittee met to hear testimony on the college student loan process, particularly whether, at a time of devolution of power to state and local levels, it is contradictory to continue with the relatively new Federal Direct Student Loan Program. Chairman Peter Hoekstra outlined how vital higher education has become for access to quality…

  11. Guaranteed Student Loan Program 1981. State Agency Survey.

    ERIC Educational Resources Information Center

    New York State Higher Education Services Corp., Albany.

    Responses to a questionnaire circulated in March 1981 are summarized. Data were gathered from all states regarding the federal Guaranteed Student Loan Program (GSL) and the state guarantee agencies on: guarantee agency organizational types; dates of GSL agreements with the Department of Education; states that guaranteed loans before GSL;…

  12. Cohort Default Rate Guide.

    ERIC Educational Resources Information Center

    Department of Education, Washington, DC. Default Management Div.

    This guide is designed to assist schools with their Federal Family Education Loan Program (FFEL) and the William D. Ford Federal Direct Loan (Direct Loan) Program cohort default rate. The guide is a reference tool in understanding cohort default rates and processes. This guide incorporates two former guides, the "Draft Cohort Default Rate…

  13. 7 CFR 3431.13 - Terms of loan repayment and length of service requirements.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ...) COOPERATIVE STATE RESEARCH, EDUCATION, AND EXTENSION SERVICE, DEPARTMENT OF AGRICULTURE VETERINARY MEDICINE LOAN REPAYMENT PROGRAM Administration of the Veterinary Medicine Loan Repayment Program § 3431.13 Terms... service in a veterinary shortage situation, as determined by the Secretary, with a minimum of 3 years (and...

  14. 7 CFR 3431.24 - Reporting requirements, monitoring, and close-out.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ...) COOPERATIVE STATE RESEARCH, EDUCATION, AND EXTENSION SERVICE, DEPARTMENT OF AGRICULTURE VETERINARY MEDICINE LOAN REPAYMENT PROGRAM Administration of the Veterinary Medicine Loan Repayment Program § 3431.24...

  15. Financial Audit. Federal Family Education Loan Program's Financial Statements for Fiscal Years 1993 and 1992. Report to the Congress and the Secretary of Education.

    ERIC Educational Resources Information Center

    General Accounting Office, Washington, DC.

    This report presents findings of an audit of the Principal Statements of the Department of Education's (ED) Federal Family Education Loan Program (FFELP) and its internal controls and compliance with laws and regulations for the fiscal years ending September 30, 1993, and September 30, 1992. The audit investigated whether the Principal Statements…

  16. Financial Aid for Students Workbook, 1994-95 School Year = Ayuda Financiera para Estudiantes, Libreta del Ano Escolar 1994-95.

    ERIC Educational Resources Information Center

    California Student Aid Commission, Sacramento.

    Presented in both English and Spanish language formats, this workbook explains how California residents can qualify for and obtain student financial aid in the form of federal and state grants and loans, work-study programs, institutional grants, federal campus-based programs, and the Federal Family Education Loan Program loans. A calendar of…

  17. Student Loan Programs. As Federal Costs of Loan Consolidation Rise, Other Options Should be Examined. Report to Congressional Requesters.

    ERIC Educational Resources Information Center

    General Accounting Office, Washington, DC.

    In this report GAO recommends that the Secretary of Education assess the advantages of consolidation loans for borrowers and the government in light of program costs and identify options for reducing federal costs. Options could include targeting the program to borrowers at risk of default and extending existing consolidation alternatives to more…

  18. 34 CFR 674.62 - No cancellation for prior service-no repayment refunded.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false No cancellation for prior service-no repayment refunded. 674.62 Section 674.62 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Loan Cancellation...

  19. 34 CFR 674.62 - No cancellation for prior service-no repayment refunded.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 34 Education 3 2011-07-01 2011-07-01 false No cancellation for prior service-no repayment refunded. 674.62 Section 674.62 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Loan Cancellation...

  20. Health Professions Educational Assistance Amendments of 1985. Report Together with Additional Views to Accompany H.R. 2410. House of Representatives, Ninety-Ninth Congress, First Session.

    ERIC Educational Resources Information Center

    Congress of the U.S., Washington, DC. House Committee on Energy and Commerce.

    A bill amending the Public Health Service Act to revise and extend programs under Title VII (health professions programs) is addressed in this congressional report. The bill reauthorizes for 3 years the following programs: the Health Education Assistance Loan program of insurance for market-rate student loans (the ceiling is raised); the Health…

  1. 34 CFR 674.12 - Loan maximums.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ..., DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM General Provisions § 674.12 Loan maximums. (a) The maximum annual amount of Federal Perkins Loans and NDSLs an eligible student may borrow is— (1) $5,500 for... professional student. (b) The aggregate unpaid principal amount of all Federal Perkins Loans and NDSLs received...

  2. The Impact of Significant Federal Student Loan Policy Changes and the Role of States in Student Credit.

    ERIC Educational Resources Information Center

    Wennerdahl, Carol; Boyd, Joseph D.

    This monograph reviews the role of the states in federal student loan programs since the inception of the Guaranteed Student Loan Program under Title IV, Part B of the Higher Education Act of 1965. Part I examines the program during its first 15 years when the program was experiencing its most turbulent times. State and federal roles were fluid…

  3. Examination of Financial Statements of Student Loan Insurance Fund Fiscal Year 1973.

    ERIC Educational Resources Information Center

    Comptroller General of the U.S., Washington, DC.

    This document examines the fiscal year 1973 financial statements of the Student Loan Insurance Fund, administered by the Office of Education, Department of Health, Education, and Welfare. Findings indicate: (1) The automated Guaranteed Student Loan System (GSLS) contains inaccurate data files and computer programs that do not process the data…

  4. Condemning Students to Debt: College Loans and Public Policy.

    ERIC Educational Resources Information Center

    Fossey, Richard, Ed.; Bateman, Mark, Ed.

    The 10 chapters of this book on the effects of the federal student loan program focus on five major issues: first, that expanding access to postsecondary education is in the national interest; second, the inconsistency in student loan policy; third, increasing federal regulation of higher education; fourth, the fact that rising costs are making…

  5. 42 CFR 68.9 - What loans qualify for repayment?

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ..., TRAINING NATIONAL INSTITUTES OF HEALTH (NIH) LOAN REPAYMENT PROGRAMS (LRPs) § 68.9 What loans qualify for...) Undergraduate, graduate, and health professional school tuition expenses; (b) Other reasonable educational...

  6. 42 CFR 68.9 - What loans qualify for repayment?

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ..., TRAINING NATIONAL INSTITUTES OF HEALTH (NIH) LOAN REPAYMENT PROGRAMS (LRPs) § 68.9 What loans qualify for...) Undergraduate, graduate, and health professional school tuition expenses; (b) Other reasonable educational...

  7. 34 CFR 682.405 - Loan rehabilitation agreement.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... to, a crime involving fraud in obtaining title IV, HEA program assistance, so that the loan may be... loan rehabilitation. (c) A guaranty agency must make available financial and economic education...

  8. Cohort Default Rate Guide. Revised August 2006

    ERIC Educational Resources Information Center

    US Department of Education, 2006

    2006-01-01

    This guide is designed to assist schools with their Federal Family Education Loan (FFEL) Program and William D. Ford Federal Direct Loan (Direct Loan) Program cohort default rate data. The guide is intended as a reference tool in understanding cohort default rates and processes. Material is organized into four parts: (1) Introduction; (2) General…

  9. Key Aspects of the Federal Direct Loan Program's Cost Estimates: Department of Education. Report to Congressional Requesters.

    ERIC Educational Resources Information Center

    Calbom, Linda M.; Ashby, Cornelia M.

    Because of concerns about the Department of Education's reliance on estimates to project costs of the William D. Ford Federal Direct Loan Program (FDLP) and a lack of historical information on which to base those estimates, Congress asked the General Accounting Office (GAO) to review how the department develops its cost estimates for the program,…

  10. Health Education Assistance Loan (HEAL) Program. Final rule.

    PubMed

    2017-11-15

    On July 1, 2014, the HEAL Program was transferred from the U.S. Department of Health and Human Services (HHS) to the U.S. Department of Education (the Department). To reflect this transfer and to facilitate the servicing of all HEAL loans that are currently held by the Department, the Secretary adds the HEAL Program regulations to the Department's chapter in the Code of Federal Regulations (CFR).

  11. Student Loan Defaults. Department of Education Limitations in Sanctioning Problem Schools. Report to the Ranking Minority Member, Subcommittee on Human Resources and Intergovernmental Relations, Committee on Government Reform and Oversight, House of Representatives.

    ERIC Educational Resources Information Center

    Blanchette, Cornelia M.

    This report examines the effectiveness of recent federal government efforts through amendments to the Higher Education Act (1993) to reduce student loan defaults. Key measures to curb defaults had been to make schools with high student loan default rates ineligible for federal student loan programs. However, many institutions have challenged…

  12. 42 CFR 57.214 - Repayment of loans made after November 17, 1971, for failure to complete a program of study.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... eligible education loan was made upon certification by a health professions school that the individual... to be in exceptionally needy circumstances if, upon comparison of the income and other financial.... The Secretary will only repay education loans made subsequent to November 17, 1971. [44 FR 29055, May...

  13. 42 CFR 57.214 - Repayment of loans made after November 17, 1971, for failure to complete a program of study.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... eligible education loan was made upon certification by a health professions school that the individual... to be in exceptionally needy circumstances if, upon comparison of the income and other financial.... The Secretary will only repay education loans made subsequent to November 17, 1971. [44 FR 29055, May...

  14. 42 CFR 57.214 - Repayment of loans made after November 17, 1971, for failure to complete a program of study.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... eligible education loan was made upon certification by a health professions school that the individual... to be in exceptionally needy circumstances if, upon comparison of the income and other financial.... The Secretary will only repay education loans made subsequent to November 17, 1971. [44 FR 29055, May...

  15. Multivariate Analysis of Student Loan Defaulters at Prairie View A&M University

    ERIC Educational Resources Information Center

    Barone, Sandra

    2006-01-01

    This study examines the default behavior of 3,325 undergraduate student borrowers who attended Prairie View A&M University (PVAMU) and entered repayment on their TG-guaranteed Federal Family Education Loan Program (FFELP) loans between October 1, 2000 and September 30, 2002 (fiscal years 2001-2002). Using the Department of Education's official…

  16. Multivariate Analysis of Student Loan Defaulters at Texas A&M University--Kingsville

    ERIC Educational Resources Information Center

    Barone, Sandra; Steiner, Matt; Teszler, Natali

    2005-01-01

    This study examines the default behavior of 5,177 undergraduate student borrowers who attended Texas A&M University--Kingsville (TAMUK) and entered repayment of their TG-guaranteed Federal Family Education Loan Program (FFELP) loans between October 1, 1998 and September 30, 2002 (fiscal years 1999-2002). Using the Department of Education's…

  17. Oversight on National Direct Student Loan Program Regulations. Hearing Before the Subcommittee on Postsecondary Education of the Committee on Education and Labor. House of Representatives, Ninety-Seventh Congress, Second Session.

    ERIC Educational Resources Information Center

    Congress of the U.S., Washington, DC. House Committee on Education and Labor.

    Hearings on the Department of Education's final regulation governing the National Direct Student Loan (NDSL) Program are presented. The final regulation makes three changes: calculation of the federal capital contribution, which is the amount of new federal dollars allocated to institutions each year; the eligibility of institutions to receive…

  18. Financial Statement Audit: U.S. Department of Education, Federal Direct Student Loan Program for the Year Ended September 30, 1994. Audit Control Number 17-48320.

    ERIC Educational Resources Information Center

    Office of Inspector General (ED), Washington, DC.

    An independent audit was done of the principal financial statements of the William D. Ford Federal Direct Loan Program of the Department of Education for the year ending September 30, 1994. In planning and performing the review the auditors considered the internal control structure of the program in order to determine auditing procedures. The…

  19. Recommendations for Reducing the Default Rate in the Guaranteed Student Loan Program.

    ERIC Educational Resources Information Center

    Meznek, James; Wilson, Al

    A series of recommendations is presented for reducing default rates in the Guaranteed Student Loan (GSL) program. First, a summary is provided of trends toward the increasing dependence of students on loans to finance their college education and the large and growing default rate among borrowers. Next, four issues are discussed: Should lenders…

  20. What Pennsylvania Health Care Students Would Want for Participating in Loan Forgiveness Programs.

    ERIC Educational Resources Information Center

    Redd, Kenneth E.

    The results of a survey of students majoring in health care fields regarding a proposed program in which educational loans would be forgiven in exchange for serving medically underserved Pennsylvanians are discussed in this report. The survey sought to discover whether students would be interested in participating in a "loan forgiveness"…

  1. Opinion and Special Articles: Loan forgiveness options for young neurologists: Current landscape and practice implications.

    PubMed

    George, Benjamin P; Dorsey, E Ray; Grischkan, Justin A

    2017-04-11

    Increasing education debt has led to the availability of a variety of loan forgiveness options including the Department of Education's Public Service Loan Forgiveness (PSLF) program. This article discusses the current landscape of loan forgiveness options including trends in PSLF for rising neurology trainees, and implications for choices in specialization, employment, practice location, and the pursuit of an academic career. We further provide guidance on how to navigate the various loan forgiveness options that neurology residents and fellows may consider. © 2017 American Academy of Neurology.

  2. Reauthorization of the Higher Education Act. Guaranteed Student Loans, Volume 1. Hearing before the Subcommittee on Postsecondary Education of the Committee on Education and Labor. House of Representatives, Ninety-Ninth Congress, First Session (June 4, 5, 11, 13, 19, and 20, 1985).

    ERIC Educational Resources Information Center

    Congress of the U.S., Washington, DC. House Committee on Education and Labor.

    Hearings on reauthorization of the Higher Education Act, and specifically Guaranteed Student Loans (GSL), are presented, with a focus on issues of multiple disbursements, loan consolidation, subsidies, and copayments. Witnesses represent the lending institutions, secondary markets, and students. The GSL program is designed to promote the…

  3. Guaranteed Student Loans: Analysis of Insurance Premiums Charged by Guaranty Agencies. Briefing Report to the Chairman, Subcommittee on Postsecondary Education, Committee on Education and Labor, House of Representatives.

    ERIC Educational Resources Information Center

    Comptroller General of the U.S., Washington, DC.

    The insurance premium rates that guaranty agencies charge student borrowers under the Guaranteed Student Loan program were analyzed by the U.S. General Accounting Office. The Higher Education Amendments of 1986 established a maximum rate (3% of the principal loan amount) that all agencies could charge student borrowers. Comparisons were made of…

  4. Student Loans. Direct Loans Could Save Billions in First 5 Years with Proper Implementation. Report to the Chairman, Subcommittee on Postsecondary Education, Committee on Education and Labor, House of Representatives.

    ERIC Educational Resources Information Center

    General Accounting Office, Washington, DC. Div. of Human Resources.

    This paper responds to a congressional request for more information concerning first, the potential cost savings from direct rather than guaranteed student loans and second, the ability of the Department of Education and postsecondary institutions to effectively manage a direct lending program. The report: (1) provides a more complete analysis of…

  5. 75 FR 12217 - Federal Perkins Loan, Federal Work-Study, and Federal Supplemental Educational Opportunity Grant...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-03-15

    ... DEPARTMENT OF EDUCATION Federal Perkins Loan, Federal Work-Study, and Federal Supplemental... undergraduate and graduate students to help pay for their education. The FWS Program encourages the part-time employment of needy undergraduate and graduate students to help pay for their education and to involve the...

  6. 42 CFR 57.314 - Repayment of loans made after November 17, 1971, for failure to complete a program of study. 2

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... in nursing for which an eligible education loan was made upon certification by a school of nursing... applicant will be considered to be in exceptionally needy circumstances if, upon comparison of the income..., medical, or financial difficulties. The Secretary will only repay education loans made after November 17...

  7. 42 CFR 57.314 - Repayment of loans made after November 17, 1971, for failure to complete a program of study. 2

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... in nursing for which an eligible education loan was made upon certification by a school of nursing... applicant will be considered to be in exceptionally needy circumstances if, upon comparison of the income..., medical, or financial difficulties. The Secretary will only repay education loans made after November 17...

  8. 42 CFR 57.314 - Repayment of loans made after November 17, 1971, for failure to complete a program of study. 2

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... in nursing for which an eligible education loan was made upon certification by a school of nursing... applicant will be considered to be in exceptionally needy circumstances if, upon comparison of the income..., medical, or financial difficulties. The Secretary will only repay education loans made after November 17...

  9. 42 CFR 57.314 - Repayment of loans made after November 17, 1971, for failure to complete a program of study. 2

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... in nursing for which an eligible education loan was made upon certification by a school of nursing... applicant will be considered to be in exceptionally needy circumstances if, upon comparison of the income..., medical, or financial difficulties. The Secretary will only repay education loans made after November 17...

  10. 42 CFR 57.314 - Repayment of loans made after November 17, 1971, for failure to complete a program of study. 2

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... in nursing for which an eligible education loan was made upon certification by a school of nursing... applicant will be considered to be in exceptionally needy circumstances if, upon comparison of the income..., medical, or financial difficulties. The Secretary will only repay education loans made after November 17...

  11. The Role of Student Loan Programs in Higher Education Policy in the United States

    ERIC Educational Resources Information Center

    Amatya, Sachi

    2009-01-01

    The increasing cost of higher education, coupled with the inability of federal and state governments to sustain parallel increases in levels of funding for student financial aid, has led to significant growth of student loans. This project analyzes the multidimensional student loans space in the US. This project also compares and contrasts some of…

  12. Regulation of Colleges and Universities Under the Guaranteed Student Loan Program

    ERIC Educational Resources Information Center

    Jenkins, Harold B.

    1976-01-01

    As the Guaranteed Student Loan Program became a necessity for a substantial portion of students at many schools, statutory provisions were revised authorizing the Office of Education (OE) to regulate institutions participating in the program. Implications of this regulatory responsibility are discussed. (LBH)

  13. Time to Turn Attention to a Different Debt Limit: Downsize Federal Student Loan Programs

    ERIC Educational Resources Information Center

    Parker, Thomas D.

    2011-01-01

    The author has spent much of his working life studying and promoting student loans. As a good liberal Democrat, he spent years arguing for the expansion of the old Federal Family Education Loan Program (FFELP) which had its roots in Lyndon Johnson's War on Poverty. His professional life included stints working for one of the nonprofit FFELP…

  14. 77 FR 1872 - Vocational Rehabilitation and Employment Program-Changes to Subsistence Allowance

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-01-12

    ... agencies prepare an assessment of anticipated costs and benefits before issuing any rule that may result in... Office of Management and Budget (OMB), as ``any regulatory action that is likely to result in a rule that..., Health care, Loan programs--education, Loan programs--veterans, Manpower training programs, Reporting and...

  15. 34 CFR 685.300 - Agreements between an eligible school and the Secretary for participation in the Direct Loan...

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... 34 Education 4 2014-07-01 2014-07-01 false Agreements between an eligible school and the Secretary for participation in the Direct Loan Program. 685.300 Section 685.300 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF...

  16. 34 CFR 685.300 - Agreements between an eligible school and the Secretary for participation in the Direct Loan...

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... 34 Education 4 2012-07-01 2012-07-01 false Agreements between an eligible school and the Secretary for participation in the Direct Loan Program. 685.300 Section 685.300 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF...

  17. 34 CFR 685.300 - Agreements between an eligible school and the Secretary for participation in the Direct Loan...

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... 34 Education 4 2013-07-01 2013-07-01 false Agreements between an eligible school and the Secretary for participation in the Direct Loan Program. 685.300 Section 685.300 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF...

  18. 34 CFR 685.300 - Agreements between an eligible school and the Secretary for participation in the Direct Loan...

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 34 Education 4 2011-07-01 2011-07-01 false Agreements between an eligible school and the Secretary for participation in the Direct Loan Program. 685.300 Section 685.300 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF...

  19. 78 FR 52169 - Agency Information Collection Activities; Comment Request; William D. Ford Federal Direct Loan...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-08-22

    ... DEPARTMENT OF EDUCATION [Docket No. ED-2013-ICCD-0109] Agency Information Collection Activities; Comment Request; William D. Ford Federal Direct Loan (Direct Loan) Program Federal Direct PLUS Loan Master... to this notice will be considered public records. Title of Collection: William D. Ford Federal Direct...

  20. The Cost of the Consolidation Option for Student Loans. A CBO Paper

    ERIC Educational Resources Information Center

    Weinberg, Steven; Moore, Damien

    2006-01-01

    The federal government's student loan programs for higher education convey substantial financial benefits to borrowers because of their broad availability and favorable terms. Of the various provisions included in a federal student loan contract, the option to consolidate individual loans contributes greatly to a borrower's benefits and the cost…

  1. 34 CFR 674.31 - Promissory note.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ..., DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Terms of Loans § 674.31 Promissory note. (a) Promissory... normally ends 10 years later; (B) For NDSLs made before October 1, 1980 and Federal Perkins Loans, begins 9... NDSL or Perkins loans, the 6- and 9-month grace periods referenced in paragraph (b)(2)(i) of this...

  2. 42 CFR 60.35 - HEAL loan collection.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 42 Public Health 1 2010-10-01 2010-10-01 false HEAL loan collection. 60.35 Section 60.35 Public Health PUBLIC HEALTH SERVICE, DEPARTMENT OF HEALTH AND HUMAN SERVICES GRANTS HEALTH EDUCATION ASSISTANCE LOAN PROGRAM The Lender and Holder § 60.35 HEAL loan collection. A lender or holder must exercise due...

  3. Why Students Can Still Get Loans

    ERIC Educational Resources Information Center

    Smith, Skee

    1978-01-01

    The Student Loan Marketing Association (Sallie Mae) is a private profit-making corporation chartered by Congress in 1972 to create a secondary market for Guaranteed Student Loans (a program established by Title IV-B of the 1965 Higher Education Act). Sallie Mae's job is to help lending institutions thaw frozen cash and make more loans. (BM)

  4. Final Report Regarding the Findings of the Study Group on the Feasibility of Using Alternative Financial Instruments for Determining Lender Yield under the Federal Family Education Loan Program.

    ERIC Educational Resources Information Center

    General Accounting Office, Washington, DC.

    The Higher Education Amendments of 1998 required a study of the feasibility of alternative financial instruments for determining lender yields in the Federal Family Education Loan Program (FFELP) and called for an evaluation of the 91-day Treasury bill, 30-day and 90-day commercial paper, and the 90-day London Interbank Offered Rate (LIBOR) as…

  5. 7 CFR 3431.16 - Certifications and verifications.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ..., EDUCATION, AND EXTENSION SERVICE, DEPARTMENT OF AGRICULTURE VETERINARY MEDICINE LOAN REPAYMENT PROGRAM Administration of the Veterinary Medicine Loan Repayment Program § 3431.16 Certifications and verifications. (a... applicant would meet the requirements of: (i) The veterinary service shortage situations as defined in the...

  6. An Economic Analysis of Alternative Programs to Finance Higher Education.

    ERIC Educational Resources Information Center

    Mathematica, Inc., Bethesda, MD.

    The Federal government operates several programs that provide money, either as loans or as a combination of grants and loans, to students. This paper attempts to clarify the economic and budgetary implications associated with continuing these existing programs, and discusses the differing economic consequences that would follow if some alternative…

  7. Options to Change Interest Rates and Other Terms on Student Loans

    ERIC Educational Resources Information Center

    Congressional Budget Office, 2013

    2013-01-01

    The Federal Direct Student Loan Program offers loans to students and their parents to help pay for postsecondary education. Under current law, about $1.4 trillion in new direct loans will be made to students between 2013 and 2023, the Congressional Budget Office (CBO) projects. Analysts and policymakers have raised concerns about various features…

  8. Deeper in Debt: Women and Student Loans. Executive Summary and Recommendations

    ERIC Educational Resources Information Center

    Miller, Kevin

    2017-01-01

    This document provides a summary of and recommendations from the larger report, "Deeper in Debt: Women and Student Loans" (ED580345). Over the course of the past few decades student loans have become an increasingly common means of paying for a college education. Most students who complete a college program now take on student loans, and…

  9. Financing physical therapy doctoral education: methods used by entry-level students and the financial impact after graduation.

    PubMed

    Thompson, Kris; Coon, Jill; Handford, Leandrea

    2011-01-01

    With the move to the doctor of physical therapy (DPT) degree and increasing tuition costs, there is concern about financing entry-level education. The purposes of this study were to identify how students finance their DPT education and to describe the financial impact after graduation. A written survey was used to collect data on financing DPT education, student debt, and the financial impact on graduates. There were 92 subjects who had graduated from one program. Frequencies as well as nonparametric statistics using cross-tabulations and chi-squared statistics were calculated. The response rate was 55%. Of the respondents, 86% had student loans, 66% worked during school, 57% received some family assistance, and 21% had some scholarship support. The amount of monthly loan repayment was not statistically related to the ability to save for a house, the ability to obtain a loan for a house or car, or the decision to have children. Saving for the future (p = 0.016) and lifestyle choices (p = 0.035) were related to the amount of monthly loan repayment. Major sources of funding were student loans, employment income, and/or family assistance. Respondent's ability to save for the future and lifestyle choices were negatively impacted when loan debt increased. Physical therapist education programs should consider offering debt planning and counseling.

  10. 77 FR 3269 - Loan Repayment Program for Repayment of Health Professions Educational Loans; Announcement Type...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-01-23

    ... Anesthetists.). (o) Podiatry: D.P.M. (p) Physical Rehabilitation Services: Physical Therapy, Occupational... by the Secretary. Loan repayment sites are characterized by physical, cultural, and professional... medicine, internal medicine, pediatrics, geriatric medicine, obstetrics and gynecology, podiatric medicine...

  11. 7 CFR 3431.17 - VMLRP service agreement offer.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ..., EDUCATION, AND EXTENSION SERVICE, DEPARTMENT OF AGRICULTURE VETERINARY MEDICINE LOAN REPAYMENT PROGRAM Administration of the Veterinary Medicine Loan Repayment Program § 3431.17 VMLRP service agreement offer. The... provide veterinary services under the VMLRP. As part of the offer, successful VMLRP applicants will be...

  12. 77 FR 58818 - Notice of Proposed Information Collection Requests; Federal Student Aid; William D. Ford Federal...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-09-24

    ..., App. Section 207 (d)) that may be charged on Federal Family Education Loan Program loans made prior to... DEPARTMENT OF EDUCATION Notice of Proposed Information Collection Requests; Federal Student Aid... mailed to [email protected] or mailed to U.S. Department of Education, 400 Maryland Avenue SW., LBJ...

  13. 78 FR 7787 - Loan Repayment Program for Repayment of Health Professions Educational Loans

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-02-04

    ...: Physical Therapy, Occupational Therapy, Speech-Language Pathology, and Audiology: M.S. and D.P.T. (q... site determined by the Secretary. Loan repayment sites are characterized by physical, cultural, and..., internal medicine, pediatrics, geriatric medicine, obstetrics and gynecology, podiatric medicine, nursing...

  14. Federal Family Education Loan Information System. Weak Computer Controls Increase Risk of Unauthorized Access to Sensitive Data. Report to the Secretary of Education.

    ERIC Educational Resources Information Center

    General Accounting Office, Washington, DC. Accounting and Information Management Div.

    This report presents an evaluation of the general controls over the Federal Family Education Loan Program (FFELP) information system maintained and operated by a contractor for the U.S. Department of Education (ED), which administers FFELP. The evaluation found that ED's general controls over the FFELP information system did not adequately protect…

  15. Problems Confronting the Higher Education Assistance Foundation. Hearing on Examining the Financial Difficulties Confronting the Higher Education Assistance Foundation and the Impact That Situation Has on the Guaranteed Student Loan Programs of the Department of Education before the Subcommittee on Education, Arts, and Humanities of the Committee on Labor and Human Resources. United States Senate, One Hundred First Congress, Second Session.

    ERIC Educational Resources Information Center

    Congress of the U.S., Washington, DC. Senate Subcommittee on Education, Arts and Humanities.

    This document reports oral testimony and prepared statements of persons who testified at hearings on the financial difficulties confronting the Higher Education Assistance Foundation (HEAF) and the impact that situation has on the Stafford Student Loan Program of the Department of Education. Witnesses included: Lauro F. Cavazos, U.S. Department of…

  16. Cost Sharing in Public Universities: A Kenyan Case Study.

    ERIC Educational Resources Information Center

    Rodrigues, Anthony J.; Wandiga, Shem O.

    1997-01-01

    Presents an analysis of government policy on higher education finance in Kenya, outlines parameters of an appropriate tuition policy (cost recovery, equity, equal access, affordability, student loan program objectives), and provides a model for simulating loan program outcomes. Suggests several proposed policy and administrative reforms concerning…

  17. 7 CFR 3431.23 - Service to Federal Government in emergency situations.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 15 2010-01-01 2010-01-01 false Service to Federal Government in emergency situations...) COOPERATIVE STATE RESEARCH, EDUCATION, AND EXTENSION SERVICE, DEPARTMENT OF AGRICULTURE VETERINARY MEDICINE LOAN REPAYMENT PROGRAM Administration of the Veterinary Medicine Loan Repayment Program § 3431.23...

  18. [Preliminary Report on the Activities of the Tennessee Student Assistance Corporation for the School Year 1974-75.

    ERIC Educational Resources Information Center

    Tennessee Student Assistance Corp., Nashville.

    The Tennessee Educational Loan Corporation and the Tennessee Student Assistance Agency have merged into a single state agency, the Tennessee Student Assistance Corporation, for the purpose of administering the state's student assistance programs. These are: (1) the Tuition Grant Program; (2) Guaranteed Student Loan Program; (3) Medical…

  19. 75 FR 51395 - AmeriCorps National Service Program

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-08-20

    ... members, nearly 500,000 Senior Corps volunteers, 1.5 million Learn and Serve America students, and three... eligible for the payment of accrued interest on qualified student loans; Amends the amount of a full-time... education awards: to repay qualified student loans, to pay for current educational expenses at an...

  20. Arts Students in Debt: Concerns, Consequences, and Interventions

    ERIC Educational Resources Information Center

    White, Jason C.

    2016-01-01

    While there are many educational and experiential benefits to attending professional higher arts education programs, students who incur excessive student loan debt during their studies may experience unanticipated or poor professional outcomes either over the course of their artistic careers, shortly after the expiration of a loan grace period, or…

  1. Student Loans in Ghana.

    ERIC Educational Resources Information Center

    Kotey, N.

    1992-01-01

    This article summarizes the current pattern of finance of higher education in Ghana, gives a brief history of student loans in Ghana, and describes a new program, which is administered by the Social Security and National Insurance Trust and is expected to result in a higher rate of loan repayment. (Author/DB)

  2. Cohort Default Rates: Predicting the Probability of Federal Sanctions

    ERIC Educational Resources Information Center

    Hillman, Nicholas W.

    2015-01-01

    This study examines the institutional factors associated with student loan default. When a college has more than 30% of its students default on their loans, then the institution faces federal sanctions that could make them ineligible from participating in the federal student loan program. Using Integrated Postsecondary Education Data System…

  3. Direct Loan Cash Management and Data Matching (Reconciliation).

    ERIC Educational Resources Information Center

    Department of Education, Washington, DC.

    This guide for institutions of higher education and other schools receiving funds under the William D. Ford Direct Loan Program details required and recommended procedures for the reconciliation process. The reconciliation process is explained to include cash management (the accounting for Direct Loan funds drawn down and disbursed to borrowers)…

  4. Accounting, Recordkeeping, and Reporting by Colleges and Universities for Federally Funded Student Financial Aid Programs (The "Blue Book").

    ERIC Educational Resources Information Center

    Bureau of Student Financial Assistance (DHEW/OE), Washington, DC.

    This manual was prepared to assist postsecondary education institutions in meeting their responsibilities in the administration of federal student aid programs: the Basic Educational Grant Program, College Work-Study Program, National Direct Student Loan Program, and Supplemental Educational Opportunity Grants Program. Areas are identified in…

  5. 34 CFR 674.46 - Litigation procedures.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ..., DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Due Diligence § 674.46 Litigation procedures. (a)(1) If... the borrower's Federal Perkins, NDSL and National Defense Student Loans held by that institution, is...

  6. 34 CFR 682.405 - Loan rehabilitation agreement.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... to, a crime involving fraud in obtaining title IV, HEA program assistance, so that the loan may be... economic education materials, including debt management information, to any borrower who has rehabilitated...

  7. 34 CFR 682.405 - Loan rehabilitation agreement.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... to, a crime involving fraud in obtaining title IV, HEA program assistance, so that the loan may be... economic education materials, including debt management information, to any borrower who has rehabilitated...

  8. 34 CFR 682.405 - Loan rehabilitation agreement.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... to, a crime involving fraud in obtaining title IV, HEA program assistance, so that the loan may be... economic education materials, including debt management information, to any borrower who has rehabilitated...

  9. Guaranteed Student Loans: Credit Bureau Reporting Practices by Guaranty Agencies and Lenders. Briefing Report to the Chairman, Subcommittee on Education, Arts, and the Humanities, Committee on Labor and Human Resources, U.S. Senate.

    ERIC Educational Resources Information Center

    General Accounting Office, Washington, DC. Div. of Human Resources.

    Provisions in the Higher Education Amendments of 1986 (Public Law 99-498), which require guaranty agencies and lenders to report information on Stafford student loan program borrowers to credit bureaus, are examined. The purpose of these provisions is to promote greater borrower responsibility and repayment of student loans. The report addresses…

  10. Department of Education's Student Loan Programs: Are Tax Dollars at Risk? Hearing before the Subcommittee on Criminal Justice, Drug Policy, and Human Resources of the Committee on Government Reform. House of Representatives, One Hundred Sixth Congress, First Session.

    ERIC Educational Resources Information Center

    Congress of the U.S., Washington, DC. House Committee on Government Reform.

    This hearing was held to consider whether the student loan programs of the Department of Education place tax dollars at risk. In his opening remarks, Representative John L. Mica (Florida) pointed out that for nearly 10 years, the U.S. General Accounting Office has labeled these programs as a high risk for fraud, waste, abuse, and mismanagement. In…

  11. 75 FR 38999 - Federal Perkins Loan Program: Federal Family Education Loan Program and William D. Ford Federal...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-07-07

    ... legal assistance, without a fee, on civil matters to low- income individuals; or (2) a protection and..., with respect to civil matters to low-income individuals; or (B) A protection and advocacy system or... program. Full-time employment (A) Means working in qualifying employment in one or more jobs for the...

  12. Student Financial Aid. Data Not Fully Utilized To Identify Inappropriately Awarded Loans and Grants. Report to the Ranking Minority Member, Permanent Subcommittee on Investigations, Committee on Governmental Affairs, U.S. Senate.

    ERIC Educational Resources Information Center

    Blanchette, Cornelia M.; And Others

    This report examines the U.S. Department of Education's Federal Family Education Loan Program (FFELP) and Federal Pell Grant Program (FPGP), focusing on the extent to which the Department's student aid data are effectively used to help ensure compliance with federal requirements and prevent any abuses from recurring and the improvements that the…

  13. 76 FR 37095 - Privacy Act of 1974; System of Records

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-06-24

    ... determine whether an educational program provides training to prepare students for gainful employment in a... educational program provides training to prepare students for gainful employment in a recognized occupation... program borrow in private educational loans and receive from institutionally provided financing plans, as...

  14. The Impact of Increased Loan Utilization among Low Family Income Students.

    ERIC Educational Resources Information Center

    Mortenson, Thomas G.

    This study used economic investment theory and attitudinal survey data to examine the relationship between the decline in low-income participation in higher education and the substitution of loans for grants in federal student financial aid programs. Loans are seen to substantially decrease the net benefits of college attendance to low-income…

  15. 34 CFR 674.34 - Deferment of repayment-Federal Perkins loans, NDSLs and Defense loans.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... graduate fellowship program approved by the Secretary; (iii) Engaged in graduate or post-graduate... money, gifts, loans, housing, food, clothes, car, medical and dental care, and payment of college costs. (9) In determining a borrower's Federal education debt burden under paragraphs (e)(4) of this section...

  16. 34 CFR 674.34 - Deferment of repayment-Federal Perkins loans, NDSLs and Defense loans.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... graduate fellowship program approved by the Secretary; (iii) Engaged in graduate or post-graduate... money, gifts, loans, housing, food, clothes, car, medical and dental care, and payment of college costs. (9) In determining a borrower's Federal education debt burden under paragraphs (e)(4) of this section...

  17. 34 CFR 674.34 - Deferment of repayment-Federal Perkins loans, NDSLs and Defense loans.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... graduate fellowship program approved by the Secretary; (iii) Engaged in graduate or post-graduate... money, gifts, loans, housing, food, clothes, car, medical and dental care, and payment of college costs. (9) In determining a borrower's Federal education debt burden under paragraphs (e)(4) of this section...

  18. 76 FR 31299 - Request for Applications for the Veterinary Medicine Loan Repayment Program

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-05-31

    ... release of the Veterinary Medicine Loan Repayment Program (VMLRP) Request for Applications (RFA) at http...) application package has been made available at http://www.nifa.usda.gov/vmlrp and applications are due by... Education. The NSLDS website can be found at http://www.nslds.ed.gov . Individuals who consolidated their...

  19. What the Federal Government Owes Student Borrowers

    ERIC Educational Resources Information Center

    Combe, Paul

    2009-01-01

    This nation's federal student-loan system has reached a tipping point that, with the new leadership in Washington, offers a rare opportunity to create real change. To create a more consumer-focused student-loan program with both public and private capital, the Education Department, lenders, colleges in both programs, guarantors, and others should…

  20. The Effect of the Government-Subsidized Student Loan Program on College Students in China

    ERIC Educational Resources Information Center

    Cheng, Baoyan

    2011-01-01

    Using an original dataset collected at a Chinese university and adopting a difference-in-differences research design, this study draws causal inferences regarding the effect of the Government-Subsidized Student Loan Program (GSSLP) on financially needy students at Chinese higher education institutions. Specifically, this study finds that the…

  1. GAO's Views on the Default Task Force's Recommendations for Reducing Default Costs in the Guaranteed Student Loan Program. Testimony before the Subcommittee on Postsecondary Education, Committee on Education and Labor, House of Representatives.

    ERIC Educational Resources Information Center

    Gainer, William J.

    This General Accounting Office (GAO) testimony before the Subcommittee on Postsecondary Education, Committee on Education and Labor, House of Representatives, concerns the findings of the task force that addressed the increasing costs of student loan defaults. The task force report is considered, generally, to provide additional incentives and…

  2. 34 CFR 682.603 - Certification by a school that participated in the FFEL Program in connection with a loan...

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... 34 Education 4 2014-07-01 2014-07-01 false Certification by a school that participated in the FFEL... Schools That Participated in the FFEL Program § 682.603 Certification by a school that participated in the FFEL Program in connection with a loan application. (a) A school shall certify that the information it...

  3. States' Experiences with Loan Repayment Programs for Health Care Professionals in a Time of State Budget Cuts and NHSC Expansion

    ERIC Educational Resources Information Center

    Pathman, Donald E.; Morgan, Jennifer Craft; Konrad, Thomas R.; Goldberg, Lynda

    2012-01-01

    Purpose: The landscape of education loan repayment programs for health care professionals has been turbulent in recent years, with doubling of the funding for the National Health Service Corps (NHSC) and cuts in funding for some states' programs. We sought to understand how this turbulence is being felt within the state offices involved in…

  4. The Public Realities of Private Student Loans. Policy Matters: A Higher Education Policy Brief

    ERIC Educational Resources Information Center

    Harnisch, Thomas

    2008-01-01

    The use of private loans to finance college education has significantly increased in the last decade. Insufficient public financial aid support, a complex federal aid application process, aggressive marketing by private lenders, and an unwillingness by some parents to borrow under the federal PLUS program are leading students to take out what can…

  5. Facilities Financing and the Department of Education. Viewpoint from the Campus.

    ERIC Educational Resources Information Center

    Bratton, Daniel L.

    Actions that a college might pursue if they have difficulty meeting their financial obligations on dormitory construction loans are discussed by the president of Kansas Wesleyan University. It is noted that when the administration of the loan program was shifted to the new Department of Education (the Department), the agency pushed to collect all…

  6. Deeper in Debt: Women and Student Loans

    ERIC Educational Resources Information Center

    Miller, Kevin

    2017-01-01

    Over the course of the past few decades student loans have become an increasingly common means of paying for a college education. Most students who complete a college program now take on student loans, and the amount of student debt that students assume has increased along with the price of attending college. At this time about 44 million…

  7. 77 FR 30265 - Notice of Submission for OMB Review; Federal Student Aid; Direct Loan Income Contingent Repayment...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-05-22

    ... Income Contingent Repayment Plan Alternative Documentation of Income SUMMARY: This form serves as the means by which a borrower who is repaying Direct Loan Program loans under the Income-Contigent Repayment (ICR) Plan or the Income-Based Repayment (IBR) Plan provides the U.S. Department of Education (the...

  8. Economic Diversity in Elite Higher Education: Do No-Loan Programs Impact Pell Enrollments?

    ERIC Educational Resources Information Center

    Hillman, Nicholas W.

    2013-01-01

    Several wealthy colleges and universities have recently begun removing all loans from low-income students' financial aid packages. This article reports on a study that found that the introduction of "no-loan" policies has positively impacted low-income enrollments, suggesting that this aid strategy may be an effective, though limited,…

  9. 42 CFR 60.61 - Responsibilities of a HEAL school.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 42 Public Health 1 2011-10-01 2011-10-01 false Responsibilities of a HEAL school. 60.61 Section 60... EDUCATION ASSISTANCE LOAN PROGRAM The School § 60.61 Responsibilities of a HEAL school. (a) A HEAL school is... loan. The school must inform the loan recipient during the entrance interview of his or her rights and...

  10. Industrial Education, General Programs. Courseware Evaluation for Vocational and Technical Education.

    ERIC Educational Resources Information Center

    Turner, Gordon; And Others

    This courseware evaluation rates a set of 25 industrial education general software programs developed by the Iowa Department of Public Instruction. (These programs--not contained in this document--include measurement drill, fraction drill, loan and interest cost analysis, assault vehicle speeds, sun's rays, Ohm's law, concrete calculations, roof…

  11. Student Loans: A Slippery Lifeline.

    ERIC Educational Resources Information Center

    Bollag, Burton

    2001-01-01

    Discusses how, as more countries have instituted or increased tuition, student loans have spread. But the programs are a flop in much of the world, raising fears that many low-income people will be shut out of higher education. (EV)

  12. Oversight Hearing on the Reauthorization of the Higher Education Act of 1965. Hearing before the Subcommittee on Postsecondary Education of the Committee on Education and Labor. House of Representatives, Ninety-Ninth Congress, First Session (Cedar Rapids, IA).

    ERIC Educational Resources Information Center

    Congress of the U.S., Washington, DC. House Committee on Education and Labor.

    Recommendations and issues concerning reauthorization of the Higher Education Act of 1965 are presented in testimony from representatives of public and private colleges, students, counselors, lenders, guaranteed student loan programs, state loan and grant administrators, and student aid officials. Specific references are made to the effect of the…

  13. 34 CFR 682.501 - Extent of Federal guarantee under the Federal GSL programs.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Extent of Federal guarantee under the Federal GSL programs. 682.501 Section 682.501 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL...

  14. Student Loans in Developing Countries: An Evaluation of the Colombian Performance. Bank Staff Working Paper No. 182.

    ERIC Educational Resources Information Center

    Jallade, Jean-Pierre

    The student loan program run by the Instituto Colombiano de Credito Educativo y Estudios Tecnicos en el Exterior (ICETEX) has three main objectives: to increase the country's supply of highly skilled manpower, to achieve more equality of educational opportunity, and to provide a meaningful source of finance for higher education. An analysis of…

  15. Direct Student Loans: Overpayments during the Department of Education's Conversion to a New Payment System.

    ERIC Educational Resources Information Center

    Joyner, Carlotta C.

    This report addresses concerns that the Department of Education may have erroneously made overpayments of as much as $400 million to schools participating in the William D. Ford Federal Direct Loan Program (FDLP) during the Department's conversion to a new computerized payment system. The investigation found that because the transition to the new…

  16. The Tangled World of Teacher Debt: Clashing Rules and Uncertain Benefits for Federal Student-Loan Subsidies

    ERIC Educational Resources Information Center

    Delisle, Jason; Holt, Alexander

    2017-01-01

    The world of student loans and debt forgiveness for teachers is a patchwork of overlapping programs, contradictory regulations, and expensive subsidies that date back to Dwight D. Eisenhower's signing of the National Defense Education Act of 1958. The 60-year experiment in using federal loan dollars to encourage students to become teachers could…

  17. Pres. Clinton's Education Priorities: Early 1993 Indications.

    ERIC Educational Resources Information Center

    Parker, Franklin

    Educators anticipate bold new education reform initiatives from President Bill Clinton and his Education Secretary, Richard Riley. A priority project is college tuition loans, repayable through voluntary public service jobs. The President also supports increased funding for the Head Start Program and money for a national apprenticeship program for…

  18. 78 FR 38963 - Privacy Act of 1974; System of Records

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-06-28

    ..., loan servicers, educational institutions and financial institutions, to the Department of Justice and... the educational program in which the student is enrolled. We are also expanding the system's... to better evaluate the effectiveness of institutions and their title IV-eligible educational programs...

  19. Student loan burden and its impact on career decisions in dermatology.

    PubMed

    Nguyen, Jannett; Song, Eingun; Liu, Michael A; Lee, Patrick K; Truong, Sam

    2017-12-01

    Dermatology departments in the United States face difficulties in recruiting dermatologists to academic positions, raising concerns for the future of dermatology education and research. This preliminary study aimed to explore the impact of student loan burden on career plans in dermatology and to determine if the Public Service Loan Forgiveness (PSLF) program can be used as a recruitment tool for academic positions in dermatology. Results from this electronic survey, which was distributed to dermatology residents and attending physicians, revealed that debt burden may influence career decisions in dermatology. Dermatologists may not be fully educated on loan repayment options. With increased awareness, the PSLF can potentially be used as a recruitment tool for academic positions in dermatology.

  20. Medicare program; offset of Medicare payments to individuals to collect past-due obligations arising from breach of scholarship and loan contracts--HCFA. Final rule.

    PubMed

    1992-05-04

    This final rule sets forth the procedures to be followed for collection of past-due amounts owed by individuals who breached contracts under certain scholarship and loan programs. The programs that would be affected are the National Health Service Corps Scholarship, the Physician Shortage Area Scholarship, and the Health Education Assistance Loan. These procedures would apply to those individuals who breached contracts under the scholarship and loan programs and who-- Accept Medicare assignment for services; Are employed by or affiliated with a provider, Health Maintenance Organization, or Competitive Medical Plan that receives Medicare payment for services; or Are members of a group practice that receives Medicare payment for services. This regulation implements section 1892 of the Social Security Act, as added by section 4052 of the Omnibus Budget Reconciliation Act of 1987.

  1. Decreasing Your Student Loan Cohort Default Rate: Leading a College-Wide Change Initiative at Mohave Community College

    ERIC Educational Resources Information Center

    Charles, Kayla D.; Sheaff, Shannon; Woods, Jann; Downey, Lisa

    2016-01-01

    Burgeoning student debt and the ability of programs to adequately prepare students for jobs that will allow them to repay that debt comprise a topic of great interest in the current higher education policy environment. A key accountability measure used by the Department of Education for more than two decades has been the student loan cohort…

  2. 26 CFR 1.221-2 - Deduction for interest due and paid on qualified education loans before January 1, 2002.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... education loans before January 1, 2002. 1.221-2 Section 1.221-2 Internal Revenue INTERNAL REVENUE SERVICE... VII and VIII of the Public Health Service Act (42 U.S.C. 292., and 42 U.S.C. 296)) under applicable... performance of services in certain occupations or federal programs, and the borrower satisfies one of those...

  3. Can Student Loans Improve Accessibility to Higher Education and Student Performance? An Impact Study of the Case of SOFES, Mexico. World Bank Policy Research Working Paper 3425

    ERIC Educational Resources Information Center

    Canton, Erik; Blom, Andreas

    2004-01-01

    Financial aid to students in tertiary education can contribute to human capital accumulation through two channels: increased enrollment and improved student performance. We analyze the quantitative importance of both channels in the context of a student loan program "Sociedad de Fomento a la Educacion, Superior" (SOFES) implemented at…

  4. Credit Reform. Key Credit Agencies Had Difficulty Making Reasonable Loan Program Cost Estimates. Report to Congressional Requesters.

    ERIC Educational Resources Information Center

    General Accounting Office, Washington, DC. Accounting and Information Management Div.

    This report finds problems in the ability of the five major federal credit agencies to reasonably estimate subsidy costs related to the $216.6 billion in direct loans and $712.4 billion in loan guarantees issued by the federal government. The five agencies are the Small Business Administration (SBA) and the departments of Education, Housing and…

  5. A Self-Instructional Course in Student Financial Aid Administration. Module 12: The Campus-Based Programs: SEOG, CWS, and Perkins Loan. Second Edition.

    ERIC Educational Resources Information Center

    Washington Consulting Group, Inc., Washington, DC.

    The twelfth module in a 17-module self-instructional course on student financial aid administration discusses campus-based financial programs. They are SEOG (Supplemental Educational Opportunity Grant), CWS (College Work-Study), and Perkins Loans. It is part of a full course designed for novice financial aid administrators and other institutional…

  6. 34 CFR 682.413 - Remedial actions.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Remedial actions. 682.413 Section 682.413 Education... Education Loan Programs by a Guaranty Agency § 682.413 Remedial actions. (a)(1) The Secretary requires a... actions against a guaranty agency or third-party servicer administering any aspect of the FFEL programs...

  7. Hearings on the Reauthorization of the Higher Education Act of 1965: Stafford Loans. Hearings before the Subcommittee on Postsecondary Education of the Committee on Education and Labor. House of Representatives, One Hundred Second Congress, First Session (Washington, DC, June 6, 12 and 19, 1991).

    ERIC Educational Resources Information Center

    Congress of the U.S., Washington, DC. House Committee on Education and Labor.

    This document is a record of testimony presented during a series of three hearings concerning changes that may be needed in the Stafford Loan Program, which each year generates the largest amount of financial assistance for college bound students. Testimony was heard from witnesses representing all sectors of postsecondary education, as were…

  8. Microeconomic loans and health education to families in impoverished communities: implications for the HIV pandemic.

    PubMed

    Sherer, Renslow D; Bronson, John D; Teter, Caroline J; Wykoff, Randolph F

    2004-01-01

    Poverty is among the root causes of death and poor health worldwide. Project HOPE's Village Health Bank (VHB) program is a public health intervention that combines integrated microcredit lending and health education. Groups of 18 to 25 women receive small loans, and biweekly, one-hour health education sessions. Since 1993, about 50,000 women in 949 VHBs have participated in seven countries in the Americas, Africa, and Southeast Asia, receiving more than US$25 million in loans and 8,445 hours of health education. Members of VHBs are charged modest interest rates that enable them to become self-sufficient (eg, able to cover all operating charges, including the costs of the health education staff, and the necessary loan capital to continue without infusion of outside resources). The VHB program produces substantial economic improvements for individuals and groups, and benefits in health knowledge and behaviors, including increased utilization of healthcare services. Data from Guatemala, Malawi, and Thailand demonstrate that VHBs in countries with high HIV prevalence have been comparably successful in spite of the enormous added burdens of chronic illness, deaths, and orphans in need of support. For example, in 2004, 48 percent of 266 VHB members in Malawi experienced at least one death in their household in the preceding year, and 67 percent housed one or more orphans with an average of two orphans per household. Because of the unique combination of increased household economic stability and improved health knowledge, the VHB program is now being adapted to families of people affected by HIV/AIDS, including orphans.

  9. 42 CFR 60.19 - Forms.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 42 Public Health 1 2010-10-01 2010-10-01 false Forms. 60.19 Section 60.19 Public Health PUBLIC HEALTH SERVICE, DEPARTMENT OF HEALTH AND HUMAN SERVICES GRANTS HEALTH EDUCATION ASSISTANCE LOAN PROGRAM... in connection with a HEAL loan is subject to possible fine and imprisonment under Federal statute...

  10. 42 CFR 60.19 - Forms.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 42 Public Health 1 2011-10-01 2011-10-01 false Forms. 60.19 Section 60.19 Public Health PUBLIC HEALTH SERVICE, DEPARTMENT OF HEALTH AND HUMAN SERVICES GRANTS HEALTH EDUCATION ASSISTANCE LOAN PROGRAM... in connection with a HEAL loan is subject to possible fine and imprisonment under Federal statute...

  11. Alternative Fuels Data Center

    Science.gov Websites

    Department of Economic and Community Affairs provides low-interest energy efficiency loans through its Local Government Energy Loan program to local governments and educational institutions. Eligible energy efficiency conversion costs. Local governments and public colleges and universities can borrow up to $350,000; K-12

  12. 34 CFR 682.200 - Definitions.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... 34 Education 4 2014-07-01 2014-07-01 false Definitions. 682.200 Section 682.200 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION (CONTINUED) FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM General Provisions § 682.200...

  13. 34 CFR 682.303 - [Reserved

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false [Reserved] 682.303 Section 682.303 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Federal Payments of Interest and Special...

  14. 34 CFR 682.415 - [Reserved

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false [Reserved] 682.415 Section 682.415 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Administration of the Federal Family...

  15. 34 CFR 674.11 - [Reserved

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false [Reserved] 674.11 Section 674.11 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM General Provisions § 674.11 [Reserved] ...

  16. 34 CFR 674.11 - [Reserved

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 34 Education 3 2011-07-01 2011-07-01 false [Reserved] 674.11 Section 674.11 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM General Provisions § 674.11 [Reserved] ...

  17. Inconsistencies in Awarding Financial Aid to Students Under Four Federal Programs. Report to the Congress of the United States by the Comptroller General.

    ERIC Educational Resources Information Center

    Comptroller General of the U.S., Washington, DC.

    Four federal programs were investigated for inconsistencies in awarding financial aid to college students: the Supplemental Educational Opportunity Grants, Basic Educational Opportunity Grants, College Work-Study Program, and National Direct Student Loan Program. Their methods for determining student need and their legislative histories are…

  18. 7 CFR 1466.6 - State allocation and management.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ..., DEPARTMENT OF AGRICULTURE LOANS, PURCHASES, AND OTHER OPERATIONS ENVIRONMENTAL QUALITY INCENTIVES PROGRAM... the State and local level; (2) The availability of human resources, incentive programs, educational...

  19. 12 CFR 345.21 - Performance tests, standards, and ratings, in general.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... from community organizations, state, local, and tribal governments, economic development agencies, or... of the bank, the economic climate (national, regional, and local), safety and soundness limitations... in Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

  20. 12 CFR 25.21 - Performance tests, standards, and ratings, in general.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... from community organizations, state, local, and tribal governments, economic development agencies, or... of the bank, the economic climate (national, regional, and local), safety and soundness limitations... Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

  1. 12 CFR 345.21 - Performance tests, standards, and ratings, in general.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... from community organizations, state, local, and tribal governments, economic development agencies, or... of the bank, the economic climate (national, regional, and local), safety and soundness limitations... in Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

  2. 12 CFR 345.21 - Performance tests, standards, and ratings, in general.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... from community organizations, state, local, and tribal governments, economic development agencies, or... of the bank, the economic climate (national, regional, and local), safety and soundness limitations... in Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

  3. 12 CFR 228.21 - Performance tests, standards, and ratings, in general.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... obtained from community organizations, state, local, and tribal governments, economic development agencies... condition of the bank, the economic climate (national, regional, and local), safety and soundness... in Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

  4. 12 CFR 345.21 - Performance tests, standards, and ratings, in general.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... from community organizations, state, local, and tribal governments, economic development agencies, or... of the bank, the economic climate (national, regional, and local), safety and soundness limitations... in Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

  5. 12 CFR 25.21 - Performance tests, standards, and ratings, in general.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... from community organizations, state, local, and tribal governments, economic development agencies, or... of the bank, the economic climate (national, regional, and local), safety and soundness limitations... Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

  6. 12 CFR 228.21 - Performance tests, standards, and ratings, in general.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... obtained from community organizations, state, local, and tribal governments, economic development agencies... condition of the bank, the economic climate (national, regional, and local), safety and soundness... in Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

  7. 12 CFR 25.21 - Performance tests, standards, and ratings, in general.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... from community organizations, state, local, and tribal governments, economic development agencies, or... of the bank, the economic climate (national, regional, and local), safety and soundness limitations... Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

  8. 12 CFR 228.21 - Performance tests, standards, and ratings, in general.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... obtained from community organizations, state, local, and tribal governments, economic development agencies... condition of the bank, the economic climate (national, regional, and local), safety and soundness... in Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

  9. 12 CFR 228.21 - Performance tests, standards, and ratings, in general.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... obtained from community organizations, state, local, and tribal governments, economic development agencies... condition of the bank, the economic climate (national, regional, and local), safety and soundness... in Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

  10. 12 CFR 25.21 - Performance tests, standards, and ratings, in general.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... from community organizations, state, local, and tribal governments, economic development agencies, or... of the bank, the economic climate (national, regional, and local), safety and soundness limitations... Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

  11. Direct Loan Overview Workshop. Participant's Guide.

    ERIC Educational Resources Information Center

    Department of Education, Washington, DC.

    This training guide for a one-day workshop provides an introduction to the William D. Ford Federal Direct Loan Program for administrative personnel at higher educations institutions. The seven sections of the guide, each corresponding to a single workshop session, include activity sheets, questions for participants to answer, and space for notes.…

  12. Road to Reconciliation: Participant's Workbook.

    ERIC Educational Resources Information Center

    Department of Education, Washington, DC. Student Financial Assistance.

    This workbook is intended to assist schools that participate in the William D. Ford Direct Loan Program gain the necessary skills to reconcile their loan records with U.S. Department of Education data each month. After an introduction that offers general information, establishes course goals and objectives, and sets out the course agenda, the…

  13. The Direct Loan Reconciliation Game.

    ERIC Educational Resources Information Center

    Department of Education, Washington, DC.

    This training guide for a one-day workshop provides an introduction to the William D. Ford Federal Direct Loan Program for administrative personnel at higher education institutions. The six sections of the guide, each corresponding to a workshop session, include activity sheets, questions for participants to answer, and space for notes. Following…

  14. Mobile Training Laboratories, Mobile Equipment and Programs Offered in Business or Industry. Status Report.

    ERIC Educational Resources Information Center

    Harry, Raymond L.

    A literature review and telephone survey examined the following alternate methods for delivering vocational education services: mobile training laboratories, mobile training programs, training programs offered by educational institutions in business and industry facilities, and equipment loaned or supplied as a gift by business and industry for…

  15. Student Financial Aid. Schools' Experiences Using the National Student Loan Data System. Report to the Chairman, Subcommittee on Oversight and Investigations, Committee on Education and the Workforce, House of Representatives.

    ERIC Educational Resources Information Center

    General Accounting Office, Washington, DC. Health, Education, and Human Services Div.

    This report presents results of a survey of 600 postsecondary schools concerning their use of the National Student Loan Data System (NSLDS). NSLDS was developed to improve the quality and accessibility of student financial aid data, to reduce the burden on schools of administering the Department of Education's student financial aid programs, and…

  16. 34 CFR 682.212 - Prohibited transactions.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Prohibited transactions. 682.212 Section 682.212 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM General Provisions § 682.212...

  17. 34 CFR 682.420 - Federal nonliquid assets.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Federal nonliquid assets. 682.420 Section 682.420 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Administration of the...

  18. 34 CFR 682.203 - Responsible parties.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Responsible parties. 682.203 Section 682.203 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM General Provisions § 682.203 Responsible...

  19. 34 CFR 682.503 - The guarantee agreement.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false The guarantee agreement. 682.503 Section 682.503 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Federal Guaranteed Student...

  20. 34 CFR 685.302 - [Reserved

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false [Reserved] 685.302 Section 685.302 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION WILLIAM D. FORD FEDERAL DIRECT LOAN PROGRAM Requirements, Standards, and Payments for...

  1. 34 CFR 685.220 - Consolidation.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Consolidation. 685.220 Section 685.220 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION WILLIAM D. FORD FEDERAL DIRECT LOAN PROGRAM Borrower Provisions § 685.220...

  2. 75 FR 53959 - Notice of Proposed Information Collection Requests

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-09-02

    ... Education Loan Program regulations which address the targeted teacher deferment provision of the Higher... DEPARTMENT OF EDUCATION Notice of Proposed Information Collection Requests AGENCY: Department of Education. ACTION: Comment request. SUMMARY: The Department of Education (the Department), in accordance...

  3. 77 FR 9905 - Notice of Proposed Information Collection Requests

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-02-21

    ... benefits under the Department of Defense's Student Loan Repayment Program, or having a federal education... DEPARTMENT OF EDUCATION Notice of Proposed Information Collection Requests AGENCY: Department of Education. ACTION: Comment request. SUMMARY: The Department of Education (the Department), in accordance...

  4. High Risks and Emerging Fraud: IRS, Student Loans, and HUD. Hearing before the Committee on Governmental Affairs. United States Senate, One Hundred Third Congress, Second Session (July 19, 1994).

    ERIC Educational Resources Information Center

    Congress of the U.S., Washington, DC. Senate.

    These hearing transcripts present testimony on the high risks and emerging fraud in several areas of the federal government, including the Student Loan Program of the Education Department (ED), the Multifamily Housing Program of the Department of Housing and Urban Development (HUD), and Internal Revenue Service (IRS) tax return filing. Testimony…

  5. Department of Education: Multiple, Nonintegrated Systems Hamper Management of Student Financial Aid Programs. Testimony before the Committee on Labor and Human Resources, U. S. Senate. Statement of Cornelia M. Blanchette, Associate Director Education and Employment Issues, Health, Education, and Human Services Division.

    ERIC Educational Resources Information Center

    Blanchette, Cornelia M.

    This statement of Cornelia M. Blanchette to the U.S. Senate Committee on Labor and Human Reources discusses Department of Education information management systems that support the financial aid programs authorized by Title IV of the Higher Education Act of 1965, as amended. These programs help the Federal Family Education Loan Program (FFELP), the…

  6. 34 CFR 682.103 - Applicability of subparts.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Applicability of subparts. 682.103 Section 682.103 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Purpose and Scope § 682.103...

  7. 34 CFR 682.214 - Compliance with equal credit opportunity requirements.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Compliance with equal credit opportunity requirements. 682.214 Section 682.214 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM...

  8. Nursing Student Loan Debt: A Secondary Analysis of the National Student Nurses' Association Annual Survey of New Graduates.

    PubMed

    Feeg, Veronica D; Mancino, Diane J

    2014-01-01

    The purpose of this study is to describe nursing student loan debt and financial choices from a secondary analysis of the National Student Nurses Association Annual New Graduate Survey. The findings in the secondary analysis show loan debt incurred by nursing students comparable to loan debt reported recently for all new college graduates in general. However, comparing types of programs and types of schools yielded clear variations. More than one-third of new graduates who reported having loans to repay were unemployed; more than one-quarter of those who worked part-time and one-quarter of those who worked full-time to finance their education were unemployed; and almost one-third of students whose parents had paid for their education were unemployed. New graduates from for-profit schools were more likely to report they had accumulated high debt to pay for school than all new graduates combined. Nursing students enter the job market with substantial financial debt that may impact their future. Educators and policymakers need to address these growing concerns to sustain a healthy supply of nurses.

  9. 34 CFR 685.211 - Miscellaneous repayment provisions.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Miscellaneous repayment provisions. 685.211 Section 685.211 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION WILLIAM D. FORD FEDERAL DIRECT LOAN PROGRAM Borrower Provisions...

  10. 34 CFR 673.2 - Applicability of regulations.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 34 Education 3 2011-07-01 2011-07-01 false Applicability of regulations. 673.2 Section 673.2 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION GENERAL PROVISIONS FOR THE FEDERAL PERKINS LOAN PROGRAM, FEDERAL WORK...

  11. 34 CFR 673.2 - Applicability of regulations.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Applicability of regulations. 673.2 Section 673.2 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION GENERAL PROVISIONS FOR THE FEDERAL PERKINS LOAN PROGRAM, FEDERAL WORK...

  12. 34 CFR 685.102 - Definitions.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... 34 Education 4 2014-07-01 2014-07-01 false Definitions. 685.102 Section 685.102 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION (CONTINUED) WILLIAM D. FORD FEDERAL DIRECT LOAN PROGRAM Purpose and Scope § 685.102...

  13. More Professional Schools Move to Attract Their Alumni to Careers in Public Service.

    ERIC Educational Resources Information Center

    Greene, Elizabeth

    1987-01-01

    Loan deferment and forgiveness programs, first developed at the Harvard Law School, are appearing at a variety of institutions. These schools are helping alumni who choose public interest careers to pay off educational loans. Public interest careers include working for schools, hospitals, the government, arts organizations, etc. (MLW)

  14. Guaranteed Student Loans: Potential Default and Cost Reduction Options. Briefing Report to Congressional Requesters.

    ERIC Educational Resources Information Center

    General Accounting Office, Washington, DC. Div. of Human Resources.

    Thirty options for reducing guaranteed student loan defaults and related federal costs are provided by the General Accounting Office (GAO). The options are presented by groups of program participants: students, schools, lenders, guaranty agencies, and the Department of Education. These options include: adopt GAO's past recommendation to increase…

  15. Working with the Department. A New Era.

    ERIC Educational Resources Information Center

    Cavazos, Lauro F.

    1989-01-01

    The Secretary of Education discusses the condition of postsecondary education in the United States. Focuses on student loan programs and the high default rate. Indicates that schools must work with the Department of Education to reduce the default rate. (JOW)

  16. 34 CFR 682.511 - Procedures for filing a claim.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Procedures for filing a claim. 682.511 Section 682.511 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Federal Guaranteed Student...

  17. 34 CFR 682.202 - Permissible charges by lenders to borrowers.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Permissible charges by lenders to borrowers. 682.202 Section 682.202 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM General Provisions...

  18. 34 CFR 682.512 - Determination of amount payable on a claim.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Determination of amount payable on a claim. 682.512 Section 682.512 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Federal Guaranteed...

  19. 34 CFR Appendixes A-B to Part 682 - [Reserved

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false [Reserved] A Appendixes A-B to Part 682 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Appendixes A-B to Part 682 [Reserved] ...

  20. 32 CFR 552.62 - Advertising rules and educational programs.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... publications will voluntarily observe the highest business ethics in describing both the goods, services, and... agents, including loan or finance companies and their associations, be used for this purpose. Educational...

  1. 34 CFR 685.216 - Unpaid refund discharge.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Unpaid refund discharge. 685.216 Section 685.216 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION WILLIAM D. FORD FEDERAL DIRECT LOAN PROGRAM Borrower Provisions § 685.216...

  2. 34 CFR 685.208 - Repayment plans.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Repayment plans. 685.208 Section 685.208 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION WILLIAM D. FORD FEDERAL DIRECT LOAN PROGRAM Borrower Provisions § 685.208 Repayment...

  3. 34 CFR 685.206 - Borrower responsibilities and defenses.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Borrower responsibilities and defenses. 685.206 Section 685.206 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION WILLIAM D. FORD FEDERAL DIRECT LOAN PROGRAM Borrower Provisions...

  4. 34 CFR 674.44 - Address searches.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 34 Education 3 2011-07-01 2011-07-01 false Address searches. 674.44 Section 674.44 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Due Diligence § 674.44 Address searches. (a) If mail...

  5. 34 CFR 674.45 - Collection procedures.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 34 Education 3 2011-07-01 2011-07-01 false Collection procedures. 674.45 Section 674.45 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Due Diligence § 674.45 Collection procedures. (a) The...

  6. 34 CFR 674.41 - Due diligence-general requirements.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 34 Education 3 2011-07-01 2011-07-01 false Due diligence-general requirements. 674.41 Section 674.41 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Due Diligence § 674.41 Due...

  7. 34 CFR 674.43 - Billing procedures.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 34 Education 3 2011-07-01 2011-07-01 false Billing procedures. 674.43 Section 674.43 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Due Diligence § 674.43 Billing procedures. (a) The term...

  8. 34 CFR 674.46 - Litigation procedures.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Litigation procedures. 674.46 Section 674.46 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Due Diligence § 674.46 Litigation procedures. (a)(1) If...

  9. 34 CFR 674.43 - Billing procedures.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Billing procedures. 674.43 Section 674.43 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Due Diligence § 674.43 Billing procedures. (a) The term...

  10. 34 CFR 674.45 - Collection procedures.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Collection procedures. 674.45 Section 674.45 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Due Diligence § 674.45 Collection procedures. (a) The...

  11. 34 CFR 674.44 - Address searches.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Address searches. 674.44 Section 674.44 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Due Diligence § 674.44 Address searches. (a) If mail...

  12. Taxing Matters: College Aid, Tax Policy & Equal Opportunity.

    ERIC Educational Resources Information Center

    Education Resources Inst., Boston, MA.

    This report uses government data to review current, past, and proposed tax-based policies and programs to promote college affordability as well as need-based grant aid. Tax-incentive-based programs include savings bonds for education, employer-provided educational assistance, state college savings plans, deductibility of student loan interest,…

  13. The International Higher Education Market: Mexico's Case

    ERIC Educational Resources Information Center

    Andere, Eduardo

    2004-01-01

    For years student scholarship programs to promote knowledge or international cooperation have functioned without question in Mexico. Economics of education literature has questioned the validity of similar programs, and the paradigm is shifting from scholarship support to loan schemes and from merit- to need-based grants. This article, based on…

  14. Education Issues. GAO Transition Series.

    ERIC Educational Resources Information Center

    Comptroller General of the U.S., Washington, DC.

    This summary report is one of a series addressing major policy, management, or program issues facing Congress and the administration. The issues identified in this report indicate the need to: reduce the cost and preserve the integrity of higher education student loan and grant programs; enhance the federal role in monitoring lenders, agencies,…

  15. Post-Baccalaureate Enrollment Patterns: Exploring the Relationship between Undergraduate Student Loan Borrowing Level and Timing of Initial Entry to Master's Degree or First Professional Degree Programs

    ERIC Educational Resources Information Center

    Maliwesky, Martin J.

    2012-01-01

    This study was undertaken to (a) expand scholarship on the impact of undergraduate student loan borrowing level on the timing of initial entry to master's degree or first professional degree programs, and (b) to assist higher education policy makers and practitioners in serving the needs of students as they progress through the various stages…

  16. Better Cash Management Can Reduce the Cost of the National Direct Student Loan Program. Report to the Congress by the Comptroller General of the United States.

    ERIC Educational Resources Information Center

    Comptroller General of the U.S., Washington, DC.

    The Office of Education has allowed schools participating in the National Direct Student Loan Program to hold more than an annual average of $63 million in federal funds in excess of their 30-day needs. The General Accounting Office estimates that if the Treasury had this money it could save the government interest costs of as much as $4 million,…

  17. 34 CFR 674.47 - Costs chargeable to the Fund.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Due Diligence § 674.47 Costs chargeable to..., collection costs, and late charges, if— (1) The institution has carried out the due diligence procedures...

  18. 34 CFR 685.205 - Forbearance.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... leading to a degree or certificate awarded by an institution of higher education, a hospital, or a health... Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION WILLIAM D. FORD FEDERAL DIRECT LOAN PROGRAM Borrower Provisions § 685.205 Forbearance...

  19. 34 CFR 685.205 - Forbearance.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... leading to a degree or certificate awarded by an institution of higher education, a hospital, or a health... Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION (CONTINUED) WILLIAM D. FORD FEDERAL DIRECT LOAN PROGRAM Borrower Provisions § 685.205...

  20. 34 CFR 685.103 - Applicability of subparts.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Applicability of subparts. 685.103 Section 685.103 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION WILLIAM D. FORD FEDERAL DIRECT LOAN PROGRAM Purpose and Scope § 685.103...

  1. 34 CFR 685.210 - Choice of repayment plan.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Choice of repayment plan. 685.210 Section 685.210 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION WILLIAM D. FORD FEDERAL DIRECT LOAN PROGRAM Borrower Provisions § 685.210...

  2. 34 CFR 685.305 - Determining the date of a student's withdrawal.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Determining the date of a student's withdrawal. 685.305 Section 685.305 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION WILLIAM D. FORD FEDERAL DIRECT LOAN PROGRAM Requirements...

  3. 34 CFR 674.3-674.4 - [Reserved

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false [Reserved] 674.3-674.4 Section 674.3-674.4 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM General Provisions §§ 674.3-674.4 [Reserved] ...

  4. 34 CFR 674.13 - Reimbursement to the Fund.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 34 Education 3 2011-07-01 2011-07-01 false Reimbursement to the Fund. 674.13 Section 674.13 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM General Provisions § 674.13 Reimbursement to...

  5. 34 CFR 674.14-674.15 - [Reserved

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false [Reserved] 674.14-674.15 Section 674.14-674.15 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM General Provisions §§ 674.14-674.15...

  6. 34 CFR 674.3-674.4 - [Reserved

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 34 Education 3 2011-07-01 2011-07-01 false [Reserved] 674.3-674.4 Section 674.3-674.4 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM General Provisions §§ 674.3-674.4 [Reserved] ...

  7. 34 CFR 674.47 - Costs chargeable to the Fund.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 34 Education 3 2011-07-01 2011-07-01 false Costs chargeable to the Fund. 674.47 Section 674.47 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Due Diligence § 674.47 Costs chargeable to...

  8. 34 CFR Appendixes A-D to Part 674 - [Reserved

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false [Reserved] A Appendixes A-D to Part 674 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Appendixes A-D to Part 674 [Reserved] ...

  9. 34 CFR 674.49 - Bankruptcy of borrower.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 34 Education 3 2011-07-01 2011-07-01 false Bankruptcy of borrower. 674.49 Section 674.49 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Due Diligence § 674.49 Bankruptcy of borrower. (a...

  10. 34 CFR 674.14-674.15 - [Reserved

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 34 Education 3 2011-07-01 2011-07-01 false [Reserved] 674.14-674.15 Section 674.14-674.15 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM General Provisions §§ 674.14-674.15...

  11. 34 CFR 674.13 - Reimbursement to the Fund.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Reimbursement to the Fund. 674.13 Section 674.13 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM General Provisions § 674.13 Reimbursement to...

  12. 34 CFR 674.6-674.7 - [Reserved

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false [Reserved] 674.6-674.7 Section 674.6-674.7 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM General Provisions §§ 674.6-674.7 [Reserved] ...

  13. 34 CFR Appendixes A-D to Part 674 - [Reserved

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 34 Education 3 2011-07-01 2011-07-01 false [Reserved] A Appendixes A-D to Part 674 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Appendixes A-D to Part 674 [Reserved] ...

  14. 34 CFR 674.6-674.7 - [Reserved

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 34 Education 3 2011-07-01 2011-07-01 false [Reserved] 674.6-674.7 Section 674.6-674.7 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM General Provisions §§ 674.6-674.7 [Reserved] ...

  15. Student Aid and Postsecondary Tax Preferences. Limited Research Exists on Effectiveness of Tools to Assist Students and Families through Title IV Student Aid and Tax Preferences. Report to the Committee on Finance, U.S. Senate. GAO05-684

    ERIC Educational Resources Information Center

    Government Accountability Office, 2005

    2005-01-01

    Federal assistance helps students and families pay for postsecondary education through several policy tools--grant and loan programs authorized by title IV of the Higher Education Act of 1965 and more recently enacted tax preferences. In fiscal year 2004, about $14 billion in grants and $56 billion in loans were made under title IV while…

  16. 42 CFR 60.42 - Records, reports, inspection, and audit requirements for HEAL lenders and holders.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... OF HEALTH AND HUMAN SERVICES GRANTS HEALTH EDUCATION ASSISTANCE LOAN PROGRAM The Lender and Holder... must maintain for each borrower a payment history showing the date and amount of each payment received... lender or holder must also maintain for each loan a collection history showing the date and subject of...

  17. 77 FR 45592 - Notice of Submission for OMB Review; Federal Student Aid; Federal Perkins Loan Program Master...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-08-01

    ... loans for eligible students to pay the costs of a student's attendance at an eligible institution of... DEPARTMENT OF EDUCATION Notice of Submission for OMB Review; Federal Student Aid; Federal Perkins... technology. Please note that written comments received in response to this notice will be considered public...

  18. 34 CFR 674.19 - Fiscal procedures and records.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM General Provisions § 674.19 Fiscal... requirements of § 674.50(c)(12). (iii) An institution shall maintain a repayment history for each borrower...

  19. 34 CFR 674.19 - Fiscal procedures and records.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM General Provisions § 674.19 Fiscal... requirements of § 674.50(c)(12). (iii) An institution shall maintain a repayment history for each borrower...

  20. 34 CFR 674.19 - Fiscal procedures and records.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM General Provisions § 674.19 Fiscal... requirements of § 674.50(c)(12). (iii) An institution shall maintain a repayment history for each borrower...

  1. Federal Student Aid Handbook, 2002-2003. Volume 4: Campus-Based Common Provisions.

    ERIC Educational Resources Information Center

    Office of Federal Student Aid (ED), Washington, DC.

    The Federal Perkins Loan, Federal Supplemental Educational Opportunity Grant (FSEOG), and Federal Work-Study (FWS) programs are called "campus-based" programs because each school is responsible for administering them on its own campus. A school applies for and receives funds from the U.S. Department of Education, and the school's…

  2. Outlook for Education Financing: What Does the Future Hold?

    ERIC Educational Resources Information Center

    Biklen, Stephen C.

    1996-01-01

    It is argued that rising costs and declining federal student loan programs highlight the key role of the in-school interest subsidy in educational finance. Six possible scenarios are outlined, each differentially balancing indirect/direct lending and government/private involvement. Professionals are urged to find a program that serves students, is…

  3. 38 CFR 21.9505 - Definitions.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ...) VOCATIONAL REHABILITATION AND EDUCATION Post-9/11 GI Bill Definitions § 21.9505 Definitions. For the purposes... education that was substantially the same as programs of education offered to civilians; (ii) Served as a... enlistment agreement; or (iv) Counted for purposes of repayment of an education loan under 10 U.S.C. chapter...

  4. States' experiences with loan repayment programs for health care professionals in a time of state budget cuts and NHSC expansion.

    PubMed

    Pathman, Donald E; Morgan, Jennifer Craft; Konrad, Thomas R; Goldberg, Lynda

    2012-01-01

    The landscape of education loan repayment programs for health care professionals has been turbulent in recent years, with doubling of the funding for the National Health Service Corps (NHSC) and cuts in funding for some states' programs. We sought to understand how this turbulence is being felt within the state offices involved in recruiting clinicians to rural and urban underserved communities. We conducted key informant telephone interviews with staff of state offices of rural health, primary care organizations, and/or related organizations within 28 diverse states to answer questions about perceived changes and interplay among solely state-funded loan repayment programs, joint state-federal programs, and the NHSC federal program. Interviews were transcribed, formally analyzed, and key issues summarized. Informants reported that solely state-funded and joint state-federal loan repayment programs are greatly valued for their ability to target a state's particular needs and to complement the NHSC federal program. However, budgets for state programs have been threatened, reduced, or eliminated entirely in many cases. All informants positively perceived the NHSC's recent growth and changes, which they feel are helping fill important workforce needs for their states. Nevertheless, the much larger NHSC federal program now competes with some states' programs for clinicians and service sites; states' programs are pushed to adjust their operations to maintain a unique "niche". States' key recruiters lament reductions in funding for states' loan repayment programs, and welcome the NHSC's recent growth and changes. Better coordination is needed to minimize competition and maximize complementarity between state and federal programs. © 2012 National Rural Health Association.

  5. An Inventory of Innovative Financing Plans to Help Pay for Higher Education.

    ERIC Educational Resources Information Center

    Merisotis, Jamie P.

    1989-01-01

    Creative ideas recently emerging to help families cope with rising educational costs are reviewed, including state and federal level savings plans, alternative loan programs, guaranteed access plans, and public service proposals. (Author/MSE)

  6. Annual NASSGP/NCHELP Research Conference on Student Financial Aid Research (4th, St. Louis, Missouri, June 3-5, 1987). The Proceedings, Volume 2.

    ERIC Educational Resources Information Center

    New York State Higher Education Services Corp., Albany.

    The following papers from the National Association of State Scholarship and Grant Programs/National Council of Higher Education Loan Programs conference on student aid are provided: (1) "The Equity of Higher Education Subsidies" (John B. Lee); (2) "The Economics and Financing of Higher Education: The Tension between Quality and…

  7. Guaranteed Student Loans. Better Criteria Needed for Financing Guarantee Agencies. United States General Accounting Office Report to the Congress.

    ERIC Educational Resources Information Center

    Comptroller General of the U.S., Washington, DC.

    The financing of guarantee agencies under the U.S. Department of Education's Guaranteed Student Loan Program was reviewed to determine whether, in the aggregate, the agencies are accumulating, retaining, and using reserve funds in accordance with legislative requirements and federal regulations. It was found that reserves exceed the risks…

  8. 77 FR 13530 - Funding for the Conservation Loan Program; Farm Loan Programs

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-03-07

    ... DEPARTMENT OF AGRICULTURE Farm Service Agency Funding for the Conservation Loan Program; Farm Loan... Service Agency (FSA) now has funding for and is accepting guaranteed loan applications for the Conservation Loan (CL) Program. Due to a lack of program funding for direct CLs, direct loan applications are...

  9. 76 FR 27986 - Funding for the Conservation Loan Program; Farm Loan Programs

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-05-13

    ... of water conservation measures; establishment or improvement of permanent pastures; implementation of... for the Conservation Loan Program; Farm Loan Programs AGENCY: Farm Service Agency, USDA. ACTION... or guaranteed loan applications for the Conservation Loan (CL) Program because of lack of program...

  10. 13 CFR 123.400 - What is the Pre-Disaster Mitigation Loan Program?

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... Mitigation Loan Program? 123.400 Section 123.400 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.400 What is the Pre-Disaster Mitigation Loan Program? The Pre-Disaster Mitigation Loan Program allows SBA to make low interest, fixed rate loans to...

  11. 13 CFR 123.400 - What is the Pre-Disaster Mitigation Loan Program?

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... Mitigation Loan Program? 123.400 Section 123.400 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.400 What is the Pre-Disaster Mitigation Loan Program? The Pre-Disaster Mitigation Loan Program allows SBA to make low interest, fixed rate loans to...

  12. 13 CFR 123.400 - What is the Pre-Disaster Mitigation Loan Program?

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... Mitigation Loan Program? 123.400 Section 123.400 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.400 What is the Pre-Disaster Mitigation Loan Program? The Pre-Disaster Mitigation Loan Program allows SBA to make low interest, fixed rate loans to...

  13. 13 CFR 123.400 - What is the Pre-Disaster Mitigation Loan Program?

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... Mitigation Loan Program? 123.400 Section 123.400 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.400 What is the Pre-Disaster Mitigation Loan Program? The Pre-Disaster Mitigation Loan Program allows SBA to make low interest, fixed rate loans to...

  14. 13 CFR 123.400 - What is the Pre-Disaster Mitigation Loan Program?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Mitigation Loan Program? 123.400 Section 123.400 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.400 What is the Pre-Disaster Mitigation Loan Program? The Pre-Disaster Mitigation Loan Program allows SBA to make low interest, fixed rate loans to...

  15. Student Financial Aid Handbook, 2001-2002. Volume 4: Campus-Based Common Provisions.

    ERIC Educational Resources Information Center

    Department of Education, Washington, DC. Student Financial Assistance.

    The Federal Perkins Loan, Federal Supplemental Educational Opportunity Grant (FSEOG), and Federal Work-Study (FWS) programs are called "campus-based" programs because each school is responsible for administering them on its own campus. A school applies for and receives funds direct from the U.S. Department of Education, and the school's…

  16. Student Financial Aid Handbook, 2000-2001. Volume 4: Campus-Based Common Provisions.

    ERIC Educational Resources Information Center

    Department of Education, Washington, DC. Student Financial Assistance.

    The Federal Perkins Loan, Federal Supplemental Educational Opportunity Grant (FSEOG), and Federal Work-Study (FWS) programs are called "campus-based" programs because each school is responsible for administering them on its own campus. A school applies for and receives funds direct from the U.S. Department of Education, and the school's…

  17. 34 CFR 674.41 - Due diligence-general requirements.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Due diligence-general requirements. 674.41 Section 674... POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Due Diligence § 674.41 Due diligence—general requirements. (a) General. Each institution shall exercise due diligence in collecting...

  18. 34 CFR 685.204 - Deferment.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... periodic reports, projects, or evidence of the fellow's progress; and (D) In the case of a course of study... Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION (CONTINUED) WILLIAM D. FORD FEDERAL DIRECT LOAN PROGRAM Borrower Provisions § 685.204...

  19. NASA Lunar Sample Education Disk Program - Space Rocks for Classrooms, Museums, Science Centers and Libraries

    NASA Astrophysics Data System (ADS)

    Allen, J. S.

    2009-12-01

    NASA is eager for students and the public to experience lunar Apollo rocks and regolith soils first hand. Lunar samples embedded in plastic are available for educators to use in their classrooms, museums, science centers, and public libraries for education activities and display. The sample education disks are valuable tools for engaging students in the exploration of the Solar System. Scientific research conducted on the Apollo rocks has revealed the early history of our Earth-Moon system. The rocks help educators make the connections to this ancient history of our planet as well as connections to the basic lunar surface processes - impact and volcanism. With these samples educators in museums, science centers, libraries, and classrooms can help students and the public understand the key questions pursued by missions to Moon. The Office of the Curator at Johnson Space Center is in the process of reorganizing and renewing the Lunar and Meteorite Sample Education Disk Program to increase reach, security and accountability. The new program expands the reach of these exciting extraterrestrial rocks through increased access to training and educator borrowing. One of the expanded opportunities is that trained certified educators from science centers, museums, and libraries may now borrow the extraterrestrial rock samples. Previously the loan program was only open to classroom educators so the expansion will increase the public access to the samples and allow educators to make the critical connections of the rocks to the exciting exploration missions taking place in our solar system. Each Lunar Disk contains three lunar rocks and three regolith soils embedded in Lucite. The anorthosite sample is a part of the magma ocean formed on the surface of Moon in the early melting period, the basalt is part of the extensive lunar mare lava flows, and the breccias sample is an important example of the violent impact history of the Moon. The disks also include two regolith soils and orange glass from a pyroclastic deposit. The loan program also includes Meteorite Disks containing six meteorites that will help educators share the early history of the solar system with students and the public. Educators may borrow either lunar or meteorite disks through Johnson Space Center Curatorial Office. In trainings provided by the NASA Aerospace Education Services Program specialists, educators certified to borrow the disk learn about education resources, the proper use of the samples, and the special security for care and shipping of the disks. The Lunar and Meteorite Sample Education Disk Program is set up to bridge to new education programs that will carry NASA exploration to more people. Getting Space Rocks out to the public and connecting the public to the current space exploration missions is the focus the NASA disk loan program.

  20. 77 FR 15361 - Gainful Employment Reporting Deadline Date for the 2011-2012 Award Year

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-03-15

    ... student assistance programs authorized under title IV of the Higher Education Act of 1965, as amended (HEA... Federal Direct Loan, Teacher Education Assistance for College and Higher Education Grant, and Iraq and... DEPARTMENT OF EDUCATION Gainful Employment Reporting Deadline Date for the 2011-2012 Award Year...

  1. Starting from Scratch: A New Federal and State Partnership in Higher Education

    ERIC Educational Resources Information Center

    McCarthy, Mary Alice; Fishman, Rachel; Palmer, Iris; Laitinen, Amy; Dancy, Kim; Burd, Stephen; Carey, Kevin; Ekowo, Manuela; Barrett, Ben; Holt, Alexander

    2016-01-01

    Imagine students attending colleges and universities around the country having their financial needs met without the use of federal loans, Pell Grants, and higher education tax credits. In "Starting from Scratch: A New Federal and State Partnership in Higher Education," New America's Higher Education Policy Program shares its vision for…

  2. Continuing Education for the Personnel of Small Public Libraries: Program Development at the Iowa State University Library and Its Public Services Course. Iowa State University Library Series in Continuing Education, no. 2.

    ERIC Educational Resources Information Center

    Shonrock, Diana D.

    This report describes the planning, implementation, and evaluation of a coordinated staff development program to offer certified, non-degree credit to non-professional librarians from small public libraries. The program plan includes a course consisting of five 3-hour sessions covering the reference interview; interlibrary loan, government…

  3. Service-linked scholarships, loans, and loan repayment programs for nurses in the southeast.

    PubMed

    Thaker, Samir I; Pathman, Donald E; Mark, Barbara A; Ricketts, Thomas C

    2008-01-01

    A variety of public and private programs provide financial support for the costs of nurses' training in exchange for service commitments to work in rural, underserved, and other needy areas. Little is known about the number, size, and operations of these support-for-service programs for nurses. We identified and in this article describe such programs in eight southeastern states. Eligible programs were those that in 2004 paid for all or a portion of nurses' education costs in exchange for a period of clinical nursing service within one or more of the eight targeted states. Programs obligating nurses to a specific hospital, practice, or community or to teaching roles were excluded. Programs were identified through available compendia, online searches, and telephone contacts with program directors, nursing school administrators, and state officials. Additional data on eligible programs were gathered through telephone interviews and questionnaires mailed to program staff and from publicly available documents. Data were double coded, and qualitative and quantitative analyses were conducted. Twenty-four nursing support-for-service programs met our eligibility criteria in the eight-state region: nine scholarship programs; six loan repayment programs; five service-cancelable loan programs; two loan interest rate reduction programs; and two direct incentive programs. These programs had fiscal year 2004 budgets totaling approximately $28.8-31.8 million; collectively, they received approximately 11,700 applications from nurses, signed approximately 8,300 contracts, and had a combined field strength of approximately 4,900 nurses working to fulfill their program obligations. Individual states offered between zero and five eligible programs each. Support-for-service programs are a substantial component of federal and state nursing workforce distribution efforts in the Southeast. Future research should identify and describe these programs for other regions, measure outcomes, and offer recommendations to maximize their effectiveness in alleviating nursing shortages.

  4. 34 CFR 682.413 - Remedial actions.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 34 Education 4 2011-07-01 2011-07-01 false Remedial actions. 682.413 Section 682.413 Education... Federal Family Education Loan Programs by a Guaranty Agency § 682.413 Remedial actions. (a)(1) The... take one or more of the following remedial actions against a guaranty agency or third-party servicer...

  5. 77 FR 27746 - Notice of Submission for OMB Review; Federal Student Aid; Lender Application Process (LAP)

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-05-11

    ... payment, under the Federal Family Education Loan Program. DATES: Interested persons are invited to submit... DEPARTMENT OF EDUCATION Notice of Submission for OMB Review; Federal Student Aid; Lender... Education, 400 Maryland Avenue SW., LBJ, Washington, DC 20202-4537. Copies of the proposed information...

  6. 76 FR 23606 - Submission for OMB Review; Comment Request; National Institutes of Health Loan Repayment Programs

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-04-27

    ... National Institutes of Health (NIH) has submitted to the Office of Management and Budget (OMB) a request to... financial assistance, in the form of educational loan repayment, to M.D., PhD, Pharm.D., D.D.S., D.M.D..., directly to financial institutions. The information proposed for collection will be used by the Division of...

  7. Consolidated Student Loans. Borrowers Benefit but Costs to Them and the Government Grow. Report to Congressional Requesters.

    ERIC Educational Resources Information Center

    General Accounting Office, Washington, DC. Div. of Human Resources.

    In response to the requirements of the Higher Education Amendments of 1986, this report addresses the impact of the two-year-old Student Loan Consolidation Program. Principle findings of the investigation concern the higher interst costs to the borrower that are brought about by longer payment plans and the fact that the government's subsidy costs…

  8. Guaranteed Student Loan Information System Needs a Thorough Redesign to Account for the Expenditure of Billions. Report by the U.S. General Accounting Office.

    ERIC Educational Resources Information Center

    General Accounting Office, Washington, DC.

    The adequacy of the Department of Education's automated information system for the Guaranteed Student Loan Program was assessed. The review conducted by the U.S. General Accounting Office focused on the department's efforts and plans to correct system deficiencies, the reasonableness and propriety of major system costs incurred, and the…

  9. Guaranteed Loan Programs Are an Increasing Risk. Statement of Donald H. Chapin given before the Committee on Government Affairs, United States Senate.

    ERIC Educational Resources Information Center

    Chapin, Donald H.

    Testimony is presented concerning the financial burden the United States government is expected to endure from the billions of dollars in loans it has guaranteed (and continues to guarantee) for business, education, housing, and other purposes, many of which are in areas now experiencing economically hard times. The testimony discusses predicting…

  10. 34 CFR Appendix C to Part 682 - Procedures for Curing Violations of the Due Diligence in Collection and Timely Filing of Claims...

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... 34 Education 4 2013-07-01 2013-07-01 false Procedures for Curing Violations of the Due Diligence... Part 682 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION (CONTINUED) FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Pt...

  11. 34 CFR Appendix C to Part 682 - Procedures for Curing Violations of the Due Diligence in Collection and Timely Filing of Claims...

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 34 Education 4 2011-07-01 2011-07-01 false Procedures for Curing Violations of the Due Diligence... Part 682 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION (CONTINUED) FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Pt...

  12. 34 CFR Appendix D to Part 682 - Policy for Waiving the Secretary's Right To Recover or Refuse To Pay Interest Benefits, Special...

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... 34 Education 4 2012-07-01 2012-07-01 false Policy for Waiving the Secretary's Right To Recover or... 682 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION (CONTINUED) FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Pt...

  13. 34 CFR Appendix C to Part 682 - Procedures for Curing Violations of the Due Diligence in Collection and Timely Filing of Claims...

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... 34 Education 4 2012-07-01 2012-07-01 false Procedures for Curing Violations of the Due Diligence... Part 682 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION (CONTINUED) FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Pt...

  14. 34 CFR Appendix C to Part 682 - Procedures for Curing Violations of the Due Diligence in Collection and Timely Filing of Claims...

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Procedures for Curing Violations of the Due Diligence... Part 682 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Pt. 682, App. C...

  15. Federal Student Aid Handbook, 2006-2007. Volume 6: Campus-Based Programs

    ERIC Educational Resources Information Center

    US Department of Education, 2006

    2006-01-01

    The Federal Perkins Loan, Federal Supplemental Educational Opportunity Grant (FSEOG), and Federal Work-Study (FWS) programs are called "campus-based" programs because each school is responsible for administering them on its own campus. This volume gives guidance on issues specific to the administration of the campus-based programs.…

  16. Education Loans and Financing Higher Education in India: Addressing Equity

    ERIC Educational Resources Information Center

    Rani, P. Geetha

    2014-01-01

    The education loan programme since its inception has been rapidly growing both in terms of number of students who have taken education loans for pursuing higher education and the amount of education loans released. Nevertheless, these financing mechanisms of higher education do not appear to improve access and equity in the higher education system…

  17. 76 FR 71329 - Request for Information Regarding Private Education Loans and Private Educational Lenders

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-11-17

    ... Regarding Private Education Loans and Private Educational Lenders AGENCY: Bureau of Consumer Financial... Justice and the Federal Trade Commission, to prepare a Report on Private Education Loans and Private... Justice and the Federal Trade Commission, to prepare a Report on Private Education Loans and Private...

  18. Choose Wisely: the Quality of Massage Education in the United States

    PubMed Central

    Menard, Martha Brown

    2014-01-01

    Background Assessing the quality of postsecondary education remains a difficult task, despite many efforts to do so. No consensus or standard definition of educational quality has yet been agreed upon or developed. Purpose This study evaluated the quality of massage education in the United States using three closely-related questions to frame the evaluation: 1) Is accreditation improving the quality of education for massage therapy? If not, then what do we need to do to improve it? 2) Does accreditation by COMTA specifically improve quality of education compared to other vocational accrediting agencies that do not require curriculum competencies specific to massage? 3) Would adding competencies at an “advanced” level, or specific degree levels, be helpful in advancing massage therapy in the eyes of other health professions? Setting United States Participants Members of a national massage education organization, members affiliated with the educational arm of two national professional associations, and members of two national education organizations in complementary and integrative health care (CIHC). Research Design Mixed methods evaluation using three data sources: existing gainful employment data from the US Department of Education, analyzed by type of massage program and accreditation agency to determine average and relative value for cost; numbers of disciplinary actions against massage practitioners reported by state regulatory agencies, and a qualitatively developed survey administered to two different groups of educators. Results Average tuition cost across all reporting schools/programs was $13,605, with an average graduation rate of 71.9%. Of the schools and programs that reported student loan data, 84% of students received federal financial aid. Median loan amount was $8,052, with an average repayment rate of 43.4%. Programs in corporate-owned schools had the highest average cost, highest median loan amount, and lowest repayment rate, while community college programs had the lowest average cost, lowest graduation rate, and lowest median loan amount. Repayment rate data were not available for community colleges. Of the five states and the District of Columbia that require school accreditation, there were 208 disciplinary actions from 2009–2011. The remaining 28 regulated states that do not require school accreditation reported 1,702 disciplinary actions during the same period. Seventy-five percent of massage educators and 58% of CIHC educators stated that the current quality of massage education is inconsistent, with only 10% of massage educators and 8% of CIHC educators agreeing that current educational quality is adequate. Fifty-six percent of massage educators and 40% of CIHC educators agreed that educational quality needs to improve if massage therapists want to be considered comparable to other allied health professionals. Both groups suggested specific areas and means of improvement, including raising admission requirements and offering an academic degree. Conclusions Accreditation appears to improve the quality of massage education; however, more consistent methods for calculating tuition costs, educational outcomes, and classifying severity of disciplinary actions are needed. Both quantitative and qualitative evidence indicates that the current quality of massage education in the US is inconsistent and less than adequate. Specific areas of improvement needed for massage therapists to be perceived as comparable to other allied healthcare providers are described. PMID:25184011

  19. 13 CFR 120.398 - America's Recovery Capital (ARC) Loan Program.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 13 Business Credit and Assistance 1 2011-01-01 2011-01-01 false America's Recovery Capital (ARC... BUSINESS LOANS Special Purpose Loans America's Recovery Capital (business Stabilization) Loan Program-Arc Loan Program § 120.398 America's Recovery Capital (ARC) Loan Program. (a) Purpose. The purpose of the...

  20. 13 CFR 120.398 - America's Recovery Capital (ARC) Loan Program.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 13 Business Credit and Assistance 1 2014-01-01 2014-01-01 false America's Recovery Capital (ARC... BUSINESS LOANS Special Purpose Loans America's Recovery Capital (business Stabilization) Loan Program-Arc Loan Program § 120.398 America's Recovery Capital (ARC) Loan Program. (a) Purpose. The purpose of the...

  1. 13 CFR 120.398 - America's Recovery Capital (ARC) Loan Program.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 13 Business Credit and Assistance 1 2013-01-01 2013-01-01 false America's Recovery Capital (ARC... BUSINESS LOANS Special Purpose Loans America's Recovery Capital (business Stabilization) Loan Program-Arc Loan Program § 120.398 America's Recovery Capital (ARC) Loan Program. (a) Purpose. The purpose of the...

  2. 13 CFR 120.398 - America's Recovery Capital (ARC) Loan Program.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 13 Business Credit and Assistance 1 2012-01-01 2012-01-01 false America's Recovery Capital (ARC... BUSINESS LOANS Special Purpose Loans America's Recovery Capital (business Stabilization) Loan Program-Arc Loan Program § 120.398 America's Recovery Capital (ARC) Loan Program. (a) Purpose. The purpose of the...

  3. 34 CFR 682.101 - Participation in the FFEL programs.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... unions, pension funds, insurance companies, schools, and State and private nonprofit agencies may make loans. (b) Institutions of higher education, including most colleges, universities, graduate and...

  4. 34 CFR 682.101 - Participation in the FFEL programs.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... associations, credit unions, pension funds, insurance companies, schools, and State and private nonprofit agencies may make loans. (b) Institutions of higher education, including most colleges, universities...

  5. 34 CFR 601.11 - Private education loan disclosures and self-certification form.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Private education loan disclosures and self...-Affiliated Organizations § 601.11 Private education loan disclosures and self-certification form. (a) A... education loan disclosures to the prospective borrower, regardless of whether the covered institution or...

  6. Direct Consolidation Loan Guide for Schools.

    ERIC Educational Resources Information Center

    Department of Education, Washington, DC.

    This guide is intended to help educational institutions counsel students and parents about consolidation of federal education loans for borrowers in repayment, borrowers in default, and borrowers who are still in school. Through consolidation, borrowers may combine various types of federal education loans, including direct loans and loans made…

  7. USAID and FINCA: helping women in Tanzania.

    PubMed

    Henderson, K

    2000-01-01

    In Tanzania, the international microfinance network FINCA set up shop and began training its first Village Banking Groups in June 1998, disbursing its first loans in July with a grant from the US Agency for International Development. Within 2 months, the program reached 757 low-income women and distributed loans worth US$57,183 using the group support system in which 30-50 neighbors come together to guarantee one another's loans. With the loans from FINCA, entrepreneurs quickly became involved in a range of business activities, from selling tomatoes to starting a hair salon. Located in Mwanza, in the Lake Zone, FINCA Tanzania's clients include many members of the Sukuma tribe. It is noted that in this region there are a few job opportunities in the formal economy. In 1999, FINCA Tanzania reached 3632 clients, exceeding its targets despite a difficult economic environment. In that same year, FINCA partnered with Freedom from Hunger in launching a program that offers some of its members health education and basic business training at Village Banking Group meetings.

  8. 7 CFR 772.7 - Leasing minor program loan security.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 7 2010-01-01 2010-01-01 false Leasing minor program loan security. 772.7 Section 772..., DEPARTMENT OF AGRICULTURE SPECIAL PROGRAMS SERVICING MINOR PROGRAM LOANS § 772.7 Leasing minor program loan... property for Minor Program loans to a third party when: (1) Leasing is the only feasible way to continue to...

  9. 7 CFR 772.7 - Leasing minor program loan security.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 7 2011-01-01 2011-01-01 false Leasing minor program loan security. 772.7 Section 772..., DEPARTMENT OF AGRICULTURE SPECIAL PROGRAMS SERVICING MINOR PROGRAM LOANS § 772.7 Leasing minor program loan... property for Minor Program loans to a third party when: (1) Leasing is the only feasible way to continue to...

  10. 7 CFR 774.23 - Loan servicing.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 7 2010-01-01 2010-01-01 false Loan servicing. 774.23 Section 774.23 Agriculture... SPECIAL PROGRAMS EMERGENCY LOAN FOR SEED PRODUCERS PROGRAM § 774.23 Loan servicing. Loans will be serviced as a Non-program loan in accordance with 7 CFR part 766. If the loan is not repaid as agreed and...

  11. Federal Cuts to Cripple Many New Jersey School Programs.

    ERIC Educational Resources Information Center

    NJEA Review, 1981

    1981-01-01

    Looks at how the Reagan administration's proposed federal budget cuts may impact on the amount of money New Jersey will receive under various federal programs, including block grants, the Elementary Secondary Education Act titles, the Child Nutrition Act, and guaranteed student loans. (SJL)

  12. 42 CFR 60.55 - Administrative and fiscal procedures.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... EDUCATION ASSISTANCE LOAN PROGRAM The School § 60.55 Administrative and fiscal procedures. Each school must establish and maintain administrative and fiscal procedures necessary to achieve the following objectives...

  13. 34 CFR 682.101 - Participation in the FFEL programs.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... funds, insurance companies, schools, and State and private nonprofit agencies made loans prior to July 1, 2010. (b) Institutions of higher education, including most colleges, universities, graduate and...

  14. Increasing educational indebtedness influences medical students to pursue specialization: a military recruitment potential?

    PubMed

    Bale, Asha G; Coutinho, Karl; Swan, Kenneth G; Heinrich, George F

    2013-02-01

    Cost of medical education and student indebtedness has increased dramatically. This study surveyed medical students on educational debt, educational costs, and whether indebtedness influenced career choice. Responses should impact (1) Department of Defense (DoD) recruitment of physicians and (2) future of primary care. The authors surveyed 188 incoming medical students (University of Medicine and Dentistry of New Jersey-New Jersey Medical School, Class of 2012) concerning educational indebtedness, perceptions about educational costs, and plans regarding loan repayment. Data were analyzed and expressed as mean +/- standard error. Students with loans anticipated their medical educational costs to be $155,993. 62% felt costs were "exorbitant," and 28% "appropriate." 64% planned to specialize, whereas only 9% chose primary care. 28% of students planning specialization said income potential influenced their decision. 70% of students said cost was a factor in choosing New Jersey Medical School over a more expensive school. Students anticipated taking about 10 years to repay loans. As medical educational costs and student indebtedness rise, students are choosing less costly education and career paths with higher potential future earnings. These trends will negatively impact health care availability, accessibility, and cost. DoD programs to provide financial assistance in exchange for military service are not well publicized. These findings should increase DoD recruitment opportunities.

  15. 42 CFR 68.10 - What loans are ineligible for repayment?

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ..., INTERNSHIPS, TRAINING NATIONAL INSTITUTES OF HEALTH (NIH) LOAN REPAYMENT PROGRAMS (LRPs) § 68.10 What loans... Health Service Corps Scholarship Program, (6) National Institutes of Health Undergraduate Scholarship... following programs, or similar programs, which provide loans, scholarships, loan repayments, or other awards...

  16. 42 CFR 68.10 - What loans are ineligible for repayment?

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ..., INTERNSHIPS, TRAINING NATIONAL INSTITUTES OF HEALTH (NIH) LOAN REPAYMENT PROGRAMS (LRPs) § 68.10 What loans... Health Service Corps Scholarship Program, (6) National Institutes of Health Undergraduate Scholarship... following programs, or similar programs, which provide loans, scholarships, loan repayments, or other awards...

  17. Reinventing the Department of Education: Real Regulatory Reform.

    ERIC Educational Resources Information Center

    Bob, Sharon

    1995-01-01

    Department of Education regulations and initiatives designed to address problems of fraud, abuse, and loan default in federal student aid programs are examined. The scope and intrusiveness of some recent regulations are criticized, and unintended effects are noted, including increased administrative burdens on all institutions. (Author/MSE)

  18. 34 CFR 682.610 - Administrative and fiscal requirements for participating schools.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... participating schools. 682.610 Section 682.610 Education Regulations of the Offices of the Department of... EDUCATION LOAN (FFEL) PROGRAM Requirements, Standards, and Payments for Participating Schools § 682.610 Administrative and fiscal requirements for participating schools. (a) General. Each school shall— (1) Establish...

  19. 12 CFR 226.46 - Special disclosure requirements for private education loans.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... education loans. 226.46 Section 226.46 Banks and Banking FEDERAL RESERVE SYSTEM (CONTINUED) BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM TRUTH IN LENDING (REGULATION Z) Special Rules for Private Education Loans § 226.46 Special disclosure requirements for private education loans. (a) Coverage. The...

  20. 77 FR 35659 - Request for Information Regarding Complaints From Private Education Loan Borrowers

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-06-14

    ... Regarding Complaints From Private Education Loan Borrowers AGENCY: Bureau of Consumer Financial Protection... and Consumer Protection Act of 2010 (Dodd-Frank Act) established a Private Education Loan Ombudsman... borrowers of private education loans. Among other things, the Dodd-Frank Act directs the Ombudsman to...

  1. 75 FR 66699 - Farm Loan Programs Loan Making Activities; Correction

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-10-29

    ... Loan Programs Loan Making Activities; Correction AGENCY: Farm Service Agency, USDA. ACTION: Proposed rule; correction. SUMMARY: This document contains a correction to the proposed rule titled ``Farm Loan Programs Loan Making Activities'' that was published September 23, 2010. The Farm Service Agency (FSA) is...

  2. 34 CFR 674.49 - Bankruptcy of borrower.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ..., DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Due Diligence § 674.49 Bankruptcy of borrower. (a... determination of dischargeability. (1) The institution must use due diligence and may assert any defense...

  3. Como pagar to educacion, 2004-2005 (Funding Your Education, 2004-2005).

    ERIC Educational Resources Information Center

    Office of Federal Student Aid (ED), Washington, DC.

    This publication, written in Spanish, describes financial aid programs of the U.S. Department of Education and advises students about paying for college. It outlines things a student should ask about college and how to obtain financial aid, whether grants, work-study, or loans. Chapters provide information on: (1) "Education after High School";…

  4. 34 CFR 685.304 - Counseling borrowers.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... 34 Education 4 2013-07-01 2013-07-01 false Counseling borrowers. 685.304 Section 685.304 Education... Payments for Direct Loan Program Schools § 685.304 Counseling borrowers. (a) Entrance counseling. (1) Except as provided in paragraph (a)(8) of this section, a school must ensure that entrance counseling is...

  5. 34 CFR 685.304 - Counseling borrowers.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Counseling borrowers. 685.304 Section 685.304 Education... Direct Loan Program Schools § 685.304 Counseling borrowers. (a) Entrance counseling. (1) Except as provided in paragraph (a)(8) of this section, a school must ensure that entrance counseling is conducted...

  6. 34 CFR 685.304 - Counseling borrowers.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 34 Education 4 2011-07-01 2011-07-01 false Counseling borrowers. 685.304 Section 685.304 Education... Payments for Direct Loan Program Schools § 685.304 Counseling borrowers. (a) Entrance counseling. (1) Except as provided in paragraph (a)(8) of this section, a school must ensure that entrance counseling is...

  7. 34 CFR 685.304 - Counseling borrowers.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... 34 Education 4 2012-07-01 2012-07-01 false Counseling borrowers. 685.304 Section 685.304 Education... Payments for Direct Loan Program Schools § 685.304 Counseling borrowers. (a) Entrance counseling. (1) Except as provided in paragraph (a)(8) of this section, a school must ensure that entrance counseling is...

  8. 34 CFR 685.304 - Counseling borrowers.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... 34 Education 4 2014-07-01 2014-07-01 false Counseling borrowers. 685.304 Section 685.304 Education... Payments for Direct Loan Program Schools § 685.304 Counseling borrowers. (a) Entrance counseling. (1) Except as provided in paragraph (a)(8) of this section, a school must ensure that entrance counseling is...

  9. Financial Aid for Higher Education: Anything's Possible!

    ERIC Educational Resources Information Center

    National Information Center for Handicapped Children and Youth, Washington, DC.

    Information on programs that provide financial aid to colleges and students are described in this information sheet of the National Information Center for Handicapped Children and Youth. Four basic categories of financial aid are grants, loans, work, and benefits. The Division of Personnel Preparation of the U.S. Department of Education makes…

  10. 77 FR 70740 - Agency Information Collection Activities; Submission to the Office of Management and Budget for...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-11-27

    ...; Submission to the Office of Management and Budget for Review and Approval; Comment Request; Federal Family... to this notice will be considered public records. Title of Collection: Federal Family Educational... the administrative requirements of the Federal Family Education Loan (FFEL) program. Effective August...

  11. 34 CFR 685.308 - Remedial actions.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Remedial actions. 685.308 Section 685.308 Education... Direct Loan Program Schools § 685.308 Remedial actions. (a) General. The Secretary may require the... fine or take an emergency action against a school or limit, suspend, or terminate a school's...

  12. 34 CFR 685.308 - Remedial actions.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 34 Education 4 2011-07-01 2011-07-01 false Remedial actions. 685.308 Section 685.308 Education... Payments for Direct Loan Program Schools § 685.308 Remedial actions. (a) General. The Secretary may require... fine or take an emergency action against a school or limit, suspend, or terminate a school's...

  13. 13 CFR 123.108 - How do the SBA disaster loan program and the FEMA grant programs interact?

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 13 Business Credit and Assistance 1 2012-01-01 2012-01-01 false How do the SBA disaster loan program and the FEMA grant programs interact? 123.108 Section 123.108 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Home Disaster Loans § 123.108 How do the SBA disaster loan...

  14. 13 CFR 123.108 - How do the SBA disaster loan program and the FEMA grant programs interact?

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 13 Business Credit and Assistance 1 2014-01-01 2014-01-01 false How do the SBA disaster loan program and the FEMA grant programs interact? 123.108 Section 123.108 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Home Disaster Loans § 123.108 How do the SBA disaster loan...

  15. 13 CFR 123.108 - How do the SBA disaster loan program and the FEMA grant programs interact?

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 13 Business Credit and Assistance 1 2011-01-01 2011-01-01 false How do the SBA disaster loan program and the FEMA grant programs interact? 123.108 Section 123.108 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Home Disaster Loans § 123.108 How do the SBA disaster loan...

  16. 13 CFR 123.108 - How do the SBA disaster loan program and the FEMA grant programs interact?

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 13 Business Credit and Assistance 1 2013-01-01 2013-01-01 false How do the SBA disaster loan program and the FEMA grant programs interact? 123.108 Section 123.108 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Home Disaster Loans § 123.108 How do the SBA disaster loan...

  17. Associations Between Pharmacy Students' Attitudes Toward Debt, Stress, and Student Loans.

    PubMed

    Chisholm-Burns, Marie A; Spivey, Christina A; Jaeger, Melanie C; Williams, Jennifer

    2017-09-01

    Objective. To assess graduating pharmacy students' attitudes toward debt and determine associations with stress, student loan debt, financial need, current employment, post-graduation plans, and expected length of time to repay loans. Methods. Survey was conducted using an attitudes-toward-debt scale (sub-scales: tolerant attitudes toward debt; contemplation and knowledge about loans; fear of debt), Perceived Stress Scale, and questions concerning current employment, estimated total student loan debt, post-graduation plans, and expected length of time to repay loans. Federal loan data were collected using financial aid records. Independent samples t -test, ANOVA, and Pearson's r correlations were conducted. Results. There were 147 students (96.7%) who participated. The majority were female (59.2%), white (69.4%), and had federal student loans (90.5%). Mean total loan amount was $153,276 (SD $59,810), which included federal students loans accumulated before and during pharmacy school. No significant differences were noted on attitudes toward debt or stress based on whether respondents had federal student loans. Greater "fear of debt" was correlated with increased stress, estimated total student loan debt, total federal loan debt, and pharmacy school loan debt. Greater "contemplation and knowledge about loans" was correlated with lower estimated total student loan debt, total federal loan amount, and pharmacy school loan amount. Students with higher "contemplation and knowledge" scores expected to repay loans within a shorter time frame than students with lower scores. Conclusion. Increased fear of debt was related to greater perceived stress and higher student loan amounts borrowed, while increased contemplation and knowledge about loans was associated with lower amounts borrowed. Educational programming concerning loans, debt, and personal financial management may help reduce stress and amount borrowed.

  18. Assessment of an iPad Loan Program in an Academic Medical Library: A Case Study.

    PubMed

    Shurtz, Suzanne; Sewell, Robin; Halling, T Derek; McKay, Becky; Pepper, Catherine

    2015-01-01

    An academic medical library expanded its iPad loan service to multiple campus libraries and conducted an assessment of the service. iPads loaded with medical and educational apps were loaned for two-week checkouts from five library campus locations. Device circulation statistics were tracked and users were invited to complete an online survey about their experience. Data were gathered and analyzed for 11 months. The assessment informed the library on how best to adapt the service, including what resources to add to the iPads, and the decision to move devices to campuses with more frequent usage.

  19. Financial Aid for Veterans, Military Personnel, and Their Dependents, 1988-1989.

    ERIC Educational Resources Information Center

    Schlachter, Gail Ann; Weber, R. David

    A directory of scholarships, fellowships, loans, awards, grants-in-aid, and internships designed for veterans, military personnel, and their dependents is presented. The aid programs cover applicants from high school to postdoctoral levels for programs involving research, travel, education, training, career development, or emergency situations.…

  20. 78 FR 45617 - Student Assistance General Provisions, Federal Perkins Loan Program, Federal Family Education...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-07-29

    ... estimates were based on behavior as reflected in various Department data sets and longitudinal surveys...) of the HEA. The Department committed, however, to authorize, to the extent possible, early... to designate regulatory provisions for early implementation by program participants under section 482...

  1. 75 FR 69915 - Submission for OMB Review; Comment Request

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-11-16

    ... School Lunch Program, known as the Global Food for Education and Child Nutrition Act, authorizes...: The Farm Service Agency will collect the following information from FARES: The name of the Private... Hours: 1,708. Farm Service Agency Title: (7 CFR Part 767), Farm Loan Program--Inventory Property...

  2. Trends in financing and availability of capital

    Treesearch

    Donald G. Schink

    1980-01-01

    The past, present and future of recreation enterprise financing is developed in this paper. Developers need to utilize all available methods of financing sound projects. The long-term solution to the problems depend on better information, improved educational programs, and a loan program tailored to the needs of this industry.

  3. Associations Between Pharmacy Students’ Attitudes Toward Debt, Stress, and Student Loans

    PubMed Central

    Spivey, Christina A.; Jaeger, Melanie C.; Williams, Jennifer

    2017-01-01

    Objective. To assess graduating pharmacy students’ attitudes toward debt and determine associations with stress, student loan debt, financial need, current employment, post-graduation plans, and expected length of time to repay loans. Methods. Survey was conducted using an attitudes-toward-debt scale (sub-scales: tolerant attitudes toward debt; contemplation and knowledge about loans; fear of debt), Perceived Stress Scale, and questions concerning current employment, estimated total student loan debt, post-graduation plans, and expected length of time to repay loans. Federal loan data were collected using financial aid records. Independent samples t-test, ANOVA, and Pearson’s r correlations were conducted. Results. There were 147 students (96.7%) who participated. The majority were female (59.2%), white (69.4%), and had federal student loans (90.5%). Mean total loan amount was $153,276 (SD $59,810), which included federal students loans accumulated before and during pharmacy school. No significant differences were noted on attitudes toward debt or stress based on whether respondents had federal student loans. Greater “fear of debt” was correlated with increased stress, estimated total student loan debt, total federal loan debt, and pharmacy school loan debt. Greater “contemplation and knowledge about loans” was correlated with lower estimated total student loan debt, total federal loan amount, and pharmacy school loan amount. Students with higher “contemplation and knowledge” scores expected to repay loans within a shorter time frame than students with lower scores. Conclusion. Increased fear of debt was related to greater perceived stress and higher student loan amounts borrowed, while increased contemplation and knowledge about loans was associated with lower amounts borrowed. Educational programming concerning loans, debt, and personal financial management may help reduce stress and amount borrowed. PMID:29109558

  4. 7 CFR 2201.19 - Loan terms.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 15 2010-01-01 2010-01-01 false Loan terms. 2201.19 Section 2201.19 Agriculture Regulations of the Department of Agriculture (Continued) LOCAL TELEVISION LOAN GUARANTEE BOARD LOCAL TELEVISION LOAN GUARANTEE PROGRAM-PROGRAM REGULATIONS Loan Guarantees § 2201.19 Loan terms. (a) All Loans...

  5. 76 FR 37779 - Rural Broadband Access Loans and Loan Guarantees Program

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-06-28

    ... DEPARTMENT OF AGRICULTURE Rural Utilities Service Rural Broadband Access Loans and Loan Guarantees... of $325,663,157 in loan funds for the Rural Broadband Access Loans and Loan Guarantees Program for... identifying a definite funding amount. The maximum amount of a loan under this authority will be $75 million...

  6. 24 CFR 280.50 - Loan requirements.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Loan requirements. 280.50 Section... DEVELOPMENT GRANT PROGRAMS NEHEMIAH HOUSING OPPORTUNITY GRANTS PROGRAM Program Operation § 280.50 Loan requirements. (a) Loan requirements. A loan made to a family purchasing a home constructed or substantially...

  7. Energy Efficiency and Conservation Block Grant (EECBG) - Better Buildings Neighborhood Program at Greater Cincinnati Energy Alliance: Home Performance with Energy Star® and Better Buildings Performance

    DOE Office of Scientific and Technical Information (OSTI.GOV)

    Holzhauser, Andy; Jones, Chris; Faust, Jeremy

    2013-12-30

    The Greater Cincinnati Energy Alliance (Energy Alliance) is a nonprofit economic development agency dedicated to helping Greater Cincinnati and Northern Kentucky communities reduce energy consumption. The Energy Alliance has launched programs to educate homeowners, commercial property owners, and nonprofit organizations about energy efficiency opportunities they can use to drive energy use reductions and financial savings, while extending significant focus to creating/retaining jobs through these programs. The mission of the Energy Alliance is based on the premise that investment in energy efficiency can lead to transformative economic development in a region. With support from seven municipalities, the Energy Alliance began operationmore » in early 2010 and has been among the fastest growing nonprofit organizations in the Greater Cincinnati/Northern Kentucky area. The Energy Alliance offers two programs endorsed by the Department of Energy: the Home Performance with ENERGY STAR® Program for homeowners and the Better Buildings Performance Program for commercial entities. Both programs couple expert guidance, project management, and education in energy efficiency best practices with incentives and innovative energy efficiency financing to help building owners effectively invest in the energy efficiency, comfort, health, longevity, and environmental impact of their residential or commercial buildings. The Energy Alliance has raised over $23 million of public and private capital to build a robust market for energy efficiency investment. Of the $23 million, $17 million was a direct grant from the Department of Energy Better Buildings Neighborhood Program (BBNP). The organization’s investments in energy efficiency projects in the residential and commercial sector have led to well over $50 million in direct economic activity and created over 375,000 hours of labor created or retained. In addition, over 250 workers have been trained through the Building Performance Training Center, a program that was developed and funded by the Energy Alliance and housed at Cincinnati State Technical and Community College. Nearly 100 residential and commercial contractors currently participate in the Energy Alliance’s two major programs, which have together served over 2,800 residential and 100 commercial customers. Additionally, the Energy Alliance established loan programs for homeowners, nonprofits and commercial businesses. The GC-HELP program was established to provide up to ten year low interest, unsecured loans to homeowners to cover the energy efficiency products they purchased through the Energy Alliance approved contractor base. To date the Energy Alliance has financed over $1 million in energy efficiency loans for homeowners, without any loans written off. The nonprofit business community is offered five year, fixed-interest rate loans through the Building Communities Loan Fund of $250,000. Additionally, the Energy Alliance has developed GC-PACE, a commercial financing tool that enables buildings owners to finance their energy upgrades through voluntary property assessments deploying low-interest extended-term capital from the bond market. The Energy Alliance and its partners are actively evaluating additional market-based financing solutions.« less

  8. 26 CFR 1.221-1 - Deduction for interest paid on qualified education loans after December 31, 2001.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... § 1.163-7, original issue discount on a qualified education loan is not deductible until paid. See... education loans after December 31, 2001. 1.221-1 Section 1.221-1 Internal Revenue INTERNAL REVENUE SERVICE... Deductions for Individuals § 1.221-1 Deduction for interest paid on qualified education loans after December...

  9. 26 CFR 1.221-1 - Deduction for interest paid on qualified education loans after December 31, 2001.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... § 1.163-7, original issue discount on a qualified education loan is not deductible until paid. See... education loans after December 31, 2001. 1.221-1 Section 1.221-1 Internal Revenue INTERNAL REVENUE SERVICE... Deductions for Individuals § 1.221-1 Deduction for interest paid on qualified education loans after December...

  10. 26 CFR 1.221-1 - Deduction for interest paid on qualified education loans after December 31, 2001.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... § 1.163-7, original issue discount on a qualified education loan is not deductible until paid. See... education loans after December 31, 2001. 1.221-1 Section 1.221-1 Internal Revenue INTERNAL REVENUE SERVICE... Deductions for Individuals § 1.221-1 Deduction for interest paid on qualified education loans after December...

  11. Perceived Effects of Student Loan Forgiveness on Turnover Intention among Social Workers in Massachusetts.

    PubMed

    Fakunmoju, Sunday B; Kersting, Robert C

    2016-10-01

    Despite the recognition of student loan forgiveness programs (SLFPs) as a recruitment tool and job retention mechanism, little is known about their perceived effects on turnover prevention or potential to ease turnover pressure and prevent activation of turnover intention. This article describes the results of a recent survey by the National Association of Social Workers (Massachusetts chapter) on SLFPs. Specifically, the article examines the role of turnover intention and sociodemographic factors on the perception of whether student loan forgiveness (SLF) could prevent social workers from leaving their jobs. Results from bivariate and multivariate analyses using convenience sample (N = 569) suggest that amount of student loan debt, worrying about student loan debt, and turnover intention were significantly associated with perceiving SLF as likely to prevent turnover. Similarly, student loan variables differed by demographic characteristics. MSW graduates were more likely than BSW graduates to have inquired about SLFP, owe more student loan debt, and indicate propensity to participate in SLFP. However, BSW graduates were more likely than MSW graduates to worry about student loan debt. The article concludes with a discussion of the implications of findings for policy, practice, higher education, and future research, including relevance to advocacy and legislative efforts.

  12. School-related expenses, living expenses, and income sources for graduate students in nurse anesthesia programs.

    PubMed

    Heikkila, Dianna

    2002-02-01

    Nurse anesthesia programs (NAPs) are the highest priced programs for graduate students compared with 7 other nursing master's degree programs. Not only are nurse anesthesia programs expensive, but also most students are encouraged by the policies within their individual programs to terminate full-time employment before matriculation. The purpose of this study was to determine school-related and living expenses, as well as the income and sources of income for graduate students in the second year of their NAP. To obtain the information, a student cost survey was designed and administered to participants attending NAPs across the United States during the 2001 school year. In addition, total degree costs were analyzed using a cost model assessing 4 components: educational costs, living expenses, net income foregone, and loan costs. The results showed that total degree costs incurred by graduate students in NAPs to complete their nurse anesthesia education totals $173,007. The analysis of the sources of income showed the following sources were used by respondents: guaranteed student loans; a spouse's income; agreements with future employers; stipends from universities, hospitals, and/or the military; grants; family support; and self-income. Completing a nurse anesthesia education program is expensive, although the expected return on the investment is high. Nevertheless, the expense may keep qualified graduate students from entering NAPs.

  13. 76 FR 55057 - Privacy Act of 1974; System of Records

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-09-06

    ... Records. System location: U.S. Army Human Resources Command, Education Incentives Branch, 1600 Spearhead... Social Security Number (SSN); Military Occupational Specialty (MOS). Student Loan: Qualifying student loan name, amount of loan, date of loan transaction, student education loan number assigned by the...

  14. 32 CFR 56.7 - Programs and activities subject to this part.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ...) Title 16 U.S. Code, section 460d (1976): Construction and operation of public park and recreational... Logistics Agency loans of industrial equipment to educational institutions (Tools for Schools). (16) Title...

  15. 32 CFR 56.7 - Programs and activities subject to this part.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ...) Title 16 U.S. Code, section 460d (1976): Construction and operation of public park and recreational... Logistics Agency loans of industrial equipment to educational institutions (Tools for Schools). (16) Title...

  16. 32 CFR 56.7 - Programs and activities subject to this part.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ...) Title 16 U.S. Code, section 460d (1976): Construction and operation of public park and recreational... Logistics Agency loans of industrial equipment to educational institutions (Tools for Schools). (16) Title...

  17. 32 CFR 56.7 - Programs and activities subject to this part.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ...) Title 16 U.S. Code, section 460d (1976): Construction and operation of public park and recreational... Logistics Agency loans of industrial equipment to educational institutions (Tools for Schools). (16) Title...

  18. 32 CFR 56.7 - Programs and activities subject to this part.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ...) Title 16 U.S. Code, section 460d (1976): Construction and operation of public park and recreational... Logistics Agency loans of industrial equipment to educational institutions (Tools for Schools). (16) Title...

  19. Initiatives for Sustainable Community Development in Sierra Leone.

    ERIC Educational Resources Information Center

    Kamara, John M.; Kargbo, Stephen B.

    1999-01-01

    In Sierra Leone, two church-sponsored programs are focused on sustainable development. The Wesleyan Development Education and Awareness Programme trains people to initiate community projects. Women's Loan Scheme encourages development of small-scale enterprises. (SK)

  20. Educational Satellite Loan Guarantee Program Act, and Distance Learning. Hearing before the Subcommittee on Science, Technology, and Space of the Committee on Commerce, Science, and Transportation. United States Senate. One Hundred Fourth Congress, Second Session.

    ERIC Educational Resources Information Center

    Congress of the U.S., Washington, DC. Senate Committee on Commerce, Science, and Transportation.

    This document presents witness testimony and supplemental materials from a Congressional hearing focused on the role of technology in promoting distance learning in the United States. Distance learning programs make educational resources available to citizens, regardless of socioeconomic status or geographic location, and enable citizens to remain…

  1. 13 CFR 400.204 - Loan terms.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 13 Business Credit and Assistance 1 2012-01-01 2012-01-01 false Loan terms. 400.204 Section 400.204 Business Credit and Assistance EMERGENCY STEEL GUARANTEE LOAN BOARD EMERGENCY STEEL GUARANTEE LOAN PROGRAM Steel Guarantee Loans § 400.204 Loan terms. (a) All loans guaranteed under the Program shall be...

  2. 13 CFR 400.204 - Loan terms.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 13 Business Credit and Assistance 1 2014-01-01 2014-01-01 false Loan terms. 400.204 Section 400.204 Business Credit and Assistance EMERGENCY STEEL GUARANTEE LOAN BOARD EMERGENCY STEEL GUARANTEE LOAN PROGRAM Steel Guarantee Loans § 400.204 Loan terms. (a) All loans guaranteed under the Program shall be...

  3. 13 CFR 400.204 - Loan terms.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 13 Business Credit and Assistance 1 2011-01-01 2011-01-01 false Loan terms. 400.204 Section 400.204 Business Credit and Assistance EMERGENCY STEEL GUARANTEE LOAN BOARD EMERGENCY STEEL GUARANTEE LOAN PROGRAM Steel Guarantee Loans § 400.204 Loan terms. (a) All loans guaranteed under the Program shall be...

  4. 13 CFR 400.204 - Loan terms.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Loan terms. 400.204 Section 400.204 Business Credit and Assistance EMERGENCY STEEL GUARANTEE LOAN BOARD EMERGENCY STEEL GUARANTEE LOAN PROGRAM Steel Guarantee Loans § 400.204 Loan terms. (a) All loans guaranteed under the Program shall be...

  5. 13 CFR 400.204 - Loan terms.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 13 Business Credit and Assistance 1 2013-01-01 2013-01-01 false Loan terms. 400.204 Section 400.204 Business Credit and Assistance EMERGENCY STEEL GUARANTEE LOAN BOARD EMERGENCY STEEL GUARANTEE LOAN PROGRAM Steel Guarantee Loans § 400.204 Loan terms. (a) All loans guaranteed under the Program shall be...

  6. 7 CFR 773.6 - Eligibility requirements.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... AGRICULTURE SPECIAL PROGRAMS SPECIAL APPLE LOAN PROGRAM § 773.6 Eligibility requirements. Loan applicants must meet all of the following requirements to be eligible for a Special Apple Program Loan: (a) The loan applicant must be an apple producer; (b) The loan applicant must be a citizen of the United States or an...

  7. 7 CFR 773.6 - Eligibility requirements.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... AGRICULTURE SPECIAL PROGRAMS SPECIAL APPLE LOAN PROGRAM § 773.6 Eligibility requirements. Loan applicants must meet all of the following requirements to be eligible for a Special Apple Program Loan: (a) The loan applicant must be an apple producer; (b) The loan applicant must be a citizen of the United States or an...

  8. 7 CFR 773.6 - Eligibility requirements.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... AGRICULTURE SPECIAL PROGRAMS SPECIAL APPLE LOAN PROGRAM § 773.6 Eligibility requirements. Loan applicants must meet all of the following requirements to be eligible for a Special Apple Program Loan: (a) The loan applicant must be an apple producer; (b) The loan applicant must be a citizen of the United States or an...

  9. 7 CFR 773.6 - Eligibility requirements.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... AGRICULTURE SPECIAL PROGRAMS SPECIAL APPLE LOAN PROGRAM § 773.6 Eligibility requirements. Loan applicants must meet all of the following requirements to be eligible for a Special Apple Program Loan: (a) The loan applicant must be an apple producer; (b) The loan applicant must be a citizen of the United States or an...

  10. 78 FR 9936 - Federal Housing Administration (FHA): PowerSaver Home Energy Retrofit Loan Pilot Program...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-02-12

    ... Administration (FHA): PowerSaver Home Energy Retrofit Loan Pilot Program: Extension of Pilot Program AGENCY...: On March 31, 2011, HUD published a notice that announced HUD's FHA Home Energy Retrofit Loan Pilot Program (Retrofit Pilot Program) known as FHA PowerSaver, which is a pilot program conducted for loans...

  11. State Clean Energy Policies Analysis. State, Utility, and Municipal Loan Programs

    DOE Office of Scientific and Technical Information (OSTI.GOV)

    Lantz, Eric

    2010-05-01

    This report relies on six in-depth interviews with loan program administrators to provide descriptions of existing programs. Findings from the interviews are combined with a review of relevant literature to elicit best practices and lessons learned from existing loan programs. Data collected from each of the loan programs profiled are used to quantify the impacts of these specific loan programs on the commonly cited, overarching state clean energy goals of energy security, economic development, and environmental protection.

  12. Virginia Higher Education. The 1980 General Assembly. A Summary of Legislation and Appropriations.

    ERIC Educational Resources Information Center

    Byers, Ralph M.; And Others

    Major state legislative actions affecting higher education in Virginia are summarized. Subjects of the bills include: tuition assistance grant and loan program, sales tax on textbooks, engineering study, National Guard tuition grants, the Freedom of Information Act, committees supervising faculty experiments, approval of institutions to operate in…

  13. 75 FR 20239 - Veterinary Medicine Loan Repayment Program (VMLRP)

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-04-19

    ... Medicine Loan Repayment Program (VMLRP) AGENCY: National Institute of Food and Agriculture, USDA. ACTION... shortage situations, specifically for the Veterinary Medicine Loan Repayment Program (VMLRP) authorized by... a new Veterinary Medicine Loan Repayment Program (7 U.S.C. 3151a) authorizing the Secretary of...

  14. 78 FR 63158 - Information Collection; Guaranteed Farm Loan Program

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-10-23

    ... DEPARTMENT OF AGRICULTURE Farm Service Agency Information Collection; Guaranteed Farm Loan Program... collection associated with the Guaranteed Farm Loan Program. The amended estimate adds the merger of the information collection for the Land Contract Guarantee Program (0560-0279) into the Guaranteed Farm Loan...

  15. 7 CFR 765.404 - Transfer of security to and assumption of debt by ineligible applicants.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... lesser of the market value or unpaid debt. (e) Interest rate. The interest rate will be the Non-program interest rate in effect at the time of loan approval. (f) Loan terms. (1) For a Non-program loan secured by... loan rates and terms. (2) The Agency will reclassify the assumed loan as a Non-program loan. (b...

  16. 76 FR 52962 - Notice of Submission of Proposed Information Collection to OMB; Emergency Homeowners' Loan...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-08-24

    ... Homeowners Loan Program. The program will offer a declining balance, deferred payment ``bridge loan'' (non.... The program will offer a declining balance, deferred payment ``bridge loan'' (non-recourse...

  17. 26 CFR 1.221-2 - Deduction for interest due and paid on qualified education loans before January 1, 2002.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... under section 163(e) and § 1.163-7, original issue discount on a qualified education loan is not... education loans before January 1, 2002. 1.221-2 Section 1.221-2 Internal Revenue INTERNAL REVENUE SERVICE... Deductions for Individuals § 1.221-2 Deduction for interest due and paid on qualified education loans before...

  18. 26 CFR 1.221-2 - Deduction for interest due and paid on qualified education loans before January 1, 2002.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... under section 163(e) and § 1.163-7, original issue discount on a qualified education loan is not... education loans before January 1, 2002. 1.221-2 Section 1.221-2 Internal Revenue INTERNAL REVENUE SERVICE... Deductions for Individuals § 1.221-2 Deduction for interest due and paid on qualified education loans before...

  19. 26 CFR 1.221-2 - Deduction for interest due and paid on qualified education loans before January 1, 2002.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... under section 163(e) and § 1.163-7, original issue discount on a qualified education loan is not... education loans before January 1, 2002. 1.221-2 Section 1.221-2 Internal Revenue INTERNAL REVENUE SERVICE... Deductions for Individuals § 1.221-2 Deduction for interest due and paid on qualified education loans before...

  20. 26 CFR 1.221-2 - Deduction for interest due and paid on qualified education loans before January 1, 2002.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... under section 163(e) and § 1.163-7, original issue discount on a qualified education loan is not... education loans before January 1, 2002. 1.221-2 Section 1.221-2 Internal Revenue INTERNAL REVENUE SERVICE... Individuals § 1.221-2 Deduction for interest due and paid on qualified education loans before January 1, 2002...

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