13 CFR 120.546 - Loan asset sales.

Code of Federal Regulations, 2013 CFR

2013-01-01

..., Liquidation and Debt Collection Litigation of 7(a) and 504 Loans Sba's Purchase of A Guaranteed Portion § 120... underway, and the Lender's estimated schedule for restructuring the loan or liquidating the collateral. SBA... complete the planned restructuring and/or liquidation actions. (3) For loans approved before May 14, 2007...

7 CFR 3560.455 - Special servicing actions related to loan accounts.

Code of Federal Regulations, 2014 CFR

2014-01-01

... loan restructuring. Nothing herein precludes the Agency from initiating appropriate legal action to... than entering into a special servicing agreement as provided for in this section. Procedures for debt... a restructuring of loan terms and conditions over a period of time that does not exceed the...

7 CFR 3560.455 - Special servicing actions related to loan accounts.

Code of Federal Regulations, 2012 CFR

2012-01-01

... loan restructuring. Nothing herein precludes the Agency from initiating appropriate legal action to... than entering into a special servicing agreement as provided for in this section. Procedures for debt... a restructuring of loan terms and conditions over a period of time that does not exceed the...

7 CFR 3560.455 - Special servicing actions related to loan accounts.

Code of Federal Regulations, 2013 CFR

2013-01-01

... loan restructuring. Nothing herein precludes the Agency from initiating appropriate legal action to... than entering into a special servicing agreement as provided for in this section. Procedures for debt... a restructuring of loan terms and conditions over a period of time that does not exceed the...

12 CFR 617.7410 - When and how does a qualified lender notify a borrower of the right to seek loan restructuring?

Code of Federal Regulations, 2010 CFR

2010-01-01

... borrower of the right to seek loan restructuring? 617.7410 Section 617.7410 Banks and Banking FARM CREDIT... Mediation Programs § 617.7410 When and how does a qualified lender notify a borrower of the right to seek... been identified as distressed and that the borrower has the right to request a restructuring of the...

76 FR 30246 - Loan Policies and Operations; Loan Purchases From FDIC

Federal Register 2010, 2011, 2012, 2013, 2014

2011-05-25

... source of credit and liquidity to borrowers whose operations are financed with System eligible... sound operation of System business. \\6\\ See NationsBank of North Carolina, N.A. v. Variable Annuity Life... provided restructuring financing, because the restructuring process takes time. One System institution...

7 CFR 762.145 - Restructuring guaranteed loans.

Code of Federal Regulations, 2013 CFR

2013-01-01

...) Loans secured by real estate and/or equipment can be restructured using a balloon payment, equal installments, or unequal installments. Under no circumstances may livestock or crops alone be used as security... is rescheduled with unequal installments, a feasible plan, as defined in § 762.102(b), must be...

12 CFR 1808.606 - Program Administrator; Servicer; Master Servicer/Trustee.

Code of Federal Regulations, 2014 CFR

2014-01-01

.../Trustee and shall include, but not be limited to: (i) Negotiating the restructuring of Bond Loans that are... experience in the following areas: (i) Restructuring, recovery, and foreclosure of loans that are similar to...) The Revenue Fund, and therein a Revenue Account for each Bond: All payments of debt service or...

13 CFR 120.520 - Purchase of 7(a) loan guarantees.

Code of Federal Regulations, 2013 CFR

2013-01-01

... Servicing, Liquidation and Debt Collection Litigation of 7(a) and 504 Loans Sba's Purchase of A Guaranteed... condition of the collateral, plans for any type of loan workout or loan restructuring, existing liquidation...

13 CFR 120.520 - Purchase of 7(a) loan guarantees.

Code of Federal Regulations, 2011 CFR

2011-01-01

... Servicing, Liquidation and Debt Collection Litigation of 7(a) and 504 Loans Sba's Purchase of A Guaranteed... condition of the collateral, plans for any type of loan workout or loan restructuring, existing liquidation...

13 CFR 120.520 - Purchase of 7(a) loan guarantees.

Code of Federal Regulations, 2014 CFR

2014-01-01

... Servicing, Liquidation and Debt Collection Litigation of 7(a) and 504 Loans Sba's Purchase of A Guaranteed... condition of the collateral, plans for any type of loan workout or loan restructuring, existing liquidation...

13 CFR 120.520 - Purchase of 7(a) loan guarantees.

Code of Federal Regulations, 2010 CFR

2010-01-01

... Servicing, Liquidation and Debt Collection Litigation of 7(a) and 504 Loans Sba's Purchase of A Guaranteed... condition of the collateral, plans for any type of loan workout or loan restructuring, existing liquidation...

13 CFR 120.520 - Purchase of 7(a) loan guarantees.

Code of Federal Regulations, 2012 CFR

2012-01-01

... Servicing, Liquidation and Debt Collection Litigation of 7(a) and 504 Loans Sba's Purchase of A Guaranteed... condition of the collateral, plans for any type of loan workout or loan restructuring, existing liquidation...

77 FR 4927 - Loan Workouts and Nonaccrual Policy, and Regulatory Reporting of Troubled Debt Restructured Loans

Federal Register 2010, 2011, 2012, 2013, 2014

2012-02-01

... modified loans totaling $2.2 billion, which equates to a 16.42 percent delinquency rate for these loans. \\2... maintain separate, manual delinquency computations and nonaccrual schedules. In response to feedback from... reporting requirement and allow delinquency on TDR loans to be calculated consistent with loan contract...

12 CFR 211.45 - Accounting for fees on international loans.

Code of Federal Regulations, 2010 CFR

2010-01-01

... accordance with generally accepted accounting principles. [Reg. K, 68 FR 1159, Jan. 9, 2003] Interpretations ... 12 Banks and Banking 2 2010-01-01 2010-01-01 false Accounting for fees on international loans. 211... Accounting for fees on international loans. (a) Restrictions on fees for restructured international loans. No...

7 CFR 3560.455 - Special servicing actions related to loan accounts.

Code of Federal Regulations, 2011 CFR

2011-01-01

... collection are discussed in § 3560.460. As part of a workout agreement, the Agency may agree to accept less... exceed the effective period of the workout agreement. (b) Loan reamortizations. A loan reamortization is... payments were authorized under the provisions of an Agency approved workout agreement; (iii) Restructure a...

7 CFR 1951.853 - Loan purposes for undisbursed RDLF loan funds from HHS.

Code of Federal Regulations, 2011 CFR

2011-01-01

... conditions are met. (A) Intermediary is responsible for determining whether debt restructuring is in the best... technical assistance to borrowers, the absorption of bad debts associated with RDLF loans, and repayment of debt. All proceeds in excess of those needed to cover authorized expenses, as described above, must be...

7 CFR 1951.853 - Loan purposes for undisbursed RDLF loan funds from HHS.

Code of Federal Regulations, 2012 CFR

2012-01-01

... conditions are met. (A) Intermediary is responsible for determining whether debt restructuring is in the best... technical assistance to borrowers, the absorption of bad debts associated with RDLF loans, and repayment of debt. All proceeds in excess of those needed to cover authorized expenses, as described above, must be...

7 CFR 1951.853 - Loan purposes for undisbursed RDLF loan funds from HHS.

Code of Federal Regulations, 2014 CFR

2014-01-01

... conditions are met. (A) Intermediary is responsible for determining whether debt restructuring is in the best... technical assistance to borrowers, the absorption of bad debts associated with RDLF loans, and repayment of debt. All proceeds in excess of those needed to cover authorized expenses, as described above, must be...

7 CFR 1951.853 - Loan purposes for undisbursed RDLF loan funds from HHS.

Code of Federal Regulations, 2013 CFR

2013-01-01

... conditions are met. (A) Intermediary is responsible for determining whether debt restructuring is in the best... technical assistance to borrowers, the absorption of bad debts associated with RDLF loans, and repayment of debt. All proceeds in excess of those needed to cover authorized expenses, as described above, must be...

7 CFR 766.113 - Buyout of loan at current market value.

Code of Federal Regulations, 2011 CFR

2011-01-01

... Conservation Contract, if requested; (5) The present value of the restructured loans is less than the net... have non-essential assets for which the net recovery value is sufficient to pay the account current; (4... 7 Agriculture 7 2011-01-01 2011-01-01 false Buyout of loan at current market value. 766.113...

7 CFR 766.113 - Buyout of loan at current market value.

Code of Federal Regulations, 2014 CFR

2014-01-01

... Conservation Contract, if requested; (5) The present value of the restructured loans is less than the net... have non-essential assets for which the net recovery value is sufficient to pay the account current; (4... 7 Agriculture 7 2014-01-01 2014-01-01 false Buyout of loan at current market value. 766.113...

7 CFR 766.113 - Buyout of loan at current market value.

Code of Federal Regulations, 2013 CFR

2013-01-01

... Conservation Contract, if requested; (5) The present value of the restructured loans is less than the net... have non-essential assets for which the net recovery value is sufficient to pay the account current; (4... 7 Agriculture 7 2013-01-01 2013-01-01 false Buyout of loan at current market value. 766.113...

7 CFR 766.113 - Buyout of loan at current market value.

Code of Federal Regulations, 2012 CFR

2012-01-01

... Conservation Contract, if requested; (5) The present value of the restructured loans is less than the net... have non-essential assets for which the net recovery value is sufficient to pay the account current; (4... 7 Agriculture 7 2012-01-01 2012-01-01 false Buyout of loan at current market value. 766.113...

12 CFR Appendix C to Part 741 - Interpretive Ruling and Policy Statement on Loan Workouts, Nonaccrual Policy, and Regulatory...

Code of Federal Regulations, 2013 CFR

2013-01-01

... Loan Workouts, Nonaccrual Policy, and Regulatory Reporting of Troubled Debt Restructured Loans C Appendix C to Part 741 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS REQUIREMENTS FOR INSURANCE Pt. 741, App. C Appendix C to Part 741—Interpretive Ruling and Policy...

12 CFR 621.6 - Performance categories and other property owned.

Code of Federal Regulations, 2014 CFR

2014-01-01

... loan is considered formally restructured if it meets the “troubled debt restructuring” definition set... charged off, except in cases where the prior chargeoff was taken as part of a formal restructuring of the... property having a net realizable value sufficient to discharge the debt in full; or (B) It is guaranteed by...

12 CFR 621.6 - Performance categories and other property owned.

Code of Federal Regulations, 2012 CFR

2012-01-01

... loan is considered formally restructured if it meets the “troubled debt restructuring” definition set... charged off, except in cases where the prior chargeoff was taken as part of a formal restructuring of the... property having a net realizable value sufficient to discharge the debt in full; or (B) It is guaranteed by...

12 CFR 621.6 - Performance categories and other property owned.

Code of Federal Regulations, 2013 CFR

2013-01-01

... loan is considered formally restructured if it meets the “troubled debt restructuring” definition set... charged off, except in cases where the prior chargeoff was taken as part of a formal restructuring of the... property having a net realizable value sufficient to discharge the debt in full; or (B) It is guaranteed by...

12 CFR 621.6 - Performance categories and other property owned.

Code of Federal Regulations, 2011 CFR

2011-01-01

... loan is considered formally restructured if it meets the “troubled debt restructuring” definition set... charged off, except in cases where the prior chargeoff was taken as part of a formal restructuring of the... property having a net realizable value sufficient to discharge the debt in full; or (B) It is guaranteed by...

7 CFR 4279.131 - Credit quality.

Code of Federal Regulations, 2014 CFR

2014-01-01

... extended. (a) Cash flow. All efforts will be made to structure or restructure debt so that the business has... predominantly cash-flow oriented, and where cash flow and profitability are strong, loan-to-value coverage may be discounted accordingly. A loan primarily based on cash flow must be supported by a successful and...

7 CFR 4279.131 - Credit quality.

Code of Federal Regulations, 2013 CFR

2013-01-01

... extended. (a) Cash flow. All efforts will be made to structure or restructure debt so that the business has... predominantly cash-flow oriented, and where cash flow and profitability are strong, loan-to-value coverage may be discounted accordingly. A loan primarily based on cash flow must be supported by a successful and...

7 CFR 4279.131 - Credit quality.

Code of Federal Regulations, 2012 CFR

2012-01-01

... extended. (a) Cash flow. All efforts will be made to structure or restructure debt so that the business has... predominantly cash-flow oriented, and where cash flow and profitability are strong, loan-to-value coverage may be discounted accordingly. A loan primarily based on cash flow must be supported by a successful and...

7 CFR 1717.854 - Advance approval-100 percent private financing of distribution, subtransmission and headquarters...

Code of Federal Regulations, 2014 CFR

2014-01-01

... mortgage, the RUS loan contract, the borrower's wholesale power contract, any debt restructuring agreement... debt; (2) The ratio of the borrower's equity, less deferred expenses, to total assets, less deferred...-term debt is not less than 1.0, after adding the principal amount of the proposed loan to the existing...

7 CFR 1717.854 - Advance approval-100 percent private financing of distribution, subtransmission and headquarters...

Code of Federal Regulations, 2013 CFR

2013-01-01

... mortgage, the RUS loan contract, the borrower's wholesale power contract, any debt restructuring agreement... debt; (2) The ratio of the borrower's equity, less deferred expenses, to total assets, less deferred...-term debt is not less than 1.0, after adding the principal amount of the proposed loan to the existing...

7 CFR 1717.854 - Advance approval-100 percent private financing of distribution, subtransmission and headquarters...

Code of Federal Regulations, 2011 CFR

2011-01-01

... mortgage, the RUS loan contract, the borrower's wholesale power contract, any debt restructuring agreement... debt; (2) The ratio of the borrower's equity, less deferred expenses, to total assets, less deferred...-term debt is not less than 1.0, after adding the principal amount of the proposed loan to the existing...

7 CFR 1717.854 - Advance approval-100 percent private financing of distribution, subtransmission and headquarters...

Code of Federal Regulations, 2012 CFR

2012-01-01

... mortgage, the RUS loan contract, the borrower's wholesale power contract, any debt restructuring agreement... debt; (2) The ratio of the borrower's equity, less deferred expenses, to total assets, less deferred...-term debt is not less than 1.0, after adding the principal amount of the proposed loan to the existing...

7 CFR 766.112 - Additional security for restructured loans.

Code of Federal Regulations, 2010 CFR

2010-01-01

... sources; (2) When the property could have significant environmental problems or costs as described in..., retirement accounts, personal vehicles necessary for family living, household contents, or small equipment...

7 CFR 766.112 - Additional security for restructured loans.

Code of Federal Regulations, 2011 CFR

2011-01-01

... sources; (2) When the property could have significant environmental problems or costs as described in..., retirement accounts, personal vehicles necessary for family living, household contents, or small equipment...

7 CFR 762.145 - Restructuring guaranteed loans.

Code of Federal Regulations, 2010 CFR

2010-01-01

... criteria of § 762.120, except the provisions regarding prior debt forgiveness and delinquency on a federal...) Applicable credit reports. (vi) Financial history (and production history for standard eligible lenders) for...

7 CFR 766.111 - Writedown.

Code of Federal Regulations, 2013 CFR

2013-01-01

... requirements, both options will be offered and the borrower may choose one option. (2) The present value of the restructured loan must be greater than or equal to the net recovery value of Agency security and any non...

7 CFR 766.111 - Writedown.

Code of Federal Regulations, 2012 CFR

2012-01-01

... requirements, both options will be offered and the borrower may choose one option. (2) The present value of the restructured loan must be greater than or equal to the net recovery value of Agency security and any non...

7 CFR 766.111 - Writedown.

Code of Federal Regulations, 2011 CFR

2011-01-01

... requirements, both options will be offered and the borrower may choose one option. (2) The present value of the restructured loan must be greater than or equal to the net recovery value of Agency security and any non...

7 CFR 766.111 - Writedown.

Code of Federal Regulations, 2014 CFR

2014-01-01

... requirements, both options will be offered and the borrower may choose one option. (2) The present value of the restructured loan must be greater than or equal to the net recovery value of Agency security and any non...

7 CFR 766.111 - Writedown.

Code of Federal Regulations, 2010 CFR

2010-01-01

... requirements, both options will be offered and the borrower may choose one option. (2) The present value of the restructured loan must be greater than or equal to the net recovery value of Agency security and any non...

77 FR 55271 - Truth in Lending Act (Regulation Z); Loan Originator Compensation

Federal Register 2010, 2011, 2012, 2013, 2014

2012-09-07

... otherwise face radical restructuring of its existing pricing structures and practices to comply with the new... what terms they can expect.\\23\\ Moreover, prior to 2010, mortgage brokers were free to charge consumers...

24 CFR 290.39 - Nondiscrimination in admitting certificate and voucher holders.

Code of Federal Regulations, 2013 CFR

2013-04-01

... loan restructuring or final compromise of the mortgage debt and shall include a covenant in any... defined in § 290.3. (2) This requirement shall continue in effect until the mortgage debt is satisfied. (d...

A Survey of State and Local PV Program Response to Financial Innovation and Disparate Federal Tax Treatment in the Residential PV Sector

DOE Office of Scientific and Technical Information (OSTI.GOV)

Bolinger, Mark; Holt, Edward

High up-front costs and a lack of financing options have historically been the primary barriers to the adoption of photovoltaics (PV) in the residential sector. State clean energy funds, which emerged in a number of states from the restructuring of the electricity industry in the mid-to-late 1990s, have for many years attempted to overcome these barriers through PV rebate and, in some cases, loan programs. While these programs (rebate programs in particular) have been popular, the residential PV market in the United States only started to achieve significant scale in the last five years – driven in large part bymore » an initial wave of financial innovation that led to the rise of third-party ownership.« less

77 FR 47652 - Use of Eminent Domain To Restructure Performing Loans

Federal Register 2010, 2011, 2012, 2013, 2014

2012-08-09

... FHFA may be made public. Dated: August 6, 2012. Richard Hornsby, Chief Operating Officer, Federal... Banks accept collateral that consists of mortgages of member financial firms pledged in exchange for... existing financial contracts and the alteration of the value of Enterprise or Bank securities holdings. In...

76 FR 41448 - Submission for OMB Review; Comment Request

Federal Register 2010, 2011, 2012, 2013, 2014

2011-07-14

... notification. Copies of the submission(s) may be obtained by calling (202) 720-8681. An agency may not conduct... servicing policies for the loans and grants in questions. If there is a problem which exists, a recipient of... resolving the problem through reamortization, sale, transfer, debt restructuring, liquidation, or other...

7 CFR 1956.143 - Debt restructuring-hospitals and health care facilities.

Code of Federal Regulations, 2010 CFR

2010-01-01

... debt. The writedown will be applied first to interest and then principal. Delinquency due to... personnel. Delinquent debtor. For purposes of this section, delinquency is defined as being 180 days behind... successor agency under Public Law 103-354 loan and that the delinquency was caused by circumstances beyond...

77 FR 31400 - Agency Information Collection Activities: Submission to OMB for Revision to a Currently Approved...

Federal Register 2010, 2011, 2012, 2013, 2014

2012-05-25

... following information collection to the Office of Management and Budget (OMB) for review and clearance under... meeting the definition of a troubled debt restructured loan under Generally Accepted Accounting Principles...-2861, Email: [email protected] . OMB Contact: Office of Management and Budget, Attn: Desk Officer for...

77 FR 65018 - Agency Information Collection Activities: Submission to OMB for Revision to a Currently Approved...

Federal Register 2010, 2011, 2012, 2013, 2014

2012-10-24

... following information collection to the Office of Management and Budget (OMB) for review and clearance under... meeting the definition of a troubled debt restructured loan under Generally Accepted Accounting Principles...-2861, Email: [email protected] . OMB Contact: Office of Management and Budget, ATTN: Desk Officer for...

76 FR 57992 - Assessment Rate Adjustment Guidelines for Large and Highly Complex Institutions

Federal Register 2010, 2011, 2012, 2013, 2014

2011-09-19

..., 550 17th Street, NW., Washington, DC 20429. SUPPLEMENTARY INFORMATION: I. Dates These guidelines... Research, Federal Deposit Insurance Corporation, 550 17th Street, NW., Washington, DC 20429. An institution.... Restructured workout loans typically present an elevated level of credit risk as the borrowers are not able to...

7 CFR 1962.47 - Bankruptcy and insolvency.

Code of Federal Regulations, 2014 CFR

2014-01-01

... borrower reaffirms the entire Agency debt. If the chapter 7 debtor obtains the permission of the court and reaffirms the debt, the loan servicing application will be processed in accordance with 7 CFR part 1951, subpart S. If the borrower reaffirms the Agency debt in order to be considered for restructuring but is...

7 CFR 1962.47 - Bankruptcy and insolvency.

Code of Federal Regulations, 2011 CFR

2011-01-01

... borrower reaffirms the entire Agency debt. If the chapter 7 debtor obtains the permission of the court and reaffirms the debt, the loan servicing application will be processed in accordance with 7 CFR part 1951, subpart S. If the borrower reaffirms the Agency debt in order to be considered for restructuring but is...

7 CFR 1962.47 - Bankruptcy and insolvency.

Code of Federal Regulations, 2010 CFR

2010-01-01

... borrower reaffirms the entire Agency debt. If the chapter 7 debtor obtains the permission of the court and reaffirms the debt, the loan servicing application will be processed in accordance with 7 CFR part 1951, subpart S. If the borrower reaffirms the Agency debt in order to be considered for restructuring but is...

7 CFR 1962.47 - Bankruptcy and insolvency.

Code of Federal Regulations, 2013 CFR

2013-01-01

... borrower reaffirms the entire Agency debt. If the chapter 7 debtor obtains the permission of the court and reaffirms the debt, the loan servicing application will be processed in accordance with 7 CFR part 1951, subpart S. If the borrower reaffirms the Agency debt in order to be considered for restructuring but is...

7 CFR 1962.47 - Bankruptcy and insolvency.

Code of Federal Regulations, 2012 CFR

2012-01-01

... borrower reaffirms the entire Agency debt. If the chapter 7 debtor obtains the permission of the court and reaffirms the debt, the loan servicing application will be processed in accordance with 7 CFR part 1951, subpart S. If the borrower reaffirms the Agency debt in order to be considered for restructuring but is...

7 CFR 1717.854 - Advance approval-100 percent private financing of distribution, subtransmission and headquarters...

Code of Federal Regulations, 2010 CFR

2010-01-01

... material findings and recommendations made in the most recent Loan Fund and Accounting Review; (iv... compliance, and management letter; (v) Resolved all outstanding material accounting issues with RUS; and (vi... restructuring agreement, or any other agreement with RUS. (d) Right of normal review reserved. RUS reserves the...

Between a Rock and a Hard Place: Organizational Change and Performance under Conditions of Fundamental Environmental Transformation.

ERIC Educational Resources Information Center

Haveman, Heather A.

1992-01-01

Organizational change may benefit performance and survival chances if it occurs in response to dramatic restructuring of environmental conditions and builds on established routines and competencies. These propositions are tested on the savings and loan industry in California, which has experienced technological, economic, and regulatory shifts…

Residential Segregation and the Transformation of Home Mortgage Lending

ERIC Educational Resources Information Center

Bond, Carolyn; Williams, Richard

2007-01-01

This article shows that, after decades of inequality, the 1990s saw sudden and dramatic increases in lending to low income and minority groups. Drawing in part on the work of Williams, Nesiba and McConnell (2005), we argue that government deregulation, industry restructuring and government-insured loans all fueled this growth by increasing the…

Restructuring State Education Agencies: Learning from State Leaders. SERVE Report.

ERIC Educational Resources Information Center

Nelson, Linda J.

Findings of a study that describes restructuring efforts undertaken by state education agencies (SEAs) are presented in this paper. Data were collected through telephone interviews with SEA officials in 24 states that were actively engaged in restructuring and analysis of SEA documents. Factors that contributed to restructuring included the place…

Wrestling the Devil in the Details: An Early Look at Restructuring in California

ERIC Educational Resources Information Center

Scott, Caitlin

2006-01-01

To learn more about district and school decision making for No Child Left Behind (NCLB) restructuring, the Center on Education Policy (CEP) turned to California, a state with a substantial number of schools in restructuring and several state and regional supports for making decisions about restructuring. In the summer and fall of 2005, CEP…

Educational Restructuring and the Community Education Process.

ERIC Educational Resources Information Center

Decker, Larry E., Ed.; Romney, Valerie A., Ed.

This document explores the application of the community education process to restructuring activities at both the state and local level. The monograph contains the following papers: "In the Forefront of Restructuring" (Larry Decker, Valerie Romney); "Building Learning Communities: Realities of Educational Restructuring" (Larry…

30 CFR 227.700 - What enforcement documents may a State issue in support of its delegated function?

Code of Federal Regulations, 2010 CFR

2010-07-01

... functions. (a) You may issue demands, subpoenas, and orders to perform restructured accounting, including... subpoena or order to perform a restructured accounting you must: (1) Coordinate with MMS to ensure... restructured accounting; and (2) Ensure that the highest State official having ultimate authority over the...

An Empirical Analysis of a Dominant Firm’s Market Power in a Restructured Electricity Market, A Case Study of Colorado

DTIC Science & Technology

1998-05-05

legislation to implement electric restructuring might not necessarily guarantee the creation of competitive generation markets. During the...Pollitt 1997, 2). Legislators in states that are debating the implementation of electric restructuring therefore face common concerns related to market...and mitigating market power, using the state of Colorado as a case study. As in many other states, legislators in Colorado are grappling with the

Restructuring Schools in Chester Upland, Pennsylvania: An Analysis of State and District Efforts. ECS Policy Brief

ERIC Educational Resources Information Center

Rhim, Lauren Morando

2005-01-01

Restructuring is a process initiated to substantively change the governance, operation and instruction of public schools or districts identified as failing. There are multiple definitions of restructuring, but the common thread binding all restructuring models is a substantive change of the standard operating procedures of a school or an entire…

Restructurable Controls

NASA Technical Reports Server (NTRS)

Montoya, R. J. (Compiler); Howell, W. E. (Compiler); Bundick, W. T. (Compiler); Ostroff, A. J. (Compiler); Hueschen, R. M. (Compiler); Belcastro, C. M. (Compiler)

1983-01-01

Restructurable control system theory, robust reconfiguration for high reliability and survivability for advanced aircraft, restructurable controls problem definition and research, experimentation, system identification methods applied to aircraft, a self-repairing digital flight control system, and state-of-the-art theory application are addressed.

12 CFR 160.110 - Most favored lender usury preemption for all savings associations.

Code of Federal Regulations, 2014 CFR

2014-01-01

... charged by a state-licensed small loan company, without being so licensed, but subject to state law limitations on the size of loans made by small loan companies. State supervisors determine the degree to which... classes of loans, a Federal savings association making such loans is subject only to the provisions of...

12 CFR 160.110 - Most favored lender usury preemption for all savings associations.

Code of Federal Regulations, 2012 CFR

2012-01-01

... charged by a state-licensed small loan company, without being so licensed, but subject to state law limitations on the size of loans made by small loan companies. State supervisors determine the degree to which... classes of loans, a Federal savings association making such loans is subject only to the provisions of...

12 CFR 160.110 - Most favored lender usury preemption for all savings associations.

Code of Federal Regulations, 2013 CFR

2013-01-01

... charged by a state-licensed small loan company, without being so licensed, but subject to state law limitations on the size of loans made by small loan companies. State supervisors determine the degree to which... classes of loans, a Federal savings association making such loans is subject only to the provisions of...

States Create Low-Cost Loan Programs to Help Middle Class Pay for College.

ERIC Educational Resources Information Center

Blumenstyk, Goldie

1990-01-01

State low-interest college loans programs for middle-class families have emerged in response to restrictions on federally subsidized Stafford Loans. The key difference between federal and state programs is that most state programs require student borrowers and cosigners to prove good credit risks, reducing loan default and making the programs…

Electricity Restructuring and Economic Education

ERIC Educational Resources Information Center

Craig, Joseph Dean

2010-01-01

My dissertation research concentrates on the causes, motivations, and results of electricity restructuring, and research on the effectiveness of economic teaching and retention. The first chapter looks at motivations for electricity restructuring in the United States in terms of the Interest Group and Public Interest setting. The second chapter…

Exploring Policy Options To Restructure Education.

ERIC Educational Resources Information Center

Education Commission of the States, Denver, CO.

Designed to assist state and district policymakers in developing a policy framework to encourage educational restructuring at all levels, this document begins by describing the need for restructuring and by discussing elements of the policymaker's role such as establishing a vision, reviewing existing policies, debating options, making policy…

Assertion Training and Cognitive Restructuring With College Women.

ERIC Educational Resources Information Center

Terrill, Marilyn J.

The process of assertive behavior change of college women who received assertion training (AT) and cognitive restructuring was examined to assess the relative effects of different durations of exposure to cognitive restructuring. Undergraduate and graduate women students (N=27) at a state university volunteered and were screened for AT groups.…

7 CFR 160.75 - Loan of standards under security deposit.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 3 2010-01-01 2010-01-01 false Loan of standards under security deposit. 160.75... REGULATIONS AND STANDARDS FOR NAVAL STORES Loan and Care of United States Standards § 160.75 Loan of standards under security deposit. Duplicates of the United States Standards for rosin may be loaned to interested...

12 CFR 560.110 - Most favored lender usury preemption.

Code of Federal Regulations, 2013 CFR

2013-01-01

... charged by a state-licensed small loan company, without being so licensed, but subject to state law limitations on the size of loans made by small loan companies. Except as provided in this paragraph, the... classes of loans, a federal savings association making such loans is subject only to the provisions of...

12 CFR 560.110 - Most favored lender usury preemption.

Code of Federal Regulations, 2014 CFR

2014-01-01

... charged by a state-licensed small loan company, without being so licensed, but subject to state law limitations on the size of loans made by small loan companies. Except as provided in this paragraph, the... classes of loans, a federal savings association making such loans is subject only to the provisions of...

12 CFR 560.110 - Most favored lender usury preemption.

Code of Federal Regulations, 2011 CFR

2011-01-01

... charged by a state-licensed small loan company, without being so licensed, but subject to state law limitations on the size of loans made by small loan companies. Except as provided in this paragraph, the... classes of loans, a federal savings association making such loans is subject only to the provisions of...

12 CFR 560.110 - Most favored lender usury preemption.

Code of Federal Regulations, 2012 CFR

2012-01-01

... charged by a state-licensed small loan company, without being so licensed, but subject to state law limitations on the size of loans made by small loan companies. Except as provided in this paragraph, the... classes of loans, a federal savings association making such loans is subject only to the provisions of...

7 CFR 1710.105 - State regulatory approvals.

Code of Federal Regulations, 2010 CFR

2010-01-01

... and Basic Policies § 1710.105 State regulatory approvals. (a) In States where a borrower is required... loans are approved by RUS: (1) Loans requiring an Environmental Impact Statement; (2) Loans to finance...

The State of Restructuring the Electric Power Industry in the United States

NASA Astrophysics Data System (ADS)

Davis, Ricardo A.

Through federal legislation, the electric power industry in the United States is encouraged to unbundle the ownership structure into separate entities for generation, transmission, and distribution of electric power. The electric power industry represents more than 7% of the U.S. gross domestic product and some of the country's major economic sectors, such as mining and chemical processing. The purpose of this qualitative, phenomenological study is to explore the phenomenon of the U.S. electric power industry restructuring from the viewpoint of those who have been at the forefront of the effort. The conceptual framework for this study is based in the Public Utilities Regulatory Policy Act (PURPA), which guided the restructuring of the U.S. electric power industry. The focus of the research questions was determining the informed perceptions and lived experience of participants. A purposive sampling approach was utilized along with a semi structured, open-ended interview with 20 participants who brought context-specific knowledge of the phenomenon. A sequential inductive process of coding, categorizing, and abstracting was performed. The findings indicate that the professionals within the industry continue to struggle with what is perceived as a restructuring effort that has come to a standstill, and doubts continue regarding the benefits or disadvantages of restructuring. The study contributes to social change by informing challenges to restructuring within the electric power industry, changes that include the potential for significant impacts to customers and especially for low income residents if subsidies are removed in a restructured environment.

Essays on the investment behavior of independent power producers in the United States electricity industry under regulatory restructuring

NASA Astrophysics Data System (ADS)

Yan, Jingming

2002-09-01

In recent years, there have been efforts at both the federal and state level to introduce greater competition and markets into the US electricity industry through regulatory restructuring. A key to the success of such efforts is the ability of the restructuring to attract investment from non-utility, independent power producers (IPPs). The two essays in this dissertation examine empirically the investment behavior of IPPs under the regulatory restructuring between 1996 and 2000. In both essays, the effects of restructuring on a firm's investment decision are decomposed into the effects that work through the investment cost and that through the expected profit from the investment. The first essay studies the entry behavior of IPPs under the restructuring. The main finding of the essay is that the restructuring has done little to lower the entry barrier faced by IPPs-high fixed cost to entry is still a main factor that hinders IPP investment. The second essay studies IPPs' decisions between investing through building new power plants ("make") and investing through acquiring divested plants ("buy"). It finds that the availability of the "buy" option does not "squeeze" out investment on new capacities. IPPs that chose to "buy" did so because they expected a lower return from "make" and hence would not have switched their investment to new capacities even if the "buy" option were not available. Therefore, divestiture is a viable policy tool for state regulators to attract more IPP investment.

State Clean Energy Policies Analysis. State, Utility, and Municipal Loan Programs

DOE Office of Scientific and Technical Information (OSTI.GOV)

Lantz, Eric

2010-05-01

This report relies on six in-depth interviews with loan program administrators to provide descriptions of existing programs. Findings from the interviews are combined with a review of relevant literature to elicit best practices and lessons learned from existing loan programs. Data collected from each of the loan programs profiled are used to quantify the impacts of these specific loan programs on the commonly cited, overarching state clean energy goals of energy security, economic development, and environmental protection.

Some State Loan Agencies Say They May Stay on the Sidelines This Year

ERIC Educational Resources Information Center

Kelderman, Eric

2008-01-01

Despite action by Congress and the Bush administration to shore up the student-loan industry, some state-authorized organizations say they may not return to the loan business this year, and others are cutting some of the borrower benefits and services they provide. Nine state loan agencies stopped issuing either new federally backed or new private…

Electric system restructuring and system reliability

NASA Astrophysics Data System (ADS)

Horiuchi, Catherine Miller

In 1996 the California legislature passed AB 1890, explicitly defining economic benefits and detailing specific mechanisms for initiating a partial restructuring the state's electric system. Critics have since sought re-regulation and proponents have asked for patience as the new institutions and markets take shape. Other states' electric system restructuring activities have been tempered by real and perceived problems in the California model. This study examines the reduced regulatory controls and new constraints introduced in California's limited restructuring model using utility and regulatory agency records from the 1990's to investigate effects of new institutions and practices on system reliability for the state's five largest public and private utilities. Logit and negative binomial regressions indicate negative impact from the California model of restructuring on system reliability as measured by customer interruptions. Time series analysis of outage data could not predict the wholesale power market collapse and the subsequent rolling blackouts in early 2001; inclusion of near-outage reliability disturbances---load shedding and energy emergencies---provided a measure of forewarning. Analysis of system disruptions, generation capacity and demand, and the role of purchased power challenge conventional wisdom on the causality of Californian's power problems. The quantitative analysis was supplemented by a targeted survey of electric system restructuring participants. Findings suggest each utility and the organization controlling the state's electric grid provided protection from power outages comparable to pre-restructuring operations through 2000; however, this reliability has come at an inflated cost, resulting in reduced system purchases and decreased marginal protection. The historic margin of operating safety has fully eroded, increasing mandatory load shedding and emergency declarations for voluntary and mandatory conservation. Proposed remedies focused on state-funded contracts and government-managed power authorities may not help, as the findings suggest pricing models, market uncertainty, interjurisdictional conflict and an inability to respond to market perturbations are more significant contributors to reduced regional generation availability than the particular contract mechanisms and funding sources used for power purchases.

Utility-industry restructuring and the future of state energy research and technology transfer institutions

DOE Office of Scientific and Technical Information (OSTI.GOV)

Pye, M.; Nadel, S.

1998-07-01

State energy research and technology transfer institutions (SERTTI) are state and regional organizations that have historically filled in gaps when a state need was not met. SERTTI build on research of the federal government and universities and focus on technologies with potential for timely commercialization. They have made valuable contributions to the energy balance, economic development, and environment of their states and the nation. SERTTI prospects are uncertain given their dependency on funding from oil-overcharges and utilities in an era of utility restructuring, oil-overcharge fund depletion, and general declines in energy research and development (R and D). SERTTI are likelymore » to continue following restructuring, with funding from traditional sources or systems benefits charges, however, the R{ampersand}D mix and SERTTI activities will probably change. Unless provisions are made, utility investments in public-benefit R and D are likely to fall precipitously, reducing benefits and diminishing state-level R and D efforts because there will be less utility funding for SERTTI to leverage. Many R and D issues emerge that all states will need to address as they make restructuring decisions: What is public-benefit R and D, how can it be more effective, how much funding should be provided, who should administer funds, how should funds be allocated? Is a dedicated R and D fund needed? Is there a role for SERTTI to be involved in technology transfer? This paper looks at the current situation of state-level R and D in regard to restructuring and suggests answers to these questions.« less

Effectiveness of the Incentive Loan Program for Mathematics and Science Teachers--Washington State 1983-1986. Part III: Report to Washington State Legislature Incentive Loan Program for Mathematics and Science Teachers.

ERIC Educational Resources Information Center

Harder, Annie K.; And Others

The effectiveness of a loan program in providing an incentive for students to prepare for mathematics and/or science teaching in Washington State is described in this report. It is the third of a three part report to the Washington State Legislature regarding the Teacher Incentive Loan Program for Mathematics and Science. Recipients of forgiveness…

Restructuring at Fitchburg State College through Total Quality Management.

ERIC Educational Resources Information Center

Zide, Michele Moran; And Others

Fitchburg State College (Massachusetts), a comprehensive public college, initiated restructuring using Total Quality Management (TQM) techniques in December 1992. The effort's mission was to increase communication, to identify barriers to defined goals and service to students, and to find ways to overcome those barriers. Two surveys followed the…

State Actions To Restructure Schools: First Steps. Results in Education Series.

ERIC Educational Resources Information Center

David, Jane L.; And Others

The widening mismatch between the skills of the work force and the skill demands of the work place underlie the need for school restructuring. Fourth in a series, this document builds on and extends the issues discussed in the National Governors' Association's (NGA) previous publications and reports on case studies of early restructuring efforts…

Guaranteed Student Loan Program 1981. State Agency Survey.

ERIC Educational Resources Information Center

New York State Higher Education Services Corp., Albany.

Responses to a questionnaire circulated in March 1981 are summarized. Data were gathered from all states regarding the federal Guaranteed Student Loan Program (GSL) and the state guarantee agencies on: guarantee agency organizational types; dates of GSL agreements with the Department of Education; states that guaranteed loans before GSL;…

The Stafford Student Loan Program. Testimony before the Subcommittee on Permanent Investigations, Committee on Governmental Affairs, United States Senate.

ERIC Educational Resources Information Center

Frazier, Franklin

The Stafford Loan Program (formerly called the Guaranteed Student Loan Program) makes three kinds of student loans for postsecondary education: Stafford Loans, Supplemental Loans for Students (SLS), and Parents Loans for Undergraduate Students (PLUS). Stafford loans are low-interest loans based on financial need, while SLS and PLUS loans are not…

12 CFR 617.7430 - Are institutions required to participate in state agricultural loan mediation programs?

Code of Federal Regulations, 2010 CFR

2010-01-01

... state agricultural loan mediation programs? 617.7430 Section 617.7430 Banks and Banking FARM CREDIT... Mediation Programs § 617.7430 Are institutions required to participate in state agricultural loan mediation programs? (a) If initiated by a borrower, System institutions must participate in state mediation programs...

12 CFR 7.4001 - Charging interest at rates permitted competing institutions; charging interest to corporate...

Code of Federal Regulations, 2011 CFR

2011-01-01

... bank may lawfully charge the highest rate permitted to be charged by a state-licensed small loan... small loan companies. (c) Effect on state definitions of interest. The Federal definition of the term... the law of that state. If state law permits different interest charges on specified classes of loans...

12 CFR 7.4001 - Charging interest at rates permitted competing institutions; charging interest to corporate...

Code of Federal Regulations, 2014 CFR

2014-01-01

... bank may lawfully charge the highest rate permitted to be charged by a state-licensed small loan... small loan companies. (c) Effect on state definitions of interest. The Federal definition of the term... the law of that state. If state law permits different interest charges on specified classes of loans...

12 CFR 7.4001 - Charging interest at rates permitted competing institutions; charging interest to corporate...

Code of Federal Regulations, 2013 CFR

2013-01-01

... bank may lawfully charge the highest rate permitted to be charged by a state-licensed small loan... small loan companies. (c) Effect on state definitions of interest. The Federal definition of the term... the law of that state. If state law permits different interest charges on specified classes of loans...

12 CFR 7.4001 - Charging interest at rates permitted competing institutions; charging interest to corporate...

Code of Federal Regulations, 2012 CFR

2012-01-01

... bank may lawfully charge the highest rate permitted to be charged by a state-licensed small loan... small loan companies. (c) Effect on state definitions of interest. The Federal definition of the term... the law of that state. If state law permits different interest charges on specified classes of loans...

Interlibrary Loan in New York State. Recommended Redesign. Results of a Study: Redesign of Interlibrary Loan in New York State.

ERIC Educational Resources Information Center

Shoffner, Ralph M.; And Others

The scope of this study, which was designed to provide information for use in redesigning the interlibrary loan (ILL) system in New York State, was to provide an overview of the ILL structure and patterns in the state; collect and analyze statistical data on ILL in the state and evaluate the performance of the NYSILL (New York State Interlibrary…

12 CFR 390.384 - Financial statements for conversions, SEC filings, and offering circulars.

Code of Federal Regulations, 2014 CFR

2014-01-01

... business with regard to loans means those loans which were made on substantially the same terms, including... income on installment loans, (iv) discount on loans purchased, and (v) loans in process. (b) State on the... income on installment loans shall be shown and deducted separately from total loans. (f) Unamortized...

42 CFR 62.51 - What is the scope and purpose of the State Loan Repayment Program?

Code of Federal Regulations, 2011 CFR

2011-10-01

... Repayment Program? 62.51 Section 62.51 Public Health PUBLIC HEALTH SERVICE, DEPARTMENT OF HEALTH AND HUMAN... PROGRAMS Grants for State Loan Repayment Programs § 62.51 What is the scope and purpose of the State Loan... health services in medically underserved areas. ...

42 CFR 62.51 - What is the scope and purpose of the State Loan Repayment Program?

Code of Federal Regulations, 2010 CFR

2010-10-01

... Repayment Program? 62.51 Section 62.51 Public Health PUBLIC HEALTH SERVICE, DEPARTMENT OF HEALTH AND HUMAN... PROGRAMS Grants for State Loan Repayment Programs § 62.51 What is the scope and purpose of the State Loan... health services in medically underserved areas. ...

State Clean Energy Policies Analysis: State, Utility, and Municipal Loan Programs

DOE Office of Scientific and Technical Information (OSTI.GOV)

Lantz, E.

2010-05-01

High initial costs can impede the deployment of clean energy technologies. Financing can reduce these costs. And, state, municipal, and utility-sponsored loan programs have emerged to fill the gap between clean energy technology financing needs and private sector lending. In general, public loan programs are more favorable to clean energy technologies than are those offered by traditional lending institutions; however, public loan programs address only the high up-front costs of clean energy systems, and the technology installed under these loan programs rarely supports clean energy production at levels that have a notable impact on the broader energy sector. This reportmore » discusses ways to increase the impact of these loan programs and suggests related policy design considerations.« less

Technology in New York's Classrooms: One Key To Improving Educational Outcomes.

ERIC Educational Resources Information Center

Public Policy Inst., Albany, NY.

This report discusses the potential for computers and other educational technologies to aid in school restructuring in New York State. Issues involved in such a restructuring are examined and include: (1) the need for a common effort in creating a state program; (2) current practices and current realities in the classroom; (3) current uses of such…

The Changing Relations between Education Professionals, the State and Citizen Consumers in Europe: Rethinking Restructuring as Capitalisation

ERIC Educational Resources Information Center

Beach, Dennis

2008-01-01

This article focuses on research about welfare state restructuring in education and its implications for the teaching profession. Several things are described and discussed. However, amongst the most important are pan-European developments in the social relations of production in education over the past 50 years with respect to the…

76 FR 30228 - Culturally Significant Object Imported for Exhibition; Determinations: “Portrait of a Man”

Federal Register 2010, 2011, 2012, 2013, 2014

2011-05-24

...Notice is hereby given of the following determinations: Pursuant to the authority vested in me by the Act of October 19, 1965 (79 Stat. 985; 22 U.S.C. 2459), Executive Order 12047 of March 27, 1978, the Foreign Affairs Reform and Restructuring Act of 1998 (112 Stat. 2681, et seq.; 22 U.S.C. 6501 note, et seq.), Delegation of Authority No. 234 of October 1, 1999, and Delegation of Authority No. 236-3 of August 28, 2000, I hereby determine that the object to be included in the exhibition ``Portrait of a Man'', imported from abroad for temporary exhibition within the United States, is of cultural significance. The object is imported pursuant to a loan agreement with the foreign owner or custodian. I also determine that the exhibition or display of the exhibit object at The Metropolitan Museum of Art, New York, New York, from on or about June 1, 2011, until on or about December 31, 2016, is in the national interest. Public Notice of these Determinations is ordered to be published in the Federal Register.

ILLiad: Customer-Focused Interlibrary Loan Automation.

ERIC Educational Resources Information Center

Kriz, Harry M.; Glover, M. Jason; Ford, Kevin C.

1998-01-01

Describes ILLiad (Interlibrary Loan Internet Accessible Database), software that examines the current state of interlibrary loan borrowing requests at Virginia Polytechnic Institute and State University. Topics include system requirements, user procedures, staff procedures, copyright clearance, OCLC, and future developments. (LRW)

Clean Restructuring: Design Elements for Low Carbon Wholesale Markets and Beyond

DOE Office of Scientific and Technical Information (OSTI.GOV)

None, None

Countries around the world are in various stages of power system reform and restructuring to more effectively meet development goals and decarbonization commitments. Changes in social dynamics, technology, business models, and environmental goals are increasing pressure for countries to consider improvements to their power systems. This brochure overviews the 21st Century Power Partnerships thought leadership report that explores the clean restructuring pathway in depth, envisions an end state, and articulates three main areas of consideration for decision makers embarking on a clean restructuring process. The report also details case studies from Germany, Denmark, and Mexico.

Power and uneven globalization: Coalitions and energy trade dependence in the newly independent states of Europe

NASA Astrophysics Data System (ADS)

Linden, Corina Herron

2000-10-01

The economies of the European former Soviet Union were dependent upon energy subsidies in the form of virtually free oil and natural gas imports from Russia, the loss of which implied dramatic shocks to domestic production structures, and the maintenance of which implied continued policy concessions to Russia. Yet some of these states actively pursued integration into the global economy while others sought to maintain the shelter of domestic markets and Russian energy subsidies. While the economic costs of openness and restructuring would be high in all cases in the short term, it is the political costs of openness and restructuring that determine the policy of the state. Where the high costs of restructuring are borne by a politically disenfranchised group, a consensus coalition can emerge in favor of rapid restructuring and energy reorientation. Where the benefits of the status quo accrue to a well-organized coalition closely allied with the state, a consensus coalition emerges in favor of maintenance of energy subsidies from and political relationship with Russia. Where the costs of restructuring are borne broadly or by a well-organized minority group, power oscillation and fragmentation will lead to inconsistent policy and slow progress toward energy reorientation and reform. Integrating a state-in-society approach to coalition formation within the field of international political economy, the author argues that states dominated by globalist-liberalizing-nationalist coalitions were able to implement energy trade reorientation by politically disenfranchising the ethnic minorities who populated the sector most vulnerable to energy contraction, heavy industry. These "globalizers," Estonia and Latvia, bore the high costs of restructuring industries and importing energy at world prices. Belarus, dominated by pro-Moscow-statist-leftist coalitions, sought to preserve energy subsidies through political and economic reintegration with Russia. States ruled by divided governments or an oscillation of power failed to implement either policy consistently, resulting in continued energy dependence on Russia. Lithuania, Moldova, and Ukraine, the "hybrids," sought to limit their energy dependence on Russia, but could not meet their energy needs at world-market prices. They remained dependent on Russian energy, while struggling toward energy trade diversification.

12 CFR 563c.102 - Financial statement presentation.

Code of Federal Regulations, 2014 CFR

2014-01-01

...) Ordinary course of business with regard to loans means those loans which were made on substantially the... leases), (ii) allowance for loan losses, (iii) unearned income on installment loans, (iv) discount on loans purchased, and (v) loans in process. (b) State on the balance sheet or in a note the amount of...

Restructuring Learning: 1990 Summer Institute Papers and Recommendations by the Council of Chief State School Officers (Mystic, Connecticut, 1993).

ERIC Educational Resources Information Center

Council of Chief State School Officers, Washington, DC.

In 1990, the work of the Council of Chief State School Officers (CCSSO) focused on restructuring learning--fundamentally changing the relationship among student, teacher, knowledge, and other students in ways that support the development of higher order learning for all students. This publication is part of CCSSO's effort to support attempts to…

A Brief Look at...the Texas B-On-Time Loan Program. Research Report

ERIC Educational Resources Information Center

Shook, Melissa

2012-01-01

The Texas B-On-Time (BOT) Loan Program is a unique state aid program intended to increase access to higher education in Texas and encourage on-time graduation. This state student loan may be completely forgiven if the otherwise eligible borrower completes his or her degree on time. The BOT Loan Program was developed in response to low on-time…

12 CFR 723.20 - How can a state supervisory authority develop and enforce a member business loan regulation?

Code of Federal Regulations, 2010 CFR

2010-01-01

... state regulation minimizes the risk and accomplishes the overall objectives of NCUA's member business... and enforce a member business loan regulation? 723.20 Section 723.20 Banks and Banking NATIONAL CREDIT UNION ADMINISTRATION REGULATIONS AFFECTING CREDIT UNIONS MEMBER BUSINESS LOANS § 723.20 How can a state...

Assessing corporate restructurings in the electric utility industry: A framework

DOE Office of Scientific and Technical Information (OSTI.GOV)

Malko, J.R.

1996-12-31

Corporate restructurings of electric utilities in the United States have become an important and controversial issue during the 1980s. Regulators and electric utility executives have different perspectives concerning corporate restructurings associated with diversification, mergers, and functional separation of generation, transmission, and distribution. Regulators attempt to regulate electric utilities effectively in order to assure that adequate electricity services are provided at reasonable cost and to protect the public interest which includes considering choices and risks to customers. Regulators are considering and developing new regulatory approaches in order to address corporate restructurings and balance regulation and competitive pressures. Electric utility executives typicallymore » view corporate restructurings as a potential partial solution to financial challenges and problems and are analyzing corporate restructuring activities within the framework of the corporate strategic planning process. Executives attempt to find new sources of economic value and consider risks and potential returns to investors in an increasingly competitive environment. The parent holding company is generally used as the basic corporate form for restructuring activities in the electric utility industry. However, the wholly-owned utility subsidiary structure remains in use for some restructurings. The primary purpose of this paper is to propose a framework to assess corporate restructurings in the electric utility industry from a public policy perspective. This paper is organized in the following manner. First, different types of corporate restructurings in the electric utility industry are examined. Second, reasons for corporate restructuring activities are represented. Third, a framework for assessing corporate restructuring activities is proposed. Fourth, the application of the framework is discussed.« less

7 CFR 773.6 - Eligibility requirements.

Code of Federal Regulations, 2014 CFR

2014-01-01

... AGRICULTURE SPECIAL PROGRAMS SPECIAL APPLE LOAN PROGRAM § 773.6 Eligibility requirements. Loan applicants must meet all of the following requirements to be eligible for a Special Apple Program Loan: (a) The loan applicant must be an apple producer; (b) The loan applicant must be a citizen of the United States or an...

7 CFR 773.6 - Eligibility requirements.

Code of Federal Regulations, 2012 CFR

2012-01-01

... AGRICULTURE SPECIAL PROGRAMS SPECIAL APPLE LOAN PROGRAM § 773.6 Eligibility requirements. Loan applicants must meet all of the following requirements to be eligible for a Special Apple Program Loan: (a) The loan applicant must be an apple producer; (b) The loan applicant must be a citizen of the United States or an...

7 CFR 773.6 - Eligibility requirements.

Code of Federal Regulations, 2013 CFR

2013-01-01

... AGRICULTURE SPECIAL PROGRAMS SPECIAL APPLE LOAN PROGRAM § 773.6 Eligibility requirements. Loan applicants must meet all of the following requirements to be eligible for a Special Apple Program Loan: (a) The loan applicant must be an apple producer; (b) The loan applicant must be a citizen of the United States or an...

7 CFR 773.6 - Eligibility requirements.

Code of Federal Regulations, 2011 CFR

2011-01-01

... AGRICULTURE SPECIAL PROGRAMS SPECIAL APPLE LOAN PROGRAM § 773.6 Eligibility requirements. Loan applicants must meet all of the following requirements to be eligible for a Special Apple Program Loan: (a) The loan applicant must be an apple producer; (b) The loan applicant must be a citizen of the United States or an...

Defaulted Student Loans. Guarantee Agencies' Collection Practices and Procedures. United States General Accounting Office Briefing Report to the Chairman, Subcommittee on Postsecondary Education, Committee on Education and Labor, House of Representatives.

ERIC Educational Resources Information Center

Comptroller General of the U.S., Washington, DC.

A review was conducted of methods used by the U.S. Department of Education and by state or private nonprofit loan guarantee agencies to protect the federal government's interest when collecting defaulted student loans under the Guaranteed Student Loan Program. Questionnaires were sent to 58 guarantee agencies that administer the program to…

10 CFR 609.10 - Loan Guarantee Agreement.

Code of Federal Regulations, 2013 CFR

2013-01-01

... TECHNOLOGIES § 609.10 Loan Guarantee Agreement. (a) Only a Loan Guarantee Agreement executed by a duly... Commercial Technologies in service in the United States; (2) The project will be constructed and operated in the United States, the employment of the new or significantly improved technology in the project has...

10 CFR 609.10 - Loan Guarantee Agreement.

Code of Federal Regulations, 2011 CFR

2011-01-01

... TECHNOLOGIES § 609.10 Loan Guarantee Agreement. (a) Only a Loan Guarantee Agreement executed by a duly... Commercial Technologies in service in the United States; (2) The project will be constructed and operated in the United States, the employment of the new or significantly improved technology in the project has...

10 CFR 609.10 - Loan Guarantee Agreement.

Code of Federal Regulations, 2014 CFR

2014-01-01

... TECHNOLOGIES § 609.10 Loan Guarantee Agreement. (a) Only a Loan Guarantee Agreement executed by a duly... Commercial Technologies in service in the United States; (2) The project will be constructed and operated in the United States, the employment of the new or significantly improved technology in the project has...

10 CFR 609.10 - Loan Guarantee Agreement.

Code of Federal Regulations, 2012 CFR

2012-01-01

... TECHNOLOGIES § 609.10 Loan Guarantee Agreement. (a) Only a Loan Guarantee Agreement executed by a duly... Commercial Technologies in service in the United States; (2) The project will be constructed and operated in the United States, the employment of the new or significantly improved technology in the project has...

34 CFR 674.50 - Assignment of defaulted loans to the United States.

Code of Federal Regulations, 2011 CFR

2011-07-01

... 34 Education 3 2011-07-01 2011-07-01 false Assignment of defaulted loans to the United States. 674.50 Section 674.50 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Due Diligence...

77 FR 40324 - Information Collection Activity; Comment Request

Federal Register 2010, 2011, 2012, 2013, 2014

2012-07-09

... compromising RUS loan security, and to reduce the cost to borrowers, in terms of time, expenses and paperwork... make loans in the several United States and Territories of the United States for rural electrification... subordinating loans made by the national Rural Utilities Cooperative Finance Corporation, the Federal Financing...

77 FR 7115 - Submission for OMB Review; Comment Request

Federal Register 2010, 2011, 2012, 2013, 2014

2012-02-10

... the interest of protecting loan security and accomplishing the statutory objective of a sound program... (RUS) to make loans in the several States and Territories of the United States for rural electrification and the furnishing and improving of electric energy to persons in rural areas. These loans are for...

10 CFR 609.10 - Loan Guarantee Agreement.

Code of Federal Regulations, 2010 CFR

2010-01-01

... TECHNOLOGIES § 609.10 Loan Guarantee Agreement. (a) Only a Loan Guarantee Agreement executed by a duly... Commercial Technologies in service in the United States; (2) The project will be constructed and operated in the United States, the employment of the new or significantly improved technology in the project has...

Revolving Loan Funds | Climate Neutral Research Campuses | NREL

Science.gov Websites

sometimes interest-free) loan used as capital for research campus projects expected to yield a certain State University's $3 million energy sustainability loan fund issues interest-free loans for campuses as interest-free loans to departments for sustainability projects. Within five years, a project repays its

38 CFR 6.13 - Policy loans.

Code of Federal Regulations, 2010 CFR

2010-07-01

... 38 Pensions, Bonuses, and Veterans' Relief 1 2010-07-01 2010-07-01 false Policy loans. 6.13... GOVERNMENT LIFE INSURANCE Loans § 6.13 Policy loans. At any time after the first policy year and upon the execution of a loan agreement satisfactory to the Secretary the United States will lend to the insured on...

38 CFR 8.13 - Policy loans.

Code of Federal Regulations, 2010 CFR

2010-07-01

... 38 Pensions, Bonuses, and Veterans' Relief 1 2010-07-01 2010-07-01 false Policy loans. 8.13... INSURANCE Cash Value and Policy Loan § 8.13 Policy loans. (a) At any time after the premiums for the first... the execution of a loan agreement satisfactory to the Secretary, the United States will lend to the...

The Impact of Significant Federal Student Loan Policy Changes and the Role of States in Student Credit.

ERIC Educational Resources Information Center

Wennerdahl, Carol; Boyd, Joseph D.

This monograph reviews the role of the states in federal student loan programs since the inception of the Guaranteed Student Loan Program under Title IV, Part B of the Higher Education Act of 1965. Part I examines the program during its first 15 years when the program was experiencing its most turbulent times. State and federal roles were fluid…

12 CFR Appendix A to Subpart B of... - Risk-Based Capital Stress Test

Code of Federal Regulations, 2013 CFR

2013-01-01

... Loan Number Ending Scheduled Balance Group Pre/Post Act Property State Product Type Origination Date... t-test 2 of the differences in the means for the group of defaulted loans and active loans indicated... of pre-1996 loan volume being transferred to post-1996 loan volume. The interest rate risk and credit...

12 CFR Appendix A to Subpart B of... - Risk-Based Capital Stress Test

Code of Federal Regulations, 2012 CFR

2012-01-01

... Loan Number Ending Scheduled Balance Group Pre/Post Act Property State Product Type Origination Date... t-test 2 of the differences in the means for the group of defaulted loans and active loans indicated... of pre-1996 loan volume being transferred to post-1996 loan volume. The interest rate risk and credit...

12 CFR Appendix A to Subpart B of... - Risk-Based Capital Stress Test

Code of Federal Regulations, 2014 CFR

2014-01-01

... Loan Number Ending Scheduled Balance Group Pre/Post Act Property State Product Type Origination Date... t-test 2 of the differences in the means for the group of defaulted loans and active loans indicated... of pre-1996 loan volume being transferred to post-1996 loan volume. The interest rate risk and credit...

45 CFR 30.15 - Suspension or revocation of eligibility for loans and loan guarantees, licenses, permits, or...

Code of Federal Regulations, 2010 CFR

2010-10-01

...-tax debt owed to the United States. This prohibition does not apply to disaster loans. Grants... Administrative Collection of Debts § 30.15 Suspension or revocation of eligibility for loans and loan guarantees... other privileges to debtors who fail to pay their debts to the Federal Government. (b) The Secretary...

34 CFR 601.21 - Code of conduct.

Code of Federal Regulations, 2011 CFR

2011-07-01

... for private education loans, including funds for an opportunity pool loan, to students in exchange for..., the term opportunity pool loan means a private education loan made by a lender to a student attending... functions during emergencies, including State-declared or Federally declared natural disasters, Federally...

75 FR 12775 - Notice of HUD-Held Multifamily and Healthcare Loan Sale

Federal Register 2010, 2011, 2012, 2013, 2014

2010-03-17

...-Held Multifamily and Healthcare Loan Sale AGENCY: Office of the Assistant Secretary for Housing... announces HUD's intention to sell certain unsubsidized multifamily and healthcare mortgage loans, without...) secured by multifamily and healthcare properties located throughout the United States. The Mortgage Loans...

76 FR 6185 - Registration of Mortgage Loan Originators

Federal Register 2010, 2011, 2012, 2013, 2014

2011-02-03

... UNION ADMINISTRATION Registration of Mortgage Loan Originators AGENCY: Office of the Comptroller of the..., Agency-regulated institutions) who act as a residential mortgage loan originator to register with the... registration system for mortgage loan originators. Specifically, the Act requires: (1) All States to provide...

[Economic restructuring and impacts on health and mental distress: the case of a state-owned bank in Minas Gerais State, Brazil].

PubMed

Silva, Luiz Sérgio; Pinheiro, Tarcísio Márcio Magalhães; Sakurai, Emília

2007-12-01

Restructuring of the Brazilian financial sector was consolidated through the combination of mass lay-offs, automation, and outsourcing, in addition to business re-engineering with leveling of hierarchical echelons, labor casualization, and multi-function jobs. In order to comply and deal with the new demands, bank employees had to increase their schooling, become multi-functional and expert sales attendants, and submit to substandard conditions in the workplace, increased workload, overtime, and low wages. The purpose of the current study was to examine the restructuring process in a state-owned bank in Minas Gerais State, Brazil, and its impacts on workers' health. The study also analyzes absenteeism rates from 1998 to 2003, when there was an increase in diseases such as repetitive stress injury (RSI)/work-related musculoskeletal disorders (WRMD) and mental/behavioral disorders, accounting for 56% and 19% of sick leaves. The process has continued to the present, with a restrictive recruitment policy. Further study is needed to confirm the results.

75 FR 62439 - The Entire United States and U.S. Territories; Military Reservist Economic Injury Disaster Loan

Federal Register 2010, 2011, 2012, 2013, 2014

2010-10-08

... States and U.S. Territories; Military Reservist Economic Injury Disaster Loan AGENCY: U.S. Small Business Administration. ACTION: Notice. SUMMARY: This is a notice of the Military Reservist Economic Injury Disaster Loan... Date: 1 year after the essential employees is discharged or released from active duty. ADDRESSES...

7 CFR 1945.31 - FmHA or its successor agency under Public Law 103-354 Emergency Loan Assessment Teams (ELAT).

Code of Federal Regulations, 2010 CFR

2010-01-01

... Emergency Loan Assessment Teams (ELAT). 1945.31 Section 1945.31 Agriculture Regulations of the Department of... Emergency Loan Assessment Teams (ELAT). The State Director will deploy ELATs on a continuing basis to the... loss calculations and eligibility determinations. Such teams will be composed of State Office Farmer...

7 CFR 1945.31 - FmHA or its successor agency under Public Law 103-354 Emergency Loan Assessment Teams (ELAT).

Code of Federal Regulations, 2011 CFR

2011-01-01

... Emergency Loan Assessment Teams (ELAT). 1945.31 Section 1945.31 Agriculture Regulations of the Department of... Emergency Loan Assessment Teams (ELAT). The State Director will deploy ELATs on a continuing basis to the... loss calculations and eligibility determinations. Such teams will be composed of State Office Farmer...

7 CFR 1945.31 - FmHA or its successor agency under Public Law 103-354 Emergency Loan Assessment Teams (ELAT).

Code of Federal Regulations, 2012 CFR

2012-01-01

... Emergency Loan Assessment Teams (ELAT). 1945.31 Section 1945.31 Agriculture Regulations of the Department of... Emergency Loan Assessment Teams (ELAT). The State Director will deploy ELATs on a continuing basis to the... loss calculations and eligibility determinations. Such teams will be composed of State Office Farmer...

7 CFR 1945.35 - Special EM loan training.

Code of Federal Regulations, 2010 CFR

2010-01-01

...) PROGRAM REGULATIONS (CONTINUED) EMERGENCY Disaster Assistance-General § 1945.35 Special EM loan training... workshop and a test. (c) Objective. The basic objective of this training program is to keep State and... employees in administering the EM loan program. (d) Comprehensive EM loan training package. A comprehensive...

Community Development Guide. "A Guide for Restructuring Community Development in Agricultural Education."

ERIC Educational Resources Information Center

Wagley, Leon A.; And Others

Information designed to acquaint teachers, teacher educators, and state supervisors of agricultural education with the concepts, roles, and procedures for developing a community development curriculum is presented in this guide. The first section is concerned with suggestions for restructuring materials relevant to teaching community development…

Investing in American Higher Education: An Argument for Restructuring.

ERIC Educational Resources Information Center

Eaton, Judith S.

This background paper examines the current state of higher education finance--the scope of the higher education enterprise, challenges to its funding base, and undesirable consequences of current financing practices--and describes what is meant by a "restructuring" of higher education finance. It demonstrates that the structures and practices…

Barriers to School Restructuring.

ERIC Educational Resources Information Center

Sheane, Kim; Bierlein, Louann

In 1990, the Arizona legislature initiated the Arizona School Restructuring Pilot Project. This report identifies local- and state-level barriers encountered in the first 2 years. Outcomes are presented for the 15 pilot schools--11 elementary and 4 high schools--that were selected in a competitive grant process. Data were collected through school…

76 FR 47591 - Agency Information Collection Activities: Proposed Collection; Comment Request; Correction

Federal Register 2010, 2011, 2012, 2013, 2014

2011-08-05

... State reserve requirements, in the form of Start-up Loans and Solvency Loans. An applicant may apply for...; Correction AGENCY: Centers for Medicare & Medicaid Services, HHS. In compliance with the requirement of... issuer. Solvency Loans are intended to assist loan recipients with meeting the solvency requirements of...

76 FR 71593 - Notice of HUD-Held Multifamily and Healthcare Loan Sale (MHLS 2012-1)

Federal Register 2010, 2011, 2012, 2013, 2014

2011-11-18

... Multifamily and Healthcare Loan Sale (MHLS 2012-1) AGENCY: Office of the Assistant Secretary for Housing... notice announces HUD's intention to sell certain unsubsidized multifamily and healthcare mortgage loans... Loans) secured by multifamily and healthcare properties located throughout the United States. The...

Guaranteed Loans: Just Plain Expensive

ERIC Educational Resources Information Center

Petri, Thomas E.

2007-01-01

The investigation of New York State's attorney general, Andrew M. Cuomo, into the questionable practices of lenders in federal student-loan programs has helped raise public awareness of one of the greatest scams in our government: The Federal Family Education Loan program, otherwise known as the guaranteed-student-loan program, is unnecessarily…

7 CFR 1436.9 - Loan amount and loan application approvals.

Code of Federal Regulations, 2011 CFR

2011-01-01

... data is not applicable to the storage need, a reasonable acreage projection may be made for newly... CORPORATION, DEPARTMENT OF AGRICULTURE LOANS, PURCHASES, AND OTHER OPERATIONS FARM STORAGE FACILITY LOAN... by the FSA State committee. (b) The net cost for all storage facilities and handling equipment: (1...

7 CFR 1436.9 - Loan amount and loan application approvals.

Code of Federal Regulations, 2014 CFR

2014-01-01

... data is not applicable to the storage need, a reasonable acreage projection may be made for newly... CORPORATION, DEPARTMENT OF AGRICULTURE LOANS, PURCHASES, AND OTHER OPERATIONS FARM STORAGE FACILITY LOAN... by the FSA State committee. (b) The net cost for all storage facilities and handling equipment: (1...

7 CFR 1436.9 - Loan amount and loan application approvals.

Code of Federal Regulations, 2010 CFR

2010-01-01

... data is not applicable to the storage need, a reasonable acreage projection may be made for newly... CORPORATION, DEPARTMENT OF AGRICULTURE LOANS, PURCHASES, AND OTHER OPERATIONS FARM STORAGE FACILITY LOAN... by the FSA State committee. (b) The net cost for all storage facilities and handling equipment: (1...

7 CFR 1436.9 - Loan amount and loan application approvals.

Code of Federal Regulations, 2013 CFR

2013-01-01

... data is not applicable to the storage need, a reasonable acreage projection may be made for newly... CORPORATION, DEPARTMENT OF AGRICULTURE LOANS, PURCHASES, AND OTHER OPERATIONS FARM STORAGE FACILITY LOAN... by the FSA State committee. (b) The net cost for all storage facilities and handling equipment: (1...

7 CFR 1436.9 - Loan amount and loan application approvals.

Code of Federal Regulations, 2012 CFR

2012-01-01

... data is not applicable to the storage need, a reasonable acreage projection may be made for newly... CORPORATION, DEPARTMENT OF AGRICULTURE LOANS, PURCHASES, AND OTHER OPERATIONS FARM STORAGE FACILITY LOAN... by the FSA State committee. (b) The net cost for all storage facilities and handling equipment: (1...

The Role of Student Loan Programs in Higher Education Policy in the United States

ERIC Educational Resources Information Center

Amatya, Sachi

2009-01-01

The increasing cost of higher education, coupled with the inability of federal and state governments to sustain parallel increases in levels of funding for student financial aid, has led to significant growth of student loans. This project analyzes the multidimensional student loans space in the US. This project also compares and contrasts some of…

75 FR 43225 - Culturally Significant Objects Imported for Exhibition Determinations: “Man, Myth, and Sensual...

Federal Register 2010, 2011, 2012, 2013, 2014

2010-07-23

...Notice is hereby given of the following determinations: Pursuant to the authority vested in me by the Act of October 19, 1965 (79 Stat. 985; 22 U.S.C. 2459), Executive Order 12047 of March 27, 1978, the Foreign Affairs Reform and Restructuring Act of 1998 (112 Stat. 2681, et seq.; 22 U.S.C. 6501 note, et seq.), Delegation of Authority No. 234 of October 1, 1999, and Delegation of Authority No. 236-3 of August 28, 2000, I hereby determine that the objects to be included in the exhibition ``Man, Myth, and Sensual Pleasures: Jan Gossart's Renaissance,'' imported from abroad for temporary exhibition within the United States, are of cultural significance. The objects are imported pursuant to loan agreements with the foreign owners or custodians. I also determine that the exhibition or display of the exhibit objects at the Metropolitan Museum of Art, New York, NY, from on or about October 5, 2010, until on or about January 17, 2011, and at possible additional exhibitions or venues yet to be determined, is in the national interest. Public Notice of these Determinations is ordered to be published in the Federal Register.

78 FR 77772 - Culturally Significant Objects Imported for Exhibition Determinations: “A Royal Passion: Queen...

Federal Register 2010, 2011, 2012, 2013, 2014

2013-12-24

...Notice is hereby given of the following determinations: Pursuant to the authority vested in me by the Act of October 19, 1965 (79 Stat. 985; 22 U.S.C. 2459), Executive Order 12047 of March 27, 1978, the Foreign Affairs Reform and Restructuring Act of 1998 (112 Stat. 2681, et seq.; 22 U.S.C. 6501 note, et seq.), Delegation of Authority No. 234 of October 1, 1999, and Delegation of Authority No. 236-3 of August 28, 2000, I hereby determine that the objects to be included in the exhibition ``A Royal Passion: Queen Victoria and Photography,'' imported from abroad for temporary exhibition within the United States, are of cultural significance. The objects are imported pursuant to loan agreements with the foreign owners or custodians. I also determine that the exhibition or display of the exhibit objects at the J. Paul Getty Museum, Los Angeles, California, from on or about February 4, 2014, until on or about June 8, 2014, and at possible additional exhibitions or venues yet to be determined, is in the national interest. I have ordered that Public Notice of these Determinations be published in the Federal Register.

75 FR 53013 - Culturally Significant Objects Imported for Exhibition Determinations: “The Pre-Raphaelite Lens...

Federal Register 2010, 2011, 2012, 2013, 2014

2010-08-30

...Notice is hereby given of the following determinations: Pursuant to the authority vested in me by the Act of October 19, 1965 (79 Stat. 985; 22 U.S.C. 2459), Executive Order 12047 of March 27, 1978, the Foreign Affairs Reform and Restructuring Act of 1998 (112 Stat. 2681, et seq.; 22 U.S.C. 6501 note, et seq.), Delegation of Authority No. 234 of October 1, 1999, and Delegation of Authority No. 236-3 of August 28, 2000, I hereby determine that the objects to be included in the exhibition ``The Pre-Raphaelite Lens: British Photography and Painting, 1848-1875,'' imported from abroad for temporary exhibition within the United States, are of cultural significance. The objects are imported pursuant to loan agreements with the foreign owners or custodians. I also determine that the exhibition or display of the exhibit objects at the National Gallery of Art, Washington, DC, from on or about October 31, 2010, until on or about January 30, 2011, and at possible additional exhibitions or venues yet to be determined, is in the national interest. I have ordered that Public Notice of these Determinations be published in the Federal Register.

76 FR 68256 - Culturally Significant Objects Imported for Exhibition Determinations: “Shapeshifting...

Federal Register 2010, 2011, 2012, 2013, 2014

2011-11-03

...Notice is hereby given of the following determinations: Pursuant to the authority vested in me by the Act of October 19, 1965 (79 Stat. 985; 22 U.S.C. 2459), Executive Order 12047 of March 27, 1978, the Foreign Affairs Reform and Restructuring Act of 1998 (112 Stat. 2681, et seq.; 22 U.S.C. 6501 note, et seq.), Delegation of Authority No. 234 of October 1, 1999, Delegation of Authority No. 236-3 of August 28, 2000 (and, as appropriate, Delegation of Authority No. 257 of April 15, 2003), I hereby determine that the objects to be included in the exhibition ``Shapeshifting: Transformations in Native American Art,'' imported from abroad for temporary exhibition within the United States, are of cultural significance. The objects are imported pursuant to loan agreements with the foreign owners or custodians. I also determine that the exhibition or display of the exhibit objects at the Peabody Essex Museum, Salem, MA, from on or about January 14, 2012, until on or about April 29, 2012, and at possible additional exhibitions or venues yet to be determined, is in the national interest. I have ordered that Public Notice of these Determinations be published in the Federal Register.

78 FR 51802 - Culturally Significant Objects Imported for Exhibition Determinations: “Silla: Korea's Golden...

Federal Register 2010, 2011, 2012, 2013, 2014

2013-08-21

...Notice is hereby given of the following determinations: Pursuant to the authority vested in me by the Act of October 19, 1965 (79 Stat. 985; 22 U.S.C. 2459), Executive Order 12047 of March 27, 1978, the Foreign Affairs Reform and Restructuring Act of 1998 (112 Stat. 2681, et seq.; 22 U.S.C. 6501 note, et seq.), Delegation of Authority No. 234 of October 1, 1999, Delegation of Authority No. 236-3 of August 28, 2000 (and, as appropriate, Delegation of Authority No. 257 of April 15, 2003), I hereby determine that the objects to be included in the exhibition ``Silla: Korea's Golden Kingdom,'' imported from abroad for temporary exhibition within the United States, are of cultural significance. The objects are imported pursuant to a loan agreement with foreign owners or custodians. I also determine that the exhibition or display of the exhibit objects at The Metropolitan Museum of Art, New York, NY, from on or about November 4, 2013, until on or about February 23, 2014, and at possible additional exhibitions or venues yet to be determined, is in the national interest. I have ordered that Public Notice of these Determinations be published in the Federal Register.

76 FR 6650 - Culturally Significant Objects Imported for Exhibition Determinations: “Heinrich Kühn”

Federal Register 2010, 2011, 2012, 2013, 2014

2011-02-07

...Notice is hereby given of the following determinations: Pursuant to the authority vested in me by the Act of October 19, 1965 (79 Stat. 985; 22 U.S.C. 2459), Executive Order 12047 of March 27, 1978, the Foreign Affairs Reform and Restructuring Act of 1998 (112 Stat. 2681, et seq.; 22 U.S.C. 6501 note, et seq.), Delegation of Authority No. 234 of October 1, 1999, and Delegation of Authority No. 236-3 of August 28, 2000, I hereby determine that the objects to be included in the exhibition ``Heinrich K[uuml]hn,'' imported from abroad for temporary exhibition within the United States, are of cultural significance. The objects are imported pursuant to loan agreements with the foreign owners or custodians. I also determine that the exhibition or display of the exhibit objects at The Museum of Fine Arts, Houston, Houston, TX, from on or about March 6, 2011, until on or about May 30, 2011, and at possible additional exhibitions or venues yet to be determined, is in the national interest. I have ordered that Public Notice of these Determinations be published in the Federal Register.

Vermont | Midmarket Solar Policies in the United State | Solar Research |

Science.gov Websites

/Agricultural Energy Loan Program Vermont Economic Development Authority Maximum loan of $2 million may be Development Authority: Agricultural Energy Loan Program Vermont Economic Development Authority: Small Business

32 CFR 621.1 - Loan of Army/Defense Logistics Agency (DLA) owned property for use at national and State...

Code of Federal Regulations, 2014 CFR

2014-07-01

... 32 National Defense 3 2014-07-01 2014-07-01 false Loan of Army/Defense Logistics Agency (DLA... § 621.1 Loan of Army/Defense Logistics Agency (DLA) owned property for use at national and State... will be submitted to the appropriate CONUS Army Commander of the area in which the convention will be...

32 CFR 621.1 - Loan of Army/Defense Logistics Agency (DLA) owned property for use at national and State...

Code of Federal Regulations, 2013 CFR

2013-07-01

... 32 National Defense 3 2013-07-01 2013-07-01 false Loan of Army/Defense Logistics Agency (DLA... § 621.1 Loan of Army/Defense Logistics Agency (DLA) owned property for use at national and State... will be submitted to the appropriate CONUS Army Commander of the area in which the convention will be...

7 CFR 1945.30 - FmHA or its successor agency under Public Law 103-354 Emergency Loan Support Teams (ELST).

Code of Federal Regulations, 2011 CFR

2011-01-01

... Emergency Loan Support Teams (ELST). 1945.30 Section 1945.30 Agriculture Regulations of the Department of... Emergency Loan Support Teams (ELST). (a) Use of ELSTs. ELSTs are to be used when a disaster warrants...) State ELSTs will consist of a team leader and team members, selected by the State Director. (i) The...

7 CFR 1945.30 - FmHA or its successor agency under Public Law 103-354 Emergency Loan Support Teams (ELST).

Code of Federal Regulations, 2012 CFR

2012-01-01

... Emergency Loan Support Teams (ELST). 1945.30 Section 1945.30 Agriculture Regulations of the Department of... Emergency Loan Support Teams (ELST). (a) Use of ELSTs. ELSTs are to be used when a disaster warrants...) State ELSTs will consist of a team leader and team members, selected by the State Director. (i) The...

7 CFR 1945.30 - FmHA or its successor agency under Public Law 103-354 Emergency Loan Support Teams (ELST).

Code of Federal Regulations, 2010 CFR

2010-01-01

... Emergency Loan Support Teams (ELST). 1945.30 Section 1945.30 Agriculture Regulations of the Department of... Emergency Loan Support Teams (ELST). (a) Use of ELSTs. ELSTs are to be used when a disaster warrants...) State ELSTs will consist of a team leader and team members, selected by the State Director. (i) The...

7 CFR 1738.31 - Full faith and credit.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 11 2010-01-01 2010-01-01 false Full faith and credit. 1738.31 Section 1738.31... AGRICULTURE RURAL BROADBAND ACCESS LOANS AND LOAN GUARANTEES Types of Loans § 1738.31 Full faith and credit. Loan guarantees made under this part are supported by the full faith and credit of the United States. ...

7 CFR 1738.31 - Full faith and credit.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 7 Agriculture 11 2011-01-01 2011-01-01 false Full faith and credit. 1738.31 Section 1738.31... AGRICULTURE RURAL BROADBAND ACCESS LOANS AND LOAN GUARANTEES Types of Loans § 1738.31 Full faith and credit. Loan guarantees made under this part are supported by the full faith and credit of the United States. ...

38 CFR 1.964 - Waiver; loan guaranty.

Code of Federal Regulations, 2010 CFR

2010-07-01

... 38 Pensions, Bonuses, and Veterans' Relief 1 2010-07-01 2010-07-01 false Waiver; loan guaranty. 1... PROVISIONS Referrals to Gao, Department of Justice, Or Irs § 1.964 Waiver; loan guaranty. (a) General. Any... the loan guaranteed, insured or made under chapter 37 of title 38 United States Code; (2) There is no...

7 CFR 1955.55 - Taking abandoned real or chattel property into custody and related actions.

Code of Federal Regulations, 2010 CFR

2010-01-01

.... (a) Determination of abandonment. (Multi-family housing type loans will be handled in accordance with... loan balance plus recoverable costs do not exceed the State Director's loan approval authority, the... managed in accordance with 7 CFR part 3560. (ii) If the unpaid loan balance plus recoverable costs exceeds...

7 CFR 761.203 - National reserves for Farm Ownership and Operating loans.

Code of Federal Regulations, 2010 CFR

2010-01-01

... Farm Loan Programs Funds to State Offices § 761.203 National reserves for Farm Ownership and Operating loans. (a) Reservation of funds. At the start of each fiscal year, the National Office reserves a portion of the funds available for each direct and guaranteed loan program. These reserves enable the...

Income-Contingent Student Loan Repayment Systems Outside the U.S.

ERIC Educational Resources Information Center

National Association of Student Financial Aid Administrators, 2014

2014-01-01

There is remarkable diversity in student loan systems throughout the world. In considering the ideal approach to system of loan repayment based on income here in the United States, it is valuable to examine the nature, successes, and failures of some other countries' methods of offering borrowers income-contingent student loan repayment. Two…

7 CFR 761.209 - Loan funds for beginning farmers.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 7 2010-01-01 2010-01-01 false Loan funds for beginning farmers. 761.209 Section 761... Funds to State Offices § 761.209 Loan funds for beginning farmers. Each fiscal year, the Agency reserves a portion of direct and guaranteed FO and OL loan funds for beginning farmers in accordance with...

12 CFR 591.3 - Loans originated by Federal savings associations.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Loans originated by Federal savings... PREEMPTION OF STATE DUE-ON-SALE LAWS § 591.3 Loans originated by Federal savings associations. (a) With regard to any real property loan originated or to be originated by a Federal savings association, as a...

Restructuring the University of Alaska Statewide System of Higher Education.

ERIC Educational Resources Information Center

Gaylord, Thomas A.; Rogers, Brian

The radical restructuring of Alaska's public higher education system brought on by the state's 1986 economic collapse is discussed. The plan called for a merger of 11 community colleges with three universities into three multi-campus institutions. It realigned statewide programs in vocational technical education, fisheries and ocean sciences,…

Restructuring Resources for High-Performing Schools: A Primer for State Policymakers

ERIC Educational Resources Information Center

Miles, Karen Hawley; Baroody, Karen

2011-01-01

There are very real barriers to using people, time, money, and technology well in today's public schools systems. To begin to break down these barriers, the Education Resource Strategies (ERS) has created a framework to prioritize seven urgent restructuring priorities. The authors have found that these areas represent the largest opportunities for…

Where Politics Is a Blood Sport: Restructuring State Higher Education Governance in Massachusetts

ERIC Educational Resources Information Center

Tandberg, David A.; Anderson, Christian K.

2012-01-01

The 1991 restructuring of Massachusetts system of higher education is explained and analyzed using McLendon's "Policy Stream Model of Decentralization Agenda Setting," a revised Garbage Can model, which proves useful insofar as the case is placed in its historical context. Public higher education in Massachusetts has suffered as a…

"Diverse Providers" in Action: School Restructuring in Hawaii. Education Outlook. No. 8

ERIC Educational Resources Information Center

Hess, Frederick M.; Squire, Juliet P.

2009-01-01

What to do about persistently low-performing schools is a pressing challenge for policymakers and educators across the nation. Schools that fail to make "adequate yearly progress" (AYP) for five consecutive years under No Child Left Behind (NCLB) must be "restructured." The 3,500 schools in the United States currently in…

"Diverse Providers" in Action: School Restructuring in Hawaii. Working Paper 2009-03

ERIC Educational Resources Information Center

Hess, Frederick M.; Squire, Juliet P.

2009-01-01

What to do about persistently low-performing schools is a pressing challenge for policymakers and educators across the nation. Schools that fail to make "adequate yearly progress" (AYP) for five consecutive years under No Child Left Behind (NCLB) must be "restructured". The 3,500 schools in the United States currently in…

Restructuring Education in North Carolina: A Synthesis of Eight Education Reform Reports.

ERIC Educational Resources Information Center

North Carolina State Dept. of Public Instruction, Raleigh. Div. of Development Services.

Recently, eight reports have been released that deal with restructuring education in North Carolina. These reports were issued by the State Department of Public Instruction, the Task Force on Excellence in Education, the Middle Grades Task Force, the Tar Heel Association of Principals/Assistant Principals, the Governor's Commission on Workforce…

The Cost of Interlibrary Loan Services in a Medium-Sized Academic Library.

ERIC Educational Resources Information Center

Naylor, Ted F.

1997-01-01

A one-year study of interlibrary loan expense was conducted at Wichita State University (KS) to identify areas of interlibrary loan expense, compare results of cost studies from large research libraries, and provide a reference point in determining how to best balance Interlibrary loans and commercial document delivery systems. Analyzes salary,…

States' experiences with loan repayment programs for health care professionals in a time of state budget cuts and NHSC expansion.

PubMed

Pathman, Donald E; Morgan, Jennifer Craft; Konrad, Thomas R; Goldberg, Lynda

2012-01-01

The landscape of education loan repayment programs for health care professionals has been turbulent in recent years, with doubling of the funding for the National Health Service Corps (NHSC) and cuts in funding for some states' programs. We sought to understand how this turbulence is being felt within the state offices involved in recruiting clinicians to rural and urban underserved communities. We conducted key informant telephone interviews with staff of state offices of rural health, primary care organizations, and/or related organizations within 28 diverse states to answer questions about perceived changes and interplay among solely state-funded loan repayment programs, joint state-federal programs, and the NHSC federal program. Interviews were transcribed, formally analyzed, and key issues summarized. Informants reported that solely state-funded and joint state-federal loan repayment programs are greatly valued for their ability to target a state's particular needs and to complement the NHSC federal program. However, budgets for state programs have been threatened, reduced, or eliminated entirely in many cases. All informants positively perceived the NHSC's recent growth and changes, which they feel are helping fill important workforce needs for their states. Nevertheless, the much larger NHSC federal program now competes with some states' programs for clinicians and service sites; states' programs are pushed to adjust their operations to maintain a unique "niche". States' key recruiters lament reductions in funding for states' loan repayment programs, and welcome the NHSC's recent growth and changes. Better coordination is needed to minimize competition and maximize complementarity between state and federal programs. © 2012 National Rural Health Association.

Closing Kynect and Restructuring Medicaid Threaten Kentucky's Health and Economy.

PubMed

Wright, Charles B; Vanderford, Nathan L

2017-08-01

Following passage of the Patient Protection and Affordable Care Act (ACA) in the United States, the Kentucky Health Benefit Exchange, Kynect, began operating in Kentucky in October 2013. Kentucky expanded Medicaid eligibility in January 2014. Together, Kynect and Medicaid expansion provided access to affordable health care coverage to hundreds of thousands of individuals in Kentucky. However, following the Kentucky gubernatorial election in 2015, the newly inaugurated governor moved to dismantle Kynect and restructure the Medicaid expansion, jeopardizing public health gains and the state economy. As the first state to announce both the closure and restructuring of a state health insurance marketplace and Medicaid expansion, Kentucky may serve as a test case for the rest of the nation for reversal of ACA-related health policies. This article describes Kynect and the Kentucky Medicaid expansion and examines the potential short-term and long-term impacts that may occur following changes in state health policy. Furthermore, this article will offer potential strategies to ameliorate the expected negative impacts of disruption of both Kynect and the Medicaid expansion, such as the creation of a new state insurance marketplace under a new governor, the implementation of a private option, and increasing the state minimum wage for workers. Copyright © 2017 by Duke University Press.

78 FR 21393 - Notice of Submission of Proposed Information Collection to OMB Ginnie Mae Multiclass Securities...

Federal Register 2010, 2011, 2012, 2013, 2014

2013-04-10

..., allowing the private sector to combine and restructure cash flows from Ginnie Mae Single Class MBS into... program, Ginnie Mae guarantees, with the full faith and credit of the United States, the timely payment of... combine and restructure cash flows from Ginnie Mae Single Class MBS into securities that meet unique...

Restructuring and performance in India's electricity sector

NASA Astrophysics Data System (ADS)

Panda, Arun Kumar

Restructuring and privatization, used as major tools in electricity sector reform, are often viewed as part of the same process and the terms used interchangeably. Although related, they represent quite different dimensions of change and reform. Privatization is the result of change in the management/ownership. Restructuring, on the other hand, refers to changes in structure such as the unbundling of vertically integrated utilities, and the introduction of competition. Most studies attempt to assess the impact of privatization of the electric utilities on their tariff structure, performance and efficiency. They have not tried to estimate the effect of restructuring on the performance of the unbundled utilities. Using panel data on the state electricity boards and the thermal power plants, and employing variance-component fixed effects and random effects models, this study examines the effects of restructuring and ownership on the performance of India's electricity sector. We also study the effects of absolute majority of political parties on performance. The study also uses a cross-country-comparison-framework to compare the electricity sector reforms of India with those of Chile, Hungary and Norway. Results show that restructuring has significantly positive effects on such performance indicators as plant availability, plant load factor, forced outage, average tariff collection, and sales revenue as a ratio of cost. With regard to labor efficiency indicators, we find mixed results. Restructuring also appears to entail reduction in the extent of cross-subsidization. However, the cost of supply seems to be unaffected by restructuring. Absolute majority of the party in government shows adverse effects on costs, sales revenue as a ratio of cost, and labor efficiency. The effects of ownership are somewhat mixed, with state ownership (as opposed to federal or private) indicating adverse effects on plant performance. Interestingly, after controlling for location-specific effects, we do not find significant difference between privately owned plants and other plants in areas like plant availability, and plant load factor. In a developing country like India with a long tradition of public ownership and vertical integration in electricity sector, this has important policy implications.

Banking on Solar: Debt Finance in Today's Distributed Market (Poster)

DOE Office of Scientific and Technical Information (OSTI.GOV)

Louder, T.

Over the last two years, several entities - from banks to credit unions to solar finance companies -have rolled out distributed solar-specific loan programs in the United States. These solar-specific loans are a distinct loan in that the underwriting, loan terms, lender security interest, and other programmatic aspects are designed exclusively for the financing of solar installations. Until recently, loan financing for distributed solar installations was largely through home equity loans, commercial loans, and other standardized loan products available to homeowners and businesses for general expenditures. However, as the U.S. solar market matures, so too are its financing options, andmore » solar-specific loans stand to gain market share. This poster was presented at the Solar Power International conference in Las Vegas, NV in October 2014.« less

42 CFR 62.55 - What State Program Elements are required to ensure similarity with the NHSC Loan Repayment Program?

Code of Federal Regulations, 2010 CFR

2010-10-01

... State leading to a degree in allopathic or osteopathic medicine, dentistry or other health profession... medicine or dentistry or other health profession, or (3) a practitioner licensed by a State who has..., dentistry or other health profession; (c) Provide that health professionals participating in a State Loan...

42 CFR 62.55 - What State Program Elements are required to ensure similarity with the NHSC Loan Repayment Program?

Code of Federal Regulations, 2011 CFR

2011-10-01

... State leading to a degree in allopathic or osteopathic medicine, dentistry or other health profession... medicine or dentistry or other health profession, or (3) a practitioner licensed by a State who has..., dentistry or other health profession; (c) Provide that health professionals participating in a State Loan...

Relationship between Student Loan Borrowing of Money and Degree Completion for Students at Two-Year Colleges

ERIC Educational Resources Information Center

Easttorp, Karl

2017-01-01

The cost of a college education continues to trend upward and state funding for higher education has trended downward, shifting more of the financial burden to students through student loans. About half of all 2010-2011 financial aid originated from student loans, and total federal student loan borrowing rose 319% between 1990 and 2010.…

The Guaranteed Student Loan Program. Access to Loans in Michigan 1971-72 to 1974-75. Michigan Business Reports Number 63.

ERIC Educational Resources Information Center

Cross, Cynthia Sahagian

A study of loan availability in Michigan through the federal Guaranteed Student Loan Program outlines the evolution of federal lending programs for college students and describes program characteristics, funds, costs, defaults, and funding systems. The situation for borrowers and lenders in the state and its regions is examined, including…

45 CFR 264.40 - What happens if a State does not repay a Federal loan?

Code of Federal Regulations, 2010 CFR

2010-10-01

... principal and interest due at any point under a loan agreement developed pursuant to section 406 of the Act: (1) The entire outstanding loan balance, plus all accumulated interest, becomes due and payable...

Developing a Sense of Belonging in the Classroom: Community College Students Taking Courses on a Four-Year College Campus

ERIC Educational Resources Information Center

Pichon, Henrietta Williams

2016-01-01

In 2005, Louisiana implemented the "Master Plan for Public Postsecondary Education: 2001" (Board of Regents, State of Louisiana, 2001) to restructure its higher education system in an effort to provide its citizens with high quality postsecondary educational choices. This restructuring forced its two-year and four-year institutions to…

Sick of our loans: Student borrowing and the mental health of young adults in the United States.

PubMed

Walsemann, Katrina M; Gee, Gilbert C; Gentile, Danielle

2015-01-01

Student loans are increasingly important and commonplace, especially among recent cohorts of young adults in the United States. These loans facilitate the acquisition of human capital in the form of education, but may also lead to stress and worries related to repayment. This study investigated two questions: 1) what is the association between the cumulative amount of student loans borrowed over the course of schooling and psychological functioning when individuals are 25-31 years old; and 2) what is the association between annual student loan borrowing and psychological functioning among currently enrolled college students? We also examined whether these relationships varied by parental wealth, college enrollment history (e.g. 2-year versus 4-year college), and educational attainment (for cumulative student loans only). We analyzed data from the National Longitudinal Survey of Youth 1997 (NLSY97), a nationally representative sample of young adults in the United States. Analyses employed multivariate linear regression and within-person fixed-effects models. Student loans were associated with poorer psychological functioning, adjusting for covariates, in both the multivariate linear regression and the within-person fixed effects models. This association varied by level of parental wealth in the multivariate linear regression models only, and did not vary by college enrollment history or educational attainment. The present findings raise novel questions for further research regarding student loan debt and the possible spillover effects on other life circumstances, such as occupational trajectories and health inequities. The study of student loans is even more timely and significant given the ongoing rise in the costs of higher education. Copyright © 2014 Elsevier Ltd. All rights reserved.

34 CFR 682.409 - Mandatory assignment by guaranty agencies of defaulted loans to the Secretary.

Code of Federal Regulations, 2013 CFR

2013-07-01

... States of America of all right, title, and interest in the promissory note or judgment evidencing a loan... lender. (v) A payment history for the loan, as described in § 682.414(a)(1)(ii)(C). (vi) A collection history for the loan, as described in § 682.414(a)(1)(ii)(D). (vii) The record of the lender's...

34 CFR 682.409 - Mandatory assignment by guaranty agencies of defaulted loans to the Secretary.

Code of Federal Regulations, 2012 CFR

2012-07-01

... States of America of all right, title, and interest in the promissory note or judgment evidencing a loan... lender. (v) A payment history for the loan, as described in § 682.414(a)(1)(ii)(C). (vi) A collection history for the loan, as described in § 682.414(a)(1)(ii)(D). (vii) The record of the lender's...

34 CFR 682.409 - Mandatory assignment by guaranty agencies of defaulted loans to the Secretary.

Code of Federal Regulations, 2011 CFR

2011-07-01

... States of America of all right, title, and interest in the promissory note or judgment evidencing a loan... lender. (v) A payment history for the loan, as described in § 682.414(a)(1)(ii)(C). (vi) A collection history for the loan, as described in § 682.414(a)(1)(ii)(D). (vii) The record of the lender's...

State Guarantee Agencies and Capital Avaialability for Student Loans. Papers in Education Finance. Paper No. 22.

ERIC Educational Resources Information Center

Hyde, William D., Jr.

The relationship between capital available for student loans and the types of programs through which loans are made to students is examined in this paper on educational finance. Cost of attendance, amount of grant aid, and ability to pay are investigated as factors that affect the amount of loans a student needs to finance a college education.…

26 CFR 1.592-1 - Repayment of certain loans by mutual savings banks, building and loan associations, and...

Code of Federal Regulations, 2011 CFR

2011-04-01

... is wholly owned by the United States, or by any mutual fund established under the authority of the... 26 Internal Revenue 7 2011-04-01 2009-04-01 true Repayment of certain loans by mutual savings... (CONTINUED) Mutual Savings Banks, Etc. § 1.592-1 Repayment of certain loans by mutual savings banks, building...

26 CFR 1.592-1 - Repayment of certain loans by mutual savings banks, building and loan associations, and...

Code of Federal Regulations, 2010 CFR

2010-04-01

... is wholly owned by the United States, or by any mutual fund established under the authority of the... 26 Internal Revenue 7 2010-04-01 2010-04-01 true Repayment of certain loans by mutual savings... (CONTINUED) Mutual Savings Banks, Etc. § 1.592-1 Repayment of certain loans by mutual savings banks, building...

12 CFR 614.4512 - Definitions.

Code of Federal Regulations, 2010 CFR

2010-01-01

... and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM LOAN POLICIES AND OPERATIONS Loan Servicing Requirements; State Agricultural Loan Mediation Programs; Right of First Refusal § 614.4512 Definitions. For... financial assistance under section 6.4 of the Act. (c) Cost of foreclosure means: (1) The difference between...

Using Revolving Loan Funds to Finance Energy Savings Performance Contracts in State and Local Agency Applications (Revised)

DOE Office of Scientific and Technical Information (OSTI.GOV)

Booth, S.; Doris, E.; Knutson, D.

2011-07-01

This document is meant to assist state and local decision makers in understanding how the financing of energy savings performance contract projects can effectively fit into the structure of a revolving loan fund.

Quantitative Study Examining the Relationship between Demographic Factors and Loan Default among 4-Year College Students

ERIC Educational Resources Information Center

Cobb, Ashley K.

2017-01-01

The rate of default on college loans in the United States is staggering and poses a major financial threat not only to the students who are unable to repay their student loans but the U.S. economy. For instance, in 2011, borrowers at nonprofit and for-profit 4-year colleges accounted for almost 50% of all federal loan recipients. College students…

The impact of deregulation and restructuring: An empirical case study of the electric utility industry from 1998 through 2007

NASA Astrophysics Data System (ADS)

Robinson, Deborah E.

This qualitative study analyzed the residential electricity prices in the competitive U.S. electric market from 1998 to 2007. This analysis revealed that electricity restructuring has not yet resulted in lower prices for the majority of residential consumers in areas open to competition. This study reviewed actual experiences of eight states in the deregulated and restructured electricity markets: Illinois, Maine, Massachusetts, New Hampshire, Nevada, Pennsylvania, Rhode Island, and Virginia. The study began with a historical look at the deregulated and restructured electricity market from 1990 to 2007. The electricity market was deregulated to include retail competition and price caps. The results indicated that both had an effect on residential prices. This study used data from the Energy Information Administration and the 8 public utility commissions. Contrary to common expectations, residential electricity costs for consumers have increased rather than decreased.

States' Experiences with Loan Repayment Programs for Health Care Professionals in a Time of State Budget Cuts and NHSC Expansion

ERIC Educational Resources Information Center

Pathman, Donald E.; Morgan, Jennifer Craft; Konrad, Thomas R.; Goldberg, Lynda

2012-01-01

Purpose: The landscape of education loan repayment programs for health care professionals has been turbulent in recent years, with doubling of the funding for the National Health Service Corps (NHSC) and cuts in funding for some states' programs. We sought to understand how this turbulence is being felt within the state offices involved in…

22 CFR 126.4 - Shipments by or for United States Government agencies.

Code of Federal Regulations, 2011 CFR

2011-04-01

... 22 Foreign Relations 1 2011-04-01 2011-04-01 false Shipments by or for United States Government agencies. 126.4 Section 126.4 Foreign Relations DEPARTMENT OF STATE INTERNATIONAL TRAFFIC IN ARMS..., lease, loan or cooperative project under the Arms Export Control Act or a sale, lease or loan under the...

22 CFR 126.4 - Shipments by or for United States Government agencies.

Code of Federal Regulations, 2010 CFR

2010-04-01

... 22 Foreign Relations 1 2010-04-01 2010-04-01 false Shipments by or for United States Government agencies. 126.4 Section 126.4 Foreign Relations DEPARTMENT OF STATE INTERNATIONAL TRAFFIC IN ARMS..., lease, loan or cooperative project under the Arms Export Control Act or a sale, lease or loan under the...

On Restructurable Control System Theory

NASA Technical Reports Server (NTRS)

Athans, M.

1983-01-01

The state of stochastic system and control theory as it impacts restructurable control issues is addressed. The multivariable characteristics of the control problem are addressed. The failure detection/identification problem is discussed as a multi-hypothesis testing problem. Control strategy reconfiguration, static multivariable controls, static failure hypothesis testing, dynamic multivariable controls, fault-tolerant control theory, dynamic hypothesis testing, generalized likelihood ratio (GLR) methods, and adaptive control are discussed.

The effects of NAFTA and an FTAA on U.S. exports of hardwood forest products

Treesearch

Jeffrey P. Prestemon

1998-01-01

The North American Free Trade Agreement (NAFTA) took effect on January 1, 1994, beginning what might result in a restructuring of trade in the hemisphere, especially between the United States and Mexico. This restructuring and expected welfare gains are intended outcomes of the kind of freer trade among countries that has been sweeping the hemisphere for at least ten...

7 CFR 1980.411 - Loan purposes.

Code of Federal Regulations, 2012 CFR

2012-01-01

... environmental climate, including pollution and abatement control, of rural areas, and may include but not be... professional fees rendered by professionals generally licensed by individual State or accreditation... under Public Law 103-354 State Loan Review Board for action. The above approved fees and charges may be...

7 CFR 1980.411 - Loan purposes.

Code of Federal Regulations, 2014 CFR

2014-01-01

... environmental climate, including pollution and abatement control, of rural areas, and may include but not be... professional fees rendered by professionals generally licensed by individual State or accreditation... under Public Law 103-354 State Loan Review Board for action. The above approved fees and charges may be...

7 CFR 1980.411 - Loan purposes.

Code of Federal Regulations, 2013 CFR

2013-01-01

... environmental climate, including pollution and abatement control, of rural areas, and may include but not be... professional fees rendered by professionals generally licensed by individual State or accreditation... under Public Law 103-354 State Loan Review Board for action. The above approved fees and charges may be...

7 CFR 1980.411 - Loan purposes.

Code of Federal Regulations, 2011 CFR

2011-01-01

... environmental climate, including pollution and abatement control, of rural areas, and may include but not be... professional fees rendered by professionals generally licensed by individual State or accreditation... under Public Law 103-354 State Loan Review Board for action. The above approved fees and charges may be...

Student Loans: Problems and Policy Alternatives.

ERIC Educational Resources Information Center

Rice, Lois D., Ed.

Problems and concerns faced by the Carter Administration and the Congress regarding federal student loans are reviewed in this book. In individually authored chapters, focus is on student default, abuse, availability of capital, student access to loans, and possible new roles for states, institutions, and the federal government. A historical…

44 CFR 206.6 - Donation or loan of Federal equipment and supplies.

Code of Federal Regulations, 2011 CFR

2011-10-01

... equipment and supplies. 206.6 Section 206.6 Emergency Management and Assistance FEDERAL EMERGENCY MANAGEMENT... Donation or loan of Federal equipment and supplies. (a) In any major disaster or emergency, the... may direct Federal agencies to donate or loan their equipment and supplies to State and local...

Student Loan Financing.

ERIC Educational Resources Information Center

Ginsberg, Edward; Ginsberg, Susan

1989-01-01

The Guaranteed Student Loan program is big business and risky for everyone except the lending institutions. Students who default on their loans now risk tougher penalties, and the federal government must foot the bill when students don't repay. The default problem varies by state and lending institution. Some California figures are provided. (MLH)

75 FR 66347 - Submission for OMB Review; Comment Request

Federal Register 2010, 2011, 2012, 2013, 2014

2010-10-28

..., farm ownership, and soil and water loans. The loan applicant must be a citizen of the United States... number. Farm Service Agency Title: Guaranteed Farm Loans. OMB Control Number: 0560-0155. Summary of Collection: The Consolidated Farm and Rural Development Act. (CONACT), as amended, authorize the Secretary of...

12 CFR 390.262 - Definitions.

Code of Federal Regulations, 2013 CFR

2013-01-01

... credit card loans, bona fide overdraft loans, and other loans that the State savings association has... card is any card, plate, coupon book, or other single credit device that may be used from time to time to obtain credit. Credit card account is a credit account established in conjunction with the...

12 CFR 390.262 - Definitions.

Code of Federal Regulations, 2014 CFR

2014-01-01

... credit card loans, bona fide overdraft loans, and other loans that the State savings association has... card is any card, plate, coupon book, or other single credit device that may be used from time to time to obtain credit. Credit card account is a credit account established in conjunction with the...

12 CFR 390.262 - Definitions.

Code of Federal Regulations, 2012 CFR

2012-01-01

... credit card loans, bona fide overdraft loans, and other loans that the State savings association has... card is any card, plate, coupon book, or other single credit device that may be used from time to time to obtain credit. Credit card account is a credit account established in conjunction with the...

7 CFR 1945.35 - Special EM loan training.

Code of Federal Regulations, 2012 CFR

2012-01-01

... workshop and a test. (c) Objective. The basic objective of this training program is to keep State and... 7 Agriculture 13 2012-01-01 2012-01-01 false Special EM loan training. 1945.35 Section 1945.35...) PROGRAM REGULATIONS (CONTINUED) EMERGENCY Disaster Assistance-General § 1945.35 Special EM loan training...

7 CFR 1945.35 - Special EM loan training.

Code of Federal Regulations, 2011 CFR

2011-01-01

... workshop and a test. (c) Objective. The basic objective of this training program is to keep State and... 7 Agriculture 13 2011-01-01 2009-01-01 true Special EM loan training. 1945.35 Section 1945.35...) PROGRAM REGULATIONS (CONTINUED) EMERGENCY Disaster Assistance-General § 1945.35 Special EM loan training...

Student-Loan Investigation Sweeps Up More Colleges

ERIC Educational Resources Information Center

Basken, Paul; Field, Kelly

2007-01-01

An expanding investigation into conflicts of interest in the student-loan industry continued to sweep up more lenders and college financial-aid administrators last week. The nation's largest student-loan provider, Sallie Mae, accepted a $2-million settlement with New York State's attorney general, Andrew M. Cuomo, and three more college officials…

34 CFR 674.50 - Assignment of defaulted loans to the United States.

Code of Federal Regulations, 2010 CFR

2010-07-01

...) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Due Diligence... to collect on the loan despite complying with the diligence procedures, including at least a first... all of the due diligence requirements described in paragraph (a)(1) of this section if the institution...

7 CFR 1718.103 - Loan contract provisions.

Code of Federal Regulations, 2010 CFR

2010-01-01

... contract and the remedies available to RUS; (v) Applicability of state and federal laws; (w) Severability... loan contract; (y) Requirements relating to federal laws and regulations, including but not limited to... 7 Agriculture 11 2010-01-01 2010-01-01 false Loan contract provisions. 1718.103 Section 1718.103...

7 CFR 3431.13 - Terms of loan repayment and length of service requirements.

Code of Federal Regulations, 2010 CFR

2010-01-01

...) COOPERATIVE STATE RESEARCH, EDUCATION, AND EXTENSION SERVICE, DEPARTMENT OF AGRICULTURE VETERINARY MEDICINE LOAN REPAYMENT PROGRAM Administration of the Veterinary Medicine Loan Repayment Program § 3431.13 Terms... service in a veterinary shortage situation, as determined by the Secretary, with a minimum of 3 years (and...

13 CFR 120.1708 - Pool Certificates.

Code of Federal Regulations, 2010 CFR

2010-01-01

... United States. (c) SBA purchase of a Loan Interest. SBA will determine whether to purchase a Loan... reserves the right to purchase a Loan Interest from a Pool at any time. (d) Self-liquidating. A Pool... market conditions and program experience, and will publish any such change in the Federal Register. (h...

31 CFR 312.3 - Collections, investigations, and reports for the Federal Housing Administration.

Code of Federal Regulations, 2010 CFR

2010-07-01

... PUBLIC DEBT FEDERAL SAVINGS AND LOAN ASSOCIATIONS AND FEDERAL CREDIT UNIONS AS FISCAL AGENTS OF THE.... Federal savings and loan associations, when designated for employment as fiscal agents of the United States for the purpose of collecting delinquent accounts arising out of insurance and loan transactions...

75 FR 20031 - Culturally Significant Objects Imported for Exhibition Determinations: “The Spectacular Art of...

Federal Register 2010, 2011, 2012, 2013, 2014

2010-04-16

...Notice is hereby given of the following determinations: Pursuant to the authority vested in me by the Act of October 19, 1965 (79 Stat. 985; 22 U.S.C. 2459), Executive Order 12047 of March 27, 1978, the Foreign Affairs Reform and Restructuring Act of 1998 (112 Stat. 2681, et seq.; 22 U.S.C. 6501 note, et seq.), Delegation of Authority No. 234 of October 1, 1999, Delegation of Authority No. 236 of October 19, 1999, as amended, and Delegation of Authority No. 257 of April 15, 2003 [68 FR 19875], I hereby determine that the objects to be included in the exhibition ``The Spectacular Art of Jean-L[eacute]on G[eacute]r[ocirc]me,'' imported from abroad for temporary exhibition within the United States, are of cultural significance. The objects are imported pursuant to loan agreements with the foreign owners or custodians. I also determine that the exhibition or display of the exhibit objects at the J. Paul Getty Museum, Los Angeles, California, from on or about June 15, 2010, until on or about September 12, 2010, and at possible additional exhibitions or venues yet to be determined, is in the national interest. I have ordered that Public Notice of these Determinations be published in the Federal Register.

78 FR 40544 - Culturally Significant Objects Imported for Exhibition Determinations: “New Photography 2013...

Federal Register 2010, 2011, 2012, 2013, 2014

2013-07-05

...Notice is hereby given of the following determinations: Pursuant to the authority vested in me by the Act of October 19, 1965 (79 Stat. 985; 22 U.S.C. 2459), Executive Order 12047 of March 27, 1978, the Foreign Affairs Reform and Restructuring Act of 1998 (112 Stat. 2681, et seq.; 22 U.S.C. 6501 note, et seq.), Delegation of Authority No. 234 of October 1, 1999, Delegation of Authority No. 236-3 of August 28, 2000 (and, as appropriate, Delegation of Authority No. 257 of April 15, 2003), I hereby determine that the objects to be included in the exhibition ``New Photography 2013: Adam Broomberg and Oliver Chanarin, Brendan Fowler, Annette Kelm, Lisa Oppenheim, Anna Ostoya, Josephine Pryde, and Eileen Quinlan,'' imported from abroad for temporary exhibition within the United States, are of cultural significance. The objects are imported pursuant to loan agreements with the foreign owners or custodians. I also determine that the exhibition or display of the exhibit objects at The Museum of Modern Art, New York, NY, from on or about September 14, 2013, until on or about February 5, 2014, and at possible additional exhibitions or venues yet to be determined, is in the national interest. I have ordered that Public Notice of these Determinations be published in the Federal Register.

75 FR 28848 - Culturally Significant Objects Imported for Exhibition Determinations: “The Original Copy...

Federal Register 2010, 2011, 2012, 2013, 2014

2010-05-24

...Notice is hereby given of the following determinations: Pursuant to the authority vested in me by the Act of October 19, 1965 (79 Stat. 985; 22 U.S.C. 2459), Executive Order 12047 of March 27, 1978, the Foreign Affairs Reform and Restructuring Act of 1998 (112 Stat. 2681, et seq.; 22 U.S.C. 6501 note, et seq.), Delegation of Authority No. 234 of October 1, 1999, Delegation of Authority No. 236 of October 19, 1999, as amended, and Delegation of Authority No. 257 of April 15, 2003 [68 FR 19875], I hereby determine that the objects to be included in the exhibition ``The Original Copy: Photography of Sculpture, 1839 to Today,'' imported from abroad for temporary exhibition within the United States, are of cultural significance. The objects are imported pursuant to loan agreements with the foreign owners or custodians. I also determine that the exhibition or display of the exhibit objects at The Museum of Modern Art, New York, NY, from on or about August 1, 2010, until on or about November 1, 2010, and at possible additional exhibitions or venues yet to be determined, is in the national interest. I have ordered that Public Notice of these Determinations be published in the Federal Register.

76 FR 53993 - Culturally Significant Objects Imported for Exhibition Determinations: “New Photography 2011...

Federal Register 2010, 2011, 2012, 2013, 2014

2011-08-30

...Notice is hereby given of the following determinations: Pursuant to the authority vested in me by the Act of October 19, 1965 (79 Stat. 985; 22 U.S.C. 2459), Executive Order 12047 of March 27, 1978, the Foreign Affairs Reform and Restructuring Act of 1998 (112 Stat. 2681, et seq.; 22 U.S.C. 6501 note, et seq.), Delegation of Authority No. 234 of October 1, 1999, and Delegation of Authority No. 236-3 of August 28, 2000 (and, as appropriate, Delegation of Authority No. 257 of April 15, 2003), I hereby determine that the objects to be included in the exhibition ``New Photography 2011: Zhang Dali, Moyra Davey, George Georgiou, Deana Lawson, Doug Rickard, Viviane Sassen,'' imported from abroad for temporary exhibition within the United States, are of cultural significance. The objects are imported pursuant to a loan agreement with the foreign owner or custodian. I also determine that the exhibition or display of the exhibit objects at The Museum of Modern Art, New York, New York, from on or about September 27, 2011, until on or about January 16, 2012, and at possible additional exhibitions or venues yet to be determined, is in the national interest. I have ordered that Public Notice of these Determinations be published in the Federal Register.

77 FR 56697 - Culturally Significant Objects Imported for Exhibition Determinations: “The English Prize: The...

Federal Register 2010, 2011, 2012, 2013, 2014

2012-09-13

...Notice is hereby given of the following determinations: Pursuant to the authority vested in me by the Act of October 19, 1965 (79 Stat. 985; 22 U.S.C. 2459), Executive Order 12047 of March 27, 1978, the Foreign Affairs Reform and Restructuring Act of 1998 (112 Stat. 2681, et seq.; 22 U.S.C. 6501 note, et seq.), Delegation of Authority No. 234 of October 1, 1999, Delegation of Authority No. 236-3 of August 28, 2000 (and, as appropriate, Delegation of Authority No. 257 of April 15, 2003), I hereby determine that the objects to be included in the exhibition ``The English Prize: The Capture of the Westmorland, an Episode of the Grand Tour,'' imported from abroad for temporary exhibition within the United States, are of cultural significance. The objects are imported pursuant to loan agreements with the foreign owners or custodians. I also determine that the exhibition or display of the exhibit objects at the Yale Center for British Art, New Haven, CT, from on or about October 4, 2012, until on or about January 13, 2013, and at possible additional exhibitions or venues yet to be determined, is in the national interest. I have ordered that Public Notice of these Determinations be published in the Federal Register.

75 FR 13806 - Culturally Significant Objects Imported for Exhibition Determinations: “Loan From the Aura...

Federal Register 2010, 2011, 2012, 2013, 2014

2010-03-23

... DEPARTMENT OF STATE [Public Notice 6926] Culturally Significant Objects Imported for Exhibition Determinations: ``Loan From the Aura Collection of a Winged Figure Pendant'' SUMMARY: Notice is hereby given of... included in the exhibition ``Loan from the Aura Collection of a Winged Figure Pendant,'' imported from...

Criteria for the Evaluation of Student Loan Alternatives.

ERIC Educational Resources Information Center

Dresch, Stephen P.

The objectives of student loan programs and the consequences of specific programmatic determinations are considered. In addition to the primary function of providing access to capital markets for the financing of human capital investment, the student loan system in the United States has been utilized as: (1) a mechanism to subsidize schooling…

12 CFR 221.109 - Loan to open-end investment company.

Code of Federal Regulations, 2010 CFR

2010-01-01

... CARRYING MARGIN STOCK (REGULATION U) Interpretations § 221.109 Loan to open-end investment company. In... customarily purchases stocks registered on a national securities exchange, the Board stated that in view of... 12 Banks and Banking 3 2010-01-01 2010-01-01 false Loan to open-end investment company. 221.109...

40 CFR 33.402 - Are there special rules for loans under EPA financial assistance agreements?

Code of Federal Regulations, 2010 CFR

2010-07-01

... agreement to capitalize revolving loan funds must either apply its own fair share objectives negotiated with... UNITED STATES ENVIRONMENTAL PROTECTION AGENCY PROGRAMS Fair Share Objectives § 33.402 Are there special... negotiate separate fair share objectives with entities receiving identified loans, as long as such separate...

7 CFR 1717.302 - Definitions and rules of construction.

Code of Federal Regulations, 2010 CFR

2010-01-01

... ELECTRIC LOANS Federal Pre-emption in Rate Making in Connection With Power Supply Borrowers § 1717.302... otherwise stated in the text, “borrower” shall mean power supply borrower. Loan contract means the agreement... loans made or guaranteed pursuant to the RE Act. Power supply borrower means any borrower engaged in the...

7 CFR 1717.302 - Definitions and rules of construction.

Code of Federal Regulations, 2011 CFR

2011-01-01

... ELECTRIC LOANS Federal Pre-emption in Rate Making in Connection With Power Supply Borrowers § 1717.302... otherwise stated in the text, “borrower” shall mean power supply borrower. Loan contract means the agreement... loans made or guaranteed pursuant to the RE Act. Power supply borrower means any borrower engaged in the...

The Cost of Access: Racial Disparities in Student Loan Burdens of Young Adults

ERIC Educational Resources Information Center

Kim, Jinhee; Chatterjee, Swarn; Young, J.; Moon, U. J.

2017-01-01

Student loans have become a social-financial issue in the United States. This study uses a nationally representative dataset to examine the association between financial socialization and student loan borrowing behavior of individuals after controlling a number of different socio-demographic factors. Results show that the financial burdens of…

38 CFR 3.805 - Loan guaranty for surviving spouses; certification.

Code of Federal Regulations, 2010 CFR

2010-07-01

... Benefits § 3.805 Loan guaranty for surviving spouses; certification. A certification of loan guaranty benefits may be extended to surviving spouses based on an application filed on or after January 1, 1959, if: (a) The veteran served in the Armed Forces of the United States (Allied Nations are not included) at...

Public Service Loan Forgiveness. NASFAA Task Force Report

ERIC Educational Resources Information Center

National Association of Student Financial Aid Administrators, 2014

2014-01-01

The Public Service Loan Forgiveness (PSLF) program was established in 2007 to encourage student borrowers to work in the public sector. Qualifying borrowers may have their Direct Loans forgiven after 10 years of full-time service in an eligible job. Currently, qualifying employers include federal, state, or local government agencies and tax-exempt…

31 CFR 312.4 - Bond of indemnity.

Code of Federal Regulations, 2010 CFR

2010-07-01

..., DEPARTMENT OF THE TREASURY BUREAU OF THE PUBLIC DEBT FEDERAL SAVINGS AND LOAN ASSOCIATIONS AND FEDERAL CREDIT UNIONS AS FISCAL AGENTS OF THE UNITED STATES § 312.4 Bond of indemnity. No Federal savings and loan... of $1,000 and until the Federal Home Loan Bank Board or the Bureau of Federal Credit Unions...

12 CFR 345.21 - Performance tests, standards, and ratings, in general.

Code of Federal Regulations, 2012 CFR

2012-01-01

... from community organizations, state, local, and tribal governments, economic development agencies, or... of the bank, the economic climate (national, regional, and local), safety and soundness limitations... in Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

12 CFR 25.21 - Performance tests, standards, and ratings, in general.

Code of Federal Regulations, 2013 CFR

2013-01-01

... from community organizations, state, local, and tribal governments, economic development agencies, or... of the bank, the economic climate (national, regional, and local), safety and soundness limitations... Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

12 CFR 345.21 - Performance tests, standards, and ratings, in general.

Code of Federal Regulations, 2014 CFR

2014-01-01

... from community organizations, state, local, and tribal governments, economic development agencies, or... of the bank, the economic climate (national, regional, and local), safety and soundness limitations... in Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

12 CFR 345.21 - Performance tests, standards, and ratings, in general.

Code of Federal Regulations, 2011 CFR

2011-01-01

... from community organizations, state, local, and tribal governments, economic development agencies, or... of the bank, the economic climate (national, regional, and local), safety and soundness limitations... in Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

12 CFR 228.21 - Performance tests, standards, and ratings, in general.

Code of Federal Regulations, 2013 CFR

2013-01-01

... obtained from community organizations, state, local, and tribal governments, economic development agencies... condition of the bank, the economic climate (national, regional, and local), safety and soundness... in Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

12 CFR 345.21 - Performance tests, standards, and ratings, in general.

Code of Federal Regulations, 2013 CFR

2013-01-01

... from community organizations, state, local, and tribal governments, economic development agencies, or... of the bank, the economic climate (national, regional, and local), safety and soundness limitations... in Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

12 CFR 25.21 - Performance tests, standards, and ratings, in general.

Code of Federal Regulations, 2012 CFR

2012-01-01

... from community organizations, state, local, and tribal governments, economic development agencies, or... of the bank, the economic climate (national, regional, and local), safety and soundness limitations... Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

12 CFR 228.21 - Performance tests, standards, and ratings, in general.

Code of Federal Regulations, 2014 CFR

2014-01-01

... obtained from community organizations, state, local, and tribal governments, economic development agencies... condition of the bank, the economic climate (national, regional, and local), safety and soundness... in Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

12 CFR 25.21 - Performance tests, standards, and ratings, in general.

Code of Federal Regulations, 2014 CFR

2014-01-01

... from community organizations, state, local, and tribal governments, economic development agencies, or... of the bank, the economic climate (national, regional, and local), safety and soundness limitations... Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

12 CFR 228.21 - Performance tests, standards, and ratings, in general.

Code of Federal Regulations, 2011 CFR

2011-01-01

... obtained from community organizations, state, local, and tribal governments, economic development agencies... condition of the bank, the economic climate (national, regional, and local), safety and soundness... in Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

12 CFR 228.21 - Performance tests, standards, and ratings, in general.

Code of Federal Regulations, 2012 CFR

2012-01-01

... obtained from community organizations, state, local, and tribal governments, economic development agencies... condition of the bank, the economic climate (national, regional, and local), safety and soundness... in Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

12 CFR 25.21 - Performance tests, standards, and ratings, in general.

Code of Federal Regulations, 2011 CFR

2011-01-01

... from community organizations, state, local, and tribal governments, economic development agencies, or... of the bank, the economic climate (national, regional, and local), safety and soundness limitations... Lending Act (15 U.S.C. 1650(a)(7)) (including a loan under a state or local education loan program...

7 CFR 1710.105 - State regulatory approvals.

Code of Federal Regulations, 2012 CFR

2012-01-01

... (3) Loans for the purpose of assisting borrowers to implement demand side management and energy conservation programs and on and off grid renewable energy systems. (b) At minimum, in the case of all loans in... to obtain approval of a project or its financing from a state regulatory authority, RUS may require...

7 CFR 1710.105 - State regulatory approvals.

Code of Federal Regulations, 2013 CFR

2013-01-01

... (3) Loans for the purpose of assisting borrowers to implement demand side management and energy conservation programs and on and off grid renewable energy systems. (b) At minimum, in the case of all loans in... to obtain approval of a project or its financing from a state regulatory authority, RUS may require...

7 CFR 1710.105 - State regulatory approvals.

Code of Federal Regulations, 2011 CFR

2011-01-01

... (3) Loans for the purpose of assisting borrowers to implement demand side management and energy conservation programs and on and off grid renewable energy systems. (b) At minimum, in the case of all loans in... to obtain approval of a project or its financing from a state regulatory authority, RUS may require...

7 CFR 1710.105 - State regulatory approvals.

Code of Federal Regulations, 2014 CFR

2014-01-01

... (3) Loans for the purpose of assisting borrowers to implement demand side management and energy conservation programs and on and off grid renewable energy systems. (b) At minimum, in the case of all loans in... to obtain approval of a project or its financing from a state regulatory authority, RUS may require...

Restructuring of the dinucleotide-binding fold in an NADP(H) sensor protein

PubMed Central

Zheng, Xiaofeng; Dai, Xueyu; Zhao, Yanmei; Chen, Qiang; Lu, Fei; Yao, Deqiang; Yu, Quan; Liu, Xinping; Zhang, Chuanmao; Gu, Xiaocheng; Luo, Ming

2007-01-01

NAD(P) has long been known as an essential energy-carrying molecule in cells. Recent data, however, indicate that NAD(P) also plays critical signaling roles in regulating cellular functions. The crystal structure of a human protein, HSCARG, with functions previously unknown, has been determined to 2.4-Å resolution. The structure reveals that HSCARG can form an asymmetrical dimer with one subunit occupied by one NADP molecule and the other empty. Restructuring of its NAD(P)-binding Rossmann fold upon NADP binding changes an extended loop to an α-helix to restore the integrity of the Rossmann fold. The previously unobserved restructuring suggests that HSCARG may assume a resting state when the level of NADP(H) is normal within the cell. When the NADP(H) level passes a threshold, an extensive restructuring of HSCARG would result in the activation of its regulatory functions. Immunofluorescent imaging shows that HSCARG redistributes from being associated with intermediate filaments in the resting state to being dispersed in the nucleus and the cytoplasm. The structural change of HSCARG upon NADP(H) binding could be a new regulatory mechanism that responds only to a significant change of NADP(H) levels. One of the functions regulated by HSCARG may be argininosuccinate synthetase that is involved in NO synthesis. PMID:17496144

12 CFR 390.255 - How may a State savings association exercise its salvage power in connection with a service...

Code of Federal Regulations, 2012 CFR

2012-01-01

... 12 Banks and Banking 5 2012-01-01 2012-01-01 false How may a State savings association exercise... How may a State savings association exercise its salvage power in connection with a service...”) may exercise your salvage power to make a contribution or a loan (including a guarantee of a loan made...

A dynamical model on deposit and loan of banking: A bifurcation analysis

NASA Astrophysics Data System (ADS)

Sumarti, Novriana; Hasmi, Abrari Noor

2015-09-01

A dynamical model, which is one of sophisticated techniques using mathematical equations, can determine the observed state, for example bank profits, for all future times based on the current state. It will also show small changes in the state of the system create either small or big changes in the future depending on the model. In this research we develop a dynamical system of the form: d/D d t =f (D ,L ,rD,rL,r ), d/L d t =g (D ,L ,rD,rL,r ), Here D and rD are the volume of deposit and its rate, L and rL are the volume of loan and its rate, and r is the interbank market rate. There are parameters required in this model which give connections between two variables or between two derivative functions. In this paper we simulate the model for several parameters values. We do bifurcation analysis on the dynamics of the system in order to identify the appropriate parameters that control the stability behaviour of the system. The result shows that the system will have a limit cycle for small value of interest rate of loan, so the deposit and loan volumes are fluctuating and oscillating extremely. If the interest rate of loan is too high, the loan volume will be decreasing and vanish and the system will converge to its carrying capacity.

42 CFR 68a.9 - What loans qualify for repayment?

Code of Federal Regulations, 2010 CFR

2010-10-01

..., INTERNSHIPS, TRAINING NATIONAL INSTITUTES OF HEALTH (NIH) CLINICAL RESEARCH LOAN REPAYMENT PROGRAM FOR... following programs: Physicians Shortage Area Scholarship Program (Federal or State), National Research...

7 CFR 3431.10 - Eligibility to participate.

Code of Federal Regulations, 2011 CFR

2011-01-01

... AGRICULTURE VETERINARY MEDICINE LOAN REPAYMENT PROGRAM Administration of the Veterinary Medicine Loan... United States; (e) Sign a service agreement to provide veterinary services in one of the veterinarian...

Student Loan Lenders: Information on the Activities of the First Independent Trust Company.

ERIC Educational Resources Information Center

General Accounting Office, Washington, DC. Div. of Human Resources.

Information is provided on the activities of the First Independent Trust Company (FITCO) of Carmichael, California, which made loans to students participating in the Stafford Student Loan Program until California's State Banking Department closed it in May 1989. During the 11 years FITCO was in the Stafford program, it made over $1 billion in…

900 Institutions Could Be Dropped from Student-Aid Programs for High Loan-Default Rates; 55 Are Non-Profit Colleges.

ERIC Educational Resources Information Center

Zook, Jim

1993-01-01

Colleges risk losing eligibility for government student loan programs, because of tightened loan-repayment requirements for participating institutions. Economic factors and some data-processing errors are blamed for high student default rates. Default rates are charted by state, lender, institution type, and guarantee agency. Colleges threatened…

12 CFR 208.25 - Loans in areas having special flood hazards.

Code of Federal Regulations, 2010 CFR

2010-01-01

... equal to the lesser of the outstanding principal balance of the designated loan or the maximum limit of... list of States falling within this exemption; or (2) Property securing any loan with an original principal balance of $5,000 or less and a repayment term of one year or less. (e) Escrow requirement. If a...

Do You Know What You Owe? Students' Understanding of Their Student Loans

ERIC Educational Resources Information Center

Andruska, Emily A.; Hogarth, Jeanne M.; Fletcher, Cynthia Needles; Forbes, Gregory R.; Wohlgemuth, Darin R.

2014-01-01

Using a data set that augments a student survey with administrative data from the Iowa State University Office of Financial Aid, the authors posed two questions: Do students know whether they have student loans? Do students know how much they owe on outstanding student loans? We used logistic and ordered logit regressions to answer these…

Loans for Vocational Education and Training in Europe. Research Paper. Number 20

ERIC Educational Resources Information Center

Cedefop - European Centre for the Development of Vocational Training, 2012

2012-01-01

This report reviews the use of loans for learning in 33 European countries and analyses the schemes in eight selected Member States: France, Hungary, the Netherlands, Austria, Poland, Finland, Sweden and the UK. The analysis shows that loan schemes vary considerably across Europe in terms of types and levels of learning covered, conditions of…

7 CFR 1786.27 - Definitions and rules of construction.

Code of Federal Regulations, 2014 CFR

2014-01-01

... the RE Act for an FFB loan made on or before July 2, 1986. Fees means any fees, costs or charges... either (1) in default or near default on interest or principal payments due on loans made or guaranteed...) The dollar weighted average interest rate (stated as an annual percentage rate) on a loan; (3) The...

7 CFR 1405.9 - Commodity assessments.

Code of Federal Regulations, 2010 CFR

2010-01-01

... Commodity assessments. (a) CCC will deduct from the proceeds of a marketing assistance loan an amount equal... collected in one of the following ways, as requested by the State, but not both: (i) When the proceeds of... the State. (2) CCC will deduct from the proceeds of a marketing assistance loan an amount equal to the...

7 CFR 3431.24 - Reporting requirements, monitoring, and close-out.

Code of Federal Regulations, 2010 CFR

2010-01-01

...) COOPERATIVE STATE RESEARCH, EDUCATION, AND EXTENSION SERVICE, DEPARTMENT OF AGRICULTURE VETERINARY MEDICINE LOAN REPAYMENT PROGRAM Administration of the Veterinary Medicine Loan Repayment Program § 3431.24...

Philippines: Population: USAID loan.

PubMed

The Philippines and the United States Agency for International Development signed an agreement on Christmas Day for a US $5.7 million loan and a US $6 million grant for the country's population program. The loan, which matures in 40 years, carries a 2% interest per year for the first 10 years, and 3% thereafter. A 10-year grace period is provided. The US $11.7 million loan and grant package is the first part of USAID's pledge of US $26.9 million in loan and US $29.8 million in grants for the population project. The agreement was signed by Finance Minister Cesar Virata and USAID director Anthony Schwarzwalder. The total loan package of US $57.7 million will be given in the next 5 years.

Transfer of financial risk and alternative financing solutions.

PubMed

Levitt, Jeffrey C

2004-01-01

The high cost of health care in the United States has created a number of alarming economic and social problems. It has contributed to a greater number of underinsured and uninsured individuals living in the United States, and forced people to either ration or not purchase the care they need. Accumulated medical debt is grossly disproportionate to the US median AGI, and accounted for at least 25 percent of all personal bankruptcies. For patients, a guaranteed loan program specifically for medical procedures and treatments with below market interest rates would help alleviate bankruptcies related to medical debt by lowering payments and extending the loan maturities. A guaranteed loan program would also improve the debt charge-off rate for medical providers that carry patient receivables and reduce the risk of their balance sheets. This might hold or reduce the rate at which health care inflation grows. The health care loan program could model the current student loan programs and produce significant economic and societal benefits.

The Federal Workforce Restructuring Act of 1993. Hearing on S. 1535 To Amend Title 5, United States Code, To Eliminate Narrow Restrictions on Employee Training, To Provide a Temporary Voluntary Separation Incentive, and For Other Purposes before the Committee on Governmental Affairs. United States Senate, One Hundred Third Congress, First Session (October 19, 1993).

ERIC Educational Resources Information Center

Congress of the U.S., Washington, DC. Senate Committee on Governmental Affairs.

This document records the oral and written testimony of witnesses who testified at a hearing on a proposed amendment to the Federal Workforce Restructuring Act of 1993. The amendment would spell out how the federal work force is to be reduced in size and would provide cash incentives for early retirement as well as make retraining of existing…

The effects of electric power industry restructuring on the safety of nuclear power plants in the United States

NASA Astrophysics Data System (ADS)

Butler, Thomas S.

Throughout the United States the electric utility industry is restructuring in response to federal legislation mandating deregulation. The electric utility industry has embarked upon an extraordinary experiment by restructuring in response to deregulation that has been advocated on the premise of improving economic efficiency by encouraging competition in as many sectors of the industry as possible. However, unlike the telephone, trucking, and airline industries, the potential effects of electric deregulation reach far beyond simple energy economics. This dissertation presents the potential safety risks involved with the deregulation of the electric power industry in the United States and abroad. The pressures of a competitive environment on utilities with nuclear power plants in their portfolio to lower operation and maintenance costs could squeeze them to resort to some risky cost-cutting measures. These include deferring maintenance, reducing training, downsizing staff, excessive reductions in refueling down time, and increasing the use of on-line maintenance. The results of this study indicate statistically significant differences at the .01 level between the safety of pressurized water reactor nuclear power plants and boiling water reactor nuclear power plants. Boiling water reactors exhibited significantly more problems than did pressurized water reactors.

A framework for mobilizing communities to advance local tobacco control policy: the Los Angeles County experience.

PubMed

Weber, Mark D; Simon, Paul; Messex, Monty; Aragon, Linda; Kuo, Tony; Fielding, Jonathan E

2012-05-01

The Los Angeles County Tobacco Control and Prevention Program was significantly restructured in 2004 to improve capacity for local policy adoption. Restructuring included creating a fully staffed and trained policy unit; partnering with state-funded tobacco control organizations to provide high-quality, continuous technical assistance and training; implementing a highly structured policy adoption approach; expanding community capacity building; and establishing local coalitions to mobilize communities. Over the ensuing 6 years (2004-2010), 97 tobacco control policies were enacted in the county's 88 cities and unincorporated area, including 79 that were attributable to the program. By comparison, only 15 policies were enacted from 1998 to 2003. Expanding policy adoption capacity through program restructuring may be achievable in other local jurisdictions.

7 CFR 1421.105 - Farm-stored marketing assistance loans.

Code of Federal Regulations, 2011 CFR

2011-01-01

... change to substantiate removing such reductions. Percentages established or loan rates adjusted for... conditions; (2) Factors affecting quality peculiar to an area within the State; and (3) Climatic conditions...

Student Loan Default: Do Characteristics of Four-Year Institutions Contribute to the Puzzle?

ERIC Educational Resources Information Center

Webber, Karen L.; Rogers, Sharon L.

2010-01-01

College student debt and loan default are growing concerns in the United States. For each U.S. institution, the federal government is now reporting a cohort default rate, which is the percent of students who defaulted on their loan, averaged over a three-year period. Previous studies have amply shown that student characteristics are strongly…

Financial Aid for Students Workbook, 1994-95 School Year = Ayuda Financiera para Estudiantes, Libreta del Ano Escolar 1994-95.

ERIC Educational Resources Information Center

California Student Aid Commission, Sacramento.

Presented in both English and Spanish language formats, this workbook explains how California residents can qualify for and obtain student financial aid in the form of federal and state grants and loans, work-study programs, institutional grants, federal campus-based programs, and the Federal Family Education Loan Program loans. A calendar of…

Understanding Loan Aversion in Education: Evidence from High School Seniors, Community College Students, and Adults. CEPA Working Paper No. 16-15

ERIC Educational Resources Information Center

Boatman, Angela; Evans, Brent; Soliz, Adela

2016-01-01

Student loans are a crucial aspect of financing a college education for millions of Americans, yet we have surprisingly little empirical evidence concerning individuals' unwillingness to borrow money for educational purposes. This study provides the first large-scale quantitative evidence of levels of loan aversion in the United States. Using…

Financial Problems in the Stafford Student Loan Program. Testimony before the Committee on Banking, Housing and Urban Affairs, United States Senate.

ERIC Educational Resources Information Center

Frazier, Franklin

This statement of the Director of Education and Employment Issues of the General Accounting Office's Human Resources Division discusses how the Stafford Student Loan program works, the growth in loans guaranteed and defaulted, and the concerns surrounding the financial problems being experienced by the Higher Education Assistance Foundation…

The Second Annual Report of the Student Loan Marketing Association to the Congress of the United States.

ERIC Educational Resources Information Center

Student Loan Marketing Association, Washington, DC.

The Student Loan Marketing Association ("Sallie Mae") is a government sponsored, private, for profit corporation, created in June 23, 1972, by the enactment of Section 439 of the Higher Education Act of 1965, as amended. Sallie Mae provides liquidity to commercial banks, savings and loan associations, mutual savings banks, credit unions,…

7 CFR 1786.27 - Definitions and rules of construction.

Code of Federal Regulations, 2012 CFR

2012-01-01

... issued by RUS to FFB pursuant to the RE Act for an FFB loan made on or before July 2, 1986. Fees means... due on loans made or guaranteed under the RE Act, and is making a good faith effort to increase rates... average interest rate (stated as an annual percentage rate) on a loan; (3) The final maturity date of a...

7 CFR 1786.27 - Definitions and rules of construction.

Code of Federal Regulations, 2011 CFR

2011-01-01

... issued by RUS to FFB pursuant to the RE Act for an FFB loan made on or before July 2, 1986. Fees means... due on loans made or guaranteed under the RE Act, and is making a good faith effort to increase rates... average interest rate (stated as an annual percentage rate) on a loan; (3) The final maturity date of a...

7 CFR 1786.27 - Definitions and rules of construction.

Code of Federal Regulations, 2013 CFR

2013-01-01

... issued by RUS to FFB pursuant to the RE Act for an FFB loan made on or before July 2, 1986. Fees means... due on loans made or guaranteed under the RE Act, and is making a good faith effort to increase rates... average interest rate (stated as an annual percentage rate) on a loan; (3) The final maturity date of a...

25 CFR 170.303 - Can a tribe apply for loans or credit from a State infrastructure bank?

Code of Federal Regulations, 2011 CFR

2011-04-01

... infrastructure bank? 170.303 Section 170.303 Indians BUREAU OF INDIAN AFFAIRS, DEPARTMENT OF THE INTERIOR LAND AND WATER INDIAN RESERVATION ROADS PROGRAM Indian Reservation Roads Program Funding Flexible Financing § 170.303 Can a tribe apply for loans or credit from a State infrastructure bank? Yes. Upon the request...

25 CFR 170.303 - Can a tribe apply for loans or credit from a State infrastructure bank?

Code of Federal Regulations, 2010 CFR

2010-04-01

... infrastructure bank? 170.303 Section 170.303 Indians BUREAU OF INDIAN AFFAIRS, DEPARTMENT OF THE INTERIOR LAND AND WATER INDIAN RESERVATION ROADS PROGRAM Indian Reservation Roads Program Funding Flexible Financing § 170.303 Can a tribe apply for loans or credit from a State infrastructure bank? Yes. Upon the request...

[Preliminary Report on the Activities of the Tennessee Student Assistance Corporation for the School Year 1974-75.

ERIC Educational Resources Information Center

Tennessee Student Assistance Corp., Nashville.

The Tennessee Educational Loan Corporation and the Tennessee Student Assistance Agency have merged into a single state agency, the Tennessee Student Assistance Corporation, for the purpose of administering the state's student assistance programs. These are: (1) the Tuition Grant Program; (2) Guaranteed Student Loan Program; (3) Medical…

7 CFR 22.205 - Allocation of loan and grant funds.

Code of Federal Regulations, 2012 CFR

2012-01-01

... approved loan funding levels will be allocated among States by a formula designed to ensure equitable... allocations may be shifted from one State to another so as to enable the obligation of all available funds prior to the end of the fiscal year. (c) The formula used for fund allocation will ensure that a minimum...

7 CFR 22.205 - Allocation of loan and grant funds.

Code of Federal Regulations, 2011 CFR

2011-01-01

... approved loan funding levels will be allocated among States by a formula designed to ensure equitable... allocations may be shifted from one State to another so as to enable the obligation of all available funds prior to the end of the fiscal year. (c) The formula used for fund allocation will ensure that a minimum...

7 CFR 22.205 - Allocation of loan and grant funds.

Code of Federal Regulations, 2014 CFR

2014-01-01

... approved loan funding levels will be allocated among States by a formula designed to ensure equitable... allocations may be shifted from one State to another so as to enable the obligation of all available funds prior to the end of the fiscal year. (c) The formula used for fund allocation will ensure that a minimum...

7 CFR 22.205 - Allocation of loan and grant funds.

Code of Federal Regulations, 2013 CFR

2013-01-01

... approved loan funding levels will be allocated among States by a formula designed to ensure equitable... allocations may be shifted from one State to another so as to enable the obligation of all available funds prior to the end of the fiscal year. (c) The formula used for fund allocation will ensure that a minimum...

20 CFR 606.32 - Types of advances subject to interest.

Code of Federal Regulations, 2010 CFR

2010-04-01

... provided in paragraph (b) of this section each State shall pay interest on any advance made to such State under title XII of the Social Security Act. (b) Cash flow loans. Advances repaid in full prior to October 1 of the calendar year in which made are deemed cash flow loans and shall be free of interest...

77 FR 40790 - Republic of Tunisia Loan Guarantees Issued Under the Department of State, Foreign Operations, and...

Federal Register 2010, 2011, 2012, 2013, 2014

2012-07-11

... AGENCY FOR INTERNATIONAL DEVELOPMENT 22 CFR Part 232 Republic of Tunisia Loan Guarantees Issued... benefit of the Republic of Tunisia pursuant to the State, Foreign Operations, and Related Programs... applicable to sums borrowed by Banque Centrale de Tunisie, acting on behalf of the Republic of Tunisia (the...

Restructuring, ownership and efficiency in the electricity industry

NASA Astrophysics Data System (ADS)

Shanefelter, Jennifer Kaiser

The first chapter considers improvements in productive efficiency that can result from a movement from a regulated framework to one that allows for market-based incentives for industry participants. Specifically, I look at the case of restructuring in the electricity generation industry. Using data from the electricity industry, this analysis considers the total effect of restructuring on one input to the production process, labor, as reflected in employment levels, payroll per employee and aggregate establishment payroll. Using concurrent payroll and employment data from non-utility ("merchant") and utility generators in both restructured and nonrestructured states, I estimate the effect of market liberalization, comprising both new entry and state-level legislation, on employment and payroll in this industry. I find that merchant owners of divested generation assets employ significantly fewer people, but that the payroll per employee is not significantly different from what workers at utility-owned plants are paid. As a result, the new merchant owners of these plants have significantly lower aggregate payroll expenses. Decomposing the effect into a merchant effect and a divestiture effect, I find that merchant ownership is the primary driver of these results. As documented in Chapter 1, merchant power plants have lower overall payroll costs than plants owned by utilities. Employment at merchant power plants is characterized by reduced staffing levels but higher average payroll per employee. A hypothesis set forth in that paper is that merchant generators employ fewer workers at the lower end of the wage distribution, resulting in a higher average payroll per employee. The second chapter of this paper examines whether employment at nonutility power plants, that is, those that are either divested or native merchant power plants, is skewed towards more skilled labor. This chapter also considers the extent to which the difference in employment levels is the result of a reduction in superfluous or redundant employment, as suggested by the broadening of union job titles during the 1990s. Additionally, the second chapter examines the wage trend in the industry, which is not observable using aggregate establishment payroll data. I find that in the electricity industry, after controlling for person-level characteristics, employee wages are statistically equivalent in states with a high degree of restructuring activity as in traditionally regulated states. When the person-level controls are dropped, wages are significantly higher in states with a more competitive industry structure. This supports the hypothesis that employment has been reduced disproportionately among the lower-skilled employees in the industry. Chapters 1 and 2 document the experience of labor in the electricity industry in the post-regulatory restructuring era. Chapter 1 finds evidence that employment has been reduced significantly at electricity generation plants that are owned by nonutilities ("merchants"). That chapter also finds that the nonutility average wage is higher than the utility average wage. Chapter 2 further finds that the average wage is increasing in the industry not because individual employees, adjusting for worker characteristics, are better-compensated to an equal degree, but rather because nonutility-owned plants are using employees with a different set of attributes. Chapter 3 of this analysis considers the shift in the wage distribution, identifying how different types of employees have fared under restructuring, which provides insight into which employees most benefit from restructuring in this industry. Chapters 1 and 2 hypothesize that low-skill employees in this industry were most affected by regulatory restructuring, which eroded the regulatory rents that accrued to this group in the form of employment stabilization. I graph the wage distribution in the electricity industry, breaking the data into different groups to judge how the distribution has changed for each. This yields a visual indication of the impact of changes in the industry wage distribution. Next, using the Oaxaca-Blinder technique, I decompose the wage difference of high- and low-merchant states into a piece that is explained by a shift in worker attributes plus the difference in the valuation that is placed on these attributes. I also look at between-group and within-group changes, concluding that the relative wages of higher-skill workers are increasing in excess of the wages of other workers.

Guaranteed Student Loans: Profits of Secondary Market Lenders Vary Widely. United States General Accounting Office Briefing Report to Congressional Requesters.

ERIC Educational Resources Information Center

General Accounting Office, Washington, DC. Div. of Human Resources.

This report was prepared to determine lenders' rates of return or profitability on Stafford loans in their portfolios, reasons for varying levels of profitability among institutions that hold such loans, and the effect of 1986 subsidy reductions on these lenders' profitability. The study focused on the activities of lenders that purchase Stafford…

50 CFR 600.1101 - Inshore fee system for repayment of the loan to harvesters of Pollock from the directed fishing...

Code of Federal Regulations, 2013 CFR

2013-10-01

... purposes. (3) Deposit principal disbursement. On the last business day of each month, or more frequently if... owing the United States on account of the loan that such fish seller and/or fish buyer should have, but... loan to harvesters of Pollock from the directed fishing allowance allocated to the inshore component...

50 CFR 600.1101 - Inshore fee system for repayment of the loan to harvesters of Pollock from the directed fishing...

Code of Federal Regulations, 2011 CFR

2011-10-01

... purposes. (3) Deposit principal disbursement. On the last business day of each month, or more frequently if... owing the United States on account of the loan that such fish seller and/or fish buyer should have, but... loan to harvesters of Pollock from the directed fishing allowance allocated to the inshore component...

Drinking Water State Revolving Fund Infographic

EPA Pesticide Factsheets

Infographic of the DWSRF program showing total project funding from 1997 through 2016, number of loans, how the program works, who is eligible for assistance, loan terms; types of projects funded, and return on federal investment.

49 CFR 260.3 - Definitions.

Code of Federal Regulations, 2013 CFR

2013-10-01

... subtitle IV of title 49, United States Code. (s) Subsidy cost of a direct loan means the net present value... the net present value, at the time when the guaranteed loan is disbursed, of the following estimated...

49 CFR 260.3 - Definitions.

Code of Federal Regulations, 2014 CFR

2014-10-01

... subtitle IV of title 49, United States Code. (s) Subsidy cost of a direct loan means the net present value... the net present value, at the time when the guaranteed loan is disbursed, of the following estimated...

49 CFR 260.3 - Definitions.

Code of Federal Regulations, 2011 CFR

2011-10-01

... subtitle IV of title 49, United States Code. (s) Subsidy cost of a direct loan means the net present value... the net present value, at the time when the guaranteed loan is disbursed, of the following estimated...

49 CFR 260.3 - Definitions.

Code of Federal Regulations, 2012 CFR

2012-10-01

... subtitle IV of title 49, United States Code. (s) Subsidy cost of a direct loan means the net present value... the net present value, at the time when the guaranteed loan is disbursed, of the following estimated...

Iowa State University: Live Green Revolving Loan Fund. Green Revolving Funds in Action: Case Study Series

ERIC Educational Resources Information Center

Billingsley, Christina

2011-01-01

The $3 million Live Green Revolving Loan Fund (LGRLF) at Iowa State University (ISU) was launched in 2008. The LGRLF is unique in its decentralized implementation structure which allows each department and building to reap the benefits of their own efficiency measures and gives individual departments the incentive to propose resource-saving…

State transitions of actin cortices in vitro and in vivo

NASA Astrophysics Data System (ADS)

Tan, Tzer Han; Keren, Kinneret; Mackintosh, Fred; Schmidt, Christoph; Fakhri, Nikta

Most animal cells are enveloped by a thin layer of actin cortex which governs the cell mechanics. A functional cortex must be rigid to provide mechanical support while being flexible to allow for rapid restructuring events such as cell division. To satisfy these requirements, the actin cortex is highly dynamic with fast actin turnover and myosin-driven contractility. The regulatory mechanism responsible for the transition between a mechanically stable state and a restructuring state is not well understood. Here, we develop a technique to map the dynamics of reconstituted actin cortices in emulsion droplets using IR fluorescent single-walled carbon nanotubes (SWNTs). By increasing crosslinker concentration, we find that a homogeneous cortex transitions to an intermediate state with broken rotational symmetry and a globally contractile state which further breaks translational symmetry. We apply this new dynamic mapping technique to cortices of live starfish oocytes in various developmental stages. To identify the regulatory mechanism for steady state transitions, we subject the oocytes to actin and myosin disrupting drugs.

Hearing on H.R. 3347, a National Demonstration Program for Educational Performance Agreements for School Restructuring. Hearing before the Subcommittee on Elementary, Secondary, and Vocational Education of the Committee on Education and Labor. House of Representatives, One Hundred First Congress, First Session (November 16, 1989).

ERIC Educational Resources Information Center

Congress of the U.S., Washington, DC. House Committee on Education and Labor.

Statements, prepared statements, letters, and supplemental materials are included in this hearing report on legislation to enact a national educational demonstration agreement for school restructuring. The goal of demonstration programs is to improve student performance at the local level with fewer federal state and local restrictions,…

Life support and internal thermal control system design for the Space Station Freedom

NASA Technical Reports Server (NTRS)

Humphries, R.; Mitchell, K.; Reuter, J.; Carrasquillo, R.; Beverly, B.

1991-01-01

A Review of the Space Station Freedom Environmental Control and Life Support System (ECLSS) as well as the Internal Thermal Control System (ITCS) design, including recent changes resulting from an activity to restructure the program, is provided. The development state of the original Space Station Freedom ECLSS through the restructured configuration is considered and the selection of regenerative subsystems for oxygen and water reclamation is addressed. A survey of the present ground development and verification program is given.

Solar Mosaic Inc. Mosaic Home Solar Loan SunShot 9 Final Report

DOE Office of Scientific and Technical Information (OSTI.GOV)

Walsh, Colin James

The 6686 Mosaic SunShot award has helped Solar Mosaic Inc to progress from an early stage startup focused on commercial crowdfunding to a leading multi-state residential solar lender. The software platform is now used by the majority of the nation's top solar installers and offers a variety of simple home solar loans. Mosaic is has originated approximately $1Bil in solar loans to date to put solar on over 35k rooftops. The company now lends to homeowners with a wide range of credit scores across multiple states and mitigates boundaries preventing them from profiting from ownership of a home solar system.more » The project included milestones in 5 main categories: 1. Lending to homeowners outside of CA 2. Lending to homeowners with FICO scores under 700 3. Packaging O&M with the home solar loan 4. Allowing residential installers to process home solar loans via API 5. Lowering customer acquisition costs below $1500 This report includes a detailed review of the final results achieved and key findings.« less

Measuring energy-saving retrofits: Experiences from the Texas LoanSTAR program

DOE Office of Scientific and Technical Information (OSTI.GOV)

Haberl, J.S.; Reddy, T.A.; Claridge, D.E.

1996-02-01

In 1988 the Governor`s Energy Management Center of Texas received approval from the US Department of Energy to establish a $98.6 million state-wide retrofit demonstration revolving loan program to fund energy-conserving retrofits in state, public school, and local government buildings. As part of this program, a first-of-its-kind, statewide Monitoring and Analysis Program (MAP) was established to verify energy and dollar savings of the retrofits, reduce energy costs by identifying operational and maintenance improvements, improve retrofit selection in future rounds of the LoanSTAR program, and initiate a data base of energy use in institutional and commercial buildings located in Texas. Thismore » report discusses the LoanSTAR MAP with an emphasis on the process of acquiring and analyzing data to measure savings from energy conservation retrofits when budgets are a constraint. This report includes a discussion of the program structure, basic measurement techniques, data archiving and handling, data reporting and analysis, and includes selected examples from LoanSTAR agencies. A summary of the program results for the first two years of monitoring is also included.« less

32 CFR 623.5 - Loan of arms and accouterments.

Code of Federal Regulations, 2010 CFR

2010-07-01

... the loan record with a credit entry and process the receipt to the inventory records as an increase on...', sailors', and orphans' homes for drill and instruction if recommended by the Governor of the state or...

26 CFR 1.133-1T - Questions and answers relating to interest on certain loans used to acquire employer securities...

Code of Federal Regulations, 2010 CFR

2010-04-01

... variable rate of interest and the loan between the corporation and the ESOP states a fixed rate of interest... term, the initial interest rate on the variable rate loan could be compared to the rate on the fixed... 26 Internal Revenue 2 2010-04-01 2010-04-01 false Questions and answers relating to interest on...

If I were in charge of electric industry restructuring and regulatory reform: A grim fairy tale

DOE Office of Scientific and Technical Information (OSTI.GOV)

Burns, R.E.

1995-12-31

Imagine for a few minutes what it would be like to be made emperor or empress over the current debate on electric industry restructuring. You could cloak yourself with a robe of authority and issue decrees that would be followed. However, a wise ruler would use his or her powers with a light-hand to fashion and move the debate forward. The following shows what I would do if I were emperor {hor_ellipsis}if I were in charge of the electric industry restructuring and regulatory reform. The recommended decrees include: (1) immediate cessation of the debate over retail competition, (2) recognition ofmore » the regulatory authority needed in this period, (3) coordination of federal-state actions to achieve a common goal, (4) abandonment of fuel adjustment clauses, rate base, and rate-of-return regulation for the gnerating sector, (5) FERC will recognize that state commissions are not bound by the Sierra-Mobile doctrine, (6) efficiencies achieved from performance-based regulations may be credited against stranded costs, (7) the debate over standed benefits will cease, (8) state commissions will reward utilities for engaging in cost-effective emission reduction, (9) the repeal of PURPA and PUHCA will go forward, and (10) an end to the poolco-bilateral contract debate.« less

77 FR 50542 - Culturally Significant Objects Imported for Exhibition Determinations: “New Photography 2012...

Federal Register 2010, 2011, 2012, 2013, 2014

2012-08-21

...Notice is hereby given of the following determinations: Pursuant to the authority vested in me by the Act of October 19, 1965 (79 Stat. 985; 22 U.S.C. 2459), Executive Order 12047 of March 27, 1978, the Foreign Affairs Reform and Restructuring Act of 1998 (112 Stat. 2681, et seq.; 22 U.S.C. 6501 note, et seq.), Delegation of Authority No. 234 of October 1, 1999, and Delegation of Authority No. 236-3 of August 28, 2000 (and, as appropriate, Delegation of Authority No. 257 of April 15, 2003), I hereby determine that the objects to be included in the exhibition ``New Photography 2012: Michele Abeles, Birdhead (Ji Weiyu and Song Tao), Anne Collier, Zoe Crosher, and Shirana Shahbazi,'' imported from abroad for temporary exhibition within the United States, are of cultural significance. The objects are imported pursuant to loan agreements with the foreign owners or custodians. I also determine that the exhibition or display of the exhibit objects at The Museum of Modern Art in New York, New York from on or about October 3, 2012, until on or about February 4, 2013, with a preview on October 2, 2012, and at possible additional exhibitions or venues yet to be determined, is in the national interest. I have ordered that Public Notice of these Determinations be published in the Federal Register.

77 FR 2340 - Culturally Significant Objects Imported for Exhibition Determinations: “Snapshot: Painters and...

Federal Register 2010, 2011, 2012, 2013, 2014

2012-01-17

...Notice is hereby given of the following determinations: Pursuant to the authority vested in me by the Act of October 19, 1965 (79 Stat. 985; 22 U.S.C. 2459), Executive Order 12047 of March 27, 1978, the Foreign Affairs Reform and Restructuring Act of 1998 (112 Stat. 2681, et seq.; 22 U.S.C. 6501 note, et seq.), Delegation of Authority No. 234 of October 1, 1999, Delegation of Authority No. 236-3 of August 28, 2000 (and, as appropriate, Delegation of Authority No. 257 of April 15, 2003), I hereby determine that the objects to be included in the exhibition ``Snapshot: Painters and Photography, Bonnard to Vuillard'' imported from abroad for temporary exhibition within the United States, are of cultural significance. The objects are imported pursuant to loan agreements with the foreign owners or custodians. I also determine that the exhibition or display of the exhibit objects at The Phillips Collection, Washington, DC, from on or about February 4, 2012, until on or about May 6, 2012, the Indianapolis Museum of Art, Indianpolis, IN, from on or about June 8, 2012, until on or about September 2, 2012, and at possible additional exhibitions or venues yet to be determined, is in the national interest. I have ordered that Public Notice of these Determinations be published in the Federal Register.

32 CFR 621.1 - Loan of Army/Defense Logistics Agency (DLA) owned property for use at national and State...

Code of Federal Regulations, 2010 CFR

2010-07-01

... 32 National Defense 3 2010-07-01 2010-07-01 true Loan of Army/Defense Logistics Agency (DLA) owned... of Army/Defense Logistics Agency (DLA) owned property for use at national and State conventions. (a... will be submitted to the appropriate CONUS Army Commander of the area in which the convention will be...

32 CFR 621.1 - Loan of Army/Defense Logistics Agency (DLA) owned property for use at national and State...

Code of Federal Regulations, 2012 CFR

2012-07-01

... 32 National Defense 3 2012-07-01 2009-07-01 true Loan of Army/Defense Logistics Agency (DLA) owned... of Army/Defense Logistics Agency (DLA) owned property for use at national and State conventions. (a... will be submitted to the appropriate CONUS Army Commander of the area in which the convention will be...

32 CFR 621.1 - Loan of Army/Defense Logistics Agency (DLA) owned property for use at national and State...

Code of Federal Regulations, 2011 CFR

2011-07-01

... 32 National Defense 3 2011-07-01 2009-07-01 true Loan of Army/Defense Logistics Agency (DLA) owned... of Army/Defense Logistics Agency (DLA) owned property for use at national and State conventions. (a... will be submitted to the appropriate CONUS Army Commander of the area in which the convention will be...

The Development of an Electronic Interlibrary Loan Form at the Ohio State University Prior Health Sciences Library: A Survey.

ERIC Educational Resources Information Center

Lopeman, Holly

A survey of computer hardware and software access, network familiarity, and systems use was conducted to determine the optimum placement of two newly developed electronic Interlibrary Loan (ILL) forms at the Ohio State University Health Sciences Library. A sample of 205 ILL users were mailed a questionnaire, with a resultant 72% (n=148) response…

Guaranteed Loan Programs Are an Increasing Risk. Statement of Donald H. Chapin given before the Committee on Government Affairs, United States Senate.

ERIC Educational Resources Information Center

Chapin, Donald H.

Testimony is presented concerning the financial burden the United States government is expected to endure from the billions of dollars in loans it has guaranteed (and continues to guarantee) for business, education, housing, and other purposes, many of which are in areas now experiencing economically hard times. The testimony discusses predicting…

40 CFR 33.303 - Are there special rules for loans under EPA financial assistance agreements?

Code of Federal Regulations, 2013 CFR

2013-07-01

... UNITED STATES ENVIRONMENTAL PROTECTION AGENCY PROGRAMS Good Faith Efforts § 33.303 Are there special... identified loans comply with the good faith efforts described in § 33.301 and the contract administration...

40 CFR 33.303 - Are there special rules for loans under EPA financial assistance agreements?

Code of Federal Regulations, 2011 CFR

2011-07-01

... UNITED STATES ENVIRONMENTAL PROTECTION AGENCY PROGRAMS Good Faith Efforts § 33.303 Are there special... identified loans comply with the good faith efforts described in § 33.301 and the contract administration...

40 CFR 33.303 - Are there special rules for loans under EPA financial assistance agreements?

Code of Federal Regulations, 2012 CFR

2012-07-01

... UNITED STATES ENVIRONMENTAL PROTECTION AGENCY PROGRAMS Good Faith Efforts § 33.303 Are there special... identified loans comply with the good faith efforts described in § 33.301 and the contract administration...

40 CFR 33.303 - Are there special rules for loans under EPA financial assistance agreements?

Code of Federal Regulations, 2014 CFR

2014-07-01

... UNITED STATES ENVIRONMENTAL PROTECTION AGENCY PROGRAMS Good Faith Efforts § 33.303 Are there special... identified loans comply with the good faith efforts described in § 33.301 and the contract administration...

40 CFR 33.303 - Are there special rules for loans under EPA financial assistance agreements?

Code of Federal Regulations, 2010 CFR

2010-07-01

... UNITED STATES ENVIRONMENTAL PROTECTION AGENCY PROGRAMS Good Faith Efforts § 33.303 Are there special... identified loans comply with the good faith efforts described in § 33.301 and the contract administration...

Stranded cost recovery: Reregulating the electricity markets in the United States

NASA Astrophysics Data System (ADS)

Wagle, Pushkar Ghanashyam

2000-10-01

For the past few years, Stranded Cost recovery has been one of the most contentious issues regarding the restructuring of electricity markets among the regulators, researchers, and the other interested parties. Among the states that have moved towards retail competition, some have already made decisions regarding the levels of the stranded cost recovery. So the question is: how have these states handled the "stranded cost problem"? Following the introduction and the historical perspective of the industry in the first chapter, the second chapter takes a broad view for understanding the overall process of deregulation. It attempts to analyze why some states have made a rapid transition to competition in the electric utility industry, while other states are just beginning to consider the issue. White (1996) and Ando & Palmer (1998) have conducted a similar exercise. We present a more comprehensive and theoretically informed econometric analysis that sheds light over some of the crucial issues involved in restructuring, such as, stranded cost recovery, regulation of transmission and distribution sectors, and establishment of Independent System Operator, etc. This chapter offers the rationale for alternative econometric techniques, and extends the political economy analysis to incorporate actual timings of retail competition. Once we have identified the role of stranded cost in restructuring and the theoretical foundations, we study empirically the political economy of states' decisions to grant stranded cost recovery. This constitutes the third chapter. Here, we concentrate on California and Pennsylvania, two states that are at the frontiers of deregulation, and compare their respective treatments of the stranded cost. We probe the reasons behind Pennsylvania's lead over California on the path towards deregulation.

Restructuring the US telecommunications industry - Impact on innovation

NASA Technical Reports Server (NTRS)

Agnew, C. E.; Romeo, A. A.

1981-01-01

The Communications Act of 1934, which regulates the United States telecommunications industry, is becoming less able to deal with the changes brought by modern technology. Therefore, proposals are being made to restructure the industry. Breaking up AT&T into smaller firms would have only minor effects, since its ratio of R and D to sales has been near the median for large telephone companies. Restructuring AT&T into subsidiaries dealing at arms' length might cause a reordering of priorities toward more directly marketable and useful products, but too extensive a break-up could endanger Bell Labs' commitment to basic research. Regulation leads a firm to ignore true social value of possible products, expand into low profit markets, and favor capital-intensive over labor-intensive innovation. If regulatory lag occurs, a firm will produce cost-reducing innovation in order to increase its profit.

The uncertain connection: free trade and rural Mexican migration to the United States.

PubMed

Cornelius, W A; Martin, P L

1993-01-01

"Will a North American Free Trade Agreement (NAFTA) decrease Mexican migration to the United States, as the U.S. and Mexican governments assert, or increase migration beyond the movement that would otherwise occur, as NAFTA critics allege? This article argues that it is easy to overestimate the additional emigration from rural Mexico owing to NAFTA-related economic restructuring in Mexico. The available evidence suggests four major reasons why Mexican emigration may not increase massively, despite extensive restructuring and displacement from traditional agriculture....NAFTA-related economic displacement in Mexico may yield an initial wave of migration to test the U.S. labor market, but this migration should soon diminish if the jobs that these migrants seek shift to Mexico." excerpt

Avant le deluge: An investigation of some neglected dimensions of electricity restructuring in California

NASA Astrophysics Data System (ADS)

Golove, William Harry

Chapter One of this dissertation focuses on describing the key participant groups and their principle interests in the restructuring process. The process of reaching agreement on the restructuring plan turned on each major interest group receiving satisfaction of all of its key objectives. Chapter Two explores the effective use of rhetoric in the electricity restructuring debate. Despite a lack of public involvement, the use of rhetoric appears to have been a prominent feature of the public policy process. A series of rhetorical concepts and mechanisms defined. Of these, the notions of rhetorical salience and rhetorical efficacy are most significant. The results of a field test on the impact of the particular examples of these tropes prominent in the restructuring debate on opinions regarding some of the key restructuring issues are presented. Chapter Three describes the sea change in the nature of demand side management (DSM) policy in the state, brought about by the restructuring of the electricity market. Whereas the primary goal of DSM had been resource acquisition, the new policy goal was to be market transformation. This chapter reviews the economic, and other social science theory that led to the development of demand side management programs based on a resource acquisition goal prior to restructuring and, subsequently, to a market transformation objective. Chapter Four examines the performance of the market during the period beginning in early 1998 through the first few months of 2000 at which time both the wholesale and retail markets in California were apparently functioning relatively well. The findings presented in this chapter are the result of a series of semi-structured interviews conducted with non-residential electricity customers that had chosen to receive electric service and, in some cases, value-added services from a competitive retail electricity service provider One of the key conclusions is that market rules appear to be critical to customer experiences with retail competition, yet the relationship between market rules and market development is inadequately understood. The over-arching theme, that the "free market" was inadequate to manage the complexities of the electricity market, is articulated throughout this work.

22 CFR 232.01 - Purpose.

Code of Federal Regulations, 2014 CFR

2014-04-01

... Relations AGENCY FOR INTERNATIONAL DEVELOPMENT REPUBLIC OF TUNISIA LOAN GUARANTEES ISSUED UNDER THE DEPARTMENT OF STATE, FOREIGN OPERATIONS, AND RELATED PROGRAMS APPROPRIATIONS ACT, 2012, DIV. I, PUB. L. 112... Programs Appropriations Act, 2012, Division I, Public Law 112-74. The loan guarantees will be issued as...

22 CFR 232.01 - Purpose.

Code of Federal Regulations, 2013 CFR

2013-04-01

... Relations AGENCY FOR INTERNATIONAL DEVELOPMENT REPUBLIC OF TUNISIA LOAN GUARANTEES ISSUED UNDER THE DEPARTMENT OF STATE, FOREIGN OPERATIONS, AND RELATED PROGRAMS APPROPRIATIONS ACT, 2012, DIV. I, PUB. L. 112... Programs Appropriations Act, 2012, Division I, Public Law 112-74. The loan guarantees will be issued as...

12 CFR 584.2-1 - Prescribed services and activities of savings and loan holding companies.

Code of Federal Regulations, 2011 CFR

2011-01-01

... company or subsidiary thereof; (10) Preparation of State and Federal tax returns for accountholders of or... section 10 of the Home Owners' Loan Act, as amended, or to prevent evasions thereof. (3) Except as may be...

Hearing on Federal Student Loan Programs. Hearing before the Subcommittee on Oversight and Investigations of the Committee on Economic and Educational Opportunities. House of Representatives, 104th Congress, First Session.

ERIC Educational Resources Information Center

Congress of the U.S., Washington, DC. House.

The Subcommittee met to hear testimony on the college student loan process, particularly whether, at a time of devolution of power to state and local levels, it is contradictory to continue with the relatively new Federal Direct Student Loan Program. Chairman Peter Hoekstra outlined how vital higher education has become for access to quality…

The Arkansas Plan: A Case Study in Public Policy. Monograph Series.

ERIC Educational Resources Information Center

Ledbetter, Cal, Jr.; And Others

This document discusses the Arkansas Plan, a proposal to the state legislature in 1976 by Governor David Pryor that would restructure the state's financial system and redefine the state/local relationship in Arkansas government. Major changes proposed by the plan--which was ultimately defeated--would allow local voters, not the state, to determine…

State Higher Education Appropriations, 1996-97.

ERIC Educational Resources Information Center

Hines, Edward R.; Higham, J. Russell, III

This report tabulates state funding for higher education, comparing 1996-97 and 1995-96 appropriations. It reviews recent trends, fiscal pressures, political realities, reallocation, restructuring, and reorganizations. Among the report's conclusions is that current financing constraints are reflections of fundamental changes in the structure of…

Service-linked scholarships, loans, and loan repayment programs for nurses in the southeast.

PubMed

Thaker, Samir I; Pathman, Donald E; Mark, Barbara A; Ricketts, Thomas C

2008-01-01

A variety of public and private programs provide financial support for the costs of nurses' training in exchange for service commitments to work in rural, underserved, and other needy areas. Little is known about the number, size, and operations of these support-for-service programs for nurses. We identified and in this article describe such programs in eight southeastern states. Eligible programs were those that in 2004 paid for all or a portion of nurses' education costs in exchange for a period of clinical nursing service within one or more of the eight targeted states. Programs obligating nurses to a specific hospital, practice, or community or to teaching roles were excluded. Programs were identified through available compendia, online searches, and telephone contacts with program directors, nursing school administrators, and state officials. Additional data on eligible programs were gathered through telephone interviews and questionnaires mailed to program staff and from publicly available documents. Data were double coded, and qualitative and quantitative analyses were conducted. Twenty-four nursing support-for-service programs met our eligibility criteria in the eight-state region: nine scholarship programs; six loan repayment programs; five service-cancelable loan programs; two loan interest rate reduction programs; and two direct incentive programs. These programs had fiscal year 2004 budgets totaling approximately $28.8-31.8 million; collectively, they received approximately 11,700 applications from nurses, signed approximately 8,300 contracts, and had a combined field strength of approximately 4,900 nurses working to fulfill their program obligations. Individual states offered between zero and five eligible programs each. Support-for-service programs are a substantial component of federal and state nursing workforce distribution efforts in the Southeast. Future research should identify and describe these programs for other regions, measure outcomes, and offer recommendations to maximize their effectiveness in alleviating nursing shortages.

Double jeopardy: the impact of neoliberalism on care workers in the United States and South Africa.

PubMed

Abramovitz, Mimi; Zelnick, Jennifer

2010-01-01

Many researchers have explored how neoliberal restructuring of the workplace has reduced the standard of living and increased workplace stress among private sector employees. However, few have focused on how neoliberal restructuring of public policy has had similar effects on the public sector workforce. Using original case study research, the authors examine how two iconic pieces of neoliberal policy--the 1996 welfare reform bill in the United States and the GEAR macroeconomic policy in South Africa--affected public/nonprofit human service workers in New York City, United States, and public sector nurses in KwaZulu-Natal, South Africa. The authors argue that in both situations, despite national differences, these policies created a "double jeopardy," in which patients/clients and care workers are adversely affected by neoliberal public policy. This "double jeopardy" creates significant hardship, but also the opportunity for new social movements.

25 CFR 101.2 - Kinds of loans.

Code of Federal Regulations, 2010 CFR

2010-04-01

... will improve and promote the economic development on Indian reservations. (a) Loans may be made by the United States to eligible relending organizations for relending to members for economic enterprises and..., partnerships and subordinate bands and for financing tribal economic enterprises, which will promote the...

31 CFR 560.551 - Student loan payments from persons in Iran authorized.

Code of Federal Regulations, 2014 CFR

2014-07-01

... Iran authorized. 560.551 Section 560.551 Money and Finance: Treasury Regulations Relating to Money and... payments from persons in Iran authorized. United States depository institutions and private loan companies... payments from persons in Iran or ordinarily resident in Iran. ...

31 CFR 560.551 - Student loan payments from persons in Iran authorized.

Code of Federal Regulations, 2013 CFR

2013-07-01

... Iran authorized. 560.551 Section 560.551 Money and Finance: Treasury Regulations Relating to Money and... payments from persons in Iran authorized. United States depository institutions and private loan companies... payments from persons in Iran or ordinarily resident in Iran. ...

Guaranty Agency Questionnaire.

ERIC Educational Resources Information Center

Leifman, Steven

The extent to which guaranty agencies, lenders, and state secondary markets impose restrictions on Guaranteed Student Loan (GSL) borrowing that go beyond federal regulations was assessed through a survey of 53 guaranty agencies. Seventeen of the agencies imposed restrictions on GSLs that go beyond federal regulations, including not loaning to…

7 CFR 771.6 - Environmental requirements.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 7 2010-01-01 2010-01-01 false Environmental requirements. 771.6 Section 771.6... AGRICULTURE SPECIAL PROGRAMS BOLL WEEVIL ERADICATION LOAN PROGRAM § 771.6 Environmental requirements. No loan will be made until all Federal and state statutory and regulatory environmental requirements have been...

7 CFR 771.6 - Environmental requirements.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 7 Agriculture 7 2011-01-01 2011-01-01 false Environmental requirements. 771.6 Section 771.6... AGRICULTURE SPECIAL PROGRAMS BOLL WEEVIL ERADICATION LOAN PROGRAM § 771.6 Environmental requirements. No loan will be made until all Federal and state statutory and regulatory environmental requirements have been...

7 CFR 1955.104 - Authorities and responsibilities.

Code of Federal Regulations, 2010 CFR

2010-01-01

... Director in this subpart, unless specifically excluded, to a Program Chief, Program Specialist, or Property Management Specialist on the State Office staff. (3) The District Director may redelegate, in writing, any... Loan Specialist. Authority of District Directors in this subpart applies to Area Loan Specialists in...

22 CFR 133.605 - Award.

Code of Federal Regulations, 2012 CFR

2012-04-01

... Relations DEPARTMENT OF STATE MISCELLANEOUS GOVERNMENTWIDE REQUIREMENTS FOR DRUG-FREE WORKPLACE (FINANCIAL... or cooperative agreement, in the form of money or property in lieu of money. (2) A block grant or a... that provides services instead of money. (2) Loans. (3) Loan guarantees. (4) Interest subsidies. (5...

22 CFR 133.605 - Award.

Code of Federal Regulations, 2013 CFR

2013-04-01

... Relations DEPARTMENT OF STATE MISCELLANEOUS GOVERNMENTWIDE REQUIREMENTS FOR DRUG-FREE WORKPLACE (FINANCIAL... or cooperative agreement, in the form of money or property in lieu of money. (2) A block grant or a... that provides services instead of money. (2) Loans. (3) Loan guarantees. (4) Interest subsidies. (5...

22 CFR 133.605 - Award.

Code of Federal Regulations, 2010 CFR

2010-04-01

... Relations DEPARTMENT OF STATE MISCELLANEOUS GOVERNMENTWIDE REQUIREMENTS FOR DRUG-FREE WORKPLACE (FINANCIAL... or cooperative agreement, in the form of money or property in lieu of money. (2) A block grant or a... that provides services instead of money. (2) Loans. (3) Loan guarantees. (4) Interest subsidies. (5...

22 CFR 133.605 - Award.

Code of Federal Regulations, 2011 CFR

2011-04-01

... Relations DEPARTMENT OF STATE MISCELLANEOUS GOVERNMENTWIDE REQUIREMENTS FOR DRUG-FREE WORKPLACE (FINANCIAL... or cooperative agreement, in the form of money or property in lieu of money. (2) A block grant or a... that provides services instead of money. (2) Loans. (3) Loan guarantees. (4) Interest subsidies. (5...

22 CFR 133.605 - Award.

Code of Federal Regulations, 2014 CFR

2014-04-01

... Relations DEPARTMENT OF STATE MISCELLANEOUS GOVERNMENTWIDE REQUIREMENTS FOR DRUG-FREE WORKPLACE (FINANCIAL... or cooperative agreement, in the form of money or property in lieu of money. (2) A block grant or a... that provides services instead of money. (2) Loans. (3) Loan guarantees. (4) Interest subsidies. (5...

76 FR 56858 - New Hampshire Disaster #NH-00019

Federal Register 2010, 2011, 2012, 2013, 2014

2011-09-14

... SMALL BUSINESS ADMINISTRATION [Disaster Declaration 12811 and 12812] New Hampshire Disaster NH... Presidential declaration of a major disaster for the State of New Hampshire (FEMA-4026-DR), dated 09/07/ 2011... Loans): Carroll, Grafton. Contiguous Counties (Economic Injury Loans Only): New Hampshire: Belknap, Coos...

13 CFR 120.311 - Definitions.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Definitions. 120.311 Section 120.311 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Special Purpose Loans... which: (1) Is organized under federal or state law to operate in the interest of disabled individuals...

7 CFR 1780.39 - Application processing.

Code of Federal Regulations, 2014 CFR

2014-01-01

... shall be payable jointly to the borrower and the United States of America. (5) Applicants must provide a... AGRICULTURE (CONTINUED) WATER AND WASTE LOANS AND GRANTS Loan and Grant Application Processing § 1780.39... documentation requirements, preparation of cost and income estimates, development of proposals for organization...

7 CFR 1780.39 - Application processing.

Code of Federal Regulations, 2013 CFR

2013-01-01

... shall be payable jointly to the borrower and the United States of America. (5) Applicants must provide a... AGRICULTURE (CONTINUED) WATER AND WASTE LOANS AND GRANTS Loan and Grant Application Processing § 1780.39... documentation requirements, preparation of cost and income estimates, development of proposals for organization...

7 CFR 1780.39 - Application processing.

Code of Federal Regulations, 2012 CFR

2012-01-01

... shall be payable jointly to the borrower and the United States of America. (5) Applicants must provide a... AGRICULTURE (CONTINUED) WATER AND WASTE LOANS AND GRANTS Loan and Grant Application Processing § 1780.39... documentation requirements, preparation of cost and income estimates, development of proposals for organization...

7 CFR 1780.39 - Application processing.

Code of Federal Regulations, 2011 CFR

2011-01-01

... shall be payable jointly to the borrower and the United States of America. (5) Applicants must provide a... AGRICULTURE (CONTINUED) WATER AND WASTE LOANS AND GRANTS Loan and Grant Application Processing § 1780.39... documentation requirements, preparation of cost and income estimates, development of proposals for organization...

7 CFR 3555.306 - Liquidation.

Code of Federal Regulations, 2014 CFR

2014-01-01

... servicing options under this subpart, the lender must accelerate the guaranteed loan and, if necessary... accelerate the guaranteed loan, with a demand letter, when the account is three scheduled payments past due... State law imposes other requirements, the lender may reinstate an accelerated account only if the...

Gold, Blood, and Power: Finance and War Through the Ages

DTIC Science & Technology

2015-05-01

roads and even paths (the Persians proved at Thermopylae that access to a goat path was enough for them to inflict a nasty surprise on an enemy...the state was giving or loaning cash to purchase armor. There is substantial evidence of numerous loans for farming and other business activities...percentage of collected revenues actually made it to the government, as compared to states that used the inefficient tax- farming systems—France, Prussia

43 CFR 4.903 - What definitions apply to this subpart?

Code of Federal Regulations, 2010 CFR

2010-10-01

... decision by the MMS or a delegated State denying a lessee's, designee's, or payor's written request for the... accounting arising from the same issue or cause as the specifically stated underpayment, the stated amount of royalties due plus the estimated amount due under the restructured accounting, subject to paragraphs (1) and...

Student Loan Assistance Amendments of 1982. Hearing Before the Subcommittee on Education, Arts and Humanities of the Committee on Labor and Human Resources, United States Senate. Ninety-Seventh Congress, Second Session on S. 2655.

ERIC Educational Resources Information Center

Congress of the U.S., Washington, DC. Senate Committee on Labor and Human Resources.

Hearings of the Committee on Education and Labor on the proposed Student Loan Assistance Amendments of 1982 are presented. The bill (S. 2655) is designed to provide increased maximum limitations for student loans under Part B of Title IV of the Higher Education Act of 1965 for certain students who lost benefits under the Social Security Act as a…

Financial Aid for All Students Act of 1991. Hearing on S. 1845 To Ensure that All Americans Have the Opportunity for a Higher Education of the Committee on Labor and Human Resources, United States Senate, One Hundred Second Congress, First Session, on S. 1845.

ERIC Educational Resources Information Center

Congress of the U.S., Washington, DC. Senate Committee on Labor and Human Resources.

This hearing document presents testimony comprising prepared statements and letters that address the direct loan concept (as authored by Senators Simon and Durenberger) in student financial aid, and the idea of tying repayment to income (income-contingent loan) as a means of simplifying the nation's guaranteed student loan process. Testimony…

Boredom Prone or Nothing to Do? Distinguishing Between State and Trait Leisure Boredom and its Association with Substance Use in South African Adolescents

PubMed Central

Weybright, Elizabeth H.; Caldwell, Linda L.; Ram, Nilam; Smith, Edward A.; Wegner, Lisa

2015-01-01

Reducing adolescent substance use is important in South Africa, a developing nation with increasing adolescent substance use, lack of leisure/recreation opportunities, and high rates of adolescent discretionary time. Previous research suggests leisure boredom and adolescent substance use co-occur in this setting. Using longitudinal data from 2,580 SA adolescents as they progressed from the 8th to 11th grade, the current study disentangles the associations of trait and state leisure boredom with substance use, and examines how ability to restructure boring situations moderates those associations. On average, individuals with higher trait boredom used more substances, and on occasions when state boredom was high, the prototypical adolescent used more substances. Although restructuring did not moderate these associations, greater ability was associated with lower substance use independent of leisure boredom. Findings illustrated the importance of considering how trait and state aspects of leisure may contribute to adolescents’ risk behavior and addressed through preventive intervention. PMID:26085700

Insight and analysis problem solving in microbes to machines.

PubMed

Clark, Kevin B

2015-11-01

A key feature for obtaining solutions to difficult problems, insight is oftentimes vaguely regarded as a special discontinuous intellectual process and/or a cognitive restructuring of problem representation or goal approach. However, this nearly century-old state of art devised by the Gestalt tradition to explain the non-analytical or non-trial-and-error, goal-seeking aptitude of primate mentality tends to neglect problem-solving capabilities of lower animal phyla, Kingdoms other than Animalia, and advancing smart computational technologies built from biological, artificial, and composite media. Attempting to provide an inclusive, precise definition of insight, two major criteria of insight, discontinuous processing and problem restructuring, are here reframed using terminology and statistical mechanical properties of computational complexity classes. Discontinuous processing becomes abrupt state transitions in algorithmic/heuristic outcomes or in types of algorithms/heuristics executed by agents using classical and/or quantum computational models. And problem restructuring becomes combinatorial reorganization of resources, problem-type substitution, and/or exchange of computational models. With insight bounded by computational complexity, humans, ciliated protozoa, and complex technological networks, for example, show insight when restructuring time requirements, combinatorial complexity, and problem type to solve polynomial and nondeterministic polynomial decision problems. Similar effects are expected from other problem types, supporting the idea that insight might be an epiphenomenon of analytical problem solving and consequently a larger information processing framework. Thus, this computational complexity definition of insight improves the power, external and internal validity, and reliability of operational parameters with which to classify, investigate, and produce the phenomenon for computational agents ranging from microbes to man-made devices. Copyright © 2015 Elsevier Ltd. All rights reserved.

76 FR 59177 - New York Disaster #NY-00110

Federal Register 2010, 2011, 2012, 2013, 2014

2011-09-23

... SMALL BUSINESS ADMINISTRATION [Disaster Declaration 12824 and 12825] New York Disaster NY-00110... declaration of a major disaster for the State of New York (FEMA-4031-DR), dated 09/13/2011. Incident: Remnants... Loans): Broome, Chenango, Delaware, Otsego, Tioga. Contiguous Counties (Economic Injury Loans Only): New...

7 CFR 1955.54 - Redelegation of authority.

Code of Federal Regulations, 2010 CFR

2010-01-01

... excluded, to a Program Chief, Program Specialist, or Property Management Specialist on the State Office... Director in this subpart to an Assistant District Director or District Loan Specialist. Authority of District Directors in this subpart applies to Area Loan Specialists in Alaska and the Director for the...

7 CFR 3431.23 - Service to Federal Government in emergency situations.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 15 2010-01-01 2010-01-01 false Service to Federal Government in emergency situations...) COOPERATIVE STATE RESEARCH, EDUCATION, AND EXTENSION SERVICE, DEPARTMENT OF AGRICULTURE VETERINARY MEDICINE LOAN REPAYMENT PROGRAM Administration of the Veterinary Medicine Loan Repayment Program § 3431.23...

75 FR 65390 - Connecticut Disaster #CT-00016

Federal Register 2010, 2011, 2012, 2013, 2014

2010-10-22

... Administrative declaration of a disaster for the State of Connecticut dated 10/18/2010. Incident: Severe storm and tornado. Incident Period: 06/24/2010. Effective Date: 10/18/2010. Physical Loan Application Deadline Date: 12/17/2010. Economic Injury (EIDL) Loan Application Deadline Date: 07/18/2011. ADDRESSES...

22 CFR 230.01 - Purpose.

Code of Federal Regulations, 2010 CFR

2010-04-01

... 22 Foreign Relations 1 2010-04-01 2010-04-01 false Purpose. 230.01 Section 230.01 Foreign Relations AGENCY FOR INTERNATIONAL DEVELOPMENT ISRAEL LOAN GUARANTEES ISSUED UNDER THE EMERGENCY WARTIME... loan guarantees issued for the benefit of the Government of Israel on behalf of the State of Israel...

Building a World-Class Front-Line Workforce: The Need for Occupational Skill Standards in State Workforce Preparation Programs. EQW Working Papers.

ERIC Educational Resources Information Center

Sheets, Robert G.

Establishment of a national-state system of world-class occupational skill standards is a first step in restructuring adult vocational-technical education and job training programs. Occupational skills standards provide the necessary foundation for addressing three major state policy issues: the state's proper role in private work-based training,…

Student loan burden and its impact on career decisions in dermatology.

PubMed

Nguyen, Jannett; Song, Eingun; Liu, Michael A; Lee, Patrick K; Truong, Sam

2017-12-01

Dermatology departments in the United States face difficulties in recruiting dermatologists to academic positions, raising concerns for the future of dermatology education and research. This preliminary study aimed to explore the impact of student loan burden on career plans in dermatology and to determine if the Public Service Loan Forgiveness (PSLF) program can be used as a recruitment tool for academic positions in dermatology. Results from this electronic survey, which was distributed to dermatology residents and attending physicians, revealed that debt burden may influence career decisions in dermatology. Dermatologists may not be fully educated on loan repayment options. With increased awareness, the PSLF can potentially be used as a recruitment tool for academic positions in dermatology.

20 CFR 639.6 - Who must receive notice?

Code of Federal Regulations, 2011 CFR

2011-04-01

... Employees' Benefits EMPLOYMENT AND TRAINING ADMINISTRATION, DEPARTMENT OF LABOR WORKER ADJUSTMENT AND... worker unit. Since the States are restructuring to implement training under EDWAA, service of notice upon... representative at that time, to each affected employee. Notice also must be served on the State dislocated worker...

78 FR 62000 - The Entire United States and U.S. Territories

Federal Register 2010, 2011, 2012, 2013, 2014

2013-10-10

... a notice of the Military Reservist Economic Injury Disaster Loan Program (MREIDL), dated 10/01/2013. DATES: Effective Date: 10/01/2013. MREIDL Loan Application Deadline Date: 1 year after the essential..., this notice establishes the application filing period for the Military Reservist Economic Injury...

7 CFR 1980.308 - Full faith and credit.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 14 2010-01-01 2009-01-01 true Full faith and credit. 1980.308 Section 1980.308...) PROGRAM REGULATIONS (CONTINUED) GENERAL Rural Housing Loans § 1980.308 Full faith and credit. The loan note guarantee constitutes an obligation supported by the full faith and credit of the United States...

7 CFR 1980.308 - Full faith and credit.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 7 Agriculture 14 2011-01-01 2011-01-01 false Full faith and credit. 1980.308 Section 1980.308...) PROGRAM REGULATIONS (CONTINUED) GENERAL Rural Housing Loans § 1980.308 Full faith and credit. The loan note guarantee constitutes an obligation supported by the full faith and credit of the United States...

50 CFR 12.36 - Donation or loan.

Code of Federal Regulations, 2011 CFR

2011-10-01

..., POSSESSION, TRANSPORTATION, SALE, PURCHASE, BARTER, EXPORTATION, AND IMPORTATION OF WILDLIFE AND PLANTS...) Except as otherwise provided in this section, wildlife and plants may be donated or loaned for scientific... purpose for which the wildlife or plants are to be used must be stated on the transfer document; (2) Any...

75 FR 65615 - Conditional Commitment for a Federal Loan Guarantee for Project Financing for Southwest Intertie...

Federal Register 2010, 2011, 2012, 2013, 2014

2010-10-26

... DEPARTMENT OF ENERGY Conditional Commitment for a Federal Loan Guarantee for Project Financing for... based on the analysis in the Final Environmental Impact Statement for Project Financing for Southwest... support of debt financing for transmission infrastructure investment projects located in the United States...

77 FR 76585 - Oregon Disaster #OR-00045 Declaration of Economic Injury

Federal Register 2010, 2011, 2012, 2013, 2014

2012-12-28

... Economic Injury AGENCY: U.S. Small Business Administration. ACTION: Notice. SUMMARY: This is a notice of an Economic Injury Disaster Loan (EIDL) declaration for the State of Oregon, dated 12/12/2012. Incident: Pole... result of the Administrator's EIDL declaration, applications for economic injury disaster loans may be...

78 FR 56979 - Oregon Disaster #OR-00051 Declaration of Economic Injury

Federal Register 2010, 2011, 2012, 2013, 2014

2013-09-16

... Economic Injury AGENCY: U.S. Small Business Administration. ACTION: Notice. SUMMARY: This is a notice of an Economic Injury Disaster Loan (EIDL) declaration for the State of Oregon, dated 09/06/2013. Incident... result of the Administrator's EIDL declaration, applications for economic injury disaster loans may be...

77 FR 16313 - North Carolina Disaster #NC-00043

Federal Register 2010, 2011, 2012, 2013, 2014

2012-03-20

... Administrative declaration of a disaster for the State of North Carolina dated 03/12/2012. Incident: Severe Storms and Tornadoes. Incident Period: 03/03/2012. Effective Date: 03/12/2012. Physical Loan Application Deadline Date: 05/11/2012. Economic Injury (EIDL) Loan Application Deadline Date: 12/12/2012. ADDRESSES...

77 FR 16314 - Kansas Disaster # KS-00062

Federal Register 2010, 2011, 2012, 2013, 2014

2012-03-20

... Administrative declaration of a disaster for the State of Kansas dated 03/12/2012. Incident: Severe Storms and a Tornado. Incident Period: 02/28/2012 through 02/29/2012. Effective Date: 03/12/2012. Physical Loan Application Deadline Date: 05/11/2012. Economic Injury (EIDL) Loan Application Deadline Date: 12/12/2012...

Student Loan Default and Repayment in Kentucky

ERIC Educational Resources Information Center

Kentucky Council on Postsecondary Education, 2016

2016-01-01

As college costs continue to rise, student loan default and repayment are issues of increasing concern to students and families, colleges and universities, and state and federal governments. Helping students borrow responsibly and manage their debt are vitally important to maintaining college access and affordability and increasing the education…

12 CFR 741.8 - Purchase of assets and assumption of liabilities.

Code of Federal Regulations, 2010 CFR

2010-01-01

... banks, consumer finance companies, insurance companies, loan brokers, and other loan sellers or... corporate credit union seeking approval under paragraph (a) of this section must submit a letter to the Office of Corporate Credit Unions. The letter must request approval and state the nature of the...

78 FR 69414 - Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100...

Federal Register 2010, 2011, 2012, 2013, 2014

2013-11-19

... EXPORT-IMPORT BANK [Public Notice: 2013-0053] Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100 Million: AP088217XX AGENCY: Export-Import Bank of the United States. [[Page 69415

50 CFR 31.11 - Donation and loan of wildlife specimens.

Code of Federal Regulations, 2010 CFR

2010-10-01

... 50 Wildlife and Fisheries 6 2010-10-01 2010-10-01 false Donation and loan of wildlife specimens. 31.11 Section 31.11 Wildlife and Fisheries UNITED STATES FISH AND WILDLIFE SERVICE, DEPARTMENT OF THE INTERIOR (CONTINUED) THE NATIONAL WILDLIFE REFUGE SYSTEM WILDLIFE SPECIES MANAGEMENT Terms and Conditions...

50 CFR 31.11 - Donation and loan of wildlife specimens.

Code of Federal Regulations, 2013 CFR

2013-10-01

... 50 Wildlife and Fisheries 9 2013-10-01 2013-10-01 false Donation and loan of wildlife specimens. 31.11 Section 31.11 Wildlife and Fisheries UNITED STATES FISH AND WILDLIFE SERVICE, DEPARTMENT OF THE INTERIOR (CONTINUED) THE NATIONAL WILDLIFE REFUGE SYSTEM WILDLIFE SPECIES MANAGEMENT Terms and Conditions...

50 CFR 31.11 - Donation and loan of wildlife specimens.

Code of Federal Regulations, 2012 CFR

2012-10-01

... 50 Wildlife and Fisheries 9 2012-10-01 2012-10-01 false Donation and loan of wildlife specimens. 31.11 Section 31.11 Wildlife and Fisheries UNITED STATES FISH AND WILDLIFE SERVICE, DEPARTMENT OF THE INTERIOR (CONTINUED) THE NATIONAL WILDLIFE REFUGE SYSTEM WILDLIFE SPECIES MANAGEMENT Terms and Conditions...

50 CFR 31.11 - Donation and loan of wildlife specimens.

Code of Federal Regulations, 2014 CFR

2014-10-01

... 50 Wildlife and Fisheries 9 2014-10-01 2014-10-01 false Donation and loan of wildlife specimens. 31.11 Section 31.11 Wildlife and Fisheries UNITED STATES FISH AND WILDLIFE SERVICE, DEPARTMENT OF THE INTERIOR (CONTINUED) THE NATIONAL WILDLIFE REFUGE SYSTEM WILDLIFE SPECIES MANAGEMENT Terms and Conditions...

50 CFR 31.11 - Donation and loan of wildlife specimens.

Code of Federal Regulations, 2011 CFR

2011-10-01

... 50 Wildlife and Fisheries 8 2011-10-01 2011-10-01 false Donation and loan of wildlife specimens. 31.11 Section 31.11 Wildlife and Fisheries UNITED STATES FISH AND WILDLIFE SERVICE, DEPARTMENT OF THE INTERIOR (CONTINUED) THE NATIONAL WILDLIFE REFUGE SYSTEM WILDLIFE SPECIES MANAGEMENT Terms and Conditions...

24 CFR 3500.11 - Mailing.

Code of Federal Regulations, 2011 CFR

2011-04-01

... or not received by the addressee) addressed to the addresses stated in the loan application or in other information submitted to or obtained by the lender at the time of loan application or submitted or... REAL ESTATE SETTLEMENT PROCEDURES ACT § 3500.11 Mailing. The provisions of this part requiring or...

24 CFR 3500.11 - Mailing.

Code of Federal Regulations, 2010 CFR

2010-04-01

... or not received by the addressee) addressed to the addresses stated in the loan application or in other information submitted to or obtained by the lender at the time of loan application or submitted or... REAL ESTATE SETTLEMENT PROCEDURES ACT § 3500.11 Mailing. The provisions of this part requiring or...

13 CFR 123.2 - What are disaster loans and disaster declarations?

Code of Federal Regulations, 2010 CFR

2010-01-01

... from economic injury caused by such disasters. Disaster declarations are official notices recognizing... settling. However, for purposes of economic injury disaster loans only, they do include droughts and below average water levels in the Great Lakes or on any body of water in the United States that supports...

76 FR 59177 - Georgia Disaster #GA-00036

Federal Register 2010, 2011, 2012, 2013, 2014

2011-09-23

...This is a notice of an Administrative declaration of a disaster for the State of GEORGIA dated 09/13/2011. Incident: Tornado. Incident Period: 09/05/2011. Dates: Effective Date: 09/13/2011. Physical Loan Application Deadline Date: 11/14/2011. Economic Injury (EIDL) Loan Application Deadline Date: 06/13/2012.

7 CFR 1927.54 - Requirements for closing agents.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 12 2010-01-01 2010-01-01 false Requirements for closing agents. 1927.54 Section 1927... PROGRAM REGULATIONS TITLE CLEARANCE AND LOAN CLOSING Real Estate Title Clearance and Loan Closing § 1927.54 Requirements for closing agents. (a) Form of title certification. State Offices are directed to...

7 CFR 3560.552 - Program objectives.

Code of Federal Regulations, 2010 CFR

2010-01-01

... AGRICULTURE DIRECT MULTI-FAMILY HOUSING LOANS AND GRANTS Off-Farm Labor Housing § 3560.552 Program objectives. (a) In addition to the objectives stated in § 3560.52, off-farm labor housing loan and grant funds... 7 Agriculture 15 2010-01-01 2010-01-01 false Program objectives. 3560.552 Section 3560.552...

38 CFR 36.4701 - Definitions.

Code of Federal Regulations, 2012 CFR

2012-07-01

... political subdivision of a State that has zoning and building code jurisdiction over a particular area having special flood hazards. (e) Designated loan means a loan secured by a building or mobile home that... of Veterans Affairs. (c) Building means a walled and roofed structure, other than a gas or liquid...

38 CFR 36.4701 - Definitions.

Code of Federal Regulations, 2011 CFR

2011-07-01

... political subdivision of a State that has zoning and building code jurisdiction over a particular area having special flood hazards. (e) Designated loan means a loan secured by a building or mobile home that... of Veterans Affairs. (c) Building means a walled and roofed structure, other than a gas or liquid...

38 CFR 36.4701 - Definitions.

Code of Federal Regulations, 2014 CFR

2014-07-01

... political subdivision of a State that has zoning and building code jurisdiction over a particular area having special flood hazards. (e) Designated loan means a loan secured by a building or mobile home that... of Veterans Affairs. (c) Building means a walled and roofed structure, other than a gas or liquid...

38 CFR 36.4701 - Definitions.

Code of Federal Regulations, 2013 CFR

2013-07-01

... political subdivision of a State that has zoning and building code jurisdiction over a particular area having special flood hazards. (e) Designated loan means a loan secured by a building or mobile home that... of Veterans Affairs. (c) Building means a walled and roofed structure, other than a gas or liquid...

75 FR 19285 - Short-Term Lending Program (STLP)

Federal Register 2010, 2011, 2012, 2013, 2014

2010-04-14

... insurance. Sec. 22.15 Delinquency on Federal, State, or Municipality Debt: This section provides that the..., history of community involvement, loan experience, and the ability to implement, monitor and manage this... litigation processes that are available in the event of loan delinquency or default. Sec. 22.69 Claim Process...

77 FR 76584 - Alaska Disaster #AK-00025

Federal Register 2010, 2011, 2012, 2013, 2014

2012-12-28

... Administrative declaration of a disaster for the State of Alaska dated 12/18/2012. Incident: High Winds and Flooding. Incident Period: 09/15/2012 through 09/30/2012. Effective Date: 12/18/2012. Physical Loan Application Deadline Date: 02/18/2013. Economic Injury (EIDL) Loan Application Deadline Date: 09/18/2013...

76 FR 66768 - Iowa Disaster #IA-00033

Federal Register 2010, 2011, 2012, 2013, 2014

2011-10-27

... declaration of a major disaster for the State of Iowa (FEMA-1998-DR), dated 10/18/2011. Incident: Flooding. Incident Period: 05/25/2011 through 08/01/2011. Effective Date: 10/18/2011. Physical Loan Application Deadline Date: 12/19/2011. Economic Injury (EIDL) Loan Application Deadline Date: 07/18/2012. ADDRESSES...

31 CFR 515.208 - Restrictions on loans, credits and other financing.

Code of Federal Regulations, 2010 CFR

2010-07-01

... other financing. 515.208 Section 515.208 Money and Finance: Treasury Regulations Relating to Money and... REGULATIONS Prohibitions § 515.208 Restrictions on loans, credits and other financing. No United States... provide other financing for the purpose of financing transactions involving confiscated property the claim...

Restructuring Resources for High-Performing Schools: A Primer for State Policymakers. Summary

ERIC Educational Resources Information Center

Miles, Karen Hawley; Baroody, Karen

2011-01-01

Billions of education dollars are trapped each year. At this time of continued budget shortfalls when every dollar spent on education must yield maximum returns in student outcomes--states are frequently tying the hands of districts. While funding adequacy and equity must remain a priority for states, ensuring that limited resources are used as…

Advancing an Urban Mission: The West Baltimore Pre-K to 16 Urban Education Corridor

ERIC Educational Resources Information Center

Arrington, Pamela Gray

2006-01-01

Coppin State University is committed to meeting the educational needs of its urban population and improving the quality of life in its urban community. An institutional pioneer in urban education, Coppin State University is the first higher education institution in the state to assume responsibility for the restructuring and administration of a…

Position statement. Restructuring, work redesign, and the job and career security of registered nurses. American Nurses Association.

PubMed

1996-01-01

The American Nurses Association (ANA) is committed to safeguarding the public, protecting and advancing the careers of professional nurses, supporting individual and collective efforts by registered nurses to protect their clients and enhancing the professional development and job security of registered nurses. As the nation's health care system is restructured, ANA is actively engaged in initiatives to strengthen the economic and general welfare of registered nurses, the safety and care for the public, and, in partnership with the state nurses associations (SNAs), oppose efforts to replace registered nurses with inappropriate substitutes.

40 CFR 142.306 - What are the responsibilities of the public water system, State and the Administrator in ensuring...

Code of Federal Regulations, 2012 CFR

2012-07-01

...) Alternative sources of water supply; (iii) Restructuring or consolidation changes, including ownership change... public water system, State and the Administrator in ensuring that sufficient information is available and... Environment ENVIRONMENTAL PROTECTION AGENCY (CONTINUED) WATER PROGRAMS (CONTINUED) NATIONAL PRIMARY DRINKING...

40 CFR 142.306 - What are the responsibilities of the public water system, State and the Administrator in ensuring...

Code of Federal Regulations, 2013 CFR

2013-07-01

...) Alternative sources of water supply; (iii) Restructuring or consolidation changes, including ownership change... public water system, State and the Administrator in ensuring that sufficient information is available and... Environment ENVIRONMENTAL PROTECTION AGENCY (CONTINUED) WATER PROGRAMS (CONTINUED) NATIONAL PRIMARY DRINKING...

California's First Year with Local Control Finance and Accountability

ERIC Educational Resources Information Center

Menefee-Libey, David J.; Kerchner, Charles Taylor

2015-01-01

In 2013, Governor Jerry Brown and the California legislature radically restructured the state's school funding system and accountability systems with a weighted student formula and a mandated local planning process in each district. The new law substitutes local politics and grassroots agency for state-driven mandates and compliance reviews. While…

Improving School Accountability in California

ERIC Educational Resources Information Center

Larsen, S. Eric; Lipscomb, Stephen; Jaquet, Karina

2011-01-01

Federal education policy will soon undergo a major revision, with significant consequences for the state's own policy and practices. This report seeks to help federal and state policymakers consider this restructuring and one of its core questions: How should schools and school districts be held accountable for the academic progress of their…

Strengthening the Federal Student Loan Program for Borrowers. Hearing of the Committee on Health, Education, Labor, and Pensions, United States Senate, One Hundred Thirteenth Congress, Second Session on Examining Strengthening the Federal Student Loan Program for Borrowers (March 27, 2014). Senate Hearing 113-829

ERIC Educational Resources Information Center

US Senate, 2016

2016-01-01

This hearing represents the eighth in the series of Committee on Health, Education, Labor, and Pensions' hearings preparing to reauthorize the Higher Education Act. The primary focus of this hearing is strengthening Federal loan programs to ensure they are working well for students and families. Statements from the following committee members are…

77 FR 48198 - Culturally Significant Objects Imported for Exhibition Determinations: “Faking It: Manipulated...

Federal Register 2010, 2011, 2012, 2013, 2014

2012-08-13

...Notice is hereby given of the following determinations: Pursuant to the authority vested in me by the Act of October 19, 1965 (79 Stat. 985; 22 U.S.C. 2459), Executive Order 12047 of March 27, 1978, the Foreign Affairs Reform and Restructuring Act of 1998 (112 Stat. 2681, et seq.; 22 U.S.C. 6501 note, et seq.), Delegation of Authority No. 234 of October 1, 1999, and Delegation of Authority No. 236-3 of August 28, 2000 (and, as appropriate, Delegation of Authority No. 257 of April 15, 2003), I hereby determine that the objects to be included in the exhibition ``Faking It: Manipulated Photography Before Photoshop,'' imported from abroad for temporary exhibition within the United States, are of cultural significance. The objects are imported pursuant to loan agreements with the foreign owners or custodians. I also determine that the exhibition or display of the exhibit objects at the Metropolitan Museum of Art, New York, New York, from on or about October 11, 2012, until on or about January 27, 2013, the National Gallery of Art, Washington, DC, from on or about February 17, 2013, until on or about May 5, 2013, the Museum of Fine Arts, Houston, Texas, from on or about June 2, 2013, until on or about August 25, 2013, and at possible additional exhibitions or venues yet to be determined, is in the national interest. I have ordered that Public Notice of these Determinations be published in the Federal Register.

Do all types of restructuring threaten employees' well-being? An exploratory study.

PubMed

Widerszal-Bazyl, Maria; Mockałło, Zofia

2015-01-01

Most research on the negative impact of restructuring on employees' health considers restructuring involving personnel reduction. The aim of this study was to explore the assumption that the type of restructuring, business expansion versus restructuring not involving expansion (only reductions and/or change of ownership), influences its psychological responses: appraisal of the change, psychosocial working conditions and well-being after the change. The study was carried out among 857 employees that experienced restructuring in 2009 and/or 2010 and 538 employees from companies not restructured at that time. The main variables, i.e., assessment of change in terms of personal benefits and losses, psychosocial job characteristics and well-being were measured using a questionnaire developed in "The psychological health and well-being in restructuring: key effects and mechanisms" project (PSYRES). It was found that the employees who experienced business expansion in comparison to those who experienced exclusively change of ownership had a higher appraisal of change, while those who experienced restructuring not involving business expansion did not differ from those who experienced change of ownership. As far as psychosocial working conditions are concerned, those employees who experienced exclusively business expansion did not differ from those in the not restructured companies (except for quantitative demands that were higher), while most psychosocial working conditions of the employees who experienced restructuring not involving expansion were poorer than in the not restructured companies. Also, well-being measures of the employees who experienced exclusively business expansion did not differ from those in the not restructured companies (except for innovative behavior that was even higher), while well-being measure of those who experienced restructuring not involving expansion was poorer than of those in the not restructured companies. Restructuring involving exclusively business expansion is not a threat to psychosocial job characteristics (except for quantitative demands) or to employees' well-being. Therefore, the type of restructuring should be taken into account when the restructuring--psychological health relationship is discussed. This work is available in Open Access model and licensed under a CC BY-NC 3.0 PL license.

Student Debt and the Class of 2009

ERIC Educational Resources Information Center

Cheng, Diane; Reed, Matthew

2010-01-01

This paper is the fifth annual report on the cumulative student loan debt of recent graduates from public and private nonprofit colleges. This analysis of the latest available data found that the debt levels of students who graduate with loans continued to rise, with considerable variation among states as well as among colleges. This report…

76 FR 63984 - Disaster Declaration #12871; Disaster #ZZ-00007; The Entire United States and U.S. Territories

Federal Register 2010, 2011, 2012, 2013, 2014

2011-10-14

... a notice of the Military Reservist Economic Injury Disaster Loan Program (MREIDL), dated 10/01/2011. Effective Date: 10/01/2011. MREIDL Loan Application Deadline Date: 1 year after the essential employees is..., this notice establishes the application filing period for the Military Reservist Economic Injury...

7 CFR 3575.3 - Full faith and credit.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 15 2010-01-01 2010-01-01 false Full faith and credit. 3575.3 Section 3575.3... AGRICULTURE GENERAL Community Programs Guaranteed Loans § 3575.3 Full faith and credit. The Loan Note Guarantee constitutes an obligation supported by the full faith and credit of the United States and is not...

7 CFR 3575.3 - Full faith and credit.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 7 Agriculture 15 2012-01-01 2012-01-01 false Full faith and credit. 3575.3 Section 3575.3... AGRICULTURE GENERAL Community Programs Guaranteed Loans § 3575.3 Full faith and credit. The Loan Note Guarantee constitutes an obligation supported by the full faith and credit of the United States and is not...

7 CFR 3575.3 - Full faith and credit.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 7 Agriculture 15 2011-01-01 2011-01-01 false Full faith and credit. 3575.3 Section 3575.3... AGRICULTURE GENERAL Community Programs Guaranteed Loans § 3575.3 Full faith and credit. The Loan Note Guarantee constitutes an obligation supported by the full faith and credit of the United States and is not...

7 CFR 3575.3 - Full faith and credit.

Code of Federal Regulations, 2014 CFR

2014-01-01

... 7 Agriculture 15 2014-01-01 2014-01-01 false Full faith and credit. 3575.3 Section 3575.3... AGRICULTURE GENERAL Community Programs Guaranteed Loans § 3575.3 Full faith and credit. The Loan Note Guarantee constitutes an obligation supported by the full faith and credit of the United States and is not...

7 CFR 3575.3 - Full faith and credit.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 7 Agriculture 15 2013-01-01 2013-01-01 false Full faith and credit. 3575.3 Section 3575.3... AGRICULTURE GENERAL Community Programs Guaranteed Loans § 3575.3 Full faith and credit. The Loan Note Guarantee constitutes an obligation supported by the full faith and credit of the United States and is not...

78 FR 65107 - Loans in Areas Having Special Flood Hazards

Federal Register 2010, 2011, 2012, 2013, 2014

2013-10-30

...) 898-3991, Division of Depositor and Consumer Protection. FCA: Paul K. Gibbs, Senior Accountant, Office..., 2012, was not required by Federal or State law to escrow taxes or insurance for the term of the loan and did not have a policy to require escrow of taxes and insurance. The Agencies are proposing to...

75 FR 28313 - Mississippi Disaster #MS-00038 Declaration of Economic Injury

Federal Register 2010, 2011, 2012, 2013, 2014

2010-05-20

... Declaration of Economic Injury AGENCY: U.S. Small Business Administration. ACTION: Notice. SUMMARY: This is a notice of an Economic Injury Disaster Loan (EIDL) declaration for the State of Mississippi, dated 05/13... economic injury disaster loans may be filed at the address listed above or other locally announced...

76 FR 19515 - California Disaster # CA-00170 Declaration of Economic Injury

Federal Register 2010, 2011, 2012, 2013, 2014

2011-04-07

... Declaration of Economic Injury AGENCY: U.S. Small Business Administration. ACTION: Notice. SUMMARY: This is a notice of an Economic Injury Disaster Loan (EIDL) declaration for the State of California, dated 03/31..., applications for economic injury disaster loans may be filed at the address listed above or other locally...

75 FR 17792 - North Carolina Disaster # NC-00025 Declaration of Economic Injury

Federal Register 2010, 2011, 2012, 2013, 2014

2010-04-07

... Declaration of Economic Injury AGENCY: U.S. Small Business Administration. ACTION: Notice. SUMMARY: This is a notice of an Economic Injury Disaster Loan (EIDL) declaration for the State of North Carolina, dated 03..., applications for economic injury disaster loans may be filed at the address listed above or other locally...

76 FR 66768 - Delaware Disaster #DE-00012, Declaration of Economic Injury

Federal Register 2010, 2011, 2012, 2013, 2014

2011-10-27

... of Economic Injury AGENCY: U.S. Small Business Administration. ACTION: Notice. SUMMARY: This is a notice of an Economic Injury Disaster Loan (EIDL) declaration for the State of Delaware, dated 10/20/2011... economic injury disaster loans may be filed at the address listed above or other locally announced...

75 FR 26813 - New Hampshire Disaster #NH-00016 Declaration of Economic Injury

Federal Register 2010, 2011, 2012, 2013, 2014

2010-05-12

... Declaration of Economic Injury AGENCY: U.S. Small Business Administration. ACTION: Notice. SUMMARY: This is a notice of an Economic Injury Disaster Loan (EIDL) declaration for the State of New Hampshire, dated 05/04... economic injury disaster loans may be filed at the address listed above or other locally announced...

75 FR 28313 - Alabama Disaster #AL-00032 Declaration of Economic Injury

Federal Register 2010, 2011, 2012, 2013, 2014

2010-05-20

... of Economic Injury AGENCY: U.S. Small Business Administration. ACTION: Notice. SUMMARY: This is a notice of an Economic Injury Disaster Loan (EIDL) declaration for the State of Alabama, dated 05/13/2010... economic injury disaster loans may be filed at the address listed above or other locally announced...

75 FR 28310 - Florida Disaster # FL-00056 Declaration of Economic Injury

Federal Register 2010, 2011, 2012, 2013, 2014

2010-05-20

... of Economic Injury AGENCY: U.S. Small Business Administration. ACTION: Notice. SUMMARY: This is a notice of an Economic Injury Disaster Loan (EIDL) declaration for the State of Florida, dated 05/13/2010... economic injury disaster loans may be filed at the address listed above or other locally announced...

76 FR 59176 - New Mexico Disaster #NM-00023 Declaration of Economic Injury

Federal Register 2010, 2011, 2012, 2013, 2014

2011-09-23

... Declaration of Economic Injury AGENCY: U.S. Small Business Administration. ACTION: Notice. SUMMARY: This is a notice of an Economic Injury Disaster Loan (EIDL) declaration for the State of New Mexico, dated 09/13... economic injury disaster loans may be filed at the address listed above or other locally announced...

78 FR 57922 - New Mexico Disaster #NM-00034 Declaration of Economic Injury

Federal Register 2010, 2011, 2012, 2013, 2014

2013-09-20

... Declaration of Economic Injury AGENCY: Small Business Administration. ACTION: Notice. SUMMARY: This is a notice of an Economic Injury Disaster Loan (EIDL) declaration for the State of New Mexico, dated 09/10..., applications for economic injury disaster loans may be filed at the address listed above or other locally...

75 FR 8414 - Tennessee Disaster # TN-00036 Declaration of Economic Injury

Federal Register 2010, 2011, 2012, 2013, 2014

2010-02-24

... of Economic Injury AGENCY: U.S. Small Business Administration. ACTION: Notice. SUMMARY: This is a notice of an Economic Injury Disaster Loan (EIDL) declaration for the State of Tennessee, dated 02/16..., applications for economic injury disaster loans may be filed at the address listed above or other locally...

78 FR 52599 - New Mexico Disaster #NM-00033 Declaration of Economic Injury

Federal Register 2010, 2011, 2012, 2013, 2014

2013-08-23

... Declaration of Economic Injury AGENCY: U.S. Small Business Administration. ACTION: Notice. SUMMARY: This is a notice of an Economic Injury Disaster Loan (EIDL) declaration for the State of New Mexico, dated 08/13..., applications for economic injury disaster loans may be filed at the address listed above or other locally...

78 FR 53492 - California Disaster #CA-00208 Declaration of Economic Injury

Federal Register 2010, 2011, 2012, 2013, 2014

2013-08-29

... Declaration of Economic Injury AGENCY: U.S. Small Business Administration. ACTION: Notice. SUMMARY: This is a notice of an Economic Injury Disaster Loan (EIDL) declaration for the State of California, dated 08/19... economic injury disaster loans may be filed at the address listed above or other locally announced...

78 FR 61442 - Idaho Disaster #ID-00027 Declaration of Economic Injury

Federal Register 2010, 2011, 2012, 2013, 2014

2013-10-03

... Economic Injury AGENCY: U.S. Small Business Administration. ACTION: Notice. SUMMARY: This is a notice of an Economic Injury Disaster Loan (EIDL) declaration for the State of Idaho, dated 09/25/2013. Incident..., applications for economic injury disaster loans may be filed at the address listed above or other locally...

13 CFR Appendix A to Subpart A of... - Appendix A to Subpart A of Part 113

Code of Federal Regulations, 2014 CFR

2014-01-01

... development company loans (501) and their small business concerns Small Business Investment Act, Title V and Small Business Act, sec. 7(a)(13). Debtor State and local development company loans (502) and their...). Debtor certified development companies (503) and their small business concerns Small Business Investment...

13 CFR Appendix A to Subpart A of... - Appendix A to Subpart A of Part 113

Code of Federal Regulations, 2013 CFR

2013-01-01

... development company loans (501) and their small business concerns Small Business Investment Act, Title V and Small Business Act, sec. 7(a)(13). Debtor State and local development company loans (502) and their...). Debtor certified development companies (503) and their small business concerns Small Business Investment...

13 CFR Appendix A to Subpart A of... - Appendix A to Subpart A of Part 113

Code of Federal Regulations, 2011 CFR

2011-01-01

... development company loans (501) and their small business concerns Small Business Investment Act, Title V and Small Business Act, sec. 7(a)(13). Debtor State and local development company loans (502) and their...). Debtor certified development companies (503) and their small business concerns Small Business Investment...

13 CFR Appendix A to Subpart A of... - Appendix A to Subpart A of Part 113

Code of Federal Regulations, 2012 CFR

2012-01-01

... development company loans (501) and their small business concerns Small Business Investment Act, Title V and Small Business Act, sec. 7(a)(13). Debtor State and local development company loans (502) and their...). Debtor certified development companies (503) and their small business concerns Small Business Investment...

76 FR 35935 - New Mexico Disaster #NM-00019 Declaration of Economic Injury

Federal Register 2010, 2011, 2012, 2013, 2014

2011-06-20

... Declaration of Economic Injury AGENCY: U.S. Small Business Administration. ACTION: Notice. SUMMARY: This is a notice of an Economic Injury Disaster Loan (EIDL) declaration for the State of New Mexico, dated 06/10... economic injury disaster loans may be filed at the address listed above or other locally announced...

Northern Network Committee Interlibrary Loan Survey Report.

ERIC Educational Resources Information Center

California State Univ. and Colleges, Los Angeles. Northern Library Regional Cooperation Board.

All libraries of the 19 campuses in the California State University system were surveyed about their interlibrary loan operations. Information concerning the turnaround time was sought in three specific areas: (1) from date of patron request to date of patron receipt; (2) from date of library request to date of patron notification; and (3) from…

26 CFR 1.585-1 - Reserve for losses on loans of banks.

Code of Federal Regulations, 2010 CFR

2010-04-01

... Section 1.585-1 Internal Revenue INTERNAL REVENUE SERVICE, DEPARTMENT OF THE TREASURY (CONTINUED) INCOME TAX (CONTINUED) INCOME TAXES (CONTINUED) Banking Institutions § 1.585-1 Reserve for losses on loans of... with the conduct of a banking business within the United States. (2) Exception. For taxable years...

78 FR 51046 - Registration of Mortgage Loan Originators

Federal Register 2010, 2011, 2012, 2013, 2014

2013-08-20

... Federal Register.\\10\\ Instead of substantively amending the current regulations, the CFPB has made only... State or territory that does not have one in place that meets the requirements of the S.A.F.E. Act. \\10... CFR part 1007 will now govern the registration of residential mortgage loan originators at FCS...

25 CFR 101.13 - Security.

Code of Federal Regulations, 2012 CFR

2012-04-01

... 25 Indians 1 2012-04-01 2011-04-01 true Security. 101.13 Section 101.13 Indians BUREAU OF INDIAN... § 101.13 Security. (a) United States direct loans shall be secured by such security as the Commissioner may require. A lack of security will not preclude the making of a loan if the proposed use of the...

25 CFR 101.13 - Security.

Code of Federal Regulations, 2011 CFR

2011-04-01

... 25 Indians 1 2011-04-01 2011-04-01 false Security. 101.13 Section 101.13 Indians BUREAU OF INDIAN... § 101.13 Security. (a) United States direct loans shall be secured by such security as the Commissioner may require. A lack of security will not preclude the making of a loan if the proposed use of the...

25 CFR 101.13 - Security.

Code of Federal Regulations, 2013 CFR

2013-04-01

... 25 Indians 1 2013-04-01 2013-04-01 false Security. 101.13 Section 101.13 Indians BUREAU OF INDIAN... § 101.13 Security. (a) United States direct loans shall be secured by such security as the Commissioner may require. A lack of security will not preclude the making of a loan if the proposed use of the...

25 CFR 101.13 - Security.

Code of Federal Regulations, 2014 CFR

2014-04-01

... 25 Indians 1 2014-04-01 2014-04-01 false Security. 101.13 Section 101.13 Indians BUREAU OF INDIAN... § 101.13 Security. (a) United States direct loans shall be secured by such security as the Commissioner may require. A lack of security will not preclude the making of a loan if the proposed use of the...

7 CFR 766.355 - Acceleration of loans.

Code of Federal Regulations, 2010 CFR

2010-01-01

.... (a) General. (1) The Agency accelerates loans in accordance with this section, unless: (i) State law... notification in accordance with subpart C of this part, except for borrowers who fail to graduate in accordance...) Transfer the security to a third party in accordance with part 765, subpart I of this chapter; (3) Sell the...

Student-Loan Inquiry Expands to Examine Issues of Race

ERIC Educational Resources Information Center

Basken, Paul

2007-01-01

Federal and state officials investigating the student-loan industry are turning their attention to matters of race, hoping to protect students of the nation's historically black colleges. But the colleges themselves are not sure they want the help. New York's attorney general, Andrew M. Cuomo, and the chairman of the U.S. House education…

12 CFR 1008.103 - Individuals required to be licensed by states.

Code of Federal Regulations, 2014 CFR

2014-01-01

... application; and (ii) Offers or negotiates terms of a residential mortgage loan for compensation or gain; or... promotional items), that such individual can or will perform the activities described in paragraph (b)(1) of this section. (c)(1) An individual “takes a residential mortgage loan application” if the individual...

12 CFR 1008.103 - Individuals required to be licensed by states.

Code of Federal Regulations, 2013 CFR

2013-01-01

... application; and (ii) Offers or negotiates terms of a residential mortgage loan for compensation or gain; or... promotional items), that such individual can or will perform the activities described in paragraph (b)(1) of this section. (c)(1) An individual “takes a residential mortgage loan application” if the individual...

24 CFR 3400.103 - Individuals required to be licensed by states.

Code of Federal Regulations, 2012 CFR

2012-04-01

... application; and (ii) Offers or negotiates terms of a residential mortgage loan for compensation or gain; or... promotional items), that such individual can or will perform the activities described in paragraph (b)(1) of this section. (c)(1) An individual “takes a residential mortgage loan application” if the individual...

24 CFR 3400.103 - Individuals required to be licensed by states.

Code of Federal Regulations, 2014 CFR

2014-04-01

... application; and (ii) Offers or negotiates terms of a residential mortgage loan for compensation or gain; or... promotional items), that such individual can or will perform the activities described in paragraph (b)(1) of this section. (c)(1) An individual “takes a residential mortgage loan application” if the individual...

12 CFR 1008.103 - Individuals required to be licensed by states.

Code of Federal Regulations, 2012 CFR

2012-01-01

... application; and (ii) Offers or negotiates terms of a residential mortgage loan for compensation or gain; or... promotional items), that such individual can or will perform the activities described in paragraph (b)(1) of this section. (c)(1) An individual “takes a residential mortgage loan application” if the individual...

24 CFR 3400.103 - Individuals required to be licensed by states.

Code of Federal Regulations, 2013 CFR

2013-04-01

... application; and (ii) Offers or negotiates terms of a residential mortgage loan for compensation or gain; or... promotional items), that such individual can or will perform the activities described in paragraph (b)(1) of this section. (c)(1) An individual “takes a residential mortgage loan application” if the individual...

State of Student Aid and Higher Education in Texas, 2016

ERIC Educational Resources Information Center

Fernandez, Chris; Fletcher, Carla; Klepfer, Kasey

2016-01-01

Texas Guaranteed Student Loan Corporation (TG) provides critical support to schools, students, and borrowers at every stage of the federal student aid process--from providing information on how to pay for a higher education including financial aid options, to facilitating successful loan repayment after graduation. This 2016 issue of "State…

The World in Their Laps.

ERIC Educational Resources Information Center

Duncan, Lucy E.

2003-01-01

Discusses the St. Philip's College (SPC) Learning Resource Center laptop loaning program. States that SPC is a Historically Black College and Hispanic Serving Institution that is now rewarding honors students by lending them laptops for a semester at a time. Discusses the development of the loaning program. Provides a list of Web sites for anyone…

State of Student Aid and Higher Education in Texas, 2017

ERIC Educational Resources Information Center

Fernandez, Chris; Fletcher, Carla; Klepfer, Kasey

2017-01-01

The Texas Guaranteed Student Loan Corporation (TG) offers critical support to schools, students, and borrowers at every stage of the federal student aid process--from providing information on how to pay for a higher education, including financial aid options, to facilitating successful loan repayment after graduation. As part of that support, this…

13 CFR 307.15 - Prudent management of Revolving Loan Funds.

Code of Federal Regulations, 2010 CFR

2010-01-01

... effect from time to time in the United States and the provisions outlined in OMB Circular A-133 and the... RLF Recipient's financial statements to show the fair market value of an RLF's loan portfolio... doing so compromises the ability of the RLF Recipient to implement its financing strategy. (d) Private...

Student Debt and the Class of 2010

ERIC Educational Resources Information Center

Reed, Matthew

2011-01-01

This paper is the sixth annual report on the cumulative student loan debt of recent graduates from four-year public and private nonprofit colleges. This analysis found that the debt levels of students who graduate with loans continued to rise, with considerable variation among states as well as among colleges. This paper estimates that two-thirds…

26 CFR 301.7701-13 - Pre-1970 domestic building and loan association.

Code of Federal Regulations, 2012 CFR

2012-04-01

... 26 Internal Revenue 18 2012-04-01 2012-04-01 false Pre-1970 domestic building and loan association... (CONTINUED) PROCEDURE AND ADMINISTRATION PROCEDURE AND ADMINISTRATION Definitions § 301.7701-13 Pre-1970... association under Federal or State law which meets supervisory test (described in paragraph (b) of this...

26 CFR 301.7701-13 - Pre-1970 domestic building and loan association.

Code of Federal Regulations, 2014 CFR

2014-04-01

... 26 Internal Revenue 18 2014-04-01 2014-04-01 false Pre-1970 domestic building and loan association... (CONTINUED) PROCEDURE AND ADMINISTRATION PROCEDURE AND ADMINISTRATION Definitions § 301.7701-13 Pre-1970... association under Federal or State law which meets supervisory test (described in paragraph (b) of this...

26 CFR 301.7701-13 - Pre-1970 domestic building and loan association.

Code of Federal Regulations, 2010 CFR

2010-04-01

... 26 Internal Revenue 18 2010-04-01 2010-04-01 false Pre-1970 domestic building and loan association... (CONTINUED) PROCEDURE AND ADMINISTRATION PROCEDURE AND ADMINISTRATION Definitions § 301.7701-13 Pre-1970... association under Federal or State law which meets supervisory test (described in paragraph (b) of this...

26 CFR 301.7701-13 - Pre-1970 domestic building and loan association.

Code of Federal Regulations, 2011 CFR

2011-04-01

... 26 Internal Revenue 18 2011-04-01 2011-04-01 false Pre-1970 domestic building and loan association... (CONTINUED) PROCEDURE AND ADMINISTRATION PROCEDURE AND ADMINISTRATION Definitions § 301.7701-13 Pre-1970... association under Federal or State law which meets supervisory test (described in paragraph (b) of this...

Secondary Mortgage Market: Information on Underwriting and Home Loans in the Atlanta Area

DTIC Science & Technology

1990-11-01

program which must be used in connection with the insuring of loans in these areas. Finally, HUD states that gentrification may reverse the rate of...decline of an older neighborhood assuming it is not subject to heavy commercial or industrial encroachment. Gentrification occurs when people move into

8 CFR 245a.5 - Temporary disqualification of certain newly legalized aliens from receiving benefits from...

Code of Federal Regulations, 2010 CFR

2010-01-01

..., wages, loan, loan guarantees, or otherwise, which is furnished by the Federal Government directly, or...; Emergency Assistance; State Aid; Aid to Families with Dependent Children) 13.780 Low-Income Home Energy... Multifamily Rental Housing for Low and Moderate Income Families (Below Market Interest Rate) 14.136 Department...

Honing Theory: A Complex Systems Framework for Creativity.

PubMed

Gabora, Liane

2017-01-01

This paper proposes a theory of creativity, referred to as honing theory, which posits that creativity fuels the process by which culture evolves through communal exchange amongst minds that are self-organizing, self-maintaining, and self-reproducing. According to honing theory, minds, like other self-organizing systems, modify their contents and adapt to their environments to minimize entropy. Creativity begins with detection of high psychological entropy material, which provokes uncertainty and is arousal-inducing. The creative process involves recursively considering this material from new contexts until it is sufficiently restructured that arousal dissipates. Restructuring involves neural synchrony and dynamic binding, and may be facilitated by temporarily shifting to a more associative mode of thought. A creative work may similarly induce restructuring in others, and thereby contribute to the cultural evolution of more nuanced worldviews. Since lines of cultural descent connecting creative outputs may exhibit little continuity, it is proposed that cultural evolution occurs at the level of self-organizing minds; outputs reflect their evolutionary state. Honing theory addresses challenges not addressed by other theories of creativity, such as the factors that guide restructuring, and in what sense creative works evolve. Evidence comes from empirical studies, an agent-based computational model of cultural evolution, and a model of concept combination.

24 CFR 401.401 - Consolidated Restructuring Plans.

Code of Federal Regulations, 2010 CFR

2010-04-01

... PROGRAM (MARK-TO-MARKET) Restructuring Plan § 401.401 Consolidated Restructuring Plans. A PAE may request HUD to approve a Consolidated Restructuring Plan that presents an overall strategy for more than one... resources, HUD will not approve any Consolidated Restructuring Plans that have a detrimental effect on...

24 CFR 401.400 - Required elements of a Restructuring Plan.

Code of Federal Regulations, 2012 CFR

2012-04-01

... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false Required elements of a... RESTRUCTURING PROGRAM (MARK-TO-MARKET) Restructuring Plan § 401.400 Required elements of a Restructuring Plan... included in its PRA. (b) Required elements. The Restructuring Plan must contain a narrative that fully...

24 CFR 401.400 - Required elements of a Restructuring Plan.

Code of Federal Regulations, 2013 CFR

2013-04-01

... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false Required elements of a... RESTRUCTURING PROGRAM (MARK-TO-MARKET) Restructuring Plan § 401.400 Required elements of a Restructuring Plan... included in its PRA. (b) Required elements. The Restructuring Plan must contain a narrative that fully...

24 CFR 401.400 - Required elements of a Restructuring Plan.

Code of Federal Regulations, 2011 CFR

2011-04-01

... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Required elements of a... RESTRUCTURING PROGRAM (MARK-TO-MARKET) Restructuring Plan § 401.400 Required elements of a Restructuring Plan... included in its PRA. (b) Required elements. The Restructuring Plan must contain a narrative that fully...

24 CFR 401.400 - Required elements of a Restructuring Plan.

Code of Federal Regulations, 2014 CFR

2014-04-01

... 24 Housing and Urban Development 2 2014-04-01 2014-04-01 false Required elements of a... RESTRUCTURING PROGRAM (MARK-TO-MARKET) Restructuring Plan § 401.400 Required elements of a Restructuring Plan... included in its PRA. (b) Required elements. The Restructuring Plan must contain a narrative that fully...

24 CFR 401.400 - Required elements of a Restructuring Plan.

Code of Federal Regulations, 2010 CFR

2010-04-01

... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Required elements of a... RESTRUCTURING PROGRAM (MARK-TO-MARKET) Restructuring Plan § 401.400 Required elements of a Restructuring Plan... included in its PRA. (b) Required elements. The Restructuring Plan must contain a narrative that fully...

The Formula behind Maryland's K-12 Funding. School Choice Issues in the State

ERIC Educational Resources Information Center

Scafidi, Benjamin

2008-01-01

Maryland's school finance system experienced a restructuring in 2002 with the passage of SB 856, the "Bridge to Excellence Act." The "Bridge" Act set the funding amount for "base" students, brought state funding for kindergarten students on par with students in grades 1-12, and collapsed about 50 school funding…

Understanding Educational Reform in Global Context: Economy, Ideology, and the State.

ERIC Educational Resources Information Center

Ginsburg, Mark B., Ed.

This book presents a set of national case studies on educational reform of higher education that views reform as processes of ideological and social struggles. The titles and authors are as follows: "Educational Reform: Social Struggles, the State and the World Economic System" (Mark B. Ginsburg, et al.); "Restructuring Education…

A Decade of Economic Change and Population Shifts in U.S. Regions.

ERIC Educational Resources Information Center

Deming, William G.

1996-01-01

Between 1983 and 1990, the United States experienced one of its longest periods of economic expansion since the Second World War. The 1983-95 period has been a time of fundamental economic change, with wide variations by state and region caused by industrial restructuring, worker migration, and immigration. (JOW)

Globalization, State Transformation, and Educational Re-Structuring: Why Postmodern Diversity Will Prevail over Standardization

ERIC Educational Resources Information Center

Waks, Leonard J.

2006-01-01

Over the past two decades the educational policies of neo-liberal nation states have exhibited contradictory tendencies, promoting both bureaucratic standardization of curriculum and standardized evaluation on the one hand, and postmodern diversification on the other. Despite recent increases in bureaucratic standardization, I argue that the…

Connecting Children to the Future: A Telecommunications Policy Guide for Child Advocates.

ERIC Educational Resources Information Center

Center for Media Education, Washington, DC.

New digital technologies and the rapid growth of the Internet are restructuring communications systems and transforming education and the economy. Noting that many of the resulting telecommunications policies will be made at the state level, this publication provides guidelines for child advocates to influence state policy regarding children's use…

The Allocation of Money and Its Impact on Education.

ERIC Educational Resources Information Center

Education Commission of the States, Denver, CO.

While much attention has been paid to educational reform or restructuring efforts to improve the nation's schools, the fiscal aspects of reform have received little attention. The Education Commission of the States studied 20 school districts in 6 states (California, Colorado, Illinois, Kentucky, Maine, and South Carolina) to determine what impact…

The New Institutional Governance of Italian State Universities: What Role for the New Governing Bodies?

ERIC Educational Resources Information Center

Donina, Davide; Meoli, Michele; Paleari, Stefano

2015-01-01

In 2010, a comprehensive reform required Italian state universities to restructure their institutional governance by revising their statutes. This interpretative paper aims to evaluate whether the Italian reform is congruent with its declarations, examine the variations in the implementation within the same country of a unitary national regulation…

7 CFR 3550.6 - State law or State supplement.

Code of Federal Regulations, 2010 CFR

2010-01-01

... AGRICULTURE DIRECT SINGLE FAMILY HOUSING LOANS AND GRANTS General § 3550.6 State law or State supplement..., construction, or environmental policies. Supplemental guidance may be issued in the case of any conflict or...

Colleges Should Teach Students How to Borrow Wisely

ERIC Educational Resources Information Center

Holtschneider, Dennis H.

2008-01-01

The student-loan industry seems to have broken new ground, which raises a red flag after the recent investigation of the private-loan industry by Andrew M. Cuomo, New York State's attorney general. Last June "The Chronicle" reported that in Cuomo's testimony before Congress, he compared the industry to the Wild West, characterizing it as a bastion…

75 FR 1661 - Disaster Declaration # 12008 and # 12009; Alabama Disaster # AL-00028

Federal Register 2010, 2011, 2012, 2013, 2014

2010-01-12

... declaration of a major disaster for Public Assistance Only for the State of Alabama (FEMA- 1870-DR), dated 12/31/2009. Incident: Severe Storms and Flooding. Incident Period: 12/12/2009 through 12/18/2009. Effective Date: 12/31/2009. Physical Loan Application Deadline Date: 03/01/2010. Economic Injury (EIDL) Loan...