Sample records for map lender quality

  1. 24 CFR 200.1530 - Bases for sanctioning a MAP lender.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false Bases for sanctioning a MAP lender. 200.1530 Section 200.1530 Housing and Urban Development Regulations Relating to Housing and Urban...): MAP Lender Quality Assurance Enforcement § 200.1530 Bases for sanctioning a MAP lender. It is HUD...

  2. 24 CFR 200.1530 - Bases for sanctioning a MAP lender.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false Bases for sanctioning a MAP lender. 200.1530 Section 200.1530 Housing and Urban Development Regulations Relating to Housing and Urban...): MAP Lender Quality Assurance Enforcement § 200.1530 Bases for sanctioning a MAP lender. It is HUD...

  3. 24 CFR 200.1530 - Bases for sanctioning a MAP lender.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Bases for sanctioning a MAP lender. 200.1530 Section 200.1530 Housing and Urban Development Regulations Relating to Housing and Urban...): MAP Lender Quality Assurance Enforcement § 200.1530 Bases for sanctioning a MAP lender. It is HUD...

  4. 24 CFR 200.1530 - Bases for sanctioning a MAP lender.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Bases for sanctioning a MAP lender. 200.1530 Section 200.1530 Housing and Urban Development Regulations Relating to Housing and Urban...): MAP Lender Quality Assurance Enforcement § 200.1530 Bases for sanctioning a MAP lender. It is HUD...

  5. 24 CFR 200.1535 - MAP Lender Review Board.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false MAP Lender Review Board. 200.1535 Section 200.1535 Housing and Urban Development Regulations Relating to Housing and Urban Development... Lender Quality Assurance Enforcement § 200.1535 MAP Lender Review Board. (a) Authority—(1) Sanctions. The...

  6. 24 CFR 200.1535 - MAP Lender Review Board.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false MAP Lender Review Board. 200.1535 Section 200.1535 Housing and Urban Development Regulations Relating to Housing and Urban Development... Lender Quality Assurance Enforcement § 200.1535 MAP Lender Review Board. (a) Authority—(1) Sanctions. The...

  7. 24 CFR 200.1535 - MAP Lender Review Board.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false MAP Lender Review Board. 200.1535 Section 200.1535 Housing and Urban Development Regulations Relating to Housing and Urban Development... Lender Quality Assurance Enforcement § 200.1535 MAP Lender Review Board. (a) Authority—(1) Sanctions. The...

  8. 24 CFR 200.1535 - MAP Lender Review Board.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 24 Housing and Urban Development 2 2014-04-01 2014-04-01 false MAP Lender Review Board. 200.1535 Section 200.1535 Housing and Urban Development Regulations Relating to Housing and Urban Development... Lender Quality Assurance Enforcement § 200.1535 MAP Lender Review Board. (a) Authority—(1) Sanctions. The...

  9. 24 CFR 200.1545 - Appeals of MAP Lender Review Board decisions.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ...): MAP Lender Quality Assurance Enforcement § 200.1545 Appeals of MAP Lender Review Board decisions. (a... information included in the administrative record and any new information presented at the appeal conference... to overturn will be posted on HUD's MAP Web site. ...

  10. 24 CFR 200.1545 - Appeals of MAP Lender Review Board decisions.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ...): MAP Lender Quality Assurance Enforcement § 200.1545 Appeals of MAP Lender Review Board decisions. (a... information included in the administrative record and any new information presented at the appeal conference... to overturn will be posted on HUD's MAP Web site. ...

  11. 24 CFR 200.1545 - Appeals of MAP Lender Review Board decisions.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ...): MAP Lender Quality Assurance Enforcement § 200.1545 Appeals of MAP Lender Review Board decisions. (a... information included in the administrative record and any new information presented at the appeal conference... to overturn will be posted on HUD's MAP Web site. ...

  12. 24 CFR 200.1545 - Appeals of MAP Lender Review Board decisions.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ...): MAP Lender Quality Assurance Enforcement § 200.1545 Appeals of MAP Lender Review Board decisions. (a... information included in the administrative record and any new information presented at the appeal conference... to overturn will be posted on HUD's MAP Web site. ...

  13. 24 CFR 200.1525 - Settlement agreements.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false Settlement agreements. 200.1525... Lender Quality Assurance Enforcement § 200.1525 Settlement agreements. (a) HUD staff, as authorized, may negotiate a settlement agreement with a MAP lender before or after the issuance of a warning letter or...

  14. 24 CFR 200.1525 - Settlement agreements.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 24 Housing and Urban Development 2 2014-04-01 2014-04-01 false Settlement agreements. 200.1525... Lender Quality Assurance Enforcement § 200.1525 Settlement agreements. (a) HUD staff, as authorized, may negotiate a settlement agreement with a MAP lender before or after the issuance of a warning letter or...

  15. 24 CFR 200.1525 - Settlement agreements.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false Settlement agreements. 200.1525... Lender Quality Assurance Enforcement § 200.1525 Settlement agreements. (a) HUD staff, as authorized, may negotiate a settlement agreement with a MAP lender before or after the issuance of a warning letter or...

  16. 24 CFR 200.1525 - Settlement agreements.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Settlement agreements. 200.1525... Lender Quality Assurance Enforcement § 200.1525 Settlement agreements. (a) HUD staff, as authorized, may negotiate a settlement agreement with a MAP lender before or after the issuance of a warning letter or...

  17. 24 CFR 200.1505 - Warning letter.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false Warning letter. 200.1505 Section... Lender Quality Assurance Enforcement § 200.1505 Warning letter. (a) In general. HUD may issue a warning letter, which specifies problems or violations identified by HUD, to a MAP lender. (b) Effect of warning...

  18. 24 CFR 200.1505 - Warning letter.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false Warning letter. 200.1505 Section... Lender Quality Assurance Enforcement § 200.1505 Warning letter. (a) In general. HUD may issue a warning letter, which specifies problems or violations identified by HUD, to a MAP lender. (b) Effect of warning...

  19. 24 CFR 200.1505 - Warning letter.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Warning letter. 200.1505 Section... Lender Quality Assurance Enforcement § 200.1505 Warning letter. (a) In general. HUD may issue a warning letter, which specifies problems or violations identified by HUD, to a MAP lender. (b) Effect of warning...

  20. 24 CFR 200.1505 - Warning letter.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 24 Housing and Urban Development 2 2014-04-01 2014-04-01 false Warning letter. 200.1505 Section... Lender Quality Assurance Enforcement § 200.1505 Warning letter. (a) In general. HUD may issue a warning letter, which specifies problems or violations identified by HUD, to a MAP lender. (b) Effect of warning...

  1. 24 CFR 200.1505 - Warning letter.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Warning letter. 200.1505 Section... Lender Quality Assurance Enforcement § 200.1505 Warning letter. (a) In general. HUD may issue a warning letter, which specifies problems or violations identified by HUD, to a MAP lender. (b) Effect of warning...

  2. 24 CFR 200.1510 - Probation.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Probation. 200.1510 Section 200.1510 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued... DEVELOPMENT GENERAL INTRODUCTION TO FHA PROGRAMS Multifamily Accelerated Processing (MAP): MAP Lender Quality...

  3. 24 CFR 200.1535 - MAP Lender Review Board.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... or for good cause at the written request of a MAP lender, any time limit otherwise applicable under... issue written notice of violation to the MAP lender's contact person as listed on the Multifamily MAP... opportunity to request in writing, within 15 business days after the date of the issuance of the notice, to...

  4. 24 CFR 200.1520 - Termination of MAP privileges.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ...-application, the firm application, the mortgage insurance commitment, or the insured construction loan back to... construction or substantial rehabilitation must be immediately transferred to a new MAP lender. At no time can the new MAP lender assign the firm mortgage insurance commitment, or the insured construction loan...

  5. 75 FR 80066 - Quality Control Requirements for Direct Endorsement Lenders; Notice of Proposed Information...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-12-21

    ... DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT [Docket No. FR-5380-N-50] Quality Control Requirements... information: Title of Proposal: Quality Control Requirements for Direct Endorsement Lenders. OMB Control... a result, DE lenders will be responsible for conducting quality control on TPO originations of FHA...

  6. 77 FR 21991 - Federal Housing Administration (FHA): Multifamily Accelerated Processing (MAP)-Lender and...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-04-12

    ... Administration (FHA): Multifamily Accelerated Processing (MAP)--Lender and Underwriter Eligibility Criteria and....gov . FOR FURTHER INFORMATION CONTACT: Terry W. Clark, Office of Multifamily Development, Office of... qualifications could underwrite loans involving more complex multifamily housing programs and transactions. II...

  7. 24 CFR 200.1520 - Termination of MAP privileges.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... the traditional application processing (TAP) procedure. HUD will completely reprocess all stages of... it normally performs for TAP processing. (iv) The original lender may service a transferred loan once... lender status as a result of termination, the lender's status to process transactions using TAP is...

  8. 24 CFR 200.1545 - Appeals of MAP Lender Review Board decisions.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Appeals of MAP Lender Review Board decisions. 200.1545 Section 200.1545 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued) OFFICE OF ASSISTANT SECRETARY FOR HOUSING-FEDERAL HOUSING COMMISSIONER, DEPARTMENT OF...

  9. 78 FR 41075 - Federal Housing Administration (FHA): Single Family Quality Assurance-Solicitation of Information...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-07-09

    ... the efficiency and effectiveness of FHA's quality assurance process (QAP). The objective of FHA's QAP... control plan (QCP).\\1\\ A copy of the plan must be submitted by the lender when applying for FHA lender... processes: post-endorsement technical reviews, Quality Assurance Division reviews and targeted lender...

  10. 76 FR 23615 - Notice of Submission of Proposed Information Collection to OMB; Quality Control Requirements for...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-04-27

    ... Proposed Information Collection to OMB; Quality Control Requirements for Direct Endorsement Lenders AGENCY... lists the following information: Title of Proposal: Quality Control Requirements for Direct Endorsement... meet FHA's quality control requirements in light of recent changes to lender eligibility criteria for...

  11. 75 FR 80516 - Notice of Submission of Proposed Information Collection to OMB; Lender Qualifications for...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-12-22

    ... Proposed Information Collection to OMB; Lender Qualifications for Multifamily Accelerated Processing (MAP) AGENCY: Office of the Chief Information Officer, HUD. ACTION: Notice. SUMMARY: The proposed information...-processing plan that will take substantially less processing time than traditional processing. DATES...

  12. 77 FR 21880 - Federal Housing Administration (FHA): Multifamily Accelerated Processing-Enhancing and...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-04-12

    ... applications for FHA multifamily mortgage insurance, which generally involve the refinance, purchase, new... to date through direct instructions to FHA-approved lenders under a MAP Guide. Given its experience... mortgage insurance programs. Based on HUD's experience to date with MAP, this proposed rule strives not...

  13. 7 CFR 4280.139 - Credit quality.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 15 2010-01-01 2010-01-01 false Credit quality. 4280.139 Section 4280.139 Agriculture... Improvements Program Section B. Guaranteed Loans § 4280.139 Credit quality. The lender must determine credit quality and must address all of the elements of credit quality in a written credit analysis, including...

  14. 7 CFR 3565.110 - Insolvency of lender.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 15 2010-01-01 2010-01-01 false Insolvency of lender. 3565.110 Section 3565.110... AGRICULTURE GUARANTEED RURAL RENTAL HOUSING PROGRAM Lender Requirements § 3565.110 Insolvency of lender. The... determination of insolvency by the lender. If the lender fails to transfer a loan when required, the guarantee...

  15. 13 CFR 120.181 - Status of Lenders and CDCs.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 13 Business Credit and Assistance 1 2012-01-01 2012-01-01 false Status of Lenders and CDCs. 120....181 Status of Lenders and CDCs. Lenders, CDCs and their contractors are independent contractors that... wrongful action taken by a Lender, CDC or an employee, agent, or contractor of a Lender or CDC. [72 FR...

  16. 13 CFR 120.181 - Status of Lenders and CDCs.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 13 Business Credit and Assistance 1 2014-01-01 2014-01-01 false Status of Lenders and CDCs. 120....181 Status of Lenders and CDCs. Lenders, CDCs and their contractors are independent contractors that... wrongful action taken by a Lender, CDC or an employee, agent, or contractor of a Lender or CDC. [72 FR...

  17. 13 CFR 120.181 - Status of Lenders and CDCs.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 13 Business Credit and Assistance 1 2013-01-01 2013-01-01 false Status of Lenders and CDCs. 120....181 Status of Lenders and CDCs. Lenders, CDCs and their contractors are independent contractors that... wrongful action taken by a Lender, CDC or an employee, agent, or contractor of a Lender or CDC. [72 FR...

  18. 13 CFR 120.181 - Status of Lenders and CDCs.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 13 Business Credit and Assistance 1 2011-01-01 2011-01-01 false Status of Lenders and CDCs. 120....181 Status of Lenders and CDCs. Lenders, CDCs and their contractors are independent contractors that... wrongful action taken by a Lender, CDC or an employee, agent, or contractor of a Lender or CDC. [72 FR...

  19. 13 CFR 120.181 - Status of Lenders and CDCs.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Status of Lenders and CDCs. 120....181 Status of Lenders and CDCs. Lenders, CDCs and their contractors are independent contractors that... wrongful action taken by a Lender, CDC or an employee, agent, or contractor of a Lender or CDC. [72 FR...

  20. 13 CFR 120.421 - Which Lenders may securitize?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Which Lenders may securitize? 120.421 Section 120.421 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Lenders Participating Lender Financings § 120.421 Which Lenders may securitize? All SBA participating...

  1. 1996-2004 Trends in the Single-Family Housing Market: Spatial Analysis of the Residential Sector

    DOE Office of Scientific and Technical Information (OSTI.GOV)

    Anderson, Dave M.; Elliott, Douglas B.

    2006-09-05

    This report provides a detailed geographic analysis of two specific topics affecting the residential sector. First, we performed an analysis of new construction market trends using annual building permit data. We report summarized tables and national maps to help illustrate market conditions. Second, we performed a detailed geographic analysis of the housing finance market. We analyzed mortgage application data to provide citable statistics and detailed geographic summarization of the residential housing picture in the US for each year in the 1996-2004 period. The databases were linked to geographic information system tools to provide various map series detailing the results geographically.more » Looking at these results geographically may suggest potential new markets for TD programs addressing the residential sector that have not been considered previously. For example, we show which lenders affect which regions and which income or mortgage product classes. These results also highlight the issue of housing affordability. Energy efficiency R&D programs focused on developing new technology for the residential sector must be conscious of the costs of products resulting from research that will eventually impact the home owner or new home buyer. Results indicate that home values as a proportion of median family income in Building America communities are closely aligned with the national average of home value as a proportion of median income. Other key findings: • The share of home building and home buying activity continues to rise steadily in the Hot-Dry and Hot-Humid climate zones, while the Mixed-Humid and Cold climate zone shares continue to decline. Other zones remain relatively stable in terms of share of housing activity. • The proportion of home buyers having three times the median family income for their geography has been steadily increasing during the study period. • Growth in the Hispanic/Latino population and to a lesser degree in the Asian population has translated into proportional increases in share of home purchasing by both groups. White home buyers continue to decline as a proportion all home buyers. • Low interest rate climate resulted in lenders moving back to conventional financing, as opposed to government-backed financing, for cases that would be harder to financing in higher rate environments. Government loan products are one mechanism for affecting energy efficiency gains in the residential sector. • The rate environment and concurrent deregulation of the finance industry resulted unprecedented merger and acquisition activity among financial institutions during the study period. This study conducted a thorough accounting of this merger activity to inform the market share analysis provided. • The home finance industry quartiles feature 5 lenders making up the first quartile of home purchase loans, 18 lenders making up the second quartile, 111 lenders making up the third quartile, and the remaining nearly 8,000 lenders make up the fourth quartile.« less

  2. 13 CFR 120.1000 - Risk-Based Lender Oversight.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Risk-Based Lender Oversight. 120.1000 Section 120.1000 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Risk-Based Lender Oversight Supervision § 120.1000 Risk-Based Lender Oversight. (a) Risk-Based Lender...

  3. 13 CFR 120.1070 - Lender oversight fees.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Lender oversight fees. 120.1070 Section 120.1070 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Risk-Based Lender Oversight Supervision § 120.1070 Lender oversight fees. Lenders are required to pay to SBA fees to...

  4. 49 CFR 22.25 - Lender deliverables and delivery schedule.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 49 Transportation 1 2010-10-01 2010-10-01 false Lender deliverables and delivery schedule. 22.25 Section 22.25 Transportation Office of the Secretary of Transportation SHORT-TERM LENDING PROGRAM (STLP) Participating Lenders § 22.25 Lender deliverables and delivery schedule. All Participating Lenders must adhere...

  5. 7 CFR 4279.186 - Issuance of the guarantee.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... lender uses the single note option and assigns the guaranteed portion of the loan to a holder, the lender.... If requested by the lender, the Agency will provide the lender with a certification on Form 4279-7... official who signs the Loan Note Guarantee, Lender's Agreement, and Assignment Guarantee Agreement. (c) The...

  6. 13 CFR 120.423 - Which 7(a) loans may a Lender securitize?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Which 7(a) loans may a Lender securitize? 120.423 Section 120.423 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Lenders Participating Lender Financings § 120.423 Which 7(a) loans may a Lender securitize? A...

  7. 49 CFR 22.29 - DOT access to participating lenders files.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 49 Transportation 1 2010-10-01 2010-10-01 false DOT access to participating lenders files. 22.29 Section 22.29 Transportation Office of the Secretary of Transportation SHORT-TERM LENDING PROGRAM (STLP) Participating Lenders § 22.29 DOT access to participating lenders files. A Participating Lender must allow the...

  8. 25 CFR 103.11 - How does BIA approve lenders for the Program?

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... opportunities the lender has given to Indian business efforts through the Program; and (5) The lender's... corporate structure; (2) The effective date of a merger between the lender and any other entity, when the... of the lender's assets may be subject to disposition through laws governing bankruptcy, insolvency...

  9. Do Lower Lender Subsidies Reduce Guaranteed Student Loan Supply?

    ERIC Educational Resources Information Center

    Austin, D. Andrew

    2010-01-01

    The article analyzes effects of borrower interest rates and student lender subsidies on federally guaranteed student loan volumes from 1988 to 1994 and from 1996 to 2006. Some have argued that lender subsidy cuts would reduce loan supply or cause lenders to exit the student loan market. If lenders get economic rents due to overly generous…

  10. 25 CFR 103.11 - How does BIA approve lenders for the Program?

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ..., or receivership. (c) A change in a lender's name, without any other change specified under paragraph... insurance agreement. The lender should notify BIA of its name change as soon as possible. (d) If a lender's.../or loan insurance agreement suspended as of: (1) The effective date of a change in the lender's...

  11. 25 CFR 103.11 - How does BIA approve lenders for the Program?

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ..., or receivership. (c) A change in a lender's name, without any other change specified under paragraph... insurance agreement. The lender should notify BIA of its name change as soon as possible. (d) If a lender's.../or loan insurance agreement suspended as of: (1) The effective date of a change in the lender's...

  12. 25 CFR 103.11 - How does BIA approve lenders for the Program?

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ..., or receivership. (c) A change in a lender's name, without any other change specified under paragraph... insurance agreement. The lender should notify BIA of its name change as soon as possible. (d) If a lender's.../or loan insurance agreement suspended as of: (1) The effective date of a change in the lender's...

  13. 25 CFR 103.11 - How does BIA approve lenders for the Program?

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ..., or receivership. (c) A change in a lender's name, without any other change specified under paragraph... insurance agreement. The lender should notify BIA of its name change as soon as possible. (d) If a lender's.../or loan insurance agreement suspended as of: (1) The effective date of a change in the lender's...

  14. 49 CFR 260.53 - Lenders' functions and responsibilities.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 49 Transportation 4 2010-10-01 2010-10-01 false Lenders' functions and responsibilities. 260.53 Section 260.53 Transportation Other Regulations Relating to Transportation (Continued) FEDERAL RAILROAD... REHABILITATION AND IMPROVEMENT FINANCING PROGRAM Loan Guarantees-Lenders § 260.53 Lenders' functions and...

  15. 49 CFR 22.27 - Eligible reimbursements to participating lenders.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 49 Transportation 1 2010-10-01 2010-10-01 false Eligible reimbursements to participating lenders. 22.27 Section 22.27 Transportation Office of the Secretary of Transportation SHORT-TERM LENDING PROGRAM (STLP) Participating Lenders § 22.27 Eligible reimbursements to participating lenders...

  16. 76 FR 8846 - Proposed Information Collection (VBA Loan Guaranty Service Lender Satisfaction Survey) Activity...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-02-15

    ... Loan Guaranty Service Lender Satisfaction Survey) Activity: Comment Request AGENCY: Veterans Benefits... to determine lenders satisfaction with VA Loan Guaranty Service. DATES: Written comments and...) Loan Guaranty Service Lender Satisfaction Survey. OMB Control Number: 2900-0711. Type of Review...

  17. 76 FR 27382 - Agency Information Collection Activity (VBA Loan Guaranty Service Lender Satisfaction Survey...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-05-11

    ... (VBA Loan Guaranty Service Lender Satisfaction Survey) Under OMB Review AGENCY: Veterans Benefits.... Title: Veterans Benefits Administration (VBA) Loan Guaranty Service Lender Satisfaction Survey. OMB... collected will allow the VA to determine lenders' satisfaction with the VA's processes and to make...

  18. 7 CFR 1980.309 - Lender participation in guaranteed RH loans.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 14 2010-01-01 2009-01-01 true Lender participation in guaranteed RH loans. 1980.309... Lender participation in guaranteed RH loans. (a) Qualification. The following Lenders are eligible to participate in the RHS guaranteed RH loan program upon presentation of evidence of said approval and execution...

  19. 13 CFR 120.451 - How does a Lender become a PLP Lender?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... for final decision. (b) In making its decision, SBA considers whether the Lender: (1) Has the required.... The Lender's Risk Rating, among other factors, will be considered in determining satisfactory SBA performance. Other factors may include, but are not limited to, on-site review/examination assessments...

  20. 13 CFR 120.462 - What are SBA's additional requirements on capital maintenance for SBA Supervised Lenders?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    .... The board of directors (or management, if the SBA Supervised Lender is a division of another company... adequacy goals; that is, the total amount of capital needed to assure the SBA Supervised Lender's continued... in developing the SBA Supervised Lender's capital adequacy plan: (i) Management capability; (ii...

  1. 13 CFR 120.1010 - SBA access to SBA Lender, Intermediary, and NTAP files.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false SBA access to SBA Lender, Intermediary, and NTAP files. 120.1010 Section 120.1010 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Risk-Based Lender Oversight Supervision § 120.1010 SBA access to SBA Lender...

  2. 12 CFR 390.146 - Equal Housing Lender Poster.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 5 2012-01-01 2012-01-01 false Equal Housing Lender Poster. 390.146 Section....146 Equal Housing Lender Poster. (a) Each State savings association shall post and maintain one or more Equal Housing Lender Posters, the text of which is prescribed in paragraph (b) of this section, in...

  3. 12 CFR 626.6025 - Equal housing lender poster.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 7 2014-01-01 2014-01-01 false Equal housing lender poster. 626.6025 Section... § 626.6025 Equal housing lender poster. (a) Each Farm Credit institution that makes loans for the... by a dwelling shall post and maintain an Equal Housing Lender Poster in the lobby of each of its...

  4. 12 CFR 390.146 - Equal Housing Lender Poster.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 5 2014-01-01 2014-01-01 false Equal Housing Lender Poster. 390.146 Section....146 Equal Housing Lender Poster. (a) Each State savings association shall post and maintain one or more Equal Housing Lender Posters, the text of which is prescribed in paragraph (b) of this section, in...

  5. 12 CFR 626.6025 - Equal housing lender poster.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Equal housing lender poster. 626.6025 Section... § 626.6025 Equal housing lender poster. (a) Each Farm Credit institution that makes loans for the... by a dwelling shall post and maintain an Equal Housing Lender Poster in the lobby of each of its...

  6. 12 CFR 626.6025 - Equal housing lender poster.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 7 2013-01-01 2013-01-01 false Equal housing lender poster. 626.6025 Section... § 626.6025 Equal housing lender poster. (a) Each Farm Credit institution that makes loans for the... by a dwelling shall post and maintain an Equal Housing Lender Poster in the lobby of each of its...

  7. 12 CFR 626.6025 - Equal housing lender poster.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 7 2012-01-01 2012-01-01 false Equal housing lender poster. 626.6025 Section... § 626.6025 Equal housing lender poster. (a) Each Farm Credit institution that makes loans for the... by a dwelling shall post and maintain an Equal Housing Lender Poster in the lobby of each of its...

  8. 12 CFR 390.146 - Equal Housing Lender Poster.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 5 2013-01-01 2013-01-01 false Equal Housing Lender Poster. 390.146 Section....146 Equal Housing Lender Poster. (a) Each State savings association shall post and maintain one or more Equal Housing Lender Posters, the text of which is prescribed in paragraph (b) of this section, in...

  9. 12 CFR 626.6025 - Equal housing lender poster.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Equal housing lender poster. 626.6025 Section... § 626.6025 Equal housing lender poster. (a) Each Farm Credit institution that makes loans for the... by a dwelling shall post and maintain an Equal Housing Lender Poster in the lobby of each of its...

  10. 13 CFR 120.926 - Referral fee.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... Loan Program (504) Third Party Loans § 120.926 Referral fee. The CDC can receive a reasonable referral fee from the Third Party Lender if the CDC secured the Third Party Lender for the Borrower under a written contract between the CDC and the Third Party Lender. Both the CDC and the Third Party Lender are...

  11. 13 CFR 120.926 - Referral fee.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... Loan Program (504) Third Party Loans § 120.926 Referral fee. The CDC can receive a reasonable referral fee from the Third Party Lender if the CDC secured the Third Party Lender for the Borrower under a written contract between the CDC and the Third Party Lender. Both the CDC and the Third Party Lender are...

  12. 13 CFR 120.180 - Lender and CDC compliance with Loan Program Requirements.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 13 Business Credit and Assistance 1 2014-01-01 2014-01-01 false Lender and CDC compliance with... Program Requirements § 120.180 Lender and CDC compliance with Loan Program Requirements. Lenders must... are revised from time to time. CDCs must comply and maintain familiarity with Loan Program...

  13. 13 CFR 120.180 - Lender and CDC compliance with Loan Program Requirements.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Lender and CDC compliance with... Program Requirements § 120.180 Lender and CDC compliance with Loan Program Requirements. Lenders must... are revised from time to time. CDCs must comply and maintain familiarity with Loan Program...

  14. 13 CFR 120.180 - Lender and CDC compliance with Loan Program Requirements.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 13 Business Credit and Assistance 1 2012-01-01 2012-01-01 false Lender and CDC compliance with... Program Requirements § 120.180 Lender and CDC compliance with Loan Program Requirements. Lenders must... are revised from time to time. CDCs must comply and maintain familiarity with Loan Program...

  15. 13 CFR 120.926 - Referral fee.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... Loan Program (504) Third Party Loans § 120.926 Referral fee. The CDC can receive a reasonable referral fee from the Third Party Lender if the CDC secured the Third Party Lender for the Borrower under a written contract between the CDC and the Third Party Lender. Both the CDC and the Third Party Lender are...

  16. 13 CFR 120.926 - Referral fee.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... Loan Program (504) Third Party Loans § 120.926 Referral fee. The CDC can receive a reasonable referral fee from the Third Party Lender if the CDC secured the Third Party Lender for the Borrower under a written contract between the CDC and the Third Party Lender. Both the CDC and the Third Party Lender are...

  17. 13 CFR 120.180 - Lender and CDC compliance with Loan Program Requirements.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 13 Business Credit and Assistance 1 2013-01-01 2013-01-01 false Lender and CDC compliance with... Program Requirements § 120.180 Lender and CDC compliance with Loan Program Requirements. Lenders must... are revised from time to time. CDCs must comply and maintain familiarity with Loan Program...

  18. 13 CFR 120.926 - Referral fee.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Loan Program (504) Third Party Loans § 120.926 Referral fee. The CDC can receive a reasonable referral fee from the Third Party Lender if the CDC secured the Third Party Lender for the Borrower under a written contract between the CDC and the Third Party Lender. Both the CDC and the Third Party Lender are...

  19. 13 CFR 120.180 - Lender and CDC compliance with Loan Program Requirements.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 13 Business Credit and Assistance 1 2011-01-01 2011-01-01 false Lender and CDC compliance with... Program Requirements § 120.180 Lender and CDC compliance with Loan Program Requirements. Lenders must... are revised from time to time. CDCs must comply and maintain familiarity with Loan Program...

  20. 12 CFR 617.7415 - How does a qualified lender decide to restructure a loan?

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... cost of foreclosure? (1) The difference between the outstanding balance due, as provided by the loan... qualified lender determines the potential cost to the lender of restructuring the loan as proposed in the application for restructuring is less than or equal to the potential cost of foreclosure, the qualified lender...

  1. 12 CFR 617.7415 - How does a qualified lender decide to restructure a loan?

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... cost of foreclosure? (1) The difference between the outstanding balance due, as provided by the loan... qualified lender determines the potential cost to the lender of restructuring the loan as proposed in the application for restructuring is less than or equal to the potential cost of foreclosure, the qualified lender...

  2. 12 CFR 617.7415 - How does a qualified lender decide to restructure a loan?

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... cost of foreclosure? (1) The difference between the outstanding balance due, as provided by the loan... qualified lender determines the potential cost to the lender of restructuring the loan as proposed in the application for restructuring is less than or equal to the potential cost of foreclosure, the qualified lender...

  3. 7 CFR 762.106 - Preferred and certified lender programs.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... writing why the excessive loss rate is beyond their control; (B) The lender provides a written plan that...) The Agency determines that exceeding the maximum PLP loss rate standard was beyond the control of the... eligible lender under § 762.105; (2) Have a lender loss rate not in excess of the maximum CLP loss rate...

  4. 12 CFR 528.5 - Equal Housing Lender Poster.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Equal Housing Lender Poster. 528.5 Section 528... REQUIREMENTS § 528.5 Equal Housing Lender Poster. (a) Each savings association shall post and maintain one or more Equal Housing Lender Posters, the text of which is prescribed in paragraph (b) of this section, in...

  5. 12 CFR 128.5 - Equal Housing Lender Poster.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 1 2014-01-01 2014-01-01 false Equal Housing Lender Poster. 128.5 Section 128... REQUIREMENTS § 128.5 Equal Housing Lender Poster. (a) Each savings association shall post and maintain one or more Equal Housing Lender Posters, the text of which is prescribed in paragraph (b) of this section, in...

  6. 12 CFR 528.5 - Equal Housing Lender Poster.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 6 2013-01-01 2012-01-01 true Equal Housing Lender Poster. 528.5 Section 528.5... REQUIREMENTS § 528.5 Equal Housing Lender Poster. (a) Each savings association shall post and maintain one or more Equal Housing Lender Posters, the text of which is prescribed in paragraph (b) of this section, in...

  7. 12 CFR 528.5 - Equal Housing Lender Poster.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 12 Banks and Banking 6 2014-01-01 2012-01-01 true Equal Housing Lender Poster. 528.5 Section 528.5... REQUIREMENTS § 528.5 Equal Housing Lender Poster. (a) Each savings association shall post and maintain one or more Equal Housing Lender Posters, the text of which is prescribed in paragraph (b) of this section, in...

  8. 12 CFR 128.5 - Equal Housing Lender Poster.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 12 Banks and Banking 1 2013-01-01 2013-01-01 false Equal Housing Lender Poster. 128.5 Section 128... REQUIREMENTS § 128.5 Equal Housing Lender Poster. (a) Each savings association shall post and maintain one or more Equal Housing Lender Posters, the text of which is prescribed in paragraph (b) of this section, in...

  9. 12 CFR 528.5 - Equal Housing Lender Poster.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 5 2011-01-01 2011-01-01 false Equal Housing Lender Poster. 528.5 Section 528... REQUIREMENTS § 528.5 Equal Housing Lender Poster. (a) Each savings association shall post and maintain one or more Equal Housing Lender Posters, the text of which is prescribed in paragraph (b) of this section, in...

  10. 12 CFR 128.5 - Equal Housing Lender Poster.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 1 2012-01-01 2012-01-01 false Equal Housing Lender Poster. 128.5 Section 128... REQUIREMENTS § 128.5 Equal Housing Lender Poster. (a) Each savings association shall post and maintain one or more Equal Housing Lender Posters, the text of which is prescribed in paragraph (b) of this section, in...

  11. 12 CFR 528.5 - Equal Housing Lender Poster.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 12 Banks and Banking 6 2012-01-01 2012-01-01 false Equal Housing Lender Poster. 528.5 Section 528... REQUIREMENTS § 528.5 Equal Housing Lender Poster. (a) Each savings association shall post and maintain one or more Equal Housing Lender Posters, the text of which is prescribed in paragraph (b) of this section, in...

  12. 13 CFR 120.424 - What are the basic conditions a Lender must meet to securitize?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false What are the basic conditions a Lender must meet to securitize? 120.424 Section 120.424 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Lenders Participating Lender Financings § 120.424 What are the basic conditions a...

  13. 13 CFR 120.431 - Which Lenders may sell, sell participations in, or pledge 7(a) loans?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Which Lenders may sell, sell participations in, or pledge 7(a) loans? 120.431 Section 120.431 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Lenders Other Conveyances § 120.431 Which Lenders may sell, sell participations in...

  14. 13 CFR 120.431 - Which Lenders may sell, sell participations in, or pledge 7(a) loans?

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 13 Business Credit and Assistance 1 2011-01-01 2011-01-01 false Which Lenders may sell, sell participations in, or pledge 7(a) loans? 120.431 Section 120.431 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Lenders Other Conveyances § 120.431 Which Lenders may sell, sell participations in...

  15. 13 CFR 120.220 - Fees that Lender pays SBA.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... applies, the lender shall pay SBA an annual service fee equal to 0.5 percent of the outstanding balance of..., 2004. The lender shall pay SBA an annual service fee equal to 0.25 percent of the outstanding balance... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Fees that Lender pays SBA. 120.220...

  16. Financial Management: Education's Student Loan Program Controls over Lenders Need Improvement. Report to the Secretary of Education.

    ERIC Educational Resources Information Center

    General Accounting Office, Washington, DC.

    This report presents the results of a U.S. General Accounting Office (GAO) review of lender and Department of Education controls over the accuracy of lender-submitted quarterly billings under the Federal Family Education Loan Program, also known as the guaranteed student loan program. It reports that both lenders and the Department of Education…

  17. 13 CFR 120.441 - How does a Lender become a CLP Lender?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... consider whether the Lender: (1) Has the ability to process, close, service and liquidate loans; (2) Has a... application packages; (3) Has an acceptable SBA purchase rate; and (4) Has shown the ability to work well with... Lender may appeal to the D/FA, whose decision will be final. If SBA grants CLP status, it applies only in...

  18. 34 CFR 682.411 - Lender due diligence in collecting guaranty agency loans.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... lender but must occur by the deadlines specified in § 682.209(a) or, if the lender first learns after the... so learns, except as provided in § 682.209(a)(2)(v) and (a)(3)(ii)(E). If a payment is made late, the... nevertheless advance the due date if the lender's procedures allow for that advancement. (2) At no point during...

  19. 13 CFR 120.535 - Standards for Lender and CDC loan servicing, loan liquidation and debt collection litigation.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 13 Business Credit and Assistance 1 2012-01-01 2012-01-01 false Standards for Lender and CDC loan... of 7(a) and 504 Loans Sba's Purchase of A Guaranteed Portion § 120.535 Standards for Lender and CDC... standards. Lenders and CDCs must service 7(a) and 504 loans in their portfolio no less diligently than their...

  20. 13 CFR 120.535 - Standards for Lender and CDC loan servicing, loan liquidation and debt collection litigation.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 13 Business Credit and Assistance 1 2014-01-01 2014-01-01 false Standards for Lender and CDC loan... of 7(a) and 504 Loans Sba's Purchase of A Guaranteed Portion § 120.535 Standards for Lender and CDC... standards. Lenders and CDCs must service 7(a) and 504 loans in their portfolio no less diligently than their...

  1. 13 CFR 120.535 - Standards for Lender and CDC loan servicing, loan liquidation and debt collection litigation.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 13 Business Credit and Assistance 1 2011-01-01 2011-01-01 false Standards for Lender and CDC loan... of 7(a) and 504 Loans Sba's Purchase of A Guaranteed Portion § 120.535 Standards for Lender and CDC... standards. Lenders and CDCs must service 7(a) and 504 loans in their portfolio no less diligently than their...

  2. 13 CFR 120.535 - Standards for Lender and CDC loan servicing, loan liquidation and debt collection litigation.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 13 Business Credit and Assistance 1 2013-01-01 2013-01-01 false Standards for Lender and CDC loan... of 7(a) and 504 Loans Sba's Purchase of A Guaranteed Portion § 120.535 Standards for Lender and CDC... standards. Lenders and CDCs must service 7(a) and 504 loans in their portfolio no less diligently than their...

  3. 13 CFR 120.535 - Standards for Lender and CDC loan servicing, loan liquidation and debt collection litigation.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Standards for Lender and CDC loan... of 7(a) and 504 Loans Sba's Purchase of A Guaranteed Portion § 120.535 Standards for Lender and CDC... standards. Lenders and CDCs must service 7(a) and 504 loans in their portfolio no less diligently than their...

  4. Guaranteed Student Loans: Profits of Secondary Market Lenders Vary Widely. United States General Accounting Office Briefing Report to Congressional Requesters.

    ERIC Educational Resources Information Center

    General Accounting Office, Washington, DC. Div. of Human Resources.

    This report was prepared to determine lenders' rates of return or profitability on Stafford loans in their portfolios, reasons for varying levels of profitability among institutions that hold such loans, and the effect of 1986 subsidy reductions on these lenders' profitability. The study focused on the activities of lenders that purchase Stafford…

  5. 13 CFR 120.1050 - On-site reviews and examinations.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... operations management; (3) Credit administration; and (4) Compliance with Loan Program Requirements. (b) On... reviews. SBA may conduct on-site reviews of the SBA loan operations of SBA Lenders. The on-site review may... losses); (3) Management quality (including internal controls, loan portfolio management, and asset...

  6. 38 CFR 36.4347 - Lender Appraisal Processing Program.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... subsequent office case review requirements, routine reviews of LAPP cases will be made by VA staff based upon..., that its activities do not deviate from high standards of integrity. The quality control system must include frequent, periodic audits that specifically address the appraisal review activity. These audits...

  7. 38 CFR 36.4347 - Lender Appraisal Processing Program.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... subsequent office case review requirements, routine reviews of LAPP cases will be made by VA staff based upon..., that its activities do not deviate from high standards of integrity. The quality control system must include frequent, periodic audits that specifically address the appraisal review activity. These audits...

  8. 38 CFR 36.4347 - Lender Appraisal Processing Program.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... subsequent office case review requirements, routine reviews of LAPP cases will be made by VA staff based upon..., that its activities do not deviate from high standards of integrity. The quality control system must include frequent, periodic audits that specifically address the appraisal review activity. These audits...

  9. 38 CFR 36.4347 - Lender Appraisal Processing Program.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... subsequent office case review requirements, routine reviews of LAPP cases will be made by VA staff based upon..., that its activities do not deviate from high standards of integrity. The quality control system must include frequent, periodic audits that specifically address the appraisal review activity. These audits...

  10. 7 CFR 4280.153 - Substitution of lender.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE LOANS AND GRANTS Renewable Energy Systems and Energy... section. (b) The Agency may approve the substitution of a new lender if the proposed substitute lender: (1...

  11. 7 CFR 4280.153 - Substitution of lender.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE LOANS AND GRANTS Renewable Energy Systems and Energy... section. (b) The Agency may approve the substitution of a new lender if the proposed substitute lender: (1...

  12. 24 CFR 232.520 - Maximum fees and charges by lender.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... AUTHORITIES MORTGAGE INSURANCE FOR NURSING HOMES, INTERMEDIATE CARE FACILITIES, BOARD AND CARE HOMES, AND... of Fire Safety Equipment Fees and Charges § 232.520 Maximum fees and charges by lender. The lender...

  13. 77 FR 45649 - Notice of Proposed Information Collection: Comment Request Direct Endorsement Underwriter/HUD...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-08-01

    ... Information Collection: Comment Request Direct Endorsement Underwriter/HUD Reviewer--Analysis of Appraisal... information collected is used by FHA to monitor the quality of the lender's analysis of the appraisal report...: Notice. SUMMARY: The proposed information collection requirement described below will be submitted to the...

  14. 78 FR 4159 - Notice of Proposed Information Collection: Comment Request; Direct Endorsement Underwriter/HUD...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-01-18

    ... Information Collection: Comment Request; Direct Endorsement Underwriter/HUD Reviewer--Analysis of Appraisal Report AGENCY: Office of the Chief Information Officer, HUD Commissioner, HUD. ACTION: Notice. SUMMARY... information collected is used by FHA to monitor the quality of the lender's analysis of the appraisal report...

  15. 7 CFR 1779.27 - Lenders.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... System institution with direct lending authority authorized to make loans of the type guaranteed by this... incidental to making and servicing guaranteed loans involving community development-type projects. Lenders.... (b) Conflict of interest. When the lender's officers, stockholders, directors, or partners (including...

  16. 12 CFR 619.9135 - Direct lender.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM DEFINITIONS § 619.9135 Direct lender. The term direct lender refers to Farm Credit banks and associations (production credit associations, agricultural credit associations, and Federal land credit associations) authorized to lend to eligible...

  17. 7 CFR 1779.27 - Lenders.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... System institution with direct lending authority authorized to make loans of the type guaranteed by this.... (b) Conflict of interest. When the lender's officers, stockholders, directors, or partners (including... their immediate families) own, or have management responsibilities in each other, the lender must...

  18. 49 CFR 260.55 - Lender's loan servicing.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ...) The lender must report the outstanding principal and interest balance on each guaranteed loan... of other reports as required by the loan documents. The Lender must analyze the financial statements... trends, strengths, weaknesses, extraordinary transactions, and other indications of the financial...

  19. 49 CFR 260.55 - Lender's loan servicing.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ...) The lender must report the outstanding principal and interest balance on each guaranteed loan... of other reports as required by the loan documents. The Lender must analyze the financial statements... trends, strengths, weaknesses, extraordinary transactions, and other indications of the financial...

  20. 49 CFR 260.55 - Lender's loan servicing.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ...) The lender must report the outstanding principal and interest balance on each guaranteed loan... of other reports as required by the loan documents. The Lender must analyze the financial statements... trends, strengths, weaknesses, extraordinary transactions, and other indications of the financial...

  1. 49 CFR 260.55 - Lender's loan servicing.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ...) The lender must report the outstanding principal and interest balance on each guaranteed loan... of other reports as required by the loan documents. The Lender must analyze the financial statements... trends, strengths, weaknesses, extraordinary transactions, and other indications of the financial...

  2. 49 CFR 260.55 - Lender's loan servicing.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ...) The lender must report the outstanding principal and interest balance on each guaranteed loan... of other reports as required by the loan documents. The Lender must analyze the financial statements... trends, strengths, weaknesses, extraordinary transactions, and other indications of the financial...

  3. 7 CFR 4280.131 - Lender's functions and responsibilities.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ...-COOPERATIVE SERVICE AND RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE LOANS AND GRANTS Renewable Energy Systems and Energy Efficiency Improvements Program Section B. Guaranteed Loans § 4280.131 Lender's...) of this chapter, the lender must also ensure that all project facilities are designed utilizing...

  4. 7 CFR 4280.131 - Lender's functions and responsibilities.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ...-COOPERATIVE SERVICE AND RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE LOANS AND GRANTS Renewable Energy Systems and Energy Efficiency Improvements Program Section B. Guaranteed Loans § 4280.131 Lender's...) of this chapter, the lender must also ensure that all project facilities are designed utilizing...

  5. 7 CFR 3565.101 - Responsibility of lenders.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, DEPARTMENT OF AGRICULTURE GUARANTEED RURAL RENTAL HOUSING PROGRAM Lender Requirements § 3565.101 Responsibility of lenders... regulation and program requirements throughout the life of a loan or guarantee, whichever is less. When it is...

  6. 7 CFR 3575.27 - Eligible lenders.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... authorized to make loans of the type guaranteed by this subpart; (4) An insurance company regulated by a... involving community development-type projects. These lenders must also be subject to credit examination and... issuance of the loan guarantee. (b) Conflict of interest. When the lender's officers, stockholders...

  7. 77 FR 12901 - Data Collection Available for Public Comments and Recommendations

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-03-02

    ... collections are necessary for the proper performance of the function of the agency, whether the burden estimates are accurate, and if there are ways to minimize the estimated burden and enhance the quality of... Business Administration (SBA) Form 159 is used by 7(a) lenders, Certified Development companies, and...

  8. 7 CFR 762.106 - Preferred and certified lender programs.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 7 2014-01-01 2014-01-01 false Preferred and certified lender programs. 762.106 Section 762.106 Agriculture Regulations of the Department of Agriculture (Continued) FARM SERVICE AGENCY, DEPARTMENT OF AGRICULTURE SPECIAL PROGRAMS GUARANTEED FARM LOANS § 762.106 Preferred and certified lender...

  9. 7 CFR 762.106 - Preferred and certified lender programs.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 7 Agriculture 7 2012-01-01 2012-01-01 false Preferred and certified lender programs. 762.106 Section 762.106 Agriculture Regulations of the Department of Agriculture (Continued) FARM SERVICE AGENCY, DEPARTMENT OF AGRICULTURE SPECIAL PROGRAMS GUARANTEED FARM LOANS § 762.106 Preferred and certified lender...

  10. 7 CFR 4279.72 - Conditions of guarantee.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... unenforceable by the lender to the extent any loss is occasioned by the violation of usury laws, negligent... participates or condones. In the event of material fraud, negligence or misrepresentation by the lender or the lender's participation in or condoning of such material fraud, negligence or misrepresentation, the...

  11. 13 CFR 400.201 - Eligible Lender.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 400.201 Business Credit and Assistance EMERGENCY STEEL GUARANTEE LOAN BOARD EMERGENCY STEEL GUARANTEE LOAN PROGRAM Steel Guarantee Loans § 400.201 Eligible Lender. (a) A lender eligible to apply to the...), including its experience with loans to steel companies; (3) The scope, volume and duration of the Agent...

  12. 13 CFR 400.201 - Eligible Lender.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 400.201 Business Credit and Assistance EMERGENCY STEEL GUARANTEE LOAN BOARD EMERGENCY STEEL GUARANTEE LOAN PROGRAM Steel Guarantee Loans § 400.201 Eligible Lender. (a) A lender eligible to apply to the...), including its experience with loans to steel companies; (3) The scope, volume and duration of the Agent...

  13. 13 CFR 400.201 - Eligible Lender.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 400.201 Business Credit and Assistance EMERGENCY STEEL GUARANTEE LOAN BOARD EMERGENCY STEEL GUARANTEE LOAN PROGRAM Steel Guarantee Loans § 400.201 Eligible Lender. (a) A lender eligible to apply to the...), including its experience with loans to steel companies; (3) The scope, volume and duration of the Agent...

  14. 7 CFR 4279.43 - Certified Lender Program.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... complete financial statements; and completion by the Agency of the environmental analysis. The Agency may... lender will provide a written certification to this effect along with a statistical analysis of its... 80 percent. (4) If the lender is a bank or savings and loan, it must have a financial strength rating...

  15. 7 CFR 4279.43 - Certified Lender Program.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... complete financial statements; and completion by the Agency of the environmental analysis. The Agency may... lender will provide a written certification to this effect along with a statistical analysis of its... 80 percent. (4) If the lender is a bank or savings and loan, it must have a financial strength rating...

  16. 7 CFR 4279.43 - Certified Lender Program.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... complete financial statements; and completion by the Agency of the environmental analysis. The Agency may... lender will provide a written certification to this effect along with a statistical analysis of its... 80 percent. (4) If the lender is a bank or savings and loan, it must have a financial strength rating...

  17. 7 CFR 4279.43 - Certified Lender Program.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... complete financial statements; and completion by the Agency of the environmental analysis. The Agency may... lender will provide a written certification to this effect along with a statistical analysis of its... 80 percent. (4) If the lender is a bank or savings and loan, it must have a financial strength rating...

  18. 12 CFR 906.5 - Monthly interest rate survey.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    .... The initial weights are based on lender type and lender size. The data also is weighted so that the pattern of weighted responses matches the actual pattern of mortgage originations by lender type and by region. The Finance Board tabulates the data and publishes standard data tables late in the following...

  19. 12 CFR 906.5 - Monthly interest rate survey.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    .... The initial weights are based on lender type and lender size. The data also is weighted so that the pattern of weighted responses matches the actual pattern of mortgage originations by lender type and by region. The Finance Board tabulates the data and publishes standard data tables late in the following...

  20. 7 CFR 1779.8 - Access to lender's records.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 12 2010-01-01 2010-01-01 false Access to lender's records. 1779.8 Section 1779.8 Agriculture Regulations of the Department of Agriculture (Continued) RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE (CONTINUED) WATER AND WASTE DISPOSAL PROGRAMS GUARANTEED LOANS § 1779.8 Access to lender's records...

  1. 24 CFR 1005.104 - What lenders are eligible for participation?

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 4 2010-04-01 2010-04-01 false What lenders are eligible for participation? 1005.104 Section 1005.104 Housing and Urban Development Regulations Relating to Housing and Urban... URBAN DEVELOPMENT LOAN GUARANTEES FOR INDIAN HOUSING § 1005.104 What lenders are eligible for...

  2. 34 CFR 682.205 - Disclosure requirements for lenders.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... in repayment plans from the lender. (4) Required disclosures for borrowers having difficulty making... borrower who has notified the lender that he or she is having difficulty making payments with— (A) A... this section is not required if the borrower's difficulty has been resolved through contact with the...

  3. 13 CFR 120.1400 - Grounds for enforcement actions-SBA Lenders.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Grounds for enforcement actions-SBA Lenders. 120.1400 Section 120.1400 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Risk-Based Lender Oversight Enforcement Actions § 120.1400 Grounds for enforcement actions...

  4. 13 CFR 120.1500 - Types of enforcement actions-SBA Lenders.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Types of enforcement actions-SBA Lenders. 120.1500 Section 120.1500 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Risk-Based Lender Oversight Enforcement Actions § 120.1500 Types of enforcement actions—SBA...

  5. 7 CFR 3565.502 - Incontestability.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Securities § 3565.502 Incontestability. In the case of loans that back Ginnie Mae securities or loans that... incontestable except that the guarantee may not be enforced by a lender who commits fraud or misrepresentation or by a lender who had knowledge of the fraud or misrepresentation at the time such a lender acquired...

  6. 78 FR 22877 - Agency Information Collection Activities; Comment Request

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-04-17

    ... Bank has developed an electronic disbursement approval processing system for guaranteed lenders with... authorized by Ex-Im Bank and legal documentation has been completed, the lender will obtain and review the... application system (ExIm Online). Ex-Im Bank's action (approved or declined) will be posted on the lender's...

  7. 78 FR 10169 - Agency Information Collection Activities: Comment Request

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-02-13

    ... Bank has developed an electronic disbursement approval processing system for guaranteed lenders with... authorized by Ex-Im Bank and legal documentation has been completed, the lender will obtain and review the... application system (ExIm Online). Ex-Im Bank's action (approved or declined) will be posted on the lender's...

  8. 7 CFR 762.142 - Servicing related to collateral.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... restructuring; (iii) When the lender requesting the guarantee is refinancing the debt of another lender and the... insurance loss payments, condemnation awards, or similar proceeds are applied on debts in accordance with... refinance an existing prior lien, no additional debt is being incurred, and the lender's security position...

  9. 7 CFR 762.142 - Servicing related to collateral.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... restructuring; (iii) When the lender requesting the guarantee is refinancing the debt of another lender and the... insurance loss payments, condemnation awards, or similar proceeds are applied on debts in accordance with... refinance an existing prior lien, no additional debt is being incurred, and the lender's security position...

  10. 7 CFR 762.142 - Servicing related to collateral.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... restructuring; (iii) When the lender requesting the guarantee is refinancing the debt of another lender and the... insurance loss payments, condemnation awards, or similar proceeds are applied on debts in accordance with... refinance an existing prior lien, no additional debt is being incurred, and the lender's security position...

  11. 7 CFR 762.142 - Servicing related to collateral.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... restructuring; (iii) When the lender requesting the guarantee is refinancing the debt of another lender and the... insurance loss payments, condemnation awards, or similar proceeds are applied on debts in accordance with... refinance an existing prior lien, no additional debt is being incurred, and the lender's security position...

  12. 13 CFR 120.540 - Liquidation and litigation plans.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... liquidation through the review of liquidation plans which all Authorized CDC Liquidators and certain Lenders... plan. An Authorized CDC Liquidator and a Lender for a loan made under its authority as a CLP Lender... receive SBA's written approval of that plan. (c) Litigation plan. An Authorized CDC Liquidator and a...

  13. 13 CFR 120.540 - Liquidation and litigation plans.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... liquidation through the review of liquidation plans which all Authorized CDC Liquidators and certain Lenders... plan. An Authorized CDC Liquidator and a Lender for a loan made under its authority as a CLP Lender... receive SBA's written approval of that plan. (c) Litigation plan. An Authorized CDC Liquidator and a...

  14. 13 CFR 120.540 - Liquidation and litigation plans.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... liquidation through the review of liquidation plans which all Authorized CDC Liquidators and certain Lenders... plan. An Authorized CDC Liquidator and a Lender for a loan made under its authority as a CLP Lender... receive SBA's written approval of that plan. (c) Litigation plan. An Authorized CDC Liquidator and a...

  15. 13 CFR 120.540 - Liquidation and litigation plans.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... liquidation through the review of liquidation plans which all Authorized CDC Liquidators and certain Lenders... plan. An Authorized CDC Liquidator and a Lender for a loan made under its authority as a CLP Lender... receive SBA's written approval of that plan. (c) Litigation plan. An Authorized CDC Liquidator and a...

  16. 13 CFR 120.540 - Liquidation and litigation plans.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... liquidation through the review of liquidation plans which all Authorized CDC Liquidators and certain Lenders... plan. An Authorized CDC Liquidator and a Lender for a loan made under its authority as a CLP Lender... receive SBA's written approval of that plan. (c) Litigation plan. An Authorized CDC Liquidator and a...

  17. 34 CFR 601.10 - Preferred lender arrangement disclosures.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... Loan (FFEL) Program from any eligible lender the student selects; and (2) On such covered institution's... interest rates, or other terms and conditions or provisions of Title IV, HEA program loans or private... loyalty to compile the preferred lender list under paragraph (d) of this section without prejudice and for...

  18. 24 CFR 201.63 - Claims against lenders.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... TITLE I PROPERTY IMPROVEMENT AND MANUFACTURED HOME LOANS Debts Owed to the United States Under Title I § 201.63 Claims against lenders. Claims against lenders for money owed to the Department, including unpaid insurance charges and unpaid repurchase demands, shall be collected in accordance with 24 CFR part...

  19. 7 CFR 762.149 - Liquidation.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Agency to liquidate the loan. The Agency will not pay the lender for any loss until after the collateral...) The Agency will pay the lender the guaranteed percentage of the total outstanding debt, less the net.... The Agency will not pay interest beyond 210 days from the payment due date. If the lender estimates...

  20. 12 CFR 617.7005 - When may electronic communications be used in the borrower rights process?

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... borrower rights process? Qualified lenders may use, with the parties' agreement, electronic commerce (E-commerce), including electronic communications for borrower rights disclosures. Part 609 of this chapter addresses when a qualified lender may use E-commerce. Consistent with these rules, a qualified lender should...

  1. 12 CFR 617.7005 - When may electronic communications be used in the borrower rights process?

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... borrower rights process? Qualified lenders may use, with the parties' agreement, electronic commerce (E-commerce), including electronic communications for borrower rights disclosures. Part 609 of this chapter addresses when a qualified lender may use E-commerce. Consistent with these rules, a qualified lender should...

  2. 12 CFR 617.7005 - When may electronic communications be used in the borrower rights process?

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... borrower rights process? Qualified lenders may use, with the parties' agreement, electronic commerce (E-commerce), including electronic communications for borrower rights disclosures. Part 609 of this chapter addresses when a qualified lender may use E-commerce. Consistent with these rules, a qualified lender should...

  3. 12 CFR 617.7005 - When may electronic communications be used in the borrower rights process?

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... borrower rights process? Qualified lenders may use, with the parties' agreement, electronic commerce (E-commerce), including electronic communications for borrower rights disclosures. Part 609 of this chapter addresses when a qualified lender may use E-commerce. Consistent with these rules, a qualified lender should...

  4. 12 CFR 617.7005 - When may electronic communications be used in the borrower rights process?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... borrower rights process? Qualified lenders may use, with the parties' agreement, electronic commerce (E-commerce), including electronic communications for borrower rights disclosures. Part 609 of this chapter addresses when a qualified lender may use E-commerce. Consistent with these rules, a qualified lender should...

  5. 12 CFR 583.17 - Qualified thrift lender.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Qualified thrift lender. 583.17 Section 583.17 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF THE TREASURY DEFINITIONS FOR REGULATIONS AFFECTING SAVINGS AND LOAN HOLDING COMPANIES § 583.17 Qualified thrift lender. The term qualified thrift...

  6. 12 CFR 617.7125 - How should a qualified lender determine the effective interest rate?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... effective interest rate? 617.7125 Section 617.7125 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM BORROWER RIGHTS Disclosure of Effective Interest Rates § 617.7125 How should a qualified lender determine the effective interest rate? (a) A qualified lender must calculate the effective interest rate on...

  7. 13 CFR 123.706 - What are the requirements for IDAP Lenders?

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... §§ 120.140 (What ethical requirements apply to participants?), 120.197 (Notifying SBA's Office of... secondary market sales, securitizations, loan participations and loan sales. An IDAP Lender may not sell the... loan, participate any portion of an IDAP loan with another lender, or sell all of its interest in an...

  8. 13 CFR 120.463 - Regulatory accounting-What are SBA's regulatory accounting requirements for SBA Supervised Lenders?

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 13 Business Credit and Assistance 1 2013-01-01 2013-01-01 false Regulatory accounting-What are SBA's regulatory accounting requirements for SBA Supervised Lenders? 120.463 Section 120.463 Business....463 Regulatory accounting—What are SBA's regulatory accounting requirements for SBA Supervised Lenders...

  9. 13 CFR 120.463 - Regulatory accounting-What are SBA's regulatory accounting requirements for SBA Supervised Lenders?

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 13 Business Credit and Assistance 1 2012-01-01 2012-01-01 false Regulatory accounting-What are SBA's regulatory accounting requirements for SBA Supervised Lenders? 120.463 Section 120.463 Business....463 Regulatory accounting—What are SBA's regulatory accounting requirements for SBA Supervised Lenders...

  10. 13 CFR 120.463 - Regulatory accounting-What are SBA's regulatory accounting requirements for SBA Supervised Lenders?

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 13 Business Credit and Assistance 1 2014-01-01 2014-01-01 false Regulatory accounting-What are SBA's regulatory accounting requirements for SBA Supervised Lenders? 120.463 Section 120.463 Business....463 Regulatory accounting—What are SBA's regulatory accounting requirements for SBA Supervised Lenders...

  11. 13 CFR 120.463 - Regulatory accounting-What are SBA's regulatory accounting requirements for SBA Supervised Lenders?

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 13 Business Credit and Assistance 1 2011-01-01 2011-01-01 false Regulatory accounting-What are SBA's regulatory accounting requirements for SBA Supervised Lenders? 120.463 Section 120.463 Business....463 Regulatory accounting—What are SBA's regulatory accounting requirements for SBA Supervised Lenders...

  12. 13 CFR 120.1600 - General procedures for enforcement actions against SBA Lenders, SBA Supervised Lenders, Other...

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false General procedures for enforcement... Persons, Intermediaries, and NTAPs. 120.1600 Section 120.1600 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Risk-Based Lender Oversight Enforcement Actions § 120.1600 General...

  13. 49 CFR 22.23 - Agreements.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... 49 Transportation 1 2013-10-01 2013-10-01 false Agreements. 22.23 Section 22.23 Transportation... Agreements. (a) DOT OSDBU may enter into a cooperative agreement with a lender that meets the criteria defined in § 22.21 in order for the lender to become a Participating Lender in the STLP. Such an agreement...

  14. 49 CFR 22.23 - Agreements.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... 49 Transportation 1 2014-10-01 2014-10-01 false Agreements. 22.23 Section 22.23 Transportation... Agreements. (a) DOT OSDBU may enter into a cooperative agreement with a lender that meets the criteria defined in § 22.21 in order for the lender to become a Participating Lender in the STLP. Such an agreement...

  15. 49 CFR 22.23 - Agreements.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... 49 Transportation 1 2012-10-01 2012-10-01 false Agreements. 22.23 Section 22.23 Transportation... Agreements. (a) DOT OSDBU may enter into a cooperative agreement with a lender that meets the criteria defined in § 22.21 in order for the lender to become a Participating Lender in the STLP. Such an agreement...

  16. 49 CFR 22.23 - Agreements.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 49 Transportation 1 2010-10-01 2010-10-01 false Agreements. 22.23 Section 22.23 Transportation... Agreements. (a) DOT OSDBU may enter into a cooperative agreement with a lender that meets the criteria defined in § 22.21 in order for the lender to become a Participating Lender in the STLP. Such an agreement...

  17. 49 CFR 22.23 - Agreements.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 49 Transportation 1 2011-10-01 2011-10-01 false Agreements. 22.23 Section 22.23 Transportation... Agreements. (a) DOT OSDBU may enter into a cooperative agreement with a lender that meets the criteria defined in § 22.21 in order for the lender to become a Participating Lender in the STLP. Such an agreement...

  18. 12 CFR 617.7415 - How does a qualified lender decide to restructure a loan?

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... BORROWER RIGHTS Distressed Loan Restructuring; State Agricultural Loan Mediation Programs § 617.7415 How... evaluate an application for restructuring? The qualified lender should consider the following: (1) Whether the cost to the lender of restructuring the loan is equal to or less than the cost of foreclosure...

  19. 13 CFR 120.101 - Credit not available elsewhere.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... available on reasonable terms from non-Federal sources. SBA requires the Lender or CDC to certify or... periods of time. Submission of an application to SBA by a Lender or CDC constitutes certification by the Lender or CDC that it has examined the availability of credit to the applicant, has based its...

  20. 13 CFR 120.101 - Credit not available elsewhere.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... available on reasonable terms from non-Federal sources. SBA requires the Lender or CDC to certify or... periods of time. Submission of an application to SBA by a Lender or CDC constitutes certification by the Lender or CDC that it has examined the availability of credit to the applicant, has based its...

  1. 13 CFR 120.101 - Credit not available elsewhere.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... available on reasonable terms from non-Federal sources. SBA requires the Lender or CDC to certify or... periods of time. Submission of an application to SBA by a Lender or CDC constitutes certification by the Lender or CDC that it has examined the availability of credit to the applicant, has based its...

  2. 13 CFR 120.101 - Credit not available elsewhere.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... available on reasonable terms from non-Federal sources. SBA requires the Lender or CDC to certify or... periods of time. Submission of an application to SBA by a Lender or CDC constitutes certification by the Lender or CDC that it has examined the availability of credit to the applicant, has based its...

  3. 13 CFR 120.101 - Credit not available elsewhere.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... available on reasonable terms from non-Federal sources. SBA requires the Lender or CDC to certify or... periods of time. Submission of an application to SBA by a Lender or CDC constitutes certification by the Lender or CDC that it has examined the availability of credit to the applicant, has based its...

  4. 7 CFR 2201.26 - Lender standard of care.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 15 2010-01-01 2010-01-01 false Lender standard of care. 2201.26 Section 2201.26... care. (a) The Lender or Agent shall exercise due care and diligence in analyzing and administering the... other obligations and duties to the Board and the Administrator as are set forth in the Act or Loan...

  5. 7 CFR 3565.405 - Repurchase of guaranteed loans.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... Repurchase of guaranteed loans. (a) Repurchase by lender. The Holder may make written demand on the lender to repurchase the unpaid guaranteed portion of the loan when the borrower is in default not less than 60.... The Holder must concurrently send a copy of the demand letter to the Agency. The lender will notify...

  6. 7 CFR 4279.78 - Repurchase from holder.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... default not less than 60 days on principal or interest due on the loan; or the lender has failed to remit... holder on the guaranteed loan accruing after 90 days from the date of the demand letter to the lender... repurchase. The lender is encouraged to repurchase the loan to facilitate the accounting of funds, resolve...

  7. 7 CFR 4279.78 - Repurchase from holder.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... default not less than 60 days on principal or interest due on the loan; or the lender has failed to remit... holder on the guaranteed loan accruing after 90 days from the date of the demand letter to the lender... repurchase. The lender is encouraged to repurchase the loan to facilitate the accounting of funds, resolve...

  8. 7 CFR 4279.78 - Repurchase from holder.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... default not less than 60 days on principal or interest due on the loan; or the lender has failed to remit... holder on the guaranteed loan accruing after 90 days from the date of the demand letter to the lender... repurchase. The lender is encouraged to repurchase the loan to facilitate the accounting of funds, resolve...

  9. 38 CFR 36.4352 - Authority to close loans on the automatic basis.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ...(s) of warehouse lines of credit must be submitted to VA and the applicant must agree that VA may... supporting credit data have been developed on its behalf by a duly authorized agent. (11) Probation. Lenders.... (2) Processing annual lender data. The VA regional office having jurisdiction for the lender's...

  10. 13 CFR 120.433 - What are SBA's other requirements for sales and sales of participating interests?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... for sales and sales of participating interests? 120.433 Section 120.433 Business Credit and Assistance... requirements for sales and sales of participating interests? SBA requires the following: (a) The Lender must be... Lender has satisfactory SBA performance, as determined by SBA in its discretion. The Lender's Risk Rating...

  11. 13 CFR 120.433 - What are SBA's other requirements for sales and sales of participating interests?

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... for sales and sales of participating interests? 120.433 Section 120.433 Business Credit and Assistance... requirements for sales and sales of participating interests? SBA requires the following: (a) The Lender must be... Lender has satisfactory SBA performance, as determined by SBA in its discretion. The Lender's Risk Rating...

  12. 7 CFR Exhibit B to Subpart F of... - Suggested Outline for Seeking Information From Lenders on Credit Criteria for Graduation of...

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... Lenders on Credit Criteria for Graduation of Single Family Housing Loans B Exhibit B to Subpart F of Part... (CONTINUED) PROGRAM REGULATIONS (CONTINUED) SERVICING AND COLLECTIONS Analyzing Credit Needs and Graduation... Seeking Information From Lenders on Credit Criteria for Graduation of Single Family Housing Loans Date...

  13. 7 CFR Exhibit B to Subpart F of... - Suggested Outline for Seeking Information From Lenders on Credit Criteria for Graduation of...

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... Lenders on Credit Criteria for Graduation of Single Family Housing Loans B Exhibit B to Subpart F of Part... (CONTINUED) PROGRAM REGULATIONS (CONTINUED) SERVICING AND COLLECTIONS Analyzing Credit Needs and Graduation... Seeking Information From Lenders on Credit Criteria for Graduation of Single Family Housing Loans Date...

  14. 7 CFR Exhibit B to Subpart F of... - Suggested Outline for Seeking Information From Lenders on Credit Criteria for Graduation of...

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... Lenders on Credit Criteria for Graduation of Single Family Housing Loans B Exhibit B to Subpart F of Part... (CONTINUED) PROGRAM REGULATIONS (CONTINUED) SERVICING AND COLLECTIONS Analyzing Credit Needs and Graduation... Seeking Information From Lenders on Credit Criteria for Graduation of Single Family Housing Loans Date...

  15. 12 CFR 617.7315 - What records must the qualified lender maintain on behalf of the CRC?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... on behalf of the CRC? 617.7315 Section 617.7315 Banks and Banking FARM CREDIT ADMINISTRATION FARM... must the qualified lender maintain on behalf of the CRC? A qualified lender must maintain a complete file of all requests for CRC reviews, including participation in state mediation programs, the minutes...

  16. 13 CFR 120.462 - What are SBA's additional requirements on capital maintenance for SBA Supervised Lenders?

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... financial viability and provide for any necessary growth. The minimum standards set in § 120.471 for SBLCs... in developing the SBA Supervised Lender's capital adequacy plan: (i) Management capability; (ii... capital (e.g., portfolio growth rate). (2) An SBA Supervised Lender must keep its capital plan current...

  17. 24 CFR 1007.70 - Disqualification of lenders and civil money penalties.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... civil money penalties. 1007.70 Section 1007.70 Housing and Urban Development Regulations Relating to..., DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT SECTION 184A LOAN GUARANTEES FOR NATIVE HAWAIIAN HOUSING § 1007... lender or holder assume not less than 10 percent of any loss on further loans made or held by the lender...

  18. 42 CFR 60.42 - Records, reports, inspection, and audit requirements for HEAL lenders and holders.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... OF HEALTH AND HUMAN SERVICES GRANTS HEALTH EDUCATION ASSISTANCE LOAN PROGRAM The Lender and Holder... must maintain for each borrower a payment history showing the date and amount of each payment received... lender or holder must also maintain for each loan a collection history showing the date and subject of...

  19. 25 CFR 103.19 - When must the lender pay BIA the loan guaranty or insurance premium?

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... insurance premium? 103.19 Section 103.19 Indians BUREAU OF INDIAN AFFAIRS, DEPARTMENT OF THE INTERIOR FINANCIAL ACTIVITIES LOAN GUARANTY, INSURANCE, AND INTEREST SUBSIDY How a Lender Obtains a Loan Guaranty or Insurance Coverage § 103.19 When must the lender pay BIA the loan guaranty or insurance premium? The premium...

  20. 25 CFR 103.19 - When must the lender pay BIA the loan guaranty or insurance premium?

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... insurance premium? 103.19 Section 103.19 Indians BUREAU OF INDIAN AFFAIRS, DEPARTMENT OF THE INTERIOR FINANCIAL ACTIVITIES LOAN GUARANTY, INSURANCE, AND INTEREST SUBSIDY How a Lender Obtains a Loan Guaranty or Insurance Coverage § 103.19 When must the lender pay BIA the loan guaranty or insurance premium? The premium...

  1. 25 CFR 103.39 - When will BIA refuse to pay all or part of a lender's claim?

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... to liquidate loan collateral, and: (1) The lender has not made a reasonable effort to liquidate all... from collateral liquidation proceeds applied to the loan balance; or (e) The lender has otherwise... ACTIVITIES LOAN GUARANTY, INSURANCE, AND INTEREST SUBSIDY Default and Payment by BIA § 103.39 When will BIA...

  2. 13 CFR 120.542 - Payment by SBA of legal fees and other expenses.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... will not pay. (1) SBA will not pay legal fees or other costs that a Lender or Authorized CDC Liquidator... law. (ii) In connection with actions of a Lender or Authorized CDC Liquidator's outside counsel for... actions which solely benefit a Lender or Authorized CDC Liquidator and which do not benefit SBA, as...

  3. 13 CFR 120.921 - Terms of Third Party loans.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... Loan lender waives, as to the CDC/SBA financing, any provision in its deed of trust, or mortgage, or... Party Lender must give the CDC and SBA written notice of default within 30 days of the event of default... Third Party Lender's lien will be subordinate to the CDC/SBA lien regarding any prepayment penalties...

  4. 13 CFR 120.542 - Payment by SBA of legal fees and other expenses.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... will not pay. (1) SBA will not pay legal fees or other costs that a Lender or Authorized CDC Liquidator... law. (ii) In connection with actions of a Lender or Authorized CDC Liquidator's outside counsel for... actions which solely benefit a Lender or Authorized CDC Liquidator and which do not benefit SBA, as...

  5. 13 CFR 120.921 - Terms of Third Party loans.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... Loan lender waives, as to the CDC/SBA financing, any provision in its deed of trust, or mortgage, or... Party Lender must give the CDC and SBA written notice of default within 30 days of the event of default... Third Party Lender's lien will be subordinate to the CDC/SBA lien regarding any prepayment penalties...

  6. 13 CFR 120.921 - Terms of Third Party loans.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... Loan lender waives, as to the CDC/SBA financing, any provision in its deed of trust, or mortgage, or... Party Lender must give the CDC and SBA written notice of default within 30 days of the event of default... Third Party Lender's lien will be subordinate to the CDC/SBA lien regarding any prepayment penalties...

  7. 13 CFR 120.542 - Payment by SBA of legal fees and other expenses.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... will not pay. (1) SBA will not pay legal fees or other costs that a Lender or Authorized CDC Liquidator... law. (ii) In connection with actions of a Lender or Authorized CDC Liquidator's outside counsel for... actions which solely benefit a Lender or Authorized CDC Liquidator and which do not benefit SBA, as...

  8. 13 CFR 120.542 - Payment by SBA of legal fees and other expenses.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... will not pay. (1) SBA will not pay legal fees or other costs that a Lender or Authorized CDC Liquidator... law. (ii) In connection with actions of a Lender or Authorized CDC Liquidator's outside counsel for... actions which solely benefit a Lender or Authorized CDC Liquidator and which do not benefit SBA, as...

  9. 13 CFR 120.921 - Terms of Third Party loans.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Loan lender waives, as to the CDC/SBA financing, any provision in its deed of trust, or mortgage, or... Party Lender must give the CDC and SBA written notice of default within 30 days of the event of default... Third Party Lender's lien will be subordinate to the CDC/SBA lien regarding any prepayment penalties...

  10. 13 CFR 120.542 - Payment by SBA of legal fees and other expenses.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... will not pay. (1) SBA will not pay legal fees or other costs that a Lender or Authorized CDC Liquidator... law. (ii) In connection with actions of a Lender or Authorized CDC Liquidator's outside counsel for... actions which solely benefit a Lender or Authorized CDC Liquidator and which do not benefit SBA, as...

  11. 13 CFR 120.921 - Terms of Third Party loans.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... Loan lender waives, as to the CDC/SBA financing, any provision in its deed of trust, or mortgage, or... Party Lender must give the CDC and SBA written notice of default within 30 days of the event of default... Third Party Lender's lien will be subordinate to the CDC/SBA lien regarding any prepayment penalties...

  12. 12 CFR 591.4 - Loans originated by lenders other than Federal savings associations.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Federal savings associations. (a) With regard to any real property loan originated by a lender other than... 12 Banks and Banking 5 2010-01-01 2010-01-01 false Loans originated by lenders other than Federal savings associations. 591.4 Section 591.4 Banks and Banking OFFICE OF THRIFT SUPERVISION, DEPARTMENT OF...

  13. 7 CFR 3565.405 - Repurchase of guaranteed loans.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... Repurchase of guaranteed loans. (a) Repurchase by lender. The Holder may make written demand on the lender to... calendar days on principal or interest due on the loan; or the lender has failed to remit to the Holder its... of the loan or the note interest to the Holder on the guaranteed loan accruing after 90 calendar days...

  14. 7 CFR 3565.405 - Repurchase of guaranteed loans.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... Repurchase of guaranteed loans. (a) Repurchase by lender. The Holder may make written demand on the lender to... calendar days on principal or interest due on the loan; or the lender has failed to remit to the Holder its... of the loan or the note interest to the Holder on the guaranteed loan accruing after 90 calendar days...

  15. 7 CFR 3565.405 - Repurchase of guaranteed loans.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... Repurchase of guaranteed loans. (a) Repurchase by lender. The Holder may make written demand on the lender to... calendar days on principal or interest due on the loan; or the lender has failed to remit to the Holder its... of the loan or the note interest to the Holder on the guaranteed loan accruing after 90 calendar days...

  16. 12 CFR 617.7120 - How should a qualified lender present the disclosures to a borrower?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... SYSTEM BORROWER RIGHTS Disclosure of Effective Interest Rates § 617.7120 How should a qualified lender present the disclosures to a borrower? A qualified lender must: (a) Disclose the effective interest rate..., in a form that is easy to read and understand and that the borrower may keep; and (b) Not combine the...

  17. 12 CFR 617.7110 - How should a qualified lender disclose the cost of borrower stock or participation certificates?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... loan transaction. For subsequent loans to existing borrowers, only the cost of new stock or... 12 Banks and Banking 6 2010-01-01 2010-01-01 false How should a qualified lender disclose the cost....7110 How should a qualified lender disclose the cost of borrower stock or participation certificates...

  18. 13 CFR 120.536 - Servicing and liquidation actions that require the prior written consent of SBA.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... that require the prior written consent of SBA. (a) Actions by Lenders and CDCs. Except as otherwise provided in a Supplemental Guarantee Agreement with a Lender or an Agreement with a CDC, SBA must give its prior written consent before a Lender or CDC takes any of the following actions: (1) Increases the...

  19. 13 CFR 120.536 - Servicing and liquidation actions that require the prior written consent of SBA.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... that require the prior written consent of SBA. (a) Actions by Lenders and CDCs. Except as otherwise provided in a Supplemental Guarantee Agreement with a Lender or an Agreement with a CDC, SBA must give its prior written consent before a Lender or CDC takes any of the following actions: (1) Increases the...

  20. 13 CFR 120.536 - Servicing and liquidation actions that require the prior written consent of SBA.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... that require the prior written consent of SBA. (a) Actions by Lenders and CDCs. Except as otherwise provided in a Supplemental Guarantee Agreement with a Lender or an Agreement with a CDC, SBA must give its prior written consent before a Lender or CDC takes any of the following actions: (1) Increases the...

  1. 13 CFR 120.536 - Servicing and liquidation actions that require the prior written consent of SBA.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... that require the prior written consent of SBA. (a) Actions by Lenders and CDCs. Except as otherwise provided in a Supplemental Guarantee Agreement with a Lender or an Agreement with a CDC, SBA must give its prior written consent before a Lender or CDC takes any of the following actions: (1) Increases the...

  2. 13 CFR 120.536 - Servicing and liquidation actions that require the prior written consent of SBA.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... that require the prior written consent of SBA. (a) Actions by Lenders and CDCs. Except as otherwise provided in a Supplemental Guarantee Agreement with a Lender or an Agreement with a CDC, SBA must give its prior written consent before a Lender or CDC takes any of the following actions: (1) Increases the...

  3. 42 CFR 60.42 - Records, reports, inspection, and audit requirements for HEAL lenders and holders.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... 42 Public Health 1 2014-10-01 2014-10-01 false Records, reports, inspection, and audit requirements for HEAL lenders and holders. 60.42 Section 60.42 Public Health PUBLIC HEALTH SERVICE, DEPARTMENT OF HEALTH AND HUMAN SERVICES GRANTS HEALTH EDUCATION ASSISTANCE LOAN PROGRAM The Lender and Holder § 60.42 Records, reports, inspection, and audit...

  4. Oversight Hearing on Student Loan Marketing Associations. Hearing before the Subcommittee on Postsecondary Education of the Committee on Education and Labor. House of Representatives, Ninety-Eighth Congress, First Session.

    ERIC Educational Resources Information Center

    Congress of the U.S., Washington, DC. House Committee on Education and Labor.

    Oversight hearings on the Student Loan Marketing Association (Sallie Mae) are presented. Sallie Mae was established by the Education Amendments of 1972 to provide liquidity for Guaranteed Student Loan (GSL) lenders by purchasing GSL portfolios from lenders or making loans on GSL loans held by lenders. In 1982, Sallie Mae had total cumulative…

  5. 7 CFR 762.140 - General servicing responsibilities.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ..., all lenders will review the borrower's progress regarding business goals, trends and changes in... farm business with the borrower. (c) Monitoring of development. The lender's responsibilities regarding...

  6. 7 CFR 762.140 - General servicing responsibilities.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ..., all lenders will review the borrower's progress regarding business goals, trends and changes in... farm business with the borrower. (c) Monitoring of development. The lender's responsibilities regarding...

  7. Punching loan sharks on the nose: effective interventions to reduce financial hardship in New Zealand.

    PubMed

    Signal, Louise; Lanumata, Tolotea; Bowers, Sharron

    2012-08-01

    Growth in the high-cost, unregulated fringe lender market (with these lenders commonly referred to as loan sharks) has occurred both internationally and in New Zealand in recent years. The credit practices of loan sharks create financial hardship for many people including Māori, Pacific and low-income New Zealanders. This paper reports on research that explored strategies for reducing the impact of the fringe lender market on Māori, Pacific and low-income New Zealanders. A narrative literature review and 10 key informant interviews were conducted to provide information on how best to intervene to reduce the impact of the fringe lender market for these people. The main interventions identified were: two regulatory approaches, one for capping interest rates and another to create codes of responsible lending; access to safe affordable micro-finance options; financial literacy education; and Pacific cultural change around fa'alavelave, which are the 'obligations' of giving. Protecting consumers from the unsafe practices of fringe lenders requires a combined approach of discouraging the undesirable practices of fringe lenders through regulation and encouraging the growth of safe, affordable micro-finance options. Financial literacy education is a valuable activity for directing consumer attention to the safest options, but in isolation will have limited effect if options are limited. Health promoters have a valuable role to play in implementing these interventions.

  8. 7 CFR 1980.374 - Liquidation.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... the Lender will be allowed including, but not limited to, employee salaries, staff lawyers, travel... Lender's plan to use voluntary liquidation when the plan clearly addresses the responsibilities of the...

  9. 7 CFR 762.148 - Bankruptcy.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... all the necessary papers and pleadings; (2) Attending, and where necessary, participating in meetings..., customary, and provide a demonstrated economic benefit to the lender and the Agency. (ii) Lender's in-house...

  10. 7 CFR 4287.135 - Substitution of lender.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE SERVICING Servicing Business and Industry Guaranteed... Insurance Corporation (FDIC) and the loan is subsequently sold to another lender. (a) The Agency may approve...

  11. 7 CFR 4280.144 - Transfer of lenders.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE LOANS AND GRANTS Renewable Energy Systems and Energy... than the loan approval official who may approve the substitution of a new eligible lender. ...

  12. 7 CFR 4280.144 - Transfer of lenders.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE LOANS AND GRANTS Renewable Energy Systems and Energy... than the loan approval official who may approve the substitution of a new eligible lender. ...

  13. 24 CFR 232.893 - Cash adjustment.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... INSURANCE FOR NURSING HOMES, INTERMEDIATE CARE FACILITIES, BOARD AND CARE HOMES, AND ASSISTED LIVING... the lender and the total amount of the lender's claim, as approved by the Commissioner, may be...

  14. 7 CFR 3565.304 - Lender loan processing responsibilities.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ..., management and disposition. Unless otherwise permitted by the Agency, the originating lender must perform all loan functions during the period of the guarantee. These functions include servicing, asset management...

  15. 13 CFR 500.211 - Lender responsibilities.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ...) Monitoring. In accordance with the Guarantee the Lender shall monitor Borrower's performance under the Loan... borrower, as provided in the Guarantee; (2) Projected balance sheet, income statement, and cash flows for...

  16. 7 CFR 1720.9 - Guarantee Agreement.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... to absorb losses relative to risk in the guaranteed lender's portfolio and requirements on the guaranteed lender to hold additional capital against the risk of default; (16) Payment by RUS; (17) RUS...

  17. 7 CFR 4279.43 - Certified Lender Program.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... guaranteed by any Federal agency, with information on delinquencies and losses and, if applicable, the... lender will provide a written certification to this effect along with a statistical analysis of its...

  18. 24 CFR 232.865 - Election by lender.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... INSURANCE FOR NURSING HOMES, INTERMEDIATE CARE FACILITIES, BOARD AND CARE HOMES, AND ASSISTED LIVING FACILITIES Contract Rights and Obligations Rights and Duties of Lender Under the Contract of Insurance § 232...

  19. Agent-Based Mapping of Credit Risk for Sustainable Microfinance

    PubMed Central

    Lee, Joung-Hun; Jusup, Marko; Podobnik, Boris; Iwasa, Yoh

    2015-01-01

    By drawing analogies with independent research areas, we propose an unorthodox framework for mapping microfinance credit risk---a major obstacle to the sustainability of lenders outreaching to the poor. Specifically, using the elements of network theory, we constructed an agent-based model that obeys the stylized rules of microfinance industry. We found that in a deteriorating economic environment confounded with adverse selection, a form of latent moral hazard may cause a regime shift from a high to a low loan payment probability. An after-the-fact recovery, when possible, required the economic environment to improve beyond that which led to the shift in the first place. These findings suggest a small set of measurable quantities for mapping microfinance credit risk and, consequently, for balancing the requirements to reasonably price loans and to operate on a fully self-financed basis. We illustrate how the proposed mapping works using a 10-year monthly data set from one of the best-known microfinance representatives, Grameen Bank in Bangladesh. Finally, we discuss an entirely new perspective for managing microfinance credit risk based on enticing spontaneous cooperation by building social capital. PMID:25945790

  20. Agent-based mapping of credit risk for sustainable microfinance.

    PubMed

    Lee, Joung-Hun; Jusup, Marko; Podobnik, Boris; Iwasa, Yoh

    2015-01-01

    By drawing analogies with independent research areas, we propose an unorthodox framework for mapping microfinance credit risk--a major obstacle to the sustainability of lenders outreaching to the poor. Specifically, using the elements of network theory, we constructed an agent-based model that obeys the stylized rules of microfinance industry. We found that in a deteriorating economic environment confounded with adverse selection, a form of latent moral hazard may cause a regime shift from a high to a low loan payment probability. An after-the-fact recovery, when possible, required the economic environment to improve beyond that which led to the shift in the first place. These findings suggest a small set of measurable quantities for mapping microfinance credit risk and, consequently, for balancing the requirements to reasonably price loans and to operate on a fully self-financed basis. We illustrate how the proposed mapping works using a 10-year monthly data set from one of the best-known microfinance representatives, Grameen Bank in Bangladesh. Finally, we discuss an entirely new perspective for managing microfinance credit risk based on enticing spontaneous cooperation by building social capital.

  1. 25 CFR 103.12 - How does a lender apply for a loan guaranty?

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... of the lender's loan guaranty application package, outlining the credit history of the borrower, and... all makers, cosigners and guarantors, maturity dates, payment schedules, uncured delinquencies...

  2. 25 CFR 103.10 - What lenders are eligible under the Program?

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... GUARANTY, INSURANCE, AND INTEREST SUBSIDY How a Lender Obtains a Loan Guaranty or Insurance Coverage § 103... in accordance with reasonable and prudent industry standards; and (3) Otherwise reasonably acceptable...

  3. 76 FR 42469 - Conditions of Guarantee

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-07-19

    ... be liable for payments made by USDA to any holder in the event of ``material fraud, negligence or misrepresentation by the lender or the lender's participation in or condoning of such material fraud, negligence or...

  4. 76 FR 42593 - Conditions of Guarantee

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-07-19

    ... be liable for payments made by USDA to any holder in the event of ``material fraud, negligence or misrepresentation by the lender or the lender's participation in or condoning of such material fraud, negligence or...

  5. 49 CFR 260.51 - Conditions of guarantee.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... adequate experience and expertise to make, secure, service, and collect the loans. (d) The Lender may sell... purchased. The Lender will remain bound to all obligations under the loan guarantee and the provisions of...

  6. 49 CFR 22.69 - Claim process.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... default for no less than thirty (30) days, and the Participating Lender must have made written demand for... Participating Lender may demand in writing that DOT OSDBU honor its loan guarantee, provided however that the...

  7. 49 CFR 22.69 - Claim process.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... default for no less than thirty (30) days, and the Participating Lender must have made written demand for... Participating Lender may demand in writing that DOT OSDBU honor its loan guarantee, provided however that the...

  8. 13 CFR 120.1701 - Program purpose.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... facilitate the sale of such loans and increase the liquidity of the lenders holding the loans so that the lenders can use the sale proceeds to fund more such loans. The Program's authorization expires on February...

  9. 7 CFR 1779.64 - Issuance of Lender's Agreement, Loan Note Guarantee, and Assignment Guarantee Agreement.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... of Agriculture (Continued) RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE (CONTINUED) WATER AND WASTE DISPOSAL PROGRAMS GUARANTEED LOANS § 1779.64 Issuance of Lender's Agreement, Loan Note Guarantee...

  10. 7 CFR 762.105 - Eligibility and substitution of lenders.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... from participation in Government contracts or programs or be delinquent on a Government debt. (c... writing by executing a modification of the guarantee to identify the new lender, the amount of debt at the...

  11. 42 CFR 60.32 - The HEAL lender or holder insurance contract.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... the borrower's default, death, total and permanent disability, bankruptcy under chapter 11 or 13 of... unconditional. The Secretary issues HEAL insurance on the implied representations of the lender that all the...

  12. 24 CFR 241.865 - Election by the lender.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... insurance benefits or may exercise its rights under the note and security instrument in lieu of making a claim for insurance benefits. If the lender elects the latter course, the Commissioner shall be so...

  13. 14 CFR 1300.23 - Participation in guaranteed loans.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... lender may distribute the risk of a portion of a loan guaranteed under the program by sale of... transferred in whole or in part; (2) The lender remains solely responsible for the administration of the loan...

  14. 7 CFR 2201.13 - Lender.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... guaranteed loans; (4) The performance of the Lender's loan portfolio, including its current delinquency rate... nationally recognized statistical rating organization, as evidenced by written confirmation from the nationally recognized statistical rating organization, subject to updating upon request of the Board; and (ii...

  15. Say Goodbye to Delinquent Tuition.

    ERIC Educational Resources Information Center

    Gardner, Daniel D.

    1999-01-01

    Outlines an approach to better collection of delinquent college tuition that connects students with outstanding tuition to lenders. Suggests criteria for selecting an appropriate lender, and highlights benefits both for student motivation to repay debts and for institutional cash flow. (MSE)

  16. 7 CFR 1779.65 - Lender's sale or assignment of the guaranteed portion of loan.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... construction, and acquisition of real estate and equipment without the prior written approval of the Agency. If... operating procedures. (c) Minimum retention. The lender is required to hold in its own portfolio or retain a...

  17. 13 CFR 120.972 - Third Party Lender participation fee and CDC fee.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... collect a one-time fee equal to 50 basis points on the Third Party Lender's participation in a Project....125 percent of the outstanding principal balance of the Debenture. The fee must be paid from the...

  18. 34 CFR 682.414 - Records, reports, and inspection requirements for guaranty agency programs.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... not been altered after it was executed; (E) Documentation supporting the lender's authentication and..., and credit unions). (iv) All other types of lenders. (3) By July 1 of each year, a report on— (i) Its...

  19. 12 CFR 614.4170 - General.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... lender. Procedures shall require: (i) The procurement of periodic operating data essential for maintaining control, for the proper analysis of such data, and prompt action as needed; (ii) Inspections... insurance, margin requirements, warehousing, and the prompt exercise of legal options to preserve the lender...

  20. 12 CFR 614.4170 - General.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... lender. Procedures shall require: (i) The procurement of periodic operating data essential for maintaining control, for the proper analysis of such data, and prompt action as needed; (ii) Inspections... insurance, margin requirements, warehousing, and the prompt exercise of legal options to preserve the lender...

  1. 12 CFR 614.4170 - General.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... lender. Procedures shall require: (i) The procurement of periodic operating data essential for maintaining control, for the proper analysis of such data, and prompt action as needed; (ii) Inspections... insurance, margin requirements, warehousing, and the prompt exercise of legal options to preserve the lender...

  2. 12 CFR 614.4170 - General.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... lender. Procedures shall require: (i) The procurement of periodic operating data essential for maintaining control, for the proper analysis of such data, and prompt action as needed; (ii) Inspections... insurance, margin requirements, warehousing, and the prompt exercise of legal options to preserve the lender...

  3. 7 CFR 4287.157 - Liquidation.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE SERVICING Servicing Business and Industry Guaranteed Loans... jeopardize full recovery on the loan. (3) The borrower or lender has been uncooperative in resolving the... loss claim computation, the lender will discontinue interest accrual on the defaulted loan in...

  4. 7 CFR 4287.157 - Liquidation.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE SERVICING Servicing Business and Industry Guaranteed Loans... jeopardize full recovery on the loan. (3) The borrower or lender has been uncooperative in resolving the... loss claim computation, the lender will discontinue interest accrual on the defaulted loan in...

  5. 7 CFR 4287.157 - Liquidation.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE SERVICING Servicing Business and Industry Guaranteed Loans... jeopardize full recovery on the loan. (3) The borrower or lender has been uncooperative in resolving the... loss claim computation, the lender will discontinue interest accrual on the defaulted loan in...

  6. 7 CFR 4287.157 - Liquidation.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE SERVICING Servicing Business and Industry Guaranteed Loans... jeopardize full recovery on the loan. (3) The borrower or lender has been uncooperative in resolving the... loss claim computation, the lender will discontinue interest accrual on the defaulted loan in...

  7. 7 CFR 3575.65 - Lender's sale or assignment of the guaranteed portion of loan.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... guaranteed portion of a loan may not be made prior to full disbursement, completion of construction, and... procedures. (c) Minimum retention. The lender is required to hold in its own portfolio or retain a minimum of...

  8. 7 CFR 3575.65 - Lender's sale or assignment of the guaranteed portion of loan.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... guaranteed portion of a loan may not be made prior to full disbursement, completion of construction, and... procedures. (c) Minimum retention. The lender is required to hold in its own portfolio or retain a minimum of...

  9. 7 CFR 3565.402 - Servicing responsibilities.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ...) Asset management. The lender must ensure that the property securing the guaranteed loan remains in good physical and financial condition, in accordance with project management requirements contained in subpart H... its agents and representatives. (a) Funds management. The lender must have a funds management system...

  10. 7 CFR 762.148 - Bankruptcy.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 7 2014-01-01 2014-01-01 false Bankruptcy. 762.148 Section 762.148 Agriculture Regulations of the Department of Agriculture (Continued) FARM SERVICE AGENCY, DEPARTMENT OF AGRICULTURE SPECIAL PROGRAMS GUARANTEED FARM LOANS § 762.148 Bankruptcy. (a) Lender responsibilities. The lender must...

  11. 7 CFR 4279.29 - Eligible lenders.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Regulations of the Department of Agriculture (Continued) RURAL BUSINESS-COOPERATIVE SERVICE AND RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE GUARANTEED LOANMAKING General § 4279.29 Eligible lenders. (a... Association, or mortgage company that is part of a bank-holding company. These entities must be subject to...

  12. 7 CFR 1779.69 - Loan servicing.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... the borrower within 30 days of such violation. (b) Financial reports. The lender must obtain the... conclusions, including trends, strengths, weaknesses, extraordinary transactions, and other indications of the... reasonable and prudent lending standards. (d) Loan balances. The lender must report to the Agency the...

  13. 7 CFR 1779.69 - Loan servicing.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... the borrower within 30 days of such violation. (b) Financial reports. The lender must obtain the... conclusions, including trends, strengths, weaknesses, extraordinary transactions, and other indications of the... reasonable and prudent lending standards. (d) Loan balances. The lender must report to the Agency the...

  14. 7 CFR 3575.69 - Loan servicing.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... borrower within 30 days of such violation. (b) Financial reports. The lender must obtain the financial..., including trends, strengths, weaknesses, extraordinary transactions, and other indications of the financial... and prudent lending standards. (d) Loan balances. The lender must report to the Agency the outstanding...

  15. 7 CFR 1779.69 - Loan servicing.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... the borrower within 30 days of such violation. (b) Financial reports. The lender must obtain the... conclusions, including trends, strengths, weaknesses, extraordinary transactions, and other indications of the... reasonable and prudent lending standards. (d) Loan balances. The lender must report to the Agency the...

  16. 7 CFR 3575.69 - Loan servicing.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... borrower within 30 days of such violation. (b) Financial reports. The lender must obtain the financial..., including trends, strengths, weaknesses, extraordinary transactions, and other indications of the financial... and prudent lending standards. (d) Loan balances. The lender must report to the Agency the outstanding...

  17. 7 CFR 3575.69 - Loan servicing.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... borrower within 30 days of such violation. (b) Financial reports. The lender must obtain the financial..., including trends, strengths, weaknesses, extraordinary transactions, and other indications of the financial... and prudent lending standards. (d) Loan balances. The lender must report to the Agency the outstanding...

  18. 7 CFR 3575.69 - Loan servicing.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... borrower within 30 days of such violation. (b) Financial reports. The lender must obtain the financial..., including trends, strengths, weaknesses, extraordinary transactions, and other indications of the financial... and prudent lending standards. (d) Loan balances. The lender must report to the Agency the outstanding...

  19. 7 CFR 1779.69 - Loan servicing.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... the borrower within 30 days of such violation. (b) Financial reports. The lender must obtain the... conclusions, including trends, strengths, weaknesses, extraordinary transactions, and other indications of the... reasonable and prudent lending standards. (d) Loan balances. The lender must report to the Agency the...

  20. 7 CFR 3575.69 - Loan servicing.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... borrower within 30 days of such violation. (b) Financial reports. The lender must obtain the financial..., including trends, strengths, weaknesses, extraordinary transactions, and other indications of the financial... and prudent lending standards. (d) Loan balances. The lender must report to the Agency the outstanding...

  1. 7 CFR 4280.131 - Lender's functions and responsibilities.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ...-COOPERATIVE SERVICE AND RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE LOANS AND GRANTS Rural Energy for America Program General Renewable Energy System and Energy Efficiency Improvement Guaranteed Loans § 4280... chapter, the lender must also ensure that all project facilities are designed utilizing accepted...

  2. 7 CFR 4280.131 - Lender's functions and responsibilities.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ...-COOPERATIVE SERVICE AND RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE LOANS AND GRANTS Rural Energy for America Program General Renewable Energy System and Energy Efficiency Improvement Guaranteed Loans § 4280... chapter, the lender must also ensure that all project facilities are designed utilizing accepted...

  3. 7 CFR 4280.131 - Lender's functions and responsibilities.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ...-COOPERATIVE SERVICE AND RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE LOANS AND GRANTS Rural Energy for America Program General Renewable Energy System and Energy Efficiency Improvement Guaranteed Loans § 4280... chapter, the lender must also ensure that all project facilities are designed utilizing accepted...

  4. 7 CFR 4279.30 - Lenders' functions and responsibilities.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... sound lending practices, (v) Supervising construction (vi) Distribution of loan funds, (vii) Servicing... the loan processing phase. The lender must analyze all credit factors associated with each proposed loan and apply its professional judgment to determine that the credit factors, considered in...

  5. 7 CFR 3565.402 - Servicing responsibilities.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ...) Asset management. The lender must ensure that the property securing the guaranteed loan remains in good physical and financial condition, in accordance with project management requirements contained in subpart H... its agents and representatives. (a) Funds management. The lender must have a funds management system...

  6. 7 CFR 3565.402 - Servicing responsibilities.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ...) Asset management. The lender must ensure that the property securing the guaranteed loan remains in good physical and financial condition, in accordance with project management requirements contained in subpart H... its agents and representatives. (a) Funds management. The lender must have a funds management system...

  7. 7 CFR 3565.402 - Servicing responsibilities.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ...) Asset management. The lender must ensure that the property securing the guaranteed loan remains in good physical and financial condition, in accordance with project management requirements contained in subpart H... its agents and representatives. (a) Funds management. The lender must have a funds management system...

  8. 7 CFR 3565.402 - Servicing responsibilities.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ...) Asset management. The lender must ensure that the property securing the guaranteed loan remains in good physical and financial condition, in accordance with project management requirements contained in subpart H... its agents and representatives. (a) Funds management. The lender must have a funds management system...

  9. 14 CFR 1300.20 - Lender responsibilities.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 14 Aeronautics and Space 5 2010-01-01 2010-01-01 false Lender responsibilities. 1300.20 Section 1300.20 Aeronautics and Space AIR TRANSPORTATION SYSTEM STABILIZATION OFFICE OF MANAGEMENT AND BUDGET AVIATION DISASTER RELIEF-AIR CARRIER GUARANTEE LOAN PROGRAM Minimum Requirements and Application Procedures...

  10. 75 FR 13145 - SBA Lender Risk Rating System

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-03-18

    ... SMALL BUSINESS ADMINISTRATION [Docket No. SBA-2010-0004] SBA Lender Risk Rating System AGENCY: Small Business Administration. ACTION: Notice; extension of comment period and correction. SUMMARY: On March 1, 2010, the Small Business Administration (SBA) published a notice in the Federal Register to...

  11. 24 CFR 1007.25 - Eligible lenders.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 4 2010-04-01 2010-04-01 false Eligible lenders. 1007.25 Section 1007.25 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued) OFFICE OF ASSISTANT SECRETARY FOR PUBLIC AND INDIAN HOUSING, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT...

  12. 7 CFR 1980.302 - Definitions and abbreviations.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... E to subpart A of part 1924 applicable to single family residential construction or other similar...) Receptive and expressive language, (iii) Learning, (iv) Mobility, (v) Self-direction, (vi) Capacity for... Lender on behalf of the borrower. Lender. The organization making, holding, and/or servicing the loan...

  13. 7 CFR 1980.302 - Definitions and abbreviations.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... E to subpart A of part 1924 applicable to single family residential construction or other similar...) Receptive and expressive language, (iii) Learning, (iv) Mobility, (v) Self-direction, (vi) Capacity for... Lender on behalf of the borrower. Lender. The organization making, holding, and/or servicing the loan...

  14. 49 CFR 22.13 - Loan terms and conditions.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... as payment from approved accounts receivable are received by the Participating Lender through a joint... the submission and verification of a valid written accounts receivable invoice, showing labor and/or... receivable invoice shall be advanced to the borrower by the Participating Lender. (1) Processing time...

  15. 49 CFR 22.13 - Loan terms and conditions.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... as payment from approved accounts receivable are received by the Participating Lender through a joint... the submission and verification of a valid written accounts receivable invoice, showing labor and/or... receivable invoice shall be advanced to the borrower by the Participating Lender. (1) Processing time...

  16. 49 CFR 22.13 - Loan terms and conditions.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... as payment from approved accounts receivable are received by the Participating Lender through a joint... the submission and verification of a valid written accounts receivable invoice, showing labor and/or... receivable invoice shall be advanced to the borrower by the Participating Lender. (1) Processing time...

  17. 49 CFR 22.13 - Loan terms and conditions.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... as payment from approved accounts receivable are received by the Participating Lender through a joint... the submission and verification of a valid written accounts receivable invoice, showing labor and/or... receivable invoice shall be advanced to the borrower by the Participating Lender. (1) Processing time...

  18. 49 CFR 22.13 - Loan terms and conditions.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... as payment from approved accounts receivable are received by the Participating Lender through a joint... the submission and verification of a valid written accounts receivable invoice, showing labor and/or... receivable invoice shall be advanced to the borrower by the Participating Lender. (1) Processing time...

  19. 7 CFR 4279.30 - Lenders' functions and responsibilities.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... the loan processing phase. The lender must analyze all credit factors associated with each proposed loan and apply its professional judgment to determine that the credit factors, considered in... environmental impacts of their proposals at the earliest planning stages; and to develop proposals that minimize...

  20. 7 CFR 4279.30 - Lenders' functions and responsibilities.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... the loan processing phase. The lender must analyze all credit factors associated with each proposed loan and apply its professional judgment to determine that the credit factors, considered in... environmental impacts of their proposals at the earliest planning stages; and to develop proposals that minimize...

  1. 7 CFR 3565.451 - Preclaim requirements.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... take possession of the security collateral and dispose of the property. (b) Due diligence by lender... required, guaranteed lenders shall perform due diligence in conjunction with the appraisal and submit it to... Testing and Materials is considered an acceptable format for due diligence. (c) Environmental review. The...

  2. 14 CFR 1300.12 - Eligible lender.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 14 Aeronautics and Space 5 2010-01-01 2010-01-01 false Eligible lender. 1300.12 Section 1300.12 Aeronautics and Space AIR TRANSPORTATION SYSTEM STABILIZATION OFFICE OF MANAGEMENT AND BUDGET AVIATION DISASTER RELIEF-AIR CARRIER GUARANTEE LOAN PROGRAM Minimum Requirements and Application Procedures § 1300...

  3. 7 CFR 1779.81 - Liquidation.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Regulations of the Department of Agriculture (Continued) RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE... lender will notify the Agency in writing within 10 days after its decision to liquidate, which regulatory...) Liquidation plan. The lender will (within 30 days after a decision to liquidate) submit to the Agency, in...

  4. Assessment of Alternative Financial Theories.

    ERIC Educational Resources Information Center

    Jenkins, Sarah

    This publication presents an assessment of various methods applicable for measurement of lender profitability with particular emphasis on net present value (NPV) in order to determine whether the Department of Education's current method for determining lender profitability within the Stafford Student Loan program is the best. The introduction…

  5. Lenders, Borrowers and Educational Development.

    ERIC Educational Resources Information Center

    Kim, Hyung-Ki

    1983-01-01

    New approaches to international borrowing for education which maximize economic growth and minimize the unfavorable international climate for development assistance are discussed. Specific suggestions are made for identifying the areas where such aid would be most effective, as well as better ways to develop cooperation between lenders and…

  6. 7 CFR 3555.306 - Liquidation.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... servicing options under this subpart, the lender must accelerate the guaranteed loan and, if necessary... accelerate the guaranteed loan, with a demand letter, when the account is three scheduled payments past due... State law imposes other requirements, the lender may reinstate an accelerated account only if the...

  7. 12 CFR 614.4330 - Loan participations.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Purchases and Sales § 614.4330 Loan participations. Agreements to purchase or sell a participation interest... minimum: (1) Define the duties and responsibilities of the participating institution and the lead lender, and/or the servicing institution, if different from the lead lender. (2) Provide for loan servicing...

  8. 13 CFR 120.410 - Requirements for all participating Lenders.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 13 Business Credit and Assistance 1 2011-01-01 2011-01-01 false Requirements for all participating Lenders. 120.410 Section 120.410 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS... small business loans including, but not limited to: (1) Holding sufficient permanent capital to support...

  9. 13 CFR 120.413 - Advertisement of relationship with SBA.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 13 Business Credit and Assistance 1 2011-01-01 2011-01-01 false Advertisement of relationship with SBA. 120.413 Section 120.413 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Lenders Participation Criteria § 120.413 Advertisement of relationship with SBA. A Lender may...

  10. 7 CFR 762.105 - Eligibility and substitution of lenders.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 7 2014-01-01 2014-01-01 false Eligibility and substitution of lenders. 762.105 Section 762.105 Agriculture Regulations of the Department of Agriculture (Continued) FARM SERVICE AGENCY, DEPARTMENT OF AGRICULTURE SPECIAL PROGRAMS GUARANTEED FARM LOANS § 762.105 Eligibility and substitution of...

  11. 7 CFR 762.105 - Eligibility and substitution of lenders.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 7 Agriculture 7 2012-01-01 2012-01-01 false Eligibility and substitution of lenders. 762.105 Section 762.105 Agriculture Regulations of the Department of Agriculture (Continued) FARM SERVICE AGENCY, DEPARTMENT OF AGRICULTURE SPECIAL PROGRAMS GUARANTEED FARM LOANS § 762.105 Eligibility and substitution of...

  12. 7 CFR 3555.356 - Future recovery.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... recovery. The lender must notify the Agency upon sale of an REO property. If the lender recovers additional... 7 Agriculture 15 2014-01-01 2014-01-01 false Future recovery. 3555.356 Section 3555.356 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, DEPARTMENT OF...

  13. 7 CFR 4280.153 - Substitution of lender.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE LOANS AND GRANTS Rural Energy for America Program General Renewable Energy System and Energy Efficiency Improvement Guaranteed Loans § 4280.153 Substitution... and paragraph (b) of this section. (b) The Agency may approve the substitution of a new lender if the...

  14. 7 CFR 4280.153 - Substitution of lender.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE LOANS AND GRANTS Rural Energy for America Program General Renewable Energy System and Energy Efficiency Improvement Guaranteed Loans § 4280.153 Substitution... and paragraph (b) of this section. (b) The Agency may approve the substitution of a new lender if the...

  15. 7 CFR 4280.153 - Substitution of lender.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE LOANS AND GRANTS Rural Energy for America Program General Renewable Energy System and Energy Efficiency Improvement Guaranteed Loans § 4280.153 Substitution... and paragraph (b) of this section. (b) The Agency may approve the substitution of a new lender if the...

  16. 10 CFR 609.11 - Lender eligibility and servicing requirements.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 10 Energy 4 2011-01-01 2011-01-01 false Lender eligibility and servicing requirements. 609.11 Section 609.11 Energy DEPARTMENT OF ENERGY (CONTINUED) ASSISTANCE REGULATIONS LOAN GUARANTEES FOR PROJECTS... underwriter by presenting evidence of its participation in large commercial projects or energy-related...

  17. 10 CFR 609.11 - Lender eligibility and servicing requirements.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 10 Energy 4 2014-01-01 2014-01-01 false Lender eligibility and servicing requirements. 609.11 Section 609.11 Energy DEPARTMENT OF ENERGY (CONTINUED) ASSISTANCE REGULATIONS LOAN GUARANTEES FOR PROJECTS... underwriter by presenting evidence of its participation in large commercial projects or energy-related...

  18. 10 CFR 609.11 - Lender eligibility and servicing requirements.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 10 Energy 4 2013-01-01 2013-01-01 false Lender eligibility and servicing requirements. 609.11 Section 609.11 Energy DEPARTMENT OF ENERGY (CONTINUED) ASSISTANCE REGULATIONS LOAN GUARANTEES FOR PROJECTS... underwriter by presenting evidence of its participation in large commercial projects or energy-related...

  19. 10 CFR 609.11 - Lender eligibility and servicing requirements.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 10 Energy 4 2012-01-01 2012-01-01 false Lender eligibility and servicing requirements. 609.11 Section 609.11 Energy DEPARTMENT OF ENERGY (CONTINUED) ASSISTANCE REGULATIONS LOAN GUARANTEES FOR PROJECTS... underwriter by presenting evidence of its participation in large commercial projects or energy-related...

  20. 10 CFR 609.11 - Lender eligibility and servicing requirements.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 10 Energy 4 2010-01-01 2010-01-01 false Lender eligibility and servicing requirements. 609.11 Section 609.11 Energy DEPARTMENT OF ENERGY (CONTINUED) ASSISTANCE REGULATIONS LOAN GUARANTEES FOR PROJECTS... underwriter by presenting evidence of its participation in large commercial projects or energy-related...

  1. 7 CFR 1980.302 - Definitions and abbreviations.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... codes listed in exhibit E to subpart A of part 1924 applicable to single family residential construction...: (i) Self-care, (ii) Receptive and expressive language, (iii) Learning, (iv) Mobility, (v) Self... Lender on behalf of the borrower. Lender. The organization making, holding, and/or servicing the loan...

  2. 7 CFR 1980.302 - Definitions and abbreviations.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... codes listed in exhibit E to subpart A of part 1924 applicable to single family residential construction...: (i) Self-care, (ii) Receptive and expressive language, (iii) Learning, (iv) Mobility, (v) Self... Lender on behalf of the borrower. Lender. The organization making, holding, and/or servicing the loan...

  3. The Role of Market Forces in Providing Student Loans.

    ERIC Educational Resources Information Center

    Burd, Stephen

    2000-01-01

    Discusses issues addressed by a Congessionally mandated panel to identify and evaluate options for infusing market forces into the student loan program. Notes possible advantages. Conflicting views of the panel's student representatives, college administrators, and lenders are reported concerning reductions of lenders' profits, removal of…

  4. 7 CFR 1980.423 - Interest rates.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... financial analysis by the lender reasonably indicates that the business would be successful at a lower... or its successor agency under Public Law 103-354, in its analysis, will take into consideration in... periodically in a recognized national or regional financial publication specifically agreed to by the lender...

  5. 76 FR 8847 - Proposed Information Collection (Lenders Staff Appraisal Reviewer (SAR) Application) Activity...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-02-15

    ... (Lenders Staff Appraisal Reviewer (SAR) Application) Activity: Comment Request AGENCY: Veterans Benefits..., Federal agencies are required to publish notice in the Federal Register concerning each proposed... days for public comment in response to the notice. This notice solicits comments information needed to...

  6. 13 CFR 500.207 - Application evaluation.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... upon the following evaluation factors, in order of importance: (1) The ability of the Borrower to repay... (3) Adequacy of the underwriting analysis performed by the Lender in preparing the application and the ability of the Lender to administer the loan in full compliance with the requisite standard of...

  7. 13 CFR 500.207 - Application evaluation.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... upon the following evaluation factors, in order of importance: (1) The ability of the Borrower to repay... (3) Adequacy of the underwriting analysis performed by the Lender in preparing the application and the ability of the Lender to administer the loan in full compliance with the requisite standard of...

  8. 13 CFR 500.207 - Application evaluation.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... upon the following evaluation factors, in order of importance: (1) The ability of the Borrower to repay... (3) Adequacy of the underwriting analysis performed by the Lender in preparing the application and the ability of the Lender to administer the loan in full compliance with the requisite standard of...

  9. 13 CFR 500.207 - Application evaluation.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... upon the following evaluation factors, in order of importance: (1) The ability of the Borrower to repay... (3) Adequacy of the underwriting analysis performed by the Lender in preparing the application and the ability of the Lender to administer the loan in full compliance with the requisite standard of...

  10. 13 CFR 500.207 - Application evaluation.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... upon the following evaluation factors, in order of importance: (1) The ability of the Borrower to repay... (3) Adequacy of the underwriting analysis performed by the Lender in preparing the application and the ability of the Lender to administer the loan in full compliance with the requisite standard of...

  11. 24 CFR 201.22 - Credit requirements for borrowers.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... AUTHORITIES TITLE I PROPERTY IMPROVEMENT AND MANUFACTURED HOME LOANS Eligibility and Disbursement Requirements... co-signer was self-employed during any period of the previous two years, the lender shall obtain documentation of the person's income during such period of self-employment. (4) The lender shall also determine...

  12. 13 CFR 120.400 - Loan Guarantee Agreements.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Loan Guarantee Agreements. 120.400 Section 120.400 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Lenders § 120.400 Loan Guarantee Agreements. SBA may enter into a Loan Guarantee Agreement with a Lender to make...

  13. 13 CFR 120.400 - Loan Guarantee Agreements.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 13 Business Credit and Assistance 1 2011-01-01 2011-01-01 false Loan Guarantee Agreements. 120.400 Section 120.400 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Lenders § 120.400 Loan Guarantee Agreements. SBA may enter into a Loan Guarantee Agreement with a Lender to make...

  14. 78 FR 1858 - Agency Information Collection Activities: Comment Request

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-01-09

    ... and obligations that have to be met by their financial institution lender in order to share insurance..., and also describes the duties and obligations that have to be met by the financial institution in... financial institution lenders in order to provide financing of an exporter's foreign accounts receivable...

  15. 76 FR 71329 - Request for Information Regarding Private Education Loans and Private Educational Lenders

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-11-17

    ... Regarding Private Education Loans and Private Educational Lenders AGENCY: Bureau of Consumer Financial... Justice and the Federal Trade Commission, to prepare a Report on Private Education Loans and Private... Justice and the Federal Trade Commission, to prepare a Report on Private Education Loans and Private...

  16. 76 FR 52271 - Institutions and Lender Requirements Relating to Education Loans, Student Assistance General...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-08-22

    ... DEPARTMENT OF EDUCATION 34 CFR Part 668 [Docket ID ED-2009-OPE-0003] RIN 1840-AC95 Institutions and Lender Requirements Relating to Education Loans, Student Assistance General Provisions, Federal Perkins Loan Program, Federal Family Education Loan Program, and William D. Ford Federal Direct Loan...

  17. 7 CFR 1779.29 - Fees and charges by lender.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 12 2010-01-01 2010-01-01 false Fees and charges by lender. 1779.29 Section 1779.29 Agriculture Regulations of the Department of Agriculture (Continued) RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE (CONTINUED) WATER AND WASTE DISPOSAL PROGRAMS GUARANTEED LOANS § 1779.29 Fees and charges by...

  18. 7 CFR 1779.65 - Lender's sale or assignment of the guaranteed portion of loan.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 12 2010-01-01 2010-01-01 false Lender's sale or assignment of the guaranteed portion of loan. 1779.65 Section 1779.65 Agriculture Regulations of the Department of Agriculture (Continued) RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE (CONTINUED) WATER AND WASTE DISPOSAL PROGRAMS...

  19. 24 CFR 1000.404 - What lenders are eligible for participation?

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 4 2010-04-01 2010-04-01 false What lenders are eligible for participation? 1000.404 Section 1000.404 Housing and Urban Development Regulations Relating to Housing and Urban... URBAN DEVELOPMENT NATIVE AMERICAN HOUSING ACTIVITIES Federal Guarantees for Financing of Tribal Housing...

  20. 34 CFR 601.12 - Use of institution and lender name.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... such institution or organization, in the marketing of private education loans to students attending... 34 Education 3 2010-07-01 2010-07-01 false Use of institution and lender name. 601.12 Section 601.12 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF...

  1. 7 CFR 4287.107 - Routine servicing.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... on collateral. (a) Lender reports and annual renewal fee. The lender must report the outstanding principal and interest balance on each guaranteed loan semiannually using a USDA-approved status report or... the December 31 semiannual status report in accordance with 7 CFR part 4279, subpart B, § 4279.107. (b...

  2. 7 CFR 4287.107 - Routine servicing.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... on collateral. (a) Lender reports and annual renewal fee. The lender must report the outstanding principal and interest balance on each guaranteed loan semiannually using a USDA-approved status report or... the December 31 semiannual status report in accordance with 7 CFR part 4279, subpart B, § 4279.107. (b...

  3. 7 CFR 4287.107 - Routine servicing.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... on collateral. (a) Lender reports and annual renewal fee. The lender must report the outstanding principal and interest balance on each guaranteed loan semiannually using a USDA-approved status report or... the December 31 semiannual status report in accordance with 7 CFR part 4279, subpart B, § 4279.107. (b...

  4. 78 FR 46419 - Proposed Information Collection (Application for Authority To Close Loans on an Automatic Basis...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-07-31

    ... DEPARTMENT OF VETERANS AFFAIRS [OMB Control No. 2900-0252] Proposed Information Collection (Application for Authority To Close Loans on an Automatic Basis--Nonsupervised Lenders) Activity: Comment... solicits comments for information needed to authorize nonsupervised lenders to close loans on an automatic...

  5. 7 CFR 3565.403 - Special servicing.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... proposed terms of any workout agreement recommended by the lender. The lender must obtain Agency approval of the terms of any workout agreement with the borrower. The workout agreement may include a loan... to comply with terms contained in the executed workout agreement will be considered a default of the...

  6. 7 CFR 3565.403 - Special servicing.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... proposed terms of any workout agreement recommended by the lender. The lender must obtain Agency approval of the terms of any workout agreement with the borrower. The workout agreement may include a loan... to comply with terms contained in the executed workout agreement will be considered a default of the...

  7. 13 CFR 120.422 - Are all securitizations subject to this subpart?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Are all securitizations subject to this subpart? 120.422 Section 120.422 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Lenders Participating Lender Financings § 120.422 Are all securitizations subject to this...

  8. 13 CFR 120.1055 - Review and examination results.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 13 Business Credit and Assistance 1 2012-01-01 2012-01-01 false Review and examination results... Risk-Based Lender Oversight Supervision § 120.1055 Review and examination results. (a) Written Reports... result of the SBA Lender review or examination (“Report”). The Report may contain findings, conclusions...

  9. 13 CFR 120.1055 - Review and examination results.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 13 Business Credit and Assistance 1 2013-01-01 2013-01-01 false Review and examination results... Risk-Based Lender Oversight Supervision § 120.1055 Review and examination results. (a) Written Reports... result of the SBA Lender review or examination (“Report”). The Report may contain findings, conclusions...

  10. 13 CFR 120.1055 - Review and examination results.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 13 Business Credit and Assistance 1 2011-01-01 2011-01-01 false Review and examination results... Risk-Based Lender Oversight Supervision § 120.1055 Review and examination results. (a) Written Reports... result of the SBA Lender review or examination (“Report”). The Report may contain findings, conclusions...

  11. 13 CFR 120.1055 - Review and examination results.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 13 Business Credit and Assistance 1 2014-01-01 2014-01-01 false Review and examination results... Risk-Based Lender Oversight Supervision § 120.1055 Review and examination results. (a) Written Reports... result of the SBA Lender review or examination (“Report”). The Report may contain findings, conclusions...

  12. 7 CFR 3575.75 - Defaults by borrower.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 15 2010-01-01 2010-01-01 false Defaults by borrower. 3575.75 Section 3575.75... AGRICULTURE GENERAL Community Programs Guaranteed Loans § 3575.75 Defaults by borrower. (a) Lender... default. The lender will continue to keep the Agency informed on a bimonthly basis until such time as the...

  13. 7 CFR 1720.4 - General standards.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... GUARANTEES FOR BONDS AND NOTES ISSUED FOR ELECTRIFICATION OR TELEPHONE PURPOSES § 1720.4 General standards...) The proceeds of the guaranteed bonds will be used by the guaranteed lender to make loans to borrowers... bonds or notes previously issued by the guaranteed lender for such purposes; (2) At the time the...

  14. 7 CFR 1720.4 - General standards.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... GUARANTEES FOR BONDS AND NOTES ISSUED FOR ELECTRIFICATION OR TELEPHONE PURPOSES § 1720.4 General standards...) The proceeds of the guaranteed bonds will be used by the guaranteed lender to make loans to borrowers... bonds or notes previously issued by the guaranteed lender for such purposes; (2) At the time the...

  15. 7 CFR 1720.4 - General standards.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... GUARANTEES FOR BONDS AND NOTES ISSUED FOR ELECTRIFICATION OR TELEPHONE PURPOSES § 1720.4 General standards...) The proceeds of the guaranteed bonds will be used by the guaranteed lender to make loans to borrowers... bonds or notes previously issued by the guaranteed lender for such purposes; (2) At the time the...

  16. 7 CFR 1720.4 - General standards.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... GUARANTEES FOR BONDS AND NOTES ISSUED FOR ELECTRIFICATION OR TELEPHONE PURPOSES § 1720.4 General standards...) The proceeds of the guaranteed bonds will be used by the guaranteed lender to make loans to borrowers... bonds or notes previously issued by the guaranteed lender for such purposes; (2) At the time the...

  17. 7 CFR 1720.4 - General standards.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... GUARANTEES FOR BONDS AND NOTES ISSUED FOR ELECTRIFICATION OR TELEPHONE PURPOSES § 1720.4 General standards...) The proceeds of the guaranteed bonds will be used by the guaranteed lender to make loans to borrowers... bonds or notes previously issued by the guaranteed lender for such purposes; (2) At the time the...

  18. 7 CFR 762.125 - Financial feasibility.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... lender, the applicant, and the Agency will be used. (6) The cash flow budget analyzed to determine a feasible plan must represent the predicted cash flow of the operating cycle. (7) Lenders must use price... or will have a cash flow budget developed in conjunction with a proposed or existing Agency direct...

  19. 7 CFR 762.125 - Financial feasibility.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... lender, the applicant, and the Agency will be used. (6) The cash flow budget analyzed to determine a feasible plan must represent the predicted cash flow of the operating cycle. (7) Lenders must use price... or will have a cash flow budget developed in conjunction with a proposed or existing Agency direct...

  20. 7 CFR 762.125 - Financial feasibility.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... lender, the applicant, and the Agency will be used. (6) The cash flow budget analyzed to determine a feasible plan must represent the predicted cash flow of the operating cycle. (7) Lenders must use price... or will have a cash flow budget developed in conjunction with a proposed or existing Agency direct...

  1. 49 CFR 260.27 - Additional information for loan guarantees.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... history on that obligation; and (b) With respect to each existing Lender, Holder, or prospective Lender, a statement as to: (1) Full and correct name and principal business address; (2) Reference to applicable provisions of law and the charter or other governing instruments conferring authority to do business on the...

  2. 13 CFR 120.845 - Premier Certified Lenders Program (PCLP).

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... Certified Lenders Program (PCLP). (a) General. Under the PCLP, SBA designates qualified CDCs as PCLP CDCs... also may give PCLP CDCs increased authority to litigate 504 loans. (b) Application. A CDC must apply... Delegations of Authority for final determination. (c) Eligibility. In order for a CDC to be eligible to...

  3. 13 CFR 120.845 - Premier Certified Lenders Program (PCLP).

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... Certified Lenders Program (PCLP). (a) General. Under the PCLP, SBA designates qualified CDCs as PCLP CDCs... also may give PCLP CDCs increased authority to litigate 504 loans. (b) Application. A CDC must apply... Delegations of Authority for final determination. (c) Eligibility. In order for a CDC to be eligible to...

  4. 13 CFR 120.845 - Premier Certified Lenders Program (PCLP).

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... Certified Lenders Program (PCLP). (a) General. Under the PCLP, SBA designates qualified CDCs as PCLP CDCs... also may give PCLP CDCs increased authority to litigate 504 loans. (b) Application. A CDC must apply... Delegations of Authority for final determination. (c) Eligibility. In order for a CDC to be eligible to...

  5. 13 CFR 120.845 - Premier Certified Lenders Program (PCLP).

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Certified Lenders Program (PCLP). (a) General. Under the PCLP, SBA designates qualified CDCs as PCLP CDCs... also may give PCLP CDCs increased authority to litigate 504 loans. (b) Application. A CDC must apply... Delegations of Authority for final determination. (c) Eligibility. In order for a CDC to be eligible to...

  6. 13 CFR 120.845 - Premier Certified Lenders Program (PCLP).

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... Certified Lenders Program (PCLP). (a) General. Under the PCLP, SBA designates qualified CDCs as PCLP CDCs... also may give PCLP CDCs increased authority to litigate 504 loans. (b) Application. A CDC must apply... Delegations of Authority for final determination. (c) Eligibility. In order for a CDC to be eligible to...

  7. 24 CFR 1007.70 - Disqualification of lenders and civil money penalties.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... civil money penalties. 1007.70 Section 1007.70 Housing and Urban Development REGULATIONS RELATING TO....70 Disqualification of lenders and civil money penalties. (a) In general—(1) Grounds for action. HUD... or holder that are guaranteed under this part. (b) Civil money penalties for intentional violations...

  8. 24 CFR 1007.70 - Disqualification of lenders and civil money penalties.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... civil money penalties. 1007.70 Section 1007.70 Housing and Urban Development REGULATIONS RELATING TO....70 Disqualification of lenders and civil money penalties. (a) In general—(1) Grounds for action. HUD... or holder that are guaranteed under this part. (b) Civil money penalties for intentional violations...

  9. 24 CFR 1007.70 - Disqualification of lenders and civil money penalties.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... civil money penalties. 1007.70 Section 1007.70 Housing and Urban Development REGULATIONS RELATING TO....70 Disqualification of lenders and civil money penalties. (a) In general—(1) Grounds for action. HUD... or holder that are guaranteed under this part. (b) Civil money penalties for intentional violations...

  10. 24 CFR 1007.70 - Disqualification of lenders and civil money penalties.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... civil money penalties. 1007.70 Section 1007.70 Housing and Urban Development REGULATIONS RELATING TO....70 Disqualification of lenders and civil money penalties. (a) In general—(1) Grounds for action. HUD... or holder that are guaranteed under this part. (b) Civil money penalties for intentional violations...

  11. 13 CFR 120.920 - Required participation by the Third Party Lender.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Required participation by the Third Party Lender. 120.920 Section 120.920 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Development Company Loan Program (504) Third Party Loans § 120.920 Required participation by...

  12. 77 FR 77050 - Agency Information Collection Activities; Part 601 Preferred Lender Arrangements

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-12-31

    ...; Part 601 Preferred Lender Arrangements AGENCY: Office of Federal Student Aid (FSA), Department of... the use of information technology. Please note that written comments received in response to this... about the applicant's cost of attendance and estimated financial assistance must be provided to the...

  13. 76 FR 27387 - Agency Information Collection Activity (Lenders Staff Appraisal Reviewer (SAR) Application) Under...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-05-11

    ... (Lenders Staff Appraisal Reviewer (SAR) Application) Under OMB Review AGENCY: Veterans Benefits Administration, Department of Veterans Affairs. ACTION: Notice. SUMMARY: In compliance with the Paperwork... 20503, (202) 395-7316. Please refer to ``OMB Control No. 2900-0658'' in any correspondence. FOR FURTHER...

  14. 24 CFR 232.520 - Maximum fees and charges by lender.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Maximum fees and charges by lender. 232.520 Section 232.520 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued) OFFICE OF ASSISTANT SECRETARY FOR HOUSING-FEDERAL HOUSING COMMISSIONER, DEPARTMENT OF...

  15. U.S. Officials Scrutinize Colleges' Deals with Lenders

    ERIC Educational Resources Information Center

    Field, Kelly

    2007-01-01

    In December 2005, purchasing agents at Florida International University issued a request for proposals seeking banks and student-loan companies for a list of "preferred lenders" that the university planned to give to prospective borrowers. The request alone was not unusual. Many colleges use competitive bidding to secure attractive terms…

  16. 7 CFR 3565.353 - Affirmative fair housing marketing.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 15 2011-01-01 2011-01-01 false Affirmative fair housing marketing. 3565.353 Section... fair housing marketing. As a condition of the guarantee, the lender must ensure that the lender and borrower are in compliance with the approved Affirmative Fair Housing Marketing Plan. This plan must be...

  17. 7 CFR 3565.353 - Affirmative fair housing marketing.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 15 2010-01-01 2010-01-01 false Affirmative fair housing marketing. 3565.353 Section... fair housing marketing. As a condition of the guarantee, the lender must ensure that the lender and borrower are in compliance with the approved Affirmative Fair Housing Marketing Plan. This plan must be...

  18. 7 CFR 3565.353 - Affirmative fair housing marketing.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 15 2014-01-01 2014-01-01 false Affirmative fair housing marketing. 3565.353 Section... fair housing marketing. As a condition of the guarantee, the lender must ensure that the lender and borrower are in compliance with the approved Affirmative Fair Housing Marketing Plan. This plan must be...

  19. 7 CFR 3565.353 - Affirmative fair housing marketing.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 7 Agriculture 15 2013-01-01 2013-01-01 false Affirmative fair housing marketing. 3565.353 Section... fair housing marketing. As a condition of the guarantee, the lender must ensure that the lender and borrower are in compliance with the approved Affirmative Fair Housing Marketing Plan. This plan must be...

  20. 7 CFR 3565.353 - Affirmative fair housing marketing.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 7 Agriculture 15 2012-01-01 2012-01-01 false Affirmative fair housing marketing. 3565.353 Section... fair housing marketing. As a condition of the guarantee, the lender must ensure that the lender and borrower are in compliance with the approved Affirmative Fair Housing Marketing Plan. This plan must be...

  1. Self-Instructional Workbook for the ED Form 799.

    ERIC Educational Resources Information Center

    Office of Postsecondary Education, Washington DC. Student Financial Assistance Programs.

    To assist in making funds available for student higher education loans and to keep their interest rates as low as possible, the Department of Education compensates participating lending institutions using a combination of interest subsidies and special allowance payments. Lenders use ED Form 799, Lender's Interest and Special Allowance Request and…

  2. 7 CFR 762.125 - Financial feasibility.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... lender, the applicant, and the Agency will be used. (6) The cash flow budget analyzed to determine a feasible plan must represent the predicted cash flow of the operating cycle. (7) Lenders must use price...; welding shops; boarding horses; and riding stables. (10) When the applicant has or will have a cash flow...

  3. 7 CFR 3575.88 - Transfers and assumptions.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... requirements: (1) All transfers to ineligible borrowers will include a one-time nonrefundable transfer fee to... fees. Transfer fees are a one-time nonrefundable cost to be collected by the lender at the time of... time of transfer, and (ii) The lender must certify that the transferor has cooperated in good faith...

  4. 7 CFR 3575.88 - Transfers and assumptions.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... requirements: (1) All transfers to ineligible borrowers will include a one-time nonrefundable transfer fee to... fees. Transfer fees are a one-time nonrefundable cost to be collected by the lender at the time of... time of transfer, and (ii) The lender must certify that the transferor has cooperated in good faith...

  5. 77 FR 44707 - Commercial Space Transportation Advisory Committee-Public Teleconference

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-07-30

    ... statements should contact Susan Lender, DFO, (the Contact Person listed below) in writing (mail or email) by... Susan Lender, Designated Federal Officer (DFO), (the Contact Person listed below) by phone or email for... relevant written statements for the COMSTAC working group members to consider under the advisory process...

  6. 77 FR 27746 - Notice of Submission for OMB Review; Federal Student Aid; Lender Application Process (LAP)

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-05-11

    ... payment, under the Federal Family Education Loan Program. DATES: Interested persons are invited to submit... DEPARTMENT OF EDUCATION Notice of Submission for OMB Review; Federal Student Aid; Lender... Education, 400 Maryland Avenue SW., LBJ, Washington, DC 20202-4537. Copies of the proposed information...

  7. 34 CFR 682.202 - Permissible charges by lenders to borrowers.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Permissible charges by lenders to borrowers. 682.202 Section 682.202 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM General Provisions...

  8. 13 CFR 120.412 - Other services Lenders may provide Borrowers.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 13 Business Credit and Assistance 1 2011-01-01 2011-01-01 false Other services Lenders may provide Borrowers. 120.412 Section 120.412 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS... goods with a Borrower only after full disbursement of the loan to the small business or to an account...

  9. 38 CFR 36.4340 - Underwriting standards, processing procedures, lender responsibility, and lender certification.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... equity in refinancing loans; (vii) Little or no increase in shelter expense; (viii) Military benefits...; (xii) Tax credits of a continuing nature, such as tax credits for child care; and (xiii) Tax benefits... supplied in the Consumer Expenditure Survey (CES) published by the Department of Labor's Bureau of Labor...

  10. 38 CFR 36.4340 - Underwriting standards, processing procedures, lender responsibility, and lender certification.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... streamlined refinance loan would not increase the principal balance outstanding on the prior existing... refinancing loans; (vii) Little or no increase in shelter expense; (viii) Military benefits; (ix) Satisfactory... continuing nature, such as tax credits for child care; and (xiii) Tax benefits of home ownership. (6) The...

  11. 38 CFR 36.4340 - Underwriting standards, processing procedures, lender responsibility, and lender certification.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... equity in refinancing loans; (vii) Little or no increase in shelter expense; (viii) Military benefits...; (xii) Tax credits of a continuing nature, such as tax credits for child care; and (xiii) Tax benefits... supplied in the Consumer Expenditure Survey (CES) published by the Department of Labor's Bureau of Labor...

  12. 38 CFR 36.4340 - Underwriting standards, processing procedures, lender responsibility, and lender certification.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... equity in refinancing loans; (vii) Little or no increase in shelter expense; (viii) Military benefits...; (xii) Tax credits of a continuing nature, such as tax credits for child care; and (xiii) Tax benefits... supplied in the Consumer Expenditure Survey (CES) published by the Department of Labor's Bureau of Labor...

  13. 13 CFR 120.413 - Advertisement of relationship with SBA.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Advertisement of relationship with SBA. 120.413 Section 120.413 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Lenders Participation Criteria § 120.413 Advertisement of relationship with SBA. A Lender may refer in its advertising to its participation wit...

  14. 46 CFR 356.23 - Restrictive loan covenants approved for use by lenders.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... 46 Shipping 8 2011-10-01 2011-10-01 false Restrictive loan covenants approved for use by lenders. 356.23 Section 356.23 Shipping MARITIME ADMINISTRATION, DEPARTMENT OF TRANSPORTATION MISCELLANEOUS REQUIREMENTS FOR VESSELS OF 100 FEET OR GREATER IN REGISTERED LENGTH TO OBTAIN A FISHERY ENDORSEMENT TO THE...

  15. 46 CFR 356.23 - Restrictive loan covenants approved for use by lenders.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 46 Shipping 8 2010-10-01 2010-10-01 false Restrictive loan covenants approved for use by lenders. 356.23 Section 356.23 Shipping MARITIME ADMINISTRATION, DEPARTMENT OF TRANSPORTATION MISCELLANEOUS REQUIREMENTS FOR VESSELS OF 100 FEET OR GREATER IN REGISTERED LENGTH TO OBTAIN A FISHERY ENDORSEMENT TO THE...

  16. 7 CFR 1980.454 - Conditions precedent to issuance of the Loan Note Guarantee.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... new eligible lender in place of a former lender who holds an outstanding Conditional Commitment for... to the scope of the project, overall facility concept, project purpose, use of proceeds or terms and... financial statements of the borrower to assure that no adverse change has taken place. The District Director...

  17. 7 CFR 1744.30 - Automatic lien accommodations.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... pro-forma basis, after taking into account the effect of the private lender notes and additional plant... execution of the private lender notes is not less than 1.6, on a pro-forma basis, after taking into account... notes secured by the borrower's existing Government mortgage; financing assets, to be owned by the...

  18. 7 CFR 1744.30 - Automatic lien accommodations.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... pro-forma basis, after taking into account the effect of the private lender notes and additional plant... execution of the private lender notes is not less than 1.6, on a pro-forma basis, after taking into account... notes secured by the borrower's existing Government mortgage; financing assets, to be owned by the...

  19. 7 CFR 1744.30 - Automatic lien accommodations.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... pro-forma basis, after taking into account the effect of the private lender notes and additional plant... execution of the private lender notes is not less than 1.6, on a pro-forma basis, after taking into account... notes secured by the borrower's existing Government mortgage; financing assets, to be owned by the...

  20. 7 CFR 1779.28 - Transfer of lenders or borrowers (prior to issuance of Loan Note Guarantee).

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 12 2010-01-01 2010-01-01 false Transfer of lenders or borrowers (prior to issuance of Loan Note Guarantee). 1779.28 Section 1779.28 Agriculture Regulations of the Department of Agriculture (Continued) RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE (CONTINUED) WATER AND WASTE...

  1. 13 CFR 120.460 - What are SBA's additional requirements for SBA Supervised Lenders?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... the SBA Supervised Lender regulations that follow. (b) Operations and internal controls. Each SBA... company and does not have its own board of directors) must adopt an internal control policy which provides... operations, programs, and resources. The internal control policy must, at a minimum: (1) Direct management to...

  2. 7 CFR 3575.90 - Disposition of acquired property.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... collateral. Any collateral accepted by the lender must not be titled in the Agency's name in whole or in part... collateral must be maintained. (d) Collateral sale. (1) The lender will prepare and submit to the Agency a plan on the best method of sale, keeping in mind any prospective purchasers. The Agency must approve...

  3. 12 CFR 590.2 - Definitions.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... homes, if the entity has an arrangement to sell such loans or credit sales in whole or in part, or where such loans or credit sales are sold in whole or in part, to a lender or other institution otherwise..., mortgages, credit sales, or advances. (b) Federally-related loans include any loan: (1) Made by any lender...

  4. 12 CFR 190.2 - Definitions.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... homes, if the entity has an arrangement to sell such loans or credit sales in whole or in part, or where such loans or credit sales are sold in whole or in part, to a lender or other institution otherwise..., mortgages, credit sales, or advances. (b) Federally-related loans include any loan: (1) Made by any lender...

  5. 7 CFR 1779.90 - Disposition of acquired property.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... name in whole or in part. The Agency's position is that of a guarantor relating to losses, not a lender... fair market value of the collateral must be maintained. (d) Collateral sale. (1) The lender will prepare and submit to the Agency a plan on the best method of sale, keeping in mind any prospective...

  6. 7 CFR 3575.90 - Disposition of acquired property.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... collateral. Any collateral accepted by the lender must not be titled in the Agency's name in whole or in part... collateral must be maintained. (d) Collateral sale. (1) The lender will prepare and submit to the Agency a plan on the best method of sale, keeping in mind any prospective purchasers. The Agency must approve...

  7. 7 CFR 1779.90 - Disposition of acquired property.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... name in whole or in part. The Agency's position is that of a guarantor relating to losses, not a lender... fair market value of the collateral must be maintained. (d) Collateral sale. (1) The lender will prepare and submit to the Agency a plan on the best method of sale, keeping in mind any prospective...

  8. 12 CFR 590.2 - Definitions.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... homes, if the entity has an arrangement to sell such loans or credit sales in whole or in part, or where such loans or credit sales are sold in whole or in part, to a lender or other institution otherwise..., mortgages, credit sales, or advances. (b) Federally-related loans include any loan: (1) Made by any lender...

  9. 75 FR 27660 - Loan Policies and Operations; Loan Purchases From FDIC

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-05-18

    ... business. \\2\\ While a System institution could not qualify as a franchise purchaser, it could possibly pair with a non-System lender where that lender could buy the deposits and other loans leaving the System institution to buy the agricultural loans. FCA regulations currently provide that a System institution may not...

  10. 12 CFR 614.4125 - Funding and discount relationships between Farm Credit Banks or agricultural credit banks and...

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ..., Risk Management, Farm Credit System Insurance Corporation. (f) A direct lender association shall... Administration office that the Chief Examiner designates, and the Director, Risk Management, Farm Credit System... Credit Banks or agricultural credit banks and direct lender associations. 614.4125 Section 614.4125 Banks...

  11. 13 CFR 120.412 - Other services Lenders may provide Borrowers.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... providing such services must do so under a written contract with the small business, based on time and... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Other services Lenders may provide Borrowers. 120.412 Section 120.412 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS...

  12. 7 CFR 762.103 - Full faith and credit.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... AGRICULTURE SPECIAL PROGRAMS GUARANTEED FARM LOANS § 762.103 Full faith and credit. (a) Fraud and... States. The Agency may contest the guarantee only in cases of fraud or misrepresentation by a lender or holder, in which: (1) The lender or holder had actual knowledge of the fraud or misrepresentation at the...

  13. Special Fraud Alert for Schools, Lenders, and Guarantee Agencies.

    ERIC Educational Resources Information Center

    Department of Education, Washington, DC.

    Guidelines to prevent fraud and abuse in the government's student aid programs are presented for schools, lenders, and guarantee agencies. Student aid fraud is defined as intentional wrongful obtaining of student financial assistance (SFA) benefits through deceptive means. It is noted that falsification of eligibility is the most common form of…

  14. Study of the Special Allowance Formula of the Guaranteed Student Loan Program. Report No. 4.

    ERIC Educational Resources Information Center

    National Commission on Student Financial Assistance, Washington, DC.

    The special allowance component of the Guaranteed Student Loan (GSL) program was evaluated through research and hearings. Attention was directed to: the experiences of students and eligible lenders; the administrative costs of various types of eligible lenders; financial indicators that accurately reflect the costs of capital; and administrative…

  15. 34 CFR 682.712 - Disqualification review of limitation, suspension, and termination actions taken by guarantee...

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... requirements of the FFEL programs in the future. (2) Revocation of disqualification by the Secretary does not... disqualification is appropriate. Upon completion of the Secretary's review, the Secretary notifies the guaranty agency and the lender of the Secretary's decision by mail. (b) The Secretary disqualifies a lender from...

  16. 34 CFR 682.712 - Disqualification review of limitation, suspension, and termination actions taken by guarantee...

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... requirements of the FFEL programs in the future. (2) Revocation of disqualification by the Secretary does not... disqualification is appropriate. Upon completion of the Secretary's review, the Secretary notifies the guaranty agency and the lender of the Secretary's decision by mail. (b) The Secretary disqualifies a lender from...

  17. 34 CFR 682.712 - Disqualification review of limitation, suspension, and termination actions taken by guarantee...

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... FFEL programs in the future. (2) Revocation of disqualification by the Secretary does not remove any... appropriate. Upon completion of the Secretary's review, the Secretary notifies the guaranty agency and the lender of the Secretary's decision by mail. (b) The Secretary disqualifies a lender from participation in...

  18. 34 CFR 682.712 - Disqualification review of limitation, suspension, and termination actions taken by guarantee...

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... requirements of the FFEL programs in the future. (2) Revocation of disqualification by the Secretary does not... disqualification is appropriate. Upon completion of the Secretary's review, the Secretary notifies the guaranty agency and the lender of the Secretary's decision by mail. (b) The Secretary disqualifies a lender from...

  19. 34 CFR 682.712 - Disqualification review of limitation, suspension, and termination actions taken by guarantee...

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... FFEL programs in the future. (2) Revocation of disqualification by the Secretary does not remove any... appropriate. Upon completion of the Secretary's review, the Secretary notifies the guaranty agency and the lender of the Secretary's decision by mail. (b) The Secretary disqualifies a lender from participation in...

  20. 2 More Universities Settle with Cuomo in Lender Controversy

    ERIC Educational Resources Information Center

    Field, Kelly; Keller, Josh

    2007-01-01

    The ever-expanding investigation into conflicts of interest between colleges and lenders continued to claim victims last week as two more universities settled with New York State's attorney general, and another fired its financial-aid director. Drexel University, the only institution that had said it would fight allegations over its student-loan…

  1. 13 CFR 120.10 - Definitions.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... through notice and comment. Associate. (1) An Associate of a Lender or CDC is: (i) An officer, director, key employee, or holder of 20 percent or more of the value of the Lender's or CDC's stock or debt... continues as long as the certification, participation agreement, or loan is outstanding: (i) For a CDC, the...

  2. 13 CFR 120.10 - Definitions.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... through notice and comment. Associate. (1) An Associate of a Lender or CDC is: (i) An officer, director, key employee, or holder of 20 percent or more of the value of the Lender's or CDC's stock or debt... continues as long as the certification, participation agreement, or loan is outstanding: (i) For a CDC, the...

  3. 13 CFR 120.10 - Definitions.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... through notice and comment. Associate. (1) An Associate of a Lender or CDC is: (i) An officer, director, key employee, or holder of 20 percent or more of the value of the Lender's or CDC's stock or debt... continues as long as the certification, participation agreement, or loan is outstanding: (i) For a CDC, the...

  4. 13 CFR 120.10 - Definitions.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... through notice and comment. Associate. (1) An Associate of a Lender or CDC is: (i) An officer, director, key employee, or holder of 20 percent or more of the value of the Lender's or CDC's stock or debt... continues as long as the certification, participation agreement, or loan is outstanding: (i) For a CDC, the...

  5. 7 CFR 4279.181 - Conditions precedent to issuance of Loan Note Guarantee.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... following: (a) No major changes have been made in the lender's loan conditions and requirements since the issuance of the Conditional Commitment, unless such changes have been approved by the Agency. (b) All..., and local codes, and costs have not exceeded the amount approved by the lender and the Agency. (c...

  6. 78 FR 57058 - Federal Housing Administration (FHA) Approval of Lending Institutions and Mortgagees: Streamlined...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-09-17

    ... federal banking agencies and reduce the cost of participating in FHA programs by releasing small... retained earnings, a statement of cash flows, an analysis of the lender's or mortgagee's net worth adjusted...: Streamlined Reporting Requirements for Small Supervised Lenders and Mortgagees AGENCY: Office of the Assistant...

  7. 42 CFR 60.40 - Procedures for filing claims.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... Public Health PUBLIC HEALTH SERVICE, DEPARTMENT OF HEALTH AND HUMAN SERVICES GRANTS HEALTH EDUCATION... States of America of all right, title, and interest of the lender or holder in the note; (3) The loan... documentation and an assignment to the United States of America of all right, title, and interest of the lender...

  8. 75 FR 78730 - Federal Housing Administration (FHA): Notice of FHA PowerSaver Home Energy Retrofit Loan Pilot...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-12-16

    ... Efficient Mortgage Innovation pilot program targeted to the single family housing market, and the Retrofit... effort. The November 10, 2010, notice solicited public comment and invited lenders interested in... public comments and expressions of interest from lenders is December 27, 2010. This notice extends the...

  9. 12 CFR 617.7115 - How should a qualified lender disclose loan origination charges?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... BORROWER RIGHTS Disclosure of Effective Interest Rates § 617.7115 How should a qualified lender disclose... for making a loan must be included in the effective interest rate as a loan origination charge. These include, but are not limited to, loan origination fees, application fees, and conversion fees. Loan...

  10. 78 FR 6849 - Agency Information Collection (Verification of VA Benefits) Activity Under OMB Review

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-01-31

    ... (Verification of VA Benefits) Activity Under OMB Review AGENCY: Veterans Benefits Administration, Department of... ``OMB Control No. 2900-0406.'' SUPPLEMENTARY INFORMATION: Title: Verification of VA Benefits, VA Form 26... eliminate unlimited versions of lender- designed forms. The form also informs the lender whether or not the...

  11. 13 CFR 120.428 - What happens to a securitizer's other PLP responsibilities if SBA suspends its PLP approval...

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false What happens to a securitizer's other PLP responsibilities if SBA suspends its PLP approval privilege? 120.428 Section 120.428 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Lenders Participating Lender...

  12. 42 CFR 60.35 - HEAL loan collection.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 42 Public Health 1 2010-10-01 2010-10-01 false HEAL loan collection. 60.35 Section 60.35 Public Health PUBLIC HEALTH SERVICE, DEPARTMENT OF HEALTH AND HUMAN SERVICES GRANTS HEALTH EDUCATION ASSISTANCE LOAN PROGRAM The Lender and Holder § 60.35 HEAL loan collection. A lender or holder must exercise due...

  13. 24 CFR 202.6 - Supervised lenders and mortgagees.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Supervised lenders and mortgagees. 202.6 Section 202.6 Housing and Urban Development Regulations Relating to Housing and Urban... Secretary in the amount of 20 percent of its net worth, up to a maximum liquidity requirement of $100,000...

  14. Lender Profitability in the Student Loan Program.

    ERIC Educational Resources Information Center

    Jenkins, Sarah

    This report provides results of a study that measured lender profitability in the Guaranteed Student Loan (GSL) program and compares these results with the profitability of other types of lending. Data analysis reveals credit card lending to be the highest average level of profitability over the 5-year period considered. Other lending types, in…

  15. 46 CFR 356.19 - Requirements to hold a Preferred Mortgage.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... information for Mortgagees, Commercial Lenders and Lender Syndicates is available on the MARAD website at http... Insurance Corporation (“FDIC”). The certification must include the FDIC Certification Number assigned to the... United States and no more of its directors are Non-citizens than a minority of the number necessary to...

  16. 46 CFR 356.19 - Requirements to hold a Preferred Mortgage.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... information for Mortgagees, Commercial Lenders and Lender Syndicates is available on the MARAD website at http... Insurance Corporation (“FDIC”). The certification must include the FDIC Certification Number assigned to the... United States and no more of its directors are Non-citizens than a minority of the number necessary to...

  17. 46 CFR 356.19 - Requirements to hold a Preferred Mortgage.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... information for Mortgagees, Commercial Lenders and Lender Syndicates is available on the MARAD website at http... Insurance Corporation (“FDIC”). The certification must include the FDIC Certification Number assigned to the... United States and no more of its directors are Non-citizens than a minority of the number necessary to...

  18. 12 CFR 611.1153 - General restrictions and prohibitions on the use of UBEs.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... than the functions and services that one or more System institutions owning the UBE are authorized to... collateral at issue involves a multi-lender transaction that includes System and non-System lenders. (g... designated as the primary beneficiary of a third-party UBE, either alone or with other System institutions...

  19. 34 CFR 682.515 - Records, reports, and inspection requirements for Federal GSL program lenders.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... of the United States, or their authorized representatives, in the conduct of audits, investigations... 34 Education 3 2010-07-01 2010-07-01 false Records, reports, and inspection requirements for Federal GSL program lenders. 682.515 Section 682.515 Education Regulations of the Offices of the...

  20. 12 CFR 221.119 - Applicability of plan-lender provisions to financing of stock options and stock purchase rights...

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... experience that in some nonqualified plans, particularly stock purchase plans, the credit arrangement is... financing of stock options and stock purchase rights qualified or restricted under Internal Revenue Code... PURCHASING OR CARRYING MARGIN STOCK (REGULATION U) Interpretations § 221.119 Applicability of plan-lender...

  1. 7 CFR 3565.405 - Repurchase of guaranteed loans.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 10 business days from the date of the written demand letter to the lender from the Holder requesting... written demand letter by the Holder. The lender may agree to repurchase the unpaid portion of the entire... of the Holder's written demand letter to do so. The guarantee does not cover any unguaranteed portion...

  2. 34 CFR 682.416 - Requirements for third-party servicers and lenders contracting with third-party servicers.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL FAMILY EDUCATION LOAN (FFEL) PROGRAM Administration of the Federal Family Education Loan Programs by a Guaranty... 34 Education 3 2010-07-01 2010-07-01 false Requirements for third-party servicers and lenders...

  3. 42 CFR 60.40 - Procedures for filing claims.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... must file an insurance claim on a form approved by the Secretary. The lender or holder must attach to... claim, including any payments made; and (5) A Borrower Status Form (HRSA-508), documenting each... after a loan has been determined to be in default. (ii) If a lender files suit against a defaulted...

  4. 42 CFR 60.40 - Procedures for filing claims.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... must file an insurance claim on a form approved by the Secretary. The lender or holder must attach to... claim, including any payments made; and (5) A Borrower Status Form (HRSA-508), documenting each... after a loan has been determined to be in default. (ii) If a lender files suit against a defaulted...

  5. 42 CFR 60.40 - Procedures for filing claims.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... must file an insurance claim on a form approved by the Secretary. The lender or holder must attach to... claim, including any payments made; and (5) A Borrower Status Form (HRSA-508), documenting each... after a loan has been determined to be in default. (ii) If a lender files suit against a defaulted...

  6. 42 CFR 60.40 - Procedures for filing claims.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... must file an insurance claim on a form approved by the Secretary. The lender or holder must attach to... claim, including any payments made; and (5) A Borrower Status Form (HRSA-508), documenting each... after a loan has been determined to be in default. (ii) If a lender files suit against a defaulted...

  7. 7 CFR 3575.90 - Disposition of acquired property.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... collateral must be maintained. (d) Collateral sale. (1) The lender will prepare and submit to the Agency a plan on the best method of sale, keeping in mind any prospective purchasers. The Agency must approve... paid until final disposition, the lender must proceed as quickly as possible to develop a plan to fully...

  8. 7 CFR 1779.90 - Disposition of acquired property.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... prepare and submit to the Agency a plan on the best method of sale, keeping in mind any prospective... develop a plan to fully protect the collateral, and the lender must dispose of the collateral without delay. (b) Re-title collateral. Any collateral accepted by the lender must not be titled in the Agency's...

  9. 7 CFR 3575.78 - Repurchase of loan.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    .... The lender has the option to repurchase the loan from a holder within 30 days of written demand from the holder when the borrower is in default not less than 60 days on payment. The repurchase will be for an amount equal to the unpaid guaranteed portion of principal and accrued interest less the lender...

  10. 7 CFR 1779.78 - Repurchase of loan.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... written demand from the holder when the borrower is in default not less than 60 days on payment. The... less the lender's servicing fee. The guarantee does not cover the note interest to the holder on the guaranteed loan accruing after 90 days from the date of the demand letter to the lender. The holder will...

  11. 7 CFR 3575.78 - Repurchase of loan.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    .... The lender has the option to repurchase the loan from a holder within 30 days of written demand from the holder when the borrower is in default not less than 60 days on payment. The repurchase will be for an amount equal to the unpaid guaranteed portion of principal and accrued interest less the lender...

  12. 7 CFR 1779.78 - Repurchase of loan.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... written demand from the holder when the borrower is in default not less than 60 days on payment. The... less the lender's servicing fee. The guarantee does not cover the note interest to the holder on the guaranteed loan accruing after 90 days from the date of the demand letter to the lender. The holder will...

  13. Borrowing Money. Science and Technology Education in Philippine Society.

    ERIC Educational Resources Information Center

    Philippines Univ., Quezon City. Inst. for Science and Mathematics Education Development.

    This module discusses several borrowing schemes to help students see more clearly the effects of borrowing money on both the lender and the borrower. They include borrowing from personal lenders, from "5-6" operators, and from credit unions. Three exercise sets with answers (one for each borrowing scheme), a short list of references, and…

  14. 76 FR 71067 - Privacy Act of 1974; Notification To Delete and Create a New System of Records, “HUD/FHA Lender...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-11-16

    ... Electronic Assessment Portal AGENCY: Office of the Chief Information Officer, HUD. ACTION: Notification to... or officers of financial institutions seeking approval or approved to originate, service, or hold FHA..., 2011. Jerry E. Williams, Chief Information Officer. HUD/SF01.2502 SYSTEM NAME: Lender Electronic...

  15. 13 CFR 120.213 - What fixed interest rates may a Lender charge?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false What fixed interest rates may a... BUSINESS LOANS Policies Specific to 7(a) Loans Maturities; Interest Rates; Loan and Guarantee Amounts § 120.213 What fixed interest rates may a Lender charge? (a) Fixed Rates for Guaranteed Loans. A loan may...

  16. 12 CFR 617.7105 - When must a qualified lender disclose the effective interest rate to a borrower?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... effective interest rate to a borrower? 617.7105 Section 617.7105 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM BORROWER RIGHTS Disclosure of Effective Interest Rates § 617.7105 When must a qualified lender disclose the effective interest rate to a borrower? (a) Disclosure to prospective borrowers...

  17. 24 CFR 201.42 - Bankruptcy, insolvency or death of borrower.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Bankruptcy, insolvency or death of..., insolvency or death of borrower. (a) Bankruptcy or insolvency. The lender shall file a proof of claim with... required) shall be retained in the loan file. (b) Death of a borrower. The lender shall file a proof of...

  18. 34 CFR 682.208 - Due diligence in servicing a loan.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 90 days of its acquisition of the loan. (3) Upon receipt of a valid identity theft report as defined... bureau that information furnished by the lender is a result of an alleged identity theft as defined in... identity theft report, the lender receives from the borrower evidence specified in § 682.402(e)(3)(v), the...

  19. 34 CFR 682.304 - Methods for computing interest benefits and special allowance.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... interest benefits and special allowance. (a) General. The Secretary pays a lender interest benefits and..., September 30, and December 31 of each year. A lender may use either the average daily balance method or the... shall use the average daily balance method to determine the balance on which the Secretary computes the...

  20. Suspended Education Department Official Had Approved Waiver for Former Employer

    ERIC Educational Resources Information Center

    Basken, Paul

    2007-01-01

    Matteo Fontana, the student-aid official in the U.S. Department of Education who was suspended last month in an ethics case, issued a controversial high-stakes legal ruling in 2004 that benefited his former employer, Sallie Mae, on the day before the nation's top student lender completed its transition from a government-founded lender into a…

  1. 24 CFR 251.3 - Case-by-case conversion to full insurance.

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 24 Housing and Urban Development 2 2011-04-01 2011-04-01 false Case-by-case conversion to full... § 251.3 Case-by-case conversion to full insurance. Upon the request of a coinsuring lender, the... conversion would be less costly to HUD than if the Mortgage remained coinsured; (d) The lender has paid HUD...

  2. 38 CFR 36.4340 - Underwriting standards, processing procedures, lender responsibility, and lender certification.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... expenditure levels in individual cases. This factor may be given consideration in the final determination in... discounting of income on account of sex, marital status, or any other basis prohibited by the Equal Credit... that a determination can be made that the occupancy requirements of the law will be met. Also...

  3. 42 CFR 60.30 - Which organizations are eligible to apply to be HEAL lenders and holders?

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 42 Public Health 1 2010-10-01 2010-10-01 false Which organizations are eligible to apply to be HEAL lenders and holders? 60.30 Section 60.30 Public Health PUBLIC HEALTH SERVICE, DEPARTMENT OF HEALTH... association, credit union, or insurance company) which is subject to examination and supervision in its...

  4. Web Sites Face Hurdles in Promising Students Unbiased Loan-Rate Comparisons

    ERIC Educational Resources Information Center

    Basken, Paul

    2007-01-01

    Someday students seeking a college loan might go to a Web site, fill out a brief questionnaire, and get connected to the lender with the best possible rate. Such a system would bring cheer to students seeking straight answers, lenders seeking fair competition, and colleges seeking relief from investigations led by Attorney General Andrew M. Cuomo…

  5. 34 CFR 682.304 - Methods for computing interest benefits and special allowance.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... benefits and special allowance. (a) General. The Secretary pays a lender interest benefits and special..., September 30, and December 31 of each year. A lender may use either the average daily balance method or the... shall use the average daily balance method to determine the balance on which the Secretary computes the...

  6. 12 CFR 591.5 - Limitation on exercise of due-on-sale clauses.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... associations and other lenders shall be governed exclusively by the Office's regulations, in preemption of and...) A transfer where the spouse or child(ren) becomes an owner of the property; or (C) A transfer... borrowers made by other lenders after the effective date of this regulation. (5) Nothing in paragraph (b)(1...

  7. 12 CFR 191.5 - Limitation on exercise of due-on-sale clauses.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... associations and other lenders shall be governed exclusively by the OCC's regulations, in preemption of and...) A transfer where the spouse or child(ren) becomes an owner of the property; or (C) A transfer... borrowers made by other lenders after the effective date of this regulation. (5) Nothing in paragraph (b)(1...

  8. 12 CFR 591.5 - Limitation on exercise of due-on-sale clauses.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... associations and other lenders shall be governed exclusively by the Office's regulations, in preemption of and...) A transfer where the spouse or child(ren) becomes an owner of the property; or (C) A transfer... borrowers made by other lenders after the effective date of this regulation. (5) Nothing in paragraph (b)(1...

  9. 12 CFR 191.5 - Limitation on exercise of due-on-sale clauses.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... associations and other lenders shall be governed exclusively by the OCC's regulations, in preemption of and...) A transfer where the spouse or child(ren) becomes an owner of the property; or (C) A transfer... borrowers made by other lenders after the effective date of this regulation. (5) Nothing in paragraph (b)(1...

  10. 12 CFR 191.5 - Limitation on exercise of due-on-sale clauses.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... associations and other lenders shall be governed exclusively by the OCC's regulations, in preemption of and...) A transfer where the spouse or child(ren) becomes an owner of the property; or (C) A transfer... borrowers made by other lenders after the effective date of this regulation. (5) Nothing in paragraph (b)(1...

  11. 12 CFR 591.5 - Limitation on exercise of due-on-sale clauses.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... associations and other lenders shall be governed exclusively by the Office's regulations, in preemption of and...) A transfer where the spouse or child(ren) becomes an owner of the property; or (C) A transfer... borrowers made by other lenders after the effective date of this regulation. (5) Nothing in paragraph (b)(1...

  12. 12 CFR 591.5 - Limitation on exercise of due-on-sale clauses.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... associations and other lenders shall be governed exclusively by the Office's regulations, in preemption of and...) A transfer where the spouse or child(ren) becomes an owner of the property; or (C) A transfer... borrowers made by other lenders after the effective date of this regulation. (5) Nothing in paragraph (b)(1...

  13. 13 CFR 120.972 - Third Party Lender participation fee and CDC fee.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... fee and CDC fee. 120.972 Section 120.972 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION... and CDC fee. (a) Participation fee. For loans approved by SBA after September 30, 1996, SBA must... when the Third Party Lender occupies a senior credit position to SBA in the Project. (b) CDC fee. For...

  14. 13 CFR 120.972 - Third Party Lender participation fee and CDC fee.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... fee and CDC fee. 120.972 Section 120.972 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION... and CDC fee. (a) Participation fee. For loans approved by SBA after September 30, 1996, SBA must... when the Third Party Lender occupies a senior credit position to SBA in the Project. (b) CDC fee. For...

  15. 13 CFR 120.972 - Third Party Lender participation fee and CDC fee.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... fee and CDC fee. 120.972 Section 120.972 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION... and CDC fee. (a) Participation fee. For loans approved by SBA after September 30, 1996, SBA must... when the Third Party Lender occupies a senior credit position to SBA in the Project. (b) CDC fee. For...

  16. 13 CFR 120.972 - Third Party Lender participation fee and CDC fee.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... fee and CDC fee. 120.972 Section 120.972 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION... and CDC fee. (a) Participation fee. For loans approved by SBA after September 30, 1996, SBA must... when the Third Party Lender occupies a senior credit position to SBA in the Project. (b) CDC fee. For...

  17. 13 CFR 120.424 - What are the basic conditions a Lender must meet to securitize?

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... performance, as determined by SBA in its discretion. The Lender's Risk Rating, among other factors, will be considered in determining satisfactory SBA performance. Other factors may include, but are not limited to, on... and loss rate), loan volume to the extent that it impacts performance measures, and other performance...

  18. 7 CFR Exhibit B to Subpart F of... - Suggested Outline for Seeking Information From Lenders on Credit Criteria for Graduation of...

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... on Credit Criteria for Graduation of Single Family Housing Loans B Exhibit B to Subpart F of Part 1951 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE, RURAL... Seeking Information From Lenders on Credit Criteria for Graduation of Single Family Housing Loans Date...

  19. 13 CFR 120.427 - Will SBA approve a securitization application from a capital impaired Securitizer?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Will SBA approve a securitization application from a capital impaired Securitizer? 120.427 Section 120.427 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Lenders Participating Lender Financings § 120.427 Will SBA approve a...

  20. An Assessment of the Department of Education's Approach and Model for Analyzing Lender Profitability.

    ERIC Educational Resources Information Center

    Jenkins, Sarah; And Others

    An assessment was done of the Department of Education's (ED) approach to determining lender profitability for Guaranteed Student Loans. The assessment described the current net present value (NPV) method as well as discussing its strengths and weaknesses. The NPV method has been widely accepted for determining the profitability of different…

  1. 24 CFR 201.42 - Bankruptcy, insolvency or death of borrower.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false Bankruptcy, insolvency or death of..., insolvency or death of borrower. (a) Bankruptcy or insolvency. The lender shall file a proof of claim with... required) shall be retained in the loan file. (b) Death of a borrower. The lender shall file a proof of...

  2. 24 CFR 201.42 - Bankruptcy, insolvency or death of borrower.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 24 Housing and Urban Development 2 2014-04-01 2014-04-01 false Bankruptcy, insolvency or death of..., insolvency or death of borrower. (a) Bankruptcy or insolvency. The lender shall file a proof of claim with... required) shall be retained in the loan file. (b) Death of a borrower. The lender shall file a proof of...

  3. 24 CFR 201.42 - Bankruptcy, insolvency or death of borrower.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false Bankruptcy, insolvency or death of..., insolvency or death of borrower. (a) Bankruptcy or insolvency. The lender shall file a proof of claim with... required) shall be retained in the loan file. (b) Death of a borrower. The lender shall file a proof of...

  4. Bush Administration Looks to Congress to Proceed in Lender Bailout

    ERIC Educational Resources Information Center

    Basken, Paul

    2008-01-01

    The Bush administration has called off internal deliberations over a bailout plan for student-loan companies after concluding it did not have the authority to act on its own. Instead, it endorsed a Congressional proposal that would allow the education secretary to purchase loans from private lenders. The decision leaves Congress facing a ticking…

  5. 25 CFR 103.17 - Must the lender follow any special procedures to close the loan?

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... written approval, if required under 25 CFR part 162); (7) Attorney opinion letters; (8) Resolutions made... part, the lender must give BIA notice of the date of closing at least 5 business days before closing... borrower's business, for example by securing: (1) Copies of all permits and licenses required to operate...

  6. 7 CFR 4279.78 - Repurchase from holder.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... repurchase, less the lender's servicing fee, within 30 days after written demand to the Agency from the... portion of the loan from a holder within 30 days of written demand by the holder when the borrower is in default not less than 60 days on principal or interest due on the loan; or the lender has failed to remit...

  7. 7 CFR 4279.78 - Repurchase from holder.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... repurchase, less the lender's servicing fee, within 30 days after written demand to the Agency from the... portion of the loan from a holder within 30 days of written demand by the holder when the borrower is in default not less than 60 days on principal or interest due on the loan; or the lender has failed to remit...

  8. 38 CFR 36.4225 - Authority to close manufactured home loans on the automatic basis.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... on a normal accounting or business cycle. The lender's latest financial statements (profit and loss... manufactured home loans on the automatic basis. 36.4225 Section 36.4225 Pensions, Bonuses, and Veterans' Relief... manufactured home loans on the automatic basis. (a) Supervised lenders of the classes described in 38 U.S.C...

  9. 38 CFR 36.4225 - Authority to close manufactured home loans on the automatic basis.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... on a normal accounting or business cycle. The lender's latest financial statements (profit and loss... manufactured home loans on the automatic basis. 36.4225 Section 36.4225 Pensions, Bonuses, and Veterans' Relief... manufactured home loans on the automatic basis. (a) Supervised lenders of the classes described in 38 U.S.C...

  10. 38 CFR 36.4225 - Authority to close manufactured home loans on the automatic basis.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... on a normal accounting or business cycle. The lender's latest financial statements (profit and loss... manufactured home loans on the automatic basis. 36.4225 Section 36.4225 Pensions, Bonuses, and Veterans' Relief... manufactured home loans on the automatic basis. (a) Supervised lenders of the classes described in 38 U.S.C...

  11. 38 CFR 36.4225 - Authority to close manufactured home loans on the automatic basis.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... on a normal accounting or business cycle. The lender's latest financial statements (profit and loss... manufactured home loans on the automatic basis. 36.4225 Section 36.4225 Pensions, Bonuses, and Veterans' Relief... manufactured home loans on the automatic basis. (a) Supervised lenders of the classes described in 38 U.S.C...

  12. Using the Community Reinvestment Act To Help Finance Initiatives for Children, Families and Communities. Financing Strategy Brief.

    ERIC Educational Resources Information Center

    Gruenstein, Debbie

    The Community Reinvestment Act (CRA) is designed to encourage banks and thrifts to meet the financial credit and service needs of low- and moderate-income neighborhoods, requiring that lenders use their private-sector resources to meet the financing needs of all communities in which lenders conduct business. This brief outlines several types of…

  13. How CBO Analyzes the Sources of Lenders' Interest Income on Guaranteed Student Loans. A CBO Report

    ERIC Educational Resources Information Center

    Alsalam, Nabeel

    2004-01-01

    The Federal Family Education Loan (FFEL) program guarantees loans for postsecondary education to students and their parents at a limited interest rate. However, limiting borrowers' rates creates a danger that lenders will not be willing to participate in the program if their costs of financing and servicing the loans exceed the interest rates they…

  14. 13 CFR 120.426 - What action will SBA take if a securitizer transfers the subordinated tranche prior to the...

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false What action will SBA take if a... 120.426 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Lenders Participating Lender Financings § 120.426 What action will SBA take if a securitizer transfers the subordinated...

  15. 42 CFR 60.53 - Notification to lender or holder of change in enrollment status.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... different), the student's Social Security number, the date of the change in the enrollment status, or... 42 Public Health 1 2010-10-01 2010-10-01 false Notification to lender or holder of change in... holder of change in enrollment status. Each school must notify the holder of a HEAL loan of any change in...

  16. 42 CFR 60.42 - Records, reports, inspection, and audit requirements for HEAL lenders and holders.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... must maintain for each borrower a payment history showing the date and amount of each payment received... lender or holder must also maintain for each loan a collection history showing the date and subject of... original copy of an unpaid promissory note, but may store all other records in microform or computer format...

  17. 42 CFR 60.42 - Records, reports, inspection, and audit requirements for HEAL lenders and holders.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... must maintain for each borrower a payment history showing the date and amount of each payment received... lender or holder must also maintain for each loan a collection history showing the date and subject of... original copy of an unpaid promissory note, but may store all other records in microform or computer format...

  18. 42 CFR 60.42 - Records, reports, inspection, and audit requirements for HEAL lenders and holders.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... must maintain for each borrower a payment history showing the date and amount of each payment received... lender or holder must also maintain for each loan a collection history showing the date and subject of... original copy of an unpaid promissory note, but may store all other records in microform or computer format...

  19. Financing biotechnology projects: lender due diligence requirements and the role of independent technical consultants.

    PubMed

    Keller, J B; Plath, P B

    1999-01-01

    An increasing number of biotechnology projects are being brought to commercialization using conventional structured finance sources, which have traditionally only been available to proven technologies and primary industries. Attracting and securing competitive cost financing from mainstream lenders, however, will require the sponsor of a new technology or process to undergo a greater level of due diligence. The specific areas and intensity of investigation, which are typically required by lenders in order to secure long-term financing for biotechnology-based manufacturing systems, is reviewed. The processes for evaluating the adequacy of prior laboratory testing and pilot plant demonstrations is discussed. Particular emphasis is given to scale-up considerations and the ability of the proposed facility design to accommodate significant modifications, in the event that scale-up problems are encountered.

  20. 34 CFR 682.409 - Mandatory assignment by guaranty agencies of defaulted loans to the Secretary.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... States of America of all right, title, and interest in the promissory note or judgment evidencing a loan... lender. (v) A payment history for the loan, as described in § 682.414(a)(1)(ii)(C). (vi) A collection history for the loan, as described in § 682.414(a)(1)(ii)(D). (vii) The record of the lender's...

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