26 CFR 1.72(p)-1 - Loans treated as distributions.

Code of Federal Regulations, 2012 CFR

2012-04-01

... 26 Internal Revenue 2 2012-04-01 2012-04-01 false Loans treated as distributions. 1.72(p)-1 Section 1.72(p)-1 Internal Revenue INTERNAL REVENUE SERVICE, DEPARTMENT OF THE TREASURY (CONTINUED) INCOME TAX (CONTINUED) INCOME TAXES (CONTINUED) Items Specifically Included in Gross Income § 1.72(p)-1 Loans...

26 CFR 1.72(p)-1 - Loans treated as distributions.

Code of Federal Regulations, 2014 CFR

2014-04-01

... 26 Internal Revenue 2 2014-04-01 2014-04-01 false Loans treated as distributions. 1.72(p)-1 Section 1.72(p)-1 Internal Revenue INTERNAL REVENUE SERVICE, DEPARTMENT OF THE TREASURY (CONTINUED) INCOME TAX (CONTINUED) INCOME TAXES (CONTINUED) Items Specifically Included in Gross Income § 1.72(p)-1 Loans...

24 CFR 241.880 - Items to be delivered on submitting claim.

Code of Federal Regulations, 2010 CFR

2010-04-01

... of intention to assign the loan to the Commissioner, or within such further period as may be agreed..., documents, books, papers and accounts relating to the loan transaction; (g) Any additional information or...

7 CFR 1962.4 - Definitions.

Code of Federal Regulations, 2014 CFR

2014-01-01

... or income for minimum essential family living needs, and items such as equipment, tools, and motor... products. Farmer Program loans. These loans and Farm Ownership (FO), Operating (OL), Soil and Water (SW..., including crops, livestock, poultry products, Agricultural Stabilization and Conservation Service payments...

7 CFR 1962.4 - Definitions.

Code of Federal Regulations, 2013 CFR

2013-01-01

... or income for minimum essential family living needs, and items such as equipment, tools, and motor... products. Farmer Program loans. These loans and Farm Ownership (FO), Operating (OL), Soil and Water (SW..., including crops, livestock, poultry products, Agricultural Stabilization and Conservation Service payments...

7 CFR 1962.4 - Definitions.

Code of Federal Regulations, 2012 CFR

2012-01-01

... or income for minimum essential family living needs, and items such as equipment, tools, and motor... products. Farmer Program loans. These loans and Farm Ownership (FO), Operating (OL), Soil and Water (SW..., including crops, livestock, poultry products, Agricultural Stabilization and Conservation Service payments...

7 CFR 1962.4 - Definitions.

Code of Federal Regulations, 2011 CFR

2011-01-01

... or income for minimum essential family living needs, and items such as equipment, tools, and motor... products. Farmer Program loans. These loans and Farm Ownership (FO), Operating (OL), Soil and Water (SW..., including crops, livestock, poultry products, Agricultural Stabilization and Conservation Service payments...

78 FR 38030 - Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100...

Federal Register 2010, 2011, 2012, 2013, 2014

2013-06-25

... anticipated use of the items being exported: The loan will enable Petroleos Mexicanos to finance the purchase... proprietary business information; information which, if disclosed, would violate the Trade Secrets Act; or...

Associations Between Pharmacy Students' Attitudes Toward Debt, Stress, and Student Loans.

PubMed

Chisholm-Burns, Marie A; Spivey, Christina A; Jaeger, Melanie C; Williams, Jennifer

2017-09-01

Objective. To assess graduating pharmacy students' attitudes toward debt and determine associations with stress, student loan debt, financial need, current employment, post-graduation plans, and expected length of time to repay loans. Methods. Survey was conducted using an attitudes-toward-debt scale (sub-scales: tolerant attitudes toward debt; contemplation and knowledge about loans; fear of debt), Perceived Stress Scale, and questions concerning current employment, estimated total student loan debt, post-graduation plans, and expected length of time to repay loans. Federal loan data were collected using financial aid records. Independent samples t -test, ANOVA, and Pearson's r correlations were conducted. Results. There were 147 students (96.7%) who participated. The majority were female (59.2%), white (69.4%), and had federal student loans (90.5%). Mean total loan amount was $153,276 (SD $59,810), which included federal students loans accumulated before and during pharmacy school. No significant differences were noted on attitudes toward debt or stress based on whether respondents had federal student loans. Greater "fear of debt" was correlated with increased stress, estimated total student loan debt, total federal loan debt, and pharmacy school loan debt. Greater "contemplation and knowledge about loans" was correlated with lower estimated total student loan debt, total federal loan amount, and pharmacy school loan amount. Students with higher "contemplation and knowledge" scores expected to repay loans within a shorter time frame than students with lower scores. Conclusion. Increased fear of debt was related to greater perceived stress and higher student loan amounts borrowed, while increased contemplation and knowledge about loans was associated with lower amounts borrowed. Educational programming concerning loans, debt, and personal financial management may help reduce stress and amount borrowed.

77 FR 58139 - Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100...

Federal Register 2010, 2011, 2012, 2013, 2014

2012-09-19

... items being exported: To be used for long-haul passenger air service between Poland and North America and between Poland and Asia. To the extent that Ex-Im Bank is reasonably aware, the item(s) being...

Associations Between Pharmacy Students’ Attitudes Toward Debt, Stress, and Student Loans

PubMed Central

Spivey, Christina A.; Jaeger, Melanie C.; Williams, Jennifer

2017-01-01

Objective. To assess graduating pharmacy students’ attitudes toward debt and determine associations with stress, student loan debt, financial need, current employment, post-graduation plans, and expected length of time to repay loans. Methods. Survey was conducted using an attitudes-toward-debt scale (sub-scales: tolerant attitudes toward debt; contemplation and knowledge about loans; fear of debt), Perceived Stress Scale, and questions concerning current employment, estimated total student loan debt, post-graduation plans, and expected length of time to repay loans. Federal loan data were collected using financial aid records. Independent samples t-test, ANOVA, and Pearson’s r correlations were conducted. Results. There were 147 students (96.7%) who participated. The majority were female (59.2%), white (69.4%), and had federal student loans (90.5%). Mean total loan amount was $153,276 (SD $59,810), which included federal students loans accumulated before and during pharmacy school. No significant differences were noted on attitudes toward debt or stress based on whether respondents had federal student loans. Greater “fear of debt” was correlated with increased stress, estimated total student loan debt, total federal loan debt, and pharmacy school loan debt. Greater “contemplation and knowledge about loans” was correlated with lower estimated total student loan debt, total federal loan amount, and pharmacy school loan amount. Students with higher “contemplation and knowledge” scores expected to repay loans within a shorter time frame than students with lower scores. Conclusion. Increased fear of debt was related to greater perceived stress and higher student loan amounts borrowed, while increased contemplation and knowledge about loans was associated with lower amounts borrowed. Educational programming concerning loans, debt, and personal financial management may help reduce stress and amount borrowed. PMID:29109558

7 CFR 1738.19 - Facilities financed.

Code of Federal Regulations, 2010 CFR

2010-01-01

... broadband loans to finance broadband facilities leased under the terms of a capital lease as defined in... under the terms of an operating lease as defined in generally accepted accounting principles. (c) RUS... applicant. (e) RUS will not make a broadband loan to finance the following items: (1) Customer terminal...

38 CFR 36.4353 - Withdrawal of authority to close loans on the automatic basis.

Code of Federal Regulations, 2010 CFR

2010-07-01

... imprudent from a lending standpoint or which are prejudicial to the interests of veterans or the Government...) Automatic loan submissions show deficiencies in credit underwriting, such as use of unstable sources of income to qualify the borrower, ignoring significant adverse credit items affecting the applicant's...

7 CFR 1753.29 - Force account procedures.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 11 2010-01-01 2010-01-01 false Force account procedures. 1753.29 Section 1753.29... Force account procedures. (a) The borrower must obtain RUS approval of the force account method of... item not provided for in the approved loan. (d) Force Account construction to be financed with loan...

17 CFR 229.1111 - (Item 1111) Pool assets.

Code of Federal Regulations, 2011 CFR

2011-04-01

... pool assets. (7) If a loan or similar receivable: (i) Amortization period. (ii) Loan purpose (e.g... for commercial mortgages). (8) If a receivable or other financial asset that arises under a revolving account, such as a credit card receivable: (i) Monthly payment rate. (ii) Maximum credit lines. (iii...

17 CFR 229.1111 - (Item 1111) Pool assets.

Code of Federal Regulations, 2014 CFR

2014-04-01

... pool assets. (7) If a loan or similar receivable: (i) Amortization period. (ii) Loan purpose (e.g... for commercial mortgages). (8) If a receivable or other financial asset that arises under a revolving account, such as a credit card receivable: (i) Monthly payment rate. (ii) Maximum credit lines. (iii...

17 CFR 229.1111 - (Item 1111) Pool assets.

Code of Federal Regulations, 2013 CFR

2013-04-01

... pool assets. (7) If a loan or similar receivable: (i) Amortization period. (ii) Loan purpose (e.g... for commercial mortgages). (8) If a receivable or other financial asset that arises under a revolving account, such as a credit card receivable: (i) Monthly payment rate. (ii) Maximum credit lines. (iii...

17 CFR 229.1111 - (Item 1111) Pool assets.

Code of Federal Regulations, 2012 CFR

2012-04-01

... pool assets. (7) If a loan or similar receivable: (i) Amortization period. (ii) Loan purpose (e.g... for commercial mortgages). (8) If a receivable or other financial asset that arises under a revolving account, such as a credit card receivable: (i) Monthly payment rate. (ii) Maximum credit lines. (iii...

78 FR 14083 - Agency Information Collection Activities: Direct Loan, FFEL, Perkins and TEACH Grant Total and...

Federal Register 2010, 2011, 2012, 2013, 2014

2013-03-04

...: Direct Loan, FFEL, Perkins and TEACH Grant Total and Permanent Disability Discharge Forms AGENCY: The... to this notice will be considered public records. Title of Collection: Direct Loan, FFEL, Perkins and... Loan, FFEL, or Perkins loan program loans, or TEACH Grant service obligation. The form collects the...

42 CFR 1001.952 - Exceptions.

Code of Federal Regulations, 2010 CFR

2010-10-01

... services to, or otherwise generate business for the entity if the investor uses any part of such loan to..., furnish items or services to, or otherwise generate business for the entity if the investor uses any part... for the entity if the investor uses any part of such loan to obtain the investment interest. (H) The...

12 CFR 1008.103 - Individuals required to be licensed by states.

Code of Federal Regulations, 2014 CFR

2014-01-01

... application; and (ii) Offers or negotiates terms of a residential mortgage loan for compensation or gain; or... promotional items), that such individual can or will perform the activities described in paragraph (b)(1) of this section. (c)(1) An individual “takes a residential mortgage loan application” if the individual...

12 CFR 1008.103 - Individuals required to be licensed by states.

Code of Federal Regulations, 2013 CFR

2013-01-01

... application; and (ii) Offers or negotiates terms of a residential mortgage loan for compensation or gain; or... promotional items), that such individual can or will perform the activities described in paragraph (b)(1) of this section. (c)(1) An individual “takes a residential mortgage loan application” if the individual...

24 CFR 3400.103 - Individuals required to be licensed by states.

Code of Federal Regulations, 2012 CFR

2012-04-01

... application; and (ii) Offers or negotiates terms of a residential mortgage loan for compensation or gain; or... promotional items), that such individual can or will perform the activities described in paragraph (b)(1) of this section. (c)(1) An individual “takes a residential mortgage loan application” if the individual...

24 CFR 3400.103 - Individuals required to be licensed by states.

Code of Federal Regulations, 2014 CFR

2014-04-01

... application; and (ii) Offers or negotiates terms of a residential mortgage loan for compensation or gain; or... promotional items), that such individual can or will perform the activities described in paragraph (b)(1) of this section. (c)(1) An individual “takes a residential mortgage loan application” if the individual...

12 CFR 1008.103 - Individuals required to be licensed by states.

Code of Federal Regulations, 2012 CFR

2012-01-01

... application; and (ii) Offers or negotiates terms of a residential mortgage loan for compensation or gain; or... promotional items), that such individual can or will perform the activities described in paragraph (b)(1) of this section. (c)(1) An individual “takes a residential mortgage loan application” if the individual...

24 CFR 3400.103 - Individuals required to be licensed by states.

Code of Federal Regulations, 2013 CFR

2013-04-01

... application; and (ii) Offers or negotiates terms of a residential mortgage loan for compensation or gain; or... promotional items), that such individual can or will perform the activities described in paragraph (b)(1) of this section. (c)(1) An individual “takes a residential mortgage loan application” if the individual...

76 FR 63619 - Proposed Agency Information Collection Activities; Comment Request

Federal Register 2010, 2011, 2012, 2013, 2014

2011-10-13

... if the loan was guaranteed by the Small Business Administration (SBA), a data item to indicate if the... both FR 2028A and FR 2028B respondents. From these sample STL data, estimates of the terms of business... unique information concerning price and certain nonprice terms of loans made to businesses and farmers...

Medicare and state health care programs: fraud and abuse; safe harbor for federally qualified health centers arrangements under the anti-kickback statute. Final rule.

PubMed

2007-10-04

In accordance with section 431 of the Medicare Prescription Drug, Improvement, and Modernization Act of 2003 (MMA), this final rule sets forth a safe harbor under the anti-kickback statute to protect certain arrangements involving goods, items, services, donations, and loans provided by individuals and entities to certain health centers funded under section 330 of the Public Health Service Act. The goods, items, services, donations, or loans must contribute to the health center's ability to maintain or increase the availability, or enhance the quality, of services available to a medically underserved population.

75 FR 25833 - Notice of Funding Availability of Applications (NOFA) for Section 514 Farm Labor Housing Loans...

Federal Register 2010, 2011, 2012, 2013, 2014

2010-05-10

... written commitments from the funding source at pre-application. If leverage funds are in the form of tax...-spaced between items and not be in narrative form. (a) Applicant's name. (b) Applicant's Taxpayer... and financial capability to carry out the obligation of the loan. (iii) Standard Form 424...

78 FR 44562 - Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100...

Federal Register 2010, 2011, 2012, 2013, 2014

2013-07-24

... long-haul air service between Norway/Sweden and destinations in Asia, United States and other countries... Air Shuttle ASA. Guarantor(s): N/A. Description of Items Being Exported: The items being exported are...

12 CFR 32.7 - Residential real estate loans, small business loans, and small farm loans.

Code of Federal Regulations, 2010 CFR

2010-01-01

... total outstanding amount of a national bank's loans and extensions of credit to one borrower made under... surplus. (5) The total outstanding amount of a national bank's loans and extensions of credit to all of... concerns about credit quality, undue concentrations in the bank's portfolio of residential real estate...

12 CFR Appendix L to Part 226 - Assumed Loan Periods for Computations of Total Annual Loan Cost Rates

Code of Federal Regulations, 2010 CFR

2010-01-01

... Annual Loan Cost Rates L Appendix L to Part 226 Banks and Banking FEDERAL RESERVE SYSTEM (CONTINUED) BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM TRUTH IN LENDING (REGULATION Z) Pt. 226, App. L Appendix L to Part 226—Assumed Loan Periods for Computations of Total Annual Loan Cost Rates (a) Required...

12 CFR Appendix A to Part 193 - Financial Statement Line Items

Code of Federal Regulations, 2012 CFR

2012-01-01

... REQUIREMENTS Pt. 193, App. A Appendix A to Part 193—Financial Statement Line Items I. Balance Sheet Assets 1... deposits; however, time deposits and short-term certificates of deposits are not generally included in... loans in each of the following categories: (i) Real estate mortgage; (ii) real estate construction; (iii...

12 CFR Appendix A to Part 193 - Financial Statement Line Items

Code of Federal Regulations, 2014 CFR

2014-01-01

... REQUIREMENTS Pt. 193, App. A Appendix A to Part 193—Financial Statement Line Items I. Balance Sheet Assets 1... deposits; however, time deposits and short-term certificates of deposits are not generally included in... loans in each of the following categories: (i) Real estate mortgage; (ii) real estate construction; (iii...

Tiers for Fears: Sensible, Streamlined Sharing of Special Collections

ERIC Educational Resources Information Center

Massie, Dennis

2013-01-01

This report presents strategies for providing efficient and affordable interlending of actual physical items from special collections for research purposes, as well as advice on determining if a loan is the most appropriate way to fulfill a particular request. Lending physical items ranks among the most divisive issues in the field of archives and…

42 CFR 57.307 - Maximum amount of nursing student loans.

Code of Federal Regulations, 2010 CFR

2010-10-01

... 42 Public Health 1 2010-10-01 2010-10-01 false Maximum amount of nursing student loans. 57.307... Nursing Student Loans § 57.307 Maximum amount of nursing student loans. The total of the nursing student... longer than the 9-month academic year may be proportionately increased. The total of all nursing student...

42 CFR 57.307 - Maximum amount of nursing student loans.

Code of Federal Regulations, 2011 CFR

2011-10-01

... 42 Public Health 1 2011-10-01 2011-10-01 false Maximum amount of nursing student loans. 57.307... Nursing Student Loans § 57.307 Maximum amount of nursing student loans. The total of the nursing student... longer than the 9-month academic year may be proportionately increased. The total of all nursing student...

42 CFR 57.307 - Maximum amount of nursing student loans.

Code of Federal Regulations, 2013 CFR

2013-10-01

... 42 Public Health 1 2013-10-01 2013-10-01 false Maximum amount of nursing student loans. 57.307... Nursing Student Loans § 57.307 Maximum amount of nursing student loans. The total of the nursing student... longer than the 9-month academic year may be proportionately increased. The total of all nursing student...

42 CFR 57.307 - Maximum amount of nursing student loans.

Code of Federal Regulations, 2012 CFR

2012-10-01

... 42 Public Health 1 2012-10-01 2012-10-01 false Maximum amount of nursing student loans. 57.307... Nursing Student Loans § 57.307 Maximum amount of nursing student loans. The total of the nursing student... longer than the 9-month academic year may be proportionately increased. The total of all nursing student...

42 CFR 57.307 - Maximum amount of nursing student loans.

Code of Federal Regulations, 2014 CFR

2014-10-01

... 42 Public Health 1 2014-10-01 2014-10-01 false Maximum amount of nursing student loans. 57.307... Nursing Student Loans § 57.307 Maximum amount of nursing student loans. The total of the nursing student... longer than the 9-month academic year may be proportionately increased. The total of all nursing student...

12 CFR 390.384 - Financial statements for conversions, SEC filings, and offering circulars.

Code of Federal Regulations, 2014 CFR

2014-01-01

... business with regard to loans means those loans which were made on substantially the same terms, including... income on installment loans, (iv) discount on loans purchased, and (v) loans in process. (b) State on the... income on installment loans shall be shown and deducted separately from total loans. (f) Unamortized...

77 FR 52026 - Application for Final Commitment for a Long-term Loan or Financial Guarantee in Excess of $100...

Federal Register 2010, 2011, 2012, 2013, 2014

2012-08-28

... http://www.exim.gov/articles.cfm/board%20minute . Confidential Information: Please note that this... items being exported: To be sub-leased to SpiceJet for short- and medium-haul passenger air service in... Items Being Exported: Boeing 737 aircraft. Information on Decision: Information on the final decision...

78 FR 8129 - Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100...

Federal Register 2010, 2011, 2012, 2013, 2014

2013-02-05

....S. manufactured commercial aircraft to Israel. Brief non-proprietary description of the anticipated use of the items being exported: To be used for short-haul passenger air service between Israel and... AL Israel Airlines, Ltd. Guarantor(s): N/A. Description of Items Being Exported: Boeing 737 aircraft...

7 CFR 1942.134 - State supplements and guides.

Code of Federal Regulations, 2010 CFR

2010-01-01

... BUSINESS-COOPERATIVE SERVICE, RURAL UTILITIES SERVICE, AND FARM SERVICE AGENCY, DEPARTMENT OF AGRICULTURE... necessary for the docket; and items required prior to loan closing or construction starts. ...

12 CFR Appendix K to Part 226 - Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions

Code of Federal Regulations, 2014 CFR

2014-01-01

... 12 Banks and Banking 3 2014-01-01 2014-01-01 false Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions K Appendix K to Part 226 Banks and Banking FEDERAL RESERVE SYSTEM (CONTINUED..., App. K Appendix K to Part 226—Total Annual Loan Cost Rate Computations for Reverse Mortgage...

12 CFR Appendix K to Part 226 - Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions

Code of Federal Regulations, 2013 CFR

2013-01-01

... 12 Banks and Banking 3 2013-01-01 2013-01-01 false Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions K Appendix K to Part 226 Banks and Banking FEDERAL RESERVE SYSTEM (CONTINUED..., App. K Appendix K to Part 226—Total Annual Loan Cost Rate Computations for Reverse Mortgage...

78 FR 5439 - Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100...

Federal Register 2010, 2011, 2012, 2013, 2014

2013-01-25

... of Board of Directors'' on http://www.exim.gov/articles.cfm/board%20minute . Confidential Information...-proprietary description of the anticipated use of the items being exported: To be used for short- and medium.... Guarantor(s): N/A. Description of Items Being Exported: Boeing 737 aircraft. Information on Decision...

77 FR 4927 - Loan Workouts and Nonaccrual Policy, and Regulatory Reporting of Troubled Debt Restructured Loans

Federal Register 2010, 2011, 2012, 2013, 2014

2012-02-01

... modified loans totaling $2.2 billion, which equates to a 16.42 percent delinquency rate for these loans. \\2... maintain separate, manual delinquency computations and nonaccrual schedules. In response to feedback from... reporting requirement and allow delinquency on TDR loans to be calculated consistent with loan contract...

12 CFR Appendix K to Part 1026 - Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions

Code of Federal Regulations, 2012 CFR

2012-01-01

... 12 Banks and Banking 8 2012-01-01 2012-01-01 false Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions K Appendix K to Part 1026 Banks and Banking BUREAU OF CONSUMER FINANCIAL PROTECTION TRUTH IN LENDING (REGULATION Z) Pt. 1026, App. K Appendix K to Part 1026—Total Annual Loan Cost...

12 CFR Appendix K to Part 1026 - Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions

Code of Federal Regulations, 2013 CFR

2013-01-01

... 12 Banks and Banking 8 2013-01-01 2013-01-01 false Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions K Appendix K to Part 1026 Banks and Banking BUREAU OF CONSUMER FINANCIAL PROTECTION TRUTH IN LENDING (REGULATION Z) Pt. 1026, App. K Appendix K to Part 1026—Total Annual Loan Cost...

24 CFR 201.2 - Definitions.

Code of Federal Regulations, 2010 CFR

2010-04-01

... but part of the total finance charges on the loan, that is part of the lender's total yield on the... to finance the purchase and installation of any device or construction feature which is recognized in... services; or (4) Other comparable health care facility. Historic preservation loan means a loan to finance...

75 FR 34488 - Community Development Revolving Loan Fund for Credit Unions

Federal Register 2010, 2011, 2012, 2013, 2014

2010-06-17

... NATIONAL CREDIT UNION ADMINISTRATION Community Development Revolving Loan Fund for Credit Unions... Development Revolving Loan Fund's [Fund's] Loan Program beginning in June 2010, subject to availability of funds. The Fund's total appropriation for loans is $13.4 million. Applications and procedures for the...

7 CFR 762.122 - Loan limitations.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 7 2010-01-01 2010-01-01 false Loan limitations. 762.122 Section 762.122 Agriculture... SPECIAL PROGRAMS GUARANTEED FARM LOANS § 762.122 Loan limitations. (a) Dollar limits. The Agency will not guarantee any loan that would result in the applicant's total indebtedness exceeding the limits established...

7 CFR 1951.881 - Loan servicing.

Code of Federal Regulations, 2012 CFR

2012-01-01

... problem loan cases. (d) Written notices on payments coming due will be prepared and sent to the... copy of any correspondence or notice generated by the Administrator or designee on any delinquent loan... all intermediary loans as follows: (i) Number and amount of all loans. (ii) Total advanced on all...

7 CFR 1951.881 - Loan servicing.

Code of Federal Regulations, 2011 CFR

2011-01-01

... problem loan cases. (d) Written notices on payments coming due will be prepared and sent to the... copy of any correspondence or notice generated by the Administrator or designee on any delinquent loan... all intermediary loans as follows: (i) Number and amount of all loans. (ii) Total advanced on all...

7 CFR 1951.881 - Loan servicing.

Code of Federal Regulations, 2014 CFR

2014-01-01

... problem loan cases. (d) Written notices on payments coming due will be prepared and sent to the... copy of any correspondence or notice generated by the Administrator or designee on any delinquent loan... all intermediary loans as follows: (i) Number and amount of all loans. (ii) Total advanced on all...

7 CFR 1951.881 - Loan servicing.

Code of Federal Regulations, 2013 CFR

2013-01-01

... problem loan cases. (d) Written notices on payments coming due will be prepared and sent to the... copy of any correspondence or notice generated by the Administrator or designee on any delinquent loan... all intermediary loans as follows: (i) Number and amount of all loans. (ii) Total advanced on all...

7 CFR 3565.206 - Ineligible uses of loan proceeds.

Code of Federal Regulations, 2010 CFR

2010-01-01

... transient residents; (d) Nursing homes, special care facilities and institutional type homes that require licensing as a medical care facility; (e) Operating capital for central dining facilities or for any items...

7 CFR 3565.206 - Ineligible uses of loan proceeds.

Code of Federal Regulations, 2011 CFR

2011-01-01

... transient residents; (d) Nursing homes, special care facilities and institutional type homes that require licensing as a medical care facility; (e) Operating capital for central dining facilities or for any items...

7 CFR 3565.206 - Ineligible uses of loan proceeds.

Code of Federal Regulations, 2014 CFR

2014-01-01

... transient residents; (d) Nursing homes, special care facilities and institutional type homes that require licensing as a medical care facility; (e) Operating capital for central dining facilities or for any items...

7 CFR 3565.206 - Ineligible uses of loan proceeds.

Code of Federal Regulations, 2013 CFR

2013-01-01

... transient residents; (d) Nursing homes, special care facilities and institutional type homes that require licensing as a medical care facility; (e) Operating capital for central dining facilities or for any items...

7 CFR 3565.206 - Ineligible uses of loan proceeds.

Code of Federal Regulations, 2012 CFR

2012-01-01

... transient residents; (d) Nursing homes, special care facilities and institutional type homes that require licensing as a medical care facility; (e) Operating capital for central dining facilities or for any items...

42 CFR 57.211 - Cancellation of health professions students loans for disability or death.

Code of Federal Regulations, 2010 CFR

2010-10-01

... 42 Public Health 1 2010-10-01 2010-10-01 false Cancellation of health professions students loans..., SCHOLARSHIPS AND STUDENT LOANS Health Professions Student Loans § 57.211 Cancellation of health professions students loans for disability or death. (a) Permanent and total disability. The Secretary will cancel a...

Self-Help Service Center Management System User’s Manual: Version 2.1

DTIC Science & Technology

1991-06-01

tools and other equipment loaned to customers. Temporary nonconsumable items, such as lawn mowers , must be returned by a certain due date a’nd time...function to process the return of lawn mowers . 3. A capability to identify the status of and/or process the return of a single borrowed item. This would be...IiR Qty Due Date Time 00000035 LAWN MOWER T I 1 03/09/90 18:00 Message Box ILocation Available: 10 Aisle: Authorized for item. I Row: Bin: Enter T for

A Predictive Model of Student Loan Default at a Two-Year Community College

ERIC Educational Resources Information Center

Brown, Chanda Denea

2015-01-01

This study explored whether a predictive model of student loan default could be developed with data from an institution's three-year cohort default rate report. The study used borrower data provided by a large two-year community college. Independent variables under investigation included total undergraduate Stafford student loan debt, total number…

78 FR 48912 - Agency Information Collection Activities: Submission to OMB for Reinstatement, With Change, of a...

Federal Register 2010, 2011, 2012, 2013, 2014

2013-08-12

... insured credit union granting a real estate loan to determine if flood insurance for the designated loan... credit union must determine if a real estate loan requires flood insurance for the designated loan term... 760. Respondents: Federally insured credit unions granting real estate loans. Total Estimated No. of...

78 FR 16675 - Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100...

Federal Register 2010, 2011, 2012, 2013, 2014

2013-03-18

.... Parties Principal Supplier: General Electric. Obligor: Emirates Aluminium Company Limited PJSC. Guarantor(s): Mubadala Development Company PJSC, Dubai Aluminium Company PJSC. Description of Items Being...

77 FR 61749 - Application for Final Commitment for a Long-term Loan or Financial Guarantee in Excess of $100...

Federal Register 2010, 2011, 2012, 2013, 2014

2012-10-11

... Principal Supplier: Fluor Enterprises, Inc. Obligor: Reliance Industries Limited. Guarantor(s): N/A. Description of Items Being Exported Gas turbines, compressors, centrifuges, technology licenses, engineering...

24 CFR 232.880 - Items to be delivered on submitting claim.

Code of Federal Regulations, 2010 CFR

2010-04-01

... the notice of intention to file claim, or within such further period as may be agreed upon by the..., documents, books, papers and accounts relating to the loan transaction; (g) Any additional information or...

76 FR 5187 - Notice of Proposed Information Collection: Comment Request; Emergency Homeowners' Loan Program...

Federal Register 2010, 2011, 2012, 2013, 2014

2011-01-28

... Information Collection: Comment Request; Emergency Homeowners' Loan Program Data Elements AGENCY: Office of... following information: Title of Proposal: Emergency Homeowners' Loan Program Data Elements. Description of... of Affected Public: Emergency Homeowners' Loan Program Data Elements. Estimation of the total numbers...

7 CFR 3550.108 - Security requirements (loans only).

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 15 2010-01-01 2010-01-01 false Security requirements (loans only). 3550.108 Section..., DEPARTMENT OF AGRICULTURE DIRECT SINGLE FAMILY HOUSING LOANS AND GRANTS Section 504 Origination and Section 306C Water and Waste Disposal Grants § 3550.108 Security requirements (loans only). When the total...

Document Delivery: An Annotated Selective Bibliography.

ERIC Educational Resources Information Center

Khalil, Mounir A.; Katz, Suzanne R.

1992-01-01

Presents a selective annotated bibliography of 61 items that deal with topics related to document delivery, including networks; hypertext; interlibrary loan; computer security; electronic publishing; copyright; online catalogs; resource sharing; electronic mail; electronic libraries; optical character recognition; microcomputers; liability issues;…

7 CFR 1783.15 - What are the terms of RFP loans?

Code of Federal Regulations, 2010 CFR

2010-01-01

..., DEPARTMENT OF AGRICULTURE (CONTINUED) REVOLVING FUNDS FOR FINANCING WATER AND WASTEWATER PROJECTS (REVOLVING...,000 or 75 percent of the total cost of a project. The total outstanding balance for all loans under...

34 CFR 685.200 - Borrower eligibility.

Code of Federal Regulations, 2010 CFR

2010-07-01

... previous loan or TEACH Grant service obligation was cancelled due to total and permanent disability, the student— (A) In the case of a borrower whose prior loan under title IV of the Act or TEACH Grant service... Direct Consolidation Loan, within three years of the date that any previous title IV loan or TEACH Grant...

12 CFR 932.2 - Total capital requirement.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 12 Banks and Banking 7 2011-01-01 2011-01-01 false Total capital requirement. 932.2 Section 932.2 Banks and Banking FEDERAL HOUSING FINANCE BOARD FEDERAL HOME LOAN BANK RISK MANAGEMENT AND CAPITAL STANDARDS FEDERAL HOME LOAN BANK CAPITAL REQUIREMENTS § 932.2 Total capital requirement. (a) Each Bank shall...

12 CFR 932.2 - Total capital requirement.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 7 2010-01-01 2010-01-01 false Total capital requirement. 932.2 Section 932.2 Banks and Banking FEDERAL HOUSING FINANCE BOARD FEDERAL HOME LOAN BANK RISK MANAGEMENT AND CAPITAL STANDARDS FEDERAL HOME LOAN BANK CAPITAL REQUIREMENTS § 932.2 Total capital requirement. (a) Each Bank shall...

Locus of control and home mortgage loan behaviour.

PubMed

Wang, Mingji; Chen, Hong; Wang, Lei

2008-04-01

The present study investigated the impact of locus of control on home mortgage loan behaviours. The results showed that participants with stronger external control were more likely to purchase a lower priced home, have a lower ratio of mortgage loan amount to the total home value, and have a shorter term of mortgage loan. Moreover, among participants who have owned a home, those not using mortgage loans showed more external control than those using mortgage loans; among participants who have not owned a home but want to buy a home, those not planning to use mortgage loans showed more external control than those planning to use mortgage loans.

78 FR 28810 - Agency Information Collection Activities; Submission to the Office of Management and Budget for...

Federal Register 2010, 2011, 2012, 2013, 2014

2013-05-16

..., Perkins and TEACH Grant Total and Permanent Disability Discharge Forms AGENCY: Federal Student Aid (FSA... notice will be considered public records. Title of Collection: Direct Loan, FFEL, Perkins and TEACH Grant... 1965, as amended, applies for discharge of his or her Direct Loan, FFEL, or Perkins loan program loans...

Oversight Hearing on Student Loan Marketing Associations. Hearing before the Subcommittee on Postsecondary Education of the Committee on Education and Labor. House of Representatives, Ninety-Eighth Congress, First Session.

ERIC Educational Resources Information Center

Congress of the U.S., Washington, DC. House Committee on Education and Labor.

Oversight hearings on the Student Loan Marketing Association (Sallie Mae) are presented. Sallie Mae was established by the Education Amendments of 1972 to provide liquidity for Guaranteed Student Loan (GSL) lenders by purchasing GSL portfolios from lenders or making loans on GSL loans held by lenders. In 1982, Sallie Mae had total cumulative…

24 CFR 570.704 - Application requirements.

Code of Federal Regulations, 2013 CFR

2013-04-01

... public hearings where a significant number of non-English speaking residents can reasonably be expected... an application for loan guarantee assistance to HUD, the public entity must: (i) Develop a proposed application that includes the following items: (A) The community development objectives the public entity...

77 FR 58139 - Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100...

Federal Register 2010, 2011, 2012, 2013, 2014

2012-09-19

... the United Arab Emirates. Brief non-proprietary description of the anticipated use of the items being exported: To provide airline service between the United Arab Emirates and other countries. To the extent...

77 FR 69452 - Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100...

Federal Register 2010, 2011, 2012, 2013, 2014

2012-11-19

... United Arab Emirates. Brief non-proprietary description of the anticipated use of the items being exported: To be used for long-haul passenger air service between the United Arab Emirates and destinations...

77 FR 62236 - Application for Final Commitment for a Long-term Loan or Financial Guarantee in Excess of $100...

Federal Register 2010, 2011, 2012, 2013, 2014

2012-10-12

... support the export of U.S. manufactured aircraft to Russia. Brief non-proprietary description of the anticipated use of the items being exported: To provide passenger air service between Russia and other...

Relationship between Student Loan Borrowing of Money and Degree Completion for Students at Two-Year Colleges

ERIC Educational Resources Information Center

Easttorp, Karl

2017-01-01

The cost of a college education continues to trend upward and state funding for higher education has trended downward, shifting more of the financial burden to students through student loans. About half of all 2010-2011 financial aid originated from student loans, and total federal student loan borrowing rose 319% between 1990 and 2010.…

13 CFR 120.1830 - What are the terms and conditions of an SBA loan to an SISMBD?

Code of Federal Regulations, 2010 CFR

2010-01-01

... Market Broker-Dealers (SISMBD Loan Program) § 120.1830 What are the terms and conditions of an SBA loan... seventy-five percent (75%) of the total dollar amount of an SISMBD's purchases in the SBA Secondary Market... Director of the Secondary Market Lending Authority may approve a higher SISMBD Loan amount if he/she...

7 CFR 1425.21 - Records required.

Code of Federal Regulations, 2010 CFR

2010-01-01

... AGRICULTURE LOANS, PURCHASES, AND OTHER OPERATIONS COOPERATIVE MARKETING ASSOCIATIONS § 1425.21 Records...) Of unprocessed inventory broken down by items 1 through 3 above. (b) Except as provided in paragraph (c) of this section, inventory shall be allocated in the following manner until all inventory in a...

78 FR 50414 - Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100...

Federal Register 2010, 2011, 2012, 2013, 2014

2013-08-19

... use of the items being exported: Construction of a new crude oil refinery in Turkey. To the extent... industry. Parties: Principal Supplier: Foster Wheeler. Obligor: STAR Rafineri A.[Scedil]. Guarantor(s): N/A...

42 CFR 136.104 - Application.

Code of Federal Regulations, 2010 CFR

2010-10-01

... resources to be utilized to conduct the proposed project. (7) An itemized budget for the budget period... contributions such as cash or services, loans of full or part-time staff, equipment, space materials or... operation and management of those facilities. (c) The application shall contain assurances satisfactory to...

78 FR 20317 - Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100...

Federal Register 2010, 2011, 2012, 2013, 2014

2013-04-04

... Ethiopia. Brief non-proprietary description of the anticipated use of the items being exported: To be used for long-haul passenger air service between Ethiopia and destinations in Asia, the Middle East, Europe...

77 FR 59396 - Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100...

Federal Register 2010, 2011, 2012, 2013, 2014

2012-09-27

... Indonesia. Brief non-proprietary description of the anticipated use of the items being exported: To provide airline service between Indonesia and other countries. To the extent that Ex-Im Bank is reasonably aware...

Health-related quality of life of medical students in a Brazilian student loan programme.

PubMed

Lins, Liliane; Carvalho, Fernando Martins; Menezes, Marta Silva; Porto-Silva, Larissa; Damasceno, Hannah

2016-08-01

This study aimed to evaluate the health-related quality of life of medical students participating in a large Brazilian government loan programme for undergraduate students in private schools.A cross-sectional study in a stratified sample of students from a private medical school in Salvador, Brazil, evaluated their health-related quality of life by using a Brazilian Portuguese version of the 36-item Short Form Health Survey questionnaire (SF-36).Students supported by the loan programme consistently presented lower mean scores in all SF-36 domains and in the physical and mental component summary scores than those who were not in the programme. Students supported by the loan programme presented systematically lower physical and mental component mean scores, after stratification by age, gender, school year, physical activity, sleepiness, headache, having a car, having a housemaid, living with family, and living in a rented house.The loan programme has enabled less wealthy undergraduate students to attend private medical schools in Brazil. However, this support is insufficient to improve students' health-related quality of life during medical school, as compared with students who do not participate in the programme. Because of a poorer health-related quality of life, students supported by the loan programme deserve special attention from private medical schools.

18 CFR 367.3010 - Account 301, Organization.

Code of Federal Regulations, 2010 CFR

2010-04-01

... readiness to do business. (b) This account must include the following items: (1) Cost of obtaining certificates authorizing the service company to engage in its business. (2) Fees and expenses for incorporation... discounts upon securities issued or assumed; nor may it include any costs incident to negotiating loans...

76 FR 44987 - Proposed Agency Information Collection Activities; Comment Request

Federal Register 2010, 2011, 2012, 2013, 2014

2011-07-27

... items, which are drawn directly from definitions contained in the FDIC's assessment regulations (as... meeting the FDIC's definitions that will be used for assessment purposes only. The transition guidance... definitions of subprime and leveraged loans in the FDIC's assessment regulations were written in the context...

10 CFR 800.101 - Application requirements.

Code of Federal Regulations, 2012 CFR

2012-01-01

... DEPARTMENT OF ENERGY LOANS FOR BID OR PROPOSAL PREPARATION BY MINORITY BUSINESS ENTERPRISES SEEKING DOE... include the following information. Items described in paragraphs (b)(1) through (7) of this section may be... and size of its business, its business experience and its history as a minority business enterprise...

10 CFR 800.101 - Application requirements.

Code of Federal Regulations, 2013 CFR

2013-01-01

... DEPARTMENT OF ENERGY LOANS FOR BID OR PROPOSAL PREPARATION BY MINORITY BUSINESS ENTERPRISES SEEKING DOE... include the following information. Items described in paragraphs (b)(1) through (7) of this section may be... and size of its business, its business experience and its history as a minority business enterprise...

10 CFR 800.101 - Application requirements.

Code of Federal Regulations, 2014 CFR

2014-01-01

... DEPARTMENT OF ENERGY LOANS FOR BID OR PROPOSAL PREPARATION BY MINORITY BUSINESS ENTERPRISES SEEKING DOE... include the following information. Items described in paragraphs (b)(1) through (7) of this section may be... and size of its business, its business experience and its history as a minority business enterprise...

38 CFR 36.4313 - Charges and fees.

Code of Federal Regulations, 2010 CFR

2010-07-01

... the loan is to finance the purchase or construction of residential property the costs of closing the... taxes, and other prepaid items normally involved in financing such transaction may not be included in... Veterans Affairs appraiser and of compliance inspectors designated by the Department of Veterans Affairs...

19 CFR 351.506 - Loan guarantees.

Code of Federal Regulations, 2010 CFR

2010-04-01

... Duties INTERNATIONAL TRADE ADMINISTRATION, DEPARTMENT OF COMMERCE ANTIDUMPING AND COUNTERVAILING DUTIES Identification and Measurement of Countervailable Subsidies § 351.506 Loan guarantees. (a) Benefit—(1) In general. In the case of a loan guarantee, a benefit exists to the extent that the total amount a firm pays for...

12 CFR 1026.47 - Content of disclosures.

Code of Federal Regulations, 2013 CFR

2013-01-01

... required to pay back the loan. (4) Cost estimates. An example of the total cost of the loan calculated as... school enrollment eligibility requirements relating to the consumer or cosigner. (6) Alternatives to... institution may have school-specific education loan benefits and terms not detailed on the disclosure form. (7...

12 CFR 1026.47 - Content of disclosures.

Code of Federal Regulations, 2012 CFR

2012-01-01

... required to pay back the loan. (4) Cost estimates. An example of the total cost of the loan calculated as... school enrollment eligibility requirements relating to the consumer or cosigner. (6) Alternatives to... institution may have school-specific education loan benefits and terms not detailed on the disclosure form. (7...

12 CFR 1026.47 - Content of disclosures.

Code of Federal Regulations, 2014 CFR

2014-01-01

... required to pay back the loan. (4) Cost estimates. An example of the total cost of the loan calculated as... school enrollment eligibility requirements relating to the consumer or cosigner. (6) Alternatives to... institution may have school-specific education loan benefits and terms not detailed on the disclosure form. (7...

76 FR 55654 - Notice of Proposed Information Collection Requests

Federal Register 2010, 2011, 2012, 2013, 2014

2011-09-08

... Loan (Perkins) Program, and Teacher Education Assistance for College and Higher Education (TEACH) Grant... individual who is totally and permanently disabled, as defined in Sec. 437(a)(1) of the Higher Education Act..., or Perkins loan program loans, or Teacher Education Assistance for College Higher Education Grant...

77 FR 66087 - Federal Perkins Loan Program, Federal Family Education Loan Program, and William D. Ford Federal...

Federal Register 2010, 2011, 2012, 2013, 2014

2012-11-01

...The Secretary amends the Federal Perkins Loan (Perkins Loan) program, Federal Family Education Loan (FFEL) program, and William D. Ford Federal Direct Loan (Direct Loan) program regulations. These final regulations implement a new Income-Contingent Repayment (ICR) plan in the Direct Loan program based on the President's ``Pay As You Earn'' repayment initiative, incorporate recent statutory changes to the Income-Based Repayment (IBR) plan in the Direct Loan and FFEL programs, and streamline and add clarity to the total and permanent disability (TPD) discharge process for borrowers in loan programs under title IV of the Higher Education Act of 1965, as amended (HEA). These final regulations implementing a new ICR plan and the statutory changes to the IBR plan will assist borrowers in repaying their loans while the changes to the TPD discharge process will reduce burden for borrowers who are disabled and seeking a discharge of their title IV debt.

Female medical students may accrue less student loan debt than their male colleagues in New Zealand.

PubMed

McHardy, Karina M; Janssen, Anna; Poole, Phillippa J

2008-05-09

To quantify the current level of actual student loan debt in New Zealand (NZ) medical students at the time of graduation, and to investigate how debt burden relates to gender and ethnicity. A questionnaire was distributed to all graduating students from The University of Auckland's School of Medicine in November 2006. This study looked specifically at debt attributable to a New Zealand Government Student Loan (NZGSL). The response rate was 88%. Eighty-seven percent of NZ residents in the survey had a NZGSL. Nearly three-quarters of all students (73%) reported a total NZGSL of over $45,000, with one-third reporting a total greater than $75,000. Overall, males appeared to have different borrowing behaviours than their female counterparts, as reflected in their higher loan totals. Females were also more likely to report that they had no student loan, despite comparable access to parental financial support, part-time work, and scholarships. The reported loan sizes of Maori and Pacific Island students did not differ significantly from those of other ethnicities. Only 11% of study respondents reported that the burden of a student loan had a significant impact on future career decisions. For the majority of Auckland medical graduates, student debt is significant and continues to be a burdensome issue. There appear to be differences in the borrowing behaviours of males and females in the medical school programme, while different ethnicities have similar debt burdens.

34 CFR 673.5 - Overaward.

Code of Federal Regulations, 2011 CFR

2011-07-01

... the Federal Perkins Loan amount or the FWS or FSEOG award, and the total amount of estimated financial... appropriations and providing for productive employment for the fiscal year 1983, and for other purposes” (42 U.S... Perkins Loan, FWS, or FSEOG eligibility that would result in the student's total amount of estimated...

7 CFR 3550.63 - Maximum loan amount.

Code of Federal Regulations, 2010 CFR

2010-01-01

... self-help housing will be calculated by adding the total of the market value of the lot (including... amount. Total secured indebtedness must not exceed the area loan limit or market value limitations... appraisal, tax monitoring fee, and the charge to establish an escrow account for taxes and insurance will...

7 CFR 3550.63 - Maximum loan amount.

Code of Federal Regulations, 2013 CFR

2013-01-01

... self-help housing will be calculated by adding the total of the market value of the lot (including... amount. Total secured indebtedness must not exceed the area loan limit or market value limitations... appraisal, tax monitoring fee, and the charge to establish an escrow account for taxes and insurance will...

7 CFR 3550.63 - Maximum loan amount.

Code of Federal Regulations, 2012 CFR

2012-01-01

... self-help housing will be calculated by adding the total of the market value of the lot (including... amount. Total secured indebtedness must not exceed the area loan limit or market value limitations... appraisal, tax monitoring fee, and the charge to establish an escrow account for taxes and insurance will...

7 CFR 3550.63 - Maximum loan amount.

Code of Federal Regulations, 2011 CFR

2011-01-01

... self-help housing will be calculated by adding the total of the market value of the lot (including... amount. Total secured indebtedness must not exceed the area loan limit or market value limitations... appraisal, tax monitoring fee, and the charge to establish an escrow account for taxes and insurance will...

7 CFR 3550.63 - Maximum loan amount.

Code of Federal Regulations, 2014 CFR

2014-01-01

... self-help housing will be calculated by adding the total of the market value of the lot (including... amount. Total secured indebtedness must not exceed the area loan limit or market value limitations... appraisal, tax monitoring fee, and the charge to establish an escrow account for taxes and insurance will...

12 CFR 956.3 - Prohibited investments and prudential rules.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 7 2010-01-01 2010-01-01 false Prohibited investments and prudential rules... OFF-BALANCE SHEET ITEMS FEDERAL HOME LOAN BANK INVESTMENTS § 956.3 Prohibited investments and prudential rules. (a) Prohibited investments. A Bank may not invest in: (1) Instruments that provide an...

12 CFR 950.12 - Intradistrict transfer of advances.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 7 2010-01-01 2010-01-01 false Intradistrict transfer of advances. 950.12 Section 950.12 Banks and Banking FEDERAL HOUSING FINANCE BOARD FEDERAL HOME LOAN BANK ASSETS AND OFF-BALANCE SHEET ITEMS ADVANCES Advances to Members § 950.12 Intradistrict transfer of advances. (a) Advances...

7 CFR 1962.6 - Liens and assignments on chattel property.

Code of Federal Regulations, 2012 CFR

2012-01-01

... and Water (SW) loans. When a new security agreement or chattel mortgage is taken, all existing security items will be described on it. (b) [Reserved] (c) Assignments of upland cotton, rice, wheat and... cotton, rice, wheat and feed grain programs. (1) Obtaining assignments. Assignments will be obtained as...

7 CFR 1962.6 - Liens and assignments on chattel property.

Code of Federal Regulations, 2014 CFR

2014-01-01

... and Water (SW) loans. When a new security agreement or chattel mortgage is taken, all existing security items will be described on it. (b) [Reserved] (c) Assignments of upland cotton, rice, wheat and... cotton, rice, wheat and feed grain programs. (1) Obtaining assignments. Assignments will be obtained as...

7 CFR 1962.6 - Liens and assignments on chattel property.

Code of Federal Regulations, 2013 CFR

2013-01-01

... and Water (SW) loans. When a new security agreement or chattel mortgage is taken, all existing security items will be described on it. (b) [Reserved] (c) Assignments of upland cotton, rice, wheat and... cotton, rice, wheat and feed grain programs. (1) Obtaining assignments. Assignments will be obtained as...

12 CFR 955.1 - Definitions.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 7 2010-01-01 2010-01-01 false Definitions. 955.1 Section 955.1 Banks and Banking FEDERAL HOUSING FINANCE BOARD FEDERAL HOME LOAN BANK ASSETS AND OFF-BALANCE SHEET ITEMS ACQUIRED MEMBER ASSETS § 955.1 Definitions. As used in this part: Affiliate means any business entity that...

18 CFR 367.1710 - Account 171, Interest and dividends receivable.

Code of Federal Regulations, 2010 CFR

2010-04-01

... ACT OF 2005, FEDERAL POWER ACT AND NATURAL GAS ACT UNIFORM SYSTEM OF ACCOUNTS FOR CENTRALIZED SERVICE... NATURAL GAS ACT Balance Sheet Chart of Accounts Current and Accrued Assets § 367.1710 Account 171..., notes, commercial paper, loans, open accounts, deposits, and other similar items, the payment of which...

12 CFR 950.1 - Definitions.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 7 2010-01-01 2010-01-01 false Definitions. 950.1 Section 950.1 Banks and Banking FEDERAL HOUSING FINANCE BOARD FEDERAL HOME LOAN BANK ASSETS AND OFF-BALANCE SHEET ITEMS ADVANCES Advances to Members § 950.1 Definitions. As used in this part: Affiliate means any business entity that...

12 CFR 950.7 - Collateral.

Code of Federal Regulations, 2010 CFR

2010-01-01

... board of directors of the Bank has specifically approved such acceptance by formal resolution, and the... 12 Banks and Banking 7 2010-01-01 2010-01-01 false Collateral. 950.7 Section 950.7 Banks and Banking FEDERAL HOUSING FINANCE BOARD FEDERAL HOME LOAN BANK ASSETS AND OFF-BALANCE SHEET ITEMS ADVANCES...

77 FR 65878 - Application for Final Commitment for a Long-term Loan or Financial Guarantee in Excess of $100...

Federal Register 2010, 2011, 2012, 2013, 2014

2012-10-31

... export of semiconductor manufacturing equipment to Germany. Brief non-proprietary description of the anticipated use of the items being exported: Equipment supports the manufacture of logic semiconductors. To... United States industry. Parties: Principal Suppliers: Applied Materials, Inc., KLA-Tencor Corporation...

SERENITY in e-Business and Smart Item Scenarios

NASA Astrophysics Data System (ADS)

Benameur, Azzedine; Khoury, Paul El; Seguran, Magali; Sinha, Smriti Kumar

SERENITY Artefacts, like Class, Patterns, Implementations and Executable Components for Security & Dependability (S&D) in addition to Serenity Runtime Framework (SRF) are discussed in previous chapters. How to integrate these artefacts with applications in Serenity approach is discussed here with two scenarios. The e-Business scenario is a standard loan origination process in a bank. The Smart Item scenario is an Ambient intelligence case study where we take advantage of Smart Items to provide an electronic healthcare infrastructure for remote healthcare assistance. In both cases, we detail how the prototype implementations of the scenarios select proper executable components through Serenity Runtime Framework and then demonstrate how these executable components of the S&D Patterns are deployed.

7 CFR 4279.229 - Guaranteed loan funding.

Code of Federal Regulations, 2014 CFR

2014-01-01

.... For example, an eligible borrower is applying for a loan guarantee on a $1 million project. The... (d)(1) through (d)(4) of this section. (1) If the loan amount is equal to or less than $125 million... at least 1 year in duration; and (iii) Collateral coverage ratio, total discounted collateral value...

7 CFR 4279.229 - Guaranteed loan funding.

Code of Federal Regulations, 2012 CFR

2012-01-01

.... For example, an eligible borrower is applying for a loan guarantee on a $1 million project. The... (d)(1) through (d)(4) of this section. (1) If the loan amount is equal to or less than $125 million... at least 1 year in duration; and (iii) Collateral coverage ratio, total discounted collateral value...

7 CFR 4279.229 - Guaranteed loan funding.

Code of Federal Regulations, 2013 CFR

2013-01-01

.... For example, an eligible borrower is applying for a loan guarantee on a $1 million project. The... (d)(1) through (d)(4) of this section. (1) If the loan amount is equal to or less than $125 million... at least 1 year in duration; and (iii) Collateral coverage ratio, total discounted collateral value...

12 CFR 702.203 - Prompt corrective action for “significantly undercapitalized” credit unions.

Code of Federal Regulations, 2010 CFR

2010-01-01

... to increase except as provided in § 702.202(a)(3) and (4) Restrict member business loans. Not increase the total dollar amount of member business loans (defined as loans outstanding and unused... this part: (1) Requiring prior approval for acquisitions, branching, new lines of business. Prohibit a...

12 CFR 702.204 - Prompt corrective action for “critically undercapitalized” credit unions

Code of Federal Regulations, 2011 CFR

2011-01-01

... to increase except as provided in § 702.202(a)(3); and (4) Restrict member business loans. Not increase the total dollar amount of member business loans (defined as loans outstanding and unused... part: (1) Requiring prior approval for acquisitions, branching, new lines of business. Prohibit a...

34 CFR 682.510 - Determination of the borrower's death, total and permanent disability, or bankruptcy.

Code of Federal Regulations, 2010 CFR

2010-07-01

... 34 Education 3 2010-07-01 2010-07-01 false Determination of the borrower's death, total and permanent disability, or bankruptcy. 682.510 Section 682.510 Education Regulations of the Offices of the... EDUCATION LOAN (FFEL) PROGRAM Federal Guaranteed Student Loan Programs § 682.510 Determination of the...

12 CFR 950.8 - Banks as secured creditors.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 12 Banks and Banking 7 2011-01-01 2011-01-01 false Banks as secured creditors. 950.8 Section 950.8 Banks and Banking FEDERAL HOUSING FINANCE BOARD FEDERAL HOME LOAN BANK ASSETS AND OFF-BALANCE SHEET ITEMS ADVANCES Advances to Out-of-District Members and Housing Associates § 950.8 Banks as secured...

12 CFR 950.8 - Banks as secured creditors.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 7 2010-01-01 2010-01-01 false Banks as secured creditors. 950.8 Section 950.8 Banks and Banking FEDERAL HOUSING FINANCE BOARD FEDERAL HOME LOAN BANK ASSETS AND OFF-BALANCE SHEET ITEMS ADVANCES Advances to Members § 950.8 Banks as secured creditors. (a) Except as provided in...

32 CFR 623.4 - Accounting procedures.

Code of Federal Regulations, 2014 CFR

2014-07-01

... will follow. Informal records should be also maintained.) Card columns Code or data 1-3 “AOE”. 4-6 RIC... of materiel loaned to rifle clubs and schools will conform with § 623.5. (2) Accountable property... the prepositioned materiel receipt card, the item will be processed as a normal receipt. (B) If there...

12 CFR 204.5 - Maintenance of required reserves.

Code of Federal Regulations, 2010 CFR

2010-01-01

... and Other Items by Federal Reserve Banks and Funds Transfers Through Fedwire” (12 CFR part 210). If a... collected funds. (d)(1) A depository institution, a U.S. branch or agency of a foreign bank, or an Edge or... institutions are Federal Home Loan Banks, the National Credit Union Administration Central Liquidity Facility...

38 CFR 36.4226 - Withdrawal of authority to close manufactured home loans on the automatic basis.

Code of Federal Regulations, 2010 CFR

2010-07-01

... imprudent from a lending standpoint or which are prejudicial to the interests of veterans or the Government... show deficiencies in credit underwriting, such as use of unstable sources of income to qualify the borrower, ignoring significant adverse credit items affecting the applicant's creditworthiness, etc., after...

12 CFR 956.2 - Authorized investments.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 7 2010-01-01 2010-01-01 false Authorized investments. 956.2 Section 956.2... ITEMS FEDERAL HOME LOAN BANK INVESTMENTS § 956.2 Authorized investments. In addition to assets... securities of any small business investment company formed pursuant to 15 U.S.C. 681(d), to the extent such...

77 FR 44239 - Application for Long-Term Loan or Financial Guarantee

Federal Register 2010, 2011, 2012, 2013, 2014

2012-07-27

... Norway. Brief non-proprietary description of the anticipated use of the items being exported: To provide airline services within Norway and between Norway and other countries. To the extent that Ex-Im Bank is... competition with the exportation of goods or provision of services by a United States industry. Parties...

12 CFR 956.2 - Authorized investments.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 12 Banks and Banking 7 2011-01-01 2011-01-01 false Authorized investments. 956.2 Section 956.2... ITEMS FEDERAL HOME LOAN BANK INVESTMENTS § 956.2 Authorized investments. In addition to assets... securities of any small business investment company formed pursuant to 15 U.S.C. 681(d), to the extent such...

77 FR 51023 - Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100...

Federal Register 2010, 2011, 2012, 2013, 2014

2012-08-23

... export of goods and services for the design and construction of an aquarium. Brief non-proprietary... industry. Parties: Principal Supplier: International Concept Management. Obligor: State of Cear[aacute... Planning, Budget and Management. Description of Items Being Exported: Design, engineering and construction...

77 FR 50102 - Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100...

Federal Register 2010, 2011, 2012, 2013, 2014

2012-08-20

... Incorporated; Jacobs Engineering Group Incorporated; Foster Wheeler AG; Fluor Corporation. Obligor: The obligor is a special purpose vehicle anticipated to be named ``Sadara Chemical Company.'' Guarantor(s): The Dow Chemical Company, Dow Europe Holding B.V., and Saudi Arabian Oil Company. Description of Items...

Workplace Literacy. Bibliography = L'alphabetisation en milieu de travail. Bibliographie.

ERIC Educational Resources Information Center

National Literacy Secretariat, Ottawa (Ontario).

This bibliography lists projects, products, learning materials, and other items of interest found in the Literacy Resource Collection in the Human Resource Development Canada Library. Most of the material is available for loan; contact information is provided. The preface appears in both English and French. The 164 materials consist of both…

12 CFR 950.6 - Fees.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 7 2010-01-01 2010-01-01 false Fees. 950.6 Section 950.6 Banks and Banking FEDERAL HOUSING FINANCE BOARD FEDERAL HOME LOAN BANK ASSETS AND OFF-BALANCE SHEET ITEMS ADVANCES Advances to Members § 950.6 Fees. (a) Fees in member products policy. All fees charged by each Bank and any...

45 CFR 73.735-502 - Permissible acceptance of gifts, entertainment, and favors.

Code of Federal Regulations, 2010 CFR

2010-10-01

... the motivating factor. (b) Loans from banks or other financial institutions may be accepted on... similar items of nominal intrinsic value may be accepted. (d) An employee may accept food or refreshment... employee may not accept. (e) An employee may also accept food or refreshment of nominal value on infrequent...

7 CFR 1744.66 - The financial requirement statement (FRS).

Code of Federal Regulations, 2010 CFR

2010-01-01

... amount, exclusive of the amount for class B stock, of each loan advance, at the time of such advance. (5) Operating expenses—(i) Working capital—new system. Based on the borrower's itemized estimate. (ii) Current... part 1753. (iv) Real estate. Upon request by the borrower after submission of evidence of a valid title...

78 FR 42072 - Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100...

Federal Register 2010, 2011, 2012, 2013, 2014

2013-07-15

... by a United States industry. Parties Principal Supplier: Space Exploration Technologies Corp. of Hawthorne, California. Marsh Space Projects, New York, New York. ATK Space Systems Inc., Goleta, California. Obligor: Space-Communication Limited. Guarantor(s): None. Description of Items Being Exported To finance...

AMERICAN SOURCES OF REALIA FOR FRENCH CLASSES--REVISED EDITION, 1966.

ERIC Educational Resources Information Center

Kansas State Teachers Coll., Emporia.

DESIGNED FOR FRENCH TEACHERS AT ALL LEVELS, THIS BIBLIOGRAPHY OF SELECTED REALIA CURRENTLY AVAILABLE IN THE UNITED STATES CONTAINS SECTIONS ON PICTURES, MATERIALS FROM SERVICE BUREAUS, LOAN EXHIBITS, MAPS, NEWSPAPERS AND MAGAZINES IN FRENCH, PHONOGRAPH RECORDS, SLIDES AND FILMS, SONGS, AND TAPES. EACH ITEM IS ANNOTATED FOR CONTENT, COST (WHEN…

12 CFR Appendix K to Part 226 - Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions

Code of Federal Regulations, 2011 CFR

2011-01-01

... Reverse Mortgage Transactions K Appendix K to Part 226 Banks and Banking FEDERAL RESERVE SYSTEM (CONTINUED) BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM TRUTH IN LENDING (REGULATION Z) Pt. 226, App. K Appendix K to Part 226—Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions (a...

12 CFR Appendix K to Part 226 - Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions

Code of Federal Regulations, 2012 CFR

2012-01-01

... Reverse Mortgage Transactions K Appendix K to Part 226 Banks and Banking FEDERAL RESERVE SYSTEM (CONTINUED) BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM TRUTH IN LENDING (REGULATION Z) Pt. 226, App. K Appendix K to Part 226—Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions (a...

12 CFR Appendix K to Part 226 - Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions

Code of Federal Regulations, 2010 CFR

2010-01-01

... Reverse Mortgage Transactions K Appendix K to Part 226 Banks and Banking FEDERAL RESERVE SYSTEM (CONTINUED) BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM TRUTH IN LENDING (REGULATION Z) Pt. 226, App. K Appendix K to Part 226—Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions (a...

34 CFR 682.215 - Income-based repayment plan.

Code of Federal Regulations, 2010 CFR

2010-07-01

... for the year the borrower certifies family size. Support includes money, gifts, loans, housing, food... holder determines— (A) Each borrower's percentage of the couple's total eligible loan debt; (B) The...

Philippines: Population: USAID loan.

PubMed

The Philippines and the United States Agency for International Development signed an agreement on Christmas Day for a US $5.7 million loan and a US $6 million grant for the country's population program. The loan, which matures in 40 years, carries a 2% interest per year for the first 10 years, and 3% thereafter. A 10-year grace period is provided. The US $11.7 million loan and grant package is the first part of USAID's pledge of US $26.9 million in loan and US $29.8 million in grants for the population project. The agreement was signed by Finance Minister Cesar Virata and USAID director Anthony Schwarzwalder. The total loan package of US $57.7 million will be given in the next 5 years.

34 CFR 685.221 - Income-based repayment plan.

Code of Federal Regulations, 2010 CFR

2010-07-01

... for the year the borrower certifies family size. Support includes money, gifts, loans, housing, food... of the couple's total eligible loan debt; (B) The adjusted monthly payment for each borrower by...

The Columbia Debris Loan Program; Examples of Microscopic Analysis

NASA Technical Reports Server (NTRS)

Russell, Rick; Thurston, Scott; Smith, Stephen; Marder, Arnold; Steckel, Gary

2006-01-01

Following the tragic loss of the Space Shuttle Columbia NASA formed The Columbia Recovery Office (CRO). The CRO was initially formed at the Johnson Space Center after the conclusion of recovery operations on May 1,2003 and then transferred .to the Kennedy Space Center on October 6,2003 and renamed The Columbia Recovery Office and Preservation. An integral part of the preservation project was the development of a process to loan Columbia debris to qualified researchers and technical educators. The purposes of this program include aiding in the advancement of advanced spacecraft design and flight safety development, the advancement of the study of hypersonic re-entry to enhance ground safety, to train and instruct accident investigators and to establish an enduring legacy for Space Shuttle Columbia and her crew. Along with a summary of the debris loan process examples of microscopic analysis of Columbia debris items will be presented. The first example will be from the reconstruction following the STS- 107 accident and how the Materials and Proessteesa m used microscopic analysis to confirm the accident scenario. Additionally, three examples of microstructural results from the debris loan process from NASA internal, academia and private industry will be presented.

Financial burden for tuberculosis patients in low- and middle-income countries: a systematic review

PubMed Central

Tanimura, Tadayuki; Jaramillo, Ernesto; Weil, Diana; Raviglione, Mario; Lönnroth, Knut

2014-01-01

In order to inform the development of appropriate strategies to improve financial risk protection, we conducted a systematic literature review of the financial burden of tuberculosis (TB) faced by patients and affected families. The mean total costs ranged from $55 to $8198, with an unweighted average of $847. On average, 20% (range 0–62%) of the total cost was due to direct medical costs, 20% (0–84%) to direct non-medical costs, and 60% (16–94%) to income loss. Half of the total cost was incurred before TB treatment. On average, the total cost was equivalent to 58% (range 5–306%) of reported annual individual and 39% (4–148%) of reported household income. Cost as percentage of income was particularly high among poor people and those with multidrug-resistant TB. Commonly reported coping mechanisms included taking a loan and selling household items. The total cost of TB for patients can be catastrophic. Income loss often constitutes the largest financial risk for patients. Apart from ensuring that healthcare services are fairly financed and delivered in a way that minimises direct and indirect costs, there is a need to ensure that TB patients and affected families receive appropriate income replacement and other social protection interventions. PMID:24525439

Financial burden for tuberculosis patients in low- and middle-income countries: a systematic review.

PubMed

Tanimura, Tadayuki; Jaramillo, Ernesto; Weil, Diana; Raviglione, Mario; Lönnroth, Knut

2014-06-01

In order to inform the development of appropriate strategies to improve financial risk protection, we conducted a systematic literature review of the financial burden of tuberculosis (TB) faced by patients and affected families. The mean total costs ranged from $55 to $8198, with an unweighted average of $847. On average, 20% (range 0-62%) of the total cost was due to direct medical costs, 20% (0-84%) to direct non-medical costs, and 60% (16-94%) to income loss. Half of the total cost was incurred before TB treatment. On average, the total cost was equivalent to 58% (range 5-306%) of reported annual individual and 39% (4-148%) of reported household income. Cost as percentage of income was particularly high among poor people and those with multidrug-resistant TB. Commonly reported coping mechanisms included taking a loan and selling household items. The total cost of TB for patients can be catastrophic. Income loss often constitutes the largest financial risk for patients. Apart from ensuring that healthcare services are fairly financed and delivered in a way that minimises direct and indirect costs, there is a need to ensure that TB patients and affected families receive appropriate income replacement and other social protection interventions. ©ERS 2014.

Standards for the Global Information Infrastructure (GII): A Review of Recent Developments, Ongoing Efforts, Future Directions and Issues.

ERIC Educational Resources Information Center

Needleman, Mark H.

1996-01-01

Reviews developments related to standards in electronic and networked information. Discusses traditional library and Internet communities, and notes the importance of having a supporting infrastructure in place. Topics include: Z39.50; Z39.56 Serial Item/Contribution Identifier (SICI); Interlibrary Loan (ILL) Protocol; character set standards;…

77 FR 67362 - Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100...

Federal Register 2010, 2011, 2012, 2013, 2014

2012-11-09

... transaction: To support the export of mining trucks and bulldozers to Ukraine. Brief non-proprietary description of the anticipated use of the items being exported: To mine iron ore in Ukraine To the extent that... industry. Parties: Principal Supplier: Caterpillar Inc. Obligors: OJSC Ferrexpo Poltava Mining, Ukraine...

South Carolina State Library Annual Report 1991-1992.

ERIC Educational Resources Information Center

South Carolina State Library, Columbia.

In fiscal year 1992, state funding to the South Carolina State Library was reduced on four occasions, but the library staff performed at high levels. Despite a 38 percent reduction in the library materials budget, the State Library had its best year ever in terms of providing information, with the number of items loaned continuing to increase. In…

12 CFR 956.4 - Risk-based capital requirement for investments.

Code of Federal Regulations, 2010 CFR

2010-01-01

... credit risk of all investments that are not rated by an NRSRO, or are rated or have a putative rating... 12 Banks and Banking 7 2010-01-01 2010-01-01 false Risk-based capital requirement for investments... OFF-BALANCE SHEET ITEMS FEDERAL HOME LOAN BANK INVESTMENTS § 956.4 Risk-based capital requirement for...

78 FR 15950 - Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100...

Federal Register 2010, 2011, 2012, 2013, 2014

2013-03-13

... expected to produce exports or provide services in competition with the exportation of goods or provision of services by a United States industry. Parties: Principal Supplier: The Boeing Company. Obligor: Philippine Airlines, Inc. Guarantor(s): N/A. Description of Items Being Exported: Boeing 777 aircraft...

12 CFR 950.2 - Authorization and application for advances; obligation to repay advances.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 12 Banks and Banking 7 2010-01-01 2010-01-01 false Authorization and application for advances; obligation to repay advances. 950.2 Section 950.2 Banks and Banking FEDERAL HOUSING FINANCE BOARD FEDERAL HOME LOAN BANK ASSETS AND OFF-BALANCE SHEET ITEMS ADVANCES Advances to Members § 950.2 Authorization...

Drinking Water State Revolving Fund Infographic

EPA Pesticide Factsheets

Infographic of the DWSRF program showing total project funding from 1997 through 2016, number of loans, how the program works, who is eligible for assistance, loan terms; types of projects funded, and return on federal investment.

An Analysis of Interlibrary Loan Requests Made to the Neoucom Information Center from Its Associated Council Hospital Libraries: Maximizing Service to Hospital Libraries in the Era of Hospital Downsizing.

ERIC Educational Resources Information Center

Gonda-Farley, Kristine M.

This study examines the interlibrary loan requests made to NEOUCOM's (Northeastern Ohio Universities College of Medicine) Oliver Ocasek Regional Medical Information Center in Rootstown, OH from its associated council hospital libraries. A total of 636 interlibrary loan requests from the period July 1994-July 1995 were analyzed. Components of the…

42 CFR 23.31 - May loan payments be postponed or waived?

Code of Federal Regulations, 2011 CFR

2011-10-01

..., interest will continue to accrue at the rate specified in the promissory note until the loan is repaid in... shall be cancelled upon the death or total and permanent disability of the borrower, as determined by...

78 FR 2673 - Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100...

Federal Register 2010, 2011, 2012, 2013, 2014

2013-01-14

... EXPORT-IMPORT BANK OF THE UNITED STATES [Public Notice: 2013-0102] Application for Final... items being exported: To be used for long-haul passenger and cargo air service from Chile and Brazil to... before February 8, 2013 to be assured of consideration before final consideration of the transaction by...

77 FR 61750 - Application for Final Commitment for a Long-term Loan or Financial Guarantee in Excess of $100...

Federal Register 2010, 2011, 2012, 2013, 2014

2012-10-11

... export of a U.S.-manufactured satellite and associated services to China (Hong Kong). Brief non-proprietary description of the anticipated use of the items being exported: The U.S. exports will be used to... EXPORT-IMPORT BANK OF THE UNITED STATES [Public Notice 2012-0528] Application for Final Commitment...

78 FR 20317 - Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100...

Federal Register 2010, 2011, 2012, 2013, 2014

2013-04-04

... commercial aircraft to Norway. Brief non-proprietary description of the anticipated use of the items being exported: To be used for short-haul and medium-haul passenger air service between Norway and destinations... competition with the exportation of goods or provision of services by a United States industry. Parties...

77 FR 52026 - Application for Final Commitment for a Long-term Loan or Financial Guarantee in Excess of $100...

Federal Register 2010, 2011, 2012, 2013, 2014

2012-08-28

... at a later date, for short- and medium-haul passenger air service in East Asia, South Asia, and/or... Trading Limited. Guarantor(s): N/A. Description of Items Being Exported Boeing 737 aircraft. Information on Decision: Information on the final decision for this transaction will be available in the...

Student Loan Debt: Trends Affecting the American Dream

ERIC Educational Resources Information Center

Greiner, Keith

2007-01-01

In recent years, there has been a growing interest in college access and with it, a growing concern about the debt incurred by students. Analysts on all sides suggest a variety of causes and solutions to this very complex problem. This paper presents a collection of informational items that can be seen as both disparate and connected. We can see…

The Global Economic Crisis: Impact on Sub-Saharan Africa and Global Policy Responses

DTIC Science & Technology

2009-10-19

concessional lending facilities, the Poverty Reduction and Growth Facility ( PRGF ) and the Exogenous Shocks Facility (ESF).99 Figure 12. IMF Concessional Loans...to Africa Billions of Dollars Source: International Monetary Fund. Notes: Amounts are the total amount of outstanding PRGF and ESF loans to...99 PRGF loans are intended to help low-income countries address balance of payments concerns, such as those created by the financial crisis. Unlike

The Global Economic Crisis: Impact on Sub-Saharan Africa and Global Policy Responses

DTIC Science & Technology

2009-08-25

facilities, the Poverty Reduction and Growth Facility ( PRGF ) and the Exogenous Shocks Facility (ESF).88 Figure 11. IMF Concessional Loans to Africa...Billions of Dollars Source: International Monetary Fund. Notes: Amounts are the total amount of outstanding PRGF and ESF loans to African countries...the Needs of Low-Income Countries,” July 29, 2009. 87 CRS Report RS22534, The Multilateral Debt Relief Initiative, by Martin A. Weiss. 88 PRGF loans

7 CFR 4279.155 - Loan priorities.

Code of Federal Regulations, 2010 CFR

2010-01-01

... natural disaster or experiencing fundamental structural changes in its economic base (5 points). (iv... the maximum allowable for a loan of its size (5 points). (5) High impact business investment priorities. The priority score for high impact business investment will be the total score for the following...

Draft Environmental Impact Statement (DEIS)

DTIC Science & Technology

2000-07-01

MCB Marine Corps Base MCCDC Marine Corps Combat Development Center MCHC Marine Corps Heritage Center MCHMD Marine Corps History and Museum...other federal agencies. In addition to the MCU, the base is the site of the Marine Corps Officer Candidate School (OCS), the Marine Corps Combat ...at the Air-Ground Museum to support instruction and research on combat doctrine, tactics, and technology. The Air-Ground Museum also loans items to

78 FR 38031 - Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100...

Federal Register 2010, 2011, 2012, 2013, 2014

2013-06-25

... Petroquimica Basica. Description of Items Being Exported: Drilling rigs, platform rentals, compressors, oil... U.S. goods and services from U.S. small businesses to be used in its oil and gas projects. Brief non...'s on- and off-shore oil and gas exploration and production areas. To the extent that Ex-Im Bank is...

42 CFR 57.213a - Loan cancellation reimbursement.

Code of Federal Regulations, 2013 CFR

2013-10-01

... this subpart for practice in a shortage area, death, or disability: (1) Each school will be paid an... against the loss of the institutional share of a loan canceled due to the borrower's death or permanent and total disability. The school must develop annually a rate which reflects its cancellation...

42 CFR 57.213a - Loan cancellation reimbursement.

Code of Federal Regulations, 2011 CFR

2011-10-01

... this subpart for practice in a shortage area, death, or disability: (1) Each school will be paid an... against the loss of the institutional share of a loan canceled due to the borrower's death or permanent and total disability. The school must develop annually a rate which reflects its cancellation...

42 CFR 57.213a - Loan cancellation reimbursement.

Code of Federal Regulations, 2010 CFR

2010-10-01

... this subpart for practice in a shortage area, death, or disability: (1) Each school will be paid an... against the loss of the institutional share of a loan canceled due to the borrower's death or permanent and total disability. The school must develop annually a rate which reflects its cancellation...

42 CFR 57.213a - Loan cancellation reimbursement.

Code of Federal Regulations, 2014 CFR

2014-10-01

... this subpart for practice in a shortage area, death, or disability: (1) Each school will be paid an... against the loss of the institutional share of a loan canceled due to the borrower's death or permanent and total disability. The school must develop annually a rate which reflects its cancellation...

75 FR 22418 - FHA TOTAL Mortgage Scorecard

Federal Register 2010, 2011, 2012, 2013, 2014

2010-04-28

... and requirements to provide reports and loan samples at FHA's request, and appeals in writing for loss... requirements to provide reports and loan samples at FHA's request, and appeals in writing for loss of privilege... INFORMATION CONTACT: Leroy McKinney, Jr., Reports Management Officer, QDAM, Department of Housing and Urban...

12 CFR 702.202 - Prompt corrective action for “undercapitalized” credit unions.

Code of Federal Regulations, 2010 CFR

2010-01-01

... open new branches; (4) Restrict member business loans. Beginning the effective date of classification as “undercapitalized” or lower, not increase the total dollar amount of member business loans..., branching, new lines of business. Prohibit a credit union from, directly or indirectly, acquiring any...

Repayment policy for multiple loans

PubMed Central

2017-01-01

The Repayment Policy for Multiple Loans is about a given set of loans and a monthly incoming cash flow: what is the best way to allocate the monthly income to repay such loans? In this article, we close the almost 20-year-old open question about how to model the repayment policy for multiple loans problem together with its computational complexity. Thus, we propose a mixed integer linear programming model that establishes an optimal repayment schedule by minimizing the total amount of cash required to repay the loans. We prove that the most employed repayment strategies, such as the highest interest debt and the debt snowball methods, are not optimal. Experimental results on simulated cases based on real data show that our methodology obtains on average more than 4% of savings, that is, the debtor pays approximately 4% less to the bank or loaner, which is a considerable amount in finances. In certain cases, the debtor can save up to 40%. PMID:28430786

Self-Help Service Center Management System User’s Manual: Version 2.5

DTIC Science & Technology

1994-05-01

equipment loaned to customers. Temporary nonconsumable items, such as lawn mowers , must be returned by a certain due date and time. Permanent...would use this function to process the return of lawn mowers . 3. A capability to identify the status of and/or process the return of a single borrowed...Date Tim ... ................ ................................. ...... ..... ........ °....... 00000035 LAWN MOWER T I 1 03/09/90 18:00 Message Box

34 CFR 682.211 - Forbearance.

Code of Federal Regulations, 2010 CFR

2010-07-01

... impact of capitalization of interest on the loan principal and total interest to be paid over the life of... § 682.402(f); (9) For a period of delinquency at the time a loan is sold or transferred, if the borrower... period of delinquency that may remain after a borrower ends a period of deferment or mandatory...

JPRS Report, East Asia, Southeast Asia.

DTIC Science & Technology

1988-08-31

Defends Foreign Aid, Loans 2 Regional Governments Instructed To Trace PKI Remnants 2 Biographic Items on Military, Government Leaders 3 Brig...DAP Leader Briefs Auckland’s Malaysian Students on National Issues 17 Minister Sees Lessening of School Requirements, Discrimination Against Chinese...Vietnamese Refugees Economic Migrants !!.."!"!"""""" 21 Opinion Leaders Debate Over Petition to King !.!"""""."."!."."!."!"!""! 22 Columnist

Facilitators and hindrances in the experiences of Ugandans with and without disabilities when seeking access to microcredit schemes.

PubMed

Cramm, Jane Murray; Paauwe, Marthe; Finkenflügel, Harry

2012-01-01

This study aimed to identify facilitators and hindrances in the experiences of Ugandans with and without disabilities when seeking access to microcredit schemes. Thirty-five statements were presented to 80 people, 50 of whom were disabled. Q-methodology was used to identify factors influencing access to microcredit schemes. Running a business independently was solely identified by people with disabilities (PWD) as an important facilitator in accessing microcredit schemes, while relying on business skills was largely mentioned by people without disabilities. The disabled identified family-related items to be inhibiting factors. Having a group loan was ranked negatively by the disabled and ambivalently by the non-disabled. PWD experience different facilitators and barriers to access microcredit schemes compared to the non-disabled. PWD prefer individual loans and believe they can more successfully run a business on their own, instead of relying on family or having a group loan. Furthermore, they would benefit from microcredit schemes that take into account disability-specific circumstances. These are important findings to increase access to microcredit schemes and to let PWD benefit to the same extend from these programmes than do their non-disabled peers.

78 FR 17647 - Annual Notice of Interest Rates of Federal Student Loans Made Under the Federal Family Education...

Federal Register 2010, 2011, 2012, 2013, 2014

2013-03-22

... DEPARTMENT OF EDUCATION Annual Notice of Interest Rates of Federal Student Loans Made Under the.... Department of Education published in the Federal Register (78 FR 5433) a notice announcing the interest rates... bill rate Margin Total rate First disbursed on or after disbursed interest rate (percent) (percent...

7 CFR Appendix I to Subpart E of... - Instructions for Loan Guarantees for Drought and Disaster Relief

Code of Federal Regulations, 2010 CFR

2010-01-01

... financial obligations in a timely fashion. In addition, D&D loan proceeds may be used for hotels, motels... guaranteed portion of each note is indicated below. This instrument is attached to note ___ in the face amount of $_____ and is number ___ of ___ . Lender's Identifying Number Face Amount Percent of Total Face...

7 CFR Appendix I to Subpart E of... - Instructions for Loan Guarantees for Drought and Disaster Relief

Code of Federal Regulations, 2011 CFR

2011-01-01

... financial obligations in a timely fashion. In addition, D&D loan proceeds may be used for hotels, motels... guaranteed portion of each note is indicated below. This instrument is attached to note ___ in the face amount of $_____ and is number ___ of ___ . Lender's Identifying Number Face Amount Percent of Total Face...

Playing the Numbers: The Best Bad Option

ERIC Educational Resources Information Center

Doyle, William R.

2012-01-01

College graduates and current students are swimming in a sea of debt. As of this writing, the total amount of outstanding student loan debt has been estimated at $960 billion. The Occupy Student Debt movement, inspired by Occupy Wall Street, has suggested that all student loan debt should be forgiven. As a starting point, members of the movement…

Trends in Student Aid, 2016. Trends in Higher Education Series

ERIC Educational Resources Information Center

Baum, Sandy; Ma, Jennifer; Pender, Matea; Welch, Meredith

2016-01-01

Data on student aid for 2015-16 confirm that the dramatic increases in aid awarded in 2009-10 and 2010-11 were products of extreme economic circumstances, not harbingers of long-run changes in financing for postsecondary education. Both total federal education loans and federal loans per full-time equivalent (FTE) student declined for the fifth…

7 CFR 1717.854 - Advance approval-100 percent private financing of distribution, subtransmission and headquarters...

Code of Federal Regulations, 2014 CFR

2014-01-01

... mortgage, the RUS loan contract, the borrower's wholesale power contract, any debt restructuring agreement... debt; (2) The ratio of the borrower's equity, less deferred expenses, to total assets, less deferred...-term debt is not less than 1.0, after adding the principal amount of the proposed loan to the existing...

7 CFR 1717.854 - Advance approval-100 percent private financing of distribution, subtransmission and headquarters...

Code of Federal Regulations, 2013 CFR

2013-01-01

... mortgage, the RUS loan contract, the borrower's wholesale power contract, any debt restructuring agreement... debt; (2) The ratio of the borrower's equity, less deferred expenses, to total assets, less deferred...-term debt is not less than 1.0, after adding the principal amount of the proposed loan to the existing...

7 CFR 1717.854 - Advance approval-100 percent private financing of distribution, subtransmission and headquarters...

Code of Federal Regulations, 2011 CFR

2011-01-01

... mortgage, the RUS loan contract, the borrower's wholesale power contract, any debt restructuring agreement... debt; (2) The ratio of the borrower's equity, less deferred expenses, to total assets, less deferred...-term debt is not less than 1.0, after adding the principal amount of the proposed loan to the existing...

7 CFR 1717.854 - Advance approval-100 percent private financing of distribution, subtransmission and headquarters...

Code of Federal Regulations, 2012 CFR

2012-01-01

... mortgage, the RUS loan contract, the borrower's wholesale power contract, any debt restructuring agreement... debt; (2) The ratio of the borrower's equity, less deferred expenses, to total assets, less deferred...-term debt is not less than 1.0, after adding the principal amount of the proposed loan to the existing...

12 CFR 502.27 - How does OTS determine the risk/complexity component for a savings and loan holding company?

Code of Federal Regulations, 2011 CFR

2011-01-01

... classifications and total consolidated holding company assets. OTS will establish these schedules in a Thrift Bulletin. (b) For the purposes of this section, the holding company risk/complexity classification is the most recent risk/complexity classification of which OTS notified the savings and loan holding company...

I. Patterns of Interlibrary Loan in the U.S.: A Review of Research.

ERIC Educational Resources Information Center

Waldhart, Thomas J.

1985-01-01

The first of a two-part series covers research published since 1970 that is directly relevant to interlibrary loan in the United States, with emphasis on studies of total volume, growth rate, nature of exchange relationships, characteristics of requests and types of material requested, users and uses, and financing. (47 references) (EJS)

Impact on DARCOM of Nonstandard MTOE.

DTIC Science & Technology

1981-03-01

DIFFERENCES BETWEEN TOE AND MTOE TYPE NR RECORDS TOTAL QTY OF TOTAL QTY OF TOTAL DIFF ORGN IDENTIFIED ITEMS AUTH ITEMS AUTH BETWEEN TOE BY TOE BY MTOE AND MTOE...BETWEEN TOE AND MTOE TYPE NR RECORDS TOTAL QTY OF TOTAL QTY OF TOTAL DIFF ORGN IDENTIFIED ITEMS AUTH ITEMS AUTH BETWEEN TOE BY TOE BY MTOE AND MTOE 01

The Interlibrary Loan Transaction

PubMed Central

Pings, Vern M.

1965-01-01

Although the number of items borrowed through interlibrary loan may not increase as dramatically as it has in the past ten years, the trend can be expected to continue because of the growing interdisciplinary nature of biomedical research and because of the anticipated improved bibliographic control of biomedical literature. To provide a framework for collecting data on volume of flow between institutions, on time requirements for processing operations, on cost of interlibrary transactions, on the efficiency of communication channels, and on alternative procedures for performing the transaction, block diagrams were prepared to show the flow of information and materials between individuals and institutions. These diagrams show the interinstitutional dependence; any alterations in procedures in one institution affect other institutions. Even though it can be clearly shown where alterations in the flow pattern can be effected, there are little quantitative data available to serve as a justification for maintaining or modifying existing procedures. PMID:14271114

7 CFR 718.307 - Special relief approval authority for State Executive Directors.

Code of Federal Regulations, 2010 CFR

2010-01-01

... $20,000 (including in that calculation, any loan amount or other benefit of any kind payable for that...; (4) The total amount of loans, payments, and benefits of any kind for which relief is provided to... relief to the party who will receive the benefit of such relief and only if, in that document, the SED...

Debt Burdens among MSW Graduates: A National Cross-Sectional Study

ERIC Educational Resources Information Center

Yoon, Intae

2012-01-01

Cross-sectional data reveal alarming financial situations among 2009 MSW graduates from 25 states and their loan decisions (N=260). More than a quarter of the participants owe at least $40,000 in educational loans from their MSW degree, and 30% borrowed at least $30,000 of their total college education debt. Expensive credit cards are used more…

Is College Affordable? Are Loans Manageable? What Do Colleges' Net Price Calculators Show? Policy Bulletin

ERIC Educational Resources Information Center

Advisory Committee on Student Financial Assistance, 2012

2012-01-01

A review of net price calculators--a financial aid tool mandated by the "Higher Education Opportunity Act" of 2008--reveals that students from low-, moderate-, and middle-income families face record-level net prices at 4-year public colleges today. These net prices will translate into levels of average total loan burden far in excess of…

12 CFR Appendix C to Subpart A of... - Appendix C to Subpart A of Part 327

Code of Federal Regulations, 2014 CFR

2014-01-01

... (included in the Matters Requiring Attention, or MRA) of the bank's controls or administration of its asset... herein, provided the bank's PFR has not cited a criticism (included in the MRA) of the bank's controls or... reporting bank. (c) For all other C&I loans (whether term or non-revolver loans), the total amount of the...

Sharing medicine: the candidacy of medicines and other household items for sharing, Dominican Republic.

PubMed

Dohn, Michael N; Pilkington, Hugo

2014-01-01

People share medicines and problems can result from this behavior. Successful interventions to change sharing behavior will require understanding people's motives and purposes for sharing medicines. Better information about how medicines fit into the gifting and reciprocity system could be useful in designing interventions to modify medicine sharing behavior. However, it is uncertain how people situate medicines among other items that might be shared. This investigation is a descriptive study of how people sort medicines and other shareable items. This study in the Dominican Republic examined how a convenience sample (31 people) sorted medicines and rated their shareability in relation to other common household items. We used non-metric multidimensional scaling to produce association maps in which the distances between items offer a visual representation of the collective opinion of the participants regarding the relationships among the items. In addition, from a pile sort constrained by four categories of whether sharing or loaning the item was acceptable (on a scale from not shareable to very shareable), we assessed the degree to which the participants rated the medicines as shareable compared to other items. Participants consistently grouped medicines together in all pile sort activities; yet, medicines were mixed with other items when rated by their candidacy to be shared. Compared to the other items, participants had more variability of opinion as to whether medicines should be shared. People think of medicines as a distinct group, suggesting that interventions might be designed to apply to medicines as a group. People's differing opinions as to whether it was appropriate to share medicines imply a degree of uncertainty or ambiguity that health promotion interventions might exploit to alter attitudes and behaviors. These findings have implications for the design of health promotion interventions to impact medicine sharing behavior.

17 CFR 210.12-23 - Mortgage loans on real estate and interest earned on mortgages. 1

Code of Federal Regulations, 2012 CFR

2012-04-01

... period 5 Liens on: Farms (total) Residential (total) Apartments and business (total) Unimproved (total) Total 12 1 All money columns shall be totaled. 2 If mortgages represent other than first liens, list... the total of column G with the amount shown in the profit and loss or income statement, interest...

17 CFR 210.12-23 - Mortgage loans on real estate and interest earned on mortgages. 1

Code of Federal Regulations, 2013 CFR

2013-04-01

... period 5 Liens on: Farms (total) Residential (total) Apartments and business (total) Unimproved (total) Total 12 1 All money columns shall be totaled. 2 If mortgages represent other than first liens, list... the total of column G with the amount shown in the profit and loss or income statement, interest...

34 CFR 685.213 - Total and permanent disability discharge.

Code of Federal Regulations, 2010 CFR

2010-07-01

... 34 Education 3 2010-07-01 2010-07-01 false Total and permanent disability discharge. 685.213... § 685.213 Total and permanent disability discharge. (a) General. (1) A borrower's Direct Loan is... on a total and permanent disability, a borrower must submit a discharge application to the Secretary...

Balancing Passion and Practicality: The Role of Debt and Major on Students' Financial Outcomes. Research Report

ERIC Educational Resources Information Center

TG (Texas Guaranteed Student Loan Corporation), 2012

2012-01-01

As the importance of a college degree climbs and federal and state grant funding remains inadequate, millions of students in the U.S. continue to take out student loans each year to help pay for their rising education costs. In October 2011, the total amount of outstanding student loan debt in the U.S. exceeded $1 trillion (Chopra, 2012),…

Trends in Student Financing of Graduate and First-Professional Education: Selected Years, 1995-96 to 2007-08. Web Tables. NCES 2011-217

ERIC Educational Resources Information Center

Woo, Jennie; Skomsvold, Paul

2011-01-01

In 2007-08, graduate and first-professional students received a total of $36.7 billion in federal loans; federal grants; and grants from institutions, employers, and other sources (College Board 2008, figure 2b). In addition to these funds, they also received teaching and research assistantships and sought loans from private sources. These Web…

17 CFR 210.12-23 - Mortgage loans on real estate and interest earned on mortgages. 1

Code of Federal Regulations, 2011 CFR

2011-04-01

... (total) Apartments and business (total) Unimproved (total) Total 12 1 All money columns shall be totaled... amount shown in the profit and loss or income statement, interest income earned applicable to period from... column C includes intercompany profits, state the bases of the transactions resulting in such profits and...

Audit Report "The Department of Energy's Loan Guarantee Program for Innovative Energy Technologies"

DOE Office of Scientific and Technical Information (OSTI.GOV)

None

2009-02-01

The Energy Policy Act of 2005 authorized the Department of Energy to guarantee loans for new or significantly improved energy production technologies that avoid, reduce, or sequester air pollutants and other greenhouse gases. As of December 2008, Congress authorized the Department to make $42.5 billion in loan guarantees to support innovative energy projects. These guarantees were authorized for up to 80% of the total project costs and were designed to promote the commercial use of innovative technologies. Under the terms of the Act, the loan guarantees are contingent upon reasonable prospect of repayment by the borrower. Consistent with the Energymore » Policy Act, the Department is responsible for soliciting and evaluating loan applications, approving loan guarantees, and monitoring project and loan guarantee performance. through December 2008, the Department had issued five solicitations for projects that support innovative clean coal technologies, energy efficiency, renewable energy, advanced electricity transmission and distribution, and nuclear and fossil energy projects. These solicitations were issued in three phases with the first in August 2006, and the final in September 2008. Eleven substantially complete applications requesting approximately $8.2 billion in loan guarantees had been received by the Department in response to the first solicitation. The Department had begun the review of applications and was in the process of completing due diligence procedures necessary to evaluate projects received in response to the first solicitation. Under current plans, the Department is to issue its first loan guarantees in the spring of 2009. Because of the importance of this program as part of an effort to address the Nation's most challenging and pressing energy needs; and, the potential risk of loss to the United States taxpayers should default occur, we initiated this review to evaluate the Department's progress in establishing internal and operational controls over its Loan Guarantee Program.« less

Estimating Total-test Scores from Partial Scores in a Matrix Sampling Design.

ERIC Educational Resources Information Center

Sachar, Jane; Suppes, Patrick

It is sometimes desirable to obtain an estimated total-test score for an individual who was administered only a subset of the items in a total test. The present study compared six methods, two of which utilize the content structure of items, to estimate total-test scores using 450 students in grades 3-5 and 60 items of the ll0-item Stanford Mental…

The Global Economic Crisis: Impact on Sub-Saharan Africa and Global Policy Responses

DTIC Science & Technology

2010-04-06

financial assistance to Africa is provided through the IMF’s concessional lending facilities, the Poverty Reduction and Growth Facility ( PRGF ) and...Notes: Amounts are the total amount of outstanding PRGF and ESF loans to African countries at the end of April for each year...Report RS22534, The Multilateral Debt Relief Initiative, by Martin A. Weiss. 107 PRGF loans are intended to help low-income countries address

KSC-04PD-1234

NASA Technical Reports Server (NTRS)

2004-01-01

KENNEDY SPACE CENTER, FLA. United Space Alliance workers begin packing pieces of Columbia debris for shipment to The Aerospace Corporation in El Segundo, Calif. The pieces have been released for loan to the non-governmental agency for testing and research. The Aerospace Corporation requested and will receive graphite/epoxy honeycomb skins from an Orbital Maneuvering System pod, Main Propulsion System Helium tanks, a Reaction Control System Helium tank and a Power Reactant Storage Distribution system tank. The company will use the parts to study re-entry effects on composite materials. NASA notified the Columbia crews families about the loan before releasing the items for study. Researchers believe the testing will show how materials are expected to respond to various heating and loads' environments. The findings will help calibrate tools and models used to predict hazards to people and property from reentering hardware. The Aerospace Corporation will have the debris for one year to perform analyses to estimate maximum temperatures during reentry based upon the geometry and mass of the recovered composite. Columbias debris is stored in the VAB.

Financial sustainability in savings and credit programmes.

PubMed

Havers, M

1996-05-01

This article provides a framework for determining, justifying, and improving financial sustainability of savings and credit programs. Credit programs have income from interest and fees. Income must pay for the cost of funds, loan write-offs, operating costs, and inflation. Reference is made to Otero and Rhyne's four levels of self-sufficiency in credit programs. The Grameen Bank is an example of Level 3 and most credit unions are level 4. Nongovernmental groups in the United Kingdom are level 1 or 2. Experience has shown that removal of subsidies did not affect the quality of services or shift benefits away from the poor. Success in serving poorer people better is attributed 1) to more money being available for lending under tighter management practices, 2) to greater openness to a variety of clients from removal of subsidy restrictions, 3) to a shift to higher interest rates that eliminate richer borrowers, and 4) to a shift to serious collection of loans which is a disincentive to more privileged borrowers. Percentages of loan loss, administration costs, cost of funds, and inflation are useful in measuring the sustainability of credit programs. Interest and fee income must also be measured. Fee repayment rates do not have a common definition of arrears, default, and write-off. A simple measure is the percentage of total costs covered by income. The World Bank recommends the Subsidy Dependence Index. Women tend to be better at repaying loans. Loan size should be related to borrowers' ability to handle the amount of the loan. Low and subsidized interest rates deter depositors and attract richer borrowers. Poorer borrowers are attracted by access to credit and not the cost of credit. Interest rates should be based on market rates. The loan payment should be no longer than necessary. Small groups of borrowers can guarantee each others loans. Group-based loan schemes work best. NGOs must project an image of being serious about loan collections and must take action immediately when a payment is missed. Good repayers should be rewarded with quick repeat loans.

No debt for medical students in Greece.

PubMed

Koussidis, George A; Avgerinos, Efthimios; Bellos, Stefanos; Gourgoulianis, Konstantinos

2002-07-01

Medical education in Greece is government-funded by constitution. Tuition fees are therefore not payable by students. This investigation aims to identify the sources of income of medical students in Greece. This is a questionnaire-based analysis of a sample of 488 students who were asked to state their sources of income. Mean contributions to total student income are parental financial support (93.2%), part-time employment (2.4%), scholarships (2.5%) and other sources including loans (1.9%). The income of medical students in Greece is mostly dependent on parental contributions. Other sources do not represent popular options. This situation differs to that in other countries, where loans make significant contributions to the total income of medical students.

Monetary Expansion and the Banking Lending Channel.

PubMed

Tabak, Benjamin Miranda; Moreira, Tito Belchior Silva; Fazio, Dimas Mateus; Cavalcanti, André Luiz Cordeiro; Cunha, George Henrrique de Moura

2016-01-01

This paper examines the bank lending channel, which considers how monetary authority actions affect the variation of loans. We focus on the BRICS (Brazil, Russia, India, China and South Africa) totalizing 1254 banks from five countries in the period 2000-2012 (totalizing 13 years). The empirical results show that the effect of money supply growth on the growth of loans is non-linear and inverted U-shaped. In this context, our results show empirical evidence expansionary monetary policies do not increase the propensity of economic agents to systematically take greater risks on the market. After a certain level of money stock, increases in the money supply do not lead to increased negotiated credit.

Monetary Expansion and the Banking Lending Channel

PubMed Central

Moreira, Tito Belchior Silva; Fazio, Dimas Mateus; Cavalcanti, André Luiz Cordeiro; Cunha, George Henrrique de Moura

2016-01-01

This paper examines the bank lending channel, which considers how monetary authority actions affect the variation of loans. We focus on the BRICS (Brazil, Russia, India, China and South Africa) totalizing 1254 banks from five countries in the period 2000–2012 (totalizing 13 years). The empirical results show that the effect of money supply growth on the growth of loans is non-linear and inverted U-shaped. In this context, our results show empirical evidence expansionary monetary policies do not increase the propensity of economic agents to systematically take greater risks on the market. After a certain level of money stock, increases in the money supply do not lead to increased negotiated credit. PMID:27716816

17 CFR 210.12-23 - Mortgage loans on real estate and interest earned on mortgages. 1

Code of Federal Regulations, 2014 CFR

2014-04-01

... business (total) Unimproved (total) Total 12 1 All money columns shall be totaled. 2 If mortgages represent... profit and loss or income statement, interest income earned applicable to period from mortgages sold or... column C includes intercompany profits, state the bases of the transactions resulting in such profits and...

Boundary curves of individual items in the distribution of total depressive symptom scores approximate an exponential pattern in a general population.

PubMed

Tomitaka, Shinichiro; Kawasaki, Yohei; Ide, Kazuki; Akutagawa, Maiko; Yamada, Hiroshi; Furukawa, Toshiaki A; Ono, Yutaka

2016-01-01

Previously, we proposed a model for ordinal scale scoring in which individual thresholds for each item constitute a distribution by each item. This lead us to hypothesize that the boundary curves of each depressive symptom score in the distribution of total depressive symptom scores follow a common mathematical model, which is expressed as the product of the frequency of the total depressive symptom scores and the probability of the cumulative distribution function of each item threshold. To verify this hypothesis, we investigated the boundary curves of the distribution of total depressive symptom scores in a general population. Data collected from 21,040 subjects who had completed the Center for Epidemiologic Studies Depression Scale (CES-D) questionnaire as part of a national Japanese survey were analyzed. The CES-D consists of 20 items (16 negative items and four positive items). The boundary curves of adjacent item scores in the distribution of total depressive symptom scores for the 16 negative items were analyzed using log-normal scales and curve fitting. The boundary curves of adjacent item scores for a given symptom approximated a common linear pattern on a log normal scale. Curve fitting showed that an exponential fit had a markedly higher coefficient of determination than either linear or quadratic fits. With negative affect items, the gap between the total score curve and boundary curve continuously increased with increasing total depressive symptom scores on a log-normal scale, whereas the boundary curves of positive affect items, which are not considered manifest variables of the latent trait, did not exhibit such increases in this gap. The results of the present study support the hypothesis that the boundary curves of each depressive symptom score in the distribution of total depressive symptom scores commonly follow the predicted mathematical model, which was verified to approximate an exponential mathematical pattern.

Boundary curves of individual items in the distribution of total depressive symptom scores approximate an exponential pattern in a general population

PubMed Central

Kawasaki, Yohei; Akutagawa, Maiko; Yamada, Hiroshi; Furukawa, Toshiaki A.; Ono, Yutaka

2016-01-01

Background Previously, we proposed a model for ordinal scale scoring in which individual thresholds for each item constitute a distribution by each item. This lead us to hypothesize that the boundary curves of each depressive symptom score in the distribution of total depressive symptom scores follow a common mathematical model, which is expressed as the product of the frequency of the total depressive symptom scores and the probability of the cumulative distribution function of each item threshold. To verify this hypothesis, we investigated the boundary curves of the distribution of total depressive symptom scores in a general population. Methods Data collected from 21,040 subjects who had completed the Center for Epidemiologic Studies Depression Scale (CES-D) questionnaire as part of a national Japanese survey were analyzed. The CES-D consists of 20 items (16 negative items and four positive items). The boundary curves of adjacent item scores in the distribution of total depressive symptom scores for the 16 negative items were analyzed using log-normal scales and curve fitting. Results The boundary curves of adjacent item scores for a given symptom approximated a common linear pattern on a log normal scale. Curve fitting showed that an exponential fit had a markedly higher coefficient of determination than either linear or quadratic fits. With negative affect items, the gap between the total score curve and boundary curve continuously increased with increasing total depressive symptom scores on a log-normal scale, whereas the boundary curves of positive affect items, which are not considered manifest variables of the latent trait, did not exhibit such increases in this gap. Discussion The results of the present study support the hypothesis that the boundary curves of each depressive symptom score in the distribution of total depressive symptom scores commonly follow the predicted mathematical model, which was verified to approximate an exponential mathematical pattern. PMID:27761346

A Proposed Legislative Bill to Economically Index the Small Purchase Thresholds Within the Federal Government Procurement System

DTIC Science & Technology

1990-12-01

to others. IF, For example, avocados are two dollars each, a consumer may choose to have cucumber, at twenty-Five cents each, in his salad instead...in 1986, after the revision of the home ownership aspect of the CPI in 1983. The CPI is a Familiar index and despite its overly general market basket...loans by the government to enable producers to continue to produce items whose market price is less than the production price. In other words, commodity

A brief account of the fractions of soma.

PubMed

Mahdihassan, S

1990-04-01

Soma was originally Sauma as the Sanskrit form of the Avesta name Haoma. It is a loan word from the Chinese term, Hao-Ma, fire coloured hempior fibrous items like hemp and also coloured yellow with a tinge of brown. The Aryans as hunters took its juice as anti-fatigue drink. It was extolled as panacea and even as drink of longevity. The plant and its stalks were crushed between stones to produce juice. There arose different fractions and these have been given in a regular chart here.

A BRIEF ACCOUNT OF THE FRACTIONS OF SOMA

PubMed Central

Mahdihassan, S.

1990-01-01

Soma was originally Sauma as the Sanskrit form of the Avesta name Haoma. It is a loan word from the Chinese term, Hao-Ma, fire coloured hempior fibrous items like hemp and also coloured yellow with a tinge of brown. The Aryans as hunters took its juice as anti-fatigue drink. It was extolled as panacea and even as drink of longevity. The plant and its stalks were crushed between stones to produce juice. There arose different fractions and these have been given in a regular chart here. PMID:22557699

Economic analysis and assessment of syngas production using a modeling approach

DOE Office of Scientific and Technical Information (OSTI.GOV)

Kim, Hakkwan; Parajuli, Prem B.; Yu, Fei

Economic analysis and modeling are essential and important issues for the development of current feedstock and process technology for bio-gasification. The objective of this study was to develop an economic model and apply to predict the unit cost of syngas production from a micro-scale bio-gasification facility. An economic model was programmed in C++ computer programming language and developed using a parametric cost approach, which included processes to calculate the total capital costs and the total operating costs. The model used measured economic data from the bio-gasification facility at Mississippi State University. The modeling results showed that the unit cost ofmore » syngas production was $1.217 for a 60 Nm-3 h-1 capacity bio-gasifier. The operating cost was the major part of the total production cost. The equipment purchase cost and the labor cost were the largest part of the total capital cost and the total operating cost, respectively. Sensitivity analysis indicated that labor costs rank the top as followed by equipment cost, loan life, feedstock cost, interest rate, utility cost, and waste treatment cost. The unit cost of syngas production increased with the increase of all parameters with exception of loan life. The annual cost regarding equipment, labor, feedstock, waste treatment, and utility cost showed a linear relationship with percent changes, while loan life and annual interest rate showed a non-linear relationship. This study provides the useful information for economic analysis and assessment of the syngas production using a modeling approach.« less

Food of nestling green-backed herons in West Central Mississippi

USGS Publications Warehouse

Ensor, K.L.; Dusi, J.L.; White, D.H.

1986-01-01

Food habits of the green-backed heron have received much attention recently, though little data exists in the literature on food items fed to nestlings. Analysis of 74 nestling boluses collected between 5 May and 10 July 1985 included four categories: a) number of prey items, b) % of total individuals by number, c) % frequency of herons with that particular prey item, d) % of total diet by weight. By class, fish dominated the diet, followed by insects, amphibians, crustaceans, and arachnids in descending order. Amphibians, however, had a higher % of total diet by weight than insects. The mosquitofish (Gambusia affinis) made up the largest part of the diet by # of prey items and % of total individuals by #. Bowfin (Amia calva) was the major prey item by weight. Back-swimmers (F. Notonectidae) occurred in more boluses than any other prey item. Lengths of prey items by class will also be discussed.

A Study of the Impact of the Hugo Reservoir on Choctaw and Pushmataha Counties: A View Four Years after Completion.

DTIC Science & Technology

1980-04-01

than double the 1967 level. Forecasts of loan demand in- dicate that the total value of loans will be nearly $30 million (in 1967 dollar equivalents...directly responsible for the selection of this location for the facility. * The creation of the Hugo Reservoir resulted in the emergence of the recreation...other areas. Since 1974 when water impoundment began in the Hugo Reservoir, the rec- reation industry has grown rapidlv and is largely responsible for

Estimating Total-Test Scores from Partial Scores in a Matrix Sampling Design.

ERIC Educational Resources Information Center

Sachar, Jane; Suppes, Patrick

1980-01-01

The present study compared six methods, two of which utilize the content structure of items, to estimate total-test scores using 450 students and 60 items of the 110-item Stanford Mental Arithmetic Test. Three methods yielded fairly good estimates of the total-test score. (Author/RL)

SAIL: automating interlibrary loan.

PubMed Central

Lacroix, E M

1994-01-01

The National Library of Medicine (NLM) initiated the System for Automated Interlibrary Loan (SAIL) pilot project to study the feasibility of using imaging technology linked to the DOCLINE system to deliver copies of journal articles. During the project, NLM converted a small number of print journal issues to electronic form, linking the captured articles to the MEDLINE citation unique identifier. DOCLINE requests for these journals that could not be filled by network libraries were routed to SAIL. Nearly 23,000 articles from sixty-four journals recently selected for indexing in Index Medicus were scanned to convert them to electronic images. During fiscal year 1992, 4,586 scanned articles were used to fill 10,444 interlibrary loan (ILL) requests, and more than half of these were used only once. Eighty percent of all the articles were not requested at all. The total cost per article delivered was $10.76, substantially more than it costs to process a photocopy request. Because conversion costs were the major component of the total SAIL cost, and most of the articles captured for the project were not requested, this model was not cost-effective. Data on SAIL journal article use was compared with all ILL requests filled by NLM for the same period. Eighty-eight percent of all articles requested from NLM were requested only once. The results of the SAIL project demonstrated that converting journal articles to electronic images and storing them in anticipation of repeated requests would not meet NLM's objective to improve interlibrary loan. PMID:8004020

SAIL: automating interlibrary loan.

PubMed

Lacroix, E M

1994-04-01

The National Library of Medicine (NLM) initiated the System for Automated Interlibrary Loan (SAIL) pilot project to study the feasibility of using imaging technology linked to the DOCLINE system to deliver copies of journal articles. During the project, NLM converted a small number of print journal issues to electronic form, linking the captured articles to the MEDLINE citation unique identifier. DOCLINE requests for these journals that could not be filled by network libraries were routed to SAIL. Nearly 23,000 articles from sixty-four journals recently selected for indexing in Index Medicus were scanned to convert them to electronic images. During fiscal year 1992, 4,586 scanned articles were used to fill 10,444 interlibrary loan (ILL) requests, and more than half of these were used only once. Eighty percent of all the articles were not requested at all. The total cost per article delivered was $10.76, substantially more than it costs to process a photocopy request. Because conversion costs were the major component of the total SAIL cost, and most of the articles captured for the project were not requested, this model was not cost-effective. Data on SAIL journal article use was compared with all ILL requests filled by NLM for the same period. Eighty-eight percent of all articles requested from NLM were requested only once. The results of the SAIL project demonstrated that converting journal articles to electronic images and storing them in anticipation of repeated requests would not meet NLM's objective to improve interlibrary loan.

24 CFR 203.255 - Insurance of mortgage.

Code of Federal Regulations, 2011 CFR

2011-04-01

... prescribed by the Secretary, stating that the underwriter has personally reviewed the appraisal report and..., reports and loan samples that enable FHA to evaluate program operation; (3) Not use TOTAL to direct... algorithm in TOTAL; (5) Not provide feedback messages that conflict with the Equal Credit Opportunity Act...

Ohio Department of Transportation State Infrastructure Bank Annual Financial Report : Federal Fiscal Year 2009

DOT National Transportation Integrated Search

2009-01-01

The Ohio Department of Transportation is pleased to present the Federal : Fiscal Year (FFY) 2009 State Infrastructure Bank (SIB) Annual Financial : Report. : The portfolio of the FFY 2009 SIB had a total of nine loans totaling $9.0 : million and one ...

Forgiven but not Relieved: US Physician Workforce Consequences of Changes to Public Service Loan Forgiveness.

PubMed

Friedman, Ari B; Grischkan, Justin A; Dorsey, E Ray; George, Benjamin P

2016-10-01

Public Service Loan Forgiveness (PSLF) was established in 2007 for public sector and nonprofit enterprise employees to pursue educational loan forgiveness. Under PSLF, graduates are offered complete loan forgiveness after 120 qualifying monthly payments while employed at public or nonprofit institutions, including payments made during residency for physicians. In response to concerns that PSLF will heavily subsidize lawyers, doctors, and other professionals, the President's 2017 budget proposes limiting maximum forgiveness. Using data from the Association of American Medical Colleges Graduation Questionnaire (n = 55,905; response rate of 80 %), we found that intended participation in PSLF among medical school graduates grew 20 % per year since 2010. Future primary care physicians intend to use PSLF more than programs that were historically designed to promote primary care, such as the National Health Service Corp (NHSC). The federal government's projected cost of PSLF will reach over $316 million for 2014 graduates (net present value), approximately seven times the annual contributions from the NHSC. The proposed cap will reduce the total anticipated forgiveness by nearly two-thirds and substantially reduce subsidies for physicians. More targeted measures of loan forgiveness could be considered, such as making forgiveness contingent on pursuing specialties that society needs or practicing in shortage areas.

[Development of competency to stand trial rating scale in offenders with mental disorders].

PubMed

Chen, Xiao-Bing; Cai, Wei-Xiong

2013-04-01

According with Chinese legal system, to develop a competency to stand trial rating scale in offenders with mental disorders. Proceeding from the juristical elements, 15 items were extracted and formulated a preliminary instrument named the competency to stand trial rating scale in offenders with mental disorders. The item analysis included six aspects, which were critical ratio, item-total correlation, corrected item-total correlation, alpha value if item deleted, communalities of items, and factor loading. The Logistic regression equation and cut-off score of ROC curve were used to explore the diagnostic efficiency. The data of critical ratio of extreme group were 18.390-46.763; item-total correlation, 0.639-0.952; corrected item-total correlation, 0.582-0.944; communalities of items, 0.377-0.916; and factor loadings, 0.614-0.957. Seven items were included in the regression equation and the accuracy of back substitution test was 96.0%. The score of 33 was ascertained as the cut-off score by ROC fitting curve, the overlapping ratio compared with the expertise was 95.8%. The sensibility and the specificity were 0.938 and 0.966, respectively, while the positive and negative likelihood ratios were 27.67 and 0.06, respectively. With all items satisfied the requirement of homogeneity test, the rating scale has a reasonable construct and excellent diagnostic efficiency.

31 CFR 25.300 - Application procedure.

Code of Federal Regulations, 2011 CFR

2011-07-01

... § 25.300 Application procedure. (a) Each Borrower that wishes to prepay at par the Total Permitted... maturity of the Eligible FMS Loan or Eligible FMS Advance. (2) Part II of the prepayment application shall..., nonbinding review of a plan to prepay at par the Total Permitted Prepayment Amount, or any portion thereof...

31 CFR 25.300 - Application procedure.

Code of Federal Regulations, 2010 CFR

2010-07-01

... § 25.300 Application procedure. (a) Each Borrower that wishes to prepay at par the Total Permitted... maturity of the Eligible FMS Loan or Eligible FMS Advance. (2) Part II of the prepayment application shall..., nonbinding review of a plan to prepay at par the Total Permitted Prepayment Amount, or any portion thereof...

31 CFR 25.300 - Application procedure.

Code of Federal Regulations, 2014 CFR

2014-07-01

... § 25.300 Application procedure. (a) Each Borrower that wishes to prepay at par the Total Permitted... maturity of the Eligible FMS Loan or Eligible FMS Advance. (2) Part II of the prepayment application shall..., nonbinding review of a plan to prepay at par the Total Permitted Prepayment Amount, or any portion thereof...

31 CFR 25.300 - Application procedure.

Code of Federal Regulations, 2012 CFR

2012-07-01

... § 25.300 Application procedure. (a) Each Borrower that wishes to prepay at par the Total Permitted... maturity of the Eligible FMS Loan or Eligible FMS Advance. (2) Part II of the prepayment application shall..., nonbinding review of a plan to prepay at par the Total Permitted Prepayment Amount, or any portion thereof...

31 CFR 25.300 - Application procedure.

Code of Federal Regulations, 2013 CFR

2013-07-01

... § 25.300 Application procedure. (a) Each Borrower that wishes to prepay at par the Total Permitted... maturity of the Eligible FMS Loan or Eligible FMS Advance. (2) Part II of the prepayment application shall..., nonbinding review of a plan to prepay at par the Total Permitted Prepayment Amount, or any portion thereof...

34 CFR 685.213 - Total and permanent disability discharge.

Code of Federal Regulations, 2011 CFR

2011-07-01

... Loan based on a total and permanent disability, a borrower must submit a discharge application to the..., who is a doctor of medicine or osteopathy legally authorized to practice in a State, that the borrower... require the borrower to submit additional medical evidence if the Secretary determines that the borrower's...

34 CFR 685.213 - Total and permanent disability discharge.

Code of Federal Regulations, 2012 CFR

2012-07-01

... Loan based on a total and permanent disability, a borrower must submit a discharge application to the..., who is a doctor of medicine or osteopathy legally authorized to practice in a State, that the borrower... require the borrower to submit additional medical evidence if the Secretary determines that the borrower's...

7 CFR 3555.151 - Eligibility requirements.

Code of Federal Regulations, 2014 CFR

2014-01-01

... and total debt (TD) ratio, to determine adequate repayment for the requested loan. The Agency reserves... and the monthly amount of PITI plus recurring monthly debts (total debt) does not exceed 41 percent of... obligations specifically excluded by State law, the debts of non-purchasing spouse must be included in the...

Ohio Department of Transportation State Infrastructure Bank Annual Financial Report : Federal Fiscal Year 2008

DOT National Transportation Integrated Search

2008-01-01

The Ohio Department of Transportation is pleased to present the Federal Fiscal Year (FFY) 2008 State Infrastructure Bank (SIB) Annual Financial Report. The portfolio of the FFY 2008 SIB had a total of five loans totaling $22.1 million. Since the begi...

34 CFR 682.209 - Repayment of a loan.

Code of Federal Regulations, 2010 CFR

2010-07-01

... a borrower who is a member of a reserve component of the Armed Forces named in section 10101 of... borrower's expected total monthly gross income received by the borrower from employment and from other... the most recent total monthly gross income received by the borrower from employment and from other...

KSC-04pd1233

NASA Image and Video Library

2004-05-25

KENNEDY SPACE CENTER, FLA. - United Space Alliance workers J.C. Harrison (left) and Amy Mangiacapra (right) pack up pieces of Columbia debris for shipment to The Aerospace Corporation in El Segundo, Calif. The pieces have been released for loan to the non-governmental agency for testing and research. The Aerospace Corporation requested and will receive graphite/epoxy honeycomb skins from an Orbital Maneuvering System pod, Main Propulsion System Helium tanks, a Reaction Control System Helium tank and a Power Reactant Storage Distribution system tank. The company will use the parts to study re-entry effects on composite materials. NASA notified the Columbia crew’s families about the loan before releasing the items for study. Researchers believe the testing will show how materials are expected to respond to various heating and loads' environments. The findings will help calibrate tools and models used to predict hazards to people and property from reentering hardware. The Aerospace Corporation will have the debris for one year to perform analyses to estimate maximum temperatures during reentry based upon the geometry and mass of the recovered composite. Columbia’s debris is stored in the VAB.

KSC-04pd1234

NASA Image and Video Library

2004-05-25

KENNEDY SPACE CENTER, FLA. - United Space Alliance workers begin packing pieces of Columbia debris for shipment to The Aerospace Corporation in El Segundo, Calif. The pieces have been released for loan to the non-governmental agency for testing and research. The Aerospace Corporation requested and will receive graphite/epoxy honeycomb skins from an Orbital Maneuvering System pod, Main Propulsion System Helium tanks, a Reaction Control System Helium tank and a Power Reactant Storage Distribution system tank. The company will use the parts to study re-entry effects on composite materials. NASA notified the Columbia crew’s families about the loan before releasing the items for study. Researchers believe the testing will show how materials are expected to respond to various heating and loads' environments. The findings will help calibrate tools and models used to predict hazards to people and property from reentering hardware. The Aerospace Corporation will have the debris for one year to perform analyses to estimate maximum temperatures during reentry based upon the geometry and mass of the recovered composite. Columbia’s debris is stored in the VAB.

KSC-04pd1235

NASA Image and Video Library

2004-05-25

KENNEDY SPACE CENTER, FLA. - United Space Alliance workers J.C. Harrison (left) and Amy Mangiacapra pack pieces of Columbia debris for transfer to the shipping facility for travel to The Aerospace Corporation in El Segundo, Calif. The pieces have been released for loan to the non-governmental agency for testing and research. The Aerospace Corporation requested and will receive graphite/epoxy honeycomb skins from an Orbital Maneuvering System pod, Main Propulsion System Helium tanks, a Reaction Control System Helium tank and a Power Reactant Storage Distribution system tank. The company will use the parts to study re-entry effects on composite materials. NASA notified the Columbia crew’s families about the loan before releasing the items for study. Researchers believe the testing will show how materials are expected to respond to various heating and loads' environments. The findings will help calibrate tools and models used to predict hazards to people and property from reentering hardware. The Aerospace Corporation will have the debris for one year to perform analyses to estimate maximum temperatures during reentry based upon the geometry and mass of the recovered composite. Columbia’s debris is stored in the VAB.

KSC-04pd1236

NASA Image and Video Library

2004-05-25

KENNEDY SPACE CENTER, FLA. - After being wrapped and secured on pallets, pieces of Columbia debris are loaded onto a truck to transport them to the shipping facility for travel to The Aerospace Corporation in El Segundo, Calif. The pieces have been released for loan to the non-governmental agency for testing and research. The Aerospace Corporation requested and will receive graphite/epoxy honeycomb skins from an Orbital Maneuvering System pod, Main Propulsion System Helium tanks, a Reaction Control System Helium tank and a Power Reactant Storage Distribution system tank. The company will use the parts to study re-entry effects on composite materials. NASA notified the Columbia crew’s families about the loan before releasing the items for study. Researchers believe the testing will show how materials are expected to respond to various heating and loads' environments. The findings will help calibrate tools and models used to predict hazards to people and property from reentering hardware. The Aerospace Corporation will have the debris for one year to perform analyses to estimate maximum temperatures during reentry based upon the geometry and mass of the recovered composite. Columbia’s debris is stored in the VAB.

KSC-04PD-1233

NASA Technical Reports Server (NTRS)

2004-01-01

KENNEDY SPACE CENTER, FLA. United Space Alliance workers J.C. Harrison (left) and Amy Mangiacapra (right) pack up pieces of Columbia debris for shipment to The Aerospace Corporation in El Segundo, Calif. The pieces have been released for loan to the non-governmental agency for testing and research. The Aerospace Corporation requested and will receive graphite/epoxy honeycomb skins from an Orbital Maneuvering System pod, Main Propulsion System Helium tanks, a Reaction Control System Helium tank and a Power Reactant Storage Distribution system tank. The company will use the parts to study re-entry effects on composite materials. NASA notified the Columbia crews families about the loan before releasing the items for study. Researchers believe the testing will show how materials are expected to respond to various heating and loads' environments. The findings will help calibrate tools and models used to predict hazards to people and property from reentering hardware. The Aerospace Corporation will have the debris for one year to perform analyses to estimate maximum temperatures during reentry based upon the geometry and mass of the recovered composite. Columbias debris is stored in the VAB.

KSC-04PD-1235

NASA Technical Reports Server (NTRS)

2004-01-01

KENNEDY SPACE CENTER, FLA. United Space Alliance workers J.C. Harrison (left) and Amy Mangiacapra pack pieces of Columbia debris for transfer to the shipping facility for travel to The Aerospace Corporation in El Segundo, Calif. The pieces have been released for loan to the non-governmental agency for testing and research. The Aerospace Corporation requested and will receive graphite/epoxy honeycomb skins from an Orbital Maneuvering System pod, Main Propulsion System Helium tanks, a Reaction Control System Helium tank and a Power Reactant Storage Distribution system tank. The company will use the parts to study re-entry effects on composite materials. NASA notified the Columbia crews families about the loan before releasing the items for study. Researchers believe the testing will show how materials are expected to respond to various heating and loads' environments. The findings will help calibrate tools and models used to predict hazards to people and property from reentering hardware. The Aerospace Corporation will have the debris for one year to perform analyses to estimate maximum temperatures during reentry based upon the geometry and mass of the recovered composite. Columbias debris is stored in the VAB.

Austin's Home Performance with Energy Star Program: Making a Compelling Offer to a Financial Institution Partner

DOE Office of Scientific and Technical Information (OSTI.GOV)

Zimring, Mark

2011-03-18

Launched in 2006, over 8,700 residential energy upgrades have been completed through Austin Energy's Home Performance with Energy Star (HPwES) program. The program's lending partner, Velocity Credit Union (VCU) has originated almost 1,800 loans, totaling approximately $12.5 million. Residential energy efficiency loans are typically small, and expensive to originate and service relative to larger financing products. National lenders have been hesitant to deliver attractive loan products to this small, but growing, residential market. In response, energy efficiency programs have found ways to partner with local and regional banks, credit unions, community development finance institutions (CDFIs) and co-ops to deliver energymore » efficiency financing to homeowners. VCU's experience with the Austin Energy HPwES program highlights the potential benefits of energy efficiency programs to a lending partner.« less

Calculation of benefit reserves based on true m-thly benefit premiums

NASA Astrophysics Data System (ADS)

Riaman; Susanti, Dwi; Supriatna, Agus; Nurani Ruchjana, Budi

2017-10-01

Life insurance is a form of insurance that provides risk mitigation in life or death of a human. One of its advantages is measured life insurance. Insurance companies ought to give a sum of money as reserves to the customers. The benefit reserves are an alternative calculation which involves net and cost premiums. An insured may pay a series of benefit premiums to an insurer equivalent, at the date of policy issue, to the sum of to be paid on the death of the insured, or on survival of the insured to the maturity date. A balancing item is required and this item is a liability for one of the parties and the other is an asset. The balancing item, in loan, is the outstanding principle, an asset for the lender and the liability for the borrower. In this paper we examined the benefit reserves formulas corresponding to the formulas for true m-thly benefit premiums by the prospective method. This method specifies that, the reserves at the end of the first year are zero. Several principles can be used for the determined of benefit premiums, an equivalence relation is established in our discussion.

7 CFR 1735.17 - Facilities financed.

Code of Federal Regulations, 2010 CFR

2010-01-01

... more economically or technically feasible. Economic and technical feasibility will be determined using total long range economic costs and risk analysis. (d) Generally, RUS will not make a loan to another...

On Hardness of Pricing Items for Single-Minded Bidders

NASA Astrophysics Data System (ADS)

Khandekar, Rohit; Kimbrel, Tracy; Makarychev, Konstantin; Sviridenko, Maxim

We consider the following item pricing problem which has received much attention recently. A seller has an infinite numbers of copies of n items. There are m buyers, each with a budget and an intention to buy a fixed subset of items. Given prices on the items, each buyer buys his subset of items, at the given prices, provided the total price of the subset is at most his budget. The objective of the seller is to determine the prices such that her total profit is maximized.

45 CFR 265.7 - How will we determine if the State is meeting the quarterly reporting requirements?

Code of Federal Regulations, 2012 CFR

2012-10-01

... computational errors and are internally consistent (e.g., items that should add to totals do so); (3) The State... from computational errors and are internally consistent (e.g., items that should add to totals do so... from computational errors and are internally consistent (e.g., items that should add to totals do so...

7 CFR 761.10 - Planning and performing construction and other development.

Code of Federal Regulations, 2010 CFR

2010-01-01

... the Agency with an estimate of the total cash cost of all planned development prior to loan approval; (2) Must show proof of sufficient funds to pay for the total cash cost of all planned development at... regulations, including building, plumbing, mechanical, electrical, water, and waste management. (4) The Agency...

34 CFR 685.213 - Total and permanent disability discharge.

Code of Federal Regulations, 2013 CFR

2013-07-01

... application for discharge. To qualify for a discharge of a Direct Loan based on a total and permanent... award. The application must contain— (i) A certification by a physician, who is a doctor of medicine or... evidence if the Secretary determines that the borrower's application does not conclusively prove that the...

34 CFR 685.213 - Total and permanent disability discharge.

Code of Federal Regulations, 2014 CFR

2014-07-01

... application for discharge. To qualify for a discharge of a Direct Loan based on a total and permanent... award. The application must contain— (i) A certification by a physician, who is a doctor of medicine or... evidence if the Secretary determines that the borrower's application does not conclusively prove that the...

Total Library Computerization, Version 2: A DOS-Based Program from On Point, Inc., for Managing Small to Midsized Libraries.

ERIC Educational Resources Information Center

Combs, Joseph, Jr.

1995-01-01

Reviews the Total Library Computerization program, which can be used to manage small to midsized libraries. Discusses costs; operating system requirements; security features; user-interface styles; and system modules including online cataloging, circulation, serials control, acquisitions, authorities control, and interlibrary loan. (Author/JMV)

Validation of 5-item and 2-item questionnaires in Chinese version of Dizziness Handicap Inventory for screening objective benign paroxysmal positional vertigo.

PubMed

Chen, Wei; Shu, Liang; Wang, Qian; Pan, Hui; Wu, Jing; Fang, Jie; Sun, Xu-Hong; Zhai, Yu; Dong, You-Rong; Liu, Jian-Ren

2016-08-01

As possible candidate screening instruments for benign paroxysmal positional vertigo (BPPV), studies to validate the Dizziness Handicap Inventory (DHI) sub-scale (5-item and 2-item) and total scores are rare in China. From May 2014 to December 2014, 108(55 with and 53 without BPPV) patients complaining of episodic vertigo in the past week from a vertigo outpatient clinic were enrolled for DHI evaluation, as well as demographic and other clinical data. Objective BPPV was subsequently determined by positional evoking maneuvers under the record of optical Frenzel glasses. Cronbach's coefficient α was used to evaluate the reliability of psychometric scales. The validity of DHI total, 5-item and 2-item questionnaires to screen for BPPV was assessed by receiver operating characteristic (ROC) curves. It revealed that the DHI 5-item questionnaire had good internal consistency (Cronbach's coefficient α = 0.72). Area under the curve of total DHI, 5-item and 2-item scores for discriminating BPPV from those without was 0.678 (95 % CI 0.578-0.778), 0.873(95 % CI 0.807-0.940) and 0.895(95 % CI 0.836-0.953), respectively. It revealed 74.5 % sensitivity and 88.7 % specificity in separating BPPV and those without, with a cutoff value of 12 in the 5-item questionnaire. The corresponding rate of sensitivity and specificity was 78.2 and 88.7 %, respectively, with a cutoff value of 6 in 2-item questionnaire. The present study indicated that both 5-item and 2-item questionnaires in the Chinese version of DHI may be more valid than DHI total score for screening objective BPPV and merit further application in clinical practice in China.

Assessing Psycho-social Barriers to Rehabilitation in Injured Workers with Chronic Musculoskeletal Pain: Development and Item Properties of the Yellow Flag Questionnaire (YFQ).

PubMed

Salathé, Cornelia Rolli; Trippolini, Maurizio Alen; Terribilini, Livio Claudio; Oliveri, Michael; Elfering, Achim

2018-06-01

Purpose To develop a multidimensional scale to asses psychosocial beliefs-the Yellow Flag Questionnaire (YFQ)-aimed at guiding interventions for workers with chronic musculoskeletal (MSK) pain. Methods Phase 1 consisted of item selection based on literature search, item development and expert consensus rounds. In phase 2, items were reduced with calculating a quality-score per item, using structure equation modeling and confirmatory factor analysis on data from 666 workers. In phase 3, Cronbach's α, and Pearson correlations coefficients were computed to compare YFQ with disability, anxiety, depression and self-efficacy and the YFQ score based on data from 253 injured workers. Regressions of YFQ total score on disability, anxiety, depression and self-efficacy were calculated. Results After phase 1, the YFQ included 116 items and 15 domains. Further reductions of items in phase 2 by applying the item quality criteria reduced the total to 48 items. Phase factor analysis with structural equation modeling confirmed 32 items in seven domains: activity, work, emotions, harm & blame, diagnosis beliefs, co-morbidity and control. Cronbach α was 0.91 for the total score, between 0.49 and 0.81 for the 7 distinct scores of each domain, respectively. Correlations between YFQ total score ranged with disability, anxiety, depression and self-efficacy was .58, .66, .73, -.51, respectively. After controlling for age and gender the YFQ total score explained between R2 27% and R2 53% variance of disability, anxiety, depression and self-efficacy. Conclusions The YFQ, a multidimensional screening scale is recommended for use to assess psychosocial beliefs of workers with chronic MSK pain. Further evaluation of the measurement properties such as the test-retest reliability, responsiveness and prognostic validity is warranted.

Clean Water State Revolving Fund Infographic

EPA Pesticide Factsheets

Infographic of the CWSRF program showing total project funding from 1987 through 2015, number of loans, how the program works, who is eligible for assistance, types of projects funded, and return on federal investment.

Seasonal trends in abundance and composition of marine debris in selected public beaches in Peninsular Malaysia

NASA Astrophysics Data System (ADS)

Mobilik, Julyus-Melvin; Ling, Teck-Yee; Husain, Mohd-Lokman Bin; Hassan, Ruhana

2015-09-01

The abundance and composition of marine debris were investigated at Saujana (in the state of Negeri Sembilan) and Batu Rakit (in the state of Terengganu) beaches during surveys conducted in December 2012 (northeast monsoon), May 2013 (intermediate monsoon) and July 2013 (southwest monsoon). A total of 4,682 items of debris weighing 231.4 kg were collected and sorted. Batu Rakit received substantially greater quantities of debris (815±717 items/km or 40.4±13.0 kg/km) compared to Saujana (745±444 items/km or 36.7±18.0 kg/km). Total debris item was more abundant during the southwest monsoon (SWM) (1,122±737 items/km) compared to the northeast monsoon (NEM) (825±593 items/ km) and the intermediate monsoon (IM) (394±4 items/km) seasons. Plastic category (88%) was the most numerous items collected and object items contributed 44.18% includes packaging, plastic fragments, cups, plastic shopping bags, plastic food wrapper, clear plastic bottles from the total debris items collected. Object items associated with common source (47%) were the highest debris accumulated, followed by terrestrial (30%) and marine (23%) sources. The high percentage of common and terrestrial sources during SWM season requires immediate action by marine environment stakeholders to develop and introduce strategies to reduce if not totally eliminates the marine debris in the marine environment. Awareness should be continued and focused on beach users and vessels' crew to alert them on the alarming accumulation rate of marine debris and its pathways into the marine environment.

Unit Costs of Interlibrary Loans and Photocopies at a Regional Medical Library: Preliminary Report *

PubMed Central

Spencer, Carol C.

1970-01-01

Unit costs of providing interlibrary loans and photocopies were determined by a method not previously used for library cost studies: random time sampling with self-observation. The working time of all appropriate personnel was sampled using Random Alarm Mechanisms and a structured checklist of tasks. The total lender's unit cost per request received, including direct labor, materials, fringe benefits, and overhead, was $1.526 for originals mailed postpaid by lender, and $1.534 for photocopies mailed. Corresponding unit costs per request filled were: originals, $1.932, and photocopies, $1.763. PMID:5439910

12 CFR 560.30 - General lending and investment powers of Federal savings associations.

Code of Federal Regulations, 2011 CFR

2011-01-01

... real property loans 5(c)(2)(B) 400% of total capital. 14 Open-end management investment companies 15 5(c)(1)(Q) None. 6 Rural business investment companies 7 U.S.C. 2009cc-9 Five percent of total capital... further community, inner city, or community development purposes. 16 Small business investment companies...

76 FR 68831 - Funds Availability (NOFA) Inviting Applications for the Community Development Financial...

Federal Register 2010, 2011, 2012, 2013, 2014

2011-11-07

... provide additional narrative explaining their lack of access to loans, equity investments, or Financial... Narrative 10 Target Market Needs 10 Responsiveness to Target Market Needs 40 Delivery Capacity 40 TOTAL...

Pattern analysis of total item score and item response of the Kessler Screening Scale for Psychological Distress (K6) in a nationally representative sample of US adults

PubMed Central

Kawasaki, Yohei; Ide, Kazuki; Akutagawa, Maiko; Yamada, Hiroshi; Yutaka, Ono; Furukawa, Toshiaki A.

2017-01-01

Background Several recent studies have shown that total scores on depressive symptom measures in a general population approximate an exponential pattern except for the lower end of the distribution. Furthermore, we confirmed that the exponential pattern is present for the individual item responses on the Center for Epidemiologic Studies Depression Scale (CES-D). To confirm the reproducibility of such findings, we investigated the total score distribution and item responses of the Kessler Screening Scale for Psychological Distress (K6) in a nationally representative study. Methods Data were drawn from the National Survey of Midlife Development in the United States (MIDUS), which comprises four subsamples: (1) a national random digit dialing (RDD) sample, (2) oversamples from five metropolitan areas, (3) siblings of individuals from the RDD sample, and (4) a national RDD sample of twin pairs. K6 items are scored using a 5-point scale: “none of the time,” “a little of the time,” “some of the time,” “most of the time,” and “all of the time.” The pattern of total score distribution and item responses were analyzed using graphical analysis and exponential regression model. Results The total score distributions of the four subsamples exhibited an exponential pattern with similar rate parameters. The item responses of the K6 approximated a linear pattern from “a little of the time” to “all of the time” on log-normal scales, while “none of the time” response was not related to this exponential pattern. Discussion The total score distribution and item responses of the K6 showed exponential patterns, consistent with other depressive symptom scales. PMID:28289560

Age-related Differential Item Functioning for the Patient-Reported Outcomes Information System (PROMIS®) Physical Functioning Items.

PubMed

Paz, Sylvia H; Spritzer, Karen L; Morales, Leo S; Hays, Ron D

2013-03-29

To evaluate the equivalence of the PROMIS® wave 1 physical functioning item bank, by age (50 years or older versus 18-49). A total of 114 physical functioning items with 5 response choices were administered to English- (n=1504) and Spanish-language (n=640) adults. Item frequencies, means and standard deviations, item-scale correlations, and internal consistency reliability were estimated. Differential Item Functioning (DIF) by age was evaluated. Thirty of the 114 items were fagged for DIF based on an R-squared of 0.02 or above criterion. The expected total score was higher for those respondents who were 18-49 than those who were 50 or older. Those who were 50 years or older versus 18-49 years old with the same level of physical functioning responded differently to 30 of the 114 items in the PROMIS® physical functioning item bank. This study yields essential information about the equivalence of the physical functioning items in older versus younger individuals.

7 CFR 761.8 - Loan Limitations.

Code of Federal Regulations, 2011 CFR

2011-01-01

... indebtedness. (1) Farm Ownership, Downpayment loans, Conservation loans, and Soil and Water loans: (i) Direct... Ownership loan, direct Conservation loan, direct Soil and Water loan, guaranteed Farm Ownership loan, guaranteed Conservation loan, and guaranteed Soil and Water loan-$700,000 (for fiscal year 2000 and increased...

24 CFR 882.403 - ACC, housing assistance payments contract, and lease.

Code of Federal Regulations, 2010 CFR

2010-04-01

... DIRECT LOAN PROGRAM, SECTION 202 SUPPORTIVE HOUSING FOR THE ELDERLY PROGRAM AND SECTION 811 SUPPORTIVE... contracted for is the total of the Moderate Rehabilitation Fair Market Rents for all the units. The fee for...

24 CFR 242.15 - Limitation on refinancing existing indebtedness.

Code of Federal Regulations, 2013 CFR

2013-04-01

... section 242-insured loan; however, the hard costs of construction and equipment must represent at least 20... no requirement for hard costs. However, if there are hard costs, such costs must total less than 20...

24 CFR 242.15 - Limitation on refinancing existing indebtedness.

Code of Federal Regulations, 2014 CFR

2014-04-01

... section 242-insured loan; however, the hard costs of construction and equipment must represent at least 20... no requirement for hard costs. However, if there are hard costs, such costs must total less than 20...

KSC-04pd1228

NASA Image and Video Library

2004-05-25

KENNEDY SPACE CENTER, FLA. - In the Vehicle Assembly Building (VAB), Scott Thurston looks at pieces of Columbia debris being prepared for transfer to the shipping facility before their delivery to The Aerospace Corporation in El Segundo, Calif. Thurston is the Columbia debris coordinator. The pieces have been released for loan to the non-governmental agency for testing and research. The Aerospace Corporation requested and will receive graphite/epoxy honeycomb skins from an Orbital Maneuvering System pod, Main Propulsion System Helium tanks, a Reaction Control System Helium tank and a Power Reactant Storage Distribution system tank. The company will use the parts to study re-entry effects on composite materials. NASA notified the Columbia crew’s families about the loan before releasing the items for study. Researchers believe the testing will show how materials are expected to respond to various heating and loads' environments. The findings will help calibrate tools and models used to predict hazards to people and property from reentering hardware. The Aerospace Corporation will have the debris for one year to perform analyses to estimate maximum temperatures during reentry based upon the geometry and mass of the recovered composite. Columbia’s debris is stored in the VAB.

KSC-04pd1230

NASA Image and Video Library

2004-05-25

KENNEDY SPACE CENTER, FLA. - With NASA’s Scott Thurston (left) alongside, United Space Alliance workers J.C. Harrison (in cap) and Amy Mangiacapra (right) begin moving a piece of Columbia debris being shipped to The Aerospace Corporation in El Segundo, Calif. Thurston is the Columbia debris coordinator. The pieces have been released for loan to the non-governmental agency for testing and research. The Aerospace Corporation requested and will receive graphite/epoxy honeycomb skins from an Orbital Maneuvering System pod, Main Propulsion System Helium tanks, a Reaction Control System Helium tank and a Power Reactant Storage Distribution system tank. The company will use the parts to study re-entry effects on composite materials. NASA notified the Columbia crew’s families about the loan before releasing the items for study. Researchers believe the testing will show how materials are expected to respond to various heating and loads' environments. The findings will help calibrate tools and models used to predict hazards to people and property from reentering hardware. The Aerospace Corporation will have the debris for one year to perform analyses to estimate maximum temperatures during reentry based upon the geometry and mass of the recovered composite. Columbia’s debris is stored in the VAB.

KSC-04PD-1228

NASA Technical Reports Server (NTRS)

2004-01-01

KENNEDY SPACE CENTER, FLA. In the Vehicle Assembly Building (VAB), Scott Thurston looks at pieces of Columbia debris being prepared for transfer to the shipping facility before their delivery to The Aerospace Corporation in El Segundo, Calif. Thurston is the Columbia debris coordinator. The pieces have been released for loan to the non-governmental agency for testing and research. The Aerospace Corporation requested and will receive graphite/epoxy honeycomb skins from an Orbital Maneuvering System pod, Main Propulsion System Helium tanks, a Reaction Control System Helium tank and a Power Reactant Storage Distribution system tank. The company will use the parts to study re-entry effects on composite materials. NASA notified the Columbia crews families about the loan before releasing the items for study. Researchers believe the testing will show how materials are expected to respond to various heating and loads' environments. The findings will help calibrate tools and models used to predict hazards to people and property from reentering hardware. The Aerospace Corporation will have the debris for one year to perform analyses to estimate maximum temperatures during reentry based upon the geometry and mass of the recovered composite. Columbias debris is stored in the VAB.

KSC-04PD-1230

NASA Technical Reports Server (NTRS)

2004-01-01

KENNEDY SPACE CENTER, FLA. With NASAs Scott Thurston (left) alongside, United Space Alliance workers J.C. Harrison (in cap) and Amy Mangiacapra (right) begin moving a piece of Columbia debris being shipped to The Aerospace Corporation in El Segundo, Calif. Thurston is the Columbia debris coordinator. The pieces have been released for loan to the non-governmental agency for testing and research. The Aerospace Corporation requested and will receive graphite/epoxy honeycomb skins from an Orbital Maneuvering System pod, Main Propulsion System Helium tanks, a Reaction Control System Helium tank and a Power Reactant Storage Distribution system tank. The company will use the parts to study re-entry effects on composite materials. NASA notified the Columbia crews families about the loan before releasing the items for study. Researchers believe the testing will show how materials are expected to respond to various heating and loads' environments. The findings will help calibrate tools and models used to predict hazards to people and property from reentering hardware. The Aerospace Corporation will have the debris for one year to perform analyses to estimate maximum temperatures during reentry based upon the geometry and mass of the recovered composite. Columbias debris is stored in the VAB.

Student debt amongst junior doctors in New Zealand; part 1: quantity, distribution, and psychosocial impact.

PubMed

Moore, James; Gale, Jesse; Dew, Kevin; Davie, Gabrielle

2006-02-17

To quantify student debt owed by first-year house officers at graduation, and to describe the effects of student debt on their lives. A questionnaire was sent was to all 296 New Zealand-graduate first-year house officers practicing in New Zealand. The survey included questions on demographics, level of debt, student support received, repayment since graduation, psychosocial and financial impact of debt, and career intentions. The response rate was 53%. Ninety-two percent of respondents had some form of student debt, with 85% having a government student loan. The average total debt from all sources (excluding mortgages) at graduation was NZ65,206 dollars. Seventy-five percent of respondents owed more than 50,000 dollars and 13% had owed more than 100,000 dollars. Eighty-eight percent of respondents reported increased levels of stress as a result of their student loan, with 31% reporting that they worried about their student loan 'often' or 'always'. Eighty-three percent reported that their student loan had made it more difficult to save for their future, such as for a house deposit or for their retirement, and 42% stated that their student loan debt had influenced their decision whether to have children (or more children). Student debt has a major negative impact on the lives of house officers in New Zealand. These data provide a baseline for studying how changes in medical education affect junior doctors.

Estimating the Reliability of a Test Battery Composite or a Test Score Based on Weighted Item Scoring

ERIC Educational Resources Information Center

Feldt, Leonard S.

2004-01-01

In some settings, the validity of a battery composite or a test score is enhanced by weighting some parts or items more heavily than others in the total score. This article describes methods of estimating the total score reliability coefficient when differential weights are used with items or parts.

Parent-Reported Health Consequences and Relationship to Expenditures in Children with ADHD.

PubMed

deJong, Neal A; Williams, Christianna S; Thomas, Kathleen C

2016-04-01

(1) To describe parents' report of special needs for children with ADHD on the Children with Special Health Care Needs (CSHCN) Screener; and (2) to assess the association between responses to Screener items and annual mental health and total health expenditures per child. In pooled 2002-2011 Medical Expenditure Panel Survey (MEPS) data, we identify children ages 4-17 years with ADHD. We use OLS and two-part regressions to model the relationship between CSHCN Screener items and mental health and total health expenditures. Based on these models we estimate adjusted, average total health expenditures for children with ADHD-both with and without a co-morbid mental health condition-and different combinations of endorsed Screener items. This research was conducted in accordance with prevailing ethical principles. There were 3883 observations on 2591 children with ADHD. Without a co-morbid mental health condition, average total expenditures per year from adjusted, model-based estimates were $865 for those meeting no Screener items, $2664 for those meeting only the medication item, $3595 for those meeting the medication and counseling items, and $4203 for those meeting the medication, counseling, and use of more health services items. Children with a co-morbid mental health condition had greater total health expenditures for each combination of Screener items. The associations between Screener items and mental health expenditures were similar, but with a slightly lower marginal effect of the medication item (p < 0.001 for all comparisons). Parents' responses on the CSHCN Screener are associated with meaningful variation in expenditures for children with ADHD. Though cross-sectional, this study suggests that the CSHCN Screener can be a useful categorization scheme for children with ADHD. It may be an efficient, standardized tool at the point of care for identifying children who need more resources and for targeting intensive interventions in the context of population health management.

42 CFR 417.937 - Loan and loan guarantee provisions.

Code of Federal Regulations, 2010 CFR

2010-10-01

... 42 Public Health 3 2010-10-01 2010-10-01 false Loan and loan guarantee provisions. 417.937 Section... HEALTH CARE PREPAYMENT PLANS Administration of Outstanding Loans and Loan Guarantees § 417.937 Loan and loan guarantee provisions. (a) Disbursement of loan proceeds. The principal amount of any loan made or...

7 CFR 1751.103 - Loan and loan advance requirements.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 11 2010-01-01 2010-01-01 false Loan and loan advance requirements. 1751.103 Section... Telecommunications Modernization Plan § 1751.103 Loan and loan advance requirements. (a) For information about loan... February 13, 1996, RUS will make RUS hardship loans, RUS cost-of-money loans, and RTB loans for facilities...

7 CFR 761.8 - Loan Limitations.

Code of Federal Regulations, 2014 CFR

2014-01-01

... assumption of indebtedness. (1) Farm Ownership, Downpayment loans, Conservation loans, and Soil and Water... direct Farm Ownership loan, direct Conservation loan, direct Soil and Water loan, guaranteed Farm Ownership loan, guaranteed Conservation loan, and guaranteed Soil and Water loan-$700,000 (for fiscal year...

7 CFR 761.8 - Loan Limitations.

Code of Federal Regulations, 2013 CFR

2013-01-01

... assumption of indebtedness. (1) Farm Ownership, Downpayment loans, Conservation loans, and Soil and Water... direct Farm Ownership loan, direct Conservation loan, direct Soil and Water loan, guaranteed Farm Ownership loan, guaranteed Conservation loan, and guaranteed Soil and Water loan-$700,000 (for fiscal year...

7 CFR 761.8 - Loan Limitations.

Code of Federal Regulations, 2012 CFR

2012-01-01

... assumption of indebtedness. (1) Farm Ownership, Downpayment loans, Conservation loans, and Soil and Water... direct Farm Ownership loan, direct Conservation loan, direct Soil and Water loan, guaranteed Farm Ownership loan, guaranteed Conservation loan, and guaranteed Soil and Water loan-$700,000 (for fiscal year...

Drugs Cheaper Than Threepenny: The Market of Extremely Low-Priced Drugs within the National Health Insurance in Taiwan

PubMed Central

Chou, Li-Fang

2014-01-01

While most drug policy researches paid attention to the financial impact of expensive drugs, the market situation of low-priced drugs in a country was seldom analyzed. We used the nationally representative claims datasets to explore the status within the National Health Insurance (NHI) in Taiwan. In 2007, a total of 12,443 distinct drug items had been prescribed 853,250,147 times with total expenditure of 105,216,950,198 new Taiwan dollars (NTD). Among them, 7,366 oral drug items accounted for 701,353,383 prescribed items and 68,133,988,960 NTD. Besides, 2,887 items (39.2% of oral drug items) belonged to cheap drugs with the unit price ≤1 NTD (about 0.03 of US dollar). While the top one item among all oral drugs had already a market share of 5.0%, 30 items 30.3% and 107 items 50.0%, the cheap drugs with aggregate 332,893,462 prescribed items (47.5% of all prescribed oral drug items) only accounted for 2,750,725,433 NTD (4.0% of expenditure for oral drugs and 2.6% of total drug expenditure). The drug market of Taiwan's NHI was abundant in cheap drugs. The unreasonably low prices of drugs might not guarantee the quality of pharmaceutical care and the sustainability of a healthy pharmaceutical industry in the long run. PMID:24719568

Drugs cheaper than threepenny: the market of extremely low-priced drugs within the National Health Insurance in Taiwan.

PubMed

Wang, Bih-Ru; Chou, Chia-Lin; Hsu, Chia-Chen; Chou, Yueh-Ching; Chen, Tzeng-Ji; Chou, Li-Fang

2014-01-01

While most drug policy researches paid attention to the financial impact of expensive drugs, the market situation of low-priced drugs in a country was seldom analyzed. We used the nationally representative claims datasets to explore the status within the National Health Insurance (NHI) in Taiwan. In 2007, a total of 12,443 distinct drug items had been prescribed 853,250,147 times with total expenditure of 105,216,950,198 new Taiwan dollars (NTD). Among them, 7,366 oral drug items accounted for 701,353,383 prescribed items and 68,133,988,960 NTD. Besides, 2,887 items (39.2% of oral drug items) belonged to cheap drugs with the unit price ≤ 1 NTD (about 0.03 of US dollar). While the top one item among all oral drugs had already a market share of 5.0%, 30 items 30.3% and 107 items 50.0%, the cheap drugs with aggregate 332,893,462 prescribed items (47.5% of all prescribed oral drug items) only accounted for 2,750,725,433 NTD (4.0% of expenditure for oral drugs and 2.6% of total drug expenditure). The drug market of Taiwan's NHI was abundant in cheap drugs. The unreasonably low prices of drugs might not guarantee the quality of pharmaceutical care and the sustainability of a healthy pharmaceutical industry in the long run.

76 FR 70535 - Notice of Funds Availability (NOFA) Inviting Applications for the Community Development Financial...

Federal Register 2010, 2011, 2012, 2013, 2014

2011-11-14

... Populations is not required to provide additional narrative explaining their lack of access to loans, equity... Narrative 10 Target Market Needs 10 Responsiveness to Target Market Needs 40 Delivery Capacity 40 Total...

Does student debt affect dental students' and dentists' stress levels?

PubMed

Boyles, J D; Ahmed, B

2017-10-27

Introduction Many studies have shown financial worries and debt to induce stress in individuals, this combined with the existing stress of being a dentist raises the question of how student debt affects students' and dentists' stress levels.Objectives Determine whether student debt has had any noticeable effect on student stress levels; investigate whether student debt has any effect on dentists' career choice; investigate whether the increase in tuition fees has influenced the number of applicants to study dentistry at the University of Birmingham.Method Anonymous questionnaires were completed by 70 4th year and 38 5th year BDS and 22 Dental Core Trainees (DCTs). Participants circled the response which best fitted their situation regarding statements on their level of stress and future career path. Ethical approval granted. Application figures to study dentistry obtained from head of admissions.Results Forty-two percent of males and 63% of females strongly agreed with the statement that having no debt would reduce their stress levels. Of those with debt >£40,000, 11% strongly agreed and 42% agreed that their total amount of student debt causes them stress. Whereas, those whose debt is <£40,000 only 2% strongly agreed and 28% agreed that their total amount of student debt causes them stress. Seventy-seven percent of participants who had parental or family financial support reported this reduced their stress levels. Student debt was found to deter females from undertaking further study more than it deters males (P <0.001). Students with a higher level of debt were more likely to worry about their total student loan(s) (P <0.001). Moreover, students with a higher level of debt were more likely to be stressed about their total student loan(s) (P <0.001). Parental/family contribution to student expenses reduces student stress (P <0.001). Applications to study dentistry since the rise in tuition fees have decreased by 42%.Conclusion Student debt has had an impact on student stress; students reporting a higher level of debt also report more stress and concern about paying off their student debt. Having no student debt would reduce stress levels, although to what extent is undetermined. Applications to study dentistry have fallen since the increase in tuition fees.

The Stafford Student Loan Program. Testimony before the Subcommittee on Permanent Investigations, Committee on Governmental Affairs, United States Senate.

ERIC Educational Resources Information Center

Frazier, Franklin

The Stafford Loan Program (formerly called the Guaranteed Student Loan Program) makes three kinds of student loans for postsecondary education: Stafford Loans, Supplemental Loans for Students (SLS), and Parents Loans for Undergraduate Students (PLUS). Stafford loans are low-interest loans based on financial need, while SLS and PLUS loans are not…

Field activity cost estimates for the first 3 years of the World Bank Loan Project for schistosomiasis control in China.

PubMed

Guo, J; Booth, M; Jenkins, J; Wang, H; Tanner, M

1998-12-01

The World Bank Loan Project for schistosomiasis in China commenced field activities in 1992. In this paper, we describe disease control strategies for levels of different endemicity, and estimate unit costs and total expenditure of screening, treatment (cattle and humans) and snail control for 8 provinces where Schistosoma japonicum infection is endemic. Overall, we estimate that more than 21 million US dollars were spent on field activities during the first three years of the project. Mollusciciding (43% of the total expenditure) and screening (28% of the total) are estimated to have the most expensive field activities. However, despite the expense of screening, a simple model predicts that selective chemotherapy could have been cheaper than mass chemotherapy in areas where infection prevalence was higher than 15%, which was the threshold for mass chemotherapy intervention. It is concluded that considerable cost savings could be made in the future by narrowing the scope of snail control activities, redefining the threshold infection prevalence for mass chemotherapy, defining smaller administrative units, and developing rapid assessment tools.

Using Differential Item Functioning Procedures to Explore Sources of Item Difficulty and Group Performance Characteristics.

ERIC Educational Resources Information Center

Scheuneman, Janice Dowd; Gerritz, Kalle

1990-01-01

Differential item functioning (DIF) methodology for revealing sources of item difficulty and performance characteristics of different groups was explored. A total of 150 Scholastic Aptitude Test items and 132 Graduate Record Examination general test items were analyzed. DIF was evaluated for males and females and Blacks and Whites. (SLD)

Classical Item Analysis Using Latent Variable Modeling: A Note on a Direct Evaluation Procedure

ERIC Educational Resources Information Center

Raykov, Tenko; Marcoulides, George A.

2011-01-01

A directly applicable latent variable modeling procedure for classical item analysis is outlined. The method allows one to point and interval estimate item difficulty, item correlations, and item-total correlations for composites consisting of categorical items. The approach is readily employed in empirical research and as a by-product permits…

Development and psychometric evaluation of the Impact of Health Information Technology (I-HIT) scale.

PubMed

Dykes, Patricia C; Hurley, Ann; Cashen, Margaret; Bakken, Suzanne; Duffy, Mary E

2007-01-01

The use of health information technology (HIT) for the support of communication processes and data and information access in acute care settings is a relatively new phenomenon. A means of evaluating the impact of HIT in hospital settings is needed. The purpose of this research was to design and psychometrically evaluate the Impact of Health Information Technology scale (I-HIT). I-HIT was designed to measure the perception of nurses regarding the ways in which HIT influences interdisciplinary communication and workflow patterns and nurses' satisfaction with HIT applications and tools. Content for a 43-item tool was derived from the literature, and supported theoretically by the Coiera model and by nurse informaticists. Internal consistency reliability analysis using Cronbach's alpha was conducted on the 43-item scale to initiate the item reduction process. Items with an item total correlation of less than 0.35 were removed, leaving a total of 29 items. Item analysis, exploratory principal component analysis and internal consistency reliability using Cronbach's alpha were used to confirm the 29-item scale. Principal components analysis with Varimax rotation produced a four-factor solution that explained 58.5% of total variance (general advantages, information tools to support information needs, information tools to support communication needs, and workflow implications). Internal consistency of the total scale was 0.95 and ranged from 0.80-0.89 for four subscales. I-HIT demonstrated psychometric adequacy and is recommended to measure the impact of HIT on nursing practice in acute care settings.

Use of indicator items to monitor marine debris on a New Jersey beach from 1991 to 1996

USGS Publications Warehouse

Ribic, C.A.

1998-01-01

The US National Marine Debris Monitoring Program is using indicator items from beach surveys to identify whether amounts of marine debris are changing over time. Indicator items were selected through expert opinion and assumed to reflect the trend of all debris. We used monthly data from a 1991-1996 study of debris on a New Jersey beach to determine if indicator and non-indicator items showed similar trends. Total indicator debris levels did not change; this was true regardless of probable source. Non-indicator debris increased about 40% annually. Plastic non-indicator items increased regardless of whether items were whole items, cigarette filters, or pieces. Of the whole items, almost 50% were plastic lids, cups, and utensils, and about 25% were drug-related paraphernalia, tobacco-related products, plastic stirrers, pull rings, and fireworks. When indicator items are used in a monitoring programme to reflect total debris patterns, concordance of trends in indicator and non-indicator debris should be checked.

Entrance Counseling Guide for Direct Loan Borrowers

ERIC Educational Resources Information Center

Federal Student Aid, US Department of Education, 2010

2010-01-01

This guide describes the four types of loans offered by the Direct Loan Program[SM]: (1) Direct Subsidized Loans; (2) Direct Unsubsidized Loans; (3) Direct PLUS Loans; and (4) Direct Consolidation Loans. Among the topics covered in the guide are: Use of Your Loan Money, The Master Promissory Note, How Your Loans Will Be Disbursed (Paid Out),…

Distribution of Total Depressive Symptoms Scores and Each Depressive Symptom Item in a Sample of Japanese Employees.

PubMed

Tomitaka, Shinichiro; Kawasaki, Yohei; Ide, Kazuki; Yamada, Hiroshi; Miyake, Hirotsugu; Furukawa, Toshiaki A; Furukaw, Toshiaki A

2016-01-01

In a previous study, we reported that the distribution of total depressive symptoms scores according to the Center for Epidemiologic Studies Depression Scale (CES-D) in a general population is stable throughout middle adulthood and follows an exponential pattern except for at the lowest end of the symptom score. Furthermore, the individual distributions of 16 negative symptom items of the CES-D exhibit a common mathematical pattern. To confirm the reproducibility of these findings, we investigated the distribution of total depressive symptoms scores and 16 negative symptom items in a sample of Japanese employees. We analyzed 7624 employees aged 20-59 years who had participated in the Northern Japan Occupational Health Promotion Centers Collaboration Study for Mental Health. Depressive symptoms were assessed using the CES-D. The CES-D contains 20 items, each of which is scored in four grades: "rarely," "some," "much," and "most of the time." The descriptive statistics and frequency curves of the distributions were then compared according to age group. The distribution of total depressive symptoms scores appeared to be stable from 30-59 years. The right tail of the distribution for ages 30-59 years exhibited a linear pattern with a log-normal scale. The distributions of the 16 individual negative symptom items of the CES-D exhibited a common mathematical pattern which displayed different distributions with a boundary at "some." The distributions of the 16 negative symptom items from "some" to "most" followed a linear pattern with a log-normal scale. The distributions of the total depressive symptoms scores and individual negative symptom items in a Japanese occupational setting show the same patterns as those observed in a general population. These results show that the specific mathematical patterns of the distributions of total depressive symptoms scores and individual negative symptom items can be reproduced in an occupational population.

7 CFR 4280.118 - Insurance requirements.

Code of Federal Regulations, 2014 CFR

2014-01-01

... RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE LOANS AND GRANTS Rural Energy for America Program General Renewable Energy System and Energy Efficiency Improvement Grants § 4280.118 Insurance requirements... is required except for projects with total eligible project costs of $200,000 or less. ...

7 CFR 4280.118 - Insurance requirements.

Code of Federal Regulations, 2013 CFR

2013-01-01

... RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE LOANS AND GRANTS Rural Energy for America Program General Renewable Energy System and Energy Efficiency Improvement Grants § 4280.118 Insurance requirements... is required except for projects with total eligible project costs of $200,000 or less. ...

7 CFR 4280.118 - Insurance requirements.

Code of Federal Regulations, 2012 CFR

2012-01-01

... RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE LOANS AND GRANTS Rural Energy for America Program General Renewable Energy System and Energy Efficiency Improvement Grants § 4280.118 Insurance requirements... is required except for projects with total eligible project costs of $200,000 or less. ...

Understanding your capital options.

PubMed

Payne, Christopher T

2012-05-01

When planning capital expenditures, hospitals and health systems should understand the following financing considerations: Traditional fixed-rate tax-exempt bonds; Variable-rate financing alternatives; Basel III Accord requirements; Direct tax-exempt bank loans; Total return swaps Taxable financings; Interest-rate swaps and collateral requirements

A Simulation Model for Purchasing Duplicate Copies in a Library

ERIC Educational Resources Information Center

Arms, W. Y.; Walter, T. P.

1974-01-01

A method of estimating the number of duplicate copies of books needed based on a computer simulation which takes into account number of copies available, number of loans, total underlying demand, satisfaction level, percentage time on shelf. (LS)

7 CFR 1735.21 - Refinancing loans.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 11 2010-01-01 2010-01-01 false Refinancing loans. 1735.21 Section 1735.21... AGRICULTURE GENERAL POLICIES, TYPES OF LOANS, LOAN REQUIREMENTS-TELECOMMUNICATIONS PROGRAM Loan Purposes and Basic Policies § 1735.21 Refinancing loans. (a) Hardship loans and guaranteed loans may include funds to...

Development and validation of a socioculturally competent trust in physician scale for a developing country setting.

PubMed

Gopichandran, Vijayaprasad; Wouters, Edwin; Chetlapalli, Satish Kumar

2015-05-03

Trust in physicians is the unwritten covenant between the patient and the physician that the physician will do what is in the best interest of the patient. This forms the undercurrent of all healthcare relationships. Several scales exist for assessment of trust in physicians in developed healthcare settings, but to our knowledge none of these have been developed in a developing country context. To develop and validate a new trust in physician scale for a developing country setting. Dimensions of trust in physicians, which were identified in a previous qualitative study in the same setting, were used to develop a scale. This scale was administered among 616 adults selected from urban and rural areas of Tamil Nadu, south India, using a multistage sampling cross sectional survey method. The individual items were analysed using a classical test approach as well as item response theory. Cronbach's α was calculated and the item to total correlation of each item was assessed. After testing for unidimensionality and absence of local dependence, a 2 parameter logistic Semajima's graded response model was fit and item characteristics assessed. Competence, assurance of treatment, respect for the physician and loyalty to the physician were important dimensions of trust. A total of 31 items were developed using these dimensions. Of these, 22 were selected for final analysis. The Cronbach's α was 0.928. The item to total correlations were acceptable for all the 22 items. The item response analysis revealed good item characteristic curves and item information for all the items. Based on the item parameters and item information, a final 12 item scale was developed. The scale performs optimally in the low to moderate trust range. The final 12 item trust in physician scale has a good construct validity and internal consistency. Published by the BMJ Publishing Group Limited. For permission to use (where not already granted under a licence) please go to http://group.bmj.com/group/rights-licensing/permissions.

Development and validation of a socioculturally competent trust in physician scale for a developing country setting

PubMed Central

Gopichandran, Vijayaprasad; Wouters, Edwin; Chetlapalli, Satish Kumar

2015-01-01

Trust in physicians is the unwritten covenant between the patient and the physician that the physician will do what is in the best interest of the patient. This forms the undercurrent of all healthcare relationships. Several scales exist for assessment of trust in physicians in developed healthcare settings, but to our knowledge none of these have been developed in a developing country context. Objectives To develop and validate a new trust in physician scale for a developing country setting. Methods Dimensions of trust in physicians, which were identified in a previous qualitative study in the same setting, were used to develop a scale. This scale was administered among 616 adults selected from urban and rural areas of Tamil Nadu, south India, using a multistage sampling cross sectional survey method. The individual items were analysed using a classical test approach as well as item response theory. Cronbach's α was calculated and the item to total correlation of each item was assessed. After testing for unidimensionality and absence of local dependence, a 2 parameter logistic Semajima's graded response model was fit and item characteristics assessed. Results Competence, assurance of treatment, respect for the physician and loyalty to the physician were important dimensions of trust. A total of 31 items were developed using these dimensions. Of these, 22 were selected for final analysis. The Cronbach's α was 0.928. The item to total correlations were acceptable for all the 22 items. The item response analysis revealed good item characteristic curves and item information for all the items. Based on the item parameters and item information, a final 12 item scale was developed. The scale performs optimally in the low to moderate trust range. Conclusions The final 12 item trust in physician scale has a good construct validity and internal consistency. PMID:25941182

Unidimensional IRT Item Parameter Estimates across Equivalent Test Forms with Confounding Specifications within Dimensions

ERIC Educational Resources Information Center

Matlock, Ki Lynn; Turner, Ronna

2016-01-01

When constructing multiple test forms, the number of items and the total test difficulty are often equivalent. Not all test developers match the number of items and/or average item difficulty within subcontent areas. In this simulation study, six test forms were constructed having an equal number of items and average item difficulty overall.…

Detecting When “Quality of Life” Has Been “Enhanced”: Estimating Change in Quality of Life Ratings

PubMed Central

Tractenberg, Rochelle E.; Yumoto, Futoshi; Aisen, Paul S.

2015-01-01

Objective To demonstrate challenges in the estimation of change in quality of life (QOL). Methods Data were taken from a completed clinical trial with negative results. Responses to 13 QOL items were obtained 12 months apart from 258 persons with Alzheimer’s disease (AD) participating in a randomized, placebo-controlled clinical trial with two treatment arms. Two analyses to estimate whether “change” in QOL occurred over 12 months are described. A simple difference (later - earlier) was calculated from total scores (standard approach). A Qualified Change algorithm (novel approach) was applied to each item: differences in ratings were classified as either: improved, worsened, stayed poor, or stayed “positive” (fair, good, excellent). The strengths of evidence supporting a claim that “QOL changed”, derived from the two analyses, were compared by considering plausible alternative explanations for, and interpretations of, results obtained under each approach. Results Total score approach: QOL total scores decreased, on average, in the two treatment (both −1.0, p < 0.05), but not the placebo (=−0.59, p > 0.3) groups. Qualified change approach: Roughly 60% of all change in QOL items was worsening in every arm; 17% - 42% of all subjects experienced change in each item. Conclusions Totalling the subjective QOL item ratings collapses over items, and suggests a potentially misleading “overall” level of change (or no change, as in the placebo arm). Leaving the items as individual components of “quality” of life they were intended to capture, and qualifying the direction and amount of change in each, suggests that at least 17% of any group experienced change on every item, with 60% of all observed change being worsening. Discussion Summarizing QOL item ratings as a total “score” collapses over the face-valid, multi-dimensional components of the construct “quality of life”. Qualified Change provides robust evidence of changes to QOL or “enhancements of” life quality. PMID:26213645

Student Consolidation Loans: Potential Effects of Making Fiscal Year 2006 Consolidation Loans Exclusively through the Direct Loan Program. Report to the Ranking Minority Member, Committee on Education and the Workforce, House of Representatives. GAO-06-195

ERIC Educational Resources Information Center

Ashby, Cornelia M.

2005-01-01

Under the Federal Family Education Loan Program (FFELP) and the Federal Direct Loan Program (FDLP), the government guarantees and makes consolidation loans to help borrowers manage their student loan debt. By combining loans into one and extending repayment, monthly repayments are reduced. Unlike other student loans, consolidation loans carry a…

7 CFR 1710.52 - Loan guarantees.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 11 2010-01-01 2010-01-01 false Loan guarantees. 1710.52 Section 1710.52 Agriculture... GENERAL AND PRE-LOAN POLICIES AND PROCEDURES COMMON TO ELECTRIC LOANS AND GUARANTEES Types of Loans and Loan Guarantees § 1710.52 Loan guarantees. RUS provides financing through 100 percent loan guarantees...

The right to be forgotten: a change in access to insurance and loans after childhood cancer?

PubMed

Dumas, Agnès; Allodji, Rodrigue; Fresneau, Brice; Valteau-Couanet, Dominique; El-Fayech, Chiraz; Pacquement, Hélène; Laprie, Anne; Nguyen, Tan Dat; Bondiau, Pierre-Yves; Diallo, Ibrahima; Guibout, Catherine; Rubino, Carole; Haddy, Nadia; Oberlin, Odile; Vassal, Gilles; de Vathaire, Florent

2017-08-01

Access to insurance for a loan or a mortgage is an important issue for childhood cancer survivors. The aim of this study was to describe difficulties experienced by adult survivors. A total of 1920 survivors treated before the age of 18 in five French cancer centers responded to a questionnaire in 2010. Survivors who had tried to obtain a loan were asked if they had experienced difficulties, which were defined as experiencing rejection, higher premiums, or exclusions. The questionnaire investigated health problems related to the circulatory, respiratory, digestive, urinary, endocrine, hormonal, and nervous systems. Second tumors, diabetes mellitus, cardiac disease, and stroke were ascertained from a physician's report or medical records. Multivariable analyses were conducted to identify the characteristics of survivors reporting difficulties. Difficulties were experienced by 10.4% of those who had tried to obtain a small loan (n = 787) and by 30.1% of those who had tried to obtain a home loan (n = 909). Disclosure of childhood cancer to the insurer and amputation surgery were negatively associated with insurance accessibility, even when controlling for age, gender, education, health-related unemployment, familial situation, and severe or life-threatening conditions such as cardiovascular diseases, second cancers, or diabetes. This study showed that the financial burden of cancer can extend decades after diagnosis. Thanks to a 2016 law, French cancer survivors no longer have to disclose their cancer to insurers after a fixed number of years. This law will probably lessen the socioeconomic burden of cancer.

7 CFR 1714.9 - Prepayment of insured loans.

Code of Federal Regulations, 2010 CFR

2010-01-01

... loans. This section sets out provisions for prepayment of insured electric loans at face value... than a rollover maturity date. A borrower may elect at the time of loan approval to include a... loans. Loan documents for hardship loans shall provide that the loan may be prepaid at face value at any...

Direct Loans: A Simple, Convenient, Flexible Way To Finance Your Education.

ERIC Educational Resources Information Center

Department of Education, Washington, DC. Student Financial Assistance.

This pamphlet provides basic facts about the U.S. Department of Education's Direct Loan Program for students. These loans include Federal Direct Stafford/Ford Loans, Federal Direct Unsubsidized Stafford/Ford Loans, Direct PLUS Loans, and Direct Consolidation Loans. The pamphlet's sections are: (1) "The Direct Loan Program: What Is It?";…

7 CFR 1710.50 - Insured loans.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 11 2010-01-01 2010-01-01 false Insured loans. 1710.50 Section 1710.50 Agriculture... GENERAL AND PRE-LOAN POLICIES AND PROCEDURES COMMON TO ELECTRIC LOANS AND GUARANTEES Types of Loans and Loan Guarantees § 1710.50 Insured loans. RUS makes insured loans under section 305 of the RE Act. (a...

76 FR 37779 - Rural Broadband Access Loans and Loan Guarantees Program

Federal Register 2010, 2011, 2012, 2013, 2014

2011-06-28

... DEPARTMENT OF AGRICULTURE Rural Utilities Service Rural Broadband Access Loans and Loan Guarantees... of $325,663,157 in loan funds for the Rural Broadband Access Loans and Loan Guarantees Program for... identifying a definite funding amount. The maximum amount of a loan under this authority will be $75 million...

7 CFR 1710.51 - Direct loans.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 11 2010-01-01 2010-01-01 false Direct loans. 1710.51 Section 1710.51 Agriculture... GENERAL AND PRE-LOAN POLICIES AND PROCEDURES COMMON TO ELECTRIC LOANS AND GUARANTEES Types of Loans and Loan Guarantees § 1710.51 Direct loans. RUS makes direct loans under section 4 of the RE Act. (a...

[Wing 1 radiation survey and contamination report]. Final report

DOE Office of Scientific and Technical Information (OSTI.GOV)

Olsen, K.

We have completed the 5480.11 survey for Wing 1. All area(s)/item(s) requested by the 5480.11 committee have been thoroughly surveyed and documented. Decontamination/disposal of contaminated items has been accomplished. The wing 1 survey was started on 8/13/90 and completed 9/18/90. However, the follow-up surveys were not completed until 2/18/91. We received the final set of smear samples for wing 1 on 1/13/91. A total of 5,495 smears were taken from wing 1 and total of 465 smears were taken during the follow-up surveys. There were a total 122 items found to have fixed contamination and 4 items with smearable contaminationmore » in excess of the limits specified in DOE ORDER 5480.11 (AR 3-7). The following area(s)/item(s) were not included in the 5480.11 survey: Hallways, Access panels, Men`s and women`s change rooms, Janitor closets, Wall lockers and item(s) stored in wing 1 hallways and room 1116. If our contract is renewed, we will include those areas in our survey according to your request of April 15, 1991.« less

Checking Equity: Why Differential Item Functioning Analysis Should Be a Routine Part of Developing Conceptual Assessments

PubMed Central

Martinková, Patrícia; Drabinová, Adéla; Liaw, Yuan-Ling; Sanders, Elizabeth A.; McFarland, Jenny L.; Price, Rebecca M.

2017-01-01

We provide a tutorial on differential item functioning (DIF) analysis, an analytic method useful for identifying potentially biased items in assessments. After explaining a number of methodological approaches, we test for gender bias in two scenarios that demonstrate why DIF analysis is crucial for developing assessments, particularly because simply comparing two groups’ total scores can lead to incorrect conclusions about test fairness. First, a significant difference between groups on total scores can exist even when items are not biased, as we illustrate with data collected during the validation of the Homeostasis Concept Inventory. Second, item bias can exist even when the two groups have exactly the same distribution of total scores, as we illustrate with a simulated data set. We also present a brief overview of how DIF analysis has been used in the biology education literature to illustrate the way DIF items need to be reevaluated by content experts to determine whether they should be revised or removed from the assessment. Finally, we conclude by arguing that DIF analysis should be used routinely to evaluate items in developing conceptual assessments. These steps will ensure more equitable—and therefore more valid—scores from conceptual assessments. PMID:28572182

24 CFR 886.308 - Maximum total annual contract commitment.

Code of Federal Regulations, 2010 CFR

2010-04-01

... OF HOUSING AND URBAN DEVELOPMENT (SECTION 8 HOUSING ASSISTANCE PROGRAMS, SECTION 202 DIRECT LOAN PROGRAM, SECTION 202 SUPPORTIVE HOUSING FOR THE ELDERLY PROGRAM AND SECTION 811 SUPPORTIVE HOUSING FOR PERSONS WITH DISABILITIES PROGRAM) SECTION 8 HOUSING ASSISTANCE PAYMENTS PROGRAM-SPECIAL ALLOCATIONS...

24 CFR 886.308 - Maximum total annual contract commitment.

Code of Federal Regulations, 2011 CFR

2011-04-01

... OF HOUSING AND URBAN DEVELOPMENT (SECTION 8 HOUSING ASSISTANCE PROGRAMS, SECTION 202 DIRECT LOAN PROGRAM, SECTION 202 SUPPORTIVE HOUSING FOR THE ELDERLY PROGRAM AND SECTION 811 SUPPORTIVE HOUSING FOR PERSONS WITH DISABILITIES PROGRAM) SECTION 8 HOUSING ASSISTANCE PAYMENTS PROGRAM-SPECIAL ALLOCATIONS...

76 FR 11815 - Request for Certification of Compliance-Rural Industrialization Loan and Grant Program

Federal Register 2010, 2011, 2012, 2013, 2014

2011-03-03

..., nursing home and a skilled nursing facility for a total of 376 beds in a 1.77 cuerdas lot. The company is... (Assisted Living); 623110 (Nursing Home and Skilled Nursing Facility). DATES: All interested parties may...

Health professionals' use of documents obtained through the Regional Medical Library Network.

PubMed

Lovas, I; Graham, E; Flack, V

1991-01-01

The Pacific Southwest Regional Medical Library Service (PSRMLS) studied how health professionals use documents obtained through the regional medical library (RML) network and how various factors, such as delivery time, affected that use. A random sample of libraries in Region 7 of the RML network was selected to survey health professionals who had received documents through the interlibrary loan (ILL) network. The survey provided data about the purposes for which health professionals requested documents, how the immediacy of need for the items affected their usefulness, what effect the obtained information had on the health professionals' work, and whether the illustrations represented an important part of the information content of the items. Survey results provided a positive assessment of the ILL network. Results also verified the basic value of the materials provided to health professionals through ILL and identified some areas for consideration in future network development. Users of the documents indicated that the network works efficiently and effectively to provide timely and useful information needed by health professionals. Technological developments in electronic information transmission and imaging will further enhance network operation in the future.

Complex versus Simple Modeling for DIF Detection: When the Intraclass Correlation Coefficient (?) of the Studied Item Is Less Than the ? of the Total Score

ERIC Educational Resources Information Center

Jin, Ying; Myers, Nicholas D.; Ahn, Soyeon

2014-01-01

Previous research has demonstrated that differential item functioning (DIF) methods that do not account for multilevel data structure could result in too frequent rejection of the null hypothesis (i.e., no DIF) when the intraclass correlation coefficient (?) of the studied item was the same as the ? of the total score. The current study extended…

34 CFR 674.40 - Treatment of loan repayments where cancellation, loan repayments, and minimum monthly repayments...

Code of Federal Regulations, 2011 CFR

2011-07-01

... FEDERAL PERKINS LOAN PROGRAM Terms of Loans § 674.40 Treatment of loan repayments where cancellation, loan... by a postponement. (b) If a borrower has received Defense, NDSL, and Perkins loans and only one can...

34 CFR 674.40 - Treatment of loan repayments where cancellation, loan repayments, and minimum monthly repayments...

Code of Federal Regulations, 2010 CFR

2010-07-01

... FEDERAL PERKINS LOAN PROGRAM Terms of Loans § 674.40 Treatment of loan repayments where cancellation, loan... by a postponement. (b) If a borrower has received Defense, NDSL, and Perkins loans and only one can...

Reliability of the Client-Centeredness of Goal Setting (C-COGS) Scale in Acquired Brain Injury Rehabilitation.

PubMed

Doig, Emmah; Prescott, Sarah; Fleming, Jennifer; Cornwell, Petrea; Kuipers, Pim

2016-01-01

To examine the internal reliability and test-retest reliability of the Client-Centeredness of Goal Setting (C-COGS) scale. The C-COGS scale was administered to 42 participants with acquired brain injury after completion of multidisciplinary goal planning. Internal reliability of scale items was examined using item-partial total correlations and Cronbach's α coefficient. The scale was readministered within a 1-mo period to a subsample of 12 participants to examine test-retest reliability by calculating exact and close percentage agreement for each item. After examination of item-partial total correlations, test items were revised. The revised items demonstrated stronger internal consistency than the original items. Preliminary evaluation of test-retest reliability was fair, with an average exact percent agreement across all test items of 67%. Findings support the preliminary reliability of the C-COGS scale as a tool to evaluate and promote client-centered goal planning in brain injury rehabilitation. Copyright © 2016 by the American Occupational Therapy Association, Inc.

12 CFR Appendix L to Part 226 - Assumed Loan Periods for Computations of Total Annual Loan Cost Rates

Code of Federal Regulations, 2011 CFR

2011-01-01

... (in years) 62 2 [11] 21 29 63 2 [10] 20 28 64 2 [10] 19 27 65 2 [9] 18 25 66 2 [9] 18 25 67 2 [9] 17 24 68 2 [8] 16 22 69 2 [8] 16 22 70 2 [8] 15 21 71 2 [7] 14 20 72 2 [7] 13 18 73 2 [7] 13 18 74 2 [6...] 8 11 82 2 [4] 8 11 83 2 [4] 7 10 84 2 [4] 7 10 85 2 [3] 6 8 86 2 [3] 6 8 87 2 [3] 6 8 88 2 [3] 5 7...

77 FR 40785 - Single Family Housing Guaranteed Loan Program

Federal Register 2010, 2011, 2012, 2013, 2014

2012-07-11

... to exceed 0.5 percent of the outstanding principal balance of the loan for the life of the loan. The... the loan; and (B) an annual fee not to exceed 0.5 percent of the outstanding balance of the loan for... principal balance of the loan for the life of the loan. The annual fee will be calculated when the loan is...

12 CFR 32.7 - Residential real estate loans, small business loans, and small farm loans.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 12 Banks and Banking 1 2012-01-01 2012-01-01 false Residential real estate loans, small business loans, and small farm loans. 32.7 Section 32.7 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY LENDING LIMITS § 32.7 Residential real estate loans, small business loans, and small...

12 CFR 32.7 - Residential real estate loans, small business loans, and small farm loans (“Supplemental Lending...

Code of Federal Regulations, 2014 CFR

2014-01-01

... 12 Banks and Banking 1 2014-01-01 2014-01-01 false Residential real estate loans, small business loans, and small farm loans (âSupplemental Lending Limits Programâ). 32.7 Section 32.7 Banks and Banking..., small business loans, and small farm loans (“Supplemental Lending Limits Program”). (a) Residential real...

12 CFR 32.7 - Residential real estate loans, small business loans, and small farm loans.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 12 Banks and Banking 1 2011-01-01 2011-01-01 false Residential real estate loans, small business loans, and small farm loans. 32.7 Section 32.7 Banks and Banking COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY LENDING LIMITS § 32.7 Residential real estate loans, small business loans, and small...

12 CFR 32.7 - Residential real estate loans, small business loans, and small farm loans (“Supplemental Lending...

Code of Federal Regulations, 2013 CFR

2013-01-01

... 12 Banks and Banking 1 2013-01-01 2013-01-01 false Residential real estate loans, small business loans, and small farm loans (âSupplemental Lending Limits Programâ). 32.7 Section 32.7 Banks and Banking..., small business loans, and small farm loans (“Supplemental Lending Limits Program”). (a) Residential real...

7 CFR 2201.19 - Loan terms.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 15 2010-01-01 2010-01-01 false Loan terms. 2201.19 Section 2201.19 Agriculture Regulations of the Department of Agriculture (Continued) LOCAL TELEVISION LOAN GUARANTEE BOARD LOCAL TELEVISION LOAN GUARANTEE PROGRAM-PROGRAM REGULATIONS Loan Guarantees § 2201.19 Loan terms. (a) All Loans...

34 CFR 668.52 - Definitions.

Code of Federal Regulations, 2010 CFR

2010-07-01

... Grant, Federal Perkins Loan, FWS, FSEOG, Federal Stafford Loan, and William D. Ford Federal Direct Loan... Perkins Loan, FWS, FSEOG, Federal Stafford Loan, or William D. Ford Federal Direct Loan programs...

34 CFR 668.52 - Definitions.

Code of Federal Regulations, 2011 CFR

2011-07-01

... Grant, Federal Perkins Loan, FWS, FSEOG, Federal Stafford Loan, and William D. Ford Federal Direct Loan... Perkins Loan, FWS, FSEOG, Federal Stafford Loan, or William D. Ford Federal Direct Loan programs...

5 CFR 1655.14 - Loan payments.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 5 Administrative Personnel 3 2010-01-01 2010-01-01 false Loan payments. 1655.14 Section 1655.14 Administrative Personnel FEDERAL RETIREMENT THRIFT INVESTMENT BOARD LOAN PROGRAM § 1655.14 Loan payments. (a) Loan payments must be made through payroll deduction in accordance with the loan agreement. Once loan...

7 CFR 1735.32 - Guaranteed loans.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 11 2010-01-01 2010-01-01 false Guaranteed loans. 1735.32 Section 1735.32 Agriculture... GENERAL POLICIES, TYPES OF LOANS, LOAN REQUIREMENTS-TELECOMMUNICATIONS PROGRAM Types of Loans § 1735.32 Guaranteed loans. (a) General. Loan guarantees under this section will be considered for only those borrowers...

7 CFR 1737.92 - Loan documents.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 11 2010-01-01 2010-01-01 false Loan documents. 1737.92 Section 1737.92 Agriculture... PRE-LOAN POLICIES AND PROCEDURES COMMON TO INSURED AND GUARANTEED TELECOMMUNICATIONS LOANS Final Loan Approval Procedures § 1737.92 Loan documents. Following approval of the loan, RUS shall forward the...

Item response theory-based validation of a short form of the Eating Behavior Scale for Japanese adults

PubMed Central

Tayama, Jun; Ogawa, Sayaka; Takeoka, Atsushi; Kobayashi, Masakazu; Shirabe, Susumu

2017-01-01

Abstract Obesity has become a serious social problem in industrialized countries in recent years. Clinically, although the evaluation of dietary behavior abnormalities is as important as any method of risk assessment for obesity, almost all the existing scales with many items may have numerous practical clinical difficulties. In this study, we aimed to prepare a short questionnaire to assess the dietary behavior abnormalities related to obesity. A total of 1032 individuals aged 20 to 59 years participated in the present study. Using item response theory (IRT), we selected the items for a short version from among 30 items of Sakata Eating Behavior Scale (EBS), which is widely used in Japan. As a result of the IRT-based analysis on the original 30-item version, 7 items were adopted as the short version. The correlation between the total score of the original EBS and the EBS short form was extremely high (r = 0.93, P = .001). In examining the criterion validity, for all participants (n = 1032), male (n = 516), and female (n = 516), the correlation coefficients between the total score of the EBS short form and body mass index (BMI) were r = 0.26, r = 0.28, and r = 0.28, respectively. The results of the receiver operating characteristic analysis was performed with obesity BMI > 25 kg/m2 as a dependent variable, the value of the area under the curve in the ROC was significantly higher in the 7-item version than in the total score of the original items (P = .0005). In conclusion, the 7-item EBS short form was created. Furthermore, it was found that the EBS short form is a reliable and valid measure that can be used as an indicator of obesity in both clinical and research settings. PMID:29049248

Rasch analysis of the hospital anxiety and depression scale among Chinese cataract patients.

PubMed

Lin, Xianchai; Chen, Ziyan; Jin, Ling; Gao, Wuyou; Qu, Bo; Zuo, Yajing; Liu, Rongjiao; Yu, Minbin

2017-01-01

To analyze the validity of the Hospital Anxiety and Depression Scale (HADS) among Chinese cataract population. A total of 275 participants with unilateral or bilateral cataract were recruited to complete the Chinese version of HADS. The patients' demographic and ophthalmic characteristics were documented. Rasch analysis was conducted to examine the model fit statistics, the thresholds ordering of the polytomous items, targeting, person separation index and reliability, local dependency, unidimentionality, differential item functioning (DIF) and construct validity of the HADS individual and summary measures. Rasch analysis was performed on anxiety and depression subscales as well as HADS-Total score respectively. The items of original HADS-Anxiety, HADS-Depression and HADS-Total demonstrated evidence of misfit of the Rasch model. Removing items A7 for anxiety subscale and rescoring items D14 for depression subscale significantly improved Rasch model fit. A 12-item higher order total scale with further removal of D12 was found to fit the Rasch model. The modified items had ordered response thresholds. No uniform DIF was detected, whereas notable non-uniform DIF in high-ability group was found. The revised cut-off points were given for the modified anxiety and depression subscales. The modified version of HADS with HADS-A and HADS-D as subscale and HADS-T as a higher-order measure is a reliable and valid instrument that may be useful for assessing anxiety and depression states in Chinese cataract population.

7 CFR 761.8 - Loan Limitations.

Code of Federal Regulations, 2010 CFR

2010-01-01

... indebtedness. (1) Farm Ownership loans, Downpayment loans and Soil and Water loans: (i) Direct—$300,000; (ii... with paragraph (b) of this section); (iii) Any combination of a direct Soil and Water loan, direct Farm Ownership loan, guaranteed Soil and Water loan, and guaranteed Farm Ownership loan—$700,000 (for fiscal year...

7 CFR 1421.102 - Adjustment of basic loan rates.

Code of Federal Regulations, 2012 CFR

2012-01-01

...-MARKETING ASSISTANCE LOANS AND LOAN DEFICIENCY PAYMENTS FOR 2008 THROUGH 2012 Marketing Assistance Loans... county marketing assistance loan rate. (2) For farm-stored commodities where the test weight discounts... schedule of discounts, the marketing assistance loan rate shall be reduced to 20 percent of the county loan...

7 CFR 1421.102 - Adjustment of basic loan rates.

Code of Federal Regulations, 2014 CFR

2014-01-01

...-MARKETING ASSISTANCE LOANS AND LOAN DEFICIENCY PAYMENTS FOR 2008 THROUGH 2012 Marketing Assistance Loans... county marketing assistance loan rate. (2) For farm-stored commodities where the test weight discounts... schedule of discounts, the marketing assistance loan rate shall be reduced to 20 percent of the county loan...

7 CFR 1421.102 - Adjustment of basic loan rates.

Code of Federal Regulations, 2013 CFR

2013-01-01

...-MARKETING ASSISTANCE LOANS AND LOAN DEFICIENCY PAYMENTS FOR 2008 THROUGH 2012 Marketing Assistance Loans... county marketing assistance loan rate. (2) For farm-stored commodities where the test weight discounts... schedule of discounts, the marketing assistance loan rate shall be reduced to 20 percent of the county loan...

7 CFR 1710.406 - Loan approval.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 11 2010-01-01 2010-01-01 false Loan approval. 1710.406 Section 1710.406 Agriculture... GENERAL AND PRE-LOAN POLICIES AND PROCEDURES COMMON TO ELECTRIC LOANS AND GUARANTEES Application Requirements and Procedures for Loans § 1710.406 Loan approval. (a) A loan is approved when the Administrator...

7 CFR 1738.22 - Loan security.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 11 2010-01-01 2010-01-01 false Loan security. 1738.22 Section 1738.22 Agriculture... RURAL BROADBAND ACCESS LOANS AND LOAN GUARANTEES Loan Purposes and Basic Policies § 1738.22 Loan security. (a) RUS makes loans only if, in the judgment of the Administrator, the security therefore is...

7 CFR 1436.7 - Loan term.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 10 2010-01-01 2010-01-01 false Loan term. 1436.7 Section 1436.7 Agriculture... AGRICULTURE LOANS, PURCHASES, AND OTHER OPERATIONS FARM STORAGE FACILITY LOAN PROGRAM REGULATIONS § 1436.7 Loan term. (a) For eligible facility loan commodities other than sugar, the term of the loan will be 7...

13 CFR 500.202 - Loan amount.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Loan amount. 500.202 Section 500.202 Business Credit and Assistance EMERGENCY OIL AND GAS GUARANTEED LOAN BOARD EMERGENCY OIL AND GAS GUARANTEED LOAN PROGRAM Oil and Gas Guaranteed Loans § 500.202 Loan amount. The aggregate amount of loan...

7 CFR 1710.407 - Loan documents.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 11 2010-01-01 2010-01-01 false Loan documents. 1710.407 Section 1710.407 Agriculture... GENERAL AND PRE-LOAN POLICIES AND PROCEDURES COMMON TO ELECTRIC LOANS AND GUARANTEES Application Requirements and Procedures for Loans § 1710.407 Loan documents. Following approval of a loan, RUS will forward...

7 CFR 764.401 - Loan decision.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 7 2010-01-01 2010-01-01 false Loan decision. 764.401 Section 764.401 Agriculture... SPECIAL PROGRAMS DIRECT LOAN MAKING Loan Decision and Closing § 764.401 Loan decision. (a) Loan approval. (1) The Agency will approve a loan only if it determines that: (i) The applicant's farm operating...

77 FR 13530 - Funding for the Conservation Loan Program; Farm Loan Programs

Federal Register 2010, 2011, 2012, 2013, 2014

2012-03-07

... DEPARTMENT OF AGRICULTURE Farm Service Agency Funding for the Conservation Loan Program; Farm Loan... Service Agency (FSA) now has funding for and is accepting guaranteed loan applications for the Conservation Loan (CL) Program. Due to a lack of program funding for direct CLs, direct loan applications are...

7 CFR 1421.102 - Adjustment of basic loan rates.

Code of Federal Regulations, 2010 CFR

2010-01-01

...-MARKETING ASSISTANCE LOANS AND LOAN DEFICIENCY PAYMENTS FOR 2008 THROUGH 2012 Marketing Assistance Loans... county marketing assistance loan rate. (2) For farm-stored commodities where the test weight discounts... schedule of discounts, the marketing assistance loan rate shall be reduced to 20 percent of the county loan...

13 CFR 400.204 - Loan terms.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 13 Business Credit and Assistance 1 2012-01-01 2012-01-01 false Loan terms. 400.204 Section 400.204 Business Credit and Assistance EMERGENCY STEEL GUARANTEE LOAN BOARD EMERGENCY STEEL GUARANTEE LOAN PROGRAM Steel Guarantee Loans § 400.204 Loan terms. (a) All loans guaranteed under the Program shall be...

13 CFR 400.204 - Loan terms.

Code of Federal Regulations, 2014 CFR

2014-01-01

... 13 Business Credit and Assistance 1 2014-01-01 2014-01-01 false Loan terms. 400.204 Section 400.204 Business Credit and Assistance EMERGENCY STEEL GUARANTEE LOAN BOARD EMERGENCY STEEL GUARANTEE LOAN PROGRAM Steel Guarantee Loans § 400.204 Loan terms. (a) All loans guaranteed under the Program shall be...

13 CFR 400.204 - Loan terms.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 13 Business Credit and Assistance 1 2011-01-01 2011-01-01 false Loan terms. 400.204 Section 400.204 Business Credit and Assistance EMERGENCY STEEL GUARANTEE LOAN BOARD EMERGENCY STEEL GUARANTEE LOAN PROGRAM Steel Guarantee Loans § 400.204 Loan terms. (a) All loans guaranteed under the Program shall be...

13 CFR 400.204 - Loan terms.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Loan terms. 400.204 Section 400.204 Business Credit and Assistance EMERGENCY STEEL GUARANTEE LOAN BOARD EMERGENCY STEEL GUARANTEE LOAN PROGRAM Steel Guarantee Loans § 400.204 Loan terms. (a) All loans guaranteed under the Program shall be...

13 CFR 400.204 - Loan terms.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 13 Business Credit and Assistance 1 2013-01-01 2013-01-01 false Loan terms. 400.204 Section 400.204 Business Credit and Assistance EMERGENCY STEEL GUARANTEE LOAN BOARD EMERGENCY STEEL GUARANTEE LOAN PROGRAM Steel Guarantee Loans § 400.204 Loan terms. (a) All loans guaranteed under the Program shall be...

13 CFR 120.882 - Eligible Project costs for 504 loans.

Code of Federal Regulations, 2014 CFR

2014-01-01

... loans. 120.882 Section 120.882 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Development Company Loan Program (504) Loan-Making Policies Specific to 504 Loans § 120.882 Eligible Project costs for 504 loans. Eligible Project costs which may be paid with the proceeds of 504...

13 CFR 120.882 - Eligible Project costs for 504 loans.

Code of Federal Regulations, 2011 CFR

2011-01-01

... loans. 120.882 Section 120.882 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Development Company Loan Program (504) Loan-Making Policies Specific to 504 Loans § 120.882 Eligible Project costs for 504 loans. Eligible Project costs which may be paid with the proceeds of 504...

13 CFR 109.410 - Loan limits-loans to Eligible Small Business Concerns.

Code of Federal Regulations, 2012 CFR

2012-01-01

... ADMINISTRATION INTERMEDIARY LENDING PILOT PROGRAM Requirements for ILP Intermediary Loans to Small Businesses § 109.410 Loan limits—loans to Eligible Small Business Concerns. No small business (including Affiliates... 13 Business Credit and Assistance 1 2012-01-01 2012-01-01 false Loan limits-loans to Eligible...

13 CFR 109.410 - Loan limits-loans to Eligible Small Business Concerns.

Code of Federal Regulations, 2014 CFR

2014-01-01

... ADMINISTRATION INTERMEDIARY LENDING PILOT PROGRAM Requirements for ILP Intermediary Loans to Small Businesses § 109.410 Loan limits—loans to Eligible Small Business Concerns. No small business (including Affiliates... 13 Business Credit and Assistance 1 2014-01-01 2014-01-01 false Loan limits-loans to Eligible...

13 CFR 120.882 - Eligible Project costs for 504 loans.

Code of Federal Regulations, 2013 CFR

2013-01-01

... loans. 120.882 Section 120.882 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Development Company Loan Program (504) Loan-Making Policies Specific to 504 Loans § 120.882 Eligible Project costs for 504 loans. Eligible Project costs which may be paid with the proceeds of 504...

13 CFR 109.410 - Loan limits-loans to Eligible Small Business Concerns.

Code of Federal Regulations, 2013 CFR

2013-01-01

... ADMINISTRATION INTERMEDIARY LENDING PILOT PROGRAM Requirements for ILP Intermediary Loans to Small Businesses § 109.410 Loan limits—loans to Eligible Small Business Concerns. No small business (including Affiliates... 13 Business Credit and Assistance 1 2013-01-01 2013-01-01 false Loan limits-loans to Eligible...

13 CFR 120.882 - Eligible Project costs for 504 loans.

Code of Federal Regulations, 2010 CFR

2010-01-01

... loans. 120.882 Section 120.882 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Development Company Loan Program (504) Loan-Making Policies Specific to 504 Loans § 120.882 Eligible Project costs for 504 loans. Eligible Project costs which may be paid with the proceeds of 504...

12 CFR 930.1 - Definitions.

Code of Federal Regulations, 2011 CFR

2011-01-01

... Banking FEDERAL HOUSING FINANCE BOARD FEDERAL HOME LOAN BANK RISK MANAGEMENT AND CAPITAL STANDARDS DEFINITIONS APPLYING TO RISK MANAGEMENT AND CAPITAL REGULATIONS § 930.1 Definitions. As used in this.... Charges against the capital of the Bank means an other than temporary decline in the Bank's total equity...

34 CFR 682.210 - Deferment.

Code of Federal Regulations, 2014 CFR

2014-07-01

... school teachers; or (B) A specific grade level or academic, instructional, subject-matter, or discipline... are teaching in academic subject areas other than their area of preparation. (iii) If the total number... information from the other FFEL loan holder or the Secretary or from an authoritative electronic database...

Identifying content for the glaucoma-specific item bank to measure quality-of-life parameters.

PubMed

Khadka, Jyoti; McAlinden, Colm; Craig, Jamie E; Fenwick, Eva K; Lamoureux, Ecosse L; Pesudovs, Konrad

2015-01-01

Patient-reported outcomes (PROs) have become essential clinical trial end points. However, a comprehensive, multidimensional, patient-relevant, and precise glaucoma-specific PRO instrument is not available. Therefore, the purpose of this study was to identify content for a new, glaucoma-specific, quality-of-life (QOL) item bank. Content identification was undertaken in 5 phases: (1) identification of extant items in glaucoma-specific instruments and the qualitative literature; (2) focus groups and interviews with glaucoma patients; (3) item classification and selection; (4) expert review and revision of items; and (5) cognitive interviews with patients. A total of 737 unique items (extant items from PRO instruments, 247; qualitative articles, 14 items; focus groups and semistructured interviews, 476 items) were identified. These items were classified into 10 QOL domains. Four criteria (item redundancy, item inconsistent with domain definition, item content too narrow to have wider applicability, and item clarity) were used to remove and refine the items. After the cognitive interviews, the final minimally representative item set had a total of 342 unique items belonging to 10 domains: activity limitation (88), mobility (20), visual symptoms (19), ocular surface symptoms (22), general symptoms (15), convenience (39), health concerns (45), emotional well-being (49), social issues (23), and economic issues (22). The systematic content identification process identified 10 QOL domains, which were important to patients with glaucoma. The majority of the items were identified from the patient-specific focus groups and semistructured interviews suggesting that the existing PRO instruments do not adequately address QOL issues relevant to individuals with glaucoma.

7 CFR 774.23 - Loan servicing.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 7 2010-01-01 2010-01-01 false Loan servicing. 774.23 Section 774.23 Agriculture... SPECIAL PROGRAMS EMERGENCY LOAN FOR SEED PRODUCERS PROGRAM § 774.23 Loan servicing. Loans will be serviced as a Non-program loan in accordance with 7 CFR part 766. If the loan is not repaid as agreed and...

13 CFR 500.204 - Loan terms.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Loan terms. 500.204 Section 500.204 Business Credit and Assistance EMERGENCY OIL AND GAS GUARANTEED LOAN BOARD EMERGENCY OIL AND GAS GUARANTEED LOAN PROGRAM Oil and Gas Guaranteed Loans § 500.204 Loan terms. (a) All loans guaranteed under the...

7 CFR 1776.11 - Revolving loan fund.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 7 Agriculture 12 2013-01-01 2013-01-01 false Revolving loan fund. 1776.11 Section 1776.11... AGRICULTURE (CONTINUED) HOUSEHOLD WATER WELL SYSTEM GRANT PROGRAM HWWS Grants § 1776.11 Revolving loan fund... § 1776.12. All loans made to loan recipients shall be drawn from the revolving loan fund. The loans shall...

7 CFR 1776.11 - Revolving loan fund.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 7 Agriculture 12 2011-01-01 2011-01-01 false Revolving loan fund. 1776.11 Section 1776.11... AGRICULTURE (CONTINUED) HOUSEHOLD WATER WELL SYSTEM GRANT PROGRAM HWWS Grants § 1776.11 Revolving loan fund... § 1776.12. All loans made to loan recipients shall be drawn from the revolving loan fund. The loans shall...

7 CFR 1776.11 - Revolving loan fund.

Code of Federal Regulations, 2014 CFR

2014-01-01

... 7 Agriculture 12 2014-01-01 2013-01-01 true Revolving loan fund. 1776.11 Section 1776.11... AGRICULTURE (CONTINUED) HOUSEHOLD WATER WELL SYSTEM GRANT PROGRAM HWWS Grants § 1776.11 Revolving loan fund... § 1776.12. All loans made to loan recipients shall be drawn from the revolving loan fund. The loans shall...

7 CFR 1776.11 - Revolving loan fund.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 7 Agriculture 12 2012-01-01 2012-01-01 false Revolving loan fund. 1776.11 Section 1776.11... AGRICULTURE (CONTINUED) HOUSEHOLD WATER WELL SYSTEM GRANT PROGRAM HWWS Grants § 1776.11 Revolving loan fund... § 1776.12. All loans made to loan recipients shall be drawn from the revolving loan fund. The loans shall...

7 CFR 1776.11 - Revolving loan fund.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 12 2010-01-01 2010-01-01 false Revolving loan fund. 1776.11 Section 1776.11... AGRICULTURE (CONTINUED) HOUSEHOLD WATER WELL SYSTEM GRANT PROGRAM HWWS Grants § 1776.11 Revolving loan fund... § 1776.12. All loans made to loan recipients shall be drawn from the revolving loan fund. The loans shall...

13 CFR 123.400 - What is the Pre-Disaster Mitigation Loan Program?

Code of Federal Regulations, 2013 CFR

2013-01-01

... Mitigation Loan Program? 123.400 Section 123.400 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.400 What is the Pre-Disaster Mitigation Loan Program? The Pre-Disaster Mitigation Loan Program allows SBA to make low interest, fixed rate loans to...

13 CFR 123.400 - What is the Pre-Disaster Mitigation Loan Program?

Code of Federal Regulations, 2012 CFR

2012-01-01

... Mitigation Loan Program? 123.400 Section 123.400 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.400 What is the Pre-Disaster Mitigation Loan Program? The Pre-Disaster Mitigation Loan Program allows SBA to make low interest, fixed rate loans to...

13 CFR 123.400 - What is the Pre-Disaster Mitigation Loan Program?

Code of Federal Regulations, 2014 CFR

2014-01-01

... Mitigation Loan Program? 123.400 Section 123.400 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.400 What is the Pre-Disaster Mitigation Loan Program? The Pre-Disaster Mitigation Loan Program allows SBA to make low interest, fixed rate loans to...

13 CFR 123.400 - What is the Pre-Disaster Mitigation Loan Program?

Code of Federal Regulations, 2011 CFR

2011-01-01

... Mitigation Loan Program? 123.400 Section 123.400 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.400 What is the Pre-Disaster Mitigation Loan Program? The Pre-Disaster Mitigation Loan Program allows SBA to make low interest, fixed rate loans to...

13 CFR 123.400 - What is the Pre-Disaster Mitigation Loan Program?

Code of Federal Regulations, 2010 CFR

2010-01-01

... Mitigation Loan Program? 123.400 Section 123.400 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION DISASTER LOAN PROGRAM Pre-Disaster Mitigation Loans § 123.400 What is the Pre-Disaster Mitigation Loan Program? The Pre-Disaster Mitigation Loan Program allows SBA to make low interest, fixed rate loans to...

KSC-04pd1229

NASA Image and Video Library

2004-05-25

KENNEDY SPACE CENTER, FLA. - In the Vehicle Assembly Building (VAB), Scott Thurston (red shirt) stands by while a United Space Alliance worker (blue shirt) gets ready to start moving pieces of Columbia debris, such as the PRSD tank in front, for transfer to a shipping facility and delivery to The Aerospace Corporation in El Segundo, Calif. Thurston is the Columbia debris coordinator. The pieces have been released for loan to the non-governmental agency for testing and research. The Aerospace Corporation requested and will receive graphite/epoxy honeycomb skins from an Orbital Maneuvering System pod, Main Propulsion System Helium tanks, a Reaction Control System Helium tank and a Power Reactant Storage Distribution system tank. The company will use the parts to study re-entry effects on composite materials. NASA notified the Columbia crew’s families about the loan before releasing the items for study. Researchers believe the testing will show how materials are expected to respond to various heating and loads' environments. The findings will help calibrate tools and models used to predict hazards to people and property from reentering hardware. The Aerospace Corporation will have the debris for one year to perform analyses to estimate maximum temperatures during reentry based upon the geometry and mass of the recovered composite. Columbia’s debris is stored in the VAB.

KSC-04PD-1229

NASA Technical Reports Server (NTRS)

2004-01-01

KENNEDY SPACE CENTER, FLA. In the Vehicle Assembly Building (VAB), Scott Thurston (red shirt) stands by while a United Space Alliance worker (blue shirt) gets ready to start moving pieces of Columbia debris, such as the PRSD tank in front, for transfer to a shipping facility and delivery to The Aerospace Corporation in El Segundo, Calif. Thurston is the Columbia debris coordinator. The pieces have been released for loan to the non-governmental agency for testing and research. The Aerospace Corporation requested and will receive graphite/epoxy honeycomb skins from an Orbital Maneuvering System pod, Main Propulsion System Helium tanks, a Reaction Control System Helium tank and a Power Reactant Storage Distribution system tank. The company will use the parts to study re-entry effects on composite materials. NASA notified the Columbia crews families about the loan before releasing the items for study. Researchers believe the testing will show how materials are expected to respond to various heating and loads' environments. The findings will help calibrate tools and models used to predict hazards to people and property from reentering hardware. The Aerospace Corporation will have the debris for one year to perform analyses to estimate maximum temperatures during reentry based upon the geometry and mass of the recovered composite. Columbias debris is stored in the VAB.

Do Images Influence Assessment in Anatomy? Exploring the Effect of Images on Item Difficulty and Item Discrimination

ERIC Educational Resources Information Center

Vorstenbosch, Marc A. T. M.; Klaassen, Tim P. F. M.; Kooloos, Jan G. M.; Bolhuis, Sanneke M.; Laan, Roland F. J. M.

2013-01-01

Anatomists often use images in assessments and examinations. This study aims to investigate the influence of different types of images on item difficulty and item discrimination in written assessments. A total of 210 of 460 students volunteered for an extra assessment in a gross anatomy course. This assessment contained 39 test items grouped in…

Student Loan Programs: Lower Interest Rates and Higher Loan Volume Have Increased Federal Consolidation Loan Costs. Testimony before the Committee on Education and the Workforce, House of Representatives. GAO-04-568T

ERIC Educational Resources Information Center

US General Accounting Office, 2004

2004-01-01

This statement focuses on issues related to consolidation loans and their cost implications for taxpayers and borrowers. Consolidation loans, available under the Department of Education?s (Education's) two major student loan programs?the Federal Family Education Loan Program (FFELP) and the William D. Ford Direct Loan Program (FDLP)?help borrowers…

On rising medical student debt: in for a penny, in for a pound.

PubMed

Kassebaum, D G; Szenas, P L; Schuchert, M K

1996-10-01

Using national databases of the Association of American Medical Colleges, the authors have examined reasons for the rising indebtedness of U.S. medical students, looking across the past decade at the influence of tuition and fees (tuition-fees) alone and the total costs of attending school, the effects of the changing demographics of medical school enrollments and lengthened graduation times, the relationship between the availability of school-funded scholarships and the amount of student loan disbursements, the pattern of student financial aid, and the reliance on borrowing to cover the costs of medical education. In constant dollars, the average indebtedness of students graduating from public schools increased 59.2% between 1985 and 1995, and that for graduates of private schools increased 64.2%. The fraction of graduates bringing debt with them when they entered medical school declined from 42.1% in 1985 to 33.6% in 1995. Premedical debt as a fraction of total debt declined at public schools from 9% in 1985 to 7% in 1995, and at private schools from 7.8% in 1985 to 5.9% in 1995. For public schools, tuition-fees increased 60.1% between 1985 and 1995, and average medical school debt increased 60.9%; for private schools, tuition-fees increased 30.1% over that period, while average medical school debt increased 66.2%. On average, public school graduates accrued debt greater than their four-year tuition-fee payments, while the average debt accrued by private school graduates was less than tuition-fee amounts. In 1995, graduates of public schools had debt accumulations representing 62% of the average total cost of attendance (tuition, fees, books, supplies, equipment, and living expenses), and the indebtedness of private school graduates was 55% of the average total cost, findings suggesting that total costs were the stronger driver of the amounts borrowed. On a national scale, the influences on medical school debt of longer graduation times, the growing number of women students, greater racial-ethnic diversity, and the admission of more older students age were negligible or small. The average parental income, adjusted to constant dollars, actually increased between 1985 and 1995. For public schools, the aggregate amounts of student aid have climbed at a steeper rate than schools' tuition-fee revenues during the past decade. For public schools, tuition-fee revenues rose 66.7% between 1985 and 1995, while the amount of loans to students at public schools increased 92.7%. For private schools, tuition-fee revenues went up 36.5%, and the amount of loans to students rose 57.9% during the same period. Federal Stafford Loans represented the major financing source, increasing from 71.5% of public schools' tuition-fee revenue in 1985 to 92.2% in 1995, and from 23% of private schools' tuition-fee revenue in 1985 to 38% in 1995. Over the decade, scholarship support kept pace with tuition-fee increases at public schools, but lagged behind the increases at private schools. The recent escalation of student debt has coincided with the lifting of the federal loan borrowing limits under the Higher Education Act. In parallel, entering medical students have declared their intentions to rely more heavily on loans as a means of financing. These findings, although based on national data and trends, provide a framework for exploration of the factors affecting educational costs and financing at individual medical schools. The importance of doing so is mounting, as students may be throwing caution to the winds in the more favorable climate for borrowing, ignoring indicators of changing practice opportunities and incomes ahead.

Student Loans: Direct Loan Default. Report to Congressional Requesters.

ERIC Educational Resources Information Center

Bovbjerg, Barbara D.

This report presents data on default rates within two major federal student loan programs, the Federal Direct Loan Program (FDLP) and the Federal Family Education Loan Program (FFELP). Data from the National Student Loan Data System for 1997 and 1998 indicate that, overall, direct and guaranteed student loan programs had similar default rates--6.6…

Student Loans Driving You Crazy? A Borrower's Guide to Direct Consolidation Loans.

ERIC Educational Resources Information Center

Office of Federal Student Aid (ED), Washington, DC.

This booklet describes the Direct Consolidation Loan program students can use to combine one or more student loans into a new loan. Things to consider before seeking a consolidation loan are outlined. Direct consolidation loans offer a number of advantages; they are free, result in one lender and one monthly payment, and offer flexible repayment…

45 CFR 1336.66 - Procedures and criteria for administration of the Revolving Loan Fund: Responsibilities of the...

Code of Federal Regulations, 2010 CFR

2010-10-01

... package. (d) Loan decision-making process. Decision-making on a loan application includes the recommendations of the staff, the review by the loan review committee and the decision by the Board. (e) Loan closing process. The guidelines for the loan closing process include the finalization of loan terms...

7 CFR 4274.331 - Loan limits.

Code of Federal Regulations, 2013 CFR

2013-01-01

... effective and sound manner, within 1 year after loan closing. (2) The initial Agency IRP loan as defined in... loans will not exceed $1 million each and not more than one loan will be approved by the Agency for an... (IRP) § 4274.331 Loan limits. (a) Intermediary. (1) No loan to an intermediary will exceed the maximum...

7 CFR 4274.331 - Loan limits.

Code of Federal Regulations, 2012 CFR

2012-01-01

... effective and sound manner, within 1 year after loan closing. (2) The initial Agency IRP loan as defined in... loans will not exceed $1 million each and not more than one loan will be approved by the Agency for an... (IRP) § 4274.331 Loan limits. (a) Intermediary. (1) No loan to an intermediary will exceed the maximum...

7 CFR 4274.331 - Loan limits.

Code of Federal Regulations, 2011 CFR

2011-01-01

... effective and sound manner, within 1 year after loan closing. (2) The initial Agency IRP loan as defined in... loans will not exceed $1 million each and not more than one loan will be approved by the Agency for an... (IRP) § 4274.331 Loan limits. (a) Intermediary. (1) No loan to an intermediary will exceed the maximum...

7 CFR 4274.331 - Loan limits.

Code of Federal Regulations, 2010 CFR

2010-01-01

... effective and sound manner, within 1 year after loan closing. (2) The initial Agency IRP loan as defined in... loans will not exceed $1 million each and not more than one loan will be approved by the Agency for an... (IRP) § 4274.331 Loan limits. (a) Intermediary. (1) No loan to an intermediary will exceed the maximum...

7 CFR 4274.331 - Loan limits.

Code of Federal Regulations, 2014 CFR

2014-01-01

... effective and sound manner, within 1 year after loan closing. (2) The initial Agency IRP loan as defined in... loans will not exceed $1 million each and not more than one loan will be approved by the Agency for an... (IRP) § 4274.331 Loan limits. (a) Intermediary. (1) No loan to an intermediary will exceed the maximum...

13 CFR 120.396 - What is the term of the loan?

Code of Federal Regulations, 2014 CFR

2014-01-01

... 13 Business Credit and Assistance 1 2014-01-01 2014-01-01 false What is the term of the loan? 120.396 Section 120.396 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Special Purpose Loans Builders Loan Program § 120.396 What is the term of the loan? The loan must not...

13 CFR 120.396 - What is the term of the loan?

Code of Federal Regulations, 2013 CFR

2013-01-01

... 13 Business Credit and Assistance 1 2013-01-01 2013-01-01 false What is the term of the loan? 120.396 Section 120.396 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Special Purpose Loans Builders Loan Program § 120.396 What is the term of the loan? The loan must not...

13 CFR 120.396 - What is the term of the loan?

Code of Federal Regulations, 2010 CFR

2010-01-01

... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false What is the term of the loan? 120.396 Section 120.396 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Special Purpose Loans Builders Loan Program § 120.396 What is the term of the loan? The loan must not...

13 CFR 120.396 - What is the term of the loan?

Code of Federal Regulations, 2011 CFR

2011-01-01

... 13 Business Credit and Assistance 1 2011-01-01 2011-01-01 false What is the term of the loan? 120.396 Section 120.396 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Special Purpose Loans Builders Loan Program § 120.396 What is the term of the loan? The loan must not...

13 CFR 120.396 - What is the term of the loan?

Code of Federal Regulations, 2012 CFR

2012-01-01

... 13 Business Credit and Assistance 1 2012-01-01 2012-01-01 false What is the term of the loan? 120.396 Section 120.396 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Special Purpose Loans Builders Loan Program § 120.396 What is the term of the loan? The loan must not...

Influence of income, hours worked, and loan repayment on medical students' decision to pursue a primary care career.

PubMed

Rosenthal, M P; Diamond, J J; Rabinowitz, H K; Bauer, L C; Jones, R L; Kearl, G W; Kelly, R B; Sheets, K J; Jaffe, A; Jonas, A P

To assess the specialty plans of current fourth-year medical students and, for those not choosing primary care specialties, to investigate the potential effect that changes in key economic or lifestyle factors could have in attracting such students to primary care. A survey study was sent to 901 fourth-year medical students in the 1993 graduating classes of six US medical schools. Comparisons were made between students choosing and not choosing primary care specialties. For the non-primary care students, we also evaluated whether alteration of income, hours worked, or loan repayment could attract them to primary care careers. Of the 688 responses (76% response rate), primary care specialties were chosen by 27% of the students and non-primary care specialties by 73%. One quarter (25%) of the non-primary care students indicated they would change to primary care for one of the following factors: income (10%), hours worked (11%), or loan repayment (4%). For students whose debt was $50,000 or greater, the loan repayment option became much more important than for students with lesser debt. In all, a total of 45% (n = 313) of the students indicated either they were planning to enter primary care (n = 188) or they would change to a primary care specialty (n = 125) with appropriate adjustments in income, hours worked, or loan repayment. Significant changes in economic and lifestyle factors could have a direct effect on the ability to attract students to primary care. Including such changes as part of health system reform, especially within the context of a supportive medical school environment, could enable the United States to approach a goal of graduating 50% generalist physicians.

7 CFR 1421.111 - Loan settlement.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 10 2010-01-01 2010-01-01 false Loan settlement. 1421.111 Section 1421.111... OF AGRICULTURE LOANS, PURCHASES, AND OTHER OPERATIONS GRAINS AND SIMILARLY HANDLED COMMODITIES-MARKETING ASSISTANCE LOANS AND LOAN DEFICIENCY PAYMENTS FOR 2008 THROUGH 2012 Marketing Assistance Loans...

12 CFR 252.154 - Annual stress test.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 12 Banks and Banking 4 2013-01-01 2013-01-01 false Annual stress test. 252.154 Section 252.154... (CONTINUED) ENHANCED PRUDENTIAL STANDARDS (REGULATION YY) Company-Run Stress Test Requirements for Banking... stress test. (a) General requirements—(1) Savings and loan holding companies with average total...

12 CFR 252.154 - Annual stress test.

Code of Federal Regulations, 2014 CFR

2014-01-01

... 12 Banks and Banking 4 2014-01-01 2014-01-01 false Annual stress test. 252.154 Section 252.154... (CONTINUED) ENHANCED PRUDENTIAL STANDARDS (REGULATION YY) Company-Run Stress Test Requirements for Banking... stress test. (a) General requirements—(1) Savings and loan holding companies with average total...

75 FR 65707 - Notice Regarding Consideration and Processing of Applications for Financial Assistance Under the...

Federal Register 2010, 2011, 2012, 2013, 2014

2010-10-26

... of 1998, Public Law 105-178 (1998) (TEA-21). FRA is hereby correcting that information, stated in the... Program since TEA-21 was enacted. Of these, a total of 3 loans have been repaid in full.'' The notice is...

Baseline for beached marine debris on Sand Island, Midway Atoll.

PubMed

Ribic, Christine A; Sheavly, Seba B; Klavitter, John

2012-08-01

Baseline measurements were made of the amount and weight of beached marine debris on Sand Island, Midway Atoll, June 2008-July 2010. On 23 surveys, 32,696 total debris objects (identifiable items and pieces) were collected; total weight was 740.4 kg. Seventy-two percent of the total was pieces; 91% of the pieces were made of plastic materials. Pieces were composed primarily of polyethylene and polypropylene. Identifiable items were 28% of the total; 88% of the identifiable items were in the fishing/aquaculture/shipping-related and beverage/household products-related categories. Identifiable items were lowest during April-August, while pieces were at their lowest during June-August. Sites facing the North Pacific Gyre received the most debris and proportionately more pieces. More debris tended to be found on Sand Island when the Subtropical Convergence Zone was closer to the Atoll. This information can be used for potential mitigation and to understand the impacts of large-scale events such as the 2011 Japanese tsunami. Published by Elsevier Ltd.

Funds for Treatment of Hospitalized Patients: Evidence from Bangladesh

PubMed Central

Begum, Farhana; Hossain, Akmal

2014-01-01

ABSTRACT This study was designed to explore sources of funds for health expenditure of patients if they are hospitalized. We have included 379 patients of 3 private and 7 public hospitals to estimate total expenditure. Of them, 229 (60.4%) were from public and 150 (39.6%) from private hospitals. Mean expenditure was Tk 60,613.3 and 8,262.7, and duration of hospital stay was 10.7 and 11.8 days in private and public hospitals respectively. More than half (55%) of the patients from middle class were treated in private hospitals. Of them, 278 (74.0%) were funded by themselves, 48 (12.8%) by loan with interest rate of 100% to 180%, 23 (6.1%) by loan without interest, 17 (4.5%) by losing their fixed asset, and 4 (1.1%) by begging in the street. Most of the patients did bear expenditure by themselves, followed by loan with high interest rate. ‘Distress’ selling of property was also a source. Middle-class patients could be comfortable with expenditure if they were in public hospitals. PMID:25395909

Funds for treatment of hospitalized patients: evidence from Bangladesh.

PubMed

Begum, Farhana; Alam, Shahinul; Hossain, Akmal

2014-09-01

This study was designed to explore sources of funds for health expenditure of patients if they are hospitalized. We have included 379 patients of 3 private and 7 public hospitals to estimate total expenditure. Of them, 229 (60.4%) were from public and 150 (39.6%) from private hospitals. Mean expenditure was Tk 60,613.3 and 8,262.7, and duration of hospital stay was 10.7 and 11.8 days in private and public hospitals respectively. More than half (55%) of the patients from middle class were treated in private hospitals. Of them, 278 (74.0%) were funded by themselves, 48 (12.8%) by loan with interest rate of 100% to 180%, 23 (6.1%) by loan without interest, 17 (4.5%) by losing their fixed asset, and 4 (1.1%) by begging in the street. Most of the patients did bear expenditure by themselves, followed by loan with high interest rate. 'Distress' selling of property was also a source. Middle-class patients could be comfortable with expenditure if they were in public hospitals.

State of New Mexico wind site survey loan program

DOE Office of Scientific and Technical Information (OSTI.GOV)

Reynolds, R.D.

1981-12-01

This pilot project made available to the citizens of New Mexico, interested in wind energy, the loan of a wind data accumulator for one year so that they could determine if their site was suitable for the installation of a wind generator prior to their investment in a wind system. A nominal fee of $35.00 was charged for a year to help defray maintenance expenses. The Physical Science Laboratory meteorologist installed a 3-cup anemometer usually on a 30' telescoping mast at each site after looking over the exposure and making recommendations to the Site Owner. The electronic odometer was eithermore » housed inside a house or mounted to the mast in its lockable case. There are a total of 21 sets for loan. The site owners read their data once per week and mailed a data card in to the Physical Science Laboratory. The annual wind climatology for each site was computed and the owners advised of the suitability of their site for wind generation of electricity. An updated wind climatology for New Mexico was prepared utilizing this new data.« less

What's in a Topic? Exploring the Interaction between Test-Taker Age and Item Content in High-Stakes Testing

ERIC Educational Resources Information Center

Banerjee, Jayanti; Papageorgiou, Spiros

2016-01-01

The research reported in this article investigates differential item functioning (DIF) in a listening comprehension test. The study explores the relationship between test-taker age and the items' language domains across multiple test forms. The data comprise test-taker responses (N = 2,861) to a total of 133 unique items, 46 items of which were…

Optimal ordering quantities for substitutable deteriorating items under joint replenishment with cost of substitution

NASA Astrophysics Data System (ADS)

Mishra, Vinod Kumar

2017-09-01

In this paper we develop an inventory model, to determine the optimal ordering quantities, for a set of two substitutable deteriorating items. In this inventory model the inventory level of both items depleted due to demands and deterioration and when an item is out of stock, its demands are partially fulfilled by the other item and all unsatisfied demand is lost. Each substituted item incurs a cost of substitution and the demands and deterioration is considered to be deterministic and constant. Items are order jointly in each ordering cycle, to take the advantages of joint replenishment. The problem is formulated and a solution procedure is developed to determine the optimal ordering quantities that minimize the total inventory cost. We provide an extensive numerical and sensitivity analysis to illustrate the effect of different parameter on the model. The key observation on the basis of numerical analysis, there is substantial improvement in the optimal total cost of the inventory model with substitution over without substitution.

Psychometric properties of the Global Operative Assessment of Laparoscopic Skills (GOALS) using item response theory.

PubMed

Watanabe, Yusuke; Madani, Amin; Ito, Yoichi M; Bilgic, Elif; McKendy, Katherine M; Feldman, Liane S; Fried, Gerald M; Vassiliou, Melina C

2017-02-01

The extent to which each item assessed using the Global Operative Assessment of Laparoscopic Skills (GOALS) contributes to the total score remains unknown. The purpose of this study was to evaluate the level of difficulty and discriminative ability of each of the 5 GOALS items using item response theory (IRT). A total of 396 GOALS assessments for a variety of laparoscopic procedures over a 12-year time period were included. Threshold parameters of item difficulty and discrimination power were estimated for each item using IRT. The higher slope parameters seen with "bimanual dexterity" and "efficiency" are indicative of greater discriminative ability than "depth perception", "tissue handling", and "autonomy". IRT psychometric analysis indicates that the 5 GOALS items do not demonstrate uniform difficulty and discriminative power, suggesting that they should not be scored equally. "Bimanual dexterity" and "efficiency" seem to have stronger discrimination. Weighted scores based on these findings could improve the accuracy of assessing individual laparoscopic skills. Copyright © 2016 Elsevier Inc. All rights reserved.

Approximation Preserving Reductions among Item Pricing Problems

NASA Astrophysics Data System (ADS)

Hamane, Ryoso; Itoh, Toshiya; Tomita, Kouhei

When a store sells items to customers, the store wishes to determine the prices of the items to maximize its profit. Intuitively, if the store sells the items with low (resp. high) prices, the customers buy more (resp. less) items, which provides less profit to the store. So it would be hard for the store to decide the prices of items. Assume that the store has a set V of n items and there is a set E of m customers who wish to buy those items, and also assume that each item i ∈ V has the production cost di and each customer ej ∈ E has the valuation vj on the bundle ej ⊆ V of items. When the store sells an item i ∈ V at the price ri, the profit for the item i is pi = ri - di. The goal of the store is to decide the price of each item to maximize its total profit. We refer to this maximization problem as the item pricing problem. In most of the previous works, the item pricing problem was considered under the assumption that pi ≥ 0 for each i ∈ V, however, Balcan, et al. [In Proc. of WINE, LNCS 4858, 2007] introduced the notion of “loss-leader, ” and showed that the seller can get more total profit in the case that pi < 0 is allowed than in the case that pi < 0 is not allowed. In this paper, we derive approximation preserving reductions among several item pricing problems and show that all of them have algorithms with good approximation ratio.

48 CFR 252.211-7008 - Use of Government-assigned Serial Numbers

Code of Federal Regulations, 2012 CFR

2012-10-01

... all levels of life cycle management. Major end items include aircraft; ships; boats; motorized wheeled... never changes in order to provide traceability of the item throughout its total life cycle. The term... items for use throughout the life of the major end item. The Contractor may elect, but is not required...

48 CFR 252.211-7008 - Use of Government-Assigned Serial Numbers

Code of Federal Regulations, 2011 CFR

2011-10-01

... all levels of life cycle management. Major end items include aircraft; ships; boats; motorized wheeled... never changes in order to provide traceability of the item throughout its total life cycle. The term... items for use throughout the life of the major end item. The Contractor may elect, but is not required...

48 CFR 252.211-7008 - Use of Government-assigned Serial Numbers

Code of Federal Regulations, 2013 CFR

2013-10-01

... all levels of life cycle management. Major end items include aircraft; ships; boats; motorized wheeled... never changes in order to provide traceability of the item throughout its total life cycle. The term... items for use throughout the life of the major end item. The Contractor may elect, but is not required...

48 CFR 252.211-7008 - Use of Government-assigned Serial Numbers

Code of Federal Regulations, 2014 CFR

2014-10-01

... all levels of life cycle management. Major end items include aircraft; ships; boats; motorized wheeled... never changes in order to provide traceability of the item throughout its total life cycle. The term... items for use throughout the life of the major end item. The Contractor may elect, but is not required...

A Study of Developing an Environmental Attitude Scale for Primary School Students

ERIC Educational Resources Information Center

Artvinli, Eyup; Demir, Zulfiye Melis

2018-01-01

The aim of this research is to develop an instrument that measures environmental attitudes of third grade students. The study was completed in six stages: creating scale items, content validity study, item total and remaining item correlation study, determining item discrimination, determining construct validity study and examining the internal…

Differential Item Functioning: Its Consequences. Research Report. ETS RR-10-01

ERIC Educational Resources Information Center

Lee, Yi-Hsuan; Zhang, Jinming

2010-01-01

This report examines the consequences of differential item functioning (DIF) using simulated data. Its impact on total score, item response theory (IRT) ability estimate, and test reliability was evaluated in various testing scenarios created by manipulating the following four factors: test length, percentage of DIF items per form, sample sizes of…

7 CFR 2201.14 - Eligible Loan purposes.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 15 2010-01-01 2010-01-01 false Eligible Loan purposes. 2201.14 Section 2201.14 Agriculture Regulations of the Department of Agriculture (Continued) LOCAL TELEVISION LOAN GUARANTEE BOARD LOCAL TELEVISION LOAN GUARANTEE PROGRAM-PROGRAM REGULATIONS Loan Guarantees § 2201.14 Eligible Loan...

76 FR 27986 - Funding for the Conservation Loan Program; Farm Loan Programs

Federal Register 2010, 2011, 2012, 2013, 2014

2011-05-13

... of water conservation measures; establishment or improvement of permanent pastures; implementation of... for the Conservation Loan Program; Farm Loan Programs AGENCY: Farm Service Agency, USDA. ACTION... or guaranteed loan applications for the Conservation Loan (CL) Program because of lack of program...

7 CFR 762.121 - Loan purposes.

Code of Federal Regulations, 2014 CFR

2014-01-01

... 7 Agriculture 7 2014-01-01 2014-01-01 false Loan purposes. 762.121 Section 762.121 Agriculture Regulations of the Department of Agriculture (Continued) FARM SERVICE AGENCY, DEPARTMENT OF AGRICULTURE SPECIAL PROGRAMS GUARANTEED FARM LOANS § 762.121 Loan purposes. (a) Operating Loan purposes. (1) Loan...

7 CFR 762.121 - Loan purposes.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 7 Agriculture 7 2012-01-01 2012-01-01 false Loan purposes. 762.121 Section 762.121 Agriculture Regulations of the Department of Agriculture (Continued) FARM SERVICE AGENCY, DEPARTMENT OF AGRICULTURE SPECIAL PROGRAMS GUARANTEED FARM LOANS § 762.121 Loan purposes. (a) Operating Loan purposes. (1) Loan...

13 CFR 120.160 - Loan conditions.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false Loan conditions. 120.160 Section 120.160 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Policies Applying to All Business Loans Credit Criteria for Sba Loans § 120.160 Loan conditions. The following...

75 FR 56487 - Loan Policies and Operations; Loan Purchases From FDIC

Federal Register 2010, 2011, 2012, 2013, 2014

2010-09-16

...-AC62 Loan Policies and Operations; Loan Purchases From FDIC AGENCY: Farm Credit Administration. ACTION... authority to purchase from the Federal Deposit Insurance Corporation loans to farmers, ranchers, producers... Federal Deposit Insurance Corporation loans to farmers, ranchers, producers or harvesters of aquatic...

7 CFR 1781.22 - Subsequent loans.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 12 2010-01-01 2010-01-01 false Subsequent loans. 1781.22 Section 1781.22 Agriculture... (CONTINUED) RESOURCE CONSERVATION AND DEVELOPMENT (RCD) LOANS AND WATERSHED (WS) LOANS AND ADVANCES § 1781.22 Subsequent loans. Subsequent loans will be processed in accordance with this part. ...

Assessment of the psychometrics of a PROMIS item bank: self-efficacy for managing daily activities

PubMed Central

Hong, Ickpyo; Li, Chih-Ying; Romero, Sergio; Gruber-Baldini, Ann L.; Shulman, Lisa M.

2017-01-01

Purpose The aim of this study is to investigate the psychometrics of the Patient-Reported Outcomes Measurement Information System self-efficacy for managing daily activities item bank. Methods The item pool was field tested on a sample of 1087 participants via internet (n = 250) and in-clinic (n = 837) surveys. All participants reported having at least one chronic health condition. The 35 item pool was investigated for dimensionality (confirmatory factor analyses, CFA and exploratory factor analysis, EFA), item-total correlations, local independence, precision, and differential item functioning (DIF) across gender, race, ethnicity, age groups, data collection modes, and neurological chronic conditions (McFadden Pseudo R2 less than 10 %). Results The item pool met two of the four CFA fit criteria (CFI = 0.952 and SRMR = 0.07). EFA analysis found a dominant first factor (eigenvalue = 24.34) and the ratio of first to second eigenvalue was 12.4. The item pool demonstrated good item-total correlations (0.59–0.85) and acceptable internal consistency (Cronbach’s alpha = 0.97). The item pool maintained its precision (reliability over 0.90) across a wide range of theta (3.70), and there was no significant DIF. Conclusion The findings indicated the item pool has sound psychometric properties and the test items are eligible for development of computerized adaptive testing and short forms. PMID:27048495

Assessment of the psychometrics of a PROMIS item bank: self-efficacy for managing daily activities.

PubMed

Hong, Ickpyo; Velozo, Craig A; Li, Chih-Ying; Romero, Sergio; Gruber-Baldini, Ann L; Shulman, Lisa M

2016-09-01

The aim of this study is to investigate the psychometrics of the Patient-Reported Outcomes Measurement Information System self-efficacy for managing daily activities item bank. The item pool was field tested on a sample of 1087 participants via internet (n = 250) and in-clinic (n = 837) surveys. All participants reported having at least one chronic health condition. The 35 item pool was investigated for dimensionality (confirmatory factor analyses, CFA and exploratory factor analysis, EFA), item-total correlations, local independence, precision, and differential item functioning (DIF) across gender, race, ethnicity, age groups, data collection modes, and neurological chronic conditions (McFadden Pseudo R (2) less than 10 %). The item pool met two of the four CFA fit criteria (CFI = 0.952 and SRMR = 0.07). EFA analysis found a dominant first factor (eigenvalue = 24.34) and the ratio of first to second eigenvalue was 12.4. The item pool demonstrated good item-total correlations (0.59-0.85) and acceptable internal consistency (Cronbach's alpha = 0.97). The item pool maintained its precision (reliability over 0.90) across a wide range of theta (3.70), and there was no significant DIF. The findings indicated the item pool has sound psychometric properties and the test items are eligible for development of computerized adaptive testing and short forms.

45 CFR 2525.20 - Definitions.

Code of Federal Regulations, 2010 CFR

2010-10-01

...) William D. Ford Federal Direct Loans. (i) Direct Subsidized and Unsubsidized Stafford Loans. (ii) Direct Subsidized and Unsubsidized Ford Loans. (iii) Direct Consolidation Loans. (3) Federal Perkins Loans. (i...

7 CFR 1421.106 - Warehouse-stored marketing assistance loan collateral.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 7 Agriculture 10 2012-01-01 2012-01-01 false Warehouse-stored marketing assistance loan collateral... SIMILARLY HANDLED COMMODITIES-MARKETING ASSISTANCE LOANS AND LOAN DEFICIENCY PAYMENTS FOR 2008 THROUGH 2012 Marketing Assistance Loans § 1421.106 Warehouse-stored marketing assistance loan collateral. (a) A commodity...

7 CFR 1421.106 - Warehouse-stored marketing assistance loan collateral.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 7 Agriculture 10 2013-01-01 2013-01-01 false Warehouse-stored marketing assistance loan collateral... SIMILARLY HANDLED COMMODITIES-MARKETING ASSISTANCE LOANS AND LOAN DEFICIENCY PAYMENTS FOR 2008 THROUGH 2012 Marketing Assistance Loans § 1421.106 Warehouse-stored marketing assistance loan collateral. (a) A commodity...

7 CFR 1421.106 - Warehouse-stored marketing assistance loan collateral.

Code of Federal Regulations, 2014 CFR

2014-01-01

... 7 Agriculture 10 2014-01-01 2014-01-01 false Warehouse-stored marketing assistance loan collateral... SIMILARLY HANDLED COMMODITIES-MARKETING ASSISTANCE LOANS AND LOAN DEFICIENCY PAYMENTS FOR 2008 THROUGH 2012 Marketing Assistance Loans § 1421.106 Warehouse-stored marketing assistance loan collateral. (a) A commodity...

7 CFR 2201.10 - Loan amount and Guarantee percentage.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 15 2010-01-01 2010-01-01 false Loan amount and Guarantee percentage. 2201.10 Section 2201.10 Agriculture Regulations of the Department of Agriculture (Continued) LOCAL TELEVISION LOAN GUARANTEE BOARD LOCAL TELEVISION LOAN GUARANTEE PROGRAM-PROGRAM REGULATIONS Loan Guarantees § 2201.10 Loan...

7 CFR 1421.113 - Recourse marketing assistance loans.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 10 2010-01-01 2010-01-01 false Recourse marketing assistance loans. 1421.113 Section... COMMODITIES-MARKETING ASSISTANCE LOANS AND LOAN DEFICIENCY PAYMENTS FOR 2008 THROUGH 2012 Marketing Assistance Loans § 1421.113 Recourse marketing assistance loans. (a) CCC shall make recourse marketing assistance...

7 CFR 1735.32 - Guaranteed loans.

Code of Federal Regulations, 2013 CFR

2013-01-01

... GENERAL POLICIES, TYPES OF LOANS, LOAN REQUIREMENTS-TELECOMMUNICATIONS PROGRAM Types of Loans § 1735.32...) Requirements. To qualify for a guaranteed loan, a borrower must have a projected TIER (including the proposed... loan. In addition, a borrower must meet all requirements set forth in the regulations applicable to a...

7 CFR 1735.32 - Guaranteed loans.

Code of Federal Regulations, 2014 CFR

2014-01-01

... GENERAL POLICIES, TYPES OF LOANS, LOAN REQUIREMENTS-TELECOMMUNICATIONS PROGRAM Types of Loans § 1735.32...) Requirements. To qualify for a guaranteed loan, a borrower must have a projected TIER (including the proposed... loan. In addition, a borrower must meet all requirements set forth in the regulations applicable to a...

7 CFR 1735.32 - Guaranteed loans.

Code of Federal Regulations, 2012 CFR

2012-01-01

... GENERAL POLICIES, TYPES OF LOANS, LOAN REQUIREMENTS-TELECOMMUNICATIONS PROGRAM Types of Loans § 1735.32...) Requirements. To qualify for a guaranteed loan, a borrower must have a projected TIER (including the proposed... loan. In addition, a borrower must meet all requirements set forth in the regulations applicable to a...

7 CFR 1735.32 - Guaranteed loans.

Code of Federal Regulations, 2011 CFR

2011-01-01

... GENERAL POLICIES, TYPES OF LOANS, LOAN REQUIREMENTS-TELECOMMUNICATIONS PROGRAM Types of Loans § 1735.32...) Requirements. To qualify for a guaranteed loan, a borrower must have a projected TIER (including the proposed... loan. In addition, a borrower must meet all requirements set forth in the regulations applicable to a...

7 CFR 1427.12 - Liens.

Code of Federal Regulations, 2010 CFR

2010-01-01

... tendered as collateral for a loan, even though the liens or encumbrances are satisfied from the loan... less than $50,000. (b) CCC may elect to accept cotton as loan collateral that has warehouse receiving... AGRICULTURE LOANS, PURCHASES, AND OTHER OPERATIONS COTTON Nonrecourse Cotton Loan and Loan Deficiency Payments...

7 CFR 1980.370 - Loan servicing.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 14 2010-01-01 2009-01-01 true Loan servicing. 1980.370 Section 1980.370 Agriculture... REGULATIONS (CONTINUED) GENERAL Rural Housing Loans § 1980.370 Loan servicing. RHS encourages Lenders to... sufficient servicing and counseling to meet the objectives of the loan. Loan servicing should be approached...

24 CFR 201.41 - Loan servicing.

Code of Federal Regulations, 2010 CFR

2010-04-01

... 24 Housing and Urban Development 2 2010-04-01 2010-04-01 false Loan servicing. 201.41 Section 201... DEVELOPMENT MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES TITLE I PROPERTY IMPROVEMENT AND MANUFACTURED HOME LOANS Loan Administration § 201.41 Loan servicing. (a) Generally...

49 CFR 260.9 - Loan terms.

Code of Federal Regulations, 2010 CFR

2010-10-01

... 49 Transportation 4 2010-10-01 2010-10-01 false Loan terms. 260.9 Section 260.9 Transportation... TRANSPORTATION REGULATIONS GOVERNING LOANS AND LOAN GUARANTEES UNDER THE RAILROAD REHABILITATION AND IMPROVEMENT FINANCING PROGRAM Overview § 260.9 Loan terms. The maximum repayment period for direct loans and guaranteed...

75 FR 66699 - Farm Loan Programs Loan Making Activities; Correction

Federal Register 2010, 2011, 2012, 2013, 2014

2010-10-29

... Loan Programs Loan Making Activities; Correction AGENCY: Farm Service Agency, USDA. ACTION: Proposed rule; correction. SUMMARY: This document contains a correction to the proposed rule titled ``Farm Loan Programs Loan Making Activities'' that was published September 23, 2010. The Farm Service Agency (FSA) is...

7 CFR 1421.113 - Recourse marketing assistance loans.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 7 Agriculture 10 2013-01-01 2013-01-01 false Recourse marketing assistance loans. 1421.113 Section... COMMODITIES-MARKETING ASSISTANCE LOANS AND LOAN DEFICIENCY PAYMENTS FOR 2008 THROUGH 2012 Marketing Assistance Loans § 1421.113 Recourse marketing assistance loans. (a) CCC shall make recourse marketing assistance...

7 CFR 1421.113 - Recourse marketing assistance loans.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 7 Agriculture 10 2012-01-01 2012-01-01 false Recourse marketing assistance loans. 1421.113 Section... COMMODITIES-MARKETING ASSISTANCE LOANS AND LOAN DEFICIENCY PAYMENTS FOR 2008 THROUGH 2012 Marketing Assistance Loans § 1421.113 Recourse marketing assistance loans. (a) CCC shall make recourse marketing assistance...

13 CFR 400.202 - Loan amount.

Code of Federal Regulations, 2013 CFR

2013-01-01

....202 Business Credit and Assistance EMERGENCY STEEL GUARANTEE LOAN BOARD EMERGENCY STEEL GUARANTEE LOAN PROGRAM Steel Guarantee Loans § 400.202 Loan amount. (a) The aggregate amount of loan principal guaranteed under this Program to a single Qualified Steel Company may not exceed $ 250 million. (b) Of the...

13 CFR 400.202 - Loan amount.

Code of Federal Regulations, 2010 CFR

2010-01-01

....202 Business Credit and Assistance EMERGENCY STEEL GUARANTEE LOAN BOARD EMERGENCY STEEL GUARANTEE LOAN PROGRAM Steel Guarantee Loans § 400.202 Loan amount. (a) The aggregate amount of loan principal guaranteed under this Program to a single Qualified Steel Company may not exceed $ 250 million. (b) Of the...

13 CFR 400.202 - Loan amount.

Code of Federal Regulations, 2011 CFR

2011-01-01

....202 Business Credit and Assistance EMERGENCY STEEL GUARANTEE LOAN BOARD EMERGENCY STEEL GUARANTEE LOAN PROGRAM Steel Guarantee Loans § 400.202 Loan amount. (a) The aggregate amount of loan principal guaranteed under this Program to a single Qualified Steel Company may not exceed $ 250 million. (b) Of the...

13 CFR 400.202 - Loan amount.

Code of Federal Regulations, 2012 CFR

2012-01-01

....202 Business Credit and Assistance EMERGENCY STEEL GUARANTEE LOAN BOARD EMERGENCY STEEL GUARANTEE LOAN PROGRAM Steel Guarantee Loans § 400.202 Loan amount. (a) The aggregate amount of loan principal guaranteed under this Program to a single Qualified Steel Company may not exceed $ 250 million. (b) Of the...

13 CFR 400.202 - Loan amount.

Code of Federal Regulations, 2014 CFR

2014-01-01

....202 Business Credit and Assistance EMERGENCY STEEL GUARANTEE LOAN BOARD EMERGENCY STEEL GUARANTEE LOAN PROGRAM Steel Guarantee Loans § 400.202 Loan amount. (a) The aggregate amount of loan principal guaranteed under this Program to a single Qualified Steel Company may not exceed $ 250 million. (b) Of the...

The psychometric properties of the Chinese version of the Conditions of Work Effectiveness Questionnaire-II.

PubMed

Sun, Ning; Li, Qiu-Jie; Lv, Dong-Mei; Lu, Gui-Zhi; Lin, Ping; An, Xue-Mei

2014-10-01

The present study was conducted to evaluate the psychometric properties of a newly adapted Chinese version of an instrument designed to measure structural empowerment among staff nurses. Structural empowerment has been shown to be important to nurses in Western cultures, but its importance in China is unknown. A convenience sample of 650 staff nurses was selected from six hospitals in Harbin, China. After linguistic adaptation using the forward-backward translation method, the 19-item Conditions of Work Effectiveness Questionnaire-II (CWEQ-II-CV) was answered by participants. Content validity, Cronbach's alpha, item-to-total correlation and exploratory factor analysis were used to assess the reliability and validity of the translated instrument. In the factor analysis, a six-factor solution was found to be reasonable with the sub-dimensions of structural empowerment that included support (three items), resources (three items), information (three items), opportunity (three items), formal power (three items) and informal power (four items). Cronbach's alpha coefficient for the total instrument was 0.92 and ranged from 0.68 to 0.86 in the six subscales. The item-to-total correlation coefficients ranged from 0.48 to 0.80. The findings also gave support for content validity. Evidence was found to support the reliability and validity of the CWEQ-II-CV scale that measures the quality of the work environment for nurses from a structural empowerment perspective. The translated version of CWEQ-II-CV can provide an effective evaluation tool for structural empowerment in the Chinese nursing workplace. © 2013 John Wiley & Sons Ltd.

34 CFR 674.52 - Cancellation procedures.

Code of Federal Regulations, 2011 CFR

2011-07-01

... EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Loan Cancellation § 674.52 Cancellation... loan. (d) Concurrent deferment period. The Secretary considers a Perkins Loan, NDSL or Defense Loan...

7 CFR 1435.101 - Loan rates.

Code of Federal Regulations, 2010 CFR

2010-01-01

... AGRICULTURE LOANS, PURCHASES, AND OTHER OPERATIONS SUGAR PROGRAM Sugar Loan Program § 1435.101 Loan rates. (a) The national average loan rate for raw cane sugar produced from domestically grown sugarcane is: 18... for the 2012 crop year. (b) The national average loan rate for refined beet sugar from domestically...

7 CFR 1435.101 - Loan rates.

Code of Federal Regulations, 2011 CFR

2011-01-01

... AGRICULTURE LOANS, PURCHASES, AND OTHER OPERATIONS SUGAR PROGRAM Sugar Loan Program § 1435.101 Loan rates. (a) The national average loan rate for raw cane sugar produced from domestically grown sugarcane is: 18... for the 2012 crop year. (b) The national average loan rate for refined beet sugar from domestically...

7 CFR 1427.23 - Cotton loan deficiency payments.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 10 2010-01-01 2010-01-01 false Cotton loan deficiency payments. 1427.23 Section 1427..., DEPARTMENT OF AGRICULTURE LOANS, PURCHASES, AND OTHER OPERATIONS COTTON Nonrecourse Cotton Loan and Loan Deficiency Payments § 1427.23 Cotton loan deficiency payments. (a) In order to be eligible to receive such...

7 CFR 1427.23 - Cotton loan deficiency payments.

Code of Federal Regulations, 2014 CFR

2014-01-01

... 7 Agriculture 10 2014-01-01 2014-01-01 false Cotton loan deficiency payments. 1427.23 Section 1427..., DEPARTMENT OF AGRICULTURE LOANS, PURCHASES, AND OTHER OPERATIONS COTTON Nonrecourse Cotton Loan and Loan Deficiency Payments § 1427.23 Cotton loan deficiency payments. (a) In order to be eligible to receive such...

7 CFR 1427.23 - Cotton loan deficiency payments.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 7 Agriculture 10 2011-01-01 2011-01-01 false Cotton loan deficiency payments. 1427.23 Section 1427..., DEPARTMENT OF AGRICULTURE LOANS, PURCHASES, AND OTHER OPERATIONS COTTON Nonrecourse Cotton Loan and Loan Deficiency Payments § 1427.23 Cotton loan deficiency payments. (a) In order to be eligible to receive such...

7 CFR 1427.23 - Cotton loan deficiency payments.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 7 Agriculture 10 2013-01-01 2013-01-01 false Cotton loan deficiency payments. 1427.23 Section 1427..., DEPARTMENT OF AGRICULTURE LOANS, PURCHASES, AND OTHER OPERATIONS COTTON Nonrecourse Cotton Loan and Loan Deficiency Payments § 1427.23 Cotton loan deficiency payments. (a) In order to be eligible to receive such...

7 CFR 1427.23 - Cotton loan deficiency payments.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 7 Agriculture 10 2012-01-01 2012-01-01 false Cotton loan deficiency payments. 1427.23 Section 1427..., DEPARTMENT OF AGRICULTURE LOANS, PURCHASES, AND OTHER OPERATIONS COTTON Nonrecourse Cotton Loan and Loan Deficiency Payments § 1427.23 Cotton loan deficiency payments. (a) In order to be eligible to receive such...

5 CFR 1655.12 - Loan agreement.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 5 Administrative Personnel 3 2011-01-01 2011-01-01 false Loan agreement. 1655.12 Section 1655.12 Administrative Personnel FEDERAL RETIREMENT THRIFT INVESTMENT BOARD LOAN PROGRAM § 1655.12 Loan agreement. (a... participant submits a paper loan application, the TSP record keeper will mail the loan agreement, and other...

7 CFR 1951.877 - Loan agreements.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 7 Agriculture 14 2013-01-01 2013-01-01 false Loan agreements. 1951.877 Section 1951.877... agreements. (a) A loan agreement will have been executed by the RDLF intermediary and OCS or HHS for each loan. The loan agreement ordinarily would contain the following provisions: (1) The amount of the loan...

7 CFR 1951.877 - Loan agreements.

Code of Federal Regulations, 2014 CFR

2014-01-01

... 7 Agriculture 14 2014-01-01 2014-01-01 false Loan agreements. 1951.877 Section 1951.877... agreements. (a) A loan agreement will have been executed by the RDLF intermediary and OCS or HHS for each loan. The loan agreement ordinarily would contain the following provisions: (1) The amount of the loan...

7 CFR 1951.877 - Loan agreements.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 7 Agriculture 14 2011-01-01 2011-01-01 false Loan agreements. 1951.877 Section 1951.877... agreements. (a) A loan agreement will have been executed by the RDLF intermediary and OCS or HHS for each loan. The loan agreement ordinarily would contain the following provisions: (1) The amount of the loan...

5 CFR 1655.12 - Loan agreement.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 5 Administrative Personnel 3 2012-01-01 2012-01-01 false Loan agreement. 1655.12 Section 1655.12 Administrative Personnel FEDERAL RETIREMENT THRIFT INVESTMENT BOARD LOAN PROGRAM § 1655.12 Loan agreement. (a... participant submits a paper loan application, the TSP record keeper will mail the loan agreement, and other...

5 CFR 1655.12 - Loan agreement.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 5 Administrative Personnel 3 2013-01-01 2013-01-01 false Loan agreement. 1655.12 Section 1655.12 Administrative Personnel FEDERAL RETIREMENT THRIFT INVESTMENT BOARD LOAN PROGRAM § 1655.12 Loan agreement. (a... participant submits a paper loan application, the TSP record keeper will mail the loan agreement, and other...

10 CFR 800.300 - Loan servicing.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 10 Energy 4 2013-01-01 2013-01-01 false Loan servicing. 800.300 Section 800.300 Energy DEPARTMENT OF ENERGY LOANS FOR BID OR PROPOSAL PREPARATION BY MINORITY BUSINESS ENTERPRISES SEEKING DOE CONTRACTS AND ASSISTANCE Loan Administration § 800.300 Loan servicing. (a) Servicing of a loan under this...

34 CFR 674.38 - Deferment procedures.

Code of Federal Regulations, 2011 CFR

2011-07-01

..., DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Terms of Loans § 674.38 Deferment procedures. (a)(1... deferment on another Perkins Loan, a FFEL Loan, or a Direct Loan for the same reason and the same time period. The institution may grant the deferment based on information from the other Perkins Loan holder...

34 CFR 674.38 - Deferment procedures.

Code of Federal Regulations, 2010 CFR

2010-07-01

..., DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Terms of Loans § 674.38 Deferment procedures. (a)(1... deferment on another Perkins Loan, a FFEL Loan, or a Direct Loan for the same reason and the same time period. The institution may grant the deferment based on information from the other Perkins Loan holder...

34 CFR 674.60 - Cancellation for volunteer service-Perkins loans, NDSLs and Defense loans.

Code of Federal Regulations, 2010 CFR

2010-07-01

... 34 Education 3 2010-07-01 2010-07-01 false Cancellation for volunteer service-Perkins loans, NDSLs... Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Loan Cancellation § 674.60 Cancellation for volunteer service—Perkins loans, NDSLs and Defense...

77 FR 71584 - Agency Information Collection Activities; Comment Request; Loan Cancellation in the Federal...

Federal Register 2010, 2011, 2012, 2013, 2014

2012-12-03

...; Comment Request; Loan Cancellation in the Federal Perkins Loan Program AGENCY: Department of Education (ED... of Collection: Loan Cancellation in the Federal Perkins Loan Program. OMB Control Number: 1845-0100... these regulations are necessary to determine Federal Perkins Loan borrower's eligibility to receive...

34 CFR 674.60 - Cancellation for volunteer service-Perkins loans, NDSLs and Defense loans.

Code of Federal Regulations, 2011 CFR

2011-07-01

... 34 Education 3 2011-07-01 2011-07-01 false Cancellation for volunteer service-Perkins loans, NDSLs... Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION FEDERAL PERKINS LOAN PROGRAM Loan Cancellation § 674.60 Cancellation for volunteer service—Perkins loans, NDSLs and Defense...

7 CFR 1738.154 - Loan security.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 7 Agriculture 11 2012-01-01 2012-01-01 false Loan security. 1738.154 Section 1738.154 Agriculture... RURAL BROADBAND ACCESS LOANS AND LOAN GUARANTEES Direct Loan Terms § 1738.154 Loan security. (a) The... the applicant's property and revenues and such additional security as the Agency may require. The...

7 CFR 1738.154 - Loan security.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 7 Agriculture 11 2013-01-01 2013-01-01 false Loan security. 1738.154 Section 1738.154 Agriculture... RURAL BROADBAND ACCESS LOANS AND LOAN GUARANTEES Direct Loan Terms § 1738.154 Loan security. (a) The... the applicant's property and revenues and such additional security as the Agency may require. The...

7 CFR 1822.279 - Loan supervision and servicing.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 12 2010-01-01 2010-01-01 false Loan supervision and servicing. 1822.279 Section 1822... Loan Policies, Procedures, and Authorizations § 1822.279 Loan supervision and servicing. Loan supervision and loan servicing will be provided according to 7 CFR part 3560. [69 FR 69104, Nov. 26, 2004] ...

7 CFR 1822.279 - Loan supervision and servicing.

Code of Federal Regulations, 2012 CFR

2012-01-01

... 7 Agriculture 12 2012-01-01 2012-01-01 false Loan supervision and servicing. 1822.279 Section 1822... Loan Policies, Procedures, and Authorizations § 1822.279 Loan supervision and servicing. Loan supervision and loan servicing will be provided according to 7 CFR part 3560. [69 FR 69104, Nov. 26, 2004] ...

7 CFR 1822.279 - Loan supervision and servicing.

Code of Federal Regulations, 2011 CFR

2011-01-01

... 7 Agriculture 12 2011-01-01 2011-01-01 false Loan supervision and servicing. 1822.279 Section 1822... Loan Policies, Procedures, and Authorizations § 1822.279 Loan supervision and servicing. Loan supervision and loan servicing will be provided according to 7 CFR part 3560. [69 FR 69104, Nov. 26, 2004] ...

7 CFR 1822.279 - Loan supervision and servicing.

Code of Federal Regulations, 2013 CFR

2013-01-01

... 7 Agriculture 12 2013-01-01 2013-01-01 false Loan supervision and servicing. 1822.279 Section 1822... Loan Policies, Procedures, and Authorizations § 1822.279 Loan supervision and servicing. Loan supervision and loan servicing will be provided according to 7 CFR part 3560. [69 FR 69104, Nov. 26, 2004] ...

7 CFR 1822.279 - Loan supervision and servicing.

Code of Federal Regulations, 2014 CFR

2014-01-01

... 7 Agriculture 12 2014-01-01 2013-01-01 true Loan supervision and servicing. 1822.279 Section 1822... Loan Policies, Procedures, and Authorizations § 1822.279 Loan supervision and servicing. Loan supervision and loan servicing will be provided according to 7 CFR part 3560. [69 FR 69104, Nov. 26, 2004] ...

24 CFR 201.51 - Proceeding against the loan security.

Code of Federal Regulations, 2010 CFR

2010-04-01

....51 Proceeding against the loan security. (a) Property improvement loans. (1) After acceleration of maturity on a secured property improvement loan, the lender may either proceed against the loan security... proceeds against the loan security, it may submit an insurance claim only if it complies with the...

7 CFR 1718.104 - Availability of model loan contract.

Code of Federal Regulations, 2010 CFR

2010-01-01

..., DEPARTMENT OF AGRICULTURE LOAN SECURITY DOCUMENTS FOR ELECTRIC BORROWERS Loan Contracts With Distribution Borrowers § 1718.104 Availability of model loan contract. Single copies of the model loan contract (RUS... 7 Agriculture 11 2010-01-01 2010-01-01 false Availability of model loan contract. 1718.104 Section...

7 CFR 3560.61 - Loan security.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 15 2010-01-01 2010-01-01 false Loan security. 3560.61 Section 3560.61 Agriculture... DIRECT MULTI-FAMILY HOUSING LOANS AND GRANTS Direct Loan and Grant Origination § 3560.61 Loan security... collateral. (2) The amount of the loan against the collateral does not exceed its estimated security value...

13 CFR 120.330 - Who is eligible for an energy conservation loan?

Code of Federal Regulations, 2010 CFR

2010-01-01

... conservation loan? 120.330 Section 120.330 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS LOANS Special Purpose Loans Energy Conservation § 120.330 Who is eligible for an energy conservation loan? SBA may make or guarantee loans to assist a small business to design, engineer, manufacture...

7 CFR 3550.52 - Loan purposes.

Code of Federal Regulations, 2011 CFR

2011-01-01

... added to the loan amount in excess of the area loan limit and appraised value of the house. (e) Loan..., insurance premiums, real estate tax advances, or preliminary foreclosure costs; or (ii) If a loan of $5,000..., and loan closing fees; and appraisal, surveying, environmental, tax monitoring, and other technical...

7 CFR 774.22 - Loan closing.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 7 2010-01-01 2010-01-01 false Loan closing. 774.22 Section 774.22 Agriculture... SPECIAL PROGRAMS EMERGENCY LOAN FOR SEED PRODUCERS PROGRAM § 774.22 Loan closing. (a) Conditions. The... approval prior to closing. (b) Loan instruments and legal documents. The applicant will execute all loan...

7 CFR 1927.56 - Scheduling loan closing.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 12 2010-01-01 2010-01-01 false Scheduling loan closing. 1927.56 Section 1927.56... REGULATIONS TITLE CLEARANCE AND LOAN CLOSING Real Estate Title Clearance and Loan Closing § 1927.56 Scheduling loan closing. The agency, in coordination with the closing agent, will arrange a loan closing and send...

38 CFR 36.4504 - Loan closing expenses.

Code of Federal Regulations, 2010 CFR

2010-07-01

... 38 Pensions, Bonuses, and Veterans' Relief 2 2010-07-01 2010-07-01 false Loan closing expenses. 36...) LOAN GUARANTY Direct Loans § 36.4504 Loan closing expenses. (a) Department of Veterans Affairs will designate a loan closer to represent the Department of Veterans Affairs at the closing and in advance...

7 CFR 1822.274 - Loan closing.

Code of Federal Regulations, 2010 CFR

2010-01-01

... 7 Agriculture 12 2010-01-01 2010-01-01 false Loan closing. 1822.274 Section 1822.274 Agriculture..., Procedures, and Authorizations § 1822.274 Loan closing. (a) Applicable instructions. The complete loan docket will be sent to the OGC for loan closing instructions. RHS loans will be closed in accordance with...

7 CFR 1435.101 - Loan rates.

Code of Federal Regulations, 2013 CFR

2013-01-01

... AGRICULTURE LOANS, PURCHASES, AND OTHER OPERATIONS SUGAR PROGRAM Sugar Loan Program § 1435.101 Loan rates. (a) The national average loan rate for raw cane sugar produced from domestically grown sugarcane is: 18... for the 2012 crop year. (b) The national average loan rate for refined beet sugar from domestically...

7 CFR 1435.101 - Loan rates.

Code of Federal Regulations, 2014 CFR

2014-01-01

... AGRICULTURE LOANS, PURCHASES, AND OTHER OPERATIONS SUGAR PROGRAM Sugar Loan Program § 1435.101 Loan rates. (a) The national average loan rate for raw cane sugar produced from domestically grown sugarcane is: 18... for the 2012 crop year. (b) The national average loan rate for refined beet sugar from domestically...