Sample records for potential borrow sites

  1. 78 FR 16479 - Revised Notice of Intent To Prepare a joint Environmental Impact Statement/Environmental Impact...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-03-15

    ... has expanded the study area to include additional potential soil borrow sites. Material from these... soil borrow sites are located to the east and west of southern Jefferson Blvd.; adjacent to the...

  2. Effects of borrow site preparation and fertilization on natural revegetation

    DOT National Transportation Integrated Search

    1987-01-01

    This study report describes the effects of experimental fertilization and surface conditioning of a gravel borrow site which lacked a topsoil covering. In summary, borrow site revegetation by fireweed may be greatly enhanced by scarifying and fertili...

  3. Sediment Transport and Infilling of a Borrow Pit on an Energetic Sandy Ebb Tidal Delta Offshore of Hilton Head Island, South Carolina

    NASA Astrophysics Data System (ADS)

    Wren, A.; Xu, K.; Ma, Y.; Sanger, D.; Van Dolah, R.

    2014-12-01

    Bottom-mounted instrumentation was deployed at two sites on an ebb tidal delta to measure hydrodynamics, sediment transport, and seabed elevation. One site ('borrow site') was 2 km offshore and used as a dredging site for beach nourishment of nearby Hilton Head Island in South Carolina, and the other site ('reference site') was 10 km offshore and not directly impacted by the dredging. In-situ time-series data were collected during two periods after the dredging: March 15 - June 12, 2012('spring') and August 18 - November 18, 2012 ('fall'). At the reference site directional wave spectra and upper water column current velocities were measured, as well as high-resolution current velocity profiles and suspended sediment concentration profiles in the Bottom Boundary Layer (BBL). Seabed elevation and small-scale seabed changes were also measured. At the borrow site seabed elevation and near-bed wave and current velocities were collected using an Acoustic Doppler Velocimeter. Throughout both deployments bottom wave orbital velocities ranged from 0 - 110 m/s at the reference site. Wave orbital velocities were much lower at the borrow site ranging from 10-20 cm/s, as wave energy was dissipated on the extensive and rough sand banks before reaching the borrow site. Suspended sediment concentrations increased throughout the BBL when orbital velocities increased to approximately 20 cm/s. Sediment grain size and critical shear stresses were similar at both sites, therefore, re-suspension due to waves was less frequent at the borrow site. However, sediment concentrations were highly correlated with the tidal cycle at both sites. Semidiurnal tidal currents were similar at the two sites, typically ranging from 0 - 50 cm/s in the BBL. Maximum currents exceeded the critical shear stress and measured suspended sediment concentrations increased during the first hours of the tidal cycle when the tide switched to flood tide. Results indicate waves contributed more to sediment mobility at the reference site, while tidal forcing was the dominant factor at the borrow site. The seabed elevation data corraborates these results as active migrating ripples of 10 cm were measured at the reference site, while changes in seabed elevation at the borrow site were more gradual with approximately 30 cm of net accretion throughout the study.

  4. Determinants of Default in P2P Lending.

    PubMed

    Serrano-Cinca, Carlos; Gutiérrez-Nieto, Begoña; López-Palacios, Luz

    2015-01-01

    This paper studies P2P lending and the factors explaining loan default. This is an important issue because in P2P lending individual investors bear the credit risk, instead of financial institutions, which are experts in dealing with this risk. P2P lenders suffer a severe problem of information asymmetry, because they are at a disadvantage facing the borrower. For this reason, P2P lending sites provide potential lenders with information about borrowers and their loan purpose. They also assign a grade to each loan. The empirical study is based on loans' data collected from Lending Club (N = 24,449) from 2008 to 2014 that are first analyzed by using univariate means tests and survival analysis. Factors explaining default are loan purpose, annual income, current housing situation, credit history and indebtedness. Secondly, a logistic regression model is developed to predict defaults. The grade assigned by the P2P lending site is the most predictive factor of default, but the accuracy of the model is improved by adding other information, especially the borrower's debt level.

  5. A survey of the wetlands and floodplains of the borrow area and wetland/shorebird complex for the remedial action at the chemical plant area of the Weldon Spring Site

    DOE Office of Scientific and Technical Information (OSTI.GOV)

    Van Lonkhuyzen, R.; Yin, S.; Hlohowskyj, I.

    1995-02-01

    The US Department of Energy is conducting cleanup operations at the Weldon Spring site, St. Charles, Missouri, that will include development of a 77-ha (191-acre) soil borrow area. Eight wetlands, including riverine and palustrine emergent wetland types and totaling 0.9 ha (2.2 acres), will be eliminated during excavation of the borrow area. A 23-ha (57-acre) wetland/shorebird complex will be created at the Busch Conservation Area. The complex will include 2 ha (5 acres) of palustrine emergent wetland as mitigation for wetland losses in the borrow area.

  6. Environmental Impact Statement. Volume 1. Proposed High Frequency Active Auroral Research Program

    DTIC Science & Technology

    1993-07-01

    Proposed HAARP Facility and Potential Borrow Areas P-1 & P-2 Cultural Resources Survey Areas, 1988 - 1990 ....... 3-97 3.9-3 Potential Borrow Area A -1...Cultural Resou Survey Areas 1988 ..... 3-99 3.9-4 Potential Borrow Area A -4 Cultural Resource Survey Areas 1988 ...... 3-101 3.9-5 Potential Borrow Area A -5...1987 (5 holes) and 1988 (2 holes) (USACOE, 1987a; 1988 ), and a series of additional borings conducted in 1989 (Moolin and Associates, 1989). These

  7. Seabed texture and composition changes offshore of Port Royal Sound, South Carolina before and after the dredging for beach nourishment

    NASA Astrophysics Data System (ADS)

    Xu, Kehui; Sanger, Denise; Riekerk, George; Crowe, Stacie; Van Dolah, Robert F.; Wren, P. Ansley; Ma, Yanxia

    2014-08-01

    Beach nourishment has been a strategy widely used to slow down coastal erosion in many beaches around the world. The dredging of sand at the borrow site, however, can have complicated physical, geological and ecological impacts. Our current knowledge is insufficient to make accurate predictions of sediment infilling in many dredging pits due to lack of detailed sediment data. Two sites in the sandy shoal southeast of Port Royal Sound (PRS) of South Carolina, USA, were sampled 8 times from April 2010 to March 2013; one site (defined as 'borrow site') was 2 km offshore and used as the dredging site for beach nourishment of nearby Hilton Head Island in Beaufort County, South Carolina, and the other site (defined as 'reference site') was 10 km offshore and not directly impacted by the dredging. A total of 184 surficial sediment samples were collected randomly at two sites during 8 sampling periods. Most sediments were fine sand, with an average grain size of 2.3 phi and an organic matter content less than 2%. After the dredging in December 2011-January 2012, sediments at the borrow site became finer, changing from 1.0 phi to 2.3 phi, and carbonate content decreased from 10% to 4%; changes in mud content and organic matter were small. Compared with the reference site, the borrow site experienced larger variations in mud and carbonate content. An additional 228 sub-samples were gathered from small cores collected at 5 fixed stations in the borrow site and 1 fixed station at the reference site 0, 3, 6, 9, and 12 months after the dredging; these down-core sub-samples were divided into 1-cm slices and analyzed using a laser diffraction particle size analyzer. Most cores were uniform vertically and consisted of fine sand with well to moderately well sorting and nearly symmetrical averaged skewness. Based on the analysis of grain size populations, 2 phi- and 3 phi-sized sediments were the most dynamic sand fractions in PRS. Mud deposition on shoals offshore of PRS presumably happens when offshore mud transport is prevalent and there is a following rapid sand accumulation to bury the mud. However, in this borrow site there was very little accumulation of mud. This will allow the site to be used in future nourishment projects presuming no accumulation of mud occurs in the future.

  8. 7 CFR 1726.404 - Non-site specific construction contract closeout.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE ELECTRIC SYSTEM CONSTRUCTION POLICIES AND PROCEDURES Contract... equipment is supplied under a construction contract, the borrower (acting through its engineer, if... equipment. The borrower (acting through its engineer, if applicable) will schedule such inspection and...

  9. 7 CFR 1726.404 - Non-site specific construction contract closeout.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE ELECTRIC SYSTEM CONSTRUCTION POLICIES AND PROCEDURES Contract... equipment is supplied under a construction contract, the borrower (acting through its engineer, if... equipment. The borrower (acting through its engineer, if applicable) will schedule such inspection and...

  10. 7 CFR 1726.404 - Non-site specific construction contract closeout.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE ELECTRIC SYSTEM CONSTRUCTION POLICIES AND PROCEDURES Contract... equipment is supplied under a construction contract, the borrower (acting through its engineer, if... equipment. The borrower (acting through its engineer, if applicable) will schedule such inspection and...

  11. 7 CFR 1726.404 - Non-site specific construction contract closeout.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE ELECTRIC SYSTEM CONSTRUCTION POLICIES AND PROCEDURES Contract... equipment is supplied under a construction contract, the borrower (acting through its engineer, if... equipment. The borrower (acting through its engineer, if applicable) will schedule such inspection and...

  12. 7 CFR 1726.404 - Non-site specific construction contract closeout.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE ELECTRIC SYSTEM CONSTRUCTION POLICIES AND PROCEDURES Contract... equipment is supplied under a construction contract, the borrower (acting through its engineer, if... equipment. The borrower (acting through its engineer, if applicable) will schedule such inspection and...

  13. Feasibility Study of Economics and Performance of Solar Photovoltaics at Massachusetts Military Reservation. A Study Prepared in Partnership with the Environmental Protection Agency for the RE-Powering America's Land Initiative: Siting Renewable Energy on Potentially Contaminated Land and Mine Sites

    DOE Office of Scientific and Technical Information (OSTI.GOV)

    Stafford, B.; Robichaud, R.; Mosey, G.

    2011-07-01

    This report presents the results of an assessment of the technical and economic feasibility of deploying photovoltaics (PV) systems on a superfund site located within the Massachusetts Military Reservation (MMR). The site was assessed for possible PV installations. The cost, performance, and site impacts of different PV options were estimated. The economics of the potential systems were analyzed using an electric rate of $0.17/kWh and incentives offered in the State of Massachusetts, such as the solar renewable energy credits. According to calculations, MMR can place 8 MW of ballast-weighted, ground-mounted PV systems on the crowns of the three landfill capsmore » and the borrow pit with the PV modules tilted at 30 degrees.« less

  14. Determinants of Default in P2P Lending

    PubMed Central

    2015-01-01

    This paper studies P2P lending and the factors explaining loan default. This is an important issue because in P2P lending individual investors bear the credit risk, instead of financial institutions, which are experts in dealing with this risk. P2P lenders suffer a severe problem of information asymmetry, because they are at a disadvantage facing the borrower. For this reason, P2P lending sites provide potential lenders with information about borrowers and their loan purpose. They also assign a grade to each loan. The empirical study is based on loans’ data collected from Lending Club (N = 24,449) from 2008 to 2014 that are first analyzed by using univariate means tests and survival analysis. Factors explaining default are loan purpose, annual income, current housing situation, credit history and indebtedness. Secondly, a logistic regression model is developed to predict defaults. The grade assigned by the P2P lending site is the most predictive factor of default, but the accuracy of the model is improved by adding other information, especially the borrower’s debt level. PMID:26425854

  15. Comprehensive summary of beach renourishment and offshore sand removal impacts for Florida

    USGS Publications Warehouse

    Demopoulos, A.W.J.; Gualtieri, D.J.; Neils, A.; Huge, D.

    2011-01-01

    An essential first step in the scope of environmental impacts for a sediment mining project is a formulation of specific purpose, precise needs, and estimated impacts. For each individual project, scope must be described, acceptable alternatives must be determined, critical environmental issues must be identified, and mitigation measures must be resolved. Appropriate Federal and State regulations will often require evidence that sand placement is a reasonable alternative to shoreline protection. If so, material to be extracted from the borrow site must be characterized. Candidates must identify the extent of the potential area for sand resources, complete with screening criteria, and site-specific information must be obtained. Alternatives must be identified, compared, and contrasted. And, importantly, the most cost-effective and environmentally sound approach must be determined for the project to move forward. Florida's beaches and coastlines once provided natural protection against storm damage, while simultaneously supporting aquatic ecosystems and both commercial and recreational fisheries. However, beach erosion associated with regional construction and development of the coastline has reduced the effectiveness of natural storm protection. Coastal beaches are, in geological terms, ever-shifting and evolving through natural processes of erosion and replenishment. With permanent structures in place, such as seawalls, jetties, and revetments, natural shoreline is compartmentalized, dynamics are interrupted, and sediment is no longer replenished. Coastal erosion is often a problem where the natural sediment source is deficient. Many of Florida's beaches are now in need of beach replenishment to reduce the high level of damage caused by coastal flooding. Strategic placement of beach fill is a logical means for improving the stability of a shoreline where such a project is economically and environmentally feasible. Sand placement effectively extends the shoreline and provides protection for coastal developments. Beach nourishment or restoration must, however, be thought of as a continual effort and not a one-time fix. Therefore, a combination of sand placement with other erosion mitigation measures can be an effective way to stabilize a shoreline and extend the life of the beach nourishment. Fill material can be obtained from an offshore borrow site, and its characteristics must match the native material in terms of grain size and structure. Environmental concerns for such an effort include potential for decreased water quality during dredging operations, and disturbance of coastal habitat while removing or depositing dredged material. An in-depth scientific evaluation of deposit sites and potential borrow sites must be executed. Mitigation and monitoring efforts will also be critical for a successful low-impact beach management project. The potential exists for unwanted consequences to develop during dredging operations, all of which must be considered and reduced.-->

  16. Direct Loans: A Better Way To Borrow. William D. Ford Federal Direct Loan Program.

    ERIC Educational Resources Information Center

    Department of Education, Washington, DC. Student Financial Assistance.

    The Web site http://www.ed.gov/DirectLoan/ provides information on the William D. Ford Federal Direct Loan Program for both professionals and borrowers. For professionals, it provides information on conferences, promissory notes, regulations, laws, and relevant links, as well as technical assistance, and other publications and guides. For…

  17. 75 FR 38501 - The Release of the Final Environmental Impact Statement (FEIS) for the Town of Nags Head Proposed...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-07-02

    ... cubic yards of beach-quality sediment from an offshore borrow source, and deposit the material along... dredging operations and discharge the sand on the beach via submerged pipeline. The applicant's proposed borrow areas include sites identified as having beach quality material in the U.S. Army Corps of...

  18. Effects of proposed sediment borrow pits on nearshore wave climate and longshore sediment transport rate along Breton Island, Louisiana

    USGS Publications Warehouse

    Dalyander, Patricia (Soupy); Mickey, Rangley C.; Long, Joseph W.; Flocks, James G.

    2015-05-02

    As part of a plan to preserve bird habitat on Breton Island, the southernmost extent of the Chandeleur Islands and part of the Breton National Wildlife Refuge in Louisiana, the U.S. Fish and Wildlife Service plans to increase island elevation with sand supplied from offshore resources. Proposed sand extraction sites include areas offshore where the seafloor morphology suggests suitable quantities of sediment may be found. Two proposed locations east and south of the island, between 5.5–9 kilometers from the island in 3–6 meters of water, have been identified. Borrow pits are perturbations to shallow-water bathymetry and thus can affect the wave field in a variety of ways, including alterations in sediment transport and new erosional or accretional patterns along the beach. A scenario-based numerical modeling strategy was used to assess the effects of the proposed offshore borrow pits on the nearshore wave field. Effects were assessed over a range of wave conditions and were gaged by changes in significant wave height and wave direction inshore of the borrow sites, as well as by changes in the calculated longshore sediment transport rate. The change in magnitude of the calculated sediment transport rate with the addition of the two borrow pits was an order of magnitude less than the calculated baseline transport rate.

  19. Disposal site quality team final report

    DOT National Transportation Integrated Search

    2001-09-01

    The disposal site quality team was formed in July 2000 to address Caltrans (Department) and Federal Highway Administration (FHWA) policies on disposal, staging, and borrow areas (DSB), including plant sites, contractor yards, and access roads. Caltra...

  20. Beauty premium: Event-related potentials evidence of how physical attractiveness matters in online peer-to-peer lending.

    PubMed

    Jin, Jia; Fan, Bonai; Dai, Shenyi; Ma, Qingguo

    2017-02-15

    Although it is well known that attractiveness-based impressions affect the labor market, election outcomes and many other social activities, little is known about the role physical attractiveness plays in financial transactions. With the development of online finance, peer-to-peer lending has become one of the most important ways in which businesses or individuals raise capital. However, because of information asymmetry, the lender must decide whether or not to lend money to a stranger based on limited information, resulting in their decision being influenced by many other factors. In the current study, we investigated how potential borrowers' facial attractiveness influenced lenders' attitudes toward borrowers' repayment behavior at the brain level by using event-related potentials. At the priming stage, photos of attractive borrowers induced smaller N200 amplitude than photos of unattractive borrowers. Meanwhile, at the feedback stage, compared with the condition of repaying on time, breach of repayment from unattractive borrowers induced larger feedback-related negativity (FRN) amplitude, which was a frontal-central negative deflection and would be enhanced by the unexpected outcome. Furthermore, smaller P300 amplitude was also elicited by the condition of not repaying on time. These differences in the FRN and P300 amplitudes were not observed between negative and positive feedback from attractive borrowers. Therefore, our findings suggest that the beauty premium phenomenon is present in online peer-to-peer lending and that lenders were more tolerant toward attractive borrowers' dishonest behavior. Copyright © 2017 Elsevier B.V. All rights reserved.

  1. 7 CFR 3560.353 - Scheduling of on-site monitoring reviews.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 15 2010-01-01 2010-01-01 false Scheduling of on-site monitoring reviews. 3560.353....353 Scheduling of on-site monitoring reviews. Generally, the Agency will provide the borrower prior notice of an on-site monitoring review and will conduct the on-site monitoring review in the presence of...

  2. 7 CFR 3560.353 - Scheduling of on-site monitoring reviews.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 7 Agriculture 15 2012-01-01 2012-01-01 false Scheduling of on-site monitoring reviews. 3560.353... SERVICE, DEPARTMENT OF AGRICULTURE DIRECT MULTI-FAMILY HOUSING LOANS AND GRANTS Agency Monitoring § 3560.353 Scheduling of on-site monitoring reviews. Generally, the Agency will provide the borrower prior...

  3. 7 CFR 3560.353 - Scheduling of on-site monitoring reviews.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 15 2011-01-01 2011-01-01 false Scheduling of on-site monitoring reviews. 3560.353... SERVICE, DEPARTMENT OF AGRICULTURE DIRECT MULTI-FAMILY HOUSING LOANS AND GRANTS Agency Monitoring § 3560.353 Scheduling of on-site monitoring reviews. Generally, the Agency will provide the borrower prior...

  4. 7 CFR 3560.353 - Scheduling of on-site monitoring reviews.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 15 2014-01-01 2014-01-01 false Scheduling of on-site monitoring reviews. 3560.353... SERVICE, DEPARTMENT OF AGRICULTURE DIRECT MULTI-FAMILY HOUSING LOANS AND GRANTS Agency Monitoring § 3560.353 Scheduling of on-site monitoring reviews. Generally, the Agency will provide the borrower prior...

  5. 7 CFR 3560.353 - Scheduling of on-site monitoring reviews.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 7 Agriculture 15 2013-01-01 2013-01-01 false Scheduling of on-site monitoring reviews. 3560.353... SERVICE, DEPARTMENT OF AGRICULTURE DIRECT MULTI-FAMILY HOUSING LOANS AND GRANTS Agency Monitoring § 3560.353 Scheduling of on-site monitoring reviews. Generally, the Agency will provide the borrower prior...

  6. Borrowing of strength and study weights in multivariate and network meta-analysis.

    PubMed

    Jackson, Dan; White, Ian R; Price, Malcolm; Copas, John; Riley, Richard D

    2017-12-01

    Multivariate and network meta-analysis have the potential for the estimated mean of one effect to borrow strength from the data on other effects of interest. The extent of this borrowing of strength is usually assessed informally. We present new mathematical definitions of 'borrowing of strength'. Our main proposal is based on a decomposition of the score statistic, which we show can be interpreted as comparing the precision of estimates from the multivariate and univariate models. Our definition of borrowing of strength therefore emulates the usual informal assessment. We also derive a method for calculating study weights, which we embed into the same framework as our borrowing of strength statistics, so that percentage study weights can accompany the results from multivariate and network meta-analyses as they do in conventional univariate meta-analyses. Our proposals are illustrated using three meta-analyses involving correlated effects for multiple outcomes, multiple risk factor associations and multiple treatments (network meta-analysis).

  7. Borrowing of strength and study weights in multivariate and network meta-analysis

    PubMed Central

    Jackson, Dan; White, Ian R; Price, Malcolm; Copas, John; Riley, Richard D

    2016-01-01

    Multivariate and network meta-analysis have the potential for the estimated mean of one effect to borrow strength from the data on other effects of interest. The extent of this borrowing of strength is usually assessed informally. We present new mathematical definitions of ‘borrowing of strength’. Our main proposal is based on a decomposition of the score statistic, which we show can be interpreted as comparing the precision of estimates from the multivariate and univariate models. Our definition of borrowing of strength therefore emulates the usual informal assessment. We also derive a method for calculating study weights, which we embed into the same framework as our borrowing of strength statistics, so that percentage study weights can accompany the results from multivariate and network meta-analyses as they do in conventional univariate meta-analyses. Our proposals are illustrated using three meta-analyses involving correlated effects for multiple outcomes, multiple risk factor associations and multiple treatments (network meta-analysis). PMID:26546254

  8. 7 CFR 771.14 - Loan monitoring.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... reviews. At least annually, the borrower will meet with FSA representatives to review the financial status... any potential problems or concerns. (b) Performance monitoring. At any time FSA determines it necessary, the borrower must allow FSA or its representative to review the operations and financial...

  9. Web Sites that Compare Loans Gain Users, Lose Lenders

    ERIC Educational Resources Information Center

    Norton, Ingrid

    2008-01-01

    Web sites that allow borrowers to compare student loans proliferated in the wake of last year's scandals that exposed conflicts of interest in the lending industry. Now the credit crunch is shifting demand for loan-comparison sites again, providing both new challenges and opportunities. More financial-aid officers are also pointing their students…

  10. Libraries, Patrons, and E-Books

    ERIC Educational Resources Information Center

    Zickuhr, Kathryn; Rainie, Lee; Purcell, Kristen; Madden, Mary; Brenner, Joanna

    2012-01-01

    This report explores the world of e-books and libraries, where libraries fit into these book-consumption patterns of Americans, when people choose to borrow their books and when they choose to buy books. It examines the potential frustrations e-book borrowers can encounter when checking out digital titles, such as long wait lists and compatibility…

  11. Above and Beyond: What Eight Colleges Are Doing to Improve Student Loan Counseling. Research Report

    ERIC Educational Resources Information Center

    Fletcher, Carla; Webster, Jeff; Klepfer, Kasey; Fernandez, Chris

    2015-01-01

    Borrowing student loans can be confusing and intimidating, enough so that these feelings can influence how students go to college or whether they even enroll at all. Colleges have a responsibility to provide loan counseling to federal student loan borrowers--which, when done intently, can produce a potentially clarifying and empowering experience.…

  12. Toward a typology of health-related informal credit: an exploration of borrowing practices for paying for health care by the poor in Cambodia

    PubMed Central

    2012-01-01

    Background Borrowing money is a common strategy to cope with health care costs. The impact of borrowing on households can be severe, leading to indebtedness and further impoverishment. However, the available literature on borrowing practices for health is limited. We explore borrowing practices for paying for health care by the poor in Cambodia and provide a typology, associated conditions, and the extent of the phenomenon. Methods In addition to a semi-structured literature review, in-depth interviews were conducted with representatives of 47 households with health-related debt and 19 managers of formal or informal credit schemes. Results A large proportion of Cambodians, especially the poor, resort to borrowing to meet the cost of health care. Because of limited cash flow and access to formal creditors, the majority take out loans with high interest rates from informal money lenders. The most common type of informal credit is locally known as Changkar and consists of five kinds of loans: short-term loans, medium-term loans, seasonal loans, loans for an unspecified period, and loans with repayment in labour, each with different lending and repayment conditions and interest rates. Conclusion This study suggests the importance of informal credit for coping with the cost of treatment and its potentially negative impact on the livelihood of Cambodian people. We provide directions for further studies on financial protection interventions to mitigate harmful borrowing practices to pay for health care in Cambodia. PMID:23134845

  13. Case study of a full-scale evapotranspiration cover

    USGS Publications Warehouse

    McGuire, Patrick E.; Andraski, Brian J.; Archibald, Ryan E.

    2009-01-01

    The design, construction, and performance analyses of a 6.1ha evapotranspiration (ET) landfill cover at the semiarid U.S. Army Fort Carson site, near Colorado Springs, Colo. are presented. Initial water-balance model simulations, using literature reported soil hydraulic data, aided selection of borrow-source soil type(s) that resulted in predictions of negligible annual drainage (⩽1mm∕year). Final construction design was based on refined water-balance simulations using laboratory determined soil hydraulic values from borrow area natural soil horizons that were described with USDA soil classification methods. Cover design components included a 122cmthick clay loam (USDA), compaction ⩽80% of the standard Proctor maximum dry density (dry bulk density ∼1.3Mg∕m3), erosion control measures, top soil amended with biosolids, and seeding with native grasses. Favorable hydrologic performance for a 5year period was documented by lysimeter-measured and Richards’-based calculations of annual drainage that were all <0.4mm∕year. Water potential data suggest that ET removed water that infiltrated the cover and contributed to a persistent driving force for upward flow and removal of water from below the base of the cover.

  14. 13 CFR 400.205 - Application process.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... appropriate environmental site assessments, and current personal and corporate financial statements of any... statements of guarantors shall be prepared by independent Certified Public Accountants; (8) Consolidated financial statements of the Borrower for the previous three years that have been audited by an independent...

  15. 7 CFR 3560.303 - Housing project budgets.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... history, current circumstances, and market conditions. (3) Borrowers must document that the operating expenses included in the budget accurately reflect reasonable and necessary costs to operate the housing... personnel costs of permanent and part-time staff assigned directly to the project site. This includes...

  16. 7 CFR 1710.203 - Requirement to prepare a load forecast-distribution borrowers.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ...—distribution borrowers. (a) A distribution borrower that is a member of a power supply borrower with a total... forecast work plan of its power supply borrower. (b) A distribution borrower that is a member of a power supply borrower which is itself a member of another power supply borrower that has a total utility plant...

  17. 44 CFR 206.376 - Loan cancellation.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... money borrowed to pay amounts FEMA does not advance toward completion of approved Project Applications. (ii) Unreimbursed costs to local governments for providing usable sites with utilities for mobile... and fire protection and other community services for mobile home parks established as the result of or...

  18. 44 CFR 206.376 - Loan cancellation.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... money borrowed to pay amounts FEMA does not advance toward completion of approved Project Applications. (ii) Unreimbursed costs to local governments for providing usable sites with utilities for mobile... and fire protection and other community services for mobile home parks established as the result of or...

  19. 44 CFR 206.376 - Loan cancellation.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... money borrowed to pay amounts FEMA does not advance toward completion of approved Project Applications. (ii) Unreimbursed costs to local governments for providing usable sites with utilities for mobile... and fire protection and other community services for mobile home parks established as the result of or...

  20. 44 CFR 206.376 - Loan cancellation.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... money borrowed to pay amounts FEMA does not advance toward completion of approved Project Applications. (ii) Unreimbursed costs to local governments for providing usable sites with utilities for mobile... and fire protection and other community services for mobile home parks established as the result of or...

  1. Sharing prescription medication among teenage girls: potential danger to unplanned/undiagnosed pregnancies.

    PubMed

    Daniel, Katherine Lyon; Honein, Margaret A; Moore, Cynthia A

    2003-05-01

    The objective of this study was to determine how often children and adolescents share prescription medications and, because of teratogenic concerns, assess specific reasons why girls might engage in medication-sharing behaviors. Data were collected as part of Youthstyles, a mail survey of children and adolescents 9 through 18 years of age (764 girls and 804 boys) about health issues, attitudinal variables, and media preferences. Information collected by the survey included the respondent's history of borrowing or sharing prescription medications, the frequency with which sharing occurred, the reasons why medications might be borrowed or shared, and who influences their decisions to borrow or share medication. A total of 20.1% of girls and 13.4% of boys reported ever borrowing or sharing medications. Of the girls surveyed, 15.7% reported borrowing prescription medications from others, and 14.5% reported sharing their prescription medication with someone else. The reported likelihood of sharing increased with age. Medication sharing or borrowing was not a "one time only" emergency use for many: 7.3% of girls 15 through 18 years of age had shared medications >3 times. Reasons that girls gave for why they would share medications included having a prescription for the same medicine (40.2%), getting the medication from a family member (33.4%), having the same problem as the person who had the medication (29%), or wanting something strong for pimples or oily skin (10.5%). Medication sharing is relatively common among children and adolescents and is more common among girls than boys. An adolescent who receives a medication via sharing does not receive the appropriate information about its actions and possible negative interactions with other medications or any other associated risks. Sharing potentially teratogenic drugs is of special concern. Many barriers exist to communicating the risk about teratogenic drugs to women and girls, particularly if they are not planning a pregnancy or are unaware that they are already pregnant. These findings suggest the need for basic research on issues related to the dangers of medication sharing and teratogenic risks, as well as the development of successful approaches to communicate these risks.

  2. 12 CFR 391.14 - Enforcement of orders.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... credit commitment, of the borrower's overall financial condition and resources, the financial... deleted; d. An explanation of how the customer may obtain a credit report free of charge; and e... to the FTC, and should provide the FTC's Web site address and toll-free telephone number that...

  3. A rapid compatibility analysis of potential offshore sand sources for beaches of the Santa Barbara Littoral Cell

    USGS Publications Warehouse

    Mustain, N.; Griggs, G.; Barnard, P.L.

    2007-01-01

    The beaches of the Santa Barbara Littoral Cell, which are narrow as a result of either natural and/or anthropogenic factors, may benefit from nourishment. Sand compatibility is fundamental to beach nourishment success and grain size is the parameter often used to evaluate equivalence. Only after understanding which sand sizes naturally compose beaches in a specific cell, especially the smallest size that remains on the beach, can the potential compatibility of source areas, such as offshore borrow sites, be accurately assessed. This study examines sediments on the beach and in the nearshore (5-20m depth) for the entire Santa Barbara Littoral Cell east of Point Conception. A digital bed sediment camera, the Eyeball??, and spatial autocorrelation technique were used to determine sediment grain size. Here we report on whether nearshore sediments are comparable and compatible with beach sands of the Santa Barbara Littoral Cell. ?? 2007 ASCE.

  4. 7 CFR 1789.153 - Borrower funding.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 12 2014-01-01 2013-01-01 true Borrower funding. 1789.153 Section 1789.153... Consultant Services Funded by Borrowers-General § 1789.153 Borrower funding. Borrowers shall use their general funds for the purposes of funding consultant services hereunder. Borrowers may not use the...

  5. 7 CFR 1789.153 - Borrower funding.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 7 Agriculture 12 2012-01-01 2012-01-01 false Borrower funding. 1789.153 Section 1789.153... Consultant Services Funded by Borrowers-General § 1789.153 Borrower funding. Borrowers shall use their general funds for the purposes of funding consultant services hereunder. Borrowers may not use the...

  6. 7 CFR 1789.153 - Borrower funding.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 12 2011-01-01 2011-01-01 false Borrower funding. 1789.153 Section 1789.153... Consultant Services Funded by Borrowers-General § 1789.153 Borrower funding. Borrowers shall use their general funds for the purposes of funding consultant services hereunder. Borrowers may not use the...

  7. 7 CFR 1789.153 - Borrower funding.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 12 2010-01-01 2010-01-01 false Borrower funding. 1789.153 Section 1789.153... Consultant Services Funded by Borrowers-General § 1789.153 Borrower funding. Borrowers shall use their general funds for the purposes of funding consultant services hereunder. Borrowers may not use the...

  8. 7 CFR 1789.153 - Borrower funding.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 7 Agriculture 12 2013-01-01 2013-01-01 false Borrower funding. 1789.153 Section 1789.153... Consultant Services Funded by Borrowers-General § 1789.153 Borrower funding. Borrowers shall use their general funds for the purposes of funding consultant services hereunder. Borrowers may not use the...

  9. 34 CFR 682.604 - Processing the borrower's loan proceeds and counseling borrowers.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 34 Education 4 2011-07-01 2011-07-01 false Processing the borrower's loan proceeds and counseling... Processing the borrower's loan proceeds and counseling borrowers. (a) General. (1) This section establishes rules governing a school's processing of a borrower's Stafford or PLUS loan proceeds, and for counseling...

  10. 34 CFR 682.604 - Processing the borrower's loan proceeds and counseling borrowers.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Processing the borrower's loan proceeds and counseling...'s loan proceeds and counseling borrowers. (a) General. (1) This section establishes rules governing a school's processing of a borrower's Stafford or PLUS loan proceeds, and for counseling borrowers...

  11. 34 CFR 682.604 - Processing the borrower's loan proceeds and counseling borrowers.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... 34 Education 4 2012-07-01 2012-07-01 false Processing the borrower's loan proceeds and counseling... Processing the borrower's loan proceeds and counseling borrowers. (a) General. (1) This section establishes rules governing a school's processing of a borrower's Stafford or PLUS loan proceeds, and for counseling...

  12. 34 CFR 682.604 - Processing the borrower's loan proceeds and counseling borrowers.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... 34 Education 4 2013-07-01 2013-07-01 false Processing the borrower's loan proceeds and counseling... Processing the borrower's loan proceeds and counseling borrowers. (a) General. (1) This section establishes rules governing a school's processing of a borrower's Stafford or PLUS loan proceeds, and for counseling...

  13. 7 CFR 1822.263 - Definitions.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... agency of a State or local government. (c) Rural area is open country or rural places as defined in 7 CFR part 3550, subpart A. (d) Development cost means the cost of purchasing and developing the sites..., necessary equipment and estimated interest which the borrower cannot pay from other sources. (e) RHS section...

  14. Borrowing Money. Science and Technology Education in Philippine Society.

    ERIC Educational Resources Information Center

    Philippines Univ., Quezon City. Inst. for Science and Mathematics Education Development.

    This module discusses several borrowing schemes to help students see more clearly the effects of borrowing money on both the lender and the borrower. They include borrowing from personal lenders, from "5-6" operators, and from credit unions. Three exercise sets with answers (one for each borrowing scheme), a short list of references, and…

  15. 7 CFR 1710.208 - RUS criteria for approval of all load forecasts by power supply borrowers and by distribution...

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... power supply borrowers and by distribution borrowers required to maintain an approved load forecast on... forecasts by power supply borrowers and by distribution borrowers required to maintain an approved load forecast on an ongoing basis. All load forecasts submitted by power supply borrowers and by distribution...

  16. 7 CFR 1710.208 - RUS criteria for approval of all load forecasts by power supply borrowers and by distribution...

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... power supply borrowers and by distribution borrowers required to maintain an approved load forecast on... forecasts by power supply borrowers and by distribution borrowers required to maintain an approved load forecast on an ongoing basis. All load forecasts submitted by power supply borrowers and by distribution...

  17. 7 CFR 1710.208 - RUS criteria for approval of all load forecasts by power supply borrowers and by distribution...

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... power supply borrowers and by distribution borrowers required to maintain an approved load forecast on... forecasts by power supply borrowers and by distribution borrowers required to maintain an approved load forecast on an ongoing basis. All load forecasts submitted by power supply borrowers and by distribution...

  18. 7 CFR 1710.208 - RUS criteria for approval of all load forecasts by power supply borrowers and by distribution...

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... power supply borrowers and by distribution borrowers required to maintain an approved load forecast on... forecasts by power supply borrowers and by distribution borrowers required to maintain an approved load forecast on an ongoing basis. All load forecasts submitted by power supply borrowers and by distribution...

  19. 7 CFR 1710.207 - RUS criteria for approval of load forecasts by distribution borrowers not required to maintain an...

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... distribution borrowers that are unaffiliated with a power supply borrower, or by distribution borrowers that are members of a power supply borrower that has a total utility plant less than $500 million and that is not itself a member of another power supply borrower with a total utility plant of $500 million or...

  20. Cultural Resources Survey of EABPL Off-Site Borrow Areas, Levee Items E- 64, E-76, and E-84A, Iberville, Iberia, and Assumption Parishes, Louisiana

    DTIC Science & Technology

    1994-07-01

    Virginia willow (Itea virginica), alligatorweed (Alternanthera philoxeroides), water hyssop ( Bacopa monnien), Frogbit (Limnobium spongia), swamp lily...uwdus spp.), and dodder (Cuscuta geonovi) (Gibson 1978:106). Additional fresh water marsh species include Carolina bacopa ( Bacopa caroliniana

  1. A Cultural Resources Survey of the Keith Mosbey Borrow Site Permit Request, Castor River-19, Green County, Arkansas.

    DTIC Science & Technology

    1990-07-01

    on gathering wild plant and animal resources (such as fish and shellfish) and hunting small mammals, deer and Pleistocene megafauna . -2- Dalton...would undoubtedly continue to include gathering, fishing and hunting as important subsystems to supplement the diet with proteins and other nutrients

  2. 7 CFR 1786.155 - Eligible borrower.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... purpose of determining eligibility for prepayment, a default by a power supply borrower from which a distribution borrower purchases wholesale power shall not be considered a default by the distribution borrower... borrower shall be current on all obligations under any wholesale power contract with an RUS financed power...

  3. 7 CFR 1786.155 - Eligible borrower.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... purpose of determining eligibility for prepayment, a default by a power supply borrower from which a distribution borrower purchases wholesale power shall not be considered a default by the distribution borrower... borrower shall be current on all obligations under any wholesale power contract with an RUS financed power...

  4. 7 CFR 1951.262 - Farm Credit Programs-graduation of borrowers.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 14 2011-01-01 2011-01-01 false Farm Credit Programs-graduation of borrowers. 1951... Credit Needs and Graduation of Borrowers § 1951.262 Farm Credit Programs—graduation of borrowers. (a)-(d) [Reserved] (e) Graduation candidates. Borrowers who are classified “commercial” or “standard” are graduation...

  5. 7 CFR 1951.262 - Farm Credit Programs-graduation of borrowers.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 7 Agriculture 14 2012-01-01 2012-01-01 false Farm Credit Programs-graduation of borrowers. 1951... Credit Needs and Graduation of Borrowers § 1951.262 Farm Credit Programs—graduation of borrowers. (a)-(d) [Reserved] (e) Graduation candidates. Borrowers who are classified “commercial” or “standard” are graduation...

  6. 7 CFR 1951.262 - Farm Credit Programs-graduation of borrowers.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 7 Agriculture 14 2013-01-01 2013-01-01 false Farm Credit Programs-graduation of borrowers. 1951... Credit Needs and Graduation of Borrowers § 1951.262 Farm Credit Programs—graduation of borrowers. (a)-(d) [Reserved] (e) Graduation candidates. Borrowers who are classified “commercial” or “standard” are graduation...

  7. 7 CFR 1951.262 - Farm Credit Programs-graduation of borrowers.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 14 2014-01-01 2014-01-01 false Farm Credit Programs-graduation of borrowers. 1951... Credit Needs and Graduation of Borrowers § 1951.262 Farm Credit Programs—graduation of borrowers. (a)-(d) [Reserved] (e) Graduation candidates. Borrowers who are classified “commercial” or “standard” are graduation...

  8. 7 CFR 1717.301 - Policy.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... in Rate Making in Connection With Power Supply Borrowers § 1717.301 Policy. (a) RUS makes and... condition to making or guaranteeing any loans to power supply borrowers, that the borrower enter into RUS... the power supply borrower to make payments on account of all indebtedness of the power supply borrower...

  9. 7 CFR 1717.301 - Policy.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... in Rate Making in Connection With Power Supply Borrowers § 1717.301 Policy. (a) RUS makes and... condition to making or guaranteeing any loans to power supply borrowers, that the borrower enter into RUS... the power supply borrower to make payments on account of all indebtedness of the power supply borrower...

  10. 7 CFR 1951.263 - Graduation of non-Farm Credit programs borrowers.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... format if the borrower's financial situation is accurately reflected. The borrower has 60 days for group... graduate within 30 days for RH borrowers, and 90 days for group type borrowers, after the date of the... loan request. (4) The difference in interest rates between the Agency and other lenders will not be...

  11. 7 CFR 1951.264 - Action when borrower fails to cooperate, respond or graduate.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 14 2011-01-01 2011-01-01 false Action when borrower fails to cooperate, respond or... Analyzing Credit Needs and Graduation of Borrowers § 1951.264 Action when borrower fails to cooperate, respond or graduate. (a) When borrowers with other than FCP loans fail to: (1) Provide information...

  12. 7 CFR 1951.264 - Action when borrower fails to cooperate, respond or graduate.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 14 2010-01-01 2009-01-01 true Action when borrower fails to cooperate, respond or... Analyzing Credit Needs and Graduation of Borrowers § 1951.264 Action when borrower fails to cooperate, respond or graduate. (a) When borrowers with other than FCP loans fail to: (1) Provide information...

  13. 7 CFR 1951.264 - Action when borrower fails to cooperate, respond or graduate.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 7 Agriculture 14 2012-01-01 2012-01-01 false Action when borrower fails to cooperate, respond or... Analyzing Credit Needs and Graduation of Borrowers § 1951.264 Action when borrower fails to cooperate, respond or graduate. (a) When borrowers with other than FCP loans fail to: (1) Provide information...

  14. 7 CFR 1951.264 - Action when borrower fails to cooperate, respond or graduate.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 14 2014-01-01 2014-01-01 false Action when borrower fails to cooperate, respond or... Analyzing Credit Needs and Graduation of Borrowers § 1951.264 Action when borrower fails to cooperate, respond or graduate. (a) When borrowers with other than FCP loans fail to: (1) Provide information...

  15. 7 CFR 1951.264 - Action when borrower fails to cooperate, respond or graduate.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 7 Agriculture 14 2013-01-01 2013-01-01 false Action when borrower fails to cooperate, respond or... Analyzing Credit Needs and Graduation of Borrowers § 1951.264 Action when borrower fails to cooperate, respond or graduate. (a) When borrowers with other than FCP loans fail to: (1) Provide information...

  16. 7 CFR 1951.263 - Graduation of non-Farm Credit programs borrowers.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 7 Agriculture 14 2012-01-01 2012-01-01 false Graduation of non-Farm Credit programs borrowers... Credit Needs and Graduation of Borrowers § 1951.263 Graduation of non-Farm Credit programs borrowers. (a... required for refinancing, or when a borrower is a public body and must issue bonds to accomplish graduation...

  17. 7 CFR 1951.263 - Graduation of non-Farm Credit programs borrowers.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 7 Agriculture 14 2013-01-01 2013-01-01 false Graduation of non-Farm Credit programs borrowers... Credit Needs and Graduation of Borrowers § 1951.263 Graduation of non-Farm Credit programs borrowers. (a... required for refinancing, or when a borrower is a public body and must issue bonds to accomplish graduation...

  18. 7 CFR 1951.263 - Graduation of non-Farm Credit programs borrowers.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 14 2011-01-01 2011-01-01 false Graduation of non-Farm Credit programs borrowers... Credit Needs and Graduation of Borrowers § 1951.263 Graduation of non-Farm Credit programs borrowers. (a... required for refinancing, or when a borrower is a public body and must issue bonds to accomplish graduation...

  19. 7 CFR 1951.263 - Graduation of non-Farm Credit programs borrowers.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 14 2014-01-01 2014-01-01 false Graduation of non-Farm Credit programs borrowers... Credit Needs and Graduation of Borrowers § 1951.263 Graduation of non-Farm Credit programs borrowers. (a... required for refinancing, or when a borrower is a public body and must issue bonds to accomplish graduation...

  20. Testing the Nonce Borrowing Hypothesis: Counter-Evidence from English-Origin Verbs in Welsh

    ERIC Educational Resources Information Center

    Stammers, Jonathan R.; Deuchar, Margaret

    2012-01-01

    According to the nonce borrowing hypothesis (NBH), "[n]once borrowings pattern exactly like their native counterparts in the (unmixed) recipient language" (Poplack & Meechan, 1998a, p. 137). Nonce borrowings (Sankoff, Poplack & Vanniarajan, 1990, p. 74) are "lone other-language items" which differ from established borrowings in terms of frequency…

  1. 24 CFR 201.24 - Security requirements.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... borrower and all other owners in fee simple. (ii) If the borrower is a lessee, the borrower and all owners in fee simple must execute the mortgage or deed of trust. If the borrower is purchasing the property under a land installment contract, the borrower, all owners in fee simple, and all intervening contract...

  2. 12 CFR 701.38 - Borrowed funds from natural persons.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Borrowed funds from natural persons. 701.38... ORGANIZATION AND OPERATION OF FEDERAL CREDIT UNIONS § 701.38 Borrowed funds from natural persons. (a) Federal credit unions may borrow from a natural person, provided: (1) The borrowing is evidenced by a signed...

  3. 12 CFR 701.38 - Borrowed funds from natural persons.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Borrowed funds from natural persons. 701.38... ORGANIZATION AND OPERATION OF FEDERAL CREDIT UNIONS § 701.38 Borrowed funds from natural persons. (a) Federal credit unions may borrow from a natural person, provided: (1) The borrowing is evidenced by a signed...

  4. Santa Ana River Main Stem Including Santiago Creek, Counties of Orange, Riverside, and San Bernardino, California. Phase I General Design Memorandum. Main Report and Supplemental Environmental Impact Statement.

    DTIC Science & Technology

    1980-09-01

    insurance costs, a decrease in available low-income housing which tends to cluster around the river, increase in the cost of existing housing (from...developable lands is thus a real loss, not merely a paper loss of unquantifiable "potential." The relocation of the established residential community, a...habitat largely vegetation types somewhat, due tolarge dom releasNS. Least Bell’s virgo No change. 1,OOD-acre Prado borrow 440 acres of borrow Mo change

  5. 12 CFR 617.7105 - When must a qualified lender disclose the effective interest rate to a borrower?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... effective interest rate to a borrower? 617.7105 Section 617.7105 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM BORROWER RIGHTS Disclosure of Effective Interest Rates § 617.7105 When must a qualified lender disclose the effective interest rate to a borrower? (a) Disclosure to prospective borrowers...

  6. 7 CFR 1924.8 - Development work for modular/panelized housing units.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... (exhibit B, attachment 5 of this subpart), stating that the building has been built substantially in..., attachment 5 of this subpart). (d) Responsibility for field inspections will be in accordance with § 1924.9(a... borrower for the complete house in place on the site. Such contracts should provide that payments will be...

  7. 7 CFR 3550.102 - Grant and loan purposes.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... borrower is liable and which are not paid from other funds. (4) Real estate taxes that are due and payable on the property at the time of closing and for the establishment of escrow accounts for real estate... provided: (1) The applicant owns the home and site and has occupied the home prior to filing an application...

  8. Data Show No Evidence of "Over-Borrowing" at Community Colleges. Fact Sheet

    ERIC Educational Resources Information Center

    Institute for College Access & Success, 2014

    2014-01-01

    Some community colleges have expressed concerns that their students borrow more than they need in federal loans. However, "the data do not support claims of 'over-borrowing' at community colleges." The vast majority of community college students do not borrow federal loans at all, and the few who do borrow do not take out large loan…

  9. Recognition of English and German Borrowings in the Russian Language (Based on Lexical Borrowings in the Field of Economics)

    ERIC Educational Resources Information Center

    Ashrapova, Alsu; Alendeeva, Svetlana

    2014-01-01

    This article is the result of a study of the influence of English and German on the Russian language during the English learning based on lexical borrowings in the field of economics. This paper discusses the use and recognition of borrowings from the English and German languages by Russian native speakers. The use of lexical borrowings from…

  10. Facebook for Supervision? Research Education Shaped by the Structural Properties of a Social Media Space

    ERIC Educational Resources Information Center

    Pimmer, Christoph; Chipps, Jennifer; Brysiewicz, Petra; Walters, Fiona; Linxen, Sebastian; Gröhbiel, Urs

    2017-01-01

    This study analyses the use of a group space on the social networking site Facebook as a way to facilitate research supervision for teams of learners. Borrowing Lee's framework for research supervision, the goal was to understand how supervision and learning was achieved in, and shaped by, the properties of a social networking space. For this…

  11. 7 CFR 765.101 - Borrower graduation requirements.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 7 Agriculture 7 2013-01-01 2013-01-01 false Borrower graduation requirements. 765.101 Section 765..., DEPARTMENT OF AGRICULTURE SPECIAL PROGRAMS DIRECT LOAN SERVICING-REGULAR Borrower Graduation § 765.101 Borrower graduation requirements. (a) In accordance with the promissory note and security instruments, the...

  12. 7 CFR 765.101 - Borrower graduation requirements.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 7 2011-01-01 2011-01-01 false Borrower graduation requirements. 765.101 Section 765..., DEPARTMENT OF AGRICULTURE SPECIAL PROGRAMS DIRECT LOAN SERVICING-REGULAR Borrower Graduation § 765.101 Borrower graduation requirements. (a) In accordance with the promissory note and security instruments, the...

  13. 7 CFR 765.101 - Borrower graduation requirements.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 7 2014-01-01 2014-01-01 false Borrower graduation requirements. 765.101 Section 765..., DEPARTMENT OF AGRICULTURE SPECIAL PROGRAMS DIRECT LOAN SERVICING-REGULAR Borrower Graduation § 765.101 Borrower graduation requirements. (a) In accordance with the promissory note and security instruments, the...

  14. 7 CFR 765.101 - Borrower graduation requirements.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 7 Agriculture 7 2012-01-01 2012-01-01 false Borrower graduation requirements. 765.101 Section 765..., DEPARTMENT OF AGRICULTURE SPECIAL PROGRAMS DIRECT LOAN SERVICING-REGULAR Borrower Graduation § 765.101 Borrower graduation requirements. (a) In accordance with the promissory note and security instruments, the...

  15. 7 CFR 761.102 - Borrower recordkeeping, reporting, and supervision.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 7 2011-01-01 2011-01-01 false Borrower recordkeeping, reporting, and supervision. 761.102 Section 761.102 Agriculture Regulations of the Department of Agriculture (Continued) FARM... Credit § 761.102 Borrower recordkeeping, reporting, and supervision. (a) A borrower must maintain...

  16. 7 CFR 761.102 - Borrower recordkeeping, reporting, and supervision.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 7 Agriculture 7 2012-01-01 2012-01-01 false Borrower recordkeeping, reporting, and supervision. 761.102 Section 761.102 Agriculture Regulations of the Department of Agriculture (Continued) FARM... ADMINISTRATION Supervised Credit § 761.102 Borrower recordkeeping, reporting, and supervision. (a) A borrower...

  17. 7 CFR 761.102 - Borrower recordkeeping, reporting, and supervision.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 7 2010-01-01 2010-01-01 false Borrower recordkeeping, reporting, and supervision. 761.102 Section 761.102 Agriculture Regulations of the Department of Agriculture (Continued) FARM... Credit § 761.102 Borrower recordkeeping, reporting, and supervision. (a) A borrower must maintain...

  18. 7 CFR 761.102 - Borrower recordkeeping, reporting, and supervision.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 7 Agriculture 7 2013-01-01 2013-01-01 false Borrower recordkeeping, reporting, and supervision. 761.102 Section 761.102 Agriculture Regulations of the Department of Agriculture (Continued) FARM... ADMINISTRATION Supervised Credit § 761.102 Borrower recordkeeping, reporting, and supervision. (a) A borrower...

  19. 7 CFR 761.102 - Borrower recordkeeping, reporting, and supervision.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 7 2014-01-01 2014-01-01 false Borrower recordkeeping, reporting, and supervision. 761.102 Section 761.102 Agriculture Regulations of the Department of Agriculture (Continued) FARM... ADMINISTRATION Supervised Credit § 761.102 Borrower recordkeeping, reporting, and supervision. (a) A borrower...

  20. 7 CFR 1710.102 - Borrower eligibility for different types of loans.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... financing of distribution and subtransmission facilities of both distribution and power supply borrowers... distribution and subtransmission facilities of both distribution and power supply borrowers, including, under.... Both distribution and power supply borrowers are eligible for 100 percent loan guarantees under section...

  1. 7 CFR 1710.102 - Borrower eligibility for different types of loans.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... financing of distribution and subtransmission facilities of both distribution and power supply borrowers... distribution and subtransmission facilities of both distribution and power supply borrowers, including, under.... Both distribution and power supply borrowers are eligible for 100 percent loan guarantees under section...

  2. Modeling Lexical Borrowability.

    ERIC Educational Resources Information Center

    van Hout, Roeland; Muysken, Pieter

    1994-01-01

    Develops analytical techniques to determine "borrowability," the ease with which a lexical item or category of lexical items can be borrowed by one language from another. These techniques are then applied to Spanish borrowings in Bolivian Quechua on the basis of a set of bilingual texts. (29 references) (MDM)

  3. 7 CFR 1962.13 - Notification to potential purchasers.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... address of the debtor. (2) The name and address of any secured party. (3) The Social Security number or... exclude those borrowers whose only crops for sale require FSA Farm Programs (formerly ASCS) marketing...

  4. 7 CFR 1710.251 - Construction work plans-distribution borrowers.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 11 2010-01-01 2010-01-01 false Construction work plans-distribution borrowers. 1710...—distribution borrowers. (a) All distribution borrowers must maintain a current CWP approved by their board of directors covering all new construction, improvements, replacements, and retirements of distribution and...

  5. 7 CFR 765.102 - Borrower noncompliance with graduation requirements.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 7 Agriculture 7 2013-01-01 2013-01-01 false Borrower noncompliance with graduation requirements... Graduation § 765.102 Borrower noncompliance with graduation requirements. Borrower failure to fulfill all graduation requirements within the time-period specified by the Agency constitutes default on the loan. The...

  6. 7 CFR 765.102 - Borrower noncompliance with graduation requirements.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 7 2011-01-01 2011-01-01 false Borrower noncompliance with graduation requirements... Graduation § 765.102 Borrower noncompliance with graduation requirements. Borrower failure to fulfill all graduation requirements within the time-period specified by the Agency constitutes default on the loan. The...

  7. 7 CFR 765.102 - Borrower noncompliance with graduation requirements.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 7 Agriculture 7 2012-01-01 2012-01-01 false Borrower noncompliance with graduation requirements... Graduation § 765.102 Borrower noncompliance with graduation requirements. Borrower failure to fulfill all graduation requirements within the time-period specified by the Agency constitutes default on the loan. The...

  8. 7 CFR 765.102 - Borrower noncompliance with graduation requirements.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 7 2010-01-01 2010-01-01 false Borrower noncompliance with graduation requirements... Graduation § 765.102 Borrower noncompliance with graduation requirements. Borrower failure to fulfill all graduation requirements within the time-period specified by the Agency constitutes default on the loan. The...

  9. 7 CFR 765.102 - Borrower noncompliance with graduation requirements.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 7 2014-01-01 2014-01-01 false Borrower noncompliance with graduation requirements... Graduation § 765.102 Borrower noncompliance with graduation requirements. Borrower failure to fulfill all graduation requirements within the time-period specified by the Agency constitutes default on the loan. The...

  10. Direct Consolidation Loan Guide for Schools.

    ERIC Educational Resources Information Center

    Department of Education, Washington, DC.

    This guide is intended to help educational institutions counsel students and parents about consolidation of federal education loans for borrowers in repayment, borrowers in default, and borrowers who are still in school. Through consolidation, borrowers may combine various types of federal education loans, including direct loans and loans made…

  11. 7 CFR 1717.653 - Borrowers in default.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ..., to be in the financial interest of the government with respect to loan security and/or repayment. If... AGRICULTURE POST-LOAN POLICIES AND PROCEDURES COMMON TO INSURED AND GUARANTEED ELECTRIC LOANS Investments, Loans, and Guarantees by Electric Borrowers § 1717.653 Borrowers in default. Any borrower not in...

  12. Fish assemblages in borrow-pit lakes of the Lower Mississippi River

    USGS Publications Warehouse

    Miranda, Leandro E.; Killgore, K. J.; Hoover, J.J.

    2013-01-01

    Borrow-pit lakes encompass about a third of the lentic water habitats (by area) in the active floodplain of the Lower Mississippi River, yet little is known about their fish assemblages. We investigated whether fish assemblages supported by borrow-pit lakes resembled those in oxbow lakes to help place the ecological relevance of borrow-pit lakes in context with that of natural floodplain lakes. In all, we collected 75 fish species, including 65 species in eight borrow-pit lakes, 52 species in four riverside oxbow lakes, and 44 species in eight landside oxbow lakes. Significant differences in several species richness metrics were evident between borrow-pit lakes and landside oxbow lakes but not between borrow-pit lakes and riverside oxbow lakes. All three lake types differed in fish assemblage composition. Borrow-pit lakes and riverside oxbow lakes tended to include a greater representation of fish species that require access to diverse environments, including lentic, lotic, and palustrine habitats; fish assemblages in landside oxbow lakes included a higher representation of lacustrine species. None of the fish species collected in borrow-pit lakes was federally listed as threatened or endangered, but several were listed as species of special concern by state governments in the region, suggesting that borrow-pit lakes provide habitat for sensitive riverine and wetland fish species. Differences in fish assemblages among borrow-pit lakes were linked to engineered morphologic features, suggesting that diversity in engineering can contribute to diversity in fish assemblages; however, more research is needed to match engineering designs with fish assemblage structures that best meet conservation needs.

  13. 34 CFR 685.213 - Total and permanent disability discharge.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... Loan based on a total and permanent disability, a borrower must submit a discharge application to the..., who is a doctor of medicine or osteopathy legally authorized to practice in a State, that the borrower... require the borrower to submit additional medical evidence if the Secretary determines that the borrower's...

  14. 34 CFR 685.213 - Total and permanent disability discharge.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... Loan based on a total and permanent disability, a borrower must submit a discharge application to the..., who is a doctor of medicine or osteopathy legally authorized to practice in a State, that the borrower... require the borrower to submit additional medical evidence if the Secretary determines that the borrower's...

  15. 34 CFR 682.604 - Required exit counseling for borrowers.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... 34 Education 4 2014-07-01 2014-07-01 false Required exit counseling for borrowers. 682.604 Section... counseling for borrowers. (a) Exit counseling. (1) A school must ensure that exit counseling is conducted... ensure that this counseling is conducted shortly before the student borrower ceases at least half-time...

  16. Undeclared Imports: Silent Borrowing in Educational Policy-Making and Research in Sweden

    ERIC Educational Resources Information Center

    Waldow, Florian

    2009-01-01

    Research on educational policy borrowing has mostly focused on explicit transfer processes, often highlighting how explicit reference to the international has served legitimatory purposes in the borrowing country. In contrast, this paper focuses on "silent" borrowing, i.e. non-acknowledged processes of policy transfer. The paper argues…

  17. Interlingual and Interdialectal Borrowings in Chinese.

    ERIC Educational Resources Information Center

    Chao, Y.R.

    The processes involved in "borrowing" words and structures between languages and among dialects are discussed and illustrated. Interlingual borrowings between Chinese and other languages have taken place in several different ways. Sometimes the sounds of the foreign word are imitated using the sounds of the borrowing language ("leidar" for 'radar'…

  18. 7 CFR 1806.28 - Borrowers required to escrow.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... insufficient funds to pay the flood insurance premium when due, the County Supervisor will request the borrower... the flood insurance premium is being paid, the advance will be charged to the initial or lowest... REGULATIONS INSURANCE National Flood Insurance § 1806.28 Borrowers required to escrow. For borrowers required...

  19. 7 CFR 1951.7 - Accounts of borrowers.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... collection-only borrowers. (1) Collection-only borrowers are expected to pay debts to FmHA or its successor agency under Public Law 103-354 in accordance with their ability to pay. Efforts to collect such debts... activities. If these borrowers are unable to pay in full, appropriate debt settlement policies should be...

  20. 34 CFR 682.209 - Repayment of a loan.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... a borrower who is a member of a reserve component of the Armed Forces named in section 10101 of... borrower's expected total monthly gross income received by the borrower from employment and from other... the most recent total monthly gross income received by the borrower from employment and from other...

  1. Measuring Air Quality in a Construction Site Biotope Using the AQM-65 Analyser

    NASA Astrophysics Data System (ADS)

    Ioana-Alina, Creţan; Nicoleta, Nemeș

    2017-10-01

    Activities related to the execution of construction works often exert pressure on the quality of environmental factors in adjacent habitat. In various stages of realization of the works if is the opening of the building site and access roads, borrow pits and the storage, or the construction itself, all the related activities will cause harm in various degrees of vegetation on the construction site and its surroundings. Large areas are rendered non-productive and, although they should be restored for use in the same place or elsewhere, sometimes they can lose their natural habitat baseline. The paper is presenting a case study of air quality monitoring using the AQM 65 analyser for a construction site located near Timisoara locality, Timis County, Romania.

  2. Sustainable High-Potential Career Development: A Resource-Based View.

    ERIC Educational Resources Information Center

    Iles, Paul

    1997-01-01

    In the current economic climate, fast-track career models pose problems for individuals and organizations. An alternative model uses a resource-based view of the company and principles of sustainable development borrowed from environmentalism. (SK)

  3. 12 CFR 615.5250 - Disclosure requirements for borrower stock.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Disclosure requirements for borrower stock. 615... Disclosure requirements for borrower stock. (a) For sales of borrower stock, which for this subpart means... an at-risk investment and not a compensating balance; (ii) That the equity is retireable only at the...

  4. 34 CFR 685.215 - Discharge for false certification of student eligibility or unauthorized payment.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... accordance with the provisions of this section if a school falsely certifies the eligibility of the borrower... student's eligibility to borrow to have been falsely certified by the school if the school— (i) Certified... the school, without the borrower's authorization, endorsed the borrower's loan check or signed the...

  5. 7 CFR 1717.302 - Definitions and rules of construction.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... ELECTRIC LOANS Federal Pre-emption in Rate Making in Connection With Power Supply Borrowers § 1717.302... otherwise stated in the text, “borrower” shall mean power supply borrower. Loan contract means the agreement... loans made or guaranteed pursuant to the RE Act. Power supply borrower means any borrower engaged in the...

  6. 7 CFR 1717.302 - Definitions and rules of construction.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... ELECTRIC LOANS Federal Pre-emption in Rate Making in Connection With Power Supply Borrowers § 1717.302... otherwise stated in the text, “borrower” shall mean power supply borrower. Loan contract means the agreement... loans made or guaranteed pursuant to the RE Act. Power supply borrower means any borrower engaged in the...

  7. 12 CFR 220.10 - Borrowing and lending securities.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 3 2010-01-01 2010-01-01 false Borrowing and lending securities. 220.10... RESERVE SYSTEM CREDIT BY BROKERS AND DEALERS (REGULATION T) § 220.10 Borrowing and lending securities. (a) Without regard to the other provisions of this part, a creditor may borrow or lend securities for the...

  8. 34 CFR 685.209 - Income contingent repayment plan.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... borrower's AGI minus the amount of the “HHS Poverty Guidelines for all States (except Alaska and Hawaii... borrower's AGI minus the amounts in the “HHS Poverty Guidelines for Alaska” and the “HHS Poverty Guidelines... borrower has more than one person in the borrower's family, the Secretary applies the HHS Poverty...

  9. 34 CFR 685.209 - Income contingent repayment plan.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... borrower's AGI minus the amount of the “HHS Poverty Guidelines for all States (except Alaska and Hawaii... borrower's AGI minus the amounts in the “HHS Poverty Guidelines for Alaska” and the “HHS Poverty Guidelines... borrower has more than one person in the borrower's family, the Secretary applies the HHS Poverty...

  10. 7 CFR 1944.425 - Handling and accounting for borrower loan funds.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 7 Agriculture 13 2013-01-01 2013-01-01 false Handling and accounting for borrower loan funds. 1944... Grants § 1944.425 Handling and accounting for borrower loan funds. Grantees will be required to administer borrower loan funds during the construction phases. The extent of their involvement will depend on...

  11. 7 CFR 1944.425 - Handling and accounting for borrower loan funds.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 13 2014-01-01 2013-01-01 true Handling and accounting for borrower loan funds. 1944... Grants § 1944.425 Handling and accounting for borrower loan funds. Grantees will be required to administer borrower loan funds during the construction phases. The extent of their involvement will depend on...

  12. 7 CFR 1944.425 - Handling and accounting for borrower loan funds.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 7 Agriculture 13 2012-01-01 2012-01-01 false Handling and accounting for borrower loan funds. 1944... Grants § 1944.425 Handling and accounting for borrower loan funds. Grantees will be required to administer borrower loan funds during the construction phases. The extent of their involvement will depend on...

  13. 7 CFR 1944.425 - Handling and accounting for borrower loan funds.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 13 2011-01-01 2009-01-01 true Handling and accounting for borrower loan funds. 1944... Grants § 1944.425 Handling and accounting for borrower loan funds. Grantees will be required to administer borrower loan funds during the construction phases. The extent of their involvement will depend on...

  14. 7 CFR 4287.145 - Default by borrower.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 15 2010-01-01 2010-01-01 false Default by borrower. 4287.145 Section 4287.145... Loans § 4287.145 Default by borrower. (a) The lender must notify the Agency when a borrower is 30 days past due on a payment or is otherwise in default of the Loan Agreement. Form FmHA 1980-44, “Guaranteed...

  15. 77 FR 20796 - Annual Updates to the Income Contingent Repayment (ICR) Plan Formula for 2011; William D. Ford...

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-04-06

    ... Amounts General notes about the examples in this attachment: The interest rates used in the examples are... in this attachment. For married borrowers, the outstanding balance on the loans of each borrower and... proportion as that borrower's debt to the total outstanding balance. Each borrower is billed separately. For...

  16. 42 CFR 60.8 - What are the borrower's major rights and responsibilities?

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 42 Public Health 1 2010-10-01 2010-10-01 false What are the borrower's major rights and responsibilities? 60.8 Section 60.8 Public Health PUBLIC HEALTH SERVICE, DEPARTMENT OF HEALTH AND HUMAN SERVICES GRANTS HEALTH EDUCATION ASSISTANCE LOAN PROGRAM The Borrower § 60.8 What are the borrower's major rights...

  17. Effective Counseling, Empowered Borrowers: An Evidence-Based Policy Agenda for Informed Student Loan Borrowing and Repayment. Research Report

    ERIC Educational Resources Information Center

    Fernandez, Chris

    2016-01-01

    To manage their loans effectively, U.S. postsecondary student loan borrowers must make a variety of important decisions that require significant knowledge and financial skills and entail considerable risk. Federal law requires colleges to provide student loan counseling to their federal student loan borrowers, but there is significant room for…

  18. The Changing Profile of Student Borrowers: Biggest Increase in Borrowing Has Been among More Affluent Students

    ERIC Educational Resources Information Center

    Fry, Richard

    2014-01-01

    This report focuses on the family income background of recent college graduates who took on student debt and how the financial profile of borrowers has changed over the past 20 years. Many recent analyses have examined why undergraduates are borrowing more for their education. This analysis seeks to illuminate which undergraduates are increasingly…

  19. 12 CFR 617.7120 - How should a qualified lender present the disclosures to a borrower?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... SYSTEM BORROWER RIGHTS Disclosure of Effective Interest Rates § 617.7120 How should a qualified lender present the disclosures to a borrower? A qualified lender must: (a) Disclose the effective interest rate..., in a form that is easy to read and understand and that the borrower may keep; and (b) Not combine the...

  20. 7 CFR 1717.860 - Lien accommodations and subordinations under section 306E of the RE Act.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... worth will be based on the borrower's most recent financial and statistical report, the data in which... statistical reports (Form 7 for distribution borrowers and Form 12a for power supply borrowers) are subject to... borrower's financial and statistical report, the data in which shall not be more than 60 days old when the...

  1. 7 CFR 1717.657 - Investments above the 15 percent level by certain borrowers not exempt under § 1717.656(a).

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... plant. (d) Distribution and power supply borrowers. If the aggregate of the investments, loans and... investment controls under § 1717.656(a) may not make investments, loans and guarantees in an aggregate amount... (d) of this section.) (c) Power supply borrowers. (1) Power supply borrowers not exempt from RUS...

  2. 25 CFR 103.27 - Can the borrower get help preparing its loan application or putting its loan funds to use?

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... § 103.17(d). The borrower should contact the BIA field or agency office serving the area in which the borrower's business is to be located, or if there is no separate field or agency office serving the area, then the borrower should contact the BIA regional office serving the area. ...

  3. 7 CFR 1710.202 - Requirement to prepare a load forecast-power supply borrowers.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 11 2011-01-01 2011-01-01 false Requirement to prepare a load forecast-power supply...—power supply borrowers. (a) A power supply borrower with a total utility plant of $500 million or more... be prepared pursuant to the approved load forecast work plan. (b) A power supply borrower that is a...

  4. 78 FR 17766 - Interagency Guidance on Leveraged Lending

    Federal Register 2010, 2011, 2012, 2013, 2014

    2013-03-22

    ..., Board, and FDIC that engage in leveraged lending activities. The number of community banks with substantial involvement in leveraged lending is small; therefore, the agencies generally expect community... potential impact of stressful events and circumstances on borrowers' financial condition. Recent financial...

  5. 34 CFR 682.603 - Certification by a participating school in connection with a loan application.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... of a parent borrower, the student for whom the loan is intended, is complete and accurate. Except as provided in 34 CFR part 668, subpart E, a school may rely in good faith upon statements made by the borrower and, in the case of a parent borrower of a PLUS loan, the student and the parent borrower. (b) The...

  6. Boon or bane: 401(k) loans and employee contributions.

    PubMed

    Wenger, Jeffrey B; Weller, Christian E

    2014-09-01

    Economic and behavioral theories arrive at different conclusions about the effect of being allowed to borrow from one's defined-contribution (DC) retirement plan on people's contributions to DC plans. Traditional life-cycle models unambiguously suggest that the borrowing option makes people better off than not being able to borrow. Households consequently contribute more to their DC plans than they would absent the borrowing option. Previous research finds that the ability to borrow from a DC plan increases contemporaneous contributions, consistent with traditional models. Behavioral finance, in contrast, suggests that some workers may operate with nonlinear time discounting. They plan on saving more in the future but change their mind and save less than initially planned as time passes. These workers may enjoy higher lifetime utility if they have no loan option because DC plans serve as commitment devices for retirement saving. The money cannot be used prior to retirement. Absent this commitment device, contributions may be lower for some households than would be the case without a DC loan option. We study DC plan contributions for households with heterogeneous preferences about discounting. We separate households into those that demonstrate inconsistent (or paradoxical) borrowing behavior, which may reflect nonlinear time discounting, and those with more consistent borrowing behavior. We find that a DC loan option raises current savings, but does so more for households with consistent borrowing behavior than for those with inconsistent borrowing behavior. © The Author(s) 2013.

  7. 25 CFR 103.27 - Can the borrower get help preparing its loan application or putting its loan funds to use?

    Code of Federal Regulations, 2011 CFR

    2011-04-01

    ... 25 Indians 1 2011-04-01 2011-04-01 false Can the borrower get help preparing its loan application or putting its loan funds to use? 103.27 Section 103.27 Indians BUREAU OF INDIAN AFFAIRS, DEPARTMENT... Relating to Borrowers § 103.27 Can the borrower get help preparing its loan application or putting its loan...

  8. 12 CFR 617.7410 - When and how does a qualified lender notify a borrower of the right to seek loan restructuring?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... borrower of the right to seek loan restructuring? 617.7410 Section 617.7410 Banks and Banking FARM CREDIT... Mediation Programs § 617.7410 When and how does a qualified lender notify a borrower of the right to seek... been identified as distressed and that the borrower has the right to request a restructuring of the...

  9. Evaluation of Bajo Blanco Sandbar as a Potential Beach Nourishment Borrow Site for Eroding Beaches in Rincon, Puerto Rico

    NASA Astrophysics Data System (ADS)

    Rojas, C. A.; Canals, M.

    2016-02-01

    The municipality of Rincón, Puerto Rico is recognized for its world-class surfing beaches. Unfortunately, the coast from Punta Higüero to Punta Cadena in Rincón is experiencing long-term erosion (Thieler 2007), which has caused the destruction of many beachfront homes and hotels and had negative impacts on the local tourism-driven economy. The purpose of this project is to evaluate whether the nearby Bajo Blanco sandbar, located just offshore of these eroded beaches, could be used as a possible beach nourishment borrow site. A high-resolution bathymetric survey of Bajo Blanco sandbar was conducted along with a grain size analysis to compare the grain size distribution of the Bajo Blanco sandbar with the sediment properties of the eroded beaches. It was found that the sediment from Bajo Blanco is finer yet may be suitable as beach fill material for these beaches according to Dean's overfill ratio. Compatibility analysis suggests a total volume of sandbar sediment of approximately 685,555 cubic meters to allow successful beach equilibrium. To evaluate the potential effects of the sand extraction on the nearshore wave climate, numerical simulations were performed using the spectral wave model of the USACE Coastal Modeling System (CMS-Wave). Wave model results for several dredging scenarios suggest that wave energy flux concentrates around the shoal causing an increase in wave height at the northern and southern edges of the shoal. Therefore, conservation of energy leads to a reduction of wave energy flux shoreward of the shoal, causing a shadow of reduced wave height. In addition, the Tres Palmas Marine reserve is located just north of Bajo Blanco sandbar and features some of the healthiest Elkorn Corals in the Caribbean. To avoid excessive sedimentation of these reefs during dredging activities, the Particle Tracking Module (PTM), integrated in the Surface-water Modeling System (SMS), was used to evaluate the Lagrangian particle transport processes along Bajo Blanco under various wave conditions. Results suggest that dredging operations be conducted during small to moderate wave events, since the wave-induced currents related to these events force sediment particles to advect south and thus away from the Tres Palmas Marine Reserve.

  10. 7 CFR 1788.47 - Policy requirements.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... AGRICULTURE (CONTINUED) RUS FIDELITY AND INSURANCE REQUIREMENTS FOR ELECTRIC AND TELECOMMUNICATIONS BORROWERS Insurance for Contractors, Engineers, and Architects, Telecommunications Borrowers § 1788.47 Policy requirements. (a) Contractors, engineers, and architects performing work for borrowers under construction...

  11. 7 CFR 1788.47 - Policy requirements.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... AGRICULTURE (CONTINUED) RUS FIDELITY AND INSURANCE REQUIREMENTS FOR ELECTRIC AND TELECOMMUNICATIONS BORROWERS Insurance for Contractors, Engineers, and Architects, Telecommunications Borrowers § 1788.47 Policy requirements. (a) Contractors, engineers, and architects performing work for borrowers under construction...

  12. 7 CFR 1788.47 - Policy requirements.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... AGRICULTURE (CONTINUED) RUS FIDELITY AND INSURANCE REQUIREMENTS FOR ELECTRIC AND TELECOMMUNICATIONS BORROWERS Insurance for Contractors, Engineers, and Architects, Telecommunications Borrowers § 1788.47 Policy requirements. (a) Contractors, engineers, and architects performing work for borrowers under construction...

  13. 7 CFR 1788.47 - Policy requirements.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... AGRICULTURE (CONTINUED) RUS FIDELITY AND INSURANCE REQUIREMENTS FOR ELECTRIC AND TELECOMMUNICATIONS BORROWERS Insurance for Contractors, Engineers, and Architects, Telecommunications Borrowers § 1788.47 Policy requirements. (a) Contractors, engineers, and architects performing work for borrowers under construction...

  14. 7 CFR 1788.47 - Policy requirements.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... AGRICULTURE (CONTINUED) RUS FIDELITY AND INSURANCE REQUIREMENTS FOR ELECTRIC AND TELECOMMUNICATIONS BORROWERS Insurance for Contractors, Engineers, and Architects, Telecommunications Borrowers § 1788.47 Policy requirements. (a) Contractors, engineers, and architects performing work for borrowers under construction...

  15. Considering Intersectionality in Multiculturalism

    ERIC Educational Resources Information Center

    Clark, Madeline

    2015-01-01

    The intersection of feminist theory and multiculturalism is discussed. Although Frisby makes several strong points, there are several aspects of his definition of multiculturalism that are simplistic. Expansion of ideas borrowed from feminism has potential to increase the nuance and accuracy of the conceptualization of multiculturalism.

  16. 34 CFR 682.800 - Prohibition against discrimination as a condition for receiving special allowance payments.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... programs because of the borrower's race, sex, color, religion, national origin, age, disability status... borrower's education program, or the borrower's academic year in school. (b) The Secretary considers an...

  17. 34 CFR 682.800 - Prohibition against discrimination as a condition for receiving special allowance payments.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... programs because of the borrower's race, sex, color, religion, national origin, age, disability status... borrower's education program, or the borrower's academic year in school. (b) The Secretary considers an...

  18. 34 CFR 682.800 - Prohibition against discrimination as a condition for receiving special allowance payments.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... programs because of the borrower's race, sex, color, religion, national origin, age, disability status... borrower's education program, or the borrower's academic year in school. (b) The Secretary considers an...

  19. 7 CFR 1951.266 - Special requirements for MFH borrowers.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... Needs and Graduation of Borrowers § 1951.266 Special requirements for MFH borrowers. All requirements of 7 CFR part 3560, subpart K must be met prior to graduation and acceptance of the full payment from...

  20. 7 CFR 1951.266 - Special requirements for MFH borrowers.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... Needs and Graduation of Borrowers § 1951.266 Special requirements for MFH borrowers. All requirements of 7 CFR part 3560, subpart K must be met prior to graduation and acceptance of the full payment from...

  1. 7 CFR 1951.266 - Special requirements for MFH borrowers.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... Needs and Graduation of Borrowers § 1951.266 Special requirements for MFH borrowers. All requirements of 7 CFR part 3560, subpart K must be met prior to graduation and acceptance of the full payment from...

  2. 7 CFR 1951.266 - Special requirements for MFH borrowers.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Needs and Graduation of Borrowers § 1951.266 Special requirements for MFH borrowers. All requirements of 7 CFR part 3560, subpart K must be met prior to graduation and acceptance of the full payment from...

  3. 7 CFR 1951.266 - Special requirements for MFH borrowers.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... Needs and Graduation of Borrowers § 1951.266 Special requirements for MFH borrowers. All requirements of 7 CFR part 3560, subpart K must be met prior to graduation and acceptance of the full payment from...

  4. 7 CFR 1788.12 - Contractors' bonds.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... AGRICULTURE (CONTINUED) RUS FIDELITY AND INSURANCE REQUIREMENTS FOR ELECTRIC AND TELECOMMUNICATIONS BORROWERS Insurance for Contractors, Engineers, and Architects, Electric Borrowers § 1788.12 Contractors' bonds. Electric borrowers shall require contractors to obtain contractors' bonds when required by part 1726...

  5. 7 CFR 1788.12 - Contractors' bonds.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... AGRICULTURE (CONTINUED) RUS FIDELITY AND INSURANCE REQUIREMENTS FOR ELECTRIC AND TELECOMMUNICATIONS BORROWERS Insurance for Contractors, Engineers, and Architects, Electric Borrowers § 1788.12 Contractors' bonds. Electric borrowers shall require contractors to obtain contractors' bonds when required by part 1726...

  6. 7 CFR 1788.12 - Contractors' bonds.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... AGRICULTURE (CONTINUED) RUS FIDELITY AND INSURANCE REQUIREMENTS FOR ELECTRIC AND TELECOMMUNICATIONS BORROWERS Insurance for Contractors, Engineers, and Architects, Electric Borrowers § 1788.12 Contractors' bonds. Electric borrowers shall require contractors to obtain contractors' bonds when required by part 1726...

  7. 7 CFR 1788.12 - Contractors' bonds.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... AGRICULTURE (CONTINUED) RUS FIDELITY AND INSURANCE REQUIREMENTS FOR ELECTRIC AND TELECOMMUNICATIONS BORROWERS Insurance for Contractors, Engineers, and Architects, Electric Borrowers § 1788.12 Contractors' bonds. Electric borrowers shall require contractors to obtain contractors' bonds when required by part 1726...

  8. 42 CFR 60.10 - How much can be borrowed?

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ... psychology, or allied health may borrow up to $50,000 under this part. The amount received may not exceed $12... administration, or clinical psychology may borrow up to $50,000 under this part including loans obtained while...

  9. 42 CFR 60.10 - How much can be borrowed?

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ... psychology, or allied health may borrow up to $50,000 under this part. The amount received may not exceed $12... administration, or clinical psychology may borrow up to $50,000 under this part including loans obtained while...

  10. 42 CFR 60.10 - How much can be borrowed?

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... psychology, or allied health may borrow up to $50,000 under this part. The amount received may not exceed $12... administration, or clinical psychology may borrow up to $50,000 under this part including loans obtained while...

  11. 42 CFR 60.10 - How much can be borrowed?

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ... psychology, or allied health may borrow up to $50,000 under this part. The amount received may not exceed $12... administration, or clinical psychology may borrow up to $50,000 under this part including loans obtained while...

  12. 42 CFR 60.10 - How much can be borrowed?

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... psychology, or allied health may borrow up to $50,000 under this part. The amount received may not exceed $12... administration, or clinical psychology may borrow up to $50,000 under this part including loans obtained while...

  13. 7 CFR 1788.55 - Providing RUS evidence.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... AGRICULTURE (CONTINUED) RUS FIDELITY AND INSURANCE REQUIREMENTS FOR ELECTRIC AND TELECOMMUNICATIONS BORROWERS Insurance for Contractors, Engineers, and Architects, Telecommunications Borrowers § 1788.55 Providing RUS evidence. When RUS shall specifically so direct, the borrower shall also require the engineer, the...

  14. 7 CFR 1788.55 - Providing RUS evidence.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... AGRICULTURE (CONTINUED) RUS FIDELITY AND INSURANCE REQUIREMENTS FOR ELECTRIC AND TELECOMMUNICATIONS BORROWERS Insurance for Contractors, Engineers, and Architects, Telecommunications Borrowers § 1788.55 Providing RUS evidence. When RUS shall specifically so direct, the borrower shall also require the engineer, the...

  15. 7 CFR 1788.55 - Providing RUS evidence.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... AGRICULTURE (CONTINUED) RUS FIDELITY AND INSURANCE REQUIREMENTS FOR ELECTRIC AND TELECOMMUNICATIONS BORROWERS Insurance for Contractors, Engineers, and Architects, Telecommunications Borrowers § 1788.55 Providing RUS evidence. When RUS shall specifically so direct, the borrower shall also require the engineer, the...

  16. 7 CFR 1788.55 - Providing RUS evidence.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... AGRICULTURE (CONTINUED) RUS FIDELITY AND INSURANCE REQUIREMENTS FOR ELECTRIC AND TELECOMMUNICATIONS BORROWERS Insurance for Contractors, Engineers, and Architects, Telecommunications Borrowers § 1788.55 Providing RUS evidence. When RUS shall specifically so direct, the borrower shall also require the engineer, the...

  17. 7 CFR 1788.55 - Providing RUS evidence.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... AGRICULTURE (CONTINUED) RUS FIDELITY AND INSURANCE REQUIREMENTS FOR ELECTRIC AND TELECOMMUNICATIONS BORROWERS Insurance for Contractors, Engineers, and Architects, Telecommunications Borrowers § 1788.55 Providing RUS evidence. When RUS shall specifically so direct, the borrower shall also require the engineer, the...

  18. 7 CFR 1770.26 - General.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... (CONTINUED) ACCOUNTING REQUIREMENTS FOR RUS TELECOMMUNICATIONS BORROWERS Accounting Interpretations § 1770.26 General. (a) The standard provisions of the security instruments utilized by the Rural Utilities Service (RUS) and the Rural Telephone Bank (RTB) for all telecommunications borrowers require borrowers to at...

  19. 7 CFR 1717.857 - Refinancing of existing secured debt-distribution and power supply borrowers.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... the proposed loan; (4) The borrower's financial and statistical report, the data in which shall not be... delinquency and the reasons therefor; and a certification, if not previously provided, that the borrower has...

  20. 7 CFR 1735.70 - Use of loan funds.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... telephone organizations. After a merger or consolidation, RUS will consider making loans to the telephone... facilities, income generating potential, any improvement in the financial strength of the borrower as a..., the acquisition price will endanger financial feasibility. If the acquisition price exceeds the amount...

  1. Cost-Effective Uses of Lightweight Aggregate Made from Dredged Material in Construction

    DOT National Transportation Integrated Search

    2018-01-31

    Lightweight aggregate (LWA) can be used in concrete to reduce its self-weight and improve its workability and durability. It could potentially be used as borrow for embankment construction, which is expected to reduce the stresses on the subgrade fou...

  2. Passage Key Inlet, Florida; CMS Modeling and Borrow Site Impact Analysis

    DTIC Science & Technology

    2016-06-01

    Impact Analysis by Kelly R. Legault and Sirisha Rayaprolu PURPOSE: This Coastal and Hydraulics Engineering Technical Note (CHETN) describes the...use of a nested Coastal Modeling System (CMS) model for Passage Key Inlet, which is one of the connections between the Gulf of Mexico and Tampa Bay...driven sediment transport at Passage Key Inlet. This analysis resulted in issuing a new Florida Department of Environmental Protection (FDEP) permit to

  3. 7 CFR 1717.656 - Exemption of certain borrowers from controls.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... available, the borrower achieved an operating TIER of at least 1.0 and an operating DSC of at least 1.0, in... subject to the record-keeping, reporting, and other requirements of § 1717.658. (c) Any borrower exempt...

  4. 7 CFR 1710.208 - RUS criteria for approval of all load forecasts by power supply borrowers and by distribution...

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... borrower developed an adequate supporting database and analyzed a reasonable range of relevant assumptions and alternative futures; (d) The borrower adopted methods and procedures in general use by the...

  5. 7 CFR 1730.26 - Certification.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... ELECTRIC SYSTEM OPERATIONS AND MAINTENANCE Operations and Maintenance Requirements § 1730.26 Certification. (a) Engineer's certification. Where provided for in the borrower's loan documents, RUS may require the borrower to provide an “Engineer's Certification” as to the condition of the borrower's system...

  6. 7 CFR 1730.26 - Certification.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... ELECTRIC SYSTEM OPERATIONS AND MAINTENANCE Operations and Maintenance Requirements § 1730.26 Certification. (a) Engineer's certification. Where provided for in the borrower's loan documents, RUS may require the borrower to provide an “Engineer's Certification” as to the condition of the borrower's system...

  7. 7 CFR 1730.26 - Certification.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... ELECTRIC SYSTEM OPERATIONS AND MAINTENANCE Operations and Maintenance Requirements § 1730.26 Certification. (a) Engineer's certification. Where provided for in the borrower's loan documents, RUS may require the borrower to provide an “Engineer's Certification” as to the condition of the borrower's system...

  8. 7 CFR 1730.26 - Certification.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... ELECTRIC SYSTEM OPERATIONS AND MAINTENANCE Operations and Maintenance Requirements § 1730.26 Certification. (a) Engineer's certification. Where provided for in the borrower's loan documents, RUS may require the borrower to provide an “Engineer's Certification” as to the condition of the borrower's system...

  9. 7 CFR 1730.26 - Certification.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... ELECTRIC SYSTEM OPERATIONS AND MAINTENANCE Operations and Maintenance Requirements § 1730.26 Certification. (a) Engineer's certification. Where provided for in the borrower's loan documents, RUS may require the borrower to provide an “Engineer's Certification” as to the condition of the borrower's system...

  10. 7 CFR 1730.61 - RUS policy.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ..., or reliability on the borrower's electric power system or other electric power systems interconnected to the borrower's electric power system. The Agency encourages borrowers to consider model policy... ELECTRIC SYSTEM OPERATIONS AND MAINTENANCE Interconnection of Distributed Resources § 1730.61 RUS policy...

  11. 7 CFR 1730.61 - RUS policy.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ..., or reliability on the borrower's electric power system or other electric power systems interconnected to the borrower's electric power system. The Agency encourages borrowers to consider model policy... ELECTRIC SYSTEM OPERATIONS AND MAINTENANCE Interconnection of Distributed Resources § 1730.61 RUS policy...

  12. 7 CFR 1724.30 - Borrowers' requirements-engineering services.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 11 2010-01-01 2010-01-01 false Borrowers' requirements-engineering services. 1724.30... SERVICE, DEPARTMENT OF AGRICULTURE ELECTRIC ENGINEERING, ARCHITECTURAL SERVICES AND DESIGN POLICIES AND PROCEDURES Engineering Services § 1724.30 Borrowers' requirements—engineering services. The provisions of...

  13. 7 CFR 1724.30 - Borrowers' requirements-engineering services.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 11 2011-01-01 2011-01-01 false Borrowers' requirements-engineering services. 1724.30... SERVICE, DEPARTMENT OF AGRICULTURE ELECTRIC ENGINEERING, ARCHITECTURAL SERVICES AND DESIGN POLICIES AND PROCEDURES Engineering Services § 1724.30 Borrowers' requirements—engineering services. The provisions of...

  14. 7 CFR 1724.30 - Borrowers' requirements-engineering services.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 7 Agriculture 11 2012-01-01 2012-01-01 false Borrowers' requirements-engineering services. 1724.30... SERVICE, DEPARTMENT OF AGRICULTURE ELECTRIC ENGINEERING, ARCHITECTURAL SERVICES AND DESIGN POLICIES AND PROCEDURES Engineering Services § 1724.30 Borrowers' requirements—engineering services. The provisions of...

  15. 7 CFR 1724.30 - Borrowers' requirements-engineering services.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 7 Agriculture 11 2013-01-01 2013-01-01 false Borrowers' requirements-engineering services. 1724.30... SERVICE, DEPARTMENT OF AGRICULTURE ELECTRIC ENGINEERING, ARCHITECTURAL SERVICES AND DESIGN POLICIES AND PROCEDURES Engineering Services § 1724.30 Borrowers' requirements—engineering services. The provisions of...

  16. 12 CFR 614.4359 - Attribution rules.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... controlling influence over management of a related borrower's operations through the provisions of management... borrower, or (3) Exercises a controlling influence over management of a related borrower's operations through the provisions of management placement or marketing agreements, or providing services such as...

  17. Analyses of water, core material, and elutriate samples collected near Buras, Louisiana (New Orleans to Venice, Louisiana, Hurricane Protection Project)

    USGS Publications Warehouse

    Leone, Harold A.

    1977-01-01

    Eight core-material-sampling sites were chosen by the U.S. Army Corps of Engineers as possible borrow areas for fill material to be used in levee contruction near Buras, La. Eleven receiving-water sites also were selected to represent the water that will contact the porposed levees. Analyses of selected nutrients, metals, pesticides, and other organic constitutents were performed upon these bed-material and native-water samples as well as upon elutriate samples of specific core material-receiving water systems. The results of these analyses are presented without interpretation. (Woodard-USGS)

  18. 7 CFR 1717.652 - Definitions.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    .... Distribution borrower means a Distribution Borrower as defined in 7 CFR 1710.2. Electric system means all of the borrower's interests in all electric production, transmission, distribution, conservation, load management, general plant and other related facilities, equipment or property and in any mine, well, pipeline...

  19. 7 CFR 1724.30 - Borrowers' requirements-engineering services.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 11 2014-01-01 2014-01-01 false Borrowers' requirements-engineering services. 1724.30... SERVICE, DEPARTMENT OF AGRICULTURE ELECTRIC ENGINEERING, ARCHITECTURAL SERVICES AND DESIGN POLICIES AND PROCEDURES Engineering Services § 1724.30 Borrowers' requirements—engineering services. Link to an amendment...

  20. 7 CFR 1767.11 - Purpose.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ..., business and affairs of the borrower in accordance with the methods and principles of accounting of this... (CONTINUED) ACCOUNTING REQUIREMENTS FOR RUS ELECTRIC BORROWERS Uniform System of Accounts § 1767.11 Purpose...A for electric borrowers and by providing accounting methodologies and procedures which are...

  1. 7 CFR 1770.27 - Definitions.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 12 2010-01-01 2010-01-01 false Definitions. 1770.27 Section 1770.27 Agriculture... (CONTINUED) ACCOUNTING REQUIREMENTS FOR RUS TELECOMMUNICATIONS BORROWERS Accounting Interpretations § 1770.27 Definitions. As used in this part: Borrower is an RUS telecommunications borrower. Cushion of Credit Account...

  2. 14 CFR 1300.11 - Eligible borrower.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Aeronautics and Space AIR TRANSPORTATION SYSTEM STABILIZATION OFFICE OF MANAGEMENT AND BUDGET AVIATION DISASTER RELIEF-AIR CARRIER GUARANTEE LOAN PROGRAM Minimum Requirements and Application Procedures § 1300.11 Eligible borrower. (a) An eligible borrower must be an air carrier that can demonstrate, to the...

  3. 7 CFR 1726.301 - Borrower contractual obligations.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ..., DEPARTMENT OF AGRICULTURE ELECTRIC SYSTEM CONSTRUCTION POLICIES AND PROCEDURES RUS Standard Forms § 1726.301... which the borrower agrees to use RUS standard forms of contracts for construction, procurement... agreements as implemented by this part, borrowers must use those forms of contract (hereinafter sometimes...

  4. 7 CFR 1755.27 - Borrower contractual obligations.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ..., DEPARTMENT OF AGRICULTURE TELECOMMUNICATIONS POLICIES ON SPECIFICATIONS, ACCEPTABLE MATERIALS, AND STANDARD CONTRACT FORMS § 1755.27 Borrower contractual obligations. (a) Loan agreement. As a condition of a loan or... pursuant to which the borrowers agree to use RUS standard contract forms for construction, procurement...

  5. 7 CFR 1703.312 - RUS review requirements.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... supporting material is available at the borrower's premises for review by the RUS field accountant, borrower's certified public accountant, the Office of Inspector General, the General Accounting Office and any other accountant conducting an audit of the borrower's financial statements for this rural...

  6. 7 CFR 1703.312 - RUS review requirements.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... supporting material is available at the borrower's premises for review by the RUS field accountant, borrower's certified public accountant, the Office of Inspector General, the General Accounting Office and any other accountant conducting an audit of the borrower's financial statements for this rural...

  7. 7 CFR 1703.312 - RUS review requirements.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... supporting material is available at the borrower's premises for review by the RUS field accountant, borrower's certified public accountant, the Office of Inspector General, the General Accounting Office and any other accountant conducting an audit of the borrower's financial statements for this rural...

  8. 7 CFR 1703.312 - RUS review requirements.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... supporting material is available at the borrower's premises for review by the RUS field accountant, borrower's certified public accountant, the Office of Inspector General, the General Accounting Office and any other accountant conducting an audit of the borrower's financial statements for this rural...

  9. 7 CFR 1703.312 - RUS review requirements.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... supporting material is available at the borrower's premises for review by the RUS field accountant, borrower's certified public accountant, the Office of Inspector General, the General Accounting Office and any other accountant conducting an audit of the borrower's financial statements for this rural...

  10. Equity and service innovation: the implementation of a bibliotherapy scheme in Wales.

    PubMed

    Porter, Alison; Peconi, Julie; Evans, Angela; Snooks, Helen; Lloyd, Keith; Russell, Ian

    2008-04-01

    Book Prescription Wales (BPW) is a pilot bibiliotherapy scheme launched in July 2005 as a primary care treatment option for people with mild to moderate mental health problems. In an innovative model, patients are prescribed self-help books from a list, to borrow from local libraries. Our objective was to evaluate its implementation, focusing on the issue of equity of service delivery. Data were gathered from Welsh Assembly Government concerning project set-up and borrowing rates. Mailed questionnaires were completed by 21/22 (95.4%) Local Health Boards and 44/64 (68.8%) Community Mental Health Teams. In addition, 327 out of 497 (66%) primary care practices were surveyed by telephone, 20 prescribers took part in in-depth telephone interviews and three focus groups were conducted with library staff. From July 2005-March 2006, books were borrowed 15,236 times. There was a 10-fold variation in borrowing rates across local authorities (1.07 to 10.18 loans/1000 people). The priority which Local Health Board staff reported giving to the scheme varied. Uptake among prescribers was mixed: in 35% of general practices (n = 116) no-one participated. Prescribers reported different ways of using the bibliotherapy scheme. Library staff reported issues of patchy uptake. Variation in usage of bibliotherapy raises questions about equity; it is unlikely to reflect the distribution of people who could potentially benefit. Factors influencing variation existed all along the implementation chain. It is not always possibly to separate demand-side and supply-side factors when considering equity and service innovation in health care.

  11. 7 CFR 1737.2 - Definitions.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    .... Feasibility study means the pro forma financial analysis performed by RUS to determine the economic... RUS to the borrower's construction fund. Borrower means any organization which has an outstanding loan... percent per year. Initial loan means the first loan made to a borrower. Interim construction means the...

  12. 7 CFR 1737.2 - Definitions.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    .... Feasibility study means the pro forma financial analysis performed by RUS to determine the economic... RUS to the borrower's construction fund. Borrower means any organization which has an outstanding loan... percent per year. Initial loan means the first loan made to a borrower. Interim construction means the...

  13. 7 CFR 1737.2 - Definitions.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    .... Feasibility study means the pro forma financial analysis performed by RUS to determine the economic... RUS to the borrower's construction fund. Borrower means any organization which has an outstanding loan... percent per year. Initial loan means the first loan made to a borrower. Interim construction means the...

  14. 7 CFR 1737.2 - Definitions.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    .... Feasibility study means the pro forma financial analysis performed by RUS to determine the economic... RUS to the borrower's construction fund. Borrower means any organization which has an outstanding loan... percent per year. Initial loan means the first loan made to a borrower. Interim construction means the...

  15. 7 CFR 1737.2 - Definitions.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    .... Feasibility study means the pro forma financial analysis performed by RUS to determine the economic... RUS to the borrower's construction fund. Borrower means any organization which has an outstanding loan... percent per year. Initial loan means the first loan made to a borrower. Interim construction means the...

  16. 7 CFR 1753.7 - Plans and specifications (P&S).

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... specifications prepared by the borrower's engineer. The specifications prepared by the borrower's engineer and... its contractor complies with the insurance and bond requirements. (4) Telecommunications software license provision. If the borrower is required to enter into a software license agreement in order to use...

  17. 7 CFR 1753.7 - Plans and specifications (P&S).

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... specifications prepared by the borrower's engineer. The specifications prepared by the borrower's engineer and... its contractor complies with the insurance and bond requirements. (4) Telecommunications software license provision. If the borrower is required to enter into a software license agreement in order to use...

  18. 7 CFR 1753.7 - Plans and specifications (P&S).

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... specifications prepared by the borrower's engineer. The specifications prepared by the borrower's engineer and... its contractor complies with the insurance and bond requirements. (4) Telecommunications software license provision. If the borrower is required to enter into a software license agreement in order to use...

  19. 7 CFR 1753.7 - Plans and specifications (P&S).

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... specifications prepared by the borrower's engineer. The specifications prepared by the borrower's engineer and... its contractor complies with the insurance and bond requirements. (4) Telecommunications software license provision. If the borrower is required to enter into a software license agreement in order to use...

  20. 7 CFR 1730.24 - RUS review and evaluation.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... independent summary of the operations and maintenance practices of the borrower. The borrower's management... and maintenance practices of each borrower for the purpose of assessing loan security and determining..., and records related to the operations and maintenance of its complete system. Reports made by other...

  1. 7 CFR 1753.49 - Closeout documents.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Distribution Borrower Contractor 724 Final Inventory—Certificate of Completion 2 1 1 724a Final Inventory... representative of the borrower. (2) Final inventory documents. (i) The borrower shall obtain certifications from... prepare and distribute the final inventory documents in accordance with the tables contained in this...

  2. 38 CFR 36.4350 - Servicing procedures for holders.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... and counseling delinquent borrowers to advise borrowers how to cure delinquencies, protect their...) Procedural guidelines for individual analysis of each delinquency; (4) Instructions and appropriate controls... efforts made to collect the delinquency and the response from the borrower before a decision is made to...

  3. 7 CFR 1718.102 - Definitions.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... LOAN SECURITY DOCUMENTS FOR ELECTRIC BORROWERS Loan Contracts With Distribution Borrowers § 1718.102 Definitions. For the purposes of this subpart: Borrower means any organization that has an outstanding loan... defined in 7 CFR 1710.2. Loan documents means the mortgage (or other security instrument acceptable to RUS...

  4. 7 CFR 766.105 - Agency consideration of servicing requests.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... each eligible borrower who requests servicing: (1) Conservation Contract, if requested; (2) Consolidation and rescheduling or reamortization; (3) Deferral; (4) Writedown; and (5) Current market value... develop a feasible plan; (ii) The borrower will be offered current market value buyout. (2) The borrower's...

  5. 7 CFR 1717.658 - Records, reports and audits.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Investments, Loans, and Guarantees by Electric Borrowers § 1717.658 Records, reports and audits. (a) Every borrower shall maintain accurate records concerning all investments, loans and guarantees made by it. Such... all income, expenses and losses generated from the borrower's loans, guarantees and investments; (2...

  6. 13 CFR 400.200 - Eligible Borrower.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 400.200 Business Credit and Assistance EMERGENCY STEEL GUARANTEE LOAN BOARD EMERGENCY STEEL GUARANTEE LOAN PROGRAM Steel Guarantee Loans § 400.200 Eligible Borrower. (a) An eligible Borrower must be a Qualified Steel Company that can demonstrate: (1) Credit is not otherwise available to it under reasonable...

  7. 13 CFR 400.200 - Eligible Borrower.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 400.200 Business Credit and Assistance EMERGENCY STEEL GUARANTEE LOAN BOARD EMERGENCY STEEL GUARANTEE LOAN PROGRAM Steel Guarantee Loans § 400.200 Eligible Borrower. (a) An eligible Borrower must be a Qualified Steel Company that can demonstrate: (1) Credit is not otherwise available to it under reasonable...

  8. 13 CFR 400.200 - Eligible Borrower.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 400.200 Business Credit and Assistance EMERGENCY STEEL GUARANTEE LOAN BOARD EMERGENCY STEEL GUARANTEE LOAN PROGRAM Steel Guarantee Loans § 400.200 Eligible Borrower. (a) An eligible Borrower must be a Qualified Steel Company that can demonstrate: (1) Credit is not otherwise available to it under reasonable...

  9. 13 CFR 400.200 - Eligible Borrower.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 400.200 Business Credit and Assistance EMERGENCY STEEL GUARANTEE LOAN BOARD EMERGENCY STEEL GUARANTEE LOAN PROGRAM Steel Guarantee Loans § 400.200 Eligible Borrower. (a) An eligible Borrower must be a Qualified Steel Company that can demonstrate: (1) Credit is not otherwise available to it under reasonable...

  10. 13 CFR 400.200 - Eligible Borrower.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 400.200 Business Credit and Assistance EMERGENCY STEEL GUARANTEE LOAN BOARD EMERGENCY STEEL GUARANTEE LOAN PROGRAM Steel Guarantee Loans § 400.200 Eligible Borrower. (a) An eligible Borrower must be a Qualified Steel Company that can demonstrate: (1) Credit is not otherwise available to it under reasonable...

  11. Beyond Abuse and Exposure: Framing the Impact of Prescription-Medication Sharing

    PubMed Central

    Goldsworthy, Richard C.; Schwartz, Nancy C.; Mayhorn, Christopher B.

    2008-01-01

    Objectives. We sought to document the frequency, circumstances, and consequences of prescription medication–sharing behaviors and to use a medication-sharing impact framework to organize the resulting data regarding medication-loaning and -borrowing practices. Methods. One-on-one interviews were conducted in 2006, and participants indicated (1) prescription medicine taken in the past year, (2) whether they had previously loaned or borrowed prescription medicine, (3) scenarios in which they would consider loaning or borrowing prescription medicine, and (4) the types of prescription medicines they had loaned or borrowed. Results. Of the 700 participants, 22.9% reported having loaned their medications to someone else and 26.9% reported having borrowed someone else’s prescription. An even greater proportion of participants reported situations in which medication sharing was acceptable to them. Conclusions. Sharing prescription medication places individuals at risk for diverse consequences, and further research regarding medication loaning and borrowing behaviors and their associated consequences is merited. PMID:18445792

  12. Colonization of UK coastal realignment sites by mosquitoes: implications for design, management, and public health.

    PubMed

    Medlock, J M; Vaux, A G C

    2013-06-01

    Coastal realignment is now widely instituted in the UK as part of local flood risk management plans to compensate for the loss of European protected habitat and to mitigate the effects of sea-level rise and coastal squeeze. Coastal aquatic habitats have long been known to provide suitable habitats for brackish-water mosquitoes and historically, coastal marshes were considered to support anopheline mosquito populations that were responsible for local malaria transmission. This study surveyed the eight largest managed realignment (MRA) sites in England (Essex and the Humber) for mosquito habitats. The apparent absence of anopheline mosquitoes exploiting aquatic habitats at all of these sites suggests that the risk of malaria associated with MRA sites is currently negligible. However, three of the eight sites supported populations of two nuisance and potential arboviral vector species, Aedes detritus and Aedes caspius. The aquatic habitats that supported mosquitoes resulted from a) specific design aspects of the new sea wall (ballast to mitigate wave action and constructed saline borrow ditches) that could be designed out or managed or b) isolated pools created through silt accretion or expansion of flooded zones to neighbouring pasture. The public health risks and recommendations for management are discussed in this report. This report highlights the need for pro-active public health impact assessments prior to MRA development in consultation with the Health Protection Agency, as well as the need for a case-by-case approach to design and management to mitigate mosquito or mosquito-borne disease issues now and in the future. © 2013 The Society for Vector Ecology.

  13. 34 CFR 685.206 - Borrower responsibilities and defenses.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Borrower responsibilities and defenses. 685.206 Section 685.206 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION WILLIAM D. FORD FEDERAL DIRECT LOAN PROGRAM Borrower Provisions...

  14. 7 CFR 765.101 - Borrower graduation requirements.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... reasonable rates and terms. (b) The Agency may require partial or full graduation. (1) In a partial... 7 Agriculture 7 2010-01-01 2010-01-01 false Borrower graduation requirements. 765.101 Section 765..., DEPARTMENT OF AGRICULTURE SPECIAL PROGRAMS DIRECT LOAN SERVICING-REGULAR Borrower Graduation § 765.101...

  15. 7 CFR 1779.75 - Defaults by borrower.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 12 2010-01-01 2010-01-01 false Defaults by borrower. 1779.75 Section 1779.75 Agriculture Regulations of the Department of Agriculture (Continued) RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE (CONTINUED) WATER AND WASTE DISPOSAL PROGRAMS GUARANTEED LOANS § 1779.75 Defaults by borrower. (a...

  16. 12 CFR 563c.102 - Financial statement presentation.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ..., (ii) commercial paper, and (iii) other short-term borrowings. (b) Federal funds purchased and sales of... financial statements. The amount of these lines of credit which support a commercial paper borrowing... sold under agreements to repurchase, commercial paper, and other short-term borrowings. 8. Interest on...

  17. 12 CFR 563c.102 - Financial statement presentation.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ..., (ii) commercial paper, and (iii) other short-term borrowings. (b) Federal funds purchased and sales of... financial statements. The amount of these lines of credit which support a commercial paper borrowing... sold under agreements to repurchase, commercial paper, and other short-term borrowings. 8. Interest on...

  18. 38 CFR 36.4278 - Servicing procedures for holders.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... counseling delinquent borrowers to advise borrowers how to cure delinquencies, protect their equity and... guidelines for individual analysis of each delinquency; (4) Instructions and appropriate controls for sending... delinquency and the response from the borrower before a decision is made to initiate action to liquidate a...

  19. 24 CFR 1007.10 - Eligible borrowers.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 4 2010-04-01 2010-04-01 false Eligible borrowers. 1007.10 Section 1007.10 Housing and Urban Development Regulations Relating to Housing and Urban Development (Continued... SECTION 184A LOAN GUARANTEES FOR NATIVE HAWAIIAN HOUSING § 1007.10 Eligible borrowers. A loan guaranteed...

  20. 7 CFR 1710.114 - TIER, DSC, OTIER and ODSC requirements.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ...) General. Requirements for coverage ratios are set forth in the borrower's mortgage, loan contract, or..., shall reduce the coverage ratio requirements of a borrower that has contractually agreed with RUS to a higher requirement. (b) Coverage ratios. (1) Distribution borrowers. The minimum coverage ratios required...

  1. 7 CFR 1942.129 - Borrower supervision and servicing.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 7 Agriculture 13 2012-01-01 2012-01-01 false Borrower supervision and servicing. 1942.129 Section 1942.129 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE... Facilities Projects § 1942.129 Borrower supervision and servicing. Loans under this subpart are subject to...

  2. 7 CFR 1942.129 - Borrower supervision and servicing.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 13 2014-01-01 2013-01-01 true Borrower supervision and servicing. 1942.129 Section 1942.129 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE... Facilities Projects § 1942.129 Borrower supervision and servicing. Loans under this subpart are subject to...

  3. 7 CFR 1942.129 - Borrower supervision and servicing.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 7 Agriculture 13 2013-01-01 2013-01-01 false Borrower supervision and servicing. 1942.129 Section 1942.129 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE... Facilities Projects § 1942.129 Borrower supervision and servicing. Loans under this subpart are subject to...

  4. 7 CFR 1942.129 - Borrower supervision and servicing.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 13 2010-01-01 2009-01-01 true Borrower supervision and servicing. 1942.129 Section 1942.129 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE... Facilities Projects § 1942.129 Borrower supervision and servicing. Loans under this subpart are subject to...

  5. 7 CFR 1942.129 - Borrower supervision and servicing.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 13 2011-01-01 2009-01-01 true Borrower supervision and servicing. 1942.129 Section 1942.129 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE... Facilities Projects § 1942.129 Borrower supervision and servicing. Loans under this subpart are subject to...

  6. 7 CFR 765.202 - Borrower responsibilities.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... or other security instruments; and (2) The cost of lien search reports; (d) Pay taxes on property...) Non-compliance with the provisions of loan agreements and documents, other than failure to meet... FLP loans by the borrower; (2) Borrower non-compliance will be considered by the Agency when making...

  7. 7 CFR 1735.22 - Loan security.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... telephone facilities that do not constitute self-contained operating systems or units (such as lines switched by other systems), the borrower shall, in addition to the mortgage lien on all of the borrower's... the borrower's entire system, including the facilities to be constructed with the proceeds of the loan...

  8. 7 CFR 1735.22 - Loan security.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... telephone facilities that do not constitute self-contained operating systems or units (such as lines switched by other systems), the borrower shall, in addition to the mortgage lien on all of the borrower's... the borrower's entire system, including the facilities to be constructed with the proceeds of the loan...

  9. 7 CFR 1717.300 - Purpose.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... in Rate Making in Connection With Power Supply Borrowers § 1717.300 Purpose. This subpart contains... of rates to be charged by power supply borrowers for the sale of electric power and energy. This... are not exclusive, of the regulation of a power supply borrower's rates by a state regulatory...

  10. 7 CFR 1717.300 - Purpose.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... in Rate Making in Connection With Power Supply Borrowers § 1717.300 Purpose. This subpart contains... of rates to be charged by power supply borrowers for the sale of electric power and energy. This... are not exclusive, of the regulation of a power supply borrower's rates by a state regulatory...

  11. 7 CFR 1710.302 - Financial forecasts-power supply borrowers.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 11 2011-01-01 2011-01-01 false Financial forecasts-power supply borrowers. 1710.302... AND GUARANTEES Long-Range Financial Forecasts § 1710.302 Financial forecasts—power supply borrowers. (a) The requirements of this section apply only to financial forecasts submitted by power supply...

  12. Relationships between Interlibrary Loan and Research Activity in Canada

    ERIC Educational Resources Information Center

    Duy, Joanna; Larivière, Vincent

    2014-01-01

    Interlibrary Loan borrowing rates in academic libraries are influenced by an array of factors. This article explores the relationship between interlibrary loan borrowing activity and research activity at 42 Canadian academic institutions. A significant positive correlation was found between interlibrary loan borrowing activity and measures of…

  13. 24 CFR 891.600 - Responsibilities of Borrower.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... Handicapped-Section 8 Assistance § 891.600 Responsibilities of Borrower. (a) Marketing. (1) The Borrower must commence and continue diligent marketing activities not later than 90 days before the anticipated date of... the same housing market. (2) Marketing must be done in accordance with the HUD-approved affirmative...

  14. Archaeological Investigations at Lakeview Lake: 1979 and 1980.

    DTIC Science & Technology

    1982-12-01

    hnology Human ecology Soil chemical analysis * Terrace geology Archaeological Investigations at Lakeview Lake: * 1979 and 1980 Archaeological Monographs...Borrow Areas 47 5 Prehistoric Lithic Technology in the Lakeview Project 53 6 Chemical Analysis of Anthropic Soils 69 7 Prehistoric Human Ecology and...to Historical Site Analysis Bonnie C. Yates 287 Bibliography 293 ,’.: ’ : - . " : ’ "’" ".- - : ’ "" "’" ’ .’: : .- :,-"- * .:- i’ "c "-"’ b

  15. National Dam Safety Program. Conewango Creek Watershed Project Site 33 (Inventory Number NY 581), Allegheny River Basin, Chautauqua County, New York, Phase 1 Inspection Report

    DTIC Science & Technology

    1980-09-10

    bedded shale and limestone bedrock found everywhere but the borrow area. Usually weathered in the top few feet. Hopefully rippable in most cases. o I L i...4485 c.y., 3 - 1020 c.y., K - 2130 c.y. r r,, - The RQD of cores seems to indicate that the bedrock will be rippable , at least for the most part

  16. Compelling Untruths: Content Borrowing and Vivid False Memories

    ERIC Educational Resources Information Center

    Lampinen, James Michael; Meier, Christopher R.; Arnal, Jack D.; Leding, Juliana K.

    2005-01-01

    False memories are sometimes accompanied by surprisingly vivid experiential detail that makes them difficult to distinguish from actual memories. Such strikingly real false memories may be produced by a process called content borrowing in which details from presented items are errantly borrowed to corroborate the occurrence of the false memory…

  17. 34 CFR 685.209 - Income-contingent repayment plans.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... between the borrower's AGI and 150 percent of the poverty guideline for the borrower's family size; or (B... spouse's AGI, and 150 percent of the poverty guideline for the borrower's family size; and (vi) Poverty guideline refers to the income categorized by State and family size in the poverty guidelines published...

  18. 34 CFR 685.209 - Income-contingent repayment plans.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... between the borrower's AGI and 150 percent of the poverty guideline for the borrower's family size; or (B... spouse's AGI, and 150 percent of the poverty guideline for the borrower's family size; and (vi) Poverty guideline refers to the income categorized by State and family size in the poverty guidelines published...

  19. 12 CFR 615.5030 - Borrowings from commercial banks.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 12 Banks and Banking 6 2011-01-01 2011-01-01 false Borrowings from commercial banks. 615.5030 Section 615.5030 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM FUNDING AND FISCAL... commercial banks. Each System bank board, by resolution, shall authorize all commercial bank borrowings by...

  20. 7 CFR 766.104 - Borrower eligibility requirements.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... economic conditions such as low commodity prices; (iv) Damage or destruction of property essential to the farming operation; or (v) Loss of, or reduction in, the borrower or spouse's essential non-farm income. (2) The borrower does not have non-essential assets for which the net recovery value is sufficient to...

  1. Qualified to Lead? A Comparative, Contextual and Cultural View of Educational Policy Borrowing

    ERIC Educational Resources Information Center

    Harris, Alma; Jones, Michelle; Adams, Donnie

    2016-01-01

    Background: Around the globe, education policy borrowing remains pervasive and prevalent. The strategies, interventions and innovations of education systems that perform well, in international assessments, are enthusiastically borrowed and copied in the anticipation of similar educational performance and outcomes. Purpose: This purpose of the…

  2. 41 CFR 109-1.5104 - Borrowing of personal property.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ...-INTRODUCTION 1.51-Personal Property Management Standards and Practices § 109-1.5104 Borrowing of personal... 41 Public Contracts and Property Management 3 2012-01-01 2012-01-01 false Borrowing of personal property. 109-1.5104 Section 109-1.5104 Public Contracts and Property Management Federal Property...

  3. 41 CFR 109-1.5104 - Borrowing of personal property.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ...-INTRODUCTION 1.51-Personal Property Management Standards and Practices § 109-1.5104 Borrowing of personal... 41 Public Contracts and Property Management 3 2013-07-01 2013-07-01 false Borrowing of personal property. 109-1.5104 Section 109-1.5104 Public Contracts and Property Management Federal Property...

  4. 41 CFR 109-1.5104 - Borrowing of personal property.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ...-INTRODUCTION 1.51-Personal Property Management Standards and Practices § 109-1.5104 Borrowing of personal... 41 Public Contracts and Property Management 3 2011-01-01 2011-01-01 false Borrowing of personal property. 109-1.5104 Section 109-1.5104 Public Contracts and Property Management Federal Property...

  5. 41 CFR 109-1.5104 - Borrowing of personal property.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ...-INTRODUCTION 1.51-Personal Property Management Standards and Practices § 109-1.5104 Borrowing of personal... 41 Public Contracts and Property Management 3 2014-01-01 2014-01-01 false Borrowing of personal property. 109-1.5104 Section 109-1.5104 Public Contracts and Property Management Federal Property...

  6. Education Policy Borrowing and Cultural Scripts for Teaching in China

    ERIC Educational Resources Information Center

    Tan, Charlene

    2015-01-01

    China's recent education reforms are a result of selective policy borrowing from "the West". Although comparativists have highlighted the importance of cultural context in policy borrowing in China, what remains relatively under-explored is the epistemological basis for cultural views that mediate policy transfer. This article argues…

  7. 7 CFR 1951.262 - Farm Credit Programs-graduation of borrowers.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ...) [Reserved] (e) Graduation candidates. Borrowers who are classified “commercial” or “standard” are graduation candidates. At least every 2 years, all borrowers who have a current classification of commercial or standard must submit a year-end balance sheet, actual financial performance information for the most recent year...

  8. 34 CFR 682.205 - Disclosure requirements for lenders.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... in repayment plans from the lender. (4) Required disclosures for borrowers having difficulty making... borrower who has notified the lender that he or she is having difficulty making payments with— (A) A... this section is not required if the borrower's difficulty has been resolved through contact with the...

  9. 34 CFR 685.304 - Counseling borrowers.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... 34 Education 4 2013-07-01 2013-07-01 false Counseling borrowers. 685.304 Section 685.304 Education... Payments for Direct Loan Program Schools § 685.304 Counseling borrowers. (a) Entrance counseling. (1) Except as provided in paragraph (a)(8) of this section, a school must ensure that entrance counseling is...

  10. 34 CFR 685.304 - Counseling borrowers.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Counseling borrowers. 685.304 Section 685.304 Education... Direct Loan Program Schools § 685.304 Counseling borrowers. (a) Entrance counseling. (1) Except as provided in paragraph (a)(8) of this section, a school must ensure that entrance counseling is conducted...

  11. 34 CFR 685.304 - Counseling borrowers.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 34 Education 4 2011-07-01 2011-07-01 false Counseling borrowers. 685.304 Section 685.304 Education... Payments for Direct Loan Program Schools § 685.304 Counseling borrowers. (a) Entrance counseling. (1) Except as provided in paragraph (a)(8) of this section, a school must ensure that entrance counseling is...

  12. 34 CFR 685.304 - Counseling borrowers.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... 34 Education 4 2012-07-01 2012-07-01 false Counseling borrowers. 685.304 Section 685.304 Education... Payments for Direct Loan Program Schools § 685.304 Counseling borrowers. (a) Entrance counseling. (1) Except as provided in paragraph (a)(8) of this section, a school must ensure that entrance counseling is...

  13. 34 CFR 685.304 - Counseling borrowers.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... 34 Education 4 2014-07-01 2014-07-01 false Counseling borrowers. 685.304 Section 685.304 Education... Payments for Direct Loan Program Schools § 685.304 Counseling borrowers. (a) Entrance counseling. (1) Except as provided in paragraph (a)(8) of this section, a school must ensure that entrance counseling is...

  14. 7 CFR 766.54 - Borrower application requirements.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... eight months from the date the natural disaster was designated. (2) All borrowers must sign the DSA..., DEPARTMENT OF AGRICULTURE SPECIAL PROGRAMS DIRECT LOAN SERVICING-SPECIAL Disaster Set-Aside § 766.54 Borrower... expense records for the production cycle in which the disaster occurred unless the Agency already has this...

  15. 7 CFR 766.54 - Borrower application requirements.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... eight months from the date the natural disaster was designated. (2) All borrowers must sign the DSA..., DEPARTMENT OF AGRICULTURE SPECIAL PROGRAMS DIRECT LOAN SERVICING-SPECIAL Disaster Set-Aside § 766.54 Borrower... expense records for the production cycle in which the disaster occurred unless the Agency already has this...

  16. 7 CFR 766.54 - Borrower application requirements.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... eight months from the date the natural disaster was designated. (2) All borrowers must sign the DSA..., DEPARTMENT OF AGRICULTURE SPECIAL PROGRAMS DIRECT LOAN SERVICING-SPECIAL Disaster Set-Aside § 766.54 Borrower... expense records for the production cycle in which the disaster occurred unless the Agency already has this...

  17. 7 CFR 766.54 - Borrower application requirements.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... eight months from the date the natural disaster was designated. (2) All borrowers must sign the DSA..., DEPARTMENT OF AGRICULTURE SPECIAL PROGRAMS DIRECT LOAN SERVICING-SPECIAL Disaster Set-Aside § 766.54 Borrower... expense records for the production cycle in which the disaster occurred unless the Agency already has this...

  18. 7 CFR 766.54 - Borrower application requirements.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... eight months from the date the natural disaster was designated. (2) All borrowers must sign the DSA..., DEPARTMENT OF AGRICULTURE SPECIAL PROGRAMS DIRECT LOAN SERVICING-SPECIAL Disaster Set-Aside § 766.54 Borrower... expense records for the production cycle in which the disaster occurred unless the Agency already has this...

  19. 7 CFR 3575.75 - Defaults by borrower.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 15 2010-01-01 2010-01-01 false Defaults by borrower. 3575.75 Section 3575.75... AGRICULTURE GENERAL Community Programs Guaranteed Loans § 3575.75 Defaults by borrower. (a) Lender... default. The lender will continue to keep the Agency informed on a bimonthly basis until such time as the...

  20. 12 CFR 390.384 - Financial statements for conversions, SEC filings, and offering circulars.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... agreements to repurchase, (ii) commercial paper, and (iii) other short-term borrowings. (b) Federal funds... commercial paper borrowing arrangement or similar arrangements shall be separately identified. 16. Advance... sold under agreements to repurchase, commercial paper, and other short-term borrowings. 8. Interest on...

  1. 77 FR 35659 - Request for Information Regarding Complaints From Private Education Loan Borrowers

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-06-14

    ... Regarding Complaints From Private Education Loan Borrowers AGENCY: Bureau of Consumer Financial Protection... and Consumer Protection Act of 2010 (Dodd-Frank Act) established a Private Education Loan Ombudsman... borrowers of private education loans. Among other things, the Dodd-Frank Act directs the Ombudsman to...

  2. 34 CFR 674.49 - Bankruptcy of borrower.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... 34 Education 3 2011-07-01 2011-07-01 false Bankruptcy of borrower. 674.49 Section 674.49 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Due Diligence § 674.49 Bankruptcy of borrower. (a...

  3. 7 CFR 1786.99 - Eligibility criteria.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... borrower will not, without the approval in writing of the power supplier and the Administrator, take or... provided in the respective Notes; and (g) If the borrower is a party to a wholesale power contract with a power supplier financed pursuant to the Act, the borrower must provide the Administrator with such...

  4. 7 CFR 1786.99 - Eligibility criteria.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... borrower will not, without the approval in writing of the power supplier and the Administrator, take or... provided in the respective Notes; and (g) If the borrower is a party to a wholesale power contract with a power supplier financed pursuant to the Act, the borrower must provide the Administrator with such...

  5. 3 CFR - Improving Repayment Options for Federal Student Loan Borrowers

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... about $26,300. While a college education remains an excellent investment, this debt can be overly... allow income information to be seamlessly transmitted so that borrowers can complete the application at... Options for Federal Student Loan Borrowers Memorandum for the Secretary of Education [and] the Secretary...

  6. 77 FR 35241 - Improving Repayment Options for Federal Student Loan Borrowers

    Federal Register 2010, 2011, 2012, 2013, 2014

    2012-06-13

    ... about $26,300. While a college education remains an excellent investment, this debt can be overly... allow income information to be seamlessly transmitted so that borrowers can complete the application at... Repayment Options for Federal Student Loan Borrowers Memorandum for the Secretary of Education [and] the...

  7. 7 CFR 1700.54 - Electric Program.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... distribution borrowers or more than $50,000,000 for power supply borrowers. (4) All loans, loan guarantees, and... of liens for power supply borrowers in amounts not exceeding $50,000,000. (3) Execution of all loan... set forth in paragraph (c)(1) of this section. (d) Director, Power Supply Division, has the authority...

  8. 7 CFR 1710.101 - Types of eligible borrowers.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... provide: (1) The retail electric service needs of rural areas, or (2) The power supply needs of distribution borrowers under the terms of power supply arrangements satisfactory to RUS. (b) In making loans... the power supply borrower and RUS. (d) For the purpose of determining the eligibility of a...

  9. 7 CFR 1700.54 - Electric Program.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... distribution borrowers or more than $50,000,000 for power supply borrowers. (4) All loans, loan guarantees, and... of liens for power supply borrowers in amounts not exceeding $50,000,000. (3) Execution of all loan... set forth in paragraph (c)(1) of this section. (d) Director, Power Supply Division, has the authority...

  10. 7 CFR 1717.307 - Distribution members' rates.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Federal Pre-emption in Rate Making in Connection With Power Supply Borrowers § 1717.307 Distribution... affairs of the power supply borrower and over the rates of its distribution members: Provided, however, that the state regulatory authority shall treat any RUS approved rate for the power supply borrower as...

  11. 7 CFR 1717.303 - Requirements of RUS documents.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Federal Pre-emption in Rate Making in Connection With Power Supply Borrowers § 1717.303 Requirements of RUS documents. (a) Pursuant to the terms of the RUS documents each power supply borrower shall... wholesale power contract, the Board of Directors or Board of Trustees of the power supply borrower shall...

  12. 7 CFR 1710.300 - General.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ...; (12) A discussion of the historical experience of the borrower, and in the case of a power supply... ability of the borrower, and in the case of a power supply borrower its member systems, to compete with... regional office will consult with the Power Supply Division in the case of generation projects for...

  13. 7 CFR 1710.101 - Types of eligible borrowers.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... provide: (1) The retail electric service needs of rural areas, or (2) The power supply needs of distribution borrowers under the terms of power supply arrangements satisfactory to RUS. (b) In making loans... the power supply borrower and RUS. (d) For the purpose of determining the eligibility of a...

  14. 7 CFR 1717.307 - Distribution members' rates.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... Federal Pre-emption in Rate Making in Connection With Power Supply Borrowers § 1717.307 Distribution... affairs of the power supply borrower and over the rates of its distribution members: Provided, however, that the state regulatory authority shall treat any RUS approved rate for the power supply borrower as...

  15. 7 CFR 1717.303 - Requirements of RUS documents.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... Federal Pre-emption in Rate Making in Connection With Power Supply Borrowers § 1717.303 Requirements of RUS documents. (a) Pursuant to the terms of the RUS documents each power supply borrower shall... wholesale power contract, the Board of Directors or Board of Trustees of the power supply borrower shall...

  16. 7 CFR 1773.4 - Borrower responsibilities.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... responsibilities. (a) Selection of a qualified CPA. The borrower's board of directors is responsible for the selection of a qualified CPA that meets the requirements set forth in § 1773.5. When selecting a CPA, the borrower should consider, among other matters: (1) The qualifications of CPAs available to do the work; (2...

  17. 7 CFR 1773.4 - Borrower responsibilities.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... responsibilities. (a) Selection of a qualified CPA. The borrower's board of directors is responsible for the selection of a qualified CPA that meets the requirements set forth in § 1773.5. When selecting a CPA, the borrower should consider, among other matters: (1) The qualifications of CPAs available to do the work; (2...

  18. 7 CFR 1773.33 - Management letter.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... (CONTINUED) POLICY ON AUDITS OF RUS BORROWERS RUS Reporting Requirements § 1773.33 Management letter. The CPA... December 31 year end, the CPA must state whether the information represented by the borrower as having been... audited records. For borrowers with a year end other than December 31, the CPA must state whether the...

  19. 7 CFR 1773.4 - Borrower responsibilities.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... responsibilities. (a) Selection of a qualified CPA. The borrower's board of directors is responsible for the selection of a qualified CPA that meets the requirements set forth in § 1773.5. When selecting a CPA, the borrower should consider, among other matters: (1) The qualifications of CPAs available to do the work; (2...

  20. 7 CFR 1773.4 - Borrower responsibilities.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... responsibilities. (a) Selection of a qualified CPA. The borrower's board of directors is responsible for the selection of a qualified CPA that meets the requirements set forth in § 1773.5. When selecting a CPA, the borrower should consider, among other matters: (1) The qualifications of CPAs available to do the work; (2...

  1. 7 CFR 1773.4 - Borrower responsibilities.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... responsibilities. (a) Selection of a qualified CPA. The borrower's board of directors is responsible for the selection of a qualified CPA that meets the requirements set forth in § 1773.5. When selecting a CPA, the borrower should consider, among other matters: (1) The qualifications of CPAs available to do the work; (2...

  2. 7 CFR 1781.21 - Borrower accounting methods, management, reporting, and audits.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 12 2010-01-01 2010-01-01 false Borrower accounting methods, management, reporting... DEVELOPMENT (RCD) LOANS AND WATERSHED (WS) LOANS AND ADVANCES § 1781.21 Borrower accounting methods, management, reporting, and audits. These activities will be handled in accordance with the provisions of...

  3. 49 CFR 22.45 - Allowable fees to borrowers.

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... 49 Transportation 1 2010-10-01 2010-10-01 false Allowable fees to borrowers. 22.45 Section 22.45 Transportation Office of the Secretary of Transportation SHORT-TERM LENDING PROGRAM (STLP) Loan Application Process § 22.45 Allowable fees to borrowers. (a) Application Fees. The Participating Lender may charge the...

  4. 7 CFR 1726.300 - Standard forms of contracts for borrowers.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... SERVICE, DEPARTMENT OF AGRICULTURE ELECTRIC SYSTEM CONSTRUCTION POLICIES AND PROCEDURES RUS Standard Forms § 1726.300 Standard forms of contracts for borrowers. (a) General. The standard loan agreement between... 7 Agriculture 11 2010-01-01 2010-01-01 false Standard forms of contracts for borrowers. 1726.300...

  5. 12 CFR 615.5030 - Borrowings from commercial banks.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... commercial banks. (a) Each System bank board, by resolution, shall authorize all commercial bank borrowings... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Borrowings from commercial banks. 615.5030 Section 615.5030 Banks and Banking FARM CREDIT ADMINISTRATION FARM CREDIT SYSTEM FUNDING AND FISCAL...

  6. 7 CFR 3560.405 - Borrower organizational structure or ownership interest changes.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Servicing § 3560.405 Borrower organizational structure or ownership interest changes. (a) General. The requirements of this section apply to changes in a borrower entity's organizational structure or to a change in... organizational change. The request must document that the proposed changes will not adversely affect the program...

  7. 7 CFR 1710.255 - Energy efficiency work plans-energy efficiency borrowers.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 7 Agriculture 11 2014-01-01 2014-01-01 false Energy efficiency work plans-energy efficiency... TO ELECTRIC LOANS AND GUARANTEES Construction Work Plans and Related Studies § 1710.255 Energy efficiency work plans—energy efficiency borrowers. (a) All energy efficiency borrowers must maintain a...

  8. Sobre prestamos y clasificaciones linguisticas (Regarding Borrowing and Linguistic Classification).

    ERIC Educational Resources Information Center

    Key, Mary Ritchie

    1988-01-01

    This article explores the traditionally accepted etymologies of several lexical borrowings in the indigenous languages of the Americas within the framework of comparative linguistics and linguistic classification. The first section presents a general discussion of the problem of tracing lexical borrowings in this context. The section features a…

  9. 34 CFR 674.42 - Contact with the borrower.

    Code of Federal Regulations, 2012 CFR

    2012-07-01

    ... half-time study at the institution or during the exit interview. If the borrower enters the repayment... exit counseling is conducted shortly before the borrower ceases at least half-time study at the institution. As an alternative, in the case of a student enrolled in a correspondence program or a study...

  10. 34 CFR 674.42 - Contact with the borrower.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... half-time study at the institution or during the exit interview. If the borrower enters the repayment... exit counseling is conducted shortly before the borrower ceases at least half-time study at the institution. As an alternative, in the case of a student enrolled in a correspondence program or a study...

  11. 34 CFR 674.42 - Contact with the borrower.

    Code of Federal Regulations, 2013 CFR

    2013-07-01

    ... half-time study at the institution or during the exit interview. If the borrower enters the repayment... exit counseling is conducted shortly before the borrower ceases at least half-time study at the institution. As an alternative, in the case of a student enrolled in a correspondence program or a study...

  12. 34 CFR 674.42 - Contact with the borrower.

    Code of Federal Regulations, 2014 CFR

    2014-07-01

    ... half-time study at the institution or during the exit interview. If the borrower enters the repayment... exit counseling is conducted shortly before the borrower ceases at least half-time study at the institution. As an alternative, in the case of a student enrolled in a correspondence program or a study...

  13. 34 CFR 674.42 - Contact with the borrower.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... half-time study at the institution or during the exit interview. If the borrower enters the repayment... exit counseling is conducted shortly before the borrower ceases at least half-time study at the institution. As an alternative, in the case of a student enrolled in a correspondence program or a study...

  14. 38 CFR 36.4350 - Servicing procedures for holders.

    Code of Federal Regulations, 2011 CFR

    2011-07-01

    ... face-to-face interview with the borrower(s) or a reasonable effort to arrange such a meeting is... can also answer any questions you have regarding your entitlement. If you have access to the Internet... parts 180 and 801. (h) Conducting interviews with delinquent borrowers. When personal contact with the...

  15. 12 CFR 617.7005 - When may electronic communications be used in the borrower rights process?

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... borrower rights process? Qualified lenders may use, with the parties' agreement, electronic commerce (E-commerce), including electronic communications for borrower rights disclosures. Part 609 of this chapter addresses when a qualified lender may use E-commerce. Consistent with these rules, a qualified lender should...

  16. 12 CFR 617.7005 - When may electronic communications be used in the borrower rights process?

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... borrower rights process? Qualified lenders may use, with the parties' agreement, electronic commerce (E-commerce), including electronic communications for borrower rights disclosures. Part 609 of this chapter addresses when a qualified lender may use E-commerce. Consistent with these rules, a qualified lender should...

  17. 12 CFR 617.7005 - When may electronic communications be used in the borrower rights process?

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... borrower rights process? Qualified lenders may use, with the parties' agreement, electronic commerce (E-commerce), including electronic communications for borrower rights disclosures. Part 609 of this chapter addresses when a qualified lender may use E-commerce. Consistent with these rules, a qualified lender should...

  18. 12 CFR 617.7005 - When may electronic communications be used in the borrower rights process?

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... borrower rights process? Qualified lenders may use, with the parties' agreement, electronic commerce (E-commerce), including electronic communications for borrower rights disclosures. Part 609 of this chapter addresses when a qualified lender may use E-commerce. Consistent with these rules, a qualified lender should...

  19. 12 CFR 617.7005 - When may electronic communications be used in the borrower rights process?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... borrower rights process? Qualified lenders may use, with the parties' agreement, electronic commerce (E-commerce), including electronic communications for borrower rights disclosures. Part 609 of this chapter addresses when a qualified lender may use E-commerce. Consistent with these rules, a qualified lender should...

  20. 13 CFR 500.200 - Eligible Borrower.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... 13 Business Credit and Assistance 1 2013-01-01 2013-01-01 false Eligible Borrower. 500.200 Section 500.200 Business Credit and Assistance EMERGENCY OIL AND GAS GUARANTEED LOAN BOARD EMERGENCY OIL AND GAS GUARANTEED LOAN PROGRAM Oil and Gas Guaranteed Loans § 500.200 Eligible Borrower. (a) An eligible...

  1. 13 CFR 500.200 - Eligible Borrower.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... 13 Business Credit and Assistance 1 2014-01-01 2014-01-01 false Eligible Borrower. 500.200 Section 500.200 Business Credit and Assistance EMERGENCY OIL AND GAS GUARANTEED LOAN BOARD EMERGENCY OIL AND GAS GUARANTEED LOAN PROGRAM Oil and Gas Guaranteed Loans § 500.200 Eligible Borrower. (a) An eligible...

  2. 13 CFR 500.200 - Eligible Borrower.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... 13 Business Credit and Assistance 1 2012-01-01 2012-01-01 false Eligible Borrower. 500.200 Section 500.200 Business Credit and Assistance EMERGENCY OIL AND GAS GUARANTEED LOAN BOARD EMERGENCY OIL AND GAS GUARANTEED LOAN PROGRAM Oil and Gas Guaranteed Loans § 500.200 Eligible Borrower. (a) An eligible...

  3. 13 CFR 500.200 - Eligible Borrower.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 13 Business Credit and Assistance 1 2011-01-01 2011-01-01 false Eligible Borrower. 500.200 Section 500.200 Business Credit and Assistance EMERGENCY OIL AND GAS GUARANTEED LOAN BOARD EMERGENCY OIL AND GAS GUARANTEED LOAN PROGRAM Oil and Gas Guaranteed Loans § 500.200 Eligible Borrower. (a) An eligible...

  4. 7 CFR 1806.6 - Failure of borrower to provide insurance.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... Section 1806.6 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE... insurance. When a borrower fails to provide and maintain property insurance which meets the requirements set forth in § 1806.2 of this subpart, every effort will be made to have the borrower provide coverage...

  5. 7 CFR 1806.6 - Failure of borrower to provide insurance.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Section 1806.6 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE... insurance. When a borrower fails to provide and maintain property insurance which meets the requirements set forth in § 1806.2 of this subpart, every effort will be made to have the borrower provide coverage...

  6. 7 CFR 1806.6 - Failure of borrower to provide insurance.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... Section 1806.6 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE... insurance. When a borrower fails to provide and maintain property insurance which meets the requirements set forth in § 1806.2 of this subpart, every effort will be made to have the borrower provide coverage...

  7. 7 CFR 1806.6 - Failure of borrower to provide insurance.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... Section 1806.6 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE... insurance. When a borrower fails to provide and maintain property insurance which meets the requirements set forth in § 1806.2 of this subpart, every effort will be made to have the borrower provide coverage...

  8. 7 CFR 1806.6 - Failure of borrower to provide insurance.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... Section 1806.6 Agriculture Regulations of the Department of Agriculture (Continued) RURAL HOUSING SERVICE... insurance. When a borrower fails to provide and maintain property insurance which meets the requirements set forth in § 1806.2 of this subpart, every effort will be made to have the borrower provide coverage...

  9. On Predicting Form and Meaning in a Second Language

    ERIC Educational Resources Information Center

    Ito, Aine; Martin, Andrea E.; Nieuwland, Mante S.

    2017-01-01

    We used event-related potentials (ERP) to investigate whether Spanish-English bilinguals preactivate form and meaning of predictable words. Participants read high-cloze sentence contexts (e.g., "The student is going to the library to borrow a..."), followed by the predictable word ("book"), a word that was form-related…

  10. Borrowed Capital as Risk Factor for Large Construction Companies in Russia

    NASA Astrophysics Data System (ADS)

    Guzikova, L.; Plotnikova, E.; Zubareva, M.

    2017-11-01

    The paper investigates the features of the formation of the capital structure of large construction companies from the standpoint of the financial risks and opportunities for companies’ development. The authors compare the opportunities and risks linked with the use of the own and borrowed capital, analyze the capital structure of large Russian construction companies, identify factors affecting the capital structure and determining the ratio of own and borrowed sources of financing. In the paper the hypothesis is considered that companies use larger volumes of borrowed capital by means of their assets increase.

  11. Testing the tools of development: credit programmes, loan involvement, and women's empowerment.

    PubMed

    Ackerly, B A

    1995-07-01

    This study finds that income generation programs should not focus on women's labor as a means of empowerment. Empowerment should be directed to women's direct involvement in selling and accounting in the loan activity and in the techniques of lending agencies that promote empowerment. Borrowers are empowered through market activities and nonmarket strategies such as changing the institutional environment. Local women can be hired as group promoters. When payments are made to a collection post, local women promoters can be protected and travel to remote areas without fear for security. It is argued that goals are reached successfully, when tasks are clearly defined. Empowerment in this study means knowledge of accounting for the borrower's loan activity. It is argued that organizations that choose to make women's empowerment a goal can use this factor to measure program impact. Data for this study are obtained from the Bangladesh Rural Advancement Committee (BRAC), Grameen Bank (GB), and Save the Children, Bangladesh Field Office (SCF). The general model indicates that the borrower will be empowered in the process of taking out a loan and investing it in an activity. The likelihood that the credit process will lead to empowerment, given the multiple lending options, is tested in a probit model. Explanatory variables include location, borrower's direct contribution of labor to all or part of the activity, a borrower's direct involvement in buying supplies or selling or accounting for the loan, the lending organization (BRAC, GB, or SCF), loan amount, number of years of borrowing, and borrower position as a center or group chair. The results are based on the 826 loans of the 613 female borrowers. Significant features that contributed to borrower's knowledge included, in the order of significance, participation in accounting, selling, and labor. The key factor appeared to be market access. The impact of organization and involvement was maximized among individuals who had a 40-50% probability of being empowered. For example, a borrower, who had an initial propensity of being empowered of 20%, would have a 96.2% probability of being empowered as a result of accounting involvement.

  12. 75 FR 58285 - Short-Term, Small Amount Loans

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-09-24

    ... believed that a longer term was necessary to enable borrowers to pay back a loan in small, more manageable... drive borrowers back to payday lenders. After considering these comments the Board has determined to... for a higher number of loans, the Board disagrees that a limited number of loans will push borrowers...

  13. 13 CFR 120.412 - Other services Lenders may provide Borrowers.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 13 Business Credit and Assistance 1 2011-01-01 2011-01-01 false Other services Lenders may provide Borrowers. 120.412 Section 120.412 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS... goods with a Borrower only after full disbursement of the loan to the small business or to an account...

  14. 7 CFR 1806.28 - Borrowers required to escrow.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... insufficient funds to pay the flood insurance premium when due, the County Supervisor will request the borrower to pay an amount equal to the difference between the premium due and the escrow balance in a lump sum within 30 days after notification. If the borrower fails to remit the amount requested, the amount will...

  15. Education Policy Borrowing in China: Has the West Wind Overpowered the East Wind?

    ERIC Educational Resources Information Center

    Tan, Charlene; Chua, Catherine S. K.

    2015-01-01

    Recent education reform in China reflects the global trend of education policy borrowing from Anglophone countries such as the USA. The reform in China essentially advocates shifting from knowledge reproduction and didacticism to knowledge construction by students through a learner-centredness approach. Aware of the trend of borrowing policy from…

  16. Trends in Student Aid, 2012. Trends in Higher Education Series

    ERIC Educational Resources Information Center

    Baum, Sandy; Payea, Kathleen

    2012-01-01

    The recent focus on student debt makes reliable data about how much students are borrowing, how borrowing patterns differ among students across different types of institutions and at different levels of enrollment, and about changes over time particularly important. While total student borrowing has grown rapidly over the past decade, the rate of…

  17. Delinquency: The Untold Story of Student Loan Borrowing

    ERIC Educational Resources Information Center

    Cunningham, Alisa F.; Kienzl, Gregory S.

    2011-01-01

    Student financial aid--including grants and loans--plays a key role in supporting students' access to and success in college. Yet, despite periodic increases in grant funding, students and their families have increasingly relied on borrowing to cover more of the costs of higher education. As the number of student borrowers has increased and their…

  18. 7 CFR 1717.154 - Transitional assistance in connection with new loans.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... loans, RUS will consider the loan authority for the fiscal year, the borrower's projected cash flows... and supplemental loans and the impacts of this difference on the borrower's projected cash flows and... other costs of entering into the merger places on the borrower's rates and cash flows, and the...

  19. 7 CFR 1717.154 - Transitional assistance in connection with new loans.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... loans, RUS will consider the loan authority for the fiscal year, the borrower's projected cash flows... and supplemental loans and the impacts of this difference on the borrower's projected cash flows and... other costs of entering into the merger places on the borrower's rates and cash flows, and the...

  20. 7 CFR 1717.154 - Transitional assistance in connection with new loans.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... loans, RUS will consider the loan authority for the fiscal year, the borrower's projected cash flows... and supplemental loans and the impacts of this difference on the borrower's projected cash flows and... other costs of entering into the merger places on the borrower's rates and cash flows, and the...

  1. 24 CFR 1005.105 - What are eligible loans?

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... § 203.12(b)(2) of this title for FHA mortgage insurance. (f) Lack of access to private financial markets... borrower must certify that the borrower lacks access to private financial markets. Borrower certification... 24 Housing and Urban Development 4 2010-04-01 2010-04-01 false What are eligible loans? 1005.105...

  2. 7 CFR 1717.609 - RUS approval of general manager.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 11 2010-01-01 2010-01-01 false RUS approval of general manager. 1717.609 Section... Operational Controls § 1717.609 RUS approval of general manager. (a) If a borrower's mortgage or loan contract... general manager of the borrower's system, such approval is hereby granted provided that the borrower is in...

  3. The New England Student Loan Survey II. Final Report.

    ERIC Educational Resources Information Center

    Pedalino, Marilyn; And Others.

    The New England Student Loan Survey (NESLS) II investigated the impact of student loans on borrowers, their consumption patterns, and their attitudes towards repayment. The 1,442 subjects, recent borrowers now repaying their student loans, included 283 high debt-low income borrowers and 207 prior defaulters now in repayment. Findings included the…

  4. The Social Correlates of Lexical Borrowing in Spanish in New York City

    ERIC Educational Resources Information Center

    Varra, Rachel Marie

    2013-01-01

    This dissertation investigates lexical borrowing in Spanish in New York. English-origin lexical material was extracted from a stratified sample of 146 Spanish-speaking informants of different ages, national origins, classes, etc., living in New York City. ANOVAs and Pearson correlations determined whether lexical borrowing frequency and the type…

  5. Lexical Borrowings in the ESL Classrooms in Malaysia

    ERIC Educational Resources Information Center

    Thirusanku, Jantmary; Yunus, Melor Md

    2013-01-01

    This paper attempts to show the use of lexical borrowings in ten teaching materials used by the English as Second Language (ESL) teachers in the ESL classrooms in the National Secondary Schools in the Klang district in Selangor, Malaysia. It also discusses the general and pedagogical implications involved in using lexical borrowings. This paper…

  6. 7 CFR 1786.163 - Existing wholesale power contracts.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... contracts. (a) If the borrower is a party to a wholesale power contract with a power supply borrower financed pursuant to the RE Act, the Administrator may require that the borrower and the power supply... follows: Sample Contract Terms So long as any of the notes evidencing secured loans of the power supply...

  7. 7 CFR 1710.303 - Power cost studies-power supply borrowers.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 11 2011-01-01 2011-01-01 false Power cost studies-power supply borrowers. 1710.303... AND GUARANTEES Long-Range Financial Forecasts § 1710.303 Power cost studies—power supply borrowers. (a... facilities shall be supported by a power cost study to demonstrate that the proposed generation and...

  8. 7 CFR 1786.163 - Existing wholesale power contracts.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... contracts. (a) If the borrower is a party to a wholesale power contract with a power supply borrower financed pursuant to the RE Act, the Administrator may require that the borrower and the power supply... follows: Sample Contract Terms So long as any of the notes evidencing secured loans of the power supply...

  9. 7 CFR 1717.857 - Refinancing of existing secured debt-distribution and power supply borrowers.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... 7 Agriculture 11 2011-01-01 2011-01-01 false Refinancing of existing secured debt-distribution and power supply borrowers. 1717.857 Section 1717.857 Agriculture Regulations of the Department of... Private Financing § 1717.857 Refinancing of existing secured debt—distribution and power supply borrowers...

  10. Disparities in American Graduate Students' Tendency to Borrow: "Race, Family Background, and Major"

    ERIC Educational Resources Information Center

    Niu, Lian

    2016-01-01

    This study uses National Postsecondary Student Aid Study of 2012 data to examine disparities in graduate students' borrowing tendency. Results show Black and Hispanic students, students in education, humanities, and social sciences, and students of parents with lower education level are more likely to borrow for graduate education, even after…

  11. 24 CFR 201.23 - Borrower's initial payment.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... gift or a loan from some other source, the borrower must disclose the source of such gift or loan on... lender in the loan file. (b) Manufactured home purchase loans. In the case of a manufactured home purchase loan, the borrower shall make a minimum cash downpayment of at least five percent of the purchase...

  12. 7 CFR 1942.128 - Borrower accounting methods, management reports and audits.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 13 2010-01-01 2009-01-01 true Borrower accounting methods, management reports and... Rescue and Other Small Community Facilities Projects § 1942.128 Borrower accounting methods, management... under Public Law 103-354 1942-53, “Cash Flow Report,” instead of page one of schedule one and schedule...

  13. How Culture Matters in Educational Borrowing? Chinese Teachers' Dilemmas in a Global Era

    ERIC Educational Resources Information Center

    Liu, Sheng-nan; Feng, Da-ming

    2015-01-01

    Educational borrowing may cause numerous dilemmas that emerge from cross-cultural differences among teachers in the globalization. Through the case study on the flipped classroom introduced from the United States into Chinese middle schools, this article presents an examination of dilemmas that teachers encountered during educational borrowing in…

  14. Lexical Borrowing from Chinese Languages in Malaysian English

    ERIC Educational Resources Information Center

    Imm, Tan Siew

    2009-01-01

    This paper explores how contact between English and Chinese has resulted in the incorporation of Chinese borrowings into the lexicon of Malaysian English (ME). Using a corpus-based approach, this study analyses a comprehensive range of borrowed features extracted from the Malaysian English Newspaper Corpus (MEN Corpus). Based on the contexts of…

  15. 7 CFR 1980.390 - Interest assistance.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... fee is payable when: (i) A new agreement is made with the borrower except at the time of loan closing. (ii) The borrower had an agreement for the previous year and a new agreement is made for the current year. (iii) The borrower is eligible for but not presently on interest assistance and enters into a new...

  16. Graduating into Debt: The Burdens of Borrowing for Graduate & Professional Students.

    ERIC Educational Resources Information Center

    Education Resources Inst., Boston, MA.

    A study of the debt levels of graduate and professional students is reported in narrative, data tables, and graphs. Highlights include: total annual borrowing through federal loan programs has accelerated dramatically, with more than a million graduate and professional students now borrowing nearly $8 billion per year; graduate and professional…

  17. 7 CFR 1944.425 - Handling and accounting for borrower loan funds.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 13 2010-01-01 2009-01-01 true Handling and accounting for borrower loan funds. 1944... Grants § 1944.425 Handling and accounting for borrower loan funds. Grantees will be required to...HA or its successor agency under Public Law 103-354's non-discrimination policies in receiving...

  18. 12 CFR 615.5040 - Borrowings from financial institutions other than commercial banks.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 12 Banks and Banking 6 2010-01-01 2010-01-01 false Borrowings from financial institutions other than commercial banks. 615.5040 Section 615.5040 Banks and Banking FARM CREDIT ADMINISTRATION FARM... § 615.5040 Borrowings from financial institutions other than commercial banks. The Farm Credit banks may...

  19. 7 CFR 1980.390 - Interest assistance.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... fee is payable when: (i) A new agreement is made with the borrower except at the time of loan closing. (ii) The borrower had an agreement for the previous year and a new agreement is made for the current year. (iii) The borrower is eligible for but not presently on interest assistance and enters into a new...

  20. Factors influencing students' borrowing that may affect their specialty choices and other after-graduation behaviors.

    PubMed

    Cooter, R; Bross, T M; Erdmann, J B

    1998-01-01

    To assess the factors that influence medical students' borrowing and how these factors may affect access to the profession, specialty choice, and medical graduates' repayment behaviors. The borrowing patterns of the 3,495 indebted students enrolled at Jefferson Medical College of Thomas Jefferson University between 1989-90 and 1994-95 were analyzed. (Debt included both subsidized and unsubsidized debt.) These borrowing patterns were assessed in relation to changes in the cost of education, family (i.e., parents') income, availability of grant funding, legislative changes to loan-eligibility criteria (specifically, the Higher Education Amendments of 1992), and average interest rates on federal unsubsidized loans. The annual changes in average debt levels suggest that while cost of education, family resources, and availability of grant funding may be significant factors, changes in loan eligibility and prevailing interest rates on unsubsidized loan source also influence medical students' borrowing. A comparison of the borrowing patterns for three income groups (low, middle, high) further demonstrated that while overall fluctuations for low-income group mirrored changes in the cost and resource variables, annual borrowing fluctuations for the middle- and high-income groups were more reflective of the expansion of loan eligibility and reduced interest rates on unsubsidized loans. From 1989-90 to 1994-95 the average cost of education increased by $2,368. Average unsubsidized debt increased by $1,544 for the low-income group, $3,960 for the middle-income group, and $4,439 for the high-income group. The percentage of unsubsidized funding included in the borrowers' financing packages increased by just under 6% for the low-income group but almost 10% and 11% for the middle- and high-income groups, respectively. The results suggest that medical students borrow for a variety of reasons, ranging from financial need to personal financing or lifestyle choices. These reasons should be considered in relation to institutional and governmental financial aid policies and future research on the relationship between debt and speciality choice.

  1. Non-targeted, high resolution mass spectrometry strategy for simultaneous monitoring of xenobiotics and endogenous compounds in green sea turtles on the Great Barrier Reef.

    PubMed

    Heffernan, Amy L; Gómez-Ramos, Maria M; Gaus, Caroline; Vijayasarathy, Soumini; Bell, Ian; Hof, Christine; Mueller, Jochen F; Gómez-Ramos, Maria J

    2017-12-01

    Chemical contamination poses a threat to ecosystem, biota and human health, and identifying these hazards is a complex challenge. Traditional hazard identification relies on a priori-defined targets of limited chemical scope, and is generally inappropriate for exploratory studies such as explaining toxicological effects in environmental systems. Here we present a non-target high resolution mass spectrometry environmental monitoring study with multivariate statistical analysis to simultaneously detect biomarkers of exposure (e.g. xenobiotics) and biomarkers of effect in whole turtle blood. Borrowing the concept from clinical chemistry, a case-control sampling approach was used to investigate the potential influence of xenobiotics of anthropogenic origin on free-ranging green sea turtles (Chelonia mydas) from a remote, offshore 'control' site; and two coastal 'case' sites influenced by urban/industrial and agricultural activities, respectively, on the Great Barrier Reef in North Queensland, Australia. Multiple biomarkers of exposure, including sulfonic acids (n=9), a carbamate insecticide metabolite, and other industrial chemicals; and five biomarkers of effect (lipid peroxidation products), were detected in case sites. Additionally, two endogenous biomarkers of neuroinflammation and oxidative stress were identified, and showed moderate-to-strong correlations with clinical measures of inflammation and liver dysfunction. Our data filtering strategy overcomes limitations of traditional a priori selection of target compounds, and adds to the limited environmental xenobiotic metabolomics literature. To our knowledge this is the first case-control study of xenobiotics in marine megafauna, and demonstrates the utility of green sea turtles to link internal and external exposure, to explain potential toxicological effects in environmental systems. Copyright © 2017 Elsevier B.V. All rights reserved.

  2. Longitudinal development of subtraction performance in elementary school.

    PubMed

    Artemenko, Christina; Pixner, Silvia; Moeller, Korbinian; Nuerk, Hans-Christoph

    2017-10-05

    A major goal of education in elementary mathematics is the mastery of arithmetic operations. However, research on subtraction is rather scarce, probably because subtraction is often implicitly assumed to be cognitively similar to addition, its mathematical inverse. To evaluate this assumption, we examined the relation between the borrow effect in subtraction and the carry effect in addition, and the developmental trajectory of the borrow effect in children using a choice reaction paradigm in a longitudinal study. In contrast to the carry effect in adults, carry and borrow effects in children were found to be categorical rather than continuous. From grades 3 to 4, children became more proficient in two-digit subtraction in general, but not in performing the borrow operation in particular. Thus, we observed no specific developmental progress in place-value computation, but a general improvement in subtraction procedures. Statement of contribution What is already known on this subject? The borrow operation increases difficulty in two-digit subtraction in adults. The carry effect in addition, as the inverse operation of borrowing, comprises categorical and continuous processing characteristics. What does this study add? In contrast to the carry effect in adults, the borrow and carry effects are categorical in elementary school children. Children generally improve in subtraction performance from grades 3 to 4 but do not progress in place-value computation in particular. © 2017 The British Psychological Society.

  3. Phase I Marine Archeological Remote Sensing Survey of the Proposed Mississippi River Sand Borrow Sites for the Louisiana Coastal Area Barrier Shoreline Restoration Project, Plaquemines Parish, Louisiana

    DTIC Science & Technology

    2008-09-01

    massive, organically-rich, clayey silts and silty clays that contain ostracods, the remains of fiddler crabs and crayfish, and gastropods such as...that big game hunting was a dominant adaptive strategy in the southeast is less certain because of the regional environmental...evidence suggests that a degree of continuity existed between the adaptations of prehistoric peoples living in northern forests and those who lived in

  4. An Empirical Analysis of Borrowing Behaviour of Higher Education Students in the Netherlands

    ERIC Educational Resources Information Center

    Oosterbeek, Hessel; van den Broek, Anja

    2009-01-01

    Many higher education students combine their study with a job on the side instead of taking up a loan. This paper examines the factors underlying this apparently myopic behaviour. We find that standard economic factors explain observed borrowing decisions to some extent. Students with easier access to financial resources borrow less often.…

  5. 24 CFR 201.42 - Bankruptcy, insolvency or death of borrower.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Bankruptcy, insolvency or death of..., insolvency or death of borrower. (a) Bankruptcy or insolvency. The lender shall file a proof of claim with... required) shall be retained in the loan file. (b) Death of a borrower. The lender shall file a proof of...

  6. 42 CFR 60.12 - Deferment.

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ...” in the Guaranteed Student Loan Program; (2) Up to 4 years during which the borrower is a participant... United States; (4) Up to 3 years during which the borrower is in service as a volunteer under the Peace...; or (6) Up to 3 years during which the borrower is a full-time volunteer under title I of the Domestic...

  7. 42 CFR 60.12 - Deferment.

    Code of Federal Regulations, 2014 CFR

    2014-10-01

    ...” in the Guaranteed Student Loan Program; (2) Up to 4 years during which the borrower is a participant... United States; (4) Up to 3 years during which the borrower is in service as a volunteer under the Peace...; or (6) Up to 3 years during which the borrower is a full-time volunteer under title I of the Domestic...

  8. 42 CFR 60.12 - Deferment.

    Code of Federal Regulations, 2012 CFR

    2012-10-01

    ...” in the Guaranteed Student Loan Program; (2) Up to 4 years during which the borrower is a participant... United States; (4) Up to 3 years during which the borrower is in service as a volunteer under the Peace...; or (6) Up to 3 years during which the borrower is a full-time volunteer under title I of the Domestic...

  9. 42 CFR 60.12 - Deferment.

    Code of Federal Regulations, 2013 CFR

    2013-10-01

    ...” in the Guaranteed Student Loan Program; (2) Up to 4 years during which the borrower is a participant... United States; (4) Up to 3 years during which the borrower is in service as a volunteer under the Peace...; or (6) Up to 3 years during which the borrower is a full-time volunteer under title I of the Domestic...

  10. 76 FR 61764 - Principal Funds, Inc., et al.;

    Federal Register 2010, 2011, 2012, 2013, 2014

    2011-10-05

    ... Account (as defined below), other Funds may need to borrow money from the same or similar banks for... access to a joint line of credit (the ``Credit Agreement''). 3. When a Fund borrows money from a bank or... other on behalf of the Funds that would permit each Fund to lend money directly to and borrow money...

  11. International Education Policy Transfer--Borrowing Both Ways: The Hong Kong and England Experience

    ERIC Educational Resources Information Center

    Forestier, Katherine; Crossley, Michael

    2015-01-01

    This paper analyses how the impact of international student achievement studies and the recent economic crisis in Europe are influencing the development of educational policy transfer and borrowing, from East to West. This is contrasted with education reform movements in East Asia, which have long legacies of borrowing from so-called…

  12. 13 CFR 120.971 - Allowable fees paid by Borrower.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... Development Company Loan Program (504) Fees § 120.971 Allowable fees paid by Borrower. (a) CDC fees. The fees a CDC may charge the Borrower in connection with a 504 loan and Debenture are limited to the following: (1) Processing fee. The CDC may charge up to 1.5 percent of the net Debenture proceeds to process...

  13. 13 CFR 120.971 - Allowable fees paid by Borrower.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... Development Company Loan Program (504) Fees § 120.971 Allowable fees paid by Borrower. (a) CDC fees. The fees a CDC may charge the Borrower in connection with a 504 loan and Debenture are limited to the following: (1) Processing fee. The CDC may charge up to 1.5 percent of the net Debenture proceeds to process...

  14. 13 CFR 120.971 - Allowable fees paid by Borrower.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... Development Company Loan Program (504) Fees § 120.971 Allowable fees paid by Borrower. (a) CDC fees. The fees a CDC may charge the Borrower in connection with a 504 loan and Debenture are limited to the following: (1) Processing fee. The CDC may charge up to 1.5 percent of the net Debenture proceeds to process...

  15. 13 CFR 120.971 - Allowable fees paid by Borrower.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Development Company Loan Program (504) Fees § 120.971 Allowable fees paid by Borrower. (a) CDC fees. The fees a CDC may charge the Borrower in connection with a 504 loan and Debenture are limited to the following: (1) Processing fee. The CDC may charge up to 1.5 percent of the net Debenture proceeds to process...

  16. 13 CFR 120.971 - Allowable fees paid by Borrower.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... Development Company Loan Program (504) Fees § 120.971 Allowable fees paid by Borrower. (a) CDC fees. The fees a CDC may charge the Borrower in connection with a 504 loan and Debenture are limited to the following: (1) Processing fee. The CDC may charge up to 1.5 percent of the net Debenture proceeds to process...

  17. 7 CFR 766.113 - Buyout of loan at current market value.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... 7 Agriculture 7 2010-01-01 2010-01-01 false Buyout of loan at current market value. 766.113... Buyout of loan at current market value. (a) Borrower eligibility. A delinquent borrower may buy out the borrower's FLP loans at the current market value of the loan security, including security not in the...

  18. 13 CFR 120.712 - How does an Intermediary get a grant to assist Microloan borrowers?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... contribution. It may only use grant funds to provide Microloan borrowers with marketing, management, and... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false How does an Intermediary get a grant to assist Microloan borrowers? 120.712 Section 120.712 Business Credit and Assistance SMALL...

  19. 25 CFR 103.26 - What must the borrower supply the lender in its loan application?

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... balance sheets and operating statements for the preceding 3 years, or so much of that period that the... projections for the borrower's business, consisting of pro-forma balance sheets, operating statements, and... life, and other kinds of insurance the borrower will maintain on its business assets and operations; (k...

  20. Federal Student Loans: Better Oversight Could Improve Defaulted Loan Rehabilitation. Report to Congressional Requesters. GAO-14-256

    ERIC Educational Resources Information Center

    Emrey-Arras, Melissa

    2014-01-01

    The Department of Education (Education) relies on collection agencies to assist borrowers in rehabilitating defaulted student loans, which allows borrowers who make nine on-time monthly payments within 10 months to have the default removed from their credit reports. Education works with 22 collection agencies to locate borrowers and explain…

  1. 24 CFR 201.42 - Bankruptcy, insolvency or death of borrower.

    Code of Federal Regulations, 2012 CFR

    2012-04-01

    ... 24 Housing and Urban Development 2 2012-04-01 2012-04-01 false Bankruptcy, insolvency or death of..., insolvency or death of borrower. (a) Bankruptcy or insolvency. The lender shall file a proof of claim with... required) shall be retained in the loan file. (b) Death of a borrower. The lender shall file a proof of...

  2. 24 CFR 201.42 - Bankruptcy, insolvency or death of borrower.

    Code of Federal Regulations, 2014 CFR

    2014-04-01

    ... 24 Housing and Urban Development 2 2014-04-01 2014-04-01 false Bankruptcy, insolvency or death of..., insolvency or death of borrower. (a) Bankruptcy or insolvency. The lender shall file a proof of claim with... required) shall be retained in the loan file. (b) Death of a borrower. The lender shall file a proof of...

  3. 24 CFR 201.42 - Bankruptcy, insolvency or death of borrower.

    Code of Federal Regulations, 2013 CFR

    2013-04-01

    ... 24 Housing and Urban Development 2 2013-04-01 2013-04-01 false Bankruptcy, insolvency or death of..., insolvency or death of borrower. (a) Bankruptcy or insolvency. The lender shall file a proof of claim with... required) shall be retained in the loan file. (b) Death of a borrower. The lender shall file a proof of...

  4. 42 CFR 60.5 - Who is an eligible student borrower?

    Code of Federal Regulations, 2010 CFR

    2010-10-01

    ... EDUCATION ASSISTANCE LOAN PROGRAM The Borrower § 60.5 Who is an eligible student borrower? To receive a HEAL... accepted for enrollment at a HEAL school in a course of study that leads to one of the following degrees... Medicine or equivalent degree Bachelor or Master of Science in Pharmacy or equivalent degree Graduate or...

  5. 42 CFR 60.5 - Who is an eligible student borrower?

    Code of Federal Regulations, 2011 CFR

    2011-10-01

    ... EDUCATION ASSISTANCE LOAN PROGRAM The Borrower § 60.5 Who is an eligible student borrower? To receive a HEAL... accepted for enrollment at a HEAL school in a course of study that leads to one of the following degrees... Medicine or equivalent degree Bachelor or Master of Science in Pharmacy or equivalent degree Graduate or...

  6. Factors That Affect Willingness to Borrow Student Loans among Community College Students

    ERIC Educational Resources Information Center

    Menges, Kathleen K.; Leonhard, Christoph

    2016-01-01

    Research suggests that student loan borrowing has increased at the community college level. This trend is worrisome to many, as research is inconclusive regarding whether loans are positively correlated with achieving a college degree. Many also contend that choosing not to borrow a student loan due to loan aversion can negatively impact a…

  7. Are College Students Borrowing Blindly?

    ERIC Educational Resources Information Center

    Akers, Elizabeth J.; Chingos, Matthew M.

    2014-01-01

    Improving the college search process by making college costs more transparent to potential students and their families has been a primary focus of recent higher education policy efforts. But the importance of this information does not end at the university gates. In order to make prudent decisions about what to study, how many courses to take, and…

  8. The Politics of International League Tables: PISA in Japan's Achievement Crisis Debate

    ERIC Educational Resources Information Center

    Takayama, Keita

    2008-01-01

    Using the political-economic analysis of globalisation and education as well as a culturalist approach to education policy borrowing, the paper analyses the role of local actors, specifically, national newspapers and the Ministry of Education, in mediating the potentially homogenising curricular policy pressure of globalisation exerted through the…

  9. Collection development using interlibrary loan borrowing and acquisitions statistics.

    PubMed Central

    Byrd, G D; Thomas, D A; Hughes, K E

    1982-01-01

    Libraries, especially those supporting the sciences, continually face the problem of selecting appropriate new books for their users. Traditional collection development techniques include the use of librarian or user subject specialists, user recommendations, and approval plans. These methods of selection, however, are most effective in large libraries and do not systemically correlate new book purchases with the actual demands of users served. This paper describes a statistical method for determining subject strengths and weaknesses in a library book collection in relation to user demand. Using interlibrary loan borrowing and book acquisition statistics gathered for one fiscal year from three health sciences libraries, the authors developed a way to graph the broad and narrow subject fields of strength and potential weakness in a book collection. This method has the advantages of simplicity, speed of implementation, and clarity. It can also be used over a period of time to verify the success or failure of a collection development program. Finally, the method has potential as a tool for use by two or more libraries seeking to improve cooperative collection development in a network or consortium. PMID:7059712

  10. Evaluation of the physical process controlling beach changes adjacent to nearshore dredge pits

    USGS Publications Warehouse

    Benedet, L.; List, J.H.

    2008-01-01

    Numerical modeling of a beach nourishment project is conducted to enable a detailed evaluation of the processes associated with the effects of nearshore dredge pits on nourishment evolution and formation of erosion hot spots. A process-based numerical model, Delft3D, is used for this purpose. The analysis is based on the modification of existing bathymetry to simulate "what if" scenarios with/without the bathymetric features of interest. Borrow pits dredged about 30??years ago to provide sand for the nourishment project have a significant influence on project performance and formation of erosional hot spots. It was found that the main processes controlling beach response to these offshore bathymetric features were feedbacks between wave forces (roller force or alongshore component of the radiation stress), pressure gradients due to differentials in wave set-up/set-down and bed shear stress. Modeling results also indicated that backfilling of selected borrow sites showed a net positive effect within the beach fill limits and caused a reduction in the magnitude of hot spot erosion. ?? 2008 Elsevier B.V. All rights reserved.

  11. 26 CFR 1.465-8 - General rules; interest other than that of a creditor.

    Code of Federal Regulations, 2010 CFR

    2010-04-01

    ... borrowed with respect to an activity will not increase the borrower's amount at risk in the activity if the... activity of the corporation. Thus, amounts borrowed by a corporation from a shareholder may increase the..., amounts payable to A for use in that activity do not increase the partners' amount at risk even though the...

  12. 7 CFR 1951.265 - Application for subsequent loan, subordination, or consent to additional indebtedness from a...

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... consent to additional indebtedness from a borrower who has been requested to graduate. 1951.265 Section... indebtedness from a borrower who has been requested to graduate. (a) Any borrower who appears to meet the local... ability or inability to graduate has been confirmed. An exception may be made where the proposed action is...

  13. 7 CFR 1951.265 - Application for subsequent loan, subordination, or consent to additional indebtedness from a...

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... consent to additional indebtedness from a borrower who has been requested to graduate. 1951.265 Section... indebtedness from a borrower who has been requested to graduate. (a) Any borrower who appears to meet the local... ability or inability to graduate has been confirmed. An exception may be made where the proposed action is...

  14. 7 CFR 1951.265 - Application for subsequent loan, subordination, or consent to additional indebtedness from a...

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... consent to additional indebtedness from a borrower who has been requested to graduate. 1951.265 Section... indebtedness from a borrower who has been requested to graduate. (a) Any borrower who appears to meet the local... ability or inability to graduate has been confirmed. An exception may be made where the proposed action is...

  15. 7 CFR 1951.265 - Application for subsequent loan, subordination, or consent to additional indebtedness from a...

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... consent to additional indebtedness from a borrower who has been requested to graduate. 1951.265 Section... indebtedness from a borrower who has been requested to graduate. (a) Any borrower who appears to meet the local... ability or inability to graduate has been confirmed. An exception may be made where the proposed action is...

  16. 7 CFR 1951.265 - Application for subsequent loan, subordination, or consent to additional indebtedness from a...

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... consent to additional indebtedness from a borrower who has been requested to graduate. 1951.265 Section... indebtedness from a borrower who has been requested to graduate. (a) Any borrower who appears to meet the local... ability or inability to graduate has been confirmed. An exception may be made where the proposed action is...

  17. A Time to Every Purpose: Understanding and Improving the Borrower Experience with Online Student Loan Entrance Counseling. Research Report

    ERIC Educational Resources Information Center

    Fernandez, Chris

    2015-01-01

    Legally mandated student loan entrance counseling attempts to prepare first-time borrowers of federal student loans for this challenge; yet, researchers hypothesized that the online modules most borrowers use for this purpose have significant shortcomings. This report (the third in a series of five from TG Research) describes a study in which…

  18. 12 CFR 617.7015 - What happens to borrower rights when a loan is sold?

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... subsequently sold, in whole or in part, to another qualified lender is subject to the borrower rights... February 10, 1996, and designated for sale into a secondary market at the time the loan was made. (2) Borrower rights apply to a loan designated for sale under paragraph (b)(1) of this section but not sold...

  19. 12 CFR 617.7015 - What happens to borrower rights when a loan is sold?

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... subsequently sold, in whole or in part, to another qualified lender is subject to the borrower rights... February 10, 1996, and designated for sale into a secondary market at the time the loan was made. (2) Borrower rights apply to a loan designated for sale under paragraph (b)(1) of this section but not sold...

  20. 12 CFR 617.7015 - What happens to borrower rights when a loan is sold?

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... subsequently sold, in whole or in part, to another qualified lender is subject to the borrower rights... February 10, 1996, and designated for sale into a secondary market at the time the loan was made. (2) Borrower rights apply to a loan designated for sale under paragraph (b)(1) of this section but not sold...

  1. 12 CFR 617.7015 - What happens to borrower rights when a loan is sold?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... subsequently sold, in whole or in part, to another qualified lender is subject to the borrower rights... February 10, 1996, and designated for sale into a secondary market at the time the loan was made. (2) Borrower rights apply to a loan designated for sale under paragraph (b)(1) of this section but not sold...

  2. 7 CFR 1786.168 - Borrowers who prepaid under this part prior to October 21, 1992.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... the date of enactment of Public Law 102-428 (106 Stat. 2183) on October 21, 1992, at a discount rate... INSURED LOANS TO ELECTRIC AND TELEPHONE BORROWERS Discounted Prepayments on RUS Electric Loans § 1786.168...) The amount (if any) by which the discount the borrower received by reason of the prepayment exceeds...

  3. Sense of Loss, Belonging, and Storytelling: An Anglo-Indian Narrator in "The Borrowers"

    ERIC Educational Resources Information Center

    Kawabata, Ariko

    2006-01-01

    Mary Norton's "The Borrowers" has a complicated narrative framework, through which the story of the small people, the Borrowers, is told. Once we find that the embedded story is carefully set at the turn of the nineteenth century, parallels with Burnett's "The Secret Garden" are recognized, in which a lonely Anglo-Indian child experiences some…

  4. 7 CFR 3550.163 - Transfer of security and assumption of indebtedness.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... transfers: (i) A transfer from the borrower to a spouse or children not resulting from the death of the borrower. (ii) A transfer to a relative, joint tenant, or tenant by the entirety resulting from the death... deceased borrower at the time of death, if the dwelling will be occupied by one or more persons who were...

  5. 7 CFR 3550.163 - Transfer of security and assumption of indebtedness.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... transfers: (i) A transfer from the borrower to a spouse or children not resulting from the death of the borrower. (ii) A transfer to a relative, joint tenant, or tenant by the entirety resulting from the death... deceased borrower at the time of death, if the dwelling will be occupied by one or more persons who were...

  6. From Passive to Proactive: Understanding and Improving the Borrower Experience with Online Student Loan Exit Counseling. Research Report

    ERIC Educational Resources Information Center

    Fernandez, Chris

    2015-01-01

    Legally mandated student loan exit counseling attempts to prepare borrowers of federal student loans for the repayment process; yet, researchers hypothesized that the online modules most borrowers use for this purpose have significant shortcomings. This report (the second in a series of five from TG Research) describes a study in which researchers…

  7. 12 CFR 617.7110 - How should a qualified lender disclose the cost of borrower stock or participation certificates?

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... loan transaction. For subsequent loans to existing borrowers, only the cost of new stock or... 12 Banks and Banking 6 2010-01-01 2010-01-01 false How should a qualified lender disclose the cost....7110 How should a qualified lender disclose the cost of borrower stock or participation certificates...

  8. Why Student Loans Are Different: Findings from Six Focus Groups of Student Loan Borrowers

    ERIC Educational Resources Information Center

    Delisle, Jason; Holt, Alexander

    2015-01-01

    For all the attention student loans have received in the media and from policymakers in recent years, there is still remarkably little information on why and how borrowers struggle to repay them. Rising college prices and debt levels explain some of the troubles borrowers have with their loans, as does a slow economic recovery that has caused…

  9. Borrowing at the Maximum: Undergraduate Stafford Loan Borrowers in 2007-08. Stats in Brief. NCES 2012-161

    ERIC Educational Resources Information Center

    Wei, Christina Chang; Skomsvold, Paul

    2011-01-01

    Using data from the 2007-08 National Postsecondary Student Aid Study (NPSAS:08), this Statistics in Brief examines the extent to which undergraduate students borrow the maximum possible within the limits of the Stafford loan program (the program maximum) and their own financial need and student budgets (the individual maximum). Students who…

  10. 34 CFR 682.412 - Consequences of the failure of a borrower or student to establish eligibility.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... 34 Education 3 2010-07-01 2010-07-01 false Consequences of the failure of a borrower or student to establish eligibility. 682.412 Section 682.412 Education Regulations of the Offices of the Department of... § 682.412 Consequences of the failure of a borrower or student to establish eligibility. (a) The lender...

  11. 7 CFR Exhibit B-2 to Subpart B of... - Letter for Notifying Applicants, Lenders and Holders and Borrowers of Unfavorable Decision...

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... and Borrowers of Unfavorable Decision Reached at the Meeting B Exhibit B-2 to Subpart B of Part 1900... REGULATIONS GENERAL Adverse Decisions and Administrative Appeals Pt. 1900, Subpt. B, Exh. B-2 Exhibit B-2 to Subpart B of Part 1900—Letter for Notifying Applicants, Lenders and Holders and Borrowers of Unfavorable...

  12. 7 CFR Exhibit B-2 to Subpart B of... - Letter for Notifying Applicants, Lenders and Holders and Borrowers of Unfavorable Decision...

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... and Borrowers of Unfavorable Decision Reached at the Meeting B Exhibit B-2 to Subpart B of Part 1900... REGULATIONS GENERAL Adverse Decisions and Administrative Appeals Pt. 1900, Subpt. B, Exh. B-2 Exhibit B-2 to Subpart B of Part 1900—Letter for Notifying Applicants, Lenders and Holders and Borrowers of Unfavorable...

  13. 7 CFR Exhibit B-2 to Subpart B of... - Letter for Notifying Applicants, Lenders and Holders and Borrowers of Unfavorable Decision...

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... and Borrowers of Unfavorable Decision Reached at the Meeting B Exhibit B-2 to Subpart B of Part 1900... REGULATIONS GENERAL Adverse Decisions and Administrative Appeals Pt. 1900, Subpt. B, Exh. B-2 Exhibit B-2 to Subpart B of Part 1900—Letter for Notifying Applicants, Lenders and Holders and Borrowers of Unfavorable...

  14. 7 CFR Exhibit B-2 to Subpart B of... - Letter for Notifying Applicants, Lenders and Holders and Borrowers of Unfavorable Decision...

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... and Borrowers of Unfavorable Decision Reached at the Meeting B Exhibit B-2 to Subpart B of Part 1900... REGULATIONS GENERAL Adverse Decisions and Administrative Appeals Pt. 1900, Subpt. B, Exh. B-2 Exhibit B-2 to Subpart B of Part 1900—Letter for Notifying Applicants, Lenders and Holders and Borrowers of Unfavorable...

  15. The Effects of Higher Loan Limits and Need Analysis Changes on FFELP Borrowing in Pennsylvania, July to December 1992 to 1993.

    ERIC Educational Resources Information Center

    Redd, Kenneth E.

    This study examined the effects of the Higher Education Amendments of 1992 on Federal Family Education Loan Program (FFELP) borrowing in Pennsylvania during the July-to-December periods of 1992 to 1993. The Amendments increased the annual borrowing limits for the Federal Stafford loans and Federal Supplemental Loans for Students (SLS), eliminated…

  16. Deficit Financing of Schools? The Impact of Statutory Change on School District Borrowing Behavior.

    ERIC Educational Resources Information Center

    Edlefson, Carla

    In the 70s and 80s, Ohio relaxed its balanced-budget laws to give school districts more options for borrowing over the end of the fiscal year. Two provisions that permit districts to borrow against next year's revenues in order to balance the current year's budget include the Emergency School Advancement program and the Spending Reserve. This…

  17. Three ESL Students Writing a Policy Paper Assignment: An Activity-Analytic Perspective

    ERIC Educational Resources Information Center

    Li, Yongyan

    2013-01-01

    How university students write from sources has been an issue of long-standing interest among researchers of advanced academic literacy. Previous research in this regard in the context of L2 writing has tended to focus on novices' textual borrowing; less attention has been given to exploring the potential light that theories from other intellectual…

  18. Distributed expert systems for ground and space applications

    NASA Technical Reports Server (NTRS)

    Buckley, Brian; Wheatcraft, Louis

    1992-01-01

    Presented here is the Spacecraft Command Language (SCL) concept of the unification of ground and space operations using a distributed approach. SCL is a hybrid software environment borrowing from expert system technology, fifth generation language development, and multitasking operating system environments. Examples of potential uses for the system and current distributed applications of SCL are given.

  19. Constructing the Self in/as Thirdspace: New Potentials for Identity Exploration in the Composition Classroom

    ERIC Educational Resources Information Center

    Lauer, Claire

    2009-01-01

    In this article the author introduces a concept she calls "Thirdspace identity construction," which instructors can use to understand what happens in students' texts when such ever-open possibilities for identity exploration are allowed. This concept borrows from the work of critical geographer Edward Soja. Soja's "Thirdspace" represents a dynamic…

  20. Visual Body Pedagogies: How Anti-Oppressive Education Informs the Teaching and Learning of Sporting Bodies

    ERIC Educational Resources Information Center

    Owens, Robert E.; LeBlanc, Roger G.; Brown, Pam K.

    2016-01-01

    In this article, the authors borrow from anti-oppressive education theory for its potential to disrupt how students visually conceive sporting bodies and to problematize the teaching and learning of these bodies within undergraduate physical education (PE) programs. Fourteen photo stories produced by students enrolled in PE programs at two…

  1. 7 CFR 1788.49 - Contractors' bond requirements.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ..., DEPARTMENT OF AGRICULTURE (CONTINUED) RUS FIDELITY AND INSURANCE REQUIREMENTS FOR ELECTRIC AND TELECOMMUNICATIONS BORROWERS Insurance for Contractors, Engineers, and Architects, Telecommunications Borrowers...

  2. 7 CFR 1788.49 - Contractors' bond requirements.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ..., DEPARTMENT OF AGRICULTURE (CONTINUED) RUS FIDELITY AND INSURANCE REQUIREMENTS FOR ELECTRIC AND TELECOMMUNICATIONS BORROWERS Insurance for Contractors, Engineers, and Architects, Telecommunications Borrowers...

  3. 7 CFR 1788.49 - Contractors' bond requirements.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ..., DEPARTMENT OF AGRICULTURE (CONTINUED) RUS FIDELITY AND INSURANCE REQUIREMENTS FOR ELECTRIC AND TELECOMMUNICATIONS BORROWERS Insurance for Contractors, Engineers, and Architects, Telecommunications Borrowers...

  4. 7 CFR 1788.49 - Contractors' bond requirements.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ..., DEPARTMENT OF AGRICULTURE (CONTINUED) RUS FIDELITY AND INSURANCE REQUIREMENTS FOR ELECTRIC AND TELECOMMUNICATIONS BORROWERS Insurance for Contractors, Engineers, and Architects, Telecommunications Borrowers...

  5. 7 CFR 1788.49 - Contractors' bond requirements.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ..., DEPARTMENT OF AGRICULTURE (CONTINUED) RUS FIDELITY AND INSURANCE REQUIREMENTS FOR ELECTRIC AND TELECOMMUNICATIONS BORROWERS Insurance for Contractors, Engineers, and Architects, Telecommunications Borrowers...

  6. 7 CFR Exhibit E to Subpart K of... - Guide Letter to Delinquent FmHA or Its Successor Agency Under Public Law 103-354 Single Family...

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... Agency Under Public Law 103-354 Single Family Housing Loan Borrowers E Exhibit E to Subpart K of Part... Agency Under Public Law 103-354 Single Family Housing Loan Borrowers Dear (name of borrower): This is to.... Their counseling services include advice on debt levels and credit purchases, consumer and cost...

  7. 7 CFR Exhibit B-1 to Subpart B of... - Letter for Notifying Applicants, Lender, Holders and Borrowers of Adverse Decisions Where the...

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... Borrowers of Adverse Decisions Where the Decision Is Appealable B Exhibit B-1 to Subpart B of Part 1900... REGULATIONS GENERAL Adverse Decisions and Administrative Appeals Pt. 1900, Subpt. B, Exh. B-1 Exhibit B-1 to Subpart B of Part 1900—Letter for Notifying Applicants, Lender, Holders and Borrowers of Adverse Decisions...

  8. 7 CFR Exhibit B-1 to Subpart B of... - Letter for Notifying Applicants, Lender, Holders and Borrowers of Adverse Decisions Where the...

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... Borrowers of Adverse Decisions Where the Decision Is Appealable B Exhibit B-1 to Subpart B of Part 1900... REGULATIONS GENERAL Adverse Decisions and Administrative Appeals Pt. 1900, Subpt. B, Exh. B-1 Exhibit B-1 to Subpart B of Part 1900—Letter for Notifying Applicants, Lender, Holders and Borrowers of Adverse Decisions...

  9. 7 CFR Exhibit B-1 to Subpart B of... - Letter for Notifying Applicants, Lender, Holders and Borrowers of Adverse Decisions Where the...

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... Borrowers of Adverse Decisions Where the Decision Is Appealable B Exhibit B-1 to Subpart B of Part 1900... REGULATIONS GENERAL Adverse Decisions and Administrative Appeals Pt. 1900, Subpt. B, Exh. B-1 Exhibit B-1 to Subpart B of Part 1900—Letter for Notifying Applicants, Lender, Holders and Borrowers of Adverse Decisions...

  10. 7 CFR Exhibit B-1 to Subpart B of... - Letter for Notifying Applicants, Lender, Holders and Borrowers of Adverse Decisions Where the...

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... Borrowers of Adverse Decisions Where the Decision Is Appealable B Exhibit B-1 to Subpart B of Part 1900... REGULATIONS GENERAL Adverse Decisions and Administrative Appeals Pt. 1900, Subpt. B, Exh. B-1 Exhibit B-1 to Subpart B of Part 1900—Letter for Notifying Applicants, Lender, Holders and Borrowers of Adverse Decisions...

  11. Developing Better Methods for Obtaining Long-Term (Debt) Financing for Expansion of Physical Facilities at Small, Nonprofit, Traditional Midwestern Colleges.

    ERIC Educational Resources Information Center

    Westin, Charles A.

    This research explored the problem of private colleges borrowing money to pay for construction of needed buildings. The study revealed that most colleges had borrowed money in the past for construction. About two-thirds of those foresaw further construction, and one-half of those who planned to build also planned to borrow to meet part of the cost…

  12. Uranium loans: Delaying the day of reckoning

    DOE Office of Scientific and Technical Information (OSTI.GOV)

    Not Available

    1993-09-01

    Spot market volume so far this year, by NUKEM's estimates, comes to just under 11 million lbs. It appears that existing loans are either being extended, or paid back with material borrowed from other sources. Therefore, there has been no significant amount of purchases on the spot market to pay back borrowed uranium. How do we know the loans have not been paid back with spot purchases For one thing, the amount of uranium loans outstanding has increased. According to our current survey, there may now be as much as 32 million lbs U3O8 equivalent in outstanding loans. At currentmore » prices, it's cheaper to borrow than to buy uranium. So borrowers are gambling that prices will remain low for some time, allowing them to delay repayment of the loans. Borrowers then, in essence, are delaying the day of reckoning on these loans. How long they can do so is anyone's guess. As long as uranium is in abundance and utilities remain willing to lend it out, loan activity will likely remain at or near current levels. But when supplies tighten and the market swings in a more positive direction, borrowers may get caught scrambling to repay their loans as quickly as possible.« less

  13. 7 CFR 1788.50 - Acceptable sureties.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... AGRICULTURE (CONTINUED) RUS FIDELITY AND INSURANCE REQUIREMENTS FOR ELECTRIC AND TELECOMMUNICATIONS BORROWERS Insurance for Contractors, Engineers, and Architects, Telecommunications Borrowers § 1788.50 Acceptable...

  14. 7 CFR 1788.50 - Acceptable sureties.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... AGRICULTURE (CONTINUED) RUS FIDELITY AND INSURANCE REQUIREMENTS FOR ELECTRIC AND TELECOMMUNICATIONS BORROWERS Insurance for Contractors, Engineers, and Architects, Telecommunications Borrowers § 1788.50 Acceptable...

  15. 7 CFR 1788.50 - Acceptable sureties.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... AGRICULTURE (CONTINUED) RUS FIDELITY AND INSURANCE REQUIREMENTS FOR ELECTRIC AND TELECOMMUNICATIONS BORROWERS Insurance for Contractors, Engineers, and Architects, Telecommunications Borrowers § 1788.50 Acceptable...

  16. 7 CFR 1788.50 - Acceptable sureties.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... AGRICULTURE (CONTINUED) RUS FIDELITY AND INSURANCE REQUIREMENTS FOR ELECTRIC AND TELECOMMUNICATIONS BORROWERS Insurance for Contractors, Engineers, and Architects, Telecommunications Borrowers § 1788.50 Acceptable...

  17. 7 CFR 1788.50 - Acceptable sureties.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... AGRICULTURE (CONTINUED) RUS FIDELITY AND INSURANCE REQUIREMENTS FOR ELECTRIC AND TELECOMMUNICATIONS BORROWERS Insurance for Contractors, Engineers, and Architects, Telecommunications Borrowers § 1788.50 Acceptable...

  18. IRS is making it easier for hospitals to borrow tax-exempt working capital.

    PubMed

    Nemes, J

    1992-07-20

    Updated regulations recently issued by the Internal Revenue Service spell out how hospitals and other not-for-profit borrowers can issue debt to boost their cash flow. While hospitals probably won't be rushing out to borrow money for working capital, the new rules will provide significant help for facilities. They clarify several issues that had confused hospitals in the past and will give them more latitude in the future.

  19. OCLC book interlibrary loan in a basic-unit hospital library: one year's experience.

    PubMed

    Landwirth, T K

    1983-04-01

    Methodist Medical Center of Illinois Medical Library, a "basic-unit" medical library (i.e., not a resource library) in the Regional Medical Library Program recently completed one year of borrowing and lending books using OCLC. Of the books successfully borrowed through OCLC, 79% were obtained from nonmedical libraries. Forming cost-sharing OCLC clusters among basic units makes OCLC an affordable alternative to borrowing books from overburdened medical resource libraries.

  20. Student Consolidation Loans: Further Analysis Could Lead to Enhanced Default Assumptions for Budgetary Cost Estimates. Report to the Chairman, Committee on the Budget, House of Representatives. GAO-04-843

    ERIC Educational Resources Information Center

    Ashby, Cornelia M.

    2004-01-01

    This study investigated: (1) differences between the Federal Family Education Loan Program (FFELP) and William D. Ford Federal Direct Loan Program (FDLP) consolidation loans and borrowers; (2) the extent to which borrowers with student loans under one program obtain consolidation loans under the other; and (3) how FFELP and FDLP borrower and loan…

  1. 7 CFR Appendix C to Subpart C of... - FSA-2514, Notice of Availability of Loan Servicing to Borrowers Who Are in Non-Monetary Default

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... Borrowers Who Are in Non-Monetary Default C Appendix C to Subpart C of Part 766 Agriculture Regulations of... PROGRAMS DIRECT LOAN SERVICING-SPECIAL Loan Servicing Programs Pt. 766, Subpt. C, App. C Appendix C to Subpart C of Part 766—FSA-2514, Notice of Availability of Loan Servicing to Borrowers Who Are in Non...

  2. 7 CFR Appendix C to Subpart C of... - FSA-2514, Notice of Availability of Loan Servicing to Borrowers Who Are in Non-Monetary Default

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... Borrowers Who Are in Non-Monetary Default C Appendix C to Subpart C of Part 766 Agriculture Regulations of... PROGRAMS DIRECT LOAN SERVICING-SPECIAL Loan Servicing Programs Pt. 766, Subpt. C, App. C Appendix C to Subpart C of Part 766—FSA-2514, Notice of Availability of Loan Servicing to Borrowers Who Are in Non...

  3. 7 CFR Appendix C to Subpart C of... - FSA-2514, Notice of Availability of Loan Servicing to Borrowers Who Are in Non-Monetary Default

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... Borrowers Who Are in Non-Monetary Default C Appendix C to Subpart C of Part 766 Agriculture Regulations of... PROGRAMS DIRECT LOAN SERVICING-SPECIAL Loan Servicing Programs Pt. 766, Subpt. C, App. C Appendix C to Subpart C of Part 766—FSA-2514, Notice of Availability of Loan Servicing to Borrowers Who Are in Non...

  4. 7 CFR Appendix C to Subpart C of... - FSA-2514, Notice of Availability of Loan Servicing to Borrowers Who Are in Non-Monetary Default

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... Borrowers Who Are in Non-Monetary Default C Appendix C to Subpart C of Part 766 Agriculture Regulations of... PROGRAMS DIRECT LOAN SERVICING-SPECIAL Loan Servicing Programs Pt. 766, Subpt. C, App. C Appendix C to Subpart C of Part 766—FSA-2514, Notice of Availability of Loan Servicing to Borrowers Who Are in Non...

  5. Higher Education. Students Have Increased Borrowing and Working To Help Pay Higher Tuitions. Report to the Honorable Carol Mosely-Braun, U.S. Senate.

    ERIC Educational Resources Information Center

    General Accounting Office, Washington, DC. Health, Education, and Human Services Div.

    This report analyzes data from the National Postsecondary Student Aid Study for 1992-93 and 1995-96. The study found that students have turned increasingly to borrowing to cope with rising education costs. The percentage of postsecondary students who borrowed to complete a bachelor's or lower degree increased from 41 percent in 1992-93 to 52…

  6. 7 CFR Appendix C to Subpart C of... - FSA-2514, Notice of Availability of Loan Servicing to Borrowers Who Are in Non-Monetary Default

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Borrowers Who Are in Non-Monetary Default C Appendix C to Subpart C of Part 766 Agriculture Regulations of... PROGRAMS DIRECT LOAN SERVICING-SPECIAL Loan Servicing Programs Pt. 766, Subpt. C, App. C Appendix C to Subpart C of Part 766—FSA-2514, Notice of Availability of Loan Servicing to Borrowers Who Are in Non...

  7. Assessment of credit risk based on fuzzy relations

    NASA Astrophysics Data System (ADS)

    Tsabadze, Teimuraz

    2017-06-01

    The purpose of this paper is to develop a new approach for an assessment of the credit risk to corporate borrowers. There are different models for borrowers' risk assessment. These models are divided into two groups: statistical and theoretical. When assessing the credit risk for corporate borrowers, statistical model is unacceptable due to the lack of sufficiently large history of defaults. At the same time, we cannot use some theoretical models due to the lack of stock exchange. In those cases, when studying a particular borrower given that statistical base does not exist, the decision-making process is always of expert nature. The paper describes a new approach that may be used in group decision-making. An example of the application of the proposed approach is given.

  8. Environmental Assessment: The Development of a Borrow Source Cape Canaveral Air Force Station to Provide Material for Future Emergency Renourishment Projects Patrick Air Force Base

    DTIC Science & Technology

    2007-07-01

    donor and recipient site description, date, turtle ID, morphometrics, sex , general health, etc.). These reports will be kept on file in the CCAFS 45...target species captured, weather conditions, lost or missing traps, and moon phase. If population data is being collected, sex , age, and reproductive...typical of other beach mice as well (Rave and Holler 1992). Sex ratios in beach mouse populations are generally 1:1 (Extine 1980; Rave and Holler

  9. 7 CFR 1744.20 - General.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ..., including deregulation and technological developments, have caused Rural Utilities Service (RUS) borrowers... Act of 1936 (RE Act), these services may nevertheless advance RE Act objectives where the borrower...

  10. 7 CFR 1788.51-1788.53 - [Reserved

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... AGRICULTURE (CONTINUED) RUS FIDELITY AND INSURANCE REQUIREMENTS FOR ELECTRIC AND TELECOMMUNICATIONS BORROWERS Insurance for Contractors, Engineers, and Architects, Telecommunications Borrowers §§ 1788.51-1788.53...

  11. 7 CFR 1788.51-1788.53 - [Reserved

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... AGRICULTURE (CONTINUED) RUS FIDELITY AND INSURANCE REQUIREMENTS FOR ELECTRIC AND TELECOMMUNICATIONS BORROWERS Insurance for Contractors, Engineers, and Architects, Telecommunications Borrowers §§ 1788.51-1788.53...

  12. 7 CFR 1788.51-1788.53 - [Reserved

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... AGRICULTURE (CONTINUED) RUS FIDELITY AND INSURANCE REQUIREMENTS FOR ELECTRIC AND TELECOMMUNICATIONS BORROWERS Insurance for Contractors, Engineers, and Architects, Telecommunications Borrowers §§ 1788.51-1788.53...

  13. 7 CFR 1788.51-1788.53 - [Reserved

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... AGRICULTURE (CONTINUED) RUS FIDELITY AND INSURANCE REQUIREMENTS FOR ELECTRIC AND TELECOMMUNICATIONS BORROWERS Insurance for Contractors, Engineers, and Architects, Telecommunications Borrowers §§ 1788.51-1788.53...

  14. 7 CFR 1788.51-1788.53 - [Reserved

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... AGRICULTURE (CONTINUED) RUS FIDELITY AND INSURANCE REQUIREMENTS FOR ELECTRIC AND TELECOMMUNICATIONS BORROWERS Insurance for Contractors, Engineers, and Architects, Telecommunications Borrowers §§ 1788.51-1788.53...

  15. 7 CFR 1770.10 - General.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... (CONTINUED) ACCOUNTING REQUIREMENTS FOR RUS TELECOMMUNICATIONS BORROWERS Uniform System of Accounts § 1770.10... accounting system accounts to be maintained by telecommunications borrowers of the Rural Utilities Service. ...

  16. Manage Your Cash

    ERIC Educational Resources Information Center

    Matthews, Kenneth M.

    1976-01-01

    Discusses formulas for planning school district investment and borrowing strategies based on a district's predicted cash flow and presents a sample investment/borrowing schedule developed from hypothetical cash-flow data. (JG)

  17. 7 CFR 1770.1 - General.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... (CONTINUED) ACCOUNTING REQUIREMENTS FOR RUS TELECOMMUNICATIONS BORROWERS Preservation of Records § 1770.1..., records, memoranda, documents, papers, and correspondence prepared by or on behalf of the borrower as well...

  18. 7 CFR 762.140 - General servicing responsibilities.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ..., all lenders will review the borrower's progress regarding business goals, trends and changes in... farm business with the borrower. (c) Monitoring of development. The lender's responsibilities regarding...

  19. 7 CFR 762.140 - General servicing responsibilities.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ..., all lenders will review the borrower's progress regarding business goals, trends and changes in... farm business with the borrower. (c) Monitoring of development. The lender's responsibilities regarding...

  20. Communication, Collaboration and Cooperation: An Evaluation of Nova Scotia's Borrow Anywhere, Return Anywhere (BARA) Multi-Type Library Initiative

    ERIC Educational Resources Information Center

    van den Hoogen, Suzanne; Parrott, Denise

    2012-01-01

    Partnerships and collaborations among libraries are proven to enhance collective resources. The collaboration of multi-type libraries offers a unique opportunity to explore the potential of different libraries working together to provide the best possible service to their community members. This article provides a detailed report of a multi-type…

  1. A Crisis in Student Loans? How Changes in the Characteristics of Borrowers and in the Institutions They Attended Contributed to Rising Loan Defaults. Brookings Papers on Economic Activity, Fall 2015

    ERIC Educational Resources Information Center

    Looney, Adam; Yannelis, Constantine

    2015-01-01

    This paper examines the rise in student loan default and delinquency. It draws on a unique set of administrative data on federal student borrowing matched to earnings records from de-identified tax records. Most of the increase in default is associated with borrowers at for-profit schools, 2-year institutions, and certain other nonselective…

  2. OCLC book interlibrary loan in a basic-unit hospital library: one year's experience.

    PubMed Central

    Landwirth, T K

    1983-01-01

    Methodist Medical Center of Illinois Medical Library, a "basic-unit" medical library (i.e., not a resource library) in the Regional Medical Library Program recently completed one year of borrowing and lending books using OCLC. Of the books successfully borrowed through OCLC, 79% were obtained from nonmedical libraries. Forming cost-sharing OCLC clusters among basic units makes OCLC an affordable alternative to borrowing books from overburdened medical resource libraries. PMID:6860829

  3. A Step into an eco-Compatible Future: Iron- and Cobalt-catalyzed Borrowing Hydrogen Transformation.

    PubMed

    Quintard, Adrien; Rodriguez, Jean

    2016-01-08

    Living on borrowed hydrogen: Recent developments in iron- and cobalt-catalyzed borrowing hydrogen have shown that economically reliable catalysts can be used in this type of waste-free reactions. By using well-defined inexpensive catalysts, known reactions can now be run efficiently without the necessary use of noble metals; however, in addition new types of reactivity can also be discovered. © 2016 WILEY-VCH Verlag GmbH & Co. KGaA, Weinheim.

  4. The neurocognitive basis of borrowed context information.

    PubMed

    O'Neill, Meagan; Diana, Rachel A

    2017-06-01

    Falsely remembered items can be accompanied by episodic context retrieval. This finding is difficult to explain because there is no episode that binds the remembered item to the experimenter-controlled context features. The current study examines the neural correlates of false context retrieval when the context features can be traced to encoding episodes of semantically-similar items. Our neuroimaging results support a "dissociated source" mechanism for context borrowing in false memory. We found that parahippocampal cortex (PHc) activation, thought to indicate context retrieval, was greater during trials that involved context borrowing (an incorrect, but plausible source decision) than during baseline correct context retrieval. In contrast, hippocampal activation, thought to indicate retrieval of an episodic binding, was stronger during correct source retrieval than during context borrowing. Vivid context retrieval during false recollection experiences was also indicated by increased activation in visual perceptual regions for context borrowing as compared to other incorrect source judgments. The pattern of findings suggests that context borrowing can arise when unusually strong activation of a semantically-related item's contextual features drives relatively weak retrieval of the associated episodic binding with failure to confirm the item information within that binding. This dissociated source retrieval mechanism suggests that context-driven episodic retrieval does not necessarily lead to retrieval of specific item details. That is, source information can be retrieved in the absence of item memory. Copyright © 2017 Elsevier Ltd. All rights reserved.

  5. 7 CFR 1717.652 - Definitions.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ..., all investments properly recorded on the borrower's books and records in investment accounts as those.... Operating DSC means Operating Debt Service Coverage (ODSC) of the borrower's electric system calculated as...

  6. 7 CFR 1753.2 - Definitions.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... perform engineering services. FAP (force account proposal)—The borrower's detailed plans submitted to RUS... employees under an RUS approved FAP, with the borrower furnishing all materials, equipment, tools, and...

  7. 7 CFR 1753.2 - Definitions.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... perform engineering services. FAP (force account proposal)—The borrower's detailed plans submitted to RUS... employees under an RUS approved FAP, with the borrower furnishing all materials, equipment, tools, and...

  8. 7 CFR 1753.2 - Definitions.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... perform engineering services. FAP (force account proposal)—The borrower's detailed plans submitted to RUS... employees under an RUS approved FAP, with the borrower furnishing all materials, equipment, tools, and...

  9. 7 CFR 1753.2 - Definitions.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... perform engineering services. FAP (force account proposal)—The borrower's detailed plans submitted to RUS... employees under an RUS approved FAP, with the borrower furnishing all materials, equipment, tools, and...

  10. 7 CFR 1717.161 - Application process.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Consolidations of Electric Borrowers § 1717.161 Application process. (a) Borrowers are responsible for ensuring... proposed merger is likely to: (1) Contribute to greater operating efficiency and financial soundness; (2...

  11. 7 CFR 1962.46 - Deceased borrowers.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ...-COOPERATIVE SERVICE, RURAL UTILITIES SERVICE, AND FARM SERVICE AGENCY, DEPARTMENT OF AGRICULTURE (CONTINUED... Deceased borrowers. Immediately on learning of the death of any person liable to the Agency, the County...

  12. Research on the Application of Persona in Book Recommendation System

    NASA Astrophysics Data System (ADS)

    Gao, Baozhong; Du, Shouyan; Li, Xinzhi; Liu, Fangai

    2017-10-01

    Currently, there still exists a host of problems in the book recommendation system, such as low accuracy, weak correlation and poor pertinence. Aiming to unravel these problems, this paper based on the theory of big data and data mining technology, through analyzing internet user behavior and the “5C” model of personal credit evaluation, combined with joint impact weight calculation method, which involves user grade, borrowing credit, book friend recommendation degree, book friend recommended adoption degree, borrowing frequency, borrowing number, and borrowing time interval. User activity and credit are also taken into account in the process of establishing user tagging system so as to build classified book recommendation service. This method is of universal meaning to the book recommendation service of smart campus with user as the core under big data environment.

  13. 7 CFR 1786.28 - Qualifications.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... the financial stability of the borrower and its ability to meet all its obligations, including debt... Administrator, if prepaid, would result in an economic savings to the financially distressed borrower. [55 FR...

  14. 7 CFR 1703.301 - Policy.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... is RUS's policy to encourage borrowers to invest in and promote rural development and rural job creation projects that are based on sound economic and financial analyses. Borrowers are encouraged to use...

  15. 7 CFR 1951.253 - Objectives.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... REGULATIONS (CONTINUED) SERVICING AND COLLECTIONS Analyzing Credit Needs and Graduation of Borrowers § 1951... which will be canceled when the loan is paid in full. (d) The Agency will enforce borrower graduation. ...

  16. 7 CFR 1951.253 - Objectives.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... REGULATIONS (CONTINUED) SERVICING AND COLLECTIONS Analyzing Credit Needs and Graduation of Borrowers § 1951... which will be canceled when the loan is paid in full. (d) The Agency will enforce borrower graduation. ...

  17. 7 CFR 1951.253 - Objectives.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... REGULATIONS (CONTINUED) SERVICING AND COLLECTIONS Analyzing Credit Needs and Graduation of Borrowers § 1951... which will be canceled when the loan is paid in full. (d) The Agency will enforce borrower graduation. ...

  18. 7 CFR 1951.253 - Objectives.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... REGULATIONS (CONTINUED) SERVICING AND COLLECTIONS Analyzing Credit Needs and Graduation of Borrowers § 1951... which will be canceled when the loan is paid in full. (d) The Agency will enforce borrower graduation. ...

  19. 13 CFR 500.211 - Lender responsibilities.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ...) Monitoring. In accordance with the Guarantee the Lender shall monitor Borrower's performance under the Loan... borrower, as provided in the Guarantee; (2) Projected balance sheet, income statement, and cash flows for...

  20. 7 CFR 762.140 - General servicing responsibilities.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... this part. Any violations which indicate non-compliance on the part of the borrower must be reported..., all lenders will review the borrower's progress regarding business goals, trends and changes in...

  1. 7 CFR 762.140 - General servicing responsibilities.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... this part. Any violations which indicate non-compliance on the part of the borrower must be reported..., all lenders will review the borrower's progress regarding business goals, trends and changes in...

  2. 7 CFR 1730.28 - Emergency Restoration Plan (ERP).

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... RUS borrowers) through the borrower's unique knowledge of its system, prudent utility practices (which...) Procedures for recovery from loss of power to the headquarters, key offices, and/or operation center...

  3. 34 CFR 674.49 - Bankruptcy of borrower.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ..., DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Due Diligence § 674.49 Bankruptcy of borrower. (a... determination of dischargeability. (1) The institution must use due diligence and may assert any defense...

  4. 34 CFR 682.215 - Income-based repayment plan.

    Code of Federal Regulations, 2010 CFR

    2010-07-01

    ... for the year the borrower certifies family size. Support includes money, gifts, loans, housing, food... holder determines— (A) Each borrower's percentage of the couple's total eligible loan debt; (B) The...

  5. 75 FR 67344 - Information Collection Activity; Comment Request

    Federal Register 2010, 2011, 2012, 2013, 2014

    2010-11-02

    ... revising the information collection to require additional data to be submitted by Distribution and G&T... collection covers an annual submission by Distribution borrowers and Generation and Transmission Borrowers (G...

  6. 7 CFR 1789.152 - Policy.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... processing any Application for approval, that the Borrower agree to pay the costs of a Consultant hired to... conditions of Consultant Contracts. The Borrower may bring considerations to the attention of the government...

  7. 7 CFR 1789.152 - Policy.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... processing any Application for approval, that the Borrower agree to pay the costs of a Consultant hired to... conditions of Consultant Contracts. The Borrower may bring considerations to the attention of the government...

  8. 7 CFR 1789.152 - Policy.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... processing any Application for approval, that the Borrower agree to pay the costs of a Consultant hired to... conditions of Consultant Contracts. The Borrower may bring considerations to the attention of the government...

  9. 7 CFR 1789.152 - Policy.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... processing any Application for approval, that the Borrower agree to pay the costs of a Consultant hired to... conditions of Consultant Contracts. The Borrower may bring considerations to the attention of the government...

  10. 7 CFR 1789.152 - Policy.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... processing any Application for approval, that the Borrower agree to pay the costs of a Consultant hired to... conditions of Consultant Contracts. The Borrower may bring considerations to the attention of the government...

  11. 7 CFR 3560.459 - Special borrower circumstances.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ..., insolvency, and divorce actions. The Agency will address borrower accounts affected by special circumstances such as death, bankruptcy, insolvency, and divorce on a case-by-case basis. The Agency will make...

  12. 7 CFR 3560.459 - Special borrower circumstances.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ..., insolvency, and divorce actions. The Agency will address borrower accounts affected by special circumstances such as death, bankruptcy, insolvency, and divorce on a case-by-case basis. The Agency will make...

  13. 7 CFR 3560.459 - Special borrower circumstances.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ..., insolvency, and divorce actions. The Agency will address borrower accounts affected by special circumstances such as death, bankruptcy, insolvency, and divorce on a case-by-case basis. The Agency will make...

  14. 7 CFR 3560.459 - Special borrower circumstances.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ..., insolvency, and divorce actions. The Agency will address borrower accounts affected by special circumstances such as death, bankruptcy, insolvency, and divorce on a case-by-case basis. The Agency will make...

  15. 7 CFR 3560.459 - Special borrower circumstances.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ..., insolvency, and divorce actions. The Agency will address borrower accounts affected by special circumstances such as death, bankruptcy, insolvency, and divorce on a case-by-case basis. The Agency will make...

  16. 7 CFR 766.201 - Shared Appreciation Agreement.

    Code of Federal Regulations, 2012 CFR

    2012-01-01

    ... Recovery Buyout Agreements § 766.201 Shared Appreciation Agreement. (a) When a SAA is required. The Agency... loans; (3) The borrower ceases farming; or (4) The Agency accelerates the borrower's loans. ...

  17. 7 CFR 766.201 - Shared Appreciation Agreement.

    Code of Federal Regulations, 2013 CFR

    2013-01-01

    ... Recovery Buyout Agreements § 766.201 Shared Appreciation Agreement. (a) When a SAA is required. The Agency... loans; (3) The borrower ceases farming; or (4) The Agency accelerates the borrower's loans. ...

  18. 7 CFR 766.201 - Shared Appreciation Agreement.

    Code of Federal Regulations, 2011 CFR

    2011-01-01

    ... Recovery Buyout Agreements § 766.201 Shared Appreciation Agreement. (a) When a SAA is required. The Agency... loans; (3) The borrower ceases farming; or (4) The Agency accelerates the borrower's loans. ...

  19. 7 CFR 766.201 - Shared Appreciation Agreement.

    Code of Federal Regulations, 2014 CFR

    2014-01-01

    ... Recovery Buyout Agreements § 766.201 Shared Appreciation Agreement. (a) When a SAA is required. The Agency... loans; (3) The borrower ceases farming; or (4) The Agency accelerates the borrower's loans. ...

  20. 7 CFR 766.201 - Shared Appreciation Agreement.

    Code of Federal Regulations, 2010 CFR

    2010-01-01

    ... Recovery Buyout Agreements § 766.201 Shared Appreciation Agreement. (a) When a SAA is required. The Agency... loans; (3) The borrower ceases farming; or (4) The Agency accelerates the borrower's loans. ...

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